ANX2006-08028
APPLICANT, PROPERTY OWNERS, AND AGENT INFORMATION
KYl.jn Ll Moon
~I er~ lGV1e N .
Ll;}l ~ y 2. \ Y. FAX NUMBER
~ L. mclSOf1
APPLICANT NAME
MAILING ADDRESS
PHONE NUMBER
PROPERTY OWNERS
AGENT NAME
MAILING ADDRESS
PHONE NUMBER
CITY OF CLEARWATER
PETITION FOR ANNEXATION
PLANNING DEPARTMENT
MUNICIPAL SERVICES BUILDING, 100 SOUTH MYRTLE AVENUE, 2nd FLOOR
PHONE (727)-562-4567 fAX (727) 562-4576
(List all owners)
FAX NUMBER
PROPOSED DEVELOPMENT INFORMATION
LOCATION
STREET ADDRESS
LEGAL DESCRIPTION
PARCEL NUMBER
EXISTING CATEGORIES
PROPOSED CATEGORIES
EXISTING USE AND SIZE
PROPOSED USE AND SIZE
SIZE OF SITE
z.o3\ 5etty LO.ne N. - C\eaQAfit-V
LA
6\
FQ..m;
(number of dwelling Units hotel rooms or squa e
60 'f. \ 0 \
I (we), Ihe undersigned, acknowledge that all
representatIons made In thiS application
are true and accurate to the best of my
knowledge
STATE OF FLORIDA, COUNTY OF. PJ.N.e.LLAS
rn 10 a d subscribed before rne thiS I ~ day of
, AD, ~OtD, to me and/or
, personally
JOANNE D CORDES
Signature of property owner or representative
Notary publiC,
Annexa~on (ANX) Petition and Disclosure Statement docPage 3 of 4
CITY OF CLEARWATER
PETITION FOR ANNEXATION
DISCLOSURE STATEMENT
PLANNING DEPARTMENT
MUNICIPAL SERVICES BUILDING, ]00 SOUTH MYRTLE AVENUE, 2nd FLOOR
PHONE (727)-562-4567 FAX (727) 562-4576
PROPERTY OWNER NAME
ADDRESS
I~ti IL. oOdoon
LClne N. C-lW-~ F I ~ 331S~
ILl FAX NUMBER
ADDRESS
PHONE NUMBER
FAX NUMBER
ANY OTHER PERSONS HAVING ANY OWNERSHIP INTEREST IN THE SUBJECT PROPERTY NO
NAME
INTEREST IS
SPECIFIC INTEREST HELD
DOES A CONTRACT EXIST FOR THE SALE OF THE SUBJECT PROPERTY? YES NO
CONTRACT IS
ALL PARTIES TO CONTRACT
NAME
NAME
ARE THERE ANY OPTIONS TO PURCHASE SUBJECT PROPERTY? YES NO
LIST ALL PARTIES TO OPTION
NAME
NAME
I (we), the undersigned, acknowledge that all
representations made In thiS application
are true and accurate to the best of my
knowledge
NO
ARE THERE ANY MORTGAGES OR LIENS ON THE PROPERTY?
MORTGAGE HOLDER(S) NAME New ~
LIEN HOLDER(S) NAME New CL-n+Ur
:COdSol
e
~OcfQ
Slgnalure of property owner or representative
",,,,,,,,,,, ~ JOANNE 0 CORDES
t::&~~ MY COMMISSION /I DO 237342
~. W EXPIRES Ju~31,2007
. ';~, ~ Bonded Thru Publi; Und9!wrtl&lS
Signature of property owner or representative
Notary public
Annexallon (ANX) Petlllon and Disclosure Statement docPage 4 of 4
Pmellas County Pubhe GIS V
Parcel Report for
f'rQp~y. ADDra Iser
Mumclpahty
Zomng
Comp Land Use
Acreage
Tax District
Voter Precmct
Fire District
Evac Level
Census BJ ock
Census Tract
Zlpcode
wlthm 330ft of Eagle Nest
within 660ft of Eagle Nest
~r
2031 N BETTY IN
03/29/15/12060/011/0020
Plnelias County
R-4
RU
o 116
CTF
528
05 - Clearwater
E
103
0263
33755
No
No
Page I of 1
Igj Close Window
http IlpubglS co pmellas f1 us/pubhc_gls/web/parcelJeport2 cfm?TYPE=ADDRESS&ST
8/14/2006
Pmellas County Property App
~r InfonnatIon 03 29 15 12060 011 C
Page 2 of4
03 I 29 I
15 I
12060 I 011 I 0020
14-Aug-2:006 JUT] Sr'U th, CFA Plnella~ County Property Appralser 10:45:06
Ownershlp In forl"'lat ion Resldent~al Propert~ Add ress. Use. and Sales
DODSON. KRISTV L OBI" 10982 oPG' 1117
2:031 N BETTY LN
CLEARWATER Fl 33755-1101
EVAC E EUAC
COl"'lparable sales value as Prop Addr 2031 BETTY LN
o f J an 1, 2005, based on Censua Trac t, 263 00
sales frofTl 2003 - 2004,
92.100 Sale Date DR BooklPage PrH::e (Qual/Un[;J) VaclIl"lp
Plat In forfTlatlon 1 12.000 10.98211.111 66.000 (Q) I
1925 ' Book 013 Pi1,s 059- tz/l.999 10.151/2.101 22.000 (U) I
0000 ' Book Pl1.s - 2 11.996 9.24911. 231 29.000 (Q) I
0000 Book Pl1.a - 8 11.981 5.2321 437 35.000 (q) I
2005 Value EXEMPTIONS
JustlMarket 19.000 HOMestead, YES Ownershlp '1 L 000
SAVE-OUR-HOMES CAP Govt ExefTl. NO Use 1, L 000
As~essed/Cap, 52.900 In:stltutlanal Exel"l, NO Tax Exel"lpt X . 000
HlstorH:: ExerTJ: 0
Taxable 2:7.900 AgriCUltural 0
2005 Tax InforfTJatlon
Olstrlct' elf Seawall Frontage'
Clearwater Fire VU'lW'
05 Millage ZZ.18IZ Land 51ZEl Unit Land Land Land
Front x Depth Price Unlts Meth
05 Taxes, 635.60
1) 50 x 101 800 00 50 00 f
Speclal Tax .00 2) 0 )I 0 .00 .00
3) 0 )I 0 00 00
Wl thou t the Save-Our-HarTJes 4) 0 x 0 00 .00
cap, 2005 taxe5 kllll be 5) 0 x 0 00 00
1. 230.18 6) o x 0 00 00
Without any exel"lptions,
2005 taxea wlll be
1.199.11
Short Legal BROOKLAWN BLK K. LOT 2
Deecrlptlon
Building Information
http //136 174187 13/htbm/cgt-scr3?o=1&a=1&b=I&r=&s=l&u=0&p=03+29+ 15+12060
8/1412006
Pmellas County Property Apr:
er InformatIon 03 29 15 12060 011 C
Page 3 of 4
ProJ2ertX and Land Use Code descrIp-tIons
03 / 29 / 15 / 12060 / 011 / 0020 .01
14-Aug-2006 Jl~ S~ith, CFA Plnella~ County Property Appralser 10 45 06
Residentlal Card 01 of 1 Prop Use' 210 Land Use 01 Llvlng Unlts, 1
IfTlp Type' Single Fanillj Prop Address' 2031 BETTY LN
Structura.l
Elements
Foundatlon
Floor SY5te~
Exterlor Wall
Roof Fra~e
Roof Cover
Continuous li.Iall
Wood
Frane/S~ding
liable-Hip
Conpo5~te Shingle
Quallty
"'ear 8Ullt
Effectlve Age
Heatlng Unit/Spc!Wl/Fl
Coollng
FixturB5
Other Oepreclatlon
Functional Depreclatlon
EcononO~lC Depreclatlon
Average
L 957
15
Furn
None
3
o
o
o
# Storlee 1 0
Floor Flnlsh Crpt!Unljl/Sftli.ld/Terr
Interlor Flnlsh Drljwall/Plaster
Sub
Areas
Descrlptlon Factor Area DescrlptHln Factor Area
1) Base A rea 1 00 768 7) 00 0
2) Ut~l~t':l 35 96 B) 0,0 0
3) Open Porch 20 il2 9) 00 0
4) 00 0 1 D) 00 0
5) 00 0 11) 00 0
5) , 00 0 12) 00 0
Residential Extra Fea.tures
OBscrlption DlfT1enS1Ons Price Unlts ValuB RCD Year
1) PATIO/DECK 286SF 5 00 286 L430 570 1,957
2) . 00 0 0 0 0
3) . 00 0 0 0 0
4) . 00 0 0 0 0
5) 00 0 0 0 0
5) 00 0 0 0 0
TOTAL RECORD VALUE 570
Pinellas County Property Appraiser
Parcel Information
http 11136 1 74 187 13/htbml Cgl-SCr3? 0= 1 &a= 1 &b= 1 &r=&s= 1 &u=O& p=03+ 2 9+ 15+ 12060
8/14/2006
Diane Nelson - Pmellas Coum ax Collector
Page 1 of 1
Pmellas County Webslte
HOME PAGE I TAXCOLLECTOR WEB SITE I ONLINE PAYMENT HELP I CONTACT
Diane Nelson~CFc
IPll1W.WCOttet:tCOln
owrmfttclt to Cit~M<el1f:trca 6fn,~
NOTICE OF AD VALOREM TAXES & NON-AD VALOREM ASSESSMENTS
AD VALOREM TAXES PINELLAS COUNTY TA~
2005 REAL ESTATE TAX/NOTICE RECEIPT FOR PINELLAS COUNTY RE 050230-2
PAY IN U S FUNDS TO DIANE NELSON TAXCOLLECTOR. POBOX 10832 . CLEARWATER FL 33757-8832. 74
GROSS TAX AMT I DATE PAID I RECEIPT NO I REGISTER I VALIOATf
$635.60 I 02/09/06 I 003718 I 52 I $629,
Mise Code
TAXING AUTHORITY
COUNTY-AGGREGATE
FIRE
SCHOOL-STATE LAW
SCHOOL-LOCAL BD
MSTU
LIBRARY SVC
SW FLA WTR MGMT
PINELLAS ANCLOTE
PIN CO PLN CNCL
JUV WELFARE SO
SUNCST TR AUTH
MILLAGE RATE TAX
6 8010
2 4410
5 1910
3 1990
2 3560
5000
4220
4000
0218
8117
6377
'ilG-isuarVISuaIGOV com CODYrlqht@1999-2005VlsuaIGovSolutlons,LLCAII rights reserved I Privacy Policy I Term
, OV
Assessed Value
52 900
DODSON, KRIS1Y L
2031 N BETTY LN
CLEARWATER, FL 33755-1107
ZIP 337
Legal Description
BROOKLAWN
BLK K, LOT 2
http //www v1sualgov comlpmellascountylbcc aspx?pm=03/29/15112060101110020
8/14/2006
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t= Name of &lIi1!!r~
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J S~mmary 01 6orrow"~s Transaction K Sum;nllIY"of SellG~s Transa~lIOn
'to~ G1D11il amGlHt' dl.l:fldun" !gQfl"QwW 410 Grou .lImC'~JJI d1JiII to ulrQ r
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10' ~!I"sCf':lal prnDi!lr~ '02 PenIJ'l'lSIs;lR)p(li'f\'
'", 'Sememen I chaf~:es to oouO'we.f (1loe t ~{)O\ 91;J.Il.l6-5 4D~
1014 li~ MLg F',o..H"O:m1Ml1Set...IGfP\'li 7991 rlS '0'
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110 .,0
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112 1-412
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'01 O~~ll or e<:lmest m~ne 101 E.1i:ess d1e~U h.1:tl m~I"t:l'
102 ?tif:ldo.J(amount oj IleW tOar.i($) il11~OOO 10l Se~lle1l'e...1 cl1.a.ra~ l.Q i>'I!:llcr ~hne 1':'00j 000
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He~ cent"ry Mortgage
!:Df'pOr"r ~onl
16400 Van IKa em~n 'S te I OC 0
I rn ne CA 92611
This Is A,1'rua CertIfied
Copy Of 11'16 Ongmal
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DEfINITION~
tlCirrLJ~j' 'U. thie: n10ft.VSor !,Huh...']" tlll,$ :)cc.unly Itl:;t~ .JmCTII
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~uy,nc"u; "Old fl' po, lho O<bl on full "..II,,,, (Jill" 05101/2035
U:'}I Prc.pe....1yH mtrlflS .he p-rnpefl)' l1Ylt l~ U:t.~Cllf-,l"..J below lmdel lnc he:ro::ho~ "'Tra.n.sfu of RLgnb m tn~
rl.~pr..'fty ..
(fl "I."",,' "\to,,, HIe lid., c'i,dc"",d "" lb. 'N"," plllS ll11t"",l 3I\Y P'''l'''yon..1 <lwJ,.'C$ nltd ['1" "111ft..'
uue lll\!kr Inc Nou: :iHlL ~Il :SlJtn~ d..c: \.Htdl.1 11uiS- St;:~trrHi [ns.tn.hnm1 plu:) lnl.erC:St
l(lll'R((i~~ 4 ('hUJ;ll:-. I:l.ll Rltk,r~ 10 .Ius. Sct'1lruy In!iil''\1L1'.I(.ur Ilul r;LHl- exrC'uted by n~tr Thr:: followulg
ll'~lr5 ". '" bc'O::<<:cUlOd '" B","'~or I<hotk hox '" .lpphC11bt'l
B A~Ju,..blc R.I. R,dcr 0 C,Oo\dlluj,hi He R,d., 0 Second Hotll< RJd.,.
Ihll""n,RLder 0 plu"n<:<l Un" Dcv.I"","'''' R d", 0 14 FlllJl,ly'Rldef
o V A RldOJ 0 D,,,,,~lv P.y".", R,d" ill 0Ih:r(.) l'l'"",fy)
Pr..paYIll~nt RId..
'Ill ^ pp hOd b I. I.. '" "'<"0" II c~lllrol h OJ; "l'Phtabl. J<<kral ,lRtC "'," tocal SlaN'.." J ell" I at ,..'"
<><<1,","0", .lle ,on1\o'.\I.""" f\\\'~ .Il" '"~''' (,M It.,..",, ,lfeu"r I.w) '" ~1Il\) .11 "Pllh,.h\t r",ol
Ill]11 JPtlC<'Ill!Ihlt': JUdlCli'd Up:11"lon~
0) ('cunm.un1ty \ ~...clatltlf1: [Jucs f.ft!8. iUHI AS'~.f'lj::fln:e-i'HS j rlleLIJ'LSi-aH du1.5 fees. aS$.l::ssmenU! and oljll...r
dli'(ge.::. thdl Rl C unp{~t,r nil abfi!)~r 01 the Proljert; by lL c.otldemnuJ.fP as5L1CmttM h-olneoWJ~cr~
:Pi$S.bl::latton 01 slnl[lar crgMI-4JUOn
(II 'EI"lr""lc rund. Tr,p,rer' )"IL1n' 1LlV 1"",fIT of f"nd" ,,'h,r IhJw I U'3I!",ctlCn ""&1">.100 by
~hctk l.haft nr ....hnlhlr paptr 1Il.....rl.fltl.r:l1~ \d11C'h ]50 In.ti:altd .1nough an (lccttoruc u::nntn~J lelcphomc
m::.~1 Ulm..L'~1 1;.:'t'fnrut~J nr m~rm!H:: If'j1t.. ~l n.... to l)fd,f'~ In~tn.lel ar AUthorIZe ll. finltOC"lal tmtHu~LC-Ll W tl.r):l~'
llr tNJII lllt U..~-(,:I!IIH ~Lllll tc:rffl- mdlIJt.",S b\J[ j~ rQl hHurctl to pQml of .&ale ~iIln5~S F'tU~O.In~l~d teller
In.l!.hllu. Inlflol;,1!,,-ttOns h.lLll~FU'~ 11lIlnh.d f]\ Itk.ptR.tI\C Wlf'. lruns-fen and ~(om:a~eJ clcas]ngltou....t:
tMllttr~
{'K) "F;!ICf1.1W ltern~' mC~[\~ LhoSot.. Ilems tlMI ~ c J~llbeJI ~u ~ecl~oll 3
'L) '\fl!!i<<ll.1.lntnll.!i r'-Mtli!!d1 mt.Jn:5. :1m:;, oomrl,.lI""'~lon ~ltkmemJ 'award Qr dami!!lg.c~ UJ :prC;lf;\..t$ pl'l1.d
'\]\ fJ.1'1Y' [[lud p.i!:rty tmhcr lhall Il1SUr./l,na;~p-r(Jct::t~!i. p;tm.l IllHleJ Itbc. roVc'iiges d<<cnbed m Se~1.\on 5} for (~)
d<.\m~;l!"e ~o or t!otr.ucuon trt lb ProperlY (I) C::('-Ildemnittlon flT odiC( laJdng tlf aU rllf allY p.il!r~ Cl1t!l'::;
Pt'Jp~UV l(lIJ) iL1)ll"'-C:Y1nte In IICM' I)~ -CU1lt!C1-"1ni'Jd(l1l or Ill"IJ mrsreprJ:,SC::rUbU.U1U, Qf or Otr.I1S,S-EO[lS 115 10 \he
vducmTldldr o"",h,,"~ nflhc fJoll"'"Y
(M) 1 \1m-tf;....ge. ltl.nH11:l}t~ll rne.1~'.sILm.i{H.tIH,e pfl,1tcctmg Lcndu :l:l.g...nnsl lha nOrJ]P'ytl1:l:1lt of Of der~'lJlt 011
,be In.n -
(N) , r'1r<~rlr~ 1") mon" ",,,", <h, "gul",l~ ,cp<""lod ''''mml d"", fnr (,) pr,"OlP'. end 'm.....' 'undcr I~'
NolO pi", '''j Mi.'''''"'''' "od,,- 5<:410" J 'Of tlm Suu-Luy Instr"ment
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lei) TIf\P,\' me "" ,hI. 1'..1 Es,,,, ~11'"","H p" '~"re< N:I (12 US C: ;,eCElon 25m.. ''''J) " <J Jl>
nnt)tr'lI11o.'11U(1g. ft:;b..tdl)l:lon R.l.~urnHO'! \ (1-4 C r l~ rift! J1(0) -It5 ili~ ringhl be ~natdw fw:n tlH:le lO
~11'J1\. or 1ti1v ~ddltliJlldl or ~c~.wJ Irgl!!'l./lhr.llt lot n.~lIliiiHon lha1 govc:rns the ~iUTlt; slJbJe{:NnaUtr A.... U:S~
III tlmi ~"U'ltv InSlntlJ1cnl "R~~PA" fdu~.o nil r..qulr~mrwts gnd restrictions [hat arc lmp=o~td III re~:ard
rlJ t h..-t:k:tdlJv 1\.1 lJ'C(' frIlJrt1}ig(,.. J01ft" ;::~ Ul Jt rJ1C: Lmm doc<. nOI qualify as 8 ltfed~s~]]y f:l.ll.l.{l'd rnurlg<'Lg.~
lo..l.ll Ul"dt:f R L.....r A
!f) I 'll<<e~:or ~" ll'l~-C-H;!ii llr Borr'i',,,Cr'r1 lllCoLI1:-' Iny Ilan}" Jt)l1 h.as taken mle ~o me h-QpeflY wb-tther-.or
nnl1hl1 j....Jrly.hQS ,J,\:'io1l1l\cJ EamJ\vcJ .s. ablJgill'QU"; tr....]a till:. r"'hHI!2i !i-nd/or t~I't SccW"nyTO~lrumenL
TRAN5fER or IUOIIT3 IN THE PROl'~R~TY
Tlu.... ~'Cc!..l:mv\lll:stn.ILrI("nl ~eCl.lr($ 10 lApJer' ('1 Ihe ~,,;;;p}ymr:=iJllJ[ lh~L.oii1n~ and!a.l~ Ttrl't!Wi1\S i:.:(tens.10JtS ~ud
Lilt,K[Jfh.'7lhull~ .of n~ Note" lnd (l~) the 1--"[;ffUfrMni;"" gf DOl rCFWt:r'~ r....O'Ye~tll.IU;s and (!.gre~mcrU.s \lndtr am,
~LLJrll\o 1:fl-"lJ'um~nl ..no l'hC' ;j'I",ote riJr 11\1'(, )lUi[lO~1". l3.onu'I"ViI!r OOei hereby mofl~<J,gC g,raru ~mc.l ~n."L'Y to
L...[1 b..r tl"t rOnm"H'~ ou=-ti[lbu' -piop-nt)' IO(,..tI.Il:d Lll fhl,.CQunty [1yp~ o[jr~c....or-d.il1s.J'LImd,~1.:I1I'(l1
lr P 1 fie 11 ~ ~ ~lIrne al R.I:Nn{Ul~ ~'lmdt...t.:~J
See ~e9.1 OescriptlGn ~:tathe~ H~r.ta ao~ ~"de . Part Hereof ~
P,,_'~ lD l<umb/;, 29/1 ~ I 03/l2lllil}/ 0 11 J OO~O
~U31 BETTI l~NE N
elf ar.,~ ter
("Prop<<IY'Add"" ')
wh'oh cUIT,,"'ly hIlS 1h" .ddre;$ of
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TOC[TKEP, WITIi ,II ,h, Imp"""'O",," fil!'" Or h.r,-",fl,~ "'''''led on ,be pro!>lJly ",d .fi
E..n~fn~ll~ ~l~~(lr(eIl1U"lC:e.s 2lJ'lli fixtures now ~ hUCRfl~1 :i!:. ('I3.n of the. property AU rc:pfaJ.emcl1ls .ffid
~dtl1llCTl" ~tl4~H c1t~(l ll~ covered by thl'fi. .::x:cur'tly hat n.flw~tlt An.of ~~ foregQJl]~ IS tderted 10 n Ilhl5.
