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07/02/1987COMMUNITY REDEVELOPMENT AGENCY METING July 2, 1987 The City Commission, meeting as the Community Redevelopment Agency met in regular session at the City Hall, Thursday, July 2, 1987, at 6:02 p.m., with the following members present: Rita Garvey Lee Regulski Don Winner William Nunamaker Absent: James Berfield Also Present were: Anthony L. Shoemaker Milton A. Galbraith, Jr. Cynthia Goudeau Mayor/Commissioner Commissioner Commissioner Commissioner Vice Mayor/Commissioner City Manager City Attorney City Clerk ITEM #2 - Minutes - Commissioner Winner moved to approve the minutes of the June 18, 1987, meeting. !lotion was duly seconded and carried unanimously. ITEM #3 - Tax Increment Revenue Bonds Series 1987 The City Commission has approved the Agencys' agreement to purchase the former CETA building from Pinellas County for the sum of $450,000.00 and the Agency has purchased the Bilgore Property for which it has issued $590,000.00 of term notes due in 1989. The proposed bond issue will provide funds to refinance those notes and effect the purchase. These bonds will be repayable from future tax increment trust funds received by the agency. Commissioner Winner moved to adopt CRA Resolution 87-1, authorizing the issuance of $1,185,000 Tax Increment Revenue Bonds, Series 1987, and that the appropriate officials are authorized to execute same. The motion was duly seconded and upon roll call the vote was: Ayes: Regulski, Winner, Nunamaker and Garvey. Nays: None Absent: Berfield ITEM #4 Meeting adjourned at 6:07 p.m. ran rur4..14.1-es hh_ ayor/Coram ssioner 7P3/A7 • • No. R- UNITED STATES OF AMERICA $ STATE OF FLORIDA COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF CLEARWATER, FLORIDA TAX INCREMENT REVENUE BOND, SERIES 1987 Rate of Interest Maturity Date Dated Date Cusip Registered Holder: Principal Amount: , 1987 KNOW ALL MEN BY THESE PRESENTS, that the Community Redevelopment Agency of the City of Clearwater, Florida, a public body corporate and politic of the State of Florida (hereinafter called "Agency"), for value received, hereby promises to pay to the Registered Holder identified above, or registered assigns, on the Maturity Date identified above, the Principal Amount shown above, solely from the revenues hereinafter mentioned, and to pay solely from such revenues, interest on said sum from the date of this Bond or from the most recent interest payment date to which interest has been paid, at the Rate of Interest per annum set forth above until the payment of such principal sum, such interest being payable on , 1987, and semiannually thereafter on and of each year. The principal of and premium, if any, on this Bond are payable upon presentation and surrender hereof on the date fixed for maturity or redemption at the principal office of (the "Paying Agent") in , or at the office designated for such payment of any successor thereof. The interest on this Bond, when due and payable, shall be paid by check or draft mailed to the Registered Holder, at his address as it appears on the Bond Register, at the close of business on the Record Date or, in the case of payment after default, a special record date, as provided in the Resolution hereinafter mentioned. All amounts due hereunder shall be payable in any coin or currency of the United States of America which is at the time of payment legal tender for the payment of public or private debts. This Bond is one of a duly a;:*_in^ri--1 ." `" �CrPncy designated "Tax Increment Revenue Bonds, Series 1987" in the aggregate principal amount of , of like date, tenor and effect, except as to number, maturity, interest rate and redemption provisions, issued to finance the cost of land acquisition in the Agency's Redevelopment Area (the "Project"), pursuant to the authority of and in full compliance LKL-02/20/87-107AA-2581 -12- with the Con*tion and laws of the State of Florida, including parte llarly Chapter 163, Part III, Florida Statutes, and other applicable provisions of law (the "Act"), and a Resolution adopted by the Agency on , 1987 (the "Resolution"). This Bond and the issue of Bonds of which it is a part are special obligations of the Agency payable solely from and secured by an irrevocable lien upon and pledge of the tax increment revenues deposited into the Redevelopment Trust Fund ("Tax Increment Revenues") of the City of Clearwater, Florida (the "City"), all in the manner provided in the Resolution. This Bond and the issue of Bonds of which it is a part are junior and subordinate in all respects to the Agency's outstanding Tax Increment and Lease Revenue Bonds, Series 1986, as to lien on and source and security for payment from the Tax Increment Revenues. This Bond does not constitute a general obligation, or a pledge of the faith, credit or taxing power of the Agency, the City, the State of Florida or any political subdivision thereof, within the meaning of any constitutional or statutory provision or limitation. Neither the State of Florida nor any political subdivision thereof, nor the Agency nor the City shall be obligated (1) to exercise its ad valorem taxing power or any other taxing power in any form on any real or personal property in the City to pay the principal of the Bonds, the interest thereon or other costs incident