BRENDA EVANS
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IN TIiE-CIRC&n 'COURt6F--THESIXTH JUDICIAL CIRCUIT ~
IN AND FOR PINELLAS COUNTY I FLORIDA JUL 1 31992
CIRCUIT CIVIL NO.: 92-000402-MF-023
CITY ATTORNEY
CITY OF CLEARWATER,
a municipal corporation,
Documentary Tax Pd.$_~ L, . 0
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Kc:n'!8e . e er .
Plaintiff, By , erk,Pir:c.l!OlsCo:.mty
De uty Clerk.
11 nCC(;ED:NG
Asc~ODO]OCDGL
vs.
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F'~"[:~
BRENDA M. EVANS, individually, and
FORD CONSUMER FINANCE COMPANY, INC.,
a New York Corporation, f/k/a
MERITOR CREDIT CORPORATION,
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CERTIFICATE OF TITLE
The undersigned Clerk of the Court certifies that she executed and filed
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a Certificate of Sale in this action on the 23RD day of
the real property described as follows:
JUNE , 1992, for
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Lot 31, Block C, JOS. J. ELDRIDGE SUBDIVISION,
according to the map or plat thereof as recordedi n Plat
Book 1, Page 85, of the Public Records of Hillsborough
County, Florida, of which Pinellas County was formerly
a part.
and that no objections to the sale have been filed within the time allowed for
filing objections.
The real property in Pinellas County, Florida, legally described above, was
sold to the City of Clearwater, a municipal corporation, whose address is
112 Osceola Avenue, Clearwater, FL 34616.
Wi tness my hand and the seal of th i s Court on th is
7TH
day of
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JULY ,J:992:.
"
KARLEEN F. DeBLAKER
CLERK OF CIRCUIT COURT
By:~()J)GvJ. L- ~ -S
As Deputtj Clerk
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Conformed 'copies to:
Brenda M. Ev.~ns
The Prent; G~ H~nCotp"Q'rati on_
-Miles A. Lance, Esq.., P. O. Box 4748,
l<hF,LEEN F + IiE:E-:l...r~t<EF; v (~l..~::: :'.'..K."
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Clearwater, FL 34618
BEIURN TO CIVIL COURT RECORDS
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CITY OF CLEARWATER
Interdepartmental Correspondence Sheet
TO: Cyndie Goudeau, City Clerk
FROM:
Miles A. Lance, Assistant City Attorney JuvY\f--
SUBJECT: City of Clearwater vs. Brenda M. Evans, et al
Cir. Civ. No.: 92-402-MF-23
DATE: July 16, 1992
Brenda Evans had a rehabilitation loan from the City, but defaulted in her mortgage
payments. The City obtained title to the property through a mortgage foreclosure action
and we have attached the original Certificate of Title for filing in your office.
MAL:ln
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TO:
FROM:
COPIES:
SUBJECT:
DATE:
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CITJ OF CLEARWATER
Interdepartment Correspondence Sheet
I
Lucille williams - city Clerk
& urban oevelopm"?r!l-,;e
Joseph R. McFate - Director of Planning
Mortgage
June 12, 1985
Attached, for your records, is the original mortgage and
note returned from the Clerk of the circuit Court after
recording for:
Brenda Evans RL-468
1002 North Garden Avenue
Clearwater, Florida 33515
Amount: $25,000.00
copies have been retained for our files.
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Attachment
JUN J 2 1985
CITY CLERK
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WITNESSETH, that to secure the payment of an indebtedness in the principal amount
of Twenty Five Thousand Dollars ($25,000.), vith interest
thereon, which shall be payable in accordance with a certain note, bond or other obliga.
