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CERTIFICATE OF LIABILITY INSURANCE (406)A` °� b CERTIFICATE OF LIABILITY INSURANCE 9/19/2013 ' THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER VermOSt & Associates, LLC 1120 Belcher Rd S Suite 1 Largo FL 33771 CONTACT NAME: Maryanne Gillespie (A//C.N No. Ext): (727) 748 -2886 I FaC Noll (727)748 -0168 ADDRIESS:mjillespie @vermost.com INSURER(S) AFFORDING COVERAGE NAIC # INSURERA:OWnerS Insurance Company 32700 INSURED A T Communications Inc. Stephen J. Lockard 2561 Sweetgum Way W Clearwater FL 33761 -3923 INSURER B :Southern Owners Insurance 10190 INSURERC:Retailfirst Insurance Company INSURER D: 7/6/2013 INSURER E : EACH OCCURRENCE INSURERF: X CERTIFICATE NUMBER:Master • THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. IKSR LTR TYPE OF INSURANCE ADDL itISR SUER WVD POLICY NUMBER POLICY EFF (MM /DD/YYYY) POLICY EXP (MM /DD/YYYY) LIMITS A GENERAL LIABILITY COMMERCIAL GENERAL LIABILITY OCCUR and 20589182 r ... 7/6/2013 7/6/2014 EACH OCCURRENCE $ 1,000,000 X DAMAGE TO RENTED PREMISES (Ea occurrence) $ 50 , 000 CLAIMS -MADE X MED EXP (Any one person) $ 5,000 X Includes Hired PERSONAL & ADV INJURY $ 1,000,000 Non -Owned AGGREGATE LIMIT Auto Liability APPLIES PER: GENERAL AGGREGATE $ 1,000,000 GEN'L PRODUCTS - COMP /OP AGG $ 1,000,000 POLICY X PRO- LOC $ AUTOMOBILE LIABILITY ANY AUTO ALL OWNED AUTOS HIRED AUTOS AWNED OMBIN D IN LE LIMI (Ea accident) $ — BODILY INJURY (Per person) $ SCHEDULED NON-O BODILY INJURY (Per accident) $ _ANON PROPERTY DAMAGE (Per accident) $ $ B X UMBRELLA LAB EXCESS LIAB X OCCUR CLAIMS -MADE . 4237998700 7/17/2013 7/6/2014 EACH OCCURRENCE $ 5,000,000 AGGREGATE $ 5,000,000 DED I I RETENTION $ $ C WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y / N ANY PROPRIETOR/PARTNER /EXECUTIVE OFFICER/MEMBER EXCLUDED? ❑ (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below N / A 052035702 4/17/2013 4/17/2014 r X I TORY I IM ITS I I ER E.L. EACH ACCIDENT $ 500, 000 E.L. DISEASE - EA EMPLOYEE $ 500,000 E.L. DISEASE - POLICY LIMIT $ 500,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if more space is required) ELECTRICAL WORK STEPHEN J LOCKARD. LIC# C -9803 [PINELLAS]. STATE REGISTRATION #et11000781 CERTIFICATE HOLDER CANCELLATION CITY OF CLEARWATER FL PO BOX 4748 Clearwater, FL 33718 -4748 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE M Gillespie /GILLMA ACORD 25 (2010/05) INS025 (201005).01 CO 1988 -2010 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD