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CERTIFICATE OF LIABILITY INSURANCE (613)i � � �S � � '4�!�O� CERTIFICATE OF LIABILITY INSURANCE DATE�MM/DD/YWY) 3/19/2016 3/11/2015 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS � CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES �%�y � BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED O�• �C ` REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. F IMPORTANT: If the certifcate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, su ct to O the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer ri��-t� the 1 h. ��1� certificate holder in lieu of such endorsement(s�. � / PRODUCER Lockton Insurance Brokers, LLC NA e: � License #OF15767 ac No EXt : ac No : � F 4275 Executive Square, Suite 600 E-MAII La Jolla CA 92037 ADDR (858) 587-3100 IN R AF RDIN C VERA E AIC # iNSURER A: National Fire lnsurance Co of Hartford �nd�u INSURED IPS Group, Inc. 1377909 5601 Oberlin Drive, Ste.100 San Diego CA 92121 Indian Harbor A COVERAGES IPSGROI CERTIFICATE NUMBER: 12814051 REVISION NUMBER: XXXX3�XX THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADDL SUBR POLICY EFF POLICY EXP LTR TYPE OF INSURANCE IN D POLICY NUMBER M/DD MM/ /YYYY LIMITS A COMMERCIAL GENERAL LIABILITY X 1' ]�j 4034952942 3/19/2015 3/19/2016 EACH OCCURRENCE 1 000 000 CLAIMS-MADE � OCCUR PREMISES Ea oNccTurrence SOO OOO MED EXP An one erson I S ��� PERSONAL & ADV INJURY $ 1 OOO OOO GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 2 OOO OOO POLICY� �E � ❑ LOC PRODUCTS - COMP/OP AGG $ 2 OOO OOO OTHER $ $ AUTOMOBILE LIABILITY Y r] 6013847F372 3/19/2015 3/19/2016 EO aBl aeDtSINGLE LIMIT $ 1 000 000 X ANY AUTO BODILY INJURY (Per person) $�{}{XX��� ALL OWNED SCHEDULED � XXXXX��X AUTOS AUTOS BODILY INJURY Per accident $ X HIRED AUTOS X NON-OWNED PROPERTY DAMAGE AUTOS Per accident $ XX����X $ ��x��x�ci'� C X UMBRELLA LIAB X OCCUR N N 4034952990 3/19/2015 3/19/2016 EACH OCCURRENCE $ 5 �00 �00 EXCESS LIAB CLAIMS-MADE AGGREGATE $ S OOO OOO DED X RETENTION $10,000 g XXX��XXX WORKERS COMPENSATION BAND EMPLOYERS' LIABIUTY Y � N N 5093308451 (CA) 3/19/2015 3/19/2016 X STATUTE OTH- ANYPROPRIETOR/PARTNER/EXECUTIVE 5�933�8496 �A�S� 3/19/2015 3/19/2016 1 OFFICER/MEMBER EXCLUDED? N❑ N� A E.L. EACH ACCIDENT $ 1 OOO OOO (ManAatory in NH) E.L. DISEASE - EA EMPLOYEE 1 OOO OOO If yes, tlescribe under t DESCRIPTION OF OPER4TIONS Delow E.L. DISEASE - POLICY LIMIT 1 OOO OOO D Tech E&0 / Network / N N MTP9032003 3/19/2015 3/19/2016 Each Occ. 5,000,000; Privacy / Media A S,OOQ000; g .: De .: ]OQ000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (Attach ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Re: Engineering of Pazking Meters. City of Clearwater is named as additional insured as respects General Liability and Auto Liability per attached. CERTIFICATE HOLDER CANCELLATION See Attachments SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITN TNE POLICY PROVISIONS. 12814051 AUTHORIZED REPRESENTATIVE City of Clearwater P.O. Box 4748 Clearwater FL 33758 � � ACORD 25 (2014/01) O 014 ACORD P ION. All riqhts reserved The ACORD name and logo are registered marks of ACORD CNA G-144294-C99 (Ed.12/06) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TECHNOLOGY GENERAL LIABILITY EXTENSION ENDORSEMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LL�BILITY COVERAUE PAR1' Coverage afforded under this extension of coverage endorsement does not apply to any person or organizarion covered as an addirional insured on any other endorsement now or hereafter attached to this Coverage Part. 1. ADDITIONAL. INSURED - BLANKET VENDORS WI IO IS AN INSURED (Secrion II) is amended to include as an additional insured any person or organizarion (referred to below as vendor) with whom you agreed, because of a written contract or agreement to provide insurance, but only with xespect to "bodily injury" or "properly damage" arising out of "your products" which are distributed or sold in the regular course of the vendors business, subject to the following additional exclusions: 1. The insurance afforded the vendor does not apply to: a. 'Bodily injury" or "property damage" for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; b. Any express warranty unauthorized by you; c. Any physical or chemical change in the product made intentionally by the vendor; d. Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container; e. Any failure to make such inspecrions, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connecrion with the distriburion or sale of the products; £ Demonstration, installation, servicing or repair operations, except such operations performed at the vendors premises in connection with the sale of the product; g. Products which, after distriburion or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or for the vendor; or persons or organizations are additional insureds under this endorsement and coverage provided to such additional insureds is limited as provided herein: a. Additional Insured - °Your Work" That person or organization for whom you do work is an additional insured solely for liabilit�� due to your negligence specifically resulting from "your work" for the additional insured which is the subject of the written contract or written agreement. No coverage applies to liability resulting from the Miscellaneous Attachment : M495240 Master ID: 1377909, Certificate ID: 12814051 h. "Bodily injury" or "property damage" arising out of the sole negligence of the vendor for its own acts ox omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does not apply to: (1) The excepuons contained in Subparagraphs d. or £; or (2) Such inspecrions, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products. 2. This insurance does not apply to any insured person or organization, from whom you have acquired such products, or any ingredient, part or container, entering into, accompanying or containing such products. 3. This provision 1. does not appl}� to any vendor included as an insured by an endorsement issued by us and made a part of this Coverage Part. 4. This provision 1. does not apply if "bodily injury" or "property damage" included within the "pzoducts-completed operations hazazd" is excluded either by the provisions of the Coverage Part or by endorsement. 2. MISC�LI.ANEOUS ADDITIONAL INSUREDS WHO IS AN INSURITD (Section II) is amended to include as an insured any person or organization (called additional insured) described in paragraphs 2.a. through 2.h. below whom you are required to add as an addirional insured on this policy under a written contract or agreement but the written contract or agreement must be: 1. Currendy in effect or becoming effective during the term of this policy; and 2. Executed prior to the "bodily injury," "property damage" or "personal injury and advertising injury," but only the following with premises you own, rent, or control and to which the insurance applies: (a) The existence, maintenance, repau, construction, erecrion, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoistaway openings, sidewalk vaults, street banners, or decorations and similar exposures; or (b) The construction, erection, or removal of elevators; or sole negligence of the additional insured. The insurance provided to the additional insured is limited as follows: (l) The Lunits of Insurance applicable to the additional insured are those specified in the written contract or written agreement or in the Declarations of this policy, whichever is less. These l.i:nits of Insurance are inclusive of, and not in addition to, the Lunits of Insurance shown in the Declarations. (2) The coverage provided to the addirional insured by this paragraph. 2.a., does not apply to "bodily injury" or "property damage" arising out of the "products-completed operations hazard" unless: (a) It is required by the written contract or written agreement; and (b) "Bodily injury" or "property damage" included within the "products-completed operations hazard" is not excluded either by the provisions of the Coverage Pazt or by endorsement. (3) The insurance provided to the additional insured does not apply to "bociily injury," "property damage," or "personal and advertising injury" arising out of the rendering or failure to render any professional services. b. State or Political Subdivisions A state or political subdivision subject to the following provisions: (1) This insurance applies only with respect to the following hazards for which the state or political subdivision has issued a pernut in connection e. Mortgagee, Assignee or Receivex A mortgagee, assignec or receivez but onl}' with respect to their liability as mortgagee, assignee, or receiver and arising out of the ownership, maintenance, or use of a premises by you. 1'his insuzance does not apply to stmctuxal alterations, new construction or demolition operations performed