17-31RESOLUTION NO.17-31
A RESOLUTION OF THE CITY OF CLEARWATER,
FLORIDA, AMENDING THE CITY OF CLEARWATER
STATE HOUSING INITIATIVES PARTNERSHIP (SHIP)
LOCAL HOUSING ASSISTANCE PLAN COVERING STATE
FISCAL YEARS 2016-2018; MODIFYING NEW
CONSTRUCTION, ACQUISITION OF EXISTING HOMES
WITH REHABILITATION, DOWN PAYMENT AND
CLOSING COSTS ASSISTANCE FOR EXISTING HOMES
WITHOUT REHABILITATION AND OWNER OCCUPIED
REHABILITATION STRATEGIES; PROVIDING AN
EFFECTIVE DATE.
WHEREAS, the State of Florida enacted the William E. Sadowski Affordable
Housing Act, Chapter 92-317 of Florida Sessions Law, allocating a portion of
documentary stamp taxes on deeds to local governments for the development and
maintenance of affordable housing; and
WHEREAS, the State Housing Initiatives Partnership (SHIP) Act, ss.420.907-
9079, Florida Statutes (1992), and Rule Chapter 67-37, Florida Administrative Code,
requires local governments to develop a one to three-year Local Housing Assistance
Plan outlining how funds will be used, and
WHEREAS, on April 16, 2015, City Council approved the city's 2016-2018 Local
Housing Assistance Plan (LHAP) identifying the city's strategies for use of available
funding. Such strategies include limitations on funding and other criteria established for
each strategy, and
WHEREAS, the City of Clearwater finds that limitations on certain strategies
under the city's LHAP need to be adjusted in order to increase the number of loans
provided to qualified individuals by establishing certain terms and conditions that are
more similar to the Pinellas County Down Payment & Closing Cost Assistance program.
Strategies needing adjustments are New Construction, Acquisition of Existing Homes
with Rehabilitation, Down Payment and Closing Cost Assistance for Existing Homes
without Rehabilitation and Owner Occupied Rehabilitation.
NOW THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY
OF CLEARWATER, FLORIDA:
Section 1. The City of Clearwater hereby amends the Local Housing Assistance
Plan, as attached hereto and incorporated herein (Exhibit "A") for submission to the
Florida Housing Finance Corporation as required by ss. 420.907-420.9079, Florida
Statutes, for state fiscal years 2015-16, 2016-17 and 2017-18.
Resolution No. 17-31
Section 2. This resolution shall take effect immediately upon adoption.
PASSED AND ADOPTED this 5th day of October
, 2017.
George N. Cretekos
Mayor
Approved as to form: Attest:
Laura Mahony
Assistant City Attorney
lc,C_'ti-e_
Rosemarie Call
City Clerk
2 Resolution No. 17-31
�",4 11
LXhIUI'
SHIP LHAP Template 2015
Revised Date: 10/2017
SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP)
2015-2016, 2016-2017, and 2017-2018
BRIGHT AND BEAUTIFUL BAY tC) BEACH
ECONOMIC DEVELOPMENT & HOUSING DEPARTMENT
SHIP LHAP — Adopted April 16, 2015
As Amended, October, 2017
1
SHIP LHAP Template 2015
Revised Date: 10/2017
Table of Contents
Title Pa2e #:
Section I.
General Program Description: 4
Section II.
LHAP Strategies:
A: New Construction 7
B: Acquisition of Existing Homes with Rehabilitation 10
C: Down Payment Assistance for Existing Homes without Rehabilitation 14
D: Owner -Occupied Rehabilitation 17
E: Multi -Family Housing 20
F: Disaster Mitigation Strategy 23
Section III.
LHAP Incentive Strategies:
A: Expedited Permitting 24
B: Ongoing Review Process 24
C: The allowance of flexibility densities for affordable housing 25
D: The reduction of parking setback requirements for affordable housing 25
E: The allowance of flexible lot configurations, including zero -lot -line configuration for 26
affordable housing
F: The preparation of a printed inventory of locally -owned public lands suitable for affordable 26
housing
G: The support of development near transportation hubs, and major employment centers 27
and mixed -used development
Section IV.
Exhibits:
Administrative Budget for each fiscal year covered in the Plan Exhibit A
Deadlines for Encumbrances and Expenditures Exhibit B
Housing Delivery Goals Charts (HDGC) for each fiscal year covered in the Plan Exhibit C
Certification Page Exhibit D
Adopting Resolution Exhibit E
Information Sheet Exhibit F
Consolidated Action Plan Application Exhibit G
2
SHIP LHAP Template 2015
Revised Date: 10/2017
I. General Program Description:
A. Name of the participating local government and Interlocal if Applicable:
CITY OF CLEARWATER
Interlocal: Yes
No X
If "Yes", name of participating local government(s) in the Interlocal Agreement;
A copy of the Interlocal Agreement must be attached as Exhibit H.
B. Purpose of the program:
Creation of the Plan is for the purpose of:
1. To meet the housing needs of the very low, low and moderate income households;
2. To expand production of and preserve affordable housing; and
3. To further the housing element of the local government comprehensive plan specific to
affordable housing
C. Fiscal years covered by the Plan: 2015-2016, 2016-2017 and 2017-2018
D. Governance:
The SHIP Program is established in accordance with Section 420.907-9079,
Florida Statutes and Chapter 67-37, Florida Administrative Code.
Cities and Counties must be in compliance with these applicable statutes, rules and any
additional requirements as established through the Legislative process.
E. Local Housing Partnership:
The SHIP Program encourages building active partnerships between government,
lenders, builders and developers, real estate professionals, advocates for low-
income persons and community groups.
F. Leveraging:
The Plan is intended to increase the availability of affordable residential units by combining
local resources and cost saving measures into a local housing partnership and using public
and private funds to reduce the cost of housing. SHIP funds may be leveraged with or used
to supplement other Florida Housing Finance Corporation programs and to provide local
match to obtain federal housing grants or programs.
G. Public Input:
Public input was solicited through face to face meetings with housing providers, social
service providers and local lenders and neighborhood associations. Public input was
solicited through the local newspaper in the advertising of the Local Housing Assistance
Plan and the Notice of Funding Availability.
3
SHIP LHAP Template 2015
Revised Date: 10/2017
H. Advertising and Outreach:
SHIP funding availability shall be advertised in a newspaper of general circulation and
periodicals serving ethnic and diverse neighborhoods, at least 30 days before the beginning
of the application period. If no funding is available due to a waiting list, no notice of funding
availability is required.
Discrimination:
In accordance with the provisions of ss.760.20-760.37, it is unlawful to discriminate on the
basis of race, color, religion, sex, national origin, age, handicap, or marital status in the
award application process for eligible housing.
J. Support Services and Counseling:
Support services are available from various sources. Available support services may
include but are not limited to: Homeownership Counseling (Pre and Post), Credit
Counseling, Tenant Counseling and Transportation.
K. Purchase Price Limits:
The sales price or value of new or existing eligible housing may not exceed 90% of the
average area purchase price in the statistical area in which the eligible housing is located.
Such average area purchase price may be that calculated for any 12 -month period beginning
not earlier than the fourth calendar year prior to the year in which the award occurs. The
sales price of new and existing units, which can be lower but may not exceed 90% of the
median area purchase price established by the U.S. Treasury Department or as described
above.
The methodology used is:
X U.S. Treasury Department
Local HFA Numbers
L. Income Limits, Rent Limits and Affordability:
The Income and Rent Limits used in the SHIP Program are updated annually by the
Department of Housing and Urban Development and posted at www.floridahousing.org.
Affordable means that monthly rents or mortgage payments including taxes and insurance do
not exceed 30 percent of that amount which represents the percentage of the median annual
gross income for the households as indicated in Sections 420.9071, F.S. However, it is not
the intent to limit an individual household's ability to devote more than 30% of its income
for housing, and housing for which a household devotes more than 30% of its income shall
be deemed Affordable if the first institutional mortgage lender is satisfied that the household
can afford mortgage payments in excess of the 30% benchmark and in the case of rental
housing does not exceed those rental limits adjusted for bedroom size.
M. Welfare Transition Program:
Should an eligible sponsor be used, a qualification system and selection criteria for
applications for Awards to eligible sponsors shall be developed, which includes a description
that demonstrates how eligible sponsors that employ personnel from the Welfare Transition
Program will be given preference in the selection process.
4
SHIP LHAP Template 2015
Revised Date: 10/2017
N. Monitoring and First Right of Refusal:
In the case of rental housing, the staff and any entity that has administrative authority for
implementing the local housing assistance plan assisting rental developments
shall annually monitor and determine tenant eligibility or, to the extent another governmental
entity provides the same monitoring and determination, a municipality, county or local
housing financing authority may rely on such monitoring and determination of tenant
eligibility. However, any loan or grant in the original amount of $3,000 or less shall not be
subject to these annual monitoring and determination of tenant eligibility requirements.
Tenant eligibility will be monitored annually for no less than 15 years or the term of
assistance whichever is longer unless as specified above.
Eligible sponsors that offer rental housing for sale before 15 years or that have
remaining mortgages funded under this program must give a first right of refusal to
eligible nonprofit organizations for purchase at the current market value for
continued occupancy by eligible persons.
O. Administrative Budget:
A line -item budget of proposed Administrative Expenditures is attached as Exhibit A.
City of Clearwater finds that the moneys deposited in the local housing assistance trust fund
shall be used to administer and implement the local housing assistance plan.
Section 420.9075 Florida Statute and Chapter 67-37, Florida Administrative Code,
states:
"A county or an eligible municipality may not exceed the 5 percent limitation on
administrative costs, unless its governing body finds, by resolution, that 5 percent of the local
housing distribution plus 5 percent of program income is insufficient to adequately pay the
necessary costs of administering the local housing assistance plan."
Section 420.9075 Florida Statute and Chapter 67-37, Florida Administrative Code,
further states:
"The cost of administering the program may not exceed 10 percent of the local housing
distribution plus 5 percent of program income deposited into the trust fund, except that small
counties, as defined in s. 120.52(17), and eligible municipalities receiving a local housing
distribution of up to $350,000 may use up to 10 percent of program income for
administrative costs."
