The URL can be used to link to this page

RESIDENTIAL EXTERIOR IMPROVEMENT GRANT AGREEMENT - NG-R-26-04RESIDENTIAL EXTERIOR IMPROVEMENT GRANT T AGREEMENT NG -R-26-04 This Residential Exterior Improvement Grant Agreement (this "Agreement") is made as of Al VOA 11) 20` 4o (the "Effective Date"), by and between THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF CLEARWATER, FLORIDA, a public body corporate and politic of the State of Florida created pursuant to Part III, Chapter 163, Florida Statutes (the "Agency"), and Brenda Evans, an individual (the "Applicant ")(collectively the Agency and the Applicant are the "Parties"). WITNESSETH: WHEREAS, the Agency was created to implement community redevelopment activities' as provided in the Florida Community Redevelopment Act of 1969 (the "Act") codified at Chapter 163, Part III, Florida Statutes; and WHEREAS, on January 12, 2023, the Agency adopted the North Greenwood Community Redevelopment Area Plan (the "Plan"); and WHEREAS, in furtherance of the Plan, the Agency has established the Residential Exterior Improvement Grant Program (the "Program") to rehabilitate single-family homes,improve property conditions, aesthetics, reduce housing cost burden, and aid in the elimination of slum and blight in the North Greenwood Community Redevelopment Area (the"Redevelopment Area"); and WHEREAS, the Agency has approved a grant to the Applicant in an amount not to exceed eleven thousand seven hundred seventy dollars and 63/100 cents ($11,770.63) in financial assistance under the Program to provide exterior improvement assistance to the property located at 704 Pennsylvania Ave., Clearwater, FL 33755 (the "Property"). The grant is intended for a replacement roof at the Property (the "Project") as further detailed in the Applicant's grant application and plan specifications attached hereto as Exhibit "C" (the "Specifications"); and WHEREAS, the Agency finds that providing financial assistance for the exterior improvement of the Property is a permissible use of the Agency's funds; and WHEREAS, the Agency finds that the Project comports with and furthers the goals, objectives, and policies of the Plan. NOW, THEREFORE, in consideration of the mutual promises and covenants contained herein, the Parties hereby agree as follows: I. GENERAL 1. Recitals. The foregoing recitals are true and correct and are incorporated in and form a part of this Agreement. 2. Purpose of Agreement. The purpose of this Agreement is to further the implementation of the Plan by the completion of the Project. 1 3. Legal Description. The legal description for the Property is attached hereto as Exhibit "A". II. APPLICANT WARRANTIES AND RESPONSIBILITIES 1. Development of the Project. The Applicant shall complete the Project in accordance with the Specifications and the grant application. The Applicant shall complete all Project work within one hundred and eighty (180) days from the date of application approval. Such completion shall be evidenced by receipt of a Finding of Project Completion from the Agency. A Finding of Project Completion shall be granted in accordance with the criteria contained in the Agency's Residential Exterior Improvement Grant Policy attached hereto as Exhibit "B" (the "Policy"). For purposes of this Agreement, the date of application approval shall be the Effective Date. 2. Applicant's Project Contribution. As a condition of receiving reimbursement grant funding from the Agency, the Applicant shall provide one thousand nine hundred eight dollars and 76/100 cents ($1,908.76) in monetary contribution (the "Monetary Contribution") toward the Project. Evidence of expenditure of the Monetary Contribution towards the Project shall be submitted to the Agency's satisfaction before disbursement of the Agency's grant funding. Notwithstanding the foregoing, the Applicant may have the Monetary Contribution reduced if the Applicant completes certain community service acts in accordance with the Policy. The Applicant has agreed to complete seven (7) hours of community service ("Hours") reducing the Monetary Contribution to nine hundred fifty-four dollars and 38/100 cents ($954.38) (the "Reduced Contribution"). In the event the Applicant is unable to provide the number of Hours agreed to herein, the Reduced Contribution shall be calculated only by the number of Hours actually provided. The difference between the Monetary Contribution and the Reduced Contribution shall be added to the balance of the Applicant's available grant funds. For avoidance of doubt, the amount that can be added to the Applicant's available grant funds is the amount of money that is subtracted out of the Monetary Contribution for the completion of Hours to calculate the Reduced Contribution. Proof of completion of Hours shall be provided to the Agency before release of grant funds. 3. Warranties of the Applicant. The Applicant warrants that the following information is true and correct: a. The Applicant is the owner of the Property; b. A single-family home is located on the Property; c. The Property is located in the Redevelopment Area; d. The Property is the primary residence and legal homestead of the Applicant or meets an alternative qualification under the Policy; e. The Applicant is current on their property taxes for the Property or a payment plan has been approved by the Director; 2 f. The Applicant is current on all mortgage payments or has provided documentation to the CRA evidencing a payment plan that is to the CRA's satisfaction, if applicable; g. The Property has no . outstanding code enforcement or building code violations or the Applicant has made the Agency aware of such violations and the Agency has agreed to allow the Project to move forward as the renovations will remediate any violations; and h. The Property has not received a grant from the Agency in the preceding thirty-six (36) months prior to the Effective Date. III. AGENCY RESPONSIBILITIES 1. Grant Funding. The Agency shall reimburse the Applicant for the Project's eligible costs up to a base amount of ten thousand eight hundred sixteen dollars and 25/100 cents ($10,816.25). Depending upon the number of Hours completed or a waiver of the community service option pursuant to the Policy, the Applicant may receive up to an additional nine hundred fifty-four dollars and 38/100 cents ($954.38) in grant funds for a total grant not to exceed eleven thousand seven hundred seventy dollars and 63/100 cents ($11,770.63) (the "Grant Funds"). The Grant Funds shall be payable within thirty (30) days of receipt of a fully completed reimbursement request after the issuance of a Finding of Project Completion by the Agency assuming the Applicant has also complied with Section II of this Agreement where applicable. 2. Upon agreement between the Agency and the Applicant, the Agency may provide the Grant Funds directly to any approved licensed contractor or vendor in lieu of providing the Grant Funds to the Applicant. Notwithstanding Paragraph 1 of this section, The Agency's director (the "Director") may allow earlier draw requests of the Grant Funds to approved licensed contractors or vendors in accordance with the Policy. However, the Grant Funds disbursed to a contractor or vendor shall not be disbursed more frequently than once every thirty (30) days. The Parties understand and agree that nothing in this Agreement creates any contractual relationship between the Agency and any contractor or vendor and the Agency shall not be liable for any monies owed to any contractor or vendor. The ability of the Agency to pay the contractor or vendor directly is only for the sake of convenience to the Applicant and the Applicant remains exclusively liable for any funds owed to the contractor or vendor. 3. If the Director determines that a reimbursement request does not meet the requirements of this Agreement or the Policy, then the Parties agree that the Agency shall not owe any monies to the Applicant for the requested reimbursement, the Applicant shall have no recourse against the Agency, and the Director's decision shall be final without any means of appeal. IV. APPLICANT DEFAULT 1. Failure to Timely Complete the Project. If the Applicant fails to obtain a Finding of Project Completion within three hundred sixty-five (365) days of the date of application approval, then the Parties agree that the Applicant shall be in default under this Agreement without notice or opportunity to cure the default. An extension to this timeframe may be 3 granted by the Director for good cause if the Applicant submits a written request for such an extension before the expiration of the three hundred sixty-five (365) day period. 2. Other Events of Default. In addition to the foregoing event of default, the occurrence of any one or more of the following events after the Effective Date shall also constitute an event of default by the Applicant: a. The Applicant makes a general assignment for the benefit of its creditors, or admits in writing its inability to pay its debts as they become due or files a petition in bankruptcy, or is adjudicated a bankrupt or insolvent, or files a petition seeking any reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief under any present or future statute, law or regulation or files an answer admitting, or fails reasonably to contest, the material allegations of a petition filed against it in any such proceeding, or seeks or consents to or acquiesce in the appointment of any trustee, receiver or liquidator of the Applicant or any material part of such entity's properties; b. Within sixty (60) days after the commencement of any proceeding by or against the Applicant seeking any reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief under any present or future statute, law or regulation, such proceeding shall not have been dismissed or otherwise terminated, or if, within sixty (60) days after the appointment without the consent or acquiescence of the Applicant or any trustee, receiver or liquidator of any such entities or of any material part of any such entity's properties, such appointment shall not have been vacated; or c. A breach by the Applicant of any other term, condition, requirement, or warranty of this Agreement or the Policy. 3. Agency's Remedy Upon Certain Applicant Default. In the event of default and if the Applicant has failed to cure the default within the allotted time prescribed under Section IV, Paragraph 4 (if applicable), then the Parties agree that: a) this Agreement shall be null and void; b) that the Agency will have no further responsibility to the Applicant, including the responsibility to tender any remaining amounts of the Grant Funds to the Applicant; and c) that if the Agency has tendered any of the Grant Funds to the Applicant, the Agency shall be entitled to the return of all the Grant Funds plus default interest at a rate of ten percent (10%) starting from the date of default. The remedial provisions shall survive the termination of this Agreement. 4. Notice of Default and Opportunity to Cure. The Agency shall provide written notice of a default under Section IV, Paragraph 2 of this Agreement and provide the Applicant thirty (30) days from the date the notice is sent to cure such a default. This notice will be deemed received when sent by first class mail to the Applicant's notice address or when delivered to the Applicant if sent by a different means. V. MISCELLANEOUS 4 1. Notices. All notices, demands, requests for approvals, or other communications given by either party to another shall be in writing, and shall be sent to the office for each party indicated below and addressed as follows: To the Applicant: Brenda Evans 704 Pennsylvania Ave. Clearwater, FL 33755 To the Agency: Community Redevelopment Agency of the City of Clearwater P.O. Box 4748 Clearwater, Florida 33758 Attention: Executive Director with copies to: City of Clearwater P.O. Box 4748 Clearwater, Florida 33758 Attention: Clearwater City Attorney's Office 2. Unavoidable Delay. Any delay in performance of or inability to perform any obligation under this Agreement (other than an obligation to pay money) due to any event or condition described in this section as an event of "Unavoidable Delay" shall be excused in the manner provided in this section. 3. "Unavoidable Delay" means any of the following events or conditions or any combination thereof: acts of God, acts of the public enemy, riot, insurrection, war, pestilence, archaeological excavations required by law, unavailability of materials after timely ordering of same, building moratoria, epidemics, quarantine restrictions, freight embargoes, fire, lightning, hurricanes, earthquakes, tornadoes, floods, extremely abnormal and excessively inclement weather (as indicated by the records of the local weather bureau for a five year period preceding the Effective Date), strikes or labor disturbances, delays due to proceedings under Chapters 73 and 74, Florida Statutes, restoration in connection with any of the foregoing or any other cause beyond the reasonable control of the party performing the obligation in question, including, without limitation, such causes as may arise from the act of the other party to this Agreement, or acts of any governmental authority (except that acts of the Agency shall not constitute an Unavoidable Delay with respect to performance by the Agency). An application by any party hereto for an extension of time pursuant to this section must be in writing, must set forth in detail the reasons and causes of delay, and must be filed with the other party to this Agreement within thirty (30) days following the occurrence of the event or condition causing the Unavoidable Delay or thirty (30) days following the party becoming aware (or with the exercise of reasonable diligence should have become aware) of such occurrence. The party shall be entitled to an extension of time for an Unavoidable Delay only for the number of days of delay due solely to the occurrence of the event or condition causing such Unavoidable Delay and only to the extent that any such occurrence actually delays that party from proceeding with its rights, duties and obligations under this Agreement affected by 5 such occurrence. In the event the party is the Applicant then the Director is authorized to grant an extension of time for an Unavoidable Delay for a period of up to six (6) months. Any further requests for extensions of time from the Applicant under this section must be agreed to and approved by the Agency's Board of Trustees. 4. Indemnification. The Applicant agrees to assume all inherent risks of this Agreement and all liability therefore, and shall defend, indemnify, and hold harmless the Agency and the City of Clearwater, Florida, a Florida municipal corporation ("the City"), and the Agency's and the City's officers, agents, and employees from and against any and all claims of loss, liability and damages of whatever nature, to persons and property, including, without limiting the generality of the foregoing, death of any person and loss of the use of any property, except claims arising from the negligence of the Agency, the City, or the Agency's or the City's agents or employees. This includes, but is not limited to, matters arising out of or claimed to have been caused by or in any manner related to the Applicant's activities or those of any approved or unapproved invitee, contractor, subcontractor, or other person approved, authorized, or permitted by the Applicant whether or not based on negligence. Nothing herein shall be construed as consent by the Agency or the . City to be sued by third parties, or as a waiver or modification of the provisions or limits of Section 768.28, Florida Statutes, or the Doctrine of Sovereign Immunity. 5. Assignability; Complete Agreement. This Agreement is non -assignable by either party and constitutes the entire Agreement between the Applicant and the Agency and all prior or contemporaneous oral and written agreements or representations of any nature with reference to the subject of this Agreement are canceled and superseded by the provisions of this Agreement: 6. Applicable Law and Construction. The laws of the State of Florida shall govern the validity, performance, and enforcement of this Agreement. This Agreement has been negotiated by the Agency and the Applicant, and the Agreement, including, without limitation, the exhibits, shall not be deemed to have been prepared by the Agency or the Applicant, but by all equally. 7. Severability. Should any section or part of this Agreement be rendered void, invalid, or unenforceable by any court of law, for any reason, such a determination shall not render void, invalid, or unenforceable any other section or part of this Agreement. 8. Amendments. This Agreement cannot be changed or revised except by written amendment signed by the Parties. 9. Jurisdiction and Venue. For purposes of any suit, action or other proceeding arising out of or relating to this Agreement, the Parties do acknowledge, consent, and agree that venue thereof is Pinellas County, Florida. Each party to this Agreement hereby submits to the jurisdiction of the State of Florida, Pinellas County and the courts thereof and to the jurisdiction of the United States District 6 Court for the Middle District of Florida, for the purposes of any suit, action or other proceeding arising out of or relating to this Agreement and hereby agrees not to assert by way of a motion as a defense or otherwise that such action is brought in an inconvenient forum or that the venue of such action is improper or that the subject matter thereof may not be enforced in or by such courts. If, at any time during the term of this Agreement, the Applicant is not a resident of the State of Florida or has no office, employee, agency, registered agent or general partner thereof available for service of process as a resident of the State of Florida, or if any permitted assignee thereof shall be a foreign corporation, partnership or other entity or shall have no officer, employee, agent, or general partner available for service of process in the State of Florida, the Applicant hereby designates the Secretary of State, State of Florida, its agent for the service of process in any court action between it and the Agency arising out of or relating to this Agreement and such service shall be made as provided by the laws of the State of Florida for service upon a nonresident; provided, however, that at the time of service on the Florida Secretary of State, a copy of such service shall be delivered to the Applicant at the address for notices as provided in Section V, Paragraph 1. 10. Termination. If not earlier terminated as provided in this Agreement, this Agreement shall expire and shall no longer be of any force and effect three hundred sixty-five (365) days from the anniversary of the date of application approval. IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed on the date and year first above written. 7 (CRA SIGNATURE PAGE) Approved as to form: Matthew J. Mytych, Esq. CRA Attorney Date: 3l! COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF CLEARWATER, FLORIDA, a public body corporate and politic of the State of Florida. By: 8 Jesus Nino CRA Executive Dir c/� Date: —27 Attest: Rosemarie Call City Clerk Date:Afikel4 L(j da1GP STATE OF FLORIDA ) COUNTY OF PINELLAS ) (APPLICANT SIGNATURE PAGE) APPLICANT: 1337:-61-0440,-- J 0-A4 Print namerern d a. E.,4 O�V15 Title: 10 d; 07 du a( Date: -`t-- 20 cZZa The foregoing ins.Innent was acknowledged before me by means notarization, this 9 day of In C - ,t- , 2026 by personally known to me or who has/have produced a driver's license as identification. ysical presences�or 0 online b,` lio 0 is/are (NOTARIAL SEAL) VicIde L Shire Comm.: HH 630592 ; BiOlres: Jan. 26,a 029 ,sr, Notary Public • State of 9 U3A-1/ Notary Public, State • f Florida Name of Notary: My Commission Expires: My Commission No.: EXHIBIT "A" LEGAL DESCRIPTION Lot 4 and the West 45 feet of Lois 5 and 6, Block 8, PINECREST SUBDIVISION, as recorded in Plat Book 1, Page 66, Public Records of Pinellas County, Florida. 10 EXHIBIT "B" RESIDENTIAL EXTERIOR IMPROVEMENT GRANT PROGRAM POLICY 11 RESIDENTIAL EXTERIOR IMPROVEMENT GRANT PROGRAM APPLICATION FORM City of Clearwater Community Redevelopment Agency North Greenwood Community Redevelopment Area TABLE OF CONTENTS SECTION 1 — PROGRAM GOAL 1 SECTION 2 — PURPOSE AND INTENT 1 SECTION 3 — AVAILABLE ASSISTANCE AND PROGRAM ELIGIBILITY 2 SECTION 4 — ELIGIBLE RESIDENTIAL IMPROVEMENTS SECTION 5 PROGRAM REQUIREMENTS AND APPLICATION PROCESS SECTION 6 — DISBURSEMENT POLICY AND PROCEDURE SECTION 7 — GRANT EXPIRATION SECTION 8 — COMPLIANCE WITH THE CITY OF CLEARWATER ETHICS CODE SECTION 9 — APPLICATION SECTION 10 — ELIGIBLE CRA AREA MAP 4 5 7 7 8 9 13 Residential Exterior Improvement Grant Program Approved by the CRA Trustees July 15, 2024 Amended by the CRA Trustees April 28, 2025 Amended by the CRA Trustees January 12, 2026 Case Number: RESIDENTIAL EXTERIOR IMPROVEMENT GRANT PROGRAM The Program provides a matching grant of up to $25,000. SECTION 1 — PROGRAM GOAL The City of Clearwater (City) Community Redevelopment Agency (CRA) Residential Exterior Improvement Grant Program (Program) is designed to increase access to redevelopment funding for residential improvements to homesteaded single-family homes in the North Greenwood Community Redevelopment Area (NGCRA). The purpose of the Program is to rehabilitate single family homes, improve property conditions, aesthetics, reduce housing cost burden, and aid in the elimination of slum and blight. The focus of this Program is directed to the exterior improvement, and certain qualifying interior improvements, of residential properties to enhance neighborhood aesthetics and pride. SECTION 2 — PURPOSE AND INTENT The purpose of the Program is to support the implementation of the adopted North Greenwood Community Redevelopment Area Plan (Plan) in accordance with the Florida Community Redevelopment Act of 1969. Sections 163.330, et seq., Florida Statutes, by: 1) Carrying out plans for a program of voluntary or compulsory repair and rehabilitation of buildings or other improvements in accordance with the community redevelopment plan (Sections 163.370(2)(c)(5), Florida Statutes). 