06/11/2013 NEIGHBORHOOD & AFFORDABLE HOUSING ADVISORY BOARD MEETING MINUTES
CITY OF CLEARWATER
June 11, 2013
Present: Peggy M. Cutkomp Chair
Laurel E. Braswell Vice-Chair
Lisa Hughes Board Member
Linda Kemp Board Member
Michael Potts Board Member
Vacant Seat Board Member
Vacant Seat Board Member
Also Present: Michael Holmes Housing Manager
Patricia O. Sullivan Board Reporter
The Chair called the meeting to order at 9:00 a.m. at City Hall.
To provide continuity for research, items are in agenda order although not
necessarily discussed in that order.
3 —Approval of Minutes — May 20, 2013
Member Braswell moved to approve the minutes of the Special Neighborhood and
Affordable Housing Advisory Board meeting of May 20, 2013, as recorded and submitted in
written summation to each board member. The motion was duly seconded and carried
unanimously.
4—Citizens to be Heard re Items Not the Agenda: None
5— FY 2013/14 Consolidated Action Plan
See Exhibit: 2013-06-11
Housing Manager Michael Holmes reviewed the FY (Fiscal Year) 2013/14 Consolidated
Action Plan. Discussion ensued regarding homeless individuals and local services. In
reference to the new HEP (Homeless Emergency Project) facility, Mr. Holmes discussed
problems faced by returning war veterans.
Member Hughes moved to recommend approval of the FY 2013/14 Consolidated Action
Plan. The motion was duly seconded and carried unanimously.
6 — New/Old Business
6.1. NAHAB Term Limits Discussion
Mr. Holmes reviewed Code regulations related to board representation and proposed
Rules of Procedure. Mr. Holmes requested that members encourage people to apply for board
membership who are actively engaged as a not-for-profit provider of affordable housing or
Neighborhood & Affordable Housing 2013-06-11 1
represent employers within the City. He will verify requirements for the Real Estate Professional
in Connection with Affordable Housing.
6.2. Appoint Chair and Vice Chair
Member Braswell reported her resignation from the board. As the board must appoint a
new Chair and Vice -Chair in January, consensus was for the current Chair to serve until then
and to appoint a Vice Chair today.
Member Braswell moved to appointment Linda Kemp as Vice - Chair. The motion was
duly seconded and carried unanimously.
7 — Next Meeting — July 9, 2013
Adopt Rules of Procedure
8 - Adjourn
The meeting adjourned at 9:44 a.m.
Attest:
Boar • eporter
air, ood & Affordable
si • Advisory Board
Neighborhood & Affordable Housing 2013 -06 -11 2
2013-2014 Action Plan
Appendix
1. Maps
2. Neighborhood Revitalization Strategy
3. Public Comments
4. SF-424
5. Certifications
6. CPMP Projects
7. Schedule
8. Notice of Funding Availability
9. Notice of Public Review & Comment; Meetings & Council Action
10. Recommended Allocations
11. Environmental Review Clearance
City of Clearwater,Florida 2013-2014 Action Plan
City of Clearwater,Florida 2013-2014 Action Plan
ARE:-
The CPMP Third Annual Action Plan includes the j6milies assisted with fug ing rouge the City.The
SF 424 and Narrative Responses to Action Plan City w provide assista fhe.homeless and
questions that CDBG, HOME, HOPWA, and ESG tho pecial needs through the construction'
grantees must respond to each year to comply
with the Consolidated Planning Regulations.The
Executive Summary narratives are optional.
Executive of additional facilities and the provision of
services. The City's community development
FY 2013-2014 Prog r'ar Year improvements will be focused on its Neighborhood
The City receives federal funds from the Revitalization Strategy Areas.
