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COURT STREET ENTERPRISES INC AND JOSEPH J HIRSCHFELD AS TRUSTEE (5). This Instrument Prepared By: and Return to: REPKrI & JENNINGS, P.A. 711 Pinellas Street Clearwater, Florida 33756-5507 File No. 1333.01 WARRANTY DEED KEN BURKE, CLERK OF COURT PINELLAS COUNTY FLORIDA i��$i"r 2vi'i2wiSwi ivi2i i2v i i ui i�:�'ri F'ivi OFF REC BK: 17392 PG: 2117-2119 DocType:DEED RECORDING: $27.00 D DOC STAMP: $3325.00 THIS INDENTURE made this °?��day of October, 2011, between COURT STREET ENTERPRISES, INC., a Florida corporation, havmg its principal place of business at 8 Cambria Street, Suite 303, Clearwater, FL 33767, as to 2/3rds ownership and JOSEPHJ H IRSCHFELD, INDIVIDUALLY and AS TRL?STEE OF JOSEPH J. HIRSCHFELD TRUST DATED THE 12th day of February, 1992, as to 1/3rd ownership, whose Post Office Address is 7105 Pelican Drive, Tam�a, FL 33634, hereinafter called the Grantor, and THE CITY OF CLEARWATER, a Florida �Vlurucipality, whose Post Office Address is: 112 Soutl,� Osceoia Avenue, Clearwater, FL 33756, hereinafter called the Grantee. That the Grantor, for and in consideration of the sum of Ten Dollaxs ($10.00), and other good and valuable considerations to said Grantor in hand paid by said Grantee, the receipt whereof is hereby acknowled�ed, by these presents does grant, bargaui, sell, alien, remise, release, convey and confirm unto the said Grantee, and GYantee's heirs, successors and assigns forever, the followuig described property situate, l��ing and being in Pinellas County, Florida, to-wit: A part of Lots 2, 3, 8 and 9, Bl.ack 11, MAGNOLLA PARK, as recorded in Plat Book 3, Page 43, of the Public Records of Pinellas County, Florida, describ�d as follows: From the Southwest coxner of said Block 11, run thence East, 73.45 fee�f'or the Pcint of Begin:ung; then�e rim �`� (? �eg. 15'12" E, 314.34 feet ta ;he So�ith right- of-way� line of Franklin Srreet also being the lv'orth line of said Block 11; thence S 89 deg 58'00" E, along said Narth line of Block 11, 58.82 feet; thence S 0 deg 52'44" E, 314.34 feet to the North right-of-way line of Court Street also being the South line of said Block 11; thence West, along said South line of Block 11, 65.03 feet to the Point of Beginning. Ta� Assessor's Parcel Number: 15/29/1�/54450/011/0020 THIS IS I�TOT THE HOMESTEAD OF THE GRANTORS. SL'BJECT to easements, restiierions and reserva.tions of recor� and taYes foY the current year and subsequent yeaxs. TOGETHER with all the tenements, hereditarnents and appurtenances thereto belonging or in anywise appertaining. TO H�VE AI�TD TO HOLD ihe same in fee simple, forever. AND SAID GR.ANTOR hereby covenants with said grantee that it is lawfully seized of said land in fee simple; that it has good right and lawful authority to sell and convey said land; that it heYeby fully warrants the title to said land and will defend the same against the lawful claims of all persons whomsoever; and that said land is free of all encumbrances. "Grantor" and "Grantee" are used for singular or plural, as context Yequires. IN WI'I i�ESS WHEREOF, the said Grantor, has caused these pxesents to be executed in its name the day and year first above written. ritt t• %l�(�- G Lin a J. Edw s-Delgado/ST COURT STREET ENTERPRISES, INC., a Florida corporation DAVID E. ALBRI ON, President Sign: (L, %�, Print name:'1'� 0..- �•�.j 1r �1 f� STATE OF FLORIDA COUNT'Y OF PINELLAS � � �,�.//_i �j: �`9 '" � � � � � . I hereby certify that on this day personally appeared befoYe me, an officeY duly authorized to administer oaths and take acknowledgm ents, DAVID E. ALBRITTON A DENT of COURT STREET ENTERPRISES, INC., a Florida corporarion, to me e son known nd known to me to be the individual described herein (or who produced as idenrificarion), who took an oath and who acknowledged that this instrument was freely and voluntarily 2 � . executed for the purposes herein expxessed for and on behalf of said corporation. WITNESS my hand and official seal, this a�D '"' day of October, 2011. ..m...... �OYCE S...�KIN ..........� : ��r,� Pu� �mm# DDp79gp14 � N�y ; .�g��� Expi� 11/2712011 � • '�, _ �ry Asen . Inc • : n� Fbrida ' r:y, y xs an �+nauwuaun�s�ua��uus�n��ud STATE OF FLORIDA COUNTY OF PINELLAS . ARY PUBLIC My Commission Expires: I hereby certify that on this day personall�y a eared before me, an officer duly authorized to administer oaths an ents, JOSEP�i J. HIRSCHFELD, INDNIDUALLY AND AS TRUSTEE, to me ersonall known nd known to me to be the individual described herein (or who produced � -----_� as identificarion), who took an oath and who acknowled ed that this instrument was freely and voluntarily executed for the purposes herein expressed for and on�ehalf of said corporation. WITNESS my hand and official sea1, this 4�� d"' �ay of October, 2011. NO AR PUBLIC , My Cominission E�ires: ��•����••c•JOYCE S9••BASKIN,•�••�•�..�� e �� 'v"P � Comm# DD0736014 ; ��� Expires 11/27/2011 0 ry���o�Av F�Ufide Nota�yAeen., InC : ... ....- at��le�ETw.�9�r�t�l��������f�f���R! L�tut Txtk z'issoriatioz� - Ch+za�cr9s i�oti�� rlcioptrd Gf �'J'�'U{3G){��ith i�toridsf C? t��l�I �.R °S I��C,.l �'Y' C)F' �'ITL � I�VS �iK.A IVCE � � .