2) Reducing the percent of households that are housing cost burdened (Plan Section 3.2, Goals and Objectives, Goal 4 Housing Affordability, Objectives, page 94). 3) Prioritizing keeping existing residents in their homes through funding for addressing property maintenance and building code issues and reducing visual blight (Plan Section 3.3, Redevelopment Policies, Housing, page 95). 4) Developing grant programs to improve the exterior and interior of blighted properties (Plan Section 4.5, Plan Implementation, Table 15, Goal 1 Policy Implementation: Public Safety, page 134)., 5) Developing programs to encourage neighborhood pride in yard and home appearance (Plan Section 4.5, Plan Implementation, Table 15, Goal 1 Policy Implementation: Public Safety, page 136). 6) Providing emergency assistance funds for low-income residents for life safety home repairs and renovations to accommodate physical disabilities (Plan Section 4.5, Plan Implementation, Table 15, Goal 4 Policy Implementation: Housing Affordability, page 140). 7) Creating a grant program to reduce blight through the repair and preservation of historic homes (Plan Section 4.5, Plan Implementation, Table 15, Goal 4 Policy Implementation: Housing Affordability, page 142). 8) Creating value for the citizens of Clearwater and improving the NGCRA by (themes stressed throughout the NGCRA and City's Strategic Plans): a) Promoting a resident and neighborhood friendly atmosphere; b) Promoting economic development and neighborhood revitalization; c) Incentivizing property owners to enhance and sustain the values of their property; d) Creating a more inviting and visually appealing atmosphere; and e) Instilling a greater sense of place and civic identity. f) 3.1 Support neighborhood identity through services and programs that empower community pride and belonging. g) 3.2 Preserve community livability through responsible development standards, proactive code compliance, and targeted revitalization. It is not the intent of the CRA to engage in any rehabilitation activity that requires vacating property or displacing any residents from property. Moreover, this Program does not assist in temporary relocation cost or the development of new construction projects. Rather, it is to rehabilitate existing single-family structures. SECTION 3 — AVAILABLE ASSISTANCE AND PROGRAM ELIGIBILITY The Program provides a matching grant, as specified below, of up to $25,000 to assist applicants with exterior home repairs. Program assistance is based on family size and income limits, which are subject to change from time to time. Applicants with Household incomes that exceed 120%Area Median Income (AMI) do not qualify for this Program. Applicant will match the grant amount by the percentages listed below: Area Median Income % Applicant Contribution/Match 0-120% 5%* Above 120% Not eligible for grant. *Match may be waived at the rate of one hour of community service per $150 of approved grant amount and will be added back into the total grant amount not to exceed $25,000. (Community Service must be performed by Applicant, or anyone over 18 years of age legally residing in the home, within the NGCRA boundary and through a tax-exempt not-for-profit organization recognized by the CRA or City of Clearwater. Community service must be performed without pay or compensation from the not-for-profit organization, and/or for the City of Clearwater with the NGCRA and service must be performed in full hour increments rounding up to the nearest whole hour. Scope.of community service must be pre -approved, by the CRA Director, or designee, prior to commencement. In addition, said community service must be performed prior to release of grant funds.) The CRA Director may waive; or reduce, on a case-by-case basis, the community service provision for certain individuals with disabilities, including age related disabilities, or other verifiable hardships, that prevent the Applicant, and anyone over 18 years of age legally residing in the home, from performing community service. The amount of the reduction or waiver can be added back to the total grant amount not to exceed $25, 000. 2 The grant is a reimbursement grant payable to the homeowner upon completion of the project receiving funding. The applicant is responsible for paying the contractor and must submit acceptable proof of payment. Partial reimbursements may be considered for work completed in phases; however, reimbursements for contractor payments shall not occur more than once every thirty (30) days, unless otherwise approved by the CRA Director. However, the CRA Director may approve payments from the CRA to a licensed contractor for the cost of materials and/or permits. If payment is approved, such contractor may be paid for work performed before the completion of a project provided such contractor is not paid more than once per every 30 days. The chart below is data provided by the Florida Housing Finance Corporation (FHFC) which is basedupon figures provided by the United States Department of Housing and Urban Development (HUD) and are subject to change. Updated charts by FHFC will supersede any income limit chart provided within this document. When updates are made available by FHFC, the chart below will be updated. County (Metro) Percentage Category Income Limit by Number of Persons En household 1 2 3 4 5 6 7 8 Pinellas County 30% 21,950 25,950 28,2001 32,150 37,650 .43090 48,650 54,150 (Tarupa.StPetersbur9• 50% 36,500 41,700 46,950 52,150 56,350 60,500 64,700 68,850 ClearvvattrMSA) 80% 588,450 96,500 75,150 83,450 90,150 95,850 103,500 110,200 lulediat ,400 120% 87,600 1001,080 112,680 125,160 135,240 145,200 155,280 165,240 140% 102,2001 1116,760 131,460 146,920 157,780 169400 181,160 192,790 Eligibility Criteria To be eligible for the Program, the project/property must meet all the following qualifications: • Applicant must be the owner of the subject property. * • The subject property must be a single-family home. • Property must be located within the NGCRA. • The single-family home must be the primary residence and legal homestead of the Applicant. In addition, the following may qualify for the Program. • Ownersof property that have applied to Pinellas County for homestead exemption consideration may be eligible for this Program. • Applicants that reside at the property, control said property other than through outright ownership, and are authorized to approve the repairs and other work that are the subject of this program, may provide alternative documents to substantiate that they have such control and authority regarding the property. This documentation may include probate court documents, wills, heirship affidavit, letters of administration, or other legal documentation. After review of the documents, the residing applicant(s) may qualify for the Program, provided the applicant(s) wishing to apply for the Program reside at the property as their primary residence. If such control or authority is disputed by another party or parties, the application may be denied until such time as the Applicant resolves such disputes. • Must demonstrate property taxes are current or a satisfactory payment plan is approved by the CRA Director. 3 • Must be current on mortgage payments or provide satisfactory documentation for a payment plan (if applicable). • Must be in good standing with the city (no outstanding code enforcement or building code violations). This requirement may be waived by the CRA Director if the work proposed under this application will remediate the code violations. • If combined with a home rehabilitation loan, grant, or other programs from the City's Economic Development and Housing Department, other requirements may be included. *The owner of the Property (Owner) shall be the Applicant. Owner means a holder of any legal or equitable estate in the premises, whether alone or jointly with others and whether in possession or not shall include all individuals, associations, partnerships, corporations, limited liability companies and others who have interest in a structure and any who are in possession or control thereof as agent of the owner, as executor, administrator, trustee, or guardian of the estate of the owner. No Owner shall receive more than $25,000 in total CRA grant value within a 36 -month (3 years) rolling year for this program from effective date of the grant agreement. The CRA Executive Director may approve funding outside of this timeframe only for Americans with Disabilities Act ("ADA") requirements and/or life safety issues. For the purposes of this application, the total CRA grant value that an Owner has received over such period shall be the combined value, in the 36 month period immediately preceding the submission of an application for this program, of: (1) the amount of CRA grant funds that the applicant has received; (2) the amount of CRA grant funds that any holder of legal title in the subject property other than the applicant has received; and (3) if a business entity holds legal title in the subject property, the total amount of CRA grant funds received by any directors, members, partners, shareholders, any others with an ownership interest in such entity, and any others able to exert managerial control over or direct the affairs of said entity. Previous Participation — Each property may not receive a grant any more than every thirty-six months (3 years). The following are ineligible for Program assistance: • Work or improvements that are completed prior to an application being approved. • Any unpermitted work or improvements performed on the property that required a permit and inspections. • Any work or improvements on the property that fail required inspections. • Multi -family properties. • Properties that do not qualify for homestead exemption. • New construction or improvements on vacant land. Project Implementation Projects are to be coordinated, managed, and implemented by the Applicant with close interaction with Community Redevelopment Agency Department staff and the appropriate City departments. Applicants are responsible for obtaining/arranging any permits required by the city. SECTION 4 — ELIGIBLE RESIDENTIAL IMPROVEMENTS 4 One or more of the following improvements may beeligible for Program assistance: 1) Exterior repairs (walls, foundation, piers, siding, etc.); 2) Exterior painting; 3) Exterior windows and doors; 4) Roof repairs or replacement, including facia board, soffits, and gutters; 5) Window or door awnings and shutters (including hurricane shutters; replacement or repair); 6) Exterior weatherization improvements; 7) The installation, repair, or renovation of porches; 8) The installation of decorative lighting; 9) Decorative fencing; 10) Driveway, pedestrian walkways/pathways, and sidewalk improvements; 11) American with Disabilities Act (ADA) accessibility improvements; 12) The installation of landscaping and irrigation systems, not to exceed twenty percent (20%) of the total grant amount; 13) Tree trimming or removal (requires city approval, and city may require a licensed arborist to confirm tree removal is necessary); 14) Heating, ventilation, and air conditioning (HVAC) systems; 15) Certain interior repairs: a. Interior deterioration/damage directly resulting from an exterior defect or damage, may qualify for grant funding to repair said deterioration/damage. Such interior repairs may include, but are not limited to, load bearing walls, drywall, insulation, and wood repair. However, grant funds must first be used for improvements or repairs to fully remedy the external defect or damage that resulted in such interior deterioration/damage prior to any use of grant funds on interior repairs. b. Interior deterioration/damage that is verified by thecity as a life safety issue to home inhabitants. c. ADA accessibility improvements. 16) Home fumigation (including tenting if necessary) for termites; and 17) Other improvements may be submitted for consideration but must demonstrate that the improvement meets the intent of this grant program. The following improvements are not eligible for Program assistance: 1) Repairs to unsafe or substandard structures that cannot be made safe for habitation with Program funds. 2) Room additions, garage conversions, repairs to structures separate from the living units (detached garage, shed, etc.), furnishings, and pools. 3) Repairs covered by insurance. 4) Non -permanent improvements. 5) Enclosing a front porch. 6) Installation of window or door security bars. 7) General interior home improvements and repairs. SECTION 5 — PROGRAM REQUIREMENTS AND APPLICATION PROCESS Program Requirements • All statements and representations made in the application must be correct in all material respects when made. 5 Any applicant requesting grant funding from this program will have their income verified by City staff and must supply the items listed below, and, if requested, any other income or employment documents that are not listed below: • If applicable, self-employed year to date profit and loss statements. • All pages of last two year's tax returns, with all schedules and W-2s/1099(s). • Most recent and consecutive last two months of bank statements (with bank name and account number) (ALL PAGES, even if blank) for all household members with accounts. • If combined with a Home Rehabilitation Loan from the Economic Development and Housing Department, additional information may be required. Applicants that do not wish to have their income verified will automatically be disqualified from Program participation. • Color digital photographs of the existing structure exterior, showing all sides of the building, must be provided with application. • An estimated detailed budget must be provided on the attached project budget form (Attachment A). • Work required to be performed by licensed contractors. Applicants are asked to provide up to three quotes, however a single quote from a licensed contractor is acceptable if pricing is in line with industry standards and vendor availability make it difficult to complete the project in a timely manner. All quotes must include a complete description of the materials to be used: The CRA Director or their designee may require additional quotes beyond the minimum required when deemed necessary to ensure reasonableness, competitiveness, or compliance with program requirements. Circumstances that may trigger a request for additional quotes include, but are not limited to: Project costs that appear inconsistent with industry standards or recent comparable projects; o Limited availability of qualified vendors or potential conflicts of interest; or o Substantial changes to the project scope or materials after the initial quote is submitted • o If work is performed by non -licensed workers, then only materials purchased will be eligible for grant funds, unless the work performed was required to be performed by a licensed individual per City codes. • Portions of the project costs not funded by the requestedgrant must be provided by Owner funding. Owner funding may consist of bank loans, lines of credit, a Home Rehabilitation Loan from the city's Economic Development and Housing Department, and owned assets (Owner Equity), etc. • Owner must demonstrate their source of the Owner Funding and their ability to meet the financial obligations of the Program prior to Program approval. • Proceeds from other City -managed financial assistance programs may be used as Owner Equity to satisfy the Owner Funding requirements of this Program and may be used to assist with funding of remaining portion of larger improvement project. Grant funds cannot be used as Owner Equity to satisfy the Owner Funding requirements of other City -managed financial assistance programs. Grant Application Process 6 • Submittal of an application does not guarantee a grant award. • Grant preference will be given to Applicants at or below 80% AMI, applicants 65 years of age and above, and the disabled. • Completed applications that meet all the 'Program requirements will be reviewed by the CRA Director. • The CRA Director will approve or deny applications based on the criteria set forth in this document. • Incomplete applications will not be considered submitted until all required documentation has been submitted to Community Redevelopment Agency Department staff. • All construction/design contracts will be between the Applicant and the contractor/design professional. SECTION 6 DISBURSEMENT POLICY AND PROCEDURE Grant funds will, unless otherwise approved by the CRA Director to allow initial project deposits or other necessary draws, up to fifty percent of the total grant amount, to be paid directly to the applicant, be disbursed upon a "Finding of Project Completion" by CRA Director. A "Finding of Project Completion" will be granted when the following criteria are met: 1) Applicant must demonstrate their ability to meet the financial match/obligations of the Program and any required community service has been completed by qualifying applicants. 2) Requests for disbursement of project costs will be, viewed as a single, completed package, unless prior disbursement of funds arrangements have been made to pay licensed contractors directly (no more than one payment within a 30 -day period). Costs not included in the approved application budget will not be considered for disbursement. 3) Required documentation for disbursement of project costs must include: a. Copies of cancelled checks, certified checks or money orders of project costs, or credit card statements of project cost; b. Detailed invoices and paid receipts signed, dated, and marked "paid in full;" c. Name, address, telephone number of design professional(s), general contractor, etc: and d. Photos of the project (before and after photos). 4) The Applicant must have obtained all necessary/required permits (e.g. zoning and building), passed all required inspections, and prior to final disbursement of funds received (if relevant) notice, in the form of a Certificate of Occupancy or Certificate of Completion for the project demonstrating the legal occupancy of the project area. Any work performed without a permit that required a permit will not be eligible for grant funding. 5) The CRA disburses funds to grant recipients within 30 days of fully completed reimbursement request. SECTION 7 — GRANT EXPIRATION 7 Applicants must receive a "Finding of Project Completion" within 365 calendar days from the date of application approval. After the said 3 days, the grant will expire. An extension for the grant funds may be granted by the CRA Director for a good cause. It is the responsibility of the Applicant to request, in writing, from the CRA Director an extension of the grant approval before the expiration date. SECTION 8 — COMPLIANCE WITH THE CITY OF CLEARWATER ETHICS CODE The applicant will comply with all applicable City rules and regulations including the City's Ethics Codes. Moreover, each applicant to the Program acknowledges and understands that the City's Ethics Code prohibit City employees from receiving any benefit, direct or indirect, from any contract or obligation entered with the City. 8 SECTION 9— APPLICATION I) Applicant (Property Owner) Full Legal Name(s): Brenda M:EvanS Mailing Address:704 Pennsylvania Ave. City/State/Zip: OlearWater FI 33755 Phone Number: 727.686,2883- • E4nail Address: evans.brenda@ yahoo.com • 2) Subject Property Address commonly known as: 704 Pennsylvania Ave Clearwater Fl 33755 Parcel Identification Number(s). 10-29-15-69138-008-0040 3) Projedespription,.:scope of work to. be petfonned,.sketch plans and :specifications' detailing the scope oeWork (provide attachment(t) ifneeded). (Applicant. underttands that depending on the:projeOt, Pertain•City departments mayredUiresadditionaIdocumentation; plans, eteto properly review and approve the propoeedprojeadescribed in this application.). Roof- Replacement 8* 1 9 4) Financial arid Other Diselbs.ures Annual. Household Income:115,000. 111:000 .(Income examples (not Ilmiteg to the fallowing): emplOmentoi; eelf-emOloyment income, Social ,ecurity, Ditabffit), etc.) .Pension, Household Size: #2 Is the subject property•current with property :tax payments, mortgage paYmenth (if applicable), fees, and in compliance.with City codes and regulations? (must 'provide copies of proptarpayment and mortgage, payment statements) Yes l v I NO El lino, please explain: Have you received a loan or:grant assistance from a city -managed financial assistance program for a prOject et the subject propertY? Yes. 7 No FI.