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06/24/2014 NEIGHBORHOOD & AFFORDABLE HOUSING ADVISORY BOARD MEETING MINUTES CITY OF CLEARWATER June 24, 2014 Present: Chair Linda Kemp, Vice Chair Michael Potts, Board Member Lisa Hughes, Board Member Peggy M. Cutkomp, Board Member Kristin Dailey, Board Member Vacant Seat Absent: Board Member Vicki Adelson Also Present: Geri Campos Lopez - Economic Development & Housing Director, Michael Holmes - Housing Manager, Patricia O. Sullivan - Board Reporter The Chair called the meeting to order at 9:00 a.m. at City Hall. 4—Approval of Minutes 4.1. Approve the minutes of the May 13, 2014 Neighborhood and Affordable Housing Advisory Board meeting as submitted in written summation. Member Cutkomp moved to approve Item 4.1. The motion was duly seconded and carried unanimously. 5—Citizens to be Heard re Items Not the Agenda: None. 6 — FY 2014/15 Consolidated Action Plan Narrative See Exhibit: FY 14-15 Consolidated Action Plan Narrative 2014-06-24 Housing Manager Michael Holmes provided a PowerPoint presentation re the FY (Fiscal Year) 2014/15 CAP (Consolidated Action Plan). The City received 18 applications from 15 organizations for CAP funding; 15 organizations were funded. Mr. Holmes reviewed funding totals, sources, program activities, Housing Pool fund distribution, and the CAP process, schedule, and funding allocations. Member Hughes moved to recommend approval of the FY 2014/15 Consolidated Action Plan Narrative. The motion was duly seconded and carried unanimously. 7 —Community Housing Development Organization Applicant— Bright Communities Trust See Exhibit: FY Bright Communities 2014-06-24 Mr. Holmes said the City had advertised a RFP (Request for Proposals) for HOME Investment Partnerships Program funds to be committed by October 1, 2014; one CHDO (Community Housing Development Organization) application was submitted by the deadline. He reviewed Bright Communities Trust's application and background of the agency and staff. BCT (Bright Communities Trust) proposed to acquire, renovate, and sell three houses in Clearwater to buyers with 80% AMI (Area Medium Income). The total development budget of$423,000 proposed a $31,000 per unit subsidy. Neighborhood & Affordable Housing 2014-06-24 1 In response to questions, Mr. Holmes said the subsidy, necessary to make units affordable, would be written off. The proposed development fee was Tess than 10% of the budget. BCT would have the ability to provide down payment assistance. The City will lose HOME funds not expended by October 1. Economic Development & Housing Director Geri Campos Lopez requested the Board designate BCT as a CHDO. The application arrived last Friday; staff had not negotiated funding specifics. BCT's articles of corporation indicated it was a nonprofit. Member Hughes moved to approve Bright Communities Trust as a Community Housing Development Organization and its proposed development without actual costs. The motion was duly seconded and carried unanimously. Ms. Campos Lopez said staff would submit financial details to the Board once negotiations were completed. 8 — OId /New Business Ms. Campos Lopez said the CRA (Community Redevelopment Agency) had approved a development agreement for Prospect Park apartments, a 257 -unit project east of Cleveland Street geared toward a younger work force. Groundbreaking for the approximately 14 -month project was anticipated in late 2014. Developer Prospect Properties, headquartered in Orlando, was knowledgeable re urban apartment construction. The recent Urban Land Institute review indicated Clearwater's downtown could look to develop 500 — 600 units within the next 5 years. Ms. Campos Lopez said a national marketing effort re the building at 1100 Cleveland Street had attracted the interest of several developers who were doing due diligence. 9 - Next Meeting — August 12, 2014 10 - Adjourn The meeting adjourned at 9:36 a.m. Chair, Neighborhood & Affordable Housing Advisory Board Neighborhood & Affordable Housing 2014 -06 -24 2 2014-2015 Action Plan Appendix 1. Maps 2. Neighborhood Revitalization Strategy 3. Public Comments 4. SF-424 5. Certifications 6. CPMP Projects 7. Schedule 8. Notice of Funding Availability 9. Notice of Public Review & Comment; Meetings & Council Action 10. Recommended Allocations 11. Environmental Review Clearance 12. Demographic Profile Data I I I I I I I 11 SEEN= III u City of Clearwater,Florida 2014-2015 Action Plan City of Clearwater,Florida 2014-2015 Action Plan 111111 Illlllu i, All f The CPMP Fourth Annual Action Plan includes the SF 424 and Narrative Responses to Action Plan questions that CDBG, HOME, HOPWA, and ESG grantees must respond to each year to comply with the Consolidated Planning Regulations.The those with special needs through the construction Executive Summary narratives are optional. of additional facilities and the provision of services. The City's community development improvements ®Executive Summary will be focused on its Neighborhood Revitalization 20141 2015 Yeair Strategy Areas. The City receives federal funds from the The overall goal of the community planning and Department of Housing and Urban Development development programs covered by the Action (HUD)from two federal programs as an Plan is to develop viable urban communities by entitlement community These entitlement funds providing decent housing and a suitable living include the Community Development Block Grant environment and to expand economic Program (CDBG) and the HOME Investment opportunities principally for very-low to moderate- Partnership (HOME) affordable housing program. income persons/households.The primary means The City will also utilize prior years funding and towards this end is to extend and strengthen program income from the Neighborhood partnerships among all levels of government and Stabilization Program 3 to further housing activities the private sector, including for-profit and non- in the program year. The City does not receive an profit organizations, in the production and Emergency Shelter Block Grant. The City also operation of affordable housing. utilizes program income from its State of Florida's State Housing Initiatives Partnership (SHIP) and 1. Decent housing includes assisting homeless Pinellas County's Housing Trust Fund Programs in persons to obtain appropriate housing support of these programs which are all targeted and assisting persons at risk of becoming at assisting the City's low to moderate-income homeless; retention of the affordable housing residents. stock; and increasing the availability of Affordable housing funds will be administered on permanent housing in good condition and a city-wide basis targeted at helping low to affordable to very-low income and moderate- moderate-income families become homeowners, income families, particularly to members of maintain their properties and for housing disadvantaged minorities, without education and counseling. The City will provide discrimination on the basis of race, color, assistance to the homeless and religion, sex, national origin, marital status, familial status, or disability. City of Clearwater,Florida 2014-2015 Action Plan 2. Decent housing also includes increasing the The City continues to provide funding for a variety supply of supportive housing, which combines of Public Service and Public Facility type activities structural features and services needed to which include: self-sufficiency, elderly home enable persons with special needs, including cleaning, emergency shelter operations, fair persons with physical and mental disabilities, housing, elderly services, and homeless services. and persons with HIV/AIDS and their families, to live with dignity and independence; and The following Public Service activities are providing affordable housing to low-income proposed for fiscal year 2014-2015: persons accessible to job opportunities. 1. Housing Counseling Program 3. A suitable living environment includes 2. WestCare Gulf Coast of Florida, Inc. improving the safety and livability of 3. Paint Your Heart Out neighborhoods; increasing access to quality 4. Pinellas Opportunity Council —Chore public and private facilities and services; Services reducing the isolation of income groups 5. Safety Harbor Neighborhood Family within a community or geographical area Center, Inc. through the spatial de-concentration of 6. Gulf Coast Legal Services, Inc. — Fair housing opportunities for persons of lower Housing income and the revitalization of deteriorating 7. Community Services Foundation, Inc. — or deteriorated neighborhoods; restoring Fair Housing and preserving properties of special historic, g Martin Luther King, Jr. Neighborhood architectural, or aesthetic value; and Family Center conservation of energy resources. g. Intercultural Advocacy Institute 10. Homeless Emergency Project 4. The expanded economic opportunities includes 11. Religious Community Services, Inc. job creation and retention; establishment, stabilization and expansion of small businesses For Public Facility projects during the next fiscal (including micro-businesses); the provision of year, we propose to provide funding to the public services concerned with employment; following organizations: the provision of jobs for low-income persons 1. Religious Community Services, Inc. — living in areas affected by those programs Grace House and activities under programs covered by the 2. Kimberly Home— Daycare/Learning Center plan; availability of mortgage financing for Renovations low-income persons at reasonable rates 3. Directions for Living—Office Renovations using non-discriminatory lending practices; access to capital and credit for development Mana ing the Process activities that promote the long-term economic and social viability of the The City of Clearwater— Economic Development community; and empowerment and self- and Housing Department—Housing Division is the sufficiency for low-income persons to reduce lead agency for administering the City's generational poverty in federal-assisted Consolidated Action Plan and Consolidated housing and public housing. Planning Document. City of Clearwater,Florida 2014-2015 Action Plan The City partners with several not-for-profit entities agencies to implement the goals and objectives the 5. Working with local lenders on Community City has established in the Consolidated Planning Reinvestment Act commitments and Document. To obtain these partners, the City requirements published a Notice of Funding Availability (NOFA) 6. Participation in public forums in the local newspaper and on its website in 7. Holding public hearings February.This notice informs the non-profits of the 8. Preparation of documents, flyers and resources the City will make available and the brochures regarding specific programs eligible uses of these resources. It also informs 9. Special studies them of the application period for requesting funds. Citizen Participation The City's Technical Review Committee (TRC) reviewed and ranked the applications. From The City of Clearwater has adopted a Citizen results of the ranking committee, the City Participation Plan (and Anti-Displacement Plan) prepared a summary of proposed projects and that meets all HUD regulations as part of the placed it in the local paper for public comments. approval process for the Five-Year Consolidated Plan. Additionally, the City held a public meeting to obtain any further comments on the proposed The Cities of Clearwater and Largo and Pinellas FY14-15 Recommended Allocations with the City's County held a public meeting to obtain citizens' Neighborhood &Affordable Housing Advisory views on housing and community development Board on May 13,2014. needs as it relates to the preparation of the Cities' and County's Five-Year(FY2011-2016) Consoli- The Draft Consolidated Action Plan Summary was dated Planning Document. The programs covered made available in the local newspaper and the under the Consolidated Plan are the Community City's website for citizens to review.The Plan was Development Block Grant (CDBG), HOME Invest- brought before the City's Neighborhood &Afford- ment Partnership Programs (HOME), and NSP 3. able Housing Advisory Board on June 24, 2014 and the City Council for final approval on July 17, Two public hearings were held, one on May 5, 2011 2014. and one on May 6, 2011, to receive public comments from the North Greenwood and Lake Consultation for the City's Housing and Community Belleview Neighborhood Revitalization Strategy Development programs is an ongoing process for Areas. departmental staff. Staff stays attuned to housing and community development issues and needs The City advertised the NOFA on February 26, through the following means: 2014 in the Tampa Bay Times (formerly St. Petersburg Times) and also posted the Notice on 1. Membership in local and state organizations the City's website.The application period opened 2. Participation by City staff on boards, on March 7, 2014 and closed on April 7, 2014. committees and agencies The City's Neighborhood and Affordable Housing 3. Discussions at committees supported by the Advisory Board (NAHAB) met on May 13, 2014 to City discuss and approve the Technical Review 4. Technical assistance to agencies and other Committee Recommended Allocations. City of Clearwater,Florida 2014-2015 Action Plan The City held a public meeting for the proposed III' III"°: IIP"'NI, Colll1nilll1niIIP"'NI' , FY14-15 Consolidated Action Plan at the City's Public comments are inserted in the Appendix of NAHAB on June 24, 2014. The Draft this report. Consolidated Plan was made available for a 30- day public review and comment period. Resources Instructions for persons with disabilities who required accommodation(s)for participation in all The City will utilize its funds to implement the public hearings was contained in all notices. specific objectives established within the City's adopted FY2011-2016 Consolidated Plan as The final FY14-15 Consolidated Action Plan will shown in Figure 1. be approved by the City Council on July 17, 2014. In addition to the entitlement allocations listed