SUBRECIPIENT AGREEMENT - PROGRAM YEAR 2020-2021 - HOME FUNDS DOWN PAYMENT ASSISTANCE SERVICESPROGRAM YEAR 2020-2021 SUBRECIPIENT AGREEMENT BY AND BETWEEN
CITY OF CLEARWATER AND
BRIGHT COMMUNITY TRUST, INC.
This agreement is entered into by and between the City of Clearwater, hereafter designated as
"City" and Bright Community Trust, Inc., hereafter designated as "Bright Community Trust,
Inc."; and
WHEREAS, the City has applied for and received HOME Investment Partnerships Program
funding (hereafter designated as HOME) from the Department of Housing and Urban
Development; and
WHEREAS, Bright Community Trust, Inc. has applied for and been approved to utilize HOME
Program funds for Down Payment Assistance Services; and
WHEREAS, Bright Community Trust, Inc. has evidenced the capacity to provide down payment
assistance services funded by this agreement and is located within the city limits of the City of
Clearwater, Florida; and
WHEREAS, on July 16, 2020, the City Council authorized the City Manager to execute an
agreement with Bright Community Trust, Inc. to provide Down Payment Assistance services
utilizing up to Twenty Thousand and xx/100 Dollars ($20,000.00) in HOME funds for an existing
home or up to Forty Five Thousand and xx/100 Dollars ($45,000.00) in HOME funds for new
construction for ten (10) homebuyers within the city limits of the City of Clearwater, Florida.
NOW THEREFORE, the City and Bright Community Trust, Inc. hereby execute this agreement to
undertake the described Down Payment Assistance Services.
FURTHERMORE, the City and Bright Community Trust, Inc. agree as follows:
SCOPE OF SERVICES
A. Bright Community Trust, Inc. shall qualify ten (10) eligible, low-income
homebuyers within the city limits of Clearwater, Florida.
B. Bright Community Trust, Inc. shall affirmatively market this program to eligible,
low-income, homebuyers. Low-income is defined as having income at or less
than eighty percent (80%) of median family income, as determined by the
guidelines issued by the Department of Housing and Urban Development,
adjusted for family size, based on the total current annual household incomes.
The current income levels for Clearwater are contained in Exhibit A.
[GM20-1510-255/259945/1] Page 1 of 13
C. Bright Community Trust, Inc. shall complete the project within the program year
as provided for in "D" below, unless a time extension is requested by Bright
Community Trust, Inc. in writing and granted by the City in writing. Any such
time extension shall be attached to and made a part of this agreement.
D. Bright Community Trust, Inc. shall accomplish the contracted activities in
program year 2020-2021 (October 1, 2020 through September 30, 2021).
II PROJECT FUNDING
Bright Community Trust, Inc. — Down Payment Assistance Services
A. The City of Clearwater hereby approves HOME Program funding for Down
Payment Assistance Services in the amount up to Twenty Thousand and xx/100
Dollars ($20,000.00) for an existing home and up to Forty Five Thousand and
xx/100 Dollars ($45,000.00) for new construction from 2020 HOME Program
funds. As a subrecipient, Bright Community Trust, Inc. will provide outreach and
marketing, intake and processing of ten (10) down payment and closing cost
assistance loans for qualified, low-income homebuyers who purchase homes in
the city limits of Clearwater on behalf of the City of Clearwater.
B. Requests for Disbursements and Program Income - Bright Community Trust, Inc.
shall ensure HOME funds provided under this agreement will be requested for
disbursement only in required amounts and as needed for payment of eligible
costs. Payments will be made by the City for down payment assistance services
when a loan is processed through Bright Community Trust, Inc. and closes. The
City will compensate Bright Community Trust, Inc. One Thousand Dollars and
00/100 ($1,000.00) per successful loan closure. The City reserves the right to
liquidate funds available under this agreement for eligible costs incurred by the
City on behalf of Bright Community Trust, Inc. to complete the project.
