FY 2001-02 CONSOLIDATED ACTION PLAN - COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM - HOME INVESTMENT PARTNERSHIP PROGRAM - STATE HOUSING INITIATIVES PROGRAM
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COMMUNITY DEVELOPMENT
BLOCK GRANT PROGRAM
HOME INVESTMENT
.:;.,....;RS.:HIP.PROGRAM. .:., '
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Certifications
Executive Summary
Strategic Plan for Housing and Community Development
Action Plan 2001/2002
Budget Matrix
Definitions
Listing of Proposed Projects
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12
19
20
(Attached)
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Application for Federal
Assistance
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2. Date Submitted Applicant Identifier
08/11/01
1. Type of Submission: 3. Date Received by State State Application Identifier
Application: Non - Construction
Preapplication: Non - Construction 4. Date Received by Federal Agency Federal Identifier
59-6000239
5. Applicant Information
Legal Name Organizational Unit
City of Clearwater, Florida Municipal Government
Address Contact
112 South Osceola Avenue Mr. Ralph Stone
Clearwater, FL 33758 727 -562-4583
Pine lias
6. Employer Identification Number (EIN): 7. Type of Applicant:
Municipal
8. Type of Application:
Type: New
9. Name of Federal Agency:
U. S. Dept. of Housing and Urban Development
10. Catalog of Federal Domestic Assistance Number: 11. Descriptive Title of Applicant's Project:
Catalog Number: 14.218 HOME Investment Partnership Program
Assistance Title: Community Development Block Grant Pro~ ram
12. Areas Affected by Project:
Clearwater, Pinel las, Florida
13. Proposed Project: 14. Congressional Districts of:
Start Date I End Date a. Applicant I b. Project
10/01/01 09/30/02 9th 9th
15. Estimated Funding: 16. Is Application Subject to Review by State Executive Order 12372 Process?
a. Federal Review Status: Program not covered
$1,029,000
b. Applicant
$0
c. State
$0
d. Local 17. Is the Applicant Delinquent on Any Federal Debt?
$0
No
e. Other
$387,153
f. Program Income
$278,390
g. Total
$ 1,694,543
18. To the best of my knowledge and belief, all data in this application/preapplication are true and correct, the document has been duly authorized
t; v the governing body of the applicant and the applicant will comply with the attached assurances if the assistance is awarded.
a. Typed Name of Authorized Representative b. Title c. Telephone Number
William B. Horne, II City Manager 727 -562-4040
d. Signature of Authorized Representative e. Date Signed
08/11/01
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Application for Federal
Assistance
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2 Date Submitted Applicant Identifier
08/11/01
1. Type of Submission: 3. Date Received by State State Application Identifier
Application: Non - Construction
Preapplication: Non - Construction 4. Date Received by Federal Agency Federal Identifier
59-6000239
5. Applicant Information
Legal Name Organizational Unit
City of Clearwater, Florida Municipal Government
Address Contact
112 South Osceola Avenue Mr. Ralph Stone
Clearwater, FL 33758 727-562-4583
Pinellas
6. Employer Identification Number (EIN): 7. Type of Applicant:
Municipal
8. Type of Application:
Type: New
9. Name of Federal Agency:
U. S. Dept. of Housing and Urban Development
10. Catalog of Federal Domestic Assistance Number: 11. Descriptive Title of Applicant's Project:
Catalog Number: 14.239 HOME Investment Partnership Program
Assistance Title: HOME Investment Partnership Program
12. Areas Affected by Project:
Clearwater, Pinellas, Florida
13. Proposed Project: 14. Congressional Districts of:
Start Date I End Date a. Applicant I b. Project
10/01/01 09/30/02 9th 9th
15. Estimated Funding: 6. Is Application Subject to Review by State Executive Order 12372 Process?
a. Federal Review Status: Program not covered
$514,000
b. Applicant
$0
c. State
$0
d. Local 17. Is the Applicant Delinquent on Any Federal Debt?
$0
No
e. Other
$470,850
f. Program Income
$11,000
g. Total
$ 995,850
18. To the best of my knowledge and belief, all data in this application/preapplication are true and correct, the document has been duly authorized
t y the governing body of the applicant and the applicant will comply with the attached assurances if the assistance is awarded.
a. Typed Name of Authorized Representative b. Title c. Telephone Number
William B. Horne, II City Manager 727-562-4040
I d. Signature of Authorized Representative e. Date Signed
08/11/01
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CERTIFICATIONS
In accordance with the applicable statutes and the regulations governing the consolidated plan
regulations, the jurisdiction certifies that:
Affirmatively Further Fair Housing -- The jurisdiction will affirmatively further fair housing, which
means it will conduct an analysis of impediments to fair housing choice within the jurisdiction, take
appropriate actions to overcome the effects of any impediments identified through that analysis, and
maintain records reflecting that analysis and actions in this regard.
Anti-displacement and Relocation Plan -- It will comply with the acquisition and relocation
requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970,
as amended, and implementing regulations at 49 CFR 24; and it has in effect and is following a
residential antidisplacement and relocation assistance plan required under section 1 04( d) of the Housing
and Community Development Act of 1974, as amended, in connection with any activity assisted with
funding under the CDBG or HOME programs.
Drug Free Workplace -- It will or will continue to provide a drug-free workplace by:
1. Publishing a statement notifying employees that the unlawful manufacture, distribution,
dispensing, possession, or use of a controlled substance is prohibited in the grantee's workplace
and specifying the actions that will be taken against employees for violation of such prohibition;
2. Establishing an ongoing drug-free awareness program to inform employees about-
(a) The dangers of drug abuse in the workplace;
(b) The grantee's policy of maintaining a drug-free workplace;
(c) Any available drug counseling, rehabilitation, and employee assistance programs; and
(d) The penalties that may be imposed upon employees for drug abuse violations occurring
in the workplace;
3. Making it a requirement that each employee to be engaged in the performance of the grant be
given a copy of the statement required by paragraph 1;
4. Notifying the employee in the statement required by paragraph 1 that, as a condition of
employment under the grant, the employee will -
(a) Abide by the terms of the statement; and
(b) Notify the employer in writing of his or her conviction for a violation of a criminal drug
statute occurring in the workplace no later than five calendar days after such conviction;
5. Notifying the agency in writing, within ten calendar days after receiving notice under
subparagraph 4(b) from an employee or otherwise receiving actual notice of such conviction.
Employers of convicted employees must provide notice, including position title, to every grant
officer or other designee on whose grant activity the convicted employee was working, unless the
Federal agency has designated a central point for the receipt of such notices. Notice shall
include the identification number(s) of each affected grant;
7. Making a good faith effort to continue to maintain a drug-free workplace through
implementation of paragraphs 1,2,3,4,5 and 6.
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6. Taking one of the following actions, within 30 calendar days of receiving notice under
subparagraph 4(b), with respect to any employee who is so convicted -
(a) Taking appropriate personnel action against such an employee, up to and including
termination, consistent with the requirements of the Rehabilitation Act of 1973, as
amended; or
(b) Requiring such employee to participate satisfactorily in a drug abuse assistance or
rehabilitation program approved for such purposes by a Federal, State, or local health,
law enforcement, or other appropriate agency;
Anti-Lobbying -- To the best of the jurisdiction's knowledge and belief:
I. No Federal appropriated funds have been paid or will be paid, by or on behalf of it, to any person
for influencing or attempting to influence an officer or employee of any agency, a Member of
Congress, an officer or employee of Congress, or an employee of a Member of Congress in
connection with the awarding of any Federal contract, the making of any Federal grant, the
making of any Federal loan, the entering into of any cooperative agreement, and the extension,
continuation, renewal, amendment, or modification of any Federal contract, grant, loan, or
cooperative agreement;
2. If any funds other than Federal appropriated funds have been paid or will be paid to any person
for influencing or attempting to influence an officer or employee of any agency, a Member of
Congress, an officer or employee of Congress, or an employee of a Member of Congress in
connection with this Federal contract, grant, loan, or cooperative agreement, it will complete and
submit Standard Form-LLL, "Disclosure Form to Report Lobbying," in accordance with its
instructions; and
3. It will require that the language of paragraph I and 2 of this anti-lobbying certification be
included in the award documents for all subawards at all tiers (including subcontracts, subgrants,
and contracts under grants, loans, and cooperative agreements) and that all subrecipients shall
certify and disclose accordingly.
Authority of Jurisdiction -- The consolidated plan is authorized under State and local law (as applicable) and
the jurisdiction possesses the legal authority to carry out the programs for which it is seeking funding, in
accordance with applicable HOD regulations.
Consistency with plan -- The housing activities to be undertaken with CDBG, HOME, ESG, and HOPW A funds
are consistent with the strategic plan.
Section 3 -- It will comply with section 3 of the Housing and Urban Development Act of 1968, and
implementing regulations at 24 CFR Part 135.
