06/18/2007
PENSION TRUSTEES AGENDA
Location: Council Chambers - City Hall
Date: 6/18/2007- 1 :30 PM
1. Call to Order
2. Approval of Minutes
2.1 Approve the minutes of the May 15, 2007 Pension Trustees meeting as submitted in written summation by
the City Clerk.
~ Attachments
3. Pension Trustee Items
3.1 Employees listed below be accepted into the City of Clearwater's Employees' Pension Plan.
~ Attachments
3.2 Ed Shannahan, Gas Department; Sherwin Meyer, Public Utilities Department; and Wendy Cason, Fire
Department, be granted regular pensions under Sections 2.393 and 2.397 of the Employees' Pension Plan
as approved by the Pension Advisory Committee.
@ Attachments
3.3 Catherine Borden, Public Utilities Department, be allowed to vest her pension in accordance with
Sections 2.397 and 2.398 of the Employees' Pension Plan as approved by the Pension Advisory
Committee.
@ Attachments
3.4 Discussion Item: Provide direction regarding the Citizen member of the Pension Investment Committee
regarding qualifications, selection process, term, etc.
@ Attachments
3.5 Approve the termination of Capital Guardian as a money manager and tranfer of the majority of the funds
to the Northeru Trust EAFE Index Fund with the balance to be used to rebalance the portfolio.
@ Attachments
4. Other Business
5. Adjourn
Meeting Date:6/18/2007
Pension Trustees Agenda
Council Chambers - City Hall
SUBJECT / RECOMMENDATION:
Approve the minutes of the May 15,2007 Pension Trustees meeting as submitted in written summation by the City Clerk.
SUMMARY:
Review Approval: 1) Clerk
Cover Memo
Item # 1
Attachment number 1
Page 1 of 7
TRUSTEES OF THE EMPLOYEES' PENSION FUND MEETING MINUTES
CITY OF CLEARWATER
May 15, 2007
Unapproved
Present:
Frank Hibbard
Carlen Petersen
John Doran
George N. Cretekos
Paul Gibson
Also Present:
William B. Horne, II
Garry Brumback
Rod Irwin
Leslie Dougall-Sides
Cynthia E. Goudeau
Patricia O. Sullivan
Chair
Trustee
Trustee
Trustee
Trustee
City Manage
Assistant City
Assistant City M
Assistant City Att
City Clerk
Board Reporter
The Chair called the meeting to order at 8:34
To provide continuity for research, ite
necessarily discussed in that order.
2 - Approval of Minutes
ove the minut
itten sum mati
d unanimously.
Re ker/Parks & Recreation
Bene s Service Tech. I/Parks & Rec.
Sara J ental Specialist/Engineering
Joe Harr aste Wkr./Solid Waste/General Services
Sammy Cr ield Service Rep. I/Customer Service
John Sadowski, WWTP Operator A/Public Utilities
Wendy Arnold, Firefighter/Fire
Michael Cannarelli, Firefighter/Fire
Travis Connolly, Firefighter/Fire
Pension Trustees 2007-05-15
itted in
007 Pension Trustee
lerk to each Trustee.
of Clearwater's
Hire Date
02/05/07
02/05/07
02/05/07
02/05/07
02/05/07
02/05/07
03/19/07
03/19/07
03/19/07
Pension
Eligible
Date
02/05/07
02/05/07
02/05/07
02/05/07
02/05/07
02/05/07
03/19/07
03/19/07
03/19/07
Item # 1
Attachment number 1
Page 2 of 7
Patrick Davis, Jr., Firefighter/Fire
James Groth, Firefighter/Fire
Jason Haynor, Firefighter/Fire
Andrew Leeth, Firefighter/Fire
Eric Miller, Firefighter/Fire
Sean Premo, Firefighter/Fire
Ryan Snelling, Firefighter/Fire
Robert Winer, Firefighter/Fire
Mark Wing, Firefighter/Fire
Ryan Pauly, Police Communications Operator/Police
03/19/07
03/19/07
03/19/07
03/19/07
03/19/07
03/19/07
03/19/07
03/19/0
03/1
03/
Trustee Doran moved to accept the listed employees into m
Clearwater's Employees' Pension Plan. The motion was duly secon
unanimously.
Robert Caruso, Gas Supervisor, Gas De
10, 1977, and his pension service credit is effe
effective May 1, 2007. Based on an average s
past five years, the formula for com egu
Joint & Survivor Annuity, this pens' pro
, as employed by
ecember 11, 1995.
f approximately
gular pensions, and Mr.
10,936 annually.
rtment, was employed by the City on November
e on June 21, 1989. His pension will be
of approximately $45,906 per year over the
mputing re r pensions, and Mr. Hamrell's selection of the
sion will approximate $22,545 annually.
roved by the Pension Advisory Committee on April 12, 2007.
al retirement eligibility when a participant has reached age 55
of credited service, has completed thirty years of credited service,
completed ten years of credited service. Mr. Caruso qualifies under
enty years of service and thirty years of service criteria. Mr. Riotto and
under the age 65 and ten years of service criteria.
Trustee Cretekos moved that Robert J. Caruso, Gas Department; Frank Riotto, Marine &
Aviation Department; and Larry Hamrell, Library Department, be granted a regular pension
under Section(s) 2.393 and 2.397 of the Employees' Pension Plan as approved by the Pension
Advisory Committee. The motion was duly seconded and carried unanimously.
Pension Trustees 2007-05-15
2
Item # 1
Attachment number 1
Page 3 of 7
3.3 Jeffrev A. Patterson, Fire Department, be allowed to vest his pension under Section(s) 2.397
and 2.398 of the Emplovees' Pension Plan as approved bv the Pension Advisorv Committee.
Jeffrey A. Patterson, Fire Lieutenant, Fire Department, was employed by the City on July
29, 1991, and began participating in the Pension Plan on that date. Mr. Patterso terminated
from City employment on March 25, 2007.
The Employees' Pension Plan provides that should an empl
employee of the City of Clearwater after completing ten or more ye
(pension participation), such employee shall acquire a vested inter
Vested pension payments commence on the first of the month foil
employee normally would have been eligible for retirement.
Section 2.393 (p) provides for normal retirement eligibility w
completed twenty years of credited service in a type of employment cri
duty" and further specifically defines service as a Fire Lieut as meeting
criteria. Mr. Patterson would have completed 20 year July 29,
will be effective August 1, 2011. This pension was ension Ad
Committee on April 12, 2007.
Trustee Gibson moved that Jeffrey A. P
pension under Section(s) 2.397 and of t
Pension Advisory Committee. Th
n Plan indicates a City
'valent to 15.77 ered payroll, is required for
cal 2007 required contribution of $15.4 million. The
accordance with Florida statutes, exceeds the
ance of 7% of payroll ($5.6 million).
red employ ontribution was primarily due to recent plan
, retirement, and mortality assumptions). These changes,
s on January 16, 2007, were the result of a comprehensive
njunction with the implementation of a new governmental
other post employment benefits. Per the draft actuary report,
the current year required contribution to decrease from $15.5
red salaries, to $12.5 million, or 15.77% of covered salaries.
uting to the decrease in the required contribution was an actuarial
rn (5-year weighted average) of 7.87% versus an assumed rate of 7.5%. This
was due to tree years of investment performance that exceeded the 7.5% assumed rate -
20.08%, 9.73%, and 11.80% for calendar years 2003,2004, and 2006, respectively; partially
offset by two years of investment earnings below the assumed rate - (8.83)% and 6.67% for
calendar years 2002 and 2005. The actuarial investment return five-year average of 7.87% was
Pension Trustees 2007-05-15
3
Item # 1
Attachment number 1
Page 4 of 7
an improvement from the January 1, 2006 report's average return of 4.58% due to the dropping
off of a negative return of (5.16)% for calendar 2001 from the five-year average, replaced by
11.80% for calendar 2006. Also contributing to the decrease in the required contribution were
actual salary increases of 5.15% versus the assumption of 6.00%. Prior year actual salary
increases were 5.49%.
The plan has a current "credit balance" of $15,046,922, which can be us
future City employer contributions. The employer contribution for Fisc 7
13% of covered payroll, and the balance of the required 20.31 % re trib
funded from the credit balance. This reduced the credit balance fr .8 million
current $15.0 million level. Any difference between the budgeted f and th
employer contribution would continue to be funded from the credit
Pension Plan Actuary Steve Metz reported the City Pension PI
funded; future funding costs should range from 16% to 20% of sala
question, Finance Director Margie Simmons said the City used 13% he
year, and will use 15% this year. Funding costs are approx' Iy 10% of Hi
said the careful management of the plan during good serious s
City's contribution had to increase. Ms. Simmons tain acre
equal to one year's contribution.
Mr. Metz said assumption changes, whi
by an estimated $800,000.