\1..llJfltV ILl;...n.!l"'\f;t~. ;jl,.;; ~hi: Prtrperly
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BUli.ROwtR lOl/eN'lNTI; Ihot BrnTo"..r " l.wfully ""ed of th. cst.." hmby 'Q,,"~y<>.llIlu hll>
,10.. "gill l" ,~mlgllg.. 4'""' ond ""","'1 ,he Pr",,"") ",d 'oa! tho Property,s unoncumbmd .'''''pI for
Cl,""mb,:mc", of re<o,d ,BofTOWU '''IfI'''''' ;\J.d will "<fo"d genoroUy tbt' lla. lOth. P,operlY "So,o", .Il
I~f::um:;. aml m.rmJ1W!!O 5llble.cr to 1m} trcum'br,.l.nr.es. O. fCl:Ord
Tlil~ ~CtURITY [N\ mU\j [NT '0' """"" u",r"rm ""'cnllnls (0' ,,,,,,"nal u,e .oJ "01' UTllr",,,,
UIF.nilt'lb ~\ 1!1l11l11l1'Cd If<LlIjIUon.... by Jurl~:~h{'!loll Ii;) um::.Wutc a umform ~.ecurHy mstnlmi\:f'll {'o..Yerwg ~
pro] !..1W
UN 11 0 ~.vi [(lV[ N A rrrs Borrow,," ,.." L<<nl'T ",,"<OlllU aod "S'''' OS followl
I P'j !'DellI or Prlndpmi, J["iral-e.~'1 E....trl'Jlw Il~rll:!Ol Pr'4l'flyiif-tnt Charg~ llI"d Lalt- en::! rges
BOTTO",," ,b.11 pay 11'10." due Ih. prme,plIl <>.f "",I .OW'..,' 0' -tho d.bl ey,denoed by ,h. Nolo ;md .ny
prr;llr..Y1l1~J'\l d:~lU'S:r;:'HIl\d lllte~lk:h.arg.t.s. ..J~le ~\~d('.l' the l'tctc. Bnrr:9\1t'tr \P-all-n.'~ p(ty fU.J&:fur ~'ow 1t'C'"Pit...c
I"" ;l",,' '0 S,""O", P'~m"\ls due ~,1de' tho !'lplc .."d 'ml ~.~""ly Instrume1l1 slwll re "",de m U '>
cmrOH..) H bl.VC\l'ef If any ~httk ar other l.n'.:t.rLJHH..f1t rCN::IV.ctl by Lend.er iJ.S P<JymCllt under tl1-e:~NotC' or Hus
~l,.'\.ur!ty 111~ITtllTIE:ln I....lroturned to LeIlJe1 m~J'1;;:ud U'nc("( 1,.<1)1 ~rt;qu~n: lbat iiU1:!r or aU SVbS.~l1l*.:nt puymems
'ilL-I.: IUU(,jtt {llC, N't)l\. Ll.fld lh~'!: "k~ur~y [ri~t'lILj.C1:J1 hL In:a.dc. L11 one: or more -of tl:Jc: f(,loHowmg forms ./1.5
",rected bv lJ1l,d..- t1l <;:I,h (1)) moncy arut' (oj ,"1,fie~ ,ch,",k, Ib,,",' check IrcMUre(, ch<>:k or
..aJJrlc.t~!i. L.'hc~k1 Iptu'Ylded uny ~uch ii::r~ck l~ 'dr~wfl IljXm 1111 inshWhon wb~~ rlcpoSL!!i. :ve: insurtd by I-
f<:dcral,ogtocy nj.'1rum'll!.I"y, or Oll!lt> Or (f!J E~m"mc hnJ, n....r.;
P.ymom~ or. <lcemod '.""":0 by L<:nd" wh<o ,..."'LVedlll tho I"""noo doslg"" ,d lO ,b. Not. "' 1Il
'"c~ ^olh., 1001I'~1l oS ",oy b< d." g""<ed b~ L<:mi", '1 '" "".....n., W1\h the oOt"'" pro"",O"' ,~ St.'I'oO 15
L!..J'ldi::f I'li!i~ n..1UJ~1 riJIY n 'ym~1 l or pnhMl p L....mcnl tr 'he p3",menL 'Or partu!.l p.n)'me1\li iIlrc m'S.ut'ficleal to.
hri* [be Ul'J1j t::iJlH'!l'H Ll"l'Ider m:'l.Y l'ILC"tp1 Lryl pCl}ll1'1I.I'1 Of part.L.allptYlllenl ;U\UffiQCflt lljJ OJ lUg, th~ to J1l
time."! Wllhl III v.(II'J:'CJ Ilt lUl~ fLlJll<" ntrelJl,dt:r nr pn.JudH:'e tQ Its nijhl! W ~fuse such p.ayffiClU or partial
p1L~rnL.JIL'" IJt tt\c hlH:!,f1" I;,ut Lt.:f1<!:e.r ~ JU)'\. IJbh~~"'ed 'H3 ~~ppl~ 5,\]ch pO\)-mcr~t'S. 1\ lbc l'\me such pn)'.mw\u .life
"'''I'',d ] I c~oh p,,,"",C P'ym."( " 'pl'hw M of ,I, ..bedoled <I... date. th<n Le.l1d" need out I'LY
m'(,n..o:.t Qll \ rl.~pp.lltd fim~ LenJc:r mav I~l-ti iflCh uw~p:phc.d ("UF1ds w1.t11 Bor~ov.er ma:k~ J>>lyrncl'It l(,:l bnng
lb~ tOllH curnJ'IL ~lr Br;it~owcf -doc" tlOl (,ttl so wHhu~ a JeascrJi2hlt: pcilod '.'If tl~1 Lender s.natl -e'IlbcT apply
"'luch rund:s 'ilr rt"tur!1 ~llerfli to :L5QITO\....cr If not applied carhcr :SUc1l p~nth 'l}i.lll be ..lpph~ Co t~ nutstLludlllg
III 1I1CLll I' halaTl"'c, under lh" Note ullm~d.ul,l-::ly pl,lor 10 f<'H'\:drMl.lflt 'N-o off~1 or cblm Wbl(!b .Borro.we1
m~~ht hn\-c ~W\" or I" H1P: f1IIUfC 19f~(rfj.t Lt.m.Jet s.'" LlI n:lu.......~~ ~!h,.'Iwer from ma:Kmg p.a)'menUJ. uue lJlU:!f"r
1111.. \l-uu' .r\ll(] ~lr!O \~'"'Unly rll~ln.Jmcnt or ptrfomung Hle cO...I.enarru: and :igrl:eme[Jb $;r:13'I.1ftd h~ Il1lS ScciJI'ny
In.... n rffk."nI
2. Ap~llt:l.IFIUj] ur h) :IlU'lUl ur rro:CtHl~ 1E~c.cpt .ilSi otD'\l:t"W se r.lesa.bt:d \Ln H~l.s ~cuon:2 aU
P1)'!....".. '''''CJltW llTld 'WI,ed by ~"der ,b,11 bo .ppl'.; III lh< followm~ ,ord<t of p"or!(y (oj '"",,"
U}lC ""d",. 'he' 1'Iole (b) p,,"<<p~1 doo und... (be Note (oj "",OLlna <lu~ ul1d;:r SeeMo 1 S\Jl.h Jl')m<:nlo
~\.OlI b, .ppl,~d [0 eoo../l Por'o;;h< P"me')1 II] Ul' ortle, 10 ""'"h Ll bcoamt duo AllY rcml,mng ,"llll1l""
"\haH be- lql~hcd nr~l: UJ. h~1: <::b.'"J.rgc5i scr.....urn.{~.,) ~r) (Itl1a 31'OOUl.\~ duf" unrlt1lnn ~~urt\'Y In~\rumem and
dlr.:n....la redull.-t the prlltClpaJ bal.a.net; of !h-c N'iI~
rr Lell1~Q rCt:tl\t..,.n p1YmtlJl from ~B('Jrr.owcr for :n .dthnqlumt PCTllJlt;hc ?1ymrnt which lnclud~s a
i.tr1Ti\..Lt'H1 flmtHJirlL to. pay 1m]' I~!c d'1[~T[! t.ltl~ the p..'lJ'mC'[ may be applied to ~bl:: deilnqutnt ~1Ymc111 and
tht l~fl:: t.hiU!?t: If r"]orlte- d nr on:e p,,-undn:: Pl'lymull IS outs,l,andmgl L~\du fIlllV apply MY (':!Iynent rc:cel\l'W
110m Hnrlo'Wei to 1h~ r~p~) mc-ul of fhe PellooH:: P:ilyutcu.,s lr n~d II) th-e t'tU..u1 thM) u& pl'lymcl,t
,.....~
1001363284
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,"" he p.,d In t\1I] To Ihe ",,,on. Ih.. ;WV o><:t<5 "" ,", aft" tho pal molt,s 1lJlphcd l~ Ih. ""11 V'ym<n< of
~n1:1 Or JOlJr~ ~C:r1(](:h L ~a} llu:nt!i :!illl..ll e1:..:e.:s. ~YQl.l be "4lj)lIW Hl I'.ny , :Ue char gcs du.:: Voluntary
pt~p~)ihe-tn~ ::>l1llllllt ll,....pl1ed hr1t 10 D,n)' [Jrt'lelmcnJJ~lrfq::c;s Nld Ul'I:'1l as dr;sC'nbcd n the ~ot.e
Any 'pploe>I'oo <l I p.ym"". ,",,,tonto pro,,,,ls, or >,j "",11"'00"' f'ro<<<d> '0 prlrc,p.1 duo under
~ht Non: ,hatl nm o1:cftd or po:l~ponG tht. dUL d"l.te or Q1..:mg.t: t~ in'naUnt of th1: PalodlC Paynidlt5
J r"~d., 10< g","I> II''''' BOllowtr lh,1I p~y '0 Lend., on the d.y PelLed,. P'Yml.'1ll< Ilr~ duo
unal-er Ihe Note. until Lht: Non. l~ p,ud L1i full ;j'I, 5um (COI;; flJt'lds I) tu li'fOV1t~e rOt paVTrie'L~1 of :amDtiUI3 !fl.u:"
foT" (a) lla,."'lCl ~"d l\:S~au~ and o[b,r lttL'"IS Wlll.:h ta 1 attiun pnQTlty ova l1us\Sl:eurny ]Jl~trulUcnl B:5 [h
1'00 0' c'"'IlI"h, .nee 01\ tho P'''PCTlY- (b) [",-",holo! pay"'""", of Ilrrnmd ICIl1.s OIl the Proper,y If ..~y (ej
ptermu"'l fo, My ."d nil ">>"rei,,,,, "oqu",d by u:ndtr WId", Sot""" S lllld (ll) MOrlgoge r"'"rnn'~
pn:rru um, ,I "ny 0< ""y .um, p .y<h I. by !!off ow'" 10 I.codt:r ,n II.., of til< p.ymoiil of lv!Orl&ugt
(11s-Ural1<::c preffinllns: ul rlC-CUl ddllC:~ witli th~ pf.oVL11OU8 or Secuon ]0 Thes:e Hl::m5 are ''Called "~crcw
lie"" A' Qtlg,n",on oJ ~,,"n, I,m:: d""ng In. 'm!) of th. I.""" L1:nde, ron} '<GuIre (ba. Cornmllll"Y
~'''''''''''I'' D"es F"", ,nd A"wmc'l1"- ,f ,,";, b< """owt.,] by BiiITowof and ",.h do.. fe.. and
'l,~'..:;m~tu:5. :,'11'11 hI;,. "'1\ .c..s.cffl\'. ~~ell1 Oorrov,,':J:' :5111111 prompdy fuml5h to l.Lnd~ aU notice!. of i:lmOunl:l. LO-
b-\. p1~d llndltr [hI!\. C}'Cl"..trcn Uo;-mwcr slu\11 pay Ll..l'lclcr the f\.luds. tor f..scrow tlcms unless Lender "-1!Va
~~tn"n3wif\ obllgt4tl'Crfl 1'0 pty lbc ~ul1ds. f~II' MiV nf aU C~row Ttemlll ~f~'> W,Wvc BOCfl;'iu,cr.s
u~l.gl!tltlll to (Jay to L"cndcr FUnr..l~ fOJ IIJr:f Or ~ll [srrow Ittms 1.t MY tLmt: Any ftUdl Wal....-er 11lOI.} Gnly be
tll wr1tFl\g fa the ~venl of !.lJC:h wal'Y'c:r B01TO-\\lCT shall pa'" rtucll.tly when md where pl'lyabh~, lh"e\ft,mourfts
""" for 1\W C<onJ'" I'~IT\S for whrth jlllymen' 01 ] u"J~ on:< be<:n wawro by Lc"dor lU'd .f L<n"'" rO'ij""'"
...I\i.''' I I hl!filSh 10 utldt:r tCCt.lpt.a -{;.vldcncu1, )llrh p.ll}'ll"IC11t \1JHh.ltl 'S.I.lCll !1..Iml pcm;x.i :!is. Lcntl~ I!UIy r:~qUlr~
Oon C1-w\.r'~ obllg IIIQll r..,. lll~C .s.ut'h p.1ymcnc:;; ;1I1d hJ provujc fl:CC:IP!S ~b1U Jor al] ptlt.po~s b~ dei:mc.d to
be,.. l.tfj~~l"UH 1.lld Ii..!' tt:Dll1l1loontamcd in lhl~ ~lIrn} In;S1.f1JmC'rll asl .bc: 'phr:ase "lX1vl:llil:nlfnnd iftgreemeIlr
i. "sed ,n b.:r"Qn 9 ! f l3or'o\\'\-r 's 001 ,...,<<1 '0 pay E"" ow It<ms dlrcotly, pu",.,n' '0 0 W. VOl .nd
Btrrm'Wt:r f,'ub. llJ pay Ib,=, 1mIJunl due for Wl Escrow hem LCI"Idc:r may exerC"l~ its nghts lJod-=:r SC-C"tl-I1f1: 9
,.inti, pay ,,-uth ammml Jmd. 'Borrower !5.nall d'cn b~ cbJlg.B.lcd um.le:r ISeCUol' Y lO rtpilY 10 l~nd€f lID)! s.U:t::h
.moUI" ~eode' ""'} ,,,,,oke ,be wal"", .. I~ any or ,II Co=w ltom' .t lI!lY 11m' by , Oolloo S'''" '"
.actorrlDnt'~ wHb Sc;tf.oH 15 ftrId~ :upon .suell r'.....\lCt'FlllOLl R(lrH::n~J~ shill pay to Ltrldtr all f'IJnd~ rmd rn
wrb amotl nis ~hdt are thtll T.eq lIlted !IJ nde-r !hl~ SectlQR 3
h"dcr m~y "' anyll"'''' <olt"", ~,d hold Funds ,n "" ,,,,,,unl (') 'IIm..e"l ., !""""t Lend",. '" .pply
II," r"",h nl tho ""l< '[1<-"r,O>;! LInd... R~~PI\ ,nd (b) "0' ,~ ,",eoed tllo tI'w:\mum ''''''''"' a lender '"0
rcqulr.c. undcr Rr.SPA I cnder .s:ha~1 r.;:s,rlm.o.Lc: Ihi.. ~mOlln! 'Of Funds due on lhe 'basiS- of C'lIITrn! dHr.o. md
'ei!..~lJl~bh: cshn'\.,,\!~ of I:J:pcnl1Ir1J~C5 'CIr f\1!QtC" LSC"L'OW r!'t:nu. or O1h~wJ:st In j;lce:mdn:oec 1'I.\.1lb Ap'Phc.''bI~,
Low
ne '''nd, ,b111 b< ItoW ", nu '",H'"'''''' wh",. d.poSlts are ,","red by a l<tJerlll "i"'ney
~n~tfUlnttll./llll'V or rnH\)~(tndudm~ Lt:n~1:1 lfLtAdl:f u: an LQ:!iitltuhgtl \\.'host:: dcpOS-lt.s me 5.0: tusl.lred)<.ur ill
.lIlY F~(JC1l'L1 110mi:' Lo5rt Blffik L~deT :.:b::dlllpply the rund.!i. !(1 p,ay tbe [1icro\\ [t~ no l:ala lb:[U) ~ht UL!1C
'1'0'" lied uoJ" Rr.sr~ Lmtlcr ,hall no' <barge !!orroW<! for ooldLn8 nud .pplymg Ibe Fund, """,,,lly
un.-llp.4l1g lh~ e-::,l;Tfl\l.,J.LCU\llll 01" v~J1rYmg IIJI.: [~CfO\\. h.err\5. I..mt~ Lrod~r pay:5. BorrcwcIi ml:rCUtOll ~hc
rL~mf~ ~f1d APl)IILl1hlL Lml;' l]l'fmHo;,; l~:ndCf IO\mikt. ~lfch' I t.h:itgi',!: Unfe...or.:s,nn a~~~ern-enl 15. mad~ In wribnj
Lll AIlPfu:4lCk L.ff\'r n,"'lL.dJ C-S H'1tCi'CSt lu be:. r,wJ (11' lhi;. rtJn~.! Lender shall fiQt bt: n.qu1i~ 10 pay Bonow.r:r
1.l1\ uU.crUI ur ctullfQgs -on. thJ;;: f'm1(Ja. f1.cntlW"f :nnd Lender trll\ W~ m WYlUI'lg hov-c.'iI~ tbat intcr~~
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~hn~l be p,~d IlIt thl rl.!l'1IL'i Le..m!u s.r~1I Wile fo Oorrnv.cr wnhoul thntgt: an kljlQual acc:otlntm.g of Lhe
FuLld,..., ,,,,,"lted by RcsrA
It ~hCf[" IS it '5-'Lflpltl~ of f'llTl~ hdd Lii t.3trow ~i" dt:fillet! titid~r RESPAI .Lender ~haU nr.J:;c.un.l 10
Borrtrjl, u ,.or lll~ e"!:'Cr:~ funds 111lh.t:orch1;tJ~ wllh RL.~PA If .'hue:. 1.s. It wortagt. -uf funth hdd In at:rC'''~\
" J.~o.d undcr (l ESPA L<o"dCl ,hall L1~Ht} Borr"'''''r all reqUired by RE~PA, Il\ul Borrw>er ,"nil pAr I"
L....ndc! Ihf. :jI;1l1"IJJl~ m:'c~~l[ry tn mil~Jt. up lh~ :shonLlge1lil acl.Ordanc:: wLth Rt.SPAr b'Ol U1 no rno-tc: ttJ1n 12
"\"'!tIlI'I'.ymetl" If,lIero". dcflCl<lICy offu"d, tn.ld '0 ""'OW,., d.lin<d,"odcr ll.LSPA i.J:nder ,lull
1l0"fy ~"'ro"<' "-' "''i"UW by R[S~A It( d B<J"uwor 111311 PO)' '" L.~d..- th. amouIll o~U$o.ry (0 mal<<
\1]1 ,)" dor."~ncy '" ,ccord.,,<" ",,1l1 RESPA.. bLLl '" no mo'C lha" 12, monthly P&Vm<OI>
~ Upon P>}" """ I '" lUll of 'J I som. ,,,,"!<d by Ib,j ~rlly IN ""men', Ltndcf ,Ilall ~",mp'l y rofund
'0 u",,,,,,,or IlIlY fund, held bv Lend",
~ eh.'ll"" U,n. B<;lITO"er ,hrll pay ,,11 ,""OS .....c'"","'", oh"'S"", 1\""" ."0 ,mpOS'lIO~'
.Ur,b"l Lblo 1<> ,he PrOper," Whloh oM Qltl'" pllQ"I} 0"" to" &:C""ty )1\5trumCTl', I=bok!' !>"yrncl1IS ,"
~mllJt-d rL'!'Us On rhe PrrJi-""tIt'/ If MY .l.'l.d Comr-u.lHlt} Assot.l-cuo.r OtlesJ fet1, and ~LnetltS If :any To
tile c.... tt.nl rMl UjQ"C: It~1l'Uii .lift" (.s.crow I ter~ SOl L OWcf Il.h1.11 [l:l)' tt' em m ~hCl tl\annci' pro'iJ I tied '11 SeetlOt1 3
~"'rtl"'or 4>t11 prti'''ptly dosol''''8c ""~ 1,.11 Wh,.Jl h,,, proOHtV ovor tb.. Seollf!ly ]",trDm<l11 onl,,",
!!O'<OW,"" (A) "fl1Lti LO """'''8 to ,bc POl}"""'" of too nhILB'uOO .<ocur<d by 1110 loon In . OWl..... .c,,,'plable
H) Ltl1Jer hut ordy 'itdo.n,g ftS RctrrQ\lIcr IS po fcmnEi!lg sl,~I...l1 agr-e~flent1 (b) tonlt;st!!: lhc hen In good r,.th
TIJ gr dd"-I'ldi I~.jt~m,' ~1l1\rCi:n~t Qf Lh!'" llCI'J III 1t:~1 ptt)(<:edmgs w11.Jch m ( enderl:!i, cpmll~1"l upcrate 1.0
f)h,':\'t':m the -enron:::cmeru of tj]ot: lJ~n 1,l,If'1-I1c .llOse prQr;~dln.gs. ~e ~ndm& bur only unhl SlJcll proeeea1ng.;,
8n: conChH1cd-' or (L~ ~[.c:ll!r~ ftmn In!" hold~ of the hell :an a.gr-c(ment :s:alnf3.c~ry to Lt:lldri" ..subon,hnatHiS-
In:: heJ" 10 thIs Sa.IJrllV In.stnunertt Lf Ltl~t1cr t.h:rtrmlnt.5 (hat arty ~ 'Of lh-c Propenv lS ~hJt..Ct tt) t lieu
whl"'" can all.clll, pnOfH}I nVl!i llm. SCC\lrn'Y r~rr;:Lwil1r;:lll LCl1dc:r 'l"Y gIve Borrower.a n~;H1Ce l(h..tuiFying the
,,," ""m'" I 0 ~,V> of ,h" d'to "" wtuc~ ,h.. nnl'.' ts yl\ er" llon"'"'" .holl ..."fy tllo It." or llIke ""0 or
mlJn~ [l r 111l]: 1("IIO~lS $l::f fOr:l.h -nbovC' In dll ~ Sc::c.t~Lm .l.
