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RESIDENTIAL EXTERIOR IMPROVEMENT GRANT AGREEMENT - NG-R-25-09RESIDENTIAL EXTERIOR IMPROVEMENT GRANT AGREEMENT NG -R-25-09 This Residential Exterior Improvement Grant Agreement (this "Agreement") is made as of Ik1Ov.Lh, ]J)LS (the "Effective Date"), by and between THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF CLEARWATER, FLORIDA, a public body corporate and politic of the State of Florida created pursuant to Part III, Chapter 163, Florida Statutes (the "Agency"), and Bessie Dixon, an individual (the "Applicant ")(collectively the Agency and the Applicant are the "Parties"). WITNESSETH: WHEREAS, the Agency was created to implement community redevelopment activities as provided in the Florida Community Redevelopment Act of 1969 (the "Act") codified at Chapter 163, Part III, Florida Statutes; and WHEREAS, on January 12, 2023, the Agency adopted the North Greenwood Community Redevelopment Area Plan (the "Plan"); and WHEREAS, in furtherance of the Plan, the Agency has established the Residential Exterior Improvement Grant Program (the "Program") to rehabilitate single-family homes, improve property conditions, aesthetics, reduce housing cost burden, and aid in the elimination of slum and blight in the North Greenwood Community Redevelopment Area (the "Redevelopment Area"); and WHEREAS, the Agency has approved a grant to the Applicant in an amount not to exceed $13,358.00 in financial assistance under the Program to provide exterior improvement assistance to the property located at 903 Engman Street, Clearwater, Florida 33755 (the "Property"). The grant is intended to replace exterior windows and doors at the Property (the "Project") as further detailed in the Applicant's grant application and plan specifications attached hereto as Exhibit "C" (the "Specifications"); and WHEREAS, the Agency finds that providing financial assistance for the exterior improvement of the Property is a permissible use of the Agency's funds; and WHEREAS, the Agency finds that the Project comports with and furthers the goals, objectives, and policies of the Plan. NOW, THEREFORE, in consideration of the mutual promises and covenants contained herein, the Parties hereby agree as follows: I. GENERAL 1. Recitals. The foregoing recitals are true and correct and are incorporated in and form a part of this Agreement. 2. Purpose of Agreement. The purpose of this Agreement is to further the implementation of the Plan by the completion of the Project. 1 3. Legal Description. The legal description for the Property is attached hereto as Exhibit "A". II. APPLICANT WARRANTIES AND RESPONSIBILITIES 1. Development of the Project. The Applicant shall complete the Project in accordance with the Specifications and the grant application. The Applicant shall complete all Project work within one hundred and eighty (180) days from the date of application approval. Such completion shall be evidenced by receipt of a Finding of Project Completion from the Agency. A Finding of Project Completion shall be granted in accordance with the criteria contained in the Agency's Residential Exterior Improvement Grant Policy attached hereto as Exhibit "B" (the "Policy"). The date of application approval shall be the Effective Date. 2. Applicant's Project Contribution. As a condition of receiving reimbursement grant funding from the Agency, the Applicant shall provide six hundred sixty-seven dollars and 90/100 cents ($667.90) in monetary contribution (the "Monetary Contribution") toward the Project. Evidence of expenditure of the Monetary Contribution towards the Project shall be submitted to the Agency's satisfaction before disbursement of the Agency's grant funding. Notwithstanding the foregoing, the Applicant may have the Monetary Contribution reduced if the Applicant completes certain community service acts in accordance with the Policy. The Applicant has agreed to complete five (5) hours of community service ("Hours") reducing the Monetary Contribution to zero dollars and 00/100 cents ($0.00) (the "Reduced Contribution"). In the event the Applicant is unable to provide the number of Hours agreed to herein, the Reduced Contribution shall be calculated only by the number of Hours actually provided. The difference between the Monetary Contribution and the Reduced Contribution shall be added to the balance of the Applicant's available grant funds. For avoidance of doubt, the amount that can be added to the Applicant's available grant funds is the amount of money that is subtracted out of the Monetary Contribution for the completion of Hours to calculate the Reduced Contribution. Proof of completion of Hours shall be provided to the Agency before release of grant funds. 3. Warranties of the Applicant. The Applicant warrants that the following information is true and correct: a. The Applicant is the owner of the Property; b. A single-family home is located on the Property; c. The Property is located in the Redevelopment Area; d. The Property is the primary residence and legal homestead of the Applicant or meets an alternative qualification under the Policy; e. The Applicant is current on their property taxes for the Property or a payment plan has been approved by the Director; f. The Applicant is current on all mortgage payments, if applicable; 2 g. The Property has no outstanding code enforcement or building code violations or the Applicant has made the Agency aware of such violations and the Agency has agreed to allow the Project to move forward as the renovations will remediate any violations; and h. The Property has not received a grant from the Agency in the preceding thirty-six (36) months prior to the Effective Date. III. AGENCY RESPONSIBILITIES 1. Grant Funding. The Agency shall reimburse the Applicant for the Project's eligible costs up to a base amount of twelve thousand six hundred ninety dollars and 10/00 cents ($12,690.10). Depending upon the number of Hours completed or a waiver of the community service option pursuant to the Policy, the Applicant may receive up to an additional six hundred sixty-seven dollars and 90/100 cents ($667.90) in grant funds for a total grant not to exceed thirteen thousand three hundred fifty-eight dollars and 00/100 cents ($13,358.00) (the "Grant Funds"). The Grant Funds shall be payable within thirty (30) days of receipt of a fully completed reimbursement request after the issuance of a Finding of Project Completion by the Agency assuming the Applicant has also complied with Section II of this Agreement where applicable. 2. Upon agreement between the Agency and the Applicant, the Agency may provide the Grant Funds directly to any approved licensed contractor or vendor in lieu of providing the Grant Funds to the Applicant. Notwithstanding Paragraph 1 of this section, The Agency's director (the "Director") may allow earlier draw requests of the Grant Funds to approved licensed contractors or vendors in accordance with the Policy. However, the Grant Funds disbursed to a contractor or vendor shall not be disbursed more frequently than once every thirty (30) days. The Parties understand and agree that nothing in this Agreement creates any contractual relationship between the Agency and any contractor or vendor and the Agency shall not be liable for any monies owed to any contractor or vendor. The ability of the Agency to pay the contractor or vendor directly is only for the sake of convenience to the Applicant and the Applicant remains exclusively liable for any funds owed to the contractor or vendor. 3. If the Director determines that a reimbursement request does not meet the requirements of this Agreement or the Policy, then the Parties agree that the Agency shall not owe any monies to the Applicant for the requested reimbursement, the Applicant shall have no recourse against the Agency, and the Director's decision shall be final without any means of appeal. IV. APPLICANT DEFAULT 1. Failure to Timely Complete the Project. If the Applicant fails to obtain a Finding of Project Completion within one hundred eighty (180) days of the date of application approval, then the Parties agree that the Applicant shall be in default under this Agreement without notice or opportunity to cure the default. An extension to this timeframe may be granted by the Director for good cause if the Applicant submits a written request for such an extension before the expiration of the one hundred eighty (180) day period. 3 2. Other Events of Default. In addition to the foregoing event of default, the occurrence of any one or more of the following events after the Effective Date shall also constitute an event of default by the Applicant: a. The Applicant makes a general assignment for the benefit of its creditors, or admits in writing its inability to pay its debts as they become due or files a petition in bankruptcy, or is adjudicated a bankrupt or insolvent, or files a petition seeking any reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief under any present or future statute, law or regulation or files an answer admitting, or fails reasonably to contest, the material allegations of a petition filed against it in any such proceeding, or seeks or consents to or acquiesce in the appointment of any trustee, receiver or liquidator of the Applicant or any material part of such entity's properties; b. Within sixty (60) days after the commencement of any proceeding by or against the Applicant seeking any reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief under any present or future statute, law or regulation, such proceeding shall not have been dismissed or otherwise terminated, or if, within sixty (60) days after the appointment without the consent or acquiescence of the Applicant or any trustee, receiver or liquidator of any such entities or of any material part of any such entity's properties, such appointment shall not have been vacated; or c. A breach by the Applicant of any other term, condition, requirement, or warranty of this Agreement or the Policy. 3. Agency's Remedy Upon Certain Applicant Default. In the event of default and if the Applicant has failed to cure the default within the allotted time prescribed under Section IV, Paragraph 4 (if applicable), then the Parties agree that: a) this Agreement shall be null and void; b) that the Agency will have no further responsibility to the Applicant, including the responsibility to tender any remaining amounts of the Grant Funds to the Applicant; and c) that if the Agency has tendered any of the Grant Funds to the Applicant, the Agency shall be entitled to the return of all the Grant Funds plus default interest at a rate of ten percent (10%) starting from the date of default. The remedial provisions shall survive the termination of this Agreement. 4. Notice of Default and Opportunity to Cure. The Agency shall provide written notice of a default under Section IV, Paragraph 2 of this Agreement and provide the Applicant thirty (30) days from the date the notice is sent to cure such a default. This notice will be deemed received when sent by first class mail to the Applicant's notice address or when delivered to the Applicant if sent by a different means. V. MISCELLANEOUS 1. Notices. All notices, demands, requests for approvals, or other communications given by either party to another shall be in writing, and shall be sent to the office for each party indicated below and addressed as follows: 4 To the Applicant: Bessie Dixon 903 Engman Street Clearwater, Florida 33755 To the Agency: Community Redevelopment Agency of the City of Clearwater P.O. Box 4748 Clearwater, Florida 33758 Attention: Executive Director with copies to: City of Clearwater P.O. Box 4748 Clearwater, Florida 33758 Attention: Clearwater City Attorney's Office 2. Unavoidable Delay. Any delay in performance of or inability to perform any obligation under this Agreement (other than an obligation to pay money) due to any event or condition described in this section as an event of "Unavoidable Delay" shall be excused in the manner provided in this section. 