CONSTRUCTION LOAN AGREEMENTCITY OF CLEARWATER
ECONOMIC DEVELOPMENT AND HOUSING DEPARTMENT
CONSTRUCTION LOAN AGREEMENT
This Construction Loan Agreement (this "Agreement") is entered into on October/a, 2026, by and between
THE CITY OF CLEARWATER, FLORIDA, a Florida municipal corporation (herein, "Lender" or the
"City"), whose address is P 0 Box 4748 Clearwater, FL 33758-4748 and HABITAT FOR HUMANITY
OF PINELLAS COUNTY, INC , a Florida not-for-profit corporation (the "Borrower" and collective with
the City the "Parties"), whose address is 14010 Roosevelt Blvd, STE 704, Clearwater, FL 33762, and is
made in reference to the following facts
A Simultaneously with the execution and delivery of this Agreement, the City has made a loan to the
Borrower in the principal amount of Two Hundred Two Thousand One Hundred Dollars and
00/100 Cents ($202,100 00) (the "Loan"), or as much thereof as may from time to time be advanced
by the City to the Borrower, evidenced by a note (the "Note") in favor of the City and a second
Mortgage (the "Mortgage") encumbering real property located in Pinellas County, Florida, more
particularly described as follows (the "Property")
Legal Description Lots 5 and 6, Block 2, C E JACKSON'S SUBDIVISION, according to map or
plat thereof as recorded in Plat Book 2, Page 96 of the Public Records of Hillsborough County,
Florida, of which Pinellas County was formerly a part
Parcel Number 10-29-15-43596-002-0050
A K A 908 Engman Street, Clearwater, FL 33755
B Borrower desires to make improvements on the Property in accordance with plans and specifications
submitted to the City and require advances from the City from time to time during the period of
construction, in order to construct said improvements
C The City is agreeable to making the advances set forth in Paragraph A above and Exhibit "A" New
Construction Draw Schedule attached hereto, as long as such advances are in strict compliance with
the terms and conditions of this Agreement and secured by the lien of the Mortgage, and that
construction is completed no later than eighteen (18) months from the date hereof (the "Construction
Date")
NOW THEREFORE, in consideration of the statements as set forth in the above and the agreements
herein made, the agreements and covenants contained in the Note and Mortgage, executed on even
date herewith, the Borrower and the City do hereby make the agreements set forth herein
ARTICLE I REPRESENTATIONS AND WARRANTIES OF BORROWER
The Borrower represents and warrants to the City as follows
Existence The Borrower is duly authorized, validly existing and m good standing under the laws
of the state of its incorporation and the laws of the state in which the Property is located, and its
CEO executing this Agreement and the Note and Mortgage is duly authorized and has all necessary
corporate power to enter into these agreements
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(a) No Default The Borrower is not in default and has not breached in any material respect any
agreement or instrument to which it is a party or by which it may be bound, and the execution and
delivery of this Agreement, the Note and Mortgage, and the consummation of the other transactions
contemplated herein do not conflict with or result in (i) a violation of any regulation, order, writ,
judgment, inunction or decree of any court or governmental or municipal instrumentality or (ti)
the breach of or default under any agreement or instrument to which the Borrower is a party or by
which it may be bound
(b) Non -Commencement of Work There has been no commencement of operation on the Property
incident to the improvements No activities have occurred prior to the date hereof which could
result in mechanic's hen or similar lien being filed against the Property which would be superior
to the lien of the Mortgage No Notice of Commencement has been filed in the Public Records of
Pinellas County in which the property is located
(c) Compliance with Laws The Borrower has obtained all necessary governmental approvals
necessary to commence construction of the improvements
(d) Utilities, Land Use and Zoning Sewer, water, and all other necessary utilities are available to
serve the Property and the improvements in sufficient quality for their intended use, and the current
land use and zoning classifications of the Property and any covenants and restrictions affecting the
Property may permit the construction and intended use of the improvements without the necessity
of obtaining further approvals, authorizations, waivers, consents, exceptions, or variances
(e) Absence of Proceedings and Actions There are no actions, suits or proceedings pending or, to
the knowledge of the Borrower, threatened against or affecting the Borrower or the Property, or
any Guarantors of the loans, if any
(f)
Financial Statements All financial statements of the Borrower and the Guarantors, if any, of the
Loan submitted to the City are true and correct as of the date of this Agreement
ARTICLE II COVENANTS OF BORROWER
The Borrower covenants to the City that
(a) Plans and Specifications The Borrower shall cause to be constructed certain improvements on
the Property in accordance with the plans and specifications, and any amendments thereto