► j � � � � � x � '� Any na6c5e flf clai� �nd a�y other n�6ce or �tate�nt in writing reqi�t^ed to be gi�en to the Companp under this Policy must be �iv+en tcs tl�w �c��eaap:�zay �t th� �cldres� �asvn iia S�etic�n 1$ ot'tt�e Cvs�ditians. C�t�it�s��feT:i�.�� :�t.?�%��:{`.I' "i'C3'T"1-I� �.Xt:i..tJSlt�a�'� E�ItC):'� C:C)i�'F�iL�CAF,'I'HF.. E�(�i�l''I'IL�NS FR�i4 C:t;34'ERAC:.� t'.'C?NTAIt�3F.D i;� SCHF".tiUi,�: �, r��T�T1�k:C U:"vill'i"�C)1�S,t)I.Di2EPCJI3LiC,1�;ATItJI�SAL°CtTi.�It�SUR,A�VCF:C>C)MI'ANY,�?�Iinnc�;rat�tcr�rprrY�tir�rt (th�"i:�r�s�aany") i�ssurc�> �:4 r>#' i)ac� vf Pc>iir.y, ��-ainst i«�.� crr cfarr.��t�, siat ckxe:�c: aai�� t,ht :ixaxc�iant «1 �r�s:at~att�:�, a;u�sstainr. ci ��r ���eusz-�c? t� the InY�rrt.ci Ya}= c•e�<�sc�r� ��% !. pC`it:ir F�:i�a� 4re�tr.Yd uc��c°r ttr�ri <i� str�cecl ars S�Irecii�tc tt. 2. ��y c��f�cc er� c>r tier� u�� �.r�c�:rr�'k�ranc� r�n �� Ticl�. This (;�av�r�t3 Itis�: in�hxd� t�ut is z�r�t tixnit�d t�r� insuranc� a�;ainst !r>s.s �r°rsm ��) .� ci�f�c°t izr tiz�� Tici� c:ae�sc�i t� �i) fe�r�rs�•, fi:�uc1, Kmt��et i�����x��, r3urc;�, ir�c�r��et�enr.y, inca}�acity, ear ina�rsc�r�:�tius�; (r'sy f�tilFtrc x}f' at�y �>erson Y.�r � ritiiy tr� t��v�T auzt�syraxt�ci � taa��sf��r �r rcxnvc-yartr:e; (fia} .i cic��aimes�t e�t�'e;t�ti��� "t'itle r�t�t �rc��ri�r rxc�trc�, r;x�c°�ztc�i, cvitnr�eci, �al�d, aci�nvw�cd�;c�d, nr�tari��:ci, c�r deliv�c°�:ri; (i�•j fail��r� t:c> �af:rf�sc�rrx chcnx° ��cts s���c°es.:arc tr.r c~rc�.ace a ctr�cursrit�t by �it�ctr<>raic rr�ca��:� auc��c3aizec� bcr t�w; (�s j a c�E>c���rncnt tsxccu€e t! ��r�rleh�° � f�al�ifieri, ex�irc.ci, <rt� c�thc.c�i�.�c� ariv�ilic� pcaw�r r�iatts�rne�+, {�.�i) a dc�curr�ent nr�t prc��s�� �l�d, �cc�r�rci��<i, c�r ir�ci�x�r! in the Puta�ti� I�c.�cvs� incii�din�; �,�ilaar� t.ca p�rform th<r� ar,�t� �Sv x�1�sr.trrxr�ir rnra��s ��xt��c>3n7t°c� tar� Iaw; r>s• �viij � c�cf��tiu�,j��r�ic�iat or ad�xirria�tr�ati�w=r prc�c�c�ding. (�� "�"l�e ii�n <�f rc.ai �tat.c, uu�t� rr�r ass��,�m�r�t� im��ci c�n et�<�'�t1r, by:� �c�vernm�r►t�al authr�riry duc �sr �rra}taiale�> �ut. us��a�ir�. ft�} .�rY�° c.r�c�rc�ac�h�n�-��t, rnr�uxrtbrancc, var�tatiun, r�ar�ati�n, c�r �d��crse t;ircumst:�ncc ��cting the Titie that wc�uld b� di�rtc>ser� b� ��� �r<°�a���t� az�ci c�ni�a�t�te Iax�d �;urvey c�f 2h� L,:and. `I'h� tcrn� '��nc�rr�achm�nt" ir�rluctes �ncr�achmeYxt.ti c�f ��xia�ins� ixnpr<��r�n��ra�.� lr�catc:t� <:�xi ti��; I.�nc� <}rtt� adjc�inin� 1<uid, arkci �;ricrQ�z�hrY�ents antr� t.h� iant3 sf txi�stin� imprr�ver�entrY l�c-:�t�d �n �cljra��iisg� ianci. �. L;z�rra�rrte<�tak�t� Titl�. #. �:« x�i�tat ra#'�r�c~z�c��s tr� a�ic! irr�m the Laanci. .��. "I°��c vic�l�ticr�� c�r c�rsfi�rcrn�ent rsf �x1�y iaw, s�rdinanc�, p���nit, �r gc�vec-�ment�al rcguiacrun (iracl{�r3in� thr�s� relatin� tc� �ruifdin� �n<� r�>x�ing) rc�at.rict.i�r��, t-c};utatir�,�y prahibitis�g, c�s� relatin� t�� (s3) t.lae� rrcc€��>�rrc�y, us�, rar cr�javm�nt c>fth� l.anc3; (bj tirfy ct�ar�t-t�r, ciinsrn:�ic�ns, <rr ir>c.uir>r� c�f �nk sn�pr<>vrm�r�t �rcr.terl c>n the L.and; (c) t2ie �axi,rii�isi<>sx cxf tar�c�; r�r �d) rnc�irrxr�t�►�ntal �rc�tectisar� it .� n�ci<.e, rteacrit:�in�; :�ray �art c�f t.t�e �i.ar�rl, is rc°cvr•�ic^ci in rh� Puk�l4s: Rc°r.�rarcis sctein� fc�r��tit t.tY� �ic>i�ti�n t�r irt�r►tit�n t� rn��r�� &�a�t r�nly c�a ti�e. �xte�nt nf' er�� wir�tati�a� <>r ���fc�rcr.m��r�rt re�'e�rrr°cci tt�� in t�at r�s�tic� . {Corxred R�sks contis�i} 1n i�V'atrlr�� 4�6'h,�r�nf,, C?I.T) �� i'LTBLit. Nx�Tt�)l�ia�i� "iii[.�': I;�SL,Itr�,:VC�: C;C?.A�F'Alti'1', }��s c�cased this �iicy z.r: t� �ign�ed anci s�aleeti a:� <af Llatc c�f 1'c�a�ic�}r xhc�wn irz �ci�ednle A, t�t1e �cylicy tr� tae;�arn� ��Iic� �ui��n cczunt�rsign�ci }ay ar� autl�orir.�d �i��t�z>ry o#'the C",cam��ny_ DI.D l�PUBL36 Nk'i�NAL T!T!E �10E CbiYMPJ A ��%y �t3D SBCOr�Av�e Snt,tlt, A+l+t��igvti� id 5�tT! i&33137f-T Fil � * 7�` � � �l° ,�k, ';�C` B�Y ` w,.�/�.•,����,'„�,��;���r.�,r �sitteltt ,�, Y�/ °�' � � * Ait�st � �l..t� �� Seaet�y S�' �i�.. OF5-�024i7� FCiRh9 flF6 {rev. 12i1t}��11�iEh F4€�rid� �difscaticxns} ePolicyManager 1 r,t C Fa1e Idur�ber: t)d-20i 1-2ti598 Old Republic National Title Insurance Company Policy No.: OF6-8024178 Amount of Insurance: $475000.00 OW.�VER'S POLICY Schedule A Date of Policy: 10/27/11 @ 12:44 PM Address Reference: 704 Court Street, Clearwater, FL e33756 Agent's File Reference: Court St 1333 Premium: $2450.00 l. Name of Insured: THE CITY OF CLEARWATER, A FLORIDA MUNICIPALITY 2. The estate or interest in the Land that is insured by this policy is: fee simple as shown by instrument recorded in Official Records Book 17392, Page 2ll 17-2119, of the public recards of Pinellas County, Florida. 