LAND RESTRICTION AGREEMENTPrepared by and Return to:
Terry Malcolm -Smith
City of Clearwater
Economic Development & Housing
P O Box 4748
Clearwater, Florida 33758
CITY OF CLEARWATER
ECONOMIC DEVELOPMENT AND HOUSING DEPARTMENT
LAND USE RESTRICTION AGREEMENT
HOME INVESTMENT PARTNERSHIPS PROGRAM
STATE HOUSING INITIATIVES PARTNERSHIPS PROGRAM
THIS LAND USE RESTRICTION AGREEMENT (this "Agreement"), is made on April ,
2024, by and between ARCHWAY CLEARWATER GARDENS, LLC, a Florida limited liability company
("Borrower"), its successors, assigns and transferees of the project described below, whose mailing address
is 7575 Dr. Phillips Blvd. #390, Orlando, Florida 32819 and THE CITY OF CLEARWATER, FLORIDA,
a Florida municipal corporation (the "City"), whose mailing address is P.O. Box 4748, Clearwater, Florida
33758-4748.
WHEREAS, Borrower has acquired and intends to develop real property located at 1260 Cleveland
Street, Clearwater, Florida 33755 (the "Property") for provision of 81 multifamily rental housing units for
low- to moderate -income tenants as described herein (the "Project"), and agrees with the City that the
Property, which is subject to a Subordinate Mortgage and Subordinate Mortgage Note executed on even
date with this Agreement, shall be subject to the restrictive covenants set forth herein; and
WHEREAS, Borrower agrees that the restrictive covenants shall remain in full force and effect
against the Property until the end of a thirty (30) year affordability period; and
WHEREAS, this Agreement shall be properly filed and recorded by the City in the Official Public
Records of Pinellas County, Florida and shall constitute a restriction upon the use of the Property subject
to and in accordance with the terms contained herein.
NOW, THEREFORE, in consideration of funds the City has provided through the HOME
Investment Partnership ("HOME") Program and the State Housing Initiatives Partnership ("SHIP")
Program to the Borrower through a loan in the aggregate amount of $610,000.00 (the "Loan") to finance
construction of the Project on the Property within the City of Clearwater, Pinellas County, Florida, more
particularly described in Exhibit "A" attached hereto, Borrower will comply, and will require any
subsequent purchaser of the Property to comply, with the following:
The Borrower acknowledges that this Agreement is necessary to comply with the affordability
requirements of the HOME Program as stated at 24 CFR Part 92 and the SHIP Program, from which funds
were obtained to finance the Loan, and subpart B of the Uniform Relocation Assistance and Real Property
Acquisition Policies Act of 1970, 49 CFR §24.101, and therefore, Borrower covenants and agrees that in
connection with the City's financing of a portion of the construction costs of the Project, that the City shall
have the right to approve any transfer or sale of the Property prior to the expiration of the Affordability
Period, all as more particularly set forth herein.
1. Covenants and Restrictions on Use of Funds. HOME Program and SHIP Program allocations
provided to the Project through the Loan will be used for construction costs for the Project. During the
Affordability Period (as defined in Section 2), six (6) units in the Project will be set aside as follows: (A)
three (3) of the units in the Project will be set aside as HOME -assisted units for individuals or families
whose income do not exceed eighty percent (80%) of the Area Median Income ("AMI") as determined by
HUD (the "HOME Units"); and (B) three (3) units in the Project will be set aside as SHIP -assisted units for
individuals or families whose income do not exceed thirty percent (30%) of AMI (the "SHIP Units", and
together with the HOME Units, the "Assisted Units"). The Assisted Units shall be floating units with no
direct unit number within the Project. Awardee or the manager of the Project shall identify the Assisted
Units to the City at the time of initial occupancy.
The HOME Units shall be rented or held available for rental on a continuous basis to persons or families
who shall have a verified annual income that does not exceed eighty percent (80%) of AMI at the time of
initial occupancy of a HOME Unit ("HOME Qualified Tenants"). The HOME Units must have rents which
are equal to or less than thirty percent (30%) of annual incomes for households at eighty percent (80%) of
AMI, adjusted for family size, in accordance with program regulations for High HOME program rents, as
stated in 24 CFR Part 92 ("HOME Rents"). The calculation of HOME Rents include utilities; therefore,
maximum HOME Rents must be reduced if the tenant pays for some or all of the utilities. Maximum rent
limits and allowances for utilities are revised annually and are available from the City. Awardee shall
establish initial HOME Rents and the procedures for future rent increases based on rules and regulations
established in 24 CFR § 92.252, Rental Housing. If allowable HOME Rents increase, the Borrower may
increase rents charged for HOME Units after giving appropriate notice and in accordance with the lease
provisions.
