ALFRED AND ANNIE BRIDGES
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This \tarranty Deed
INST '#' 94"-334304
DEC ~I 1994 4:42PM
Made this
by
ALFRED
wife
7 t h day of
December
A.D. 1994
PINELLAS COUNTY FLA.
OFF.REC.BK 8860 PG 1310
BRIDGES and ANNIE R. BRIDGES, his
hereinafter called the grantor, to
CITY OF CLEARWATER, FLORIDA, a Florida
Municipal Corporation
1 33828 SJW 12-08-1994 16:01:29
01 DED-BRIDGES
RE RDING 1 $6.00
DOC STA/'lP - DR219 3 $98.00
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whose post office address is:
POST OFFICE BOX 4748
CLEARWATER, FL 34618-4748
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TOTAL:
CHECK A/'lT. TENDERED:
CHANGE:
$104.00
$104.00
$.00
hereinafter called the grantee:
(Whenever used herein the term "grantor" and "grantc~" include all the parties to this instrument and the
heirs. legal representatives and assigns of individuals, and the successors and assigns of corporations)
Witnesseth, that the grantor, for and in consideration of the sum of $ 10. 00
and other valuable considerations, receipt whereof is hereby acknowledged, hereby grants, bargains, sells, aliens, remises,
releases, conveys and confirms unto the grantee, all that certain land situate in
PIN ELL A S County, Florida, viz:
Lot 5, less the North 50 feet thereof, Block 3, C. E. JACKSONS
SUBDIVISION, according to plat thereof as recorded in Plat Book
2, Page 96, of the Public Records of Hillsborough County, Florida
of which Pinellas County was formerly a part.
Parcel Identification Number: 10/29/15/43596/003/0051
Together with all the tenements, hereditaments and appurtenances thereto belonging or in anywise appertaining,
To Have and to Hold, the same in fee simple forever.
And the grantor hereby covenants with said grantee that the grantor is lawfully seized of said'land in fee simple;
that the grantor has good right and lawful authority to sell and convey said land; that the grantor hereby fully warrants
the title to said land and will defend the same against the lawful claims of all persons whomsoever; and that said land is
free of all encumbrances except taxes accruing subsequent to December 31, 19
In Witness Whereof, the said grantor has signed and sealed these presents the day and year first above
written.
Signed, sealed and delivered in our presence:
~}jjL
Name:
AtU- W. ~~r
LS
BRIDGES
Name & Address:
Ui]
ame
re : ANNIE R. BRIDGES
1719 Scott Street
Clearwater, FL 34615-2853
Name & Address; c1l:) LubuLb Q. ctULUI.;::;
Ui]
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State of
County of
FLORIDA
PINELLAS
The foregoing instrument was acknowledged before me this
by
7th
day of
December
, 19
94
ALFRED BRIDGES--amt' ~'!lFif~~RIDGES, hi:swif-e
who is personally known to me or who has produced
*and Florida Identification card
Florida Drivers Li cens~>identification.
WD-l
5/93
PREPARED BY: LYNN HOFFSTETTER
RECORD & RETTTRN TO: ,
COASTAL BONDED TITLE CO. OF CLEAR~ '
501 S. FT. HARRISON SUITE 203 ~~
CLEARWATER, FL 34616 y
F i 1 e No: 9 4 - 1 7 1 3 0 l~~~~I~ L YNN HO~FSTE1TER
~~: , ):i I.IY COI.!UISSION EXPlRE8
;:1:.~'$?~~l December 17, 1994
" .~..'J~~ SONnED TlIRU NOTARY PlJBUC IINDEflWluTERs
CC063453
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F)olicy of Title Insuran~e
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Issued By
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Nations Title Insurance
of New York Inc.