C. Homebuyer income qualification, underwriting, and layering guidelines - Bright
Community Trust, Inc. shall determine each family is income eligible by
determining the family's annual income. All income and assets must be verified
in writing. To be eligible for assistance, the Borrower's total current combined
gross annual household income from all sources cannot exceed the limits set by
HUD for Tampa -St Petersburg -Clearwater, FL MSA (Exhibit A). Bright Community
Trust, Inc. shall use a minimum of two consecutive months of income
documentation to project the prevailing rate of income of the family at the time
of determination of income eligibility. Total household income is the total
current, annualized gross income, before taxes and withholding, of the
purchaser and all adult members, over the age of 17, residing or intending to
permanently reside in the residence. This includes a spouse, fiance, parent,
relative, adult child, etc.
[GM20-1510-255/259945/1] Page 2 of 13
D. The full amount of HOME funds, up to Twenty Thousand and xx/100 Dollars
($20,000.00) for an existing home and up to Forty Five and xx/100 Dollars
($45,000.00) for new construction, from the HOME Program, shall be released as
earned by verified performance of activities to be completed under this
agreement, as determined by the City of Clearwater.
E. It is expressly agreed and understood that the total amount of down payment
assistance processing services shall not exceed Twenty Thousand and xx/100
Dollars ($20,000.00) for an existing home and Forty Five Thousand and xx/100
Dollars ($45,000.00) for new construction from the 2020 HOME Program. Bright
Community Trust, Inc. will be awarded One Thousand and xx/100 Dollars
($1,000.00) per down payment assistance loan processed.
F. If for any reason, any term of this agreement is breached by Bright Community
Trust, Inc., the City may require full repayment of any amounts advanced under
this agreement pursuant to Section VIII, Remedies of Default.
III AFFORDABILITY
A. As required by 24 CFR 92.254, down payment assistance processing services with
funding provided under this agreement, shall be affordable to low-income
persons for an applicable period of affordability as required as HOME Program
regulations. If the housing does not meet the applicable affordability
requirements for the specified time period for any reason whatsoever, full
repayment to the City of Clearwater of all HOME funds invested in the project
will be required according to the repayment terms set forth in Section VIII of this
agreement. Bright Community Trust, Inc. shall ensure affordability of the
housing through HUD -approved recapture provisions and deed restrictions, or
through other HUD -approved mechanisms.
B. The applicable period of affordability shall be determined by the per unit net
HOME investment as follows: 1) less than Fifteen Thousand and xx/100 Dollars
($15,000.00) - five (5) years, 2) Fifteen Thousand and xx/100 Dollars ($15,000.00)
— Forty Thousand and xx/100 Dollars ($40,000.00) - ten (10) years and 3) more
than Forty Thousand and xx/100 Dollars ($40,000.00) - fifteen (15) years.
C. Bright Community Trust, Inc. shall ensure that the purchase price paid by the
low-income homebuyer does not exceed Two Hundred Twenty Four Thousand
and xx/100 Dollars ($224,000.00) for existing home and Two Hundred and Sixty
Two Thousand and xx/100 ($262,000.00) for new construction or as updated by
HUD.
IV. MINIMUM HOUSING STANDARDS
A. All affordable housing purchased with HOME funds provided under this
agreement shall meet Minimum Housing Standards (MHS). The City of
[GM20-1510-255/259945/1] Page 3 of 13
Clearwater has contracted with a third -party vendor to perform the required
inspections to ensure compliance.
B. The City of Clearwater reserves the right to inspect at any time during normal
business hours any and all homebuyer purchases accomplished under this
agreement to ensure adherence to applicable Minimum Housing Standards.
V NOTICES
Communication and details concerning this agreement shall be directed to the following
persons:
City of Clearwater
Chuck Lane, Assistant Director
P.O. Box 4748
Clearwater, FL 33758-4748
Bright Community Trust, Inc.
Frank Wells, CEO/President
2561 Nursery Road, Suite D
Clearwater, FL 33764
The contact persons listed above may be changed upon fifteen (15) days written notice
to the other party.
VI SPECIAL CONDITIONS
A. The subrecipient shall adhere to the Underwriting Guidelines for Homebuyers in
the City of Clearwater Policies and Procedures Manual. The client file shall be
forwarded to the City for review and approval no later than ten (10) business
dans prior to closing. The City shall review and approve the closing disclosures
from the first mortgage lender.
VII ADMINISTRATIVE REQUIREMENTS
A. Bright Community Trust, Inc. shall abide by all applicable federal, state, and local
laws, regulations, codes, and ordinances in the performance of all activities
required by this agreement, and specifically agrees to adhere to applicable
requirements of 24 CFR Part 92, Final Rule at
https://www.hudexchange.info/programs/home/home-final-rule/ dated September 16,
1996 (updated December 22, 2004 and amended on July 24, 2013) including
those described in 24 CFR 92 Subpart H with the exception of Environmental
Reviews which Bright Community Trust, Inc. cannot assume and 24 CFR § 92.357
the intergovernmental review process does not apply. Bright Community Trust,
Inc. shall comply with the City of Clearwater HOME Regulations and the City of
Clearwater Policies and Procedures Manual dated June 9, 2017 throughout the
term of this agreement (and any future revisions) which is also available on the
website at www.myclearwater.com/housing.
[GM20-1510-255/259945/1] Page 4 of 13
B. Bright Community Trust, Inc. shall submit an agency -wide audit which shall
include the project funds annually. The audit shall be in accordance with
generally accepted accounting principles. Bright Community Trust, Inc. shall
provide the City with one (1) copy of each annual audit for project duration. Any
deficiencies noted in the audit report shall be fully cleared by Bright Community
Trust, Inc. within thirty (30) days after receipt of said audit report by the City.
Failure of Bright Community Trust, Inc. to clear deficiencies noted in the audit
report shall be a breach of this agreement and the City may exercise any and all
of its rights and remedies under Section IX, Remedies on Default.
C. Bright Community Trust, Inc. shall adhere to the requirement of 2 CFR 200
Subpart E — Cost Principles, 24 CFR Part 84 and applicable administrative
requirements of 24 CFR § 92.505.
D. Bright Community Trust, Inc. shall make available to the City at any time during
normal business hours all records pertaining to funding and projects covered by
this agreement to allow the City to conduct monitoring, performance, and
compliance reviews and evaluations. Notwithstanding any other provision in this
agreement, the City will monitor the performance as determined by the City and
shall determine if the performance constitutes non-compliance with this
agreement. If action to correct such substandard performance is not taken by
Bright Community Trust, Inc. within a reasonable timeframe to be specified by
the City in its notice to Bright Community Trust, Inc., suspension or termination
procedures may be initiated as specified in Section VIII, Section IX or Section X.
E. Bright Community Trust, Inc. covenants that it presently has no financial interest
and will not acquire any interest directly or indirectly, which would conflict in
any manner or degree with the performance of services required under this
agreement. Bright Community Trust, Inc. further covenants that in the
performance of this agreement, no person having such a financial interest shall
be employed or retained by Bright Community Trust, Inc. hereunder. These
conflict of interest provisions apply to any person who is an employee, agent,
consultant, officer, elected official, or appointed official of the City, or of any
designated public agencies or subrecipients which are receiving funds under the
HOME Entitlement Program.
F. Bright Community Trust, Inc. shall ensure that no person will be displaced from
his or her dwelling as a direct result of activities assisted with HOME Program
funds provided under this agreement.
