05/12/2014 Pension Trustees Meeting Minutes May 12, 2014
City of Clearwater
City Hall
112 S. Osceola Avenue
Clearwater, FL 33756
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Meeting Minutes
Monday, May 12, 2014
1 :00 pm
Pension Trustees
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City of Clearwater
Pension Trustees Meeting Minutes May 12, 2014
Present 5 - Chair George N. Cretekos, Trustee Doreen Hock-DiPolito, Trustee
Hoyt Hamilton, Trustee Bill Jonson, and Trustee Jay E. Polglaze
Also Present: William B. Horne II - City Manager, Jill S. Silverboard -
Assistant City Manager, Rod Irwin - Assistant City Manager, Pamela K.
Akin - City Attorney, Rosemarie Call - City Clerk, Nicole Sprague -
Official Records and Legislative Services Coordinator
To provide continuity for research, items are listed in agenda order although not
necessarily discussed in that order.
Unapproved
1. Call To Order
The meeting was called to order at 1:06 p.m. at City Hall.
2. Approval of Minutes
2.1 Approve the minutes of the April 14, 2014 Pension Trustees meeting as submitted in
written summation by the City Clerk.
Trustee Jonson moved to approve the minutes of the April 14,
2014 Pension Trustees meeting as submitted in written summation
by the City Clerk. The motion was duly seconded and carried
unanimously.
3. Citizens to be Heard Regarding Items Not on the Agenda - None.
4. New Business Items
4.1 Approve the request of employee Elizabeth Pearce, Parks and Recreation
Department, to vest her pension as provided by Section 2.419 of the Employees'
Pension Plan.
Elizabeth Pearce, Aquatic Programmer, Parks and Recreation Department, was employed
by the City on November 20, 1999 and began participating in the Pension Plan on that
date. Ms. Pearce terminated from City employment on March 19, 2014.
The Employees' Pension Plan provides that should an employee cease to be an employee
of the City of Clearwater or change status from full-time to part-time after completing ten or
more years of creditable service (pension participation), such employee shall acquire a
vested interest in the retirement benefits. Vested pension payments commence on the first
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City of Clearwater
Pension Trustees Meeting Minutes May 12, 2014
of the month following the month in which the employee normally would have been eligible
for retirement.
Section 2.416 provides for normal retirement eligibility for non-hazardous duty employees
hired prior to the effective date of this reinstatement (January 1, 2013), a member shall be
eligible for retirement following the earlier of the date on which a participant has reached the
age of 55 years and completed twenty years of credited service; the date on which a
participant has reached age sixty-five years and completed ten years of credited service; or
the date on which a member has completed thirty years of service regardless of age. For
non-hazardous duty employees hired on or after the effective date of this restatement, a
member shall be eligible for retirement following the earlier of the date on which a participant
has reached the age of sixty years and completed twenty-five years of credited service; or
the date on which a participant has reached the age of sixty-five years and completed ten
years of credited service. Ms. Pearce will meet the non-hazardous duty criteria and begin
collecting a pension in December 2019.
Trustee Hock-DiPolito moved to approve the request of employee
Elizabeth Pearce, Parks and Recreation Department, to vest her
pension as provided by Section 2.419 of the Employees' Pension
Plan. The motion was duly seconded and carried unanimously.
4.2 Approve the following request of employees Luis Acosta, Public Utilities Department;
Michael Faulkner, Fire Department; and Linda Myers, Finance Department for a
regular pension as provided by Sections 2.416 and 2.424 of the Employees' Pension
Plan.
Luis Acosta, Utilities Chemist, Public Utilities Department, was employed by the City on May
307 1989 and his pension service credit is effective on that date. His pension will be effective
May 1, 2014. Based on an average salary of approximately $52,580.06 over the past five
years, the formula for computing regular pensions and Mr. Acosta's selection of the 75%
Joint and Survivor Annuity, this pension benefit will be approximately $35,831.16 annually.