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268- l. .... ..I.~ /
SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN
SCHEDULE B AND THE CONDITIONS AND STIPULATIONS, NATIONS TITLE INSURANCE OF NEW YORK INC"
a New York Corporation, herein called the Company, insures, as of Date of Policy shown in Schedule A, against loss
or damage, not exceeding the Amount of Insurance stated in Schedule A, sustained or incurred by the insured by
reason of:
1, Title to the estate or interest described in Schedule A being vested other than as stated therein;
2, Any defect in or lien or encumbrance on the title;
3. Unmarketability of the title;
4. lack of a right of access to and from the land.
The Company will also pay the costs, attorneys' fees and expenses incurred in defense of the title, as insured, but
only to the extent provided in the Conditions and Stipulations.
By:
Nations Title Insurance
of New York Inc.
~~~
President
~~of.t-J
Attest:
Secretary
Countersigned:
By U' "~ O?~<t~
Author," , f leer or Agent
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Owner's Policy
Schedule A
(Florida)
I j
OWNER TITLE INSURANCE POLICY
SCHEDULE A
Amount of Insurance: $
14,000.00
Policy No. 0
268-727527
Issued Pursuant to Commitment No.
C 18-008271
File No.
94-17130
Effective Date and Time of Policy
p,m.
December 8. 1994 at 04: 42"
1. Name of Insured:
CITY OF CLEARWATER, FLORIDA, a Florida Municipal Corporation
2, The estate or interest in the land described herein and which is covered by this policy is an estate or interest designated as follows:
Fee Simple
3, The estate or interest referred to herein is at the effective date of policy vested in the insured,
4, The land described herein is encumbered by the following mortgage and assignments, if any:
5, The land referred to in this policy is described as follows:
Lot 5, less the North 50 feet thereof, Block 3, C.E. JACKSONS
SUBDIVISION, according to the map or plat thereof, as recorded
in Plat Book 2, Page 96, of the Public Records of Hillsborough
County, Florida, of which Pinellas County was formerly a part.
This policy is not valid unless
Schedule B is attached hereto,
.
635
.
Owner's Policy
Schedule B
Florida
II
OWNER TITLE INSURANCE POLICY
SCHEDULE B
Policy No, 0
268-727527
OOE 1, 4, 5 arl 6 Pi{ I-EfffiY IILEIED
File No,
94-17130
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the Company will not pay costs, attorney's fees or expenses) which arise
by reason of:
1, Rights or claims of parties in possession not shown by the public records,
2. Encroachments, overlaps, boundary line disputes, and any other matters which would be disclosed by an accurate survey
and inspection of the premises,
3. Easements or claims of easements not shown by the public records,
4, Any lien, or right to a lien, for services, labor, or material heretofore or hereafter furnished, imposed by law and not shown
by the public records.
5. Any adverse claim to any portion of said land which has been created by artificial means or has accreted to any such portion
so created and riparian rights, if any,
6. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or
assessments on real property or by the public record, Proceedings by a public agency which may result in taxes or
assessments, or notice of such proceedings, whether or not shown by the records of such agency or the public record.
7. SUBJECT TO TAXES FOR THE YEAR 1995 AND THEREAFTER, WHICH ARE
NOT YET DUE AND PAYABLE.
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with FI
any other act which in its opinion may be necessary or
desirable to establish the title to the estate or interest. as
insured, or to prevent or reduce loss or damage to the
insured, The Company may take any appropriate action
under the terms of this policy, whether or not it shall be
liable hereunder, and shall not thereby concede liability or
waive any provision of this policy, If the Company shall
exercise its rights under this paragraph. it shall do so
diligently.
(c) Whenever the Company shall have brought an
action or interposed a defense as required or permitted by
the provisions of this policy. the Company may pursue any
litigation to final determination by a court of competent
jurisdiction and expressly reserves the right, in its sole
discretion. to appeal from any adverse judgment or order.
