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CERTIFICATE OF LIABILITY INSURANCE (771)Client#: 1030561 69EUROPOF AUUKUTM CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) 7/29/2016 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. THIS POLICIES IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the policy(les) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER BB &T Insurance Services, Inc. 12485 - 28th Street North Saint Petersburg, FL 33716 727 327 -7070 CONTACT Brieanne Burdin PHONE (NC, No, Erd): 727 327 -7070 FAX No): 888 - 632 -8459 E -MAIL ADDRESS: INSURERS) AFFORDING COVERAGE NAIC # INSURER A: Tower Hill Prime Insurance Comp 11027 INSURED Europa of Countryside Inc C/O Progressive Management 4151 Woodlands Parkway Palm Harbor, FL 34685 /`AVCOA /_C. .._.._._._ _ __ ... ._____ INSURER B: American Coastal Insurance Co 12968 INSURER C: Hanover Insurance Company 22292 INSURER D: Travelers Casualty & Surety Co 31194 INSURER E CLAIMS -MADE INSURER F : OCCUR _ _ __ __ - ________ - -- Rcr101V111 no uWIDCR: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE ADDLSUBR INSR WVD POLICY NUMBER POLICY EFF (MMIDD/YYYY) POLICY EXP (MMIDDIYYYY) LIMITS A X COMMERCIAL GENERAL LIABILITY EBP000307701 08/01/2016 08/01/2017 EACH OCCURRENCE PREMISES(Eaoccurrrrence) MED EXP (Any one person) $1,000,000 $50,000 CLAIMS -MADE X OCCUR X GEN'L Includes Separation of Insureds $5,000 PERSONAL &ADV INJURY $1,000,000 AGGREGATE POLICY LIMIT APPLIES PRO - JECT PER: LOC GENERAL AGGREGATE s 2,000,000 PRODUCTS - COMP/OP AGG $2,000,000 OTHER: AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT (Ea accident) $ ANY AUTO ALL OWNED AUTOS HIRED AUTOS SCHEDULED AUTOS AUT SWNED BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE (Per accident) $ $ UMBRELLA LIAB EXCESS LIAB OCCUR CLAIMS -MADE EACH OCCURRENCE $ AGGREGATE $ DED RETENT ON $ $ WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y / N PER STATUTE 10TH - I FR OFFICEWMEMBER EXCLUDED? ECUTIVE NIA E.L. EACH ACCIDENT $ (Mandatory In NH) If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE - EA EMPLOYEE $ E.L. DISEASE - POLICY LIMIT $ B C D Property - Special Fidelity Bond D &O Liability AMC3052402 BDJ1012755 106350986 08/01/2016 08/01/2016 08/01/2016 08/01/2017 08/01/2017 08/01/2017 *See below $100,000/$500 Ded $1,000,000/$1,000 Ded DESCRIPTION OF OPERATIONS I LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is required) *Property: Special form /Replacement cost/Agreed Amount; Deductibles: $2,500 All Other Perils /5% Hurricane /3% Sinkhole; Ordinance or Law Coverage A/B /C $500,000 Combined Limit Breakout of Property as follows: Loc #1 - 2632 Enterprise Road, Bldg A Building: $1,507,500 (10 units) (See Attached Descriptions) rr ern r,/.A - ,1i., ..r.w CANCELLATION City of Clearwater ISAOA/ATIMA PO Box 4748 Clearwater, FL 33758 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE © 1988-2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014/01) 1 of 2 The ACORD name and logo are registered marks of ACORD #S16596719/M16596105 GJST Pool House: $73,500 Loc #2 - 2640 Enterprise Road, Bldg B Building: $1,708,900 (10 units) Loc #3 - 2636 Enterprise Road, Bldg C Building: $1,499,000 (8 units) Loc #4 - 2624 Enterprise Road, Bldg D Building: $1,570,100 (10 units) Loc #5 - 2620 Enterprise Road, Bldg E Building: $962,300 (6 units) A)Pool: $2,500 All Other Peril Deductible, 5% Wind /Hail Deductible; Limit $65,400 Property Management Co is included on D &O Liability and Bond policies. FLOOD COVERAGE IS NOT CURRENTLY WRITTEN THROUGH BB &T. Re: Florence Barresi 2640 Enterprise Road East #B -25 Clearwater, Fl 33759 LN #RL -1573 SAGITTA 25.3 (2014/01) 2 of 2 #S16596719/M16596105