3. Title is vested in: THE CITY OF CLEARWATER, A FLORIDA MLJNICIPALITY � � 4. The Land refened to in this policy is described as follows: � A part of Lots 2, 3, 8 and 9, Block 11, MAGNOLIA PARK, as recorded in Plat Book 3, Page 43, of the Public Records of Pinellas County, Florida, described as follows: From the Southwest corner of said Block 11, run thence East, 73.45 feet for the Point of Beginning; thence run N 0 deg. 15'12" E, 31434 feet to the South right- of-way line of Franklin Street also being the North line of said Block 1 l; thence S 89 deg 58'00" E, along said North line of Block 1 l, 58.82 feet ; thence S 0 deg 52'44" E, 314.34 feet to the North right-of-way line of Court Street also being the Soutb line of said Block 11; thence West, along said South line of Block 11, 65.03 feet to the Point of Beginning. Issuing Agent: ent: Thomas C. Jennings III 711 Pinellas Street Clearwater, FL 33756 � � � Old Republic National Title Insurance Company Agent No.: 22330 ---_�'—� \ ���� J Agent's Signature Thomas C. J ennings III Page 1 of 2 Form OF6-SCH.-A (rev. 12/10)(With Florida Modrfrcatrons) 4Real� Old Republic National Title Insurance Company OWNER'S POLICY Schedule B Policy No.: OF6-8024178 Agent's File Reference: Court St 1333 This policy does not insure against loss or damage, and will not pay costs, attorneys' fees, or expenses that arise by reason of: l. Taxes for the year of the Date of Policy and taxes or special assessments which are not shown as existing liens by the Public Records. 2. Any encroachment, encumbrance, violation, variation, or adverse circumstance that would be disclosed by an inspection or an accurate and complete land survey of the Land and inspection of the Land. 3. Easements, or claims of easements, not recorded in the Public Records. 4. Any adverse ownership claim by the State of Florida by right of sovereignty to any portion of the Land(s) insured hereunder, including submerged, filled and artificially exposed lands, and lands accreted to such lands. 5. All matters contained on Plat of MAGNOLIA PARK, as recorded in Plat Book 3, Page 43, Public Records of Pinellas County, Florida. 6. Easement Agreement by and between H. H. Baskin, Sr. Rental Properties, Inc., a Florida corporation and the Workbench, Inc., a Florida corporaiton, and Sybil M. Osburg and Stephen C. Osburg recorded in OR Book 9333, PG 669, Public Records of Pinellas County, Florida. 7. Easement for Ingress and Egess contained in that certain deed recorded in OR Book 9333, PG 652, Public Records of Pinellas County, Florida. Form OF6-SCH.-B (rev. 12/10)(Wrth Florida Modifications% Page 2 of 2 4Rea1� (Crrr,errd RisJ�.c rv�rtir�u�erl') h. ��� c��f�r�r�c�r�t e�ctirar� t����ci c��n th� �xer�ise rrf ��vve-rns�cnsai pt>iic� pc�wzr nat rc�v�r+�d kxy C:.�w�red Kisk 5 if'� r�rrtice �f tly� er��ar�ernrnt er:tic�n, d��r��irt�; ar�� p�art z�f`th� L.:�rt€�, is rt�c��rd�d'sn t�i� I'utalic Reers�dx, taut c�nlv Co the extet�t c�f th� �nfat°c�'nt�nt r�fec�rtd ta in that r�x�tic�. fi. i`l�� cxerci5t° «f the ri�;txt�; �afcmin�nt. ticamair� ifa nc>tic� c�ictre ��xc:rcist�, r�cscrtibira� atty �rt of the I,;�nd, is r�cc�rded ir� the F'i�btic Rccc�rcix. 8. �r�y ta�;i�x� by a���v�rnxn�nt�l i�c�ciy t.�at ha� tx �uxr�ci ttnd is k�inding t>n th� ri��ts c�f� p��rcha�r fnr v�alue wri�t�ut. Knest�ied�e. �. 'i`itte ia�ira� vc^:,xeai c��t�}xcr t.har� a�e �t�.tcli� is� St�heci��l� � car t�irs� ciefcctiv� ta) �.� � rcr:�lt ��:f chc: ;�r�irt��nc�e i�n r��t��1t� or i�a ��art, crr fr���si a�:c:e�rt c>rri�r� ��r�vieiix�� ara �4tcrn�sti�ue rerrser�y, uf a transf'er �af a�ti c,�� �ar�}� �art r�f r�tie� tnti� tc� c�r �n� �ntere^�;a. in th� I.a�id �curzin prirar �> t�he tX���xaactior� vestin�'Title as �hasun �n Srh�tiut� �. t►cr.;au�se t�}��� ��rr�sr trar��f�r cc�nstit��u�ci � fraudr�i�nc z�r �r�#'c°r�t�tib�t�ansf�r runr��e• fid�r:�l t�ankrupuy, st�te in�aiven�}, r:r sirnilar e��eaclizc>r�' ri�ht�� �arv�; r>r (ka)b�eaa�.5et��e�instre��nentc�ft�ar�sf�rv�s�tira Cat.i�a.�;shcne�rtinSct�eeiul�r�cc�nst.ittAte�:;dpr�f�r�ntialu-ansfe�rund�rfedt°ralba��kruptc-y, s�~at� zt�sc�l�encv, c�r sirrailar �.�ccxii2c�r�' rig����.� �a�ws by rt���ccrn ai t3�e faiiur•e caf its recorciing ir� the P��i�li� It�vrtis (i) cr� br tirn��, c�r �ii) �a �m�art iac3�c�c� crf irs �xi�t�r,c°� txa «�u�rr�a�r fr�r val�a� r�r �c� a.�udg�r��nt ar Eier� er�dite�r. if). .���v d�fert ir� ur tie�1 ar �ncrzmk�ran�� r�� tt�r'�it�ir �r c�z�hcr ��ttr.r inciuded �n t':cyv�reci Ri�k.s � thr�u�h 9 that ha.� ber.n er�at�d rar attvct�� vr l�as t�r.xr £tccl c7r rrctrrde°c� i�a t1�e F�i��lic �LLee�rarris ���t�u�rat cc� Da�e caf Pc�lic� ar�d pr•ie�r t.c� �I�e r�cnrdin� c�f thc ciecct r�r c��e� ir�4iz•i1rr�� nt r�f� tia��sfcYr in t.ti� P'��blit� Itcc`c�rr�4 th<�a vrxts'Titlr ax sh�swn ir� S�ht:dtzlcs A. `T`hc° t:cazzi����rtv �aiii :si4c� �E�y th<� ccnts, attc�r�rte��s' fi:c::;, asttt tx�rnst°s ir�c°urrt�ci ita cltfcase viariy matur inst�rcaci a�°ain�t bv ttiis Pcziic�y, hart <ytily tcs ti�s: �xc�nt prr>e�scircl iz7 t�zr (;��r�ciruc»1,. EXCLU5T4iVS FI{OM C4YERAGE `i`�ie. fr>�!c>svir�� rattc;rs �srcN r.xpres;�ir r�xc°Itxd�t frcrrn t.hc cp�+�a�e: af this �c>lic�, ar�d t:he C«rnp:tr►y wili not pav l�s c�r ddnia�;t, costs, actc>rnc�y�' fc�t�;, c�r ex�xt xes�s c}�at �rase k� r�asran e�f: i. {a} �na 1<��, c�rtiin:�r�cr, �rYnit, r�r ��srzmm�nral r��ui:�tic�n {inclti�liri� tt�<��e r�iating cz> k�uilding and xc�nin�) r�strir.tin�r, re�ulat�ng> prz>t�it�itir��, c�r r�i��t�rYg tc> �I) I�3t' (7CCiA�'J:iilC�, 1=S�, t3i C2t�(�jttilCTIC: (Y�2.�� �.:itlf.