thereto or (2) to pay the same from any other funds of the Agency, except from the Tax Increment Revenues, in the manner provided herein. It is further agreed between the Agency and the Registered Holder of this Bond that this Bond and the indebtedness evidenced hereby shall not constitute a lien on the Project or any property of the Agency, but shall constitute a lien only on the Tax Increment Revenues, in the manner provided in the Resolution. (Insert Redemption Provisions) LKL-02/20/87-107AA-2581 -13- • Redemption Period (Both Dates Inclusive) Redemption Price The Bonds maturing on , are subject to mandatory redemption in part prior to maturity by lot through Amortization Installments by operation of the Bond Amortization Account on in the following years and amounts (without premium) plus accrued interest to the date of redemption. Year Amount Year Amount Bonds in denominations greater than $5,000 Principal Amount shall be deemed to be an equivalent number of Bonds of the denomination of $5,000 Principal Amount. Notice of redemption identifying the Bonds or portions thereof to be redeemed will be given by the Registrar as provided in the Resolution. All Bonds so called for redemption will cease to bear interest after the specified redemption date provided funds for their redemption are on deposit at the place of payment at that time. It is hereby certified and recited that all acts, conditions and things required to exist, to happen and to be performed precedent to and in the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the laws and Constitution of the State of Florida applicable thereto, and that the issuance of the Bonds of this issue does not violate any constitutional or statutory limitations or provisions. Subject to the provisions of the Resolution respecting registration, this Bond is and has all the qualities and incidents of a negotiable instrument under the Uniform Commercial Code - Investment Securities of the State of Florida. Subject to the limitations and upon payment of the charges provided in the Resolution, Bonds may be exchanged for a like aggregate Principal Amount of Bonds of other authorized denominations of the same maturity, and are transferable by the Registered Holder in person or by his attorney duly author" in •••-�•'^� o* o ^kms„ - mentioned office of the Registrar. The Agency shall deem and treat the Registered Holder hereof as the absolute owner hereof (whether or not this Bond shall be overdue) for the purpose of receiving LKL-02/19/87-107AA-2581 -14- payment of c•n account of principal hereof and interest due her and for all other purposes, and the Agency shall not be affected by any notice to the contrary. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Resolution until the certificate of authenti- cation endorsed hereon shall have been duly signed by the Registrar. LKL-02/19/87-107AA-2581 -15- • • IN WITNESS WHEREOF, the Community Redevelopment Agency of the City of Clearwater, Florida, has issued this Bond and has caused the same to be executed by the manual or facsimile signature of its Chairman and attested by the manual or facsimile signature of its Clerk, and its official seal or a facsimile thereof to be affixed, impressed, imprinted, lithographed or reproduced hereon, as of , 1987. (SEAL) ATTEST: Clerk COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF CLEARWATER, FLORIDA By: LKL-02/19/87-107AA-2581 -16- Chairman •TIFICATE OF AUTHENTICATION OF BOND REGISR This Bond is one of the Issue of the within described Bonds. The Rate of Interest, Maturity Date, Registered Holder and Principal Amount shown above are correct in all respects and have been recorded, along with the applicable federal taxpayer identification number and the address of the Registered Holder, in the Bond Register maintained at the principal offices of the undersigned. Date of Registration and Authentication: as Registrar• By: Authorized Officer LKL-02/20/87-107AA-2581 -17- ASSIGNMENT FOR VALUE RECEIVED, the undersigned (the "Transferor"), hereby sells, assigns, and transfers unto (Please insert name and Social Security or Federal Employer Identification number of assignee) the within bond and all rights thereunder, and hereby irrevocably constitutes and appoints (the "Transferee") as attorney to register the transfer of the within Bond on the books kept for registration thereof, with full power of substitution in the premises. Date: Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or a trust company. NOTICE: No transfer will be registered and no new Bond will be issued in the name of the Transferee, unless the signature(s) to this assignment corresponds with the name as it appears upon the face of the within Bond in every particular, without alteration or enlargement or any change whatever and the Social Security or Federal Employer Identification Number of the Transferee is supplied. The following abbreviations, when used in the inscription on the face of the within bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - TEN ENT - JT TEN as tenants in common UNIF GIF MIN ACT - (Cust.) as tenants by the Custodian for entireties (Minor) as joint tenants with right of survivor- ship and not as tenants in common under Uniform Gifts to Minors Act of (State) Additional abbreviations may also be used though not