INVESTMENT MANAGEMENT AGREEMENT CUSTODIAL ACCOUNT NO. 56825785 WITH SUN TRUST
I
I
INVESTMENT MANAGEMENT AGREEMENT
This is an INVESTMENT MANAGEMENT AGREEMENT (this "Agreement"), entered into
on this 3~day of ll.t~ , 1997, between City of Clearwater, 100 South Myrtle Avenue,
Clearwater, Florida 33756 (the "Client") and ARM Capital Advisors, Inc., 200 Park Avenue, New
York, NY 10166 (the "Advisor").
WHEREAS,
A. The Cli93t has al~~t~J-.or a portion of its assets to a separate custodial
account (account number - . ~ j l Y.2 -5 . Y?(the "Account") maintained with SunTrust
(the "Custodian"); and
B. The Client desires to appoint the Advisor to manage the assets now or
hereafter contained in the Account (the "Assets") and has directed the Custodian to respond to the
investment instructions of the Advisor, and the Advisor agrees to serve as investment advisor to the
Account.
NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of
which are hereby acknowledged, the Client and the Advisor do hereby agree as follows:
1. Appointment and Authority of the Advisor.
(a) The Client hereby appoints the Advisor, and the Advisor hereby accepts its
appointment, as investment advisor with respect to the Assets. The Advisor shall manage the
Account with complete discretion in the investment and reinvestment of the Assets in accordance
with the Advisor's best judgment based on information available to it The Client may specify
general investment parameters applicable to the Account The Client agrees to provide (or to direct
the Custodian to provide) the Advisor with such additional information as may be requested by the
Advisor from time to time to assist it in managing the Assets. The Advisor's authority under this
Agreement shall remain in effect until changed or terminated by the Client in writing as provided
herein.
(b) Unless the investment parameters specifically provide otherwise, the Advisor
is authorized, on behalf of the Client, to subscribe for and purchase rights, warrants, or any other
debt or equity securities of U.S. issuers offered to U.S. persons in private placements in reliance on
Regulation D under the Securities Act of 1933, as amended (the" 1933 Act"), or other exemptions
from the 1933 Act (including, without limitation, Rule 144A thereunder). The Client represents and
warrants to the Advisor that it is an "accredited investor" as such term is defined in Regulation D
under the 1933 Act and a "qualified institutional buyer" as that term is defined in Rule 144A of the
1933 Act and that the Client shall promptly inform the Advisor in writing should its status as such
change in the future. In connection with any purchase for the Account of securities offered to
"accredited investors" in reliance on Regulation D or other exemptions under the 1933 Act or offered
to "qualified institutional buyers" in reliance on Rule 144A of the 1933 Act, the Client authorizes
the Advisor to:
/;r: /';~ /
Uv' ~.,"' /..
I
I
(i) commit to purchaJe such securities for the Account on the terms and conditions
under which securities are offered; and
(ii) on behalf of the Client, execute such documents, and make such commitments,
as may be required by the issuer and/or the seller of such securities, including, but
not limited to, a representation that the Client is an "accredited investor" and/or a
"qualified institutional buyer," and a commitment that such securities will not be
offered or sold by the Client except in compliance with the registration requirements
ofthe 1933 Act or an exemption therefrom.
The Client understands and agrees to be bound by the terms of any commitment entered into
in connection with the purchase of securities on behalf of the Client pursuant to the authority granted
to the Advisor by this Agreement notwithstanding a subsequent termination of this Agreement as
provided herein. The authority granted to the Advisor pursuant to this Section 1 (b) may be revoked
at any time upon the Client's prior written notice to the Advisor, provided.. however, that any such
revocation shall not act as a revocation of authority to purchase securities subscribed for on or prior
to the date such revocation is received by the Advisor or to execute any required documents and
make any required commitments with respect thereto. In addition, such revocation shall not affect
of the validity of any action taken by the Advisor prior to receipt thereof.
2. Custody. All transactions with respect to assets in the Account shall be carried out
through the Custodian or such other custodian(s) of the Account as the Client shall appoint and
inform the Advisor of in writing. The Advisor shall not have custody or possession of any of the
Assets. The Client shall be solely responsible for paying all fees or charges of the Custodian and
the Advisor shall have no responsibilities or liabilities with respect to custody arrangements made
by the Client, or with respect to any act, decision or other conduct of any custodian or of any other
person having possession of the Client's funds or securities. The Client authorizes the Advisor to
give the Custodian instructions (and directs the Custodian to follow any such instructions when
given) for the purchase, sale, conversion, redemption, exchange, retention or other transactions
relating to any security, cash or cash equivalent or other investment for the Account. The Client also
authorizes the Advisor to instruct the Custodian (and directs the Custodian to follow any such
instructions when given) to provide the Advisor with copies of all periodic statements and other
reports relating to the Account, including, without limitation, any reports that the Custodian typically
sends to the Client.