Department of Housing and Urban Development
(HUD)from two federal programs as an The overall goal of the community planning and
entitlement community These entitlement funds development programs covered by the Action
include the Community Development Block Grant Plan is to develop viable urban communities by
Program (CDBG) and the HOME Investment providing decent housing and a suitable living
Partnership (HOME) affordable housing program. environment and to expand economic
The City will also utilize prior years funding and opportunities principally for very low to moderate-
program income from the Neighborhood income persons/households.The primary means
Stabilization Program 3 to further housing activities towards this end is to extend and strengthen
in the program year. The City does not receive an partnerships among all levels of government and
Emergency Shelter Block Grant. The City also the private sector, including for-profit and non-
utilizes program income from its Florida State profit organizations, in the production and
Housing Initiatives Partnership (SHIP) and Pinellas operation of affordable housing.
County Housing Trust Fund Programs in support
of these programs which are all targeted at 1. Decent housing includes assisting homeless
assisting the City's low to moderate-income persons to obtain appropriate housing
residents. and assisting persons at risk of becoming
homeless; retention of the affordable housing
Affordable housing funds will be administered on stock; and increasing the availability of
a city-wide basis targeted at helping low to permanent housing in good condition and
moderate-income families become homeowners, affordable to very low income and moderate-
maintain their properties and for housing income families, particularly to members of
education and counseling, primarily for those disadvantaged minorities, without
City of Clearwater,Florida 2013-2014 Action Plan
discrimination on the basis of race, color,
religion, sex, national origin, marital status,
familial status, or disability.
City of Clearwater,Florida 2013-2014 Action Plan
2. Decent housing also includes increasing the The City continues to provide funding for a variety
supply of supportive housing, which combines of Public Service and Public Facility type activities
structural features and services needed to which include: self-sufficiency, elderly home
enable persons with special needs, including cleaning, emergency shelter operations, fair
persons with physical and mental disabilities, housing, elderly services, and homeless services.
and persons with HIV/AIDS and their families,
to live with dignity and independence; and The following Public Service activities are
providing affordable housing to low income proposed for fiscal year 2013-2014:
persons accessible to job opportunities.
1. Personal Enrichment Through Mental
3. A suitable living environment includes Health Services
improving the safety and livability of 2. WestCare Gulf Coast of Florida, Inc.
neighborhoods; increasing access to quality 3. Uno Federation Community Services
public and private facilities and services; 4. Pinellas Opportunity Council —Chore
reducing the isolation of income groups Services
within a community or geographical area 5. Safety Harbor Neighborhood Family
through the spatial de-concentration of Center, Inc.
housing opportunities for persons of lower 6. Gulf Coast Legal Services, Inc. — Fair
income and the revitalization of deteriorating Housing
or deteriorated neighborhoods; restoring 7. Community Services Foundation, Inc. —
and preserving properties of special historic, Fair Housing
architectural, or aesthetic value; and g. Martin Luther King, Jr. Neighborhood
conservation of energy resources. Family Center
9. Intercultural Advocacy Institute
4. The expanded economic opportunities includes 10. Homeless Emergency Project
job creation and retention; establishment,
stabilization and expansion of small businesses
(including micro-businesses); the provision of In terms of Public Facility projects, during the next
public services concerned with employment; fiscal year we propose to provide funding to the
the provision of jobs for low income persons following organizations:
living in areas affected by those programs 1. Religious Community Services, Inc. —The
and activities under programs covered by the Havens
plan; availability of mortgage financing for 2. Kimberly Home— Daycare/Learning Center
low income persons at reasonable rates using Renovations
non-discriminatory lending practices; access to
capital and credit for development activities that Manawng the Process
promote the long-term economic and social
viability of the community; and empowerment The City of Clearwater— Economic Development
and self-sufficiency for low income persons to and Housing Department—Housing Division is the
reduce generational poverty in federal-assisted lead agency for administering the City's
housing and public housing. Consolidated Action Plan and Consolidated
Planning Document.
City of Clearwater,Florida 2013-2014 Action Plan
The City partners with several not-for-profit entities
agencies to implement the goals and objectives the
City has established in the Consolidated Planning
Document. To obtain these partners, the City
published a Notice of Funding Availability (NOFA)
in the local newspaper and on its website in
February.This notice informs the non-profits of the
resources the City will make available and the
eligible uses of these resources. It also informs
them of the application period for requesting funds.