in list above. LKL-02/19/87-107AA-2581 -18- Sen 14. APPLICATION OF BOND PROCEEDS. The oceeds, including accrued interest and premium, if any, received from the sale of any or all of the 1987 Bonds shall be deposited in a trust fund which is hereby created, established and designated as the "Series 1987 Project Trust Fund" (hereinafter called the "Project Trust Fund"). The Project Trust Fund shall be deposited with any banking institution in the State of Florida approved as a depository for funds of the Issuer and subsequently designated by the Issuer. The proceeds of the 1987 Bonds shall be applied by the Issuer simultaneously with the delivery of such 1987 Bonds to the purchaser thereof, as follows: A. The accrued interest and capitalized interest, if any, for a period not exceeding 12 months after such date of delivery, shall be deposited in the Interest Account in the Sinking Fund herein created and shall be used only for the purpose of paying interest becoming due on the 1987 Bonds. B. A sum equal to the Reserve Requirement shall be deposited in the Reserve Account in the Sinking Fund, herein created and established, and shall be used only for the purposes provided therefor. C. Unless paid or reimbursed by the original purchasers of the 1987 Bonds, the Issuer shall pay all costs and expenses in connection with the preparation, issuance and sale of the 1987 Bonds, and all other similar costs incurred in connection with the acquisition of the 1987 Project; provided, however, that the amount of the costs of issuance of the 1987 Bonds paid from proceeds of the 1987 Bonds shall not exceed 2% of the proceeds of the 1987 Bonds issued. D. The Issuer shall pay to the holders thereof all principal of and interest then due or accrued on the 1986 Notes, in full payment thereof. E. The remainder of the proceeds shall be used only for the payment of the cost of the 1987 Project and purposes incidental thereto. Pending such application, the moneys in the Project Trust Fund shall be invested in Authorized Investments maturing at or prior to the times when such funds will be needed, in accordance with a schedule approved by the Issuer Representative and, subject to Section 16B(6) hereof, the earnings thereon shall remain in and be available only for the purposes of the 1987 Project. Any balance of unexpended moneys in the Project Trust Fund after completion of the 1987 Project shall be deposited in the Sinking Fund herein established. Section 15. SPECIAL OBLIGATIONS OF ISSUER. The 1987 Bonds shall be special obligations of the Issuer, payable solely from the Tax Increment Revenues as herein provided.. The 1987 Bonds do not constitute an indebtedness, liability, general or LKL-06/24/87-107AA-2581 -19- . • moral obligation or a pledge of the faith or loan of the credit of the Issuer, the City, the State of Florida or any political subdivision thereof, within the meaning of any constitutional or statutory provisions. Neither the State of Florida nor any political subdivision thereof nor the Issuer nor the City shall be obligated to pay the principal of the 1987 Bonds, the interest thereon or other costs incident thereto except from the Tax Increment Revenues, in the manner provided herein. Neither the faith and credit nor the taxing power of the State of Florida or any political subdivision thereof is pledged to the payment of the principal of the 1987 Bonds or the interest thereon or other costs incident thereto. The Redevelopment Trust Fund shall receive the Tax Increment Revenues as provided by law. The acceptance of the 1987 Bonds by the Registered Holders from time to time thereof shall be deemed an agreement between the Issuer and such Registered Holders that the Bonds and the indebtedness evidenced thereby shall not constitute a lien upon the 1987 Project, or any part thereof, or any property of the Issuer, but shall constitute a lien only on the Tax Increment Revenues, in the mariner hereinafter provided. The payment of the principal of and the interest on the 1987 Bonds shall be secured forthwith equally and ratably by an irrevocable lien on the Tax Increment Revenues, as defined herein, and the Issuer does hereby irrevocably pledge such Tax Increment Revenues to the payment of the principal of and the interest on the 1987 Bonds, for the reserves therefor and for all other required payments under this Resolution. Such lien and pledge shall be junior and subordinate in all respects to the lien and pledge thereon securing payment of the 1986 Bonds, and the 1987 Bonds shall be junior and subordinate in all respects to the 1986 Bonds, as to lien on and source and security for payment from the Tax Increment Revenues. Section 16. COVENANTS OF THE ISSUER. For as long as any of the principal of and interest on any of the Bonds shall be outstanding and unpaid, or until payment has been provided for as herein permitted, or until there shall have been set apart in the Sinking Fund, herein established, including the Reserve Account therein, a sum sufficient to pay when due the entire principal of the Bonds remaining unpaid. together with interest accrued and to accrue thereon, the Issuer covenants with the holders of any and all Bonds as follows: A. FLOW OF FUNDS. The Issuer shall deposit into its Redevelopment Trust Fund created by ordinance of the Issuer