The SHIP Units shall be rented or held available for rental on a continuous basis to persons or families who
shall have a verified annual income that does not exceed thirty percent (30%) of AMI at the time of initial
occupancy of a SHIP Unit ("SHIP Qualified Tenants", and together with HOME Qualified Tenants,
"Qualified Tenants"). The SHIP Units must have rents which are equal to or less than thirty percent (30%)
of annual incomes for households at thirty percent (30%) of AMI, adjusted for family size ("SHIP Rents").
The calculation of SHIP Rents include utilities; therefore, maximum SHIP Rents must be reduced if the
tenant pays for some or all of the utilities. Maximum SHIP Rents shall not include any payment under
Section 8 of the United States Housing Act of 1937 or any other rental assistance program or any fee for
supportive services that is paid to Borrower by any governmental program of assistance or any tax-exempt
organization. Maximum rent limits and allowances for utilities are revised annually and are available from
the City. If allowable SHIP Rents increase, the Borrower may increase rents charged for SHIP Units after
giving appropriate notice and in accordance with the lease provisions.
The income of Qualified Tenants shall be verified by the City or a designated party agreed to by Borrower
and the City, by obtaining third party verification of current income for the Qualified Tenants and
verification of assets. Source documentation evidencing annual income may include wage statements,
interest statements, and unemployment compensation statements, other documentation approved by the
City. In the event that neither of the above methods is suitable, Borrower may use other methods reasonably
acceptable to the City to verify income. Annual income for the purpose of this Agreement shall be as
defined by the U.S. Department of Housing and Urban Development for the HOME Program.
The income of Qualified Tenants shall be recertified annually. A Qualified Tenant whose income exceeds
the maximum allowable AMI for a HOME Qualified Tenant or SHIP Qualified Tenant, as applicable,
cannot be asked to leave and shall not cause a default under this Agreement provided Borrower makes the
next available unit available as a HOME Unit or SHIP Unit, as applicable. However, a Qualified Tenant
whose income rises to a level above the maximum allowable AMI for a HOME Qualified Tenant or SHIP
Qualified Tenant, as applicable, must pay a rent not less than thirty percent (30%) of the Qualified Tenant's
adjusted monthly income, as recertified annually.
All proceeds, program income and recaptured funds associated with the Project shall be returned to the City
of Clearwater within thirty (30) days.
Any noncompliance with the requirements of this Section shall be corrected within thirty (30) days after
such error is first discovered or would have been discovered by the exercise of reasonable diligence, or, if
such noncompliance cannot be cured with reasonable efforts within 30 days, for such additional time as
may be reasonably necessary, provided Borrower commences the cure within the 30 -day period and
thereafter proceeds diligently to complete the cure.
2. Affordability Period. For the purposes of this Agreement, the "Affordability Period" shall
commence upon the date that the Project status is changed to "complete" in IDIS, HUD's project tracking
system, and terminate on the thirtieth (30th) anniversary thereafter. This Agreement shall remain in effect
until expiration of the Affordability Period.
3. Property Standards. The Assisted Units shall meet and maintain all applicable local codes, the
Florida Building Code, ordinances, including but not limited to, zoning ordinances at the time of Project
completion. All the Assisted Units must meet all applicable State and local housing quality standards, code
requirements, and accessibility requirements at 24 CFR Part 8, which implements Section 504 of the
Rehabilitation Act of 1973 and covered multifamily dwellings as defined at 24 CFR § 100.20, and must
also meet the design and renovation requirements at 24 CFR § 100.205, which implement the Fair Housing
Act.
4. Location of HOME Investment Partnership Program and State Housing Initiatives
Partnership (SHIP) Program units. The location of the Assisted Units is as follows: 1260 Cleveland
Street, Clearwater, Florida 33755 (Legal Description Attached as Exhibit "A"). Borrower agrees that
there will be no material changes to the Assisted Units after initial commitment by the City without
assurances provided by Borrower and approved by City that any proposed changes will not adversely affect
the Assisted Units or any provision of this Agreement.