S ignature/ Authorized Official Date
City Manager
Title
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Specific CDBG Certifications
The Entitlement Community certifies that:
Citizen Participation -- It is in full compliance and following a detailed citizen participation plan that satisfies
the requirements of24 CFR 91.105.
Community Development Plan -- Its consolidated housing and community development plan identifies
community development and housing needs and specifies both short-term and long-term community
development objectives that provide decent housing, expand economic opportunities primarily for
persons of low and moderate income. (See CFR 24 570.2 and CFR 24 part 570)
Following a Plan -- It is following a current consolidated plan (or Comprehensive Housing Affordability
Strategy) that has been approved by HUD.
Use of Funds -- It has complied with the following criteria:
1. Maximum Feasible Priority. With respect to activities expected to be assisted with CDBG funds,
it certifies that it has developed its Action Plan so as to give maximum feasible priority to
activities which benefit low and moderate income families or aid in the prevention or elimination
of slums or blight. The Action Plan may also include activities which the grantee certifies are
designed to meet other community development needs having a particular urgency because
existing conditions pose a serious and immediate threat to the health or welfare of the
community, and other financial resources are not available);
2. Overall Benefit. The aggregate use of CDBG funds including section 108 guaranteed loans
during program year(s) 2001- 2002 (a period specified by the grantee consisting of one, two, or
three specific consecutive program years), shall principally benefit persons oflow and moderate
income in a manner that ensures that at least 70 percent of the amount is expended for activities
that benefit such persons during the designated period;
3. Soecial Assessments. It will not attempt to recover any capital costs of public improvements
assisted with CDBG funds including Section 108 loan guaranteed funds by assessing any amount
against properties owned and occupied by persons of low and moderate income, including any
fee charged or assessment made as a condition of obtaining access to such public improvements.
However, if CDBG funds are used to pay the proportion of a fee or assessment that relates to the capital
costs of public improvements (assisted in part with CDBG funds) financed from other revenue
sources, an assessment or charge may be made against the property with respect to the public
improvements financed by a source other than CDBG funds.
The jurisdiction will not attempt to recover any capital costs of public improvements assisted with CDBG
funds, including Section 108, unless CDBG funds are used to pay the proportion of fee or
assessment attributable to the capital costs of public improvements financed from other revenue
sources. In this case, an assessment or charge may be made against the property with respect to
the public improvements financed by a source other than CDBG funds. Also, in the case of
properties owned and occupied by moderate-income (not low-income) families, an assessment or
charge may be made against the property for public improvements financed by a source other
than CDBG funds if the jurisdiction certifies that it lacks CDBG funds to cover the assessment.
Excessive Force -- It has adopted and is enforcing:
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1. A policy prohibiting the use of excessive force by law enforcement agencies within its
jurisdiction against any individuals engaged in non-violent civil rights demonstrations; and
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2. A policy of enforcing applicable State and local laws against physically barring entrance to or
exit from a facility or location which is the subject of such non-violent civil rights
demonstrations within its jurisdiction;
Compliance With Anti-discrimination laws -- The grant will be conducted and administered in conformity
with title VI of the Civil Rights Act of 1964 (42 USC 2000d), the Fair Housing Act (42 USC 3601-3619),
and implementing regulations.
Lead-Based Paint -- Its notification, inspection, testing and abatement procedures concerning lead-based paint
will comply with the requirements of24 CFR 9570.608;
Compliance with Laws -- It will comply with applicable laws.
Signature/Authorized Official Date
Sity Manager
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OPTIONAL CERTIFICATION
CDBG
Submit the following certification only when one or more of the activities in the action plan are designed to meet
other community development needs having a particular urgency as specified in 24 CFR 570.208(c):
The grantee hereby certifies that the Annual Plan includes one or more specifically identified CDBG-
assisted activities which are designed to meet other community development needs having a
particular urgency because existing conditions pose a serious and immediate threat to the health
or welfare of the community and other financial resources are not available to meet such needs.
Signature/Authorized Official Date
City Manager
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Specific HOME Certifications
The HOME participating jurisdiction certifies that:
Tenant Based Rental Assistance -- lfthe participating jurisdiction intends to provide tenant-based rental
assistance:
The use of HOME funds for tenant-based rental assistance is an essential element of the participating
jurisdiction's consolidated plan for expanding the supply, affordability, and availability of decent,
safe, sanitary, and affordable housing.
Eligible Activities and Costs -- it is using and will use HOME funds for eligible activities and costs, as
described in 24 CFR 9 92.205 through 92.209 and that it is not using and will not use HOME funds for
prohibited activities, as described in 9 92.214.
Appropriate Financial Assistance - before committing any funds to a project, it will evaluate the project in
accordance with the guidelines that it adopts for this purpose and will not invest any more HOME funds
in combination with other Federal assistance than is necessary to provide affordable housing;
Signature/Authorized Official Date
City Manager
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APPENDIX TO CERTIFICATIONS
INSTRUCTIONS CONCERNING LOBBYING AND DRUG-FREE WORKPLACE REQUIREMENTS:
A. Lobbving Certification
This certification is a material representation of fact upon which reliance was placed when this
transaction was made or entered into. Submission of this certification is a prerequisite
for making or entering into this transaction imposed by section 1352, title 31, U.S. Code.
Any person who fails to file the required certification shall be subject to a civil penalty
of not less than $10,000 and not more than $100,000 for each such failure.
B. Drug-Free Workplace Certification
1. By signing and/or submitting this application or grant agreement, the
grantee is providing the certification.
2. The certification is a material representation of fact upon which reliance is
placed when the agency awards the grant. If it is later determined that the
grantee knowingly rendered a false certification, or otherwise violates the
requirements of the Drug-Free Workplace Act, HUD, in addition to any other
remedies available to the Federal Government, may take action authorized under
the Drug-Free Workplace Act.
3. Workplaces under grants, for grantees other than individuals, need not
be identified on the certification. If known, they may be identified in the
grant application. If the grantee does not identify the workplaces at the
time of application, or upon award, if there is no application, the grantee
must keep the identity of the workplace(s) on file in its office and make
the information available for Federal inspection. Failure to identify all
known workplaces constitutes a violation of the grantee's drug-free
workplace requirements.
4. Workplace identifications must include the actual address of buildings
(or parts of buildings) or other sites where work under the grant takes
place. Categorical descriptions may be used (e.g., all vehicles of a mass
transit authority or State highway department while in operation, State
employees in each local unemployment office, performers in concert
halls or radio stations).
5. If the workplace identified to the agency changes during the performance
of the grant, the grantee shall inform the agency of the change( s), if it
previously identified the workplaces in question (see paragraph three).
6. The grantee may insert in the space provided below the site(s) for the
performance of work done in connection with the specific grant:
7. Definitions of terms in the Nonprocurement Suspension and Debarment
common rule and Drug-Free Workplace common rule apply to this
certification. Grantees' attention is called, in particular, to the following
definitions from these rules:
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Place of Performance (Street address, city, county, state, zip code)
112 South Osceola Avenue, Clearwater, Pinellas, Florida 33758
Check _ if there are workplaces on file that are not identified here.
The certification with regard to the drug-free workplace is required by 24 CFR part 24, subpart F.
"Controlled substance" means a controlled substance in Schedules I through V of the
Controlled Substances Act (21 V.S.C. 812) and as further defined by
regulation (21 CFR 1308.11 through 1308.15);
"Employee" means the employee of a grantee directly engaged in the performance of
work under a grant, including: (i) All "direct charge" employees; (ii) all
"indirect charge" employees unless their impact or involvement is
insignificant to the performance of the grant; and (iii) temporary
personnel and consultants who are directly engaged in the performance
of work under the grant and who are on the grantee's payroll. This
definition does not include workers not on the payroll of the grantee
(e.g., volunteers, even ifused to meet a matching requirement;
consultants or independent contractors not on the grantee's payroll; or
employees of subrecipients or subcontractors in covered workplaces).
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"Conviction" means a finding of guilt (including a plea of nolo contendere) or imposition
of sentence, or both, by any judicial body charged with the responsibility
to determine violations of the Federal or State criminal drug statutes;
"Criminal drug statute" means a Federal or non-Federal criminal statute involving the
manufacture, distribution, dispensing, use, or possession of any
controlled substance;
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City of Clearwater, Florida
Action Plan
2001-2002
1. Executive Summary of the 2001-2002 Action Plan
The Action Plan for the City of Clearwater has been prepared in response to the
consolidated process developed by the U.S. Department of Housing and Urban
Development (HUD) for two of its formula grant programs: Community Development
Block Grant (CDBG) and HOME investment Partnerships (HOME). The Consolidated
Plan and annual Action Plan replaces all HUD planning and application requirements
with this single submission that will satisfy the minimum statutory requirements for
participation in the two programs. Also combined in this Plan are goals and objectives
related to the State Housing Incentive Partnership Program (SHIP). The purpose of
including the SHIP program is to provide a comprehensive plan for all housing and
community development related funding for the City.