ail of its Tax Increment Revenues. immediately upon receipt thereof. Twenty percent (20%) of each deposit into the Redevelopment Trust Fund shall be deposited into the Receipts Sub -Account in the Bond Li4L-02/19/87-107AA-2581 -20- Debt Service fkow Account, in such Fund, created pursuant to the • Resolution. On the last day of each Fiscal Year, all of the money on deposit in the Receipts Sub -Account in the Bond Debt Service Escrow Account shall be transferred to a Payments Sub -Account in such Account. On the first day of each Fiscal Year, all of the money on deposit in the Payments Sub -Account in the Bond Debt Service Escrow Account shall be deposited in the Principal Account or the Bond Amortization Account and used for retirement of principal of the 1986 Bonds during the current Fiscal Year, and if not needed for such purpose, shall be deposited in the Interest Account and used for payment of interest due on the 1986 Bonds in the current Fiscal Year, and if not needed for such purpose, shall be either used to redeem 1986 Bonds on the next permitted redemption date or deposited in the General Account, at the option of the Issuer. The balance of each deposit shall be deposited in a General Account in the Redevelopment Trust Fund during the Fiscal Year of deposit and shall be used in order of priority as follows: (1) first, for deposit into the Sinking Fund, the amounts required pursuant to Section 16B hereof; (2) second, for other purposes authorized by the Act; (3) third, for deposit as provided in Section 16A(1)(ii) of the 1986 Resolution. (4) fourth, on the last day of such Fiscal Year, to return the unused balance in the General Account to taxing authorities entitled thereto under the Act. B. SINKING FUND. There is hereby created and established a separate fund to be designated "Tax Increment Revenue Bonds Sinking Fund" (hereinafter called "Sinking Fund"). There are also hereby created and established in the Sinking Fund five accounts to be known as the "Interest Account", "Principal Account", "Reserve Account", "Rebate Account" and "Bond Amortization Account". (1) There shall be deposited into the Interest Account such sums as will be sufficient to pay all interest becoming due on the Bonds on or before each semiannual interest payment date. (2) There shall be deposited into the Principal Account such sums as will be sufficient to pay the principal maturing on Serial Bonds on or before each Serial Bond maturity date. (3) There shall be deposited into the Bond Amortization Account such sums as will be sufficient to pay the Amortization Installment required to redeem Bonds LKL-02/20/87-107AA-2581 -21- • • on each mandatory redemption date for Term Bonds. Such payments shall be credited to a separate special account for each series of Term Bonds outstanding, and if there shall be more than one stated maturity for Term Bonds of a series, then into a separate special account in the Bond Amortization Account for each such separate maturity of Term Bonds. The funds and investments in each such separate account shall be pledged solely to the payment of principal of the Term Bonds of the series or maturity within a series for which it is established and shall not be available for payment, purchase or redemption of Term Bonds of any other series or within a series, or for transfer to any other account in the Sinking Fund to make up any deficiencies in required payments therein. Upon the sale of any series of Term Bonds, the Issuer shall, by resolution, establish the amounts and maturities of such Amortization Installments for each series, and if there shall be more than one maturity of Term Bonds within a series, the Amortization Installments for the Term Bonds of each maturity. Moneys on deposit in each of the separate special accounts in the Bond Amortization Account shall be used for the open market purchase or the redemption of Term Bonds of the series or maturity of Term Bonds within a series for which such separate special account is established or may remain in said separate special account and be invested until the stated date of maturity of the Term Bonds. The resolution establishing the Amortization Installments for any series or maturity of Term Bonds may limit the use of moneys to any one or more of the uses set forth in the preceding sentence. The required deposits to the Principal Account, Interest Account and Bond Amortization Account shall be adjusted in order to take into account the amount of money currently on deposit therein. (4) There shall be maintained in the Reserve Account a sum equal to the Reserve Requirement, which sum shall initially be deposited therein from the proceeds of the sale of the Bonds and other funds of the Issuer. Any withdrawals from the Reserve Account shall be subsequently restored from the first moneys available in the Redevelopment Trust Fund after all required current payments into the Interest Account, Principal Account and Bond Amortization Account (including all deficiencies in prior payments to those Accounts) have been made in full. Moneys in the Reserve Account shall be used only for the purpose of the payment of maturing principal of or interest on the Bonds or maturing Amortization LKL-02/19/87-107AA-2581 -22- • Installments when the other moneys in the SinkingFund and are insufficient