Lendr.r m3) n.f/uHc UUf!QW~cr to ~MY Rom. t]rr'tC' L':harge fur a re.:.1 cl:tatc {ax 'Io''t!UflC';tltlOn tltld!Uf
f:t,,[)('mlng :set~lC-e u-.eti fl." L-eodtr m cOf'lncc:uQU "'Ith tilL:!. Lo~n..
5 Prf.lptrt) Jni:1,I...m(e B(lJlo-Wer !l.hall kc.c::p m: Impro'l{tIIl'CTlIS)now !::XistLfl.g .01 httc:~ft~f erected 'Otl
Lho Pmp"rtv ,o""roil ~P'om I"" by fLre hnt.11 d, mdud<<l wllh,,, ,\10 lOrill .""",,,dOll ..o'er"ll-; ""d ""y
o'her l].!1llrd.';, ,,,du"m!: bu' ",)ll'/lI"cO I~ o"'lI)qll'~C> .nd fioods, for ",h,oh Lender ""lUll" u=o.
Tlih.. Ull!.t.ItMCC 'Shall be IT'lIWl16llled 1'1 thiJ m~QtJrlli. (mduomg deduclIblt: Il~...,el:s.) and for tbt p~rlod:5i;t"al
l..-cndcr l t::qlurc.:;, Whal LtnJifr H:q1~1~ p~nmruH to lhe pr'CcedwB. :sentenees. eM c:hange: during Il'n:: U::rm of
'no Lottn Tho ""um''''o OOrna prov,dti,g '"e ,'I.'''....,.. ,hon 1>< <>II",,,,, by Bono,..,. SllbJ<OI to l.cLId<('
tlgM to (hsappro,,"c Borro~ ~hol.ce wh!..ch r!gllt loball no\ be. Ucn:::l:sed ~~Q1U1bly ~ntl~ .rnny
"''1Ulf" DorM"''' to r'Y '0 Oorm<otlon WILh Ll" Lo"" .,the, (.)., ono.llme <MrS' for round ",no
deltrmlltll.hOrl. ('(.LuhUltl)t\ *.llld !.f:'iC"t::Lllg 'S,=rV~cei cr (b) n Qne lime c:bargc. for flood :101\C dl"lerminll.l.lou
rnd cerufltahnn :&ervltCs ~nd :SUbS.OCjtJCII! C~i!Irgcs Cl\Cb 1Jmt funap~:llns=; or S"umlar CM[Jg.CS oc-c(U' ....bltch
,.",..,.bly m'&Q' ,If." ,,,o.ll d<<umlLl'"'''' or wuc,,,!oon Btrrower .hIll "ho bo r""po'I>Ibl~ for the
1"Y1"0,,1 0 f ""y fo!" '"'p"'O<:d by th< I od,,~ I Emerger oy M _son"",t AS""'Y ," 0'''' Ll""no" ,"Ito mo
n..-Vll;W of llW nOllll ztiii"1: dCtJ..rH\lMtL-on n::~lHtll1g frOlll an objecllOn by BOfTlimT
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If Borrowcr Cills tv lUam[aln anv l'lt Ifte t:OVI:(1gC~ d~k:nbed alJov.e lender m.a;y obtiUn 1.MLItllflCC
to>er.go, .' Lendor'> op"on >nd BerM"'''''' "P '"'' L<nd" " "odor no Qbhg'i1 \Un 10 p~ r<h... au;'
p;tt~"'II'" '~pe OJ ."''''l1n (If oovcrag. Thorefo" "If" <I>vcr.g. siJ!U1 ,ovor Lender, b~' m,shl ~r mlgbl
"nl prQ!tt111ofrourer B.'l!rowe" .qUtlY IIlI~' PfOp",ly Ort/!. OOOlClllS of m. Pmj>Of'l'. 'g."'11 any ft"
tU\ulT"d m h.o.hlhly and mlghr provld: gre~uc ur h;:~ ttlveng'l. llmn wtt5 i>>'~nollsly U1 eff~ BOt:f1JWCt'"
at'kn(Jwl~i.:r;s. rh(ll lllC c"O-:J,t -oj lh~ Hl:SlLr./linli;C to JU'Olge- SO ~btaJned ml8h[ 51gmfic.anlly C;;(teed the 'l...ost of
~n::..ur8nc:e lhal tiorra~..'tr -could bave OtJL 1I!lci1 AllY arn<JlJllL& d)sbursw by Lender l.lnder(rh13 Sectlun.j shaW
hf...'t.liIlT1e addWOtlAt d"tin of florl"ol,l,o,=r ~ClJl'tr.l by llu~ Seem II) Imlrurnerll Theatlla.n1OUn~ Soball bl::ElJ" nuef(:!:l
a:I ~he Note ra.ll:: rlom lbc daEll ofTdrshun:~rntn~ j'tfL-d sball be pa311~tt wL!h s\lcb mlercsl. tl'pon ootLU:- from
Lend~ to BciDowi!r reqUC5tLrlg1payrn!;:'rU
All ,n'"riut<< poil.,.. f''I"'''''' by Lwd<.r nnJ 'eI",,-aI, Qf ,"o.h p~hOL" sh.1l b. ,ub)"'" l<I tepd.,',
"gill ~ ol"'PProve ,.clJ po]'OI<.\.. "h.1I mdud. . "",,~onl mortgage cI'J'''' -.nd .!>lI11 IWrn! l<:odor lIS
mOrt !:>lS'o .nd/or as '" a~d ,uoOal 10" pay"" Lond,r ,~,1I 1m" lnO rtght '" bold lbe pol"" '" wl 'Cflewal
....."f,"""', If Lecd., tcq"'.... llOlr<>"'or <h,ll p'ornplly ~". (0 Loml<t all fmnpl> oJ p..,d pn,rl1lom' 'nd
rr..mw::tl notices if IRolTCwl."I' obThl1la m1Y forttl .or n,!.UfilI'lee: tGvcnge not olhC'r'WU1l:i re<:[ll1ud by Lend'l,.'t
1m ~amagt:" tQ Oi d~Srtu(llOf1 of fhl" r-ro~erty 11.Jt:b l)01u:y sball mdudc a ;;;raru:brd monSiltc cl~u:sc IiIlJ
"JhaJl nu['Jll. Lender itS InOI1,gAfcc ~lld/or 'l.S an !lddlt~QnalltJs.s ~~ ~
I" lh.,,,,,,,, ~f 10<.1. )Jorrowor ,hill I g'''o ~'"n.'l noltte 10 (be m,u"nc. Car",," .,,<! l<nd.r u:udtr
In,tv milk. I"oof or I"" ,f "01 "",de prami"l) bv ~",rowor l!nl"" L_"nd'f Md Burrow<!l' 1l1hctWLSO 'Wet
101 \Vfll,"~ ~IY ,nlOrall". proc.ods w\1O\1I0, Of I1\Illke ""Jotty",g ,~,orm>'" wa; r.qmrod by L.nde, ,hi]
hI. "Whw fo ,..tor.htm of'O]la" ",U" Propertv, If Iho 'cst.mM" or r<:p.alf" ,coM""",I!;, fu.;,bl.pml
Lc.llder!J, W"C\irH~ 1:5 flQt l~cmrl DlH'1ng :JIICh ft:p<'I;l!:, !il'~ r.estor.;LtII;;m pefl~ Lendr=r sPan h3V-t the: flgl:'It to
holt! 5U,="I\ lniuronC"~ prflctetls urml Lender h::1'1; hud I]~l orporlr,1"j~l,I to Ins.peeL SllC'h fl"'op:crty ~o en:5-l.m::~ [hI:
'-"ofk ~11'l;S bceIl oompldw to Leu::fJCf:S ~l,nSfa"..Hon .PJ'ovlclcd t'hG.t ~cb 1I~~pcCtlOtl sb.1li be underud.el'1
1)lomr-try LCnO!:!.r n'lay dl5buf:S-t pnH..~ds hr lht: rCri:'!JL(S 1nd n:SlOrallon 101 a ,mgle payL'nerJ 'lr Hl a Wt6
O(PI\tgl<" l"'y",'nl' "-< lh. "Cork LS,oOmple,..:! U"lcs,'" agroemctll IS rna<le"' wnl'"g or ApplJc>blc 1..>W
fC4.1U1re,\ n\ltreJ,l to be paid an s\J1;,.'h m~m;!UKC prtJc:u;d~ Le\ldt.'f!shall ['Jot he Teqllltcd lo p.ey B~orrowii" any
ulu~.n:~Sl 'Or en;(illlg, 'On ~uch prO<::l:cd:!j; fetS J[)r plJ'btu;: aGJust..et'!;j O! othu 1h1rtJ J'1ifh~l fctalred by
BiJ{t[J\vcr shall f1ul be l[l:llrl~Ollt (jf .he Ul.5.UT;(Ulce prO<let.-ds and shaU be: (he s.ol~ obligcllOn ofl B~rro,,',1~r [f
(fie l.r..'Ij;~.Qfl'tPUtl Df r-t.p.IU l~ not et"OOOIDleaUy feJnbk Of u..o~tr 5: secunry would be l-es5eI'Ie& [he msur1.rlCI,.
[1,,,,eeds ,11,11 be 'I'phed ", tho 'Urn, <ecurtd I1y "". Secu"'y liurrument, w"OIher "' 001,1>011 duo with
tht. L...:(t::t..~ If 8IlY, p:lid ~() Boril:"I.V{':( Suc:Jl ~n...or:'ll'1:4".L '\J'~oCc.cd'Si ,b1\.l\ tit 1pp1lcd Ln lbe ord~r pm....Jd-ed for I~~
S~f!il'l'I1!2
If B",'OWOf "b"",h,", Ih, Properly Lo"der, m'~ r.1.... o.goU'''' ..,d soule ony "oLiabl< ,MU,a"".
rlMn ,nd ,,1'lOlt moiler; If Borrower do.. "01 T"'pO"d ...,llnll .U daY' 10 . no~c< from Lend., t/,., tho
In.s.ur;aIJ~.r:: CiU'ncr Ita.... orfc.t~ll [() .sci[fc Ii dnun then] cnder may m:gQUal~ and J.ettle lb~ .c13lJl1 fhe 3:0-dny
pertod w,lI bog,n wo", d1< ""t". "b"'<O 111 0I1~'" .vcnl, Qr If Lut<ler ""qUIt.. !b< I'-ropmy onder
~t.~Hun 22 or t.1lhCJ.~HISI:' a~ffJWtr ~~rnb)' n'u::i~.l!i 10 Lendtr (a.) S.J,;lflQWff:S ngbe..s. to :i\ny InS1JrMt-e
prOLecds 1I1 an lIl'1L1:cnl nO! to (J:c~td th,,= :RIllUlu,t3 ,.:m:pl1.ld under ~he Note Of thE.!;; ~!l:Y hlS'lrllrnent Ana
(b) "'w ul her of ~\,".,wcr'. "nh" \ olhr HI'" IILv ngil' '" ,my r.fu ~d 0 r uii.amoti p'CllllUm} pa'" by
~"rrt)worl I,""or ,II ",,",,"CO 1'<'110'"' <:Qvc""~ Ih. P "1"'1) 'r.so'", tI.! WCh.rLgllLS on: "Fpho.ablc to t!to
il,.Dvt:t1ge of lhe i~rn[l~'T."'" L-c: lH~er "Ill}' 1J.S.C.1~t! Ul<"WAn:ee p,oce.cds e~tucr lo rqHl:lf or rc.s.tuic the rT~rty Dr
to ndf arnQOI l~ 1I11par-d und~ ~fu.. Nrl1r'i. pr tJU:!l. ~(lIrlly fMtru nent 'I,l,.lletbcr or not then due
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6 Oltl1p:iJf\t, Burr(i.wcr ~t:u'llr {'lL...Upy esc..abh~h and liS!: llu:: Proj}erI1 as.- Borrower 50 prU'H:.lpnl'
re:sttk:uu \'>jllul't ~n dt'<y:s llfiu lire ~).Cl:utlOn or dus Scc:url(Y 1JtStruul~nr wd'.s;ball tClnlltl:L,U:: co .oceupy l~t
p,"pot'y .. ItorTll",,~, ,P'UIClpal ,..~..,dencL fo,"' b..., """ yttr ~ftq tho (!.lIe of """,'V"noy ".1<.1.$ LomJ",
othCfW1.$e a.sfc~ ii] ,frItH'&. WhLCh C'Q!l:liC:.D.! s~11 nol be unrc1SOnitblj- w!tbhcW, or {ml~s ~e.Ku:n~u~g
CHCl:lJti5l.af'lce:s I::;CL:U ~lIc'h ~ bol,.'ytmd Borrow~n c~lllrol
1 Pre.s:-I:" athHJ, M:III [n IMD Ilrt ,II n d rrot~tll i".! n 'Of the Prhptrt} I [1lSpt(:dQn.h Dorrowa" :shill \ [u:n
de.cu'!l) dr'Unill,"C' tit' 1rnrHlLr tile P'rop<:rl"j "illr;"l-W ~hC' Property rn dclctlOflJilC or :Col'nrllll Wf,..~l~ en tht
L~fO 1'N:..'ftY Wh-:thi.,..f ~f IlilJ t llorruwu ~5 rcsu.h I1g III Iht PrtIperty BOl'1"ower ;shall mlLntmn the gf~peny ~rl
artier to p'",.nl Iho rrop~y hQm do","m "LI ng or d.Cre3S1 ng In ""l\le dlJo 10 ,I> CornIl lOun U1!l." ,I "
uc:tI....fTllLncd IplJl"a.Ulnl tn ~C:UOI"l :5 ~1]j1l r'l::pa1r or mtor3l1an l! not -ecro"omll2lly fea5lb[e, B{J"rtr~ .&h.'lrl
prompllv .fc:pau II'",;: Property If d.3.I:rtllged la avoid further Idtl~l&atwn Q1 damage Jl !~fiI\.Llet: Or
t.ond~rnn:[1l m prOl..:l:eds .tfe p:aJd m U'QF1IH.:enOI1 wllh a1ft"l:'lgc: 10 or the. takmg Qf the 1-'ropt:rty Bt1JTOWl:r
<h,11 bo N.'PO'Wol< rot, ,p,"","% or ""ilor<ng tho f'r<lp"rly ooly ,f Loow has ,,"""eo pro,eeds for ,""0
r""""'" Loudc'f ln~y d1,bu~ rroctcds fnr ,h" ..pm' and <ostoroUO" '0 a ,mgt. pa),oc", ur '" . w,,,, of
prn~ro..."'1i1)m..Jll~ ,'" thl.- 'I'oor.k tlo C'6frrplt!tw trlllr. 11l",,1lrJr1Ct t1! cClntjernnaUon proco=d.." ~ nOllkl,lmtn~ni
ru n..l).J1r 'Or rr;,>lmL thl Prul,,::ny .Dnrro\Ver ~s 11Ul rchc'i..C(1 or ficirn\,l; ct's obhgll;li9n. for ltIt C"tImpletHm nl
'111.11: n.1t-FIll' ul' ft,':lItOTittWn
l.t=lid,.;r or 1({ tL.sil::l11 ItllIy 1n:;.U::~ reas01\.ililc l.rnrlC1i U~Qn lUW mS~~H::llt~ of lhe- Prop-err)' If u hw.