above, the City maintains three Revolving Loan The City maintains ongoing contact with all its Funds which are set up to carry out specific Housing, Homeless and Community Development activities.The three individual revolving loan funds partners through notices of NAHAB meetings and are the Housing Rehabilitation Revolving Loan other areas of interest. Fund (City Fund #686), the Economic To broaden the public participation process, the Development Revolving Loan Fund (City Fund City frequently advertises meetings and events #687) and the Infill Housing Revolving Loan Fund on the City's website. The website also provides a (City Fund #689). comprehensive listing of the City's Economic, The Housing Rehabilitation Revolving Loan Fund Housing and Community Development programs. includes payments made by homeowners who Public Outreach Forums were held throughout the participated in the Rehabilitation Program and had County to discuss goals, objectives, and priorities. their home repaired. The Economic Development The presentation provided detailed information on Revolving Loan Fund includes payments made by the Five-Year Consolidated Plan and the process for-profit business owners who participated in the used to distribute funds in the past and how these Economic Development Program and obtained funds can be utilized in the future. Groups included funds to start up or maintain their business.The in this outreach are realtors, contractors, non-profit Infill Housing Revolving Loan Fund includes agencies, government officials, faith-based payments made by subrecipients who borrowed funds to purchase vacant lots to build homes. organizations and planning agencies. Funds were repaid when the subrecipient sold the Solicitation of input from existing partnerships and home to an eligible homebuyer. organizations in the community, in addition to the public hearing process and public notices in the pidlllll ���� ju flHU�t Hen �� °NN��7iii�""ppa to IIIIV k... uq"° N �hpu II uu UNNN hn VuN� r° u � newspaper, was sought to encourage participation in identifying housing needs and needs of the Entitlement Grant Funds Funding homeless and special populations, and in CDBG $726,298 development of the Consolidated Plan. HOME $299,956 Total Federal Funding Sources $1,026,254 NOMMMEMMEMMMEMMEMEMEEMMERM oi..irce I?UD 2014 Entitlement Allocations City of Clearwater,Florida 2014-2015 Action Plan In FY 2014-2015, the City anticipates that the into effective, coordinated neighborhood and revolving fund balance will be $841,073. These community development strategies. It also creates funds include $293,851 from the Infill Housing the opportunity for strategic planning and citizen Revolving Loan Fund, $221,427 from the Economic participation to take place in a comprehensive Development Revolving Loan Fund and context, and to reduce duplication of effort at the $325,795 from the Housing Rehabilitation local level. Revolving Loan Fund. The Consolidated Plan approach is also the means Please note that the amounts listed above are only to meet the submission requirements for the projected amounts.These amounts may increase or Community Development Block Grant (CDBG), decrease subject to program activity. These funds HOME Investment Partnerships (HOME), are restricted to the activities listed above and are Emergency Shelter Grant (ESG), and Housing not part of budgeted consolidated plan activities. Opportunities for Persons with AIDS (HOPWA) formula programs. This process replaces prior CPD In addition to the federal funds listed above, the City planning and submission requirements with a single anticipates that other federal resources will be made document that satisfies the submission requirements available to address the needs identified in the plan. of the four CPD formula programs for local Those funds should include Section 8 funds made jurisdictions. available to the local housing authority, Low-Income Housing Tax Credits through developers, and Figure 2 shows the goals and objectives to be competitive McKinney-Vento Homeless Assistance carried out during the Action Plan period. Act funds through local non-profit agencies. The statutes for the formula grant programs set In addition to the federal resources, the City will use forth three basic goals against which the plan and other state and local resources to address housing the jurisdiction's performance under the plan will needs. The City will use program income be evaluated by HUD. Each jurisdiction's plan generated through the SHIP and PCHTF programs must state how it will pursue these goals for all to provide funding for property acquisition and community development programs, as well as all development, rehabilitation, down payment housing programs.These statutory program goals assistance, relocation, demolition, housing are: counseling, and other related housing activities. The city anticipates that$620,545 will be available Decent Housing: through the SHIP Program and $5,000 through the Assist homeless persons obtain affordable housing PCHTF for the next fiscal year. Assist persons at risk of becoming homeless • Retain affordable housing stock ANNUAL OBJECTIVES • Increase the availability of affordable The Consolidated Plan is a collaborative process permanent housing in standard condition to whereby a community establishes a unified vision low and moderate-income families, for community development actions. It offers local particularly to members of disadvantaged jurisdictions the opportunity to shape the various minorities without discrimination on the basis housing and community development programs of race, color, religion, sex, national origin, familial status, or disability City of Clearwater,Florida 2014-2015 Action Plan 'if not using the CPMPlbot Complete and submit lable 3A. ^ifuoing the CPMP7bot Complete and submit the 3umma/yof Specific Annua/Objectives Worksheets or3ummaoies.xis Goals and objectives tobe carried oi..itdiwing the action plan period are indicated by placing an(Vin the following boxes. X Decent Housing X Suitable Living Environment Expanded Economic Opportunities assisting homeless persons improving the safety and livability of job creation and retention X obtain affordable housing X neighborhoods X assisting persons at risk of be- eliminating blighting influences and establishment,stabilization and X coming homeless X the deterioration of property and expansion of small business(including facilities micro-businesses) X retaining the affordable housing X increasing the access to quality the provision of public services stock public and private facilities concerned with employment increasing the availability of reducing the isolation of income the provision ofjobs to low-income per- affordable permanent housing in groups within areas through spatial sons living in areas affected by those standard condition to low-income deconcentration of housing programs and activities under programs and moderate-income families, opportunities for lower income covered by the plan X particularly to members of X persons and the revitalization of X disadvantaged minorities without deteriorating neighborhoods discrimination on the basis of race,color,religion,sex, national origin,familial status,or disability increasing the supply of restoring and preserving properties availability of mortgage financing for supportive housing which of special historic, architectural, or low-income persons at reasonable includes structural features and aesthetic value rates using non-discri minatory lending services to enable persons with X practices special needs(including persons with HIVAIDS)to live in dignity and independence providing affordable housing that conserving energy resources and access to capital and credit for is accessible to job opportunities use of renewable energy sources development activities that promote X X the long-term economic social viability of the community oounce� City of Clearwater, Economic Development and Houoing,June2U/4 ^ Increase the supply of supportive housing that of housing opportunities for|ovvor income includes structural features and services to persons and the revitalization of deteriorating enable persons with special needs (including neighborhoods persons with H|\8A|DS)to live in dignity and ^ Restore and preserve properties of special independence historio, architectural, or aesthetic value; ^ Provide affordable housing that isaccessible ^ Conserve energy resources and use of to job opportunities renewable energy sources A Suitable Living Environment: Expanded Economic Opportunities: ^ Improve the safety and livability of ^ Job creation and retention neighborhoods ^ Establishment, stabilization and expansion of ^ Eliminate blighting influences and the small businesses (including mioro-businossos) deterioration of property and facilities ^ The provision of public services concerned ^ Increase access to quality public and private with employment facilities and services ^ The provision of jobs to low-income persons ^ Reduce the isolation of income groups living in areas affected by those programs and within areas through spatia| d000noontration aotivitios, or]obs resulting from carrying out City of Clearwater,Florida 2014-2015 Action Plan activities under programs covered by the plan SL 2.1 —Provide funding in the amount of$12,000 • Availability of mortgage financing for low- to Martin Luther King, Jr. Neighborhood Family income persons at reasonable rates using Center for salary support to implement the Project non-discriminatory lending practices P.A.S.S. program that provide services to families • Access to capital and credit for development who reside in the North Greenwood Community. activities that promote the long-term economic The program provides children's programs, family and social viability of the community support, educational attainment, and improved • Empowerment and self-sufficiency for low- economic status for low to moderate-income income persons to reduce generational families. The agency's overall goal is to assist 460 poverty in federally assisted housing and individuals. public housing u unni unni a ur, of SIII.o q°:Ji,fli q°; AirNirwaIII Objeq;,dves SL 2.1 — Provide funding in the amount of$10,000 to Paint Your Heart Out for minimal repairs prior to SL 3.1 - Provide funding in the amount of$4,000 to the home being painted. The program provides Community Service Foundation, Inc., for salary eligible homebuyers with exterior painting of their support to operate a fair housing counseling and homes. The agency's goal is to assist 25 housing placement program.The program pro- homeowners. vides housing services to help lower income SL 2.1 —Provide funding in the amount of$15,000 families and individuals locate and secure to the Intercultural Advocacy Institute for salary permanent, decent and affordable housing.The support to implement a Youth Leaders Partnership program also strives to counsel households on Program.The program provides leadership and Fair Housing Landlord/Tenant Rights, and to mentoring opportunities to youth in the 6th and 7th provide emergency food and shelter program rent grades.The program focus is to provide the tools and mortgage payment assistance.The agency's and resources necessary to help youth develop goal is to serve 60 households. leadership skills plus a strong sense of identity and SL 3.1 - Provide funding in the amount of$12,000 in turn, grow leaders from within the community to to Gulf Coast Legal Services, Inc., for salary serve as role models for their peers and younger support to implement the agency's Legal Aid to student population. The agency's goal is to assist 27 households. Preservation Housing Project. The project seeks to provide legal assistance for low and moderate- SL 2.1 — Provide funding in the amount of$50,000 income residents of Clearwater who are victims of predatory lending practices, foreclosure rescue to The Kimberly Home, Inc. to renovate a public scams, persons who are experiencing or who have facility for a daycare center. The renovations will experienced discrimination and/or fraud in housing transform a blighted building to a neighborhood and to remedy these matters through negotiation, asset that will provide daycare services to pregnant mediation or litigation and to assist residents in women. The center will be used to provide filing complaints regarding violations of Fair assessments, crisis intervention services, Housing Laws. The agency anticipates that they counseling, pre and post-natal education, case will serve 100 people. management, mentoring and other related services. The agency's goal is to assist 150 individuals. City of Clearwater,Florida 2014-2015 Action Plan DH 1.1 - Provide funding in the amount of$18,000 shelter.The shelter provides an overnight facility for to Pinellas Opportunity Council, Inc., for salary homeless persons under the influence of drugs support to implement the agency's Chore Services and/or alcohol. It operates as an inebriate receiving Program.The program promotes better livable and intervention program that provides for a opportunities by providing services to the elderly 24-hour sobering up area, intensive case and frail elderly.The services will help to alleviate management and placement service. The agency's blight and blighting conditions, reduce crime, and goal is to serve 150 homeless Clearwater create a sense of pride in their community by individuals. providing heavy household cleaning, yard work and minor repairs.The agency's goal is to assist 43 DH 1.1 — Provide funding in the amount of$15,000 elderly households. to the Homeless Emergency Project— Emergency Shelter for operational support to administer their DH 1.1, EO 1.1 - Provide funding in the amount of emergency shelter programs. The program $50,000 to Religious Community Services, Inc., for provides shelter, meals, case management, benefit renovations at Grace House. Grace House provides advocacy, life skills training, vocation, medical, an emergency shelter program for homeless dental, mental health care, substance abuse families. Funding to the Grace House will be used to treatment, transportation and referrals to other renovate the building by replacing the roof, doors, supportive service providers. The agency's goal is installing a tankless, water heater with Energy Star to assist 1,020 individuals. rated appliances and providing A/C work. Grace House goal is to serve 550 homeless families DH 1.1 — Provide funding in the amount of$18,000 to Religious Community Services, Inc. —Grace DH 1.1 and EO 1.1 — Provide funding in the amount House in salary support to operate an emergency of$50,000 to Directions for Living for office homeless-family program. The program provides renovations. Renovations to include alterations of eight weeks of shelter and services to families with the medical assistant work room, plumbing of the children that are homeless or at risk of becoming exam rooms, renovation of the client reception area, homeless, with the goal of moving them into renovations of the restrooms, meeting rooms and sustainable housing. The agency's goal is to assist other offices. Direction for Living's goal is to serve 550 families. 