3. "Unavoidable Delay" means any of the following events or conditions or any combination thereof: acts of God, acts of the public enemy, riot, insurrection, war, pestilence, archaeological excavations required by law, unavailability of materials after timely ordering of same, building moratoria, epidemics, quarantine restrictions, freight embargoes, fire, lightning, hurricanes, earthquakes, tornadoes, floods, extremely abnormal and excessively inclement weather (as indicated by the records of the local weather bureau for a five year period preceding the Effective Date), strikes or labor disturbances, delays due to proceedings under Chapters 73 and 74, Florida Statutes, restoration in connection with any of the foregoing or any other cause beyond the reasonable control of the party performing the obligation in question, including, without limitation, such causes as may arise from the act of the other party to this Agreement, or acts of any governmental authority (except that acts of the Agency shall not constitute an Unavoidable Delay with respect to performance by the Agency). An application by any party hereto for an extension of time pursuant to this section must be in writing, must set forth in detail the reasons and causes of delay, and must be filed with the other party to this Agreement within thirty (30) days following the occurrence of the event or condition causing the Unavoidable Delay or thirty (30) days following the party becoming aware (or with the exercise of reasonable diligence should have become aware) of such occurrence. The party shall be entitled to an extension of time for an Unavoidable Delay only for the number of days of delay due solely to the occurrence of the event or condition causing such Unavoidable Delay and only to the extent that any such occurrence actually delays that party from proceeding with its rights, duties and obligations under this Agreement affected by such occurrence. In the event the party is the Applicant then the Director is authorized to grant an extension of time for an Unavoidable Delay for a period of up to six (6) months. 5 Any further requests for extensions of time from the Applicant under this section must be agreed to and approved by the Agency's Board of Trustees. 4. Indemnification. The Applicant agrees to assume all inherent risks of this Agreement and all liability therefore, and shall defend, indemnify, and hold harmless the Agency and the City of Clearwater, Florida, a Florida municipal corporation ("the City"), and the Agency's and the City's officers, agents, and employees from and against any and all claims of loss, liability and damages of whatever nature, to persons and property, including, without limiting the generality of the foregoing, death of any person and loss of the use of any property, except claims arising from the negligence of the Agency, the City, or the Agency's or the City's agents or employees. This includes, but is not limited to, matters arising out of or claimed to have been caused by or in any manner related to the Applicant's activities or those of any approved or unapproved invitee, contractor, subcontractor, or other person approved, authorized, or permitted by the Applicant whether or not based on negligence. Nothing herein shall be construed as consent by the Agency or the City to be sued by third parties, or as a waiver or modification of the provisions or limits of Section 768.28, Florida Statutes, or the Doctrine of Sovereign Immunity. 5. Assignability; Complete Agreement. This Agreement is non -assignable by either party and constitutes the entire Agreement between the Applicant and the Agency and all prior or contemporaneous oral and written agreements or representations of any nature with reference to the subject of this Agreement are canceled and superseded by the provisions of this Agreement. 6. Applicable Law and Construction. The laws of the State of Florida shall govern the validity, performance, and enforcement of this Agreement. This Agreement has been negotiated by the Agency and the Applicant, and the Agreement, including, without limitation, the exhibits, shall not be deemed to have been prepared by the Agency or the Applicant, but by all equally. 7. Severability. Should any section or part of this Agreement be rendered void, invalid, or unenforceable by any court of law, for any reason, such a determination shall not render void, invalid, or unenforceable any other section or part of this Agreement. 8. Amendments. This Agreement cannot be changed or revised except by written amendment signed by the Parties. 9. Jurisdiction and Venue. For purposes of any suit, action or other proceeding arising out of or relating to this Agreement, the Parties do acknowledge, consent, and agree that venue thereof is Pinellas County, Florida. Each party to this Agreement hereby submits to the jurisdiction of the State of Florida, Pinellas County and the courts thereof and to the jurisdiction of the United States District Court for the Middle District of Florida, for the purposes of any suit, action or other proceeding arising out of or relating to this Agreement and hereby agrees not to assert by 6 way of a motion as a defense or otherwise that such action is brought in an inconvenient forum or that the venue of such action is improper or that the subject matter thereof may not be enforced in or by such courts. If, at any time during the term of this Agreement, the Applicant is not a resident of the State of Florida or has no office, employee, agency, registered agent or general partner thereof available for service of process as a resident of the State of Florida, or if any permitted assignee thereof shall be a foreign corporation, partnership or other entity or shall have no officer, employee, agent, or general partner available for service of process in the State of Florida, the Applicant hereby designates the Secretary of State, State of Florida, its agent for the service of process in any court action between it and the Agency arising out of or relating to this Agreement and such service shall be made as provided by the laws of the State of Florida for service upon a nonresident; provided, however, that at the time of service on the Florida Secretary of State, a copy of such service shall be delivered to the Applicant at the address for notices as provided in Section V, Paragraph 1. 10. Termination. If not earlier terminated as provided in this Agreement, this Agreement shall expire and shall no longer be of any force and effect one hundred eighty (180) days from the anniversary of the date of application approval. IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed on the date and year first above written. 7 (CRA SIGNATURE PAGE) COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF CLEARWATER, FLORIDA, a public body corporate and politic of the State of Florida. By: Jesus Nino CRA Executive Director Date: l4 3 4'(Z Approved as to form: Attest: Matthew J. Mytych, CRA Attorney '�3/a� Date: 8 Rosemarie Call City Clerk01ELOA/110 o ' Date: 017 -z[ // 2 �� CORPORA STATE OF FLORIDA ) COUNTY OF PINELLAS ) The foregoing instrument was notarization, thiscal' day : f personally known to me or (NOTARIAL SEAL) (APPLICANT SIGNATURE PAGE) 4'% Vickie L. Sine Comm.: HH 630592 �; Expires: Jan. 28, 2029 Notary Public • State of Rorida APPLICANT: B Print name: Title: i GU,j Date:/b 7 — a-0 4-5 knowledged before me by means hysikael presence or online CtATLL , 2025 by tit MI I t ►J1 yrs who E is/are o has/have produced 4riveVs license as iden ' cation. \, I ra • 9 Notary Publi , State o Florida Name of Notary: l L V aw My Commission Expires: My Commission No.: Oif (e 3 O'sli EXHIBIT "A" LEGAL DESCRIPTION Lot 2, Block C, PALM PARK (ADDITION TO CLEARWATER) according to the map or Plat thereof as recorded in Plat Book H-4, Page 86, of the Public Records of Hillsborough County, Florida, of which Pinellas County, was formerly a part. 10 EXHIBIT "B" RESIDENTIAL EXTERIOR IMPROVEMENT GRANT PROGRAM POLICY 11 RESIDENTIAL EXTERIOR IMPROVEMENT GRANT PROGRAM APPLICATION FORM City of Clearwater Community Redevelopment Agency North Greenwood Community Redevelopment Area TABLE OF CONTENTS SECTION 1 — PROGRAM GOAL 1 SECTION 2 — PURPOSE AND INTENT 1 2 4 5 6 7 7 8 11 SECTION 3 — AVAILABLE ASSISTANCE AND PROGRAM ELIGIBILITY SECTION 4 — ELIGIBLE RESIDENTIAL IMPROVEMENTS SECTION 5 — PROGRAM REQUIREMENTS AND APPLICATION PROCESS SECTION 6 — DISBURSEMENT POLICY AND PROCEDURE SECTION 7 — GRANT EXPIRATION SECTION 8 — COMPLIANCE WITH THE CITY OF CLEARWATER ETHICS CODE SECTION 9 — APPLICATION SECTION 10 — ELIGIBLE CRA AREA MAP Residential Exterior Improvement Grant Program Approved by the CRA Trustees July 15, 2024 Case Number: RESIDENTIAL EXTERIOR IMPROVEMENT GRANT PROGRAM The Program provides a matching grant of up to $20,000. SECTION 1 — PROGRAM GOAL The City of Clearwater (City) Community Redevelopment Agency (CRA) Residential Exterior Improvement Grant Program (Program) is designed to increase access to redevelopment funding for residential improvements to homesteaded single-family homes in the North Greenwood Community Redevelopment Area (NGCRA). The purpose of the Program is to rehabilitate single family homes, improve property conditions, aesthetics, reduce housing cost burden, and aid in the elimination of slum and blight. The focus of this Program is directed to the exterior improvement of residential properties to enhance neighborhood aesthetics and pride. SECTION 2 — PURPOSE AND INTENT The purpose of the Program is to support the implementation of the adopted Community Redevelopment Area Plan (Plan) for the North Greenwood Community Redevelopment Area in accordance with the Florida Community Redevelopment Act of 1969. Sections 163.330, et seq., Florida Statutes, by: 1) Carrying out plans for a program of voluntary or compulsory repair and rehabilitation of buildings or other improvements in accordance with the community redevelopment plan (Sections 163.370(2)(c)(5), Florida Statutes). 2) Reducing the percent of households that are housing cost burdened (Plan Section 3.2, Goals and Objectives, Goal 4 Housing Affordability, Objectives, page 94). 3) Prioritizing keeping existing residents in their homes through funding for addressing property maintenance and building code issues and reducing visual blight (Plan Section 3.3, Redevelopment Policies, Housing, page 95). 4) Developing grant programs to improve the exterior and interior of blighted properties (Plan Section 4.5, Plan Implementation, Table 15, Goal 1 Policy Implementation: Public Safety, page 134). 5) Developing programs to encourage neighborhood pride in yard and home appearance (Plan Section 4.5, Plan Implementation, Table 15, Goal 1 Policy Implementation: Public Safety, page 136). 