PROGRAM HOUSING COUNSELING FUNDING CERTIFICATION AND REQUESTState Housing Initiatives Partnership (SHIP) Program
Housing Counseling Funding Certification and Request
Florida Housing Finance Corporation is making funding available from the Foreclosure
Counseling Program to be used as SHIP funds for the specific purpose of providing housing
counseling for the following activities only:
• First -time homebuyer counseling
• Foreclosure prevention counseling
• Financial coaching
• Financial management education
• Extended financial management
Each SHIP eligible local government may request funding up to the corresponding amount
detailed in Exhibit A. This funding will be considered as part of the 2016 -2017 fiscal year and
must be expended and reported in accordance with program requirements for such funding.
Request:
CITY OF CLEARWATER
requests $ 15,741.00
(local government)
Certification':
1 hereby certify that the funding disbursed for housing counseling will be used only for the
stated purposes above and that all funding will be expended and reported as part of the 2016-
2017 fiscal year annual report in accordance with program requirements.
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Signature Title
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1 The certification must be signed by the chief elected official or the City /County Manager. If any other loc
government staff person signs the form, it must be accompanied by a signed letter from the chief elected officia
or City /County Manager designating the staff person as an authorized signatory.
Received
DEC 022016
City Attorney
TO: Laura Mahony
FROM:
AUTHORIZED BY:
COPY TO:
Terry Malcolm -Smith
Ext. No. 4036
'Clearwater
REQUEST FOR LEGAL SERVICES FORM
Department Head Signature
Pamela K. Akin, City Attorney w/o attachments
SUBJECT: Request for Legal Services
Re: Review and approve the attached form from the
State Housing Initiatives Partnership (SHIP) Program
DATE: November 29, 2016
Service Required: (Click on appropriate box)
Review and comment on document
Draft document ❑
Written opinion requested ❑
Advise ❑
1. Brief factual background of the request or problem:
In 2013, the legislative Budget Commission approved $10 million dollars from the
National Mortgage Settlement funds for foreclosure counseling.
As part of housing bill passed by the 2016 Legislature and signed by the Governor, the
bill allows Florida Housing Corporation to expand the type of counseling from the
original foreclosure counseling to include:
• First -time homebuyer counseling
• Foreclosure prevention counseling
• Financial coaching
• Financial management education
• Extended financial management
The bill also provided $3 million dollars in funding to the State Housing Initiatives
Partnership (SHIP) Program. From the $3 million dollars received by the SHIP program
for fiscal year 2016 -2017, the City of Clearwater has been awarded $15,741 to
administer its first -time homebuyer counseling program.
Florida Housing Finance has provided the attached Housing Counseling Funding
Certification and Request form which requires Mr. Horne's signature.
s:\Forms\Legal services form
2. Specific questions to be answered:
Please review and approve that attached Housing Counseling Funding Certification and
Request Form. Please forward to Bill Horne for execution.
3. Identify prior legal assistance on this or a related matter and the name of the
attorney who handled it:
4. List and /or attach (all supporting documentation, related materials and known
authorities, i.e., statute, ordinance, resolution, administrative code, legal case,
contract, lease letter, memorandum, prior legal opinion):
• State Housing Initiatives Partnership (SHIP) Program- Housing Counseling
Funding Certification and Request form
• Email from the State of Florida.
s:\Forms\Legal services form
Malcolm- Smith, Terry
From: Robert Dearduff [ Robert .Dearduff @floridahousing.org]
Sent: Friday, November 18, 2016 1:06 PM
Subject: SHIP Housing Counseling Funds
Attachments: housingcounselingcertification .docx; SHIP distributions FCP funds 3 million 16- 17.pdf
SHIP Administrators:
In 2013, the Legislative Budget Commission approved a $10 million allocation from National Mortgage Settlement funds
to provide foreclosure counseling services to be administered by Florida Housing through the Foreclosure Counseling
Program (FCP). The funding has allowed Florida Housing to carry out the following objectives:
• Help prevent homeowners from going into foreclosure; and
• Provide at -risk homeowners with financial management education to help them better manage their money and
assist them with credit problems to become financially stable.
As part of the housing bill passed by the 2016 Legislature and signed by the Governor, language related to the FCP
program allows Florida Housing to expand the types of counseling that can be provided to homeowners and prospective
homebuyers. Among the new activities approved as eligible under FCP allows up to $3 million in funds for counseling
(primarily pre - purchase counseling) to be transferred to SHIP. The funds are being allocated using the population
formula with a minimum per county of $10,000. Please see attached PDF chart (refer to the county share /city share
column, not the "county total" column for your eligible amount).
This funding may be used by local governments for:
• First -time homebuyer counseling
• Foreclosure prevention counseling
• Financial coaching
• Financial management education
• Extended financial management
This funding may not be used for other "counseling" activities such as homeowner training related to rehabilitation.
The use of this funding will allow local governments to:
• Provide first -time homebuyer counseling that may already be being provided using SHIP funds. With the use of
these FCP funds, you can then use those SHIP funds for direct assistance such as downpayment assistance.