~ ~ tion, which obligation is hereinafter called "Note", bearing even date herewith, a
~ ~ true and correct copy of which, exclu~ive of the signature of the Mortgagor, marked
> M Schedule A,Bis annexed hereto and made a part hereof, and all other indebtedness vhich
~ H the Mortgagor is obligated to pay to the Mortgagee pursuant to the provisions of the
q ~ Note and this Mortgage, the Mortgagor hereby grants, conveys and mortgages to the
~ ~.. Mortgagee:
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MOl:'igage to Secure A lJoan
for liehabilation of Property
851.17208
o,R.6 (; 07 PAGE 1.50
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THIS MORTGAGE made on or as of this 31stday of
BRENDA EVANS
May
,1985 ,between
hereinafter called, and if more than one party, jointly and severally hereinafter calle
"Mortgagor", residing at 1002 N. Garden Avenue in the.City of'Clearvater
Pinellas County, Florida, and CITY OF CLEARWATER, Florida, hereinafter called "Mortgage
that certain lot, piece, or parcel of land situate and being in Pinellas County
described as follows; to wit:
Lot 31, Block C, JOS. J. ELDRIDGE SUBDIVISION,
according to the map or plat thereof as recorded
in Plat Book I, Page 85, of the Public Records
of Hillsborough County, Florida, of which Pinellas
CountY,was formerly a part.
15 15707695 ~O
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TOTAL
1. 06JN85
21.00
37.50
58~50 CHK
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01 Cash 11 Cha cJ
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Documentary Tax Po, $. ......_.....-..........-.-.~
s...,.. . . '::'..'":....... Intangible Tax Pd,
Kar/een F. De G!.lkllr, Clerk, Pinc:1as County
BY,~~uty Clerk
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TOGETHER with all appurtenances thereto and all the estate and rights of the Mor-gagor in and to such property or
in anywise appertaining thereto: all buildings and other structures now or hereattei" thereon erected or installed. and
all fixtures and articles of personal property now or here alter attached to. or used in. or in the: operation 0[. any such
land. buildings Dr structures which are necessary to the complete use and occupancy of such bUIldmgs or structures for
the purposes for which they were or are to be erec~ or installed. including. but not limited to. all heatIng. plur.1bmg.
bathroom. lighting. cooking. laundry. ventilating. refrigeratinl':". incinerating and air-conditioning equIpment an~
fixtures. and all replacements thereof and additions thereto. whether or not the sa.me are or shall be attached to suc.n
land. buildings or structures in any manner; .
TOGETHER \l,;th any and all awards now or herea(ter- made for the taking of the property mortga.ged hereby. or a.ny
part thereof (including any eaSement) by the exercise o( the power o( eminent domllln, including any award (or chanbe
~ of grade of any stret:t or ol.'1er roadway. which awards are hereby assi~ed to the MortF;ag-ee and are deemed a pa:-t of
the property mortl-:"<li;ed hereby, and the Morti;agee is hereby authorized to collect and receive tho proceeds o( such
awards. to gi....e proper receIpts and acquittances therefor. and to apply the same towa.rd the payment of the indebted-
ness secured by this Mortgage. notwithstandinf:r the (a.ct that the amount owing- thereon may not then be due and pay-
able: and the Mort~al-:or hert:by al-:rees. upon requesl. to make. execute and deliver any and all I\ssig-nments a.nd other
instruments su(ficlent (or l.'le purpose oC aSSi/ming- each such Award to the Mortgag~e. tree. clear and discbarged oC any
encumbrances of any kind or nature whats~ver; IUld
TOGETHER with all ri~ht. title Ilnd interest o( the ~10rtgagor In and to the land Iyin~ in the.streets and roa.ds in Cront
of and adjoinin~ the nbove described land (nil the above described I"'nd. bulIdin~s. other structures. fixtures. articles
of personal propeny. awards and other rights and interests beIng herelnaCter COllectIvely called the "mon~aged pro-
perty"). . ,
TO HA VEAND TO HeLD the mortKRged property. and every pan thereat unto the Mortgagee. Its succeuora and 8.&-
signs forever for the purposes and uses herein set Corth. .
A:--;O tile ~.Iortg,,;;or further eover-r,t ~s and 1\.;~ce9 with the ~,Iorth,q.;<::e, as fOllowl'
O,R, G 0 0,7 P~GE 15b ~
L Tho Mortgal-:or will promptly pay the principal of and Interest on tho indebtedness evidenced by tho ~()te, a'nd all
other ehl\rg('~ and indehledness provided therein and in thIS ~Iortbabc. at tho time9 und in the manner ?fOVlded In the
Noto anu in lh is Mort!;,q.;o.
