CERTIFICATE OF LIABILITY INSURANCE (608)�'n�� �� CERTIFICATE OF LIABILITY INSURANCE DATE(MM/DD/WY1�
3/10/2015
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to
the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the
certificate holder in lieu of such endnrcpmp.,rr��
PRODUCER
Bowen, Miclette & Britt of FL
1020 N. Orlando Avenue
Suite #200
Maitland FL 32751
INSURED
Brandes Design-Build, Inc.
2151 NE Coachman Road
Clearwater FL 33765-2616
RECEIUEQ �
�ITY OF CL�ARWATER
���� �S
KiSK M�1N�GEMENi
t%���J
Derrick Reeder
,. 407-647-1616
ertifi cates@bm bi nc. com
INSUHER(S) AFFORDING CC
Illinois Union Insurance Cc
Amerisure Insurance Com
c:Amerisure Mutual Insurance
D:
407-628-1635
COVERAGES CERTIFICATE NUMBER: 1968224383 REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR POLICY EFF POLICY EXP
LTR TYPE OF INSURANCE INSD WVD POLICV NUMBER M DD M DD LIMITS
B X COMMERCIAL GENERAL LIABILITY Y Y CPP20865170201 /13/2015 3/13/2016 EACH OCCURRENCE $1,000,000
CLAIMS-MADE ❑X OCCUR PREMSES Eaoccurence 51,000,000
. MED EXP (Any one person) $10,000
PERSONAL & ADV INJURY $1,000,000
GEN'LAGGREGATELIMITAPPLIESPER: GENERALAGGREGATE $2,000,000
POLICY � jECT � LOC
PRODUCTS - COMP/OP AGG $2,000,000
OTHER: $
B AUTOMOBILE LIABILITY Y Y CA20865120201 /13/2015 3/13/2016 CO BINED INGL LIMI
Eaaccident $1,000,000
X ANYAUTO BODILY INJURY (Per person) $
AUTOS NED pUTOSU�D BODILY INJURY (Per accident) $
X HIRED AUTOS X NON-OWNED PROPERTY DAMAGE
AUTOS Per accident $
$
C X UMBRELLA LIAB X OCCUR Y Y CU20865180202 /13/2015 3/13/2016 EACH OCCURRENCE $5,000,000
IXCESS LIAB CLAIMS-MADE
AGGREGATE $5,000,000
DED X RETENTION$0 $
WORKEflS COMPENSATION PER OTH-
AND EMPLOYERS' LIABILITY
ANYPROPRIETOFj/PARTNEF{/EXECUTIVE Y�N STATUTE ER
OFFICEWMEMBER EXCLUDED? � N/A E.L. EACH ACCIDENT $
(Mandatory in NH) E.L. DISEASE - EA EMPLOYE $
If yes, describe under
DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT $
A Contractor's Poilution CPYG27415623001 12/1/2014 3/13/2016 $1,000,000 PerAggregate
Liability
$10,000 Retention
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached tt more space is requiretl)
The following policy provisions and/or endorsements form part of the policies of insurance represented by this certificate of insurance. The
terms contained in the policies and/or endorsements supersede the representations made herein. Electronic copies of the policy provisions
and/or endorsements listed below are available by emailing: certificates@bmbinc.com
When required by written contract, those parties listed in said contract, including the certificate holder, are added as an additional insured with
respect to the general liability, auto liability and umbrella liability as afforded by the policy and/or endorsements. When required by written
See Attached...
CPQTICIf'ATC un� n�o _ _ _ _ _ -_
City of Clearwater
100 S Myrtle Ave.
Clearwater FL 33756
ACORD 25 (2014/01)
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
��iC%
� 1988-2014 ACORD CORPORATION. All rights reserved.
The ACORD name and logo are registered marks of ACORD
AGENCY
Bowen, Miclette & Britt of FL
POLICY NUMBER
CARRIER
AGENCY CUSTOMERID:BRANDESDES
LOC #:
ADDITIONAL REMARKS SCHEDULE
NAIC CODE
NAMEDINSURED
Brandes Design-Build, Inc.
2151 NE Coachman Road
Clearwater FL 33765-2616
EFFECTNE DATE:
Page 1 of �
- --�----• -�� � zuos AcvRO CoRPORATION. All rights reserved.
The ACORD name and logo are registered marks of ACORD
Q
❑
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
CONTRACTOR'S BLANKET ADDITIONAL INSURED ENDORSEMENT
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE FORM
Policy Number
CPP2�865170201
Policy Expiration Date
)3/13/2016
Named Insured
Brandes Design Build Inc
Agency Number
0845507
Date
Policy Effective Date
Q3/13/2015
Account Number
Agency Issuing Company
Bowen, Miclette & Britt of FL, LLC Amerisure Insurance Company
1. a. SECTION II - WHO IS AN INSURED is amended to add as an insured any person or organization:
(1) Whom you are required to add as an additional insured on this policy under a written contract or written
agreement relating to your business; or
(2) Who is named as an additional insured under this policy on a certificate of insurance.
b. The written contract, written agreement, or certificate of insurance must:
(1) Require additional insured status for a time period during the term of this policy; and
(2) Be executed prior to the "bodily injury", "property damage", or "personal and advertising injury" leading
to a claim under this policy.
c. If, however:
(1) "Your worK' began under a letter of intent or work order; and
(2) The letter of intent or work order led to a written contract or written agreement within 30 days of
beginning such work; and
{3) Your customer's customary contracts require persons or organizations to be named as additional
insureds;
we will provide additional insured status as specified in this endorsement.