• Provide additional counseling that has not been funded previously such as foreclosure prevention or financial
coaching.
The funds will be considered 2016 -2017 funds and be reported as housing counseling funds on the closeout report for
that year when due.
These activities can be carried out by HUD approved counseling agencies that the local government partners with (as a
sub - recipient or sponsor) or by staff that have appropriate training and are certified to provide the training.
This allocation will not be automatically disbursed, you will need to request disbursement of the funds by completing
and submitting the attached funding certification. Please complete the form and submit it via email to
robert .dearduff@floridahousing.org no later than December 31, 2016.
If you have questions, please contact me.
FCP to SHIP recipients
$ 3,000,000
Local Government
County Total
County Share/
City Share
ALACHUA
36,795
18,324
Gainesville
10,000
18,471
BAKER
10,000
10,000
BAY
25,145
19,945
Panama City
10,000
5,200
BRADFORD
10,000
10,000
BREVARD
79,900
44,240
Cocoa
10,000
2,605
Melbourne
25,611
11,322
Palm Bay
14,893
15,285
Titusville
188,245
6,448
BROWARD
259,310
55,440
Coconut Creek
10,000
8,039
Coral Springs
20,951
17,633
Davie
10,000
13,743
Deerfield Beach
10,000
10,891
Ft. Lauderdale
10,000
24,842
Hollywood
45,416
20,563
Lauderhill
94,812
9,880
Margate
30,970
7,935
Miramar
41,222
18,748
Pembroke Pines
40,989
22,690
Plantation
12,421
Pompano Beach
10,000
15,066
Sunrise
10,000
12,577
Tamarac
10,000
8,842
CA L H O U N
10,000
10,000
CHARLOTTE
24,213
21,654
Punta Gorda
48,911
2,559
CITRUS
20,485
20,485
CLAY
29,339
29,339
COLLIER
49,377
46,572
Naples
2,805
COLUMBIA
10,233
10,233
DE SOTO
10,000
10,000
DIXIE
10,000
10,000
DUVAL
128,830
128,830
FSCAMTA
44,018
36,407
Pensacola
11,631
7,611
FLAGLER
14,893
3,163
Palm Coast
11,730
Local Government
County Total
County Share/
City Share
FRANKLIN
10,000
10,000
GA DSD E N
10,000
10,000
G I LCH R IST
10,000
10,000
GLADES
10,000
10,000
GULF
10,000
10,000
HAMILTON
10,000
10,000
HARDEE
10,000
10,000
HENDRY
10,000
10,000
HERNANDO
25,611
25,611
HIGHLANDS
14,893
14,893
HILLSBOROUGH
188,245
137,362
Tampa
134,422
50,883
HOLMES
10,000
10,000
INDIAN RIVER
20,951
20,951
JACKSON
10,000
10,000
JEFFERSON
10,000
10,000
LAFAYETTE
10,000
10,000
LAKE
45,416
45,416
LEE
94,812
60,794
Cape Coral
30,970
23,712
Ft. Myers
41,222
10,306
LEON
40,989
13,899
Tallahassee
27,090
LEVY
10,000
10,000
LIBERTY
10,000
10,000
MADISON
10,000
10,000
MANATEE
50,076
42,545
Bradenton
16,990
7,531
MARION
48,911
40,547
Ocala
10,000
8,364
MARTIN
21,883
21,883
MIAMI -DADE
376,509
243,640
Hialeah
33,057
Miami
62,350
Miami Beach
10,000
13,027
Miami Gardens
10,000
15,587
North Miami
10,000
8,848
MONROE
10,932
10,932
NASSAU
11,631
11,631
OKALOOSA
27,941
24,901
Ft. Walton Beach
3,040
Local Government
County Total
County Share/
City Share
OKEECHOBEE
10,000
10,000
ORANGE
177,760
140,430
Orlando
37,330
OSCEOLA
44,484
34,875
Kissimmee
9,609
PALM BEACH
195,934
148,988
Boca Raton
12,481
Boynton Beach
10,345
Delray Beach
8,974
West Palm Beach
15,146
PASCO
69,648
69,648
PINELLAS
134,422
70,692
Clearwater
15,741
Largo
11,480
St. Petersburg
36,509
POLK
90,152
70,265
Lakeland
14,460
Winter Haven
5,427
PUTNAM
10,932
10,932
ST. JOHNS
30,970
30,970
ST. LUCIE
41,222
10,239
Ft. Pierce
6,035
Port St. Lucie
24,948
SANTA ROSA
23,747
23,747
SARASOTA
56,134
48,562
Sarasota
7,572
SEMINOLE
63,357
63,357
SUMTER
16,990
16,990
SUWANNEE
10,000
10,000
TAYLOR
10,000
10,000
UNION
10,000
10,000
VOLUSIA
72,910
51,336
Daytona Beach
9,077
Deltona
12,497
WAKULLA
10,000
10,000
WALTON
10,000
10,000
WASHINGTON
10,000
10,000
TOTAL
3,000,000
3,000,000
Total estimated appropriation 3,000,000
9/22/2016