�3 (iij t.he char:�rtr.r, dimerisiarts, crr i<�°atic�r� crf an�}� irn�rrc>Lre�merst �r�ct�d tan the L«�nd; �uij i3�� �cx�riivi�ic�xi c�f lar�d; rar Esv? ��l�srs+rsrne^ntal�rck�cr,ticar�% ax� rh� �ft`c ct r��'ar�� virrlatiara �F these i���, r,rriisianc��, ar ��ve:rx�rnenta! rrgulatic�n�. Thi.� E�cclusir�� i(�) dr�}r.� z�at rs�odifjr r>r• tixnit tt�� cc��v�ra� pr�a�ractc-r� ��ndcr t:�v�r� ci Risk 5. {t�) :ir�� �c>v�rnrnrr�2ai �uiicr. pc>r�c�r. Th'ss Ex�lu*�i<an i(t�� cic>c:� �xt�e n�rxiify Ur timit tttr. c�avera�e pravi�ier.i utic%r C:cr��cred ]tixk 6. `?. Ri��ht� €�#�emis����c r�r�x�°u�ir�. ThtK _F.xclusierri de�es r�c�t. r�c7ciif}� r�r tirnit �h� �t�>ver.�� p�c�rridG�d under Cyc�r�re�ci Ri�k '7 ar E�. 3. i:)t-%e:ts. li�n�, er���irn3�rar�<:f�s, aefvrr� r.laims, r�r c>tht�r• rs�att4r� {a) r.°rc��t��cl, wc�f�'�rz�ci, as.�ixrrieri, c�r a�;re� d tci t�}° tti� Irtaure�d t;l�,irr�arit., {k�} tac�t Iir�<�wri ta t}ze Craar�pas�y> noc r�c�rdeci iri the T'ubixc Ttetxarris at t>ate vf Pc�licc, �a�tt T��ra+�n tz� the instYrtci Ciaimastt and �7crt �ii.tit.l�n�� xra wri�in�; t:v th� f,cxnxpany ksy �.l�c: Ins��ir<�rl C`.l�ti��ant pr'sc>r tea thr. ci�tr. t}�c� Trtsisret3 C,lairnant �er�mr an iz�sexr�d ur�der ti�i� pr�iicy, (c:} rc°s�xltir�g in r�o it�ss c�r darna�c fca tt�e In�ureci t:l�ixzi�x�t, {c�j :�tt,YChin� car cxc�atcti ���}�ti�q�►Pnt t<> i�<stc: <a#' F'r>!ic}; ��r (�� rc��xlt�iax� is� laas c�r cid�r���� tl��t wc�ulrl recat ����� brc�� ;�ust�ii��ri if the ir�s�rer.i C"dai�sian€ h�d paic� v-.bie.i� f�ar th� Tit�e. �. :���y c�:��zxn, t,>X x�a.�t�r7 �f� �k�� �rp�r�ti«►a t�f ft�ci�:.r,�i i>ar�kruptcp, st�te xnst�h�:n��, r��• �ixnil�r crcdir�s�r�' ri�;ht,� ta�;, tlaat ci�� trans�cursn �=e��ti�}�; t.2�c^ I�t.ie� a4 titxrr�ra in Srhrciixle r�, r� ��? a fs�ttrir���t1t c�arave��aric°e� crr frsixciiil�r3t tr.ar►ti%r; c�r ��} ��yr�c�f�r<�:rrcial t�•�n�%r �`r,rr an�y r���t�n nr�t xtat�tfi in (°,�5v<;�ed �tigk 9 r�f`this �lic-y. �. ���y iicxrt c>r� tlxe i"itie� frar r�~�i �tat� ca��; r>r a.�.�:5sr�a�racs im� by �;c�ve rnm�s�ral ��xthr�rity arid cr��t�c3 or �atta�t�in� ta�twe�tx i�at� c7f Pc�li�y �r�ci �ar rtacr, r� r���a�°�i���; c�f thc: ci�cd ��r �th�r instr��m�rat �f trans£�r i� thr. P�Abi�� it��r�rt�.�+ thAr. ve±.3�; Ti� as sh�rwn in Sr.h�riulc� A ��f2R�� t�F£ {rsv. 1211ii�(1N`sth Fic�id� �rircati�n�} 2 af �, ��O�TDiTIQi�f� i. L}EF'IAiITit3N tJ�'i�iiMS 'Th<� fc�ltc�wir�� tern�x whc�r� t��d in t}�is pc>lic�y rr�rx�r�: (a� "�»�c3�.�nt ct�Tn�ura�ct�": "T"h� a��c�urat �t�ttrd i� 4ch�duiz:.�, �s m<�y I>e incrc���c� ar ��cr�:�s<�ci k� e�dc>rsc:ment t� this palicv, in�rea��ac� l�p ���r�tar>rr �3 �t�), �yr cic�rrra�d by'i�cticr��s l t� ar�r� i I c�f thc�cr L:randicians. �k�} `�at� e�f I'c�iiey"': "Ch� ri:�te deaig,mat�ci a� "i)at� vF Pc�lica;" in 5����.ile A. �c) "Eratit�": r� �«r��wraticat�, ��artnersrtip, trust_� liYnit�.�ti Iiat�itiry com�any, t�r «tht;r sirnii�r legat �ntiry, sci) "ins��c•cbc�": 'S'2�t� i�sw��z�e�r,:i rtazni:ri i�� Sr:ta�rrlizit ��. �i� tlze ze-a�r�� "[r��rzrc�ci" :�Isc> inc°iuc3es (,�1} s�ic:c�c�csrs te� th� Titl� c>f t.h� Irzsurcrri i� s�per°�.�t.ic�rx c�s' law a.� clisting�rishtrsi fruxrr }�urc2��ae, iricludiri� h�irs, devi��s, sezt�°ivc�r:�. �er:�t�r�.�l r�pr�xcrrt�tivcs, s�r �7ext eaf kir�; (I3; ssu:c:c:ss�>r.s tr� ar� Is��x�r��3lay diss�alutic�z�, �xr����r, c<stis�lidau<,>n, di�tributir>�n, �r r�c�>r�anir.atir�n; �t::j 4�xr.rc4,5c>r�; c« ata in�c�rec� �y it� cc�r���r�i�n ti� �n€rLhrr kinrl �f Enc'rtv; (I)) ��r�nte� r�f�rt in.5urrt! �zr�cie�r n r�c°cd rl� livcrcd ��ith�ut Yaa}r�ie:nc r�f actuai val�zablr cunsideraticxn r.�rns�ying ttye Title (� � if the st�ac°,k, �har�s, rr�<�sr�b�x�,hi�, �sr <3thr�r �e��aity int�rc�ts ta#'th� �;r�nt�e ar� rvhr�lly-aw�xed by the narnc'cf Ir�aur�r3, �2) if" th� ��r�nae� � hc�11y eawr�� t�7c� narr�rd Insur�r�, (?} if ti�t. �;�a�t�c: is �#xryldy�cywrrr,ri Ya}� �n �f%tiat�d i?r��ity �,f the naYxkcc� I�sur�d, pr�vider� ttie a#'�liazr.� �r�tit� a�ici thG �acrsc�i In�urc�i a��°ca t�at�� �,hr>!I}-cr�s�nc�ci hk r.hr �arn� �rsc3�� e�r Entity, c�r {�) if th� �r��xt�� is a trust��� c>r i�nc��i�iarv c�f � rsust cr�a�ed F�y a writ�t�n inserurne�nt ese�bli�h�d by th� IYi���r�ci r�arr�c�cf ir� S�°�ed��te A £ar +rstat.r. �al:�rrrxing �xrxr�c�s+r�s. �ii� uitl� r��aa�-ci c�> (�}> iB), {Ct)> arad (U� r�srrrvis��, i�r�w�vc r, �li rights and cle£�:n�s a.� tca anp �i�rcessr�x that th� Cc�mpaz7� woulti l�au� h�d a��inst ai•r} }�r�ec�^ssc>r Tr�sur�d. {�) "Ir�ur�-ci ('�laim�nt": Asi Insured ciai�ning Ic3s.� or dan�age. {f} "I�nc>wlcci��" r�r "IKn�tivn": A�cuial knowled�, nat corestructiv� knowied�e ar n�ticr that Ynay be imputed tr� an Ins�ireci by r�.san c�f che i*ublic tt�a:c�r�is or xny t�th�r rtcr�rcts that im�rt crx�tru�ti� notic+� crf rnatters affecting the iitie, (�} "Larrci": 'Ihe }:�nci cicscribeci in �chrciule A, and afiixeci improvem�nts ti�at by taw constit�tte reat praperry. The term "Land� dcaes r�rrt ir�clucie any prcrpex�y hi.�ra�3 the lin�x raf' th+� ar�a d��rib�d in �hedul� A, nar any ri�ht, ritle, interest, e�state, or casement in abuttirig srre�tc, rc�ad�, avenu��, aSlcYvs, lanc�} eways, or w�tcrwrav,, but ttsis dcx:� nc�t madify or limit ttie cxtent that a cight of acces� cc3 and frc�nY the l.