5. No Discrimination. Borrower shall not discriminate, as defined by Federal Statutes, on the basis
of race, creed, color, sex, disability, age, familial status or national origin in the use or occupancy of the
Assisted Units or in connection with the employment or application for employment of persons for the
operation and management of the Project.
6. Affirmative Marketing Efforts. Borrower will follow the affirmative marketing procedures and
requirements for the HOME Program to attract eligible tenants in the housing market area to the available
housing without regard to race, color, national origin, sex, religion, age, familial status or disability.
7. Environmental Reviews. The rental development project must be assessed for environmental
effects in accordance with the provisions of the National Environmental Policy Act of 1969 and related
authorities listed in HUD's implementing regulations at 24 CFR parts 50 and 58.
8. Displacement, Relocation, and Acquisition. Borrower will take reasonable measures to minimize
displacement of persons as a result of a project being assisted with HOME funds in accordance with the
requirements of the Uniform Relocation Assistance and Real Properties Acquisition Act. Borrower shall
be responsible for any relocation expenses incurred without City approval.
9. Lead Based Paint. Borrower shall be responsible for maintaining that all Assisted Units meet the
requirements listed in the Lead Based Paint Poisoning Prevention Act and 24 CFR part 35.
10. No Conflicts with Other Documents. Borrower warrants that it has not, and will not, execute any
other agreement with provisions contradictory to, or in opposition to, the provisions hereof, and that, in any
event, the requirements of this Agreement are paramount and controlling as to the rights and obligations
herein set forth and supersede any other requirements in conflict herewith.
11. Requests for disbursement of funds. Borrower shall request funding for the Project from the City
of Clearwater in accordance with its application and approval for such funds.
12. Records. Borrower shall retain all records pertaining to Project for a period of five (5) years after
audit and/or resolution of audit findings involving this loan. Borrower shall maintain accurate information
regarding the occupancy for each Assisted Unit during the term of the Affordability Period and, at the
request of the City, shall submit this information to the City for the City's review and comment. Borrower
shall maintain documentation substantiating compliance with Affirmative Marketing Requirements. These
Project records shall be made available to the City of Clearwater, U.S. Department of Housing and Urban
Development and/or representatives of the Comptroller General of the United States for audit, inspection
or copying purposes during normal business hours. The Owner shall maintain project records that include
the following:
1. A full description of each Assisted Unit, including the location and form of HOME assistance.
2. The source and application of funds for each unit, including supporting documentation in
accordance with 24 CFR § 85.20.
3. Records demonstrating that each unit meets the property standards of the lead-based paint
requirements.
4. Records demonstrating that each Qualified Tenant is income eligible.
5. Records demonstrating that each Assisted Unit meets the affordability requirements set forth
herein.
6. Records documenting required inspections, monitoring reviews and audit, and the resolution of
any findings or concerns.
7. Records documenting equal opportunity and fair housing records.
8. Records documenting all HOME related financial activities.
9. Records documenting affirmative marketing and MBE/WBE activities.
13. Monitoring. Borrower shall permit the City or its designee to inspect all records pertaining to the
Assisted Units upon reasonable notice and within normal working hours and shall submit to the City such
documentation as required by the City to document compliance with this Agreement and HOME Program
rules.
14. Successors Bound. This Agreement and the covenants contained herein shall run with the land
and shall bind, and the benefits shall inure to, respectively, Borrower and its successors and assigns and all
subsequent owners of the Project or any interest therein, and to the City for the Affordability Period set
forth in this Agreement.
15. Enforcement of Terms. The benefits of this Agreement shall inure to and may be enforced by the
City for the Affordability Period, whether or not the City shall continue to be the holder of the Subordinate
Mortgage, whether or not the Project loan may be paid in full, and whether or not any loans issued for the
purpose of providing funds for the Project are outstanding.
16. Conflict of Interest. Borrower warrants that no person covered who exercises or exercised any
functions or responsibilities with respect to HOME Program activities or who is in the position to participate
in decisions or gain inside information may obtain a financial interest or benefit from a HOME Program
activity; or have an interest in any contract, subcontract, or agreement for themselves or for persons with
business or family ties.
