11/09/2004
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NEIGHBORHOOD & AFFORDABLE HOUSING ADVISORY BOARD MEETING
CITY OF CLEARWATER
November 9, 2004
Present: Laurel Braswell
Don Brackett
Peggy M. Cutkomp
Lisa Hughes
Josephine Carbone
Chair
Board Member
Board Member
Board Member
Board Member
Absent: John Sabatier
Tracy Reid
Vice-Chair
Board Member
Also Present: Howie Carroll
Michael Holmes
Brenda Moses
Assistant Housing Director
Housing Manager
Board Reporter
The Chair called the meeting to order at 9:00 a.m. at City Hall.
To provide continuity for research, items are in agenda order although not
necessarily discussed in that order and are in summary format.
3. Approval of Minutes - Mav 11 , 2004 - Special MeetinQ
Member Cutkomp moved to approve the minutes of the special meeting of May 11,
2004, as submitted in written summation to each board member. The motion was duly
seconded and carried unanimously.
4. Citizens to be Heard - None.
5. FY (Fiscal Year) 2004/05 Consolidated Action Plan - Update
Assistant Housing Director Howie Carroll said the Consolidated Action Plan process
started in January: 1) Staff reviewed subrecipient applications and completed the ranking
process; 2) NAHAB (Neighborhood and Affordable Housing Advisory Board) approved funding
allocations; 3) City Council approved subrecipient funding allocations; and 4) Staff forwarded
allocation reports to USHUD (U.S. Department of Housing and Urban Development). Following
HUD comments, staff made some technical revisions to the Plan. Funding is in place. Staff
sent agreements out in early October. Most recipients have returned the agreements. A few
smaller projects that experienced unforeseen delays and several ongoing public facility projects
were carried forward from last year.
6. FY 2004/05-10 Consolidated Action Plan - Update
Mr. Carroll said the 2004-2010 Consolidated Action Plan guides City programs for the
next five years. The Plan, adopted in 2000, needs to be updated. A consultant will analyze City
housing needs, the homeless population, marketing, etc. In early spring, staff will meet with the
community, the Homeless Coalition, Realtors, and all agencies involved in housing and
community development activities. NAHAB members will be invited to the meetings. Staff
plans to submit the Action Plan to NAHAB in June, to the City Council in July 2005, and it is due
to HUD in mid-August 2005. The Plan will review and update needs, housing, and priorities.
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Mr. Carroll said the Consolidated Plan process ranks priorities and attaches funding to high and
medium priority items and distributed information on the process. Information will be posted on
the City website. He urged subrecipients and NAHAB members to become involved in the
process, which will affect future funding levels. The next Consolidated Plan document will be
interactive and link to more comprehensive data.
In response to a question, Mr. Carroll said priorities will be determined after meetings
with subrecipients, community partners, and review of analytical information and other data.
7. New/Old Business
Mr. Carroll reported over 100 people had attended the Homeless Emergency Project's
Open House for its new thrift store, transitional housing facility, and dental facility. In
September, the City introduced an Internet-based Homebuyer's Assistance Program for City
employees.
Several months ago, CHIP (Clearwater Homeless Intervention Project) held a grand
opening for the Parkbrook Apartments, an onsite 8-unit transitional housing facility. Staff is
working with a church and a subrecipient to construct a rental housing facility with at least half of
the units designed for accessibility by physically disabled individuals.
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The City provided CHA (Clearwater Housing Authority) a $500,000 commitment for
housing development at Jasmine Courts. Last month, the Florida Finance Housing Corporation
awarded CHA housing tax credits. It is hoped the first phase of construction will begin next
spring.
Mt.Carmel CDC (Community Development Corporation) should be breaking ground on
its eight-unit elderly rental community on La Salle Street in North Greenwood during the first half
of next year. Construction documents are being reviewed.
Mr. Carroll said last week, he met with a major home developer regarding construction of
townhomes within the City limits. The developer is considering setting aside a portion of the
development for affordable housing. Several market-rate housing developments are proposed
in Downtown. He reviewed local problems related to home affordability and stated that staff
always considers ways to address the increasing affordable housing demand. Nonprofit
organizations have completed the majority of rehabilitation projects in the City and Mr. Carroll
complimented their efforts. He reported the City of Clearwater, City of Largo, and other
municipalities have agreed to form a Task Force to develop a 10-year plan to end chronic
homelessness.
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In response to a question, Mr. Carroll said affordable housing is defined as a household
having to pay no more than 30% of its gross income on principal, interest, taxes, and insurance
payments. If a lender agrees a client is "bankable" and "credit-worthy," the lender may approve
a percentage higher than 30% of income to debt ratio. Some programs provide homebuyers
with help paying part of closing costs, initial taxes, and insurance required. No programs
subsidize property taxes. The City works with Habitat for Humanity and seeks other affordable
housing programs. Homeowners who lose their homeowner's insurance cause their mortgage
agreements to be in default. Property taxes are escalating. Problems that affect affordable
housing include job loss, loss of spouse, or family illness. Taxes and insurance costs are a
growing problem as is the diminishing pool of candidates who can afford "affordable housing."
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In response to a request, Mr. Carroll said he will contact the Property Appraiser's Office
regarding the possibility of freezing tax rates for homeowners in affordable housing programs.
He also will report on the status of residents being relocated from Jasmine Courts.
8. Announcements - None.
9. Next meetina - December 7.2004
A meeting has been scheduled forDecember 7,2004, at 9:00 a.m. in Chambers to
review and approve the CAPER (Consolidated Annual Performance and Evaluation Report),
which defines federal programs the City completed during the last fiscal year. The CAPER will
be presented to the City Council for approval on December 16,2004, then forwarded to HUD.
10. Adiournment
The meeting adjourned at 9:35 a.m.
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Chair, Neighborhood & Affordable
Housing Advisory Board
Attest:
l~t~~
oard Reporter
Neighborhood & Affordable Housing 2004-11-09
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