HOME INVESTMENT PARTNERSHIPS PROGRAM AGREEMENT - PROGRAM YEAR 2025-2026HOME INVESTMENT PARTNERSHIPS PROGRAM AGREEMENT
PROGRAM YEAR 2025-2026 BY AND BETWEEN CITY OF CLEARWATER AND
CLEARWATER NEIGHBORHOOD HOUSING SERVICES, INC.
d/b/a Tampa Bay Neighborhood Housing Services
THIS HOME INVESTMENT PARTNERSHIPS PROGRAM AGREEMENT (This "Agreement")
is made and entered into by and between the City of Clearwater, Florida, a Florida municipal corporation,
with a mailing address of P.O. Box 4748, Clearwater, Florida 33758 (the "City") and Clearwater
Neighborhood Housing Services, Inc., a Florida not-for-profit corporation, with a mailing address of 608
North Garden Ave, Clearwater, FL 33755 ("Subrecipient").
WITNESSETH:
WHEREAS, the City has applied for and received HOME Investment Partnerships Program
funding (hereinafter designed as "HOME Funds") from the Department of Housing and Urban
Development; and
WHEREAS, Subrecipient has applied for and been approved to utilize THREE HUNDRED
SIXTEEN THOUSAND EIGHT HUNDRED THIRTY-THREE DOLLARS AND 00/100 CENTS
($316,833.00) in HOME funds to process loans for the City's Home Purchase Assistance Program (the
"Program"); and
WHEREAS, Subrecipient has evidenced the capacity to provide home purchase assistance services
funded by this Agreement and is located within the city limits of the City of Clearwater, Florida; and
WHEREAS, on August 7, 2025, the City of Clearwater City Council through approval of the FY
2025-2026 Annual Action Plan authorized the City of Clearwater City Manager to execute an agreement
with Subrecipient for Subrecipient to administer the Program"; and
WHEREAS, the City will distribute Home Funds to eligible, low-income homebuyer clients of
Subrecipient to be used for the purchase of existing or newly constructed homes within the city limits of
the City of Clearwater, Florida subject to availability of funds (the "Project"); and
WHEREAS, pursuant to the approval of the FY 2025-2026 Annual Action Plan, Subrecipient will
be awarded ONE THOUSAND SIX HUNDRED FIFTY DOLLARS AND 00/100 CENTS ($1,650.00)
in processing fees per successful closure of a purchase assistance loan with a total amount of fees not to
exceed SIXTEEN THOUSAND FIVE HUNDRED DOLLARS AND 00/100 CENTS ($16,500.00); and
NOW THEREFORE, the City and Subrecipient hereby execute this Agreement to undertake the
described purchase assistance services.
SECTION 1: SCOPE OF SERVICES
A. Subrecipient shall qualify up to Ten (10) low-income homebuyers within the city limits of the City
of Clearwater, Florida.
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B. Subrecipient shall affirmatively market the Program to eligible, low-income homebuyers. Low-
income is defined as having income at or less than eighty percent (80%) of median family income,
as determined by the guidelines issued by the Department of Housing and Urban Development
("HUD"), adjusted for family size, based on the total current annual household incomes. The
current income levels for the City of Clearwater are contained in Exhibit "A" attached hereto.
C. Subrecipient shall complete the Project within the program year as provided for in Subsection "D"
below, unless a time extension is requested by Subrecipient in writing and granted by the City in
writing. Any such time extension shall be attached to and made a part of this Agreement.
D. Subrecipient shall accomplish the contracted activities in program year 2025-2026 which runs
through September 30, 2026.
SECTION 2: PROJECT FUNDING — PURCHASE ASSISTANCE SERVICES
A. The City of Clearwater hereby approves HOME Funds in a total amount not to exceed THREE
HUNDRED SIXTEEN THOUSAND EIGHT HUNDRED THIRTY-THREE DOLLARS
AND 00/100 CENTS ($316,833.00) for the purchase of existing and newly constructed homes in
the City of Clearwater (the "Purchase Assistance Services"), subject to availability of funding. As
a subrecipient on behalf of the City of Clearwater, Subrecipient will provide outreach and
marketing, intake, and processing for purchase and closing cost assistance loans for qualified, low-
income homebuyers who purchase homes in the city limits of the City of Clearwater.
B. Requests for Disbursements and Program Income. Subrecipient shall ensure HOME Funds
provided under this Agreement will be requested for disbursement only in required amounts and as
needed for payment of eligible costs. Payments will be made by the City for purchase assistance
services when a loan is processed and closed through Subrecipient and after all original documents
have been received, the required documents have been recorded, and the electronic files are in
order. The City reserves the right to liquidate funds available under this Agreement for eligible
costs incurred by the City on behalf of Subrecipient to complete the Project.