• if yes, please specitjthe.prOgram(s), dates received, and the lOantgrant amount(s) below or provide attechment(s), Program Name: . Date- ReOeived: Arnount Received $. Program Name: Date. Received: Amount Received $ 5) .Amount:of GrantRequested Undetthis prograM: •5 -ii c:00 Are you requesting direct payment of approved grant funds teen authorized contractor? Yes gi. .No Li_ If yes, please specify the contractor* name:. APC Roofing Note: This Optibn must beapPrOved by the CRA Director: 9 ). • Attachment A - Project Budget Form (Attach contractor/vendor estimates/quotes for consistency verification of items (Med below. Contractor/vendor estimates/quotes improvement item descriptions and cost will supersede if Improvement iterri descriptions and cost are fisted different below. If more project budget form lines are need, Applicant may duplicate budget template below on separate sheet. If new Project Budget Form is created, write 'See Attached" in Line No. 1 below) For Applicant Use For staff use only Line Itm No e, Improvement(s) Item Description (Including construction materials, labor, rmitting, other fees, etc.) Improvement(s) Cost Amount Line item Eligible for Grant Consideration Yes/No Cost Amount Eligible for Grant 1 - -76,,r ii44 - rep laC 1 .2 7.1S -4D $ 2 A4 kJ $ 3 4 $ $ $ 7 $ $ $ 9 $ 10 $ 11 $ 12 $ $ 13 $ $ 14 $ 16 Total Improvement(s) Cost Amount 44) $ 1,,,7 75 • Total Cost Aniount Eligible for Grant Consideration : Line bta; , •,-. --., : . . : '. ..- , , , - , „ . -.' --, _ . - For Me Only::':,, ' %-).? -,;,,, • -. Total Cost Amain*Etigibte:for Grant Consideration qt6m,!`pittaOrilelit-A7 a09Y, andlor from ' ' "' , attached contractor estimates/qualm ..:' ' — i., — •.- , , .- , -- - s ,•-, - - . * • - - .. , -, • , , Sc; a . 7.4:25 -" . ,, , „, Amount Grantiiiiiiiisted under Vie program(Section 9. 7questionSof Oli*Jon). :: , , .c9CH Clri'' 3 ',.64017.i6iiiii0**it'l.iviih fi*ItniNer*Oif01ii**inin either : : ':' o 1 or LineNo 2 - ., . -$ 1,9.! 7a-5 :1 :7::::1,::-:;•'*:- Enter reqUiredApplicant Coribibbtion/Matth ' - r.$%; tp% ,1�r tieptribution/ma , sea. 3 of drini : .-.' j' -,, -, ; ,. .1 '' '.- '.., :. . ' . e.-, . ' br Is- : , . , cTi."7 .'..,L6 -':.':.:.-:... SubtractlineNo 4fromLineNo.i00 iiiiki4r:4iii9unt:?1:,-.,, . ..: kl,., --..;.; ,. "':;_:..::',.. 2 , :" : ' ' i'. , j . Me) ;,•:.9- -.' 6 '' • '',' ..Enter value of eligible communhty:,senrica hours for contritnitiontrnalthrtiVerilfappliCabli3. .. : (Oifi'$ii.0101t 3 OtP0i*P#081111: 17.Y0.40 ofservlceh). - :_.. ': '' ,: . Number•atlitiiiii6i .." appinvect by CRA by ' . . (g1 7MdLineNo-'• 00340 lila* Nitx-§taPd'erAer .1.4m914 " ,--.- ,:,'n -.;‘ , '- : :*%,''', , - -' . I - H-8::,...:,.: - . , , ,4, ..,..• .. r..... • . , Enter embUinfrein.Lini1i4O.7.11iiSIS eligiblegrant miiinit IMbiint: to inter in approval letter: S. 1.1i770. k:),; 10 PLEASE NOTE: For muitiple.signers: This.Application. may be executed: in one .or more counterparts;.each of which when .executed and. delivered, shall be. an original, basil :siich cbunterpartS.Shall. conatitute.one: and the same :instrument.• 1 ACKNOWLEDGE THAT 1 HAVE:RECEIVED.AND UNDERSTAND THE .GRANT GUIDELINES HEREIN ABOVE STATED. IN ADDITION, By EXECUTING THIS* APPLICATION, I ACKNOWLEDGE THAT 1 AM.LAWFULLY .AUTH.ORIZED TO EXECUTE THIS APPLICATION AND THAT ALL INFORMATION ANDSTATEMENTS CONTAINED HEREIN AND ON ANY •ATTACHEMENTS ARE TRUE, CORRECT; AND COMPLETE. Applicant.Signature July 2, 2025 Date 'STATE OF/n Brenda M Evans: Printed Name COUNTY:OF :.?.e/43 The foregoing instrumerit was acknowledged before me:this / ' day of dit , 20 by. who [personally known to - = I ] has .produced identification. Type. of identification produced: My commission expires: (Notary Seal) 'gtP4Y 'I/O(' •? • '- AL CIAPENISESCp7 7 so ;�. Commrssion:ttHH608735 Ono'.ExpiresNovember7,2028 Notary Public Signature Notary Public Print Name Mall' or hand.deliver'oompieted applicatlon form*: Community Redevelopment Agency. City of Clearwater ! 800 Cleveland Street, Suite flOV.;Clearwater, FL 33755 Por question tett the Comrnunity Redevelopment Department 727,55-4039 PLEASE NOTE: For multiple signers: This Application may be executed in one or more counterparts, each of which when executed and delivered, shall be an original, but all such counterparts shall constitute one and the same instrument. I ACKNOWLEDGE THAT I HAVE RECEIVED AND UNDERSTAND THE GRANT GUIDELINES HEREIN ABOVE STATED. IN ADDITION, BY EXECUTING THIS APPLICATION, I ACKNOWLEDGE THAT I AM LAWFULLY AUTHORIZED TO EXECUTE THIS APPLICATION AND THAT ALL INFORMATION AND STATEMENTS CONTAINED HEREIN AND ON ANY ATTACHEMENTS ARE TRUE, CORRECT, AND COMPLETE. EAra."/.. rel-, Van 3 Applicant Signature Printed Name 1D -(31 -a5 Date STATE OF FLORIDA ) COUNTY OF PINELLAS ) The foregoing instrument w s acknow online notarization, this iday of iskesre personIly known, o me * wh kb otary P(ablic, State of Florida (NOTARIAL SEAL) My Commission Expires: WO My Commission No.: /WRSZ,I,,i .*0.••••%e/0 ALICIA DENISE SCOTT * Commission # HH 608735 N1. Expires November 7, 2028 dged before me by means * phical presence or * ,2025by ff 4 ,who* has/have produced a driver's license as identification. Name of Notary: ire 4y# Mail or hand deliver completed application form to: Community Redevelopment Agency City of Clearwater / 600 Cleveland Street, Suite 600 / Clearwater, FL 33755 For question call the Community Redevelopment Department at 727-562-4039 11 SECTION 10 — ELIGIBLE CRA AREA MAP NORTH GREENWOOD COMMUNITY REDEVELOPMENT AREA .'. �. 40,1 4,•vvt..1,1. 11. ' .r. a.. e,...,,.. r • i North Greenwood CRA Boundary Area no n ClearNater Jurisdiction taa� IGnt D. Kr r..r.lonoo E.. ES nc•ial 10.20'2023 r... 12 N or av, tultarch'2024) Department of the Treasury Matta RevenueService Before of Form 1,i1P9, seePurpose of FOrin; below. Request for:Taxpay,er. Identification Number and Certification Go to www,irs.gov/FormW9 for instructions, and the latest information, Give form to the requester -p9 not send to the IRS. anie:of entitylndividual. An entry Ls re name on line 2J' red. (For asole proprielpror disregarded entity. enter the owner's name -on line 7. and enter the business/disregarded uslness'narne/dtsregarded entity name; if different from above. • 41:1 Checkthe approprlate box-fortederal tax classification of the ontitylihdtvidual whose namo'ls entered on fine 1. Check • anlyo'ne of the.fotlowIng seven boxes: lndividualisole proprietor .❑ -C corporation 0 S corporation ❑ Partnership ❑ Trust/estate 'LLC:' Enter cl the tax assification (C = C corporation, S = S corporation, P = Partnership) Note; Check the "LLC" box above and, in the entry space, enter the appropriate code (C, S. or P) for the tax classification of the LLC; unless it is a disregarded entity. A disregarded entity should instead check the appropriate ;box for the tax classification of its"owners' • ' ,Othe'r. (seeinstructioris) 3b fl onfno 3a you Checked `Partnership" or-Trust/estate," or checked "LLC" and entered `P as its tax classification, :and; uarfl. vidi this form to a artnershi trust, or estate, in which you have an ownership interest, check Yo p% ng partnership; 2his,boic if You have' any foreign partners, owners, or beneficiaries. See instructions 0 4 Exemptions (codes apply only to certain entities. not individuals: see instructions on page 3): Exempt payee code (if any) Exemption from Foreign Account Tax Compliance Act (FATCA) reporting code (if any) (Applies to accounts maintained outside the United States.) d (nu r, street: and apt. or suite no.). See inst ctions. -4 sy�� tCa- 4ti trystate:and a e ISrr ea'r� cz I. . / 33 ¢count number(s)here (optlonap Requester's name and address (optional) Taxpayer' Identification Number (TIN) .Enter your.TIN in the appropriate box„The TIN provided must match the name given on line 1 to avoid ;, baekttp withholding. For individuals, this is generally your social security number (SSN). However, for a resident alien,_ sole proprietor”. or disregarded.entity, see the instructions for Part 1, later. For other .%entities; tt;isouur,employer identification number.(EIN). If you do not have a number. see How to get a ,4/N.Jatef.. - Note:>1fthe account,is in more than one 'narne, see the, instructions for line 1. See also What Name and orntier70 Givethe Requester for guidelines on whose number to enter. Social security number Employer Identification number Part 11 =Certification` Under`penalties_ °of Perjury, I certifythati ..The, number shown on this form is mycorrect taxpayer identification number (or I am waiting for a number to be issued to me); and ; am'notsubject to backup withholding because (a). I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue `Service'(IRS) that 1 am subject to backup' withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am iic'longei-subject to backup withholding; and • 1, am a CI.S citizen.or other US. person (defined below); and :,TheF,ATCA codes) entered,on this form (if any) indicating that I am exempt from FATCA reporting is correct. • CeriHicationinstructions. You must cross out item 2 ,above If you have been notified by the IRS that you are currently subject to backup withholding bet:ause you have failed to report alt and "diwdends on your tax return. For real estate transactions, item.2 does not apply. For mortgage interest paid, acquisition or_abandonment of secured property, cancellation of debt; contributions to an individual retirement arrangement (IRA), and, generally, payments ;otherthan interest and dividends, you are not required to sign the certification, but you must provide your correct TIN. See the instructions for Part II later. Signets►®'of• `US person,; {�eneraltlnstructions' . E.,-.. ' Section references are to the Internal Revenue Code unless otherwise 'atnoted ',''''!,..,=,'-.i,,' ` ' ^} YF uitliiid .evolopinents For ttielatest informationabout bout developmentsa1f". f� : FJaedto Form W-9;and its;instructioris, Such asaegislation enacted a+ � a :, �th��ey were}published go to www rs.gov/FoimW9., 4 ;+ w , What's'Newy� Upe 3atas,tieen modified to clarify how a disregarded entity completes • ttill?,I1na. An t (-C. that is a disregarded entity should check the •jp'fed prlatebox forth® tax classification of its owner Otherwise ,it 0UId cheek; the "LLC", box and enterats appropriate tax classification.: Cat: No. 10231X' ° Date Q"'/4L 244&4 New line 3b has been added -to this form. A flow-through entity is , required to completethis line to indicate that it has direct or indirect ' :_foreign partners, owners, or beneficiaries when it provides the Form W-9 to another flow-through entity in which it has an ownership interest. This change is intended.to provide a flow-through entity with information regarding.the status of its indirect foreign partners, owners, or . ,beneficiaries, so that it can -satisfy any applicable reporting requirements. For example, a partnership that has any indirect foreign ., partners may be required to complete Schedules K-2 and K-3: See the Partnership,instructions for Schedules K-2 and K=3 (Form 1065). .;Purpose of,Form "Ari individual or entity (Form W-9 requester) who.is, required'to Wan • Information return with the -IRS is giving you this:form because they 'orm • ve -9 (R• ev. 3;2024) Scanned by TapScanner Residential Exterior Improvement Grant Program Due Diligence Check Applicant: .&-e0-rN �� s - Property Address: ! Of iv�unl4. Atie, C l u*Contact Number: 7�-7(oRIMEtYlgy ? Case Number: 4_,Tc...74+ Requirement: Comments: — �.-- j1-01 1 Entered into Grant Log 2 Applicant is the Property Owner 3 Located in CRA Boundary 4 Single -Family Residential Property 5 Primary Residence/Legal Homestead 6 Area Median Income/Applicant Match 7 Self -Employed, Tax Returns, Ba s Sta 8 Income Verification aab8.9v XIc= 'I, G,$bjo`? 3��tz 9 Photographs 10 Quotes from Contractors 11 Requesting Direct Contractor Pay 12 Scope ofWork Eligible for Grant Award 13 Volunteer Hours for Applicant's Match 14 Applicant is Requesting a Wavier 15 Property Tax are Current 16 Code Violations 17 W9 19 Vendor Request/PO 20 Create Grant Agreement 21 Completed Application w/ Project Budget Form 22 Additional Information Total Project Cost Eligible for Grant Consideration Applicant's Match Amount Grant Amount Recommended by St CRA AD Approv CRA ED Approv Yest"No_ Yes ✓No_ Yes✓No_ Yes I/No_ Yes✓No_ Yes_ No_ Yes/No_ Ye/No Yes /No_ Yes o_ Yes Nor Yes✓No Yes_ No_ Yes • No_ Yes /No_ Yes_ Nom Yes /No Yes. Yes_ No_ Yes_ No_ 4 ,125. g6/1,3 !1,170 •&a Cr 3tt-1 �u ail Ie pm', /s' / i5 % So`Ief*, Kio8, 75r4 -95'1.3S Aeti, he 6,30- fric Y o_ Yes1/1‘_ Date: 11)4 Date: it /ill( Approval Comments: 1f Mat l x /l. 1 Matt � 0 L -f 1 1 Enti e ile Scanned in Sharepoint Yes_ No_ Date: EXHIBIT "C" GRANT APPLICATION AND PLAN SPECIFICATIONS 12 Residential Exterior Improvement Grant Program Due Diligence Check Applicar}- 0/2-dotS . Property Address: 104-1 .yArte, C Lk) +- M Contact Number: 7°1,07_40.536s_ a g8.3 Case Number: Requirement: Comments: 1 Entered into Grant Log Yes.' No_ 2 Applicant is the Property Owner Yes'No_ 3 Located in CRA Boundary Yes✓No_ 4 Single -Family Residential Property Yes✓_ No_ 5 Primary Residence/Legal Homestead Yes_ No_ 6 Area Median Income/Applicant Match Yes_ No_ 7 Self -Employed, Tax Returns, an a -nts Yes_ No_ 8 Income Verification Ye�/No_ 'g_J Ca0,,z,,a tonna •..1�� q©x � 2 4,..5%.<9313, ifVt- Jd qi9.50 x.O-�.I9 PhotA ` Il x I �' �• 11 7. Yes✓_ No_ 10 Quotes from Contractors. % Yes✓No_ 11 Requesting Direct ContractorPay "' Yes_ No/ 12 Scope of Work Eligible for Grant Award Yes/No_ 13 Volunteer Hours for Applicant's Match Yes_ No, 14 Applicant is Requesting a Wavier Yes_ No" 15 Property Tax are Current Yes 41o_ 16 Code Violations Yes_ No ✓ 17 W9 Yes_ Nom/ 19 Vendor Request/PO Yes.No_ 20 Create Grant Agreement . Yes_ No_ 21 Completed Application w/ Project Budget Form Yes_ No_ 22 Additional Information 4 a) (1a6 x.15-- d ,der taLP .. c Cost Eligible for Grant Consideration J 7.2b ,t /5-% 1i4 pi. 7r plicant's Match Amount i ' 1)2*. z( % -.- Grant Amount Recommended by Staff CRA AD Approval: Yes_ No_ Date: CRA ED Approval: Yes No Date: Approval Comments: Entire File Scanned in Sharepoint Yes_ No_ Date: Enter street address 704 Pennsylvania Avenue, Clearwater, FL, USA /I f Map Satellite or Use my location ..iacs fdlaxtdd fir y v t 14 >y m fa 0.11. tl +tw:10sr4 Ca/ . /' V. yD I. v1, `a OF.D:GCEA:KtWAT,E R BAt V SUNSET LAKE P ESTATES , Llazheth Ln Sunset Patna Rd m D i c o 0 Spruto In C. .4 3 41 a 1 BRENTWOOD a 9. ry a la ESTATES © ` v & z q x Gf?il5I 45 Greenlee Sr a 1 3 "1 c Sandy to t 4iau-mem St i rahritvnt Si, Eldridge SI ` BLUFFS' . s m Rf'RONT' I' b Nara Sr Y uas ,_a D'EW 3i -n PLAZA D a d _▪ t Drew St I Drew St g n ;7 3 n. D ; 2 Laura ' NEdv G^ravoSt Clearwater t OWNTOWN NiehoL4ern Eldrdge St COUNTRY 1 CLUB ESTATES Z it m / Forest Rd ." d • r r Fina Brook Dr ai I IibR5trf51il Ito St d t;int•e S1 Linwood Ed Crown St Sherwood St Gentry St ci Carroll St 4 Clark St s Patmettt,' Twatmet St Urnaaad St a. Martpst GLENWOOD 0 0. C7 a a Drew St LaL.. Ibeyhomdshaitcufs Map ds:a42025Gn a Terms sinellas County Property Apprah )v.pcpao.gov el Summary (as of 03 -Sep -2025) Parcel Number 10-29-15-69138-008-0040 Owner Name POOLE, IREATHA REV TRUST EVANS, BRENDA TRE Property Use 0110 Single Family Home Site Address 704 PENNSYLVANIA AVE CLEARWATER, FL 33755 Mailing Address 704 PENNSYLVANIA AVE CLEARWATER, FL 33755-4235 Legal Description PINE CREST SUB BLK 8, LOT 4 Current Tax District CLEARWATER (CW) Year Built 1995 Generated on 09/03/2025 10:36 AM Parcel Map Exemptions Year Homestead Use % 2026 Yes 100% Assuming no ownership changes before Jan. 1, 2026. Status 2025 Yes 100% 2024 Yes 100% Property Exemptions & Classifications No Property Exemptions or Classifications found. Please note that Ownership Exemptions (Homestead, Senior, Widow/Widower, Veterans, First Responder, etc... will not display here). Miscellaneous Parcel Info Last Recorded Deed Sales Comparison 22913/0251 $358,200 Census Tract 262.00 Evacuation Zone E Flood Zone Elevation Certificate Zoning Plat Bk/Pg Current FEMA Maps Check for EC Zoning Map 1/66 2025 Preliminary Values Year Just/Market Value Assessed Value/SOH Cap County Taxable Value School Taxable Value Municipal Taxable Value 2025 $305,643 $244,054 $193,332 $219,054 $193,332 Value History (yellow indicates corrected value) Year 2024 2023 2022 2021 2020 Homestead Exemption Y Y Y Just/Market Assessed Value/SOH County Taxable Value Cap Value $333,512 $78,295 $267,372 $76,015 $238,356 $73,801 $159,114 $71,651 $133,056 $70,662 $23,295 $21,015 $24,500 $24,500 $24,500 School Taxable Value $48,295 $46,015 $48,301 $46,151 $45,162 Municipal Taxable Value $23,295 $21,015 $24,500 $24,500 $24,500 Hunter, Ramona From:.`Ms--13E " " s brenda@.y-ahoo.com> Sent: Thursday, September 11, 2025 2:39 PM To: Hunter, Ramona Subject: Tw:ao�obs -Homestead-Exemption has been approved for parcel 10-29-15-69138-008-0 CAUTION: This email originated from outside of the City of Clearwater. Do not click links or open attachments unless you recognize the sender and know the content is safe.: • Fyi Yahoo Mail: Search Or:anize Con•uer -- Forwarded Message — From: "hx@pcpao.gov" <hx@pcpao.gov> To: "EVANS.BRENDA@YAHOO.COM" <EVANS.BRENDA@YAHOO.COM>, "hx@pcpao.gov" <hx@pcpao.gov> Sent: Thu, Jun 12, 2025 at 2:50 AM Subject: paojobs : Homestead Exemption has been approved for parcel 10-29-15-69138-008-0040 1To: EVANS, BRENDA MOLORIS via EVANS.BRENDAC(YAHOO.COM Dear Property Owner, Thank you for contacting the Pinellas County Property Appraiser. YOUR 2025 HOMESTEAD EXEMPTION HAS BEEN APPROVED. Our office will mail "Notice of Proposed Property Taxes" by the end of August. Please review thisnotice carefully as your property taxes may have reset due to change of ownership. Pinellas County Tax Collector will mail tax bills on October 31st. Your homestead exemption will renew every year pending there are no ownership changes. Please notify our office should you no longer qualify for your exemption. You no Longer qualify for your exemption if: • Property granted an exemption is sold or otherwise disposed of; • If the property has been rented; • When ownership changes in any manner; • When the applicant for homestead exemption ceases to use the property as his or her homestead; • When the status of the owner changes so as to change the exempt status of the property. 196.011 (9) (a) F.S. If our office can be of further assistance, please call (727) 464-3207 or respond via email to hxpcpao.gov. Sincerely, 1 Search > Account Summary Real Estate Account #R112379 Owner: Situs: Parcel details POOLE, IREATHA EST 704 PENNSYLVANIA AVE PropsMt AppraiserE� CLEARWATER 0 Homestead Exemption gjGet bills by email Amount Due Your account is paid in fait. There is nothing due at this time. Your most recent payment was made on 11/15/2024 for $563.46. Account History BILL AMOUNT DUE STATUS ACTION 2024 Annual Bill 0 $0.00 Paid $563.46 11/15/2024 Receipt #952-24-053748 fD Print (PDF), 2023 Annual Bill 0 $0.00 Paid $536.93 12/18/2023 Receipt #952-23-098115 fD Print (PDF). 2022 Annual Bill 0 $0.00 Paid $592.36 11/17/2022 Receipt #952-22-0556491 Print (PDF 2021 Annual Bill 0 $0.00 Paid $609.44 11/29/2021 Receipt #952-21-071618 1 Print (PDF), 2020 Annual Bill 0 $0.00 Paid $624.45 01/12/2021 Receipt #1655-20-109094 Print (PDF), 2019 Annual Bill 0 $0.00 Paid $627.80 02/13/2020 Receipt #952-19-079926 Prin PDF), 2018 Annual Bill 0 $0.00 Paid $606.80 11/07/2018 Receipt #952-18-025941 Pri PDF 2017 Annual Bill 0 $0.00 Paid $608.92 02/15/2018 Receipt #952-17-065852 Print (PDF) 2016 Annual Bill 0 $0.00 Paid $599.10 12/16/2016 Receipt #913-16-002874 0 Print (PDF). 2015 Annual Bill 0 $0.00 Paid $625.62 02/18/2016 Receipt #126-15-003617 1 Print (PDF), 2014 Annual Bill 0 $0.00 Paid $618.50 02/02/2015 Receipt #120-14-002305 0 Print (PDF), 2013 Annual Bill 0 $0.00 Paid $632.32 03/10/2014 Receipt #952-13-040568 0 Print (PDF). 2012 Annual Bill 0 $0.00 Paid $613.83 01/25/2013 Receipt #952-12-026438 0 Print PDF), 2011 Annual Bill 0 $0.00 Paid $581.92 11/28/2011 Receipt #0-11-000236 CD Print (PDF), 2010 Annual Bill 0 $0.00 Paid $567.75 11/24/2010 Receipt #0-10-000241 Print (DE). 2009 Annual Bill 0 $0.00 Paid $574.48 02/08/2010 Receipt #106-09-000992(2)rnt (('DF), 2008 Annual Bill 0 $0.00 Paid $544.33 12/09/2008 Receipt #110-08-000649 0 Prin (PDF). 2007 Annual Bill 0 $0.00 Paid $482.49 01/08/2008 Receipt #034-07-00002959 CEJ Print (PDF). 2006 Annual Bill 0 $0.00 Paid $565.78 12/04/2006 Receipt #052-06-00003867 0 Print (PDF 2005 Annual Bill 0 $0.00 Paid $622.11 12/29/2005 Receipt #052-05-00002873 GI Print(), 2004 Annual Bill 0 $0.00 Paid $587.51 01/31/2005 Receipt #033-04-00002796 Ig_�" Print (PDF), 2003 Annual Bill 0 $0.00 Paid $581.74 03/26/2004 Receipt #033-03-00002708 0 Print (MI 2002 Annual Bill 0 $0.00 Paid $558.99 03/17/2003 Receipt#034-02-00004510 C1 Print PDF). 2001 Annual Bill 0 $0.00 Paid $516.64 11/19/2001 Receipt #068-01-000004311 Print (PDF) 2000 Annual Bill 0 $0.00 Paid $503.56 03/08/2001 Receipt #034-00-00005783 10 Print (PDF), 1999 Annual Bill 0 $0.00 Paid $470.87 02/09/2000 Receipt #034-99-00003006 ( Print (PDF), Total Amount Due $0.00 Hunter, Ramona From: Sent: To: Subject: FVo violations,at 1165 La Salle St Clearwater, FL 33.7.55 V 704 P tVanla=Ave, Clearwater; -FL 33755 1130 Ca'r-tton-St Clearwater, FL 33755 910 La Salle St Clearwater, FL 33755 Green, Sarah Wednesday, September 10, 2025 1:33 PM Hunter, Ramona RE: Code Violations Request Sarah Green Code Compliance Supervisor Planning & Development City of Clearwater Office: 727-444-8711 .