previously submitted by the Borrower to the City, and which have been approved by the City The
plans and specifications, and any amendments thereto, as so approved by the City, shall remain the
property of the City
(b) Development Work Criteria Development of the Property and construction of the improvements
shall be in accordance with the plans and specifications, all engineering reports and studies, soil
reports and other similar matters which have heretofore been submitted by the Borrower to the City
for the basis of the Loan, and in compliance with all restrictions, conditions, regulations, and
agencies having control over or an interest in the Property and the improvements No deviation
shall be made in the plans and specifications without the prior written consent of the City and, to
the extent applicable, no change shall be made in any contracts the Borrower has entered into with
respect to construction of the improvements without the prior written consent of the City of
Clearwater
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(c) Commencement and Continuity of Work Development of the Property and construction of the
improvements shall commence within ninety (90) days from the date of this Agreement and shall
be carried on diligently and without interruption or delay until completed and the same shall be
constructed in a good and workmanlike manner, and in accordance with the plans and specifications
referred to above Before or immediately after the recordation of the Mortgage, the Borrower shall
file a Notice of Commencement and post a certified copy thereof on the Property in accordance
with Florida law
(d) Use of Proceeds and Deficiency in Loan Amount The Borrower will use the proceeds of the
Loan only for the payment of costs directly associated with the construction of the improvements
and shall not divert such funds for any other purpose If it appears the construction costs of the
improvements will exceed the net amount available from the Loan, the City, at its discretion, may
require the Borrower to deposit, and the Borrower shall deposit with the City within ten (10) days
after receipt of notice of sufficient sums, which together with a net amount remaining available for
disbursement that will be sufficient to pay all construction and related costs of completing the
improvements in accordance with the plans and specifications The judgment and determination
of the City as to any such deficiency shall be final and conclusive
(e) Liens The Borrower will have any Mechanics' Liens, or other encumbrances which may be filed
against the Property, released or bonded off within ten (10) days of the date the Borrower receives
notice thereof
(f) Access to Books and Records The Borrower will permit the City, or its agents, to have at all
reasonable times, unrestricted access to its records, accounting books, contracts, subcontracts, bills
and statements, including any supporting or related vouchers or other instruments, related in any
manner, to the development and construction of the improvements, and the City, or its agents, shall
have the right to copy the same
(g)
Financial Statements During the time period encompassing development of the Property and
construction of the improvements, or until the Completion Date, whichever occurs first, the City
reserves the right at any time to require updated financial statements from the Borrower and any
Guarantor, if any The Borrower will permit the City, through any means deemed appropriate by
the City, to verify the correctness of any such updated financial statements
(h) Delivery of Materials to Property The Borrower will cause all materials, supplies, and goods to
be incorporated as part of the improvements to be delivered to the Property free and clear of all
liens and encumbrances so that no other party shall have an interest therein, whether superior or
inferior to the lien of the Mortgage
(i)
Compliance with Mechanics' Lien Law The Borrower and its general contractor and Agent will
comply in all respects whatsoever with the Florida Mechanics Lien Law as the same may from time
to time exist, and the City shall not be obligated to disburse any funds to the Borrower if, in the
opinion of the City or its counsel, such disbursement would result in a violation of such law
(j) Access to the Property The Borrower will permit the City and its agents, at all reasonable times,
to have the right of entry and free access to the Property and the right to inspect the Property and
all work completed, labor performed, and materials furnished thereon or thereabouts
(k) Services to Benefit the City INSPECTIONS AND OTHER SERVICES RENDERED BY OR
ON BEHALF OF THE CITY AND WHETHER OR NOT PAID FOR BY BORROWER SHALL
BE RENDERED SOLELY FOR THE PROTECTION AND BENEFIT OF THE CITY, AND THE
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(1)
BORROWER SHALL NOT BE ENTITLED TO CLAIM ANY LOSS OR DAMAGE AGAINST
THE CITY OR ITS AGENTS OR EMPLOYEES FOR FAILURE TO PROPERLY DISCHARGE
THEIR DUTIES TO THE CITY
The City's Right to Approve The City shall have the right to approve all contracts, subcontracts,
purchase orders, or other similar agreements to be entered mto by the Borrower with respect to any
portion of the construction of the improvements or any materials, supphes, or labor to be rendered
