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RESIDENTIAL EXTERIOR IMPROVEMENT GRANT AGREEMENT - NG-R-26-02RESIDENTIAL EXTERIOR IMPROVEMENT GRANT AGREEMENT NG -R-26-02 This Residential Exterior Improvement Grant Agreement (this "Agreement") is made as of ci 1 Aci A (the "Effective Date"), by and between THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF CLEARWATER, FLORIDA, a public body corporate and politic of the State of Florida created pursuant to Part III, Chapter 163, Florida Statutes (the "Agency"), and Elzora Johnson, an individual (the "Applicant ") (collectively the Agency and the Applicant are the "Parties"). WI TNES SETH: WHEREAS, the Agency was created to implement community redevelopment activities as provided in the Florida Community Redevelopment Act of 1969 (the "Act") codified at Chapter 163, Part III, Florida Statutes; and WHEREAS, on January 12, 2023, the Agency adopted the North Greenwood Community Redevelopment Area Plan (the "Plan"); and WHEREAS, in furtherance of the Plan, the Agency has established the Residential Exterior Improvement Grant Program (the "Program") to rehabilitate single-family homes, improve property conditions, aesthetics, reduce housing cost burden, and aid in the elimination of slum and blight in the North Greenwood Community Redevelopment Area (the "Redevelopment Area"); and WHEREAS, the Agency has approved a grant to the Applicant in an amount not to exceed $24,678.00 in financial assistance under the Program to provide exterior improvement assistance to the property located at 1022 N. Martin Luther King Jr. Ave., Clearwater, FL 33755 (the "Property"). The grant is intended to raise and level the home in several areas that have become uneven or settled over time, by accessing the crawl space and using hydraulic jacks, and install five (5) new windows at the Property (the "Project") as further detailed in the Applicant's grant application and plan specifications attached hereto as Exhibit "C" (the "Specifications"); and WHEREAS, the Agency finds that providing financial assistance for the exterior improvement of the Property is a permissible use of the Agency's funds; and WHEREAS, the Agency finds that the Project comports with and furthers the goals, objectives, and policies of the Plan. NOW, THEREFORE, in consideration of the mutual promises and covenants contained herein, the Parties hereby agree as follows: I. GENERAL 1. Recitals. The foregoing recitals are true and correct and are incorporated in and form a part of this Agreement. 1 2. Purpose of Agreement. The purpose of this Agreement is to further the implementation of the Plan by the completion of the Project. 3. Legal Description. The legal description for the Property is attached hereto as Exhibit "A". II. APPLICANT WARRANTIES AND RESPONSIBILITIES 1. Development of the Project. The Applicant shall complete the Project in accordance with the Specifications and the grant application. The Applicant shall complete all Project work within three hundred sixty-five (365) days from the date of application approval. Such completion shall be evidenced by receipt of a Finding of Project Completion from the Agency. A Finding of Project Completion shall be granted in accordance with the criteria contained in the Agency's Residential Exterior Improvement Grant Policy attached hereto as Exhibit "B" (the "Policy"). For purposes of this Agreement, the date of application approval shall be the Effective Date. 2. Applicant's Project Contribution. As a condition of receiving reimbursement grant funding from the Agency, the Applicant shall provide one thousand two hundred thirty-three dollars and 90/00 cents ($1,233.90) in monetary contribution (the "Monetary Contribution") towairl the Project. Evidence of expenditure of the Monetary Contribution towards the Project shall be submitted to the Agency's satisfaction before disbursement of the Agency's grant funding. Notwithstanding the foregoing, the Applicant may have the Monetary Contribution reduced if the Applicant completes certain community service acts in accordance with the Policy. Notwithstanding the foregoing, the Agency has agreed to waive all or a part of the Policy's community service option. Therefore, the Monetary Contribution has been reduced to zero dollars zero cents ($00.00) and the portion of the Monetary Contribution waived shall be added to the Applicant's available grant funds. 3. Warranties of the Applicant. The Applicant warrants that the following information is true and correct: a. The Applicant is the owner of the Property; b. A single-family home is located on the Property; c. The Property is located in the Redevelopment Area; d. The Property is the primary residence and legal homestead of the Applicant or meets an alternative qualification under the Policy; e. The Applicant is current on their property taxes for the Property or a payment plan has been approved by the Director; f. The Applicant is current on all mortgage payments or has provided documentation to the CRA evidencing a payment plan that is to the CRA's satisfaction, if applicable; g. The Property has no outstanding code enforcement or building code violations or the Applicant has made the Agency aware of such violations and the Agency has agreed to allow the Project to move forward as the renovations will remediate any violations; and 2 h. The Property has not received a grant from the Agency in the preceding thirty-six (36) months prior to the Effective Date. III. AGENCY RESPONSIBILITIES 1. Grant Funding. The Agency shall reimburse the Applicant for the Project's eligible costs up to a base amount of twenty-three thousand four hundred forty-four dollars and 10/100 cents ($23,444.10) Depending upon the number of Hours completed or a waiver of the community service option pursuant to the Policy, the Applicant may receive up to an additional one thousand two hundred thirty-three dollars and 90/100 cents ($1,233.90) in grant funds for a total grant not to exceed twenty-four thousand six hundred seventy-eight dollars and 00/100 cents ($24,678.00) (the "Grant Funds"). The Grant Funds shall be payable within thirty (30) days of receipt of a fully completed reimbursement request after the issuance of a Finding of Project Completion by the Agency assuming the Applicant has also complied with Section II of this Agreement where applicable. 2. Notwithstanding Paragraph 1 of this section, The Agency's director (the "Director") may allow earlier draw requests of the Grant Funds to the Applicant or to any approved licensed contractors or vendors in accordance with the Policy. However, the Grant Funds disbursed in this manner shall not be disbursed more frequently than once every thirty (30) days. The Parties understand and agree that nothing in this Agreement creates any contractual relationship between the Agency and any contractor or vendor and the Agency shall not be liable for any monies owed to any contractor or vendor. The ability of the Agency to pay the contractor or vendor directly is only for the sake of convenience to the Applicant and the Applicant remains exclusively liable for any funds owed to the contractor or vendor. 3. If the Director determines that a reimbursement request does not meet the requirements of this Agreement or the Policy, then the Parties agree that the Agency shall not owe any monies to the Applicant for the requested reimbursement, the Applicant shall have no recourse against the Agency, and the Director's decision shall be final without any means of appeal. IV. APPLICANT DEFAULT 1. Failure to Timely Complete the Project. If the Applicant fails to obtain a Finding of Project Completion within three hundred sixty-five (365) days of the date of application approval, then the Parties agree that the Applicant shall be in default under this Agreement without notice or opportunity to cure the default. An extension to this timeframe may be granted by the Director for good cause if the Applicant submits a written request for such an extension before the expiration of the one hundred eighty (180) day period. 