17. Conditions of Religious Organizations. HOME Program funds may not be used for rehabilitation
or construction of housing that is owned by primarily religious organizations or to assist primarily religious
organizations in acquiring housing.
18. Severability. The invalidity of any clause, part or provision of this Agreement shall not affect the
validity of the remaining portion thereof.
19. Notice. All notices provided for herein shall be sent by certified or registered return receipt
requested mail, or by a nationally recognized overnight courier, addressed to the appropriate party at the
address designated for such party in the preamble to this Agreement, or such other address as the party who
is to receive such notice may designate in writing. Notice by mail shall be completed by depositing the
same in a letterbox or other means provided for the posting of mail addressed to the party with the proper
amount of postage affixed thereto. Actual receipt of notice shall not be required to effect notice hereunder.
Notices sent by a nationally recognized overnight courier service shall be deemed delivered the next
business day after deposit with such courier unless the records of such courier indicate a later delivery in
which case the notice shall be deemed received on the date of delivery.
20. Defaults and Remedies. If Borrower shall fail to observe or perform any covenant, condition, or
agreement contained herein on its part to be observed or performed, then and in such event, the City shall
be entitled to after providing written notice of default and thirty (30) days to cure, or, if such default cannot
be cured with reasonable efforts within 30 days, for such additional time as may be reasonably necessary,
provided Borrower commences the cure within the 30 -day period and thereafter proceeds diligently to
complete the cure, in addition to all other remedies provided by law or in equity:
1. To compel specific performance by Borrower of its obligations under this Agreement, it being
recognized that the beneficiaries of Borrower obligations hereunder cannot be adequately
compensated by monetary damages in the event of Borrower's default.
2. To cause Borrower to pay to the City an amount equal to all HOME funds loaned to Borrower, less
any principal balance previously repaid by Borrower, if any HOME -assisted unit is knowingly, or
by Borrower's gross negligence, rented to persons who do not comply with the requirements for
such unit.
3. In addition, a default by Borrower hereunder shall constitute a default under the HOME Investment
Partnership Agreement, Subordinate Mortgage, and Subordinate Mortgage Note (all of even date
herewith), which will enable the City, after notice and an opportunity to cure as therein provided,
to accelerate Borrower's loan and take such other actions as may be permitted under the terms of
the aforementioned documents.
IN WITNESS WHEREOF, this Agreement has been duly signed and sealed by the City and Borrower on
or as of the day and year first above written.
(CITY SIGNATURE PAGE)
Approved as to Form:
Matthew J. Mytych, Esq.
Assistant City Attorney ,� /
Date: (j
City of Clearwater, Florida,
a Florida municipal corporation.
Jennifer`foirrier
Cityier
Ci
Date:`_ [ //-?- `l
Attest:
Rosemarie Call
City C1er
Date:
(BORROWER SIGNATURE PAGE)
WITNESSES: BORROWER:
Print Name:
Address:
Print Name:
Address:
STATE OF FLORIDA
COUNTY OF )
Archway Clearwater Gardens, LLC, a Florida
limited liability company
By: Archway Clearwater Gardens Manager,
LLC, a Florida limited liability company,
its Manager
By: Archway Partners, LLC, a Florida limited
liability company, its Manager
By:
Brett Green, Sole Member
The foregoing instrument was executed and acknowledged before me by means D physical
presence or D online notarization this _ day of April, 2024 by Brett Green, as Sole Member of Archway
Partners, LLC, a Florida limited liability company, the Manager of Archway Clearwater Gardens Manager,
LLC, a Florida limited liability company, the Manager of Archway Clearwater Gardens, LLC, a Florida
limited liability company, on behalf of said companies. He 0 is personally known to me, or 0 has produced
a driver's license as identification.
Notary Public, State of Florida
(NOTARIAL SEAL) Name of Notary:
My Commission Expires:
My Commission No.