Trustee Petersen mov
Plan for the plan year begin
una
, Pension
ed and carried
oskun provided a PowerPoint presentation. Last
ity - 13.03% - 92nd; 2) International Equity-
% - 16th; 4) Total Fund - 11.76% - 84th; 5)
13.88% - 50th. The last three calendar years'
- 11.42% - ; 2) International Equity - 19.32% - 82nd; and 3)
41st; 4) Total Fund - 9.44% _79th; 5) Benchmark - 8.61%-
- 50th. The Actual Return was 11.76%.
06, the Plan has hired Independence Capital, a Small Cap
Gr Capital, a Mid Cap Value Manager. The Plan is adding Large Cap
Valu esearch & Management and Northern Trust Russell 1000 Value
Index rk Asset. The Plan is reducing its Domestic Equity Exposure from 55%
to 50% a d Income Exposure from 35% to 40%, while increasing International
Exposure 0% to 20%. The Plan also is adding REITS (Real Estate) and International
Emerging Markets. Had these changes been in place last year, the Actual Return would have
increased by 1.8%.
Pension Trustees 2007-05-15
4
Item # 1
Attachment number 1
Page 5 of 7
Concern was expressed that the poor performance of Plan investments increases City
funding requirements. Mr. Moskun said investments were based on risk tolerance. Ms.
Simmons said staff responded proactively to disappointing returns on Plan investments by
performing an investment allocation study, expanding Plan investment opportunities via
referendum approval, and changing managers. Investment policy changes will improve
opportunities to increase returns.
Recommendations were made to develop a new system to trac
long term needs, focus on returns, and that investments not be reck
3.6 Approve Pension Plan investment policv as amended
On March 11, 2007, the voters of Clearwater changed the all
Employees Pension Plan. The following changes are being recomme
policy to reflect that event: 1) Page 2 - remove "licensed to do busi
due to the growing nature of the investment universe; 2) Page 3a - re ove
Federal Government or any agency thereof or collateralize nited State
Agency securities" due to the privatization of the gover: ored entiti
change "County bonds that containing a pledge of dit of the
bonds of the Florida Development Commission, ency, whic
approved as to legal and fiscal sufficiency by th tion" to re
"Securities of countries, states, municipalities eir public
which are rated investment grade or len y's Fitch,
recognized national rating agencie ect ore estment
community; 4) Page 3g - chan tions of any m suant to the
laws of this state; provided, hat for each of ng the date of
inve me of suc ity available for ave been not less
imes its annual fixed s over the life of its
the mu uthority shall of the three highest rated
ree na recognized rati es; provided that if the bonds
ust be one of the two highest classifications by one of the
curities, are rated investment grade or equivalent by
itch, or 0 ognized national rating agencies." This change
class of P\ cked securities and the diminished role of
- adding 2. nless an asset allocation for less than
s is established." This allows for a future allocation to high
mising current City investment grade requirements. This
the Trustees; 6) Page 5 - delete "Cash as an asset class" and
ate." Adjust the limits of the assets allocation to reflect the Asset
e 9 - Add criteria for investment manager review; 8) Page 15 -
er" from each class description, redefining the asset target allocation
cation Study's objectives. Also being added is the asset class of REITS
) In addition to the above, several scrivener changes have been made to the
remo
to mat
/ Real E
document.
In response to questions, Mr. Moskun said spreading out portfolio investments reduces
the volatility of the fund and research indicates that commercial real estate remains a good
investment.
Pension Trustees 2007-05-15
5
Item # 1
Attachment number 1
Page 6 of 7
Discussion ensued. It was recommended that a seat be added to the Investment
Committee for a resident with investment experience. Staff will return with criteria for the seat.
It was recommended that unreasonable costs associated with changing managers be reviewed.
Mr. Moskun said staff will review the transition process.
Trustee Doran moved to approve the Pension Plan investment policy as
changes: 1) page 5, "six" investment classes to read "four" and 2) add nt
Investment Committee. The motion was duly seconded and carrie ous
Previously, the Trustees authorized staff to work with Dahab a
replacement manager for Ark Asset Management. Dahab received
RFP (Request for Proposals) for a Large Cap Value Manager. Resp ses
and passive investment styles. The pension investment co ee and Dah
of RFP respondents to six active style finalists: 1) Alet and Man
Brandywine Global Investment Management LLC; nagement,
Capital; 5) Numeric Investors LLC; and 6) Roths t Inc.