6) Providing emergency assistance funds for low-income residents for life safety home repairs and renovations to accommodate physical disabilities (Plan Section 4.5, Plan Implementation, Table 15, Goal 4 Policy Implementation: Housing Affordability, page 140). 7) Creating a grant program to reduce blight through the repair and preservation of historic homes (Plan Section 4.5, Plan Implementation, Table 15, Goal 4 Policy Implementation: Housing Affordability, page 142). 8) Creating value for the citizens of Clearwater and improving the North Greenwood CRA by (themes stressed throughout the Plan): a) Promoting a resident and neighborhood friendly atmosphere; 1 b) Promoting economic development and neighborhood revitalization; c) Incentivizing property owners to enhance and sustain the values of their property; d) Creating a more inviting and visually appealing atmosphere; and e) Instilling a greater sense of place and civic identity. It is not the intent of the CRA to engage in any rehabilitation activity that requires vacating property or displacing any residents from property. Moreover, this Program does not assist in temporary relocation cost or the development of new construction projects. Rather, it is to rehabilitate existing single-family structures. SECTION 3 — AVAILABLE ASSISTANCE AND PROGRAM ELIGIBILITY The Program provides a matching grant, as specified below, of up to $20,000 to assist applicants with exterior home repairs. Program assistance is based on a sliding scale and adjusted for family size and income limits, which are subject to change from time to time. Applicants with Household incomes that exceed 120% Area Median Income do not qualify for this Program. Applicant will match the grant amount by the percentages listed below (must provide proof of matching funds prior to project work commencing): Area Median Income (AMI) % Applicant Contribution/Match 0-30% 5%* 31% — 50% 10%* 51% — 80% 15%** 81% —120% 20%** 121% — plus Not eligible for grant. *Match may be waived at the rate of one hour of community service per $150 of approved grant amount and will be added back into the total grant amount not to exceed $20,000. **Up to 50% of Applicant's match may be waived at the rate of one hour of community service per $150 of approved grant amount and will be added back into the total grant amount not to exceed $20,000. (Community Service must be performed by Applicant, or anyone over 18 years of age legally residing in the home, within the NGCRA boundary and through a tax- exempt not-for-profit organization recognized by the CRA or City of Clearwater. Community service must be performed without pay or compensation from the not-for- profit organization, and service must be performed in full hour increments rounding up to the nearest whole hour. Scope of community service must be pre -approved, by the CRA Director, prior to commencement. In addition, said community service must be performed prior to release of grant funds.) The CRA Director may waive, or reduce, on a case-by-case basis, the community service provision for certain individuals with disabilities, including age related disabilities, or other verifiable hardships, that prevent the Applicant, and anyone over 18 years of age legally residing in the home, from performing community service. In the event the waiver is granted, then the Applicant Contribution/Match will be set to zero percent. The grant is a reimbursement grant, unless otherwise approved by the CRA Director to pay an approved licensed contractor directly, no more than one payment within a 30 -day period. The CRA Director may require in all grant applications that licensed contractors 2 be paid directly, eliminating the need for homeowners to pay contractors, and then requesting reimbursement from the CRA. The chart below is data provided by the Florida Housing Finance Corporation (FHFC) which is based upon figures provided by the United States Department of Housing and Urban Development (HUD) and are subject to change. Updated charts by FHFC will supersede any income limit chart provided within this document. When updates are made available by FHFC, the chart below will be updated. County (Metro) Percentage Category Income Limit by Number of Persons in Household 1 2 3 4 5 B 7 IS Pinellas County 30% 21,950 25.050 28,200 32.150 37.650 43.150 48,650 54,150 (Tampa•StPetersburg• 50% 36,500 41,700 46,950 5Z150 56.350 60.500 84,700 66,650 Clearwater MSA) 80% 58,450 66.800 75,150 83.450 90,150 96,850 103,500 110.200 Median_ 98,400 120% 87,600 100,060 112,660 125,180 135,240 145,200 155,280 165,240 140% 102.200 116,760 131,460 146,020 157.780 169.400 181,160 192.7. Eligibility Criteria To be eligible for the Program, the project/property must meet all the following qualifications: • Applicant must be the owner of the subject property. * • The subject property must be a single-family home. • Property must be located within the North Greenwood Community Redevelopment Area. • The single-family home must be the primary residence and legal homestead of the Applicant. In addition, the following may qualify for the Program. • Owners of property that have applied to Pinellas County for homestead exemption consideration may be eligible for this Program. • Applicants that reside at the property, control said property other than through outright ownership, and are authorized to approve the repairs and other work that are the subject of this program, may provide alternative documents to substantiate that they have such control and authority regarding the property. This documentation may include probate court documents, wills, heirship affidavit, letters of administration, or other legal documentation. After review of the documents, the residing applicant(s) may qualify for the Program, provided the applicant(s) wishing to apply for the Program reside at the property as their primary residence. If such control or authority is disputed by another party or parties, the application may be denied until such time as the Applicant resolves such disputes. • Must demonstrate property taxes are current or a satisfactory payment plan is approved by the CRA Director. • Must be current on mortgage payments (if applicable). • Must be in good standing with the city (no outstanding code enforcement or building code violations). This requirement may be waived by the CRA Director if the work proposed under this application will remediate the code violations. • If combined with a Home Rehabilitation Loan from the Economic Development and Housing Department, other requirements may vary. *The owner of the Property (Owner) shall be the Applicant. Owner means a holder of any legal or equitable estate in the premises, whether alone or jointly with others and 3 whether in possession or not shall include all individuals, associations, partnerships, corporations, limited liability companies and others who have interest in a structure and any who are in possession or control thereof as agent of the owner, as executor, administrator, trustee, or guardian of the estate of the owner. No Owner shall receive more than $20,000 in total CRA grant value across all CRA grant programs within a 36 - month rolling year. For the purposes of this application, the total CRA grant value that an Owner has received over such period shall be the combined value, in the 36 month period immediately preceding the submission of an application for this program, of: (1) the amount of CRA grant funds that the applicant has received; (2) the amount of CRA grant funds that any holder of legal title in the subject property other than the applicant has received; and (3) if a business entity holds legal title in the subject property, the total amount of CRA grant funds received by any directors, members, partners, shareholders, any others with an ownership interest in such entity, and any others able to exert managerial control over or direct the affairs of said entity. Previous Participation — Each property may not receive a grant any more than every thirty-six months. The following are ineligible for Program assistance: • Work or improvements that are completed prior to an application being approved. • Any unpermitted work or improvements performed on the property that required a permit and inspections. • Any work or improvements on the property that fail required inspections. • Multi -family properties. • Properties that do not qualify for homestead exemption. • New construction or improvements on vacant land. Project Implementation Projects are to be coordinated, managed, and implemented by the Applicant with close interaction with Community Redevelopment Agency Department staff and the appropriate City departments. Applicant is responsible for obtaining/arranging any permits required by the city. SECTION 4 — ELIGIBLE RESIDENTIAL IMPROVEMENTS One or more of the following improvements may be eligible for Program assistance: 1) Exterior repairs (walls, foundation, piers, siding, etc.); 2) Exterior painting; 3) Exterior windows and doors; 4) Roof repairs or replacement, including facia board, soffits, and gutters; 5) Window or door awnings and shutters (including hurricane shutters; replacement or repair); 6) Exterior weatherization improvements; 7) The installation, repair, or renovation of porches; 8) The installation of decorative lighting; 9) Decorative fencing; 10) Driveway, pedestrian walkways/pathways, and sidewalk improvements; 11) American with Disabilities Act (ADA) accessibility improvements; 4 12) The installation of landscaping and irrigation systems, not to exceed twenty percent (20%) of the total grant amount; 13) Tree trimming or removal (requires city approval, and city may require a licensed arborist to confirm tree removal is necessary); 14) Heating, ventilation, and air conditioning (HVAC) systems; 15) Certain interior repairs: a. Interior deterioration/damage directly resulting from an exterior defect or damage, may qualify for grant funding to repair said deterioration/damage. Such interior repairs may include, but are not limited to, load bearing walls, drywall, insulation, and wood repair. However, grant funds must first be used for improvements or repairs to fully remedy the external defect or damage that resulted in such interior deterioration/damage prior to any use of grant funds on interior repairs. b. Interior deterioration/damage that is verified by the city as a life safety issue to home inhabitants. c. ADA accessibility improvements. 16) Home fumigation (including tenting if necessary) for termites; and 17) Other improvements may be submitted for consideration but must demonstrate that the improvement meets the intent of this grant program. The following improvements are not eligible for Program assistance: 1) Repairs to unsafe or substandard structures that cannot be made safe for habitation with Program funds. 2) Room additions, garage conversions, repairs to structures separate from the living units (detached garage, shed, etc.), furnishings, and pools. 3) Repairs covered by insurance. 4) Non -permanent improvements. 5) Enclosing a front porch. 