EXHIBIT "A"
Legal Description of Property
THE WEST 100 FEET OF LOT 19, THE PADGETT ESTATE SUBDIVISION, ACCORDING TO THE MAP OR
PLAT THEREOF, AS RECORDED IN PLAT BOOK 4, PAGE 11, PUBLIC RECORDS OF PINELLAS COUNTY,
FLORIDA;
AND
LOT 18, AND THE EAST 108.5 FEET OF LOT 19, LESS THE EAST 20 FEET OF LOT 18 AND THE SOUTH 20
FEET OF LOTS 18 AND 19, PREVIOUSLY DEDICATED FOR ROAD RIGHT-OF-WAY PURPOSES, OF THE
PADGETT ESTATE SUBDIVISION, ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN
PLAT BOOK 4, PAGE 11, PUBLIC RECORDS OF PINELLAS COUNTY, FLORIDA;
AND
LOTS 28, 29, 30 AND 31, RE -SUBDIVISION LOTS 11, 12, 13, 14 & 15, PADGETT'S ESTATE, ACCORDING
TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK 12, PAGE 24, PUBLIC RECORDS OF
PINELLAS COUNTY, FLORIDA;
AND
LOT 27, RE -SUBDIVISION LOTS 11, 12, 13, 14 & 15, OF PADGETT'S ESTATE PROPERTY OF A.J. MOORE,
ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK 12, PAGE 24, PUBLIC
RECORDS OF PINELLAS COUNTY, FLORIDA.
ALSO BEING DESCRIBED AS FOLLOWS:
A PARCEL OF LAND BEING A PORTION OF LOTS 18 AND 19 THE PADGETT ESTATE SUBDIVISION,
ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK 4, PAGE 11, PUBLIC
RECORDS OF PINELLAS COUNTY, FLORIDA AND LOTS 27, 28, 29, 30 AND A PORTION OF LOT 31, RE-
SUBDIVISION LOTS 11, 12, 13, 14 & 15, PADGETT'S ESTATE, ACCORDING TO THE MAP OR PLAT
THEREOF, AS RECORDED IN PLAT BOOK 12, PAGE 24, PUBLIC RECORDS OF PINELLAS COUNTY,
FLORIDA, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:
BEGIN AT THE NORTHWEST CORNER OF LOT 27, RE -SUBDIVISION LOTS 11, 12, 13, 14 AND 15 OF
PADGETT'S ESTATE AS RECORDED IN PLAT BOOK 12, PAGE 24, PUBLIC RECORDS OF PINELLAS
COUNTY, FLORIDA; THENCE S.89°14'53"E., 211.37 FEET, ALONG THE NORTH LINE OF SAID LOT 27
AND LOTS 28, 29, 30 AND 31, RE -SUBDIVISION LOTS 11, 12, 13, 14 AND 15 OF PADGETT'S ESTATE AS
RECORDED IN PLAT BOOK 12, PAGE 24, PUBLIC RECORDS OF PINELLAS COUNTY, FLORIDA, SAID
LINE ALSO BEING THE SOUTH RIGHT-OF-WAY LINE OF NORTH GROVE STREET TO A POINT ON THE
WEST RIGHT-OF-WAY LINE OF NORTH BETTY LANE; THENCE S.00°20'22"E., 209.95 FEET, ALONG SAID
WEST RIGHT-OF-WAY LINE TO A POINT ON THE NORTH RIGHT-OF-WAY LINE OF CLEVELAND
STREET; THENCE N.89°42'04"W., 387.00 FEET ALONG SAID NORTH RIGHT-OF-WAY LINE TO A POINT
ON THE EAST RIGHT-OF-WAY LINE OF NORTH LINCOLN AVENUE; THENCE N.00°08'42"W., 210.00
FEET, ALONG SAID EAST RIGHT-OF-WAY LINE TO THE SOUTHWEST CORNER OF LOT 25, RE-
SUBDIVISION LOTS 11, 12, 13, 14 AND 15 OF PADGETT'S ESTATE AS RECORDED IN PLAT BOOK 12,
PAGE 24, PUBLIC RECORDS OF PINELLAS COUNTY, FLORIDA; THENCE S.89°31'10"E., 117.00 FEET
ALONG THE SOUTH LINE OF SAID LOT 25 AND LOT 26, RE -SUBDIVISION LOTS 11, 12, 13, 14 AND 15
OF PADGETT'S ESTATE AS RECORDED 174 PLAT BOOK 12, PAGE 24, PUBLIC RECORDS OF PINELLAS
COUNTY, FLORIDA TO THE SOUTHWEST CORNER OF SAID LOT 27; THENCE N.00°00'02"E., 76.11 FEET
ALONG THE WEST LINE OF SAID LOT 27 TO THE POINT OF BEGINNING.