by or for such additional insured. (2) This insurance applies only with respect to opefations performed by you or on your behalf for which the state or poliucal subdivision has issued a permit. This insurance does not apply to "bodily injury," "property damage" or "personal and advertising injury" arising out of operations performed for the state or municipality. c. Controlling Interest Any persons or organizarions with a controlling interest in you but only with respect to their ability arising out of: (1) Theu financia] control of you; or (2) Premises they own, maintain or control while you lease or occupy these premises. This insurance does not apply to structural alterations, new construcrion and demolition operarions performed by or for such additional insured. d. Managers or Lessors of Premises A manager or lessor of premises but only with respect to liability arising out of the ownership, maintenance or use of that specific part of the premises leased to you and subject to the following additional exclusions: This insurance does not apply to: (1) Any "occurrence" which takes place after you cease or be a tenant in that premises; or (2) Structural alterarions, new construction or demolition operations performed by or on bchalf of such additional insured. Any insurance provided to an addirional in,ured designated under paragraph, b. through h. above does not apply to "bociil}� injury" or "property damage" included within the "products- completed operarions hazard." As respects the coverage provided undet this endorsement, Paragraph 4.b. SI?,CTION IV - COMMERCIAL GENERr1L LIA73ILITY CONDIITONS is deleted and replaced with the following: £ Ownexs/Other Interests - T,and is Leased An owner or othex interest from whom land has been leased by 4• you but only with mspect to liability arising out of the ownership, b maintenance or use of that specific part of the land leased to you Othcr Insurancc Lxcess Insurance and subject to the following additional exclusions: This insurance is excess over: This insurance does not apply to: (1) Any "occurrence" which takes place aftex you cease to lease that land; or (2) Structural alterations, new construction or demolition operations performed by or on behalf of such additional insured. g. Co-owner of In,ured Premises Miscellaneous Attachment : M495240 Master ID: 1377909, Certificate ID: 12814051 �iny other insurance naming thc additional insured as an insured whetber primary, excess, contingent or on any other basis unless a written contract or agreement specifically re9uires that this insurancc be either prunary or primary and noncontribuUng. Where required by written contract or agxeement, we will consider any other insuxance maintained by d�e addirional insuxed for injury or damage covcred by this endorsement to be excess and noncontriburing with this insurance. 3. NEWLY FORMLD OR ACQUIRF,ll OIZGANIGATIONS Paragraph 3.a. of Secrion II- Who Is An In,ured is deleted and mplaced by the following: Coverage under this provision is afforded only until the end of A co-owner of a premises co-owned by you and covemd under this insuzance but only with respect to the co-ownefs liability as co-owner of sucl� premises. h. Lessor of Equipment Any person or organvaUOn from whom you lease equipment. Such person or organization are insureds only with respect to their liability arising out of the maintenance, operation or use by you of equipment leased to }�ou by such person or organizarion. A person's ox organization's status as an insured under this endorsement ends when their written contract or agreement with you for such leased eyuipment ends. With respect to thc insurance afforded these additional insureds, the following adciirional exclusions apply: This insurance does not apply: (9) To any "occurrence" which takes place aftex the equipment lease expires; or (2) To "bodily injury," "property damage;' or "per,onal and advertising injury" arising out of the sole negligence of such additional insured. B. The last paragraph of Section II - Who Is An Insured is deleted and replaced by the following: Except as provided in 4. above, no person or organization is an insured with respect to the conduct of any current or past parmership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations. 