2. Other Events of Default. In addition to the foregoing event of default, the occurrence of any one or more of the following events after the Effective Date shall also constitute an event of default by the Applicant: 3 a. The Applicant makes a general assignment for the benefit of its creditors, or admits in writing its inability to pay its debts as they become due or files a petition in bankruptcy, or is adjudicated a bankrupt or insolvent, or files a petition seeking any reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief under any present or future statute, law or regulation or files an answer admitting, or fails reasonably to contest, the material allegations of a petition filed against it in any such proceeding, or seeks or consents to or acquiesce in the appointment of any trustee, receiver or liquidator of the Applicant or any material part of such entity's properties; b. Within sixty (60) days after the commencement of any proceeding by or against the Applicant seeking any reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief under any present or future statute, law or regulation, such proceeding shall not have been dismissed or otherwise terminated, or if, within sixty (60) days after the appointment without the consent or acquiescence of the Applicant or any trustee, receiver or liquidator of any such entities or of any material part of any such entity's properties, such appointment shall not have been vacated; or c. A breach by the Applicant of any other term, condition, requirement, or warranty of this Agreement or the Policy. 3. Agency's Remedy Upon Certain Applicant Default. In the event of default and if the Applicant has failed to cure the default within the allotted time prescribed under Section IV, Paragraph 4 (if applicable), then the Parties agree that: a) this Agreement shall be null and void; b) that the Agency will have no further responsibility to the Applicant, including the responsibility to tender any remaining amounts of the Grant Funds to the Applicant; and c) that if the Agency has tendered any of the Grant Funds to the Applicant, the Agency shall be entitled to the return of all the Grant Funds plus default interest at a rate of ten percent (10%) starting from the date of default. The remedial provisions shall survive the termination of this Agreement. 4. Notice of Default and Opportunity to Cure. The Agency shall provide written notice of a default under Section IV, Paragraph 2 of this Agreement and provide the Applicant thirty (30) days from the date the notice is sent to cure such a default. This notice will be deemed received when sent by first class mail to the Applicant's notice address or when delivered to the Applicant if sent by a different means. V. MISCELLANEOUS 1. Notices. All notices, demands, requests for approvals, or other communications given by either party to another shall be in writing, and shall be sent to the office for each party indicated below and addressed as follows: To the Applicant: Elzora Johnson 1022 N. Martin Luther King Jr. Clearwater, FL 33755 To the Agency: Community Redevelopment Agency of Ave.the City of Clearwater P.O. Box 4748 Clearwater, Florida 33758 4 Attention: Executive Director with copies to: City of Clearwater P.O. Box 4748 Clearwater, Florida 33758 Attention: Clearwater City Attomey's Office 2. Unavoidable Delay. Any delay in performance of or inability to perform any obligation under this Agreement (other than an obligation to pay money) due to any event or condition described in this section as an event of "Unavoidable Delay" shall be excused in the manner provided in this section. 3. "Unavoidable Delay" means any of the following events or conditions or any combination thereof: acts of God, acts of the public enemy, riot, insurrection, war, pestilence, archaeological excavations required by law, unavailability of materials after timely ordering of same, building moratoria, epidemics, quarantine restrictions, freight embargoes, fire, lightning, hurricanes, earthquakes, tornadoes, floods, extremely abnormal and excessively inclement weather (as indicated by the records of the local weather bureau for a five year period preceding the Effective Date), strikes or labor disturbances, delays due to proceedings under Chapters 73 and 74, Florida Statutes, restoration in connection with any of the foregoing or any other cause beyond the reasonable control of the party performing the obligation in question, including, without limitation, such causes as may arise from the act of the other party to this Agreement, or acts of any governmental authority (except that acts of the Agency shall not constitute an Unavoidable D elay with respect to performance by the Agency). An application by any party hereto for an extension of time pursuant to this section must be in writing, must set forth in detail the reasons and causes of delay, and must be filed with the other party to this Agreement within thirty (30) days following the occurrence of the event or condition causing the Unavoidable Delay or thirty (30) days following the party becoming aware (or with the exercise of reasonable diligence should have become aware) of such occurrence. The party shall be entitled to an extension of time for an Unavoidable Delay only for the number of days of delay due solely to the occurrence of the event or condition causing such Unavoidable Delay and only to the extent that any such occurrence actually delays that party from proceeding with its rights, duties and obligations under this Agreement affected by such occurrence. In the event the party is the Applicant then the Director is authorized to grant an extension of time for an Unavoidable Delay for a period of up to six (6) months. Any further requests for extensions of time from the Applicant under this section must be agreed to and approved by the Agency's Board of Trustees. 4. Indemnification. The Applicant agrees to assume all inherent risks of this Agreement and all liability therefore, and shall defend, indemnify, and hold harmless the Agency and the City of Clearwater, Florida, a Florida municipal corporation ("the City"), and the Agency's and the City's officers, agents, and employees from and against any and all 5 claims of loss, liability and damages of whatever nature, to persons and property, including, without limiting the generality of the foregoing, death of any person and loss of the use of any property, except claims arising from the negligence of the Agency, the City, or the Agency's or the City's agents or employees. This includes, but is not limited to, matters arising out of or claimed to have been caused by or in any manner related to the Applicant's activities or those of any approved or unapproved invitee, contractor, subcontractor, or other person approved, authorized, or permitted by the Applicant whether or not based on negligence. Nothing herein shall be construed as consent by the Agency or the City to be sued by third parties, or as a waiver or modification of the provisions or limits of Section 768.28, Florida Statutes, or the Doctrine of Sovereign Immunity. 5. Assignability; Complete Agreement. This Agreement is non -assignable by either party and constitutes the entire Agreement between the Applicant and the Agency and all prior or contemporaneous oral and written agreements or representations of any nature with reference to the subject of this Agreement are canceled and superseded by the provisions of this Agreement. 6. Applicable Law and Construction. The laws of the State of Florida shall govern the validity, performance, and enforcement of this Agreement. This Agreement has been negotiated by the Agency and the Applicant, and the Agreement, including, without limitation, the exhibits, shall not be deemed to have been prepared by the Agency or the Applicant, but by all equally. 7. Severability. Should any section or part of this Agreement be rendered void, invalid, or unenforceable by any court of law, for any reason, such a determination shall not render void, invalid, or unenforceable any other section or part of this Agreement. 8. Amendments. This Agreement cannot be changed or revised except by written amendment signed by the Parties. 9. Jurisdiction and Venue. For purposes of any suit, action or other proceeding arising out of or relating to this Agreement, the Parties do acknowledge, consent, and agree that venue thereof is Pinellas County, Florida. Each party to this Agreement hereby submits to the jurisdiction of the State of Florida, Pinellas County and the courts thereof and to the jurisdiction of the United States District Court for the Middle District of Florida, for the purposes of any suit, action or other proceeding arising out of or relating to this Agreement and hereby agrees not to assert by way of a motion as a defense or otherwise that such action is brought in an inconvenient forum or that the venue of such action is improper or that the subject matter thereof may not be enforced in or by such courts. If, at any time during the term of this Agreement, the Applicant is not a resident of the State of Florida or has no office, employee, agency, registered agent or general partner thereof available for service of process as a resident of the State of Florida, or if any 6 permitted assignee thereof shall be a foreign corporation, partnership or other entity or shall have no officer, employee, agent, or general partner available for service of process in the State of Florida, the Applicant hereby designates the Secretary of State, State of Florida, its agent for the service of process in any court action between it and the Agency arising out of or relating to this Agreement and such service shall be made as provided by the laws of the State of Florida for service upon a nonresident; provided, however, that at the time of service on the Florida Secretary of State, a copy of such service shall be delivered to the Applicant at the address for notices as provided in Section V, Paragraph 1. 