11/08/2001PENSION ADVISORY COMMITTEE MEETING
CITY OF CLEARWATER
November 8, 2001
Present: Dick Fitzgerald Chair
John Lee Committee Member
Ed Hart Committee Member/Commissioner
John Schmalzbauer Committee Member
Bill Jonson Committee Member/Commissioner
Tom Jensen Committee Member
Absent: Whitney Gray Vice Chair /Commissioner
Also Present: Paul O’Rourke Human Resources Administrator
Lee Dehner Pension Advisory Committee Attorney
Patricia O. Sullivan Board Reporter
The Chair called the meeting to order at 9:00 a.m. at City Hall.
To provide continuity for research, items are in agenda order although not necessarily discussed in that order.
ITEM #2 - Approval of Minutes
Member Jonson moved to approve the minutes of the regular meeting of October 11, 2001, as recorded and submitted in written summation to each board member. The motion was duly seconded
and carried unanimously.
ITEM #4 - Employees to be Heard
Andra Dreyfus, representing Henry Profiteer and James Kleinsorge, reviewed the background of buy back requests and of those who were permitted to pay back their Pension contribution,
with interest, to buy back pension time. She said Messrs. Profiteer and Kleinsorge had indicated they wished to buy back pension time and she wanted to resolve the issue, regarding
who qualified to buy back pension time.
Human Resources Administrator Paul O’Rourke said one of the new Pension Plan proposals may provide a remedy.
Ms. Dreyfus reviewed past buy back requests, noting the significant difference between paying back a contribution with interest versus paying the actuarial equivalent. She said the
PAC (Pension Advisory Committee) and Pension Trustees previously had approved buybacks based on interest amounts rather than the actuarial equivalent. She requested the same conditions
be applied to Messrs. Profiteer’s and Kleinsorge’s requests.
Discussion ensued regarding the window of opportunity to bring forward such claims, associated requirements, and issues related to the Pension Trustees reversing their decision to approve
several buybacks based on interest payments. Pension Advisory Committee Attorney
Lee Dehner referred to minutes, which indicate the PAC had denied Mr. Kleinsorge’s request at their February 2001 meeting. His recourse was to file a petition for writ of certiorari
within 30 days of that decision. PAC attorney Scott Chiristiansen had responded in October 2001, to Mr. Profiteer’s request, and indicated he was not eligible for a buy back.
Discussion ensued. Mr. Dehner said it was not appropriate for the PAC to rehear Mr. Kleinsorge’s request. Mr. Profiteer is entitled to a formal hearing.
Consensus was for Mr. Dehner and Ms. Dreyfus to discuss related issues.
ITEM #5 - Action Items
a) Review and Action on Employee Requests for Years of Service Pension
1. Franklin Daly, Jr. – Police Lieutenant, Police Department
2. Paul H. Cherry – Police Officer, Police Department
Member Schmalzbauer moved to approve a Years of Service Pension for Franklin Daly, Jr. and Paul H. Cherry. The motion was duly seconded and carried unanimously.
b) Review and Action on Employee Requests to Vest Pensions
1. Miles Ballogg – Public Utilities Assistant Director, Economic Development
Miles Ballogg has resigned his position after being employed by the City for more than 10 years. He will qualify to receive his reduced pension beginning December 1, 2014.
Member Jensen moved to approve the request by Miles Ballogg to vest his pension. The motion was duly seconded and carried unanimously.
c) Approval of New Hires as Pension Plan Members
As of November 1, 2001, the City had 1701.36 FTEs out of 1835.7 budgeted positions.
Donald Flemming originally was hired as part-time. He changed to full-time and pension eligible as of April 10, 1999. He changed to part-time on July 28, 2000 and changed to full-time,
and again pension eligible, as of October 6, 2001. Cathy Adams originally was hired as part-time and changed to full-time and pension eligible as of October 20, 2001. Jennifer Rush
originally was hired as part-time and changed to full-time and pension eligible as of October 8, 2001.