The Clearwater City Council has adopted the above findings in the resolution attached as
Exhibit E.
P. Program Administration:
Administration of the local housing assistance plan will be wholly performed and maintained by
the CITY OF CLEARWATER .
Q.
Essential Service Personnel Definition (required): Persons whose household income do not
exceed 120% of AMI, as updated annually from the Department of Urban Development and
distributed annually by the Florida Housing Corporation and adjusted for family size, including:
teachers and educators, other school district and university employees, police and fire personnel;
health care personnel, construction industry personnel; Federal, State, County, and local
government personnel, information technology industry personnel, food service personnel;
service personnel, retail workers, tourism industry personnel; the occupation in demand with the
most employees, the occupations in demand gaining the most new jobs according to the Agency
of Workforce Innovation (AWI);
5
SHIP LHAP Template 2015
Revised Date: 10/2017
R. Describe efforts to incorporate Green Building and Energy Saving products and processes
(required):
The City of Clearwater promotes the use of green housing construction and rehabilitation
techniques. The City created a Plan called "Greenprint" to address this citywide.
Below are excerpts from the City's Comprehensive Plan:
C.1.10 Objective — Recognizing that sustainable building techniques contribute to keeping
housing units affordable over the long term by reducing energy consumption, lowering utility
bills and decreasing maintenance costs, the City of Clearwater will promote the use of green
housing construction and renovation and rehabilitation techniques.
Policies:
C.1.10.1 Encourage affordable housing projects that are constructed consistent with US Green
Building Council's (USGBC) Leadership in Energy and Environmental Design (LEED)
principles or Florida Green Building Coalition's (FGBC) Green Land Development and Building
Standards.
C.1.10.2 Encourage construction of efficient and lasting homes by developing Green Building
standards, using resources such as those available through Global Green USA.
C.1.10.3 Provide "green building information" to local area housing providers.
C.1.10.4 Work with the local chapter of the USGBC to provide information regarding LEED
renovation techniques at Neighborhood Week and other outreach events.
C.1.10.5 Develop prototypical xeriscape plans that can be provided to local area housing non-
profits and neighborhood associations.
Community Sustainability Plan
Clearwater Greenprint is a community sustainability plan that identifies a series of tangible
actions across eight topic areas that have the potential to reduce energy consumption, pollution
and greenhouse gas (GHG) emissions while stimulating the local economy and improving the
quality of life. The topic areas include education and awareness, green energy and buildings,
transportation, land use and urban form, water resources, waste management, food production,
and green business and jobs. Through creating and implementing Clearwater Greenprint, the
City of Clearwater government is leading a community -wide effort to understand the challenges
of today with a view toward creating a sustainable future. The strategies included in Clearwater
Greenprint provide a framework for government, resident and business actions in the short,
medium and long term.
In addition to the City's comprehensive plan, the department applies green principles in all new
construction and rehabilitation projects. The City's specifications for new and existing homes
are tailored to meet green standards. Whenever repairs are necessary and performed on a house,
green initiatives will be used to include, but not be limited to, low E windows, insulation is
minimum R30, exterior doors are insulated, all windows and doors seals are in place, hot water
heater is in good condition and operating properly and attic has proper ventilation to better
control temperatures.
6
SHIP LHAP Template 2015
Revised Date: 10/2017
Section H. LHAP Strategies:
A.
a. Summary of the Strategy:
The City of Clearwater through eligible developers and sub -recipients may use SHIP
funds for the development of new housing units. The costs may include acquisition,
site improvement and building costs to include innovative design and green
principles. The City's specifications for new homes are tailored to meet green
standards.
The City may use SHIP funds as a match for the HOME program to loan funds to
eligible developers for the construction of new housing units, and in some cases,
acquisition of vacant properties and infrastructure costs for new housing
development. Assistance will be repaid when the unit is sold to an eligible buyer.
b. Fiscal Years Covered:
2015-2016, 2016-2017 and 2017-2018
c. Income Categories to be served:
This strategy will serve eligible homebuyers with income at or below 120% of
the area median income, adjusted for family size as published annually by the
United States Department of Housing and Urban Development (HUD) and
distributed by Florida Housing Finance Corporation.
d. Maximum award:
Maximum award is noted on Housing Delivery Goal Charts.
e. Terms of the award: Interest Rate, Repayment (hard pay, forgiveness),
Recapture and Default.
For the Developer:
• A deferred payment mortgage and note not to exceed 12 months
• Interest rate 0%
7
SHIP LHAP Template 2015
Revised Date: 10/2017
• Full payment is required when the home is sold to an eligible buyer
• The loan becomes due and payable if at the end of the loan term, the home is
not sold, or if the home does not have a sales contract.
For the Homebuyer:
Zero percent (0%) subordinate mortgages will be available to eligible homebuyers of
the new housing units for down payment and closing costs assistance with the
following stipulations:
• The payments are deferred for five (5) years with monthly payments
commencing at the end of the deferred period and amortized over twenty
(20) years.
• The City's loan term is Twenty five (25) years.
• The maximum assistance provided under this strategy will be $22,000;
however, the maximum loan amount will not exceed $20,000.
• Loans will be secured by a Mortgage and Note and recorded in the public
records of Pinellas County until satisfied.
• The loan becomes due and payable if one of the following occurs:
o Death of the borrower(s). In the event the homeowner should die,
this strategy allows for assumption by eligible heirs
o Upon sale or transfer of title
o Property is vacated and no longer the primary residence of the
borrower
o Property is converted into rental unit
o Any refinancing with cash out or debt consolidation
In the event of non-payment or other default defined above, the City will follow its
"Workout and Foreclosure" Policy. Also, the language below is included in the mortgage
note:
The Note Holder shall have the optional right to declare the amount of the total balance
hereof to be due and forthwith payable in advance of the Maturity Date upon the occurrence
of any Event of Default or failure to perform in accordance with any of the terms and
conditions set forth in the Subordinate Mortgage. Upon exercise of this option by the Note
Holder, the entire principal shall bear interest at the rate of three percent (3%) per annum.
Forbearance to exercise this option with respect to any failure or breach of the Borrower
shall not constitute a waiver of the right as to any continuing failure or breach or any
subsequent failure or breach.
SHIP LHAP Template 2015
Revised Date: 10/2017
f. Recipient Selection Criteria:
Assistance is provided on a first -qualified, first-served basis while funds remain
available. All recipients will be income eligible as defined by the U.S. Department
of Housing and Urban Development's median family income limits adjusted for
household size. Property purchased must be the primary residence of the buyer.
Should funds not be available at any time, a City created "Waiting List" will be
utilized and eligible clients will be assisted when funds are available.
To qualify for assistance, an eligible participant must meet the following
requirements:
• The applicant is not required to be a First -Time Homebuyer (as defined by
the U.S. Department of Housing and Urban Development) to qualify for
assistance, but they cannot own a property at the time of closing. In
addition, households that have been assisted with any City funds within the
past five (5) years are ineligible to receive funding again through any of the
Housing Division's Programs, unless there is some form of "hardship" as
defined below. Hardship determination will be determined and approved on
a case-by-case basis by the Director of the Department. Examples of
hardship: Divorce, Permanent layoff, physical or mental disability, fire,
flood or disaster, death of a household family member.
g.
Sponsor Selection Criteria and duties, if applicable:
All program sponsors or sub -recipients will be selected using the City's
Consolidated Action Plan Application. Eligible sponsors or sub -recipients that
provide assistance under this program will be required to contractually commit and
comply with all SHIP program requirements.
Criteria include:
• The not-for-profit corporation must have received a tax-exempt ruling from
the Internal Revenue Service (IRS) under section 501 c (3) of the Internal
Revenue Code.
• The not-for-profit corporation must be organized and established under the
laws of the State of Florida.
• The not-for-profit or for-profit corporation must have financial
accountability standards that permit the Economic Development & Housing
Department to verify organizational capacity for projects.
9
SHIP LHAP Template 2015
Revised Date: 10/2017
• The not-for-profit or for-profit corporation must have experience in
providing housing assistance and/or development appropriate to this
strategy.
h. Additional Information:
Other state, federal, county, private and homeowners contributions may be leveraged
with SHIP funds. Mobile homes are not eligible for assistance.
a. Summary of the Strategy:
The City of Clearwater through eligible developers and sub -recipients may use SHIP
funds to acquire, rehabilitate and resell single-family housing units. The costs may
include acquisition, rehabilitation (to include innovative design and green principles)
and other costs associated with the resale of the single-family unit.
The City may use SHIP funds as a match for the HOME program to loan funds to
eligible developers and sub -recipients for the acquisition and rehabilitation of
existing housing units. Assistance will be repaid when the unit is sold to an eligible
buyer.
Under this strategy, Community Land Trust principles may be utilized. The
community land trusts become the stewards of land and maintain it permanently
beginning with a ninety-nine year, renewable ground lease. Developers may
purchase homes to be placed in a Community Land Trust. The homebuyers only
own their home and sign a long-term lease on the land their home sits on. This
ensures the affordability of the home because the homebuyer only obtains a
mortgage on the structure.
For the Homebuyer:
The City of Clearwater through its housing programs and through its sub -recipients
may use SHIP funds to provide down payment and closing costs assistance to
eligible very -low to moderate -income homebuyers of existing rehabilitated homes.
To qualify for assistance, applicants must be able to obtain a first mortgage from a
10
SHIP LHAP Template 2015
Revised Date: 10/2017
licensed lending institution. This first mortgage cannot exceed a term of 30 years
with a fixed-rate.. All Buyers must have completed at least eight (8) hours of
homebuyer education through a HUD -approved housing counseling agency.
b. Fiscal Years Covered:
c.
2015-2016, 2016-2017 and 2017-2018
Income Categories to be served:
This strategy will serve eligible homebuyers with income at or below 120% ofIthe
area median income, adjusted for family size as published annually by the United
States Department of Housing and Urban Development (HUD) and distributed by
Florida Housing Finance Corporation.
d. Maximum award:
Maximum award is noted on the Housing Delivery Goal Charts.
e. Terms of the award: Interest Rate, Repayment (hard pay, forgiveness),
Recapture and Default.