2. The Mortgl\g"or will pay when due. as hereinafter provid!)d, all ground rents, If any. and all taxes. assessments.
water rates and other !;ovcrnmentll.1 chafJ..;es, fines and imposItions. of cvery kind and nature whatsocver. now or here-
afler Imposed on tho morq:;,q:?;ed property, or any pl\rt thereoC. and will pa.y when duo every amount of inc1ebtedness
Becurod by any lien to which the lien o( this Mortgage Is expressly subject.
3. This Mortga~e and the Note wero executed and delivered to secure moneys advanced in full to the Mort~al1;or by
the Mortgd.l:.>;ee as or on account of D loan evidenced by the Note. for the purpose of m<l.king the improvements described
or referred to in the dated ' 19 . to or on the
mortgaged property, and for such other purpose. If any, described or referred to therein. which improvements are here-
inafter collectively called "Improvements:' The Mortgagor shall m<l.ke or cause to be made all the Improvements.
If the construction or installation or the Improvements shall not be carried out With reasonable 'diligence. or shall be
discontinued at any time for a.ny reason. other than strikes, lock-outs. acts of God. fires. (loods. or other similar catas-
trophies, riots, war or insurrection. the Mortgagee. after due notice to the Mortgagor. is hereby authorized (a) to enter
upon the T:lOrtgaged property and employ any watchmen. protect the I mprovements from depredation or injUry and to
preserve and protect such property, (b) to carry out any or all then existing contracts between the Mortgagor and other
parties for' the purpose o( making any of the Improvements. (c) to make and enter into additional contracts and incur
obligations for the purposes oC completing the Improvements pursuant to the obligations of the Morl[;agor hereunder,
either in the name of the Mortgagee or the Mortgagor. and (d) to pay and discharge all debts. ob!i~ations and liabilities
incurred by reason o( any action taken by the Monga~ee as provided in this Paragraph. all o( which amounts so paid by
the Mortgagee, with interest thereon from the date of each such payment, at the rate of three percent (3%) per annum.
shall be payable by the Mortgagor to the Mortgagee on demand and shall be secured by this Mortgage.
4. No building or other structure or improvement, fixture or personal property mortgaged hereby shall be removed
or demolished without the prior written consent of the Mortgagee, The Mortgagor will not make. permit or suffer any
alteration of or a.ddition to any building or other structure or improvement now or which may hereafter be erected or
installed upon the mortgaged property. or any part thereof. except the improvements required to be made pursuant to
Pa.ragraph 3 hereof. nor will the Mongagor use. or ~ermil or suffer the use of. any o( the mortgaged propeny for any
purpose other than the purpose or purposes for which the same is now intended to be used. without the prior wntten
consent of the Mortgagee. The Mortgas-cr will maintain the mortgaged property "in good condition and sta.te of repair
a.nd will not suffer or permit any waste to any part thereof. and will promptly with all the requirements of Federa.l.
st<Lte and local governments. or of any departments. divisions or bureaus thereof. pertaining to such property or any
part thereoL
5. The Mortgagor will not voluntarily create. or permit or suffer to be crea.ted or to exist. on or against th::! mortgaged
property. or any part thereof. any lien superior to the lien of this Mongage. exclusive of the lien or liens. if any. to which
this Mortgage is expressly sub)ect. as set forth in the granting clause above, and will keep and maintain L'1e same Cree
from the claims of a.1l parties supplying labor or materials which will enter into the construction or installation of the
Improvements.