Member Jonson moved to accept the following employees into membership in the Pension Plan:
Date of Pension Employment Elig. Date
Bradford Cheek, Survey Assistant Public Services 10/08/01 10/08/01
Donald Flemming, Library Assistant Library 12/12/97 10/06/01
Saphire Reedinger, City Clerk Specialist City Clerk 10/08/01 10/08/01
Andrew Yeldon, Parks Service Tech. I Parks & Recreation 10/08/01 10/08/01
Jamie Thomas, Solid Waste Worker Solid Waste 10/08/01 10/08/01
Cathy Adams, Police Information Tech. Parks & Recreation 11/22/99 10/20/01
Jennifer Rush, Library Assistant Library 02/12/01 10/08/01
Jerry Rutigliano, Senior Marine Lifeguard Marine Department 10/21/01 10/21/01
Susan Jenkins, Parks Service Tech. I Parks & Recreation 10/22/01 10/22/01
Denise Balog, Administrative Assistant Fire Department 10/22/01 10/22/01
Gregory Hart, Senior Marine Lifeguard Marine Department 10/20/01 10/20/01
Gary Hutchinson, WWTP Operator Trnee Utilities 10/22/01 10/22/01
Joseph Walden, Parks Service Tech I Parks & Recreation 10/22/01 10/22/01
The motion was duly seconded.
It was requested the list break out half-time staff separately.
Upon the vote being taken, the motion carried unanimously.
ITEM #5 - Pending/New Business
a) PriceWaterhouseCoopers LLP contract for actuarial services
The 8-member evaluation committee, composed of 3 union representatives, one Pension Advisory Committee representative, and 4 management representatives reviewed responses to RFP 61-01
and chose PriceWaterhouseCoopers LLP. The firm, previously Coopers & Lybrand, has performed actuarial services for the Pension Plan for the past 13 years. Fees in the requested “not
to exceed” amount include: 1) $19,000, $19,500, and $20,000 – fixed fees for the annual actuarial report for the three-year period; 2) fee not-to exceed $20,000 for a comprehensive review
of plan actuarial assumptions; and 3) actuarial advice to City staff.
Member Schmalzbauer moved to recommend the Pension Trustees award a contract to PriceWaterhouseCoopers LLP for actuarial services for the Pension Plan and other related services for
the three-year period ending December 31, 2004, at a total cost not to exceed $94,000. The motion was duly seconded.
In response to a question, Finance Administrator Margie Simmons stated under the previous contract, fees ranged from $16,000 to $18,000. Ms. Simmons was thanked for permitting union
representatives to participate as committee members, regarding this decision. In response to a question, Ms. Simmons said staff has estimated the contracted hourly rate will be less
than $5,000. If costs should exceed the estimate, staff will return to the PAC and Pension Trustees for additional funds.
Upon the vote being taken, the motion carried unanimously.
ITEM #6 – Director’s Reports
Human Resources Administrator Paul O’Rourke reviewed changed being evaluated for the Pension Fund. Ideas are conceptual. Pending are: 1) review and recommendations by legal, actuary,
and staff; 2) review and recommendations regarding plan assumptions; 3) 2001 plan valuation; 4) collective bargaining; 5) PAC review and recommendations; 6) trustee review and approval;
and 7) referendum approval. The goal is to present all related issues to the public for approval by the November 2002 referendum.
Pension reform will enhance labor market competitiveness in attracting and retaining employees and is proposed to provide an “opt in” option for classified and unclassified employees,
a reemployment option, permit purchase of prior government service credit, and DROP (Deferred Retirement Option Plan). Proposed changes will increase the fairness and equity between
benefits for single and married Pension members by changing the normal benefit and providing a beneficiary designation option. Staff is proposing the City adopt “best pension practices,”
clarify procedures, and simplify plan language.
It is proposed the composition of the Board of Trustees be changed to a seven-member board, with two-year terms. The City Commission would appoint three members. One member would
be a Police Officer. One member would be a Firefighter. One member would be a general employee, either SAMP (Supervisory, Administrative, Managerial, and Professional) or CWA union
member. The six trustees would choose a seventh member by majority. The board would meet at least quarterly. Pension Plan changes would continue to require City Commission and public
referendum approval.
In response to a question, Mr. Dehner said the proposed board makeup is normal for most municipal Pension Plans. Concern was expressed regarding staff representation. It was felt
Pension Plan members had elected current staff PAC members and that staff PAC members represent all employees and retirees, not just firefighters and police officers.
It is proposed to change the normal retirement benefit. The in-line of duty disability presumption would be extended to injury or disease sustained while working a City approved “extra
duty” assignment. Should a vested employee die prior to retirement, the beneficiary would be entitled to a benefit payable for 120 or 180 months, the beneficiary would be able to elect
an actuarially equivalent life annuity benefit, the spouse remarriage cessation provision would be eliminated, and the beneficiary of any public safety member who died on or after December
1, 2000, would be able to elect to retroactively receive an actuarially equivalent benefit designated by the beneficiary. Members with less than 10 years service credit would be able
to leave the contribution with the fund for five years. The contribution would be mailed to the member after five years elapses.