The Consolidated Plan is intended to serve the following functions: 1) A planning
document for the City which builds upon a citizen participation process; 2) An
application for federal funds under HUD's formula grant programs; 3) A strategy to be
followed in carrying out HUD programs; and, 4) An action plan that provides a basis for
assessing performance.
The Consolidated Plan for 2000-2005 described housing needs and market conditions,
prepared a housing and homeless needs assessment, set out a five year strategy that
establishes priorities for meeting the needs. This Action Plan sets forth the second one-
year plan outlining the use of resources and identifies resources anticipated to be
available.
The five-year strategy includes priorities for assisting categories of residents and types
and locations of activities to be undertaken. The City of Clearwater has established the
following basic goals for its programs: 1) Providing decent affordable housing; 2)
Assisting the homeless; 3) Increasing public services and facilities to improve the safety
of the neighborhoods; and, 4) Expanding economic opportunities for low-and moderate-
income people by creating or retaining jobs or creating and or expanding businesses in
low income neighborhoods.
In keeping with federal regulations, this summary may be viewed at the following
locations:
The City of Clearwater
112 South Osceola Avenue
Clearwater, FL
Clearwater Main Library
100 North Osceola Avenue
Clearwater, FL
Clearwater East Library
2251 Drew Street
Clearwater, FL
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Citizens will have 30 days to review the document and submit comments. Citizens'
comments on the plan should be submitted to the City of Clearwater's Housing Division
112 South Osceola Avenue, Clearwater, and Florida. A summary of these comments or
views, and a summary of any comments or views not accepted and the reasons therefore,
will be attached to the final Consolidated Plan.
A. Strategic Plan
In this section, the City establishes priorities for assisting low-income residents in
obtaining affordable housing based on an analysis of the City's needs, market and
inventory. Also factored in are neighborhood development strategies and the City's
priorities related to economic and community development activities.
B. Action Plan & Allocation for Fiscal 2000-2001
The purpose of community development programs is to develop viable urban
communities by providing decent housing and a suitable living environment. This is
accomplished by a multi-pronged approach.
First by strengthening the existing housing stock though rehabilitation, and expanding
housing opportunities by constructing new residences on an infill basis. Second, by
stimulating economic opportunities through business development, job creation and the
training of prospective employees. Finally, by ensuring the preservation of viable public
services and public facilities to enhance the opportunities and lives of low-and moderate-
income individuals.
The City of Clearwater identifies its primary goals and objectives then, through a
competitive process allocates its funds to its sub-grantees.
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Strategic Plan For Housing and Community Development 2000-2005
Summary
The City of Clearwater has identified priorities for assisting households. The first
priority is to provide decent, adequate and affordable housing in safe and desirable
environments for homeowners, homebuyers and renters. Second, to provide housing and
supportive services for the homeless and non-homeless with special needs.
Within Clearwater's North and South Greenwood communities, the housing stock is
aging and in need of rehabilitation. The community still consists of a predominance of
homeowners who often have difficulty maintaining their homes due to financial or
physical restraints. The City of Clearwater will continue to provide homeowner
rehabilitation programs to help these families maintain their homes in safe and decent
condition and improve the appearance of the community through the rehabilitation
program.
Low- and moderate-income households are usually the first to experience down turns in
the national economy. As interest rates rise, fewer families are able to become
homeowners. The City of Clearwater provides down payment and closing cost assistance
and permanent interest rate buy downs to facilitate homeownership.
In the late 1990's the City facilitated the financing of two large multifamily rental
projects. The first provided 280 units for families with incomes 60% of median income
or below. The second property focused on seniors, aged 55 or older with incomes at 60%
of median income or below. This project provided 300 units of affordable housing.
These projects are the first affordable units in almost twenty years. There is still a need
for decent affordable rental properties. The City of Clearwater will facilitate the
acquisition, construction, and/or rehabilitation of affordable multi-family housing
projects to assist residents at 80% of median income or less.
The emergency shelter community already experiences a shortage of resources to assist
the homeless. By definition, emergency shelters provide temporary housing for those in
need. However, longer-term housing solutions combined with supportive services have n
shown to be effective in bringing those experiencing homelessness to self-sufficiency
over time. Community workshops identified homeless youth as an undeserved
population through out Pinellas County. The City will look to serve this population as
well as the single adults and families who find themselves homeless.
Residents of Clearwater who are non-homeless but have special needs make up the final
group of under served residents. Many of these residents will never be able to live
independently without supportive services, while others need supportive services in order
to effect a transition to or maintenance of independent living. Sub groups of this
population include the elderly, frail elderly, severely mentally ill, physically disabled,
developmentally disabled, those with alcohol and other drug addiction and persons with
AIDS.
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A. Affordable Housing
Priority Number One: Decent, adequate and affordable housing in safe and
desirable communities for homeowners.
Analysis
The City of Clearwater has a high percentage of residents in low-income, minority
areas that live in marginal housing. While not necessarily substandard, these units are
in need of modernization and rehabilitation. Utilizing financial institutions may make
such improvements out of reach due to interest rates and other requirements related to
financing home improvements.
Rehabilitation of aging housing units will preserve affordable housing, enhance the
appearance of the community, and enhance the adequacy of the housing.
Actions and Programs
Homeowner rehabilitation program. The City of Clearwater offers a homeowner
rehabilitation program with affordable repayment provisions. Funds may be used to
bring a home to minimum standards, and in some cases provide general property
improvements.
Emergency Repair Program The City of Clearwater operates an emergency repair
program for very low-income residents who have an immediate life, health or safety
related repair. Funds are granted to the resident.
Disabled Retrofitting Program this newly created program allows homeowners or a
disabled individual whom resides in the residence permanently, to retrofit their home
with particular necessities to make the home more accessible. This does not include
items that are not associated with the infrastructure of the home. Examples of
improvements include the addition of ramping, widening driveways to accommodate
lifts, installation of grab bars, and other such improvements. Recipients must be
income eligible to participate in the program.
Proposed accomplishments
. The renovation of 100+ housing units
. The retrofitting of 25+ housing units
. Emergency Repair of 25+ housing units
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Obstacles
Making the availability of these programs known in the specific areas they are
needed. The City plans to initiate a comprehensive marketing program and to work
with the Neighborhood Improvement Department for more extensive outreach.
Priority Number One: Decent, adequate and affordable housing in safe and
desirable communities for homebuyers.
Analysis
The City of Clearwater's low and moderate-income community often encounters
challenges when attempting to purchase a home. Challenges may include credit
issues, inability to save enough money for all the costs involved in purchasing a
home, and a lack of knowledge as to how to go about purchasing a home.
Actions and Programs
. Down Payment and Closing Cost Assistance Program The City of Clearwater
operates a down payment and closing cost assistance program that provides up to
$7,000 in assistance to income eligible homebuyers.
. Home Buyer's Club Through its non-profit partnership, the City supports a county
wide Home Buyer's Club designed to assist "non-bankable" individuals to
become credit worthy, and prepared for homeownership. Budgeting classes,
mortgage classes and programs to assist in the clearing of credit items are
provided.
. Homebuyer Preparation Classes The City of Clearwater provides funding for
homebuyer classes that assist those interested in purchasing a home by teaching
them the basics of home buying.
Proposed accomplishments
. Assist 50+ homebuyers per year purchase a home by providing down payment
and closing cost assistance funding.
. Assist 100+ homebuyers receive education prior to their purchasing a home.
Obstacles
None
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Priority Number One: Decent, adequate and affordable housing in safe and
desirable communities for renters.
Analysis
Many of the "affordable" rental communities have begun to age and are in need of
renovations. In addition, more units for low and moderate-income renters will be
needed over the next five years.
Actions and Programs
. The City will facilitate developers by providing funding for renovation or new
construction on a "deal by deal" basis.
. The City may, in conjunction with renovations, choose to facilitate a transaction
by refinancing the existing mortgage provided that the refinancing allows the City
a more secure financial position in the transaction and meets HOME, SHIP and
CDBG guidelines for the action.
Proposed accomplishments
. To facilitate the renovation of four multi-family properties over the next five
years.
Obstacles
. It may be difficult to find financially feasible rental projects
. It is sometimes difficult to encourage small operators to make renovations as the
cost of the renovations can reduce the overall cash flow of the project.
. There are few multi-family properties within the targeted area.
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B. Homelessness
Priority Number One: Housing and supportive service for the Homeless.
Analysis
The City of Clearwater has identified a variety of needs for the homeless population
in Clearwater. The Community Development Workshops uncovered the following
needs:
. Transitional living facilities for youth
. Street Outreach Programs for Homeless Youth
. Medical support for the homeless
. On site mental health facilities (or services)
. Programs for the recently incarcerated
. More transitional housing for adults with supportive programs
. Lead based paint abatement relief for facilities.
Proposed Accomplishments
The City of Clearwater will work with providers of Homeless services and provide
funding on project-by-project basis to increase the number of transitional housing units
for both adults and youth.
When determining funding priorities for social service providers, funding for the
operation of homeless programs will be given priority.