therefor, and for no other purpose. (5) Upon the issuance of any Additional Parity Bonds under the terms, limitations and conditions as are herein provided, a deposit shall be made into the Reserve Account to maintain therein the Reserve Requirement coming due on the Bonds then outstanding, including the Additional Parity Bonds then being issued, and thereafter the payments into the several accounts in the Sinking Fund shall be increased in such amounts as shall be necessary to make the payments for the principal of and interest on Additional Parity Bonds and, if Term Bonds are issued, the Amortization Installments, on the same basis as hereinabove provided with respect to the Bonds initially issued under this Resolution. Upon the issuance of Additional Parity Bonds, the Reserve Requirement shall be increased in amount in the same proportion to the principal amount of Additional Parity Bonds being issued as the original Reserve Requirement hereunder bears to the principal amount of 1987 Bonds originally issued hereunder. The Issuer shall not be required to make any further payments into the Sinking Fund when the aggregate amount of money in the Sinking Fund is at least equal to the total Bond Service Requirement of the Bonds then outstanding, plus the amount of redemption premium, if any, then due and thereafter to become due on such Bonds then outstanding by operation of the Bond Amortization Account. (6) There shall be deposited into the Rebate Account the Rebate Amount (as herein defined) from the Redevelopment Trust Fund or from other funds of the Issuer, within five days following receipt of the certificate mentioned in subparagraph (A) below. The Issuer shall pay the Rebate Amount (or specified portion thereof) to the United States when due. Such payments to the United States shall be made to the address and at the times specified in Treasury Regulations, Section 1.103-15AT. Funds on deposit in the Rebate Account shall be used only to pay the Rebate Amount and for no other purpose until the final payment of the Rebate Amount with respect to each series of Bonds is paid to the United States following payment of the entire principal amount of such series of Bonds, at the time and in the manner specified in Treasury Regulations, Section 1.103- 15AT. (A) Upon receipt of written instructions from its Finance Director, the Issuer shall deposit the following sums (the "Rebate Amount") to the Rebate Account: (1) The excess of the aggregate amount earned from the date of issuance of each series of the Bonds on all investments in the Project Fund over the L1{L-02/20/87-107AA-2581 -23- amount that would have been earned if the yield on such investments had been equal to the yield on such series of the Bonds; plus (ii) Any deficiency in the Rebate Account as determined by the Issuer upon consultation with a certified public accountant, bond counsel or such other consultant as deemed appropriate by the Issuer to assure compliance with applicable Treasury Regulations. Such deficiencies shall be payable from the following sources, or at the option of the Issuer, from the source designated by the Issuer: (I) moneys on deposit in the Project Trust Fund; (II) moneys on deposit in the Sinking Fund; or (III) moneys on deposit in the Redevelopment Trust Fund. (B) All earnings from sums on deposit in the Rebate Account shall be retained therein and shall be applied as described below. (C) Funds on deposit in the Rebate Account shall be applied as follows: (i) If the gross proceeds of a series of the Bonds (excluding any amounts on deposit in a bona fide debt service fund) are fully spent for the governmental purpose for which such series of the Bonds were issued within six months from the date of issuance of such series of the Bonds, then the amounts on deposit in the Rebate Account may be applied to pay costs of the Redevelopment Project for which such series was issued, provided such amounts are applied for such purpose within the six month period mentioned herein. (ii) If the condition set forth in the above paragraph (1) is not met, then the full amount required to be rebated to the United States, as set forth in Section 148 of the Code, shall be withdrawn from the Rebate Account and paid to the United States Treasury on the earlier of (I) the year during which all sums in the Project Trust Fund are spent or in which the Redevelopment Project is completed, (II) the date on which the last Bond of such series is redeemed, or (III) a date not in excess of five years from the date of issuance. Such payments to the United States shall be made to the address and at the times specified in Treasury Regulations, Section 1.103-15AT. Funds on deposit in the Rebate Account which are not expended for cost of the Redevelopment Project pursuant to paragraph (C)(i) above shall be used only to pay the Rebate Amount and for no other purpose until the final payment of the Rebate Amount is paid to the United States following payment of the entire principal amount of such series of the Bonds, at the time and in the manner specified in Treasury Regulations, Section 1.103-15AT. (D) The Issuer will determine any rebate to the U.S. Treasury which is required by Section 148 of the Code. The Issuer will be authorized to hire counsel, LKL-02/20/87-107AA-2581 -24- • • accountants