6) Installation of window or door security bars. 7) General interior home improvements and repairs. SECTION 5 — PROGRAM REQUIREMENTS AND APPLICATION PROCESS Program Requirements • All statements and representations made in the application must be correct in all material respects when made. Any applicant requesting grant funding from this program will have their income verified by City staff and must supply the items listed below, and, if requested, any other income or employment documents that are not listed below: • If applicable, self-employed year to date profit and loss statements. • All pages of last two year's tax returns, with all schedules and W-2s/1099(s). • Most recent and consecutive last two months of bank statements (with bank name and account number) (ALL PAGES, even if blank) for all household members with accounts. • If combined with a Home Rehabilitation Loan from the Economic Development and Housing Department, additional information may be required. Applicants that do not wish to have their income verified will automatically be disqualified from Program participation. 5 • • Color digital photographs of the existing structure exterior, showing all sides of the building, must be provided with application. • An estimated detailed budget must be provided on the attached project budget form (Attachment A). • Work required to be performed by licensed contractors. Applicant must provide, as attachments, three quotes from contractors and copies of their licenses. Quotes to include complete description of materials to be used). o If work is performed by non -licensed workers, then only materials purchased will be eligible for grant funds, unless the work performed was required to be performed by a licensed individual per City codes. • Portions of the project costs not funded by the requested grant must be provided by Owner funding. Owner funding may consist of bank loans, lines of credit, a Home Rehabilitation Loan from the city's Economic Development and Housing Department, and owned assets (Owner Equity), etc. • Owner must demonstrate their source of the Owner Funding and their ability to meet the financial obligations of the Program prior to Program approval. • Proceeds from other City -managed financial assistance programs may be used as Owner Equity to satisfy the Owner Funding requirements of this Program and may be used to assist with funding of remaining portion of larger improvement project. Grant funds cannot be used as Owner Equity to satisfy the Owner Funding requirements of other City -managed financial assistance programs. Grant Application Process • Submittal of an application does not guarantee a grant award. • Grant preference will be given to Applicants at or below 80% AMI, applicants 65 years of age and above, and the disabled. • Completed applications that meet all the Program requirements will be reviewed by the CRA Director. • The CRA Director will approve or deny applications based on the criteria set forth in this document. • Incomplete applications will not be considered submitted until all required documentation has been submitted to Community Redevelopment Agency Department staff. • All construction/design contracts will be between the Applicant and the contractor/design professional. SECTION 6 — DISBURSEMENT POLICY AND PROCEDURE Grant funds will, unless otherwise approved by the CRA Director to allow initial project deposits or other necessary draws, up to fifty percent of the grant amount, to be paid directly to a City/CRA approved licensed contractor, be disbursed upon a "Finding of Project Completion" by CRA Director. A "Finding of Project Completion" will be granted when the following criteria are met: 1) Applicant must demonstrate their ability to meet the financial match/obligations of the Program and any required community service has been completed by qualifying applicants. 6 2) Requests for disbursement of project costs will be viewed as a single, completed package, unless prior disbursement of funds arrangements have been made to pay licensed contractors directly (no more than one payment within a 30 -day period). Costs not included in the approved application budget will not be considered for disbursement. 3) Required documentation for disbursement of project costs must include: a. Copies of cancelled checks, certified checks or money orders of project costs, or credit card statements of project cost; b. Detailed invoices and paid receipts signed, dated, and marked "paid in full;" c. Name, address, telephone number of design professional(s), general contractor, etc.; and d. Photos of the project (before and after photos). 4) The Applicant must have obtained all necessary/required permits (e.g. zoning and building), passed all required inspections, and prior to final disbursement of funds received (if relevant) notice, in the form of a Certificate of Occupancy or Certificate of Completion for the project demonstrating the legal occupancy of the project area. Any work performed without a permit that required a permit will not be eligible for grant funding. 5) The CRA disburses funds to grant recipients within 30 days of fully completed reimbursement request. SECTION 7 — GRANT EXPIRATION Applicants must receive a "Finding of Project Completion" within 180 calendar days from the date of application approval. After the said 180 days, the grant will expire. An extension for the grant funds may be granted by the CRA Director for a good cause. It is the responsibility of the Applicant to request, in writing, from the CRA Director an extension of the grant approval before the expiration date. SECTION 8 — COMPLIANCE WITH THE CITY OF CLEARWATER ETHICS CODE The applicant will comply with all applicable City rules and regulations including the City's Ethics Codes. Moreover, each applicant to the Program acknowledges and understands that the City's Ethics Code prohibit City employees from receiving any benefit, direct or indirect, from any contract or obligation entered with the City. 7 SECTION 9 — APPLICATION 1) Applicant (Property Owner) Full Legal Name(s): Mailing Address: City/State/Zip: Phone Number: E-mail Address: 2) Subject Property Address commonly known as: Parcel Identification Number(s): 3) Project description, scope of work to be performed, sketch plans and specifications detailing the scope of work (provide attachment(s) if needed). (Applicant understands that depending on the project, certain city departments may require additional documentation, plans, etc. to properly review and approve the proposed project described in this application.) 8 9 4) Financial and Other Disclosures Annual Household Income: $ (Income examples (not limited to the following): employment or self-employment income, Social Security, Pension, Disability, etc.) Household Size: # Is the subject property current with property tax payments, mortgage payments (if applicable), fees, and in compliance with City codes and regulations? (must provide copies of property tax payment and mortgage payment statements) Yes No If no, please explain: Have you received a loan or grant assistance from a city -managed financial assistance program for a project at the subject property? Yes No If yes, please specify the program(s), dates received, and the loan/grant amount(s) below or provide attachment(s). Program Name: Date Received: Amount Received $ Program Name: Date Received: Amount Received $ 5) Amount of Grant Requested under this program: $ Are you requesting direct payment of approved grant funds to an authorized contractor? Yes No If yes, please specify the contractor's name: Note: This option must be approved by the CRA Director. 9 Attachment A - Project Budget Form (Attach contractor/vendor estimates/quotes for consistency verification of items listed below. Contractor/vendor estimates/quotes improvement item descriptions and cost will supersede if improvement item descriptions and cost are listed different below. If more project budget form lines are need, Applicant may duplicate budget template below on separate sheet. If new Project Budget Form is created, write "See Attached" in Line No. 1 below. For Applicant Use For staff use only Line Item No. Improvement(s) Item Description (Including construction materials, labor, permitting, other fees, etc.) Improvement(s) Cost Amount Line Item Eligible for Grant Consideration Yes/No Cost Amount Eligible for Grant 1 $ $ 2 $ $ 3 $ $ 4 $ $ 5 $ $ 6 $ $ 7 $ $ 8 $ $ 9 $ $ 10 $ $ 11 $ $ 12 $ $ 13 $ $ 14 $ $ 15 $ $ 16 $ $ 17 $ $ Total Improvement(s) Cost Amount $ Total Cost Amount Eligible for Grant Consideration $ Line No. For Staff Use Only Total Cost Amount Eligible for Grant Consideration (from "Attachment A" above and/or from attached contractor estimates/quotes. $ 2 Amount of Grant Requested under this program (Section 9, question 5 of Application). $ 3 Enter the amount with the lower monetary value from either Line No. 1 or Line No. 2. $ $ Enter required Applicant Contribution/Match (either 5%, 10%, 15%, or 20% contribution/match, see Section 3 of Grant Program). $ 5 Subtract Line No. 4 from Line No. 3 and enter amount. $ 6 Enter value of eligible community service hours for contribution/match waiver, if applicable. (See Section 3 of Grant Program for value of service hours). Number of service hours approved by CRA Director: $ 7 Add Line No. 6 to amount in Line No. 5 and enter amount $ 8 Enter amount from Line No. 7. This is eligible grant award amount to enter In approval letter: $ 10 PLEASE NOTE: For multiple signers: This Application may be executed in one or more counterparts, each of which when executed and delivered, shall be an original, but all such counterparts shall constitute one and the same instrument. I ACKNOWLEDGE THAT I HAVE RECEIVED AND UNDERSTAND THE GRANT GUIDELINES HEREIN ABOVE STATED. IN ADDITION, BY EXECUTING THIS APPLICATION, I ACKNOWLEDGE THAT I AM LAWFULLY AUTHORIZED TO EXECUTE THIS APPLICATION AND THAT ALL INFORMATION AND STATEMENTS CONTAINED HEREIN AND ON ANY ATTACHEMENTS ARE TRUE, CORRECT, AND COMPLETE. Applicant Signature Printed Name Date STATE OF FLORIDA ) COUNTY OF PINELLAS ) The foregoing instrument was acknowledged before me by means * physical presence or * online notarization, this day of , 2025 by , who * is/are personally known to me or * who has/have produced a driver's license as identification. Notary Public, State of Florida (NOTARIAL SEAL) My Commission Expires: My Commission No.: Name of Notary: Mail or hand deliver completed application form to: Community Redevelopment Agency City of Clearwater / 600 Cleveland Street, Suite 600 / Clearwater, FL 33755 For question call the Community Redevelopment Department at 727-562-4039 11 SECTION 10 — ELIGIBLE CRA AREA MAP NORTH GREENWOOD COMMUNITY REDEVELOPMENT AREA !worm/ OP. dpordma.r d Public NINA= . 6 Coepapllo Teohmelop G.Asaen atl P. *Ole 6w, Ch nwr. P4 927% M: frn as -ass, P.. A77plH % ..r r�a..nwrr me• North Greenwood CRA Boundary Area not in Clearwater Jurisdiction Map Gen By: KF Reviewed By: ES Aerial Flown 2023 Date: 10/20!2023 Page: 1 of 1 N w Scale. N.T.S. Ovice•..r/ Palk 1 Maw AawMkpv.