Obstacles
. Often the funding of facilities is far easier than continuing the operation of
comprehensive programs. As a result, additional financial support is often needed.
To the extent practicable, the City will provide support for operations programs;
however will encourage the sub-recipient to find additional means of continuing their
operations.
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. Programs to assist those entering the work force, such as corporate mentoring,
affordable childcare and transportation, and private sector mentoring
programs.
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C. Other Special Needs
The participants in the Community Development Workshops identified several
areas that appear to be under served. The City will work toward addressing those
items over the next five years. Those items include:
. Programs to assist marginally mentally disabled residents with basic life skills
programs to assist them in becoming self-sufficient. The creation of self-
sufficiency programs geared toward the specific challenges such as, attention
deficit disorder, anger control and completion of education may accomplish
this objective.
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. Programs to strengthen small businesses such as micro-lending programs, and
other small business support.
. Programs for older teens, including after school programs, programs to assist
in encouraging them to stay in school, transitional living facilities for
homeless youth, street outreach programs maternity services.
D. Non-housing Community Development Plan
. Facilitating Community and Economic Development within the North and
South Greenwood Area
The City of Clearwater will identify and support projects that will enhance the
economic base of the North and South Greenwood area. Activities may
include the facilitation of an African American Cultural Center, the creation of
a mixed use SRO and retail center, a micro lending program featuring peer to
peer lending, the relocation of the business district to facilitate a larger
customer base, a business fac;ade improvement program and a business
incubator.
. Assisting Non Profit Agencies in Achieving Goals Uncovered in the Citizen
Participation Process This would include the ongoing review of programs and
facilities outlined in the Citizen Participation section of this document.
. Assisting Non-Profit expanding their programs and or relocating services to
better serve the community. Activities may include the relocation of the RCF
food pantry, and expansion of domestic violence shelter facility.
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E. Barriers to Affordable Housing
The City of Clearwater will investigate several of the suggestions outlined during
the Community Development Workshop on Housing conducted in February 2000.
Those items included:
New Construction: The City of Clearwater will work with applicable agencies to
investigate impact fee waiver programs, a Contractor Referral Service to identify
available projects, assistance in clearing zoning issues and other barriers to the
construction of affordable housing.
Financing Costs: The City of Clearwater will work toward eliminating predatory
lending practices in its service area. The City will work to reestablish its [mancial
partnerships to encourage affordable rates and terms for borrowers. In addition,
the City will investigate programs to help reduce costs to homebuyers and those
Seeking to rehabilitate housing in the target areas.
The City of Clearwater will also investigate loan programs that will help the very
low-income homebuyers achieve homeownership by creating special incentives
for the provision of affordable housing to that population.
F. Lead Based Paint Hazards
The City of Clearwater views the hazards of Lead Based Paint to be a serious
threat to young children in the community. Several low-income census tracts
have a high number of homes built before 1978, which is a serious concern.
Working with Pinellas County and other local jurisdictions, the City of Clearwater
is working toward the development of a comprehensive program to eliminate lead
based paint hazards. This includes working with paint contractors to properly
abate the lead hazard in the local housing stock, working with Pinellas County
Health Department to obtain additional funding to operate a lead based paint
program that would include funding for removal of lead based paint in residences
and public facilities, and providing for the medical costs for children who are
found to have high levels oflead in their bloodstream.
The Greenwood Community Health Center has agreed to participate with the City
by providing a meeting area for neighborhood based education programs,
disseminating information on the hazards of Lead Based Paint, and provide blood
screemng.
G. Anti Poverty Strategy
Lack of resources--education, money, and opportunity. No home, little food.
The lack of these basic things lead to hopelessness and a lack of self esteem.
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Sometimes it is a matter of knowing where to go and what to do. Sometimes it is
more complex.
The City of Clearwater works with a variety of agencies, non-profit organizations,
Pinellas County, volunteers and for-profit companies in an effort to alleviate
poverty in the community. County wide, it is estimated that 10% of Pinellas
residents live in poverty. This includes the homeless, non-homeless special needs
populations, the working poor and children of very low-income families.
Through strategic support of service providers Clearwater is working to reduce
poverty.
On a countywide basis, top notch educational and training support in available,
with a pulse on the needs of local employers including those engaged in high
technology industries. Area vocational-technical schools provide low-cost
training for new and existing businesses. Additionally, several programs have
been developed to support African American businesses in the community.
Job training programs including Stars and Pinellas Works! assist by providing job
skills, job placement and in the case of Stars, the creation of actual jobs for
program participants.
The Juvenile Welfare Board, United Way, the Eckerd Foundation, University of
South Florida and many others assist in bringing additional resources to the
community for life skills, and self sufficiency programs that have lead to
participants gaining employment, education and ultimately their own homes.
Recently, two health care centers have been built in North Greenwood to assist
low-income families with basic health care needs. The North Greenwood
Community Health Care Center has also agreed to participate in the City's Lead
Based Paint program by providing free screening of children and by providing a
forum for community involvement and education on the matter.
Several agencies provide assistance to youth including Family Service Centers
who assist homeless teens and operate several programs for at-risk youth.
The City also uses its resources to facilitate a variety of housing programs that are
outlined throughout this document. These efforts combined are designed to
reduce and eventually eliminate poverty in our community.
H. Coordination
In the City's Housing Division, the importance of unifying a variety of interests
and resources to achieve an optimal outcome, a prosperous future for the City's
residents is our primary objective.
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The City has coordinated its down-payment and closing cost assistance program
with several jurisdictions in the region to provide uniform service and
underwriting in Pinellas County. The City works with agencies and service
providers to encourage and facilitate a team approach in the provision of services
to the community. Resource sharing for agencies doing similar work is strongly
encouraged.
Several agencies have formed coalitions and support groups, including the
Homeless Coalition, the Tampa Bay Home Buyer Partnership, the SIllP Steering
Committee and Pinellas Cares, a county wide referral service providing the
community with information on all the service providers in the area.
The City of Clearwater conducts monthly Neighborhood Affordable Housing
Advisory Board meetings in which public comments and suggestions are heard. In
addition, the NAHAB is to provide input to City staff concerning community
needs.
I. Public Housing Resident Initiatives
A comprehensive listing of Public Housing Resident Initiatives is outlined in table
format on page 37 of this document. However, the following activities are
notable. First, the City of Clearwater has provided CDBG funding for the
Clearwater Housing Authority's Partners in Self-Sufficiency program, the Boys
and Girls Club, and Girls, Inc. all operated in various public housing properties.
The city has also provided a police sub-station to provide additional security for
public housing residents.
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5. Action Plan October t, 200t-September 30, 2002
The purpose of the community development programs as stated in Section 91 of the
Housing and Community Development Act is to create viable urban communities by
providing decent housing and a suitable living environment. This can be accomplished
with programs funded through the Community Development Block Grant Program
(CDBG) HOME Investment Partnership Program (HOME) and the State Housing
Incentive Partnership Program (SHIP) by improving housing opportunities and expand
economic prospects for low- to moderate income persons.
This can be accomplished with a multi pronged approach. First, by strengthening the
existing housing stock through rehabilitation, and expanding the housing stock by
constructing new residences on an infill basis. Second, by stimulating economic
opportunities through business development, job creation and the training of prospective
employees. Finally, by ensuring the preservation of viable public services and public
facilities to enhance the opportunities and lives oflow- and moderate-income individuals.
The Consolidated Plan is the principal planning document that details the goals ofthe city
and addresses the needs identified in the five-year Consolidated Plan. The Action Plan is
a one-year plan that identifies annual resources available to meet a portion of those needs
and the activities that will be undertaken during the fiscal year. The identification of
resources includes all available resources from federal and non-federal funds that are
available. It identifies public and private leveraging and matching requirements.
The action plan describes the type of projects that will be funded and the number of
people assisted. It identifies the locations were the funds will be provided during the
year. The plan details the amount and type of assistance that will be provided to the
homeless and special needs populations. It also addresses the obstacles to meeting
undeserved populations and removal of barriers to affordable housing.
A. Resources
The City of Clearwater receives funding from three sources in connection with its
community development and housing programs. CDBG and HOME funding come from
the United States Department of Housing and Urban Development (RUD). The State of
Florida provides funding through its SHIP program. 2001/2002 funding is as follows:
Funding Source Funds Available
COBa Entitlement $1,029,000
COBa Reprogrammed Funds 387,153
COBa Program Income 278,390
HOME Entitlement 514,000
HOME Reprogrammed 470,850
HOME Program Income 11,000
SHIP Entitlement 873,440
SHIP Reprogrammed Funds 361,619
SHIP Program Income 803,396
Total $4,728,848
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A.
Activities to be Undertaken
In February 200 l, the City of Clearwater announced the availability of funding
through its CDBG, HOME and SHIP programs. Agencies were asked to apply
for funding on a competitive basis under the following categories: Public
Services, Public Facilities and Improvements, Housing Programs, Economic
Development and Fair Housing. Applications selected for funding met State and
Federal guidelines and are in keeping with over all goals and objectives identified
during the Community Workshops described in the Citizen Participation section
of this document. The following activities were selected for funding: (Please see
accompanying table for a breakdown of dollars and funding sources).