in connection therewith
(m) Signage The Borrower agrees that the City may erect a sign at the construction site in a
conspicuous location indicating that the financing for the project is provided by the City of
Clearwater
(n) Joinder by Contractor If the Borrower is employing a General Contractor and/or Agent with
respect to the construction of the improvements, the Borrower will require such Contractor and/or
Agent to join in the execution hereof, and, in the event of a conflict between the terms and
conditions of any such contract and this Agreement, the terms and conditions of this Agreement
shall govern and control
(o) Further Assurance The Borrower will, at the City's request, make, do, execute, and deliver to
the City and, where appropriate, shall cause to be recorded or filed at the Borrower's expense any
and all further acts, mortgages, documents, and assurances as may be reasonably necessary to
effectuate, complete, and confirm the transactions sought to be consummated hereunder
(P)
(q)
Comphance with Note and Mortgage The Borrower will comply with and abide by all the terms,
conditions, covenants, agreements, representations and warranties contained in the Note and
Mortgage, each of which documents are incorporated herein by this reference thereto In the event
of a conflict between this Agreement and the Note or Mortgage, the terms and conditions of this
Agreement shall govern and control
Disputes Between Borrower and the City In the event any dispute arises between the Borrower
and the City with respect to the construction or meaning of the plans and specifications, the same
shall, at the option of the City, be decided by a competent architect to be selected by the City, but
may be paid for by the Borrower The decision of such architect or government representative, as
the case may be, shall be conclusive and binding upon the Parties hereto
(r) Disputes Between Borrower and Contractor and/or Agent In the event a dispute arises between
the Borrower and Contractor and/or Agent, and the Borrower desires that future disbursements to
Contractor and/or Agent from the construction fund be suspended, the Borrower shall advise the
City in writing of the facts giving rise to the dispute and shall request in writing that disbursements
to the Contractor and/or Agent be suspended The City shall withhold any disbursements due until
the City receives written instructions signed by the Borrower and the Contractor and/or Agent
ARTICLE III DISBURSEMENT OF FUNDS
(a) Disbursement Schedule Upon satisfaction of all conditions required and specified in the
Disbursement Schedule set forth by Borrower, the City shall disburse funds to the Borrower as set
forth in the attached Draw Schedule — Exhibit "A"
(b) Method of Disbursement The City, at its option, disburses the loan funds to or for the Borrower,
the Contractor, and/or Agent for the Borrower Such election shall not prevent the City from
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making subsequent disbursements in a different manner or through a different party
(c) Disbursement Procedures Requests for loan disbursements shall be submitted by the Borrower
according to a Disbursement Authorization, which by this reference is incorporated herein and
made a part hereof (the "Disbursement Authorization") Said authorization shall also serve as the
Borrower's written authorization to the City of where and to whom the disbursements are to be
made and the Parties authorized to request such disbursements
(d) Disbursement Obligation of the City Nothing contained in this Agreement, the Note, or
Mortgage shall impose upon the City any obligation to see to the proper application of any
disbursements made pursuant to this Loan, and the sole obligation of the City shall be to disburse
funds as set forth herein, provided there exists no default under this Agreement, the Note, and
Mortgage
ARTICLE IV PARTIAL RELEASES
Provided there is no default under the terms and conditions of the Commitment Letter, the HOME
Community Housing Development Organization Agreement, the Note, or Mortgage (all executed on even
date herewith), or this Agreement (collectively the "Loan Documents"), and provided further that the Loan
Commitment contemplates partial releases of the Property from the hen of the Mortgage, partial releases
shall be granted upon the terms and conditions set forth, if applicable
ARTICLE V EVENTS OF DEFAULT
The happening of any one or more of the following events shall constitute a default under this Agreement,
and the other Loan Documents
(a) Breach of Condition The Borrower's violation or breach of any term, condition, covenant,
representation or warranty contained in this Agreement, the Commitment Letter, the HOME
Community Housing Development Organization Agreement, Note, or Mortgage, or other
instruments executed in connection herewith, or if the improvements are not completed on or before
the Completion Date set forth in this Agreement, or the existence of a material misrepresentation
of a fact contained in the documents submitted in support of the Loan
(b) Transfer of Property The sale, assignment, pledge, transfer, hypothecation, or other disposition
of any proprietary or beneficial interest in the Borrower or the Property by the Borrower without