3. Execution of Transactions. The Advisor shall arrange for the execution of securities
transactions for the Account through brokers or dealers that the Advisor reasonably believes will
provide best execution. In selecting a broker or dealer, the Advisor may consider, among other
things, the broker or dealer's execution capabilities, financial circumstances, reputation, access to
the markets for the securities being traded, as well as the experience and skill of the firm's securities
traders. The Advisor will endeavor to secure the best available price and execution for the Client.
-2-
I
I
The Advisor shall not be responsible for any acts or omissions by any broker(s) or dealer(s) selected
by the Advisor, provided that the Advisor is not negligent in the selection of such blOker(s) or
dealer(s). Transactions for each of the Advisor's client accounts will generally be effected
independently of those in any other client account, unless the Advisor decides to purchase or sell the
same securities for several clients at approximately the same time. Nonetheless, the Advisor may
(but is not obligated to) combine such orders to take advantage of economies of scale and/or to
provide better execution. The Client authorizes the Advisor to instruct all brokers and/or dealers
executing orders for the Account to forward duplicate confirmations of those transactions to the
Advisor at such place and in such manner as may be designated from time to time by the Advisor
(and directs any such brokers and/or dealers to follow such instructions when given) and the Client
authorizes the Advisor to give a copy of this Agreement to any broker, dealer or other party to a
transaction for the Account and/or to the Custodian as needed to evidence the Advisor's authority
to act on behalf of the Client with respect to investment or reinvestment of the Assets.
4. Allocation oflnvestment Qwortunities. The Client understands and agrees that the
Advisor performs investment management services for various clients and may take action with
respect to any of its clients which may differ from any actions taken (or from the timing or nature
of actions taken) with respect to, or on behalf of, the Account. The Advisor shall not be obligated
to purchase or sell for the Account securities which the Advisor may purchase or sell for itself or for
the portfolios of other clients, if the Advisor in its sole discretion deems that such investment or
transaction appears unsuitable, impractical, improper, ill-advised, or undesirable for the Account.
5. Investment Information. The Advisor, its affiliates, and any of their respective
officers directors, employees, agents and representatives (the "Affiliated Persons"), may from time
to time come into possession of material, non-public or other confidential information that, if
disclosed, might affect an investor's decision to buy, sell or hold a security. Under applicable law,
the Affiliated Persons cannot improperly disclose or use this information for their personal benefit
or for the benefit of any person, including the Advisor's clients. If any Affiliated Person obtains non-
public or other confidential material information about any issuer, the Client acknowledges and
agrees that such Affiliated Person will have no obligation to disclose the information to the Client
or use it for the Client's benefit.
6. Liability. The Advisor cannot and does not guarantee the future performance of the
Account, the success of any investment decision or strategy that the Advisor may utilize with respect
to the Assets, or the success of the Advisor's overall management of the Account. The Client
understands that the investment decisions made by the Advisor with respect to the Assets are
potentially subject to various market, currency, economic, political and business risks, and that such
investment decisions may not always be profitable. The Advisor will manage only the securities,
cash and other investments held in the Account on behalf of the Client and in making investment
decisions for the Account, the Advisor will not consider any other securities, cash or other
investments owned by the Client. Except as may otherwise be provided by law, none of the
-3-
I
I
Affiliated Persons shall be liable to the Client or any other party in connection with, or for: (i) any
loss that the Client may suffer by reasoa of any investment deciskn made or other action taken or
omitted in good faith by the Advisor with that degree of care, skill, prudence, and diligence under
the circumstances that a prudent person acting in a similar capacity would use; (ii) any loss arising
from the Advisor's adherence to the Client's instructions; or (iii) any act or failure to act by the
Custodian, any broker(s) or dealer(s) engaging in transactions for the Account, or any other third
party. The federal and state securities laws impose liabilities under certain circumstances on persons
who act in good faith, and therefore nothing in this Agreement will waive or limit any rights that the
Client may have under those laws.
7. Termination or Assi~ent. This Agreement shall be effective as of the date that the
Client transfers immediately available funds into the Account for management hereunder. It may
be terminated by either the Client or the Advisor upon thirty (30) days' prior written notice to the
other. Such termination shall be effective upon the expiration of such thirty (30) day period subject,
however, to the completion of any transactions initiated by the Advisor prior to receipt of such
written notice. No assignment (as such term is defined in the Investment Advisers Act of 1940) of
this Agreement shall be made by either party without the prior written consent of the other; provided,
however, that by signing this Agreement, the Client specifically acknowledges its consent to the
assignment of this Agreement from the Advisor to ARM Capital Advisor, LLC ("ARMCA LLC")
which assignment shall become automatically effective upon the later to occur of (a) the
effectiveness of ARMCA LLC's investment adviser registration with the SEC and (b) the transfer
of 80% of ARMCA LLC from ARM Financial Group, Inc. to ARM Capital Advisors Holdings,
LLC, without further action by either party hereto. ("Assignment," as used in this Section 7,
includes. without limitatio~ any direct or indirect transfer or hypothecation of (i) an investment
management contract by the assignor or (ii) a controlling block of the assignor's outstanding voting
securities. )
8. Compensation to Advisor. The Advisor shall be entitled to receive as compensation
for services rendered a fee determined and paid as described in Exhibit A to this Agreement. Such
fee shall be paid quarterly in arrears. With respect to any partial calendar quarter, the Advisor's
management fee will be pro rated based upon the number of days that the Account was open during
such quarter. The Client acknowledges its understanding and agreement that any Assets invested
in sweep accounts, money market accounts and other investment companies will be included in
calculating the value of the Account for purposes of computing the Advisor's fees and that such
assets may also be subject to separate advisory and other fees and expenses charged by any such
funds which fees and expenses may be additional to any fees charged by the Advisor hereunder.
Except as (a) set forth on Exhibit A or otherwise agreed upon by the parties and (b) permissible
under applicable law, the Advisor shall not be compensated on the basis of a share of the capital
gains on, or the capital appreciation of, the securities in the Account or any portion thereof.
9. Client Brochure. The Client acknowledges receipt of the Advisor's current client
disclosure brochure, Form ADV Part II.
-4-
I
I
10. Miscellaneous
a. Aoolicable Law. This Agreement shall be construed in accordance
with, and governed by, the laws of the State of New York, without giving effect to the conflict
of law principles thereof, except to the extent that such laws conflict with the provisions of the
1940 Act or any rules, regulations, orders or interpretations thereunder (in which case such
applicable provisions shall prevail).
b. Notices. All notices and other written communications specified
herein shall be deemed duly given if transmitted by mail or facsimile to the Advisor at 200 Park
Avenue, New York, NY 10166, facsimile number (212) 973-2201, and to the Client at 100 South
Myrtle Avenue, Clearwater, Florida 33756, facsimile number (813) 562-4535, or to such other
address or facsimile number as shall be specified in writing by one party to the other. All such
notices shall be effective upon receipt.
c. Seoarability. In case one or more of the provisions contained in this
Agreement shall be found to be invalid, illegal or unenforceable in any respect, the validity,
legality and enforceability of the remaining provisions contained herein shall not in any way be
affected or impaired thereby.
d. Counterpans. This Agreement may be executed in any number of
counterparts, each of which shall be deemed to be an original and all of which together shall
constitute one and the same instrument.
e. Inteeration: Amendment. This Agreement is the entire agreement
between the parties hereto and supersedes and replaces any previous discussions or agreements,
written or oral, between the parties hereto. No term or provision of this Agreement may be
amended, supplemented, waived or modified, except pursuant to an instrument in writing signed by
the party or other person against whom enforcement of such amendment, supplement, waiver or
modification is sought.
f. Remedies Cumulative: No Waiver. No right, power or remedy granted
or reserved herein is intended to be exclusive of any other right, power or remedy, but each and
every such right, power and remedy shall be cumulative and concurrent and in addition to any other
right, remedy or power hereunder or under law. No delay or omission by either party to exercise any
right, power or remedy in connection with a default shall exhaust or impair any such right, power
or remedy or shall be construed to be a waiver of such default or acquiescence therein. The
Advisor's forbearance in any particular case shall not be a waiver as to action that may be taken by
the Advisor with regard to any future non-compliance.
-5-
I
I
g. Successors and Assi~ns. As permitted hereunder and under
applicable law, this Agteement shall be binding on and inure to the benefit of the successors and
permitted assigns of the respective parties hereto.
h. Headin~s. The headings and subheadings in this Agreement are for
purposes of reference only and shall not limit or otherwise affect the meaning hereof.
i. Authorization. Each party hereto represents and warrants that this
Agreement and its execution has been duly authorized by any necessary and appropriate corporate
or other action. In addition, the Client shall inform the Advisor of any event or occurrence that
might affect the authority or the propriety of this Agreement.
IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be entered into
on the day and year first above written.
ARM CAPITAL ADVISORS, INC.
By/r#-~7
AvO~cR..T I'Yl A-CKe y
(please Print Name Above)
Title: /)\ A N A-&, N 6-
D/~ EC.Tc::I~
:~WA~
l>'lichael Roberto
City Manager
By
Rita Garvey
Mayor-Commissioner
Approved as to form and
legal sufficiency:
BY~~
John Carassas
Assistant City Attorney
Attest:
By~2'iY..,~~ 00"-,,,
C 'a R Goudeau .'
City C~r~ . ,.
ITJ97
Date
-6-
I
I
APPENDIX A
FEE SCHEDULE
ARM CAPITAL ADVISORS. INC.
.40% on fIrst $25 million
.25 % on next $75 million
.20 % thereafter
Investment management fees are computed quarterly in arrears. Custodian valuations are
taken on the last day of each calendar quarter as a basis for computing fees.
-7-