03/08/2022 Neighborhood and Affordable Meeting Minutes March 8, 2022
Housing Advisory Board
City of Clearwater
Main Library- Council Chambers
100 N. Osceola Avenue
Clearwater, FL 33755
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s
Meeting Minutes
Tuesday, March 8, 2022
9:00 AM
Main Library - Council Chambers
Neighborhood and Affordable Housing Advisory
Board
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City of Clearwater
Neighborhood and Affordable Meeting Minutes March 8, 2022
Housing Advisory Board
Roll Call
Present 7 - Chair Camille Hebting, Vice Chair Kevin Chinault, Board Member
Peter Scalia, Board Member Gaby Camacho, Board Member Lindsay
Dicus-Harrison, Board Member Carmen Santiago, and Board
Member Robyn Fiel
Also Present - Denise Sanderson — Economic Development & Housing Director,
Chuck Lane — Economic Development & Housing Assistant Director,
Patricia O. Sullivan — Board Reporter
1. Call To Order
The Chair called the meeting to order at 9:00 a.m. at the Main Library
followed by introduction of Board Member Robyn Fiel.
To provide continuity for research, items are in agenda order although not necessarily
discussed in that order.
2. Approval of Minutes
2.1 Approve the December 14, 2021 NAHAB Meeting Minutes
Member Chinault moved to approve minutes of the December 14, 2021
Neighborhood & Affordable Housing Advisory Board meeting as
submitted in written summation. The motion was duly seconded and
carried unanimously.
3. Citizens to be Heard Regarding Items Not on the Agenda: None.
4. New Business Items
4.1 Recommend City Council approval of the Economic Development and Housing
Department Lot Disposition Program.
According to Section 2.01 of the Clearwater City Charter, "... the City
Council may approve the donation or sale for less than fair market value of
city-owned property of not more than five acres in size for Workforce
Housing. Workforce Housing means housing affordable to persons or
families whose total annual income does not exceed 120 percent of the Area
Median Income, adjusted for household size, as published by the U.S.
Department of Housing and Urban Development (HUD) for Pinellas County
or metropolitan area. "From time to time, the city may acquire real property
suitable for development of single-family homes that may be transferred to
Workforce Housing developers. Pursuant to Section 166.0451, Florida
Statutes, the city is required to maintain a Council-approved list of these
properties. These properties are usually not acquired with the use of General
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Neighborhood and Affordable Meeting Minutes March 8, 2022
Housing Advisory Board
Funds; they are more commonly acquired through foreclosure of municipal
code liens or through the escheatment process for nonpayment of taxes.
Most typically, these properties are located within Clearwater's more
vulnerable neighborhoods and new construction on these lots is an effective
strategy to reduce blight and to increase the availability of decent, affordable
homes.
Under the program, Economic Development and Housing staff will solicit,
evaluate, and maintain a list of interested developers (LIDs) who meet
predetermined criteria. LIDs will be notified when a property is available for
disposition and will be asked to submit an application to acquire the
property. Developer applications to acquire available property will be
reviewed and scored by the Property Disposition Committee (PDC)
comprised of representatives from the Economic Development and Housing
Department, the Planning Department and the Chair of the Neighborhood
and Affordable Housing Advisory Board (NAHAB). The PDC will submit a
recommendation to the NAHAB who will either endorse the PDC's
recommendation or will submit a separate recommendation for City Council
consideration. Per City Charter, the transfer of property requires approval by
City Council. The PDC's scoring criteria is intended to consider a
developer's experience and level of commitment to completing construction.
It also gives preference to a developer who will commit to constructing
additional homes in Clearwater and to those that will incorporate
environmental features into the home. Properties approved for disposition by
Council will be transferred by special warranty deed containing a reverter
clause whereby the developer will be required to transfer the property back
to the City upon failure to construct and sell the home to a qualified buyer
within a predetermined period of time.