5. PARTNERSHIP OR)OINT VENTURES Paragraph l.b. of Section II - Who Is An Insured is deleted and replaced by the following. b. A parmership (including a limited liability parmership) or joint venture, you are an insured. Your members, your partners, and theu spouses are also insureds, but only with respect to the conduct of youz business. 6. EMPLOYEES AS INSUREDS - HEr1LT1-I CARE SERVICES the policy period or the next anniversary of this policy's effective date after you acquire or form the organizarion, whichever is earlier. 4. JOINT VENTURES / PARINERSHIP / LI'�IITEll LIABILITY COMP�iNY COV�RriG� A. 'The following is added to Section 11 - Who Is .�n Insured: 4. You are an insuxed when you had an interest in a joint venture, partnership ot lunited liability company which terminated or ended prior to or during this policy period but only to the cxtent of your intexest in such joint venture, partnership or limited IiabIlity company. 'This covecage does not apply: a. Prior to the terminarion date of any joint venture, partnership or limited liability company; or b. If there is other valid and collectible insurance purchased specifically to insure the partnership, joint venture or limited liability company. h. Discriminarion or humiliation that results in injur}� to the feelings or reputation of a natural person, but only if such discrunination or humiliation is: (1) Not done intenrionally by or at the d'uection of: (a) The insured; or (b) riny "executive officer," director, stockholder, partner, member or manager (if you are a limited liability company) of the insured; and (2) Not direcdy or indirecdy related to the employment, prospective employment, past employment or termination of employment of any person or persons by any insured. B. Exclusions of Secrion I- Coverage B- Personal and �dvertising Injury Liability is amended to include the following. p. lliscrii7iination Relating To Room, Dwelling or Premises For other than a physician, paragraph 2.a.(1)(d) of Caused by discruxunation direcdy or indirecd}� related to the sale, Section II - Who Is An Insured does not apply with respect to rental, lease or sub-lease or prospective sale, rental, lease or sub- professional health care services provided in the course of lease of any room, dwelling or premises by or at the direction of employment by you. any insured. 7. PROPERTY DAMAGE - PATTERNS, MOLDS AND DIES Paragraphs (3) and (4) of Exclusion j. Damage to Property of SrCTION I- EXCLUSIONS do not apply to pattems, molds or dies in the care, custody or control of the insured if the patterns, molds or dies are not being used to perform operations at the time of loss. A limit of insurance of �25,000 per policy period applies to PROPERTY DAM;1GE - PAT'TERNS, MOLDS AND DIES and is included within the General Aggregate I,unit as described in SECTION III - LIMITS OF Miscellaneous Attachment : M495240 Master ID: 1377909, Certificate ID: 12814051 q. Fines Or Penalties P'ines or penalties levied or unposed by a governmental entity because of discruninarion. C. This provision 9. (EXPANDED PERSONAL AND ADVERTISING INJURY COVERAG�) does not apply to discrimination or huiniliation committed in the states of New York or Ohio. Also, EXPANDED P�RSONAL AND ADV�RTISING INJURY COVERAGE INSURANCE. The insurance afforded by this provision 7. is excess ovei any valid and collectible property insurance (including any deductible) available to the insured, and the Other Insurance Condition is changed accordingly. 8. BODILY INJURY Secrion V- Defuvtions, the definition of "bodily injury" is changed to read: "Bodily injury" means bodily injury, sickness or disease snstained by a person, including death, humiliation, shock, mental anguish or mental injury by that person at any time which results as a consequence of the bodily injury, sickness or disease. 9. EXPANDED PERSONAI, AND ADVERI'ISING INJURY A. The following is added to Section V- Definitions, the definition of "personal and adverrising injury": for all medical expenses because of "bodily injury" sustained by any one person. The Medica] Expense Lunit is the greater of: (1) $15,000; or does not apply to policies issued in the states of New York or Ohio. D. This provision 9. (EXPANDED PERSONAL AND ADVERTISING INJURY COVERAGE) does not apply if Section I- Coverage B- Personal And Advertising Injury Liability is excluded either by the provisions of the Coverage Part or by endorsement. 