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NON-NEGOTIABLE PROMISSORY NOTE ,.. .---- ;; . . (0 NONNEGOTIABLE PROMISSORY NOTE Clearwater, Florida .F.ebruax:'Y $1,400,000.00 :' On or before one year after date, the CITY OF CLEARWATER, FLORIDA, a municipal corporation, promises to pay to the order of BANK OF CLEARWATER, CLEARWATER, FLrnIDA. ONE MILLION FOUR HUNDRED THOUSAND AND NO/IOO DOLLARS ($1,400,000.00) at the office of said Bank of Clearwater, Florida, for value received, together with interest after date at the rate of three and twenty- four hundreds per cent (3.24%) per annum until paid, payable monthly. The drawers and endorsers on this note severally waive pre- sentment for payment, protest and notice of protest and non-payment of this note. This note with accrued interest thereon and all other notes and liabilities of the undersigned shall, at the option of the payee, become immediately due and payable, without notice or demand, upon the occurrence of either of the following events: (a) such a change in the condition of affairs, financial or otherwise, of the undersigned. as, in the opinion of the payee hereof, will increase the risk, or causes the undersigned to deem itself insecure, (b) default in payment of principal or interest on, or in the performance of any other agreement or condition of, this note. Payee shall at all times have a lien on and the undersigned specifically pledges the deposit balances of the maker or endorser hereof and may at any.time, without notice, apply the same against payment of this note, but said pledge and lien shall in no manner restrict the undersigned in the free use of said deposit balances unless or until the undersigned exercises its option to accelerate payments as provided herein. And should it"become necessary to collect this note through an attorney, either of us, whether maker, security or endorser on this note, hereby agrees to pay all costs of such collection, including a reasonable attorney's fee. FLORIDA BY: - City Manager Approved as to f correctness: Attest: ~ . ?;~" /- ~tzf-tG :u7 ~i/,:t~~? ,d~~~ city Attorney City Clerk / -