10. Termination. Ifnot earlier terminated as provided in this Agreement, this Agreement shall expire and shall no longer be of any force and effect three hundred sixty-five (365) days from the anniversary of the date of application approval. IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed on the date and year first above written. 7 (CRA SIGNATURE PAGE) COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF CLEARWATER, FLORIDA, a public body corporate and politic of the State of Florida. By: Approved as to form: CRA Executive Director Date: Attest: Matthew J. Mytych, Esq. - Rosemarie Call CRA Attorney Q/ l 94 Date: / d 7 8 glqq7ity e94' ©2*ate: (APPLICANT SIGNATURE PAGE) APPLICANT: Elzora Johnson, an indu44,al. By: Print name: E 1 Z4 r a J o k' a ft Title: - D n4 -y) Date: 9//81x01_(0 STATE OF FLORIDA ) COUNTY OF PINELLAS ) The foregoing instrument was acknowledged before me by means 4ysical presence or ❑ online notarization, this i S1-1 day r of t --iV3 [ LM , 2026 by j=40-57;' ❑ who is/are personally known to me or ho has/have produced a driver's license as identification. (NOTARIAL SEAL) ,------ AM- -AM. -- :418;'' DANIEL TRUSKEY Notary Public - State of Florida a �= Commission # Hk 807091 -• My Comm. Expires May 26, 2030 9 Notary Public, State of Florida Name of Notary ik��k�7 My Commission Expires: 12-4 (3 My Commission No.: Kef g0 G l ( EXHIBIT "A" LEGAL DESCRIPTION THE WEST 90.0 feet of THE EAST 100.0 feet of the NORTH 50.0 feet of LOT 32 of an unnumbered Block of PALM -PARK ADDITION, according to the map or plat thereof as recorded in Plat Book 4, Page 86, of the Public Records of Hillsborough County, Florida, of which Pinellas County was formerly a part. 10 EXHIBIT "B" RESIDENTIAL EXTERIOR IMPROVEMENT GRANT PROGRAM POLICY 11 EXHIBIT "C" GRANT APPLICATION AND PLAN SPECIFICATIONS 12 01";111111''''' ,, i 11l. ,,'t tcs5k�'a f/ •� CITY OF C L E A R W A T E R va I t,•t Otttct 13tA 4748, C:u •un AIIu, l=turnt:33758-474 8 tt.-.. .i; tMtutmu Siiitis!3tu.uist 10{)Stuut Mtn' it AUtMF,CIVAI-utu,FLttauta33756 �'JrEUSiiID� �ytti� iiitrtuist st:Mii itt (727) a<, �(727)562-4052 r v l-4031 F,>� CUUNU'Sufl RLMAU.Lt)PNuiN1 ALINCY August 26, 2026 Elzora Johnson 1022 N. Martin Luther King Jr. Ave. Clearwater, FL 33755 RE: NG CRA Grant Award Letter Notification (NG -R-26-02) Dear Elzora Johnson, This letter is to inform you that the Community Redevelopment Agency (CRA) has approved your application for a North Greenwood Community Redevelopment Area (NGCRA) Residential Exterior Improvement Grant for the project specified in the attached Grant Agreement. Based on the information provided in your application, funding has been approved as follows: • Total Approved Project Cost: $24,678.00 • Grant Award Amount: $24,678.00 • Required Applicant Match: $1,233.90 • Match Percentage: 5 % • Applicant Responsibility: Any costs exceeding the approved grant award amount are the responsibility of the applicant. As a condition of receiving grant funding from the Agency, the Applicant- shall: • Provide the required monetary contribution toward the project; or • Complete community service hours to reduce the required monetary contribution, as permitted under the grant policy. Applicant Next Steps: Complete the enclosed Grant Agreement and return it to CRA staff. If utilizing community service hours, proof of completed hours on organization Letterhead must be submitted prior to reimbursement. If you have any questions regarding your NG CRA Grant award letter, please contact Lna[ilyn.browneCamyclearwa ecQM Sincerely, Jesus ilio CRA Executive Director, Community Redevelopment Agency +P e of "Equal Employment Employer" RESIDENTIAL EXTERIOR IMPROVEMENT GRANT PROGRAM APPLICATION FORM City of Clearwater Community Redevelopment Agency North Greenwood Community Redevelopment Area TABLE OF CONTENTS SECTION 1—PROGRAM GOAL 1 SECTION 2 — PURPOSE AND INTENT 1 SECTION 3—AVAILABLE ASSISTANCE AND PROGRAM ELIGIBILITY 2 SECTION 4 — ELIGIBLE RESIDENTIAL IMPROVEMENTS 4 SECTION 5 — PROGRAM REQUIREMENTS AND APPLICATION PROCESS 5 SECTION 6 — DISBURSEMENT POLICY AND PROCEDURE 7 SECTION 7 — GRANT EXPIRATION 8 SECTION 8 — COMPLIANCE WITH THE CITY OF CLEARWATER ETHICS CODE 8' SECTION 9 —APPLICATION 9 SECTION 10 — ELIGIBLE CRA AREA MAP 12 Residential Exterior Improvement Grant Program Approved by the CRA Trustees July 15, 2024 Amended by the CRA Trustees April 28, 2025 Amended by the CRA Trustees January 12, 2026 Amended by the CRA Trustees July 13, 2026 Case Number: RESIDENTIAL EXTERIOR IMPROVEMENT GRANT PROGRAM The Program provides a matching grant of up to $25,000. SECTION 1 — PROGRAM GOAL The City of Clearwater (City) Community Redevelopment Agency (CRA) Residential Exterior Improvement Grant Program (Program) is designed to increase access to redevelopment funding for residential improvements to homesteaded single-family homes in the North Greenwood Community Redevelopment Area (NGCRA). The purpose of the Program is to rehabilitate single family homes, improve property conditions, aesthetics, reduce housing cost burden, and aid in the elimination of slum and blight. The focus of this Program is directed to the exterior improvement, and certain qualifying interior improvements, of residential properties to enhance neighborhood aesthetics and pride. SECTION 2 — PURPOSE AND INTENT The purpose of the Program is to support the implementation of the adopted North Greenwood Community Redevelopment Area Plan (Plan) in accordance with the Florida Community Redevelopment Act of 1969. Sections 163.330, et seq., Florida Statutes, by: 1) Carrying out plans for a program of voluntary or compulsory repair and rehabilitation of buildings or other improvements in accordance with the community redevelopment plan (Sections 163.370(2)(c)(5), Florida Statutes). 2) Reducing the percent of households that are housing cost burdened (Plan Section 3.2, Goals and Objectives, Goal 4 Housing Affordability, Objectives, page 94). 3) Prioritizing keeping existing residents in their homes through funding for addressing property maintenance and building code issues and reducing visual blight (Plan Section 3.3, Redevelopment Policies, Housing, page 95). 4) Developing grant programs to improve the exterior and interior of blighted properties (Plan Section 4.5, Plan Implementation, Table 15, Goal 1 Policy Implementation: Public Safety, page 134). 5) Developing programs to encourage neighborhood pride in yard and home appearance (Plan Section 4.5, Plan Implementation, Table 15, Goal 1 Policy Implementation: Public Safety, page 136). 6) Providing emergency assistance funds for low-income residents for life safety home repairs and renovations to accommodate physical disabilities (Plan Section 4.5, Plan Implementation, Table 15, Goal 4 Policy Implementation: Housing Affordability, page 140). 7) Creating a grant program to reduce blight through the repair and preservation of historic homes (Plan Section 4.5, Plan Implementation, Table 15, Goal 4 Policy Implementation: Housing Affordability, page 142). 