=-7111, •LTE BR3IGHT ?IND BEAUTIFUL. BAY TO BEAC1-9 ll From: Dixon, Gregory <gregory.dixon@myclearwater.com> Sent: Wednesday, September 10, 2025 1:30 PM To: Green, Sarah <Sarah.Green@MyClearwater.com> Subject: Re: Code Violations Request All four of these look good. Greg Dixon Code Enforcement Inspector City of Clearwater gregory.dixon@myclearwater.com 727-444-8717 1 Hunter, Ramona From: Hunter, Ramona Sent:Tfilgrs-day spc-tober¢2.3, ZD25 4 59�PM— To: evans.brenda@yahoo.com Cc: 'donty914@yahoo.com' Subject: Grant Update Attachments: Volunteer Intent Form.pdf Good afternoon, Brenda, As per our conversation, I am attaching the "Letter of Intent to Volunteer" for your sister Donna to complete. Your match is $1,908.75 at this point; youareallotted to waive 50% of that amount by volunteering within the North Greenwood CRA. Your estimated number of volunteer hours is approximately 7 hours. This will leave you an approximate out of pocket expense of $954.38. How to complete the form: Donna, Please complete the attached document and return to me once you have secured volunteered hours with a non-profit within the CRA area. If you have any questions, please do not hesitate to give me a call. You will complete the applicant's name, organization section of the non-profit you will be volunteering with, description of your volunteer role, and total volunteer hours which is 7 hours, at this time. Lastly, you will also complete the volunteer commitment which includes your name, signature, and date. Ladies, if you have any question, please do not hesitate to reach out to me. Sincerely, Ramona Hunter CRA Coordinator City of Clearwater Community Redevelopment Agency (CRA) Phone : 727.444.7688 Cell: 727.212.0709 ramona.hunter myclearwater.com myclearwatercra.com Please note that our office has moved! 100 S. Myrtle Ave, 3rd Floor Clearwater, FL 33756 1 Outlook Donna Evans Community Service From Hunter, Ramona<ramona.hunter@MyClearwater.com> Date Tue 11/4/2025 11:20 AM To Lopez, Anne <anne.lopez@myclearwater.com>; Shire, Vickie <Vickie.Shire@myclearwater.com> have a copy....Thank You Ramona Hunter CRA Coordinator City of Clearwater Community Redevelopment Agency (CRA) Phone : 727.444.7688 Cell: 727.212.0709 ramona.hunter@myclearwater.com myclearwatercra.com Please note that our office has moved! 100 S. Myrtle Ave, 3rd Floor Clearwater, FL 33756 ---EEA"WATE COMMUNITY REDEVELOPMENT AGENCY From: Lopez, Anne <anne.lopez@myclearwater.com> Sent: Tuesday, November 4, 2025 10:29 AM To: Shire, Vickie <Vickie.Shire@MyClearwater.com>; Hunter, Ramona <ramona.hunter@MyClearwater.com> Subject: Re: Donna Evans Community Service Thank you Get Outlook for iOS From: Shire, Vickie <Vickie.Shire@MyClearwater.com> Sent: Tuesday, November 4, 2025 10:15:14 AM To: Hunter, Ramona <ramona.hunter@MyClearwater.com> Cc: Lopez, Anne <anne.lopezftmyclearwater.com> Subject: Fwd: Donna Evans Community Service Good morning Please see email chain below for Brenda Evans completed volunteer hours by household member. Thank you Vickie Get Outlook for iOS From: Madra Franklin Bell <malnmartyjgmail.com> Sent: Tuesday, November 4, 2025 9:58 AM To: Shire, Vickie <Vickie.Shire@yIyClearwater.com> Subject: Re: Donna Evans Community Service CAUTION: This email originated from outside of the City of Clearwater. Do not click links or open attachments unless you recognize the sender and know the content is safe. Yes On Thu, Oct 30, 2025, 2:02 PM Shire, Vickie <Vickie.Shire@myclearwater.com> wrote: Yes, we do! Is this for Brenda Evans? Thank you Vickie From= ltelF5-Frank(in-Belkmalnmart&gmail.com> Sent: Thursday, October 30.202512:55 PM �"To:Shire, Vickie <Vickie.Shire( MyClearwater.com> Subject: Donna Evans Community Service CAUTION: This email originated from outside of the City of Clearwater. Do not click links or open attachments unless you recognize the sender and know the content is safe. Goo - =after -noon Vickle� Ms Donna Evans did 8 hours of volunteer/community service hours at 1419 North Betty Lane, Clearwater Urban Leadership Coilaltion, Thursday, October 23, 2025, three (3) hours and on October 25, 2025, five(5) hours. Respectfully submitted by Madra Bell October 30, 2025 We need to have lunch very soon. r AFFIDAVIT OF TRUST 1. The following trust is the subject of this Affidavit: IREATHA POOLE, Trustee of the IREATH POOLE REVOCABLE TRUST UTD August 19, 2024, by IREATHA POOLE, Settlor, and any amendments thereto. Thti esignature-of-the-Trustee-is-sufficient-to-exercise-the-powers-of=the Trustee_ The signature(s)-of-the-successorrtrustee(s)-sufficient-•to-exercise �fhe powers of the Trustee are set9f�itli'in Article V, Section 5:1. Any alternative description shall be effective to title assets in the name of the trust or to designate the trust as a beneficiary if the description includes the name of at least one initial or successor trustee, any reference indicating that property is being held in a fiduciary capacity, and the date of the trust. 2. The -nam es anLLaddresses-of-the-currently-acting Trustee-of-the_tr_ust_ate ass follows: Name: Address: Ireatha oole--J 704 Pennsylvania Avenue Clearwater, FL 33755 3. The trust is currently in full force and effect. 4. Attached to this Affidavit and incorporated in it are selected provisions of the trust evidencing the following: a. Preamble b. Article I Section 1.1 c. Article III d. Article V Section 5.1 e. Article VII Section 7.1 f. Signature Pages - Date of creation and name of settlor and trustee - Name of Trust - Amendment and Revocation - Successor Trustee(s) - Powers of Trustee 5. The trust provisions which are not attached to the Affidavit are of a personal nature and set forth the distribution of trust property. They do not modify the powers of the Trustee. 1 Affidavit of the Ireatha Poole Revocable Trust 6. The signatory of this Affidavit is currently the acting Trustee of the trust and declare that the foregoing statements and the attached trust provisions are true and correct, under penalty of perjury. 7. This Affidavit is dated August 19, 2024. Ireatha Poole STATE OF FLORIDA COUNTY OF PINELLAS ss. Acknowledged and subscribed b featha Poole, as settlor and trustee, who physically appeared before me and [ who is personally known to me produced _ s identification, and swom to and subscribed by the witnesse appeared before me and [ who is personallyknown to me who physically as identification and °r [ ] wh hasi produced w_ho physically appeared and [ ] who is personally known to me or who hasw, as identification, and subscribed by mei produced the settlor and the subscribing witnesses, all on August 19, 202 n the presence of SEAL G NUMIER ti'• • .: KH 05ri6`,6 4L = Z. EXPIRES Oct H. XV '''' 'cS\Sts li I W. otary Pub is - State of Florida y Commission Expires: 10125) 2o1 REVOCABLE LIVING TRUST AGREEMENT OF IREATHA POOLE I, Ireatha Poole, of Clearwater, Pinellas County, Florida, as the Grantor, enter into this trust agreement this 19th day of August, 2024, with Ireatha Poole as Trustee (hereinafter called the "Trustee"). WITNESSETH: ARTICLE I—IDENTIFICATION 1.1 Name of Trust The name of this trust shall be known as the "Ireatha Poole Revocable Trust, UTD August 19, 2024." ARTICLE III—AMENDMENT AND REVOCATION 3.1 Amendment and Revocation (a) At any time during my life, I, as Grantor, shall have the right and power to alter, amend or revoke this Agreement, either in whole or in part, or to remove any Trustee, or to appoint one or more Co -Trustees or successor Trustees, without the consent of any Trustee or beneficiary hereunder or under any policy of insurance, by written notice, acknowledged and delivered to the Trustee other than by Will. Notwithstanding the foregoing, the duties, responsibilities, and rate of compensation of a Trustee shall not be altered or modified without that Trustee's written consent. These rights are personal to me and may not be exercised by any person having a Power of Attorney. (b) If this Trust is completely revoked, all trust property held by the Trustee shall be transferred and delivered to me or as I otherwise may direct in the written notice to the Trustee. In the event of my death prior to complete transfer and delivery of the trust property, then the trust property shall be deemed to have been transferred and delivered to me, or as I otherwise directed, as of the date of my written notice to the Trustee of complete revocation. The foregoing shall not be construed as relieving the Trustee from the duty to make complete transfer and delivery as provided in the written notice. (c) I hereby revoke any and all other trust agreements created by and/or signed by me during my lifetime. ARTICLE V—TRUSTEE PROVISIONS 5.1 Successor Trustee(s) 3 Affidavit of the Ireatha Poole Revocable Trust Upon my death or in the event that I become incapacitated, iut a unconscious, and/or en I nominate and hose incompetent to serve over the assets as set forth below as follows: those named individuals (a) My daughter, Brenda Evans, to serve as sole truutstte over er, FL er the homestead33755with legal real property located at 704 Pen1vania 45 feet of Lots 5venue, 1and 6, Block 8, PINECREST description: Lot 4 and the West 66, Public Records of Pinellas County, SUBDIVISION, as recorded in Plat Book.1, Page Florida; Parcel Identification Number: 10-29-15-69138-008-0040. (b) My daughtt `lip serve as sole trustee of the real property in Marion County witn legal utzt:u' is The Northeast 1/4 of the Southwest 1/4 of Section 3, Township 13 South, Range 20 East, containing 40 acres a more oorSeLesstion 3n d the Wet 6 chains of the Northwest 1/4 of Southeast 1/4 of Southeast ship 13 South, Range 20 East, situated in Marion County, Florida; Parcel Identification Number. 05846-000-00. In the event that either Brenda Evans or Donna vans is unle or Eo serve as trustee in thle place of the ling to serve, then I nominate and appoint Annie Poole -Bailey trustee unable or unwilling to serve. ARTICLE VII—FIDUCIARY POWERS 7.1 Fiduciary Powers My Trustee (including any substitute or successor Trustee) shall have the following powers, in addition to, and not in limitation of, those powers under by F.S. § 736.0816, or similar provision of subsequent law: (a) To retain any investments or property owned by me at the time of my death or acquired thereafter for so long as shall seem prudent, without restriction to investments authorized by law; (b) To invest and reinvest and acquire by purchase, exchange or otherwise, and retain, any kind of realty and personalty, including common stocks, bonds or other securities and unsecured obligations, undivided interests and interests in investment trusts, mutual funds, options, leases, mortgages on property wherever located, in such property and in such proportions of such property wherever located as they shall deem advisable, including custody or brokerage accounts (including margin accounts), common trust funds, banking deposits or stock of a corporate fiduciary if one is named, even though such investments are not f the character or proportions approved by applicable law for the investment of such 4 Affidavit of the lreatha Poole Revocable Trust 1Q.OO. D.:DOC STAMP )LECTION 0 ; 7 a 'KEN RORKE ,. *CLERK •C` iOURT D. COMPTROLLER pELLS NTY, 0/4 .BY DEPUTY CLERK: 'cLEPRI.g.) Q/ pantumtq: :Tony* Willis.Pitte, Esq. Pitts Law Firm .365413niversityParkivay ' Sarasota. FL 34243 e941y:7-55.29 [SpacqAbaiis Ttli1414 For Recpidirnspetal Quit: dabs Deed This Warranty Deed madethis 196day orAtimst, bptw.c.eii IreOtha•Peoleie sgFew�nian, whsepatcfflcc '?iddressis 764 Peonsylvapis Avenue, Clearwater, -FL gradori.and lientha Fable; astrOstee of the IreOthiCraele IseyitesiilaTrust, IUD August 19, 2024, whose post office address is 704 Pennsylvania Avenue,Clearwaier, L.33155, grantee; OVaelerer used Iteceirkthe toms fgiutetetail i'granoitiastudeslt iliepartiesie Ostrunial fad thaheini, repr4piiiiivss;•and gaps . . . Amil:thnstigez!stith corpoi4an.p, Irons end ounce° WithesseflObaf seld.gionfer, for and in botisideration.Oftbe suns TEN.AND.110/160.DOLLARS (sip.ori) and other good and valuable consideration to:serd grantor in handl:old by said grantee; tile. receipt w)irefi eby.ackorkWedged;doei heThyletnise, release, and quitclaim W the.Said grantee, grid k,ranties heirs andosSigtis ft:trivet% all the:right, title, ;interest, claim nod demand Willa grantor bas•in..and to thetolloWing, described land, situate, tyingand being in Pinellas County, • :tot taild.ttic West 4:5 feet of Lots gain!' 6. Block/I, PINKREST SDBRIVISION;:as recorded hi Pat Bonk I, Page 66, Public Records of Pinellas toanty, Florida. PareekIdentificatn.Number. 10-294 69136-666-0.046 Sabject to-cair.eattexes, easementsontrearrietio4orrecbrd. To Rave and to itold,the Sarne-togethei with isll andsingular theappurterainces iheritObelangingor4 any.wiseaitperiaining,. •apiall,tke.elitaie, right, tidefloterest,yen, equity and tlaint W3nisneyer•of gointorsoither in My, or equity, for.the use,. benefit, and profit oftlot said grantee forever. In Irrtrus:Wherepf,gtitatur baslicteaptci set -grantor's hand and seal the dayand yearfirst above.written.. Signed, seated, and delivered:4 ourliresefice: Alm; plus, Witness °Address: 3034 TiniVarsitY Parkway • FL:3424J. Wiest • Cb hiihAstVerc-6-will I k -h '41319 offklidtk County of Pinellas. !teethe Poole .The foregoin&instrume wsacknotedgedbafomsbymeans of NrHoliysibaipresence or Li ottani. Ootarization by. • :it0IP01Y known orj] kas prodnceda drives license ai Identification this Ilth-dayetAngust," 40.24: [Seal] .1.111111110° Pitblic nt1,14iie: TOnVa Pitts •My.CommissIon•Exiiirei:•10/2.5/2024 Hunter, Ramona From: Lopez, Anne Sent: Thursday, September 11, 2025 3:27 PM To: Hunter, Ramona Cc: Shire, Vickie Subject: RE: paojobs : Homestead Exemption has been approved for parcel 10-29-1.5-69138-008-0040 Brenda is listed I the trust for the property but Donna Evans is not. Donna Evans would not be able to apply as she is not thy► property owner based on the documents from the deed and czesr J 4.6 tuevat, kSt e - tA4--Q Dor rpt3 6.0nia Pv-e .S.hc 15 tr\ Inboae• at_ trust. Anne M. Lopez, FRA -RP CRA Assistant Director Community Redevelopment Agency Office: 727.444.7124 Cell: 727.200.0154 www.myclearwatercra.com I:TCLEARWATER CQ? L. L t -Y EVELOPMENT AGENCY From: Hunter, Ramona <ramona.hunter@MyClearwater.com> Sent: Thursday, September 11, 2025 2:43 PM To: Lopez, Anne <anne.lopez@myclearwater.com> Subject: FW: paojobs: Homestead Exemption has been approved for parcel 10-29-15-69138-008-0040 Ramona Hunter CRA Coordinator Community Redevelopment Agency (CRA) Phone 727.444.7688 Cell 727.212.0709 ramona.hunterPmyclearwater.com City Offices 600 Cleveland Street, Suite 600 Clearwater, FL 33755 CLEA WA ER COMMUNITY REDEVELOPMENT AGENCY 1 Mike Twitty, MAI Pinellas County Property Appraiser 315 Court St - 2nd Floor PO Box 1957 Clearwater, FL 33757-1957 www.pcpao.gov Email sent to/from Pinellas County Government is subject to the Public Records provision of the Florida Statutes, and may be released as part of a public records request. 3 ,�;ITY COUNTY EMPLOYEES CU City(County `1810 N BELCHER RD Employees Credit Union CLEARWATER FL 33765 RETURN SERVICE REQUESTED > BRENDA EVANS 704 PENNSYLVANIA AVE N CLEARWATER FL 33755 33755 Page 1 of 4 MEL, ,R'S STATEMENT OF ACCOUNT Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices@ccecu.org www.CCECU.org MEMBER NUMBER STATEMENT PERIOD 05/01/2025 - 05/31/2025 Time to Purchase a New Auto? Check Out Our Rates and Get Preapproved CCECU.org ACCOUNT SUMMARY - Deposit Accounts Savings Checking Balances as of 05/31/2025 5.08 1,258.50 SAVINGS Account Activity Posted Description Amount Balance 05/01 PREVIOUS BALANCE 05/31 NEW SHARE BALANCE 5.08 5.08 CHECKING Account Activity Posted Description 05/01 PREVIOUS BALANCE 05/01 DEBIT CARD WITHDRAWAL Walmart.com 5310 AR Bentonville Walmart.com US 05/01 DEBIT CARD WITHDRAWAL AMAZON.COM*NB78W 4816 WA SEATTLE AMAZON.COM US 05/02 DEBIT CARD WITHDRAWAL Choi Kwang Do 7997 GA KENNESAW 4327 WADE GREEN RD.US 05/02 DEBIT CARD WITHDRAWAL BCS*MYPAYMENTSPL 8211 GA MARIETTA 514 GLOVER ST SE US 05/02 DEBIT CARD WITHDRAWAL GOOGLE *YouTubeP 5815 CA Mountain View GOOGLE *YouTubeP US 05/02 EFT PAYPAL ;050225;INST XFER 05/04 DEBIT CARD WITHDRAWAL Choi Kwang Do 7997 GA KENNESAW 4327 WADE GREEN RD.US 05/04 DEBIT CARD WITHDRAWAL AMAZON.COM*NB3E7 4816 WA SEATTLE AMAZON.COM US 05/05 DEBIT CARD WITHDRAWAL WAL-MART #1712 5411 FL LARGO Wal-Mart Super CentUS 05/05 EFT ALLSTATE INS CO ;050525;INS PREM 05/06 DEBIT CARD WITHDRAWAL WAWA 5176 5542 FL LARGO 1215 N. MISSOURI AVUS Amount -48.23 -168.46 -179.00 -31.42 -26.02 -99.99 -60.00 -37.43 -6.10 -169.27 -34.08 Balance 1,239.69 1,191.46 1,023.00 844.00 812.58 786.56 686.57 626.57 589.14 583.04 413.77 379.69 ITY COUNTY EMPLOYEES CU Citunty 1810 N BELCHER RD Employees Credit Union CLEARWATER FL 33765 RETURN SERVICE REQUESTED BRENDA EVANS 704 PENNSYLVANIA AVE N CLEARWATER FL 33755 33755 MEI. -R'S STATEMENT OF ACCOUNT Page 2of4 Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices@ccecu.org www.CCECU.org MEMBER NUMBER STATEMENT PERIOD 05/01/2025 - 05/31/2025 CHECKING, continued Account Activity Posted Description 05/06 DEBIT CARD WITHDRAWAL AMAZON.COM*NB2H3 4816 WA SEATTLE AMAZON.COM US 05/06 DEBIT CARD WITHDRAWAL AMAZON.COM*NI4KG 5942 WA SEATTLE AMAZON.COM US 05/06 DEBIT CARD WITHDRAWAL AMAZON.COM*N1249 4816 WA SEATTLE AMAZON.COM US 05/06 P2P WITHDRAWAL CASH APP*BRENDA 4829 CA Oakland 1955 Broadway US 05/07 EFT F20S9V2T5J ,050725,DDA TO DDA 05/08 DEBIT CARD WITHDRAWAL Walmart.com 5310 AR Bentonville Walmart.com US 05/08 DEBIT CARD WITHDRAWAL Walmart.com 5310 AR Bentonville Walmart.com US 05/08 DEBIT CARD WITHDRAWAL AMAZON.COM*NI9CB 4816 WA SEATTLE AMAZON.COM US 05/10 DEBIT CARD WITHDRAWAL PUBLIX 5411 FL CLEARWATER PUBLIX US 05/11 DEBIT CARD WITHDRAWAL BUC-EE'S # 5411 GA FORT VALLEY BUC-EE'S # US 05/11 DEBIT CARD WITHDRAWAL AMAZON.COM*NI5BS 4816 WA SEATTLE AMAZON.COM US 05/12 DEBIT CARD WITHDRAWAL CHICK-FIL-A #015 5814 FL CLEARWATER 2516 GULF TO BAY BLUS 05/12 DEBIT CARD WITHDRAWAL DOLLAR TREE 5331 GA KENNESAW DOLLAR TREE US 05/12 DEBIT CARD WITHDRAWAL USPS PO 12477402 9402 GA KENNESAW 2001 DUNCAN DR NW US 05/12 DEBIT CARD DEPOSIT WA SEATTLE AMAZON.COM US 05/12 DEBIT CARD DEPOSIT AR Bentonville Walmart.com US 05/12 DEBIT CARD DEPOSIT WA SEATTLE AMAZON.COM US 05/12 DEBIT CARD WITHDRAWAL Walmart.com 5310 AR Bentonville Walmart.com US 05/12 DEBIT CARD WITHDRAWAL RESIDENCE INN TA 3703 FL TAMPA 4312 W BOY SCOUT BOUS 05/12 DEBIT CARD WITHDRAWAL FIRST WATCH - 01 5812 GA KENNESAW 3815 CHEROKEE ST NWUS 05/13 DEBIT CARD WITHDRAWAL PUBLIX 5411 GA KENNESAW PUBLIX US Amount -50.74 -34.04 -29.89 -100.00 1,000.00 -14.04 -54.54 -241.67 -26.99 -5.05 -46.17 -16.10 -2.65 -6.20 8.51 24.77 77.02 -114.15 -282.38 -33.74 -16.95 Balance 328.95 294.91 265.02 165.02 1,165.02 1,150.98 1,096.44 854.77 827.78 822.73 776.56 760.46 757.81 751.61 760.12 784.89 861.91 747.76 465.38 431.64 414.69 Page 3 of 4 CHECKING, continued Account Activity Posted Description 05/13 DEBIT CARD WITHDRAWAL PUBLIX 5411 GA KENNESAW PUBLIX US 05/14 DEBIT CARD WITHDRAWAL POSMS WOODSTOCK 8011 GA WOODSTOCK 1505 STONE B US 05/14 DEBIT CARD WITHDRAWAL GOODWILL #55035931 GA WOODSTOCK 9425 HIGHWAY 92 STEUS 05/15 DEBIT CARD WITHDRAWAL Walmart.com 5310 AR Bentonville Walmart.com US 05/16 DEBIT CARD WITHDRAWAL BRUSTERS REAL IC 5814 GA WOODSTOCK 2905 EAGLE DR US 05/16 DEBIT CARD WITHDRAWAL AMAZON.COM*NZ3K0 4816 WA SEATTLE AMAZON.COM US 05/17 DEBIT CARD WITHDRAWAL AMAZON.COM*NW6DW 4816 WA SEATTLE AMAZON.COM US 05/17 DEBIT CARD WITHDRAWAL EMANUELO FAMILY 8041 GA WOODSTOCK 7133 HWY 92 US 05/17 DEBIT CARD DEPOSIT AR Bentonville Walmart.com US 05/17 DEBIT CARD WITHDRAWAL AMAZON.COM*NZO6H 4816 WA SEATTLE AMAZON.COM US 05/19 SELF SERVICE TRANSFER FROM I POOLE SHARE 91 05/19 DEBIT CARD. WITHDRAWAL AMAZON.COM*NZ5H1 4816 WA SEATTLE AMAZON.COM US 05/19 EFT PAYPAL ;051925;INST XFER 05/20 EFT F2OSGFWJ4G ,052025,DDA TO DDA 05/20 DEBIT CARD WITHDRAWAL BCS*MYPAYMENTSPL 8211 GA MARIETTA 514 GLOVER ST SE US 05/20 DEBIT CARD WITHDRAWAL GOODWILL #5523 5931 GA KENNESAW 2500 COBB PKWY NW US 005/21 SOCIAL SECURITY 05/21 DEBIT CARD WITHDRAWAL DOLLAR TREE 5331 GA KENNESAW DOLLAR TREE US 05/21 DEBIT CARD WITHDRAWAL AMAZON.COM*NZ338 5942 WA SEATTLE AMAZON.COM US 05/21 DEBIT CARD WITHDRAWAL AMAZON.COM*NN5PK 5942 WA SEATTLE AMAZON.COM US 05/22 DEBIT CARD WITHDRAWAL AMAZON.COM*NZ22X 4816 WA SEATTLE AMAZON.COM US 05/25 DEBIT CARD WITHDRAWAL AMAZON.COM*NZO7Z 4816 WA SEATTLE AMAZON.COM US 05/25 DEBIT CARD WITHDRAWAL Walmart.com 5310 AR Bentonville Walmart.com US 05/26 DEBIT CARD WITHDRAWAL AMAZON.COM*NZ806 4816 WA SEATTLE AMAZON.COM US 05/26 DEBIT CARD WITHDRAWAL CALVARY CATHOLIC 7261 FL CLEARWATER 5233 118TH AVE N US 05/27 SELF SERVICE TRANSFER TO I POOLE SHARE 91 05/27 DEBIT CARD WITHDRAWAL AMAZON.COM*NN4UA 4816 WA SEATTLE AMAZON.COM US 05/27 DEBIT CARD WITHDRAWAL AMAZON.COM*NN8RY 4816 WA SEATTLE AMAZON.COM US 05/28 DEBIT CARD WITHDRAWAL EMANUELO FAMILY 8041 GA WOODSTOCK 7133 HWY 92 US 05/29 DEBIT CARD WITHDRAWAL AMAZON.COM*NN3VH 4816 Amount Balance -39.68 375.01 -15.00 360.01 -17.00 343.01 -57.40 285.61 -7.25 278.36 -57.21 221.15 -21.19 199.96 -25.00 174.96 23.42 198.38 -111.29 87.09 400.00 487.09 -89.76 397.33 -14.80 382.53 500.00 882.53 -11.52 871.01 -19.70 851.31 2,664.81 2,654.25 -25.00 2,629.25 -25.00 2,604.25 -29.41 2,574.84 -29.84 2,545.00 -92.11 2,452.89 -45.55 2,407.34 -195.00 2,212.34 -400.00 1,812.34 -120.83 1,691.51 -47.69 1,643.82 -25.00 1,618.82 -80.09 1,538.73 1,813.50 CITY COUNTY EMPLOYEES CU CityiCounty 1810 N BELCHER RD Employees Credit Union CLEARWATER FL 33765 RETURN SERVICE REQUESTED BRENDA EVANS 704 PENNSYLVANIA AVE N CLEARWATER FL 33755 33755 MEQ _ ER'S STATEMENT OF ACCOUNT Page 4 of 4 Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices@ccecu.org www.CCECU.org MEMBER NUMBER STATEMENT PERIOD 05/01/2025 - 05/31/2025 CHECKING, continued Account Activity Posted Description Amount Balance WA SEATTLE AMAZON.COM US 05/29 EFT T -MOBILE ;052925;PCS SVC 05/29 EFT TruStage ;052925;LIFE INSUR 05/31 DEBIT CARD WITHDRAWAL AMAZON.COM*N66S0 4816 WA SEATTLE AMAZON.COM US 05/31 NEW SHARE BALANCE -98.60 -53.40 -128.23 1,440.13 1,386.73 1,258.50 1,258.50 ******** 2025 YEAR-TO-DATE FINANCIAL SUMMARY ******** DIV/INT DIV/INT MORTGAGE MORTGAGE MORTGAGE OTHER NON-MTG PAID WITHHOLDING POINTS LATE CHG FINANCE CHG FINANCE CHG 0.00 0.00 0.00 0.00 0.00 0.00 )tudit Comm City-County Employees CII1EI. R'S City (�CUlillty P.O. Box 247 STATEMENT OF ACCOUNT Employees Credit Union Byron Center MI 49315 RETURN SERVICE REQUESTED BRENDA EVANS 704 PENNSYLVANIA AVE N CLEARWATER FL 33755 33755 Page2of3 Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices@ccecu.org