Assistant Economic Development & Housing Director Chuck Lane said
City Council approval of the Lot Disposition Program was not required. Every
3 years, as a recipient of SHIP (State Housing Initiatives Partnership) funding,
the City is required to update its City Council approved inventory of City-
owned property that may be available for affordable housing; 2 properties
suitable for development of single-family residences are listed on the City's
website.
Mr. Lane said previously properties on the list were available for developers
on a 1st come 1st served basis. He reviewed the Property Disposition
Program and draft of Property Disposition Program scoring criteria:
1. Are you a registered Non-profit Organization? Y- 2 points N- 0 points
2. Have you received a lot through the City of Clearwater's Lot Disposition
Program within the past 12 months? Y- 0 points N- 1 point
3. From date of acquisition, within how many months do you anticipate
commencing vertical construction? 6 mos. - 2 points 3 mos. - 3 points
4. From date of acquisition, within how many months do you anticipate selling
the completed home to a qualifying homebuyer?
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City of Clearwater
Neighborhood and Affordable Meeting Minutes March 8, 2022
Housing Advisory Board
18 mos. - 0 points 15 mos. - 1 point 12 mos. - 2 points 9 mos. - 3 points
5. Do you have experience assisting homebuyers in obtaining financing for
homes limited by income eligibility? Y- 2 points N- 0 points
6. Do you have experience providing future%xisting homeowners with
homebuyer/homeowner education? Y- 2 points N- 0 points
7. Does your organization work specifically within, or own any other property
within 2 miles of the subject lot? Y- 1 point N- 0 points
8. Has your organization constructed any other homes within 2 miles of the
subject lot within the last 2 years? Y- 1 point N- 0 points
9. Does your organization own other property within City limits that it will
commit to develop concurrently with development of the site offered for
disposition (commencement or completion, respectively, within 6 months)?
Additional site cannot be one acquired through the City's Lot Disposition
Program, however, acquisition or construction may be assisted by the City
through other means. Y- 2 points N- 0 points
10.Does your organization own or control property adjacent to the site offered
for disposition that you are willing to combine with the site to provide for a
more desirable development opportunity?
Property Disposition Committee and NAHAB will evaluate this
criterion and determine the appropriate number of points.
11. Will you include rooftop solar panels or other features to substantially
reduce energy costs for homeowner? Y— Solar- 2 points N- 0 points
Y— Other features to substantially reduce energy costs - 1 point
12. Will you install an electrical vehicle charger or rough wiring for an electric
vehicle charger? Y- 1 point N- 0 points
Mr. Lane said successful applicant organizations that fail to comply with
answers to questions 3, 4, 9, 10, 11 and 12 will be disqualified from the
program for 12 months. Staff may consider mitigating circumstances for
failure to comply with answers to questions 3 and 4. Projects must be
completed and sold within 18 months of property acquisition.
Mr. Lane said the Committee could meet virtually, reviewing applications
should take an hour or less. The Committee will present their
recommendations to NAHAB which may accept them or present other
recommendations to the Council. The process can be modified over time.
Discussion ensued with concerns expressed under 1) Criterion 3— 3 months
is insufficient time to obtain necessary permits and 2) Criterion 4 — selling to
qualified buyers takes more time.
In response to questions, Mr. Lane said he would clarify language for
Criteria 2 and 8, the intent was to engage additional community development
organizations. He monitors developments to verify application goals are
met. Keeping the process moving is important. Developers on the list will be
emailed each time a property becomes available, developers can be added or
removed from the list. Developer contracts include a reverter clause.
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City of Clearwater
Neighborhood and Affordable Meeting Minutes March 8, 2022
Housing Advisory Board
Staff was thanked for designing a streamlined efficient process.
Member Chinault moved to approve the Economic Development and
Housing Department Lot Disposition Program. The motion was duly
seconded and carried unanimously.
4.2 Discuss City Council Presentation by NAHAB Chairperson
Mr. Lane recommended the Chair present an annual report to the City
Council re board activities and to obtain City Council feedback.