For the Developer:
• A deferred payment mortgage and note not to exceed 12 months
• Interest rate is 0%
• Full payment is required when the home is sold to an eligible buyer
• The loan becomes due and payable if at the end of the loan term, the home is
not sold, or if the home does not have a sale contract.
For the Homebuyer:
Zero percent (0%) subordinate mortgages will be available to eligible homebuyers
for down payment and closing costs assistance with the following stipulations:
• The payments are deferred for five (5) years with monthly payments
commencing at the end of the deferred period and amortized over Twenty
(20) years.
• The City's loan term is not to exceed twenty-five (25) years
• Loans will be secured by a Mortgage and Note and recorded in the public
records of Pinellas County, Florida until satisfied
• The loan becomes due and payable if one of the following occurs:
11
SHIP LHAP Template 2015
Revised Date: 10/2017
o Death of a borrower(s). In the event the homeowner should die, this
strategy allows for assumption by eligible heirs
o Upon sale or transfer of title
o Property is vacated and no longer the primary residence of the
borrower
o Property is converted into a rental unit
o Any refinancing with cash out or debt consolidation
o In the event of non-payment or other default defined above, the City
will follow its "Workout and Foreclosure" Policy
Also, the language below is included in the mortgage note:
The Note Holder shall have the optional right to declare the amount of the total balance
hereof to be due and forthwith payable in advance of the Maturity Date upon the occurrence
of any Event of Default or failure to perform in accordance with any of the terms and
conditions set forth in the Subordinate Mortgage. Upon exercise of this option by the Note
Holder, the entire principal shall bear interest at the rate of three percent (3%) per annum.
Forbearance to exercise this option with respect to any failure or breach of the Borrower
shall not constitute a waiver of the right as to any continuing failure or breach or any
subsequent failure or breach.
f. Recipient Selection Criteria:
Assistance is provided on a first -qualified, first-served basis while funds remain
available. All recipients will be income eligible as defined by the U.S. Department
of Housing and Urban Development's median family income limits adjusted for
household size. Property purchased must be the primary residence of the buyer.
Should funds not be available at any time, a City created "Waiting List" will be
utilized and eligible clients will be assisted when funds are available.
To qualify for assistance, an eligible buyer must meet the following
requirements:
• The applicant is not required to be a First -Time Homebuyer (as defined by
the U.S. Department of Housing and Urban Development) to qualify for
assistance, but they cannot own a property at the time of closing.
• In addition, households that have been assisted with any City funds within
12
g.
SHIP LHAP Template 2015
Revised Date: 10/2017
the past five (5) years are ineligible to receive funding again through any of
the Housing Division's Programs, unless there is some form of "hardship"
Hardship determination will be determined and approved on a case-by-case
basis by the Director of the Department. Examples of hardship include:
divorce, permanent layoff, physical or mental disability, fire, flood or
natural disaster or the death of a family member.
Sponsor Selection Criteria and duties, if applicable:
All program sponsors or sub -recipients will be selected using the City's
Consolidated Action Plan Application. Eligible sponsors or sub -recipients that
provide assistance under this program will be required to contractually commit and
comply with all SHIP program requirements.
Criteria include:
• The not-for-profit corporation must have received a tax-exempt ruling from
the Internal Revenue Service (IRS) under section 501 c (3) of the Internal
Revenue Code
• The not-for-profit corporation must be organized and established under the
laws of the State of Florida
• The not-for-profit or for-profit corporation must have financial
accountability standards that permit the Economic Development & Housing
Department to verify organizational capacity for project
• The not-for-profit or for-profit corporation must have experience in
providing housing assistance and/or development appropriate to this
strategy.
h. Additional Information:
All properties being purchased must meet the HUD livability standards. An
inspection is required to verify that the property meets applicable safety/code
requirements. If repairs are required to bring a property to HUD livability standards
and the cost for the repairs exceed $1,000.00, the property will be coded as "down
payment and closing costs with rehabilitation". If the seller can provide
documentation to show that the property had repairs over $1,000.00 completed
within the past twelve (12) months, the property will also be coded as "down
payment and closing costs assistance with rehabilitation".
13
SHIP LHAP Template 2015
Revised Date: 10/2017
Other state, federal, county, private and homeowners contributions may be leveraged
with SHIP funds. Mobile homes are not eligible for assistance.
a. Summary of the Strategy:
The City of Clearwater through its housing programs and through its sub -recipients
will use SHIP funds to provide down payment and closing costs assistance to
eligible very -low to moderate -income homebuyers of existing homes. To qualify for
assistance, applicants must be able to obtain a first mortgage from a licensed lending
institution. This first mortgage cannot exceed a term of 30 years with a fixed-rate.
. All Buyers must have completed at least eight (8) hours of homebuyer education
through a HUD -approved housing counseling agency.
b. Fiscal Years Covered:
2015-2016, 2016-2017 and 2017-2018
c. Income Categories to be served:
This strategy will serve eligible homebuyers with income at or below 120% of the
area median income, adjusted for family size as published annually by the United
States Department of Housing and Urban Development (HUD) and distributed by
Florida Housing Finance Corporation.
d. Maximum award:
Maximum award is noted on the Housing Delivery Goal Charts.
e. Terms of the award: Interest Rate, Repayment (hard pay, forgiveness), Recapture
and Default.
Zero percent (0%) subordinate mortgages will be available to eligible homebuyers
for down payment and closing costs assistance with the following stipulations:
• The maximum assistance provided under this strategy will be $22,000;
however, the maximum loan amount will not exceed $20,000.
14
SHIP LHAP Template 2015
Revised Date: 10/2017
• The payments are deferred for five (5) years with monthly payments
commencing at the end of the deferred period and amortized over Twenty
(20) years.
• The City's loan term is twenty five (25) years
• Loans will be secured by a Mortgage and Note and recorded in the public
records of Pinellas County, Florida until satisfied
• The loan becomes due and payable if one of the following occurs:
o Death of a borrower(s). In the event the homeowner should die, this
strategy allows for assumption by eligible heirs
o Upon sale or transfer of title
o Property is vacated and no longer the primary residence of the
borrower
o Property is converted into a rental unit
In the event of non-payment or other default defined above, the City will follow its
"Workout and Foreclosure" Policy. Also, the language below is included in the mortgage
note:
The Note Holder shall have the optional right to declare the amount of the total balance
hereof to be due and forthwith payable in advance of the Maturity Date upon the occurrence
of any Event of Default or failure to perform in accordance with any of the terms and
conditions set forth in the Subordinate Mortgage. Upon exercise of this option by the Note
Holder, the entire principal shall bear interest at the rate of three percent (3%) per annum.
Forbearance to exercise this option with respect to any failure or breach of the Borrower
shall not constitute a waiver of the right as to any continuing failure or breach or any
subsequent failure or breach.
f. Recipient Selection Criteria:
Assistance is provided on a first -qualified, first-served basis while funds remain
available. All recipients will be income eligible as defined by the U.S. Department of
Housing and Urban Development's median family income limits adjusted for household
size: Property purchased must be the primary residence of the buyer. Should funds not
be available at any time, a City created "Waiting List" will be utilized and eligible
clients will be assisted when funds are available.
15
g.
SHIP LHAP Template 2015
Revised Date: 10/2017
To qualify for assistance, an eligible participant must meet the following
requirements:
• The applicant is not required to be a First -Time Homebuyer (as defined by the
U.S. Department of Housing and Urban Development) to qualify for assistance,
but they cannot own a property at the time of closing.
• In addition, households that have been assisted with City funds within the past
five (5) years are ineligible to receive funding again through any of the Housing
Division's Programs, unless there is some form of "hardship" as defined below.
Hardship determination will be determined and approved on a case-by-case
basis by the Director of the Department. Examples of hardship: divorce,
permanent layoff, physical or mental disability, fire, flood or natural disaster, or
the death of a family member.
Sponsor Selection Criteria and duties, if applicable:
All program sponsors or sub -recipients will be selected using the City's Consolidated
Action Plan Application. Eligible sponsors or sub -recipients that provide assistance
under this program will be required to contractually commit and comply with all SHIP
program requirements.
Criteria include:
• The not-for-profit corporation must have received a tax-exempt ruling from
the Internal Revenue Service (IRS) under section 501 c (3) of the Internal
Revenue Code
• The not-for-profit corporation must be organized and established under the
laws of the State of Florida
• The not-for-profit or for-profit corporation must have financial
accountability standards that permit the Economic Development & Housing
Department to verify organizational capacity for project
• The not-for-profit or for-profit corporation must have experience in
providing housing assistance and/or development appropriate to this
strategy.
h. Additional Information:
All properties being purchased must meet the HUD livability standards. An inspection is
required to verify that the property meets applicable safety/code requirements.
16
SHIP LHAP Template 2015
Revised Date: 10/2017
Other state, federal, county, private and homeowners contributions may be leveraged
with SHIP funds. Mobile homes are not eligible for assistance.
a. Summary of the Strategy:
The City of Clearwater will provide funds for the rehabilitation of owner -occupied
single-family residences located within the city limits of Clearwater. The City will
award funds for the rehabilitation of owner -occupied, income -eligible households on a
first -qualified, first-served basis. Funds for assistance may be used by the homeowner
for housing rehabilitation such as, but not limited to, the following:
• Correct housing code deficiencies
• Adapt the residence to meet accessibility needs of a disabled family member
In cases where the health, safety and welfare of the household are in jeopardy, they
shall receive priority and the Housing Manager shall evaluate the situation to determine
if the work may be done as emergency repairs. Such things that are considered
"emergency repairs" are:
• Structural components that show signs of imminent collapse
• Inoperable heating systems during the winter months
• Water leaks in walls or foundation
• Roof leaks causing electrical hazards, ceiling collapse or structural damage
• Inoperable exterior doors and/or windows, preventing emergency egress
• Falling ceiling
• Lead-based paint
• ADA modifications of an immediate nature
Priority will be given to special needs and elderly household homes that need
renovations to allow them to remain independent in their homes, and prevent them from
having to move into an assisted living type arrangement. Improvements may include
things as:
• Wheel chair ramps
• Widening of doorways
• Lowering of cabinets
17
SHIP LHAP Template 2015
Revised Date: 10/2017
• Installation of grab -bars
• Visual guiding systems for the hearing impaired
b. Fiscal Years Covered:
2015-2016, 2016-2017 and 2017-2018
c. Income Categories to be served:
The strategy will serve all eligible recipients with income at or below 120% of the area
median income, adjusted for family size as published annually by the United States
Department of Housing and Urban Development (HUD) and distributed by Florida
Housing Finance Corporation.
d. Maximum award:
Maximum award is noted on the Housing Delivery Goal Charts.
e. Terms of the award: Interest Rate, Repayment (hard pay, forgiveness), Recapture
and Default.
The award will be either a thirty-year zero percent deferred loan or a twenty-year zero
percent payment loan.
To qualify for a thirty-year zero percent deferred loan, eligible recipients must
meet the following criteria:
• The recipient's household income must be at or below thirty percent (30%) of
the Area Median Income (AMI)
• The recipient's current housing debt exceeds thirty five percent (35%) of their
gross monthly income
The deferred loan is satisfied at the end of thirty (30) years, if no default occurs.
Twenty-year Zero Percent Payment Loans.
All eligible recipients with household income above thirty percent (30%) of the (AMI),
and current housing debt below thirty five percent (35%) of their gross monthly income
will repay the rehabilitation assistance at zero percent with the following stipulations:
• The payments are deferred for 120 days from the note date with monthly
payments commencing at the end of the deferred period and amortized over
twenty (20) years
• Loans will be secured by a Mortgage and Note and recorded in the public
18
SHIP LHAP Template 2015
Revised Date: 10/2017
records of Pinellas County, Florida until satisfied
The loan becomes immediately due and payable if one of the following occurs:
• Death of a borrower(s). In the event the homeowner should die, this strategy
allows for assumption by eligible heirs
• Upon sale or transfer of title
• Property is vacated and no longer the primary residence of the borrower
• Property is converted into rental unit
• Any refinancing with cash out or debt consolidation
In the event of non-payment or other default defined above, the City will follow its
"Workout and Foreclosure" Policy. Also, the language below is included in the mortgage
note: The Note Holder shall have the optional right to declare the amount of the total balance
hereof to be due and forthwith payable in advance of the Maturity Date upon the occurrence
of any Event of Default or failure to perform in accordance with any of the terms and
conditions set forth in the Mortgage Documents. Upon exercise of this option by the Note
Holder, the entire principal shall bear interest at the rate of three percent (3%) per annum.
Forbearance to exercise this option with respect to any failure or breach of the Borrower
shall not constitute a waiver of the right as to any continuing failure or breach or any
subsequent failure or breach
f. Recipient Selection Criteria:
Assistance is provided on a first -qualified, first-served basis while funds remain
available. All recipients will be income eligible with priority given to the special
needs and elderly household homes that need renovations to help them remain
independent in their homes. Should funds not be available at any time, a City
created "Waiting List" will be utilized and eligible clients will be assisted when
funds are available. In addition, households that have been assisted through the
rehabilitation strategy with City funds within the past Ten (10) years are ineligible to
receive funding again through this strategy, unless there is some form of "hardship"
as defined below. Hardship determination will be determined and approved on a
case-by-case basis by the Director of the Department. Examples of hardship:
Divorce, Permanent layoff, physical or mental disability, fire, flood or disaster,
death of a household family member.
19
SHIP LHAP Template 2015
Revised Date: 10/2017
g. Sponsor Selection Criteria and duties, if applicable: N/A
h. Additional Information:
The City will incorporate energy-efficient improvements to reduce energy costs and
hurricane standards will be used when replacing windows and doors based on
funding availability. Specific improvements include, but are not limited to:
• Installation of energy-efficient doors and windows
• Replacement of heating and/or cooling systems with high energy -efficiency
units
• Installing R30 insulation
• Energy star appliances and water heater
• Low consumption toilets and faucets
• Bracing and strapping
Mobile homes are not eligible for assistance.
a. Summary of the Strategy:
Funds may be provided as loans to support the acquisition, rehabilitation and or new
construction of multi -family housing, including single -room occupancy, transitional
housing, or the housing portion of a mixed-use facility and or mixed -income
projects. Funds may be used as a match for U.S. Department of Housing and Urban
Development's HOME program and various other programs offered by the federal
government and the State of Florida to construct and preserve multi -family housing.
b. Fiscal Years Covered:
2015-2016, 2016-2017 and 2017-2018
c. Income Categories to be served:
This strategy will serve all eligible recipients with income at or below 120% of the
area median income, adjusted for family size as published annually by the United
States Department of Housing and Urban Development (HUD) and distributed by
Florida Housing Finance Corporation.
20
SHIP LHAP Template 2015
Revised Date: 10/2017
d. Maximum award:
Maximum award is noted on Housing Delivery Goal Charts.
e. Terms of the award: Interest Rate, Repayment (hard pay, forgiveness), Recapture
and Default.
Recapture will be in compliance with the SHIP Program requirements to ensure
affordability. When HOME funds are used with SHIP funds, the City will use the
recapture provision for the repayment of the loan should the Borrower not abide
with the affordability period or any other default provision in the mortgage, note or
the restrictive covenant.
In accordance with the City's policy, the terms of the City's funding for multi-
family acquisition, rehabilitation or new construction developments will vary from
project to project, depending on the economics of the development.
Loans for eligible rental housing constructed, rehabilitated or otherwise assisted
under this strategy must be reserved for eligible persons for at least the term of the
assistance. A restrictive covenant will be recorded to ensure that units remain
affordable for the prescribed period of time. The City, eligible sponsor or appointed
designee, shall annually monitor and determine tenant eligibility throughout the
compliance period. For those developments that Florida Housing Finance and other
approved entities provide the same monitoring and determination, the City may rely
on such monitoring and determination of tenant eligibility.
Eligible sponsors that offer rental housing for sale before the end of the compliance
period or that have remaining mortgages funded under this strategy must give a right
of first refusal to the City for purchase at the current market value for the continued
occupancy of eligible persons.
Also, the language below is included in the mortgage note:
The Note Holder shall have the optional right to declare the amount of the total balance
hereof to be due and forthwith payable in advance of the Maturity Date upon the occurrence
of any Event of Default or failure to perform in accordance with any of the terms and
conditions set forth in the Subordinate Mortgage. Upon exercise of this option by the Note
Holder, the entire principal shall bear interest at the rate of _ percent (%) per annum.
Forbearance to exercise this option with respect to any failure or breach of the Borrower
shall not constitute a waiver of the right as to any continuing failure or breach or any
21
SHIP LHAP Template 2015
Revised Date: 10/2017
subsequent failure or breach.
f. Recipient Selection Criteria:
The SHIP -assisted units in a rental housing project will be occupied only by
households that are verified as very -low to moderate -income families. Maximum
monthly rent limits will be those established annually by HUD.
g.
Sponsor Selection Criteria and duties, if applicable
Eligible sponsors will be selected using the City's Consolidated Action Plan
Application. Eligible persons, sponsors or sub -recipients that provide assistance
under this program will be required to contractually commit and comply with all
SHIP program requirements.
Criteria include:
• The not-for-profit corporation must have received a tax-exempt ruling
from the Internal Revenue Service (IRS) under section 501 c (3) of the
Internal Revenue Code
• The not-for-profit corporation must be organized and established under
the laws of the State of Florida
• The not-for-profit or for-profit corporation must have financial
accountability standards that permit the Economic Development &
Housing Department to verify organizational capacity for the project
The not-for-profit corporation must have experience in development appropriate to this
strategy
h. Additional Information: None
a. Summary of the Strategy:
In the case of natural or man-made disasters, priorities will need to be changed to
22
SHIP LHAP Template 2015
Revised Date: 10/2017
meet emergency conditions. This strategy will only be used if a declaration by the
State of Florida and/or federal government of a disaster is issued. SHIP funds will
be used to leverage available federal, state and insurance funds to provide assistance
to eligible households for the purpose of repairing eligible housing. Use of funds
would be available for the following activities:
• Purchase of emergency supplies to waterproof damaged homes
• Interim repairs to avoid further damage, such as tree and debris removal
• Payment of insurance deductibles for rehabilitation of homes covered under
homeowners' insurance policies
b. Fiscal Years Covered:
2015-2016, 2016-2017 and 2017-2018
c. Income Categories to be served:
This strategy will serve all eligible recipients with income at or below 120% of the
area median income, adjusted for family size as published annually by the United
States Department of Housing and Urban Development (HUD) and distributed by
Florida Housing Finance Corporation.
d. Maximum award:
Maximum award is noted on the Housing Delivery Goal Charts.
e. Terms of the award: Interest Rate, Repayment (hard pay, forgiveness),
Recapture and Default.
Assistance provided under this strategy will be in the form of a grant.
f. Recipient Selection Criteria:
Applicants must own and occupy the property as principal residence. The residence
must have been damaged in a declared natural or man-made disaster. Applicants
must be income -eligible, and will be served on a first -qualified, first-served basis
while funds remain available. The property must be located within the City limits of
Clearwater. Applicants must be current on mortgage secured by the property,
property taxes and homeowners insurance.
g. Sponsor Selection Criteria and duties, if applicable:
23
SHIP LHAP Template 2015
Revised Date: 10/2017
Eligible sponsors will be selected using the City's Consolidated Action Plan
Application or any method(s) that the City may develop to expedite the Selection of
Eligible Sponsor during a disaster.
h. Additional Information: None
This strategy will be implemented only in the event of a natural or man-made
disaster declaration using any SHIP funds that have not been encumbered.
III. LHAP Incentive Strategies
In addition to the required Incentive Strategy A and Strategy B, include all adopted incentives
with the policies and procedures used for implementation as provided in Section 420.9076, F.S.:
A. Name of the Strategy: Expedited Permitting
Permits as defined in s. 163.3177 (6) (f) (3) for affordable housing
projects are expedited to a greater degree than other projects.
The Planning and Development Department expedites the review of any site plan, land use
amendment, rezoning, or annexation application for an affordable housing project within the
City of Clearwater. According to the City's Development Code, an affordable housing
project (rehabilitation or new construction), can be approved through the City's
Development Review Committee Process. If a public hearing is needed, the project is
scheduled for the immediate next session of the Community Development Board (CDB).
Some affordable housing projects (rehabilitation or new construction) are approved
administratively; otherwise the project goes to the immediate next session of the Community
Development Board.
Provide a description of the procedures used to implement this strategy:
Expedited Permitting. For Building Permit Applications, the City has a "Request
for Expedited Processing for Affordable Housing Activity Form" available through the
Economic Development and Housing Department. This form allows the application to be
expedited through the review process.
B. Name of the Strategy: Ongoing Review Process
An ongoing process for review of local policies, ordinances, regulations and plan
provisions that increase the cost of housing prior to their adoption.
The City has a process in place by which it considers, before adoption, policies,
procedures, ordinances, regulations, or plan provisions that increase the cost of
housing.
Provide a description of the procedures used to implement this strategy:
The Senior Executive Team of the City of Clearwater meets every two weeks to
discuss and review upcoming agenda items on the City Council's meeting schedule.
As part of this meeting, the City Clerk reviews with each department Director
proposed items on the agenda, which includes policies, procedures, ordinances,
24
SHIP LHAP Template 2015
Revised Date: 10/2017
resolutions and plan provisions for action by the City Council. Any actions that
have the potential to affect the cost of housing are addressed as part of this process.
Any determinations made by the Economic Development and Housing Department
and the affected Department will be included as part of the agenda summary to the
City Council on that particular item. The City Council agenda summary and all
supporting materials are available on the City's website at www.myclearwater.com.
C. Name of the Strategy: The allowance of flexibility densities for affordable housing.
The City encourages flexible densities for affordable housing development in both the
Future Land Use Element and the Housing Element of the City's Comprehensive Plan.
Provide a description of the procedures used to implement this strategy.
"Policy A.2.2.7 — The City will provide density bonuses for affordable housing
developments that demonstrate that a minimum of 15% of the total units are reserved as
affordable housing units. Such bonuses shall not exceed 50% of the density permitted by the
Future Land Use Map and shall not include properties located in the Coastal Storm Area.
The density bonus shall be established by ordinance in the Community Development Code".
The City grants flexibility in densities to developers through the City's Community
Development Code, which establishes flexibility criteria for specific uses requiring
additional development review.
D. Name of the Strategy: The reduction of parking setback requirements for affordable
housing
The City encourages the reduction of parking and setback requirements for affordable
housing in the Housing Element of the City's Comprehensive Plan.
Provide a description of the procedures used to implement this strategy
The following policies in the Housing Element support the reduction of parking and setback
requirements for affordable housing:
"Policy C.1.9.2 — Allow flexibility with regard to off-street parking to accommodate density
bonuses associated with affordable housing developments provided the project design does
not detract from the established or emerging character of immediate vicinity."
"Policy C.1.9.3 — Allow flexibility with regard to off-street parking for projects containing
affordable housing units located within 1,000 feet of a transit stop."
The City currently allows flexibility in parking and setback requirements for affordable
housing though the City's Community Development Code, which establishes flexibility
criteria for specific uses requiring additional development review.
E. Name of the Strategy: The allowance of flexible lot configurations, including zero -lot -
line configuration for affordable housing
25
SHIP LHAP Template 2015
Revised Date: 10/2017
The City currently allows for site plan flexibility through the development review process, as
supported by the City's Community Development Code and article 2, which establishes
flexibility criteria for specific uses requiring additional development review.
Such criteria may allow for more flexible site plan configurations, but may also require an
improved site plan to document how the flexibility will result in better design and /or
appearance. For example, the flexibility criteria tied to residential infill projects within the
High Density Residential (HDR") District include:
Provide a description of the procedures use to implement is strategy
The City currently allows for site plan flexibility through the development review process, as
supported by the City's Community Development Code and Article 2. Zoning Districts
therein establish flexibility criteria for specific uses. Such criteria may allow for more
flexible site plan configurations, but may also require an improved site plan to document
how the flexibility will result in better design and/or appearance.
The allowance of flexible site plan configurations, including zero -lot line configurations for
affordable housing, must be sensitive to the character and context of existing neighborhoods.
To this end, the City's incentives for affordable housing include compatibility criteria in
conjunction with the density bonus as follows:
Article 3, Division 9, Section 3-920.A.3.c.i. Compatibility Criteria -
b. Proportionality and scale of the proposed development shall be consistent with
the community character of the immediate vicinity of the parcel proposed for
development.
c. The overall aesthetics of the proposed development shall be compatible with or
an improvement to the community character as determined by the community
development coordinator.
F. Name of the Strategy: The preparation of a printed inventory of locally -owned public
lands suitable for affordable housing.
The City maintains an inventory of locally -owned public lands suitable for
affordable housing.
Provide a description of the procedures use to implement is strategy:
The City of Clearwater on February 21, 2008 adopted Resolution 08-01, which
established the affordable housing inventory list per statutory requirements.
To facilitate affordable housing projects, the City maintains an inventory of
publicly -owned land suitable for affordable housing titled, "Affordable Housing
Inventory List", which is published on the City's website. The last triennial
update was done in 2016, by City Resolution #16-14 (June 16, 2016).
Additionally, the City's Economic Development & Housing Department has a
procedure in place to make publicly -owned land available to prospective
developers and non-profit agencies to construct affordable housing.
G. Name of Strategy: The support of development near transportation hubs, and major
employment centers and mixed -used developments.
26
SHIP LHAP Template 2015
Revised Date: 10/2017
The City promotes areas suitable for affordable housing through the Future Land Use
Element (FLUE) of the Comprehensive Plan. The FLUE contains a number of policies
related to activity centers and transit hubs as part of the City's overall design structure.
Provide a description of the procedures use to implement is strategy:
Policy A.2.2.2 — Residential land uses shall be sited on well -drained soils, in proximity
to parks, schools, mass transit and other neighborhood -serving land uses.
Policy A.5.4.4 —The creation of affordable housing and mixed-use development should
be supported, and lot consolidation and streetscape improvements should be encouraged.
[Activity Center]
Policy A.5.4.7 — South Fort Harrison Avenue from A Street to E Street. Amendments to
the Future Land Use Plan and Zoning Atlas may be considered to promote affordable
housing, mixed-use development, and to support the emerging character of the area and
Morton Plant Hospital. [Activity Center]
Policy A.6.8.7 — Create mixed-use, high density, livable communities through design,
layout and use of walkability techniques within existing and proposed transit corridors,
including proposed TBARTA lines and stations.
The Housing Element of the Comprehensive Plan also supports the location of assisted
housing near major activity centers:
Policy C.1.4.2 — Assisted housing should be located in close proximity to employment
centers, mass transit services, parks, and commercial centers.
Additionally, both the City's Comprehensive Plan and Community Development Code
allow flexibility in parking for affordable housing projects if located near a transit stop
(see Housing Element Policy C.1.9.2 and Policy C.1.9.3 as well as Community
Development Code Article 3, Division 9, Section 3-920.B. for the City's "affordable
housing parking incentive").
IV. EXHIBITS:
A. Administrative Budget for each fiscal year covered in the Plan.
B. Timeline for Estimated Encumbrance and Expenditure
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year
Covered in the plan.
D. Signed Certification.
E. Signed, dated, witnessed or attested adopting resolution.
F. Program Information Sheet.
G. Ordinance: (If changed from the original creating ordinance).
H. Interlocal Agreement: N/A
27
ADMINISTRATIVE BUDGET FOR EACH FISCAL YEAR
(Local Government name)
LHAP 2015
Exhibit A
67-37.005(1), F.A.C.
Effective Date: 10/2014
CITY OF CLEARWATER
Exhibit A
Fiscal Year: 2015-2016
Estimated Allcoation for Calculating:
$
628,505.00
Salaries and Benefits
$
62,850.50
Office Supplies and Equipment
$
-
Travel Perdiem Workshops, etc
$
-
Advertising
$
-
Other
$
Total
$
62,850.50
Fiscal Year: 2016-2017
Estimated Allcoation for Calculating:
$
628,505.00
Salaries and Benefits
$
62,850.50
Office Supplies and Equipment
$
-
Travel Perdiem Workshops, etc
$
-
Advertising
$
-
Other
$
Total
$
62,850.50
Fiscal Year 2017-2018
Estimated Allcoation for Calculating:
$
628,505.00
Salaries and Benefits
$
62,850.50
Office Supplies and Equipment
$
-
Travel Perdiem Workshops, etc
$
-
Advertising
$
-
Other
$
Total
$
62,850.50
Based on a distribution of
Program Income
$499,545.00
$128,960.00
TIMETABLE FOR STATE FISCAL YEAR 2015-2016
Name of Local Government: CITY OF CLEARWATER
Mark each box below that corresponds with each actvity for that month
Program
Activities
Year 2015-2016
2016-2017
2017-2018
Month
7 8 9 10 11 12 1 2 3 4 5 6
7 8 9 10 11 12 1 2 3 4 5 6
7 8 9 10 11 12 1 2 3 4 5 6
Advertise Availability of Funds
X
Application Period(On-Going(
X
X
X
X
XX
XX
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Annual Report
■II
Mid -Year Review/Adjustments
X
End -Year Review/Adjustments
X
X
X
Encumbrance Deadline
■
Expenditure Deadline
■
Final Program Review
x
TIMETABLE FOR STATE FISCAL YEAR 2016-2017
Name of Local Government: CITY OF CLEARWATER
Mark each box below that corresponds with each actvity for that month
Program
Activities
Year 2015-2016
2016-2017
2017-2018
Month
7 8 9 10 11 12 1 2 3 4 5 6
7 8 9 10 11 12 1 2 3 4 5 6
7 8 9 10 11 12 1 2 3 4 5 6
Advertise Availability of Funds
X
Application Period(On-Going)
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Annual Report
■
■
Mid -Year Review/Adjustments
X
End -Year Review/Adjustments
X
X
X
Encumbrance Deadline
■
■
X
Expenditure Deadline
Final Program Review
EXHIBIT B
TIMETABLE FOR STATE FISCAL YEAR 2017-2018
Name of Local Government: CITY OF CLEARWATER
Mark each box below that corresponds with each actvity for that month
Program
Activities
Year 2015-2016
2016-2017
2017-2018
Month
7 8 9 10 11 12 1 2 3 4 5 8
7 8 9 10 11 12 1 2 3 4 5 6
7 8 9 10 11 12 1 2 3 4 5 6
Advertise Availability of Funds
X
Application PeriodiOn-Going)
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
Annual Report
Mid -Year Review/Adjustments
X
End -Year Review/Adjustments
X
X
X
Encumbrance Deadline
■
Expenditure Deadline
Final Program Review
X
FLORIDA HOUSING FINANCE CORPORATION
Please check
HOUSING DELIVERY GOALS CHART
New Plan:
2015-2016
Amendment:
X
Name of Local Government:
CITY OF
CLEARWATER
$499,545.00
Fiscal Yr. Closeout:
Allocation:
A
B
C
D
E
F
Strategy #
HOME OWNERSHIP
VLI
Max. SHIP
LI
Max. SHIP
MI
Units
Max. SHIP
Award
New Construction
SHIP Dollars
Rehab/Repair
SHIP Dollars
Without
Construction
Total
Total
Total
From Plan
Text
Code
STRATEGIES (strategy title
must be same as the title used
in plan text.