www.CCECU.org MEMBER NUMBER STATEMENT PERIOD 06/01/2025 - 06/30/2025 CHECKING, continued Account Activity Posted Description Amount Balance GA WOODSTOCK 950 TOWNE LAKE PKWYUS 06/03 DEBIT CARD WITHDRAWAL PUBLIX 5411 -7.14 1,121.65 GA KENNESAW PUBLIX US 06/04 DEBIT CARD WITHDRAWAL POSMS WOODSTOCK 8011 -15.00 1,106.65 GA WOODSTOCK 1505 STONE B US 06/04 DEBIT CARD WITHDRAWAL TROPICAL SMOOTHI 5814 -6.64 1,100.01 GA WOODSTOCK 289 RIDGEWALK PKWY US 06/04 DEBIT CARD WITHDRAWAL HOBBYLOBBY 5945 -29.11 1,070.90 GA KENNESAW 1570 CRATER LAKE DRUS 06/04 EFT ALLSTATE INS CO ;060425;INS PREM -169.25 901.65 06/05 DEBIT CARD WITHDRAWAL EMANUELO FAMILY 8041 -25.00 876.65 GA WOODSTOCK 7133 HWY 92 US 06/05 DEBIT CARD WITHDRAWAL AMAZON.COM*N6806 5942 -12.02 864.63 WA SEATTLE AMAZON.COM US 06/05 DEBIT CARD WITHDRAWAL PANDORA 218298 5944 -91.94 772.69 GA KENNESAW 400 BARRET PARKWAY US 06/05 DEBIT CARD WITHDRAWAL IHOP 484 5812 -9.36 763.33 GA KENNESAW 1950 COBB PKWY US 06/05 DEBIT CARD WITHDRAWAL WM SUPERCENTER # 5411 -8.34 754.99 GA WOODSTOCK 6435 BELLS FERRY RDUS 06/05 DEBIT CARD WITHDRAWAL WALMART.COM 8009 5310 -58.53 696.46 AR BENTONVILLE 702 SW 8TH ST US 06/06 DEBIT CARD WITHDRAWAL WELLSTAR MYCHART 8099 -25.00 671.46 GA MARIETTA 793 SAWYER ROAD US 06/06 DEBIT CARD WITHDRAWAL PUBLIX 5411 -3.87 667.59 GA KENNESAW PUBLIX US 06/08 DEBIT CARD WITHDRAWAL CHEVRON 0388077, 5542 -20.69 646.90 GA ACWORTH 5900 BELLS FERRY RDUS 06/09 DEBIT CARD WITHDRAWAL CHINESE TAKEOUT 5045 -16.48 630.42 NC RALEIGH 8480 HONEYCUTT ROADUS 06/09 SELF SERVICE TRANSFER 300.00 930.42 FROM 1 POOLE SHARE 91 06/09 DEBIT CARD WITHDRAWAL GOODWILL #5559 5931 -15.50 914.92 GA WOODSTOCK 6719 BELLS FERRY RDUS 06/11 DEBIT CARD WITHDRAWAL CITY OF CLEARWAT 7523 -0.85 914.07 FL CLEARWATER 100 S MYRTLE AVE STUS 06/11 EFT ALLSTATE INS CO ;061125;PREMIUM -163.79 750.28 06/12 DEBIT CARD WITHDRAWAL GOODWILL LARGO # 5931 -4.77 745.51 FL LARGO 1460 S MISSOURI AVEUS 06/16 EFT ALLSTATE INS CO ;061625;PREM REF 116.75 862.26 06/16 EFT PAYPAL ;061625;INST XFER -15.83 846.43 Page 3 of 3 CHECKING, continued Account Activity Posted Description Amount Balance 06/17 DEBIT CARD WITHDRAWAL WALGREENS 4075 C 5912 -27.86 818.57 GA KENNESAW 4075 CHEROKEE ST NWUS 0,18 SOCIAL SECURITY 1,813.50 2,632.07 c 06/18 DEBIT CARD WITHDRAWAL PUBLIX 5411 -3.87 2,628.20 GA KENNESAW PUBLIX US 06/18 DEBIT CARD WITHDRAWAL GOODWILL #5523 5931 -9.60 2,618.60 GA KENNESAW 2500 COBB PKWY NW US 06/19 DEBIT CARD WITHDRAWAL GOODWILL #5559 5931 -5.68 2,612.92 GA WOODSTOCK 6719 BELLS FERRY RDUS 06/22 DEBIT CARD WITHDRAWAL TOWN CENTER BRUS 5814 -11.41 2,601.51 GA KENNESAW 2960 George Busbee US 06/23 EFT TARGET DEBIT CRD;062325;ACH TRAN -261.81 2,339.70 TARGET PLUS 800-591-3869 MN 06/23 EFT PAYPAL ;062325;INST XFER -12.71 2,326.99 06/24 DEBIT CARD WITHDRAWAL WALGREENS 950 TO 5912 -17.38 2,309.61 GA WOODSTOCK 950 TOWNE LAKE PKWYUS 06/24 P2P WITHDRAWAL CASH APP*BRENDA 4829 -400.00 1,909.61 CA Oakland 1955 Broadway US 06/24 DEBIT CARD WITHDRAWAL.SAMSCLUB.COM 5300 -147.78 1,761.83 AR 888-746-7726 608 SW 8TH ST US 06/25 DEBIT CARD WITHDRAWAL POSMS WOODSTOCK 8011 -77.50 1,684.33 GA WOODSTOCK 1505 STONE B US 06/26 EFT TruStage ;062625;LIFE INSUR -53.40 1,630.93 06/26 DEBIT CARD WITHDRAWAL CALVARY CATHOLIC 7261 -195.00 1,435.93 FL CLEARWATER 5233 118TH AVE N US 06/27 EFTT-MOBILE ;062725;PCS SVC -108.10 1,327.83 06/28 DEBIT CARD WITHDRAWAL 10120 Wellstar K 7523 -3.00 1,324.83 GA Marietta 677 CHURCH ST NE US 06/30 NEW SHARE BALANCE 1,324.83 ******** 2025 YEAR-TO-DATE FINANCIAL SUMMARY ******** DIV/INT DIV/INT MORTGAGE MORTGAGE MORTGAGE OTHER NON-MTG PAID WITHHOLDING POINTS LATE CHG FINANCE CHG FINANCE CHG 0.00 0.00 0.00 0.00 0.00 - 0.00 ) Other Than Home -Equity Plans What To Do If You Think You Find A Mistake On Your Statement (UNLESS OTHERWISE NOTED, AN * OR ** IDENTIFIES AN OPEN END LOAN) If you think there is an error on your statement, write to us at the address on the front of the first page of this statement. In your letter, give us the following information: • Account information: Your name and account number. • Dollar amount: The dollar amount of the suspected error. • Description of Problem:, If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following are true: • We cannot try to collect the amount in question, or report you as delinquent on that amount. • The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Home -Equity Plans BILLING RIGHTS SUMMARY In Case of Errors or Questions About Your Bill: If you think your bill is wrong, or if you need more information about a transaction on your bill, write us at the address on the front of the first page of this statement, as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number. 2. The dollar amount of the suspected error. 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. Important Information Regarding the Computation of Your Consumer Loan Balance and Finance Charges: The finance charge is calculated on open end loans by applying the Daily Periodic Rate to the unpaid principal balance for the actual number of days such balance remains outstanding. To get the unpaid principal balance we take the beginning balance of your account each day, add any new advances, and subtract any payments or credits. This gives us the unpaid principal balance for that day. The finance charges are collected at the time of a payment. The Annual Percentage Rate (APR) is shown in the loan description area for each loan followed by the rate type. Types of "Adjust" or "Variable" indicate that this loan's APR can change. The Daily Periodic Rate is calculated by dividing the APR by 360 or 365 as noted in your disclosures. Regulation E (Electronic Fund Transfers) SUMMARY OF YOUR RIGHTS In Case of Errors or Questions About Your Electronic Transfers Call or write us at the phone number or address listed on the front of the first page of this statement as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. (1) Tell us your name and account number (if any). (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days (10 calendar days in MA) to do this, we will credit your account for the amount you think is in error so that you will have the use of the money during the time it takes us to complete our investigation. You may call the designated phone number on the front of this statement to determine if pre -authorized transfers have occurred. Certain exempt loans and accounts are not provided with customer protection under Regulation Z and Regulation E. Contact us for specific information, should you have a question pertaining to your accounts. Ending Balance Shown on this statement $ Add deposits not Credited to this Statement (if any) $ Total $ Subtract Total Outstanding Drafts $ Balance Should agree with draft - register balance after deducting service charge or other charges not in your draft register (if any). OUTSTANDING SHARE DRAFTS NUMBER AMOUNT Fisery CU Solutions 06-2010 Wells Fargo Everyo. _ June 6, 2025 • Page 1 of 6 BRENDA M EVANS 1407 BEAR RIDGE CT NW KENNESAW GA 30144-7127 Checking You and Wells Fargo Thank you for being a loyal Wells Fargo customer. We value your trust in our company and look forward to continuing to serve you with your financial needs. FARGO Questions? Available by phone 24 hours a day, 7 days a week: We accept all relay calls, including 711 1 -800 -TO -WELLS (1-800-869-3557) En espano!:1-877-727-2932 Online: wellsfargo.com Write: Wells Fargo Bank, N.A. (297) P.O. Box 6995 Portland, OR 97228-6995 Other Wells Fargo Benefits This June, be wary of scams targeting older and vulnerable adults June 15 is World Elder Abuse Awareness Day, and now is a great time to learn how to help protect yourself and your loved ones from common scams, including: -Investmentscams, where the scammer makes friends with you on social media then offers to show you how to invest in crypto. Watch out for promises of big returns, suggestions to invest in crypto or requests to wire money. -Tech Imposter scams, where scammers pose as legitimate tech support to convince you to give them access to your device. They can then plant fake evidence of fraud and pass you to another scammer posing as your bank, who asks you to wire money or courier cash or gold to "keep it safe". Wells Fargo will never ask you to do this. Watch out for unsolicited contact from "tech support" scammers. Never give up access to your device or accounts. Remember, always be cautious when you're asked for your personal information or money. Don't respond until you validate the who and the why. You are in control when it's your money. June 6, 2025 ■ Page 2 of 6 w.traA.S, MEG Statement period activity summary Beginning balance on 5/8 Deposits/Additions Withdrawals/Subtractions $3,769.57 6,106.37 - 6,749.66 Ending balance on 6/6 Overdraft Protection Your account is linked to the following for Overdraft Protection: • Savings - $3,126.28 count number: (primary account) Transaction history Check Date Number 5/8 5/8 5/8 5/8 5/8 5/12 5/13 5/13 5/13 5/13 5/14 5/14 5/15 5/19 5/19 5/19 5/19 5/19 5/19 5/20 5/20 5/20 5/20 5/22 5/22 5/23 Description Zelle From Ireatha Poole on 05/08 Ref # RgnOJeOEpvgj B Evans Tax Refund Purchase authorized on 05/07 Goodwill Largo #10 Largo FL 5305127581514926 Card 3511 Purchase authorized on 05/07 McDonald's F6665 Largo FL 5385127592483595 Card 3511 Purchase authorized on 05/07 Dunkin #300740 Clearwater FL 5465127615148537 Card 3511 Upgrade, Inc. Payment 250508 75375092 Brenda Evans Purchase authorized on 05/11 7 -Eleven 22836 Tampa FL S385131460301489 Card 3511 Purchase authorized on 05/11 Buc-Ee's #51 Fort Valley GA 5585131656637670 Card 3511 Purchase authorized on 05/11 Buc-Ee's #51 Fort Valley GA 5385131663845809 Card 3511 Purchase authorized on 05/11 Buc-Ee's #51 Fort Valley GA 5385131666988290 Card 3511 Purchase authorized on 05/12 Dunkin #353605 Kennesaw GA 5585132398079365 Card 3511 Purchase authorized on 05/12 The Home Depot #17 Kennesaw GA 5305132472080189 Card 3511 Purchase authorized on 05/14 WM Superc 6435 Bells F Woodstock GA P000000971859953 Card 3511 Purchase authorized on 05/14 Chevron 0388077 Acworth GA 5305134566855795 Card 3511 Purchase authorized on 05/15 Cloud 9 Nail Spa 5 Acworth GA 5585135609814657 Card 3511 Purchase authorized on 05/16 Ihop 488 Woodstock GA 5385136570928986 Card 3511 Purchase authorized on 05/19 Cvs/Pharmacy #02 02147--2 Kennesaw GA P465139583959913 Card 3511 Online Transfer to City County Emp Credit Uniion Chkxxxx754 B. Evans Ref #F20Sgfwj4G on 05/19/25 Paypal lnst Xfer 250519 Walmart Com Brenda Evans Paypal Inst Xfer 250519 Gofndme* Help U Brenda Evans Paypal Transfer 250520 1042319042633 Brenda Evans Purchase authorized on 05/20 Wal-Mart #5275 Woodstock GA P000000771064976 Card 3511 Purchase authorized on 05/20 Wal-Mart #5275 Woodstock GA P000000480422265 Card 3511 Purchase authorized on 05/20 The Home Depot #1777 Kennesaw GA P385140696209909 Card 3511 Purchase authorized on 05/20 Goodwill #5559 Woodstock GA 5305140562600235 Card 3511 Purchase authorized on 05/22 Beauty Island Kennesaw GA P000000280312283 Card 3511 Purchase authorized on 05/22 Small Cakes Woodstock GA 5585142657449804 Card 3511 Deposits/ Withdrawals/ Additions Subtractions 800.00 0.01 Ending daily balance 9.05 5.55 3.41 278.60 51.59 44.08 5.39 7.56 4.43 40.00 8.48 30.46 51.30 15.71 19.92 500.00 94.86 117.50 31.24 70.61 11.93 39.80 11.62 20.35 4,272.96 4,221.37 4,159.91 4,111.43 4,080.97 3,281.68 3,167.91 3,116.49 June 6, 2025 IN Page 3 of 6 • r.. -LS VARGO Transaction History (continued) Check Deposits/ Withdrawals/ Ending daily Date Number Description Additions Subtractions balance 5/23 Purchase authorized on 05/22 Sq *Nlb Thrift Woo Woodstock 8.47 3,087.67 GA 5305142689765627 Card 3511_ 5/27 Zelle From Larnar Joy on 05/25 Ref # PpOYvfyxvd 1,500.00 5/27 NFCU Acctverify 2505261596780 Name Not Present 0.02 5/27 NFCU Acctverify 250526 1596781 Name Not Present 0.08 5/27 Purchase authorized on 05/24 The Home Depot #1777 22.85 Kennesaw GA P000000387725600 Card 3511 5/27 Purchase authorized on 05/24 Dollar Tr 3895 Cheroke 11.88 Kennesaw GA P000000876134224 Card 3511 5/27 Purchase authorized on 05/24 K -Pop Bbq and Bar LLC 71.23 Woodstock GA P385144751957435 Card 3511 5/27 Zelle to WF Joy on 05/25 Ref #PpOYvfs6Ly 1,500.00 5/27 Purchase authorized on 05/27 Sams Club 9464 Main St 26.33 Woodstock GA P000000884415174 Card 3511 5/27 Purchase authorized on 05/27 Sams Club 9464 Main St 1.46 Woodstock GA P000000386923207 Card 3511 5/27 Citi Autopay Payment 250523 251704616690120 Brenda 200.00 Evans 5/27 NFCU Acctverify 250526 1596782 Name Not Present 0.10 2,753.92 5/28 Purchase authorized on 05/27 Sq *First Baptist Woodstock GA 7.42 2,746.50 S585147560714009 Card 3511 5/29 Purchase authorized on 05/28 Dunkin#365613 Woodstock GA 6.36 5385148535328352 Card 3511 5/29 Purchase authorized on 05/28 Sq *Nlb Thrift Woo Woodstock 2.36 GA 5465148573011209 Card 3511 5/29 Purchase authorized on 05/29 Publix Super Mar 4430 Wad 7.14 2,730.64 Kennesaw GA P305149541859780 Card 3511 5/30 rj State of Florida Retirement 250530 704699965004611 Evans 3,768.11 Brenda 5/30 Purchase authorized on 05/29 0840 Great Clips A Kennesaw 15.00 GA 5305149536767258 Card 3511 5/30 Purchase authorized on 05/29 Publix #146 Kennesaw GA 14.08 5305149539364097 Card 3511 5/30 Online Transfer to Navy Federal Credit Union Chk xxxxxx8592 500.00 B. Evans Ref #F20518558R on 05/30/25 5/30 Zelle to Brown Brandi on 05/30 Ref #RpOYvyp2Hn 100.00 Congratulations Le 5/30 NFCU ACH Payment 250529 272909512000002 Brenda Evans 500.00 5,369.67 6/2 Purchase authorized on 05/30 Cloud 9 Nail Spa 5 Acworth GA 27.50 5585150570472302 Card 3511 6/2 Purchase authorized on 05/30 Johnnys NEW York S Kennesaw 35.12 GA 5385150765520152 Card 3511 6/2 Recurring Transfer to Evans B Way2Save Savings Ref 100.00 #Op0SIj6Wgp xxxxxx4117 6/2 Purchase authorized on 05/31 Lowe's #543 Woodstock GA 232.00 P585151567358329 Card 3511 6/2 M1dflorida Cu Transfer Brenda Evans 20250602244768 650.00 4,325.05 6/3 Zelle to WF Joy on 06/03 Ref #PpOYwclybk 1,000.00 6/3 Public Storage I Rental 250603 000000047487077 Brenda 68.00 3,257.05 Evans 6/4 Purchase authorized on 06/03 Checkered Flag Emi Marietta GA 21.00 3,236.05 5585154560043423 Card 3511 6/5 Paypal Transfer 250605 1042678660397 Brenda Evans 38.15 6/5 Trans Life Premium Wp0200940 07 Brenda Evans 26.86 3,247.34 6/6 Zelle to Patricia Massage on 06/06 Ref #RpOYwpbcg9 120.00 Therapeutic Massage 6/6 Paypal Inst Xfer 250606 McDonalds 16937 Brenda Evans 1.06 3,126.28 Totals $6,106.37 $6,749.66 The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed. June 6, 2025 ■ Page 4 of 6 SLS; FARGO Monthly service fee summary For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wel, -. • ..com/ ee aq or a i e docu .ts, and answers to common monthly service fee questions. Fee period 05/08/2025 - 06/06/2025 Standard monthly service fee $10.00 You paid $0.00 to avoid y service fee Minimum required This fee period Have any ONE of the following each fee period • Minimum daily balance $500.00 $2,730.64 0 • Total amount of qualifying electronic deposits $500.00 $3,806.37 rn • Age of primary account owner • Account is linked to a Wells Fargo Campus ATM Card or Campus Debit Card PC/HC IMPORTANT ACCOUNT INFORMATION 17-24 E 1 0 fl Drawdown Wires incur a fee of $15 for Consumer and Small Business non -analyzed accounts. For Drawdown Wires on analyzed accounts, there is a fee of $22. For more information, please review the Consumer and Business Fee & Information Schedule. Using a Digital Version of your Debit Card Effective June 3, 2025, the following subsection will be added to the "Using Your Card" section of the Wells Fargo Debit and ATM Card Terms and Conditions: . Using a digital version of your debit card You can use the digital version of your debit card, if eligible, for card -not -present transactions like online and in -app purchases, or for payments over the phone. You will not be able to use the digital version of your debit card for in-store purchases or to access Wells Fargo ATMs, unless you add the digital version of your debit card to a Mobile Device (see "Using Your Card Through A Mobile Device" for more details). Note that the PIN for a digital version of your debit card will be the same as the PIN for your physical debit card. NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1 -800 -TO WELLS (1-800-869-3557) to share your language preference. Other Wells Fargo Benefits Help take control of your finances with a Wells Fargo personal loan. Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan may be able to help. See personalized rates and payments in minutes with no impact to your credit score. Get started at wellsfargo.com/personalloan. June 6, 2025 ■ Page 5 of 6 FARGO Important Information You Should Know • To dispute or report inaccuracies in information we have furnished to a Consumer Reporting Agency about your accounts Wells Fargo Bank, N.A. may fumish information about deposit accounts to Early Warni ng Services. You have the right to dispute the accuracy of information that we have fumished to a consumer reporting agency by writing to us at Wells Fargo Bank N.A. Attn: Deposit F urnishi ng Disputes MAC F2304-019 PO Box 50947 Des Moines, IA 50340. Include with the dispute thefollowing information as available: Full name (First, Middle, Last), Comp lete address, The account number or other information to identify the account being disputed, La stfou r digits ofyou rsocial security number, Date of Birth. Please describe the spedfic information that is inaccurate or in dispute and the basis forthe dispute along with supporting documentation. If you believe the information fumished is the result of identity theft, please provide us with an identity theft report • If your account hasa negative balance: Please note that an account overdraft that is not resolved 60 days from the date the accountfirst became overd yawn will res ult in closure a nd charge off of your account. In this event, itis important that you make arrangements to redirect recurring deposits and payments to another account. The dosure will be reported to Early Waming Services. We reserve the right to close and/or charge-off your account at an earlier date, as permitted by law. The laws of some states require us to inform you that this communication is an attempt to collect a debt and that any information obtained will be used for that purpose. • In case of errors or questions about your electronic transfers: Telephone us at the number printed on the front of this statement or write us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statementor receipt. We must hear from you no later than 60 days afterwe sent you the FIRST statement on which the error or problem appeared. 1. Tell us your name and account number (if any). 2. Describe the error orthe transfer you are unsure about, and expla in as clearly as you ca n why you believe it is an error or why you need more information. 3. Tell us the dollara mount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. • In case of errors or questions abo ut other transactions (that are not electronic transfers): Promptly review your account statement within 30 days afterwe made it available to you, a nd notify us of any errors. June 6, 2025 ■ Page 6 of 6 WELLS FAR.GO Account Balance Calculation Worksheet Number Items outstanding Amount 1. Use the following worksheet to calculate your overall account balance. 2. Go through your register and mark each check, withdrawal, ATM transaction, payment, deposit or other credit listed on your statement. Be sure that your register shows any interest paid into your account and any service charges, automatic payments or ATM transactions withdrawn from your account during this statement period. 3. Use the chart to the right to list any deposits, transfers to your account, outstanding checks, ATM withdrawals, ATM payments or any other withdrawals (including any from previous months) which are listed in your register but not shown on your statement. ENTER A. The ending balance shown on your statement. $ ADD B. Any deposits listed in your $ register or transfers into $ your account which are not $ shown on your statement. + $ TOTAL $ CALCULATE THE SUBTOTAL (Add Parts A and B) TOTAL $ SUBTRACT C. The total outstanding checks and withdrawals from the chart above. - $ CALCULATE THE ENDING BALANCE (Part A + Part B - Part C) This amount should be the same as the current balance shown in your check register. $ Total $ To download and print additional Account Balance Calculation Worksheets (PDF), enter www.wellsfargo.com/balancemyaccount in your browser on either your computer or mobile device. ©2021 We Is Fargo Bank, N.A. ANI rights reserved. Member FD E. NMLSR ID 399801 1m�.,, LC DCR Wells Fargo Everyc. ,hr Checking July 8, 2025 ■ Page 1 of 6 BRENDA M EVANS 1407 BEAR RIDGE CT NW KENNESAW GA 30144-7127 You and Wells Fargo Thank you for being a loyal Wells Fargo customer. We value your trust in our company and look forward to continuing to serve you with your financial needs. WEgai Questions? Available by phone 24 hours a day, 7 days a week: We accept all relay calls, including 711 1 -800 -TO -WELLS (1-800-869-3557) En espanol: 1-877-727-2932 Online: wellsfargo.com Write: Wells Fargo Bank, N.A. (297) P.O. Box 6995 Portland, OR 97228-6995 Other Wells Fargo Benefits Beware of bank impersonation scams. Five signs that you're speaking to a stammer posing as Wells Fargo: 1. You're asked to provide your online banking password, PIN, or a verification code. Wells Fargo will not contact you and request this. 2. You're told you need to return your card, wire money, make a cash withdrawal, purchase a cashier's check, or deposit money at a crypto or bank ATM. Wells Fargo will never ask you to move or send money in any form to another account or a person to protect it. 3. You're advised to keep the conversation secret due to an "investigation" or for your protection. 