G. Affirmative Marketing - Bright Community Trust, Inc. shall affirmatively market
all housing units developed under this agreement to low-income persons in
compliance with 24 CFR § 570.601 - Public Law 88-352 and Public Law 90-284
and ensure maintenance of documentation of affirmative marketing efforts to
such persons. Prior to any funds being disbursed under this agreement, Bright
Community Trust, Inc. shall provide an affirmative marketing plan acceptable to
[GM20-1510-255/259945/1] Page 5 of 13
the City documenting the affirmative marketing efforts to low-income persons
planned to be undertaken by Bright Community Trust, Inc. regarding this project.
H. Bright Community Trust, Inc. shall not pay any part of funds received under this
agreement for lobbying the Executive or Legislature Branches of the federal,
state, or local government.
Environmental - Bright Community Trust, Inc. shall comply with the provisions of
the National Environmental Policy Act of 1969, as applicable to projects funded
under this agreement, the Flood Disaster Protection Act of 1973, and the Lead -
Based Paint Poisoning Prevention Act and the regulations promulgated
thereunder, all as amended. Bright Community Trust, Inc. agrees to assist the
City to comply with the following regulations insofar as they apply to the
Environmental Protection Agency regulations pursuant to 40 CFR Part 50, HUD
Environmental Review Procedures specified in 24 CFR Part 58, as well as all other
applicable environmental laws and regulations, all as amended. The City shall
ensure maintenance of documentation to evidence compliance with
environmental statutes and regulations with the assistance of Bright Community
Trust, Inc..
J. Bright Community Trust, Inc. shall establish and ensure the eligibility of
purchasers of housing purchased under this agreement regarding low-income
homebuyer requirements specified by the Department of Housing and Urban
Development. In addition, Bright Community Trust, Inc. shall ensure
maintenance of beneficiary information regarding persons assisted under this
agreement, including name, address, social security number, race, sex, income,
and whether the assisted person(s) is elderly, female head -of -household,
handicapped, American Indian, Hispanic, Caucasian, African American, Alaskan
Native, Asian Or Asian/Pacific Islander. Bright Community Trust, Inc. shall ensure
the submission of the beneficiary information to the City upon each loan closure.
The information shall be maintained for each housing unit and person(s) or
families assisted under this agreement.
K. Bright Community Trust, Inc. shall provide drug-free workplaces in accordance
with the Drug -Free Workplace Act of 1988.
L. Bright Community Trust, Inc. shall ensure compliance with all requirements of
the Contract Work Hours and Safety Standards Act, the Copeland Anti -Kickback
Act, and all other applicable federal, state, and local laws and regulations
pertaining to labor standards. Bright Community Trust, Inc. shall ensure
maintenance of adequate records and reports to evidence such compliance.
M. Records Retention - Bright Community Trust, Inc. will ensure that all records
required under this agreement are retained for a period of seven (7) years after
the applicable required period of affordability. Bright Community Trust, Inc.
shall furnish, and cause all its subcontractors to furnish, all reports and
[GM20-1510-255/259945/1] Page 6 of 13
information required hereunder, and will permit access to its books, records, and
accounts, by the City, the Department of Housing and Urban Development or its
agent, or other authorized federal officials for purposes of investigation to
ascertain compliance with the statutes, rules, regulations, and provisions stated
herein.
N. OSHA - Bright Community Trust, Inc. shall ensure that where employees are
engaged in activities not covered under the Occupational Safety and Health Act
of 1970, they shall not be required or permitted to work, be trained in, or receive
services in buildings or surroundings, or under working conditions, which are
unsanitary, hazardous, or dangerous to the participants' health or safety.
0. Equal Opportunity - Bright Community Trust, Inc. shall comply with Executive
Order 11063, as amended by Executive Order 12259, and shall not discriminate
against persons on the basis of race, color, creed, religion, ancestry, national
origin, sex, disability or other handicap, age, marital or familial status with regard
to public assistance. Bright Community Trust, Inc. shall maintain records and
documentation to evidence compliance with this requirement. Bright
Community Trust, Inc. shall take affirmative action to ensure that all
employment practices are free from such discrimination. Such employment
practices include, but are not limited to, the following: hiring, upgrading,
demotion, transfer, recruitment, advertising, layoff, termination, rates of pay or
other forms of compensation, and selection for training, including
apprenticeship. Bright Community Trust, Inc. agrees to post in conspicuous
places, available to employees and applicants for employment, notices to be
provided by the contracting agency setting forth the provisions of this
nondiscrimination clause.
P. Civil Rights - Bright Community Trust, Inc. shall comply with Title VIII of the Civil
Rights Act of 1968, as amended, Section 109 of Title 1 of the Housing and
Community Development Act of 1974, Section 504 of the Rehabilitation Act of
1973, the Americans with Disabilities Act of 1990, and the Age Discrimination Act
of 1975, along with all applicable regulations associated therewith.
Q.
Bright Community Trust, Inc. agrees that funds received under this agreement
will not be utilized for religious activities, to promote religious interests, or for
the benefit of a religious organization.
R. Reversion of Assets - Upon expiration or termination of this agreement, Bright
Community Trust, Inc. shall transfer to the City of Clearwater any HOME funds
on hand at the time of said expiration or termination and any accounts
receivable attributable to the use of HOME funds.
VIII DEBARMENT AND SUSPENSION
[GM20-1510-255/259945/1] Page 7 of 13
Bright Community Trust, Inc. certifies that its principals:
A. Are not presently debarred, suspended, proposed for debarment, declared
ineligible, or voluntarily excluded from participation from covered transactions
by any federal department or agency;
B. Have not within a three (3) year period preceding this agreement been convicted
of or had a civil judgment rendered against them for commission of
embezzlement, theft, forgery, bribery, falsification or destruction of records,
making false statement(s) or receiving stolen property;
C. Are not presently indicted for or otherwise criminally charged by a governmental
entity (federal, state or local) with commission of any of the offenses
enumerated above, and;
D. Have not within a three (3) year period preceding this agreement had one (1) or
more public transactions (Federal, State or local) terminated for cause or default.
IX REMEDIES ON DEFAULT
Each of the parties shall have all remedies available under applicable regulations or at
law or in equity, including specific performance, to enforce any obligation of any Party
to the Agreement. In the event the City determines that a breach of this agreement has
occurred, the City may terminate this Agreement pursuant to 24 CFR Part 200 and
recapture or terminate any and all HOME funds allocated under this Agreement. More
specifically:
A. If the City determines that Bright Community Trust, Inc. has materially failed to
comply with any provision of this agreement, or with any rules, statutes,
regulations, or ordinances referred to herein, the City will notify Bright
Community Trust, Inc. in writing and hand -deliver, with written receipt
evidencing the date and time of delivery, or send by certified mail, return receipt
requested, such Notice of Default to the party designated to receive such
Notices in Section V of this agreement. For purposes of this section, the term
materially means "an important or essential term of this agreement."
B. The City will allow Bright Community Trust, Inc. the opportunity to demonstrate
compliance with the agreement requirements in question. Bright Community
Trust, Inc. shall offer evidence of such compliance within a reasonable timeframe
to be specified by the City in the Notice of Default. Substantial compliance shall
not constitute compliance with the terms and conditions of this agreement
unless the City expressly agrees to the substantial compliance in writing.
C. If Bright Community Trust, Inc. fails to demonstrate to the City that it has fulfilled
the requirement, the City may take corrective or remedial action(s) as follows:
[GM20-1510-255/259945/1] Page 8 of 13
1) Corrective or remedial action will be designed to prevent a continuation
of the deficiency, mitigate any adverse effects, and prevent recurrence of
the deficiency.
2) Corrective or remedial action may include:
a. Temporarily withholding cash payments pending correction of the
deficiency by Bright Community Trust, Inc..
b. Specific activities required by the City to correct the deficiency and
to be accomplished by Bright Community Trust, Inc. in a specified
time frame.
c. Canceling or revising activities which may be affected by the
performance deficiency and were approved under this agreement.
d. Reprogramming any balance of HOME funds made available under
this agreement from deficient activities, or any activity funded under
this agreement, to other eligible activities.
e. Suspension of HOME fund disbursements for deficient activities, or
any activities funded under this agreement and subsequent
termination of this agreement in its entirety.
f. Termination of this agreement in its entirety and require Bright
Community Trust, Inc. to repay to the City any and all HOME funds
advanced under this agreement.
g. Removing Bright Community Trust, Inc. from participation in any
future allocation of HOME funds from the City.
h. Taking other remedial actions that may be legally available to the
City.
D. In the event Bright Community Trust, Inc. dissolves the organization, ceases to
exist, or becomes unable for any reason to fulfill its obligations under this
agreement, the City will require Bright Community Trust, Inc. to fully repay to
the City any and all amounts advanced under this agreement.
E. Notwithstanding any other provision of this agreement, should there be any
fraud, misrepresentation, embezzlement, or any other criminal activity
associated with this project, the City may pursue all legal and equitable remedies
available to it against any and all parties associated with this agreement.
F. Any decision regarding corrective, remedial, legal, or equitable remedies or
actions to be taken regarding this agreement or project shall be at the sole
[GM20-1510-255/259945/1] Page 9 of 13
option and discretion of the City of Clearwater. A decision by the City to pursue
one course of action shall not constitute a waiver of any other course of action
the City may pursue under this Section IX, Remedies on Default.
G. Pursuant to 24 CFR 92.205(e), should this agreement be terminated before
completion of this project, either voluntarily or otherwise, Bright Community
Trust, Inc. shall repay any HOME funds invested in the project that is the subject
of this agreement to the City of Clearwater's HOME Investment Trust Fund in
accordance with 24 CFR 92.503(b).
X TERMINATION
A. Pursuant to 24 CFR Part 200, the City may terminate this agreement upon thirty
(30) days prior written notice to the Bright Community Trust, Inc. contact person
indicated in Section V of this agreement. The parties shall agree upon the
termination conditions, including the effective date of termination, and in the
case of partial termination, the portion of the award to be terminated.
B. Bright Community Trust, Inc. may terminate this agreement upon thirty (30) days
prior written notice to the City contact person indicated in Section V of this
agreement. The notice of termination shall set forth the reasons for such
termination, the effective date of termination, and in the case of partial
termination, the portion of the award to be terminated. However, in the case of
partial termination, if the City determines that the remaining portion of the
funding provided under this agreement will not accomplish the purposes for
which the award was made, the City may terminate the award in its entirety
under paragraph A of this section, Section IX, or 24 CFR Part 200.
XI MISCELLANEOUS PROVISIONS
A. The officials who executed this agreement hereby represent and warrant that
they have full and complete authority to act on behalf of the City and Bright
Community Trust, Inc., respectively, and that their signatures below, the terms
and provisions hereof, constitute valid and enforceable obligations of each.
B. This agreement shall be executed in the original, and any number of executed
copies. Any copy of this agreement so executed shall be deemed an original and
shall be deemed authentic for any other use.
C. The parties may amend or modify this agreement at any time, provided that
such amendment(s) or modification(s) make specific reference to this agreement
and are executed in writing by a duly authorized representative of both parties.
Such amendment(s) or modification(s) shall not invalidate this agreement, nor
relieve or release the parties from their obligations under this agreement.
[GM20-1510-255/259945/1] Page 10 of 13
D. The terms and conditions of this agreement shall be binding upon the parties
hereto, their respective heirs, executors, administrators, successors, and
assignees.
E. Nothing contained in this agreement is intended to, or shall be construed in any
manner, as creating or establishing the relationship of employer and employee
between the parties. Bright Community Trust, Inc. shall always remain an
independent contractor with respect to the services to be performed under this
agreement.