Units
Award
Units
Award
SHIP Dollars
SHIP Dollars
Percentage
Units
10
New Construction
0
$46,000
1
$46.000
0
$46,000
$46,000 00
$46,000.00
9.21%
1
1
Acquisition of Existing Homes Ail
3
$22,000
2
$22,000
0
$22,000
$110,000.00
$110,000.00
22.02%
5
2
DPCCA for Existing Homes/withc
2
$18,000
4
$18.000
0
$18,000
$54,000.00
$54,000.00
$108,000.00
21.62%
6
3
Owner -Occupied Rehabilitation
4
$45,000
4
$45,000
1
$45,000
$270,000.00
$270,000.00
54.05%
9
5
Disaster Mitigation
0
$5,000
0
$5,000
0
$5,000
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
Subtotal 1 (Home Ownership)
9
11
1
$46,000.00
$434,000.00
$54,000.00
$534,000.00
106.90%
21
RENTAL
VLI
Units
Max. SHIP
Award
LI
Units
Max. SHIP
Award
MI
Units
Max. SHIP
Award
New Construction
Rehab/Repair
Without
Total
SHIP Dollars
Total
Percentage
Total
STRATEGIES
SHIP Dollars
SHIP Dollars
SHIP Dollars
Units
14
Multi -Family
1
$40,000
1
$40 000
0
$40,000.00
$15,000 00
$16.655.00
$31,655.00
6.34%
2
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
Subtotal 2 (Non -Home Ownershif
1
1
0
$15,000.00
$16,655.00
$0.00
$31,655.00
6.34%
2
Administration Fees
$49,954.00
10.00%
Admin. From Program Income
$12,896.00
2.58%
Home Ownership Counseling
0.00%
GRAND TOTAL
Add Subtotals 1 & 2, plus all Adr
10
12
1
$61,000.00
$450,655.00
$54,000.00
$628,505.00
125.82%
23
Percentage Construction/Ref
Calcula
102%
Maximum Allowable
Purchase Price:
New
$228,000
Existing
$168,000
Allocation Breakdown
Amount
%
Projected Program Income:
$128,960.00
Max Amount Program Income For Admi
$6,448.00
Very -Low Income
$231,000.00
46.2%
Projected Recaptured Funds:
Low Income
$293,000.00
58.7%
Distribution:
$499,545.00
Moderate Income
$30,000.00
6.0%
Total Available Funds:
$628,505.00
TOTAL
110.9%
FLORIDA
HOUSING
HOUSING FINANCE
DELIVERY
2016-2017
CORPORATION
GOALS
Please check applicable box
CHART
New Plan:
CITY OF
CLEARWATER
Amendment:
X
Fiscal Yr. Closeout:
Name of Local Government:
1 Estimated Funds: $499,545.00
A
B
C
D
E
F
HOME OWNERSHIP
VLI
Units
Max. SHIP
Award
LI
Units
Max. SHIP
Award
MI
Units
Max. SHIP
Award
New Construction
SHIP Dollars
Rehab/Repair
SHIP Dollars
Without
Total
Total
Total
Code
STRATEGIES (strategy title
must be same as the title used
in plan text.
SHIP Dollars
SHIP Dollars
Percentage
Units
10
New Construction
0
$46,000
1
$46,000
0
$46,000
$46,000 00
$46,000.00
9.21%
1
1
Acquisition of Existing Homes w
3
$22,000
2
$22,000
0
$22,000
$110,000.00
$110,000.00
22.02%
5
2
DPCCA for Existing Homes/withi
2
$18,000
4
$18,000
0
$18,000
$54,000.00
$54,000.00
$108,000.00
21.62%
6
3
Owner-Occupied Rehabilitation
4
$45,000
4
$45,000
1
$45,000
$270,000.00
$270,000.00
54.05%
9
5
Disaster Mitigation
0
$5,000
0
$5,000
0
$5,000
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
Subtotal 1 (Home Ownership)
9
11
1
$46,000.00
$434,000.00
$54,000.00
$534,000.00
106.90%
21
RENTAL
VLI
Units
Max. SHIP
Award
LI
Units
Max. SHIP
Award
MI
Units
Max. SHIP
Award
New Construction
Rehab/Repair
Without
Total
Total
Percentage
Total
STRATEGIES
SHIP Dollars
SHIP Dollars
SHIP Dollars
SHIP Dollars
Units
14
Multi-Family
1
$40 000
1
_
$40,000
0
40.000.00
$15,000.00
$16,655 00
$31,655.00
6.34%
2
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
Subtotal 2 (Non -Home Ownershi
1
1
0
$15,000.00_
r
$16,655.00
$0.00
$31,655.00
6.34%
2
Administration Fees
$49,954.00
10.00%
Admin. From Program Income
$12,896.00
2.58%
Home Ownership Counseling
'
0.00%
I
GRAND TOTAL
10
12
1
$61,000.00
$450,655.00
Add Subtotals 1 & 2, plus all Ad
$54,000.00
$628,505.00
125.82%
23
s
,
Percentage Construction/Re' Calculate Constr./Rehab Percent. by adding Grand Total Columns A&B, then divide by Annual Allocation Amt.
102%
Maximum Allowable
I
Purchase Price:
New
$224,000
Existing
$177,000
Allocation Breakdown
Amount
I%
Projected Program Income:
$128,960.00
Max Amount Program Income For Admir/
$6,448.00
Very-Low Income
$231,000.00
46.2%
Projected Recaptured Funds:
Low Income
$293,000.00
58.7%
Distribution:
$499,545.00
Moderate Income
$30,000.00
6.0%
Total Available Funds:
$628,505.00
TOTAL
110.9%
FLORIDA HOUSING FINANCE
CORPORATION
GOALS
I
CHART
I
Please check applicable box
Name of Local Government:
HOUSING
DELIVERY
2017-2018
New Plan:
CITY OF
CLEARWATER
Amendment:
X
Fiscal Yr. Closeout:
Estimated Funds:
$701,564.00
A
B
C
D
E
F
HOME OWNERSHIP
STRATEGIES (strategy title must
be same as the title used in plan
VLI
Units
Max. SHIP
Award
LI
Units
Max. SHIP
Award
MI
Units
Max. SHIP
Award
New Construction
SHIP Dollars
Rehab/Repair
SHIP Dollars
Without
SHIP Dollars
Total
Total
Percentage
Total
Units
Code
SHIP Dollars
10
New Construction
0
$46,000
1
$46,000
0
$46,000
$46,000.00
$46,000.00
6.56%
1
1
Acquistion of Existing Homes w/F
0
$22,000
5
$22,000
0
$22,000
5110.000 00
$110,000.00
15.68%
5
2
DPCCA for Existing Homes/withoi
0
$22,000
6
$22,000
0
$22,000
$132,000.00
$132,000.00
18.82%
6
3
Owner -Occupied Rehabilitation
6
$45,000
0
$45,000
0
$45,000
$270,000 00
$250,000.00
35.63%
6
5
Disaster Mitigation
0
$10,000
0
$10,000
0
$10,000
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
Subtotal 1 (Home Ownership)
6
12
0_
$46,000.00
$380,000.00
$132,000.00
$538,000.00
76.69%
18
RENTAL
STRATEGIES
VLI
Max. SHIP
LI
Max. SHIP
Award
MI
Units
Max. SHIP
Award
New Construction
SHIP Dollars
Rehab/Repair
SHIP Dollars
Without
Total
SHIP Dollars
Total
Total
Units
Units
Award
Units
SHIP Dollars
Percentage
14
Multi -Family
3
$40 000
0
$40.000
0
40000
$65.512 23
$38 949 00
$104,461.23
14.89%
3
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
$0.00
0.00%
0
Subtotal 2 (Non -Home Ownership
3
0
0
$65,512.23
$38,949.00
$0.00
$104,461.23
14.89%
3
Administration Fees
$48,052.00
6.85%
Admin. From Program Income
$11,051.00
1.58%
Home Ownership Counseling
0.00%
GRAND TOTAL
Add Subtotals 1 & 2, plus all Adrr
12
0
$111,512.23
$418,949.00
100.00%
21
9
$132,000.00
$701,564.23
Percentage Construction/Reh
Calculate Constr./Rehab Percent. by adding Grand Total Columns A&B, then divide by Annual Allocation Amt.