C. Homebuyer income qualification, underwriting and layering guidelines. Subrecipient shall
determine if each family is income eligible by determining the family's annual income. All income
and assets must be verified in writing. To be eligible for assistance, the borrower's total current
combined gross annual household income, from all sources, cannot exceed the limits set by HUD
for Tampa -St. Petersburg -Clearwater, FL MSA (Exhibit "A"). Subrecipient shall use verifications
of income and assets from the requisite source documentation showing a minimum of two (2)
consecutive months of income to project the prevailing rate of income of the family at the time of
determination of income eligibility. Total household income is the total current, annualized gross
income, before taxes and withholding, of the purchaser and all adult members over the age of 18
residing or intending to permanently reside in the residence. This includes a spouse, fiance, parent,
relative, adult child, etc. Subrecipient is responsible for hiring well qualified, trained staff to
accomplish the above.
D. City of Clearwater Purchase Assistance Manual. Subrecipient shall comply with the City
of Clearwater Purchase Assistance Manual, which establishes program eligibility, underwriting,
and processing requirements. The current version is maintained on the City's website and has been
provided to the Subrecipient. Updates to the Manual made by the City shall be binding on the
Subrecipient upon posting to the website.
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E. The HOME funds allocated herein shall be released as earned by verified performance of activities
to be completed under this Agreement, as determined by the City.
F. It is expressly agreed and understood that the total amount of funds for the Purchase Assistance
Services provided to each individual eligible, low-income homebuyer by the City shall not exceed
SEVENTY-FIVE THOUSAND DOLLARS AND 00/100 CENTS ($75,000.00), subject to
availability of funding by the City, and such funds will be wired directly to the title -closing
company for purchase of existing and newly constructed homes from the HOME funds.
G. Separate from HOME funds for the Purchase Assistance Services, Subrecipient shall receive
payment from the City in the amount of ONE THOUSAND SIX HUNDRED FIFTY DOLLARS
AND 00/100 CENTS ($1,650.00) in processing fees per successful closure of each individual
purchase assistance loan after all original documents have been received, the required documents
have been recorded, and the electronic files are in order in processing fees. The award of processing
fees for all successful loan closures under this Agreement may not exceed the total amount of
SIXTEEN THOUSAND FIVE HUNDRED DOLLARS AND 00/100 CENTS ($16,500.00).
H. Separate from the HOME funds awarded under this Agreement, the City may in accordance with
24 CFR § 92.206(d) use its allocation of HOME funds to pay for certain reasonable and necessary
soft costs incurred not more than twenty-four (24) months before HOME funds were committed to
this project including but not limited to environmental reviews and property inspections.
I. If for any reason any term of this Agreement is breached by Subrecipient, the City may require full
repayment of any amounts advanced under this Agreement pursuant to Section 9: Default
Remedies.
SECTION 3: AFFORDABILITY
A. As required by 24 CFR § 92.254, housing acquired with purchase assistance funding provided
under this Agreement, shall be affordable to low-income persons for an applicable period of
affordability as required by HOME Program regulations. If the housing does not meet the
applicable affordability requirements for the specified time period, for any reason whatsoever, full
repayment to the City of all the HOME Funds invested in the Project will be required according to
the repayment terms set forth in Section VIII of this Agreement. Subrecipient shall ensure
affordability of the housing through HUD -approved recapture provisions and deed restrictions, or
through other HUD -approved mechanisms.
B. The applicable period of affordability shall be determined by the per unit net HOME investment as
follows:
HOME Loan Amount
Period of Affordability
Under $25,000
5 Years
$25,000 to $50,000
10 Years
Over $50,000
15 Years
C. Subrecipient shall ensure that the purchase price paid by the low-income homebuyer does not
exceed THREE HUNDRED SEVENTY-ONE THOUSAND DOLLARS AND 00/100 CENTS
($371,000.00) for existing homes and newly constructed homes which represents the maximum
purchase price permitted by HUD, which HUD may change from time to time.
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SECTION 4: MINIMUM HOUSING STANDARDS
Existing housing that is acquired for homeownership (e.g., downpayment assistance) must be decent,
safe, sanitary, and in good repair. The City of Clearwater must establish standards to determine that the
housing is decent, safe, sanitary, and in good repair. At minimum, the standards must provide that the
housing meets all applicable State and local housing quality standards and code requirements and the
housing does not contain the specific deficiencies established by HUD based on the applicable
standards in 24 CFR § 5.703 and published in the Federal Register for HOME assisted projects and
units. All affordable housing purchased with the HOME Funds provided under this Agreement shall
meet HUD's national standards for the condition of HUD housing as established in their National
Standards for the Physical Inspection of Real Estate ("NSPIRE") process code. The City of Clearwater
has contracted with a third -party vendor to perform the required inspections to ensure compliance. Any
item that fails the inspection must be repaired prior to closing. A reinspection must be done to establish
compliance. The City of Clearwater reserves the right to inspect, at any time during normal business
hours, any and all homebuyer purchases accomplished under this Agreement to ensure adherence to
applicable Minimum Housing Standards.