or experts which the Issuer, in its sole discretion, determines advisable to determine the amount, due dates and ,any other requirements of the rebate. The Issuer shall not be required to comply with any of the requirements of this subparagraph (6) to the extent that the Issuer receives an opinion of counsel nationally recognized in the field of tax exempt finance that failure to comply will not adversely affect the exclusion of interest on the Bonds from gross income for federal income tax purposes. C. INVESTMENTS AND ACCOUNTING. (1) Monies on deposit in the Redevelopment Trust Fund and the Sinking Fund (except the Reserve Account therein) may be invested and reinvested in the manner provided by law provided such investments either mature or are redeemable at not less than par at the option of the Issuer not later than the dates on which the moneys on deposit therein will be needed for the purpose of such Fund. The moneys in the Reserve Account in the Sinking Fund may be invested and reinvested only in Authorized Investments, in the manner provided by law. All income on such investments in the Redevelopment Trust Fund shall remain therein, and all income on other investments shall be deposited into the Sinking Fund. (2) The cash required to be accounted for in each of the foregoing funds established herein may be deposited in a single bank account, provided that adequate accounting records are maintained to reflect and control the restricted allocation of the cash on deposit therein for the various purposes of such funds as herein provided. (3) The designation and establishment of the various Funds and Accounts in and by this Resolution shall not be construed to require the establishment of any completely independent, self -balancing funds as such term is commonly defined and used in governmental accounting, but rather is intended solely to constitute an earmarking of certain revenues and assets of the Issuer for certain purposes and to establish certain priorities for application of such revenues and assets as herein provided. D. OPERATION OF BOND AMORTIZATION ACCOUNT. Money held for the credit of the Bond Amortization Account shall be applied to the retirement of Term Bonds as follows: (1) Subject to the provisions of Paragraph 2 below, the Issuer shall endeavor to purchase Term Bonds then outstanding at the most advantageous price obtainable with reasonable diligence, such price not to exceed the principal of such Term Bonds plus the amount of the premium, if any, which would be payable on the next LKL-06/24/87-107AA-2581 -25- • • redemption date to the holders of such Term Bonds if such Term Bonds should be called for redemption on such date from money in the Bond Amortization Account. The Issuer shall pay the interest accrued on such Term Bonds to the date of delivery thereof from the Interest Account and the purchase price from the Bond Amortization Account, but no such purchase shall be made by the Issuer within the period of 45 days immediately preceding any interest payment date on which Term Bonds are subject to call for redemption, except from money in excess of the amounts set aside or deposited for the redemption of Term Bonds. 2. Money in the Bond Amortization Account shall be applied by the Issuer in each Fiscal Year to the retirement of the Term Bonds of each series of Bonds, to the extent of the Amortization Installment, if any, for such Fiscal Year for the Term Bonds of each such series then outstanding, plus the applicable premium, if any, and, if the amount available in such Fiscal Year shall not be sufficient therefor, then in proportion to the Amortization Installment, if any, for such Fiscal Year for the Term Bonds of each such series then outstanding, plus the applicable premium, if any; provided, however, that if the Term Bonds of any such series shall not then be subject to redemption from money in the Bond Amortization Account and if the Issuer shall at any time be unable to exhaust the money applicable to the Term Bonds of such series under the provisions of this clause or in the purchase of such Term Bonds under the provisions of Paragraph 1 above, such money or the balance of such money, as the case may be, shall be retained in the Bond Amortization Account and, as soon as it is feasible, applied to the Term Bonds of such series. 3. The Issuer shall deposit Amortization Installments for the amortization of the principal of the Term Bonds, together with any deficiencies for prior required deposits, into the Bond Amortization Account, such Amortization Installments to be in such amounts and to be due in such years as shall be determined by resolution of the governing body of the Issuer prior to the delivery of the Term Bonds. The Issuer shall pay from the Sinking Fund all expenses in connection with any such purchase or redemption. E. BOOKS AND RECORDS. The Issuer shall keep books and records of the Tax Increment Revenues of the Issuer which shall be kept separate and apart from all other books, records and accounts of the Issuer and the holders of not less than ten per centum (10%) of the Bonds shall have the right at all reasonable times to inspect all records, accounts and data of the Issuer relating thereto. LKL-06/24/87-107A A-2581 -26- F.