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FIRST AMENDMENT TO CONSTRUCTION LOAN AGREEMENT Lot 9 - C-Loan FIRST AMENDMENT TO CITY OF CLEARWATER CONSTRUCTION LOAN AGREEMENT BETWEEN MT. CARMEL COMMUNITY DEVELOPMENT CORPORATION OF CLEARWATER, INC. And CITY OF CLEARWATER This First Amendment ("Amendment") made on this ?Jy~ day of Ut1., , 2006, to the Construction Loan Agreements (the "Agreements") is entered into ~ day of March, 2006 by and between the CITY OF CLEARWATER (herein, "Lender" or "CITY"), a municipal corporation, whose address is Post Office Box 4748, Clearwater, Florida 33758 and the MT. CARMEL COMMUNITY DEVELOPMENT CORPORATION OF CLEARWATER, INC., a Not for Profit Florida Corporation, ("Borrower"), whose address is: 1014 Pennsylvania Avenue, Clearwater, Florida 33755: and, WHEREAS, the Lender made a loan to the Borrower in the principal amount of ONE HUNDRED & FIFTY THOUSAND and NO/OO--------------DOLLARS ($150,000.00), in favor of the City and second Mortgage (the "Mortgage") encumbering real property located in Pinellas County, Florida, more particularly described below follows (the "Property"), for the construction of a single family residence; and WHEREAS, in the Agreement and Mortgage the incorrect legal description was used to described the subject real property as below: Lot 7, GREENWOOD MANOR, according to the plat thereof as recorded in Plat Book 21, Page 65, of the Public Records of Pinellas County, Florida; and WHEREAS, the legal description in the Agreement should read as follows: Lot 9, GREENWOOD MANOR, according to the plat thereof as recorded in Plat Book 21, Page 65, of the Public Records of Pin ell as County, Florida; and WHEREAS, all other terms and conditions of the March 22, 2006 Agreement shall remain in full force and effect. Page 1 of2 Lot 9 - C-Loan IN WITNESS WHEREOF, the parties hereto have executed this Amendment as of the date first above written. By: Mt. Carmel Community Development Corporation of Clearwater, Inc., a not for profit organization By: k rC/ (Y) All tl., l L':'" C. /Y} I ~ KliM Print P(l,eS / C~O , Title Witness Witness Countersigned: ~/.~ Frank V. Hibbard Mayor Qved~Jlo~ ~1/ff~' /. ~ Br D..Ruff Assistant City Attorney Page 2 of2 CITY OF CLEARWATER, FLORIDA B~.~7I William B. Home, II City Manager Attest: ~~[. JL Q" C ia E. Goudeau City Clerk