4. The person you're talking to will not allow you to end the call or text. A real Wells Fargo employee would not pressure you to continue a conversation. 5. You're given exact steps for how to complete a transaction, including how to respond to any bank employee questions. When in doubt, check it out. Contact us to verify any transactions or suspicious contact. You're in charge when it comes to your money. Learn more at wellsfargo.com/nophishing. July 8, 2025 ■ Page 2 of 6 J VW. LLS FARG Statement period activity summary Beginning balance on 6/7 Deposits/Additions Withdrawals/Subtractions $3,126.28 4,422.55 - 6,054.19 Ending balance on 7/8 Overdraft Protection Your account is linked to the following for Overdraft Protection: • Savings - $1,494.64 Account number: (primary account) BRENDA M EVANS Georgia account terms and conditions apply For Direct Deposit use Routing Number (RTN): Transaction history Date 6/9 6/10 6/10 6/11 6/11 6/12 6/12 6/12 6/13 6/13 6/13 6/16 6/16 6/16 6/16 6/16 6/16 6/16 6/17 6/17 6/18 6/18 6/18 6/18 6/18 6/18 6/18 6/18 6/20 6/23 Check Deposits/ Withdrawals/ Ending daily Number Description Additions Subtractions balance Purchase authorized on 06/09 Circle K # 45200 1904 Valdosta 26.67 3,099.61 GA P000000483177921 Card 3511 Purchase authorized on 06/10 Get It' Beauty Supply Clearwater 13.88 FL P385161489025895 Card 3511 Upgrade, Inc. Payment 250608 295Fm5 Brenda Evans 303.60 2,782.13 Purchase authorized on 06/09 PY*The Tree House Valdosta GA 3.24 5305160525533069 Card 3511 Purchase authorized on 06/09 Cheddar's Zk 02021 Valdosta GA 32.23 2,746.66 5385160572917005 Card 3511 Cash eWthdrawal IN Branch 06/12/2025 07:26 Am 639 5 Fort 200.00 Harrison Ave Clearwater FL 3511 Purchase authorized on 06/12 Publix Super Mar 619 Sout 15.58 Clearwater FL P585163690347593 Card 3511 1217 Check 91.60 2,439.48 Purchase authorized on 06/13 Sunshine 2803 34th St St 26.71 Petersburg FL P000000277379748 Card 3511 Paypal Inst Xfer 250613 McDonalds 1291 Brenda Evans 5.35 Paypal Inst Xfer 250613 McDonalds 14451 Brenda Evans 7.41 2,400.01 Purchase authorized on 06/13'Pofolks Restaurant Saint Petersb 73.57 FL 5305164597382942 Card 3511 Purchase authorized on 06/13 Checkers C170 Clearwater FL 11.85 5385164685158241 Card 3511 Purchase authorized on 06/14 Chevron 0379997 Clearwater FL 34.59 5585165748497579 Card 3511 Purchase authorized on 06/14 Dollar -General # Dg 09256 15.44 Clearwater FL ?3051657.59445259 Card 3511 Purchase authorized on 06/15 Texas Roadhouse #2 OIo.Com 23.03 GA 5305166625472953 Card 3511 Purchase authorized on -06/15 Citgo Mart Valdosta GA 34.21 P305166659012027 Card 3511 Purchase authorized on 06/16 Buc-Ee's #51 Outside 7 Fort 10.11 2,197.21 Valley GA P000000383331231 Card 3511 Purchase authorized on 06/15 Ihop 360092 Gainesville FL 18.70 546516.6535654208 Card 3511 Paypal Inst Xfer 250617 Walmart Com Brenda Evans 123.30 2,055.21 Paypal Transfer 2506181042954459860 Brenda Evans 3.11 Paypal Transfer 25'0618 1042954458924 Brenda Evans 8.81 Purchase authorized on 06/16 Buc-Ee's #51 Fort Valley GA 11.21 5305167466969375 Card 3511 Purchase authorized on 06/i 6 Wendys #81 Kennesaw GA 5.29 5305167619060808 Card 3511 Purchase authorized on 06/16 Chick-Fil-A #02146 Kennesaw 11.16 GA 5465167731578806 Card 3511 Paypal list Xfer 250618 Walmart Com Brenda Evans 3.11 Paypal Inst Xfer 250618 Walmart Com Brenda Evans 17.34 Paypal Inst Xfer 250618 Pandorajewl Pnd Brenda Evans 130.34 1,888.68 My Deals Cash Back for Chevron 1.04 1,889.72 Purchase authorized on 06/23 Qt 801 Outside Woodstock GA 32.84 1,856.88 P465174686149393 Card 3511 July 8, 2025 IN Page 3 of 6 WJLLS FARGO Transaction History (continued) Check Deposits/ Withdrawals/ Ending daily Date Number Description Additions Subtractions balance 6/26 Purchase authorized on 06/25 Sq *Nlb Thrift Woo Woodstock 11.91 GA 5305176578084821 Card 3511 6/26 Zelle to WF Joy on 06/26 Ref #PpOYymy2Wz 500.00 6/26 Citi Autopay Payment 250625 251733129330029 Brenda 200.00 1,144.97 Evans 6/27 2elle From Lamar Joy on 06/27 Ref # PpOYypx9JJ 600.00 6/27 Purchase authorized on 06/25 Goodwill #5559 Woodstock GA 6.75 25.91 5465176603241553 Card 3511 6/27 Purchase authorized on 06/26 Nelshrig Corporati 186-69321801 GA 5305177634656310 Card 3511 6/27 Purchase authorized on 06/26 Tst*The Marietta L Marietta GA 5385177638534148 Card 3511 6/27 Purchase authorized on 06/26 Crumb! Kennesaw 1 80-1 41 01 31 3 UT 5465177680892405 Card 3511 6/27 Purchase authorized on 06/26 Store Acworth GA S465177706934814 Card 3511 6/30State of Florida Retirement 250630 704699965502665 Evans 3,768.11 Brenda 6/30 Paypal Transfer 2506281043_158121507 Brenda Evans 0.01 6/30 Paypal Transfer 250630 1043205620268 Brenda Evans 38.15 6/30 Purchase authorized on 06/27 Lucky China Kennesaw GA 15.67 5305178688378097 Card 3511 6/30 Zelle to WF Joy on 06/28 Ref #PpOYytmv57 July 2025 1,500.00 6/30 Online Transfer to Navy Federal Credit Union Chk xxxxxx2911 600.00 B. Evans Ref #F20Sxjcwmy Bill Payment 6/30 Purchase authorized on 06/29 Publix Super Mar4430 Wad 5.47 Kennesaw GA P585180597275669 Card 3511 6/30 Purchase authorized on 06/29 Publix Super Mar4430 Wad Kennesaw GA P385180606285934 Card 3511 6/30 Purchase authorized on 06/29 Walgreens Store 4075 Cher Kennesaw GA P305180617278604 Card 3511 6/30 Recurring Transfer to Evans B Way25ave Savings Ref #Op0Sy2Nmnc xxxx o 4117 6/30 Purchase authorized on 06/30 The Home Depot #0116 Woodstock GA P585181589177683 Card 3511 6/30 Paypal Inst Xfer 250628 Walmart Com Brenda Evans 7/1 Purchase authorized on 07/01 Walgreens Store 4360 Bell Kennesaw GA P305182504613298 Card 3511 7/1 Midflorida Cu Transfer Brenda Evans 20250701638853 7/2 Purchase authorized on 06/30 hop 488 Woodstock GA 5305181547605913 Card 3511 7/2 Purchase authorized on 06/30 Goodwill #5503 Woodstock GA 5465181582218572 Card 3511 7/2 Purchase authorized on 07/01 First Watch - 0143 Kennesaw GA 5305182637558863 Card 3511 7/2 ZeIIe to Patricia Massage on 07/02 Ref #RpOYz8Yqrf Therapeutic Massage 7/2 NFCU ACH Payment 250701 276084680000001 Brenda Evans 7/2 Paypal Inst Xfer 250702 Walmart Com Brenda Evans 7/3 Paypal Transfer 250703 1043277668967 Brenda Evans 3.32 7/3 Public Storage I Rental 250703 000000047764172 Brenda Evans 7/3 Paypal Inst Xfer 250703 Walmart Com Brenda Evans 7/7 Trans Life Premium Wp0200940 07 Brenda Evans 7/7 Paypal Inst Xfer 250706 Walmartplus Brenda Evans 7/8 Upgrade, Inc. Payment 250708 2Acmhs Brenda Evans 35.02 6.34 7.67 1,663.28 19.61 23.39 100.00 9.49 107.12 3,088.80 15.65 650.00 2,423.15 26.44 10.71 24.15 120.00 200.00 93.68 1,948.17 68.00 9.39 1,874.10 26.86 49.00 1,798.24 303.60 1,494.64 Totals $4,422.55 $6,054.19 The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your transactions posted. Ifyou had insufficient available funds when a transaction posted, fees may have been assessed. July 8, 2025 ■ Page 4 of 6 WeA LS FGO Summary of checks writter(checks listed are also displayed in the preceding Transaction history) Number Date Amount 1217 6/12 91.60 Monthly service fee summary For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for a link to these documents, and answers to common monthly service fee questions. Fee period 06/07/2025 - 07/08/2025 Standard monthly service fee $10.00 You paid $0.00 How to avoid the monthly service fee Minimum required This fee period Have any ONE of the following each fee period • Minimum daily balance $500.00 $1,144.97 111 • Total amount of qualifying electronic deposits $500.00 $3,821.51 El • Age of primary account owner 17 - 24 111 • Account is linked to a Wells Fargo Campus ATM Card or Campus Debit Card 1 0 RC/RC IMPORTANT ACCOUNT INFORMATION Drawdown Wires incur a fee of $15 for Consumer and Small Business non -analyzed accounts. For Drawdown Wires on analyzed accounts, there is a fee of $22. For more information, please review the Consumer and Business Fee & Information Schedule. NEW YORK CITY CUSTOMERS ONLY-- Pursuant to New York City regulations, we request that you contact us at 1 -800 -TO WELLS (1-800-869-3557) to share your language preference. Other Wells Fargo Benefits Help take control of your finances with a Wells Fargo personal loan. Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan may be able to help. See personalized rates and payments in minutes with no impact to your credit score. Get started at wellsfargo.com/personalloan. July 8, 2025 • Page 5 of 6 NVEILLS FAEtGO Important Information You Should Know • To dispute or report inaccuracies in information we have furnished to a Consumer Reporting Agency about your accounts Wells Fargo Bank, N.A. may fumish information about deposit accounts to Early Warning Services. You have the right to dispute the accuracy of information that we have fumished to a consumer reporting agency by writing to us at Wells Fargo Bank N.A. Attn: Deposit Furnishing Disputes MAC F2304-019 PO Box 50947 Des Moines, IA 50340. Include with the d ispute the fol lowing information as available: Full name (First, Middle, Last), Complete address, The account number or other information to identify the account being disputed, Lastfour digits ofyoursocial security number, Date of Birth Please describe the specific information that is inaccurate or in dispute and the basis forthe dispute along with supporting documentation. If you believe the information fumished is the result of identity theft, please provide us with an identity theft report ■ If your account hasa negative balance: Please note that an account overdraft that is not resolved 60 days from the date the account first became ove rd rawn will result in closure and charge off of your account. In this event, it is importantthatyou make arrangements to redirect recurring deposits and payments to another account The dosure will be reported to Early Waming Services. We reserve the right to close and/or charge-off your account at an earlier date, as permitted by law. The laws of some states require us to inform you that this communication is an attempt to collect a debt and thatany information obtained will be used for that purpose. • In case of errors or questions about your electronic transfers: Telephone us at the number printed on the front of this statementor write us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt We must hear from you no later than 60 days afterwe sent you the FIRST statement on which the error or problem appeared. 1. Tell us your na me and account number (if arty). 2. Describe the error orthetransfer you are unsure about, and explain as clearly as you can why you believe itis an error or why you need more information. 3. Tell us the dollara mount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. ■ In case of errors or questions abo ut other transactions (th at are not electronic transfers): Promptly review your account statement within 30 days afterwe made it available to you, a nd notify us of any errors. July 8, 2025 ■ Page 6 of 6 w' L ' FGO Account Balance Calculation Worksheet Number Items outstanding Amount 1. Use the following worksheet to calculate your overall account balance. 2. Go through your register and mark each check, withdrawal, ATM transaction, payment, deposit or other credit listed on your statement. Be sure that your register shows any interest paid into your account and any service charges, automatic payments or ATM transactions withdrawn from your account during this statement period. 3. Use the chart to the right to list any deposits, transfers to your account, outstanding checks, ATM withdrawals, ATM payments or any other withdrawals (including any from previous months) which are listed in your register but not shown on your statement. ENTER A. The ending balance shown on your statement. $ ADD B. Any deposits listed in your $ register or transfers into $ your account which are not $ shown on your statement. + $ TOTAL $ CALCULATE THE SUBTOTAL (Add Parts A and B) TOTAL $ SUBTRACT C. The total outstanding checks and withdrawals from the chart above. - $ CALCULATE THE ENDING BALANCE (Part A + Part B - Part C) This amount should be the same as the current balance shown in your check register. $ Total $ To download and print additional Account Balance Calculation Worksheets (PDF), enter www.wellsfargo.com/balancemyaccount in your browser on either your computer or mobile device. ©2021 We is Fargo Bank, N.A All rights reserved. Member FDIC. NMLSR ID 399801 .JOCR.C1 OC : LCf Page 1 of 3 udit Comm City -County Employees COME -R'S City I�County P.O. Box 247 STATEMENT OF ACCOUNT Employees Credit Union Byron Center MI 49315 RETURN SERVICE REQUESTED > BRENDA EVANS 704 PENNSYLVANIA AVE N CLEARWATER FL 33755 33755 Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices@ccecu.org www.CCECU.org MEMBER NUMBER STATEMENT PERIOD 06/01/2025 - 06/30/2025 The Audit Committee is performing an account verification. If any of the information appearing on your statement is incorrect, respond it writing to the return address above. Please do not send payments or deposits to this address. ACCOUNT SUMMARY - Balances as of 06/30/2025 Deposit Accounts Savings Checking 5.08 1,324.83 SAVINGS Posted Description 06/01 PREVIOUS BALANCE 06/30 NEW SHARE BALANCE Account Activity Amount Balance 5.08 5.08 CHECKING Account Activity Posted Description 06/01 PREVIOUS BALANCE 06/01 DEBIT CARD WITHDRAWAL Walmart.com 5310 AR Bentonville Walmart.com US 06/01 DEBIT CARD WITHDRAWAL WALMART.COM 8009 5310 AR BENTONVILLE 702 SW 8TH ST US 06/01 DEBIT CARD WITHDRAWAL AMAZON.COM*N63YV 4816 WA SEATTLE AMAZON.COM US 06/02 DEBIT CARD WITHDRAWAL Choi Kwang Do 7997 GA KENNESAW 4327 WADE GREEN RD.US 06/02 DEBIT CARD WITHDRAWAL PUBLIX 5411 GA MARIETTA PUBLIX US 06/02 DEBIT CARD WITHDRAWAL GOOGLE *YouTubeP 5815 CA Mountain View GOOGLE *YouTubeP US 06/02 DEBIT CARD WITHDRAWAL GOODWILL #5503 5931 GA WOODSTOCK 9425 HIGHWAY 92 STEUS 06/03 DEBIT CARD WITHDRAWAL CHEVRON 0388077 5542 GA ACWORTH 5900 BELLS FERRY RDUS 06/03 EFT Cash App ,060325,Brenda Eva 06/03 DEBIT CARD WITHDRAWAL CTLP*PPS AIRNAC 5814 GA CANTON 15390 TULLGEAN DR US 06/03 DEBIT CARD WITHDRAWAL WALGREENS 950 TO 5912 Amount -48.68 -20.14 -48.85 -179.00 -10.16 -22.99 -4.00 -31.57 259.00 -3.15 -20.17 Balance 1,258.50 1,209.82 1,189.68 1,140.83 961.83 951.67 928.68 924.68 893.11 1,152.11 1,148.96 1,128.79 TY COUNTY City(County 810 N ATER BELCHER RDOFL G YE CU CLEEmployees Credit Union RETURN SERVICE REQUESTED 1"11111111111111"1"11+111111111111111111111111111111111111111 > DONNA R EVANS 704 PENNSYLVANIA AVE CLEARWATER FL 33755 33755 MEN,, ,,1R'S STAt MENT OF ACCOUNT Page 1 of 5 Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone.Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices@ccecu.org www.CCECU.org MEMBER NUMBER ATEMENT PERIOD 05/01/2025 - 05/31/2025 Time "'to`; Purchase. ;a New Auto? 'Cleck" and .;Get P reapproved ; : CCECU.org °, :: = ACCOUNT SUMMARY Deposit Accounts Savings' ; ., . Checking ;Balances ;as of 05131/2025. Loans;Outstanding - New Auto- Loan ' ,02 Personal- Loan 20 • - <NEW AUTO -'LO Loan.Payment. Posted ' Description Amount 05/01 PREVIOUS BALANCE 'PAYMENT'AMOUNT • . 572.59 'NEXT,PAYMENT DUE 063025,. '4.850 <ANNUAL.PERCENTAGE RATE> .013288% DAILY PERIODIC_ RATE , 05/30. SCHEDULED. TRANSFER 572.59. FROM SHARE 91 ., ."05/31. YTD. FINANCECHARGES._ 05/34 NEW BALANCE. can -Activity.' Finance: Fees or .' Charge L. tate. Charges ' ` 48'2:67 2204:25 22, 074.25. 22 074.25 PERSONAL- LOAN Posted Description, `` Loan Activity: ` . Loan Payment:' .. Finance - Amount;:; Charge 05/01. ' PREVIOUS BALANCE. PAYMENT AMOUNT, 334:49, NEXTIPAYMENT;DUE 11:950,<ANNUAL PERCENTAGE.RATE>-: .032740% DAILY PERIODIC RATE 05/03: SCHEDULED TRANSFER :.:33.4:49, FROM SHARE, 91.. 05/31 YTD FINANCE CHARGES' 05/31' NEW BALANCE / Citurit ITY COUNTY EMPLOYEES CU '�% �% 1810 N BELCHER RD ✓Employees Credit Union ✓ CLEARWATER FL 33765 RETURN SERVICE REQUESTED DONNA R EVANS 704 PENNSYLVANIA AVE CLEARWATER FL 33755 33755 MEL )R'S STATEMENT OF ACCOUNT Page 2 of 5 Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices@ccecu.org www.CCECU.org MEMBER NUMBER STATEMENT PERIOD 05/01/2025 - 05/31/2025 SAVINGS Posted Description .05/01_,. PREVIOUS BALANCE 05/31. DIVIDEND;:EARNED 05-01-25 THRU 05-31-26: .24 ANNUAL:PERCENTAGE YIELD' EARNED. 05-01-25 THRU 05,31-25 05/31 NEW SHARE BALANCE Account.Activi Amount: 0.04 . Balance,, .200'10: 200.14 200::14 • CHECKING Posted Description 05/01, PREVIOUS BALANCE .' • ' 05/01 -ZELLE DEPOSIT ZELLE FROM'Herbert,Robin1 05/0'1 DEBIT CARDWITHDRAWALCIRCLE K 097881.5542 .-. ' FL CLEARWATER , CIRCLE ,K 09786 1501 US 05/01: ZELLE DEPOSIT ZELLE FROM Herbert,Robin'. 05/01: ZELLE DEPOSIT-ZELLE FROM Herbert,Robin - 05/02 DEBIT CARD` WITHDRAWAL SHELL SERVICE S 5541 TX DUNEDIN '"`.SHELL US 05/02 CHECKING FROM CHECKS RECEIVED - 05102'.; DEBIT, CARDWITHDRAWAL *SOUTHERN PAL 58.12.: FL DUNNELLON SQUARE PURCHASE US < `. 05/02 DEBIT CARD WITHDRAWAL CITI TRENDS .#41.15699 - FL; OCALA. CITI TRENDS #41'1, 24US 05/02 :DEBIT CARD WITHDRAWAL ROSES STORE #571 6012 'FL BELLEVIEW.. '_ ROSES STORE #571 US.' ::,05/02" DEBIT, CARD WITHDRAWAL SYNCB PHONE'PAYM 6012 GA ALPHARETTA _ 4125 WINDWARD PLZA US:' .: 05/02; EFT SHELL -' ';050225:PAYMENT 05/02 EFT CAPITAL ONE ; ;050125;PHONE: PYMT 05/02. EFT CAPITAL ONE ;050125;PHONE PYMT 05/02 EFT:CAPITAL ONE ';050125;PHONE PYMT, -05/02; EFT CHASE CREDIT CRD;050225 EPAY ' .`. 05/02- :EFT, WELLS FARGO'CARD;050225;RESERVE 05/02 PAPER STATEMENT FEE 05/03 SCHEDULED TRANSFER TO LOAN 20- .. ,05/03, DEBIT.CARD_ ;WITHDRAWAL PUBLIX 5411. FL OCALA PUBLIX: .' US 05/03' ATM WITHDRAWAL ` FL OCALA' 2575 SW 42ND STREETUS' 05/03 " DEBIT CARD WITHDRAWAL LAS MARGARITAS M,5812 FL OCALA' . 4410 -SW College:'Rd US, ;05/04• DEBIT CARD WITHDRAWAL ROSES STORE #571 6012 Account'Activifi : 'Amount ::1.o0 =49.25 30.00 :: 30.00_ =14:98 46.37 -35.22 =8.05 9`92..: =85:00 -70.00 50.00 -50.00` 100.00 -f.00 334.49 200. Q0 1:9.:00. 26:39' Balance. 6;87(1,24; : :3,871:4- 2 3;821.99 .; ,85.1:99 3,881.99' ` 3,867.0.1, '• 3,913.38 3,878.16. 3,870.11 • 3,860.1 9 3,775.4.9 3,705:19 3;65519" .3,605:19 : 3;555:19 3,4:95:19 3,395:19 , . 3;394.19 3;059:70 3,012.51 2;812:51 :2,793;5.1 2;767.12 I� t >TYCOUNTY EMPLOYEES CU EEEE Clt�%unt�! -) 10 N BELCHER RD ✓Employees Credit union CLEARWATER FL 33765 RETURN SERVICE REQUESTED DONNA R EVANS 704 PENNSYLVANIA AVE CLEARWATER FL 33755 33755 Page 4 of 5 MEN, )R'S STATEMENT OF ACCOUNT Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices(ccecu.org www.CCECU.org MEMBER NUMBER STATEMENT PERIOD 05/01/2025 - 05/31/2025 HECKING, ,conti.n_ued;- Accoeat.oty' Posted- Description Amount . Balance_ ,FL CLEARWATER, 2498 GULF TO BAY US. 05/15 ATM WITHDRAWAL:' - ` FL Clearwater • 1760'Drew St . US 05/16 DEBITCARD WITHDRAWAL PUBLIX 5411" FL CLEARWATER; PUBLIX,• .• US , 05/16 DEBIT CARD. WITHDRAWAL GFS STORE #0755.5411 ' _• FL Clearwater 1661,Gulfto Bay BoUS 05/16 ZELLE WITHDRAWAL ,ZELLETOAPRIL '05/16. DEBIT CARD WITHDRAWAL DOLLAR -GENERAL.# 5310 • FL CLEARWATER'DOLLAR-GENERAL# .us 05/16 ,CHECKING FROM CHECKS RECEIVED 05/16 ZELLE DEPOSIT ZELLE FROM Herbeit,Robin 05/16 DEBIT CARD WITHDRAWALSXM*SIRIUSXM.COM 4899 NY 888-635-5144 1221 AVENUE OF THE•US -05/17 DEBIT CARD WITHDRAWAL WINN DIXIE #24:56:5411 FL LARGO 2460E BAY DR US 05/20 ATM` WITHDRAWAL FL CLEARWATER, 701` N F HARRISON AV -US- ' 05/20 ATM WITHDRAWAL • FL CLEARWATER 905 PALMETTO ST; US . • 05/21' EFT CAPITAL ONE . ;052025;PHONE PYMT 05/22 ATM WITHDRAWAL • FL CLEARWATER 26996 US HIGHWAY" 19US 05/2$' DEBIT CARD WITHDRAWALIKEA TAMPA5,712 FL'TAMPA 1103 N 22ND STREET US ' 05/23 CHECKING FROM CHECKS RECEIVED 05/24 DEBIT CARD WITHDRAWAL SAVE A LOT 30034'541`.1 FL CLEARWATER -1209 CLEVELAND ST US 05/24, DEBIT CARD WITHDRAWAL FAMILY DOLLAR 5331' FL. CLEARWATER 1216 CLEVELAND ST US 05/24 DEBIT' CARD•. WITHDRAWAL"CIRCLE K 09788.1 5542 FL CLEARWATER CIRCLEK 09788 1501 US 05/24 DEBIT CARD"WITHDRAWAL CIRCLE K 09788.1' 7542 FL.CLEARWATER CIRCLE K 09.788' 1501'US 05/24 DEBIT CARD WITHDRAWAL SQ *CLEARWATER U 8398 ',FL gosq.com "1419.N Betty.Ln . US 05/25 ATM WITHDRAWAL . FL CLEARWATER • '905 PALMETTO ST, US , .05/25 -DEBIT CARD WITHDRAWAL WM SUPERCENTER# 5411' • EL CLEA. RWAT.ER, �180.3_N HI.GHL AND-AVEUS 05/307EFT=STATE--OFFLORIDA-053025; RETIREMENT 123.00.= • -63.00 7.09' 50.00„ 45.00.. -5.66 • 30.77, 4203.50 .163.50'. 1.00:00' -203.00' -11;83 75.00 =48.97 ' 2.1:94° =50.51 -20.00 -103.50 . 4:41 1. 2,208.90 1,255.24 1;233`:1`8 1;191..19 1,121.10 1,171.10.' 1;216:1C). 1;21'd.44, 1,179.67 ;976.17 8,12;67- 712;67 :50`9.67' 497;:84; 572:84' 523:87 501...93' 451:42 435.42..' ' 41'5:42 311:92.: 307.51• 2, 516.41 �udit Comm City -County Employees CQIYIEI )R'S Clt COlirit P.O. Box247 STATEMENT OF ACCOUNT Employees Credit Unlon✓ Byron Center MI 49315 RETURN SERVICE REQUESTED 1111111"1"111111111111111111111.1111111111111111111111111111111 > DONNA R EVANS 704 PENNSYLVANIA AVE CLEARWATER FL 33755 33755 Page 1 of 4 Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices@ccecu,org www.CCECU.org MEMBER NUMBER ST -E PERIOD 6/01/2025 - 06/30/2025 The. Audit Committee is performing; an account .verification.;. `if any Of the information appearing on :your statement Is incorreect, ;respond; itvriting to the" return address above. Please do not sendpayments'or;deposits to this. address:' ACCOUNT SUMMARY.= Deposit'Accounts. Savings :Checking Balances as of 06/30/2026, ;,; Loans Outstanding New Auto- Loan '• 02, • Personal- Loan' 20. 40.14.. 