After presentations by the six finalists, t
unanimous consensus that Aletheia e b
committee also agreed that the m he s in
passive investment product. "[ Ittee is recom
Value Index as the passive i t vehicle.
produced an average
net of City fees). The
ts of more than IlIion. The asset allocation
be in the large cap value segment. The pension
letheia be funded with $20 million and Northern
40 million. Funding will come from rebalancing
f Ark Asset Management. The reduction in
omplish an er of the Asset Allocation Study's goals of
equities and reducing the allocation to fixed income.
1 % for the first $10 million, .75 of 1 % of the next 15 million and
n. This equals an annual fee of $175,000 on $20 million in
charges a fee of .08 of 1 % for the first $35 million, .06 of 1 % for the
f 1% for all amounts over $100 million. This equals an annual fee of
of investments.
In r nse to a question, Mr. Moskun said after two years of good performance, the
City will increase its allocation to a manager. The current rate for Northern Trust is 8 basis
points.
Pension Trustees 2007-05-15
6
Item # 1
Attachment number 1
Page 7 of 7
Trustee Cretekos moved to authorize the hiring of Aletheia Research and Management,
Inc. and Northern Trust's Russell 1 000 Value Index and approve the termination of Ark Asset
Management Co. The motion was duly seconded and carried unanimously.
4 - Other Business - None.
5 - Adjourn
The meeting adjourned at 9:52 a.m.
Chair
Employee's Pe
Attest:
City Clerk
Pension Trustees 2007-05-15
7
Item # 1
Pension Trustees Agenda
Council Chambers - City Hall
SUBJECT / RECOMMENDATION:
Employees listed below be accepted into the City of Clearwater's Employees' Pension Plan.
SUMMARY:
Name, Job Class, & Depl./Div.
Charles Stephenson, Traffic Tech./Engineering
Shery Fresk, Drafting & Mapping Tech./Engineering
Christina Beaver, Telecommunicator/Police
Kimberly Altomare, Telecommunicator/Police
Melissa Mason, Telecommunicator/Police
Thomas Leonard, Marine Fac. Oper./Marine & A vial.
Kyle Wilson, Solid Waste Worker/Solid Waste
Michael Austin, Solid Waste Worker/Solid Waste
William Duffin, TV Production Spec./Public Com.
Hire Date
4/2/07
4/2/07
4/2/07
4/2/07
4/2/07
3/3/07
4/2/07
4/2/07
4/23/07
Pension
Elig.
Date
4/2/07
4/2/07
4/2/07
4/2/07
4/2/07
3/21/07*
4/2/07
4/2/07
4/23/07
* originally hired as part-time on 3/3/07; transferred to full-time and pension eligible as of 3/21/07
Meeting Date:6/18/2007
Review Approval: 1) Clerk
Cover Memo
Item # 2
Meeting Date:6/18/2007
Pension Trustees Agenda
Council Chambers - City Hall
SUBJECT / RECOMMENDATION:
Ed Shannahan, Gas Department; Sherwin Meyer, Public Utilities Department; and Wendy Cason, Fire Department, be granted regular
pensions under Sections 2.393 and 2.397 of the Employees' Pension Plan as approved by the Pension Advisory Committee.
SUMMARY:
Ed Shannahan, Gas Supervisor, Gas Department, was employed by the City on April 4, 1977, and his pension service credit is
effective on that date. His pension will be effective June 1,2007.
Based on an average salary of approximately $59,082 per year over the past five years, the formula for computing regular pensions, and
Mr. Shannahan's selection of the 100% Joint & Survivor Annuity, this pension will approximate $48,124 annually.
Sherwin Meyer, Wastewater Treatment Plant Operator A, Public Utilities Department, was employed by the City on October 26,
1987, and his pension service credit is effective on that date. His pension will be effective November 1,2007.
Based on an average salary of approximately $49,356 per year over the past five years, the formula for computing regular pensions, and
Mr. Meyer's selection of the Life Annuity, this pension will approximate $29,894 annually.
Wendy Cason, Fire Medic Lieutenant, Fire Department, was employed by the City on January 6, 1986, and her pension service
credit is effective on that date. Her pension will be effective June 1,2007.
Based on an average salary of approximately $71,480 per year over the past five years, the formula for computing regular pensions, and
Ms. Cason's selection of the lO-year Certain & Life Annuity, this pension will approximate $43,454 annually.