the prior written consent of the City
(c) Impairment of the Property The occurrence of any condition or situation which, in the sole
determination of the City, constitutes a danger to or impairment of the Property or repayment of
the Loan
ARTICLE VI THE CITY'S REMEDIES
Upon the occurrence of any event of default hereunder or under the other Loan Documents, the City shall
provide written notice of the default to the Borrower and provide the Borrower thirty (30) days to cure
Upon providing written notice of a default, the City shall have the absolute right to refuse to disburse any
funds hereunder unless such default is cured within the thirty (30) day period Upon a failure to cure a
default, the City shall have the absolute right at its option and election and in its sole discretion to
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(a) Possession Take immediate possession of the Property as well as all other security for the Loan
as is necessary to fully complete the improvements as required hereunder and to do everything in
its sole judgment to fulfill the obligation of the Borrower hereunder
(b) Exercise Exercise any of the rights, privileges, or remedies available to the City under the HOME
Community Housing Development Organization Agreement, Note or Mortgage, or as otherwise
may be permitted by applicable law
(c) Power of Completion In the event of the death of the Contractor and/or Agent, or in the event of
the bankruptcy of the Contractor and/or Agent, or m the event of the general assignment to creditors
by the Borrower or Contractor and/or Agent during the period of construction of said building and
before completion thereof, or upon any other occasion which might result in cessation of work, the
City shall have full power to take charge of and complete the construction and make disbursements
against the Loan and for the benefit of the Borrower, but shall not in any way be obligated to do
so
(d) Acceleration Accelerate the maturity of the Note and Mortgage and demand payment of the
principal sums due thereunder, advances, costs and attorney's fees, whether incurred at the trial or
appellate level, and enforce collection of such payment by foreclosure of the Mortgage or other
appropriate action in a court of competent jurisdiction
The remedies and rights of the City hereunder and under the other Loan Documents shall be cumulative
and not mutually exclusive The City may resort to any one or more or all of the remedies, but not to the
exclusion of any other remedy No party, whether contractor, materialman, subcontractor, or suppher, shall
have any interest in loan funds withheld because of default, and shall have no right to garnish, require or
compel payment thereof to be applied towards discharge or satisfaction of any claim of hen which such
party may have for work performed or materials supplied for the construction of the improvements
ARTICLE VII THE CITY'S LIABILITIES
(a) The Escrow Account The Borrower approves the deposit of the construction funds in an escrow
account at Investors Title and Settlement Services and releases the City from all loss resulting
from the handling of said funds by the Borrower in the usual course of business The Borrower
agrees the holding, application, and disbursement of said construction funds delivered by the
Borrower to the City shall be for the account of the Borrower, however, it is expressly understood
by the Parties that the holding, apphcation and disbursement of said construction funds is for the
protection of all Parties
(b) To Third Persons This Agreement shall not be construed to make the City liable to materialmen,
contractors, craftsmen, laborers, or other for goods or services delivered by them in or upon said
premises, or for debt or claims accruing to any such parties against the Borrower
(c)
INSPECTION SERVICES IT IS EXPRESSLY AGREED THAT ALL INSPECTION AND
OTHER SERVICES RENDERED BY THE CITY SHALL BE RENDERED SOLELY FOR THE
PROTECTION AND BENEFIT OF THE CITY, AND THE BORROWER SHALL NOT BE
ENTITLED TO CLAIM ANY LOSS OR DAMAGE AGAINST THE CITY THE CITY SHALL
NOT BE LIABLE FOR THE FAILURE OF ANY DEALER, CONTRACTOR, CRAFTSMAN
OR LABORER TO DELIVER THE GOODS OR PERFORM THE SERVICES TO BE
DELIVERED OR PERFORMED BY THEM
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(d) To the Borrower The Borrower has accepted, and hereby accepts, the full responsibility for the
selection of his own contractor and subcontractors and all materials, supplies and equipment to be
used in the construction, and THE CITY ASSUMES NO RESPONSIBILITY FOR THE
COMPLETION OF SAID BUILDING OR BUILDINGS, ACCORDING TO THE PLANS AND
SPECIFICATIONS AND FOR THE CONTRACT PRICE The Borrower has further accepted,
and hereby accepts full responsibility for compliance with the Florida Mechanics' Lien Law and
hereby relieves the City from any and all liability thereunder of any nature whatsoever Anything
herein contained to the contrary notwithstanding, there shall be no obligation upon the City to make
any additional disbursements hereunder, if at the time of the request for such disbursements the
Borrower is in default or has failed to perform any provision of this Agreement or of the other Loan
Documents