SECTION 5: NOTICES
Communication and details concerning this Agreement shall be directed to the following persons:
If to the City:
City of Clearwater
Attn: Economic Development & Housing Department Director
P.O. Box 4748
Clearwater, FL 33758
If to Subrecipient:
Clearwater Neighborhood Housing Services, Inc
Efrain Cornier, Jr., President/CEO
608 North Garden Avenue
Clearwater, FL 33755
The contact persons listed above may be changed upon fifteen (15) days written notice to the other
party.
SECTION 6: SPECIAL CONDITIONS
The subrecipient shall adhere to the Underwriting Guidelines for Homebuyers in the City of Clearwater
Policies and Procedures Manual. The client file shall be forwarded to the City for review and
approval no later than ten (10) business days prior to closing. The City shall review and approve
the closing disclosures from the first mortgage lender.
SECTION 7: ADMINISTRATIVE REQUIREMENTS
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A. Subrecipient shall abide by all applicate federal, state and local laws, regulations and codes and
ordinances in the performance of all activities required by this Agreement, and specifically agrees
to adhere to applicable requirements of 24 CFR Part 92, as amended, including those requirements
described in 24 CFR Subpart H with the exception of Environmental Reviews (which Subrecipient
cannot assume) and 24 CFR § 92.357 (the intergovernmental review process does not apply).
Subrecipient shall comply with the City of Clearwater HOME Regulations and the City of
Clearwater Policies and Procedures Manual, as may be amended from time to time through the term
of this Agreement which is available upon request.
B. Subrecipient shall annually submit an agency -wide audit which shall include the Project funds. The
audit shall be in accordance with generally accepted accounting principles. Subrecipient shall
provide the City with one (1) copy of each annual audit for the duration of the Project. Any
deficiencies noted in the audit report shall be fully cleared by Subrecipient within thirty (30) days
after receipt of said audit report by the City. Failure of Subrecipient to clear deficiencies noted in
the audit report shall be a breach of this Agreement and the City may exercise any and all of its
rights and remedies under Section 9: Default Remedies.
C. Subrecipient shall adhere to the requirements of 2 CFR 200 Subpart E - Cost Principles, 24 CFR
Part 84 and 24 CFR § 92.505.
D. Subrecipient shall make available to the City at any time during normal business hours, all records
pertaining to funding and projects covered by this Agreement to allow the City to conduct
monitoring, performance and compliance reviews and evaluations. Notwithstanding any other
provision in this Agreement, the City will monitor Subrecipient's performance and shall determine
if the performance constitutes non-compliance with this Agreement. If action to correct such
substandard performance is not taken by Subrecipient within a reasonable timeframe, to be specified
by the City in its notice to Subrecipient, suspension or termination procedures may be initiated as
specified in Section 9 and Section 10.
E. Subrecipient covenants that it presently has no financial interest and will not acquire any interest
directly or indirectly, which would conflict in any manner or degree with the performance of the
services required under this Agreement. Subrecipient further covenants that in the performance of
this Agreement, no person having such a financial interest shall be employed or retained by
Subrecipient hereunder. These conflict-of-interest provisions apply to any person who is an
employee, board member, agent, consultant, officer, elected official, or appointed official of the
City, or of any designated public agencies or subrecipients which are receiving funds under the
HOME Entitlement Program.
F. Subrecipient shall ensure that no person will be displaced from his or her dwelling as a direct result
of activities assisted with HOME Program funds provided under this Agreement.
G. Affirmative Marketing. Subrecipient shall affirmatively market all housing units developed under
this Agreement to low-income persons in compliance with 24 CFR § 570.601 - Public Law 88-352
and Public Law 90-284 and ensure maintenance of documentation of affirmative marketing efforts
to such persons. Prior to any funds being disbursed under this Agreement, Subrecipient shall provide
an affirmative marketing plan acceptable to the City documenting the affirmative marketing efforts
to low-income persons planned to be undertaken by Subrecipient regarding the Project.
H. Subrecipient shall not pay any part of funds received under this Agreement for lobbying of the
Executive or Legislature Branches of the federal, state or local government.
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I. Environmental. Subrecipient shall comply with EPA regulations pursuant to 40 CFR Part 50;
National Environmental Policy Act of 1969, as applicable to the Project funded under this
Agreement, the Flood Disaster Protection Act of 1973 (42 U.S.C. § 4106) and the Lead -Based Paint
Poisoning Prevention Act (42 U.S.C. §§ 4821-4846) and the regulations promulgated thereunder,
all as amended. Subrecipient agrees to assist the City to comply with the following regulations
insofar as they apply to the Environmental Protection Regulations pursuant to 40 CFR Part 50, HUD
Environmental Review Procedures specified in 24 CFR Part 58, as well as all other applicable
environmental laws and regulations, all as amended. The City shall ensure maintenance of
documentation to evidence compliance with environmental statutes and regulations with the
assistance of Subrecipient.
J. Subrecipient shall establish and ensure the eligibility of purchasers of housing purchased under this
Agreement regarding low-income homebuyer requirements specified by the Department of Housing
and Urban Development. In addition, Subrecipient shall ensure maintenance of beneficiary
information regarding persons assisted under this Agreement, including name, address, social
security number, race, sex, income, and whether the assisted person(s) is elderly, female head -of -
household, handicapped, American Indian, Hispanic, Caucasian, African American, Alaskan
Native, Asian and Asian/Pacific Islander. Subrecipient shall ensure the submission of the beneficiary
information to the City upon each loan closure. The information shall be maintained for each housing
unit and person(s) or families assisted under this Agreement.
K. Subrecipient shall provide drug-free workplaces in accordance with the Drug -Free Workplace Act
of 1988.
L. Subrecipient shall ensure compliance with all requirements of the Contract Work Hours and Safety
Standards Act, the Copeland Anti -Kickback Act, and all other applicable federal, state, and local
laws and regulations pertaining to labor standards. Subrecipient shall maintain adequate records and
reports to demonstrate compliance with such laws.
M. Record Retention. Subrecipient will ensure that all records required under this Agreement are
retained for a period of five (5) years after the applicable required period of affordability.
Subrecipient shall furnish, and cause all its subcontractors to furnish, all reports and information
required hereunder, and will permit access to its books, records, and accounts, by the City, HUD or
its agent, or other authorized federal officials for purposes of investigation to ascertain compliance
with the statutes, rules, regulations, and provisions stated here.
N. OSHA - Subrecipient shall ensure that where employees are engaged in activities not covered under
the Occupational Safety and Health Act of 1970, they shall not be required or permitted to work, be
trained in, or receive services in buildings or surroundings, or under working conditions, which are
unsanitary, hazardous, or dangerous to the participants' health or safety.
O. Equal Opportunity — Subrecipient shall comply with Executive Order 11063, as amended by
Executive Order 12259, and shall not discriminate against persons on the basis of race, color, creed,
religion, ancestry, national origin, sex, disability or other handicap, age, marital or familial status
with regard to public assistance. Subrecipient shall maintain records and documentation to evidence
compliance with this requirement. Subrecipient shall take affirmative action to ensure that all
employment practices are free from such discrimination. Such employment practices include, but
are not limited to, the following: hiring, upgrading, demotion, transfer, recruitment, advertising,
layoff, termination, rates of pay or other forms of compensation, and selection for training, including
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apprenticeship. Subrecipient agrees to post in conspicuous places, available to employees and
applicants for employment, notices to be provided by the contracting agency setting forth the
provisions of this nondiscrimination clause.
P. Civil Rights — Subrecipient shall comply with Title VIII of the Civil Rights Act of 1968, as
amended, Section 109 of Title 1 of the Housing and Community Development Act of 1974, Section
504 of the Rehabilitation Act of 1973, the Americans with Disabilities Act of 1990, and the Age
Discrimination Act of 1975, along with all applicable regulations associated therewith.
Q. Subrecipient agrees that funds received under this Agreement will not be utilized for religious
activities, to promote religious interests, or for the benefit of religious organizations.
R. Reversion of Assets — Upon expiration or termination of this Agreement, Subrecipient shall transfer
to City of Clearwater any HOME funds on hand at the time of said expiration or termination and
any accounts receivable attributable to the use of HOME funds.
S. Insurance — Subrecipient shall carry the types of insurance specified below and further described
in Exhibit "C" attached hereto:
I. Commercial General Liability Insurance coverage, including but not limited to, bodily
injury, personal injury, death, property damage, advertising liability, premises operations,
products/completed operations, severability of interest, and contractual liability in the
minimum amount of $1,000,000 (one million dollars) per occurrence and $2,000,000 (two
million dollars) general aggregate.
II. Professional Liability/Errors or Omissions Insurance coverage appropriate for the type
of business engaged in by the Contractor with minimum limits of $1,000,000(one million
dollars) per occurrence. If a claims made form of coverage is provided, the retroactive date
of coverage shall be no later than the inception date of claims made coverage, unless prior
policy was extended indefinitely to cover prior acts. Coverage shall be extended beyond
the policy year either by a supplemental extended reporting period (ERP) of as great a
duration as available, and with no less coverage and with reinstated aggregate limits, or by
requiring that any new policy provide a retroactive date no later than the inception date of
claims made coverage.
III. Employee Theft/Dishonesty/Fraud or Commercial Crime coverage appropriate for
Employee Dishonesty and Fraud, with minimum limits of $1,000,000 (1 million dollars)
per occurrence. Coverage must protect against loss of money, securities, or other property
caused by dishonest acts committed by the Sub -recipient's employees, officers, directors,
agents, or volunteers whether acting alone or in collusion with others, including but not
limited to theft, forgery, embezzlement, fraud, or other dishonest acts. Additionally, the
coverage shall remain in force for the duration of the grant agreement and for a minimum
of three (3) years following the final expenditure of grant funds.
IV. Workers' Compensation Coverage. Workers' Compensation insurance for all its
employees in an amount and with coverage to meet all requirements of the laws of the State
of Florida.
V. Flood Insurance. Flood insurance as required under applicable HUD regulations.
T. Cybersecurity Internal — Pursuant to 2 CFR § 200.303, Subrecipient shall take reasonable
cybersecurity and other measures to safeguard information including protected personally
identifiable information (PII) and other types of information. This includes information the Federal
agency or the City designates as sensitive or other information Subrecipient considers sensitive and
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is consistent with applicable Federal, State, local and tribal laws regarding privacy and responsibility
over confidentiality.
U. Florida Statutes and Clearwater City Codes. Subrecipient agrees to comply with all laws of the
State of Florida and the Clearwater City Codes. In particular, Subrecipient shall comply with all
licensing, registration, and other applicable laws and regulations governing their ability to
administer the Program and the activities under the Project.
V. Conflicts of Interest — Subrecipients shall maintain written standards of conduct covering conflicts
of interest and governing the actions of its employees engaged in the selection, award, and
administration of contracts. No employee, officer agent or board member with a real or apparent
conflict of interest may participate in the selection, award, or administration of a contract supported
by the Federal award.
W. Single Audit — Pursuant to 2 CFR § 200.501, if the Subrecipient expends less than $1,000,000 in
Federal awards during its fiscal year a single audit is exempt.
X. Whistleblower Protections — Pursuant to 2 CFR § 200.217, Subrecipient must not discharge,
demote, or otherwise discriminate against its employees as a reprisal for disclosing to a person or
body described in paragraph (a)(2) of 41 U.S.C. § 4712 information that the employee reasonably
believes is evidence of gross mismanagement of a Federal contract or grant, a gross waste of Federal
funds, an abuse of authority relating to a Federal contract or grant, a substantial and specific danger
to public health or safety, or a violation of law, rule, or regulation related to a Federal contact
(including the competition for or negotiation of a contract) or grant. Subrecipient must inform their
employees in writing of employee whistleblower rights and protections under 41 U.S.C. § 4712. See
statutory requirements for whistleblower protection at 10 U.S.C. § 4701, 41 U.S.C. § 4712, 41
U.S.C. § 4304 and 10 U.S.C. § 4310.
Y. Procurement of Recovered Materials — Pursuant to 2 CFR § 200.323, to the greatest extent
practical, Subrecipient shall use and purchase recycled materials.
Z. Mandatory Disclosures — Pursuant to 2 CFR § 200.113, Subrecipient must promptly disclose
whenever, in connection with the Federal award (including any activities or subawards thereunder),
it has credible evidence of the commission of a violation of Federal criminal law involving fraud,
conflict of interest, bribery, or gratuity violations found in Title 18 of the United States Code or a
violation of the civil False Claims Act (31 U.S.C. §§ 3729-3733). The disclosure must be made in
writing to the Federal agency, the agency's Office of Inspector General, and pass-through entity (if
applicable). Subrecipient is also required to report matters related to recipient integrity and
performance in accordance with Appendix XII of this part. Failure to make required disclosures can
result in any of the remedies described in § 200.339. (See also 2 CFR Part 180, 31 U.S.C. § 3321,
and 41 U.S.C. § 2313.)
AA. Required Certification - Pursuant to 2 CFR § 200.415, by signing this Agreement, The
Subrecipient certifies that all financial information submitted to the City is complete and accurate.
SECTION 8: DEBARMENT AND SUSPENSION
Subrecipient certifies that its principals:
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A. Are not presently debarred, suspended, proposed for debarment, declared ineligible, or voluntarily
excluded from participation from covered transactions by any federal department or agency;
B. Have not, within a three (3) year period, preceding this Agreement been convicted of or had a civil
judgement rendered against them for commission of embezzlement, theft, forgery, bribery,
falsification or destruction of records, making false statement(s) or receiving stolen property;
C. Are not presently indicted for or otherwise criminally charged by a governmental entity (federal,
state or local) with commission of any of the offenses enumerated above, and;
D. Have not, within a three (3) year period preceding this Agreement, had one (1) or more public
transactions (Federal, State or local) terminated for cause or default.
SECTION 9: DEFAULT REMEDIES
Each of the parties shall have all remedies available under applicable regulations or at law or in equity,
including specific performance, to enforce any obligation of any party to this Agreement. In the event
the City determines that a breach of this Agreement has occurred, the City may terminate this
Agreement pursuant to 2 CFR Part 200 and recapture or terminate any and all HOME funds allocated
under this Agreement. More specifically:
A. If the City determines that Subrecipient has materially failed to comply with any provisions for this
Agreement, or with any rules, statues, regulations, or ordinances referred to herein, the City will
notify Subrecipient in writing and hand -deliver, with written receipt evidencing the date and time
of delivery, or send by certified mail, return receipt requested, such Notice of Default to the party
designated to receive such Notices in Section 5 of this Agreement. For purposes of this section, the
term materially means "an important or essential term of this Agreement."
B. The City will allow Subrecipient the opportunity to demonstrate compliance with this Agreement's
requirements in question. Subrecipient shall offer evidence of such compliance within a reasonable
timeframe to be specified by the City in the Notice of Default. Substantial compliance shall not
constitute compliance with the terms and conditions of this Agreement unless the City expressly
agrees to the substantial compliance in writing.