�nci is in�urc�i by this p��licy. �h} "1V�ortp�}�e': �ic�rt�a�qe� dee�i csf trust. trust d�ed, or athtr s,ecuzity instru�nent, includiag one evic%r�ttd kxy rlectranic xrxeans au�i�n�ed by%: (i) "Putaiic Reeords": R��arcis �sta�alul�rd uncier stat� stati�c�:s at Dacc of Pr,ticy fs�r thc purpr�e of im ng constr��tive r�oeiee c�f naatters reiatisag te� rea3 prflperty ti> ptxrchas�rs fnr value anri withsaut Knowledge, With respeet ta ��red Risk 5{ei), "1'ublac t��cards" �hatl �l� inciurie �nv�ronmental protection liens fileri in th� reeords of the clerlc r�f the LJrsited Srates Dsstrict Gaurt fc�r t�e cii�triet wherc the I.�nci is �c�catc�i. {j }"`I'itle": 'i"h� est�t� c>r inte�est. cies�ibeci in �c:h�edui� A, {k) "L�r►mark��abie iitle°: "iicic aiiz cced t�� an atleg�ci �r ap�r.�rr.r�t mattcr tiY�t wcavtd �ermit. a prr�sp�tive: p�rcha.c�r <>r 1�:�.�e af the Titi� or lencic r carx tt;� 'T'�t:I� t.a 1� x•�le�ec3 irraxn ciee �bii�atic�n tc� ptxrct�a�, iea��, c�r ler�d if tY��r� is a car►tracrr�ai conrtit�e�n req�irin� �i3� deiivt�ry c�f r�x�rket�t3l� title. ; 1r t "'"h� �����c c�#' cF�i� pcalicy xhall cc�z�ti�ztx� ir� f�arc� as c>f I}ate c�f Pr>iicoy ir� favr�r• c�t'an Ic�sured, bt�t arsly� 1on� as th� I'nsurec� ret�in:� �n c�tac� crr i�3ter�st iz� thc T.and, or hnlr3s �i t>bli��tivrs r�et:urt.�! 1ay a purt:hase �tc�ri� tvic>rt�e �iv�;x by a purr�h:asr.r frc>m tt�e Tnsur�i, <>r r�nly ��n Ic��� as th� Insur�c� ehall t�a�e liability �� r�a�rr� ca# w�x�-anucs �tx :��y tra►�fer c�r conveyane� of tt�e Titl,�. ihis �iticy sh�ll noc cc�r7eirtiue ir� #'Qr�:e� irt %�r of �ny p��rc-has�r frc>n� th� insure°ei caf�ithcr �i} <�r� c-statr. c�r interr�t in che Land, r>r {ii} an �bli�tic>n srGUred i�r a�urc�h�:s� rncsracv 4icrrt.�:��� �;iv�» tc> ch�: ir��txre�ci. • t � � �tr��__ 'T'h� Tn���r�:d st�a]t n�r�ti£y z.}�e C:�ar�p��v prc�m�tly it� wtitit7� (i) in �:�s� a�E' as�}� lia��tiran �s �etfort�h in Serri��n 5�{aj ofth� Gondiriot��, {yi') i�a cas� T�ita<>w��ci�; � s}��ll �c�m� ta as� I��sus°�d herr:ur�der rrf an y= c�laim of titl� r�r interest ch�t i� adcerse co th� Titie, �s insured, and th�►t tni t�t c�use� ic�s cri� c�arn��� fc7r w���ich the C`:r�is�pany rn�y t�� tiabl� bv virtu� r,f trai� �ac�licy, ar (iii) if th� Titl�, as ic��ur�, is r�jc;rt�cl �.s te'nm�rk���1c� iir_Ic4. 3f't.he C;�>xrx�az�v is �rr�judir..�c1 kry �h� failtxr� c�fth� Trt�ur�c! C'daimant t�r �3r�vid� �rc�tnpt n�tic�, t,h� C���pany's iiability ta tt�e In�i�re=�i t"•tairr��nt ixnd�r tl�� �sc�li�y shall b� r�d��cer3 tr� thc: ext�a�t. c�i th� pr�juciice. �. PRiii3F C?�' LC?SS I�a ti�e �vcr�t the �C:�n3panv is ��xaE�l<� t� d�terc�3in� thr arrrc,�unt vf tc�; ar d�m:��> che f',ampany may, a2 its optit�n, rec�uire as a cc�nsliiir3ti r.f' ��ay�rrc:r�t. that tla� 3nsur�rl Clairnant fttrnish ta.si�med re�a� n� ir�ss. TYa� prc�cxFc�f t� r�°ic�st ci�s��nkae th� d�#`e��, li�n, et��urnbranc°e� r�r e�ti��r �natt�xr an,�;ttrrd a�<�ians� by t�ii� �Stiry ti�at c�nstitut� t�r b�tii*� c>f I<�� c�r ciarna�r �nci shall srat�x tc� the e�ctr.nt �c�s.ribl�, che ba�i� c7f r.alr.ulati n� �}�e: �r�i�n�r►t crf tkte 1���.� crr c�a.r�a��. �j'yry},y /'��(p lr.... A'1f�ifYLfiAFi�#4� G4..w:.F.. AA..r1:t..wl:n.wnl � 7' �� � �rr��s���x��bs���rcrrrc>�n�C>rrs {<�� tJ�t>xs ivri tce�� rer�rxe�c bp t.he Tn��xr� cl, �nd �r�l�j�r.t rc� t�e r���tic>z�s cont�ineci in Sectinr� 9 crf chcse C:u�ditians, tiie fir�mpan�, at it,� r�wn ccx�t. arid �ittiuut t�r�reasc�s��atyic cie tay, sha(i pre�vid� %r t�x' {���E'.YtS�t' C7�c1i1 It1.51tT`CLI Iri Itt2�"dLlCfil 1Ti WI°ilCi! ialij' t}ltYt� �Sti'i�' BSS�Ci't� 3 L:Ii3liil Ct3VC'.it°CI by t.his ac�licy acivc�rs� t.0 ti;� C�surcd. Th� c'>i�ii�atic��i i� 1in�it�d tc� �nly t�k�c� s�t�i� caus�s c�faction all�giYi�matt�.rs in�ureti a�a.iri.�;� by thi� �a�ir}r. i'he^ C",arr��an}� sh�tt hFtv� ti�c ri�}�t t<3 s�i�ee c�a;xtu;el vfi� a:hr�i�e ����j�t. tc� th� rigtit o�`the Inst�rezi tc� cib3'e�t far rr.�s�n�bi� �RUS�} tc� r��a�•c4��t ti�c I��.�s:Ared �a €ra tt�oxe ��at�d ca�r�s r�f`a�tica�. It tik�a�t n�t b� li�lale i'i>r ar►d SvitE ncac �ay tl�e f�ts ��f �r�y c�ttu:r cc�utisex3. Th+� i`�rr��a�� w�il nat paw �ny> fc;�, �c�st�, rrr �xprr�s�s i�curr�d by eh� [n.�ure•d in the def�nsr nf thc�xe causc.� af ac avn that ail� m�tee�� ncat iri�cyrc:ci <t��rtst t�y thxs �c�lxc �, {t�> i'}sc� f:ri�z�}r�rr�= sl�;�lt h�v<p t.iir� t-i�13�p ia� �rlc�iti«rz tc, �Y�es rr}�t.inrts cca��t;�ir;erl in Scr�ic�n ? c�fthcsc C:and'tti�>ns, at ie� csw•n c�nt, tc.� in�;titutc an<I �r<>;src��zsr ar�y �c�t�icsr� r.��� ��s��sc��rr�� c3r trr r3c� ;�n}� <�thc.r a�i thet ir� it� c�pinarrri ma�� be n�acr�sar� or d�:sinbl� tr� r.stat3lish che 'Title, az; ir��;ur��ci> �ar ec� ��rc�uut:�t�t �>r rt�dr�cc Ic>�; sar dama�e tc� t.he Inxurr�d. `�'h� Ct«m�a<iiiy rraay takr any apprryX>riatt� act.ii>r� ;x�tder t�� tr.rrn� t�f tiyi� �ac�iic,�y, wh�ti�er c,�• s�vt ic �hafl be li�rair� t.ta che In,�t�recl. Th� r�crrci�c. �#�thr�t: ri�hts �hait nc�t � an a�i��i�ir�n crfliab'slity t�rw�z�rr�r ref,�ny �Sr�rr,��ir�sa c># zhi5 �c�Sir�y. If th� trvm�any cxerci,�s irs ri�%3s r�nd�r tt�ia st�Ix:r.et.�r,r�, it rnt�..t d� sra diii�et3t3}. {s) i4'#a<trst�rerth�C,c�r�tp�avbrin�snnartirxn�3r�.