ARTICLE VIII MISCELLANEOUS
(a) Notice All notices provided for herein shall be sent by certified or registered return receipt
requested mail, or by a nationally recognized overnight courier, addressed to the appropriate party
at the address designated for such party in the preamble to this Agreement, or such other address
as the party who is to receive such notice may designate in writing Notice by mail shall be
completed by depositing the same in a letterbox or other means provided for the posting of mail
addressed to the party with the proper amount of postage affixed thereto Actual receipt of notice
shall not be required to effect notice hereunder Notices sent by a nationally recognized overnight
courier service shall be deemed delivered the next business day after deposit with such courier
unless the records of such courier indicate a later delivery in which case the notice shall be deemed
received on the date of delivery
(b) Governing Law and Venue This Agreement and the other Loan Documents shall be governed
and construed in accordance with the laws of the State of Florida and the exclusive venue for any
litigation arising out of these documents shall be in Pinellas County, Florida
(c) Modification and Waiver No provision of this Agreement, the Note, or the Mortgage shall be
amended, waived, or modified except by an instrument in writing signed by the Parties against
whom such amendment, waiver, or modification is sought to be enforced
(d) Severability The inapplicability or unenforceability of any provision of this Agreement, the Note,
and Mortgage shall not limit or impair the operation or continued validity of any other provision of
this Agreement, the Note, and Mortgage
(e) Counterparts This Agreement may be executed in any number of counterparts, each of which,
when executed and delivered, shall be an original, and such counterparts together constitute one
and the same instrument
(f) Assignability The Borrower shall not assign this Agreement, or any part of any advance to be
made hereunder, or convey, encumber, mortgage, lease, in whole or in part, any portion of the
Property without the prior written consent of the City The rights of the City under this Agreement
are assignable by the City, in whole or in part, without the consent of the Borrower This
Agreement is binding upon the representatives, successors and permitted assigns of the Borrower
and the City
(g) Waiver of Defaults Waiver by the City of any breach or default by the Borrower under the terms
of the Note, Mortgage, or this Agreement shall not be deemed to, nor shall the same constitute a
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waiver of, any subsequent breach or default on the part of the Borrower
(h) Expenses The Borrower shall pay all costs and expenses required to satisfy the condition of this
Agreement or incidental to the Loan, including, without limitation, all taxes, insurance premiums,
recording expenses, stamp taxes, all brokerage fees, appraisal fees, survey costs, and title insurance
costs
(1)
Beneficiaries This Agreement is an agreement only by and between the Borrower and the City
and for their benefit and the benefit of their successors and assigns permitted by this Agreement
No other person or party, mcluding any contractor that assents hereto, shall be a beneficiary hereof
or have any rights hereunder, and no rights are conferred by this Agreement upon any other person
or party, whether or not their name may be used or otherwise identified in this Agreement, or in the
assent of contractor below
(i) Attorney's Fees Should it become necessary for the City to engage the services of an attorney
due to the failure on the part of the Borrower to promptly and fully perform, comply, and/or abide
by each and every stipulation, agreement, condition and covenant of this Agreement or any related
loan document, the Borrower agrees to pay any and all of the City's attorney fees The term
"attorney's fees" as used in this Agreement includes any and all legal fees of whatever nature,
including, but not limited to, fees resulting from any appeal of any involuntary order, final
judgment, or any other appellate proceedings arising out of any litigation
[The remainder of this page intentionally left blank]
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IN WITNESS WHEREOF, the Parties hereto have caused this Agreement to be executed by their
duly authorized officials on the date and year first above indicated.
(BORROWER SIGNATURE PAGE)
Habitat for I Itnu0` Pinellas CrAunty., Inc..,
a Florida not ' r-, i.
Print name. ,
Title: President and CEO
Date: i4k LU'L4—
STATE OF FLORIDA)
COUNTY OF PINELLAS)
The foregoing instrument was acknowledged before tile by means of mff—] physical presence or 0 online
Z7, -- -
notarization, this day 163fNiof October, 2026 by Miebael Sutton as President and CEO of'Habitat
for Humanity of Pinellas County Inc.. to— who is/are personally known to me or who has/have
produced a driver's license as identification.
Notary Public, to bofllotd ra.
(NOTARIAL SEAL) Name of Notary:
MY Conin-iission Expires: C. Lo *2cl
My Commission No.
,;iv CAMILA GONZALEZ
V Notary Public-State of Florida
Commission#HH 748508
my Comm.Expires Dec 10,2029
Bonded through National Notary Assn.