[Ny N CuArAnsiat'Eryioomrg /3ral.a( c Ttvrkiryy- &S•eRq+iw.wWa..:er. *O.I and O..wtM.lCRA 4p. 12 EXHIBIT "C" GRANT APPLICATION AND PLAN SPECIFICATIONS 12 SECTION 9 — APPLICATION 1) Applicant (Property Owner) Full Legal Name(s): B c cie m,,,,i 00(10,1 Mailing Address: qo3 ENCIMAN ST City/State/Zip: u_celizipaGel FI.... 33-75S Phone Number: -7a-1 -( 243-q 396 E-mailAddress: , 0f • 2) Subject Property Address commonly known as: 003 Er�I ry1Pt. 5T. G-Erirt r-c6e_, 54_ 33Z 6 S Parcel Identification Number(s): ‘4:3` - tS -Co51( -oo3- ooao 3) Project description, scope of work to be performed, sketch plans and specifications detailing the scope of work (provide attachment(s) if needed). (Applicant understands that depending on the project, certain city departments may require additional documentation, plans, etc. to properly review and approve the proposed project described in this application.) R-60C.E V'. t. OO,,OS CPCX.6ttc7 8 9 4) Financial and Other Disclosures Annual Household Income: $ II, 5c0 (Income examples (not limited to the following): employment or self-employment income, Social Security, Pension, Disability, etc.) Household Size: # ‘ Is the subject property current with property tax payments, mortgage payments (if applicable), fees, and in compliance with City codes and regulations? (must provide copies of property tax payment and mortgage payment statements) Yes [ vr No If no, please explain: Have you received a loan or grant assistance from a city -m aged finan 'I -_ assist nce program for a project at the subject property? ip�Ss`, �' Yes No f If yes, please specify the program(s), dates received, and the loan/grant amount(s) below or provide attachment(s). Program Name: Date Received: Amount Received $ Program Name: Date Received: Amount Received $ M� =Mount of Grant Requested under this program: $ 21,0 , Are you requesting direct payment of approved grant funds to an authorized contractor? Yes r No f] If yes, please specify the contractor's name: Note: This option must be approved by the CRA Director. 9 Attachment A - Project Budget Form (Attach contractor/vendor estimates/quotes for consistency verification of items listed below. Contractor/vendor estimates/quotes improvement item descriptions and cost will supersede if improvement item descriptions and cost are listed different below. If more project budget form lines are need, Applicant may duplicate budget template below on separate sheet. If new Project Budget Form is created, write "See Attached" in Line No. 1 below) For Applicant Use For staff use only Line Item No. 1 2 3 Improvement(s) Item Description (Including construction materials, labor, ermitting, otter fees, etc.) Lip Lk) doku -1)W Improvement(s) Cost Amount Line Item Eligible for Grant Consideration Yes/No u Cost Amount Eligible for Grant $, T 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Line No. 3 4 Total Improvement(s) Cost Amount Total Cost Amount Eligible for Grant Consideration talc- Sal For Staff Use' Only Total Cost Amount Eligible for Grant Consideration (from "Attachment A" above and/or from attached contractor estimates/quotes. tRequested under this program (Section 9, nom the amount ith th lower monetary value Enter required Applicant Contribution/Match Section 3 of Grant Program). estior ion). fro either Line No. ;1 or Line No. 2. 15%, or 2t1% contribution/match, see Vd, AL1 5 Subtract L(ne I . 4 from Line No. 3 and enter amount. �In lervnce Hours t elf value of ser I t CRA Over Line No. ar $' r punt eligible 3 i I t'b g 2F zoccX 3 (33 UCel•q° 5 - i ZAJAC, (a 10 in a approval letter: / 2. (5)- uG,1Q6 j-� • �335� -i33s�s PLEASE NOTE: For multiple signers: This Application may be executed in one or more counterparts, each of which when executed and delivered, shall be an original, but all such counterparts shall constitute one and the same instrument. I ACKNOWLEDGE THAT I HAVE RECEIVED AND UNDERSTAND THE GRANT GUIDELINES HEREIN ABOVE STATED. IN ADDITION, BY EXECUTING THIS APPLICATION, I ACKNOWLEDGE THAT I AM LAWFULLY AUTHORIZED TO EXECUTE THIS APPLICATION AND THAT ALL INFORMATION AND STATEMENTS CONTAINED HEREIN AND ON ANY ATTACHEMENTS ARE TRUE, CORRECT, AND COMPLETE. Applicant Signature Printed Name /1- 5q Date STATE OF FLORIDA COUNTY OF P►N6uLS The foregoing instrument was acknowledged before me this 05 day of rla+ia iu 220 26! , by Isle May D►x1 produced identification. Type of identification produced: Ft_ to My commission expires: (Notary Seal) tr%' Julia C Baltas Comm.: HH 601100 }ter Expires: Oct 7, 2028 -mwNotary Public • Std of Rohde who [ ] is personally known to me or [ ✓] has Nota �7uua C•64scavx-S c Signature Notary Public Print Name Mail or hand deliver completed application form to: Community Redevelopment Agency City of Clearwater / 600 Cleveland Street, Suite 600 / Clearwater, FL 33755 For question call the Community Redevelopment Department at 727.562.4039 11 Form W -9 (Rev. March 2024) Department of the Treasury Internal Revenue Service Request for Taxpayer Identification Number and Certification Go to www.irs.gov/FormW9 for instructions and the latest information. Give form to the requester. Do not send to the IRS. Before you begin. For guidance related to the purpose of Form W-9, see Purpose of Form, below. d m 1 Name of entity/individual. An entry is required. (For a sole proprietor or disregarded entity, enter the owner's name on line 1, and enter entjgcs name on line 2.) sic x.on he business/disregarded 2 Business name/disregarded entity name, if different from above. 3a Check the appropriate box for federal tax classification of the entity/individual whose name is entered on line 1. Check only one of the following seven boxes. XrIndividual/sole proprietor ❑ C corporation ❑ S corporation ❑ Partnership ❑ Trust/estate ❑ LLC. Enter the tax classification (C = C corporation, S = S corporation, P = Partnership) . Note: Check the "LLC" box above and, in the entry space, enter the appropriate code (C, S, or P) for the tax classification of the LLC, unless it is a disregarded entity. A disregarded entity should instead check the appropriate box for the tax classification of its owner. ❑ Other (see instructions) 3b If on Zine 3a you checked "Partnership" or "Trust/estate," or checked "LLC" and entered "P" as its tax classification, and you are providing this form to a partnership, trust, or estate in which you have an ownership interest, check ❑ this box if you have any foreign partners, owners, or beneficiaries. See instructions 4 Exemptions (codes apply only to certain entities, not individuals; see instructions on page 3): Exempt payee code (if any) Exemption from Foreign Account Tax Compliance Act (FATCA) reporting code (if any) (Applies to accounts maintained outside the United States.) 5 Ad s6n, strie.t.aad apt. or suite no.). See j structions. r/f6rna-r1 • 6 CCit e, and zIP code _ +�� 3 Ij Requester's name and address (optional) 7 List account number(s) here (optional) Part I Taxpayer Identification Number (TIN) Enter your TIN in the appropriate box. The TIN provided must match the name given on line 1 to avoid backup withholding. For individuals, this is generally your social security number (SSN). However, for a resident alien, sole proprietor, or disregarded entity, see the instructions for Part I, later. For other entities, it is your employer identification number (EIN). If you do not have a number, see How to get a TIN, later. Note: If the account is in more than one name, see the instructions for line 1. See also What Name and Number To Give the Requester for guidelines on whose number to enter. Social security number or Employer identification number Part II Certification Under penalties of perjury, I certify that: 1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me); and 2. I am not subject to backup withholding because (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (0) the IRS has notified me that I am no longer subject to backup withholding; and 3. I am a U.S. citizen or other U.S. person (defined below); and 4. The FATCA code(s) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct. Certification instructions. You must cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return. For real estate transactions. item 2 does not apply. For mortgage interest paid, acquisition or abandonment of secured property, cancellation of debt, contributions to an individual retirement arrangement (IRA), and, generally, payments other than interest and dividends, you are not required to sign the certification, but you must provide your correct TIN. See the instructions for Part H, later. � w,_ • �� Date 'A '0.025 Sign Here Signature of U.S. person General Instructions Section references are to the Internal Revenue Code unless otherwise noted. Future developments. For the latest information about developments related to Form W-9 and its instructions, such as legislation enacted after they were published, go to www.irs.gov/FormW9. What's New Line 3a has been modified to clarify how a disregarded entity completes this line. An LLC that is a disregarded entity should check the appropriate box for the tax classification of its owner. Otherwise, it should check the "LLC" box and enter its appropriate tax classification. New line 3b has been added to this form. A flow-through entity is required to complete this line to indicate that it has direct or indirect foreign partners, owners, or beneficiaries when it provides the Form W-9 to another flow-through entity in which it has an ownership interest. This change is intended to provide a flow-through entity with information regarding the status of its indirect foreign partners, owners, or beneficiaries, so that it can satisfy any applicable reporting requirements. For example, a partnership that has any indirect foreign partners may be required to complete Schedules K-2 and K-3. See the Partnership Instructions for Schedules K-2 and K-3 (Form 1065). Purpose of Form An individual or entity (Form W-9 requester) who is required to file an information retum with the IRS is giving you this form because they Cat. No. 10231X Form W-9 (Rev. 3-2024) Residential Exterior Improvement Grant Program Due Diligence Check Applicant: BESSIE D oCor4 Property Address: 903 ENCaMAN 5T. Cl.EAmpil ,rL 33155 Contact Number: 3._2,3. �ig Y • Pi3 ott Case Number: N Q_r.....-- Requirement: . - Requirement: Comments: 1 Entered into Grant Log Yes 9 _ 2 Applicant is the Property Owner Yes 3 Located in CRA Boundary Yes 4 Single -Family Residential Property Yes ✓N� 5 Primary Residence/Legal Homestead Yes�'No_ 6 Area Median Income/Applicant Match Yes_✓Ivo_ t 00561014SLZ5 :1 97. 1'v wrak 7 Self -Employed, Tax Returns, Bar Stat ments Yes✓_ Nio_ 8 Income Verification Yes ✓No SOCKL, t = gbSAL=111%0 hoiNvfd. - - 9 Photogr a: Yes o 1- � y 10 Quotes from Contr. ors beg , Diatc cue) Yes4o_ wul vlcad 'rO VLbify COST l 11 Requesting Direct Contractor Pay Ilot�-aL"Yes/NA ( 12 Scope of Work Eligible for Grant Award r h Yes ✓No Igi �y 13 Volunteer Hours for Applicant's Match a ) '� 1 Yes_ No_ 04 s 14 Applicant is Requesting a Wavier �vYes_ No_ ? 15 Property Tax are Current Q Yes4,No_ vobA 16 Code Violations -- ba `. Q� v i a r" ',� Yes/No_ 17 W9 1 w Yes 4o_ (1)r 19 Vendor Request/PO Yes_ No_ ,s1.