�,�rt�adef�ns�asre°�uirt-cimrpt�rmictecibythis�ac�lir:�,t}irC:c�rx��anym�vpursuechetiti�at.it>ti ts� a�r�;�i drt�rxnixYatic>n by ��t>urt of'ct»p�ter�t j�xrisr.izcxivn> at:d it �xpre�.sly reserves tite right, in its sui� dis�retYC�n, to n�ap�ai an} advt�i�;� jt�t��r���rYC crr tarc�er. fi. T3UTY t)F TNSUREt) GLAIM,AN'f TC} Gt}UP�RA'T� �a} In all a�.�xt, uh�r�° trii� �Iit�y �rtrait� �r r��uir� � t��� (�a�n�s���y tca ��t>�rzt� Ur }>z•vvidc �'�r t�e ci�i'anse c�f a�y �cric�n r�r �yr•c3cr��<�in� ar�r�l ar►y �i�a��.al�, ti�r. D��sur�xl �hai ::ccrxr� tcx thr C<c>�r�a��iy ti�r rigiit tc� sr� �aras�cutr. c�r �Srravidr. �e#'era.� in thr �ctivr� rar pra�ecc�ing, Irari�►di�i� t��e ri}�1a t crx ur;c�, at i t� rs�>tipn, t��� ra s�rn� c>f t%r Inst�r�d fc�r• this �urtxr,�. �i��uc�s�rrr re�u�ceti �S,y ehr {:umpany, t��c Insw�ed, at th� t'.vrrt��}r s �xp�n�, st�all �i��� �tx�: C�c�rrapa�v �Il re�sc>n�btc� aic3 (i } ixi s�ec�ixAr�}; c.w�icles�ee, c�btaining witr�c�s, �rasecut�n� or dt�'endin� t�z� actac�r� e��� �arc�c{�°e���rr�, or e°f�'ez�t�.i���� �etett�m�nt., .�n�t {ii�) in ��y f�t}�c r 1aw£'ial .�c�c t.tt�r. in th� ��>�inion <>f th� C.c�mpany rra�y k�e n�cc^�ry car c€�:tiiraI�i� cra cst�sk�iis}i th� C►tl�; c�r �+r�y c�t.hs�r �riactcr as intiurcrl. Ti tF�e {.rsrn�aziy is pr�ju�tic.�,�t by ctac faiiure af th� insured tc� �urx►ish the r�quirecl cr�t��eratirxr�, thr C:cirn��any's c�bii��tic�ns tc> t�h,� In;sureti ur�ti�r th� �licy shall ierrninat�, inct�xd�ing �ny liahxlity ar abli�aric�n � d�fer�tl, �arc��:cutr, c�r cc3ntinice An� liti��t�c�n, ceith re�,*ard t.C> t.he rn�tc�r r>r zna�tez� r�uiring �uch caoperatir�n. {t�} Tl�� C;c>rnpany may reasc�nably s•rc�ui�cr, the Ir�sur�d ('��xi���t. tc� s�b�ait t�3 e�arnir�ar�on und�r aath by �ny autisr>riz�d repc�;ent.�tive c�f the C.arti�an� ��ci t�� pz��ci���e: �'c>r exaxninaric�n, i�ts�� �tir�n, x�r�c� z�ra�ing, ae s�tcti r�a.�nable times and pia�es as rn��f t� rl�igr�ac�3 � s:h�: �aith<rrirr.�i rc:prc:�ntxtivc� c�f the C;c�m�>ar�y, atl r<c�rtis, ix� whatever rnedium rnair}ta�ncd, iraciuciin� bc>oks, l�d ra, +�b�ck.�, r• rr��rnc>r-and<�, c�r�-�s�nr2enc�, r��rt4, �-rnail�, di�k�, ta��, a.nd uidrrx� wh�t�xer �arin� a�te b�fs�r� r�r aft�r nace r� Pc�li�, tha�. reasc�nabiy ��rcain tt� tt�e 1� �r da.rtia��. ��rthcr, if r�guc�c�d by an� �utl�rariz�t� repr��ntativ� �f ehe Cc>tnp�raq, ti�� Tn�ured Ciain�ant� �iiall �rdnt �ts }�crmissirrn, in �wz�itin�, f�r any auchonx.e°ci represen:tative uf the Ca�m�any t�r examine, ins��ct, ax►d eupy al1 c�f chese rect�tt3s in t-h� c.-us�z�v cyr crrntrz3l s�#�:� t�i�rc3 p;�r ti�ar r�a.�st>n�laly p�rtain tn thc tc�s c�r d:�mage. AII ITL�L3YTC1�tSt)i1 t�Clil�i3�CCC� e'i,i CC)T1�C�Cttti�tl }7� thr. In;,iirrri C�la�m�rnt �r�+v�rl�c! t�� the t'x�ni�anY p�arsuaratt.a this�e�tir.>n sha11 n�t be ciiscir�edtr� �th�r� iznit�s, ir� the� r�ASanabte j�s���sr��nt c>f tt�t. t�sra��y�r��, it is rat�r�.�,^��ry ir► thr. dcimYniscratican c>f ch� ciaiar�. �'xilure raEthe Insurec! �laim�nt to �tabrrait �'or e�mir�aur�n �xr�dc°r c>at�a, �rc��tr.� arz� rc���sc�r��a�l� r�qucsc�ti iz�farmau�n, vr gr�ar�t �rernxis,�it>r� tc3 �ei�r� reacor�ahly n�c.essar�+ informasi+�ti frr�m thirci �ra��ti� :� a-eqaircci �is� thi� ����;�ct.i�r�, un l�ss �ro�hi�it�d la� law r�r ��v��nmer�tal re�i�I��ir�n, shall terrs�in�tc any tiabiiiry aftt�e C,arnpany �«nc��r tlsis �licy a� t��> th:�t c}:airn. 7. C3�i'I�3NS Tt) PAY t)R C}THERt�ViSE SEi"fZE CLAIMS; TERMINATiUN +C)F L%ABIi.�TY I�a r��� c��#'� c:t�irr� i►nc�er thi;, �t�ii�y, et7e C`rymp�ny siaall h�v� ti�� ivilt�wing additiruyai nptivns: �a) 'T'c� P�t� �>r "I'enrlr.r i'ayrrt�nt cyf thr .Axnount c�f In�ur�nc�. Tc>p� �v c,r t�ncis��• Par�rr�e�nt c�f th� Amr��zr�rt. c�f" Ins�aranc� �xnr�er cit�s ps�iic.y tc��ether with any c,�ts, �tccrrneys' %es, and cxp�nses incurr�c� i� tlie Ir��urt:ci C;l<xiniar�t th�t �v�rc� :�utl�rrri-r.��ri try tiae C;c��rrpacay i�p ta th� time c�f �aym�nt �r terider vf payment and that the t�vrr�p<tny as r�kx�i�etc�ci ttr �ay. Li�a<�t� t�i� e.xer•risc° ta} ti�e C��rscn�ny <�ft.��as r��ti�an, :�il 1i�biIi ty dnc� c�bl igatis�r�� of" thr Ce��n�any cz� th� t�sureti und�r t�i�; pafic�y, t�sher t}�a �� cc� �n�kc° tlar p�t}sr�cnt xtr��ti�r� srt tY�i� s��t���:tic�n, �h�li t�raninat�, inci��di��; ar��r tiabititv �r ��>t3li�;~acirsrt tc� d�fend, prc�s�c�r�, c�r rr�nti��i�e .rnr•lit�g;�cit,tz. {ta}'i"�� �'�y �r t)tt�c°x��e� Srttie� 1�L'itk� P:�rti��s C}tl�ear "Ih:�n t}�� Tn,.4i�rc� ar'�Yich thc Insur�d C;laiztzant. {i} t.o �dy r��- c�t.h�r-c�i�se s�ttle �ith �th�x� p<u•tie� foa- r�r it3 the taanic c�f an insurcri Cteimant any �i�im in�ured again�t tir►cicr tY�is �c�iit�v. tri �r�ciitir�r►, r.hr. t�m�xrty w�il }�y xny Gr�xt��, at.tc�rneys' f<�es, xnd cxp�n�c�4 ineurred #ay the In�ur�cl t.l�imant that w� re ��at.t�e�riz�ci by thc: t�>rr��anv �xp tc� the ttrn� r�f pa��nt and eh�t th� +C'.a�napany :� tibti�at�d t� pay; c�r �ii)t<> �i� z>r �th�twi�c: �ettl� unth tt�e Tneured f�aima�nt th� Ic�ss �r ciamage �arovided for ur�d�r this �raiicp, tag�th�r with any crr�tsr attc+rnc.