n..a.-..unabh.. t i1U ~ e l~l,dLr mAY If ~tf the UUC:rU;H of llle unpfHvcmenu: en c.h.c Prtl,.-erty Lauier.ilis.ll.@ I.....e
Rnrruwe-r f1ollc~ nt the lLlT1e af Qr pliO! 10 "'iUcl1 m l3ltl".rlOr Insptctlnc ~peclfylr.Jg llutll reasrnlable'l,.4lllsc
S lion ""'.r~ Loo.' Appio,..lon lJ<>r,<"'~ .hull b< ,0 clor",I' ,f du"l'Ll! ,h. Lo,," 'pjlho.toOlll
J)r(.l(;'~t;S... Gel roWcT lJf an)!' per5bn:s or -t.'ntll Le5 aro I1g :n the "Lrcct (}[) Q r 601 TOW~ Of wI~h Borro""-cr':5
kI:l.ow!cd~e Uf cun~~'f1r g tn mafCflally fftl~:r; mlsSUtdmg or m.aCC\JTOlU:~ lnform.auQ'n Qr !SUl.t~lneLl~ I.{}I Lender
(w" f;::n I cd to pnn ld(; Lender lOlr-lth I rrnd.l"::nal mfCl\ 01.alLO n.} m CLlnnectHID WIth the Loan... ~t\atcn '!,l
~C:pfC.~I:I1t:.(lLIQns :lldl..u.1e. but iil:rc: l;Iat ll]n11td to:'" rcPTQruUUL~1.S: ~oncerm1ig BOffOwd'!ii OttLlpall-CY of lh~
p~Qpt;rtv :[\1;, Bol'TOI.i. ~ s prl m:'pal rts.den..::c
9 '~rot"tlon or Loodo'" Int.....l '" tile r",porty ."d Rlgb... Under Ihll Soc."!) Tn't...m."' If
[.j BOfTow<r f.,,, UJ ".,-!rJ"o Ihc ""..n.ool", ""d "6'''''01,,"<5 oonlluru:d Ln Ih" Sc"'I""'Y Ins!tUOlllO' (b) 'h..-<
" u l.~' 1 proce<d'~g Illot m igl1' "Il" ,r,""ally . ffu",. Lend" I mtcr.... '0 lho Pr~p.rty mdto' nghts "ndOf
OIn' Secu"'y 11"'''"''''''11 (I"ch '" . p",ct<clnlg on IMnkrup,cy proha," fo, cond""",.oOIl or ibJr..lu"" fOI
l.tl fOf~tnt .or !. I J r;.J1 wt1ldl rfl,:A~ l1tbi Ll pnofH\I OYI:T lU ~ s.:cunfy lnst:itlI1'itrl or m enforpc laws or
,,,,,,ubt"'''') 0' fc) Bo',r<>w<r hll' nblImlO1lo:d lh, rroper<y wen Lend", m"y do lI\!d ~'Y Ibr, wh''''vp< "
i\,i!r~OI11blt' ()f app:mpnat.... u,) pr~ltt."'C:1 L..'1ldels mn:r",t ~n llle PrlJpi;fty .Il,f'..d !lyh~ undu lhl~ SttlJrlLy
In:5\J1.1mt'D1 Inj".ltt'h~-~ prQL..cBl1g ,fI.ru::L'C1r 4'\SC'S];111!l tht! V.31uc of the Property nnd secdnng and/or rt:p.lmtnJ.,
.hl: Pwfi::rl'Y n;~:;dCf ~ lt~lon;s i:ill1 II,ch.lc.e bUI at"( l1011l1fUl.C:d tQ (a) fJ:l.Y'ng 1Iny :s,ums li:et'Ured b;f a hen
wh'c~ bo5 pnO/"Y 0"" th" ScC\Jt1ry 11"rumuU (b) 'p?~mg In ooul1 ""d (e) I"'Y'"B <<"","01,
l:I rforru~.Y" f~ fa pm W:cl If:'!. ll'~eren u) the: Pr-opt..'lt)' i..l~ld!o r f1Sb~ uQdet fl.H$ SQ.1...fny !ll!iilfL.un:ol JDC l!ldJ ng
'" ,cco"e~ !,,,,,""o 11\ . """"'-'VI," prooc"J'''8 S<coTlnJ! Iho Property mdud.., Oil' " not !>",,,,d '0,
,ntOTmg 'no rrop"'1y to moke ,era '" change 1 O<"'<S; ,q>I= or hoard 1lI' doors ""d Mndo"~ dram walt!
from llrl1(oI;j thr11l-llift't htul(has fir QlhCl cOO;:: 'r,I'1~lIRII~l'" or dangCftiUS cQrnhUol1S1 Illu.d h:wt: uBhu~ lUrIled
un ~,r {l IT" A j II ~(m gh Lr L1/JCi may ml;;r ~L nun U I F-dcr l f[l5 'Sc:'(r.t(ln 9 L.:ttder does not h:3vc j 1"l do 'i[l und IS nb1
tln<k.r wy t.huy Of 1..lhllbJoBun l"1:I GtJ *10 h I.ll. d;grL~ dlBt I e..,d-cr Incurs nO habtht,)' ft:!r I'lct ~llktng ,my elf .111
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1\"y rnno,,,'" ~,,\nlr<<:d by Lt1\d<l ,,",10, Ih,. SecI<nll Q ,hall b""Qino nrldluon..,l clebl of ,~"w\.'
=u"'~ by \lB' SeoUllly In."",mcn' Th"," ,mOUn" ,",iT bear '"t~r<m at 1l1o ,,()II T(Jlr: fron! 'h~ dato uf
dl;!ru{$Con",t Md 1~.11 b. P"1~bl~ "'lIh ,"ch Il '" ~". "jlOIl "olle< flOm Lemler l(I Borrower "'1"..11011
lluyment
rf (Jus; $uurlly l-nwumtnl t!!;: 01'1 !,t lcas.e~lQld 6orrowe, :!Ij~U comply with aU the P.roYlStCln:.:ii of lhe
loa", 'I r lIof<Ow" aCCl""'.' fe< <"10 ,~ th. Property 'II' I..,ohold .lId tho fr< mlo ....II rat 'ne's~ ""I""
Lcn<kr agrl:eS ~o u\~ KlUger Ln Wnfl ns
10 Mo"g'g. Jnsuran"" If lender rn<t",,<<I Mortgog. 10..,""""'" COodJtlOTI of rr,ak,1lS ,ho Lo."
n(SrQwCt shd-U fH.y the. p.r!:I1Hums n::.qLl1rW U"I mi.mt<'iln lhe lYlo:l1g.ag.e tnslJflUli:C LI] dft:e1 If fq,r any f~a..s.On.,.
lbe Mort~~s.c Ij:'Isll,.tl~'"'l l:OV~fil.g.C reqtlLrc:d hi ~CI' ,=ease.s to lH. a\1Ula-bl~ from d..e mortgag~ IF'iS1.. er .llill
prc'\-u)L.Ij,ly pmvldt.d !;Ui;h LntJt:iU\L.."C f1'I'Lt:r BorroWtf 'Wtt.S fettlJ1red tC'l- lnsJ...-I: ~;cly deslgnnled payments
\'lI>',ro II,. p,emnllnl fo, Mo <g.S' IJiliii.""" 8<)<'0"'<1 '"Jall 1l3Y Ute p.tm,,,,,,, ,nquored 10 Qb!,!m
""""'8' ,"I-;.."u.l1,< nq"".I"OI 10' 'hc Mortg1lg< lnsu,"",,< I"c,,"o",ly m offtct, '" . <XlI' ,ub.<\ll.Il,,"!ly
t:qUI\nlltnt to 1111:- (Obt to Ban QWeL t1f tbe. Mon~g~ Insural1(;C: preVLQl.Js[y In ICfTl:t:t" from nIl' nh~Il.J.lt'
mortb'~. "'~"'" scl<.'e<l hy L.ndor If ,ub,tonWlIly eq",,,,,lcnl Mortgagt In:.)lf''''co """<rag< \ nOI
.(w,ulJl~k\ Bom;lwc;r :r:.hall c:r::IlHH"JUC. to pi'!;' to It:lldcr 1he JI.'rnO'-l!U oJ ~bc; separzlely desIgnated p:ayrneLlt~ lhi"l
\~ ~ t: dllt! \\ her lIl-C 1I11.j,!Jr1ntc cuvcrngl.. ~~d to h1: m effect Lt:nrler '\l..lll n~pt. usoc: and (-C:tl\ln U'l~~
P Wl'llLJHL, [$.,.... I mm ft,ruHdnb-lc; lm:.s J~"'ve m lteu ~)( Mongasc Insunnt't,. StliC'"b ltiss f,..,.r:5CrVf: .s-hall hC'
"m' "r,oJ,bie m'lw,ltI."~"d"\ll'l1c f"", I"," tilt Lo." " "IIlUllll.l~ p.,d ,ii full, .M l<m\er .lull M\ b,
fi.q~lreJ ul I' I~ fJorrt'nll,.cr rlY nlten::s:t m earmng.., till I,ilJch loss r-e~""e Lcndt:r ~ nO 10l1gu reqJ.IrI:. lofs
1 C'oCr'''~ pi'lYll"le~'u"ll f /I..1ortg'gc. lnil.JTMCe t:OVCft1~ {Ill (ke llm'lUMllLnJ for tie poenor:! that L.end::lr rcqi:iJIt'~)
provid...-d by 1ln h15!..'rer s.t.J ected by l'tl\dL.."f fLij'l t} bemrnes .tSl,/iLllable.. [s uhti11 n~ Ir'..d LeHd~r rcql.Hrd
,q,orfitdy d..<g"""rl ii.yfn"". IOwMl. ,~O P"'In,""" fOT Mor1g1~' l".,""",~" 'If und" ""1",,<<1 Mortgago
h,-~jlf;:mcl; a.., .[J C"OfldltlOIl of makms lhc Loan MU OorJ O~r was fequuLd to mak~ s.~n:uel)' des.1snatro
p~yml..n15, townrd llll.,.l p~.::rnIUrn::. fOf M'Oflga.;gC ]~:iir!\J.1C'e BQrTUWtr s~.J:l1 pay the pf'=fl'Jl.Um$ l'tqUlf~d ~o
lTh"lII' illm "\II Drtg.l~e llStlr dlCC. Lr'1 dfi.-a Qr It) p~ OYldt 11 notl f~fundable io~ fol:Set'l"re,. Ull t II Lendtr'~
rr;:qtllrel.,ert{ rOT Montage rllSlmrnct: cnc~ ILll'Ltcafd"1.\lt:C rw.tb any 'I,Vflt rn agrec:mrnl 'be1wet,.-n Borrower nnd
Lr:""1(,.i::r prOYldn1,k1: tur 9.lch Iri!Ul....ll}.O r;:Jr m~lJJ lcrrllo ItlOn u;: fl:QU1fni by Apph~llblt Lf!.w NoUuns ulthls
SoelJon W ,""l< O&rowu' vl>l'y'lJOll '~jl>v h'''r<>1 'I tbe ruto provld,d "'lit< Not<:
\1on,S:ll,c 111.l,.klllI.m:;c: reunbur)Cli .L.CndC'f (or ILL1Y entity dw. purehi!S~ tbr Nott:l) rOf Ct'.nam los.'iCi It
mlfY mcur I( Botr(j,WJ;:f dC""'..Ji. not repay [he. LCdJ3 as ;l'l,g.n::.;."{I 'Borrowt:i" l$ nO~ ! pw ty lo the Mong2lge
InsurlU"C:e.
M-orlfag-e nlttlrc.r~ (vat~c dtt.U" lOu'Ll r1sJ: ill' I'll sllch Iljs.urlU'l~111..l force frcm runt lo tlrn-tr tnd m3)'
eDIct' Into .agreernent:t w!tb o~hcr prtrlLts .hat sr.rlli Of_ mO<hfy tl:lelf f1sli:~ Of rrollcc to~s.t$ The$t::: ragreemtrl\6
Ole 00 t,,,,,,, ."d oond'"ono ,hOl "'< "",,,f"'o<;, to llt< l1loflg'8" ntsuI<f IIIJd <he alll.. putt (()T l"'1uos) In
lhese agrccm.ent!i Th~~ ibgn:tmcflt$ mil)' leqllrr-c tLe [J1crtgag~ Ullun.t to makt: payments. I..SH g lJHI 'S:OlJl'CI'!:
of fun~' 111." <I~o mOOg.go ml""" m,y""v< ,vmlabl. fwhLcn ">OJ ,".~do funds 00,.",<<1 fron, Mon&l\S<
h'llii1JfMt:',j,. ~m,,,'lf(.oms;,
As " n:::sull ",t ~h~ agil:Cmcnls Lun.lcr l1ry pl,w;:ll1Iw of lhe NO~I armtbeL Lm;urer allY ~tl1S\lrU'
''''> olhcr ''''''y "' ,ny .mhal< or ."y of ,I", rn....gOlU& ,m'J ~ve (dortclly ~, md"octly) amou"" Ihal
dm..... fro", (Dr nllg"' 1>0 tMr"""""'" '11. rort,on 0' Bor'ow"', plt.y",,,nt< fDt Mnrt!ll'8' 1","".lL< In
uehl!tng-r: fm ::J.l,lnn,&. u.r moolf) utg ,hI.. mlJT1B~&'\.l U\....Llrtr"s ./'islt or "OO\ll;:lng to:sies {f ~rJ,ch iLgft:l:ll1-..nr
proV'u1~ ..rm\ all ,lhh;:1H. ()f Lp.:llder tll'Les a .l'.hJrc of ilie U1S-urer~' (1M m -cJ(cbangl:i for Ii\ !5.~arc. <;:if Lh-c
pH"nwU'T:lI p~ud too dlt rrl~m& .h~ .TI"l'lltJ....C,t~m L'" -:fl.L.J}jW1:nt'-d "c..aptlv~ rdnsl.lreoc~ 10 Fllrlhy
(oj ""1 1"'1).. .gr.,"","" will 001 ,(f", th, "","n,,1< lh.. ll.,rowet It.. "&,..d 10 P'l f~T
'lorlg-aGe: 1(I~r.1ntt nr nn} .nlhcl'" ~e(1n:!i: tJf1lht LO:'Ul 'Su~b t1igrt-elnen1.5 wm not Im::ri::nse tl1~ atuQ"illlt
Borr:b"'!l ~vlll (j.y,.t! for M!'I-rti!"~~ [rf~urmlc.e "uul fh~ will not elJ.tllle Borrower to .nn"l rdund
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'(hl ,\nl ,,,oh ~gretme"L< "m "nl .ff... Ih< rrgfiJ' ,D. rf'l "er h.. . ,r .ny ",tit <<Spotl 'n Ih.
"\o:Il)rq~,.tg~ ht5Unlne~ ufld:Q:r tb~ HonH~!}'W('I~l~ III ate-emu1 A.U of 1998 :or BOY olher law Th~"i.t nghB
m ['J)" I tit'! u d It: ~ h e "ght tn n!:tti f' ~'ntal n ~ fsd{l ~ Ir.Ire~ lo r~ ue.sl an d obt31 n ("allcl..l1 ~ Uon {pf tlle
M~trtt:.~~ lmuf.ant=e, to b:ave [I~e- MO'r-qpajJ;e fn~L1r=:],'Il(f- termhtrued 3utClimarlc:allj\ :iilldlo.r\t(l ("~c.eIY~ b
refund i;Jf i:lny l\'loj)"~g"gf lnSUtIUl<::t premi"ul:5i ff'\'i1{ wen! tu]eiJm('~ tit lb! tl.rpe of .ft.ll'n .c:llU:lfUliI!ij;On rlt
rttmlll:ilWln
11 M"~n",ent, of MI<tell~n.'"" Prn<etd., hrf.llUr< All M"oeU""""J" Procew "'" ll<robv
""liI'O<J [0 11m ,hall bo paId [0 Lcndo;
If'lho P'~PC<IJ ,~rlO1n"8<li <u<h Mos<<lIanc'OO< ",,,,,..d. .hall be II/lphcd to r<1lornllO" or "'p"" of
Utl.,. Pruperfy Ifl ~le rfilOtlil:..iOLl or f<<ep1W" 1<'; C{'onmmcally f-C:l15Lbli: :and l.~dcr''So S.ecUJdy 1$ n01 l~Lltd
Durl}lg. ~\.ldl n..H'm and t~lmiJ,Uor'L p.ttlOd Lti.~&;;r :SW1U bave 1be ngb\ t.O 'f-Ulrl ~uctJ Ml~cc:lbneous Drocr-cd:5
01\111 u-nd" ~"" h,d an OpPOrl"""Y 10 "'SPod Stlcll p, opu1y 10 ~",urt. t~o work b.. b= ""mpl,totl 't"
Under, ,al"f,",lIO" p"lVlde~ l!l",rocll ,iilpocl'"" >hall be ,,"dmak'J1 promptly Lo"d" moJ' po.~ {or tho
rcpfllTs and, r.o::5loLntlon IIl..3 SLngle dt:ihUT~IU1;fit -ar Ll1 :a :5~"'B~ .of p.rogr-e:s': pa'Ym~ts U l~ \I.'()(k~ IS
<<>nJ,l<te'<l U fi I.., "" agr<emtnt LS m,dt ,n wrl1"'~ or Al'l'hcoble Law fOqll tf,,' ,mo,," to be raid 0" ,,"cl,
~hs.Eeltlmt:.C~:c.. ~rm.ler!s \Lcltder shf\U L~Ol 'be n;q..mcd LO pay Bonow~ any l!"jtef~ or e<1mUlg5 on :;iLLcl.l
\" ",d 1'''00''-' Pm<;<<d, I f I IJ, ,o,,,or ""on or "'p'" "nm ="""",-,lIy I""" bl: 0' L""'er . lto"my wou Id
!l<' Ic""""d Ill, ",...,!I",,,,,,,, Proe",,"' .1,,\1 Ix ,ppl,edllo lho '"mi ,,<u,ed b~ th" S,cunty [,,"rumenl
,l"hClll~ llr no. 11 "n J~L ~lll. ll'u,.. C"'S:l;:S~ .f .rry ~,d 1[';1 B-(.lrlo"....cr :&.lth MlsceHaneoLl! Proret:~s shall ~t
"'-llptHlll 111 ~h~ I.m.lt.r pnwn:kd r~~ I~~ ~~('tirtl) :2:
In rflC' c....enf ul ~ uJ-tal !;Uur-f: d ('srr....cn on or hl55. hl \~lut of \tte Pro-pedy lh!. \1 Lsc:d [m .WUS
Prncccl! w..t1 be 'pph::d [0 the ,u"'! '!iCcmw by tl)o< Somtrlly In<""",,,,,t, whetbc: or no[ !lu"'- d~. "'tll1
Lh.: e)(ct:ss. l f XFlif t'fLd I j) Borrower
Ir 'he <;II<n' '0[-;; p>tlL.i cal<,~y d,-,lr"OllVn Or 1= 10 v.l"" of 1"" P,opOtty 'n wb oh the fR" [flllTkC1
".ruc,of ,he P"'r~ly" ",,~',,"Iy bef.".' tn. l""11"1 lal:ntF de:;lril<UO", or 10\.S tn '1011"0 " equal 1<> or
~'oal<r tll.... ,h, "",ou", of [he '" mS ,<cored nJ' I ~lli $cunl)' I n>/rum::III I mntedtOloly hofo m the par1Lnl,
ruk I "Ul dc5tru-cuon Of t~ m val 0 t: 'lJi'l [~ BotTQ\I.'"CT :and Lender Olhc'wl~ 68f.ec In 'Writ I ng" the SUlUS.
,"cnrod by ,h.. SC'Cl1f1ly In.\lrum,m >I,~II co' tcdue..t by In. amount of lb. MiIC<:!I.".ou, Pro<.<Oll,
mnll'Pr,ed by 'ho fOllo""'"o 'ructlO!l (,) Ihe ,""I ,""OIl"t Qf lhe = ,ocurod ,mmtd,.t,ly bof'or< llie
~OTl1al waoS do.""o"'l" ill 10\& '" voluo CMu"d by (b) tho fa" 9'",k<l valu< of tho P'QI""1Y
"nm<d!ii.tdy Il<ful< 'il_ p""I.ll.kmg, CO"""""'" Of IIlS$ u, vol,,"- Any bollL/l'" shall b'1'.d to Borrow,,"
I" lht ",:<,ot of" p.rullllak'"g, d"'trut1Lon or I"" ill ....Iui nr th,) Propmy '!' wh,eh ,he fa" marko'
..'"e of Ih,~ Property immerl,u1<ly beforo tho p.c1,,1 Iak,ng, d<llrl!Cllon, <IT loss ,n ~.Iu' " I.., lh.., tl"
a.nlC11UU of tbt' l!;Ull15 :5(:ttJrtd lmm'l:a~atd.... bt.(lTe tlu: paTual ulkn\g d;emruc.!LOn~ Of loss Ul 'Vlilu~~ unl~s.
Oor'o.......,d L,mler 9,ho,..,].<1: auo;, "' "'''lms Ib' Mu:<tll,oeous !>ro<:<:od< lbn!lobo nwhod 10 ,he ,um,
,",ocured by lhl& S(.cur "y J n.....lfUrIlOll wi'lt.: ther llf ll1Jf ll'"...e sums we Uu:n due..
f f rho P'OP<''IJ '" .bond""",1 by B<llTower Or If ofter ltol'c~ hy l.on.:I<:r '0 BOrrower th,1 '",
Ot,potlng PMy (OS defo"cd ," lb< "oxt i<r>""<<I'off", 10 ,n"J,o >Ill ~""ar<J ,to ""Ie a d.,m (", rla""go>
O['ijj ower f~IL1.S tU ~"pl1nrllq LlImdl::r wnlull 30 lilt) Ii 1ftU th'1: dale tM nohce \5. Sl'l,leo, Lcndef ~-s. ;:UltMftttd
~o I".n!le.u l'llld :e.pplv lh~ M l.stdlnnro~ P~uc:ccd'i. t.'1b~r to ~rr:stcral:ltm nJ r~:aLr ot th~ PtO'p(.rty :or 10 tit!:
""". ,,,,,"red bv \1;.. ~,""f(ly In'lromOll~ "bother." 00' lhm dn, 'Ol>l""ll1g PertV' itienns we 1~1rd ~'1rN
111<\t 0....... 'C"S' 'BOJ'rowr;::r \11~nM~l~ Procc:w.s. or tlw .part) Ilg.1lT\St 'I,l.boro Bofrower has 'A 1I:Bh1 of !cBan In
rt:b"11u 10 '\11~ct:1li'hIIl:O~1';. .Proceeds I
RflrTu~[,L ihall bt.. if! cl~fa.ult It allY ~c:;uOl] or ynh...ecdU)&~ wh-ctl1er ClVI[ Or crnulHal 'IS 'bcg.un that .'1'1
Lt.TU.....I~ JlI.Jgf?elH tOl..1lcJ fes~uh t11 fU1 rcll.lre 1,lf Ihe p('CIp~y or OlhCl:' m:iu.enal H'lipjll.lrtn-Cl}t of Lender ~
Init..1 ~I [I' In.c: rropcr1:r' -nr ngl1l.1ii, 111-Mer ~h Li) ~tltny '115tn..lIl'1~[J.l Borrower c.U] ewe ~c:b i\ dtfaull and If
11I,..Ldc-r,rJlmn hB~ I"'.(CllrT~U l(:lllSIJtf. ~ pl"O" tcka I[J ~IOU 19 by 1::111L5 ng lhc !Cw:m or pwci:C[hn~ tlJ i!e
u~,,1iI~d wltll :iI tUllrS \1r.1\ 1n Lender... JOtlglTwnt jlt~ludes. forfeLH.tre ot 1h~ Property ot mlrtr m1UiZr1l:11
~mr.;:u I1TlCJH lj f Lcndc..'T ~ lO lcrest I., th~ PJ 1j'1pt:r [}' m r Ls.h~ l,J f~du thIS :::'E...'tlU I ty lm;tJ umen! Th~ -p.rocet:ds Q r
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4~n}1 1wiiJl.l or d.o.nl1 f]r dllL'J1t1gQ. l!'-at 1J'C attrLhutabk [0 Ibc llUpa.JnMrlI of Lc:odc.......!Ii 1.nten:slj In Ihc. PropW'ly
ai" heJ'eby """gned A11d <h.II"" paid !~ L""Jor
All MOSCl:II.,,",,", I'tc,<<d, \.M .,. "0\ "l'phW I~ """~'."an ~, ,ep." of the PT"pcrtr .rlldl b<
;Iljppln;d In ttle ufdtr rrQvlded f'Or In Scchm. 2 I
r z Darr~wfr "ot Rel~~.s!I;t, Forlle...mln~1 ~Bv Leoder NQ( III Wl3:fViI!'r [.:U~t"'H'n [of the hrru:' for
I "}~'."I "" jnod,rocal,on of OlnQrtW!n~n of lb, S"ms ..,,""'" by II'" SeCUrity Inslnlt"lonl grnnlb:! by Lend.,
10 Borr~".... or '"~ Suc,es",r m h,,,,,,, or lltJITO"'''' >/'1\11 "01 "perillO '0 '"]~ Ih. Ilob,hly of Borrow"
or any ~"oern".. In In\.,...1 of Bor",we, londer .hall n"'''' ''''lu".d to ","'m<lle' pT<loudlngs ago>Olt
./tt'lV ~lJ:c.esoor JQ lute-rest of B.orro.v.u Ql tu rtfu~ to utt!\d 11mI:::' fof :p:'ivm~nt or olbet\.lils~ mor.hry
(uoo"~~~ILoll gf dl~ "-!Jrns <;.tl;;urcd by ~hl.S Ser.;unty In:5.tr~nt by rc.Mall of .3ny dm'..and moot b)' lhe Qffglflol.l
BOlT"'.\.! or .ny Su",e,,-ru ',on ]~t.n:ll of tlarl'(lW" ,\ny k:rbwan.. b, l~er In ..<ro"",~ 'n~ ['6bl OT
n:ned) Im::ludmg. w"lhoUl hmllDJlOn Lerma ~ ~r.:l.t:f'l~Il\.~ of p~yrrLl:[U,5 fr~m thU"d persons..... whtLe$ 'Or
~ HtU::$:strr<; m ImCTl:Sl of UurrOWl:r or m ~'nc'mHi lc~ ~hJ.fl thr: :ft.nu')lr..m1 ~1fl'l::n due~ :s b-l'IU no bt~ a wal ver of Of
pr~lude tbc e,'il;l,.rCI$,C of nn"l fight OJ O:f['I(:dy - I
l..l JQlnt iiHut S~veral LIJ.blhryl C~~lgner!l ~u~cwors and A5s:ign.li Boun'Ll BorfQ\\-cr covcnmu
[i'nd "1:rcE.">i)h.1l BurfO\.vt:r ~ obhg.1IJon.!i nnd 1~'fb11lty ;shall bl- jOlnl and ~v~ral How~ wy 80frO~f wbo
.....~ Msn~ l"(S Scruut" llls;U'urm:nl bu. dM) ~IOl c::."ec:urc. the NOlC: (:1\ I1CC iLgi1.cr-} (a) 1.5 -t:'O ~t&iTU1g lIns.
SI"C"urln h'l:MrVHlCJlt o~l.)' !:f.1 mv~glr,o grant ti'IlU r-mwq.' lhc -c(io-"~gtler ~ mtau1J m d:!c Propc1.y l.ltlO':f th"i!
1I,..,.l1b tlf ~In!j, ~1A..ll~lty [l\,~ttl.,llnenl ~b) I~ 11('l1 ptr.~~lwHi' obhg2J.cr:I [0 p:ay thl: 1llmll -sc:cuH:d by nn~ ~cu.r'Uy
[Mr.(uIllC'l'1 :ilIlU {rl agrcr.$ Ilt..nr Lendtr :IIInd ani ollIcr Borrowef CM agri::~ to e.nenc!, mQt;htV forbear .or
lTl1~c.. nn\1 1'tt"(Ul'Uli(\!J,i'lt1iJltJI. '''llh r~oM-r:! 10 Ihe tcnn:'i or 1Ius Sel;:Ufny l~t.IUm.c:llI or the. ~-ole \ViWour 1l1t
to-olgn1.'f1 consenj , I
S" "J C<:, l<l Ill' P"'''Ll) no.' of """tlen 18 ".. \"'000>0' In Int",..t of Bor,o,"OI ..00 """IM>
nor",wm tlbloSJIl\eM undor llu. S",,""'y Ill"'" "O"t In ","'mg, OIl" IS opp",.ed Ily L.nd" .r,all "hCl'o\
,II 01 Bnrrt>w","" "Shl> ond ben.fit' '''Idor _ ~lL' SeO"" 'y I""rtmumt Borm"er shall n,,, ci n:1<a.>cd rro",
Bmnl\vas IJbhg8!IOrL.!J. t1lid 111'1blrlty tlllJtr 111ls Stcuflt)ll....Wtlmen~ tJnlcss Lender .ugrCdi to !u.ch reJ~ In
"!'1hllll 1 b< ctn,cn'n" .,,~ o&I<"",:n" of Ih" ,.eumy 1L""""'<1ll ,[mil b'lId (,,"pt " pro.t<lw III
,cttlon ZQ) ""l bel tfLIlh. ,utCdl$On nnd ''''gL'' 01 U<ld<,
I~ Lo,,, Cb.'ll'" Lonrlor m.y <1'"'110 tlorrow", f= for 11:lYlOO:S fJ"'f<>tmed to C<1I1llectJon WJlh
BOT"'WOT' dor."I' for lbo pufpos, 0 f p'o ,."""~ Under. m\OlllS1 '" tho I'ropcr'y and nghl.< ~ndc, th"
S"'""'y I n.l1Um<'lt ",d"d 1 n&. bOl "ot I, m L ted 10, ."aTTley, r.:.. plOpcrty ""pecuon 1I1d v.lu"lIOn [teS
In rcgoro to any olhe, foc.' "l< 3/)..n" of ~P"" "JU,""'y LIl!JIlS Stoun<y IMTrtlmOlll11> ~hnrge" 'I''''-Lfi<
ft< 1<> Dm"""'" ,b.U nOT b. con<truw lIS' pralnbllLoll "" ~,. cruu-8,n~ of<IUoblfa: L<:nJ", m.y no' dwge
f.", lh.l.,.. "fII'O"l~ pro~,bw:<l by 1~'S Soeumy 1[",,,"men1 "' by Appl<<:obl. Law '
If lhe 1..01[11< 'UhJ<CllO , law wh,oh ..,. I.".""",m loan dl...S'" Imd lbllll.", l.\ ftnally mlS'1"olcd \0
lhar lb< lnl"i:SI or 0'0" lo'" c\1Af~"" ooH<cred or 10 l>e ooll<<lcd ,n conn",uon W\1ll the Lmm ..e.ed ,1><
PW"'"oJ J m", Ill." (il) any ,",h 10.0 elWBc .holl b. TeII"Un by the am"""" u"".......Y to, rcJ~,,, lh.
,h ''l1c '0 ,11. p"m'ltta ILmll ""d (blIUlY '"'~' llrcnrly <"n'eted !Tom Borr~W(lI" wh,cl1 ..ooed..! fl"Tmlttod
IHl1llS \\lll bt,. n..fun ft:.d 1.0 Burfo-.,:ver' LenC.cr rna) chouse. 10 nud:'1: ttllS. r<::fur d by r-eiiUl:LrJ..@ the prmCtp.,t
o",cd under lb, r{o," or by rn'",g " drT"" pl1)''''<Tll 1'1. BQI""'''''''- If a f.fu."J "duce.. J,,'no.!'"I lh.
.f~l".hl~lIOTl '\Ii, III be- 1f-enle~ 1:1 .a pnrwi.l 11J1:tm"'mem \.\~thout MY prl:pr.yme.L\l chargt (w~e:t.hc" Or 'It)~ i!i
pr4M......TH."ht II:bllrg~ I~ pf01,.ILtitd for utrdtr m~ Nme) BOfrtnver! l'lCrcpulnce or ,any iUch renmu mad-e bv
i.hftil r~YrI1Lnlln 5ormwt{ \l,I,U collStUUI.e a W~lvt'" of..ltIy r1ght o-{ action Botrov,tt mIght have lrt-lll'l;B. out
fir ,a, f> .!'vc-rd);lf~o
15 \I"jjCtl:\, ...'\11 uula.cs. glvc-n by O(ltruWl.t -or Ltnlh,:( II' cr;mntcj"Ltm }'I,th lhl:5 SiX:unty h'1:ilruml:l1l
.nlt~r h= It I wnwlM A.ll} 11NIt'Clf.t.i Bl:ifrow:cr lli Ul:(\1\Cl;Uf,ll1 \i. ~th thiS S'="-LliL~Y lru.trumriil o;MlI h~ oa:rm:d [0
[~)' Co h(t,.1l glvtl1lHl 30rUliwe, w1U::f1 mIulclI tn tU>t;1 th.'\..-(, mlul (Ir w.he;r "'l!;lual.ly rkbvered B) .8G-fQVI.'tr"s.
nod a:: ild:dri:~ . f WfI t to'r,l l)thor mWlll.ii tJ~tJC:c to 9fJV nllt. Hflfl owl:r s:h.:111 COnstltU1C n.o..~ to all B-orpawel5
, .,.....~ Il00736128ft
C(b Qtn) IL'lDO'#l..o.! v~ 11 DI f~ hrl'fl 3(110 1101
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"nl~ Al'VI!""bl~ L 1"i C'prL~!V <<~U"c< ntbc,wi~ r~e IlOllct ""dtllS> .mIl be !lUll Pfnp.ny Addl'e.\>
"nlcj;~ Borrowe, ~'" d'~1glU>lt~ , ,UMllMC MIL.... 1llld",,, by ""loCO !O Ltllcle< BoNo.... jlml\ pro<r,pl1y
ria" "J Lc" ner "f Oorn>wtr' , <:hange "f odd....,. II Le"de, '1'00' roe< . p',!cod",~ r<lI r<poo1ml> B6t,ow.~,
chang' <J/ odd"" 11><11 B<>rro""" sh"U "nly '"pori a <hang. of arldJi" thfuogb th~t .pwfitd pmo:d",.
T h~~ ~~y b~ onl}l ooe dc..'51gnak:~ rla1u::e Bdd:rCJis 1mdef dm. '\~Ctl n lY ~lJS.trumCTll at MY om: tun,= An yo
,t<Jj'C' Ul Lmd., "lull be g'VCll by Q'JO'e<il'8 11 '\r by m",l",g " by r",(c1oss mOIl (G lelllld, .ddr..,
St3t~ tttrt"m l1ul~ Lerld!;!r Ji~:ii ~18f1EHctl lU'l:L"it'!.~l .1ddr~ by nahQt'! to BQnowei- Atly nctlrc !11
CQflMct\Orl with tll\11 ~~my hl$lrurnt::rU sh?ll (lO~ b:c df:cm.ed ~o. have be.et1 gl"r'!en to L~dm- UTIU] lactll.alJy
"",","cd by Lrndcr If .oy "0"0< r<qur",1 by ,he, ~ocii"'Y h1>l'umont t, >I", ""lUlro;!\ ,,,,<.tor Apphe"",~
U'fi tht App.IICllbk JLaw rol'.;:qlJU".emem wil[ 1.,:~hS('I,I lhe oorH:.~pQnd~G ((ql,urem-enr under ~ft:HJ l;;'C'-un~}
Imi-U"1llnl.fl! I
To C""v""I,,~ L.w, S""...bIIHy R~I" of COI1.<1<u<l1oo ThIS S""only lnotrum<nL ,halT' b\.