6. (a.) The Mortgagor will keep all buildings. other structures and improvements. including equipment. now existing
or which may hereafter be erected or installed on the land mortgaGed hereby. insured against loss by fire and other
hazards. casualties and CODtingencies. in such a.Jnounts and manne:. and for such periods. all as may be req1..:ired from
time to time by the ~10rtgagee, Unless oL'1er......isc required by the ~Iongagee. all such insurance shall be effected by
Standard Fire and Extended Coverage Insurance policies. in a."TIounts not less than necessary to compl::; with tr:e coin-
surance clause percentage of the value applicable to the location a::td character of the property to be covered, All such
insurance shall be carried in con::panies approved by the ~lortgagee and all policies therefore shall be in such form
and shall have atta..ched thereto loss payable clauses in favor of the Mortgagee and any other parties as shall be satis-
factory to the Mongagee. All such policies and attachmeD:5 thereto shall be delivered promptly to the Mortgagee. un-
?81!:I.l.nless they are :re~uired~:to,be,delivered to the holder of a lien of a mortgage or similar instrument to which tbis ~1ortgage
.. ....wC'"~s cs~pressly'supJe'c:."inwhich latter event. certificates thereof. 5,a.tisfactory to the Mortgagee. shall be delivered prompt-
flY' to the Mortga.gee. The Mongagor will pay promptly when due. as hereinafter provided. any and all premiums on such
OihSUra.nce. and jin every case in which payment thereof is not made (rom the deposits therefor required by Dis Mort-
)ll..n ugtge, prompllY.'Su1:l}iiit to the Mortgagee for exa.'"l'lin!.tion re:=eipts or ot.'1er evidence of such payment as shall be satis-
fa.ctory to the ~tortgagee. The Mongagee may obtai!, and pay the premium on (but shall be under no obligation to do
so) every kind of insurance required hereby i! the amount o( such premium has not been deposited as requll'ed by this
Mortgage. in which event the Mortgagor will pa.y to t,le Mo.-tgagee every premiur:::l so paid by the Mongagee.
(b) In the event of loss or damage to the mortgaged propeny. the :\fortgagor will give to the Mortgagee immediate no-
tice thereof by mail. and the Mongagee may r;:ake a::1. file proof of loss if not made otherv.-ise promptly by or on behal!
of the Mortgagor. Ea..ch insurance company issuing any such policy is hereby authorized and directed to make payment
Dere~nder for such loss to the Mortgagor and the Mortgagee jointly. unless the amount of loss is payable first to the
holder of a. lien under a mortgage or simila.r instrUment to which tblS Mortgage is expressly subject; and the insur3.nce
proceeds. or any pan thereof. if r~eived by the ~longa.gee. may be applied by t.'1e Mortga.gee. at Its option. either in re-
duction of the indebtedness hereby secured. or ~ the restoration or repair of the mortgaged property dama?d. In tbe
event of foreclosure of this ~lortgage. or of any transfer of title to ne mortgaged property in extinguishment of such
,indebtedness. all right. title and inLerest of the ~lortgagor in and to every such insurance polic~.. then in enforce. su:r
ject to the rights and interest of t.'1e holder of any such prior lien. sball pass to ,tie grantee acquiring title to :,he mort-
gaged property together with such policy and appropriate asslgnment of such right. title and interest which shall be
made by the ~.lortgagor.
7. (a) In order more fully to protect the security of this ~,lortgage. the ~lortgagor shall deposit with the ~10r.gage-e to-
getber with. and, in addition to, the pay:nent of principal and interest monthly on account of the Note secC\red bereby.
until the Note is paid in full. an amount of money equal to the total amount of (i) ground rents. if any. ::text becorr:lD~
due, (ii) the premIUms next becoming due on the policies of fire a:J.c all other hazard insurance requll"ed by thiS ~lon-
gage with respect to the r:"lortgagea property. (iii) ta.xes. assessr:1ents. water rates and other governmental c:.ar;:es
next becoming due on the mongaged property (all L'1e foregoing a:nounts as estimated by the Mortgagee ar:d set fo'r,h
in 8. written notice of such estimate by the Mortgagee to the :,longasor from time to time). less all amounts that r.lay al-
ready have been paid therefor, divided by the number of calendar months to elapse before one calendar month pnor to
~e date :vhen such ground rents. premIUms. ta.xes, assessr.J.ents. water rates and other governmental charges. respec-
tive,ly. WIll become due and payable. If any amount referred to in c;auses (I) through (iii) hereof is required to be de-
pOSited by the Mort!;agor under a mortgage or similar instr'.Jment having pnon:y over the lien of this ~10rti?;age. the
Mortgagor shall make the deposits required by t~is Paragra?h 7 only in the event of-the termination of such obligatien
under the prior mort!,=age or similar instrumenL The Mortgagor shall !?;ive prompt notice. in writmg. to the :\longa~ee
oftbe occurrence of thc-4ast mentioned evenL All such amounts so deposited with the Mortga~ee shall be held by the
Mortgagee. or any agent designated by it. in trust to be used only for the payment o( such !;round rents. premlums.