Public Services
Correlation to Five Year Plan Goals and Objectives:
1. Housing and Supportive Services To Homeless Populations
2. Support of educational programs which foster self-sufficiency
3. Provision of supportive programs for non-homeless special needs populations
4. Support of programs for individuals with special needs including alcohol and
drug abuse.
. Clearwater Homeless Intervention Pro~am (CHIP). The CHIP center
consists of a soup kitchen, a police sub-station and an emergency shelter. The
facility provides showers, supportive services and ongoing assistance to
homeless individuals and families. CHIP requested funding to be used for
operating expenses.
. Partners in Self Sufficiency (PSS) Partners in Self Sufficiency requested
funding to continue the self sufficiency program it operates though the
Clearwater Housing Authority. The program assists public housing residents
in gaining the skills to find suitable employment or pursue educational
opportunities, manage a household and save money for future goals.
Participants are asked to commit to leave public housing within two years. An
escrow account is set up for each participant. Upon successful completion of
the program, the participant may use his or her escrow funds to move into
market rate rental housing, purchase a home, purchase a car, pay for further
educational opportunities or other necessities.
. Clearwater Neighborhood Housing Services Hispanic Outreach for
Homeownership. In recent years, the City has noted an influx of Hispanic
residents in the community. New to the United States, these residents are not
familiar with home purchasing and often live in sub-standard and over
crowded conditions. Partnering with the Uno Federation, Clearwater
Neighborhood Housing Services proposes to provide homeownership
assistance to this population.
. The Mustard Seed Foundation. The Mustard Seed is requesting funding for its
Turning Point program which is an inebriate receiving center in St.
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Petersburg. The center is the only one of its kind in Pinellas County. The
Mustard Seed was able to document a high number of Clearwater residents
Making use of their services. The inebriate-receiving center takes in
individuals who would be otherwise incarcerated for public drunkenness. At
the center, individuals are provided with opportunities to receive assistance
once sober.
. The Greenwood Community Health Center. The Greenwood Community
Health Center was the vision of Willa Carson who saw many residents in
North Greenwood going without medical care due to a lack of finances. Ms.
Carson started her first clinic in an apartment unit, providing free services for
residents of North Greenwood. Brining in doctors who agreed to provide their
services for free, Ms. Carson was able to provide a wide range of services.
The center quickly outgrew its quarters. In 1999, a new center was
constructed. Ms. Carson proposes to provide free medical services as she
always has along with lead based paint screening as a part of the City's Lead
Based Paint program.
. Gulf . Coast Legal Services Noting a trend of homebuyers experiencing
predatory lending and being sold sub-standard housing by real estate agents,
Gulf Coast Legal Services is focusing on providing a variety of services
directly related to growing problems in the real estate sales arena.
. Other: The City of Clearwater will allocate $41,758 from program income to
the applicants who score next highest. This will be done in accordance with
our Citizen Participation plan. Recommendations will be made to the
NAHAB and subsequently to the City Commission. Additional sub-recipients
will be notified prior to the September 2001 NAHAB meeting.
Public Facilities and Improvements
Correlation to Five-Year Plan Goals and Objectives:
1. Housing and Supportive Services To Homeless Populations
2. Provision of supportive programs for non-homeless special needs populations
3. Support of programs for individuals with special needs including alcohol and
drug abuse.
. Family Resources. Renovation to a home for runaway teens.
. Gulf Coast Community Care Repairs related to water leakage in an older
building where low-income persons with AIDS receive counseling and other
servIces.
. Community Pride Child Care Center of Clearwater A modular classroom to
increase space and serve more children
. Religious Community Services -Grace House General maintenance
. Directions in Mental Health Additional renovations to their center that is
currently being renovated. Additional funding was needed to complete all the
repaIrs.
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Housing Programs
Correlation to Five-Year Plan Goals and Objectives:
1. Providing opportunities for decent adequate and affordable housing is safe
and desirable communities for homeowners
2. Providing opportunities for decent adequate and affordable housing in safe
and desirable communities for homebuyers.
3. Providing opportunities for decent adequate and affordable housing in safe
and desirable communities for renters
4. Providing comprehensive educational opportunities to support homebuyers
and homeowners.
The City of Clearwater facilitates two housing programs. The first is a housing
pool that is available to designated non-profit organizations. Loans fitting
program criteria are funded. In addition, the agencies receive fees for their
services. Funds are available on a first come first serve basis. The City of
Clearwater Loan Pool is funded with a combination of SHIP and HOME funds.
Loans generated from the program may fund down payment and closing cost
assistance, acquisition and rehabilitation, homeowner rehabilitation. Agencies
May develop or rehabilitate housing on a "builder's line of credit" basis as well.
Currently, six agencies have requested and are designated to participate in the
Housing Pool. They include Clearwater Neighborhood Housing Services, Tampa
Bay Community Development Corporation, Largo Area Development
Corporation, Pinellas Housing Agency, Pinellas Homestead Project and the
Community Service Foundation. All three agencies have a track record for
providing quality housing projects in the community.
The City of Clearwater also offers direct loans for rehabilitation, down payment
and closing cost assistance, emergency repairs and disabled retrofitting. The City
also provides grants for Lead Based Paint Abatement and emergency repairs for
very low-income homeowners. City of Clearwater staff undertakes loan
processing, underwriting and closing.
Habitat for Humanity is funded on a project-by-project basis. The typical request
for assistance is limited to the acquisition of land and only in situations where the
land is not donated to the agency. All other costs are covered by Habitat.
The City of Clearwater funds rental projects such as the Fulton Apartments, a city
owned property, the renovation of the North Greenwood Apartments, to be
renovated using three annual allocations of SHIP money, the Homeless
Emergency Project who proposes to construct single room occupancy (SRO) units
for formerly homeless individuals with disabilities, and the Community Service
Foundation who propose to purchase a small rental project this year.
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Economic Development
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Goals and objectives:
The City of Clearwater promotes a variety of community economic development
programs which include loan programs, fayade improvements, micro lending
programs and an innovative program which provides a continuum of services
ranging from job creation, employability training and after employment follow-up
and assistance.
. Clearwater Neighborhood Housing Services Loan Program CNHS offers
loans to small businesses along with a variety of supportive programs to assist
small business owners in the community.
. City of Clearwater Facade Improvement Program in which $5,000 per
business owner will be provided to renovate or make improvements to the
exterior of their property in the North Greenwood corridor.
. Homeless Emergency Proiect Proposes to construct a single building to house
their thrift shops, a workshop for the repair of donated items and providing
training to formerly homeless individuals in furniture upholstering, repair and
refinishing.
Housing Education Programs
Goals and Objectives:
In addition, Tampa Bay Community Development Corporation and the
Community Service Foundation will provide homebuyer educational programs to
assist first time homebuyers in purchasing their first home and by providing
foreclosure prevention programs to assist homebuyers at risk of loosing their
homes.
B.
Geographic Distribution
The City of Clearwater has recently created a Neighborhood Services Division
whose focus is targeting community resources' to specific neighborhoods
strategically so that neighborhoods can benefit from maximum levels of
assistance as applicable. Neighborhood Services works closely with the Housing
Division on housing and community development initiatives.
The City of Clearwater has several different areas in which housing assistance is
provided for several different income levels. These areas include the North
Greenwood Neighborhood for whom funds are provided to assist in making low
interest loans for rehabilitation and for homebuyers. CDBG, HOME and SHIP
funds are provided for households with incomes up to 120% of median income.
The majority focus however is on households with incomes of 80% of median
income or below.
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A second area is the Rehabi~itation Target Area. This area includes low-to
moderate- income residences. In this target area, homeowner rehabilitation
programs are available. Rehabilitation loans may range from 100% deferred
payment loans for very low-income residents to a 6% interest monthly repayment
program for residents at the maximum allowable income and the ability to repay.
Both target areas have high concentrations of substandard housing units. These
areas also have a high level of low-to moderate-income residents. These factors,
along with the City's goal of preserving the existing housing stock and stabilizing
neighborhoods in jeopardy of becoming dilapidated, lead the City to choose these
areas for targeted housing assistance.
SHIP funds are available Citywide for down payment and closing cost assistance.
In addition, an emergency repair grant for very low-income households and a
disabled retrofit loan are available citywide.
The City of Clearwater funds rental projects on a case-by-case basis with priority
given to developers providing mixed income projects to the extent possible.
Rental projects may consist of new construction or rehabilitation. Projects must
consist of five units or more to be eligible for assistance.
c.
Homeless and other special needs activities
The City of Clearwater provides funds to non-profit agencies and organizations
that provide assistance to homeless persons. Such assistance is as follows:
Administrative support to agencies providing programs and services to the
homeless, emergency shelter, day care assistance, substance abuse counseling,
transitional housing with related programs, educational programs, housekeeping
for the elderly, referral services and housing with supportive services.