- 20 Create Grant Agreement Yes_ No_ ���21 Completed Application w/ Project Budget Form Yes_ No_ � 22 Additional Information Total Project Cost Eligible for Grant Consideration Applicant's Match Amount Grant Amount Recommended by Staff r, CRA AD Approval'' it CRA ED Approval: h G-3 toini—car,M 5 hovt Yep' No_ Date: q Yesj, Date: Entire File Scanned in Sharepoint Yes_ No Date: Enter street address 903 Engman St, Clearwater, FL, USA or am` to ewild Dr Granada St `m Charles St N Sedeeva Cir Sedeeva St Sunset Point Rd a a a r D L.J y i g SUNSET LAKE A g ESTATES Elizabeth Ln Sunset Point Rd A o i m a n Z A 3 m Oaf, A w o g 0 Spring Ln BRENTWOOD ESTATES Otten St Greenlee Dr T m i Sandy Ln m Linwood Dt 4,er Dt Hobart 1 Fairmont St m ci g y a < A ' Pine Brook Dr Crown St Sherwood St Gentry Si i s a Carroll St `e r' * Clark St g 0 0 N Hibiscus St u D 4 tto St 1 Palmetto`' Z walnut St nade..e c, x .0.. Elmwood St Fa a 2 2/28/25, 4:29 PM Mike Twitty, MAI, CFA Pinellas County Property Appraiser Parcel Summary (as of 28 -Feb -2025) Parcel Number 10-29-15-65718-003-0020 • Owner Name DIXON, BESSIE M yiA_► • Property Use 0110 Single Family Home • Site Address 903 ENGMAN ST CLEARWATER, FL 33755 • Mailing Address 903 ENGMAN ST CLEARWATER, FL 33755-3216 • Legal Description PALM PARK BLK C, LOT 2 • Current Tax District CLEARWATER (CW) • Year Built 1960 Property Details I Pinellas County Prope,;;,,Appraiser Living SF Gross SF Living Units Buildings 1,229 1,229 1 1 Exemptions Year Homestead Use °A. Status Property Exemptions & Classifications 2025 2024 Yes Yes 100% 100% Miscellaneous Parcel Info Last Recorded Deed Sales Comparison No Property Exemptions or Classifications found. Please note that Ownership Exemptions (Homestead, Senior, Widow/Widower, Veterans, First Responder, etc... will not display here). Census Tract Evacuation Zone Flood Zone Elevation Certificate Zoning Plat Bk/Pg 07955/1715 $221,600 262.00 E Current FEMA Maps Check for EC Zoning Map H4/86 2024 Final Values Year Just/Market Value Assessed Value/SOH Cap County Taxable Value School Taxable Value Municipal Taxable Value 2024 $186,993 $40,176 $15,176 $15,176 $15,176 Value History https://www. pcpao.gov/property-details?s=152910657180030020&xmin=-9216843.722324077&ymin=3246169.8821895975&xmax=-9216388.085975... 1/3 2/28/25, 4:29 PM Description Property Details 1 Pinellas County Propec uu4ppraiser 2024 Extra Features 52 I3A5 1219 22 27 35 17 Value/Unit Units Total Value as New Depreciated Value Year No Extra Features on Record. Permit information is received from the County and Cities. This data may be incomplete and may exclude permits that do not result in field reviews (for example for water heater replacement permits). We are required to list all improvements, which may include unpermitted construction. Any questions regarding permits, or the status of non -permitted improvements, should be directed to the permitting jurisdiction in which the structure is located. Permit Number Description Issue Date Estimated Value fiCP2024-080498 ADDITION/REMODEL/RENOVATION BCP2024-040431 ELECTRICAL BCP2022-020257 HEAT/AIR BCP2006-11287 ROOF 08/15/2024 04/11/2024 02/08/2022 12/19/2006 $7,900 $2,000 $5,450 $3,800 https://www. pcpao.gov/property-detai Is?s=152910657180030020&xmin=-9216843.722324077&ymin=3246169.8821895975&xmax=-9216388.085975... 3/3 01 Rip 11,42„ ns�x` INT FEES MIF rrC REV cwoa 11/91 ' porate Warranty Deed This Indenture, made this 30th A.D. 19 92 Between day of lune CLEARWATER NEIGHBORHOOD HOUSTNG SF.RVTCRS, whose post office address is: 1002 N. Greenwood Clearwater, F. 34615 a corporation existing undcr thc laws of thc Statc of Grantor, and Florida INST # 92-190105 JLY 1, 1992 1129PN PINELLAS COUNTY FLA. OFF.FCEC.PK 7955 PG 1715 24239303 JAR 07-01-92 13:02:29 a single woman 01 DED - RECORDING 1 $6. DOC STAMP COLLECTIONS 2 �2Th.UU whose post office address is: 903 Rncaman Street -----•--- C l ** T ` r . . 54615 TOTAL: 2 6.0U Grantees' SSN: CHECK AMT. TENDERED: $276.00 CHANGE: 1•U. 00 Grantcc, Witnesseth, that thc said Grantor, for and in consideration of thc sum of ( Ten 6 NO/100 ) Dollars, to it in hand paid by thc said Grantcc, the rcccipt whereof is hcrcby acknowledged, has granted, bargained and sold to thc said Grantcc forever, the following dcscribcd land, situate, lying and being in the County of Pinellas , State of Florida, to wit: Lot. 7 . R1 nr.k C. PALM PARK (ADDTTION TO CT.F.ARWATER) according to the man of plat thereof as recorded in Plat Book H-4, Page 86. nt the Public Records of Hill sbnrnttah County. Florida. of which Pinellas County, was formerly a oar.t. Dccumontary Tax Pd. 5 ___ S tntang.b'ot Tax Pd. Kur:wn I rr. Ci .k. C.eoi a County By ( pointy Coin Subject to covenants. restrictions and easements of record. Subject also to taxes tor. 1991. and subsequent years. Parcel identification Number: 10/29/15/65718/003/0020 And the said Grantor docs hereby fully warrant thc title to said land, and will defend the same against the lawful claims of all persons whomsoever. In Witness Whereof, the said Grantor has caused this instrument to be executed in its name by its duly authorized officer and caused its corporate seal to be affixed thc day and ycar first above written. CI.EARWATER NEIGHBORHOOD HOUSING SERVTCF..S, TNC. Sealed in Our Preselpe: c___..,-' / ^� .Jrrie E. Centilli .J Zik./. (1.:.f..(1t! fir. /1.---- "". ' Rebecca .---- "".'Rebecca A. Jacobs State of County of Ff.ORTT)A PINELLAS -Johnstin its Vice President KARLEEN F. DEBLAKER, C RECORD VERIFIED BY: vl The foregoing instrument was acknowledged before me this 30th day of :lune W. Pearl Johnson of Cr.F.ARWATFR NET0RRORH,O0P HOUSING SERVICRS, INC. (Corporate Seal) , 19 92 , by a corporation existing under the -laws. *tgte'of ,F l or, ida , on behalf of the corporation. Hc/Shc is personally known to nic or: has prtoduced ...N/ A as identification and0ID take and oath. :. c, 97-1 61 14 tt PREPARED RY: Jerrie E.• ce.if ii ti;:z• Coastal Bonded Title Co.' nt, Cl eartiaier/ CLQ . i' 501 South Ft. Harrison Suite 703 i Clearwater, FI. 34616 `/��" _ 4 %Jr� "' Print Nam: Jerrie E. Centilli) No:cy Pall!::, Sio:x of :ladedNotary Public Alp Ccn:r:;i:;icn Expire: 1; rix : 5, 1975 Ny G.mmilsion Expires: 2/28/25, 4:29 PM Search > Account Summary Real Estate Account #R112086 Owner: DIXON, BESSIE M Situs: 903 ENGMAN ST CLEARWATER Parcel details Property AppraiserL d Homestead Exemption Pinellas hid Get bills by email Amount Due Your account is paid in full. There is nothing due at this time. Your last payment was made on 11/27/2024 for $276.05. 8 Apply for the 2025 installment payment plan Account History BILL ` 4'Aiil i►iC Bitt 2023 Annual Bill 2022 Annual Bill 2021 Annual Bill 2020 Annual Bill 2019 Annual Bill 2018 Annual Bill 2017 Annual Bill 2016 Annual Bill 2015 Annual Bill 2014 Annual Bill 2013 Annual Bill 2012 Annual Bill 2011 Annual Bill 2010 Annual Bill 2009 Annual Bill 2008 Annual Bill 2007 Annual Bill 2006 Annual Bill 2005 Annual Bill 2004 Annual Bill 2003 Annual Bill 2002 Annual Bill 2001 Annual Bill 2000 Annual Bill 1999 Annual Bill AMOUNT DUE 0 Off $0.00 paid $276.65 w 11/27/2024 0 $0.00 Paid $259.18 11/29/2023 Q $0.00 Paid $239.60 11/29/2022 O $0.00 Paid $229.57 11/22/2021 O $0.00 Paid $222.52 11/30/2020 O $0.00 Paid $208.11 11/25/2019 O $0.00 Paid $196.44 11/29/2018 Qi $0.00 Paid $177.72 11/30/2017 O $0.00 Paid $166.44 11/23/2016 Q $0.00 Paid $165.35 11/23/2015 O $0.00 Paid $261.19 11/21/2014 O $0.00 Paid $309.87 11/22/2013 0 $0.00 Paid $359.31 11/30/2012 0 $0.00 Paid $330.00 11/25/2011 0 $0.00 Paid $313.37 11/29/2010 O $0.00 Paid $292.96 11/25/2009 O $0.00 Paid $282.89 11/26/2008 O $0.00 Paid $255.01 11/29/2007 Q $0.00 Paid $258.84 11/30/2006 0 $0.00 Paid $252.08 11/29/2005 O $0.00 Paid $227.12 11/30/2004 O $0.00 Paid $214.97 11/25/2003 Q $0.00 Paid $199.00 11/26/2002 O $0.00 Paid $186.26 11/28/2001 Q $0.00 Paid $165.55 11/27/2000 O $0.00 Paid $147.79 11/30/1999 $0.00 Total Amount Due STATUS Receipt #0-24-137649 Receipt #0-23-153051 Receipt #0-22-149706 Receipt #0-21-126627 Receipt #0-20-118616 Receipt #0-19-073716 Receipt #0-18-064700 Receipt #0-17-000646 Receipt #0-16-000513 Receipt #0-15-000546 Receipt #0-14-000880 Receipt #0-13-000688 Receipt #0-12-000832 Receipt #0-11-000176 Receipt #0-10-000298 Receipt #0-09-000153 Receipt #0-08-000106 Receipt #075-07-00077887 Receipt #004-06-00010581 Receipt #075-05-00050507 Receipt #075-04-00050579 Receipt #063-03-00019587 Receipt #063-02-00039592 Receipt #063-01-00035530 Receipt #063-00-00044270 Receipt #063-99-00046413 ACTION ✓ Print PDF) O Print (PDF), cg Print (PDF), Print PDF) ( Print (PDF), 1 Print (PDF) C Print (PDF) lg Print (PDF) cgi Print (PDF). cp Print (PDF). • Print (PDF) c Prin (PDF), GI Print (PDF) t print (PDF) tg Print (EQ_F), cI Print (PDF), Cg Print (PDF) Gi Print (PDF), • Print (PDF) (g) Print (PDF) t Print (PDF) cg Print (PDF), Gi Print (PDF), cD Print (PDF) I) Print (PDF), ( Print (PDF) https://county-taxes.net/pinellas/property-tax/cG IuZWxsYXM6cm VhbF91c3RhdGU6cGFyZW50czpiOTQzMDU3YS 1 IMzY4LTExZW ItOTRkMSOwMDUw... 1/2 R REGIONS Negton4 DanK Downtr Iearwater 715 Sc r'ort Harrison Ave. Clearwater, FL 33756 BESSIE M DIXON POD ONELIA DIXON 903 ENGMAN ST CLEARWATER FL 33755-3216 ACCOUNT # Cycle Enclosures Page 092 07 1 1 of 4 50+ LIFEGREEN CHECKING August 16, 2024 through September 13, 2024 Beginning Balance Deposits & Credits Withdrawals Fees Automatic Transfers Checks Ending Balance $173.00 $965.00 + $773.20 - $0.00 - $0.00 + $200.00 - $164.80 Minimum Balance Average Balance $132 $375 08/29 SSA Treas 310 Xxsoc Sec Bessie M Dixon 965.00 08/23 Card Purchase Montgomery Ward 5969 888-5573848 WI 53566 4142 08/30 Card Purchase Metro By T-Mobi 4814 888-863-8768 WA 98006 4142 08/30 Recurring Card Transaction Spectrum 4899 855-707-7328 MO 63131 4142 09/03 Card Purchase Dollar Tree 5331 Dunedin FL 34698 4142 09/03 Card Purchase McDonald S F110 5814 Dunedin FL 34698 4142 09/05 Prudential Ins Prem Bessie M Dixon 2v2526697024247 09/05 Mortgage Sery CT Mtg Paymt Bessie M Dixon 09/06 Card Purchase Bjs Wholesale # 5300 Clearwater FL 33761 4142 09/10 Card Purchase Country Fried K 5499 Clearwater FL 33755 4142 4- 40.40 33.00 28.98 9.36 17.96 58.00 . 534.37 26.17 24.96 Total Withdrawals $773.20 For all your banking needs, please call 1 -800 -REGIONS (734.4667) or visit us on the Internet at www.regions.com. (TTY/TDD 1400-374-5791) For new purchase or refinance mortgage information, contact your Mortgage Loan Originator, Thomas Brady, NMLS 1440655, at (813)417-4394 or online at www.regionsmortgage.com/tombrady. For payment and other information about your existing mortgage loan, contact Mortgage Servicing at 1-800-986-2462 and for Home Equity loans call 1- 800-231-7493. Cr= LENDER Thank You For Banking With Regions! 2024 Regions Bank Member FDIC. All loans subject to credit approval. PA. . REGIONS BESSIE M DIXON POD ONELIA DIXON 903 ENGMAN ST CLEARWATER FL 33755-3216 rcegiorm aanK Downt :Iearwater 715 SL Fort Harrison Ave. Clearwater, FL 33756 A REGIONS t, nack!nq Vlitnd.awal NOIGNSOONAIIIE oETE V/ /` {E : Dn DO DOLLARS 4 5000..0 00 54: Check# 0 09/05/2024 $200.00 ACCOUNT # 092 Cycle 07 Enclosures 1 Page 3 of 4 REGIONS megivn.s_oanK Downt ;learwater 715 S1 rort Harrison Ave. Clearwater, FL 33756 BESSIE M DIXON POD ONELIA DIXON 903 ENGMAN ST CLEARWATER FL 33755-3216 ACCOUNT # Cycle Enclosures Page 50+ LIFEGREEN CHECKING September 14, 2024 through October 16, 2024 092 07 1 1 of 4 Beginning Balance Deposits & Credits Withdrawals Fees Automatic Transfers Checks Ending Balance $164.80 $965.00 + $695.32 - $0.00 - $0.00 + $240.00 - $194.48 Minimum Balance Average Balance $75 $281 10/01 SSA Treas 310 Xxsoc Sec Bessie M Dixon 965.00 09/16 PIN Purchase The Home Depot 5200 Clearwater FL 4142 09/20 Card Purchase Metro By T-Mobi 4814 888-863-8768 WA 98006 4142 09/24 PIN Purchase Family Do 1215 5331 Clearwater 4142 10/07 PIN Purchase Wal-Mart #2796 5411 Oldsmar FL 4142 10/07 Prudential Ins Prem Bessie M Dixon 2v2526697024277 10/07 Mortgage Sery CT Mtg Paymt Bessie M Dixon Total Withdrawals 29.18 33.00 27.39 13.38 58.00 534.37 $695.32 Total Overdraft Fees (may include waived fees) Total Returned Item Fees (may include waived fees) Total For This Total Calendar Statement Period Year -to -Date 0.00 0.00 0.00 0.00 For all your banking needs, please call 1 -800 -REGIONS (734-4667) or visit us on the Internet at www.regions.com. (TTY/TDD 1400-374-5791) For new purchase or refinance mortgage information, contact your Mortgage Loan Originator, Thomas Brady, NMLS 1440655, at (813)417-4394 or online at www.regionsmortgage.com/tombrady. For payment and other information about your existing mortgage loan, contact Mortgage Servicing at 1-800-986-2462 and for Home Equity loans call 1- 800-231.7493. 