taxes. assessments, water ra:.es a.nd other govemment8.1 charges. ;0.:0 interest shall be payable by the :'>lortgagee on a.;JY
sum so deposited. '
(b) All amounts required to be deposited with the MOI'l~f:;ee monthly in accordance with Para\?;raph 7 (a) hereof.
and the amount o( principal a.nd interest to be paid each month on accOllnt of the Note, shall be added toc:ether. and the
a.gSTe~ate amount thereof shall be paid by the Mortf:;a[:?;or to the ~10rtgal:;ee in a sin!:;le payment to be O\?plied by the
Mortgn!;ce on account o( the indebtedness of the Morgal'or pursuant to the Note and this ~lort~a.ge (to the extent that
.monles are available from the amount so deposited). in the order. a:1Y provision of the Note to the contrary notwllh-
s\.&ndlllg, a.s follows:
FIRST. to the amount at such ground rents. if any. fire a.nd other hazard Insurance premiums. taxes. assessments.
waleI' ra.tes and other ,:?;ovemmenloJ chaq:;es required to be paid under the proviSIOns o( this :'1 0 ng:l!;tl. 1D wha.Lever
sequence tho Mongagce Intl.y exclusively determme;
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SECOND, to Inlerest due on the Note:
THIRD, to the principal due on the Note: and
FOURTH, Lhe remainder 10 the !al.e chaq;es. if any. referred to In the Note.
Any dellclency In the l\mounl of any such Il.,,~e~ate monthly pa.yment shl\lI. unless pnld by the ~lortbD.~or pric to the
due dat.e of thtl ncx.l such deposit paYl\blo. constitute an event of de(a.ult under this :-'Iorlgl\ge.
14. The Mortgag~ in any a.ction to foreclose this ~to:-t~ag-e shall be entitle-c to the appointr::lent ot a. :-eceiver with-
out notice. as a. matter ot nght a....ld wit.'1out regard to the value of U:.e mor.ga~d proper-yo or the solvency or insolvency
oC the Mortgagor or other party liable tor t.'1e payment oC t.'1e Note and othe: indebt.eCness secured by thIS Mor:gage.
IS. The ~tortg-agor. wi thin ten (10) days upon request in pe'5on or within twenty (20) days upon request by o.a.il. wiH
furnish promptly a wnUen S~tement in form satisfa.ctory to t.'1e ~ton~a~~. sl~ned by the Mor:sagor and duly a.ck:low-
l~ge-d. of the amount then Owing- on the Note and ot.'1er indebtedness secured by t.'1IS :\lor:gage. a..nd whet.'1er a..ny 0([.
sets or defenses eXIst a~alnst such Indebtedness or any pa.rt thereoC.
- 16. The Mortt:a~or will s;:-ive immedia.te notice by reJ:"istered or certiticd mail to the :\tongasee of any fire. damage or
Ot.'1er casualty affecting the morthage-d property, or of any conveyance. tra.:Js[er or change In ownershIp of such pro-
perty. or a:JY part thereol. .
17. Notice Lnd demand 01' request may be made In writing and may be served in person or by maU.
18. In CAse of a foreclosure sale oC the mort~&ged property. !t may be sold in one pa.rcel.
19. The ~tort!:ll.~or will not assi~n the rents, lC any. in whole 01' i:J part. from U:e mon;3.ge-d prope~y. or a.ny par:
thereof. wilhout the pnor written consent ol the Mort~a~ee.
20. The Mortg"n~or is lawfully seized oC lhe mortj::nced property and hii.s i'OO~ rl"ht. full power ll.nd 1.1WCul authority
10 sell and convey Iho Sumll In lhe lllLLnner llOOve pruilld~d. and will wl~rrnnt and dolend Lho 5:1me to the :\lortg!lsee [or.
over a~alllst the lawful claims lUld demallds ol I\ny H.l\d all pllrUes whalsuover.