2,000 individuals. EO 2.1 — Provide funding in the amount of$7,000 SL 2.1 - Provide funding in the amount of$11,988 to to Tampa Bay Community Development Corp. and the Safety Harbor Neighborhood Family Center for Community Service Foundation to offer homebuyer salary support to operate the Neighborhood Family counseling to families who desire to purchase a Center. The Bridge the Gap project is a combination home in Clearwater. The program provides pre- of services to help individuals and families survive, purchase and post-purchase counseling. The stay in their homes and stay together by providing agency goal is to assist 100 families. food, clothing, hygiene products, baby needs,job training, and financial assistance.The agency's goal DH 2.1, DH 3.1, SL 1.1, EO 2.1, EO 3.1 - Provide is to assist 450 families. funding in the amount of$1,283,497 to agencies in the City's Housing Pool to acquire and/or DH 1.1 - Provide funding in the amount of$12,000 develop real property, rehabilitate homes or rental to WestCare Gulf Coast Florida, Inc., for salary units or provide downpayment and closing cost support to operate the Turning Point overnight assistance to eligible low to moderate-income City of Clearwater,Florida 2014-2015 Action Plan families.Eligible agencies participating in the city-wide basis.The City will allocate its CDBG funds Housing Pool include: Largo Area Housing within the City's designated low/moderate-income Development Corporation, Inc., Homes for areas and Neighborhood Strategy Areas. Independence, Habitat for Humanity of Pinellas County, Inc., Habitat for Humanity CHDO, and The City's priority community development needs Tampa Bay Community Development Corporation. will continue to eliminate slum and blighting influences in the City's three Neighborhood DH 2.1, DH 3.1, EO 2.1, and EO 3.1 - Provide Revitalization Strategy Areas: North Greenwood, funding in the amount of$44,994 to eligible Lake Bellevue (formerly known as South Community Housing Development Organizations Greenwood) and the East Gateway District. to acquire and/or develop or rehabilitate real property. N'���� °: ui,III IIIw lii ui Nl of q;, IiVii'di s Figure 3 describes the outcome measures for activities in accordance with Federal Register Notice dated March 7, 2006, i.e., general objective category (decent housing, suitable living environment, economic opportunity) and general outcome category (availability/accessibility, affordability, sustainability). Figure 4 shows the proposed activities for the FY 2014-2015 program year. N III 'µ N III Ilp'°°'III HC PII 'µ III°' / VIII ""'I°"III IIW' III "'IIL III III'' III III III ; Aireas ( f.III....( WIIW)deirate...11linc()ini C( unceintirafllioins Figure 5 shows all of the Census Tracts and Block Groups located within the City of Clearwater that have a Low/Moderate-income percentage above 40 percent. The locations of CDBG eligible areas, very-low in- come and low-income areas are shown in Figures 6 through 8. These eligible block groups can be viewed graphically in the CDBG Eligible Areas Map located in the Appendix of this report.As much as possible, the City of Clearwater aims to target CDBG funds on a community-wide basis with a focus in areas where the funds are most needed. The City will allocate its affordable housing funds on a City of Clearwater,Florida 2014-2015 Action Plan Specific Annual Objective Funds Indicators Number Number Completed DH Assist persons at risk of CDBG 2014 Number of persons 3,763 0% 1.1 becoming homeless/homeless assisted a Waa a' 7 DH Retain the affordable housing CDBG 2014 Number of housing 18 0% 2.1 stock HOME units rehabilitated a a' DH Increase the availability of CDBG 2014 Number of housing 2 0% 3.1 affordable housing HOME units developed NSP SHIP PCHTF SL Eliminate blighting influences CDBG 2014 Number of 18 0% 1.1 and the deterioration of HOME structures/properties property and facilities SHIP rehabilitated or demolished SL Increase the access to quality CDBG 2014 Number of people 5,135 0% 2.1 public services and facilities attending the 7 facilities/assisted a aaa a' SL Reduce the isolation of income CDBG 2014 Number of people of 25 0% 3.1 groups within areas through HOME various spatial deconcentration of NSP backgrounds housing opportunities and the SHIP receiving assistance revitalization of deteriorating PCHTF neighborhoods throughout the city. City of Clearwater,Florida 2014-2015 Action Plan Specific Annual Objective Funds Indicator! Number Number Completed EO The provision of jobs to low- NSP3 2014 Number of low- 5 0% 1.1 income persons living in areas income people hired affected by those programs through Section 3 and activities under programs Activities covered by the plan a a' EO Availability of mortgage HOME 2014 Number of loans 25 0% MZ 2.1 financing for low-income NSP3 provided persons at reasonable rates SHIP using non-discriminatory PCHTF lending practices EO Access to capital and credit for HOME 2014 Number of loan 44 0% 3.1 development activities that SHIP provided promote the long term NSP3 economic social viability of the PCHTF community NR Improving living conditions in CDBG 2014 Number of people 7 0% 1.1 the Neighborhood assisted in the Revitalization Strategy Areas NRSA a a O • • % 1.1 a I 2.1 0 Source: City of Clearwater, Economic Development and Housing Department, June 2014 City of Clearwater,Florida 2014-2015 Action Plan M um: 1 m:, :,x, a a a� up ME, Activity _ Amount Source:City of Clearwater, Economic Development and I Y91• • Housing Department,June 2014 City of Clearwater Rehab $110,000 Program Delivery Costs Community Development $145,259 Block Grant(CDBG) Home Investment Partnership $38,839 Program & Program Income State Housing Initiatives Partnership Program - $62,054 Program Income Pinellas County Housing Trust Fund Program—Program $ 500 Income Neighborhood Stabilization Program 3— Program Income $500 Housing Counseling Program $7,000 WestCare Gulf Coast Florida, $12,000 Inc. Pinellas Opportunity Council, $18,000 Inc. -Chore Services Gulf Coast Legal Services, Inc. $12,000 - Fair Housing Community Service $4,000 Foundation, Inc. - Fair Housing Martin Luther King, Jr. $12,000 Neighborhood Family Center Safety Harbor Neighborhood $11,988 Family Center, Inc. Intercultural Advocacy Institute $15,000 Religious Community Services, $18,000 Inc. —Grace House Homeless Emergency Project $15,000 Paint Your Heart Out $10,000 Religious Community Services $50,000 —Grace House The Kimberly Home $50,000 Directions for Living $50,000 Economic Development— $10,000 Program Delivery City of Clearwater Infill $10,000 Housing - Pro ram Delivery • � '�•• IM's ' • • Largo Area Housing Development Corporation Community Service Foundation Habitat for Humanity of Pinellas County, Inc. Tampa Bay Community Development Corporation Habitat for Humanity CHDO • IM Total -• Funding "Funding for proposed activities include funding from entitlement allocations, program income and prior year funding City of Clearwater,Florida 2014-2015 Action Plan m �IIII Nlh L° m a r to help address the needs of City residents. Efforts Census Block Low/Mod Potential to Low/Mod will be made to submit grant applications to Federal, Tract . p Population Become Percentage state, and local resources. Specific grant applications Low/Mod 026905 2 15 15 100 could include Neighborhood Stabilization Programs, 026100 5 322 386 83.4 other Community Development Initiatives, Economic 025902 2 809 1071 75.5 Development grants, Energy Efficiency grants, 026400 2 996 1326 75.1 infrastructure improvements, and neighborhood 026601 2 539 720 74.9 enhancement/revitalization. 026200 1 1264 1707 74.0 025504 3 42 59 71.2 025902 1 381 549 69.4 f�I• l f�w µ, II" Il"" 025404 1 487 707 68.9 The housing market in Clearwater is slowly 025800 3 852 1262 67.5 rebounding since the peak of the housing industry 026100 3 672 996 67.5 026200 2 256 396 64.6 in 2007 and through the recession until 2011. The 026500 1 405 633 64.0 area is still in a buyer's market. The median home 025401 3 275 431 63.8 value in Clearwater is $148,500, according to 026808 1 2412 3868 62.4 Zillow. Clearwater home values have gone up 026905 3 877 1409 62.2 025902 4 407 40 59.6 13.8% over the past year and are projected to rise 025902 5 423 713 59.3 6.2%within the next year. The median list price 026808 2 1973 3431 57.5 per square foot in Clearwater is $123, which is 026400 1 840 1484 56.6 higher than the Tampa Metro area of$101. The 026300 6 337 610 55.2 median price of homes currently listed is $179,900 025405 1 530 978 54.2 while the median price of homes that have sold is 026703 3 1009 1863 54.2 026300 1 449 844 53.2 $161,635. The median rent price in Clearwater is 025404 6 460 868 53.0 $1,250, which is slightly higher that the Tampa 026300 2 667 1266 52.7 Metro median of$1,199. 026100 2 345 663 52.0 026500 5 314 605 51.9 026602 2 908 1755 51.7 Ue VIII""wateIII" VIII"'III,iet SIIIr mIrosIII""m't Source:2013 HUD Low and Moderate-income Summary Data . The median single-family home listed price as of March 31, 2014 is $179,900. IIb,� taq 111 ,�°to Meet irl lg I A'Alirdeiirseill"ved III° eed The median single-family home sales price The lack of available land and rapidly rising housing as of March 31, 2014 is $166,000. prices will continue to put constraints on the City's . The average property, as of April 2014, ability to provide affordable housing. Rapidly rising has been on the market for about 128 prices will also increase the need for affordable rental days. units for households being priced out of the owner . The median price per square foot, as of market. The need for affordable rental projects will also May 7, 2014, is approximately$86. increase as rents for higher-end apartment complexes As of May 7, 2014, there are increase. approximately 1,184 properties on the market. One obstacle that all communities face with meeting The median rent list price is $1,286 per underserved needs is the lack of resources. The City of month. Clearwater plans to review alternative sources of funds City of Clearwater,Florida 2014-2015 Action Plan • The rent list price per square foot is $1.08. Over the last three years. With the impact of lack • The percentage of homes with negative of revenues produced by the economic downturn, equity is 24.6%. the need for social services has increased. The • The percentage of owner-occupied homes is City of Clearwater will continue to work with public 62.4% service providers in an effort to expand service • The percentage of renter-occupied homes is and become more of a resource for these 37.6%. providers. Affo ul°°d a IIb III e IIG°°°'III o us Iii ur°NI g I 4 e e d o III° q''r III o a III° ,r According to estimates prepared by the Shimberg There are currently 2,097 properties in Clearwater Center for Affordable Housing (2009), 32 percent of that are in some stage of foreclosure (default, Clearwater's households (15,435) are considered auction, or bank owned)while the number of cost burdened as they pay more than 30 percent of homes listed for sale on Realty Trac is 1,546 (site their annual income for housing. Out of this total, 42 accessed May 20, 2014). Of the current percent of the cost-burdened households (6,492) are distribution of foreclosures, 33.3% are in pre- severely cost-burdened, spending more than 50 foreclosure, 5.9%were on auction, and 82.1% percent of their annual income on housing. were bank owned. In April 2014, the number of properties that received a foreclosure filing in Twenty-seven percent of total owner households Clearwater was 21% higher than the previous (7,843) are cost burdened. Of the total number of month and 27% higher than the same time last renter households, 41 percent are cost burdened. year. Home sales for March 2014 were up 26% compared with the previous month, and down 3% One and two-bedroom rental units comprise by far compared with a year ago. The median sales price the greatest percentage of rental unit types in the of a foreclosure home was $81,150 or 14% lower Clearwater housing market. The number of three and than non-distressed home sales. four bedroom units has remained constant since P .��� �' 2005. This emphasis on one and two bedroom units � ��� III�`j �IIP"'NI'��Ill�tlll IIN������� VIII���III����III"1r�I �IIP"'NI'� III "' ul NI �°°NI ��urn. indicates there are only a limited number of rental Construction of new homes is also beginning to opportunities for larger families. show life. Since January 2012, 67 new single- family homes have been built. However, the The current economic downturn has presented majority of the homes were being built by one several obstacles from unemployment and entity, Habitat for Humanity. In addition, 40 new underemployment to foreclosures. The townhome units were built with 31 units being unemployment rate in the Tampa, St. Petersburg, developed at Country Club Townhomes located in and Clearwater SMSA is approximately 7%. As a downtown in the East Gateway District. There result of the lost jobs several low to moderate-income were six new multi-family complexes developed. families has lost their homes and rental units. The They include Sunset Point Apartments (HUD- vacancy rate for rental housing in Clearwater is assisted affordable), Broadstone Clearwater 8.04%. Overall, 12.16% of all Clearwater housing Apartments, Lakeside at Park Place (rental), Bay units are vacant. In April 2013, the City's foreclosure View Gardens and the Finale on Sand Key rate was 10.92. 