•ANNUAL AUDIT. The Issuer shall, at least once year, cause the books, records and accounts relating to the Tax Increment Revenues, and the Funds and Accounts established hereunder to be properly audited by a recognized independent firm of certified public accountants and shall make generally available the report of such audits to any Bondholder. G. REMEDIES. Any Registered Holder of Bonds issued under the provision hereof or any trustee acting for the Registered Holders of such Bonds, or any Insurer may either at law or in equity, by suit, action, mandamus or other proceedings in any court of competent jurisdiction, protect and enforce any and all rights, including the right to the appointment of a receiver, existing under the laws of the State of Florida, or granted and contained herein, and may enforce and compel the performance of all duties required herein or by any applicable statutes to be performed by the Issuer or by any officer thereof. Nothing herein, however, shall be construed to grant to any holder of the Bonds any lien on the assets of the Issuer, except the Tax Increment Revenues. H. ISSUANCE OF OTHER OBLIGATIONS. The Issuer will not issue any other obligations payable from the Tax Increment Revenues nor voluntarily create or cause to be created any debt, lien, pledge, assignment, encumbrance or other charge having priority to or being on a parity with the lien of the 1987 Bonds and the interest thereon upon the Tax Increment Revenues except for Additional Parity Bonds in compliance with Section 16I herein. Any obligations issued by the Issuer other than the 1987 Bonds herein authorized and such Additional Parity Bonds shall contain an express statement that such obligations are junior and subordinate in all respects to the Bonds, as to lien on and source and security for payment from the Tax Increment Revenues. I. ISSUANCE OF ADDITIONAL PARITY BONDS. Additional Parity Bonds, payable on a parity from the Tax Increment Revenues with the 1987 Bonds, shall be issued only for the purposes of refunding a part of the outstanding Bonds or financing the cost of a Redevelopment Project. Additional Parity Bonds for refunding purposes shall be issued only if the requirements of clause (2) below are met, and either the Maximum Bond Service Requirement on all Bonds and 1986 Bonds outstanding immediately after such issuance is not greater than the Maximum Bond Service Requirement on all Bonds and 1986 Bonds outstanding immediately before such issuance, or the requirements of clause (1) below are met, taking into account, in computing Maximum Bond Service Requirement, the aggregate Bond Service Requirements on the Bonds being issued, the refunded Bonds, LKL-06/24/87-107AA-2581 -27- • and all other fonds • then outstandin reduced all g, by such Bond Requirements to be paid from cash or investments held in irrevocable trust as provided in Section 19 herein. Additional Parity Bonds, other than for refunding purposes, shall be issued only upon compliance with all of the following conditions: (1) There shall have been obtained and filed with the City Clerk of the Issuer a certificate of a qualified and recognized firm of in::ependent certified public accountants stating: (a) that the books and records of the Issuer and the City relative to the Tax Increment Revenues have been audited by such firm; (b) the amount of the Tax Increment Revenues derived for the Fiscal Year preceding the date of issuance of the proposed Additional Parity Bonds or for any 12 consecutive months during the 18 months immediately preceding the date of the issuance of the Additional Parity Bonds with respect to which such certificate is made; (c) that 80% of the aggregate amount of such Tax Increment Revenues, for the period for which such Tax Increment Revenues are being certified,is equal to not less than 125% of the Maximum Bond Service Requirement becoming due in any Fiscal Year thereafter on all Bonds then outstanding and on the Additional Parity Bonds with respect to which such certificate is made. (2) Each resolution authorizing the issuance of Additional Parity Bonds will recite that all of the covenants herein contained will be applicable to such Additional Parity Bonds. (3) The Issuer shall not be in default in performing any of the covenants and obligations assumed hereunder, and all payments herein required to have been made into the accounts and funds, as provided hereunder, shall have been made to the fullextent required. J. COMPLIANCE WITH CODE. (1) The Issuer will comply with all applicable provisions of the Code in order to ensure that the interest on the 1987 Bonds will be excluded from gross income from Federal income tax purposes. (2) All portions of the 1987 Project which are transferred to a person other than a governmental unit will be transferred for fair market value. (3) The Issuer will ensure that the area within the 1987 Project will at all times meet the "no additional charge" requirements of Section 144(c)(5) of the Code. and thzt the 11e of the proceeds of the 1987 Bonds will meet the requirements of Section 144(c)(6) of the Code. (4) No proceeds of the 1987 Bonds will be used for construction (other than rehabilitation) of any property or the enlargement of any building. LKL-06/24/87-107AA-2581 -28- K•NO IMPAIRMENT. The Issuer will not take any actewhich will impair or adversely affect the