Michael Faulkner, Fire Lieutenant, Fire Department, was employed by the City on
September 8, 1992 and his pension service credit is effective on that date. His pension will
be effective on April 1, 2014. Based on an average salary of approximately $87,248.49 over
the past five years, the formula for computing regular pensions, Mr. Faulkner's selection of
the 10 Year Certain and Life Annuity and a 30% partial lump sum distribution, this pension
benefit will be approximately $36,180 annually.
Linda Myers, Accountant, Finance Department, was employed by the City on July 12, 1976
and her pension service credit is effective on that date. Her pension will be effective May 1,
2014. Based on an average salary of approximately$47,816.69 over the past five years, the
formula for computing regular pensions and Ms. Myers' selection of the 50% Joint and
Survivor Annuity, this pension will be approximately $51,894.72 annually.
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City of Clearwater
Pension Trustees Meeting Minutes May 12, 2014
Section 2.416 provides for normal retirement eligibility for non-hazardous duty employees
hired prior to the effective date of this reinstatement (January 1, 2013), a member shall be
eligible for retirement following the earlier of the date on which a participant has reached the
age of 55 years and completed twenty years of credited service; the date on which a
participant has reached age sixty-five years and completed ten years of credited service; or
the date on which a member has completed thirty years of service regardless of age. For
non-hazardous duty employees hired on or after the effective date of this restatement, a
member shall be eligible for retirement following the earlier of the date on which a participant
has reached the age of sixty years and completed twenty-five years of credited service; or
the date on which a participant has reached the age of sixty-five years and completed ten
years of credited service. Mr. Acosta and Ms. Myers have met the non-hazardous duty
criteria.
Section 2.416 provides for normal retirement eligibility for hazardous duty employees, a
member shall be eligible for retirement following the earlier of the date on which the
participant has completed twenty years of credited service regardless of age, or the date on
which the participant has reached fifty-five years and completed ten years of credited
service. Mr. Faulkner has met the hazardous duty criteria.
Trustee Polglaze moved to approve the following request of
employees Luis Acosta, Public Utilities Department; Michael
Faulkner, Fire Department; and Linda Myers, Finance Department
for a regular pension as provided by Sections 2.416 and 2.424 of
the Employees' Pension Plan. The motion was duly seconded and
carried unanimously.
4.3 Obtain approval for the process to purchase of prior service pension credit for the
Clearwater Fire and Rescue Chief and certain Assistant Chiefs and provide direction
to staff.
In 2005, the City began employing Assistant Fire Chiefs from outside the City. At the time,
Section 2.393 of the Pension Ordinance excluded employees hired into contract positions
(SAMP 4, 57 6) from participation in the City's Employee Pension Plan. Because they were
hired as contract employees, they were excluded from pension plan participation and
enrolled in the City's 401A program established for similarly situated employees per the
existing Pension Ordinance.
The Pension Trustees approved at the August 13, 2012 Trustee meeting that all hazardous
duty contract employees are eligible for participation in the City of Clearwater Employee
Pension Plan and directed they be enrolled in the plan accordingly. This was done based on
the Pension Plan Attorneys opinion that all firefighters and police officers must participate in
the pension plan in order to comply with Chapters 175 and 185 of State Statute. The only
exception being the Police Chief and Fire Chief who have the option to not participate in the
plan.
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City of Clearwater
Pension Trustees Meeting Minutes May 12, 2014
The Trustees were also advised at the time by the City's Pension Plan Attorneys that the
affected employees be permitted to purchase credited service in the Pension Plan
retroactive to their dates of hire on a voluntary basis and that the City would have the option
to require the employees to pay the full actuarial cost or to pay only what would have been
their annual contribution for the amount of past service credit to be purchased. The
attorneys also indicated that the employees would be permitted to roll over funds from their
money purchase pension plan to pay for prior service credit.
The City subsequently determined that in order to be entitled to purchase prior service, the
employees would be required to contribution the equivalent of 15% of covered salary rather
than the actuarial cost for each year or portion thereof that the employees wished to
purchase prior service credit. The amount would provide for the normal employee pension
contribution in effect at that time as well as the contributions the city made into a 401a plan
on behalf of the employees from their date of hire. These contributions would be treated as
employee contributions should any of these employees leave employment prior to vesting.
In accordance with this approach, the City would make up the balance of the required
contribution for the full actuarial cost of the service being purchased for each year.