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IaIIIIaIIIIIIV �9 dd� Irv�7 CITY OF rF lce n�a by Mill's 'Ian V ^ II k Iu111�uuk��l�d IuuVU ill�llllillll IIIIIIIO 1111111 Vuuul m�.� uuuum hum�l Vm�m Vu iu1im IIIIIIIO Vuu�l ul�lm�lm IVUUUI ul�N Vuuul iul�VUUU�luuu�l iu1im Vuuu� ul�lm�m VuuVU..,.dm� ��1 111 --- -------- w. �IIII01111 a u1 Ilu�ul u1 u1ou1 uuu uuou�ulul�lul u�u uul u1 uiu11i1�1u1 Iu1i�"uul Iu u1 uullu a u�� uulluuul�IIIIIU1111 muuu�iu a Iu�o11111111�1i1'u1 Iii I uuuu�uiold � ti �� `iillllllllllluul _ 0 w / „ „ WRY LOW hq,C,,OME PERSONS MAP Diu FA TV” Jill I� uuuuuil %oi�i � 111111 --------- m i u R,T Op Au It dig I 1 iii- 4m(isw � bkmMbzn" � i� i uma u w 0 rt 7 j / h �II 1 I� ,/ � -"~�--� pllllllllllllllllllllllllp^^ F�, nv4s i CITY OF 4.:FAice�9FAC,1�4 City of Clearwater,Florida 2014-2015 Action Plan f°:111Ullh"Illliiq''„ Ilf°°°Ill0 U S11i1IIP"l g Apartments is also a garden-style, two-story walk- The Public Housing Authority for the City of up apartment family community consisting of 50 Clearwater is the Clearwater Housing Authority units. The Hampton at Clearwater has 275 high- (CHA). rise apartments for people 55 and older. Out of these, 529 units, 309 units are assisted or The CHA aims to build communities with subsidized. innovative programs, sustain a dignified and desirable environment and create alliances to The CHA has an ongoing management program in nurture self-sufficiency. place to involve residents in its operations. CHA is recognized throughout the state and nation as The CHA's public housing program provides being a very progressive housing authority. Income- federally-subsidized rental properties. Residents eligible residents of CHA's programs are eligible for pay only a portion of their rent based on income. all of the City's affordable housing programs shown Their mission is to lead in creating housing in Figure 9. opportunities to enhance the lives of those they serve. The CHA assisted 1,112 families per month through its Housing Choice Voucher Program in 2013. The The CHA has developed a 5-Year Plan for the total expenditures for the program were 2010-2015 fiscal years. According to the Fiscal $10,099,449 which included Housing Assistance Year 2010 Five-Year and Annual PHA Plans for the Payments of$8,943,876. CHA's public housing CHA, the following specific goals will enable the expenditures were $1,771,348. agency to serve the needs of low and very-low income, and extremely-low income families over the CHA purchased a 13-unit property located in next five years: Clearwater which they intend to rehabilitate and lease to low-income residents with preference for 1. Apply for additional Housing Choice Vouchers homeless families or youth aging out of foster care. when available and applicable. 2. Continue to search for affordable housing The City's Public Housing Authority is not listed as opportunities and when practical, utilize troubled by HUD. The Clearwater Housing available Replacement Housing Factor Authority's website is increments. http://www.clearwaterhousingauth.org/. The CHA manages 202 units and 1,340 Housing Choice Vouchers. The 202 units are scattered site properties with the units (200) being located in two high rise properties that are for families 50 years and older. In addition, the housing authority has three affordable mixed-income properties in Clearwater. Main Street Apartments is a garden- style, three-story walk up apartment family community consisting of 204 units. Pineview City of Clearwater,Florida 2014-2015 Action Plan p°°°Iblinrii 111 ss aird S' I. eq;: I4 III ds get homeless individuals and families stabilized and in permanent housing as quickly and effectively as The Pinellas County Homeless Leadership Board possible. HLB's mission is to prevent, reduce and (HLB) has been in place since February 12, 2012. end homelessness in Pinellas County. The HLB is The HLB is charged with the creation, the by-product of the former Homeless Leadership implementation, and oversight/evaluation of a Network (HLN) and the Pinellas County Coalition for countywide comprehensive system of services to the Figure 9 Priority Public Housing Needs, City Of Capital Improvements Modernization Rehabilitation Other(Specify) *BT—Window replacement with structural improvements, Capital re-stucco and repair to Barbee Towers $65,936 Operations $165,000 Neighborhood Revitalization(non-capital) Capital Improvement Safety/Crime Prevention/Drug Elimination Other(Specify) Computer hardware/software systems upgrades $50,000 ® ®®® Resident Services/Family Self Sufficiency Other(Specify) - Total $330,936 Source:City of Clearwater Housing Authority 2014 City of Clearwater,Florida 2014-2015 Action Plan Homeless, Inc. (PCCH). The PCCH worked (individuals in emergency shelters, transitional tirelessly for more than 28 years to coordinate housing and safe havens). "Unsheltered" homeless services among the 25-plus provider individuals, those found to be staying in "places organizations; the two organizations then worked not meant for human habitation" (e.g., parks, bus together from 2006—2012 to implement the shelters, cars, etc.), must be counted every other Pinellas 10-Year Plan to End Homelessness and to (odd-numbered)year. oversee homeless services. The 2014 Pinellas County Point-In-Time study The HLB is the leadership entity for the provision of sought to accurately count both sheltered and streamlined, action-oriented, results-oriented unsheltered homeless individuals and families. homeless services and is accountable to funders and the community for reducing homelessness and Pinellas chose January 23, 2014 on which to getting people in stable housing. It has assumed conduct this year's count which asked the roles and responsibilities of the former HLN and respondents where they stayed on the night of PCCH, and has added the goal of creating and Wednesday, January 22, 2014. implementing a true homeless/at-risk system of being homeless services for individuals, families, Throughout the day, volunteer surveyors unaccompanied youth, chronic homeless persons, interviewed homeless and at-risk individuals and and veterans. The HLB is the lead agency for the families to capture a broad range of information Pinellas County/St.Petersburg/Clearwater/Largo concerning demographics, living arrangements, Continuum of Care(CoC). The HLB will continue to education, employment status and several other provide previous PCCH services such as the annual key factors. Collection and analysis of this data is Point-In-Time Homeless Count, and the Cold Night intended to help stakeholders obtain resources, Shelter program. It will monitor performance develop community initiatives and understand outcomes for HUD-funded providers, based on how to best provide services to people who are whether the services actually helped individuals and homeless or are at-risk of homelessness in families gain permanent housing; every provider will Pinellas County. be held to those outcomes, and funding decisions and recommendations will be based on According to the 2014 Point-In-Time Count performance. The HLB will be accountable to the numbers reported to HUD, the total homeless system funders and the community for the outcomes of the homeless services and for the population of the St. reduction in homelessness in Pinellas County. Petersburg/Clearwater/Largo/Pinellas County Continuum of Care was 3,391. However, HUD's II k)inieles W INeeds definition of homelessness does not include those individuals and families who are considered to be The following narrative is based on the HUD- at-risk of becoming homeless: those who were approved data for 2014 Point in Time (PIT) living in the residence of another due to the Homeless Survey in Pinellas County. inability to obtain their own permanent housing (often referred to as the "doubled-up" population), The primary goal of the Point-in-Time (PIT)count and individuals or families residing in hotels that of homeless individuals is to obtain an accurate were paid for by other means outside of public or as possible estimate of the number of homeless charitable funds. individuals in the community on a given night. HUD requires that local CoC's conduct an annual In order to provide local stakeholders with critical count of"sheltered" homeless persons City of Clearwater,Florida 2014-2015 Action Plan information for accurately assessing resource Proposed Homeless Projects to address needs and deployment, these populations are needs: included in the Pinellas County definition of Provide funding in the amount of$50,000 to homelessness. Using these parameters, Pinellas Religious Community Services, Inc., for County counted 5,887 people as homeless, out of renovations at Grace House. This facility offers which 2,526 (42.9%)were children. transitional housing and related support services for homeless families. Funding to There were 2,117 sheltered individuals and 1,105 Grace House will be used to renovate the unsheltered individuals, for a total of 3,222 building by replacing the roof, doors, installing homeless individuals. On the other hand, there tankless water heater and providing A/C work. were 2,497 sheltered children and 49 unsheltered Grace House's goal is to serve 550 homeless children, for a total of 2,526 homeless children. families. Another goal of the PIT is to determine the extent of 0 Provide funding in the amount of$18,000 to homelessness among specific HUD-defined Religious Community Services, Inc. —Grace subpopulations such as veterans, chronically House in salary support to operate an homeless, persons living with HIV/AIDS, severely emergency homeless-family program. The mentally ill, foster care, and those with disabilities. program provides eight weeks of shelter and There were 474 chronically homeless individuals, services to families with children that are and 1,051 persons who self reported a disabling homeless or at-risk of becoming homeless, with condition. The 2014 Pinellas PIT count identified a the goal of moving them into sustainable total of 588 homeless Veterans and 252 homeless housing. The agency's goal is to assist 550 victims of domestic violence. families. Regarding disabilities among the homeless 0 Provide funding in the amount of$15,000 to the population, 810 individuals had a serious mental Homeless Emergency Project— Emergency illness, 614 had a substance use disorder, 485 had Shelter for operational support to administer a physical disability, 87 had a developmental their emergency shelter programs. The program disability, and 18 had HIV/AIDS. provides shelter, meals, case management, The data included in the point in time count is benefit advocacy, life skills training, vocation, primarily reflective of Pinellas County as a whole, medical, dental, mental health care, substance and not specifically for the City of Clearwater. abuse treatment, transportation and referrals to other supportive service providers. The In determining the unmet need for the homeless agency's goal is to assist 1,020 individuals. population, Figure 42, in the 2011-2016 Consolidated Plan displays 1,650 beds available Provide funding in the amount of$12,000 to for individuals. The total number of individuals WestCare GulfCoast Florida, Inc., for salary identified in the 2014 PIT count is 1,105. It can be support to operate the Turning Point overnight assumed that the current inventory of beds is shelter.The shelter provides an overnight adequate to serve this population. For families, the facility for homeless persons under the number of available beds is 601 with a PIT count influence of drugs and/or alcohol. It operates of 2,526 homeless children. The current inventory as an inebriate receiving and intervention of beds is not adequate to serve this population. program that provides for a 24-hour sobering City of Clearwater,Florida 2014-2015 Action Plan up area, intensive case management, and have dedicated housing stock for the disabled.This placement service. The agency's goal is to special needs population could be underserved in serve 150 homeless Clearwater individuals. the City of Clearwater given the limited resources for housing specifically. N( u)n.111...11k)inie1es W X pe64� INeeds Special populations, such as the disabled or According to the U.S. Department of Health and populations living with HIV/AIDS, face particular Human Services Centers for Disease Control and obstacles when it comes to housing. Often living Prevention, approximately 1.1 million Americans on fixed incomes or burdened by medical are living with HIV, the virus that causes AIDS, expenses, housing opportunities are typically and one-fifth of those infected are unaware of their limited. infection.According to the Pinellas County Health Department 2009 HIV/AIDS demographic information The U.S. Census Bureau defines disability as a for Pinellas County, there are 155 reported cases of long-lasting sensory, physical, mental or emotional AIDS in Pinellas County. In addition, there are 184 condition. This condition can make it difficult for a reported cases of HIV in Pinellas County. Based on person to do activities such as walking, climbing the percentage of persons living in Clearwater's stairs, dressing, bathing, learning, or remembering. below the poverty rate in Clearwater, it is estimated It can also impede a person's ability to go outside that roughly 5 persons with HIV/AIDS may need the home to maintain a job. Disability includes supportive housing. persons with severe vision and/or hearing impairment. The State of Florida Housing Opportunities for Persons with AIDS program (HOPWA)does not According to the U.S. Census Bureau, 2008-2012 offer any services in Pinellas County for