76%
Maximum Allowable
Purchase Price:
;
New
$224,000
Existing
$177,000
Allocation Breakdown
Amount
%
Projected Program Income:
$221,037.23
Max Amount Program Income For Admit
$11,051.00
Very -Low Income
$354,461.23
50.5%
Projected Recaptured Funds:
Low Income
$288,000.00
41.1%
Distribution:
$480,527.00
Moderate Income
0.0%
Total Available Funds:
$701,564.23
TOTAL
91.6%
2015 Exhibit D
67-37.005(1), F.A.C.
Effective Date: 10/14
CERTIFICATION TO
FLORIDA HOUSING FINANCE CORPORATION
Local Government: CITY OF CLEARWATER
(1) The local government will advertise the availability of SHIP funds pursuant to Florida
Statutes.
(2) All SHIP funds will be expended in a manner which will insure that there will be no
discrimination on the basis of race, creed, religion, color, age, sex, familial or marital
status, handicap, or national origin.
(3) A process for selection of recipients for funds has been developed.
(4) The eligible municipality or county has developed a qualification system for applications for
awards.
(5) Recipients of funds will be required to contractually commit to program guidelines.
(6) The Florida Housing Finance Corporation will be notified promptly if the local
government (or interlocal entity) will be unable to comply with the provisions the plan.
(7) The Local Housing Assistance Plan shall provide for the expenditure of SHIP funds within
24 months following the end of the State fiscal year in which they are received.
(8) The plan conforms to the Local Government Comprehensive Plan, or that an amendment to
the Local Government Comprehensive Plan will be initiated at the next available opportunity
to insure conformance with the Local Housing Assistance Plan.
(9) Amendments to the approved Local Housing Assistance Plan shall be provided to the
Corporation with in 21 days after adoption.
(10) The trust fund shall be established with a qualified depository for all SHIP funds as well
as moneys generated from activities such as interest earned on loans.
(11) Amounts on deposit in the local housing assistance trust fund shall be invested as permitted
by law.
(12) The local housing assistance trust fund shall be separately stated as a special revenue fund in
the local governments audited financial statements, copies of the audits will be forwarded to
the Corporation as soon as available.
1
2015 Exhibit D
67-37.005(1), F.A.C.
Effective Date: 10!14
13) An interlocal entity shall have its local housing assistance trust fund separately audited
for each state fiscal year, and the audit forwarded to the Corporation as soon as possible.
(14) SHIP funds will not be pledged for debt service on bonds or as rent subsidies.
(15) Developers receiving assistance from both SHIP and the Low Income Housing Tax
Credit (LIHTC) Program shall comply with the income, affordability and other LIHTC
requirements, similarly, any units receiving assistance from other federal programs shall
comply with all Federal and SHIP program requirements.
(16) Loans shall be provided for periods not exceeding 30 years, except for deferred payment
loans or loans that extend beyond 30 years which continue to service eligible persons.
(17) Rental Units constructed or rehabilitated with SHIP funds shall be monitored atleast
annually for 15 years for compliance with tenant income requirements and affordability
requirements or as required in Section 420.9075 (3)(e)
(18) The Plan meets the requirements of Section 420-907-9079 FS, and Rule Chapter 67-37 FAC,
and how each of those requirements shall be met.
(19) The provisions of Chapter 83-220, Laws of Florida has or X has not
been implemented. (note: Miami Dade County will check "has")
r
Chief Elected Official or designee
e3rtVICeektk,S
Date
OR
2
GEORGE N. CRETEKOS, MAYOR
RESOLUTION NO. 15-05
A RESOLUTION OF THE CITY OF CLEARWATER,
FLORIDA, APPROVING THE LOCAL HOUSING
ASSISTANCE PLAN AS REQUIRED BY THE STATE
HOUSING INITIATIVES PARTNERSHIP PROGRAM ACT,
SUBSECTIONS 420.907-420.9079, FLORIDA STATUTES;
AND RULE CHAPTER 87-37, FLORIDA ADMINISTRATIVE
CODE; AUTHORIZING AND DIRECTING THE MAYOR TO
EXECUTE ANY NECESSARY DOCUMENTS AND
CERTIFICATIONS NEEDED BY THE STATE,
AUTHORIZING THE SUBMISSION OF THE LOCAL
HOUSING ASSISTANCE PLAN FOR REVIEW AND
APPROVAL BY THE FLORIDA HOUSING FINANCE
CORPORATION; PROVIDING AN EFFECTIVE DATE.
WHEREAS, the State of Florida enacted the William E. Sadowski Affordable
Housing Act, Chapter 92-317 of Florida Sessions Law, allocating a portion of
documentary stamp taxes on deeds to local governments for the development and
maintenance of affordable housing; and
WHEREAS, the State Housing Initiatives Partnership (SHIP) Act, ss.420.907-
9079, Florida Statutes (1992), and Rule Chapter 67-37, Florida Administrative Code,
requires local governments to develop a one to three year Local Housing Assistance
Plan outlining how funds will be used, and
WHEREAS, the SHIP Act further requires local governments to establish the
maximum SHIP funds allowable for each strategy; and
WHEREAS, the SHIP act further requires local governments to establish an
average area purchase price for new and existing housing benefiting from awards made
pursuant to the Act, therefore, the methodology and purchase prices used are defined in
the attached Local Housing Assistance Plan; and
WHEREAS, as required by section 420.9075, Florida Statutes, it is found that
five percent (5%) of the local housing distribution plus five percent (5%) of program
income is insufficient to adequately pay the necessary costs of administering the local
housing assistance plan. The cost of administering the program may not exceed ten
percent (10%) of the local housing distribution plus five percent (5%) of program income
deposited in the trust fund, except that small counties, as defined in s. 120.52(17), and
eligible municipalities receiving a local housing distribution of up to $350,000 may use
up to 10 percent of program income for administrative costs; and
Resolution No. 15-05
WHEREAS, the Economic Development and Housing Department has prepared
a three-year Local Housing Assistance Plan incorporating the above -referenced
provisions and requirements for submission to the Florida Housing Finance Corporation;
and
WHEREAS, the City Council finds that it is in the best interest of the public for the
City of Clearwater to submit the Local Housing Assistance Plan for review and approval
so as to qualify for said documentary stamp tax funds.
NOW THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY
OF CLEARWATER, FLORIDA:
Section 1. The City Council of the City of Clearwater hereby approves the Local
Housing Assistance Plan for submission to the Florida Housing Finance Corporation as
required by ss. 420.907-420.9079, Florida Statutes, for state fiscal years 2015-16,
2016-17 and 2017-18 (attached hereto and incorporated herein as Exhibit "A"), which,
among other things, establishes the maximum SHIP funds allowable for each local
housing assistance strategy, establishes an average area purchase price for new and
existing housing, and finds that five percent of the local housing distribution plus five
percent of the program income is insufficient to adequately pay the necessary costs of
administering the local housing assistance plan.
Section 2. The Mayor is hereby designated and authorized to execute any
documents and certifications required by the Florida Housing Finance Corporation as
related to the Local Housing Assistance Plan, and to do all things necessary and proper
to carry out the terms and conditions of said program.
Section 3. This resolution shall take effect immediately upon adoption.
PASSED AND ADOPTED this 1 6th day of April , 2015.
Approved as to form:
LAW1-4-'
Laura Mahonyo maria C It
�
tlait-
City Clerk
L(eof ttiitrA.1q 5
George N. Cretekos
Mayor
Attest:
Assistant City Attorney
2
Resolution No. 15-05
2015 Exhibit F
67-37.005(1), F.A.C.
STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) PROGRAM
PROGRAM INFORMATION SHEET
The following information must be furnished to the Corporation before any funds can be
disbursed.
Local Government
CITY OF CLEARWATER
Chief Elected Official
George N. Cretekos
Address
112 S. Osceola Avenue, Clearwater, Florida 33756
SHIP Administrator
Ms. Terry Malcolm -Smith
Address
112 S. Osceola Avenue, Clearwater, Florida 33756
Telephone
727-562-4036
EMAIL
terry.malcolm-smith@myclearwater.com
Alternate SHIP Contact
Charles H. Lane
Telephone
727-562-4023
EMAIL
charles.lane@myclearwater.com
Local Government Employer Federal ID #
59-6000289
Other Information
Charles H. Lane - Director
Economic Development and Housing Department
Please attach this form as Exhibit F and submit along with your completed LHAP.
Exhibit G
City of Clearwater— FY 2015-2016 Consolidated Action Plan Application
CITY OF CLEARWATER
FISCAL YEAR 2015-2016
.CONSOLIDATED ACTION PLAN
APPLICATION FORM
**Due: Friday April 3, 2015 by 4:30 p.m.**
Please phone (727) 562-4032 for assistance in preparing this application.
*(Housing Pool applications are accepted on a year-round basis while funds remain available.)
W\,
o .Please submit one original and one copy of this application (one-sided only). Do not
staple, bind, use dividers, folders, or insert pages larger than 8 1/2 x 11 inches in your
packet.. All application documents are located at: .www.myclearwater.com/housinq..
All items below must be present for the application to be considered substantially
complete.
SECTION A: APPLICANT INFORMATION
Agency Name:
Executive Director:
Telephone Number:
E -Mail Address:
Agency Address:
City/State/Zip:
Federal Tax ID#:
DUNS #:
Organization Type:
❑ Public
❑ Non -Profit
❑ Private
❑ Other (Specify)
Amount Requested:
Application 2015/16 1
Exhibit G
City of Clearwater — FY 2015-2016 Consolidated Action Plan Application
* Maximum request amount for public service projects are $30,000 and the maximum
amount for public facilities projects are $50,000. A maximum of only 4 public facilities
projects may be selected. An amount of $4,000 will be set-aside for housing counseling
activities from the public services category. The funds will be available to eligible housing
counseling agencies on a first-come, first -eligible basis. Housing Pool applicants are not
subject to the ranking criteria. Housing pool projects will be selected by the City on a first-
come, first -eligible basis.