��' fc>c-s, ata�ci �xpc�r:ses �c�currect by �i� Tnsur�ci �;iaimant that wer� �uthc�rizeti by the Crsmp�ny up t� the cime �f �yrnGS�t arzci tkaat. tl��t C;<y�r��a�sp it c.r�>li��t�ri to �ay. C.tpr�ra th� �xc°x�r l�e by the C:t��rn�a�� r�feith�r �,f'the ��>t�vns prc�vidc�ti f'c�r i� sul�ctic�x3s (b) (ij or (ii�, the Ccrmp�.n�'s obli�a#:ir�n� t�o t}a� tn��reci �zncie�° t��i� �aalicy fc�r z.h� c airr�c°ci Ir�:,.� «r ciamagr, r�tkter ttxan th� �xaym�nt�; rer�c�irrd s.t� bc: r�acie, shali t�rr�°�in�t�, �r�c}iidir�� any tiatrility rar <>ialig�ati�as3 tc.� ��fc�r�d, prra�:r.ut�, or <�c>ntinc:e az�y iiti�acic�n. � a fi � . � � # —� °I"hi� �lit��� i� a r.�r�er�aet s�£ ind�:rn��itv against �etuai rc�c�zi�t�a�� Ic��� ar dar��ge sixscain�ed r.�r in�urr�d by t1�t� Tr��ttreci Glairn�tr�t whc� has �uf�'�rr.-ci ic>ss c>r r��rn��� t� rc�sc�n <,f r'natter-� �ns��rccl ag��unst i�y thls �rr.�iic5'. {��) 'I"t1�. �:xtr�rit r�f i��tt�ilitr �k' t�ar. C:c�rr��riy fr>r ic�� r.Yr r�rna�� u�ac�rr this �wlicy sktall n�at excr+ed thc l�ss�r �#° {i� tta� tlntc�ur�t r�f Instu-�dr���; z�r �ii� thc° �fEtrr�ncc k�etw�;en t.Yi� t*°aiu� �>i't.iae� Tia�.l� �+� insur�d anct r.hc vaiux ��f th�'iitic ��zbjeck te� ��i�e risk in�i�red a�ain�t i�y cl�i� �iicy. (h,� [f tht� C°.rra�tp��ray ��tir�ucys i� ri�;i�ts urrcts°.�r �e�€�t3r,n 5 c�f t��c�se t'�rrcc�it.ic�rrs and is unsucke�ssful in t�t�►�ii+Yx'sng; the Tit.le, as irt�xtr•cci, fCiRA� t��� {r�ue '12�'it�}fii�'it#t �lcr�'i�f� R��rdi##caffarts� 4 cri 6 {i) ti�r �it�r�e:n. <�f In�t�ra�aee shai! tye inrr�a;�ci �ak IAr!�, and {ia} ci�c Ir;sure� {';i�im�nt st�ali 1��v� t�ar� right er� havc th�: ir�ss r�r �r�aag�e detr.rmir�ed �itl�er ��s o#' the ciatc ch� �taim was ��ac3� by the Insi�x•rri £�<�ixnas�t c�r �.� c�f thc c1<xtr it is 4c°td�d ataci �#d. {r:j Ir� adtiitic}n tca thc: �xe�nt c>f I�abilit°� undrr (a) and (t�;, t}i� C.��rnpar►y rviil al� pay thr� �c��;�s, atccrr��y�' %es, and �xpen� in��err�.xi in ac°erar�i<►nr.�c e�ritlr �',�rr,eir.rr�� 5 and 7 r>f th��e C:��r�ciititys�r;. R � {�j If tht• C;�»rt�����ny r.5takalishc:a thr. 'Titlr, cyr r�cr�r,vr� chc �tit��;cbti d�:ir.ct, iirn, c4x ene�mmbrance. «r curr+ ttit� i�ck af a ri�ht �rf acce�.� tc� c�r �i•c�r�� tF�c� I��nd, <�r r.��rc,� t}�� ci��rz� ;�f C�zsray.xz�kec�i��ie "3iti�, ali �a� ixasurisd, it7 ��-casr>rtably dili���n�� maXiner by a�y �ract�lic�d, incl�xciin�; iit���tt"sc��Y <�nc� ehe� ct��r��lc�uc�t� e�#' an app�saiw, it sh�11 kaa�� �'r�tly �ae.�f<>rm�c� it� t��li�ation�: with re�prcc tt> that nxatter asnd shatl ric�t 1� I�.�tiir �ar �e lcx� c�a° d�rna�c ca���rc�to ttir Ixi�rxrcrl. �kr} T�y th� ��ra�n� �af:�tsy Eiti ��atic�n, it�rc#udin� tati�au��rY !�}F t}�t� C�rt��ara� c>r �w�th t.t�c: C.�r�pany's cc>nst�nt, t.he C".tsrr��any �hali h�v,e nc� 1iat�il�t� f«�° ic��� r�r darna�� ur�t.il t.l��rr %a.� t�tz ��"ina3 d�t.�rm�n�tticar� �av a c�a�irt ��corn�te.nt j�i°��d�eur�n, and di„��aos�t�c�n rafalt a�peais, :�clv�rsr c<� t��� `i`itle, as ir2svrezi� $r•) 7'ii�.: t:�acr��a�nv sY��li rir>t be liak�te �c�r Ic��., nr r��rn�;� to thr In!�ur�ri fc>r ii�bility vr>lt�r�taril� �...r;�umed by the insur�d in scyttlin�; any ci�irY� c�r �,axit. �v3tl���ct. the pric�r �°i�t�n r.��e��tet�t c�f c���: �rtti�an�. 1(t. REZ1UC1ifJN t�F iNSL3i2ANCE; R�i)t3G"I`I�13N tJii�RMII�iATLi)N C!�' I.�3iL1'i"�' All ��,y�rnr�cx;�a uncl�r t.his pcalacy, r�x�e�at. �xymc.r,t,. srtar�s: fcyr c�c,sta: ��ttcarn��' f�e�, and r.x�r.r�s�x, sh�sll reti�� tlsir. Arnc�cxrit. �f tn�cxraricc kry t}�r. 3titti3lATiE t3� T�2t �?�S�tY1CT22. 21. LiABi]Li7YNt7N�[F�iULATIYE �i'i�c� �imc3u�t caf Iratiurar�cc: s)iali �e reriucec! b� kr�y �m�unc t1�e C'•r�rn�;asi}� �ays zancirr an poliry ix�,�urin a I�iortgage to which �xc�ptic�� i� r y t�k� n ir� Sr:hr.ii�x�� B c>r� tca whirh the Insur<� has a��c ci, a.fisrzme�, �3r takc:n �utrj+�c:t, �r whech is ��cecut by an Ins�.�rc>ci nf'ter Iiat� �f 1'r>lir.� :�ne� �hict� i� � cl�arg;r. vr lic:n c>n th� Tit.l�, and t�t� a�r►c�ur�t ��a ��id �h:aii k,� deem�d a paym�r�t tt> t�se Ir��axeti und�r this �}aii�y. 12. PA'i'3�F;3"��T CfFLUSS V1°t���� liak>ii�i� �ric� ti7� cxz�r�t c�f'!r� r�r cia�a�e }i�ve l�en d�finit��ty fixeri ira acccrrciarice with thcsc: C�nciitians, th� payment sI►al! � rstartr, auit#:ir� ��t r�ay+. A . Y � � Y � � � • .� .. _'.�.F.__ w (a) �V'}tcr�esvr�r �ki� C:zr�ipan� xt7:►i! ttav� s�ttied and paid a ciaim undtr this ryrstit°y, it shali t� �ut�ra�at�d and cntiticct ta thr rigi�ts crF r.t�e In��re.d C�t�i�r�ant. in the "I'itl� ar�d ati r�th�:r rightr ar►d r�mc�dics ir� re!sp»ct ta tlte c.taim that the Insur�d Claim:tnt ha,c a��in�t ar�y �r,r��an c�r prcv�rt�, � th+r r.xt�:nc t�f che �►nr�unt c�f anv tcx,,�s, cr�st�, s�ttr�rn�vs' fees, and ex�n�s paid by thz� Garn��ny. If requr.�t�d �?r t}�e C',ocnpan�; the In.4t�red (:lairnant shalt cxer.tite dcx.�um�r�t5 tu �vid�nc� the trar�sf�r tcs the Garnpac�y of ttsesc r�ghts artd rerr�tr3ie�. 