2. SECTION II - WHO IS AN INSURED is amended to add the following:
If the additional insured is:
a. An individual, their spouse is also an additional insured.
b. A partnership orjoint venture, members, partners, and their spouses are also additional insureds.
c. A limited liability company, members and managers are also additional insureds.
d. An organization other than a:
(1) Partnership;
(2) Joint venture; or
(3� Limited liability company;
executive officers and directors of the organization are also additional insureds. Stockholders are also
additional insureds, but only with respect to their liability as stockholders.
e. A trust, trustees are also insureds, but only with respect to their duties as trustees.
CG 70 48 0913
Includes copyrighted material of Insurance Services Office, Inc.
Pages 1 of 3
c
3. The insurance provided under this endorsement is limited as follows:
a. That person or organization is an additional insured only with respect to liability arising out of:
(1} Premises you:
(a) Own;
(bj Rent;
(c) Lease; or
(d) Occupy; or
{2) Ongoing operations performed by you or on your behalf. If, however, the written contract, written
agreement, or certificate of insurance also requires completed operations coverage, we will also
provide completed operations coverage for that additional insured.
b. Premises, as respects paragraph 3.a.(1) above, include common or public areas about such premises if
so required in the written coritract or written agreement.
c. Additional insured status provided under paragraphs 3.a.(1)(b) or 3.a.(1)(cj above does not extend
beyond the end of a premises lease or rental agreement.
d. Ongoing operations, as respects paragraph 3.a.{2) above, does not apply to "bodily injury" or "property
damage" occurring after:
(1) All work to be pertormed by you or on your behalf for the additional insured(s) at the site of the
covered operations is complete, including related materials, parts or equipment (other than service,
maintenance or repairs); or
(2j That portion of "your work" out of which the injury or damage arises is put to its intended use by any
person or organization other than another contractor working for a principal as a part of the same
project.
e. The limits of insurance that apply to the additional insured are the least of those specified in the:
(1) Written contract;
(2) Written agreement;
(3) Certificate of insurance; or
(4) Declarations of this policy.
The limits of insurance are inclusive of and not in addition to the limits of insurance shown in the
Declarations.
f. The insurance provided to the additional insured does not apply to "bodily injury", "property damage", or
"personal and advertising injury" arising out of an architect's, engineer's, or surveyor's rendering of, or
failure to render, any professional services, including but not limited to:
{1} The preparing, approving, or failing to prepare or approve:
(aj Maps;
(b) Drawings;
(cj Opinions;
(d) Reports;
(e) Surveys;
{fl Change orders;
(g) Design specifications; and
(2) Supervisory, inspection, or engineering services.
Includes copyrighted material of Insurance Services Office, Inc.
Page 2 of 3 CG 70 48 0913
g. SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS, paragraph 4. Other Insurance is
deleted and replaced with the following:
4. Otherinsurance.
Coverage provided by this endorsement is excess over any other valid and collectible insurance
available to the additional insured whether:
a. Primary;
b. Excess;
c. Contingent; or
d. �n any other basis;
unless the written contract, written agreement, or certificate of insurance requires this insurance be
primary. In that case, this insurance will be primary without contribution from such other insurance
available to the additional insured.
h. If the written contract, written agreement, or certificate of insurance as outlined above requires additional
insured status by use of CG 20 10 11 85, then the terms of that endorsement, shown below, are
incorporated into this endorsement to the extent such terms do not restrict coverage otherwise provided by
this endorsement:
ADDITIONAL INSURED - OWNERS, LESSEES OR
CONTRACTORS (FORM B)
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART.
SCHEDULE
Name of Person or Organization: Blanket Where Required by Written Contract,
Agreement, or Certificate of Insurance that the terms of CG 20 10 11 85 apply
(If no entry appears above, information required to complete this endorsement will be
shown in the Declarations as applicable to this endorsement.)
WH� IS AN INSURED (Section II) is amended to include as an insured the person or
organization shown in the Schedule, but only with respect to liability arising out of
'j�our work" for that insured by or for you.
Copyright, Insurance Services aFfice, Inc., 1984
CG 201011 85
If the written contract, written agreement, or certificate of insurance as outlined above requires additional
insured status by use of an Insurance Services Office (ISO) endorsement, then the coverage provided
under this CG 70 48 endorsement does not apply. Additional insured status is limited to that provided by
the IS� endorsement.
Includes copyrighted material of Insurance Services Office, Inc.
CG 70 48 09 13
Pages 3 of 3
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