1=r LENDER Thank You For Banking With Regions! 2024 Regions Bank Member FDIC. All loans subject to credit approval. A REGIONS BESSIE M DIXON POD ONELIA DIXON 903 ENGMAN ST CLEARWATER FL 33755-3216 -REGIONS Ch ock;n9 WIInd,awa, NONJEGOTLYILE RC910FW0dr1K Down+ Clearwater 715 S Fort Harrison Ave. Clearwater, FL 33756 C5000•00054 DATE alvzy DOLLARS 111111111 Check# 0 10/04/2024 ;240.00 ACCOUNT # 092 Cycle 07 Enclosures 1 Page 3 of 4 SOCIAL SECURITY ADMINISTRATION Date: November 1, 2024 BNC#: 24BC095B01685 REF: A BESSIE M DIXON 903 ENGRAM ST CLEARWATER FL 33755-#### You asked us for information from your record. The information that you requested is shown below. If you want anyone else to have this information, yol may send them this letter. Information About Beginning Decem Social Security rrent Social Security Benefits 23, the full monthly t before any deductions is 0 medical insurance premiums We deduct $0.0 The regular monthly Social Security payment is (We must round down to the whole dollar.) Social Security benefits for a given month are paid t example, Social Security benefits for March are paid in .) Your Social Security benefits are paid on or about the third of each month. Type of Social Security Benefit Information You are entitled to monthly retirement benefits. SUSPECT SOCIAL SECURITY FRAUD? Please visit http://oig.ssa.gov/r or call the Inspector General's Hotline at 1-800-269-0271 (TTY 1-866-501-2101). IF YOU HAVE QUESTIONS Fraud Need more help? 1. Visit www.ssa.gov for fast, simple, and secure online service. 2. Call us at 1-800-772-1213, weekdays from 8:00 am to 7:00 pm. If you are deaf or hard of hearing, call TTY 1-800-325-0778. Please mention this letter when you call. A REGIONS Date: u x[12/2025 Time: 11:02 AM Branch: DOWNTOWN CLEARWATER Transactions Account Number: **************2650 Branch of Account: 00121 -DOWNTOWN CLEARWATER Current Posted Balance: Available Balance: Projected Available Balance: Standard Overdraft Coverage / Regions Overdraft Protection: Pending Transactions Proc. Date Amount Pending 50.00 Posted Transactions Proc. Date Amount 03/05/25 567.71 03/05/25 58. 03/04/25 32.00 03/03/25 02/27/25 02/26/25 02/25/25 02/24/25 02/19/25 02/18/25 124.94 124.00 14.99 18.62 Serial Number Serial Number 6400151843 MORTGAGE SERVICE CENTER 6301598156 PRUDENTIAL LIFE INSURANCE 6301489553 T -MOBILE TELLER CASHED CHECK 5700499262 -SECURITY 5701411526 SAM'S CLUB 5601750518 AMERICAN NAT*HL 6300 800-899-6 DEPOSIT 5001308535 MASSEYS #9 5661 HTTPS//WWW.AU 4904996110 FAMILY DO 1442 5331 LARGO 7844 529.62 479.62 479.62 Opt Out Projected Description D/C Balance ACCOUNT WITHDRAWAL D 479.62 Description D/C D D D D C D D C D D Posted Balance 1,097.33 1,155.33 vli187.33 ,tt2.33 323.33 339.98 464.92 340.92 355.91 Your estimated available balance after the next nightly posting. This amount is based on your transaction activity that we know about now. Deposits made after 8:00 p.m. CT are included in your projected available balance. However, funds from depostis made after 8:00p.m. CT may not be available to cover transactions until the following business day's nightly posting. For all your banking needs, please call 1 -800 -REGIONS (734-4667) or visit us on the Internet at www.regions.com. Thank You For Banking With Regions! Form: TCTRANS 10/24/2012 Page # 1 AtPA, REGIONS Account Number: **.****.*..***2650 Date: uo/12/2025 Time: 11:02 AM Branch: DOWNTOWN CLEARWATER Transactions Branch of Account: 00121 -DOWNTOWN CLEARWATER Current Posted Balance: Available Balance: Projected Available Balance: Standard Overdraft Coverage / Regions Overdraft Protection: Pending Transactions Proc. Date Amount Posted Transactions Serial Number 529.62 479.62 479.62 Opt Out Description D/C Projected Balance Serial Posted Proc. Date Amount Number Description D/C Balance 01/13/25 17.36 1303113527 DOLLAR -GENERAL 5310 CLEARWATER D 452.19 01/06/25 534.37 6007209405 MORTGAGE SERVICE CENTER D 469.55 01/06/25 58.00 3019746020 PRUDENTIAL LIFE INSURANCE D 1,003.92 01/02/25 32.00 2021159957 T -MOBILE D 1,061.92 12/31/24 29.98 6601651138 MASSEYS #9 5661 HTTPS//WWW.AU D 1,093.92 12/31/24 989.00 6503479067 SOCIAL SECURITY C 1,123.90 12/17/24 125.33 5201870758 CITY OF CLEARWA 4900 727-562-4 D 134.90 Your estimated available balance after the next nightly posting. This amount is based on your transaction activity that we know about now. Deposits made after 8:00 p.m. CT are included in your projected available balance. However, funds from depostis made after 8:00p.m. CT may not be available to cover transactions until the following business day's nightly posting. For all your banking needs, please call 1 -800 -REGIONS (734-4667) or visit us on the Internet at www.regions.com. Thank You For Banking With Regions! Form: TCTRANS 10/24/2012 Page # 3 newrez. C/O PHH Mortgage Services PO BOX 24738 West Palm Beach FL 33416 12/18/24 8:40 AM 26 0016118 20241218 28216105 1041 1 oz DOM 2821610000 1041 PHES 1111111111.111llll'l11111111111111i'I 111111111111111.1111"11111' BESSIE M DIXON 903 ENGMAN ST CLEARWATER FL 33755-3216 Escrow Analysis Statement Dear: BESSIE M DIXON Questions: Visit us at www.MortgageQuestions.com Call toll Free: 1-888-820-6474 Fax: 1-856-917-8300 Statement Date: December 18, 2024 Account Number: 7090198560 Property Address: 903 ENGMAN ST CLEARWATER, FL 33755 As your servicer, we have safeguards in place to make sure there's enough money to make the tax and insurance payments. These safeguards protect you from unexpected payment changes. Based on our review, the escrow account has a shortage. See below for details of what changed as well as when the new monthly payment will take effect. Es Your New Monthly Mortgage Payment The new monthly mortgage payment includes changes to the escrow payment amount and a payment towards the shortage amount. See Sections 2 for what's changed in the escrow account and Section 3 for shortage details. WE'LL AUTOMATICALLY SPREAD THE SHORTAGE OVER 12 MONTHS. New monthly mortgage payment $567.71 Current New Effective Date: February 2025' Principal and Interest Amount $253.00 $253.00 Escrow Payment $281.37 $238.37 Surplus/Shortage Amount $76.34 Total Monthly Payment $534.37 $567.71 Difference in Monthly Payment: $33.34 New Monthly Payment PLEASE NOTE: If you use a bill pay service to make the payments, YOU must adjust the amount with your provider. If you're enrolled in Autopay, WE'LL automatically adjust the payment. ® What Changed? The new escrow payment includes changes to the tax and insurance amounts. The chart below shows what has changed in the escrow account. The anticipated annual escrow amounts include changes in taxes and Insurance. HERE'S HOW TO CALCULATE YOUR NEW MONTHLY ESCROW PAYMENT Total [Taxes and Insurance] Divide by 12 Months New Monthly Escrow Payment $2,860.55 /12 = $238.37 Tax Insurance Type CURRENT NEW Annual Amount Annual Amount County Tax **Other Tax Hazard Insurance $2,454.00 Annual Amount $2,713.18 $259.18 $276.05 $0.50 $2,584.00 $2,860.55 **Other taxes/other insurance may include school district, village tax, water & sewer, irrigation, agency fees, ground rent and windstorm insurance. gm Your Escrow Details A shortage occurs when the anticipated escrow balance is less than the required minimum escrow balance. The required minimum escrow balance is the lowest positive balance allowed in the escrow account at any given time. We require the escrow account to always maintain 2 month(s) of monthly escrow payment. This helps us minimize the impact to the monthly mortgage payment when property tax and insurance rates increase See Section 4 for details . Required Minimum Escrow Balance $2,107.28 Anticipated Escrow $1,191.25 Balance Shortage Amount $916.03 We determine the anticipated escrow balance using the current tax and insurance expenses and the anticipated escrow payments for the newrez. Over the next 12 months, we project the following activity will occur in the escrow account. The required minimum escrow balance in the account should be no less than $476.76 for the upcoming year. This is known as the low point and is indicated as LP below. The anticipated lowest account balance of -$439.27 will be reached in May 2025. The difference between the required balance of $476.76 and the anticipated balance of -$439.27 resulted in an Escrow Shortage in the amount of $916.03. Date Description Opening Balance ANTICIPATED AMOUNTS PAID INTO THE ESCROW ACCOUNT ($) ANTICIPATED AMOUNTS PAID OUT OF THE ESCROW ACCOUNT ($) ANTICIPATED ESCROW BALANCE ($) $1,191.25 REQUIRED ESCROW ACCOUNT BALANCE ($) $2,107.28 Feb 2025 238.37 0.00 1,429.62 2,345.65 Mar 2025 238.37 0.00 1,667.99 2,584.02 Apr2025 238.37 0.00 1,906.36 2,822.39 May 2025 HAZARD INS. 238.37 2,584.00 -439.27 476.76 LP Jun 2025 238.37 0.00 -200.90 715.13 Jul2025 TAXES 238.37 0.50 36.97 953.00 Aug 2025 238.37 0.00 275.34 1,191.37 Sep 2025 238.37 0.00 513.71 1,429.74 Oct 2025 238.37 0.00 752.08 1,668.11 Nov 2025 COUNTY TAX 238.37 276.05 714.40 1,630.43 Dec 2025 238.37 0.00 952.77 1,868.80 Jan 2026 238.37 0.00 1,191.14 2,107.17 Total $2,860.44 $2,860.55 0 Escrow Account History Date Feb 2024 Description Opening balance AMOUNT PAID TO ESCROW Estimated ($) Actual 226.10 281.37 ($) * Estimated ($) ; Actual ($) Estimated ($) $2,001.80 2,227.90 Actual ($) $675.36 956.73 Mar 2024 226.10 281.37 * 2,454.00 1,238.10 Apr2024 HAZARD INS. 226.10 281.37 * 2584.00 * 2,680.10 -1,064.53 May 2024 HAZARD INS. 226.10 281.37 * 2,4.54.00 * 452.20 -783.16 Jun 2024 TAXES 226.10 281.37 * 0.50 * 678.30 -502.29 Jul2024 226.10 281.37 * 904.40 -220.92 Aug 2024 226.10 281.37 * 1,130.50 60.45 Sep 2024 226.10 281.37 * 1556.60 341.82 Oct 2024 226.10 281.37 * 1582.70 623.19 Nov 2024 COUNTY TAX 226.10 281.37 * 259.18 276.05 * 1,549.62 628.51 Dec 2024 226.10 281.37 * 1,775.72 909.88 Jan 2025 226.10 281.37 * E E 2,001.82 1,191.25 Totals52,113.20 $3,376.44 $2,713.18 $2,860.55 The letter E in the table above Indicates that all or a portion of a payment has not happened but is estimated to happen. An asterisk (*) indicates a difference from projected activity either in the amount or date. iuwrez. C/0 PHH Mortgage Services I PO BOX 24738 West Palm Beach FL 33416 9/6/2412:15 PM 9000409652024090606257108041 1 oz DOM 0625710000 1041 PHMS 1111111111111111'l1ll11111.I111'111111'11I11l1IIl1I11111111111111 BESSIE M DIXON 903 ENGMAN ST CLEARWATER FL 33755-3216 Your monthly mortgage statement dated: September 6, 2024 Outstanding Balance (not payoff amount) Principal Balance (interest bearing) Deferred Balance (non-interest bearing) Current Interest Rate Prepayment Penalty Escrow Balance Suspense Balance Maturity Date 903 ENGMAN ST CLEARWATER, FL 33755 $46,395.03 $27,595.03 $18,800.00 5.0000 % No $341.82 $0.00 1/1/2037 Principal Interest Escrow (Taxes and/or lnsurance) Fees Optional Products Partial Payment (Unapplied)* Total Paid Since Last Statement $137.45 $115.55 $281.37 $0.00 $0.00 $0.00 $534.37 Paid Year to Date $1,216.70 $1,060.30 $2,461.96 $0.00 $0.00 $0.00 $4,738.96 5 1-04) To obtain information about your account: Visit: www.MortgageQuestions.com Call toll free: 1-888-820-6474 Email us: CustomerCare@mortgagefamily.com Fax: 1-856-917-8300 Hours: Monday through Friday 8:00AM to 9:OOPM ET and Saturday 8:00AM to 5:00PM ET Loan number: Payment Due Date: Amount Due: If payment is received after 10/16/2024, a $12.65 late fee may be charged. Principal Interest Escrow (Taxes and/or Insurance) Optional Products/Other Regular Monthly Payment Total New Fees and Charges Outstanding Unpaid Late Charges, Returned Item Charges, Shortages and Other Fees Assessed Expenses Past Due Payment(s) Total Amount Due $138. $114: $281. $0.1 $534. $0. $0] $0.1 $0.1 $534. The account is presently due for the 10/1/2024 payment. Your last full payment was applied to the payment due 09/01/2024. *Partial Payments: If the account is presently past due, any partial payments that you make are not applied to your mortgage, but instead are held in a separate suspense account. If you pay the balance of a partial payment, the funds will then be applied to your mortgage. Please note that this is not the payoff quote and any amount less than the payoff quote will be returned. Please contact us for payoff quote. 