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". T"" '.io""""" "",by w" ."" '"" >'oo,m oi .1I Mmo",ooe ",,'" ouoo' .,10 "" do", ':'0'"" by ihl, '.1 0 rt " 'v'
.od " ". ,oy "p,od"'" '"' '"''' ,,,''co,. ,,,,,. I'"'"', ,,",,,moo,", ,,," 0< ,h",,, ",o",d by 1I,0 "0","<00 p'"
'0,"' '0 '0' POO""'oo 01 \h" '~o<""'" .' ','" dO 0 1. pitt 1 f} 0 6
22, ,,,i' "0<'<'<" ,od oll '"' '0"''' .,,", "",",moo'"' ,.,m' .od oood,"OOO h,,"O ooU,~,oVd ,Ooll '" booem" opoo
.od ioo,," '0 lbo b'''of'' 01 iho Mo"<""" .od \h. hw', ,,<,' ,"p,",,",'''"'' .od ",",1<"' 01 '''" "0 "<,,",, ..d, '" u"
""o,peemill'd by ,'W, <vay "",,,"0'0' owoee 01 1I,0 mo,'<'<'" P,oP,"y. ,od "..'" '" b"d,o< opoo .od ,00," >0
ibo bood" '" 'ho Mo<'<o<'" ,od 'L' ",Ihm" 11 ,"0 Mo""'O<, " dd",d ho'''O. 'DO'"'' 01 ,wo 0< 0'0," p,,,,,,,'h"
Mort,o<. ,holl '0",'''0'' " <"0' "od ",ort"""O by "" or \h,m jo'ollY oOd "va.lIY, .,od \hoy .h,lI b' Db" ,,"d ,,,o,1y
.od ,0v.",lI, ood" oll \h. poovI",OO' hmol .od uod" C',' No\o, Th. wortl ""oe,"""'"" ,h.1I 'oo'ud' ,oy p'''oo.
,",po,"lIon 0' o<ho' p.'" who m.y f,oon limo <0 11m. bo ,,,. holdo' 01 Ih"Mort<""o. Wh"oV" ""d h""o. tho "0"'"
,.. oomb" ,h.\1 in""d' ,,,. plu"'. tho p\O<.1 oumb" ,h.1I m"udo 'h' "ogula<, ood tho uoo 01 .oy ..od" ,h.\1 bo
applicable to &11 \;ender3 wherever the sense requirlls.
IN WITNESS WHEREOF, \hI; Mort..g. h~ boon doly 'ion.d ~d ,.."d by lho Mortg'.o' on 0' ., 01 lho d.y .od
year first s.bove written.
~p.Jn,
lu a-^'~
STATE OF FLORIDA
COUNTY OF PINELLAS
I HEREBY CERTIFY, Th" on \hi' 31 S t d.y oC May . An I' 8 5 . bolo.. m'. :h. uod"
,ion.d .ulhori'y, p",ooo1IY 'P?,""d Brenda Evans .nd ~--~-----------
"""""". ,,"own 10 m. 10 b. th' pmo",,'d,,'rib.d 10 ,nd who ,<ooutod \h. fo"gomg tn,trun.ol. .od ,...,,\1y "k'
",wl.dg.d Ih. oxoonllon cW,cl \" b. her im ..I .od dood 10' Ih. u"', ~d p",po," Ib"''''
II'.entioned.
W1T)lESS my ha.nd a.nd oCficia.l seal the ca.le a.!oresaid.
c~ Q.(j/\o1~Jc2r
. No~a...ry Public '.'. ""
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NOT ARY PUBLIC ST A TE-..oF FLOR1Dl~
M'i COIAill\SSON EXPIRES 'JULY 2 1987,.
BONDE.D 1HRU GENEpJ\L INSURANCE UND
MORTGAGE NOTE
(Rehabilitation Loan)
Application No.RL-468
Clearwater, Florida
Hay 31,
, 19 85 .