(d) In all cases where this policy permits or requires
the Company to prosecute or provide for the defense of
any action or proceeding. the insured shall secure to the
Company the right to so prosecute or provide defense in
the action or proceeding, and all appeals therein, and
permit the Company to use. at its option, the name of the
insured for this purpose, Whenever requested by the
Company, the insured, at the Company's expense, shall
give the Company all reasonable aid (i) in any action or
proceeding, securing evidence, obtaining witnesses, pros-
ecuting or defending the action or proceeding, or effecting
settlement, and (ii) in any other lawful act which in the
opinion of the Company may be necessary or desirable to
establish the title to the estate or interest as insured, If the
Company is prejudiced by the failure of the insured to
furnish the required cooperation, the Company's obliga-
tions to the insured under the policy shall terminate,
including any liability or obligation to defend. prosecute, or
continue any litigation. with regard to the matter or matters
requiring such cooperation.
5, PROOF,OF LOSS OR DAMAGE,
In addition to and after the notices required under
Section 3 of these Conditions and Stipulations have been
provided the Company, a proof of loss or damage signed
and sworn to by the insured claimant shall be furnished to
the Company within 90 days after the insured claimant
shall ascertain the facts giving rise to the loss or damage,
The proof of loss or damage shall describe the defect in,
or lien or encumbrance on the title, or other rnatter insured
against by this policy which constitutes the basis of loss or
damage.and shall state, to the extent possible. the basis
of calculating the amount of the loss or damage. If the
Company is prejudiced by the failure of the insured claim-
ant to provide the required proof of loss or damage, the
Company's obligations to the insured under the policy
shall terminate, including any liability or obligation to
defend, prosecute, or continue any litigation, with regard
to the matter or matters requiring such proof of loss or
damage.
In addition, the insured claimant may reasonably be
required to submit to examination under oath by any
authorized representative of the Company and shall pro-
duce for examination, inspection and copying, at such
reasonable times and places as may be designated by
any authorized representative of the Company, all records,
books, ledgers, checks, correspondence and memoranda,
whether bearing a date before or after Date of Policy,
which reasonably pertain to the loss or damage, Further,
if requested by any authorized representative of the Com-
pany, the insured claimant shall grant its permission, in
writing, for any authorized representative of the Company
to examine, inspect and copy all records, books, ledgers,
checks, correspondence and memoranda in the custody
or control ola third party, which reasonably pertain to the
loss or damage, All information designated as confidential
by the insured claimant provided to the Company pursu-
ant to this Section shall not be disclosed to others unless,
in the reasonable judgment of the Company, it is neces'
sary in the administration of the claim, Failure of the
insured claimant to submit for examination under oath,
produce other reasonable requested information or grant
permission to secure reasonably necessary information
from third parties as required in this paragraph shall
terminate any liability of the Company under this policy as
to that claim,
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_.....,',.~-~~ ~,..",..
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I
CONDITIONS AND STIPULATIONS
(continued from inside front cover)
6, OPTIONS TO PAY OR OTHERWISE SETTLE
CLAIMS; TERMINATION OF LIABILITY.
In case of a claim under this policy. -IRe Company
shall have the following additional options:
(a) To Payor Tender Payment of the Amount of
Insurance.
(i) To payor tender payment of the amount of
insurance under this policy together with any costs, attor-
neys' fees and expenses incurred by the insured claimant.
which were authorized by the Company, up to the time of
payment or tender of payment and which the Company is
obligated to pay.
(ii) Upon the exercise by the Company of this
option. all liability and obligations to the insured under this
policy. other than to make the payment required, shall
terminate. including any liability or obligation to defend,
prosecute. or continue any litigation, and the policy shall
be surrendered to the Company for cancellation,
(b) To Payor Otherwise Settle With Parties Other
than the Insured or With the Insured Claimant.