E.
Other actions
The City of Clearwater is implementing the new regulations regarding Lead
Based Paint Hazard Reduction that come into effect September 15, 2000.
Currently, members of City staff as well as several non-profit agencies are
receiving training so that HUD changes can be implemented. The City is also
working with other jurisdictions to share resources to facilitate a more
comprehensive program.
F.
Public Housing
The City of Clearwater budgeted a total of $280,000 from FY 1999/2000 and
2000/2001 HOME, SHIP and non-Federal matching funds to renovate the Fulton
Apartments, which is owned by the City of Clearwater and leased and managed
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by the Clearwater Housing Authority. The property provides 16 two and three
bedroom units to low-and very low- income tenants.
G. CHnos
The City of Clearwater designated Clearwater Neighborhood Housing Services a
CHaD in 1999/2000. The agency was awarded $60,300 in 1997 HOME funds to
rehabilitate an apartment complex adjacent to their existing offices. The agency
plans to continue its activities by constructing or rehabilitating homes in North
Greenwood. The addition of the organizations interested in becoming CHDOs is
being investigated.
Attached is the 2001/2002-budget matrix that provides funding allocations, goals sub-
recipient goals and obj ectives.
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GENERAL DEFINITIONS USED WIm mE CHAS
Affordable Housino: Affordable housing is generally defined as housing where the occupant is
paying no more than 30 percent of gross income for gross housing costs, including utility costs.
AIDS and Related Diseases: The disease of acquired immunodeficiency syndrome or any
conditions arising from the etiologic agent for acquired immunodeficiency syndrome.
Alcohol/Other Druo Addiction: A serious and persistent alcohol or other drug addiction that
significantly limits a person's ability to live independently.
Assisted Household or Person: For the purpose of identification of goals, an assisted household
or person is one which during the period covered by the annual plan will receive benefits through
the Federal funds, either alone or in conjunction with the investment of other public or private
funds. The program funds providing the benefit(s) may be from any funding year or combined
funding years. A renter is benefited if the person take s occupancy of affordable housing that is
newly acquired, newly rehabilitated, or newly constructed, and/or receives rental assistance
through new budget authority. An existing homeowner is benefited during the year if the home's
rehabilitation is completed. A first-time homebuyer is benefited if a home is purchased during the
year. A homeless person is benefited during the year if the person becomes an occupant of
transitional or permanent housing. A non-homeless person with special needs is considered as
being benefited, however, only if the provision of supportive services is linked to the acquisition,
rehabilitation, or new construction of a housing unit and/or the provision of rental assistance
during the year. Households or persons who will benefit from more than one program activity
must be counted only once. To be included in the goals, the housing unit must, at a minimum,
satisfy the HUD Section 8 Housing Quality Standard (see 24 CFR section 882.109). See also,
instructions for completing Table 3B of the CHAS and Table 1 of the Annual performance Report.
Certification. A written assertion based on supporting evidence, that must be kept available for
inspection by HUD, by the Inspector General of HUD, and by the public. The assertion shall be
deemed to be accurate unless HUD determines otherwise, after inspecting the evidence and
providing due notice and opportunity for comment.
Consolidated plan (or "the plan"). The document that is submitted tHUD that serves as the
planning document (comprehensive housing affordability strategy and community development
plan) of the jurisdiction and an application for funding under any of the Community Planning and
Development formula grant programs (CDBG, ESG, HOME, or HOPWA), which is prepared in
accordance with the process prescribed in this part.
Consortium. An organization of geographically contiguous units of general local govemment that
are acting as a single unit of general local govemment for purposes of the HOME program (see
24 CFR part 92).
Cost burden. The extent, to which gross housing costs, including utility costs, exceed 30 percent
of gross income, based on data available from the U.S. Census Bureau.
Committed: Generally means there has been a legally binding commitment of funds to a specific
project to undertake specific activities.
Consistent with the CHAS: A determination made by the jurisdiction that a program application
meetings the following criterion: The Annual Plan for that fiscal year's funding indicates the
jurisdiction planned to apply for the program or was willing to support an application by another
entity for the program; the location of activities is consistent with the geographic areas as
specified in the plan; and the activities benefit a category ofresidents for which the jurisdiction's
five-year strategy shows apriority.
Cost Burden> 30%: The extent to which gross housing costs, including utility costs, exceed 30
percent of gross income, based on data published by the U. S. Census Bureau.
Cost Burden> 50% (Severe Cost Burden): The extent to which gross housing costs, including
utility costs, exceed 50 percent of gross income, based on data published by the U.S. Census
Bureau.
Disabled Household: A household composed of one or more persons at least one of whom is an
adult (a person of at least 18 years of age) who has a disability. A person shall be considered to
have a disability if the person is determined to have a physical, mental or emotional impairment
that: (1) is expected to be of long-continued and indefinite duration, (2) substantially impeded his
or her ability to live independently, and (3) is of such a nature that the ability could be improved
by more suitable housing conditions. A person shall also be considered to have a disability if he
or she has a developmental disability as defined in the Developmental Disabilities Assistance
and Bill of Rights Act (42 U.S.C. 6001-6006). The term also includes the surviving member or
members of any household described in the first sentence of this paragraph who were living in
an assisted unit with the deceased member of the household at the time of his or her death.
Economic Independence and Self-Sufficiencv ProQrams: Programs undertaken by Public
Housing Agencies (PHAs) to promote economic independence and self-sufficiency for
participating families. Such programs may include Project Self-Sufficiency and Operation
Bootstrap programs that originated under earlier Section 8 rental certificate and rental voucher
initiatives, as well as the Family Self-Sufficiency program. In addition PHAs may operate locally-
developed programs or conduct a variety of special projects designed to promote economic
independence and self-sufficiency.
Elderlv Person: A person who is at least 62 years of age.
a particular housing need. (See also, "Secondary Housing Activity".)
Proiect-Based (Rental) Assistance: Rental Assistance provided for a project, not for a specific
tenant. Tenants receiving project-based rental assistance give up the right to that assistance
upon moving from the project.
Public HousinQ ClAP: Public Housing Comprehensive Improvement Assistance Program.
Public HousinQ MROP: Public Housing Major Reconstruction of Obsolete Projects.
Rent Burden> 30% (Cost Burden): The extent to which gross rents, including utility costs,
exceed 30 percent of gross income, based on data published by the U.S. Census Bureau.
Elderlv Household: For HUD rental programs, a one or two person household in which
~he head of the household or spouse is at least 62 years of age.
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EmerQency shelter. Any facility with ovemight sleeping accommodations, the primary purpose
of which is to provide temporary shelter for the homeless in general or for specific population of
the homeless. .
ExistinQ Homeowner: An owner-occupant of residential property who holds legal title to
the property and who uses the property as his/her principal residence.
Extremely low-income family. Family whose income is between 0 and 30 percent of the median
income for the area, as determined by HUD with adjustments for smaller and larger families,
except that HUD may establish income ceilings higher or lower than 30 percent of the median
for the area on the basis of HUD's findings that such variations are necessary because of
prevailing levels of construction costs for fair market rents, or unusually high or low family
incomes.
Family: See definition in 24 CFR 8122 (The National Affordable Housing Act definition required
to be used in the CHAS rule differs from the Census definition). The Bureau of Census defines
a family as a householder (head of household) and one or more other persons living in the
same household who are related by birth, marriage or adoption. The term "househ.old" is used
in combination with the term "related" to the CHAS instructions such as for Table 2, when
compatibility with the Census definition of family (for reports and data available from the Census
based upon that definition) is dictated (See also "homeless Family.")
Family self-sufficiencv (FSS) ProQram: A program enacted by Section 554 of the National
Affordable Housing Act which directs Public Housing Agencies (PHAs) and Indian Housing
Authorities (IHAs) to use Section 8 assistance under the rental certificate and rental voucher
programs, together with public and private resources to provide supportive services, to enable
participating families to achieve economic independence and self-sufficiency.
Federal Preference for Admission: The preference given to otherwise eligible applicants under
HUD's rental assistance program who, at the tme they seek assistance, are involuntarily
displaced, living in substandard housing, or paying more than 50 percent of family income for
rent. (See, for example, 24 CFR 882.219.)
First-Time Homebuyer: An individual or family who has not owned a home during the three-
year period preceding the HUD-assisted purchase of a home that must be used as the principal
residence of the homebuyer, except that any individual who is a displaced homemaker (as
defined in 24 CFR 92) or a single parent (as defined in 24 CFR 92) may not be excluded from
consideration as a first-time homebuyer on the basis that the individual, while a homemaker or
married, owned a home with his or her spouse or resided in a home owned by the spouse.
FHA: The Farmers Home Administration or programs it administers.
For Rent: Year round housing units that are vacant and offered/available for rent (U.S. Census
definition).
For Sale: Year round housing units that are vacant and offered/available for sale only (U.S.