These pensions were approved by the Pension Advisory Committee on May 10,2007. Section 2.393 provides for normal retirement
eligibility when a participant has reached age 55 and completed twenty years of credited service, has completed thirty years of credited
service, or has reached age 65 and completed ten years of credited service. Section 2.393 also provides for normal retirement eligibility
when a participant has completed twenty years of credited service or has reached age 55 and completed ten years of credited service in a
type of employment described as "hazardous duty" and further defines service as a Fire Medic Lieutenant as meeting the hazardous duty
criteria. Mr. Shannahan qualifies under the thirty years of service criteria. Mr. Meyer qualifies under the age 55 and twenty years of
service criteria. Ms. Cason qualifies under the hazardous duty criteria.
Review Approval: 1) Clerk
Cover Memo
Item # 3
Meeting Date:6/18/2007
Pension Trustees Agenda
Council Chambers - City Hall
SUBJECT / RECOMMENDATION:
Catherine Borden, Public Utilities Department, be allowed to vest her pension in accordance with Sections 2.397 and 2.398 of the
Employees' Pension Plan as approved by the Pension Advisory Committee.
SUMMARY:
Catherine Borden, Wastewater Treatment Plant Operator A, Public Utilities Department, was employed by the City on January 1,
1994, and began participating in the Pension Plan on that date. Ms. Borden terminated from City employment on April 11 , 2007.
The Employees' Pension Plan provides that should an employee cease to be an employee of the City of Clearwater after completing ten
or more years of creditable service (pension participation), such employee shall acquire a vested interest in the retirement
benefits. Vested pension payments commence on the first of the month following the month in which the employee normally would
have been eligible for retirement.
Section 2.393 (p) provides for normal retirement eligibility when a participant has reached age 55 and completed twenty years of
credited service, has completed 30 years of credited service, or has reached age 65 and completed ten years of credited service. Ms.
Borden would have completed at least 20 years of service and reached age 55 on January 6, 2023. Her pension will be effective
February 1,2023. This pension was approved by the Pension Advisory Committee on May 10,2007.
Review Approval: 1) Clerk
Cover Memo
Item # 4
Meeting Date:6/18/2007
Pension Trustees Agenda
Council Chambers - City Hall
SUBJECT / RECOMMENDATION:
Discussion Item: Provide direction regarding the Citizen member of the Pension Investment Committee regarding qualifications,
selection process, term, etc.
SUMMARY:
At the May 15 Pension Trustee Meeting, the Trustees approved changes to the Statement of Investment Objectives and Guidelines
including the addition of a citizen member on the Pension Investment Committee.
The Committee meets at least quarterly for approximately 4-6 hours to review the performance of the individual managers and the fund
as a whole. In addition, the committee holds special meetings as needed for the screening and selection of new money managers, to
review and make recommendations to changes in the Statement of Investment Objectives and Guidelines, and for other purposes as
needed.
Staff needs direction regarding the following:
1. Qualifications of citizen member
2. Selction process to be used
3. Term of appointment, etc.
Review Approval: 1) Clerk
Cover Memo
Item # 5
Meeting Date:6/18/2007
Pension Trustees Agenda
Council Chambers - City Hall
SUBJECT / RECOMMENDATION:
Approve the termination of Capital Guardian as a money manager and tranfer of the majority of the funds to the Northern Trust EAFE
Index Fund with the balance to be used to rebalance the portfolio.
SUMMARY:
Capital Guardian has had the following performance over the last 4 years:
Year 2006
2005
2004
2003
Cap Guardian Return 11.36%
6.60%
9.98%
38.42%
Large Cap Core Style 16.01%
7.17%
10.15%
27.29%
Cap Guardian Ranking 93rd
54th
53rd
1 st
The Pension Investment Committee recently met with Capital Guardian and based upon the above performance and the results of that
meeting, the committee is recommending the termination of Capital Guardian.
The majority of the assets of Capital Guardian will be transferred to Northern Trust's EAFE Index product that is currently being used
for our international exposure to bring the international equity allocation up to the new portfolio guidelines. The Pension Investment
Committee believes that it is important to increase the asset allocation to international equity to bring the exposure up to the not to
exceed 20% of the portfolio as soon as possible.
Staff will be bringing items forward at the next Pension Trustee meeting related to asset allocation, performance measures, active vs.
passive investments, and other issues. Based upon that discussion, staff will begin the process to implement the direction as
provided by the Trustees.
Type:
Current Year Budget?:
Other
No
Budget Adjustment:
None
Budget Adjustment Comments:
Current Year Cost:
Not to Exceed:
For Fiscal Year:
Annual Operating Cost:
Total Cost:
to
Review Approval: 1) Office of Management and Budget 2) Legal 3) Clerk 4) Assistant City Manager 5) Clerk 6) City Manager 7) Clerk
Cover Memo
Item # 6