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COLLATERAL ASSIGNMENT OF LEASE BY LESSEECOLLATERAL ASSIGNMENT OF LEASE BY LESSEE THIS COLLATERAL ASSIGNMENT OF LEASE (the "Assignment ") made this i S day of c� -sober , 2013, by MARINA CANTINA, LLC, a Florida limited liability company, with an address of: 18395 Gulf Blvd., Suite 204, Indian Shores, Florida 33785 (hereinafter referred to as "Borrower" or "Assignor ") to USAMERIBANK, a Florida banking corporation, its successors or assigns, whose address is: 4790 140th Avenue North, Clearwater, Florida 33762 (hereinafter referred to as "Assignee "): PRELIMINARY STATEMENT Assignor is or will be indebted to Assignee in the original principal amount of $1,500,000.00 ( the "Loan ") as evidenced by a certain promissory note dated , 2013 (the "Note "), and secured by a Loan and Loan Agreement dated , 2013 (the "Loan Agreement "). Assignee is willing to make the Loan to Borrower provided, among other things, that Assignor shall assign to Assignee all of its right, title and interest in and to the lease affecting the real property (hereinafter the "Premises ") where Assignor's new business is located and the rights and benefits of Assignor as lessee of the Premises. Assignor is willing to make such assignment on the terms and conditions hereof as an inducement to Assignee to make the Loan to Borrower, and Assignor's landlord under the Lease has consented to such assignment. NOW, THEREFORE, in consideration of the Loan and for other good and valuable consideration, the receipt whereof is hereby acknowledged, Borrower hereby grants, conveys, transfers and assigns to Assignee all of its right, title and interest in and to that Lease between Assignor and the CITY OF CLEARWATER, FLORIDA, a municipal corporation, dated September 17, 2012 (the "Lease ") and any modifications, renewals or extensions thereof, which Lease is of certain property more particularly described in Exhibit "A" hereto. Prepared by and Return to: Kenneth E. Thornton, Esq. Fisher & Sauls, P.A. 100 Second Avenue S. #701 St. Petersburg, FL 33701 This Assignment is a present and irrevocable assignment and is made for the purpose of securing payment of the Loan, including: 1. All sums and indebtedness now or hereafter due under the Note; 2. All liabilities and other obligations of payment and performance under the Loan Agreement, this Assignment, or any other agreement securing the Note (collectively the "Security Documents "); and 3. All liabilities and obligations of payment and performance under any of the documents executed in connection therewith. All references to the Note and Security Documents shall include all amendments, extensions or renewals thereof. Assignor hereby represents, covenants and warrants: 1. That the Lease is in full force and effect and unmodified. 2. That all rents (including additional rents and other charges) payable pursuant to the Lease have been paid to the extent they were payable prior to the date hereof. 3. The quiet and peaceful possession of the Assignee, and Assignor further agrees to warrant and defend the leasehold estate created under the Lease for the entire remainder of the term set forth therein, against all and every person or persons lawfully claiming, or who may claim the same or any part thereof, subject only to the payment of the rents in the Lease and to the performance and observance of all of the terms, covenants, conditions and warranties thereof. 4. That there is no existing default under the provisions of the Lease or in the performance of any part of the terms, covenants, conditions or warranties thereof on the part of the lessee to be observed and performed. The Assignor will pay or cause to be paid all rents, additional rents, taxes, assessments, water and sewer rates, and other charges mentioned in and made payable by the Lease for which provision has not been made hereinbefore, and, will deliver, or cause to be delivered to the Assignee, the original receipt for any payments, upon request therefor. The Assignor will at all times promptly and faithfully keep and perform, or cause to be kept and performed, all of the covenants and conditions contained in the Lease by the lessee therein to be kept and performed and in all respects conform to and comply with the terms and conditions of the Lease and the Assignor further covenants that it will not do or permit anything to be done, the doing of which, or refrain from doing anything, the omission of which, will impair or tend to impair the security of this Assignment or will be grounds for declaring a forfeiture of the Lease Agreement. 