Census definition)
Frail Elderly: An elderly person who is unable to perform at least 3 activities of daily living (Le.,
eating, dressing, bathing, grooming and household management activities). (See 24 CFR
889.105.)
Group Quarters: Facilities providing living quarters that are not classified as housing units.
(U.S. Census definition). Examples include prisons, nursing homes, dormitories, military
barracks and shelters.
HOME: The HOME Investment Partnerships Programs, which is authorized by Title II of the
National Affordable Housing Act.
Homeless Familv: Family that includes at least one parent or guardian and one child under the
age of 18, a homeless pregnant woman, or a homeless person in the process of securing legal
custody of a person under the age of 18.
Homeless Individual: An unaccompanied youth (17 years or younger) or an adult (18 years or
older) without children.
Homeless Youth: Unaccompanied person 17 years of age or younger who is living in situations
described by terms "sheltered" or "unsheltered".
Homeless familv with children. A family composed of the following types of homeless persons
at least one parent or guardian and one child under the age of 18; a pregnant woman; or a
person in the process of securing legal custody of a person under the age of 18.
Homeless sub populations. Include, but are not limited to the following categories of homeless
persons: severely mentally ill only, alcohol/drug addicted only, severely mentally ill and
alcohol/drug addicted, fleeing domestic violence, youth, and persons with HIV/AIDS.
HOPE1: The HOPE for Public and Indian Housing Homeownership Program, which is
authorized by Title IV, Subtitle A of the National Affordable Housing Act.
HOPE2: The HOPE for Homeownership of Multifamily Units Program, which is authorized by
Title IV, Subtitle B of the National Affordable Housing Act. '
HOPE3: The HOPE for Homeownership of Single Family Homes Program, which is authorized
by Title IV, Subtitle C of the National Affordable Housing Act.
Household: One or more persons occupying a housing unit (U.S. Census definition). See also
"Family"/
Housino Problems: Households with housing problems include those that: (1) occupy units
meeting the definition of Physical Defects; (2) meet the definition of overcrowded; and (3) meet
the definition of cost burden greater than 30%. Table 1 C requests non-duplicative counts of
households that meet one or more of these criteria.
Housino Unit: An occupied or vacant house, apartment, or a single room (SRO housing) that is
intended as separate living quarters. (U.S. Census definition)
Institution/Institutional: Group quarters for persons under care or custody. (U.S. Census
definition)
Jurisdiction. A State or unit of general local government.
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Laroe Related Familv: A household of 5 or more parsons that includes at least one person
related to the householder by blood, marriage or adoption.
Lead-based paint hazards. Any condition that causes exposure to lead from lead-
contaminated dust, lead-contaminated soil, lead-contaminated paint that is deteriorated
or present in accessible surfaces, friction surfaces, or impact surfaces that would result
in adverse human health effects as established by the appropriate Federal agency. (The
following language will replace the definition of "lead-based paint hazards" in 91.5 and
be effective on 9/15/2000. Lead-based paint hazards means lead-based paint hazards
as defined in part 35, subpart B of this title.)
L1HTC: (Federal) Low Income Housing Tax Credit
Low Income: Households whose incomes do not exceed 80 percent of the median income for
the area, as determined by HUD with adjustments for smaller and larger families, except that'
HUD may establish income ceilings higher or lower than 80 percent of the median for the area
on the basis of HUD's findings that such variations are necessary because of prevailing levels of
construction costs or fair market rents, or unusually high or low family incomes. NOTE: HUD
income limits are updated annually and are available from local HUD offices (This term
corresponds to low-and moderate-income households in the CDSG Program.)
Middle-income familv. Family whose income is between 80 percent and 95 percent of the
median income for the area, as determined by HUD, with adjustments for smaller and larger
families, except that HUD may establish income ceilings higher or lower than 95 percent of the
median for the area on the basis of HUD's findings that such variations are necessary because
of prevailing levels of construction costs or fair market rents, or unusually high or low family
incomes. (This corresponds to the term "moderate income family"under the CHAS statute, 42
U.S.C. 12705.)
Moderate Income: Households whose incomes are between 81 and 95 percent of the median
income for the area, as determined by HUD, with adjustments for smaller or larger families,
except that HUD may establish income ceilings higher or lower than 95 percent of the median
for the area on the basis of HUD's findings that such variations are necessary because of
prevailing levels of construction costs or fair market rents, or unusually high or low family
incomes. (This definition is different that that for the CDSG Program)
Non-Elderlv Household: A household that does not meet the definition of "Elderly Household,"
as defined above.
Non-Homeless Persons with Special Needs: Includes frail elderly persons, persons with AIDS,
disabled families, and families participating in organized programs to achieve econqmic self-
sufficiency.
Non-Institutional: Group quarters for persons not under care or custody. (U.S. Census
definition used)
Occupied Housino Unit: A housing unit that is the usual place of residence of the occupant(s).
Other Household: A household of one or more persons that does not meet the definition of a
Small Related household, Large Related household or Elderly Household.
Other Income: Households whose incomes exceed 80 percent of the median income for the
area as determined by the Secretary, with adjustments for smaller and larger families.
Other Low-Income: Households whose incomes are between 51 and 80 percent of the median
income for the area, as determined by HUD, with adjustments for smaller and larger families,
except that HUD may establish income ceilings higher or lower than 80 percent of the median
for the area on the basis of HUD's findings that such variation are necessary because of
prevailing levels of construction costs or fair market rents, or unusually high or low family
incomes. (This term corresponds to moderate-income in the CDBG Program.)
.' Other Vacant: Vacant year round housing units that are not For Rent or For Sale. This category
would include Awaiting Occupancy or Held.
Overcrowded: A housing unit containing more than one person per room (U.S. Census
definition)
Owner: A household that owns the housing unit it occupies (U.S. Census definition)
Person with a disability. A person who is determined to:
(1) Have a physical, mental or emotional impairment that:
(i) Is expected to be of long-continued and indefinite duration;
(ii) Substantially impedes his or her ability to live independently; and
(Hi) Is of such a nature that the ability could be improved by more suitable
housing conditions; or
(2) Have a developmental disability, as defined in section 102(7) of the
Developmental Disabilities Assistance and Bill ci Rights Act (42 U.S.C. 6001-6007); or
(3) Be the surviving member or members of any family that had been living in an assisted
unit with the deceased member of the family who had a disability at the time of his or her death.
Poverty level family. Family with an income below the poverty lines, as defined by the Office of
Management and Budget and revised annually.
Physical Defects: A housing unit lacking complete kitchen or bathroom (U.S. Census definition).
Jurisdictions may expand upon the Census definition.
Primary Housina Activity: A means of providing or producing affordable housing - such as rental
assistance, production, rehabilitation or acquisition - that will be allocated significant resources
and/or pursued intensively for addressing
Rent Burden> 50% (Severe Cost Burden): The extent to which gross rents, including utility
costs exceed 50 percent of gross income, based on data published by the U.S. Census Bureau.
Rental Assistance: Rental assistance payments provided as either project-based rental
assistance or tenant-based rental assistance.
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Renter: A household that rents the housing unit it occupies, including both units rented for cash
and those occupied without cash payment of rent. (U.S. Census definition)
Renter Occupied Unit: Any occupied housing unit that is not owner occupied, including units
rented for cash and those occupied without payment of cash rent.
Rural Homelessness Grant Prooram: Rural Homeless Housing Assistance Program, which is
authorized by Subtitle G, Title IV d the Stewart B. McKinney Homeless Assistance Act.
State. Any State of the United States and the Commonwealth of Puerto Rico
Secondary Housino Activity: A means of providing or producing affordable housing -such as
rental assistance, production, rehabilitation or acquisition - that will receive fewer resources and
less emphasis than primary housing activities for addressing a particular housing need. (See
also, "Primary Housing Activity".)
Section 215: Section 215 of Title II of the National Affordable Housing Act. Section 215 defines
"affordable" housing projects under the HOME program.
Service Needs: The particular services identified for special needs populations, which typically
may include transportation, personal care, housekeeping, counseling, meals, case.
management, personal emergency response, and other services to prevent premature
institutionalization and assist individuals to continue living independently.
Severe Cost Burden: See Cost Burden >50%
Severe Mental Illness: A serious and persistent mental or emotional impairment that significantly
limits a person's ability to live independently.
Sheltered: Families and persons whose primary nighttime residence is a supervised publicly or
privately operated shelter, including emergency shelters, transitional housing for the homeless,
domestic violence shelters, residential shelters for runaway and homeless youth, and any
hotel/motel/apartment voucher arrangement paid because the person is homeless. This term
does not include person living doubled up or in overcrowded or substandard conventional
housing. Any facility offering permanent housing is not a shelter, or are its residents homeless.
Small Related: A household of 2 to 4 persons that includes at least one person related to the
householder by birth, marriage, or adoption.
Substandard: A housing unit that has one or more minimum housing code violations.