Amount: $ 10,000.00
FOR VALUHc-RECEIVED, the undersigned jointly and severally promise(S) to
pay to the City of Clearwater, Florida, the principal sum of ($10,000.00 ), with
interest from date at the rate of six per ceotum (6%) per annum 00 the unpaid balance
until paid. The said principal and interest shall be payable at the office of
u.s. Home Mortgage corporation ,in Clearwater, Florida
or at such other place as the holder may designate, in writing. in monthly install-
ments of seventy-one and 64/100_______----------------Dollars ($ 71.64 ),
commencing on the first day nf JulY , 1985, and on the first day of each
month thereafter until the principal and interest are fully paid, except that the
final payment of the entire indebtedness evidenced hereby, if not sooner paid, shall
be due and payable on the first day of June, 2005 .
If default be made in the payment of any installment under this note, and i
such default is not made good prior to the due date of the next such installment, the
entire principal sum and accrued interest shall at once become due and payable withou
notice at the option of the holder of this note. Failure to exercise this option sha
not constitute a waiver of the right to exercise the same in the event of any subseq
default. In the event of default ~n the payment of this note, and if the same ~s
collected by an attorney at law, the undersigned hereby agree(s) to pay all costs of
collection, including a reasonable attorney's fee.
Fresentment, protest and notice are hereby waived, and the undersigned her'
waives, to the extent authorized by law, any and all homestead and other exemption
rights which wou1d otherwise apply to the debt evidenced by this note.
(SEAI
Brenda Evans
(S
SCHEDULE "A"
I
Rehabilitation Advance Promissory Note
I
QJ a 0 0 7 PAGE 1 5 0 7
REHABILITATION ADVANCE PROMISSORY NOTE
Amount: $15,000.00
Case No: RL-'468
Clearwater, Florida
May 31
, 1985
FOR VALIJE RECEIVED, the undersigned Jointly and B ,veraUy promise(a)
to pay to the order of the CITY OF CLRARWATER; FLORI !)A (herein caUed loh&'
"City"), or ita succeasors, the sum of fifteen thousandnad 00/100----_____
Dollars ($ 15,000.00 ). Payment of the principal amount of rhis Note is
deferred while the underBigned remains fee aimple owner and resides at the
noted property. Transfer of ownership or loss of residence shall constitute
default of the deferment and will cause this Note to become due and payable.
Failure of the City to exercise such OPtion shall not constitute a waiver of
such default.
During the deferred term this note will not accrue interest. Upon
default of the deferment, this note will accrue interest at a rate not to
exceed 6% per annum until the principal amount of this Note is paid.
The undersigned reserve(s) the right to prepay at any time aU or any
part of the principal amount of the Note without the payment of penalties
or premiums. Any payment of this Note prior to default of the deferment
shall be applied to the principal due on the Note.
IN THE EVENT the undersigned defaults his deferment by transferring iee
simple ownership or becoming a non-resident of the noted property, the
prinCipal amount of this Note plus any accrued interest will become due and
payable. The City, at ita oPtion, may prepare an alternative promisaory note
requiring monthly payments of principal and interest. Ail paymenta on the
alternative note Shall be applied first to the interest due On the Note, and
then to the principal due on the Note, and the remaining balance shall be
applied to late charges, if any.
The undersigned shall reserve the right to reject the alternative Note by
paYing tbe principal amount of this Note within 30 days of default of the
deferment. Failnre of the undersigned to pay tbe prinCipal amount of this Note
or eXecute an alternative Note within 30 days of default of the deferment will
constitute failure on the parr of the underaigned. Such failure will be subject
to Suit by the City bo recover On this Note.
If suit is instituted by the City to recover on thia Note, the undersigned
agree(s) to pay all costs of auch collection including reasonable attorney's
fees and court costs.
THIS NOTE is aecured by a mortgage dUly filed for record in Pinella. County,
Florida.
DEMAND, proteat and notice of demand and protest are hereby waived and the
undersigned hereby waives, to the extent authorized by law, any and all homestead
and otber exemption rights which Otherwise would apply to the debt evidenced by
this Note.
IN WITNESS WHEREOF, this Note has been duly executed by the undersigned, as
of its date.
Brenda Evans
($F;AL)
(SEAL)
SCHEDULE "B"
--
I
I
Rehabilitation Advance Promissory Note
REHABILITATION ADVANCE PROMISSORY NOTE
Case No: RL-'468
Amount: $15,000.00
Clearvater, Florida
May 31
, 1985
FOR VALUE RECEIVED, the undersigned jointly and severally promisees)
to pay to the order of the CITY OF CLEARWATER; FLORIDA (herein called .the--
"City"), or its Successors, the sum of fifteen thousandnad 00/100-----____.