persons American Community Survey: living with the HIV/AIDS virus. However, the State of Florida offers HOPWA program services in • Of the 19,800 citizens under the age of 18 Tampa, approximately 15-20 miles from the City in the City, 850 or 4.3 percent of individuals Additionally, the Pinellas County Health had some kind of disability; Department, through its Patient Care,AIDS Drug • Of the 65,200 citizens between the ages of Assistance Program (ADAP), and HIV/AIDS 18 and 64 years old in the City, 6,517 or 10 Surveillance, is the primary service provider for this percent of individuals had some kind of special needs population. However, the Health disabilityand; Department does not provide services related to • Of the 22,033 citizens 65 years or older in housing specifically. the City, 7,377 or 33.5 percent of individuals had some kind of disability. A number of specialized services are provided through various agencies in Clearwater.The City Currently, there are a number of agencies within the will continue to narrow the gap in services region that provide programs for the disabled.Family provided to citizens with special needs.The City Network on Disabilities, Inc.,Abilities of Florida, Inc., shall support efforts, either financially or Alternatives at Work,ARC Upper Pinellas, and Gulf otherwise, to meet the needs of this population. Coast Jewish Family Services are the primary Projects that utilize diverse sources of funding will service providers for this population.While all of be granted a higher priority these agencies offer programs that encourage self- sufficiency, including job training and assistance in A description of the City's existing services and locating affordable housing, few of these programs programs dedicated to helping those with special City of Clearwater,Florida 2014-2015 Action Plan needs follows.Additionally, the City coordinates regions. with other agencies to provide services if such ser- vices are not provided by the City of Clearwater. Acquired Immune Deficiency Syndrome (AIDS) The Pinellas County Health Department provides Elderly&Frail Elderly services for those infected with HIV or having AIDS. The elderly and frail elderly are assisted through The Pinellas County Health Department has over City, County and non-profit agencies. Pinellas 12 years of experience providing health care County, Department of Health and Human to persons living with HIV and/or AIDS. Pinellas Services provides a significant number of County Health Department has programs broken services, from hot meals to transportation, in down into various categories: partnership with community organizations and Federal, State and local funding sources. Patient Care The Pinellas County Health Department HIV/ Local service providers for the disabled include AIDS Program was established in 1997. The AIDS Abilities of Florida, Inc., a non-profit 501(c) 3 patient care clinic is funded privately and publically organization located in Clearwater. Abilities of through private donorship and state general revenue Florida, Inc. offer employment and vocational dollars.The clinic is contracted to provide care to 250 rehabilitation services to people with disabilities. In clients however, Pinellas County Health Department addition, they offer outsourcing labor options to has reported that the County is presently seeing businesses and government agencies in a variety over 800 clients.The Patient Care Clinic also of fields. provides patient care, HIV counseling and testing, case management, nutritional services, etc. Additionally, Gulf Coast Jewish Family Services is a non-profit 501(c) 3 organization located in The AIDS Drug Assistance Program (ADAP) Clearwater. Gulf Coast Jewish Family Services ADAP assists HIV positive persons stay healthy provides service to infants, children, families and by providing financial support with the purchase elders in serious physical, mental, medical, social of HIV prescription medications for people who and financial crisis, allowing persons to remain free do not qualify for Medicaid, or have private health and independent with families and loved ones. insurance, or are awaiting Medicaid eligibility. Services include case management, homemaker services, affordable housing, mental health HIV/AIDS Surveillance services and job training. Pinellas County Health Department provides education though community presentations and Substance Abusers street outreach. In addition, the Health Education In Florida, services for persons with Substance department provides HIV/AIDS training to health Abuse disorders are coordinated by various care professionals, provides technical assistance agencies within the State of Florida, Pinellas to community-based agencies, maintains a re- County and the City of Clearwater. Florida source library of HIV/AIDS educational videos Department of Children and Families has several and materials and conducts media relations to programs that can aide Florida families and ensure release of current HIV/AIDS information. individuals.The Department of Children and Families provides programs called Substance Jail Linkage Program Abuse & Mental Health (SAMH). The Department's The Pinellas County Jail Linkage Project is a SAMH programs are administered statewide, program inaugurated in Pinellas County by the through 20 circuits, which are grouped into six Pinellas County Health Department and has City of Clearwater,Florida 2014-2015 Action Plan been in operation since 2001. The Pinellas government, it is hoped that City policies do not County Jail Linkage Project conducts risk create more barriers.The City works to establish assessments to inmates to determine those who positive marketing strategies and program criteria may be at high risk of infection. The Pinellas increasing housing choices for households with County Health Department provides limited incomes, to provide geographical choice in prevention/education and testing of those assisted housing units, and to improve the individuals who may otherwise "slip through the physical quality of existing affordable housing cracks" of the system. units. The City has identified regulatory, transportation and financing issues as barriers to Victims of Domestic Violence affordable housing. The Haven of Religious Community Services (RCS) provides safe housing, outreach and case The City of Clearwater will continue to avoid all management to survivors of domestic violence barriers to affordable housing. In many municipali- through the Pinellas County area. RCS is a 501(c) ties, the following programs and policies have the (3) nonprofit corporation that has been in potential for creating barriers to affordable hous- operation since 1967. The City has given the non- ing, and thus, are a matter of interest for the City: homeless special needs populations, who require supportive facilities/housing, a medium priority and Land Development Regulations: The City of intends to continue to support activities in this area Clearwater LDR is free of barriers to affordable as we are presented with projects and/or as we housing. It is a useful tool designed to promote identify activities. Within this group, the elderly are the health, safety and welfare of its residents. being given the highest priority. It does not contain any restrictive, exclusionary zoning or excessive subdivision controls that Non-Homeless Special Needs Projects would impose barriers to affordable housing. Provide funding in the amount of$18,000 to Building Codes: The City adheres to the State Pinellas Opportunity Council, Inc., for salary guidelines code books, designed to ensure that support to implement the agency's Chore dwelling units are structurally sound and safe Services Program. The program promotes better for their inhabitants. CABO (Council of livable opportunities by providing services to the American Building Officials) guidelines are used elderly and frail elderly. The services will help to for one and two-family dwelling units. Such alleviate blight and blighting conditions, reduce building codes do not include any codes which crime, and create a sense of pride in their are insensitive to the older housing stock of the community by providing heavy household City. cleaning, yard work and minor repairs. The Approval and Permitting Systems: The City agency's goal is to assist 43 elderly households. does not utilize slow procedures that are burdensome and uncoordinated, nor does the Ilgllllli��a ui°°ui°°1ii ui°°� ����� ��'�'���ui°°��a IIh:��III IIG°°°Ill����.ui,�° lii ui�.°NI g The City of Clearwater is sensitive to the effects City impose repetitive reviews that require that public policies have on the cost of housing as developers to incur high costs and lose valuable time. well as those that serve to dissuade • development, maintenance or improvement of Manufactured and Modular Housing: The affordable housing. Although some of the City permits manufactured and modular barriers to the cost of producing affordable housing as long as the development is housing are beyond the control of local consistent with the City's LDR and Comprehensive Plan. The LDR does not City of Clearwater,Florida 2014-2015 Action Plan impose restrictive barriers on these types of In every program where Federal funds are ex- new construction. pended on a housing unit, the City incorporates • Redlining and Secondary Market Practices: the current procedures for hazard reduction or The City does not use such practices. LBP abatement guidelines as defined in 24 CFR • Code Enforcement: The City has no systematic Part 35. house to house code enforcement program.A complaint-based code enforcement process is A problem that impacts the rehabilitation of owner- available to people who call Development occupied housing units is the presence of lead- Services seeking help.As a result, there are no based paint if the home was built prior to 1978.The code enforcement activities that are excessive, costs for the treatment or removal of these exclusionary, or discriminatory conditions can be minor for encapsulation to major • Policies that Affect the Return on Residential for removal. When a home is identified as a Investment Including Supportive Housing: candidate for the City's Rehabilitation program, The City has no policies that affect the return on and if it was built prior to 1978, it is inspected for residential investment.As a result there are no lead in accordance to the rules of the federal such policies that are excessive, exclusionary, programs. Should lead hazards be found, the City and discriminatory will discuss the options with the homeowner to eradicate the lead presence.The City provides OtI[,wiir" q:,dIIoIIP"m loans to eligible households for lead abatement. °t III';IIItW °t IllIliiurt Lead-based paint is defined as paint containing one Throughout the fiscal year, the County Health milligram per square centimeter (1 mg/cm2)of lead, Department screens and tests school children for or 0.5 percent lead by weight. The definition of a lead poisoning.The City will continue to test all lead-based paint hazard is any condition that buildings built before 1978 for lead-based paint in causes exposure to lead from lead-contaminated all its housing programs. dust, soil, or paint that is deteriorated or present The City follows procedures as specified in in/on accessible surfaces, friction surfaces, or applicable regulations. The Department and its impact surfaces that would result in adverse representatives provide all required notifications to human health effects as established by the owners and occupants and inspect for defective appropriate federal agency paint surfaces of pre-1978 properties.Any defective Although lead is known to cause adverse health paint conditions found are included in the Scope of effects in both adults and young children, children Work and Treatment provided to the defective (particularly those under the age of 7) are at a areas. No children under 7 years of age have been greater risk to lead-based paint hazards. Severe found to have identified Environmental Intervention lead exposure in children, which is quantified as Blood Lead Level (EIBLL) condition; however, having blood lead levels greater than or equal to interior chewable surfaces are treated as 880 micrograms per deciliter can lead to necessary.All Department policies and procedures convulsions, a coma, or even death. High levels of have been revised to conform to federal lead exposure can also cause mental retardation, requirements.An EPA-certified staff member kidney damage, as well as damage to the central orders and reviews paint inspections, risk nervous system, brain, and blood forming tissues. assessments and clearance testing of suspect properties done by licensed testing professionals. Figure 55 displays that the number of lead-poisoning cases among children has been in long term decline City of Clearwater,Florida 2014-2015 Action Plan within the County, declining from 311 new cases in 1993 to only 30 in 2007. Public and private efforts are currently underway with the Pinellas County Public Health Department taking the lead in addressing lead poisoning in the community. The department has received a grant from the Centers for Disease Control and Prevention. During the years 2000- 2007, 34,674 children were screened for lead poisoning throughout Pinellas County by local- pediatricians and health care facilities. One hundred thirty-four cases of lead poisoned children were identified. This program will continue to be expanded, especially in the already identified high risk target areas. The City has recently done extensive research to obtain educational and outreach materials pertaining to lead-based paint. We have placed many brochures, education materials and useful links on our website for citizens to access. City of Clearwater,Florida 2014-2015 Action Plan EmNliffialm puu ! initiatives are to be successful. Each jurisdiction receiving federal funds must Year New Cases(#) Total Screened certify that it is affirmatively furthering fair housing. 