!-~wr"<.d by f<;d'flll I~w /.~l;Ilb. law or ,be )"",dTeL'<>" '" Wlll<h t"e Property", lof.nl:d All rlSh" Md
ol:111gR,HOl.a ~untnl.nerl In thl!ii St.\1Jilly [u\!fumeJlt a.re :5'UbJ'etf to an)' rcqm1em'D-U ~d l1l1lll:aUOns or
AppIT<Obk LJow App!oCllbl< lJl\v ""~\, "plfcIlIY or ]'"pl",tly .1101" lb. purt... '" "8'" by ,,,ntrnct Of "
:I",~h1 b. ~,I,"\. bm SIJdI sllencc >;\jl\ll 00' II<: "on"rul'd .. , !"OhII,,"o" lI$.m>l og""""'o' bv ""'\~"'" 1"
au:: t.Venf ~hU1 any prd'j:i'~SLOll or chu-Se of Ifa!! ~!..'\.unty ~rs~arumcm or the N'ore conn.c~ \l."lrh AWltc.1bJt:
Law ~Hr-J'I ccmil~'! ;;.1"t~1\l 1'\0\ .\.'r;ffett Q~hcr pJ1:Wl.5rOm 'Ot thlS, Su:utEly Ii'lSlIlJTnet'Jt -or lb'l: N-ote wh.ct'l~C"fl."I lbe
!.I'...t~l t"ff1.:cr "'" Hll1U1 !he c.;;mf)Jc:tlll~ DIXW1Sl0Jl - I
oI\:!- ,w;;(:/j If) Ill!}.. &lC\H1ty Tl1~uumrnt.1 (~11 w'-CJrds. uf tht lfta::;i,Cutlne e.~ndi:l o;,hnll mtaJl and H1ChH.t-C
l.,o~rc"p4l1~Jln.ll nclll~ ww-d.. ur WlJfrl~ ,~f the f-!;;":mnHn...,geud-l.-1 (h) worm. Ul the 5lnguf/lf ShaH meal.] 13nU
'wt;lucJ{. ~hl.. ph.mlit and \Ii;t.: 'l.!U1W- at)d (tJ tbl- \I,.~rc.J n!1!,:aj"1 gl'l1~ wit: dl!CrltUo1'1 WLlhootl1 any onll~,Ml9n !O
wk. '~v .,,'Wn
) 1 B" ,,.., w. ,'S Co ~:'r B<;rn 0'''<''" ,1t.1I b: .' """ "'I: ro~y Qf III<: 'N Ole ""d oJ U"ll S"T"'"'v ]11.<""11"'"
t:R Trdl"U.rtr {I{ fill': Property Qr u ~nl!n-Cllllllt1tt-j~st m OQrrower As ~ til ln1s,ISccttniJ 13
It\u..n:.s.t \'t\ (h~ Prnptny mt..3t"! an} tt"S1I1 Qr 'bt..'ueflCUl;lltncrCSl IU the PropenYl lndudlng1 but [lO( I~mned
10 j),,,,,, bon,roo,.1 UlI<""''' ".",fwed In . "",1d for d..d, ce"",", for Ileod, H,.taIlm"n1 sol., CQnlTOOI Qr
'I...~l 0'\ l1SJ'tClnt:rl[, UU, ml~\[ o(l.vtuth Iii 1ILl:~ tfiunJtr ofutl: 'by Borrnw~rllJit a furore date ;(.0 ji ptlrch:a.sc:.r
If.1) 01 l\1I~ p1J1 of Iho P<o"""y or any IM<toOl Ln Ihe Propm) " wId or lrllfufe"id (or If 8""owe(
II'" 1101 ::'1 n~. UJ31 pcr ~,t 21nd lL bcnMi c 11'11 nUef!lS1 111 [Jorro~ 9" .!J, ~ld 01 Ifnns.fp;rrvl) \1" U[]9UI ~nd~~:s. prror
WII ~hm ~rH.et11 U:ncit.r m~~ rcq1J Lrc: UlllT'cch Ihrl p8jr.1ncnl ~ n fi.dl 0 r I1U ~ setun::d oy l..I1.l:S Se~r ltr
'1<031""'''''''1 HQwe."r HIl. op"un ,h.11 nol b. """"sed by Lend" ,f ,u<:ll ...,<1", " probjb,'ffi h~
Af~l'c:jb" l.llW '
If l.Wld" ..,",,,.os Ll1u; opuo" Lend", IIT.II glvo norr<lwor 1I0tl<:< .,r =let.h~ Tho nOlie' ,hall
l1ro\"IJe a ,Ptflod ~.r 110l1~5 lhan 30 days from th'l., Ui.Hi:: ,the 110tlCe IS. Sl'VCrt III M:i:Or-danc~ wdb ~!:tlQn l:s.
~w~tllll. willen .Bortc~ 1'n~5't;' p'll:'Y aU SlUm; oij.~"lIH,-d by .lus Secllrlty lnstnlrrlil:'.nL 1f BiJ1T('.Iwer f:alls to pay
tb'l..'ti.: ;SUfrr~ p-dt)f' to file ~.'(rUI ~lJon of 11.15. pinnd Lclul:::r m....'l.y mvolt iU~y t't:::I"(!Irol-C:S pcrmU1td b'Y rtJ'm
&:c;'1Jnt'V rnSlrumern \utjlfio~rl fu!rlltr 110fH.t or lk:r14'trlrJ on Burrower 1
1') no,"o",,', ]{!~llf ,. RelnsW" i\fJ<t t\t<<lorllUu" If Jla-rowc:r ",<<IS ~~rlll,m ,"Od,loQ""
I3tllfw', t;:f ~llfiH 11 l\.l the nghl. to 1 ~\l1i l::tJfurc-l:me.l1t of tlm, SeCUfHy Ins.trumCd\1 J.}soomHI!!.cd & ;3L~)UHK:
P""' 10 II" ""Ii"" Qf (oj fivo daY' b<forc..... ur'h. ~""p,,'Y pw>o.n 10 uny po,"" ~f..l. cont.fn.d III
'"" ~'UtL'Y I","um."' (0) ,uch 0000 p""od ,< ApplJcobl< 'L." nugh! 'p""f~ for \he ,"""""'''',,, .,f
ll"'rilWCl I rlghl 10 ,~n"U\'" or (cJ en".,. Ur" Jud~mml .nlorotng I!iis Sotunty Imtru"'<:JlI Tho,"
"",d,llUn\ 9" '1m Bo"."'" (.1 paY' Lc"dor .11 'Um, whlCiJ Ih." woule b. duo under 'Iu. Soe"wy
1l1SlrlllllCn1 :fu,d IUO N"(lte.1'i' d no j!U.."1".defl'lt1l2E1 f]~ 1J(..t~rrui~ (b) cures;;m) rdcfauh or an}' Q~he:r cO~t.tlJants or
lf1.n.1.lHcnl-<; (1,,) lli!\'~ III ~':(p~llses Hv;mHd III if:~r-on.ltlg .hlS ~rny [m.l;rl,urn:nt. U1cl~dlng; blll 1101 llm~lf..rl
l~ rc.r~(mt.lblc rtUUnlL.).... .......ac.. prfir:e- ry II ~t~ecUUlh ~.ml VUhLa.tlOI3 fees, M:d afuq t;e:~: IIU::utl'ed ror Ihe
""~,~" Ii laD7J6J2a~
c@-4P- 6~ F-L.111)(I(:.1l:J 01 ~~r (l d <'1- r"Dlm ,j0 1 cr ~ 10'
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pU'1'<>>a of prOloct'''B Lend.... ,ntor..1 In Ihe P'"I"flY ...0 flghls under th" s.xunly IMtfUmtol .nd (<I]
",Ire., won ""',"n "" L<ndOl'moy ""',"L1ilily reqUl" 10 o.s...r<lh.ll LMdU. ,norrut In lb, "'oper'y "'0
,,~h1S under th" Security In'!rum""t ",d B...rowcr'. oblogollon to pay!ho <ums leeTrn:d by tht' &.c"my
In,unm,"! ,h on ",,"Unn. ""clJangeo L< edor mal roqu ora lbll Ilom>wor I"'Y sucll T" """'temoOI "'InS ..,0
...~~ In on, "r mom: 0; ,IOe fo)lo\;lL\g fo'm:;, .. ,cl","l<d by Lender (a) <:a:sh, ,(b) money orn.' (0)
oo,hlied <;rieck, qaok .hock, trti!-",.., chOck or''''''''',er'> cbm, I',o"\ded My IIlch chook LS d<Bwn opon
an ,"",,'uMn who"" "<"POOLl> :Ire ,p,"red by . fcd.,.al agwcy nlitnlmel!tllhly or et\1l~ 0' (oJ tl,Clro"lC
fUnds. l tan."fer l.1pon "-Cln:sl~ t:ile:m 'D1 Borrower ~h[:i SC:ctml)' Instrumtnl lD..n.rl obla.gatlul'I$ sJf"Gtlred hcrebv
1haH rclTlam l1-11y lCirfLClrv~ as IF 1"0 RCt::cII.l'aUOL\ h:;uj {lCClu;redl Howeveri lbl$ rIght !o fClmla.-le ~bdn O(Il
apply J n I.he r;:.QSe; -0 r arc:tl!:r alton I,md'.er Sectl Qn 18
20 s.l, or ..."" CI>, oge or Lo. tI ~'rv'm., r, otlo. or GrJtvanOl Th, NO'. '" . P"''' III J nl<<oSl ,n
,h. NOlO (logOlI1.. wnb Ilus SoourOly I.>lrumcnt) oon b, ",,1<1 one' or 100" WJ"" wnll",,' pro'" OO[JCO to
llormwer A ..I. mLgh, "",I< ,u . ehllnilC ,n t~c OI1I'Iy (known .. 'h. Lo"" Sm"..") !h.t ooll,cl>
n.roodJc P.Y"'."" cu. unoer 0,0' NOlC "nd 'Ol> &eu"l1 In>ttumonl lJ!l'! perro""" ~,het """'gage loan
,.,.",<!ng chhg..,ons unde, ,Ile NOll: Ib>'l s<<u,"ylnwuOl'J1t, MO Appllo&>lc,Lo'" Ther. Wo mJ~ht b<-
Qn, 0' mo'O ,hang<< of the LQ"" S",,""" u""lol,d to a ..Ie uf!h, NOle. If ther' " . dtlll1jJe,af Lh, Loan
Sl:rVlccr Borrower W\l1\b. glVcn ",riU"~l not oc 6f 'be c~il'I'go \Vh'o~ ....11 ,la.. the rame and addru> of the
1\0" L~.., ;"vlcer, II", IUldr= '0 wh,oh p.ym"''' or"U Id he m""o rind C"y Olher ,nf<lfTl14l'on RES)' A
rCqllFft:S Ul (:onriect~<m Wldl :Q. t~lC~ of,tr.PJll$ft-r or sm'lcmg [f me NOlc LS sold ~ld lli~ftet .he. LOiiLn \$:
s.~r'Vl c<<J by ,a L9im ~rvlCJ:j Qther thilfi . f!.~ PU(t~sCc' c f lh~ NO~1 lhe mortgage. lann SIrrV Lr l:JlH; obll gatHln 'i.
~o t:;]OfrO-Nef wlH j"(mlun WLl.h ~b~ Lo:rn S~....tt;r or be- trift.nsferred ~Q l\ successor Lo.a[rSa"vICef HUd are n..JI
l\.<Iu",cd by 'ht Note puceo..'" unl"""olherv.,.. p,oVldal bylhe No'e pu,eh...,-
Nf:l(hcr Borro\\..t;:r nor Lender m~y COrnmerce ]CJin .Jr be Jou":t:d to lUly JudH-(~l 2ic:tLon {:i!."i ~libcr an
H"IdIVLdual'!llIgant or tbe [nemb-;r of ~ (,.lasJ) that oRflses. from the -other J181IYs act~CH\S pursU$.l lo tn,::,t
';",,""'y h'I"'''''''''~' ,b,l a1loB<-' tb.t 'n, whor pUly bas b'<o<htd '!L'y'pr1J\I!StOTl of, Q' "'y duty !)w,o by
rca..."onlir diiS. ~mv ln~rumtn{ ....nul :su....b Bnrruw~r Or Laldtr llU noufied tb~ other parry (w,l.h 5llcb
nc:HI'l;,=" gIven L'n o;;m1p:JldJlCC Wllh tht: rcqmremcnt.. ofl$u;:,tlo" 15)\ o-tI !lllcbl alleged breach M:cl affarded Ule
all,.,. pwty htre,o ft ,"""""",,1< prnod JLIk< Ihc BW'"8 of 'Il.ch not,,,, to lllk, COJ1ootw. o"Bon Jf
Apphtnbh.:: u.w JfI'"fi'lld;:-o. j] tIme p-t:tt!.ld w'iw..r inu:C.t eJ,!W!C! hefute ~n wtCln on be ta.r-.en. thaI tIme
flCl'od wJiI "0 doem<:<l '" b, ",..on'bl, for pu, po,o, or '"" parogr.ph. The no"':. of JLl:Cl;l.,..llon nod
opportunIty to t:llrl;: g~Ya] (0 BnrrQwc:r p.l.1rSU;tnl [0 ~Set:f 011 2"2 :arid ihc notu;:r;:: of 'ilC;1:et~~l!Jn crven '1.0
Borrow..- po"uom to SoclLon 18 ,'lall b. ll0Cl1l'd to ..no!) tho none. and opJ>'lrtu"'ty to ll1k, corr<<!,v,
fu:11Ufl P!OVJ S,.,lOnS of thiS SC:C,tl:()I1 20
1! H"';"O~u"Suim"""", ,\, "S<:<! ,. ,h.. &ellon 1I (ill "H~o" Sob.<lal)oe," ore those
~lJbs.tnrces ddintci M ~Q'IllC I)r h.unn.loll:!!i 5,ubst.anC-llsl polh1tlIDt-5.j or wastes by EnVlr~ mentllil WW an4 I.he
rolloI' 'ng lub_",,,e", ~III" koro.!ene oto.,- Ilommabic 0, tu,"o p"lTOlCUIlJ prorlum "'<I' po,ho,de'
tmd h~fb!....c~~~ ....ol<ltlll. SQl\,tI::~ts.. mnlenab I:ruu'Unu~g asPcstQIt Gr funnaJd<<t.yde, nnd facl.JOat:UV~ miil-tt!\l!I15
(h) Eny"onmeotal L,iw" "'....,\ fork,,1 ",w>."d )~w> arllto Ju,,"hO('on whtre lit. Prop.rty ..Ioo..e<l U,al
relate lO i.e:alth S<)u.ly m r;:.n1r'IU}!~ffiefltRl prolectlQn (t' "Envrrol'unentiil.l Cleanup" mcludes nny reipoose
a~lorll rCL.it.rtHtl ,1!1I:;tJO[1 Of rcmovJ.1 "li;;tWl1 ~ d-cliucd II) En\l1ronmcnr:al La'#'" 1m (d) lil1~.E.rf\'IITinfIJ~ud
ConJh!~o'i\'t' mClUl:!l ~ C'OllJ~tlQn thElir eaJl tal...se. conlnbuk: l:Q1 or o\h~l~ 1111&&tt an Envm~n.melll.1l
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CDB Mectmg Date
Case Number
Owner! ApplIcant
LocatIOn
Agenda Item
November 21, 2006
ANX2006-08028
KnstI Dodson
2031 N Betty Lane
F5
CITY OF CLEARWATER
PLANNING DEPARTMENT
ST AFF REPORT
BACKGROUND INFORMATION
REQUEST:
(a) AnnexatIOn of 0 116-acres of property to the CIty of
Clearwater,
(b) Future Land Use Plan amendment from ResidentIal
Urban (RU) Category (County) to ResidentIal Urban
(RU) Category (Clty of Clearwater), and
(c) Rezomng from R-4, Smgle-FamIly ResIdentIal Dlstnct
(County) to Low MedIUm Denslty ResIdentIal (LMDR)
DIStnct (CIty of Clearwater)
SITE INFORMATION
PROPERTY SIZE:
5,050 square feet or 0 116 acres
(50 feet Wide by 101 feet deep)
PROPERTY USE:
Current Use
Proposed Use
SmgIe-famlly dwellIng
SIngle-famIly dwellmg
PLAN CATEGORY:
Current Category
Proposed Category'
ResIdentIal Urban (RU) (County)
ResIdentIal Urban (RU) (CIty)
ZONING DISTRICT:
Current DIStnct
Proposed Dlstnct
R-4, Smgle-Famlly ResIdentIal (County)
Low Medmm DenSity ResidentIal (LMDR) (Clty)
Staff Report - Commumty Development Board - November 21, 2006 - Case ANX2006-08028 Page 1
SURROUNDING USES:
North
South
East
West
Smgle-famIly resIdence
Smgle-farmly resIdence
Smgle-famIly resIdence
Smgle-farmly resIdence
ANAL YSIS
This annexatIOn mvolves a 0.1 16.acre property consIstmg of one parcel, located on the east side
ofN Betty Lane, approxImately 75 feet south of Idle wIld Dnve The property IS contIguous With
the eXIstmg City boundanes to the west, therefore, the proposed annexatIOn IS conSistent With
Pmellas County Ordmance #00-63 with regard to voluntary annexatIOn The apphcant IS
requestmg thIS annexatIOn m order to receive solId waste service from the City It IS proposed
that the property be aSSIgned a Future Land Use Plan desIgnatton of Resldentlal Urban (RU) and
a zomng category of Low MedIum DenSIty ReSIdentIal (LMDR)
I. IMPACT ON CITY SERVICES:
Recommended Findings of Fact
Water and Sewer
The applIcant receIves water service from the CIty of Clearwater, the property IS currently on
septtc Sanitary sewer IS not currently aVallable In thiS area
Sohd Waste
CollectIOn of solId waste WIll be proVided by the CIty of Clearwater The CIty has an mterlocal
agreement WIth Pmellas County to proVIde for the disposal of sohd waste at the County's
Resource Recovery Plant and capaCIty IS aVallable to serve the property
PolIce
The property IS located wIthm PolIce DIstnct II and service WIll be admmIstered through the
dlstnct headquarters located at 645 PIerce Street There are currently 65 patrol officers and mne
patrol sergeants aSSigned to thiS dIStnCt. Commumty pohcmg service WIll be proVided through
the City's zone system and officers m the field The PolIce Department has stated that It WIll be
able to serve thIS property and the proposed annexatton WIll not adversely affect pohce servIce
and response tIme
FIre and Emergency MedIcal Semces
Fire and emergency medIcal services Will be proVided to thiS property by StatIOn #51 located at
1720 Overbrook Ave The Fire Department WIll be able to serve thIS property The proposed
annexation Will not adversely affect fire and EMS servIce and response tIme
Staff Report - Commumty Development Board - November 21, 2006 - Ca:>e ANX2006-08028 Page 2
Recommended Conclusions Of Law
The CIty has adequate capacIty to serve thIS property wIth sohd waste, pollee, fire and EMS
servIce The proposed annexatIOn WIll not have an adverse effect on pubhc faclllttes and their
levels of servIce
II. CONSISTENCY WITH CITY'S COMPREHENSIVE PLAN: [Section 4-604.F.2)
Recommended Findings of Fact
The Pmellas County ComprehensIVel Plan and the CountYWIde Future Land Use Plan map
deSIgnate the site as ResIdenttal Urban (RU) It IS the purpose of the RU category to depIct those
areas of the County that are now developed, or appropnate to be developed, m an urban low
densIty resldenttal manner, and to recognIze such areas as pnmanly well-SUited for resIdenttal
uses that are consistent With the urban qualIttes and natural resource charactensttcs of such areas
ResIdenttalls the pnmary use m thIS plan category up to a maxImum of seven and one half (75)
dwe1hng umts per acre Secondary uses mclude ResIdenttal EqUIValent, InstttutIOnal,
TransportattonlUtthty, Pubhc EducatIOnal FacIhty, Ancillary Non-ResIdentlal and
Recreahon/Open Space
The proposed annexatton IS conSIstent WIth and promotes the followmg obJecttve of the CIty of
Clearwater ComprehenSIve Plan
24 ObJecttve - Compact urban development wlthm the urban servIce area shaH be promoted
through apphcatIOn of the Clearwater Commumty Development Code
Recommended Conclusions of Law
The property proposed for annexatIon IS conhguous to eXIstmg CIty boundanes and wlthm the
CIty'S urban servIce area and wIll be located m the RU category The proposed annexatIOn IS
conSIstent the City's ComprehenSive Plan.
III. CONSISTENCY OF DEVELOPMENT WITH COMMUNITY DEVELOPMENT
CODE AND CITY REGULATIONS: [Sections 2-1001.1. & 4-604.F.5.]