The affected employees were placed in the Employees' Pension Plan in September 2012
and were notified at that time of the process for purchasing prior service credit. They were
also provided an estimate, by year, of the amount determined by the City to be required to
purchase service credit. The decision to purchase prior service is voluntary. At this time,
none of the eligible employees have purchased prior service credit. The 2012 Trustee
decision directed that these employees be permitted to participate in the pension plan but
did not approve the mechanism that would be used to purchase credit in 2012.
The Plan Actuary was recently asked to determine what the actual actuarial cost to the City
would be should each affected employee choose to purchase all service credit for which
they are eligible. The total cost to the City at this time is $544,600.
Therefore, the City recommends the Trustees direct the following:
1. That the affected employees be required to pay 15% of covered salary for every year or
portion thereof of service credit they wish to purchase.
2. That the City makes up the difference between this amount and the actuarially calculated
amount of the required contribution. (A separate agenda item approved by City Council will
provide for this.)
3. That a deadline of 60 days from approval of this action be established to purchase such
service credit since the actuarial calculated amount the City will be required to pay increases
by approximately $7,000 per month.
The City will make a separate contribution to the pension plan for the difference between the
actuarially calculated cost and the 15% contribution by the employees. The City has
consulted with the State Division of Retirements and they concur with this process and have
indicated it complies with State Statute.
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City of Clearwater
Pension Trustees Meeting Minutes May 12, 2014
In response to questions, Human Resources Director Joe Roseto said
the ten affected employees have been aware of the mechanism since
2012. None of the eligible employees has purchased prior credit. The
City has been contributing 8% of salary to a 401 a plan until the
employees entered the pension plan. The employees are not being
asked to buy back the entire 8%. Klausner, Kaufman, Jensen and
Levinson attorney Stuart Kaufman said $537,000 is the maximum
exposure to the City if all employees decide to buyback. The employees
would sign a release waiving any rights. The employees can buyback a
portion of their prior service to use toward pension credit. Mr. Roseto
said the State Division of Retirements has reviewed the City's proposed
process to purchase prior service pension credit and expressed no
concerns. Employees who decide not to buyback prior pension credit
would be covered by the provisions of the City's pension plan for public
safety employees, as they were enrolled in the plan September 2012.
Under the City's pension plan, public safety employees may retire at 20
years of service at any age, benefits are vested at ten years of service.
The affected employees may use their 401a plan or 457 plan funds to
purchase pension credit.
Trustee Hamilton moved to approve the process to purchase prior
service pension credit for the Clearwater Fire and Rescue Chief
and certain Assistant Chiefs. The motion was duly seconded and
carried unanimously.
4.4 Approve the new hires for acceptance into the Pension Plan as listed.
Name, Job. Class, & Dept./Div. Pension Elig. Date
Alioune Fall, Meter Reader, Cust Svc Dept. 3/10/2014
Reynold Choo Chew, Accounting Technician, Parks and Rec Dept3/10/2014
Victor Rosado, Solid Waste Equipment Oper, Solid Waste Dept 3/10/2014
John Conyers, Water Plant Operator A, Public Util Dept 3/10/2014
Karla Maffia, Customer Service Rep, Customer Svc Dept 3/10/2014
Caleb Holman, Parks Service Tech I, Parks and Rec Dept 3/10/2014
Scott Ehlers, Fire Division Chief Emergency Mgr, Fire Department 3/10/2014
Steve Murphy, Building Construction Insp, Planning and Dev Dept 3/10/2014
Sean Blout, Wastewater Plant Operator C, Public Util Dept 3/10/2014
Peter Johnson, Field Service Representative, Customer Svc Dept 3/10/2014
Trustee Jonson moved to approve the new hires for acceptance
into the Pension Plan as listed. The motion was duly seconded and
carried unanimously.
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City of Clearwater
Pension Trustees
5. Adjournment
Attest
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City Clerk
Meeting Minutes
The meeting adjourned at 1:23 p.m.
City of Clearwater
.-Gteor\ t\Cf e,\09,
May 12, 2014
Chair
Employees' Pension Plan Trustees
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