1997 104 6,196 The certification specifically requires jurisdictions 1998 73 6,614 to conduct an analysis of impediments to fair 1999 60 5,581 housing choice within the state or local 2000 47 5,249 jurisdiction, take appropriate actions to overcome 2001 31 4,939 the effects of any impediments identified through 2002 16 5,605 that analysis, and maintain records reflecting the 2003 25 6,479 analysis and actions in this regard. 2004 14 4,378 On July 22, 2010, the Cities of St. Petersburg, 2005 11 2,689 Largo and Clearwater and Pinellas County pro- 2006 6 2,684 cured the services of J-Quad Planning Group, a fair 2007 30 2,651 housing consultant, to conduct an analysis of 2008 7 4,658 impediments to fair housing choice for each entity. 2009 3 4,752 The analysis of fair housing choice in the City has 2010 2 5,194 identified impediments, through a study methodology 2011 5 3,694 that included conducting focus group sessions, the Total 434 71,363 construction of a demographic analysis resulting in a community profile and fair housing index, analysis of S oi..irce Florida Department of Health for Pinellas Coi..inty Public I?ealth Department the Home Mortgage Disclosure Act (HMDA)data for 4iiur Ilh°°111 the City and Pinellas County and a fair housing law �:��1�a:Wiiiur��1 and public policy and program review. In 1995, HUD announced that entitlement communities, communities receiving direct federal The City's commitment to furthering affordable funding from Community Development Block housing through planning and CDBG/HOME Grant, HOME Investment Partnership and program design and implementation is noteworthy. Emergency Shelter Grant programs, must conduct These efforts will continue to help maintain stability a study of existing barriers to housing choice. and strengthen its older and lower-income areas.The This required study is referred to as the Analysis City and its nonprofit partners are encouraged to expand these efforts into other neighborhoods as a of Impediments (AI) and is part of entitlement primary means of expanding fair housing choice. communities' consolidated planning process. The purpose of the Al is to examine how state and taunkling, III' Jilin ince, IIlunsuiraince aind Otlheir, local laws, and private, public and non-profit sector Iundustiry III'ute1latee Illinipe6iunieints regulations, administrative policies, procedures, Impediment: Impacts of the Sub-prime Mortgage and practices are impacting the location, Lending Crises and Increased Foreclosures. availability, and accessibility of housing in a given Remedial Action: Continue to work with the area. The Al is not a Fair Housing Plan; it is an State, National Non-Profit Housing Intermediaries, analysis of the current state of fair housing choices Federal Home Loan Bank, other lenders and HUD in Clearwater and identifies specific barriers that to evaluate programs and identify funding that can need to be addressed if future fair housing help reduce the mortgage default rate and fore- City of Clearwater,Florida 2014-2015 Action Plan closure rates among low- and moderate-income complying with municipal housing codes. Involve home buyers and existing home owners. volunteers, community and religious organizations/institutions and businesses as a Impediment: Low number of loan applications from means of supplementing financial resources for minorities and low origination rates for minority housing repair and neighborhood cleanups. applicants. Remedial Action: Continue homebuyer outreach � It IIIliic III'',( IIIlilcy III' � Ie1 tee IIIinipe6iinieint W and education efforts. Expand homeownership There were no Public Policy Related Impediments. and credit counseling classes as part of a high The City funds programs that offer free classes for school curriculum to help prevent credit problems persons desiring to become homeowners.The later in life. Pinellas Realtor Organization subscribes to the Voluntary Affirmative Marketing Agreement Impediment: Predatory lending and other industry (VAMA) and works to educate its members about practices. Fair Housing. Training and marketing materials Remedial Action: Continue to encourage financial have been videotaped and translated into institutions to assist low-to moderate-income American Sign Language and Spanish. The City persons by establishing or reestablishing checking, promotes home ownership and education at savings, and credit accounts for residents that various homebuyer fairs and expositions.The City commonly utilize check cashing services through also provides funding to the Community Service bank initiated "fresh start programs"for those with Foundation to provide Fair Housing Education. poor credit and previous noncompliant bank ac- count practices. In addition to the Human Relations Department, the City is working with Pinellas County Realtors &)clik) linipe6iinieint W through the VAMA Program to further fair housing Impediment: Poverty and low-income among opportunities in real estate transactions.To further minority populations. these efforts of the VAMA, the Pinellas County Remedial Action: Continue to work on expanding Board of Realtors enlisted the services of the job opportunities through the recruitment of Community Housing Resource Board to focus on the corporations, the provision of incentives for local federal, state and local enforcement agencies, corporations seeking expansion opportunities, and housing industry groups and volunteer community the assistance with the preparation of small groups working together to promote fair housing business loan applications. Support agencies that practices. provide workforce development programs and continuing education courses to increase the These efforts include: educational level and job skills of residents. Providing public information on fair housing • Assessing community fair housing needs and P lii f 11 It� urfm� � °t C( u)in: liflik)ins III' � Ie1 tee identifying local problems and issues that liniped: llinieints impede equal housing opportunity Impediment: Limited resources to assist lower Evaluating performance and effectiveness of income, elderly and indigent homeowners maintain the VAMA their homes and stability in neighborhoods. Expanding minority involvement in the real Remedial Action: Continue to support and expand estate industry program of Self-Help Initiatives based on volunteers providing housing assistance to designated elderly and indigent property owners and assist them in City of Clearwater,Florida 2014-2015 Action Plan • Expanding public awareness of housing The City directs significant resources to expand opportunities in the community the supply of affordable rental housing and • Developing cooperative solutions to problems partners with a variety of for-profit and non-profit associated with implementation of the VAMA developers and the Housing Finance Authority of • Continued support of the Pinellas County Pinellas County.The City also assists developers Human Relations Department, Pinellas with a variety of incentives aimed at reducing County Board of Realtors, and the Community development costs, impact fees, and regulatory Housing Resource Board impediments. • Continued to work with the local committee of Americans with Disabilities to view housing The City encourages mixed-income, multi-family related issues for homeowners, renters, or developments to develop affordable housing in homebuyers with disabilities. areas that are not predominantly low to moderate- Provided funding in the amount of$12,000 income as part of a continuing effort to to Gulf Coast Legal Services to implement a deconcentrate poverty. Funding is denied to fair housing program that offers counseling developers who do not provide mixed-income services, initial needs assessment, rental housing where the effect could be to racially or eviction intervention, and marketing of fair economically segregate low-income households. housing programs.The agency assisted 100 individuals. Strategy Income levels are a good way to measure the • Provided funding in the amount of$4,000 to the relative economic health of a community.Three Community Service Foundation to administer a measures of income (median household income, fair housing program.The agency assisted 60 median family income, and per capita income) are individuals. recorded by the U.S. Census. Household income The Pinellas County anti-discrimination effort is a measure of the total incomes of the persons focuses on public information and enforcement of living in a single household. Family income is a fair housing regulations and the County's Human measure of the total incomes of a family unit and Rights Ordinance. The County publishes a Housing does not include non-family units, such as a single Resource Directory that includes an overview of person living alone, and for this reason is typically fair housing law, information about reasonable higher than household income. Per capita income accommodation and accessibility, and a list of state is a measure of the incomes of every person in a and local enforcement agencies.The County specific area. Because per capita income is based produces a brochure entitled, Fair Housing in on all individuals, these statistics are typically Pinellas County, and distributes approximately lower than those based on household or family 5,000 copies annually. Below market rate incomes. mortgages, down payment and closing cost Figure 9, Income and Poverty 1990-2000 on page assistance are readily available through the 10 in the 2011-2016 Consolidated Plan, shows County's Housing Finance Authority and through these measures applied to the City of Clearwater in other agencies.The County is also active in both the 1990 and 2000 censuses.The 1990 providing and promoting affordable housing, statistics have been adjusted for inflation. As shown providing low-cost funds for home purchase or in Figure 9 in the 2011-2016 Consolidated Plan, the repair, and modifications to homes to make them City of Clearwater reported increases in all Median accessible to persons with disabilities. Household Income, Median Family Income and Per City of Clearwater,Florida 2014-2015 Action Plan Capita Income between 1990 and 2000, with Median continuous improvements to the process and Family Income being the highest increase (3.2 continue to solicit input from all organizations percent). Other surrounding communities involved in the process. experienced moderate increases in all three income categories, with the exception of the City of Largo, The City utilizes a variety of non-profit organizations which experienced a 1 percent decrease in Median to deliver housing, community and economic Household Income from 1990 to 2000. development services. In the housing programs the City utilizes the local lending institutions and For the City of Clearwater, the poverty level mortgage companies to partner with the City to increased from 10.6 percent in 1990 to 12.3 provide affordable housing. percent in 2000. Every other surrounding community saw both the poverty level increase The City funds several non-profit organizations that and decrease over the 10-year period. However, at provide operational support and services on a 12.3 percent in 2000, the City of Clearwater's county-wide level. Both organizations are located in poverty level is high when compared to the another city of the county but assist Clearwater surrounding communities.Pinellas County reported residents with their services.As in the past, the City a slight increase in poverty from 9.5 percent to 10 has joined forces with the City of Largo and Pinellas percent, while Florida reported a slight decrease in County to fund a county-based non-profit poverty from 12.6 percent to 12.5 percent. organization that provides counseling and safe shelter for run-away youths (Family Resources). The City of Clearwater participates in the Tampa Bay Partnership, the regional Economic The City has developed a wide network of service Development agency and Enterprise Florida, the providers that assist the City with implementing its Statewide Economic Development entity; and has housing, community and economic development its own Economic Development Program. The programs. Our service providers include such Tampa Bay Partnership internationally recruits organizations as: companies to locate to the Tampa Bay region. They Tampa Bay Community Development provide a full range of business relocation Corporation assistance programs and utilize state and local Largo Area Housing Development Corporation incentive programs to help in this process. There Pinellas Habitat for Humanity are also Small Business Development Centers at Community Service Foundation Pinellas County Economic Development offices and Abilities of Florida, Inc. at USF. The Kimberly Home, Inc. • Religious Community Services, Inc. The Tampa Bay Partnership works with a network of Gulf Coast Legal Services, Inc. educational agencies to provide customized job Safety Harbor Neighborhood Family Center, training programs for the business community.The Inc. area's Workforce Development Board, Career Westcare of Florida Source Pinellas, provides job training/employment Homeless Emergency Project skills to low- income residents. Pinellas Opportunity Council —Chore Services • Martin Luther King Jr. Neighborhood Family ui"NI, lii ui lii ui"NI III Stir u q°:t ui ui°° Center The City continues to work with the various providers Intercultural Advocacy Institute and partners of their programs in an effort to expand its services and opportunities and to make small, The City's service delivery system continues to work City of Clearwater,Florida 2014-2015 Action Plan well. Communication and coordination between the firms, local, non-profit agencies and local and state providers is excellent. Many agencies will refer agencies. clients to the various other providers.Many of the Social/Public Services providers are members of The most important firms are local financial the Pinellas County Coalition for the Homeless and institutions and contractors. Financial institutions that organization provides a great medium for include savings and loans and banks. Many home coordination and networking. loans for rehabilitation and housing purchase are made by banks and savings and loans. Home loans The City continues to work to bring in more housing for rehabilitation are made by credit unions. non-profits to assist with its Housing Programs, in Contractors perform housing rehabilitation and build particular our housing rehabilitation program. In new houses. addition to housing nonprofits, the City continues to recruit more quality contractors to participate in Some local non-profit agencies are responsible for our rehabilitation and infill housing programs. With assisting homeless persons and households; other the very active new construction market, it has non-profit agencies rehab and repair owner been hard to find additional contractors. occupied houses and rental units for low-income occupancy. Home maintenance skills are provided Other actions undertaken by the City included to households. Subsidies for home acquisition are developing institutional structures and enhanced provided. Legal help and fair housing assistance are coordination between public and private housing also provided. and social service agencies. Partners-In-Self Sufficiency administers a self-sufficiency program Public agencies include city, county and state that provides housing and educational opportunities governments. City government provides financial aid to single-parent, low-income households. Under the to rehabilitate renter- and owner-occupied units and program the Clearwater Housing Authority pro- staff to enforce housing codes. The Housing vides Section 8 certificates or vouchers to program Commission operates units in the City to house low- participants while they are pursuing education and income households. job training.At the end of the program, participants For 2011-2016 there are several ongoing efforts to should have saved enough money for a down enhance coordination between various providers payment on a home. The City's Housing Division, of services, facilities and affordable housing for and other approved housing providers, would low-income persons and homeless persons, and further assist them with obtaining housing between providers of housing rehabilitation and opportunities. these services and facilities. The City continues to look for ways to improve and Coordination between public agencies providing enhance the coordination between our service housing resources takes several forms. The two providers and routinely solicits input from the agencies involved here are the Clearwater providers and clients on how the system can be Housing Authority and the City's Economic improved. Development and Housing Department. Coordination activities include the following: The City of Clearwater has identified the following Five-Year Consolidated Plan and Annual institutional structure through which it will carry out Action Plan its affordable and supportive housing strategy.The Consolidated Annual Performance Evaluation structure includes organizations from several Report backgrounds. These organizations represent private Annual City budget preparation City of Clearwater,Florida 2014-2015 Action Plan • Ongoing staff communication to solve common contract. problems Eligible tenant occupancy meets the minimum • Responding to HUD directives percent requirement for HOME-assisted units under the guidelines. ftIIP"'NIIII' 011111,11 IirN g Adherence to the contractual requirements All sub-recipients will receive federal and local regarding concentration of HOME units and regulations relating to their specific activity, along special treatment of HOME tenants. with an explanation as to how these apply to the The Waiting List procedures are in compliance particular project. Specific Performance Agreements with the grant covenants. will be executed with each sub-recipient, giving Adherence to the Equal Housing Provisions of measurable objectives for the eligible activity to be the contract. carried out. Each project is monitored on an ongoing Adherence to the MBE and WBE provisions of the contract. basis and all pre-construction conferences are The HOME-assisted units meet housing attended by department staff. Documentation quality standards, and on-site files will be submitted with reimbursement requests is re- reviewed for the following information: viewed for compliance with applicable regulations o Current, signed lease. and measurable objectives prior to issuing funds. o Verify tenant's signature to an On-site monitoring of selected sub-recipients will be acceptable form of identification. o scheduled and completed annually by the Verify monthly rent is in compliance. o Verify tenant's income is supported by Accounting and Contracts Manager and/or the file documentation. Project Manager.A checklist will be completed and o Verify annual recertification was reviewed to insure all aspects of the activity are performed in a timely fashion and in carried out in accordance with applicable compliance with contract provisions. regulations.A follow-up letter will be sent to the subrecipient stating the outcome of the monitoring The City recognizes that monitoring of this visit. Consolidated Plan must be carried out on a regular basis to ensure that the statutory and In addition to the above documentation, any regulatory requirements are being met. Further, subrecipient determined to be in need of and/ it is critical to confirm that the information being or requesting additional training on how to meet reported to HUD through such mechanisms as grantee and federal requirements will receive the Integrated Disbursement and Information technical assistance in the form deemed most System (IDIS) is correct and complete. appropriate to the circumstances by the Account- ing and Contracts Manager, Project Manager, or The City of Clearwater Economic Development Housing Manager.Additional technical assistance, if and Housing Department is responsible for needed or requested, will be given at the time of the preparing annual reports detailing the progress of annual monitoring. all of the strategies contained in the Consolidated Plan.This department will periodically monitor the HOME: Monitoring will be carried out in accordance implementation of these strategies to identify areas with federal regulations to insure compliance with all requiring improvement. HOME requirements. Each sub-recipient will be monitored on site to verify that: Clearwater will attempt to monitor the success of • The minimum percent requirement for HOME- a couple of projects based on the new regulations assisted units are being met under the as stated in September 2003, CPD issued Notice City of Clearwater,Florida 2014-2015 Action Plan 03-09, "Development of State and Local Perfor- their home repaired. The Economic Development mance Measurement Systems for Community Revolving Loan Fund includes payment made by Planning and Development Formula Grant Pro- for-profit business owners who participated in the grams". These benchmarks will be tracked over the Economic Development Program and obtained time frame covered within this document.The funds to start up or maintain their businesses. performance of all projects will be reported in the The Infill Housing Revolving Loan Fund includes self-evaluation section of the Consolidated Annual payments made by sub-recipients who borrowed Performance Evaluation Report.The City of Clear- funds to purchase vacant lots to build homes. water will follow HUD's mandates. To monitor the Funds were repaid when the sub-recipient sold City's overall progress, comments will be sought the home to an eligible homebuyer from a number of external sources including the non-profit agencies to which Clearwater gives In FY 2014-2015, the City anticipates that the CDBG and HOME funding. Comments from these revolving fund balance will be $841,073. These organizations will be solicited on the City's annual funds include $293,851 from the Infill Housing performance. Revolving Loan Fund, $221,427 from the Economic Development Revolving Loan Fund, It is intended that this monitoring plan will reinforce and $325,795 from the Housing Rehabilitation the communication network between the City and Revolving Loan Fund. the various housing and human needs agencies participating directly in the implementation of the All program income received in the preceding year Consolidated Plan or assisting in the provision of has been identified in the previous plan. service supporting the Plan's strategies.The monitoring process will also ensure accountability, 1. Proceeds from Section 108 loan compliance and adequate progress from the various guarantees that will be used during the agencies funded as part of the City's CDBG year to address the priority needs and Program. specific objectives identified in its strategic plan. Program Speclific The City does not use funding for Section 108 ®Requirements Loan Guarantees. Coinri inri a irrllll, 2. Surplus funds from any urban renewal N illlf °:'114� uliraiiry t settlement for community development In addition to the entitlement allocations listed and housing activities. above, the City maintains three Revolving Loan Funds which are set up to carry out specific The City did not participate in any urban renewal settlement. activities. These include: the Housing Rehabilitation Revolving Loan Fund (City Fund #686), the 3. Any grant funds returned to the line of Economic Development Revolving Loan Fund (City credit for which the planned use has not Fund #687) and the Infill Housing Revolving Loan been included in a prior statement or plan. Fund (City Fund #689). The City did not return any grant funds from The Housing Rehabilitation Revolving Loan Fund the line of credit. includes payments made by homeowners who 4. Income from float-funded activities. participated in the Rehabilitation Program and had The City did not use any of its funding for any City of Clearwater,Florida 2014-2015 Action Plan float-funded activities. multifamily housing that is being 5. Urgent need activities, only if the rehabilitated with HOME funds, state its jurisdiction certifies. refinancing guidelines required under 24 CFR 92.206(b). The City did not identify any of its funds for The City does not use HOME funds for urgent need during this reporting period. refinancing of existing debt. 2. Resale Provisions -- For homeownership 6. Estimated amount of CDBG funds that activities, describe its resale or recapture will be used for activities that benefit guidelines that ensure the affordability of persons of low and moderate-income. units acquired with HOME funds. See 24 The City did not receive, or anticipates receiving, CFR 92.254(a)(4). any funds through any float-funded activities, Please see number 1. Section 108 Loan Guarantee Program, or any 3. HOME Tenant Based Rental Assistance -- other urban renewal program. All funds allocated Describe the local market conditions that for the City have been used on CDBG activities. led to the use of HOME funds for a One hundred percent of all CDBG funds will be tenant- based rental assistance program. used for low to moderate-income activities. If the tenant based rental assistance program Ilq°°°.III��ui�r�i III ui.Nl�r ,�° �ui�r�i ui.Nl� Ilq'���ii ui,°�ui.°NI ui,� III°°NI Iii IIIw� is targeted to or provides a preference for a special needs group, that group must be Recaptured funds are HOME funds which are identified in the Consolidated Plan as having recouped by the City when HOME-assisted an unmet need and show the preference is home-ownership housing does not continue to needed to narrow the gap in benefits and be the principal residence of the assisted services received by this population. homebuyer for the full affordability period.The City will use the recapture method to obtain The City does not use HOME funds for these funds.The recapture provision is subject Tenant-Based Rental Assistance. to the limitation that when the recapture requirement is triggered by a sale, voluntary or 4. If a participating jurisdiction intends to involuntary, if the housing unit, and there are use forms of investment other than those no net proceeds or the net proceeds are described in 24 CFR 92.205(b), describe insufficient to repay the HOME investment these forms of investment. due, the City can only recapture the net The City will use funding from the State proceeds, if any.The net proceeds are the Housing Initiatives Program and/or the sales price minus the superior loan repayment Pinellas County Housing Trust Fund for the and closing costs. matching requirements under the HOME This language is included in the loan documents. program. Such funds will be placed in the City's HOME 5. Describe the policy and procedures it will Investment Trust fund. These funds will be used by follow to affirmatively market housing the City for other eligible HOME activities. containing five or more HOME-assisted units. 1. If grantee (PJ) plans to use HOME funds to refinance existing debt secured by Affirmative Marketing Efforts. The Borrower City of Clearwater,Florida 2014-2015 Action Plan will follow the affirmative marketing procedures and rent, mortgage,and utility assistance to requirements for the HOME Program to attract prevent homelessness of the individual or eligible tenants in the housing market area to the family, tenant-based rental assistance, available housing without regard to race, color, units provided in housing facilities that are national origin, sex, religion, familial status or being developed, leased, or operated. disability. The City does not receive any HOPWA funds. 6. Describe actions taken to establish and t. �tlheur INaururatliiveW aund Attac;IhumeuntW oversee a minority outreach program Include any action plan information that was not within its jurisdiction to ensure inclusion, covered by a narrative in any other section. If to the maximum extent possible, of optional tables are not used, provide comparable minority and women,and entities owned information that is required by consolidated plan by minorities and women, including regulations. without limitation, real estate firms, construction firms, appraisal firms, management firms, financial institutions, investment banking firms, underwriters, accountants, and providers of legal services, in all contracts, entered into by the participating jurisdiction with such persons or entities, public and private, in order to facilitate the activities of the participating jurisdiction to provide affordable housing under the HOME program or any other Federal housing law applicable to such jurisdiction. The City will use the methods described in Section 3 Programs to encourage participation in the HOME Program. 