8) Creating value for the citizens of Clearwater and improving the NGCRA by (themes stressed throughout the NGCRA and City's Strategic Plans): a) Promoting a resident and neighborhood friendly atmosphere; 1 b) Promoting economic development and neighborhood revitalization; c) Incentivizing property owners to enhance and sustain the values of their property; d) Creating a more inviting and visually appealing atmosphere; and e) Instilling a greater sense of place and civic identity. f) 3.1 Support neighborhood identity through services and programs that empower community pride and belonging. g) 3.2 Preserve community livability through responsible development standards, proactive code compliance, and targeted revitalization. It is not the intent of the CRA to engage in any rehabilitation activity that requires vacating property or displacing any residents from property. Moreover, this Program does not assist in temporary relocation cost or the development of new construction projects. Rather, it is to rehabilitate existing single-family structures. SECTION 3 — AVAILABLE ASSISTANCE AND PROGRAM ELIGIBILITY The Program provides a matching grant, as specified below, of up to $25,000 to assist applicants with exterior home repairs. Program assistance is based on family size and income limits, which are subject to change from time to time. Applicants with Household incomes that exceed 120% Area Median Income (AMI) do not qualify for this Program. Applicant will match the grant amount by the percentages listed below: Area Median Income % Applicant Contribution/Match 0-120% 5%* Above 120% Not eligible for grant. *Match may be waived at the rate of one hour of community service per $150 of approved grant amount and will be added back into the total grant amount not to exceed $25,000. (Community Service must be performed by Applicant, or anyone over 18 years of agelegally residing in the home, within the NGCRA boundary and through a tax-exempt not-for-profit organization recognized by the CRA or City of Clearwater. Community service must be performed without pay or compensation from the not-for-profit organization, and/or for the City of Clearwater with the NGCRA and service must be performed in full hour increments rounding up to the nearest whole hour. Scope of community service must be pre -approved, by the CRA Director, or designee, prior to commencement. In addition, said community service must be performed prior to release of grant funds.) The CRA Director may waive, or reduce, on a case-by-case basis, the community service provision for certain individuals with disabilities, including age related disabilities, or other verifiable hardships, that prevent the Applicant, and anyone over 18 years of age legally residing in the home, from performing community service. The amount of the reduction or waiver can be added back to the total grant amount not to exceed S25,000. The grant is generally a reimbursement grant to the Applicant payable at time of project completion. The Applicant is responsible for paying the contractor and must submit acceptable proof of payment unless payment is made directly to the approved licensed contractor. However, at the request of the Applicant and upon approval from the CRA Director, up to fifty percent (50%) 2 of the grant amount can be paid to the Applicant or directly to the Applicant's licensed contractor(s) or vendor(s) ahead of project completion with no more thanone payment every thirty (30) days. Requests for disbursement of project costs will be viewed as a single, completed package, unless other disbursement arrangements have been agreed to. Costs not included in the approved application budget will not be considered for disbursement. The CRA shall disburse grant funds within thirty (30) days of a fully completed reimbursement request. The chart below is data provided by the Florida Housing Finance Corporation (FHFC) which is based upon figures provided by the United States Department of Housing and Urban Development (HUD) and are subject to change. Updated charts by FHFC will supersede any income limit chart provided within this document. When updates are made available by FHFC, the chart below will be updated. County (Metro) Percentage Category Income Limit by Number of Persons in Household I 1 2 3 4 5 6 7 8 Pinellas County 30% 21,950 25,050 28200 32.150 37,650 43.150 48,650 54,150 (Tanpa•StPetersburg• 50% 36,500 41,700 46,950 52,150 56,350 60,500 64,700 68,850 Clearwater MSA) e0% 58,450 66,800 75.150 83,450 90,150 95,850 103,500 110,200 Median: 99,400 120% 87,600 100,080 112,680 125,160 135,240 145,200 155,280 165,240 140% 102,200 116,760 131.460 146.020 157.780 169.400 181,160 192.780 Eligibility Criteria To be eligible for the Program, the project/property must meet all the following qualifications: • Applicant must be the owner of the subject property. * • The subject property must be a single-family home. • Property must be located within the NGCRA. • The single-family home must be the primary residence and legal homestead of the Applicant. In addition, the following may qualify for the Program. • Owners of property that have applied to Pinellas County for homestead exemption consideration may be eligible for this Program. • Applicants that reside at the property, control said property other than through outright ownership, and are authorized to approve the repairs and other work that are the subject of this program, may provide alternative documents to substantiate that they have such control and authority regarding the property. This documentation may include probate court documents, wills, heirship affidavit, letters of administration, or other legal documentation. After review of the documents, the residing applicant(s) may qualify for the Program, provided the applicant(s) wishing to apply for the Program reside at the property as their primary residence, If such control or authority is disputed by another party or parties, the application may be denied until such time as the Applicant resolves such disputes. • Must demonstrate property taxes are current or a satisfactory payment plan is approved by the CRA Director. • Must be current on mortgage payments or provide satisfactory documentation for a payment plan (if applicable). 3 • Must be in good standing with the city (no outstanding code enforcement or building code violations). This requirement may be waived by the CRA Director if the work proposed under this application will remediate the code violations. • If combined with a home rehabilitation loan, grant, or other programs from the City's Economic Development and Housing Department, other requirements may be included. *The owner of the Property (Owner) shall be the Applicant. Owner means a holder of any legal or equitable estate in the premises, whether alone or jointly with others and whether in possession or not shall include all individuals, associations, partnerships, corporations, limited liability companies and others who have interest in a structure and any who are in possession or control thereof as agent of the owner, as executor, administrator, trustee, or guardian of the estate of the owner. No Owner shall receive more than $25,000 in total CRA grant value within a 36 -month (3 years) rolling year for this program from effective date of the grant agreement. The CRA Executive Director may approve funding outside of this timeframe only for Americans with Disabilities Act ("ADA") requirements and/or life safety issues. For the purposes of this application, the total CRA grant value that an Owner has received over such period shall be the combined value, in the 36 month period immediately preceding the submission of an application for this program, of: (1) the amount of CRA grant funds that the applicant has received; (2) the amount of CRA grant funds that any holder of legal title in the subject property other than the applicant has received; and (3) if a business entity holds legal title in the subject property, the total amount of CRA grant funds received by any directors, members, partners, shareholders, any others with an ownership interest in such entity, and any others able to exert managerial control over or direct the affairs of said entity. Previous Participation — Each property may not receive a grant any more than every thirty-six months (3 years). The following are ineligible for Program assistance: • Work or improvements that are completed prior to an application being approved. • Any unpermitted work or improvements performed on the property that required a permit and inspections. • Any work or improvements on the property that fail required inspections. • Multi -family properties. • Properties that do not qualify for homestead exemption. • New construction or improvements on vacant land. Project Implementation Projects are to be coordinated, managed, and implemented by the Applicant with close interaction with Community Redevelopment Agency Department staff and the appropriate City departments. Applicants are responsible for obtaining/arranging any permits required by the city. SECTION 4 _ ELIGIBLE RESIDENTIAL IMPROVEMENTS One or more of the following improvements maybe eligible for Program assistance: 4 1) Exterior repairs (walls, foundation, piers, siding, etc.); 2) Exterior painting; 3) Exterior windows and doors; 4) Roof repairs or replacement, including facia board, soffits, and gutters; 5) Window or door awnings and shutters (including hurricane shutters; replacement or repair); 6) Exterior weatherization improvements; 7) The installation, repair, or renovation of porches; 8) The installation of decorative lighting; 9) Decorative fencing; 10) Driveway, pedestrian walkways/pathways, and sidewalk improvements; 11) Mailboxes 12)American with Disabilities Act (ADA) accessibility improvements;. 