09/05 09/05 09/05 Payment 09/05 Payment $137.45 $0.00 $115.55 $0.00 $281 37 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $534. $0: Important Information Reminder! PHH Mortgage will be changing its name to Onity Mortgage soon. There is nothing you need to do now. Please go to our website for more information. 1c newrer C/0 PHH Mortgage Services 1 PO BOX 24738 West Palm Beach FL 33416 12/6124 906 AM 86 0039153 20241206 27988108 1041 1 oz DOM 2796610000 1041 PHMS 111111111111111111111"11111111111111111"111111'111111111111111 BESSIE M DIXON 903 ENGMAN ST CLEARWATER FL 33755-3216 Your monthly mortgage statement dated; December 6, 2024 Property Address Outstanding Balance (not payoff amount) Principal Balance (interest bearing) Deferred Balance (non -Interest bearing) Current Interest Rate Prepayment Penalty Escrow Balance Suspense Balance Maturity Date 903 ENGMAN ST CLEARWATER, FL 33755 545,979.24 527,179.24 518;800.00 5.0000 % No 5909.88 50.00 1/1/2037 Principal Interest Escrow (Taxes and/or Insurance) Fees Optional Products Partial Payment (Unapplted)' Total Paid Since Last Statement 5139.17 5113.83 5281.37 50.00 50.00 50.00 6534.37 Paid Year to Data 51,632.49 51,403.51 53,306.07 50.00 50.00 $0.00 56,342.07 To obtain information about your account; Visit: www,MortgageQueslions.com Call toll free: 1-888-820-6474 Email us: Custon:arCare@rnortgagefamily.com Fax: 1.856-917-8300 Hours: Monday through Friday 8:OOAM to 9:00PM ET and Saturday 8:00AM to 5:OOPM ET Loan number: 7090198560 Payment Due Date: 1/112025 Amount Due: $534.37 If payment ,is received after 1116/2025, a $f2.65late fee may 6e charged. Principal Interest Escrow (Taxes and/or Insurance) Optional Products/Other Regular Monthly Payment Total New Fees and Charges Outstanding Unpaid Late Charges, Returned Item Charges, Shortages and Other Fees Assessed Expenses Past Due Payment(s) Total Amount Due $139.75 $113.25 5281.37 $0!00 5534,37 $0,00 $0.00 50.00 $0,00 5534.37 The account is presently due for the 1/112025 payment. Your last full payment was applied to the payment due 12/0112024, 'Partial Payments: H the account is presently past due, any partial payments that you make are not applied to your mortgage, but instead are held Ina separate suspense account. If you pay the balance of a partial payment, the funds will then be applied to your mortgage. Please note that this is not the payoff quote and any amount less than the payoff quote will be returned. Please contact us for payoff quote. 11/08 County Tax PINELLAS COUNTY 12/05 12/05 Payment 12105 12105 Payment 5139.17 $0.00 5113.83 50.00 5281.37 $0.00 50.00 50.00 50.00 50.00 50.00 50.00 5534.371 50.00: Important Information Reminder! PHH Mortgage will be changing its name to Onity Mortgage soon. There is nothing you need to do now. Please go to our website for more information. Complete this coupon; tear d nif and return it with your check. Please write your loan number cn your check and make it payable to PHH Mortgage Services. Loan Number : 7090198560 BESSIE M DIXON Payment Due Date 11112025 Regular Monthly Payment 5534.37 Total New Fees and Charges 50.00 Outstanding Unpaid Late Charges. Returned Item Charges, Shortages and Other Fees 50.00 Assessed Expenses $0.60 Past Due Payments 50.00 Total Amount Due 5534.37 If you're paying more than the amount due, please tell us where you want us to apply the extra amount. If we do not receive your instructions, well apply the extra amount first to unpaid late charges and then to principal. 11.11.11.9.11111.1.111.111.1111-41.11.11.91.1,11110.11111111 PHH Mortgage Services PO BOX 371458 PITTSBURGH PA 15250-7458 Extra Principal Extra escrow Unpaid late charges Other (spec0y) Total check enclosed This statement reflects amounts automatically debited from your designated account via our Direct Debit Program. This is nota bill. It is to be used for informational purposes only. 1 of 2 Baltas, Julia From: Dixon, Gregory Sent: Monday, March 3, 2025 2:20 PM To: Baltas, Julia Cc: Shire, Vickie Subject: Re: Assistance with Property Inquiry: Code Enforcement Good Afternoon, There are no code violations at these properties. I can't remember ever having any issues with these properties in the past. Thanks, Greg Dixon Code Enforcement Inspector City of Clearwater gregory.dixonAmyclearwater.com 727-444-8717 Office hours: Mon -Fri 8am-4pm From: Baltas, Julia <Julia.Baltas@MyClearwater.com> Sent: Monday, March 3, 2025 2:13 PM To: Dixon, Gregory <gregory.dixon@myclearwater.com> Cc: Shire, Vickie <Vickie.Shire@MyClearwater.com> Subject: RE: Assistance with Property Inquiry: Code Enforcement Hi Greg, I hope you're doing well. Could you please look into whether any of these properties have any code enforcement issues? 1131 Tangerine St 1022 N Martin Luther King Jr. Ave BEng an,S Thank you for your assistance! Please note my office number has changed Julia Baltas Community Redevelopment Specialist City of Clearwater Community Redevelopment Agency 1 Shire, Vickie From: Sent: To: Subject: Wayne Fontan <wayne@liptonwd.com> Tuesday, September 2, 2025 3:25 PM Shire, Vickie Betsy Dixon CAUTION: This email originated from outside of the City of Clearwater. Do not click links or open attachments unless you recognize the sender and know the content is safe. Hello, this is Wayne with Lipton window and door. I have attached a email of Mrs. Betsy Dixo updated. These are for CWS custom window system impact insulated white windows a tot windows in all. 04 1 i 1 RE: Letter of Intent to Volunteer CITY OF C1ARWATER COMMUNITY REDEVELOPMENT AGENCY POST OFFICE Box 4748, CLEARWATER, FLORIDA 33758-4748 600 CLEVELAND STREET, CLEARWATER, FLORIDA 33755 TELEPHONE (727) 562-4039 As part of the North Greenwood Community Redevelopment Agency (NGCRA) Residential Exterior Improvement Grant Program, you are making a commitment to complete volunteer hours in order to waive the financial match portion of the grant. This letter serves as a formal acknowledgment of your —commitment to complete this volunteer requirement. Applicant Name:'G SVC ' - t1-40 Organization: �, dss@oedi Address;// �.�. Contact Person: Il/ (' &a ' Contact Number/Email:W a)373&- 7 / l2J1 J afThad 60 Pt, Brief Descripti n of Role: e / 11( (\a -C (4)- swe * -P v �FeA ars-trap ca �r eta CIIan W a .s Total Volunteer Hours Required: y�r�sG, 1 l ftdicaki q 4/25e l'57411 fr Please Note: In the event the Applicant is unable to complete or provide the amount of hours agreed to in the application, the required contribution shall be reduced by the monetary value of the number of hours actually provided. Volunteer Commitment By signing, you confirm your intent to complete the required volunteer hours ro Mill -the -volunteer match for the North Greenwood Residential Improvement Grant. Upon completion, our organization may verify your service. Print Name: ai 85(e -D. L X blr) Signature: eizAa.,„, ,� `. ate: / S=-.775-2 s CRA Staff Signatore�. Date: `t I 6 Ryan Cotton, Councilmember Mike Mannino, Councilmember Bruce Rector, Mayor David Allbritton, Councilmember Lina Teixeira, Councilmember "Equal Employment and Affirmative Action Employer” 4131 Madison Street New Port Richey, FL 34652 727-372-2455 www.LiptonWD.com Name: kation Li •ton Window & Door Pricing Form r S e Width Height Sq Ft. Address: Non -Impact 9 0 .1 .2 Z4 25 26 27 30 THE OFFICIAL SITE OF THE *FLORIDA DEPARTMENT OF SUSINESS PROFESSIONAL RLATION dbl rDepartment of Buslness & Professional Regulation ONLINE SERVICES Apply for a License Verify a Licensee View Food & Lodging Inspections File a Complaint Continuing Education Course Search View Application Status Find Exam Information Unlicensed Activity Search AB&T Delinquent Invoice & Activity List Search HOME CONTACT US \1Y ACCOUNT LICENSEE SEARCH OPTIONS 3:44:11 PM 9/2/2025 Data Contained In Search Results Is Current As Of 09/02/2025 03:43 PM. Search Results - 3 Records Please see our glossary of terms for an explanation of the license status shown in these search results. For additional information, including any complaints or discipline, click on the name. License Type Certified Building Contractor Name LIPTON WINDOW AND DOOR Name Type DBA License Number/ Rank CBC1258461 Cert Building Status/Expires Main Address*: 17335 GUNLOCK ROAD LUTZ, FL 33558 Construction Business Information Address*: LIPTON WINDOW AND DBA DOOR License Location Main Address*: Construction Financial Officer Address*: Business Info Current, Active 08/31/2026 Current 4131 MADISON STREET NEW PORT RICHEY, FL 34652 17335 GUNLOCK RD LUTZ, FL 33558 LIPTON WINDOW AND DBA DOOR FRO16212 Fin Officer Current License Location 4131 MADISON STREET NEW PORT RICHEY, FL 34652 Main Address*: 104 CLEMENT STREET VARS K0A 3H0 Back New Search * denotes Main Address - This address is the Primary Address on file. Mailing Address - This is the address where the mail associated with a particular license will be sent (if different from the Main or License Location addresses). License Location Address - This is the address where the place of business is physically located. 2601 Blair Stone Road, Tallahassee FL 32399 :: Email: Customer Contact Center :: Customer Contact Center: 850.487.1395 The State of Florida is an AA/EEO employer. Copyright ©2023 Department of Business and Professional Regulation - State of Florida. Privacy Statement Under Florida law, email addresses are public records. If you do not want your email address released in response to a public -records request, do not send electronic mail to this entity. Instead, contact the office by phone or by traditional mail. If you have any questions, please contact 850.487.1395. *Pursuant to Section 455.275(1), Florida Statutes, effective October 1, 2012, licensees licensed under Chapter 455, F.S. must Better Business Bureau ° BBB BUSINESS PROFILE Window Installation Lipton Window and Door 4 Share • This business is NOT BBB Accredited. Find BBB Accredited Businesses in Window Installation. ABOUT REVIEWS COMPLAINTS Complaints Customer Complaints Summary 1 complaint in the last 3 years. V/ 0 complaints closed in the last 12 months. If you've experienced an issue The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. • Initial Complaint Date: 07/17/2023 Type: ) Service or Repair Issues Status: 0 Reso ved We use cookies to give users the best content and online experience. By clicking "Accept All Cookies", you agree to allow us to use all cookies. Visit our Privacy Policy to learn more. WINDOW - 6QR 67"377 Lipton Window & Door Pricin • Form Address: 4131 Madison Street New Port Richey, FL 34652 727-372-2455 www.Lipton WD,corn Z 4