10. MEDICAI. PAYMENTS A. Paragraph 7. Medical Expense I.iinit, of Section Ill - Lunits of Insurance is deleted and replaced by the following: 7. Subject to 5. above (the Each Occurrence I.irnit), the Medical Expense Lunit is the most we will pay under Secrion - I- Coverage C (3) Property loaned to you; (4) Personal property in the care, custody or control of the insured; (2) T'he amount shown in the Declarations for Medical Expense (5) That particular part of real property on which you or any Lunit. contractors or subcontractors working direcdy or indirecdy on your behalf are performing operations, if the "property damage" B. This provision 10. (Medical Payments) does not apply if arises out of those operations; or Secrion I- Coverage C Medical Payments is excluded eithez by the provisions of the Coverage Part or by endorsement. C. Paragraph l.a.(3)(2) of Section I- Coverage C- Medical Payments, is replaced by the following: The expenses are incurred and reported to us within three years of the date of the accident; and 11. SUPPLEMENTARY PAYMENTS A. Under Section I- Supplementary Payments - Coverages A and B, Paragraph 1.b., the limit of �250 shown for the cost of bail bonds is replaced by �2,500: B. In Paragraph l.d., the limit of �250 shown for daily loss of earnings is replaced by $1,000. 12. PROPERTY DAMAGE - �LEVATORS (6) That particular part of any property that must be restored, repaired or replaced because "your wark" was incorrecdy performed on it. Paragraph (2) of this exclusion does not apply if the premises are "your work" and were never occupied, rented or held for rental by you. Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage° (other than damage by fire, lightning, explosion, smoke, or leakage from automatic fire protective systems) to premises including the contents of such premises, rented to you for a period of 7 or fewer consecutive days. A separate limit of insurance applies to Damage To Premises Rented To You as described in Secrion III - L'units Of Insurance. Paragraphs (3), (4), (5) and (6) of this exclusion do not apply to With respect to Exclusions of Section I- Coverage A, paragraphs liability assumed under a sidetrack agreement. (3), (4) and (6) of Exclusion j. and Exclusion k. do not apply to Paragraph (6) of this exclusion does not apply to "property the use of elevators. damage" included in the "products-completed operations hazazd." The insurance afforded by this provision 12. is excess over any valid and collectible property insurance (including any deducrible) available to the insured, and the Othet Insurance Condition is changed accordingly. 13. LEGAL LI�'�BILITY - DAMAGE TO PR�MISES A. Under Secrion I- Coverage A- Bodily Injury and Property Damage 2. �xclusions, �xclusion j. is replaced by the following. Miscellaneous Attachment : M495240 Master ID: 1377909, Certiiicate ID: 12814051 B. Under Secrion I- Coverage A- Bodily Injury and Property Damage the last paragraph of 2. Exclusions is deleted and replaced by the following. Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke, or leakage from automatic fire protecrive systems to premises wbile rented to you or tempozarily occupied by you with permission of the owner. "Property damage" to: (1) Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restorauon or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property; (2) Premises you sell, give away or abandon, if the "property damage" arises out of any part of those premises; 6. Subject to 5. above, the Damage To Premises Rented To You Lunit is the most we will pay under Coverage A for damages because of "property damage" to any one premises while rented to you or in the case of damage by fue, lightning, explosion, smoke, or leakage from automaric fue protective s5�stems, while rented to you or temporarily occupied by you with the pernussion of the owner. The Damage To Premises Rented To You Lunit is the greater of: a. $500,000; or A separate limit of insurance applies to this coverage as described in Secrion III - Limits Of Insurance. C. Paragraph 6. Damage To Premises Rented To You Lunit of Secrion III - Lunits Of Insurance is replaced by the following: 16. BROAD KNOWLEDGF OF OCCURRF.NCE You must give us or our authorized representative norice of an 'bccurrence;' offense, claun, or "suit" only when the "occurrence," offense, claun or "suit" is known to : (1) You, if you are an individual; (2) A partner, if you are a partnership; (3) An execurive officer or the employee designated by you to give such notice, if you are a corporation; or b. The Damage To Premises Rented To You Limit shown in the Declarauons. (4) A manager, if you are a limited liabilit�� company. D. Paragraph 4.b.