13) The installation of landscaping and irrigation systems, not to exceed twenty percent (20%) of the total grant amount; 14) Tree trimming or removal (requires city approval, and city may require a licensed arborist to confirm tree removal is necessary); 15) Heating, ventilation, and air conditioning (HVAC) systems; 16) Certain interior repairs: a. Interior deterioration/damage directly resulting from an exterior defect or damage, may qualify for grant funding to repair said deterioration/damage. Such interior repairs may include, but are not limited to, load bearing walls, drywall, insulation, and wood repair. However, grant funds must first be used for improvements or repairs to fully remedy the external defect or damage that resulted in such interior deterioration/damage prior to any use of grant funds on interior repairs. b. Interior deterioration/damage that is verified by the city as a life safety issue to home inhabitants. c. ADA accessibility improvements. 17) Home fumigation (including tenting if necessary) for termites; and 18) Other improvements maybe submitted for consideration but must demonstrate that the improvement meets the intent of this grant program. The following improvements are not eligible for Program assistance: 1) Repairs to unsafe or substandard structures that cannot be made safe for habitation with Program funds. 2) Room additions, garage conversions, repairs to structures separate from the living units (detached garage, shed, etc.), furnishings, and pools. 3) Repairs covered by insurance. 4) Non -permanent improvements. 5) Enclosing a front porch. 6) Installation of window or door security bars. 7) General interior home improvements and repairs. SECTION 5 — PROGRAM REQUIREMENTS AND APPLICATION PROCESS Program Requirements • All statements and representations made in the application must be correct in all material respects when made. 5 Any applicant requesting grant funding from this program will have their income verified by City staff and must supply the items listed below, and, if requested, any other income or employment documents that are not listed below: • If applicable, self-employed year to date profit and loss statements. • All pages of last two year's tax returns, with all schedules and W-2s11099(s). • Most recent and consecutive last two months of bank statements (with bank name and account number) (ALL PAGES, even if blank) for all household members with accounts. • If combined with a Home Rehabilitation Loan from the Economic Development and Housing Department, additional information may be required. Applicants that do not wish to have their income verified will automatically be disqualified from Program participation. • Color digital photographs of the existing structure exterior, showing all sides of the building, must be provided with application. • An estimated detailed budget must be provided on the attached project budget form (Attachment A). • Work required to be performed by licensed contractors. Applicants are asked to provide up to three quotes, however a single quote from a licensed contractor is acceptable if pricing is in line with industry standards and vendor availability make it difficult to complete the project in a timely manner. All quotes must include a complete description of the materials to be used. The CRA Director or their designee may require additional quotes beyond the minimum required when deemed necessary to ensure reasonableness, competitiveness, or compliance with program requirements. Circumstances that may trigger a request for additional quotes include, but are not limited to: Project costs that appear inconsistent with industry standards or recent comparable projects; o Limited availability of qualified vendors or potential conflicts of interest; or o Substantial changes to the project scope or materials after the initial quote is submitted o If work is performed by non -licensed workers, then only materials purchased will be eligible for grant funds, unless the work performed was required to be performed by a licensed individual per City codes. • Portions of the project costs not funded by the requested grant must be provided by Owner funding. Owner funding may consist of bank loans, lines of credit, a Home Rehabilitation Loan from the city's Economic Development and Housing Department, and owned assets (Owner Equity), etc. • Owner must demonstrate their source of the Owner Funding and their ability to meet the financial obligations of the Program prior to Program approval. • Proceeds from other City -managed financial assistance programs may be used as Owner Equity to satisfy the Owner Funding requirements of this Program and may be used to assist with funding of remaining portion of larger improvement project. Grant funds cannot be used as Owner Equity to satisfy the Owner Funding requirements of other City -managed financial assistance programs. Grant Application Process 6 • Submittal of an application does not guarantee a grant award. • Grant preference will be given to Applicants at or below 80% AMI, applicants 65 years of age and above, and the disabled. • Completed applications that meet all the Program requirements will be reviewed by the CRA Director. • The CRA Director will approve or deny applications based on the criteria set forth in this document. • Incomplete applications will not be considered submitted until all required documentation has been submitted to Community Redevelopment Agency Department staff. • All construction/design contracts will be between the Applicant and the contractor/design professional. SECTION 6 — DISBURSEMENT POLICY AND PROCEDURE The grant is generally a reimbursement grant to the Applicant payable at time of project completion. However, at the request of the Applicant and upon approval from the CRA Director, up to fifty percent (50%) of the grant amount can be paid to the Applicant or the Applicant's licensed contractor(s) or vendor(s) ahead of project completion with no more than one payment every thirty (30) days. Requests for disbursement of project costs will be viewed as a single, completed package, unless other disbursement arrangements have been agreed to. Costs not included in the approved application budget will not be considered for disbursement. The CRA shall disburse grant funds within thirty (30) days of a fully completed reimbursement request. Unless otherwise agreed to in accordance with this section, a Finding of Project Completion shall be required to receive grant funding and such a finding will be issued when the following criteria are met: 1) The Applicant must demonstrate their ability to meet the financial match/obligations of the Program and any required community service has been completed by qualifying applicants. 2) Required documentation for disbursement of project costs must include: a. Copies of cancelled checks, certified checks or money orders of project costs, or credit card statements of project cost; b. Detailed invoices and paid receipts signed, dated, and marked "paid in full;" c. Name, address, telephone number of design professional(s), general contractor, etc.; and d. Photos of the project (before and after photos). 3) The Applicant must have obtained all necessary/required permits (e.g. zoning and building), passed all required inspections, and prior to final disbursement of funds received (if relevant) notice, in the form of a Certificate of Occupancy for the project demonstrating the legal occupancy of the project area. Any work performed without a permit that required a permit will not be eligible for grant funding. 7 SECTION 7 — GRANT EXPIRATION Applicants must receive a "Finding of Project Completion" within 365 calendar clays from the date of application approval. After the said 3 days, the grant will expire. An extension for the grant funds may be granted by the CRA Director for a good cause. It is the responsibility of the Applicant to request, in writing, from the CRA Director an extension of the grant approval before the expiration date. SECTION 8 — COMPLIANCE WITH THE CITY OF CLEARWATER ETHICS CODE The applicant will comply with all applicable City rules and regulations including the City's Ethics Codes. Moreover, each applicant to the Program acknowledges and understands that the City's Ethics Code prohibit City employees from receiving any benefit, direct or indirect, from any contract or obligation entered with the City. 8 SECTION 9 — APPLICATION 1) Applicant (Property Owner) Full Legal Name(s): l_C_) rQ JILk1t /l e Mailing Address:10a2 j . rfin Come- ki j cJI aii City/State/Zip: C1 carGi aterl FL 3,515.5, Phone Number:702 f_ 6g7. ,s69U E-mail AddressEhiainJon /63202.eei 2) Subject Property retail. Address comm my known as: [D -021A. C+tn L+/itr cidny�r Parcel Identification Number(s): IQ Cr- I5 -/0716-66B-63.24-- 3) / 1715-OJ6.3.24- 3) Project description, scope of work to be performed, sketch plans and specifications detailing the scope of work (provide attachment(s) if needed). (Applicant understands that depending on the project, certain city departments may require additional documentation, plans, etc. to properly review and approve the proposed project described in this application.) Suncietkr) ))J col ere -in iriundw-t hili9e LJindeuu 5replaccri 9 10 4) Financial and Other Disclosures Annual Household Income: $41,A9.96 (income examples (not limited to the following): employment or self-employment income, Social Security, Pension, Disability, etc.) Household Size (total number of members residing in the home): # 2 1s the subject property current with: (if applicable) Property Tax Payments: If no, please explain n , Mortgage Payments: Yesl1/ If no, please explain Yes ✓ No (must provide copies of property tax payment) statement) nl No (must provide copies of mortgage Is the subject property Yes No current in compliance with City codes and regulations? If no, please explain Have you received a loan or grant assistance from a city-managed financial assistance program for a project at the subject property? Yes No ✓ If yes, please specify the program s), dates received, and the loan/grant amount(s) below or provide attachment(s). 