Project Name:
Project Type: ❑ Public Service ❑ Public Facility ❑ Housing Pool
Service Area: ❑ Citywide ❑ Neighborhood Revitalization Strategy Area
❑ Other
Activity Type: ❑ New Construction ❑ Rehabilitation ❑ Down Payment
Assistance
❑ Housing Counseling ❑ Property Acquisition
❑ Demolition ❑ Other
Project Address:
Contact Person:
Title:
Email:
Telephone/Fax:
Amount Requested:
The signature below certifies that he/she is the authorized representative, approved by the
Agency's Board of Directors, to enter into this agreement and that the applicant will conduct the
proposed activity in the location, time, and manner within the budget presented. It certifies that the
proposed activity addresses one of the priorities as contained in the current City of Clearwater 5 -
Year 2011-2016- Consolidated Planning Document and/or current SHIP Local Housing Assistance
Plan.
The applicant certifies that the CDBG, HOME and/or SHIP funds will be used in the manner
described and will be used only to reimburse those eligible costs described in the approved budget
Application 2015/16 2
Exhibit G
City of Clearwater — FY 2015-2016 Consolidated Action Plan Application
and any other type of funds presented in the budget, will be obtained and used for the proposed
project.
Signature of Authorized Official:
(MUST BE SIGNED IN BLUE INK) Name (signature)
Name (print)
Title (print)
Date
Application 2015/16 3
Exhibit G
City of Clearwater — FY 2015-2016 Consolidated Action Plan Application
SECTION A: APPLICANT ATTACHMENTS
Please mark attachments with applicable section/number
Al. Please attach a current List of the Board of Directors/Advisory Council, including each
member's name, title, contact information, and area of expertise or contribution to the
organization. Specify which board members are involved in securing project funding.
A2. Please attach the Board of Directors' resolution authorizing submission of application
and pay request.
SECTION B: MINIMUM PROGRAM REQUIREMENTS
Community Development Block Grant Projects
B1. If Agency's office or facility is not in the City of Clearwater, please attach an explanation
regarding how Agency services benefit Clearwater low- to moderate -income residents and how
those services will be documented.
B2. Will proposed project serve at least 70% persons under 80% Area Median Income (AMI)?
❑Yes No
B3. Is the project located in an area which has 70% persons under 80% AMI?
❑ Yes ❑ No
B4. Will the project address slum and blighted conditions in a targeted area?
❑ Yes ❑ No
SECTION C: PROJECT OR ACTIVITY DESCRIPTION
Cl .Project Title:
C2.Project Location:
C3. Program Narrative for general public understanding
C4.Define Agency service area. (If project is limited to a specific area, see instructions)
Application 2015/16 4
Exhibit G
City of Clearwater — FY 2015-2016 Consolidated Action Plan Application
C5. Is the project in the Neighborhood Revitalization Strategy Area(s)?
If yes, please provide street address.
❑ Yes ❑ No
C6. Does the project facilitate community and economic development in the neighborhood
revitalization strategy areas? If "YES," see instructions.
❑ Yes ❑ No
C7. Mark which City Neighborhood Revitalization Strategy Area objectives the project addresses
and submit an explanation on each.
❑ Create new investment opportunities
❑ Eliminate poor conditions of structures in strategy areas
❑ Empower neighborhood residents to eliminate crime
❑ Expand business opportunities
❑ Facilitate community and economic development
❑ Increase new job training and placement opportunities
❑ Reduce unemployment rate
❑ Remediate low-level contaminated sites
❑ Reverse declining property values
❑ Strengthen coordination of community organizations in redevelopment effort
C8. Mark which activities, considered "highest" priority in the City's 2011-2016 Consolidated Plan,
will the project achieve and submit an explanation on each.
❑ Promote better livable opportunities in Neighborhood Revitalization Strategy Area
❑ Promote affordable housing for renters, homebuyers, and homeowners
❑ Promote efforts to end chronic homelessness
❑ Provide outreach and housing opportunities for homeless individuals and families
❑ Provide assistance to victims of domestic violence
❑ Promote economic opportunities for low- to moderate -income individuals
❑ Provide assistance/benefits to any special population i.e. physically and/or mentally
challenged, elderly or frail elderly, persons with HIV/AIDS
❑ Develop needed community centers and other public facility projects in the neighborhood
revitalization strategy areas
❑ Promote opportunities to end poverty (job training, employability skills, educational
attainment, and other related activities)
❑ Promote efforts to reduce lead poisoning in children
❑ Promote opportunities to assist public housing residents to become self-sufficient
❑ Promote opportunities for individuals to reduce their dependency on alcohol/drugs
❑ Promote fair housing opportunities
Application 2015/16 5
Exhibit G
City of Clearwater — FY 2015-2016 Consolidated Action Plan Application
SECTION D: PERFORMANCE MEASURES
D1. Please submit a narrative on Performance Measures. (Application Instructions — Pages 4 & 7)
D2. Please submit an outline of Performance Measures. (Application Instructions — Pages 4 & 8)
D3. What is the proposed number of program beneficiaries or Outcome Measures? (Be specific)
(Application Instructions — Page 4)
D4. Are there any special population beneficiaries? ❑ Yes ❑ No
How many? (Application Instructions — Page 4)
D5. Do other agency(s) participate in the program? ❑ Yes ❑ No
. (If yes, see Application Instructions — Page 4)
SECTION E: PROGRAM IMPLEMENTATION
E1. Please attach the Agency's Organizational Chart.
E2. Please attach resumes and job descriptions for Management/Supervisory staff for which
funding is requested.
E3. Please attach resumes and job descriptions for other personnel who will participate in
program implementation.
E4. Please attach a list of Volunteers who will be involved in the program. Indicate number of
volunteers and description of roles they will perform.
E5. Please submit a detailed Program Narrative. (Application Instructions — Page 4)
E6. Please complete the attached Program Implementation Schedule on Page 8.
(Application Instructions — Pages 4 & 9)
SECTION F: BUDGET AND DETAILED BUDGET NARRATIVE
F1. Attach a Budget Narrative identifying how project/service/activity will be accomplished. Include
in narrative, details on what would be the impact on the project if you receive less funds than
requested.
F2. Please submit resume for person assigned to maintain organization's financial records.
F3. Please attach a copy of the agency's most recent detailed agency and project budget.
Application 2015/16 6
Exhibit G
City of Clearwater — FY 2015-2016 Consolidated Action Plan Application
F4. Please attach the most Recent Financial Audit of prior year expenditures or a current
year-end financial statement of the agency.
F5. For funds committed and/or secured at time of application, please attach a copy of the
executed agreement showing funding and/or copy of the award letter.
F6. Please submit copy of Internal Revenue Service letter establishing sponsor's tax-exempt
status AND. a copy of the most recent IRS 990 report.
F7. Please submit copy of the State Franchise Tax Board letter establishing sponsor's
tax-exempt status. AND. a copy of the most recent Franchise Tax Board 1099 report.
F8. Please complete the attached Project Budget Form on Page 9
(See Application Instructions — Page 5 & 10)
SECTION G: OTHER PROGRAM REQUIREMENTS
G2. PUBLIC FACILITY (ONLY)
See Application Instructions Page 2 for additional information.
G2A. Does the project involve construction/renovation of a facility or purchase of land?
❑ Yes ❑ No If "Yes," see Application Instructions — Page 5.
G2B. Is the Agency proposing to rehabilitate or construct a public facility?
❑ Yes ❑ No If "Yes," see Application Instructions — Page 5.
G2C. Is the Agency proposing to purchase real property?
❑ Yes ❑ No If "Yes," see Application Instructions — Page 5.
G2D. Is the property involved in the Agency proposal leased?
❑ Yes ❑ No If "Yes," see Application Instructions — Page 5.
G2E. Does the project require publicly supported maintenance costs?
❑ Yes ❑ No If "Yes," see Application Instructions — Page 5.
G2F. Is the project consistent with Local Development Plans?
❑ Yes ❑ No If "Yes," see Application Instructions — Page 6.
Application 2015/16 7
Exhibit G
City of Clearwater — FY 2015-2016 Consolidated Action Plan Application
G3. HOUSING POOL (ONLY)
See Application Instructions - Page 2 for additional information.
Also see Application Instructions — Page 6 for information on .Housing Pool Activities.,
Housing Counseling and Education type activities., and Post -Purchase and Foreclosure
Prevention Counseling..
G3A..Community Housing Development Organization (CHDO) applicantsmust submit
documentation regarding Agency's ability to be certified as a Federal HOME Program
CHDO OR documentation recertifying organization as a CHDO.
Questions listed below determine project consistency with Affordable Housing
Objectives
See Application Instructions — Page 6 for submission requirements.
G3B. Does the project provide decent, adequate and affordable housing in safe desirable
communities for homeowners by rehabilitating homes in need of repair?
❑ Yes ❑ No
G3C. Does the project provide decent, adequate and affordable housing in safe desirable
communities for homebuyers by providing down payment and closing cost assistance
and counseling programs?
❑ Yes ❑ No
G3D. Does the project provide decent, adequate and affordable housing in safe desirable
communities for renters by constructing or renovating rental units for low to moderate -income
families?
❑ Yes ❑ No
G3E. Does the project provide housing and/or supportive services for the homeless?
❑ Yes ❑ No
G3F. Does the project provide assistance to the special needs population? If "Yes", please submit
information on how the project will address the needs of the special needs population.
❑ Yes ❑ No
Application 2015/16 8
Exhibit G
City of Clearwater— FY 2015-2016 Consolidated Action Plan Application
G3G. Does the project provide residential initiatives for public housing residents?
❑ Yes ❑ No
E6
PROGRAM IMPLEMENTATION SCHEDULE
Planned Implementation
Steps
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
1)
2)
3)
4)
5)
6)
Application 2015/16 9
Exhibit G
City of Clearwater — FY 2015-2016 Consolidated Action Plan Application
F8
PROJECT BUDGET
Category
Amount
Requested
Other Funds
Other Funding
Sources
Total
Proposed
Committed
Total
Application 2015/16 10