In response to a question, Mr. O’Rourke reviewed approved extra duty positions, such as the School Board or Morton Plant/Mease Hospital. Wages for those positions are not covered by
the Pension Plan. In response to a concern, Ms. Simmons said should a general employees be infected by a biological agent, they could file an on-the-job disability application.
It is proposed to change optional forms of benefits. The 66 2/3% joint and survivor annuity option would be added for General Employees. A Social Security option would be added to
maintain a level retirement benefit. A designation of beneficiary and joint pensioner option would be added to permit a member to change the beneficiary at any time, but only change
the joint pensioner twice. Upon change of a retiree’s joint pensioner, the retirement
income payable to the retiree would be actuarially redetermined; and the retiree would pay actuarial recalculation expenses.
Regarding General Employees, it is proposed to permit members to purchase credit service for prior governmental service (federal, state, or local) for which they did not qualify and
receive service credit, or receive a retirement benefit: 1) minimum credited service of one year would be required; 2) no maximum on the purchase of credit; 3) member would contribute
to the fund the sum that they would have based on salary and contribution rate in effect at the time that credit service is requested; 4) Member would contribute actuarially determined
amount that does not result in cost to the fund plus all professional services costs connected with the purchase of years of credited services; 5) credited service for prior service
with the City would count for all purposes, including vesting; and 6) credited service other than the City would not count toward vesting.
Regarding prior police or fire service, it is proposed that members may purchase credit service for prior governmental service (federal, state, or local) as a police officer or firefighter
for which they did not qualify and receive service credit, or receive a retirement benefit: 1) minimum credited service of one year would be required; 2) no maximum on the purchase of
credit; 3) member would contribute to the fund the sum that they would have based on salary and contribution rate in effect at the time that credit service is requested; 4) member would
contribute actuarially determined amount that does not result in cost to the fund plus all professional services costs connected with the purchase of years of credited services; 5) credited
service for prior service with the City would count for all purposes, including vesting; 6) credited service other than the City would not count toward vesting; and 7) credited service
will not count toward credited service in Police or Firefighters Supplemental Plan.
Regarding military service prior to employment, it is proposed that members may purchase prior (honorable) active duty military service in the Armed Services of the United States, the
U.S. Merchant Marine, or U.S. Coast Guard: 1) minimum credited service of one year would be required; 2) no maximum on the purchase of credit; 3) member would contribute to the fund
the sum that they would have based on salary and contribution rate in effect at the time that credit service is requested; 4) member would contribute actuarially determined amount that
does not result in cost to the fund plus all professional services costs connected with the purchase of years of credited services; and 5) credited military service would not count toward
vesting.
It is proposed that any member eligible for normal retirement would be able to elect to defer receipt of retirement pension and participate in DROP (Deferred Retirement Option Plan)
for a maximum of 60 months. Election to participate in DROP would constitute an irrevocable election to resign from the service of the City at the end of the DROP period. DROP participants
would not accrue any additional service credit. DROP participants would not be permitted to contribute to the plan or be eligible for disability or pre-retirement death benefits. DROP
participants who are Public Safety members would be deemed to have retired and supplemental pension plans would be payable accordingly. The DROP account would be debited or credited
with earnings after each fiscal quarter. A DROP participant would receive either interest or earnings on their account. Each participant’s account would be charged an annual administrative
fee of 3/4% of the account balance.
The presentation by staff was commended.
The next PAC meeting is scheduled for December 13, 2001.
ITEM #7 - Committee Members to be Heard
Member Jensen recommended Investment Committee information regarding the November 15, 2001, meeting be provided to the City Commission. Member Hart indicated he planned to attend the
next Investment Committee meeting. Mr. O’Rourke said the meeting would be noticed to avoid conflict. Ms. Simmons expressed concern bureaucracy related to Investment Committee meetings
is becoming too much for her staff to handle. She said it may be necessary to hire a finance director for the Pension Plan. It was felt PAC attendance at Investment Committee meetings
is prudent to meet fiduciary responsibilities. Concern was expressed regarding travel expenses related to Mr. Dehner’s attendance.
ITEM #8 - Adjournment
The meeting adjourned at 10:37 a.m.