11 1 Program Name: Date Received: Amount Received $ Program Name: Date Received: Amount Received $ 5) Amount of Grant Requested under this program:$a. 00D�/j f) Yes No 10 Attachment A - Project. Budget Form (Attach contractor/vendor estimates/quotes for consistency verification of items listed below. Contractor/vendor estimates/quotes improvement item descriptions and cost will supersede if improvement item descriptions and cost are listed different below. If more project budget form lines are need, Applicant may duplicate budget template below on separate sheet. If new Project Budget Form is created, write "See Attached in Line No. 1 below. For Applicant Ilse For staff use only - tine Item'No. Improvement(s) Item Description (Including construction materials;7aber,- permitting, other fees, etc.) Improvement(s) Cost Amount _ . Line Item Eligible' for Grant"Consideration. 'Yes/No . ' Cost Amount Eligible for g Grant 1 Fttstiat 4 * 4- `Jt� r-ptL�lt,a.a"� . pp.: $ c�t"f'/(Q o OC q•e/ $ 0�L1;(0iacaJ 2 C � J+-- -e $ $ 3 $ $ 4 $ $ 5 $ $ 6 $ $ 7 $ $ 8 $ $ 9 $ $ 10 $ $ 11 $ $ 12 $ $ 13 $ $ 14 $ $ 15 $ $ 16 $ $ 17 $ • Total Improvement(s) Cost Amount _ $ ^^ c7C1 IX•�g'. Total,Cost Amount Eligible for Grant . Consideration ._ $ a(4:(n,7t 'Line.No. ; p: ;.c.__ : F..orStaff-UseOnty...._ .._ _. _ __r_`._ --'. "'1• • ,. Total"Cost�Amount Eligible for Consideration (from "Attachment A' above andlor from' sattached.contractorlestiniateslquotes.. ...x ., _ _ . 2 Amount;of, Grant,Requested under this program (Section 9 questwon 5 of Application) __ w � ,,(p"l _3' either Line No 1 oeNo 2:Y tower onetary,,value from r.Lm :Enterthe amount with the m $ ia7 Aril 4 Enter required Applicant Contribu%tion/Match (5contribution/matbti see/Section`3 of Grant Prograrri} $ 5 Subtract Llne'No. 4sfrom'Line No. 3 and enter amount, - / �3.4�f o t 6 ___. _..� Enter value of eligible community• service hours for• contribution! atch waiver, if applicable.: ` , (See Section 3' of Grant'Program for value of service hou s Numberofservice.hours=approvedlby,CRA•Directo i _ P)A. j $ ca �; 33 fi_ i 7Add Line No 6 to,amount m Line No 5 and enter amount' _�$:9 a ' 8 , Enter amount from. Line No 7. This:lseligibte grant award amount to enter hi approval letter ; oZ.U"�c0 11 PLEASE NOTE: For multiple signers: This Application may be executed in one or more counterparts, each of which when executed and delivered, shall be an original, but all such counterparts shall constitute one and the same instrument. I ACKNOWLEDGE THAT I HAVE RECEIVED AND UNDERSTAND THE GRANT GUIDELINES HEREIN ABOVE STATED. IN ADDITION, BY EXECUTING THIS APPLICATION, I ACKNOWLEDGE THAT I AM LAWFULLY AUTHORIZED TO EXECUTE THIS APPLICATION AND THAT ALL INFORMATION AND STATEMENTS CONTAINED HEREIN AND ON ANY ATTACHEMENTS ARE TRUE, CORRECT, AND COMPLETE. I ACKNOWLEDGE THAT THE GRANT FUNDS I MAY RECEIVE ARE TAXABLE INCOME AND THAT AT THE END OF THE YEAR I WILL RECEIVE A 1099 FOR ANY GRANT FUNDS DISBURSED. ,641444-K, A,,l'licant Sign rt re Aq hbaIR Date ElZa 1r ck �o hrSotl Printed Name ANTONIO LOM3ARDOZZI - • Notary Public . State of Florida VS. -L.7.77...." Commission. o HH 60Qtta My Comm. Expires Jan 29. 2029 Mall or hand deliver completed application form to: Community Redevelopment Agency City of Clearwater / 100 S. Myrtle Avenue, Clearwater, FL 33755 For question call the Community Redevelopment Department at 727-562-4039 12 Form A9 (Rev. March"2024) Department of the Treasury Internal Revenue Service c Request for Taxpayer ldentification.Number and Certification Go to www.irs.govlFormW9 for instructions and the latest information. Give'form tis the requester. Do not .send .to the IRS. Before you begin. For guidance related t� thepitrpose of Form W-9, see Piirpose of Form; below:. 1 Name of entity fndi'vidual, Arhentry is required., (Fora sole proprietor. or disregaided e tity. enter the owrie name dri line 1. arid enter, the bustness/disregarded IL„51L 1 i_164 2 Business name/disregarded entity name, if•different.from above; .entity's name on71he2,) a, 3a Check the appropriate box for4ederal tax classification df the entityrindividual•whase name is entered on line 1. Check c only one of the following seven boxes. Uc lndividuaVscie proprietor ❑ C corporation ❑ S corporation ❑ Partnership ❑ • Trust/estate .rn v a E o ra ab if an line 3a you checked "Partnership". or "Trust/estate;" or checked °'LLC" and entered "P" as•{ts tax classification. and you are providing this.form to a.partnershtp,.trtrst, or estate•in which you have an of nterehip tntereet, check this box if you•haye any foreign partners,.bwners, or berieQelaries;.See iristreicticns . . •••• . . . . . ❑ LLC. Enter the•tax cfassifcation (C=.0 corporation, S = S corporation, P = Partnership) . . . •Note: Cheek the "LLC" box above and, in the entry"space; enter the appropriate code (C. S: or P) for the tax classification of the:LC.,unless•it.is'a disregarded• entity, A.disregaided entity should instead check the appropriate box•forthe tax classification oiits.awner. ❑ Other (see Instructions) m w. 4 Exemptiona•(code's applyonly to' •ceitaln:entities, riot individuals; see instnfi:tlons on page 31;. Exemptpayea.code (If any) Exemption from Foreign Account Tax . Compliance Act{FATCA).reporting code (f any) (Applies.to accounts marrrtairied ptitside the United States.) _(numb r, reeand apt. or suite nee inst�o%�� i7 state. and ZIP qO rJ FL .1575_5 Requester's nameand address.{optional) 7 List accountnumber(s) here (optional) UM Taxpayer Identification Number {TIN} Enter yourtIN In the appropriate box: The.TIN provided mustmatch..the name given on line 1 to avoid backup;withhoiding. For individuals, this. Is.generally your social security number (SSN). However, for a resident Oen, sole proprietor, or disregarded•entity, see the instructions` for Part I, later. For.other • entities, it is your employer identification number (E1N), if -you do not have a number, see Flow to get a TIN, Tater.. Nate; If the account is In more:than.one name, seethalnstructibrts for line i. See•also What Name•and NurriberTo Give.the Requester for guidelines.pn whose number to enter. - Social security number Employer IdentitFcatlon number kg= Certification Under penalties of perjury,.lcertify that: 'i. The number shown on this form is my correct taxpayer identification number for am waiting for a number to•be issued to me; and •2: I am .not subject to backup withhoiding.because (a) 1 am exempt from backup withholding, or (b) 1 have nOf been.notified by the lhtemal.Revenue Service' ORS) that.I am subject • to. backup withholding as a.resultof a failure to report ail interest or dividends, or (c).the IRS has notified me'that.1 am no 'longer subject to backLrp.withholding; and • •3. I am a IJ.S.;citizen•or other U.S.. person (defined be16w); and .4. The FATCA:code(s) :entered on this forfn•(if any) indicating that 1' am exempt from FATCA reporting is correct. Certification instructions. You must cross out item.. abode if you have been notified by the IRS that you are.currentty subject to backup withholding because you iiave•failed to report all interest and dividends on your tax•return. For real estate transactions, item 2•does notapply. For mortgage interest paid, acquisition'or abandonrrient of. secured property, caricellation:of debt; contributions to an individual retirerneht arrangement (IRA), and,.gerteralty;`payments other then interest and dividends, you are net required to sign the•certification, but you•must provide your correct TIN. See the instructions far Part 1i, later. . Sign Signature of Here U.s. person C l7' r lYl. Date I'/9 � a � /� 0 cR 1tl General Instruct