C. If Subrecipient fails to demonstrate to the City that it has fulfilled the requirement, the City may
take corrective or remedial action(s) as follows:
1) Corrective or remedial action will be designed to prevent a continuation of the deficiency,
mitigate any adverse effects, and prevent recurrence of the deficiency.
2) Corrective or remedial action may include:
■ Temporarily withholding cash payments pending correction of the deficiency by
Subrecipient.
• Specific activities required by the City to correct the deficiency and to be accomplished
by Subrecipient in a specified time frame.
■ Canceling or revising activities which may be affected by the performance deficiency
and were approved under this Agreement.
• Reprogramming any balance of HOME funds made available under this Agreement
from deficient activities, or any activity funded under this Agreement, to other eligible
activities.
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• Suspension of HOME fund disbursements for deficient activities, or any activities
funded under this Agreement and subsequent termination of this Agreement in its
entirety.
• Termination of this Agreement in its entirety and require Subrecipient to repay to the
City any and all HOME funds advanced under this Agreement.
• Removing subrecipient from participation in any future allocation of HOME funds
from the City.
• Taking other remedial actions that may be legally available to the City.
D. In the event Subrecipient dissolves the organization, ceases to exist, or becomes unable for any
reason to fulfill its obligations under this Agreement, the City will require Subrecipient to fully
repay to the City any and all amounts advanced under this Agreement.
E. Notwithstanding any other provision of this Agreement, should there be any fraud,
misrepresentation, embezzlement, or any other criminal activity associated with the Project, the
City may pursue all legal and equitable remedies available to it against any and all parties associated
with this Agreement.
F. Any decision regarding corrective, remedial, legal, or equitable remedies or actions to be taken
regarding this Agreement or the Project shall be at the sole option and discretion of the City of
Clearwater. A decision by the City to pursue one course of action shall not constitute a waiver of
any other course of action the City may pursue under this section.
G. Pursuant to 24 CFR § 92.205(e), should this Agreement be terminated before completion of the
Project, either voluntarily or otherwise, Subrecipient shall repay any HOME funds invested in the
Project that is the subject of this Agreement to the City of Clearwater's HOME Investment Trust
Fund in accordance with 24 CFR § 92.503(b).
SECTION 10: TERMINATION
A. Pursuant to 2 CFR Part 200, the City may terminate this Agreement upon thirty (30) days prior
written notice to the Subrecipient contact person indicated in Section 5 of this Agreement. The
parties shall agree upon the termination conditions, including the effective date of termination, and
in the case of partial termination, the portion of the award to be terminated.
B. Subrecipient may terminate this Agreement upon thirty (30) days prior written notice to the City
contact person indicated in Section 5 of this Agreement. The notice of termination shall set forth
the reasons for such termination, the effective date of termination, and in the case of partial
termination, the portion of the award to be terminated. However, in the case of partial termination,
if the City determines that the remaining portion of the funding provided under this Agreement will
not accomplish the purposes for which the award was made, the City may terminate the award in
its entirety under Paragraph A of this Section, Section 9, or 2 CFR Part 200.
SECTION 11: MISCELLANEOUS PROVISIONS
A. The officials who execute this Agreement hereby represent and warrant that they have full and
complete authority to act on behalf of the City and Subrecipient, respectively, and that their
signatures below, the terms and provisions thereof, constitute valid and enforceable obligations of
each.
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B. This Agreement shall be executed in the original, and any number of executed copies. Any copy of
this Agreement so executed shall be deemed an original and shall be deemed authentic for any other
use.
C. The parties may mutually agree to amend or modify this Agreement at any time, provided that such
amendment(s) or modifications(s) make specific reference to this Agreement and are executed in
writing by a duly authorized representative of both parties. Such amendment(s) or modification(s)
shall not invalidate this Agreement, nor relieve or release the parties from their obligations under
this Agreement.
D. The terms and conditions of this Agreement shall be binding upon the parties hereto, their
respective heirs, executors, administrators, successors, and assignees.
E. Nothing contained in this Agreement is intended to, or shall be construed in any manner, as
creating, or establishing the relationship of employer and employee between the parties.
Subrecipient shall always remain an independent contractor with respect to the services to be
performed under this Agreement.
F. Subrecipient shall not assign or transfer any interest in this Agreement without the prior written
approval of the City.
G. This Agreement shall be construed according to the laws of the State of Florida.
H. Should any part, term of provision of this Agreement, or provisions thereof, be determined by a
court of competent jurisdiction to be illegal, void, or unenforceable, the validity of the remaining
portions of provisions shall not be affected thereby.
SECTION 12: INDEMNITY
Subrecipient agrees that it shall indemnify, defend, and save harmless the City, its officers, agents, and
employees from:
A. Any claims or losses for services rendered by any subcontractor, person, or firm performing or
supplying services, materials, or supplies in connection with the performance of this Agreement.