Substandard but Suitable for Rehabilitation: A substandard unit is suitable for rehabilitation if
repair is equal to or less than 75% of its value subsequent to rehabilitation.
Substandard Condition and not Suitable for Rehab: By local definition, dwelling units that are in
such poor condition as to be neither structurally nor financially feasible for rehabilitation.
Substantial Amendment: A major change in an approved housing strategy. It involves a change
to the five-year strategy, which may be occasioned by a decision to undertake activities or
programs inconsistent with that strategy.
Substantial Rehabilitation: Rehabilitation of residential property at an average cost for the
project in excess of $25,000 per dwelling unit.
Supportive Housino: Housing, including Housing Units and Group Quarters, that have a
supportive environment and includes a planned service component.
Supportive Service Need in FSS Plan: The plan that PHAs administering a family self-
sufficiency program are required to develop to identify the services they will provide to
participating families and the source of funding for those services. The supportive services may
include child care; transportation; remedial education; education for completion of secondary or
post secondary schooling; job training, preparation and counseling; substance abuse treatment
and counseling; training in homemaking and parenting skills; money management and
household management; counseling in homeownership; job development and placement;
follow-up assistance after job placement; and other appropriate services.
Supportive Services: Services provided to residents of supportive housing for the purpose of
facilitating the independence of residents. Some examples are case management, medical or
psychological counseling and supervision, childcare, transportation, and job training.
Tenant-Based (Rental Assistance: A form of rental assistance in which the assisted tenant may
move from a dwelling unit with a right to continued assistance. The assistance is provided for
the tenant, not for the project.
Transitional housino. A project that is designed to provide housing and appropriate supportive
services to homeless persons to facilitate movement to independent living within 24 months, or
a longer period approved by HUD. For purposes of the HOME program, there is no HUD-
approved time period for moving to independent living.
Total Vacant Housino Units: Unoccupied year round housing units (U.S. Census definition)
Unsheltered: Families and individuals whose primary nighttime residence is a public or private
place not designed for, or ordinarily used as, a regular sleeping accommodation for human
beings (e.g., streets, parks, alleys).
Unit of oenerallocal oovemment. A city, town, township, county, parish, village or other general
purpose political subdivision of a State; an urban county; and a consortium of such political
subdivisions recognized by HUD in accordance with the HOME program (24 CFR part 92) or the
CDBG program (24 CFR part 570).
Urban county. See definition in 24 CFR 570.3.
(60 FR 1896, Jan. 5, 1995; 60 FR 4861, Jan 25, 1995, as amended at 61 FR 5205, Feb.
9, 1996; 64 FR 50223, Sep. 15, 1999)
Vacant Awaitino Occupancy or Held: Vacant year round housing units that have been rented or
sold and are currently awaiting occupancy, and vacant year round housing units that are held
by owners or renters for occasional use. (U.S. Census definition)
Vacant Housino Unit: Unoccupied year-round housing units that are available or intended for
occupancy at any time during the year.
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Very Low-Income: Households whose incomes do not exceed 50 percent of the median area
income for the area, as determined by HUD, with adjustments for smaller and larger families
and for the areas with unusually high or low incomes or where needed because of prevailing
levels of construction costs or fair market rents. (This term corresponds to low-income
households in the CDBG Program.) (For the purpose of further distinguishing needs within this
category, two subgroups (0 to 30% and 31 to 50% of MFI) have been established in the CHAS
tables and narratives.
Worst Case Needs: Unassisted, very low-income renter households who pay more than half of
their income for rent, live in seriously substandard housing (which includes homeless people) or
have been involuntarily displaced.
Year Round Housina Units: Occupied and vacant housing units intended Dr year round use.
(U.S. Census definition.) Housing units for seasonal or migratory use are excluded.
NOTE: Terms not defined above may be defined in the specific instructions for each table. If a
term is not defined, the jurisdiction is to provide is own definition.
LEAD-BASED PAINT DEFINITIONS
Abatement: Abatement means any set of measures designed to permanently eliminate lead-
based paint hazards in accordance with standards established by appropriate Federal agencies.
Such term includes:
. The removal of lead-based paint and lead contaminated dust. The permanent containment
or encapsulation of lead-based paint, the replacement of lead-painted surfaces or fixtures, and
the removal or covering of lead-contaminated soil; and
. All preparation, cleanup, worker protection, disposal, and post-abatement clearance testing
activities associated with such measures.
Encapsulation: A method of abatement that involves the coating and sealing of surfaces with
durable, surface coatings specifically formulated to be elastic, able to withstand sharp and blunt
impacts, long-lasting and resilient, while also resistant to cracking, peeling, algae, fungus and
ultraviolet light. Encapsulation prevents any part of the lead-containing paint from becoming
part of house dust or otherwise accessible to children. Paint does not encapsulate
Enclosure: The resurfacing or covering of surfaces with durable materials such as gypsum
board or paneling, and sealing or caulking the edges and joints. Enclosure prevents or control
chalking, flaking, peeling, scaling, or loose lead-containing substances from becoming part of
house dust or otherwise accessible to children.
Interim Controls: "Interim controls. means a set of measures designed to temporarily reduce
human exposure or likely exposure to lead-based paint hazards, including specialized cleaning,
repairs, maintenance, painting, temporary containment, ongoing monitoring of lead-based paint
hazards or potential hazards, and the establishment and operation of management and
~esident education programs.
Interim Guidelines: HUD's manual of lead-hazard reduction practices: "Lead-Based Paint:
Interim Guidelines for Hazard Identification and Abatement in Public and Indian Housing".
revised September, 1990 and May, 1991.
HEPA: (High efficiency particulate accumulator): A vacuum cleaner fitted with a filter capable
of filtering out particles of 0.3 microns or greater from a body of air at 99.97 percent efficiency or
more.
Lead Based Paint: The HUD thresholds or action levels for abating lead-based paint are: one
milligram per square centimeter (1 mg/cm2); or 0.5% by weight.
Lead-Based Paint Hazard: "Lead-based paint hazard" means any condition that causes
exposure to lead from lead-contaminated dust, lead contaminated sol, lead contaminated paint
that is deteriorated or present in accessible surfaces, friction surfaces, or impact surfaces that
.' would result in adverse human health effects as established by the appropriate Federal agency.
Lead-Contaminated Soil: "Lead-contaminated soil" means bare soil on residential real property
that contains lead at or in excess of the level determined to be hazardous to human health by
the appropriate Federal agency.
Laboratory Accreditation: A laboratory that has been approved by a state to perform analyses
of lead in paint and dust and whose approval is consistent with criteria established by the
Environmental Protection Agency.
Lead-in Dust: Interior house surface dust that contains an area concentration of lead and may
pose a threat of adverse health effects in pregnant women or young children. A hazard exists if
concentrations exceed the Maximum Acceptable Standards: 200 microorams per square foot
(uo/sQ.ft.) on floors. 500 uo/sQ. ft. n window sills. and 800 uo/sQ. ft. on wiratow wells.
Replacement: A strategy of abatement that removes components such as windows, doors and
trim that have lead-based painted surfaces, and installs new or de-leaded components free of
lead-based paint.
Residential Owe iii no: (a) a single-family dwelling including attached structures such as porches
and stoops; or (b) a single-family dwelling unit in a structure that contains more than 1 separate
residential dwelling unit, and in which each unit is used or occupied, or intended to be used or
occupied, in whole or in pat, as the home or residence of 1 or more persons.
Risk Assessment: "Risk assessment" means an on-site investigation to determine and report
the existence, nature, severity, and location of lead-based paint hazards in residentialdwellings,
including: (a) information gathering regarding the age and history of the housing and occupancy
by children underage 6; (b) visual inspection; (c) limited wipe sampling or other environmental
sampling techniques; (d) other activity as may be appropriate; and (e) provision of a report
explaining the results of the investigation.
Substrate: The material to which a coating such as paint is applied. Residential substrates are
usually wood, plaster, masonry, gypsum board, or metal, including canponents such as doors
and doorframes, windows and window trim, other trim, walls, ceilings, cabinets, and other built-
in-storage.
SUrface: The outer or topmost boundary of a substrate.
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Funding Sources
Entitlement Grant (includes reallocated funds)
COBG
ESG
HOME
HOPWA
Total
$1,029,000
$0
$514,000
$0
$1,543,000
Prior Years' Program Income NOT previously programmed or reported
COBG $0
ESG $0
HOME ~
HOPWA $0
Total $0
Reprogrammed Prior Years' Funds
COBG
ESG
HOME
HOPWA
Total
$387,153
$0
$470,850
$0
$858,003
Total Estimated Program Income
City of Clearwater COBG Rehab., Inf...
City of Clearwater HOME Program loa...
Total
$278,390
$11,000
$289,390
Section 108 Loan Guarantee Fund
$0
TOTAL FUNOING SOURCES
$2,690,393
Other Funds
$0
Submitted Proposed Projects Totals
$2,648,635
Un-Submitted Proposed Projects Totals
$0
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