7. If a jurisdiction intends to use HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds, state its financing guidelines required under 24 CFR 92.206(b). The City will not use HOME funds to refinance the existing debt for multi-family projects. II lt' III'' A�")l ()()(3) 1. One year goals for the number of households to be provided housing through the use of HOPWA activities for: short-term City of Clearwater,Florida 2014-2015 Action Plan I I City of Clearwater,Florida 2014-2015 Action Plan Ckwnter CITY OF CLEARWATER, FLORIDA 2014 APPLICATION FOR ACQUISITION/REHABILITATION/RESALE/RENTAL HOUSING PROJECT FUNDED THROUGH THE HOME AND SHIP PROGRAMS FOR COMMUNITY HOUSING DEVELOPMENT ORGANIZATIONS Please Elace NiA for questions Vial do not apply yl !. APPUCAM 00 .. Applig3rit and o,QQ-Sp �,g r ta[Ma ion 1,7 ADDUcanI Applicant Name Bright Community Trust,Inc. _ Applicant Address 2605 Ent rise Rd Fast Suite 230 COY Clearwater State FL Zip 33759 Contact Name Sheri Harris Title Chief Opffating O finer Phone 727-475-1388 Fax Email shedQbctfl.org FEIN 2&2352385 TIN 12 9Dz&nnw Co-Sponsor Name Not Applicable Go-Sponsor Address city State Zip Contact Name Title Phone Fax Email FEIN If awarded funds pursuant to this application,will the applicant or co-sponsor be the recipient of funds? J Yes No If*Nor,please indicate type of entitY-W-be-lbrmed and anticpated name: 123 Pleasg chef lican. P Axlividual ] For-profit Cntity f�_ Non-profit Entity Partriership Limited Liability Company ~J Housing Authority _ Corrimm ty Developmert Corpoation+ � l]ther 'Cate Corp or Partnership was established: 7-4 P se chea ap roo - t Co- so -J Individual ❑ For-Profit Entity _ Kars-Profit Entity PartnemNp* limited Uabi6ty Company Housing Autharky community Development Corporation r Dttrer. *Cate Corp or Partnership was established: If joint venture,explain the rode of the non-profit: 2014 Acquisition/Rehab/Resale Application 9 arwater CITY OF CLEARWATER, FLORIDA 2074 APPLICATION FOR ACQUISITION/REHABILITATION/RESALEIRENTAL HOUSING PROJECT FUNDED THROUGH THE HOME AND SHIP PROGRAMS FOR COMMUNITY HOUSING DEVELOPMENT ORGANIZATIONS NIA 2 9earwater CITY OF CLEARWATER, FLORIDA 2014 APPLICATION FOR ACQUISITION/REHABILITATION/RESALE/RENTAL HOUSING PROJECT FUNDED THROUGH THE HOME AND SHIP PROGRAMS FOR COMMUNITY HOUSING DEVELOPMENT ORGANIZATIONS If the applicant or co-sponsor is a legally existing organization,submit a copy of any incorporation documents and bylaws,including(if applicable)documentation of non-profit status and certificate of legal existence for the current year. MMaRanement Ghangg_s J Yes f No Has there been any management or ownership changes in the Applicant andlor Co-Sponsor entity in the last twelve-month period?(d 'Yes'describe below) r Yes ] No 1_7 Fin al SWernents Attach the last three years audited financial statements. La Applicant and Co-Spar§9Cs Capp ft and Expenigrice 1.8.a. Pisase provide a written description of the AppReWs and Co-Sponsor's nerd of performance,qualifications and capacity to perform its responsibilities for this development. I.B.t. Work Completed and in ftcess On the Applicant Capacity form(Exhibit A)provided,please identify: 1. All developments currently underway by the Applicant or co-sponsor 2• Developments completed in the last five years 3. Five completed developments of similar type and scale in the last five years BmkrupLa 1.9.a Has the Applicant,Ca-Sponsor,or any members of its development team,ever declared bankruptcy? Yes No JAQ lazes Are the applicant and Co-Sponsor current on all local,state,and federal taxes? L Yes J No H.b�Vl�.t;�11f'af�l'1f•Y>1aa41N QUal enl Team Provide information identifying the proposed qualified development team members on the form provided(Exhibit 8). Provide descriptions of relevant experience and qualifications for each team member. Include resumes for all development team members. 3.1 Deve W:1fNe11L�#,.� I 'on Development Address TED County Pinellas City Clearwater State FL Zip Is Development Located in Neighborhood Revitilaxation Strategy Area or NSP Target Area? J 3.2 elo ent N tiv Yes J No Each application must contain a project narrative that summarizes the scope of the proposal and the roles of the development team.This narrative should include:A description of the proposal,including its locations),development type,proposed rants;a description of need and the target market;a summary of proposed financing,and anticipated start and completion dates. 3_3 2MWpme,nt_$ ule Complete a development schedule based on key events(acquisition,site plan approval,construction,occupancy,etc.)(Exhibit C). ke Control(check all that apply) Please attach copies of an site control documents received to date. Number of Parcels 2014 Aoquishion/RehablResale Application 3 Clearwater CITY OF CLEARWATER, FLORIDA 2014 APPLICATION FOR ACQUISITION IREHABILITATIONIRESALE!RENTAL HOUSING PROJECT FUNDED THROUGH THE HOME AND SHIP PROGRAMS FOR COMMUNITY HOUSING DEVELOPMENT ORGANIZATIONS Deed Option Agreement` Purchase Contract' Ground Lease Other fl.e-—desi natedl referred developer agreement) Deed Acquisition Price Acquisition Date Option Agreement" Expiration Date Purchase Contract' Expiration Date Ground Lease Ground Lessor Maturity Date Other(i.e.--designated/preferred developer agreement) SEOWN N. Attagb Deveigg and 0130rsfinO Pak:krrnas Including of F n s 2 Q ~ iQ > C CIiY OF n c Cm7 0 n in m � 0 .0 m m o n N 3 .3 1 �n � p : ,mo o "a A to i o ti a a l y m m 0 �m a rn lift a v 3 4 N © Z a m ID ° m 10 I I m ,. �. a =r M o m cr. G m m o T CD 0 3 C c G (D X o m "l7 2 'n _ 7 � 3 a � a V CD N 2. V n O a i S. z = a 1 �• C » n V 1 a IRC A 3` ° _n n N rr �7 o s � A 3 M V xv ° . o K) CL a a G Q D p S a 3. a C o r, m ti' a R1 CL � co r—M a go Clearwater EXHIBIT a-QUALIFIED DEVELOPMENT TEAM CONTACT INFORMATION DEVELOPIMeNT NAME #REFI APPLICANT Bright Community Trust,Inc (Ownerltiiodgagor): Sdift Cammun Inc. Address: 26(15 Rd'Eat Suite 230 deatsrr FL 0 3C3375B Webstts: Pdndpal(sy Contact Person: ShertHe rls _ . Emell Address: sheq Telephone Number 727-476.1366 Fax Number 0 P_ L E° (LeS+d Name). Brt ht Communitv Trust Inc. Address: 2605 Ente rprise Rd E Ste 230 Gearwater FL 33759 Webske: BCTFt.rxa _ Principal(s): Contact Person: Shari Harris Email Address: Sheri bct1l.O Telephone Number: 727-4745439 Fax Number ARCHaZ� Address: Website: Pdncipal(sX Canted Person: Email Address: Telephone Number; Fax Number: c Setter Sulldsrs of Florida Address: 2605 En Rd E Sts 230 Clearwater FL 33759 Webslte: Principai(sy Bq&Community Trus!,Inc. Contact Person: Ed Courtemanche Email Address: edc Y6dli•c rg Telephone Number. 727-475-1365 Fax Number. OTHER Address: Webske: Principal(s): Comsct Person: Ernelf Address: Telephone Number Fax Number. LltsdantlElFY 14-is CHOOwAppticatlon_forAcquMon-Rehab-Ressie-Rentat 1 Dev Team Into i of 1 `" earwa er EXHIBIT C-DEVELOPMENT SCHEDULE DEVELOPMENT NAIVE #REFI APPLICANT Rght Comma Trust,Ina Acthrfgr Date! City Use Only MonWYear Currant Year. 2009 aft Optlpn/Cwrtract July-1 4 Site AoWisk ion Juty-14 Zoning Approval Site Anstysts August44 Flpaine}Ap'+ Conrteuclion Loon La"Applicatim Conditional CommWrwd Firm Conxnitment Perrtranord tAan Loan Application Conditk al Commitment F"xm Commitment Other Loans&Gnats Type&Swrco: City construction loan Application Award Odw Lmns&prams Type&Source: Application Award DOW Loans&prams Type A Source: (describe) Appiketim Award Phis is Schematics 40%drawings 100%drawings Closing&Transfer of Property August-14 Cormiruction Start September-14 Campta m of Construction November-44 Lease-up Sustaining Occupancy Profwme 810balized Year" LIKT Credit Placed-In-Service Date Will prryect cmWucdm be in phases? Yes No If Yes.please Indicate phase below and prcMdo a separate schedule for each phase on separate sheet. Phase: "Proforma StabNlzed Year(PSY)Is the Mrt f4rIV yew following laaseup whh straial ing omparrcy. Development Schedule SOURCES AND USES 0 of Units Here Total Cast Par Unit Gap 3 Total Allocation Existing Building $ 195,000 $ 65,000.00 Land Sub-total Acquisition $ 195.000 $ 6S,000 Hard Costs Construction Infrastructure GR+Overhead+Profit Site Improvements $ 150,000 $ 50,000.00 Other: Bond Premimum Other: Hard Cost Contingency Sub-total Hard Costs $ 154.000 $ S0,000 soft Costs Accounting-Cost Cert Appraisal $ 975 $ 325 Architect $ 5,250 $ 1,750 Constrution Management Engineering Environmental $ 1,S75 $ 525 Legal $ 3,000 $ 1,004 Inspections $ 2,250 $ 750 Insurance $ 1,500 $ S40 Loan Closing $ 7,500 $ 2,504 Permits $ 6,000 $ 2,000 Survey $ 1,200 $ 400 Title Escrow Fees Operating Reserve Property Disposition Expenses $ 18,750 $ 6,250 Other.Builders Risk Other Loan Fees,Pem4axes Soft Cost Contingency sub-total Soft Costs $ 48,000 $ 16,000 Other Costs Developers Fee $ 30,000 $ 10,000 Other Sub-total Other Casts $ 30,000 $ 10,000 Total Development Budget $ 423,400 $ 141,000 Gap-sales price $ 110,000 Casts Per Unit $ 141,000 subsidy $ 31,000 CITY OF CLEARWATER DEVELOPMENT REVIEW APPLICATION PROJECT PRO FORMA Revenue Units price Sales `- 3 x x = x = Total Sales Commissions/Closing Cost Grants Other Total Revenue J. C C Expenditures(Estimated Costs) Land and Existing Building Predevelopment Expense Site Improvement Cost Finished Lot(Total of above or Lot purchase price) Unit Construction—Hard Costs S Contingency—Reserves Overhead and Management-A&E,Fees,Etc. Carrying Cost—Soft Costs Finance Cost - {i Developer Fee Total Expenditures. Net Profit Y J:� PRoJEcr PRO FORMA 1 3.2 tmlect Narrative Bright Community Trust(BCT)proposes to acquire three homes within the City of Clearwater for renovation and resale to qualified income buyers. BCT has identified several properties that have an average sates price of$65,000. Past experience has shown that approximately$50,000 of rehabilitation is needed to bring the properties to code. The target market for families that are under 80%of area median income will need to have subsidy left in the project. 8CT would propose to access the funds at acquisition and at the end of renovation for completion of the work. Our current marketing staff has buyers interested in ownership and would immediately begin the pre-screening of applicants. Once the buyer is qualified for the home,the funds would be returned to the City in the form of program income to be recycled, h additional homes developed by BCT or for other future projects. History with the Neighborhood Stabilization Program has shown that in order for a family under 80% they will not be able to qualify for a loan that exceeds the$110,000 range. The following example shows how the revolving funds would work. Acquisition $65,000 Renovations $50,000 Soft costs $16,000 Developer fee $10000 Total cost $141,000 Sales Price $110,000 Subsidy in home $31,0W Development Team Sheri Harris—Ms.Harris has over 30 years of experience in the housing field. She served as the Director of a non-profit housing organization in Minnesota that was an accredited Certified Homebuyer Counseling and foreclosure Prevention provider and regional Community Housing Development Organization(CHDO). As Executive Director,she had oversight of over 800 affordable rental units funded by HOME, Bonds, or Low Income Housing Tax Credits. She also has experience in the public and private sector and was responsible for the oversight of Federal, State and local grants,such as the Community Development Block Grant, Neighborhood Stabilization Program, HOME Investments Partnership Program,and the State Housing Initiative Partnership Program for Pinellas County. She managed the Department's Compliance Division and was responsible for ensuring the education requirements met the established standards of our Federal and State funding sources. As Chief Operating Officer for Bright Community Trust,she has oversight of the successful Implementation of affordable mousing programs and ensuring that the homes continue as affordable In perpetuity. Marquttz McGhee—Marquaz is the Director of Client Services for Bright Community Trust and has over 11 years of experience of implementing housing programs and enhancing services to clients. As Director of Client Services, Marquaz works with current and potential tenants and homeowners to provide counseling and advice. The services include support with property maintenance,financial management,and other matters to improve their housing conditions, meet their financial goals and fulfill the responsibilities of homeownership. He leads the Bright Community Trust's Homebuyer classes, designed to provide potential homeowners with Sufficient information to make an educated decision about homeownership based on their personal circumstances. Marquaz is passionate about his work and also served as a Board Member for Habitat for Humanity in Pinellas County for three years. Ed Courtemanche-Ed is responsible for the implementation of the organization's single family development activities,including evaluation of potential sites and oversight of the acquisition process. Formerly with Pinellas County Community Development, Ed implemented the Neighborhood Stabilization Program and worked hands on with contractors,analyzed properties and renovated dozens of single-family homes within budget and on time. Stephen Scheltinger-Steve is a building contractor with approximately 20 years experience in the building trades. He has several years working with Abilities remodeling homes for lower income people and the last S have been dedicated to working with affordable housing programs. In 1990 he devoted six months of his spare time working on Habitat for Humanity homes.