355513 2 The Assignor also covenants that it will not modify or in any way alter the terms of the Lease (except it may renew or extend) or cancel or surrender the Lease, or waive, excuse, condone or in any way release or discharge the lessor thereunder of or from the obligations, covenants, conditions and agreements by said lessor to be done and performed; and said Assignor does by these presents expressly release, relinquish and surrender unto the Assignee all its right and authority to cancel, surrender, amend, modify or alter in any way the terms and provisions of the Lease and any attempt on the part of the Assignor to exercise any such right without the written authority and consent of the Assignee thereto being first had and obtained shall constitute a default under the terms hereof and the entire indebtedness secured hereby shall, at the option of the Assignee, become due and payable forthwith and without notice. The whole of said principal sum of the Note shall immediately become due and payable at the option of the Assignee, if the Assignor fails to give the Assignee immediate notice of any default under the Lease or of the receipt by it of any notice of default from the lessor thereunder or if the Assignor fails to furnish to the Assignee immediately any and all information which it may request concerning the performance by the Assignor of the covenants of the Lease or this Assignment, or if the Assignor fails to permit forthwith the Assignee or its representative at all reasonable times to made investigation or examination concerning the performance by the Assignor of the covenants of the Lease. In the event of any failure by Assignor to perform any covenant on the part of lessee to be observed and performed under the Lease, the performance by Assignee on behalf of the Assignor of the Lease covenant shall not remove or waive, as between Assignor and Assignee, the corresponding default under the terms hereof and any amount so advanced or any costs incurred in connection therewith, with interest thereon, shall be repayable by Assignor without demand, secured hereby and any such failure aforesaid shall be subject to all of the rights and remedies of Assignee hereunder available on account of any default. In the event of the bankruptcy or insolvency of Assignor, then the whole of the said principal sum secured hereby shall, at the option of the Assignee, be deemed to have become immediately due and payable and the same, with interest thereon and with all other costs and charges, shall thereupon be collectible in the same manner as if the whole of the principal sum had been made payable at the time when any of the foregoing covenants shall have occurred. ASSIGNOR HEREBY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION ARISING OUT OF, UNDER, OR IN CONNECTION WITH THIS AGREE- MENT OR THE TRANSACTIONS CONTEMPLATED HEREIN OR ANY COURSE OF CONDUCT, COURSE OF DEALING, STATEMENTS (WHETHER VERBAL OR WRITTEN) OR ACTIONS OR ANY PARTY. ASSIGNOR FURTHER WAIVES ANY RIGHT IT MAY HAVE TO SEEK TO CONSOLIDATE ANY SUCH LITIGATION IN 355513 3 WHICH A JURY TRIAL HAS BEEN WAIVED WITH ANY OTHER LITIGATION IN WHICH A JURY TRIAL CANNOT OR HAS NOT BEEN WAIVED. FURTHER, ASSIGNOR HEREBY CERTIFIES THAT NO REPRESENTATIVE OR AGENT OF ASSIGNOR, NOR ASSIGNOR'S COUNSEL, HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT ASSIGNEE WOULD NOT, IN THE EVENT OF SUCH LITIGATION, SEEK TO ENFORCE THIS WAIVER OF RIGHT TO JURY TRIAL PROVISIONS. ASSIGNOR ACKNOWLEDGES THAT THE PROVISIONS OF THIS PARAGRAPH ARE A MATERIAL INDUCEMENT TO ASSIGNEE'S ACCEPTANCE OF THIS ASSIGNMENT. IN WITNESS WHEREOF, Assignor has hereunto caused these presents to be executed under its hand and seal the day and year first herein written. WITNESSES: ASSIGNOR/BORROWER Signature of Witness r {7rtsc.11u. C- �Yl t�vph Print oj4ype name of Witness Signature of Witness "I, `4, .1 �3a.�rra i k, Print or type name of Witness STATE OF FLORIDA COUNTY OF PINELLAS MARINA CANTINA, LLC, a Florida limited liability company By rank R. Chivas, as its Manager The foregoing instrument was acknowledged before me this fr day of 2013, by Frank R. Chivas as Manager of Marina Cantina, LLC, a Florida limited liability company, on behalf of the company. / Personally known Florida Driver's License Notary Public Other Identification Produced �UR =12 C...e (77 ELL,H Print or type name f Notary (SEAL) ,ics#,,, CATHERINE YELLIN ,.; ;.; Commission # EE 123187 -:, 2 Expires September 30, 2015 Bonded Thu Troy Fain insurance 6004857019 [CONTINUED ON FOLLOWING PAGE] 355513 4 [COLLATERAL ASSIGNMENT OF LEASE BY LESSEE CONTINUED] CONSENT OF LANDLORD The undersigned, as Lessor under the foregoing Lease, acknowledges receipt of a copy of the foregoing Collateral Assignment of Lease by Lessee and agrees that in the event of a default in the Lease by Assignor which would enable the undersigned to terminate the Lease, the undersigned shall give USAmeriBank notice of such default and a thirty (30) day opportunity to cure such default. In the event USAmeriBank succeeds to Assignor's interest under the Lease, the undersigned will recognize USAmeriBank or any subsequent assignee of USAmeriBank as Lessee under the Lease provided all terms, covenants and conditions of the Lease and the obligations of Lessee thereunder are not in default. Dated this 11 Countersigned: cteo rkt creeco) day of October, 2013. "LANDLORD" George N. Cretekos Mayor App •ved -s t% /form: C . rt " o o Assistant City Attorney 355513 CITY OF CLEARWATER, FLORIDA, a municipal corporation CITY OF CLEARWATER, FLORIDA By: IA) j& /J; William B. Horne II City Manager Attest: 5 Rosemarie Call City Clerk