(i) to payor otherwise settle with other parties for
or in the name of an insured claimant any claim insured
against under this policy. together with any costs, attor-
neys' fees and expenses incurred by the insured claimant'
which were authorized by the Company up to the time of
payment and which the Company is obligated to pay; or
(ii) to payor otherwise settle with the insured
claimant the loss or damage provided for under this policy.
together with any costs, attorneys' fees and expenses
incurred by the insured claimant which were authorized by
the Company up to the time of payment and which the
Company is obligated to pay,
Upon the exercise by the Company of either of the
options provided for in paragraphs (b)(i) or (ii), the
Company's obligations to the insured under this policy for
the claimed loss or damage. other than the payments
required to be made, shall terminate, including any liability
or obligation to defend, prosecute or continue any litigation.
7. DETERMINATION, EXTENT OF LIABILITY
AND COINSURANCE.
This policy is a contract of indemnity against actual
monetary loss or damage sustained or incurred by the
insured claimant who has suffered loss or damage by
reason of matters insured against by this policy and only
to the extent herein described.
(a) The liability of the Company under this policy
shall not exceed the least of:
(i) the Amount of Insurance stated in Schedule A;
or
(ii) the difference between the value of the in.
sured estate or interest as insured and the value of the
insured estate or interest subject to the defect, lien or
encumbrance insured against by this policy,
(b) The Company will pay only those costs, attor-
neys' fees and expenses incurred in accordance with
Section 4 of these Conditions and Stipulations,
8. APPORTIONMENT.
If the land described in Schedule A consists of two or
more parcels which are not used as a single site, and a
loss is established affecting one or more of the parcels but
not all, the loss shall be computed and settled on a pro rata
basis as if the amount of insurance under this policy was
divided pro rata as to the value on Date of Policy of each
separate parcel to the whole. exclusive of any improve-
ments made subsequent to Date of Policy, unless a
liability or value has otherwise been agreed upon as to
each parcel by the Company and the insured at the time of
the issuance of this policy and shown by an express
statement or by an endorsement attached to this policy,
9, LIMITATION OFLIABILITY,
(a) If the Company establish~s the title, or removes
the alleged defect, lien or encumbrance, or cures the lack
of a right of access to or from the land, or cures the claim
of unmarketability of title, all as insured, in a reasonably
diligent manner by any method, including litigation and the
completion of any appeals therefrom, it shall have fully
.
I
performed its obligations with respect to that matter and
shall not be liable for any loss or damage caused thereby,
(b) In the event of any litigation, including litigation by
the Company or with the Company's consent, the Com-
pany shall have no liability for loss or damage until there
has been a final determination by a court of competent
jurisdiction. and disposition of all appeals therefrom. ad-
verse to the title as insured,
(c) The Company shall not be liable for loss or dam-
age to any insured for liability voluntarily assumed by the
insured in settling any claim or suit without the prior written
consent of the Company,
10, REDUCTION OF INSURANCE; REDUCTION
OR TERMINATION OF LIABILITY.
All payments under this policy, except payments
made for costs, attorneys' fees and expenses. shall re-
duce the amount of the insurance pro tanto,
11. LIABILITY NONCUMULATIVE,
It is expressly understood that the amount of insur-
ance under this policy shall be reduced by any amount the
Company may pay under any policy insuring a mortgage
to which exception is taken in Schedule B or to which the
insured has agreed, assumed. or taken subject. or which
is hereafter executed by an insured and which is a charge
or lien on the estate or interest described or referred to in
Schedule A. and the amount so paid shall be deemed a
payment under this policy to the insured owner,
12, PAYMENT OF LOSS,
(a) No payment shall be made without producing this
policy for endorsement of the payment unless the policy
has been lost or destroyed. in which case proof of loss or
destruction shall be furnished to the satisfaction of the
Company,
(b) When liability and the extent of loss or damage
has been definitely fixed in accordance with these Condi-
tions and Stipulations. the loss or damage shall be pay-
able within 30 days thereafter,
13, SUBROGATION UPON PAYMENT OR
SETTLEMENT.
(a) The Company's Right of Subrogation.