Recommended Findings of Fact
The SIte IS currently zoned R-4, Smgle Famlly ResIdenhal Dlstnct In Pmellas County The
applIcant proposcs to rezone the property to the Low MedIUm DenSIty ResIdentml (LMDR)
Dlstnct Under the current LMDR zomng dIStnct proVISIOns, a mlllImum lot WIdth of 50 feet
and a mInImUm lot area of 5,000 square feet are reqmred The subJe"t site IS 50 feet Wide and
5,050 square feet III lot area
Staff Report - CommunI ty Development Board - November 21, 2006 - Case ANX2006-0 802 8 Page 3
Recommended ConclusIOns of Law
The subject property exceeds the City's mmlmum LMDR dimensIOnal reqUlrements and IS
therefore conSistent With the Commumty Development Code
IV. CONSISTENCY WITH THE COUNTYWIDE PLAN:
Recommended Findings of Fact
There IS no change requested m the CountYWIde Future Land Use Plan desIgnatIOn for the site,
whIch WIll remam ResIdentIal Urban (RU) wIth a maXImum densIty of 75 dwellmg umts per
acre
Recommended Conclusions of Law
No change IS proposed for the Future Land Use Plan designation of the property proposed for
annexatIOn and the use and density of the property IS consIstent WIth the current desIgnatIon
V. CONSISTENCY WITH PINELLAS COUNTY:
Recommended Findings of Fact
Pursuant to Pmellas County Ordmance No 00-63, the Pmellas Planmng CouncIl staff has
revIewed thIS annexatIOn and determmed It complIes With all applIcable ordmance cntena
Pmellas County Ordmance No 00-63(1)(a) requIres that a proposed annexation be both
contiguous to the eXIstmg mumclpal boundanes and compact ThiS Site is contiguous WIth the
eXlstmg City boundanes to the east and represents a logical and appropnate extenSIon of the
eXlstmg boundanes The compactness standard reqUires that the annexatIOn not create an
enclave or a serpentme pattern ofmumcIpal boundanes
Recommended Conclusions of Law
The property proposed for annexation IS contIguous to the CIty boundanes and IS compact m Its
concentratIOn, therefore the annexatIOn of thiS property IS conSIstent WIth Pmellas County
Ordmance No 00-63
VI. CODE ENFORCEMENT ANALYSIS:
There are no current code enforcement VIOlatIOns or any code enforcement history on thIS SIte
Staff Report - Community Development Board - November 21, 2006 - Case ANX2006-08028
Page 4
SUMMARY AND RECOMMENDATIONS
The proposed annexatIOn can be served by CIty of Clearwater servIces, mcludmg soltd waste,
pohce, fire and emergency medIcal servIces wIthout any adverse effect on the servIce level The
proposed annexatIOn IS conSIstent WIth both the CIty'S ComprehensIVe Plan and IS conSIstent
With Pmellas County Ordmance No 00.63 regardmg voluntary annexatIon
Based on the above analYSIS, the Plannmg Department recommends the followmg actIons on the
rcquest
(a) Recommend APPROVAL of the annexatIOn of 0 116-acres to the City of Clearwater,
(b) Recommend APPROVAL of the ReSidentIal Urban (RU) future Land Use Plan
classIficatIOn, and
(c) Recommend APPRO V AL of the Low MedIUm DenSIty ResIdentlal (LMDR) zomng
claSSIficatIOn pursuant to the CIty'S Commumty Development Code
Prepared by Plannmg Department Staff
d'i f;;1"D'1
Cky Ready, Planner II
A ttachmen ts:
Application
Locatlon Map
Aenal Photograph
Proposed AnnexatIOn
future Land Use Map
Zomng Map
Surroundmg Uses Map
Site Photographs
S \Planmng DepartmentlC D BlAnnexatlOns\ANX - 2006\ANX2006-08028 2031 N Belly Lane - Dodson\ANX2006-
08028 Staff_Report doc
Staff Report - Commumty Development Board - November 21,2006 - Ca~e ANX2006-08028
Page 5
@
PROJECT
SITE
Sl
<
110
ROSSEll
Location Map
Owner Knstl Dodson Case AN X2006-08028
Site 2031 N Betty Lane Property 0116
Size (Acres)
Land Use Zoning
PIN 03-29 -] 5- 12060-0 11-0020
From RU (County) R-4 (County)
To RU (City) LMDR (City) Atlas Page 251B
Aerial Photograph
Owner Kristl Dodson Case' AN X2006-D8028
S,te 2031 N. Betty Lane o 116
Land Use Zoning
PIN 03-29~ 15- 12060-011-0020
From: RU (County) R-4 (County)
To' RU (City) LMDR (City) A tlas Page 251B
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Owner Krlstl Dodson Case AN X2006-08028
Site 2031 N Betty Lane Property 0116
Size (Acres)
Land Use Zoning
PIN 03-29-15-12060-011-0020
From RU (County) R-4 (County)
To RU (Oty) LMDR (City) A tlas Page 251B
--.
..-, .--
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1. 2031 N. Betty Lane
3. Facing west from 2031 N. Betty Lane
2. Facing north from 2031 N. Betty Lane
4. Facing south from 2031 N. Betty Lane
5. 2031 N. Betty Lane
ANX2006-08028
2031 N. Betty Lane
Kristi Dodson
Resume
Franklin Cky Ready
100 South Myrtle Avenue
Clearwater, FL 33756
727-562-4553
ckv .readv{iV,mvclearwater .com
PROFESSIONAL EXPERIENCE
. Planner II
CIty of Clearwater
. Assistant Planner
Dekalb County, IlhnOIs
. GIS Technician
Center for Transportation Education & Research
Ames, Iowa
August 2005 to present
December 2004 to August 2005
May 2002 to December 2004
Developed Industnal Park layout for CIty of Perry, Iowa, ComprehensIve Land Use Plan for
Boone County, Iowa, Growth, Development, and Mamstreet ReVItahzatIon Plan for Lake Park,
Iowa, HIstoncal Preservation, Mamstreet RevItahzatIon, Growth and Land Use Plan for Seargent
Bluff, Iowa
EDUCATION
Master of Commuruty & RegIOnal Planrung, Iowa State UruVersIty, 2004
B S m Commumty & RegIOnal Plannmg, Iowa State UmversIty, 2002
B S III EnVIronmental StudIes, Iowa State UruversIty, 2002
LICENSES & CERTIFICATES
Amencan Plannmg ASSOCIation
Board Member Ames Zorung Board of Adjustment
SIerra Club/Iowa Chapter
Iowater Voluntary Water Morutonng Program
ISU Commuruty & RegIOnal Plannmg Club
,~v a Y'TlTu""
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C I T Y 0 F
CLEARWATER
PlANNING DFPARTMFNI
Pml 011 If I SO" 1718, LI 1./\1{\\1 A I I H, FIDIUDA 33758-4748
MUNICIPAl ::'IINI(] ~ BI 'IIIJI:-'(" 1 00501' III MYI\ III AVI \1 I , (I J AJ~\i;A 111<, r I OI!llJi\ )-)7'56
11111'110"11 (727) 561 4567 fAX (727) 562 4865
r 0\'(, R\M.I PIAl\,\I\'(,
0] V] IOPM] \'1 RI VII W
August 14, 2006
KnstI Dodson
2031 N Betty Lane
Clearwater, FL 33755
RE ApplicatIOn for AnnexatlOn (ANX2006-08028) approval to penmt a site, located at 2031
N Betty Lane and conslstmg of 1 parcel totalmg 0 116 acres, mto the CIty of Clearwater
Ms Dodson
The P1annmg Department has revIewed your applicatIOn for the AnnexatIOn (ANX2006-08028)
for the sIte at 2031 N Betty Lane After a prelImmary reView, staff determmed that the
applIcatIOn IS complete The applIcatIOn has been entered mto the Department's fi1mg system
and assigned the case number ANX2006-08028
The followmg schedule has been tentatively establIshed for the reVIew of your applIcatIOn by
vanous Clty boards These meetmgs are necessary m order to process your request appropn-
ately The attendance by you or your clIent may be reqUIred at the Development Review Com-
mIttee and Commumty Development Board meetmgs Should any of the followmg meetmg
times and/or locatIOns change or If you WIll be reqUired to attend any ofthese meetmgs you WIll
be contacted Immediately
10/5/2006 Development ReVIew CommIttee, tIme to be determmed (Please call Sherry Wat-
kms at 7275624582 no earlIer than one week pnor to the meetmg date for the
approXImate time that your case WIll be revIewed), m the Planmng Department
conference room - Room 216 - on the second floor of the mumclpal serVIce
b1..uldmg, 100 South Myrtle Avenue m Clearwater The case WIll be forwarded to
the Commumty Development Board when It IS deemed suffiCient
11/21/2006 Commumty Development Board, meetmg starts at I 00 P m m the City Council
Chambers on the 3rd Floor of City Hall at 112 S Osceola Avenue
12/21/2006 City CouncIl (first readmg), meetmg starts at 6 00 pm m the CIty CouncIl
Chambers on the 3rd Floor of CIty Hall at 112 S Osceola Avenue
1 h I,h 111111\\1,1' ~h\ ""
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August 14, 2006
Dodson Residence
Page 2
'I BO City Council (second readmg) meetmg starts at 6 00 pm In the City Council
Chambers on the 31d Floor of City Hall at 112 S Osceola Avenue
If you have any questIOns, please do not hesItate to contact me at 727-562-4553
Smeerely,
~'( -;:;:P1
Cky Ready
Planner II
~ IPlannmg Depar Imel111C D BIAI1J1exal1ollslANX - 2006\ANX2006-08028 203 I N Belly Lime - Dodson1ANX2006-08028 complele fir doc
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CITY OF CLEARWATER
PlANNING DEPARTMI:N 1
PO\ I Oi I IC I Box 4748, CI LAI(WAI II(, FIO[{!DA :53758-4748
M UN [CI PAl SI RVICI_~ BUll DING, 100 SOU I H MYR I I I A VI J\ IJI , Cr LAllWA II R, I'I orW)t\ 33756
I1I1 PJlO'J1 (727) 562-4567 FAX (727) 562-4865
LONG RANGI PlANNING
DrVl ! OI'MI N I RrVl1 W
August 14,2006
Mr DavId Healey, AICP
Executive DIrector
Pmellas Plannmg Councll, SUIte 850
600 Cleveland Street
Clearwater, FL 33755
Mr Bnan K Smith
Director
Pmellas County Planning Department
600 Cleveland Street, SUIte 750
Clearwater, FL 33755
LIeutenant Terry Sterlmg
StrategIc Plannmg
Pmellas County Shenffs Office
PO Drawer 2500
Largo, FL 33778
Re: Notice of Voluntary Annexation (ITEM NO.: ANX2006-08028)
Dear Mr Healey, Mr SmIth & Lt SterlIng
Pursuant to SectlOn 6(2) of the County Ordmance No 00-63, the CIty of Clearwater IS hereby
notIfymg the Pmellas Plannmg CounCil of ItS receIpt of a new apphcatlOn for voluntary
annexation of property located at 2031 N Betty Lane (ANX2006-08028) mto ItS jUTIsdlctlOn
The subj ect property IS located wlthm the City of Clearwater Plannmg Area and upon annexatIOn
WIll be served by CIty of Clearwater sewer and solId waste service (where avallable) The
proposed annexatIOn IS conSIstent With Plonda law regardmg mUnIcIpal annexatIOns through
theIr adjacency with eXlstmg CIty boundanes and theIr compact m concentratIOn
III\.\~ 1111111\1<11 1\\ I\!ll,
J! 111,\ 1)( II~ IJ\, ( (1I ;<,1 II \11 \11l1 l-
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August 14, 2006
Healey, SmIth & SterlIng - Page Two
A copy of the petitIons for annexatIOn, the warranty deeds, mdudmg the legal descnptIOns, plats
of record and maps associated with this propertIes are enclosed
The followmg schedule has been tentatIvely establIshed for the review of these apphcatIOns by
vanous CIty boards Should any of the followmg meetmg tImes and/or locatIOns change you will
be contacted Immediately
11-21-2006 Commumty Development Board, meetmg starts at 1 00 pm m the City
CommissIOn Chambers on the 3rd Floor of CIty Hall at 112 S Osceola Avenue
12-21-2006 City CommissIOn (first readmg), meetmg starts at 6 00 pm m the City
CommIssIOn Chambers on the 3rd Floor of CIty Hall at 112 S Osceola Avenue
TBD* City CommIssIOn (second readmg), meetmg starts at 600 pm m the CIty
CommiSSIOn Chambers on the 3rd Floor of CIty Hall at 112 S Osceola Avenue
Your early response will be greatly apprecmted Please do not heSItate to contact me at (727)
562-4553, should you reqUire additIOnal mformatIon
Smcerely,
~ !2y~
Cky Ready
Planner II
cc Gma Clayton, Assistant Planmng DIrector
LeslIe Dougall-SIdes, Assistant CIty Attorney
Michael QUillen, CIty Engmeenng Director
Art Kader, Assistant Park and RecreatIOn DIrector
* To be detenmned upon fmahzatlon of 2007 calendar
S IPlanmng Depor/men/IC D BlAnnexollOnslANX - 20061ANX2006-08028 2031 N Belly Lane - Dodson1ANX2006-08028 Letter 10 PPC doc
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AN X2006-08028
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PIN 03-29-15-12060-011-0020
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Site 2031 N Betty Lane Property 0116
Size (Acres)
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PIN 03-29-15-12060-011-0020
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Size (Acres)
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2031 N Betty Lane
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ANX2006-08028
2031 N Betty Lane
KristI Dodson
Legal:
LOT 2, BLOCK K OF BROOKLA WN SUBDIVISION, according to the Plat
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County, Florida.
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CLEARWATER
PI ANNING DI:PARTMENT
Pml OJ I I( I Box 4748, CJ I.AI{\\AII R, f IOrJDA 33758-4748
M]'''ICII'AI SI R\IU " BUll 111,(" 100 SOIJJ]1 I\hr{11 [ AVI "ll, Ci I AkW'\11 H, [.(OI<I,)'\ 33756
I rill'] lO"I. (727) 562 4567 r \X (727) 562-4865
1 ()~(, RA "GI PL'.., "1\(,
DrvJ [ OI'~JI ,.) Rn II W'
January 22, 2007
Ms Knstl Dodson
2031 N Betty Lane
Clearwater, FL 3755
RE Petltlon for AnnexatIon (ANX2006-08028) approval to annex property, located at
2031 N Betty Lane and conslstmg of one parcel tota1mg 116 acres, mto the Clty
of Clearwater
Dear Ms Dodson
ThiS letter IS to mform you that on January 18, 2007 the City Council approved the
annexatIOn of property at 2031 N Betty Lane The CIty of Clearwater can Issue approval
for uses at thIS property permItted wlthm the ResIdential Urban (RU) Future Land Use
Plan category an~ Low MedIUm Density ResIdentIal (LMDR) zomng dlstnct subject to
the reqUIrements of the Commumty Development Code
If you have further questIOns or need additIonal mforrnatlOn, please contact me at
telephone number 562-4553 Attached IS a set of caples of Ordmance Numbers 7737-07,
7738-07, and 7739-07
Smcerely,
a~AZl1
Cky Ready
Planner II
S IPlannmg Departmenl\C D BlAnnexalwnslANX - 2006lANX2006-08028 2031 N Betty Lane - Dodson\Fmal Approval teller doc
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ORDINANCE NO. 7737-07
AN ORDINANCE OF THE CITY OF CLEARWATER, FLORIDA,
ANNEXING CERTAIN REAL PROPERTY LOCATED
APPROXIMATELY 230 FEET NORTH OF WOODLAWN
TERRACE AND 73 FEET SOUTH OF IDLEWILD DRIVE,
CONSISTING OF LOT 2, BLOCK K, BROOKLAWN, WHOSE
POST OFFICE ADDRESS IS 2031 NORTH BETTY LANE, INTO
THE CORPORATE LIMITS OF THE CITY, AND REDEFINING
THE BOUNDARY LINES OF THE CITY TO INCLUDE SAID
ADDITION, PROVIDING AN EFFECTIVE DATE
WHEREAS, the owner of the real property descnbed herein and depicted on the map
attached hereto as Exhibit A has petitioned the City of Clearwater to annex the property Into the
City pursuant to Section 171 044, Flonda Statutes, and the City has complied With all applicable
requirements of Flonda law m connection WIth thiS ordmance, now, therefore,
BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF
CLEARWATER, FLORIDA
Section 1 The followlng-descnbed property IS hereby annexed Into the City of Clearwater
and the boundary lines of the City are redefined accordingly
Lot 2, Block K, Brooklawn, according to the map or plat thereof, recorded In Plat
Book 13, Page 59, Public Records of Pmellas County, Flonda (ANX2006-08028)
Section 2 The provIsions of thiS ordinance are found and determined to be consistent
With the City of Clearwater Comprehensive Plan The City Council hereby accepts the dedication
of all easements, parks, nghts-of-way and other dedications to the public, which have heretofore
been made by plat, deed or user Within the annexed property The City Engineer, the City Clerk
and the Planning Director are directed to Include and show the property descnbed herein upon the
offiCIal maps and records of the City
Section 3 ThiS ordinance shall take effect Immediately upon adoption The City Clerk
shall file certified copies of thiS ordInance, Including the map attached hereto, With the Clerk of the
CIrCUit Court and WIth the County Administrator of Plnellas County, Flonda, Within 7 days after
adoption, and shall file a certified copy With the Flonda Department of State Within 30 days after
adoption
PASSED ON FIRST READING
PASSED ON SECOND AND FINAL
READING AND ADOPTED
Frank V Hibbard
Mayor
.Approved as to form
Attest
Leslie K Dougall-Sides
ASSistant City Attorney
Cynthia E Goudeau
City Clerk
Ordinance No 7737-07
ORDINANCE NO. 7738-07
AN ORDINANCE OF THE CITY OF CLEARWATER,
FLORIDA, AMENDING THE FUTURE LAND USE PLAN
ELEMENT OF THE COMPREHENSIVE PLAN OF THE
CITY, TO DESIGNATE THE LAND USE FOR CERTAIN
REAL PROPERTY LOCATED APPROXIMATELY 230 FEET
NORTH OF WOODLAWN TERRACE AND 73 FEET
SOUTH OF IDLEWILD DRIVE, CONSISTING OF LOT 2,
BLOCK K, BROOKLAWN, WHOSE POST OFFICE
ADDRESS IS 2031 NORTH BETTY LANE, UPON
ANNEXATION INTO THE CITY OF CLEARWATER, AS
RESIDENTIAL URBAN, PROVIDING AN EFFECTIVE DATE
WHEREAS, the amendment to the future land use plan element of the
comprehensive plan of the City as set forth In this ordinance IS found to be reasonable,
proper and appropnate, and IS conSistent with the City's comprehensive plan, now,
therefore,
BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY
OF CLEARWATER, FLORIDA
Section 1 The future land use plan element of the comprehensive plan of the City
of Clearwater IS amended by deslgnatmg the land use category for the hereinafter
descnbed property, upon annexation Into the City of Clearwater, as follows
Property
Lot 2, Block K, Brooklawn, according to the map
or plat thereof, recorded In Plat Book 13, Page 59,
Public Records of Plnellas County, Flonda
(ANX2006-08028)
Land Use CateQorv
ResIdential Urban
Section 2 The City Council does hereby certify that this ordinance IS consistent
with the City's comprehensive plan
SectIon 3 This ordinance shall take effect Immediately upon adoption, contingent
upon and subject to the adoption of Ordinance No 7737-07
PASSED ON FIRST READING
PASSED ON SECOND AND FINAL
READING AND ADOPTED
Frank V Hibbard
Mayor
Approved as to form
Attest
Leslie K Dougall-Sides
Assistant City Attorney
Cynthia E Goudeau
City Clerk
Ordinance No 7738-07
ORDINANCE NO. 7739-07
AN ORDINANCE OF THE CITY OF CLEARWATER,
FLORIDA, AMENDING THE ZONING ATLAS OF THE CITY
BY ZONING CERTAIN REAL PROPERTY LOCATED
APPROXIMATELY 230 FEET NORTH OF WOODLAWN
TERRACE AND 73 FEET SOUTH OF IDLEWILD DRIVE,
CONSISTING OF LOT 2, BLOCK K, BROOKLAWN,
WHOSE POST OFFICE ADDRESS IS 2031 NORTH
BETTY LANE, UPON ANNEXATION INTO THE CITY OF
CLEARWATER, AS LOW MEDIUM DENSITY RESIDENTIAL
(LMDR), PROVIDING AN EFFECTIVE DATE
WHEREAS, the assignment of a zoning district classificatIon as set forth In this
ordinance IS found to be reasonable, proper and appropriate, and IS consistent With the
City's comprehensive plan, now, therefore,
BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY
OF CLEARWATER, FLORIDA
Section 1 The follOWIng described property located In Plnellas County, Florida, IS
hereby zoned as indicated upon annexation Into the City of Clearwater, and the zOning
atlas of the City IS amended, as follows
Property
Lot 2, Block K, Brooklawn, according to the map or
plat thereof, recorded In Plat Book 13, Page 59,
Public Records of Pine lias County, Florida
(ANX2006-08028)
Zonlnq District
Low Medium Density
Residential (LMDR)
Section 2 The City Engineer IS directed to revise the zoning atlas of the City In
accordance With the foregoing amendment
Section 3 This ordinance shall take effect ImmedIately upon adoption, contingent
upon and subject to the adoption of Ordinance No 7737-07
PASSED ON FIRST READING
PASSED ON SECOND AND FINAL
READING AND ADOPTED
Frank V Hibbard
Mayor
Approved as to form
Attest
Leslie K Dougall-Sides
Assistant City Attorney
Cynthia E Goudeau
City Clerk
Ordinance No 7739-07
elL'!