(1)(b) of Secrion N- Commercial General Liability Condirions is deleted and replaced by the following: (b) That is property insurance for premises rented to you or temporarily occupied by you with the permission of the owner; or E. This provision 13. (LEGAL LIABILITY - DAMAGE TO PREMISES) does not apply if Damage To Premises Rented To You Liability under Section I- Coverage A is excluded either by the provisions of the Coverage Part or by endorsement. 14. NON-OWNED WATERCRAFT Under Section I- Coverage A- Bodily Injury and Property Damage, Exclusion 2.g., subparagraph (2) is deleted and replaced by the following. (2) A watercraft you do not own that is: (a) Less than 55 feet lon� and (b) Not being used to carry persons or property for a charge. 15. NON-OWNED AIRCRAFT Exclusion 2.g. of Secrion I- Covexage A- Bodily Injury and Property Damage, does not apply to an aucraft you do not own, provided that: ]. The pilot in command holds a currendy effecrive certificate issued by the duly consrituted authority of the United States of America or Canada, designaung that person as a commercial or airline transport pilot; 2. It is rented with a trained, paid crew; and 3. It does not transport persons or cargo for a charge. Miscellaneous Attachment : M495240 Master ID: 1377909, Certificate ID: 12814051 17. NOTIC� OF OCCURRENCE The following is added to paragraph 2. of Section IV - Commercial General Liability Conditions - Duties in The Event of Occurrence, Offense Claim or Suit: Your rights under this Coverage Part will not be prejudiced if you fail to give us norice of an "occurrence," offense, claun or "suit" and that failure is solely due to your reasonable belief that the "bodily injury" or "property damage" is not covered under this Coverage Part. However, you shall give written norice of this "occurrence," offense, claun or "suit" to us as soon as you are aware that this insurance may apply to such "occurrence," offense claun or "suit." 18. UNINT'ENTIONAL FAILURE TO DISCLOSE HAZARDS Based on our reliance on your representations as to existing hazards, if unintentionally you should fail to disclose all such hazards at the inception date of your policy, we will not deny coverage under this Coverage Part because of such failure. 19. EXPECTED OR INTFNDED INJURY Exclusion a. of Secrion I- Coverage A- Bodily Injury and Property Damage Liability is replaced by the following. a. "Bodily injury" or "property damage" expected or intended fxom the standpoint of the insured. This exclusion does not apply to "bodily injury" or "property damage" resulring from the use of reasonable force to protect persons or property. 20. LIBLRALIZATION CLAUSF. If we adopt a change in our forms or rules which would broaden coverage provided under this endorsement without an addirional premium chazge, your policy will automatically provide the additional coverages as of the date the revision is effective in your state. Miscellaneous Attachment : M495240 Master ID: 1377909, Certificate ID: 12814051 POLICY NUMBER 6013847872 POLICY CHANGES CA 2048 DESIGNATED INSURED INSURED NAME AND ADDRESS IPS GROUP, INC 5601 OBERLIN DRNE SUITE 100 SAN DIEGO, CA 92121 This Change Endorsement changes the Policy. Please read it carefully. This Change Endorsement is a part of your Policy and takes effect on the effective date of your Policy, unless another effecrive date is shown. The following Form has been added: Form #: CA2048 Tide: Designated Insured Any person or organization you have agreed in a written contract or written agreement to add as an addiuonal insured on this Coverage Part, provided the written contract or written agreement was executed prior to: a. The "bodily injury" or "property damage' ; or b. The offense that caused the "personal and advertising injury for which the additional insured seeks coverage under this Coverage Part. The written contract or written agreement must pertain to your ongoing operarions for the addirional insured, and must specifically require additional insured status according to the provisions of CG 20 48. But notvvithstanding the above, no person or organization is an addirional insured for professional architectural or engineering services provided at or for the Locarion(s) of Covered Operations. G-56015-B (ED. 11/91) Attachment Code : D495275 Certificate ID : 12814051