o ns •• Section referencesare to the Interna( Revenue Code unless otherwlse noted. Future developments. For the latestinformationabout developments related to,Farm W-9 and its instructions, such as legislation enacted after they were published, go to www ire gov/F,ormW9: What's New Lin0a has been modified to -clarify how a disregarded entity completes this line. An LLC that is.a disregarded'entity should cheokthe •appropriate:box for the tax classification of its owner, Otherwise, it should cheok'ttie: "LLC" box and enter its appropriate tax classification. New line 2b has been added to.this.form. Allow -through .enfhtq is required to complete this line to indicate that &has direct or indirect foreign. partners,• owners,.or beneticiaries when it. provides the Form.W-9 to another flow-through. entity. in which it has an•ownership interest..This change is intended to provide a'i1ow-through.etitity with. information regarding the:status.of its indirect foreign partners. owners, or beneficiaries,'so thatit. applicable reporting requirements. For example, a partnership that has any indiredtforeign partners. may be required to complete Schedules K-2 and K-3, See. the Partnership Instructions forSchedules K-2 and.K-3 (Form 1065): Purpose. of•Form An individual or entity (Farm W-9 requester)'who is required to file' an information •return• with the IRS is•giiving. you this form because they Car. No. 10231X. Forrri.W-9 (Rev. 3-2924) THE OFFICIAL SITE OF THE FLORIDA DEPARTMENT OF BUSINESS & PROFESSIONAL REGULATION d ONLINE SERVICES Apply for a License Verify a Licensee Deoartrnent of Business & Processional Regulation View Food & Lodging Inspections File a Complaint Continuing Education Course Search View Application Status Find Exam Information Unlicensed Activity Search AB&T Delinquent Invoice & Activity List Search HOME CONTACT US MY ACCOUNT LICENSEE SEARCH OPTIONS 2:55:09 PM 7/30/2026 Data Contained In Search Results Is Current As Of 07/30/2026 02:53 PM. Search Results - 4 Records Please see our glossary of terms for an explanation of the license status shown in these search results. For additional information, including any complaints or discipline, click on the name. License Type Certified General Contractor Certified Building Contractor Name FAT FINGER CONSTRUCTION DBA LLC Name jype License Number/ Status/Expires Rank CGC1540520 Current, Active Cert General 08/31/2026 Main Address*: 11999 49Ty ST. N. CLEARWATER, FL 33762 FAT FINGER CONSTRUCTION DBA LLC CBC1263245 Current, Active Cert Building 08/31/2026 Main Address*: 11999 49tH ST. N. CLEARWATER, FL 33762 Certified FAT FINGEf' CRC1331998 Residential CONSTRUCTION DBA Cert Current, Active Contractor LLC Residental 08/31/2026 Main Address*: 11999 I H ST. N. CLEARWATER, FL 33762 Construction FAT FINGER Business CONSTRUCTION Primary Information LLC Business Info Main Address*: 1310 BOYLAN AVE CLEARWATER, FL 33756 Current Back New Search * denotes Main Address - This address is the Primary Address on file. Mailing Address - This is the address where the mail associated with a particular license will be sent (if different from the Main or License Location addresses). License Location Address - This is the address where the place of business is physically located. • �` FATFINGER CONSTRUCTION State Certified Building Contractor License # CBC1263245 State Certified Residential Contractor License # CRC1331998 Fat Finger Construction 11999 49th St. N. #105 Clearwater, FL 33762 Office (727) 289-2378 Kief Rosa Cell (727) 742-8420 davidpfatfingerconstruction.com kief@fatfingerconsruction.com RESIDENTIAL CONSTRUCTION CONTRACT This is a Contract for the construction and/or remodel of a residence between Fat Finger Construction, hereafter referred to as "CONTRACTOR (CBC 1263245 and CRC 1331998)" and Elzora Johnson, hereafter referred to as "OWNER". Homeowner Information: Elzora Johnson 1022 N Martin Luther King Jr Ave Clearwater, FL 33755 Email: Chauncey.johnson40@yahoo.com Ph. #(727) 687-8698 Elzora Ph. #(727) 290-5367 Chauncey DESCRIPTION OF WORK Contractor shall furnish all of the material and labor for the project and shall perform all of the work identified in the attached Proposal for the total of -S24 678:sAII labor, materials supervision, hauling of trash and taxes are included in the total amount referenced above. This Contract incorporates the attached proposal but is exclusive of all permits, plan review and inspections needed to comply with the scope of work. Those will be charged upon receipt of said services. Plans will need to be stamped by the Contractor engineer and paid for by the Owner. 1. Access crawl space and use hydraulic jacks alse_and:Je 7 I hOmein.sever_al-areas? $650 allowance for wood needed to shore up areas using several methods including shim, scabbing, INT INT etc. Additional wood needed for roached(rotted) beams.. Fat Finger not responsible for movement of floors, tile, or grout lines. 2. To include new wood needed for rotted beams under home. This will allow for scabbing existing beams with new wood to shore and allow for proper jacking. 3. Remove and haul off (5) w+ndows in home and install (5):PT white vinyl impact windows with Low E and argon gas. Windows are all single hung with screens to match newer windows in home. Lifetime warranty. 4. Permits are not included. PAYMENTS AND SCHEDULE In the event that the Owner shall fail to make any payment called for herein when the same shall become due, then and in that event, Contractor may elect to stop work without any penalty whatsoever, and may declare the entire balance due and payable and the same shall commence to draw interest at the highest legal rate per annum (18%), or 1.5% per month from the due date. The Owner agrees to pay any and all costs of the collections, including a reasonable attorney's fee, in the event the Owner defaults in the payment provisions set forth above. Should the Owner terminate the Contract prior to commencement of the work, Owner's deposit shall be wholly retained by Contractor in satisfaction of Contractor's preliminary costs. Total Project Amount $24,678 Initial Deposit $12,339 Payment on commencement $6,169.50 Payment on 60% completion $ Payment at Substantial Completion of Project $6,169.50 *Owner acknowledges and agrees that all change orders, if any, will be presented in writing to the Owner and monies are due upon the signed proposal of the change order work. All change orders are final. LIEN NOTICE — REVISED MANDATORY PROVISION FOR RESIDENTIAL CONSTRUCTION CONTRACTS ACCORDING TO FLORIDA'S CONSTRUCTION LIEN LAW (SECTIONS 713.001-713.37, FLORIDA STATUTES), THOSE WHO WORK ON YOUR PROPERTY OR PROVIDE MATERIALS AND SERVICES AND ARE NOT PAID IN FULL HAVE A RIGHT TO ENFORCE THEIR CLAIM FOR PAYMENT AGAINST YOUR PROPERTY. THIS CLAIM IS KNOWN AS A CONSTRUCTION LIEN. IF YOUR CONTRACTOR OR A SUBCONTRACTOR FAILS TO PAY SUBCONTRACTORS, SUB -SUBCONTRACTORS OR MATERIAL SUPPLIERS, THOSE PEOPLE WHO ARE OWED MONEY MAY LOOK TO YOUR PROPERTY FOR PAYMENT, EVEN IF YOU HAVE ALREADY PAID YOUR CONTRACTOR IN FULL. IF YOU FAIL TO PAY YOUR CONTRACTOR, YOUR CONTRACTOR MAY ALSO HAVE A LIEN ON YOUR PROPERTY. THIS MEANS IF A LIEN I5 FILED YOUR PROPERTY COULD BE SOLD AGAINST YOUR WILL TO PAY FOR LABOR, MATERIALS OR OTHER SERVICES THAT YOUR CONTRACTOR OR A SUBCONTRACTOR MAY HAVE FAILED TO PAY. TO PROTECT YOURSELF, YOU SHOULD STIPULATE IN THIS CONTRACT THAT BEFORE ANY PAYMENT IS MADE, YOUR CONTRACTOR IS REQUIRED TO PROVIDE YOU WITH A WRITTEN RELEASE OF LIEN FROM ANY PERSON OR COMPANY THAT HAS PROVIDED TO YOU A "NOTICE TO OWNER". FLORIDA'S CONSTRUCTION LIEN LAW IS COMPLEX AND IT I5 RECOMMENDED THAT YOU CONSULT AN ATTORNEY. INT INT TERMS AND CONDITIONS 1. INSURANCE: The Contractor shall furnish public liability insurance applicable to work performed under the Contract. 2. PROPERTY TITLE: The Owner warrants that he/she owns the land and residence upon which the Contractor is performing work or that he/she has full authority from the owner thereof, or any co-owner, to enter into this Contract and the Owner will indemnify and hold harmless the Contractor in all matters arising on this account. 3. PROPERTY ACCESS: The Owner shall grant the Contractor ample access area for equipment, personnel and materials delivered to the site, and the full use of water and electric power, and the right to store material and debris during the course of construction. Owner acknowledges full responsibility for clearance of the construction site and Owner hereby assumes the risk of any damage to person or property on the construction site, including but not limited to any property in the area of access or construction, above or below ground, grass, sod, sprinkler heads and irrigation pipes, wires, utilities, septic tanks, pipes, cables, shrubs, trees, fences, patios, sidewalks and driveways. 