Whenever the Company shall have settled and paid
a claim under this policy, all right of subrogation shall vest
in the Company unaffected by any act of the insured
claimant,
The Company shall be subrogated to and be entitled
to all rights and remedies which the insured claimant
would have had against any person or property in respect
to the claim had this policy not been issued, If requested
by the Company, the insured claimant shall transfer to the
Company all rights and remedies against any person or
property necessary in order to perfect this right of subroga-
tion. The insured claimant shall permit the Company to
sue, compromise or settle in the name of the insured
claimant and to use the name of the insured claimant in
any transaction or litigation involving these rights or
remedies,
If a payment on account of a claim does not fully cover
the loss of the insured claimant, the Company shall be
subrogated to these rights and remedies in the proportion
which the Company's payment bears to the whole amount
of the loss,
If loss should result from any act of the insured
claimant, as stated above, that act shall not void this policy,
but the Company, in that event, shall be required to pay
only that part of any losses insured against by this policy
which shall exceed the amount, if any, lost to the Company
by reason of the impairment by the insured claimant of the
Company's right of subrogation,
(b) The Company's Rights Against Non-insured
Obligors.
The Company's right of subrogation against non-
insured obligors shall exist and shall include, without
limitation. the rights of the insured to indemnities, guaran-
ties, other policies of insurance or bonds, notwithstanding
any terms or conditions contained in those instruments
(continued on back)
t
which provide for subrogation rights by reason of this
policy.
14, ARBITRATION.
Unless prohibited by applicable law, arbitration pur-
suant to the Title Insurance Arbitration Rules of the Ameri-
can Arbitration Association may be demanded if agreed to
by both the Company and the insured, Arbitrable matters
may include, but are not limited to, any controversy or
claim between the Company and the insured arising out of
or relating to this policy. any service of the Company in
connection with its issuance or the breach of a policy
provision or other obligation, Arbitration pursuant to this
policy and under the Rules in effect on the date the
demand for arbitration is made or. at the option of the
insured, the Rules in effect at Date of Policy shall be
binding upon the parties., The award may include attor-
neys' fees only if the laws of the state in which the land is
located permit a court to award attorneys' fees to a prevail-
ing party, Judgment upon the award rendered by the
Arbitrator(s) maybe-entered in any court havIng jurisdic-
tion thereof.
j
I
I
CONDITIONS AND STIPULATIONS
(continued from inside back cover)
..
I
dating officer or authorized signatory of the Company,
16. SEVERABILITY,
In the event any provision of the policy is held invalid
or unenforceable under applicable law, the policy shall be
deemed not to include that provision and all other provi-
sions shall remain in full force and effect.
17, NOTICES. WHERE SENT,
All notices required to be given the Company and any
statement in writing required to be furnished the Company
shall include the number of this policy and shall be ad-
dressed to the Company at its Corporate Headquarters.
6800 College Blvd" Suite 700, Overland Park. KS 66211.
In the event there are any questions concerning
the coverage continued herein or should the insured
desire to communicate a complaint to the Company.
please contact the Regional Office of the Company by
calling 1 (800)637-0487,
Nations Title Insurance
of New York Inc.
The law of the situs of the land shall apply to an
arbitration under the Title Insurance Arbitration Rules,
A copy of the Rules may be obtained from the Com-
pany upon request.
15. LIABILITY LIMITED TO THIS POLICY;
POLICY ENTIRE CONTRACT.
(a) This policy together with all endorsements, if any.
attached hereto by the Company is the entire pOlicy and
contract between the insured and the Company. In inter-
preting any provision of this policy, this policy shall be
construed as a whole,
(b) Any claim of loss or damage, whether or not
based on negligence, and which arises out of the status of
the title to the estate or interest covered hereby or by any
action asserting such claim, shall be restricted to this
policy.
(c) No amendment of or endorsement to this policy
can be made except by a writing endorsed hereon or
attached hereto signed by either the President, a Vice
President. the Secretary. an Assistant Secretary. or va Ii-
Policy of Title Insurance
Issued By
6800 College Blvd, / Suite 700/ Overland Park, Kansas 66211
913-491-5585
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