1,607.32 .1;592:59 : 2,959.80. NEW AUTO- LOAN Posted Description. Loan Payment. oan Activity ^ •Finance' Amount,- Charge Fees or LateCharges ` Change to Balance 06/01 PREVIOUS BALANCE ' PAYMENT AMOUNT' 572:59 ;NEXT PAYMENT D UE 073025 '4:850 <ANNUAL PERCENTAGE -RATE>„' `, ' .013288% DAILY PERIODIC RATE .06/30 SCHEDULED TRANSFER 572.59 90.93 FROM SHARE -9:1 06/30 YTD 'FINANCE CHARGES 562'.7.1 06/30 NEW BALANCE -48166' Balance -22,074;25:: 21;592.59''” 21,592.59 : 21;592.59 PERSONAL -`LOAN Loan .,Activity' Loan'Payment Finance Fees:or Posted Description Amount Charge , Late Charges 06/01, PREVIOUS -BALANCE ; • PAYMENT AMOUNT : 334.49" NEXT, PAYMENT DUE 070325 11.950 <ANNUAL PERCENTAGE RATE>'' .032740% DAILY PERIODIC' RATE 06/03 .'SCHEDULED TRANSFER 334.49 33:10' FROM SHARE 91'" ,06/30;' YTD FINANCE CHARGES' 238:35 06/30 NEW BALANCE • Change to Balance ..Balance; .: 3,261.19 • -301.39 ; 2,959,80:." .2,959:80: 2,959.80 Page 2 of 4 �udit Comm City -County Employees C�1EI )R'S CitCountyP:0. Box247 STATEMENT OF ACCOUNT Employees Credit Union Byron Center MI 49315 RETURN SERVICE REQUESTED DONNA R EVANS 704 PENNSYLVANIA AVE .CLEARWATER FL 33755 33755 Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices@ccecu.org www.CCECU.org MEMBER NUMBER STATEMENT PERIOD 06/01/2025 - 06/30/2025 ,SAVINGS.. • Posted, Description • 06/01 .PREVIOUS BALANCE 06/11 ATM WITHDRAWAL:. FL DUNEDIN.' 1150;ACHIEVAWAY US 06/30 NEW SHARE BALANCE- Account, Activity;;. Amount Balance .200.14: 160:00 ' 40.14 ' 40:14' CHECKING • Posted- Description 06/01 ' PREVIOUS'BALANCE • .06/01: DEBT'CARD WITHDRAWAL, CASH APP*DONNA.E 7299". CA OAKLAND 'SQUAREUP:COM - :US ' 06/01 DEBIT CARD WITHDRAWAL CLOTHES MENTOR # 5621 FLPALMHARBOR ` 34888 US HWY 19,N, US 06/01 DEBIT CARD WITHDRAWAL GASHAPP.*TIFFANY 7299 • CA OAKLAND . SQUAREUP.COM , US 06/02 DEBIT CARD WITHDRAWAL .GI.V*STJOHNPRIMBA 8661 FL' CLEARWATER - . 1002 PALMETTO, ST , -US 06/02 . DEBIT CARD WITHDRAWAL .TST*:CAPTAIN'S L. 5813. FL CLEARWATER` 522 CLEVELAND ST- US : - ' 06/02 ATM WITHDRAWAL - . FL Clearwater• . 2168 Gulf to Bay BIUS 06/02 EFT.FISERVIP ,060225,Check-Dep,' '. : 06/02 EFT CHASE, CREDIT CRD;' 060225;EPAY 06/02 EFT CAPITAL ONE ' ;053125;PHONE PYMT ,06/02, EFT. CAPITAL ONE , ;053125;PHONE, PYMT •06/02 EFT CAPITAL ONE • . ;053125;PH'ONE PYMT '. 06/02. EFT CAPITAL'ONE ; ;053125; PHONE PYMT. 06/02 EFT WELLS FARGO CARD;060225;RESERVE • 06/02 EFT SHELL. _ ' .. ;060225; PAYMENT . :. ` 06/02"" EFT Sams Club- • ;060225;SYF PAYMNT 06/02" EFT Lowes . ;060225;SYF-PAYMNT 06/02' YF, EFT SamsClub•MstrCRD;060225;S 06/02 PAPER STATEMENT. FEE • 06/03 SCHEDULED TRANSFER TO LOAN 20 - 06/02 EFT MERCURY CARD:FBT;060225,PAYMENT,.; 06/03 EFT COMENITY PAY it ;060325;PHONE PYMT- . 06/03 EFT CA 8889842362 750 B STREET STE , • CA 8889842.362 7,5013 STREET STE 33US, •' 06/06 CHECKING FROM CHECKS RECEIVED • :':06/08 DEBIT CARD WITHDRAWAL DOLLAR -GENERAL # 5310 Account Activity Amount =25:00: . 60.00 14:5.00 • =40:63... .. 200.00. .300.00 40.00 30.00 ' •, 30.00, • -25.00 -4000 -50.00 100:00 100:00 334:49' 100:00 -30.00 '. 99.90 •200:00 . '-34:30 '. Balance: •1; 583.95,` 1,558.95 , 1,51.1.59 1;451.59.' 1,306.59 1,265.96 ' 1;065.96 '.1,365.96 :,, 1,330.96 1,290.96 1,260:96 1,230:96 ;1,200.96 1,175:96 1,135.96 1;085.96 ,_ .985.96 685.96 684:96 550.47. -' 450.47 420.47 320.57 520.57'.' 486.27 )audit Comm City -County Employees COME, R'S Page 4 of 4 Cit linty P.O. Box 247 STATEMENT OF ACCOUNT Employees Credit Union Byron Center MI 49315 RETURN SERVICE REQUESTED DONNA R EVANS 704 PENNSYLVANIA CLEARWATER FL 55 33755 Phone: (727) 442-7746 Fax: (727) 449-1637 DANA 24 -hr Telephone Banking: (727) 447-1076 Report a lost or stolen Debit/ATM Card: 1-800-472-3272 Email: memberservices@cceou.org www.CCEC M . =ER NUMBER STATEMENT PERIOD 06/01/2025 - 06/30/2025 CHECKING, continued.; Account. Activity Posted -Description 'Amount .• • Balarice - FL CLEARWATER 1277.S MISSOURI AVEUS: 06/25". DEBIT CARD WITHDRAWAL SUNPAS,S*ACC12480 4784 11:68; ,FL 888-865-5352 • '7941'GLADES "RD US . 06/26. CHECKING FROM CHECKS RECEIVED • . 200.00• 468:4,3 ' 06/27 ZELLE•DEPOSIT ZELLEFROM.Sandy,Tonya 30.00 • 49843 06/27, DEBIT CARD WITHDRAWAL WINN-DIXIE #06 5411 -3:00 X5,43 FL DUNEDIN• 1296 COUNTY ROAD1' US 06/27 ZELLE WITHDRAWAL ZELLETO-APRIL.., 20.00 ,' . 475:43• 06/27 " ATM WITHDRAWAL - 100.00375:43 FL CLEARWATERBEA 2201 DREW STREET US = �' 06/27" EFT T -MOBILE 062725;PCS SVC- 400.00 275• 43 06/28 DEBIT CARD WITHDRAWAL CLOTHES MENTOR # 5621 • -50:05 /�• 225:38 FL PALM HARBOR ._ 34888 US HWY 19 N US 06/28 .ATM'WITHDRAWAL • - ` ' 103.50 ' / 121;88 FL CLEARWATER 905 PALMETTO ST. US -- ' ,opf2p ':06/29 ..DEBIT CARD WITHDRAWAL CHICK-FIL-A#009 5814- „-2:02 _ 119:86 FL PALM HARBOR 32800 US 19,NORTH,,,US • 06/30—EFT E OF FLORIDA; 063025;RET.IREMENT, t•2;208 90 2,328 76. •• '06/30 ATM WITHDRAWAL _ 143.50 • -- 2,185.26: ' "FL CLEARWATER 905 PALMETTO ST• US 06/30' DEBIT•CARD WITHDRAWAL DOLLAR -GENERAL # 5310 ` -5.35' 2;179 9.1, FL CLEARWATER DG 092561600 N MYRTUS• 06/30` SCHEDULED: TRANSFER TO LOAN 02 , 572X59 1,607,62 06/30 .. NEW SHARE BALANCE , "1',607.32 "'‘'4""f4.'"':2025: YEAR TO 'DATE FINANCIAL SUMMARY.*"**** " 26.8:43 ,DIV/INT • DIV/INT MORTGAGE MORTGAGE ` MORTGAGE 'OTHER NON-MTG. PAID - WITHHOLDING.'_POINTS LATE CHG FINANCE CHG', : FINANCE CHG 0:76' 0:00 0.00.. p.:00/ " '0.00' 801.06 • Social Security Administration Benefit Verification Lette I�IIInIIiiiI�n��I�I IuIIIIIIIIIIuiI'IIIIIIIILnIIuIIIIIIIII�IIII BRENDA MOLORIS EVANS 1407 BEAR RIDGE CT NW KENNESAW GA 30144-7127 Date: July 14, 2025 BNC#: 25G8680D73916 REF: A You asked us for information from your record. The information that you requested is shown below. If you want anyone else to have this information, you may send them this letter. Information About Current Social Security Benefits Beginning December 2024, the full monthly Social Security benefit before any deductions is $2,135.90. We deduct $185.00 for medical insurance premiums The regular monthly Social Security paym (We must round down to the whole dollar.) Social Security benefits for a given month are paid the following month. (For example, Social Security benefits for March are paid in April.) Your Social Security benefits are paid on or about the third Wednesday of each month. Information About Past Social Security Benefits From December 2023 to November 2024, the full monthly Social Security benefit before any deductions was $2,083.80. We deducted $174.70 for medical insurance premiums each month. The regular monthly Social Security payment was $1,909.00. (We must round down to the whole dollar.) Type of Social Security Benefit Information You are entitled to monthly retirement benefits. Medicare Information You are entitled to hospital insurance under Medicare beginning January 2021. See Next Page *0101BEV5FANPCFC* CCM.M72.BEV5F.R250714 25G8680D73916 Page 2 of 2 You are entitled to medical insurance under Medicare beginning January 2021. Your Medicare number is 1NQ7NW9FJ40. You may use this number to get medical services while waiting for your Medicare card. If you have any questions, please log into Medicare.gov, or call 1 -800 -MEDICARE (1-800-633-4227). Date of Birth Information The date of birth shown on our records is January 12, 1956. Suspect Social Security Fraud? Please visit http://oig.ssa.gov/r or call the Inspector General's Fraud Hotline at 1-800-269-0271 (TTY 1-866-501-2101). If You Have Questions Need more help? 1. Visit www.ssa.gov for fast, simple and secure online service. 2. Call us at 1-800-772-1213, weekdays from 8:00 am to 7:00 pm. If you are deaf or hard of hearing, call TTY 1-800-325-0778. Please mention this letter when you call. 3. You may also call your local office at 1-866-964-4690. SOCIAL SECURITY SUITE 250 200 CHASTAIN CENTER BLVD KENNESAW GA 30144 How are we doing? Go to www.ssa.gov/feedback to tell us. Saciace Se vtitv adnzinvs hartia.n sdrnrev#f rp hvtihdg#;i{hp sv q#advf hhcifids stryhgtruit duthc04 305<04809<46; 033; 03373 Iurp = k{C sfsdrry Wr= HYDQVEUHQGDC \DKRRFRP Ac{C sfsdrijry G dvh= Wkxugd l Atkgh#24 5 /k 3 5 8Th1v$#3 5433 # P #;=IGW To: EVANS, BRENDA MOLORIS via EVANS.BRENDA@YAHOO.COM Dear Property Owner, Thank you for contacting the Pinellas County Property Appraiser. YOUR 2025 HOMESTEAD EXEMPTION HAS BEEN APPROVED. Our office will mail "Notice of Proposed Property Taxes" by the end of August. Please review this notice carefully as your property taxes may have reset due to change of ownership. Pinellas County Tax Collector will mail tax bills on October 31st. Your homestead exemption will renew every year pending there are no ownership changes. Please notify our office should you no longer qualify for your exemption. You no longer qualify for your exemption if: • Property granted an exemption is sold or otherwise disposed of; • If the property has been rented; • When ownership changes in any manner; • When the applicant for homestead exemption ceases to use the property as his or her homestead; • When the status of the owner changes so as to change the exempt status of the property. 196.011 (9) (a) F.S. If our office can be of further assistance, please call (727) 464-3207 or respond via email to hx@pcpao.gov. Sincerely, Mike Twitty, MAI Pinellas County Property Appraiser 315 Court St - 2nd Floor PO Box 1957 Clearwater, FL 33757-1957 www.pcpao.gov Email sent to/from Pinellas County Government is subject to the Public Records provision of the Florida Statutes, and may be released as part of a public records request. 8/7/25, 1:54 PM Gmail - Fw: Pictures of 704 Pennsylvania Ave rlearwater FI N� Gmail Tameka Johnson <rodrica1988@gmail.com> Fw: Pictures of 704 Pennsylvania Ave Clearwater FI 1 message Ms Donna <donty914@yahoo.com> Reply -To: Ms Donna <donty914@yahoo.com> To: Tameka Johnson <rodrica1988@gmail.com> Please print. Yahoo Mail: Search, Organize, Conquer Forwarded Message From: "Ms BE" <evans.brenda@yahoo.com> To: "Donna R. Evans" <donty914@yahoo.com> Sent: Thu, Aug 7, 2025 at 1:45 PM Sub'ect: Pictures of 704 Pennsylvania Ave Clearwater FI Thu, Aug 7, 2025 at 1:48 PM https://mail.goog le.com/mail/u/0/?ik=ee993e4ce1 &view=pt&search=all&permthid=thread-f:1839819833803382512&simpl=msg-f:1839819833803382512 1/5 8/7/25, 1:54 PM Gmail - Fw: Pictures of 704 Pennsylvania Ave rlparwater FI https://mail.google.com/mail/u/0/?ik=ee993e4ce1 &view=pt&search=all&permthid=thread-f:1839819833803382512&simpl=msg-f:1839819833803382512 2/5 8/7/25, 1:54 PM Gmail - Fw: Pictures of 704 Pennsylvania Ave r,Iearwater FI https://mail.google.com/mail/u/0/?ik=ee993e4ce1 &view=pt&search=all&permthid=thread-f:1839819833803382512&simpl=msg-f: 1839819833803382512 3/5 8/7/25, 1:54 PM Gmail - Fw: Pictures of 704 Pennsylvania Ave- r learwater FI Yahoo Mail: Search, Organize, Conquer 4 attachments IMG_20250807_133848 (1).heic 2274K https://mail.google.com/mail/u/0/?ik=ee993e4ce1 &view=pt&search=all&permthid=thread-f:1839819833803382512&simpl=msg-f: 1839819833803382512 4/5 8/7/25, 1:54 PM Gmail - Fw: Pictures of 704 Pennsylvania Ave '"earwater FI IMG_20250807_133848 (2).heic 2851K IMG_ 20250807_133848. h eic 2618K IMG_20250807_133848 (3).heic 3219K https://mail.google.com/mail/u/0/?ik=ee993e4ce1 &view=pt&search=all&permthid=thread-f:1839819833803382512&simpl=msg-f: 1839819833803382512 5/5 Ebfing SOLAR & GUTTERS Brenda Evans 704 Pennsylvania Avenue Clearwater, FL 33755 (727) 686-2883 Shingle Section SCOPE OF WORK APC Roofing - Clermont 150 W Hwy 50 Clermont FL 34711 Phone: 407-271-0209 Company Representative Shayne Mohansingh Phone: (407) 413-4764 shaynesingh@yahoo.com Job: Brenda Evans 09/17/2025 Claim Information 10 -Year Workmanship Warranty Certificate Covers labor defects for a period of 10 years. Includes leak repairs related to improper installation. Transferable once within the warranty period. Upgradeable to 25 Years. Tear -off Existing Roofing Complete removal and disposal of all existing shingles and underlayment down to the decking. Includes removal of nails and inspection of decking for rot/damage. Quantity: Install CertainTeed Landmark Architectural Shingles Install new synthetic underlayment, ice & water shield (as required), and CertainTeed Landmark shingles with ridge cap, starter strips, and manufacturer's recommended fasteners. Quantity: Roofing Accessories Install new drip edge, high-performance ridge vent, step and counter flashing where required (chimneys, walls), pipe jack boots, and roof -to -wall sealants. Dumpster & Debris Disposal On-site placement of roll -off dumpster, daily cleanup, and complete removal of all roofing debris upon completion. Detach and Reset Solar Panels Safely remove existing solar panels prior to roof work. Store and protect all components. Reinstall and secure panels upon roof completion. Basic electrical reconnection included. Quantity: Replace Soffit & Fascia Remove and replace sq ft of damaged or aged soffit and fascia. Includes aluminum or vinyl materials to match existing color and ventilation standards. Quantity: Permits and Inspections Secure necessary local permits for roofing and solar work. Includes scheduling and coordinating all required municipal inspections. Final Inspection & Site Cleanup Walk-through inspection with homeowner. Magnetic sweep for nails, clean gutters, remove debris, and ensure property is restored to original condition or better. ADDITIONAL NOTES Shingle Color: TBD by homeowner from available Landmark series colors. Manufacturer Warranty: Limited lifetime warranty from CertainTeed. Solar Note: Solar panel re -commissioning may require your solar provider's involvement for system diagnostics or monitoring setup. Estimated Duration: 2 working days, weather permitting (excludes solar detach and reset) Access: Please ensure driveway and property access are available during project dates. Permits: If HOA approval is required, documentation must be provided before work begins Qty Unit I e` Tear off, haul & dispose of comp. shingles - Laminated 29.00 SQ Shingles - Certainteed 29.00 SQ Double Layer Synthetic Felt 29.00 SQ Re -nail Decking to meet code standards 29.00 SQ Valley Liner to meet code standards 0.00 EA Asphalt starter - universal starter 178.00 LF R&R Hip / Ridge cap - Standard profile 102.00 LF R&R Drip edge 178.00 LF Detach & Reset Gutters 136.00 LF New Off Ridge Vent 4.00 EA R&R Flashing - pipe jack - lead 4.00 EA Satellite - Detach 1.00 EA Permit and Fees 1.00 EA Clean Project Site 1.00 EA At the end of your project our crews will clean up after themselves and run magnets through your property to help collect stray nails that may have fallen off the roof. TOTAL Starting at $210/month with 'LY FINANCE Company Authorized Signature Date Customer Signature Date Customer Signature Date Hunter, Ramona From: Sent: To: Cc: Subject: Shayne Mohansingh <Shayne@aperoofing.com> onclay;-0ctob'el 1972025-2-:34^PI iF-.' Hunter, Ramona Lisa Stewart Re: Requesting an Update on ant'ACCR O GaESTIMVt;,v CAUTION: This email originated from outside of the City of Clearwater. Do not click links or open attachments unless you recognize the sender and know the content is safe. Opitlrs:Huateri-tl e -quote -is -still -valid f -you -have any question ; please,conta.ctme Sent via the Samsung Galaxy S25+, an AT&T 5G smartphone Get Outlook for Android From: Hunter, Ramona <ramona.hunter@MyClearwater.com> Sent: Monday, October 13, 2025 11:48:31 AM To: Shayne Mohansingh <Shayne@aperoofing.com> Cc: Lisa Stewart <Lisa@aperoofing.com> Subject: Requesting an Update on an APC ROOFING ESTIMATE Good morning, Is the attached quote still valid? Thank you, Ramona Hunter CRA Coordinator City of Clearwater Community Redevelopment Agency (CRA) Phone : 727.444.7688 Cell: 727.212.0709 ramona.hunterPrnyclearwater.com myclearwatercra.com 100 S. Myrtle Ave, 3rd Floor Clearwater, FL 33756 '; ..., CL RV! -P COMMUNITY REDEVELOPMENT AGENCY 1 9/11/15, 4:24 PM BBB® APC Roofing, LLC I BBB Business Profile 1 BettF;rusiness Bureau Better Business Bureau® BUSINESS PROFILE Roofing Contractors APC Roofing, LLC Headquarters BBB 11,1971 BBB Accredited Business A+ Rated by BBB APC Roofing li Visit Website ` (407) 271-0209 u Email Business * Write a Review 4 Share ABOUT GET A QUOTE REVIE Overview BBB Accreditation & ating Photos and deos Business Details Industry Tip I Overview Headquarters APC Roofing, LLC 150 W Highway 50 Clermont, FL 34711-3078 9 Get Directions We use cookies to give users the best content and online experience. By clicking "Accept All Cookies", you agree to allow us to use all cookies. Visit our erlmy Policy to learn more. ww hhh nrn/i is/fl/rlarmnnt/nrnfilA/rnnfina-contractors/aoc-roofino-Ilc-0733-90699229 m 1/5 9/11/25, 4:24 PM APC Roofing, LLC BBB Business Profile 1 Betthr•g``usiness Bureau BBB Accreditation & Rating APC Roofing, LLC is BBB Accredited. BBB ACCREDITED BUSINESS This business has committed to upholding the BBB Standards for Trust. ! Why choose a BBB Accredited Business? BBB Rating A+ 0,1 How are BBB ratings calculated? About This Business BBB Accredited Since: 10/17/2019 Years in Business: 6 Photos and Videos We use cookies to give users the best content and online experience. By clicking "Accept All Cookies", you agree to allow us to use all cookies. Visit our Privacy Policy to learn more. httns://www.hhb.oro/us/fl/clermont/orofile/roofing-contractors/apc-roofing-Ilc-0733-90699229 2/5 Ibri•POS4Inti% Governor Sebretary STATE. OF FLORIDA EPARTMENT OF BUSINESS AND PROFESSIONAL REGULATION CONSTRUCTION INDUSTRY LICENSING BOARD THEROOFING CONTRACTOR. HEREIN 15 CERTIFIED:UNDER THE PROVISIONS OF CHAPTER 489, FLORIDA STATUTES USTAMANTE, JUAN CARLOS APC ROOFING, LLC 150 SR -50 CLERMONT FL 34711 • ,,,••••••' •••r••• e,t LICEN$E NUMBER: Ccc13344,90 J,Wo . r, • .• EXPIR.AT ON-DATE-:—AU,OU. 024 Always verify licenses online at MyFloriOaLicenSe.com I$LJED: 04/12/2024 Do not alter this documentin any form. this is your license. It is unlawful for anyone other than the litensee.to.use this. document. -.7Z-tr4"..76311%. THE OFFICIAL SITE OF THE FLORIDA DEPARTMENT OF BUSINESS a PROFESSIONAL REGULATION ONLINE SERVICES Apply for a License Verify a Licensee Deparxrnent of Business & Vrotessional Regulation View Food & Lodging Inspections File a Complaint Continuing Education Course Search View Application Status Find Exam Information Unlicensed Activity Search AB&T Delinquent Invoice & Activity List Search HOME CONTACT US MY ACCOUNT LICENSEE DETAILS 12:23:20 PM 9/15/2025 This is a business tracking record only.. Click here for information on how to verify that this business is properly licensed. Licensee Information Name4.----2--- APC R FiNG,_LLC:me) Main Address: 1597 DERBYSHIRE ROAD DAYTONA BEACH Florida 32117 VOLUSIA County: License Location: 150 SR -50 CLERMONT FL 34711 County: LAKE License Information License Type: Construction Business Information Rank: Business Info License Number: Licensure Date: 04/03/2019 Expires: Special Qualifications Alternate Names Qualification Effective View Related License Information View License Complaint 2601 Blair Stone Road, Tallahassee FL 32399 :: Email: Customer Contact Center :: Customer Contact Center: 850.487.1395 The State of Florida is an ANEE0 employer. Copyright ©2023 Department of Business and Professional Regulation - State of Florida. Privacy Statement Under Florida law, email addresses are public records. If you do not want your email address released in response to a public -records request, do not send electronic mail to this entity. Instead, contact the office by phone or by traditional mail. If you have any questions, please contact 850.487.1395. *Pursuant to Section 455.275(1), Florida Statutes, effective October 1, 2012, licensees licensed under Chapter 455, F.S. must provide the Department with an email address if they have one. The emails provided may be used for official communication with the licensee. However email addresses are public r ). If you do not wish to supply a personal address, pleavide the Department with an email address which can be made availablb is the public. Please see our Chapter 455 page to detern„ if you are affected by this change. OFFICIAL SITE OF THE FLORIDA DEPPT NIENT PROFESSIONAL REGUL 0 im id Roridicx Depactm?rit Of Business & ProLessional RegUiation LICENSEE DETAILS Licensee Information Name: PONCE CONTRERAS, ALBERTO (Primary Name) APC ROOFING, LLC (DBA Name) 1 Main Address: -150 W HIGHWAY CLERMONT Florida 34711 AE SERVICES for a License a Licensee Food & Lodging Inspections a Complaint ontinuing Education Course ,earch View Application Status Find Exam Information Unlicensed Activity Search AB&T Delinquent Invoice & Activity List Search B1JSINESS HOME CON-VACT US MY ACCOUNT 12:23:40 PM 9/1512025 County: LAKE License Information License Type: Construction Plnancial Officer Rank: 1 License Number Status: 1 Licensure Date: Expires: Special Qualifications Fin Officer FR09720 Current 04/03/2019 Qualificati von Effective Alternate Names View Related License Information View License Complaint ----------- ----- - ------ • f « ^ • • - ----- 2601 Blair Stone Road, Tallahassee FL 32399 :: Email: customer Contact Center :: Customer Contact Center: 850.487.1395 .— The State of Florida is an ANEE0 employer. Copyright ©2023 Department of Business and Professional Regulation - State of Florida. Privacy Statement Under Florida law, email addresses are public records. If you doffice not want hyoonueroermbeyil traditionaladdressreleasedmao. lfyoi in have responseanytqo public-recordsuaestionspiease reques not send electronic mail to this entity. Instead, contact the office 040 850.487.1395. *Pursuant to Section 455.275(1), Florida Statutes, effectivepia October 1, 2012, licensees licensed under Chapter 455, F.S. P rovide the Department with an email address if they have one.e emaprovided may be used for official communication with the licens:` However email addresses are public record. If You do not wishto suppi ay pereonej address, please provide the Department with an er,e, address which can be made available to the public. Please see our Chapter 455 page to determine if you are affected by this change THE OFFICIAL SITE OF THE FLORIDA DEFARTMENT OF BUSINESS b. PROFESSIONAL REG _° TION dbl ONLINE SERVICES Apply for a License Verify a Licensee rDeoartt lent of Business & Professional Regulation View Food & Lodging Inspections File a Complaint Continuing Education Course Search View Application Status Find Exam Information Unlicensed Activity Search AB&T Delinquent Invoice & Activity List Search LICENSEE DETAILS Licensee Information Name: BUSTAMANTE, JUAN CARLOS (Primary Name) Main Address: 3715 LONG LEAF DR ORMOND BEACH Florida 32174 County: VOLUSIA HOME CONTACT US MY ACCOUNT 12:24:38 PM 9/15/2025 License Information License Type: Rank: License Number: Status: Licensure Date: Expires: Special Qualifications Certified Roofing Contractor Cert Roofing CCC1334490 Current,Inactive 02/27/2023 08/31/2026 Qualification Effective Alternate Names View Related License Information View License Complaint. 