Issuer's right to receive any part of the Tax Increment Revenues or impair or adversely affect the pledge of the Tax Increment Revenues or the rights of the Registered Holders of the Bonds. Section 17. SALE OF 1987 BONDS. The 1987 Bonds shall be issued and sold at public or private sale at such price or prices consistent with the provisions of the Act and the requirements of this Resolution as the Issuer shall hereafter determine by resolution. Section 18. MODIFICATION OR AMENDMENT. No material modification or amendment of this Resolution or of any resolution or ordinance amendatory hereof or supplemental hereto may be made without the consent in writing of (i) the insuror under any insurance policy of the Issuer then in force which insures against non-payment of principal of and redemption premium, if applicable, and interest on, the Bonds, and (ii) the Bondholders of two-thirds or more in the principal amount of the Bonds then outstanding; providing, however, that no modification or amendment shall permit a change in the maturity of the Bonds or reduction in the rate of interest thereon or in the amount of the principal obligation thereof or affecting the promise of the Issuer to pay the principal of and interest on the Bonds as the same shall become due from the Tax Increment Revenues or reduce the percentage of Bondholders required to consent to any material modification or amendment hereof without the consent in writing of any insuror and of all Bondholders; provided further, however, that no such modification or amendment shall allow or permit any acceleration of the payment of principal of or interest on the Bonds upon any default in the payment thereof whether or not the insuror and Bondholders consent thereto. Section 19. DEFEASANCE AND SUBROGATION. (a) If, at any time, the Issuer shall have paid, or shall have made provision for payment of, the principal, interest and redemption premiums, if any, with respect to the Bonds, then, and in that event, the pledge of and lien on the Tax Increment Revenues and all covenants herein in favor of the Bondholders shall be no longer in effect. For purposes of the preceding sentence, deposit of Federal Securities or bank certificates of deposit fully secured as to principal and interest by Federal Securities (or deposit of any other securities or investments which may be autbcr by iPv► from time to time and sufficient under such law to effect such a defeasance) in irrevocable trust with a banking institution or trust company, for the sole benefit of the Bondholders, in respect to which such Federal Securities or certificates of deposit, the principal and interest received will be sufficient to make timely payment of the principal of, interest on, redemption premiums, if any, expenses and any other LKL-06/24/87-107AA-2581 -29- • • obligations of the Issuer incurred with respect to the outstanding Bonds, shall be considered "provision for payment". Nothing herein shall be deemed to require the Issuer to call any of the outstanding Bonds for redemption prior to maturity pursuant to any applicable optional redemption provisions, or to impair the discretion of the Issuer in determining whether to exercise any such option for early redemption. (b) In the event any of the principal and redemption premium, if applicable, and interest due on the Bonds shall be paid by an insuror pursuant to an insurance policy which insures against non-payment thereof, the pledge of the Tax Increment Revenues and all covenants, agreements and other obligations of the Issuer to the Bondholders to whom or for the benefit of whom the insuror has made such payments, shall continue to exist and the insuror shall be subrogated to the rights of such Bondholders to the full extent of such payments. Section 20. ARBITRAGE. No use will be made of the proceeds of the Bonds which would cause the same to be "arbitrage bonds" within the meaning of the Code. The Issuer at all times while the Bonds and interest thereon are outstanding will comply with the requirements of Section 148 of the Code and any valid and applicable rules and regulations promulgated thereunder. Section 21. SEVERABILITY. If any one or more of the covenants, agree- ments or provisions of this Resolution should be held contrary to any express provision of law or contrary t� the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separate from the remaining covenants, agreements or provisions of this Resolution or of the Bonds issued thereunder. Section 22. VALIDATION AUTHORIZED. The Attorney for the Issuer is hereby authorized in his discretion to institute appropriate proceedings in the Circuit Court of Pinellas County, Florida, for the validation of such Bonds, and the proper officers of the Issuer are hereby authorized to verify on behalf of the Issuer any pleadings in such proceedings. Section 23. REPEAL OF INCONSISTENT INSTRUMENTS. All :;.; ;;tions or parts th :r cf in conflict herewith are hereby repealed to the extent of such conflict. Section 24. EFFECTIVE DATE. This Resolution shall become effective only after approval by ordinance of the City, as required by the Act. LKL-06/24/87-107AA-2581 -30- 4 - Pad and adopted this 2nd day of July , 190 COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF CLEARWATER, FLORIDA B Attest: LKL-02/20/87-107AA-2581 -31-