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Approved as to Form
(CITY SIGNATURE PAGE)
City of Clearwater, Florida,
a Florida municipal corporation
Jennifer Po(fer
City Manager
Date
Attest
CIA
Matthew J Mytych, : ' Roseman Call
yty q Rosem
Of
Assistant Cityttorney City Clerk
Date I op ap6 Date to - I9 At,
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Exhibit "A"
New Construction Draw Schedule
Borrower Habitat for Humanity of Pinellas County Inc Contractor Habitat
Address 908 Engman Street, Clearwater, FL 33755
Funding Amount $202,100 00
First Draw
20%
Second Draw
20%
Third Draw
20%
Fourth Draw
20%
Final Draw
20%
1 Permit
2 Site prepared filled and compacted if necessary
3 Footer stem well rough plumbing and/or underground ductwork are properly installed in accordance with plan specifications
4 Footers and/or foundations for stoops porches and terraces with required reinforcement and flashing are framed and floor slab poured
5 Proof of builders liability insurance
6 Proof of soil treatment
7 Tie in survey
1 All exterior walls and masonry sills are m
2 Lintel steel in and poured —or wood substitute
1 Roof is dried in (one layer of paper tacked down)
2 Interior has been framed according to plans and specifications
3 All rough electrical work is in place with wires to boxes etc
4 All rough plumbing is in
5 Tubs are set in place and tub trap poured with hot tar
6 All central heat ducts are in and insulated for air conditioning If furnace is in interior of house furnace cubicle framed and ready to set
furnace
7 Shower base is framed rough plumbing and paper in place and ready to pour
8 All window frames are set
1 Roof completely finished
2 All extenor carpentry work fascia, and soffits are finished
3 All insulation in walls and ceilings
4 All exterior doors including garage and glass doors installed
5 All windows permanently installed
6 If garage or carport, concrete floor is poured and finished
7 If block all stucco work is complete
8 Rough grading around building for drainage is complete
9 All sheetrock m and finished
10 All tile or marble windowsills are in
11 All floors are ready for final finish
12 All interior doors are on the fob and ready to be hung
13 Sewer line tied in to main sewer
1 Sod seed or sprigging are in place as per plans & specifications
2 Landscaping is installed
3 All exterior light switches and boxes are tnmmed out
4 All concrete work driveways sidewalks stoops porches and patios are in and finished
5 Exterior painting and caulking completed
6 Interior painting complete/wallpapering complete
7 All cabinets vanities and hardware installed
8 All plumbing fixtures installed and operable
9 All kitchen equipment dishwasher stoves refrigerator disposal and exhaust hood mstalled as per contract
10 Hot water tank installed
11 Furnace and air conditioning in and working
12 Sealed floors and floor coverings as called for in plans and specs are down in place and finished
13 All Interior doors hung complete with hardware
14 All shelves and clothes bars or shower rods are in place
15 All interior light fixtures switches receptacles and phone outlets are in and finished with proper plate covers
16 House is clean —bathroom kitchen windows inside and out— and ready for occupancy
17 Certificate of Occupancy
Signatures certify that the above -captioned property has been inspected and has been found to be ready for the
draw in accordance with the approved disbursement schedule
Inspector Date Owner Date Contractor Date
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Notice to Proceed
Date October , 2026
Property Address 908 Engman Street, Clearwater, FL 33755
Owner(s) Habitat for Humanity of Pinellas County, Inc
Contractor Habitat for Humanity of Pinellas County, Inc
Dear Michael Sutton
Pursuant to the construction Contract signed on October 19, 2026, you are hereby notified
to proceed with the development of the property described above Upon receipt of this
notice, you are responsible for performing the construction work on said property under
the terms and conditions of the contract and in accordance with the specifications
provided to the City of Clearwater Construction should begin by January 19, 2027
Pursuant to the provisions of Article 2 of the Contract, you are hereby given Notice to
Proceed with the work within ninety (90) calendar days from the date of this notice This
notice provides that the work will be completed within eighteen (18j months from the date
of this notice
Please acknowledge receipt and acceptance of this notice by signing in the space
provided below Keep a copy and return a copy to
City of Clearwater, Economic Development & Housing
PO Box 4748, Clearwater, Florida 33758
I acknowledge receipt of this notice on
Authorized signature
Michael Sutton, President and CEO
Habitat for Humanity of Pinellas County Inc
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