1°iae Ic�sur�c� C'laimar�t �l�all �rmit th� ("�cam�?ar�� tc� �ue, comprcrmise, ar sttt3� i�i c�e ne�ne pfthe In�ur�d C"•laimar3t and tr� � th� n��r�c c�f'tl�e� lr►;:ux°rc3 C:dairr►�nc i�i any crare�:ac.tian rYr iiti�atirJ� in�c�i�ix3� thc:� r��ht� anci rerr�rdir.s. If a payrr�ent c�n aic°c u�.xr►t vf a claim cicae� r�c�t. ful'tv e��r rkre lc�ss c�f t.i�e Tr��c�r�cl C���arr�arit, the C;orra�any shall dtf�r tlie ex�rcis� vf its rigf� c ttf rrrc:f°�=� x untii afci�• t�.l�c. (nsier�c� CF►aiin�.nt �h�iii h�v� re�craro�reri Yt��s 1�:�. (k�) 7'h� C.c�rrepany'� ri�;}�t-c�f"�;ubrrag�at�ic��r� inct��,�c� tMe ri t�ts r�f th� 'tn�ua-�d tc,� i�YC�e�nniti�, gu�r����tacs, �t�h�r pcaiizi� ca£insuranr�, or be3xsc#�r, ncatwithyt�nr�ir�� ar�� t�r�� i�r cc�nr�iti�ns ec�nt�sirt� iri thcr•.,� instrurn�nts ttiat address �ubr�a�ian ri�ht�. 24. Ai�SiTRA'i'It`�d"+I Linie�� pr�ssi�ibit� kry appl�eai�le iaw, art>itratie;+n �srsu:u�t t� the 'I`itis [,ns�ararsce Arbitration I%ules t�€ the Arnerican Aririvadan Assoeirtian may �e c{emanc%d if a�reeci tc> !� both the C,ompan�° and t�re Ir�rect nt the t�me � rhe conurn�rsy c�r claim. Arbitrable matters may inciu�de. but are naC litnited tr�> �cxy cc���rrc+aex;�y e>r cI�m t�tween the C�cxm�nY and �� Iz�,s�u�.i sxz�isin� ouc c�f'rir relatzz�� to thi� pr,licy, arsd servi�� r�f the �a�y rn con�ecuan witl� itx �ts��r� c�r 4he ksx•�aah c�f a pqiicy prr�vis�an �sr other obliga�an. r�rbitration pur.rivant to this phiicy and under the Rules in t an the date ihe d�mand fc>r arhi�ratic�n i� m�cie or, at ti�e opdon c� the in:�i�reti> the Rulc� in effect at I3at+� n� Ptalicy xhait i� binding upan th8 pa�ties. 'The ativ�rd niay inciude atcame�y�' fees unly 'sf th� laws af thc state iT� which the I.and ix lc��ect �ermit a coun tn awarti atitomeys° %es to a prevailin� PartY- Judgment. upon the a4+�axxi rernic�red l>y tkre ArY�iitratae(x'} map h� entererl ia any court having jiari��ictioz� thrrrt>f. 't'iar Iaw c�f c�� sitk�.� �f' the i�a�cl shall app!} Ln a�a arhiaaatinn undrr the "#itl� Tr9�uranr� Arbiir�tion Rule,s. � c�a�ry of the Kui�s �ap t� at>cain�d frc�m ch� C:c7mpanp upan requr�t, l5. Lt�iLiTY LiMIT�:D TO T�IIS POI.t�Y; Pt�L2+CY ENTERE CONTRA+CT {�} Tl�i, pc�licy tr��;e�ti�r�r with xli encic��°�rsrrirrit�, if any atta;°h�d tz� it. by tiae �mpaz�y is th� �ntire patit,y and �crntract betwern t.he Insureci �rfd t�e �mpi�s��: Ir� irzt�r��re�tir�� ac�y pruvisic>n c�f t.his �c�ie�y, th�s �+il� silall t�e construezi �,s a w1�c�le. {t�? r�r�yciaimc�ficxs.��rdarn��rth«�tarS�x�titc�£ciaes�aturr�fthe�tlersrt�va»yaetie�x�:�r2fngsuc°trciairnwlarz.hcrorncrtbasrciann�bli��rtee �tr;�ll % r�strictcri t<r tt�i� �calicy. {t�� r'lt�y��rs�c;rtt�m�r��«f��r�►at�c�t�m�ntt<>thispc�iicy�usti�ir►�;vritin�ar�d�uthencicazedt�yauauthvrizedper!c�on,�r�xpres�lyir�cn�rpc�rat�ci k�y 5c���t>cieztc :A c�f tky��; �r�ticy. {ci} �;�rt► z�n�ir>r�c.rr�� r�t. tr� t.3��i.� �ratirv i�,�u�,� at. �ny t.im� i� made: � p�� �#'th�s pc,lir.y and is �ubj�ct r.c� ail afit� t��rrns arzd pruvisitins. Exc��t�. �.s i.tt� �nt�c�r�x:rt�� �rt ���r�s1� ��tz�;:, it dc��� rkc�t (ij m�ciii} any��a�"c�r. terms anri prrTVisic�ns afthc pr�li��. {ii) mr�dify any pr}tyr r�t�dtarst��rrxe, {iii) exttnd the i3at� c�f f�c�iaty, or �i�•) increa� the Amaixnt vf Iris�r-a��cc. �fl�tFA C�F6 trev. �2'��3}�YVitt� F3€�rida ��catit�'►s3 5 of 8 is. s�v�x� is� th� e��ertt as�y �rrac�isiraYi ca#' ehi� pc,�lic-y, is7 Hahc>tc c��• ir� part, is h�3�i Yr��ralici car unenforc�able uY�der �ppEicable l�w, tl�►e policy shall bG ci�t�ned n«t tc> i���iud� t�iat ��rc����i�r� e�r �uch �an h� lci tc� b� i�qvaiid, but ail c�t.hcr prs���sic�s�� sh�ll rern�in in f�,ill fQrce and c#�'crt. �'�. cxi����' pr" �w; ��va�i (�} C:hc>ict: c�f I:.aw: 'I'��r. In�ure,�i aGkr�c�wl�.-ci�e� etu: C�imp�ny h�u ur7r3c�rittt°n t.ti� �isk.� r.cav�rreer3 by this pc�ticy and dec�rmin�d th� prerniura rhar��d t��er�£os� an reli�st�e u�ac,n tl�� 1aw af£�ctin� ink�rrs�s i�i r��tl prta�rty and a}�pti�at�l� tr� thc� irxterj�r�tatian,, ri�hL�, re�rr�ed�ies, �i° cr��c>rexz�►c�s��s cri��c>�;�ir�s r��'zitic� ������r~�x��:r r��fthc��uris�ciirr.iar� �s*��re t�t� [..����3 i_r- lc�cat��t. "C�a��•�#i>�•e, t.hc <rt�urt or ar� art�itratur sh�l1 ;�p ly the 1a.� nF th� j�sr'��ci�ietiun w#�sre th� I..�n�i is icxc�ted t�a dc:termine the waliciic�r r�f ctair�� ���tx�t �hc. '�"itl� chat arp; ari�ezsc t.� tY�e �nsuxed an�l to ix►tezpr�t as�ci enfc�rc� th+c terrns ef this periic� in n�ith�r ca�� shail tla� cc�czrt car �ri>itratrxt• a���y i�.� crrrgflicts o�'lax pr'snc�pi�s cn d�t�rmi�le �ta� a�piieable taw. (b) t;trc�ic� rat �r�c-i�rn: �iny iiti�at.i�r� �r c>t}�er prcaa�c�t�c3in� Y�rait�ht tay tYtc Tnsui�d a�~einst tii� C':r�mpany tne�st k� fil�d c�nly irc a stat� c,r #�ti�r~�tl c;c�urt �ithin th� Ur?iteci S�t�s ui:�nrerir�:� c�r its t.�rritc>rir�s haVi�n� ap��rc���yrYa�tt ju�isciic°t�crn. i�. A3i�i'I�LS,ii��RESEZ4T �sxv z�c3�ti�°e �'a#� ci�itxi �nt� �r�y c�th�r ��rats��: c�r ctac�rne��tir� svrit�in� r�ys�ix•�;ri tc3 iae �,�iv�n t�<> the C.'.z�rr�patiy ttr�d�r this �licy r��ust trcr �;ivctr� ccr iti� taixtr�}a:zrzy ac �t}t3 Se�t-c3t�ci Avr.ntz� 4,rizt��, ?��irax�s�a���l3x, l�ic�ncs<3� :����t?i-2��), PF�ax��: (61�} 371»? 1� 1. �t�ttt� C�F� {rev, 1219fl}�ith �3d�d� �Cfifications) � � �S � � � {Jt '� � �n ��„ � � � ry � � � r�c��? � � � � �' � � �� �� . '+ tA � ,�,w ��„�O Oi � � .� �� � N � "" � N V '� Ci �� � .:�. � � � cy p �� � 'C� � A1 � � � �i p -s %�" %�' �" �}' � � �(` ° �` ��. � *� � ,� i�'7 (� .—, � � � ��t� � � � � � � � � � � � � � � r '. .r w a .. .