Suggestions were made to establish affordable housing programs for single
people and for the report to 1) recap board activities including challenges of
an increasingly expensive housing market, 2) review the board's role,
evolution of board responsibilities and what the board and City are trying to
accomplish re homelessness and affordable housing, 3) review
accomplishments, and 4) request input on how best to work with the City
Council and focus on organizing the network of local providers to create a
synergy that best serves the homeless and affordable housing recipients.
As the direction of affordable housing has changed, it was recommended an
informal Board-lead annual workshop be scheduled in the next few months
with professionals such as Realtors, lenders, and homeless and affordable
housing service providers to discuss the efficacy of City programs, solutions,
improved efficiencies, and to develop strategies that coordinate countywide
efforts and resources to better serve clients with an expedited and simplified
process. A workshop participation incentive was suggested that would award
points to Community Development Block Grant funding applicants.
4.3 Election of Officers
Member Scalia moved to reappoint Camille Hebting as Chair. The
motion was duly seconded and carried unanimously.
Chair Hebting moved to reappoint Kevin Chinault as Vice Chair.
The motion was duly seconded and carried unanimously.
5. Old Business Items: None.
6. Director's Report
Mr. Lane said a County housing compact was recently signed. Affordable
housing construction costs have escalated and down payment assistance
amounts may need to be increased. Staff sends eligible residents reminders
re the City managed homeowner rehab program. Mr. Lane serves on the
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City of Clearwater
Neighborhood and Affordable Meeting Minutes March 8, 2022
Housing Advisory Board
countywide tactical committee and will push for a standard local form for all
countywide housing programs. A countywide plan should be in place this
summer.
It was commented that increased down payment assistance in Largo only
qualified buyers to purchase condos. Discussion ensued re the housing
shortage, properties receiving multiple offers and selling above appraised
values, home inspection and homeowners insurance difficulties, and the
inability of buyers in City programs to negotiate required repairs or closing
dates. It was noted that supply chain problems have delayed building projects,
increasing construction costs by up to $40,000 per unit since the pandemic
began and making it harder for developers to build affordable housing.
Suggestions were made to expedite home inspections to prevent loan
disqualification near the end of the process due to last minute repair
requirements and to task a single local organization with preapproving loans
and helping homebuyers who are distracted by each government entity's
separate rules, maximum loan values, and city border restrictions. It was
recommended the City generate an affordable housing program pamphlet for
grant applicants to distribute to buyers to review at home.
Mr. Lane discussed the City's foreclosure program, a tool of last resort.
Economic Development & Housing Director Denise Sanderson said the of the
City's 400 active loans approximately 12 were late or non-payment. She did
not anticipate more foreclosures beyond a single egregious case.
In response to concerns, Mr. Lane said rents have increased by 24% - 31% in
the last year, demand exceeds supply. The County is working on
emergency rental relief. He did not think regulations would solve the problem,
rather they more likely would discourage construction of more units.
Discussion ensued with comments that rental assistance served as a delay
tactic and instituting moratoriums on rent increases would encourage evictions
resulting in higher rental rates. It was commented that an increased supply of
affordable housing was crucial unless substantial local wage increases occur.
It was stated employers need to be involved and bear some responsibility
as companies benefit when employees live locally in affordable housing.
Ms. Sanderson said a review in 2009/10 indicated many low skilled, low-wage
employees commuted from distant Citrus County and Lakeland.
With high gasoline prices, it was questioned if these employees could afford to
continue working in Pinellas County. It was suggested a State of Emergency
be declared for affordable housing. It was stated affordable housing is
imperative for employees who provide essential services necessary to support
the local economy.
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City of Clearwater
Neighborhood and Affordable
Housing Advisory Board
7. Board Members to be Heard: None.
Meeting Minutes
8. Adjourn
The meeting adjourned at 10:40 a.m.
March 8, 2022
Chair
Neighborhood Affordable Housing Advisory Board
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City of Clearwater