B. Any claims or losses resulting to any person or firm injured or damaged by the erroneous, willful,
or negligent acts or omissions, including disregard of federal, state, and local statutes or regulations,
by Subrecipient, its officers, employees, or subcontractors in the performance of this Agreement.
C. The obligation to indemnify shall include all legal fees and costs incurred by the City, its officers,
agents, and employees, arising from the matters identified in Subsections A. and B.
SECTION 13: TERM OF AGREEMENT
This Agreement shall be in full force and effect from the date of execution, through September 30,
2026.
Page 11 of 19
IN WITNESS,HEREOF, the parties hereto have executed this Agreement and have set their hands
and seals this 1'J day of 6LAAU M./ , 2026.
ATTEST:
(CITY SIGNATURE PAGE)
CITY OF CLEARWATER, FLORIDA,
a Florida municipal corporation.
By:
Jennifer Poirrier
City Man er
Date: l 151 ZO'P
Approved as to for . Attest:
Matthew J. Mytych, Esq.
Senior Assistant Ci Attorney
Date: V %�ol
Rosemarie Call
City C �2 c3) -09A0
Page
J�
Page 12of19
(SUBRECIPIENT SIGNATURE PAGE)
Clearwater Neighborhood Housing Services, Inc.,
a Florida not-for-profit corporation.
By:
Title: President & CEO
Print Name: Efrain Cornier Jr.
Date:
STATE OF FLORIDA
COUNTY OF PINELLAS
THE FOREGOING AGREEMENT was acknowledged before me by means of physical presence ❑
or online notarization, this 644 day of , 20 ? ( , by Efrain Cornier Jr., as
President & CEO of Clearwater Neighborhood Housing Services, Inc., a Florida not-for-profit
corporation. He/She'
as identification.
is personally known to me ❑ or has produced
Notary Public State of Florida
Todd H r
My CommlaeIon lon HH 510556:.
1 • Expires 41112028
(NOTARIAL SEAL)
Notary Public, State of Florida
Name of Notary: /vcl/ Lee r
My Commission Expires: y ' / ` 26 2 8
My Commission No.: H i -I SI0 S b
Page 13 of 19
Exhibit Index
Exhibit "A" Home Income Limits
Exhibit "B" NO COERCION FOR LABOR OR SERVICES ATTESTATION
Exhibit "C" City of Clearwater Subrecipient Insurance Requirements
Page 14 of 19
HOME Income Limits
Effective June 1, 2025
Household Size 0 to 30% AMI
(Extremely Low)
EXHIBIT "A"
Home Income Limits
Effective June 1, 2025
30+ to 50% AMI 50+ to 80% AMI Above 80% AMI
(Very Low) (Low) (Moderate)
1 Person
$21,950
$36,500
$58,450
N/A
, 2 Persons
$25,050
$41,700
$66,800
N/A
3 Persons
$28,200
546,950
$74,150
N/A
4 Persons
$31,300
$52,150
$83,450
N/A
5 Persons
$33,850
$56,350
$90,150
N/A
6 Persons
$36,350
$60,500
$96,850
N/A
7 Persons
$38,850
$64,700
$103,500
N/A
8 Persons
$41,350
$68,850
$110,200
N/A
Median Family Income (MFI) Rounded - $98,400
Updates to income limits will be published at the following location:
Myclearwater.com > Income Eligibility: CDBG, HOME, and SHIP
Page 15 of 19
Exhibit "B"
NO COERCION FOR LABOR OR SERVICES ATTESTATION
Pursuant to Section 787.06(13), F.S., this form must be completed by an officer or representative
of a nongovernmental entity when a contract is executed, renewed, or extended between the
nongovernmental entity and a governmental entity.
Clearwater Neighborhood Housing Services, Inc., does not use coercion for labor or services as defined
in this Section 787.06, F.S.
Under penalty of perjury, I declare that I have read the foregoing statement and that the facts stated
in it are true and correct.
Printed Name: Efrain Cornier Jr.
Title: President & CEO
Signature:
Date: �� es , 20
Page 16 of 19
EXHIBIT "C"
City of Clearwater
Subrecipient Insurance Requirements
The Contractor, Vendor, or Subrecipient referred to as "Contractor" shall, at its own cost and
expense, acquire and maintain (and cause any subcontractors, representatives, or agents to acquire
and maintain during the Term with the City, sufficient insurance to adequately protect the
respective interest of the parties. Coverage shall be obtained with a carrier having an AM Best
Rating of A -VII or better. In addition, the City has the right to review the Contractor's deductible
or self-insured retention and to require that it be reduced or eliminated.