2601 Blair Stone Road, Tallahassee FL 32399 :: Email: Customer Contact Center :: Customer Contact Center: 850.487.1395 The State of Florida is an AA/EEO employer. Copyright ©2023 Department of Business and Professional Regulation - State of Florida. Privacy Statement Under Florida law, email addresses are public records. If you do not want your email address released in response to a public -records request, do not send electronic mail to this entity. Instead, contact the office by phone or by traditional mail. If you have any questions, please contact 850.487.1395. *Pursuant to Section 455.275(1), Florida Statutes, effective October 1, 2012, licensees licensed under Chapter 455, F.S. must provide the Department with an email address if they have one. The emails provided may be used for official communication with the licensee. However email addresses are public record. If you do not wish to supply a personal address, please provide the Department with art email address which can be made available to the public. Please see our Chapter 455 page to determine if you are affected by this change. BUSINESS PROFILE Roofing Contractors APC Roofing, LLC Headquarters BBB =MX' BBB Accredited Business A+ Rated by BBB Share MAIN GET A QUOTE REVIEWS COMPLAINTS Complaints This profile includes complaints for APC Roofing, LLC's headquarters and its corporate -owned locations. To view all corporate locations, see Customer Complaints Summary rej 9 total complaints in the last 3 years. 4 complaints closed in the last 12 months. If you've experienced an issue Submit a Complaint The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. Initial Complaint Date: 02/20/2025 Type: Service or Repair Issues Status: 0 Resolved I contracted with APC ROOFING ending of 2024. The reason why I chose this company was because the representative ******* ****** advised me that they will do my roof for the total lump sum of $18,297 which was what the insurance company issued. The insurance company gave me this price with the stipulation that I would not come back to ask for more money, this was all they were to give me. When I discussed this with *******, he advised me that his company would be able to do my roofing for that price more no less. He advised me that he called and talked to whoever the head man was and they told him yes it was not a problem. My roof was completed Friday, February 14. At that time after the inspection, my assumption was that I would pay the remaining balance which was $12,797. But upon speakingto someone in the office, there was an additional thousand dollars that had to be paid. After speaking with them and letting them know what ******* had told me no one wanted to take accountability for what he had said or what he had done. I dont have an additional $1000. This is why I chose this company if !cant pay this thousand dollars, of course theyre gonna send me collections and possibly put a lien on my home. I feel this is bad business. You you dont tell a customer one thing and at the end of the job,its a completely different story. No one is holding him accountable. The only thing that they the receptionist or the finance person was able to tell me was theyre sorry, but monies are still owed. I have not paid the remaining balance. !dont trust this company anymore. I do have the funds in my account, but 1 dont trust them. I dont trust anything that they say or do. feel like once I hand over the remaining balance theyre gonna put me into collections. I just dont trust the word as someone who represented thecompany. Blatantly lied about what they were going to be able to do. And I need help in resolving this matter, I just dont know what to do Z.AuX ng Business Response Date: 02/21/2025 Dear Mrs. *************** you for reaching out and sharing your concerns. We sincerely apologize for any confusion or frustration you have experienced during this process. At APC Roofing, transparency and customer satisfaction are very important to us. When your claim was initially submitted, the insurance company approved only $687.50. However, our representative, ******* ****** and the rest of the APC Roofing team behind the scenes, worked diligently on your behalf to get your claim reconsidered, resulting in a full roof replacement for $19,297.75. After applying your $1,000 deductible, the insurance company issued a check to you for $18,297.75, leaving only the deductible ($1000) as your responsibility. As per Florida law, contractors are required to collect the deductible in full, and failing to do so could put our roofing license at risk.This information is outlined in the insurance paperwork provided to you by your insurance company, we sincerely apologize if there was any misunderstanding during the process. We value your business and want to work toward a resolution,our accounting department can also help you with a payment plan for the $1000 deductible.lf you have any questions or need further clarification, please feel free to reach out to **. We appreciate your feedback and the opportunity to improve communication with our customers. God Bless and thank you once again. ******** ******* APC Roofing LLC Customer Answer Date: 02/21/2025 Complaint: 22970520 I am rejecting this response because: Sincerely, ******* ***** At Customer Answer Date: 02/28/2025 Please close the case. I stand by my original request in complaint with this company, but I have no proof all I have is word of mouth and theres nothing else that I can do at this point as I dont have any hard-core proof thank you for hearing my case. Thank you for taking the time. Initial Complaint Date: 01/24/2025 Type: Order Issues Status: ® Resolved APC roofing has done nothing on our behalf. They never talked to our insurance company, they never contacted my mom whom is elderly after the initial visit. They did not return calls for months so we proceeded on our own once I (her son) was healthy enough to do so. Then they show up asking how much we were paid for the claim. I kindly told the gentleman we were not interested but they could leave a quote. He became condescending and rude and then threatened legal action. Now they are sending a notice for her to pay two thousand dollars (cancellation fee) for a service they never started. They are sending an invoice but they don't know if or what the insurance provider may or may not have paid. So they want an over 65 individual to pay for navigating her own claim. They never submitted anything to the insurance carrier on my mom's behalf. They never ordered material etc., etc. it:cling Business Response Date: 01/27/2025 Hello The narrative you are holding on to is simply not true. Allow me to give you a timeline of events. i Oct 22nd - We received a Signed contract to assist the homeowner with her insurance claim. Oct 23rd - Our Contract & W-9 were sent to the Insruance Carrier by our in office staff (****) Nov 11 - Our *********************** met with an adjuster on site and discussed scope of damages. Nov 14 - After no response from ***carrier we reached out and spoke to a *** *** by the name of (******** ****) and discussed the claim with him and was advised we would receive a call from the Desk Adjuster (**). End of ***************** staff reentered the file and realized no call from received from the **** A task was sent to our *** liason to look into it. 1/ 10 - Our*** liason - After personal vacation - Reached out to the ***The ** advised they had already created a line item estimate for this file back in November and the Insured needs to provide it to us if we are to do the scope of work. After more discussion the ** requested a line item estimate from us. 1/10 - ***************** services were ordered for the property. 1/11- Ariel *********** ***ort was received 1/14 - APC Roofing Line item estimate was created and sent to the ** 1/15 - ** reached out to Our *** liason - Advised again that the scope the *********** is going with was provided to the ** (Homeowner) and to get a copy from the **. We received an amount that was approved but no scope - $26,821.14 1/16 - ***** with our office staff - Had spoken to someone relating to the ** who was telling her that this contract needed to be cancelled. Claiming we are taking advantage of an elderly lady. 1/16 - Managment reviewed the file, the work done so far and the terms of the contract. The contract is clear we are owed 25% of the approved RCV value of the claim which is a total invoiced amount of $6,705.28. Which is the total contractual allowable amount to bill the ** for. However due to the nature of the false claims against the company, and our desire to simply move past this lie and continue on. I agreed to a reduced invoice amount of a typical flat fee invoice for breaking the contract of $2000. 1/17 - Sales ***tried to resolve the issues between the ** & APC Roofing. He again asked for the scope of work so we can simply do the roof for the cost shown in that scope of work and move forward. The Son of th ** refused and said give me a retail estimate. ( Which we cannot do in this situation as we already created a line item estimate and there two seperate felony issues to take into consideration regarding WAIVING*** DEDUCTIBLES which is what happens when you reduce the cost to a retail price (Can be interprited as manufacturing a way to avoid paying the deductible in full) and another issue of profiting off an *** claim. We advised that we are not going to provide a reatil estimate as we are not going to get into legal issues with the law. 1/25 - Management receives a complaint notification from BBB which makes a lot of false claims. Never talked to our ******************* Documented communication can not be argued. FALSE) Did not return calls for months - At not time do the phone records of APC roofing show missed calls from the ** ( FALSE ) Never submitted anything to the *** carrier on my moms behalf ( FALSE) - Email records show we sent information upon request. Never ordered material - We did order 3rd party services required in order to provide an accurate line item scope of work for the ***********. We did not however reach the stage where we order actual roofing material. It is very clear to APC roofing that the SON is simply trying to find a way to not have to pay for the claim deducitbc: ( which is a felony) and or find a rec-uce cost of the scope so money can be pocketed. Which is a seperate felony in Floorida. The customer (family) refused to give us the scope of work provided by the *** company which is against the terms of the contract they signed. They have access to our line item estimate which can be requested from the *** **. Now after they ** refused to follow the contract, refuses to acknowledge he work we did on behalf of the **, is seemingly working hard to commit felonies. They have the brass to make lies and demand that we drop the break conract fee. In what world is that fair to us? The answer is H*** NO. Our invoice stands, as I reconsider reinstating the 25% break contract fee in full. Customer Answer Date: 02/13/2025 Complaint: 22854219 am rejecting this response because: Consumer Most Recent Message Date Sent: 2/8/2025 2:58:03 PM Oct. 23rd There contract was supposed to be sent. They should have correspondence from the insurance company plus an email, fax etc to prove such a claim. Nov 11 ***** was suppose to come out and meet with the adjuster. The adjuster did not come out on that date. I sent correspondence that proves that ***** communicated he was under the weather and could not come out. The adjuster ******* ******* ************ can verify if needed. Nov 14th They were granted a response from the *** carrier. The insurance company has no record of anyone calling on my moms behalf. We will be happy to call on conference as to verify because they don't provide written confirmation 1/10 They reached out to the ** (desk adjuster). They should not need the homeowner to provide anything to them if they have necessary and proper paperwork to negotiate on the behalf of my mom. They should be privy to all information is they are recognized by the in insurance company to process this claim. They were not allowed access because the had no rightful standing to negotiate on my moms behalf. If the insurance company is not releasing information to them there is no way way they have submitted proper and true paperwork 1/10 They ordered aerial measurements supposedly ordered. They should have proof (receipt) measurements. These measurements are usually taken from ****** maps aerial view which are free 1/14 They sent line item estimate to the desk adjuster. They should have proof (email time stamped). This seems odd because the desk adjuster has not responded to them from the beginning per there own verbiage. The desk adjuster created there own line item back in November. How have they been my moms advocate if the process is 2 months in front of them. That would would mean they were no involved 1/15 Why do they need' -z., go through my mom if they are supposes be handling the claim. What have they done if the insurance company will not talk to them directly. Why would they request a cancelling fee when the process was 90 percent completed without them/ there involvement They said the ** created there own line item which means they ordered aerial measurements for what reason. Sincerely, ***** ********** Fri Racling Business Response Date: 02/14/2025 In response to your rejection In reference to the conversation that occurred on 11/14 *** Rep **** spoke to a *** with the insurance company and during that conversation she was able to update the file with the adjusters information: ******** **** and contact info. Its silly to say that conversation didnt happen because that how the file got its information populated in our system. 1/10 : We never claimed to be able to negotiate on behalf of your mom. We claimed to be able to assist your mother with claim handling. As the contract states and allows us to do. The contract does not allow us to negotiate or accept settlement amounts or straight up adjust the claim. The contract states in paragraph five: APC may send documents to your mortgage company or insurance company to assist the homeowner The contract also says The HOMEOWNER must forward any estimates or scopes of work created by the insurance company to APC Roofing. Please stop twisting words We never negotiated anything. 1/10 : We ordered Arieal measurements from ********* The ***ort cost us money to obtain. You can make whatever false beliefs you wish on this topic. We have proof if you want to see it in court. 1/14 We have time stamped proof we sent our Estimate and Photos the email was submitted at 10:35 am from ****** ************. This line item estimate was requested by the adjuster which is the only reason why we spent the time to create it. 1/15 We went through your mom because we are only allowed to assist her. We do not have rights over the claim. Which was understood by all parties, insurance company included, except you apparently. We are requesting our cancellation fee because its quite obvious we spent time and money on this claim. *** invoice for the cancellation fee stands.We are only days away before this gets sent to collections for non-payment. At which time extra fees gets tagged onto the invoice. I recommend you speak to a lawyer and get their opinion on the contract before you end up having to pay more in fees you dont need to pay for, if you pay in time. Because your magical appearance at the end of all this handling and your terrible assumptions of what happened before you ut involved are causing unnecessary thats going to cost more money. So yeah we are entitled by contract and my common freaking decency to a break contract fee and shame on you for poor tact in handling this on behalf of your mother. Now even after all of this if you want to talk to me directly via a phone call I am willing to discuss a very light discount to the break contract fee, for no other reason than Id like to talk to you directly and ask why you decied to pump the break on this project after we got it to the finish line for no appearant reason. .. ***** ******* - APC Roofing ***************** Military Veteran Iraa ***** Customer Answer Date: 03/10/2025 We have come to an agreement to settle the claim. Initial Complaint Date: 01/03/2025 Type: la Sales and Advertising Issues Status: 6,41 Answered This is in regards to Mt. *************************. APC Roofing 1st Quote was ********* for roof work. Of course new wood was needed due to age of roof. We received an invoice from *** ( ******* *******) with Grand total ********* (WOW) via email Feb 20. We were told that we could finance job, but I said we will pay by check. On March 4 ******* called me with a mistake on invoice for double layer shingles that they didn't add on. As a church we believe in (fair) so agree to allow added cost of ******** amend. New invoice now *********. (WOW).. We agreed and allowed higher invoice that we PAID in full Via Certified mail. Unfortunately We are in collections for another invoice that was mailed after for MORE Wood that they didn't add *********+ 310 for collections. Now we're being Extorted. (3) invoices all date Feb 20 (scam). We were honest and fair . We would like an paid in full receipt from *** and collections company. This is bad practice by APC Roofing. 4 Business Response Date: 01/03/2025 We sincerely apologize for the misunderstanding and any inconvenience this has caused. We acknowledge that turnover in our accounting department contributed to this issue, and we deeply regret the impact it has had on you and Mt. ************************** To address your concerns, we have: Attached a copy of the invoice marked as paid in full for your records. Contacted the collection company to immediately stop any collection procedures and remove any records related to this matter. Please rest assured that we are taking steps to improve our processes to prevent situations like this in the future. Your trust is extremely important to us, and we appreciate your patience and understAl—ling as we worked to If theres anything else we can assist you with, The Lord is always in control! God Bless and thank you once again! ******** ******* Initial Complaint Date: 11/07/2024 resolve this m «er. dont hesitate to reach out. i Type: ft: Order Issues Status: % Answered We had roof damages due to Hurricane ****** and requested a visit for an estimate via *******We asked for an estimate for roof repair and this was refused and we were told to sign and this will be addressed with the insurance. We asked for an estimate on numerous occasions, as we were warned by the ***********************, but this was refused by the contractor.We believe there was duress as we were forced to sign the agreement to have the review of the roof. Also there was non disclosure of providing and written estimate earlier to let us have an understanding of the potential costs, if the insurance only cover less than what is being charged by the contractor, plus the insurance deductible.There seem to be a portion of the agreement which was missed, on another page that was not signed or initial to state an agreement of fees, which is *************** has not started and we asked to terminate the contract and the general manager stated we will be liable for"' for termination of contract, based on an area not initiated or agreed to They state they are GAF accredited however is not listed on *** website as accredited providers.Things just do not seem right.Since they installed tarp we offer to pay ****** for tarp and 5hrs labor cost ****** as goodwill.) would like a call from the owner and a letter stating this resolution is acceptable and paid in full and no other actions will be taken.We do not want to be taken advantage of during our vulnerable stage. Business Response Date: 11/26/2024 The complaint received is one side of the story. Here is our side. We arrived at the property as requested. Our contract is very clear its completely based on the *** value provided by the ************************ Providing the scope of work includes a full roof replacement. We match our cost to the amount the *********** provides. That way there is no fight or fuss about the cost of the roof, we let the *********** decide the cost and we simply go with it. The *** companies are typically very fair and we can work with what prices they establish. We do assist homeowners with getting their scope of work expanded with additional replacement items but if the *********** denies those items we do not fight or then charge the homeowner. The only exception is rotten wood, some policies do not cover rotten wood as covered costs. This is an industry standard thing and is not special to APC Roofing. Also attached it a screenshot from the*** website Showing our company and our credentials. It has not changed in years. You will see in the screenshot our (Rare) Elite