4. OWNER INCURRED EXPENSES: Owner shall not incur ANY expenses to be charged or back -charges to the Contractor, or credited against this Contract without first receiving written approval of the Contractor through a deductive change order. 5. WARRANTY: The Contractor represents and warrants to the Owner that Contractor's labor and services will be of good workmanship, quality, free from faults and defects, and in conformity with the specifications and this Contract, for a period of 365 days from final completion of the work. Within seventy-two (72) hours after Owner notifies Contractor in writing of a warranty claim, Contractor shall investigate and begin replacement or correction, at Contractor's sole discretion, of any warranty item for which Contractor may be responsible and provided the materials, supplies and equipment have been maintained in accordance with the recommendations and instructions of the Contractor. The Contractor will not be responsible for, nor will the Contractor repair or correct defects which are the result of an act of God, caused by third parties or circumstances or events beyond the control of the Contractor. The Contractor also warrants that all materials used in completing the installation contracted for will be new. Assemblies, which include, but are not limited to, heaters, pumps, motors, appliances, filters, standard fittings, materials or accessories purchased by the Contractor for use in the installation are guaranteed or warranted by the manufacturer thereof solely, and not by the Contractor. FURTHER, THE CONTRACTOR DOES NOT ASSUME ANY LIABILITY FOR WORK PERFORMED BY OTHERS, NOT A PART OF THIS CONTRACT. THERE ARE NO OTHER WARRANTIES, OF ANY FORM OR DESCRIPTION, EXPRESS OR IMPLIED, AS TO MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OTHER THAN AS EXPRESSLY SET FORTH HEREIN. ALL WARRANTIES, OTHER THAN AS HEREIN STATED, ARE HEREBY EXPRESSLY EXCLUDED EXCEPT AS REQUIRED BY LAW. NO CLAIM UNDER THE TERMS OF ANY WARRANTY SHALL BE ENFORCEABLE UNTIL THE FULL CONTRACT PRICE PLUS EXTRAS ARE PAID IN FULL. THIS WARRANTY IS NON -TRANSFERABLE INT INT BEYOND THE ABOVE CONTRACT OWNER. 6. BINDING EFFECT: This Contract shall be binding upon the heirs, administrators, executors, successors and assignees of the Owner. However, this Contract may not be assigned without the express written permission of the Contractor. 7. SAFETY: The Contractor shall not be responsible to the Owner for any damages arising out of the misuse of the facilities provided under this Contract. 8. SLAB LEAKS: It is the Owner's responsibility to secure a third -party leak detection company to ascertain the existence of a "slab leak". Owner agrees that Contractor is entitled to rely upon the expertise of the third party leak detection company and that Contractor shall have no responsibility or liability whatsoever. Unusual ground conditions, which may have caused the slab leak, may result in additional charges. Unusual ground conditions include, but are not limited to: ground water, exposed and/or hidden tree stumps/roots, rocks, clay, underground utilities, etc. In that event, extra costs will be computed and billed to the Owner in connection with the above-described construction problems and shall be paid by the Owner. 9. MEDIATION: Any claim arising out of or related to the Contract, except for payment claims by Contractor, shall be subject to informal mediation as an absolute condition precedent to the institution of legal or equitable proceedings by the Owner. Request for mediation shall be filed in writing with the other party to the Contract. Mediation shall proceed within 30 days from the date of the request for informal mediation. Owner expressly waives any right to venue in any action brought under, arising out of or related to this Contract or the work to be performed hereunder. 10. ENTIRE AGREEMENT: This six (5) page Contract, plus the incorporated Proposal, constitutes the entire agreement of the parties and may be changed only in a writing signed by both parties. 11. CHAPTER 558, FLORIDA STATUTES, NOTICE OF CLAIM: CHAPTER 558, FLORIDA STATUTES, CONTAINS IMPORTANT REQUIREMENTS YOU MUST FOLLOW BEFORE YOU MAY BRING ANY LEGAL ACTION FOR AN ALLEGED CONSTRUCTION DEFECT. SIXTY (60) DAYS BEFORE YOU BRING ANY LEGAL ACTION, YOU MUST DELIVER TO THE OTHER PARTY TO THIS CONTRACT A WRITTEN NOTICE, REFERRING TO CHAPTER 558, OF ANY CONSTRUCTION CONDITIONS YOU ALLEGE ARE DEFECTIVE AND PROVIDE SUCH PERSON THE OPPORTUNITY TO INSPECT THE ALLEGED CONSTRUCTION DEFECTS AND TO CONSIDER MAKING AN OFFER TO REPAIR OR PAY FOR THE ALLEGED CONSTRUCTION DEFECTS. YOU ARE NOT OBLIGATED TO ACCEPT ANY OFFER WHICH MAY BE MADE. THERE ARE STRICT DEADLINES AND PROCEDURES UNDER THIS FLORIDA LAW WHICH MUST BE MET AND FOLLOWED TO PROTECT YOUR INTERESTS. 12. FLORIDA STATUTES, SECTION 404.56: In accordance with Florida Statutes, Section 404.56, the following language must be included in every construction contract for a residential dwelling. "Radon Gas: Radon gas is a naturally occurring radioactive gas that, when it has accumulated in a building in sufficient quantities, may present health risks to persons who are exposed to it over time. Levels of radon that exceed federal and state guidelines have been found in buildings in INT INT Florida. Additional information regarding radon and radon testing may be obtained from your county public health unit." 13. CONSTRUCTION INDUSTRY RECOVERY FUND, SECTION 489.1425: PAYMENT MAY BE AVAILABLE FROM THE CONSTRUCTION INDUSTRIES RECOVERY FUND IF YOU LOSE MONEY ON A PROJECT PERFORMED UNDER CONTRACT, WHERE THE LOSS RESULTS FROM SPECIFIC VIOLATIONS OF FLORIDA LAW BY A STATE -LICENSED CONTRACTOR. FOR INFORMATION ABOUT THE RECOVERY FUND AND FILING A CLAIM, CONTACT THE FLORIDA CONSTRUCTION INDUSTRY LICENSING BOARD AT THE FOLLOWING ADDRESS AND TELEPHONE NUMBER: Department of Business and Professional Regulation 1940 Monroe Street Tallahassee, FL 32399 (850)487-1395 14. MISCELLANEOUS: The Contractor agrees to perform the terms and conditions of this agreement in a professional workmanlike manner, and it is expressly agreed and understood by the parties that any and all alterations, corrections, punch list items and/or warranty claims if any, will become the obligation of the Contractor only after full payment of the total Contract price, plus change orders. THIS AGREEMENT ISA BINDING CONTRACT BETWEEN THE OWNER AND CONTRACTOR AND INCLUDES ALL THE TERMS OF THE ENTIRE AGREEMENT BETWEEN PARTIES. THERE ARE NO OTHER ORAL OR WRITTEN AGREEMENTS, WARRANTIES OR REPRESENTATIONS WHICH FORM ANY PART OF THE AGREEMENT. ANY REPRESENTATION NOT EXPRESSLY SET OUT IN THIS AGREEMENT IS NOT MATERIAL AND/OR HEREBY EXPRESSLY WAIVED. Dated this day of , 2025. Owner: By: Fat Finger Construction: By: INT INT Elzora Johnson 1022 N, Martin Luther King Jr Ave Uea.rwater, FL 33755 RE: Request for Match Waiver November 26th, 2025 Dear Mr. Jesus Nino,. CRA Executive Director I am writing to respectfully request a waiver for the applicant match/community service requirements due to my physical limitations. I am unable to complete community service hours due to medical conditions.. In addition,. X ani -the only legal resident in my household which further limits. my. options for community service. Please do not hesitate to canta.ct me with any additional questions. Thank you in advance for your approval.. Sincerely, Eliora Johnson RE: Letter of Intent to Varunteer CITY OF CLEARWATER COMMUNITY REDEVELOPMENT AGENCY POST OFFICE Box 4748, CLEARWATER, FLORIDA 33758-4748 600 CLEVELAND STREET, CLEARWATER, FLORIDA 33755 TELEPHONE (727) 562-4039 As part of the North Greenwood Community Redevelopm t Agency (NGCRA) Commercial Grant Program, you are making a commitment to complete volu teer hours in order to waive the financial match portion o the grant. This letter serves as a formacknowledgment of your commitment to complete this vo nteer requirement. Applicant Name: Organization: Address: Contact Person: Contact Number/Email: Brief Description of Role: Total Volunteer Hours Req red: Please Note: In the eve . the Applicant is able to complete or provide the amount of hours agreed to in the application, the equired contribution hall be reduced by the monetary value of the number of hours actually provieed. Volunteer Com • itment By signing, yo confirm your intent to complete the re uired volunteer hours to fulfill the volunteer match fort - North Greenwood Commercial Grant. Upo ' completion, our organization may verify your service. Print N . me: Signat re: Date: CRA Staff Signature: Date: Ryan Cotton, Councilmember Mike Mannino, Councilmember Bruce Rector, Mayor David Allbritton, Councilmember Lina Teixeira, Councilmember "Equal Employment and Affirmative Action Employer"