Dollars ($ 15,000.00 ). Payment of the principal amount of this Note is
deferred \While the undersigned remains fee simple owner and resides at the
noted property. Transfer of ownership or loss of residence shall constitute
default of the deferment and will cause this Note to become due and payable.
Failure of the City to exercise such option shall not constitute a vaiver of
such default.
During the deferred term this note will not accrue interest. Upon
default of the deferment, this note viII accrue interest at a rate not to
exceed 6% per annum until the principal amount of this Note is paid.
The undersigned reserve(s) the right to prepay at any time all or any
part of the principal amount of the Note vithout the payment of penalties
or premiums. Any payment of this Note prior to default of the deferment
shall be applied to the principal due on the Note.
IN THE EVENT the undersigned defaults his deferment by transferring fee
simple ownership or becoming a non-resIdent of the noted property, the
principal amount of this Note plus any accrued interest viII become due and
payable. The City, at its option, may prepare an alternative promissory note
requiring monthly payments of principal and interest. All payments on the
alternative note shall be applied first to the interest due on the Note, and
then to the principal due on the Note, and the remaining balance shall be
applied to late charges, if any.
The undersigned shall reserve the right to reject the alternative Note by
paying the principal amount of this Note vithin 30 days of default of the
deferment. Failure of the undersigned to pay the principal amount of this Note
or execute an alte~~tive Note vithin 30 days of default of the deferment vill
conStitute failure on the part of the undersigned. Such failure will be subject
to Suit by the City no recover on this Note.
If suit is instituted by the City to recover on this Note, the undersigned
agree(s) to pay all costs of such collection including reasonable attorney's
fees and court costs.
THIS NOTE is secured by a mortgage duly filed for record in Pine.llas County,
Florida.
DEMAND, protest and notice of demand and protest are hereby vaived and the
undersigned hereby ~~ves, to the extent authorized by law, any and all homestead
and other exemption rights vhich otherwise ~uld apply to the debt evidenced by
this Note.
t:S~ JCL
Brenda Evans
GL5~
($~)
IN WITNESS WHEREOF, this Note has been duly executed by the undersigned, as
of its date.
---.-.,
(SRAL)
SCHEDULE "B"
~....
J..\...LJr ~.J"'1'
-t. ,J
I
I
MORTGAGE NOTE
(Rehabilitation Loan)
Application No.RL-468
Clearwater, Florida
Amount: $ 10,000.00
Hay 31,
, 1985.
FOR VALUE RECEIVED, the undersigned jointly and severally promisees) to
pay to the City of Clearwater, Florida, the principal sum of ($10,000.00 ), \o1ith
interest from date at the rate of six per centum (6%) per annum on the unpaid balance
until paid. The said principal and interest shall be payable at the office of
u.s. Home Mortgage Corporation ,in Clearwater, Florida
or at such other place as the holder may designate, in \o1riting, in monthly install-
ments of seventy-one and 64/100-----------------------Dollars ($ 71.64 ),
comencing on the first day of July , 1985, and on the first day of each
month thereafter until the principal and interest are fully paid, except that the
final payment of the entire indebtedness evidenced hereby, if not Sooner paid, shall
be due and payable on the first day of June, 2005 <
If default he made in the payment of a:")y installment under this note, and if
such default is not made good prior to the due date of the next such installment, the
entire principal sum and accrued interest shall at once become due and payable without
notice at the option of the holder of this note. Failure to exercise this option shall
not constitute a waiver of the right to exercise the same in the event of any subsequent
default.. In the event of default in the payment of this note, and if the same is
collected by an attorney at law, the undersigned hereby agree(s) to pay all costs of
collection, including a reasonable attorney's fee.
Presentment, protest and notice are hereby \,l'aived, and the undersigned hereby
\o1aives, to the extent authorized by law, any and all homestead and other exemption
rights which \,l'ould otherwise apply to the debt evidenced by this note.
~~~d-c-
Brenea Evans
t\J 0.-v~
(SEAL)
SCHEDULE "A"
(SEAL)