Specifically, the Contractor must carry the following minimum types and amounts of insurance on
an occurrence basis or in the case of coverage that cannot be obtained on an occurrence basis, then
coverage can be obtained on a claims -made basis with a minimum three (3) year tail following the
termination or expiration of this Agreement:
a. Commercial General Liability Insurance coverage, including but not limited to,
bodily injury, personal injury, death, property damage, advertising liability, premises
operations, products/completed operations, severability of interest, and contractual
liability in the minimum amount of one million dollars ($1,000,000.00) per occurrence
and two million dollars ($2,000,000.00) general aggregate.
b. Professional Liability/Errors or Omissions Insurance coverage appropriate for the
type of business engaged in by the Contractor with minimum limits of one million
dollars ($1,000,000.00) per occurrence. If a claims made form of coverage is provided,
the retroactive date of coverage shall be no later than the inception date of claims made
coverage, unless prior policy was extended indefinitely to cover prior acts. Coverage
shall be extended beyond the policy year either by a supplemental extended reporting
period (ERP) of as great a duration as available, and with no less coverage and with
reinstated aggregate limits, or by requiring that any new policy provide a retroactive
date no later than the inception date of claims made coverage.
c. Employee Theft/Dishonesty/Fraud or Commercial Crime coverage appropriate for
Employee Dishonesty and Fraud, with minimum limits of one million dollars
($1,000,000.00) per occurrence. Coverage must protect against loss of money,
securities, or other property caused by dishonest acts committed by the Sub -recipient's
employees, officers, directors, agents, or volunteers whether acting alone or in
collusion with others, including but not limited to theft, forgery, embezzlement, fraud,
or other dishonest acts. Additionally, the coverage shall remain in force for the duration
of the grant agreement and for a minimum of three (3) years following the final
expenditure of grant funds.
The above insurance limits may be achieved by a combination of primary and
umbrella/excess liability policies. Subrecipient's insurance as outlined above shall be
primary and non-contributory coverage for Contractor's negligence.
Page 17 of 19
d. Workers' Compensation Coverage. Workers' Compensation insurance for all its
employees in an amount and with coverage to meet all requirements of the laws of
the State of Florida.
e. Flood Insurance. Flood insurance as required under applicable HUD regulations.
WAIVER OF SUBROGATION — With regard to any policy of insurance that would pay third
party losses, Contractor hereby grants the City a waiver of any right to subrogation which any
insurer of the Contractor may acquire against the City by virtue of the payment of any loss under
such insurance for liability and workers compensation coverages. Contractor agrees to obtain any
endorsement that may be necessary to affect such waivers, but this provision shall apply to such
policies regardless of whether the city has received a waiver of subrogation endorsement from
each insurer.
The above insurance limits may be achieved by a combination of primary and umbrella/excess
liability policies.
Other Insurance Provisions.
a. Prior to the execution of this Agreement, and then annually upon the anniversary date(s) of the
insurance policy's renewal date(s) for as long as this Agreement remains in effect, the
Contractor will furnish the City with a Certificate of Insurance(s) (using appropriate ACORD
certificate, SIGNED by the Issuer, and with applicable endorsements) evidencing all of the
coverage set forth above and naming the City as an "Additional Insured" with respect to general
and auto liability coverages.
b. In addition, when requested in writing from the City, Contractor will provide the City with
certified copies of all applicable policies. The address where such certificates and certified
policies shall be sent or delivered is as follows:
City of Clearwater
Attn: Economic Development & Housing Department
P.O. Box 4748
Clearwater, FL 33758-4748
c. Contractor shall provide thirty (30) days written notice of any cancellation, non -renewal,
termination, material change or reduction in coverage.
d. Contractor's insurance as outlined above shall be primary and non-contributory coverage for
Contractor's negligence.
e. Contractor reserves the right to appoint legal counsel to provide for the Contractor's defense,
for any and all claims that may arise related to Agreement, work performed under this
Agreement, or to Contractor's equipment, or service. Contractor agrees that the City shall not
be liable to reimburse Contractor for any legal fees or costs as a result of Contractor providing
its defense as contemplated herein.
The stipulated limits of coverage above shall not be construed as a limitation of any potential
liability to the City, and failure to request evidence of this insurance shall not be construed
as a waiver of Contractor's obligation to provide the insurance coverage specified.
Page 18of19
INDEMNIFICATION/LIABILITY:
To the fullest extent permitted by law, Contractor agrees to defend, indemnify, and hold the City,
its officers, agents, and employees, harmless from and against any and all liabilities, demands,
claims, suits, losses, damages, causes of action, fines or judgments, including costs, attorneys',
witnesses', and expert witnesses' fees, and expenses incident thereto, relating to, arising out of, or
resulting from: (i) Contractor's performance or nonperformance of this Agreement or because of
or due to the existence of the Agreement itself; (ii) any negligent acts, errors, mistakes or omissions
by Contractor or Contractor personnel; and (iii) Contractor or Contractor's personnel's failure to
comply with or fulfill the obligations established by this Agreement.
Contractor will update the City during the course of the litigation to timely notify the City of any
issues that may involve the independent negligence of the City that is not covered by this
indemnification.
The City assumes no liability for actions of Contractor and will not indemnify or hold Contractor
or any third party harmless for claims based on this Agreement or use of Contractor -provided
supplies or services.
Page 19 of 19