CITY OF CLEARWATER PUBLIC HEARING NOTICE
ANNEXATION, LAND USE PLAN AND ZONING ATLAS AMENDMENTS
NOTE. All persons wlshmQ to address an Item need to be "resent at the BEGINNING of the Commumtv
. Develo"ment Board meetinQ Those cases that are not contested bv the a""llcant, staff, nelQhbormq "ro"ertv
owners, etc wIll be "Iaced on a consent aQenda and ap"roved bv a smqle vote at the beqmninq of the meetmQ
The City of Clearwater, Flonda, proposes to adopt the following ordinances
ORDINANCE NO 7737-07
AN ORDINANCE OF THE CITY OF CLEARWATER, FLORIDA. ANNEXING CERTAIN REAL PROPERTY LOCATED
APPROXIMATELY 230 FEET NORTH OF WOODLAWN TERRACE AND 73 FEET SOUTH OF IDLEWILD DRIVE,
CONSISTING OF lOT 2, BLOCK K, BROOKLAWN, WHOSE POST OFFICE ADDRESS IS 2031 NORTH BETTY LANE,
INTO THE CORPORATE LIMITS OF THE CJTY, AND REDEFINING THE BOUNDARY LINES OF THE CITY TO INCLUDE
SAID ADDITION, PROVIDING AN EFFECTIVE DATE
ORDINANCE NO 7738-07
AN ORDINANCE OF THE CITY OF CLEARWATER, FLORIDA, AMENDING THE FUTURE LAND USE PLAN ELEMENT OF
THE COMPREHENSIVE PLAN OF THE CITY, TO DESIGNATE THE LAND USE FOR CERTAIN REAL PROPERTY
LOCATED APPROXIMATELY 230 FEET NORTH OF WOODLAWN TERRACE AND 73 FEET SOUTH OF lDLEWILD
DRIVE, CONSISTING OF LOT 2, BLOCK K, BROOKLAWN, WHOSE POST OFFICE ADDRESS IS 2031 NORTH BETTY
LANE, UPON ANNEXATION INTO THE CITY OF CLEARWATER, AS RESIDENTIAL URBAN, PROVIDING AN EFFECTIVE
DATE
ORDINANCE NO 7739-07
AN ORDINANCE OF THE CITY OF CLEARWATER, FLORIDA, AMENDING THE ZONING ATLAS OF THE CITY BY
ZONING CERTAIN REAL PROPERTY LOCATED APPROXIMATELY 230 FEET NORTH OF WOODLAWN TERRACE
AND 73 FEET SOUTH OF IDLEWILD DRIVE, CONSISTING OF lOT 2, BLOCK K, BROOKLAWN, WHOSE POST
OFFICE ADDRESS IS 2031 NORTH BETTY LANE, UPON ANNEXATION INTO THE CITY OF CLEARWATER, AS LOW
MEDIUM DENSITY RESIDENTIAL (LMDR), PROVIDING AN EFFECTIVE DATE
The proposed ordinances will affect the land area shown on the map In thiS advertisement
(INSERT MAP HERE)
Schedule of Public HearmCls
Tuesday, November 21,2006 before the Community Development Board, at 1 00 P m
Thursday, December 14, 2006 before the City Council (1s Reading), at 600 P m
Thursday, January 18, 2007 before the City Council (2nd Reading), at 600 P m
All public hearings on the ordinances will be held In CounCil Chambers, 3rd floor of City Hall, 112 South Osceola Ave,
Clearwater, Flonda The ordinance and complete legal descnptlon of the property proposed for annexatton, by metes and
bounds, may be Inspected or obtained at OffiCial Records & Legislative Services, located at City Hall (Knsty L Dodson)
ANX2006-08028
Interested parties may appear and be heard at the heanng or file wntten notice of approval or objection with the Planning
Director or City Clerk prior to the heanng Any person who decides to appeal any deCISion made by the Board or Council,
with respect to any matter considered at such heanngs, will need to request a record of the proceedings and, for such
purpose, may need to ensure that a verbatim record of the proceedings IS made, which record Includes the testimony and
eVidence upon which the appeal IS 10 be based per Flonda Statute 2860105
Community Development Code See 4-206 states that party status shall be granted by the Board In quasI-Judicial cases If the
person requesting such status demonstrates that s/he IS substantially affected Party status entities parties to personally
testify, present eVidence, argument and witnesses, cross-examine witnesses, appeal the decIsion and speak on
reconsideration requests, and needs to be requested and obtained durmg the case diScussion before the COB
An oath will be admmlstered swearmg In all persons glvmg testimony m quasI-Judicial public hearing cases Persons
1 without party status speakmg before the COB shall be limited to three mmutes unless an IndIVidual IS representmg a group
In which case the Chairperson may authorize a reasonable amount of time up to 10 mmutes The Community
Development Board will review the case and make a recommendation to the City Council for fmal disposition
Five days prior to the COB meetmg, staff reports and recommendations on the above requests will be available for review
by Interested parties between the hours of 830 a m and 430 pm, weekdays, at the City of Clearwater, Plannmg
Department, 100 S Myrtle Ave, Clearwater, FL 33756 Please contact the Plannmg Department 562-4567 to diSCUSS any
questions or concerns about the project and/or to better understand the proposal
Michael Delk
Planning Director
Cynthia E Goudeau, MMC
City Clerk
City of Clearwater
POBox 4748, Clearwater, FL 33758-4748
A COPY OF THIS AD IN LARGE PRINT IS AVAILABLE IN OFFICIAL RECORDS & LEGISLATIVE SERVICES ANY
PERSON WITH A DISABILITY REQ_UIRING REASONABLE ACCOMMODATION IN ORDER TO PARTICIPATE IN
THIS MEETING SHOULD CALL (727) 562-4093 WITH THEIR REQUEST
To learn more about presentmg to Clearwater boards and City Council, go to
http //c1earwater QranlCus comNlewPubllsher php?vlew Id=11 and click on "Resident Engagement
VIdeo" You can also check the Informational video out from any Clearwater public library
Ad 11/10/06 & 01/09/07
1278 SEDEEVA CIRCLE N TRUST
1278 SEDEEVA CIR N
CLEARWATER FL 33755 - 1141
ANDERSON, TERESA
ANDERSON, BERTHA 0
2047 POINSETTA AVE
CLEARWATER FL 33755 - 1138
BALES, MAE L
1295 WOODLAWN TER
CLEARWATER FL 33755 - 1154
BAWELL, SHAWN P
BAWELL, BETH A
169 AMHERST ST
AMHERST NH 03031 - 2920
BOLT, MYRA
12921DLEWILD
CLEARWATER FL 33755 - 1119
BRADLEY, PATRICK G
2048 THE MALL
CLEARWATER FL 33755 - 1147
CAMPBELL, LEROY SR
CARRIER, SUSAN A
1333 IDLEWILD DR
CLEARWATER FL 33755 - 1121
Clearwater Neighborhoods Coalition
Sondra Kerr, President
POBox 8204
Clearwater, FL 33758
DAVIS, LEON 0
DAVIS, BEVERLY A
2050 POINSETTA AVE
CLEARWATER FL 33755 - 1163
DIETER, KEITH ALAN
1284 IDLEWILD DR
CLEARWATER FL 33755 - 1119
A~T- -"006-08028 96
2017 BETTY LANE TRUST
2017 BETTY LN
CLEARWATER FL 33755 - 1107
ANDERSON, JAMES R
1291 IDLEWILD DR
CLEARWATER FL 33755 - 1161
ARMBRUST, DIANA L
2015 PINECRESTWAY
CLEARWATER FL 33755 - 1132
BADGER, BERKLEY C & ANNETTE
TR
HOWSARE, JAMES L
324 WESTGATE RD
TARPON SPRINGS FL 34688 - 7402
BALTIC, EMIL PETE
MITCHELL, ANGELA GAIL
2049 POINSETTA AVE
CLEARWATER FL 33755 - 1138
BARRS, STEPHEN
1277 BERMUDA ST
CLEARWATER FL 33755 - 1105
BELIVEAU, ERIN J
BELIVEAU, JEFFREY
1270 SEDEEVA CIR N
CLEARWATER FL 33755 - 1141
BLOODWORTH, MAY E
2000 THE MALL
CLEARWATER FL 33755 - 1172
BOWER, MARY G
2064 N BETTY LN
CLEARWATER FL 33755 - 1109
BRABANT, JOHN E
2044 N BETTY LN
CLEARWATER FL 33755 - 1108
BURKETT, ALVIN J
BURKETT, HELEN A
1271 BERMUDA ST
CLEARWATER FL 33755 - 1105
CAMPBELL, CHARLES E
SCHRANK, KELLY A
1266 IDLEWILD DR
CLEARWATER FL 33755 - 1119
CARLSON, ANDREA
2020 PINECREST WAY
CLEARWATER FL 33755 - 1131
CELlBERTI, VICTOR
2022 N BETTY LN
CLEARWATER FL 33755 - 1106
CLEARWATER VILLAGE
1968 BAYSHORE BLVD
DUNEDIN FL 34698 - 2500
COATES, BARRIE W
COATES, SUSAN M
3314 SAN DOMINGO ST
CLEARWATER FL 33759 - 3338
DELAHUNTY, MAXINE
2022 PINECREST WAY
CLEARWATER FL 33755 - 1131
DE'REMER. NEIL R
DE'REMER, ILENE M
2056 THE MALL
CLEARWATER FL 33755 - 1147
DODSON, KRISTY L
2031 N BETTY LN
CLEARWATER FL 33755 - 1107
DOLLAR, BEVERLY C
403 E SHORE DR
CLEARWATER FL 33767 - 2028
ELLIOTT, MICHAEL G
ELLIOTT, PATRICIA J
PO BOX 563
LARGO FL 33779 - 0563
GRAMMATICO, DANIEL C
BRADLEY, HELEN M AFD
2049 THE MALL
CLEARWATER FL 33755 - 1170
HALEY, PRISCILLA M
2027 PINECREST WAY
CLEARWATER FL 33755 - 1132
HULBERT, KEITH
285 1 07TH AVE APT 207
TREASURE IS FL 33706 - 4724
JOSEPH, BRUCE HANEY JR
JOSEPH, JAMIE H
11250 NE 51ST PL
BRONSON FL 32621 - 8635
KAY, ALAN M
340 CAUSEWAY BLVD # 208
DUNEDIN FL 34698 - 1778
KNIGHT, TAMMERA
2035 POINSETTA AVE
CLEARWATER FL 33755 - 1138
LAMBERT, MALVIN
LAMBERT, JOANN
1271 WOODLAWN TER
CLEARWATER FL 33755 - 1154
LEONARD-TACCARINO, MARGARET
A
TACCARINO, JOHN R
1830 GREENLEA DR
CLEARWATER FL 33765 - 1109
LOPEZ, LOUIS A
1290 IDLEWILD DR
CLEARWATER FL 33755 - 1119
FERLANIE, WILLIAM A
FERLANIE, WENDY A
1995 N BETTY LN
CLEARWATER FL 33755 - 1103
GAESSER, KRISTEN
1999 N BETTY LN
CLEARWATER FL 33755 - 1103
GRASSO, PHILIP
GRASSO, PATRICIA L
1550 ROXBURG LN
DUNEDIN FL 34698 - 3229
GREEN, BARBARA C
1101 FAIRBURN AVE
CLEARWATER FL 33755 - 3319
HAMILTON, CALEB J
2043 POINSETTA AVE
CLEARWATER FL 33755 - 1138
HENRY, MARY L
1286 WOODLAWN TER
CLEARWATER FL 33755 - 1166
INGERSON, ROLAND DAVID
INGERSON, DOROTHY MARtE
8 MELODY LN
CHERRYHILL NJ 08002 - 1525
JEFFERS, ROBERT
1259 BERMUDA ST
CLEARWATER FL 33755 - 1105
JOSEPH, BRUCE HANEY JR
JOSEPH, JAMIE H
11250 NE 51ST PL
BRONSON FL 32621 - 8635
KALEEL, DONALD S
1189 KESTREL CIR
CORONA CA 92881 - 3638
KHEANG, YANITH
2014 POINSETTA AVE
CLEARWATER FL 33755 - 1137
KNIGHT, ROBERT E
GONZALEZ, METHL YN
2028 POINSETT A AVE
CLEARWATER FL 33755 - 1162
KOBY, TAMALA
1291 WOODLAWN TER
CLEARWATER FL 33755 - 1154
LAKE, BRIAN
1274 SEDEEVA CIR N
CLEARWATER FL33755 - 1141
LARIOS, ELIZABETH
LARIOS, RAMON
2028 N BETTY LN
CLEARWATER FL33755 - 1106
LAY, JEAN C
LAY, DONALD B
1276 SEDEEVA CIR N
CLEARWATER FL 33755 - 1141
LINDEMAN, DAVID E
1280 IDLEWILD DR
CLEARWATER FL 33755 - 1119
LOPEZ, GUILLERMO
LOPEZ, GLADYS
2040 POINSETTA AVE
CLEARWATER FL 33755 - 1163
LUND, AMIE L
1310 IDLEWILD DR
CLEARWATER FL 33755 - 1167
LYLE, NEWTON
2118 DREW ST
CLEARWATER FL 33765 - 3232
MALNATI, GEORGE A
1835 N KEENE RD
CLEARWATER FL 33755 - 2314
MATOS, MARIA L
1276 BERMUDA ST
CLEARWATER FL 33755 - 1104
MC CLlNTICK, KENNETH E
1265 IDLEWILD DR
CLEARWATER FL 33755 - 1160
MENG, STEPHEN Y
1317 IDLEWILD DR
CLEARWATER FL 33755 - 1123
MONROE, DONALD G
1300 WOODLAWN TERR
CLEARWATER FL 33755 - 1155
MOORE, LORETA
PO BOX 477
DUNEDIN FL 34697 - 0477
MORRISON, JANET A
2069 N BETTY LN
CLEARWATER FL 33755 - 1158
MUNCK, CAROLINE
BJERKE, RAGNHILD MUNCK
24 TROUT POND LN
CHATHAM MA 02633 - 1253
MURFIN, MARTHA E
BERNIER, LORRAINE E
1997 N BETTY LN
CLEARWATER FL 33755 - 1103
NEW MILLENNIAL LC
7303 N NEBRASKA AVE
TAMPA FL 33604 - 4918
NUNES, JAY J
2039 POINSETTA AVE
CLEARWATER FL 33755 - 1138
ORLANDO, ADAM F
2064 THE MALL ST
CLEARWATER FL 33755 - 1165
PENA, EUSTACIO A
2020 POINSETTA AVE
CLEARWATER FL 33755 - 1162
PERKINS, PATRICIA A
2063 POINSETTA AVE
CLEARWATER FL 33755 - 1138
PHILLIPS, WILLIAM T
PHILLIPS, DEBORAH A
1280 BAYVIEW DR
CLEARWATER FL 33756 - 7230
PIENIAK, ROBERT A JR
CRIM-PIENIAK, TIFFANY L
2021 PINECREST WAY
CLEARWATER FL 33755 - 1132
PITTMAN, JOAN E
2030 N BETTY LN
CLEARWATER FL 33755 - 1106
RAAS, JEAN
RAAS, ALEXANDER
2026 PINECREST WAY
CLEARWATER FL 33755 - 1131
RIDDLE, JOHN M
RIDDLE, CATHERINE S
1267 BERMUDA ST
CLEARWATER FL 33755 - 1105
RUBNER, RICHARD
RUBNER, CAROL M
13251DLEWILD DR
CLEARWATER FL 33755 - 1123
SEAMAN, TAMARA
1287 WOODLAWN TER
CLEARWATER FL 33755 - 1154
SLAUGHTER, WILLIAM S
2048 POINSETTA AVE
CLEARWATER FL 33755 - 1163
SNOWBALL, JEFFREY
2021 N BETTY LN
CLEARWATER FL 33755 - 1107
SOBANSKI, ANDRZEJ
PETYS, MARIA
1102 SUNSET POINT RD
CLEARWATER FL 33755 - 1444
SOUTHARD, VICKI
1130 COMMODORE ST
CLEARWATER FL 33755 - 1017
STUTLER, SHIRLEY A
1265 BERMUDA 8T
CLEARWATER FL 33755 - 1105
SZUBA, KENNETH B
SZUBA, MARCIE A
1310 WOODLAWN TER
CLEARWATER FL 33755 - 1155
T M J LLC
730 ROANOKE ST
DUNEDIN FL 34698 - 8423
TOTH, ALBERT L
TOTH, JANET P
129 EADY CT
EL YRIA OH 44035 - 4123
TROMER, GAILLARD
TROMER, KATHRYN
1283 WOODLAWN TER
CLEARWATER FL 33755 - 1154
WAllACE, WilLIAM J
2010 POINSETTAAVE
Cl~ARWATER FL 33755 - 1162
WATERS, JAMES L
2451 BOND AVE
CLEARWATER Fl 33759 - 1200
WATSON, WilLIAM l
1300 IDlEWILD DR
CLEARWATER Fl 33755 - 1167