F. Bright Community Trust, Inc. shall not assign or transfer any interest in this
agreement without the prior written approval of the City.
G. This agreement shall be construed according to the laws of the State of Florida.
H. Should any part, term or provision of this agreement, or portions thereof, be
determined by a court of competent jurisdiction to be illegal, void, or
unenforceable, the validity of the remaining portions of provisions shall not be
affected thereby.
XII INDEMNITY
Bright Community Trust, Inc. agrees that it shall indemnify and save harmless the City,
its officers, agents, and employees from:
A. Any claims or losses for services rendered by any subcontractor, person, or firm
performing or supplying services, materials, or supplies in connection with the
performance of this agreement.
B. Any claims or losses resulting to any person or firm injured or damaged by the
erroneous, willful, or negligent acts or omissions, including disregard of federal,
state, and local statutes or regulations, by Bright Community Trust, Inc., its
officers, employees, or subcontractors in the performance of this agreement.
C. The obligation to indemnify shall include all legal fees and costs incurred by the
City, its officers, agents, and employees, arising from the matters identified in
A. and B.
XIII TERM OF AGREEMENT
This agreement shall be in full force and effect from October 1, 2020 through September
30, 2021.
[GM20-1510-255/259945/1] Page 11 of 13
IN WITNESS WHEREOF, the parties hereto
hands and seals this Q15/ day of
ATTEST:
{-drRosemarie CaII, Cit
STATE OF FLORIDA
COUNTY OF VPINftLA S ly�
Oran S e
THE FOREGOING HOME AGREEMENT was
2020, byErc,i[.S WCPJS ,as
❑ Is personally known to me or
identification.
ave executed these presents and have set their
, 2020.
CITY OF CLEARWATER, FLORIDA, a municipal corporation
organized and existing under the laws of the State of Florida
By:
William B. Horne II, City Manager
L) crA 1,-kMo at\.q-
Bright Community Trust, Inc., a Florida
non-profit corporation
By:
Title: --Pr
Print Name: fickint..1144$
Date: 26,c, Nbii l3
acknowledged before me this 13 day of IVQJC/n b{/' ,
PreZ i d eil b . He/She
ad who has produced FL OL as
NOTARY PUBLIC
Print Name: rGt
My Commission Expires:
CI loS Gel
O6/Zf/ZoL 1
APPROVED AS TO FORM
for the use and reliance of the City
of Clearwater, Florida, only.
, 2020.
Laura Mahony, Senior Assist City Attorney
Clearwater, Florida
WARNING: 18 U.S.C. 1001 provides, among other things, that whoever knowingly and willingly makes or uses a
document or writing containing any false, fictitious, or fraudulent statement or entry, in any matter within the
jurisdiction of any department or agency of the United States, shall be fined not more than $10,000 or imprisoned for
not more than five years, or both.
[GM20-1510-255/259945/1] Page 12 of 13
Exhibit A
CDBG & HOME Income Limits
Effective July 1, 2020
Household
Size
0 to 30% AMI
(Extremely Low)
30+ to 50% AMI
(Low)
50+ to 80% AMI
(Moderate)
Above 80% AMI
(Non-LowiModerate)
1 Person
S 14.800
S 24.650
$ 39,400
N/A
2 Persons
16,900
28:150
45,000
NIA
3 Persons
19,000
31.650
50.650
NIA
4 Persons
21,100
35:150
56,250
NiA
5 Persons
22,800
38,000
60,750
N/A
6 Persons
24,500
40,800
65,250
N/A
7 Persons
26,200
43,600
69,750
NIA
8 Persons
27,900
46,400
74,250
NIA
GROSS (UNADJUSTED)
INCOME - 869,200
MEDIAN HOUSEHOLD
[G M20-1510-255/259945/1] Page 13 of 13