The City's Technical Review Committee (TRC)
reviewed and ranked the applications. From
results of the ranking committee, the City
prepared a summary of proposed projects and
placed it in the local paper for public comments.
Additionally, the City held a public meeting to
obtain any further comments on the proposed
FY13-14 Recommended Allocations with the City's
Neighborhood &Affordable Housing Advisory
Board on May20,2013.
The Draft Consolidated Action Plan Summary was
made available in the local newspaper and the
City's website for citizens to review.The Plan was
brought before the City's Neighborhood &Afford-
able Housing Advisory Board on June 11, 2013
and the City Council for final approval on July 18,
2013.
Consultation for the City's Housing and Community
Development programs is an ongoing process for
departmental staff. Staff stays attuned to housing
and community development issues and needs
through the following means:
1. Membership in local and state organizations
2. Participation by City staff on boards,
committees and agencies
3. Discussions at committees supported by the
City
4. Technical assistance to agencies and other
City of Clearwater,Florida 2013-2014 Action Plan
5. Working with local lenders on Community
Reinvestment Act commitments and
requirements
6. Participation in public forums
7. Holding public hearings
8. Preparation of documents, flyers and
brochures regarding specific programs
9. Special studies
Citizen Participation
The City of Clearwater has adopted a Citizen
Participation Plan (and Anti-Displacement Plan)
that meets all HUD regulations as part of the
approval process for the Five-Year Consolidated
Plan.
The Cities of Clearwater and Largo and Pinellas
County held a public meeting to obtain citizens'
views on housing and community development
needs as it relates to the preparation of the Cities'
and County's Five-Year(FY2011-2016) Consoli-
dated Planning Document. The programs covered
under the Consolidated Plan are the Community
Development Block Grant (CDBG), HOME Invest-
ment Partnership Programs (HOME), and NSP 3.
Two public hearings were held one on May 5, 2011
and one on May 6, 2011, to receive public comments
from the North Greenwood and Lake Belleview
Neighborhood Revitalization Strategy Areas.
The City advertised the NOFA on March 1, 2013
in the St. Petersburg Times and also posted the
Notice on the City's website.The application
period opened on March 1, 2013 and closed on
April 5, 2013.
The City's Neighborhood and Affordable Housing
Advisory Board (NAHAB) met on May 20, 2013 to
discuss and approve the Technical Review
Committee Recommended Allocations.
City of Clearwater,Florida 2013-2014 Action Plan
The City held a public meeting for the proposed Citizens Comments
»
FY13-14 Consolidated Action Plan at the City's Public comments are inserted in the Appendix of
NAHAB on June 14, 2013. The Draft this report.
Consolidated Plan was made available for a 30-
day public review and comment period. Resources
Instructions for persons with disabilities who
required accommodation(s)for participation in all The City will utilize its funds to implement the
public hearings was contained in all notices. specific objectives established within the City's
adopted FY2011-2016 Consolidated Plan as
The final FY13-14 Consolidated Action Plan was shown in Figure 46.
approved by the City Council on July 18, 2013.
In addition to the entitlement allocations listed
The City maintains ongoing contact with all its above, the City maintains three Revolving Loan
Housing, Homeless and Community Development Funds which are set up to carry out specific
partners through notices of NAHAB meetings and activities.The three individual revolving loan funds
other areas of interest. are the Housing Rehabilitation Revolving Loan
To broaden the public participation process, the Fund (City Fund #686), the Economic
City frequently advertises meetings and events Development Revolving Loan Fund (City Fund
on the City's website. The website also provides a #687) and the Infill Housing Revolving Loan Fund
comprehensive listing of the City's Economic, (City Fund #689).
Housing and Community Development programs. The Housing Rehabilitation Revolving Loan Fund
Public Outreach Forums were held throughout the includes payments made by homeowners who
County to discuss goals, objectives, and priorities. participated in the Rehabilitation Program and had
The presentation provided detailed information on their home repaired. The Economic Development
the Five-Year Consolidated Plan and the process Revolving Loan Fund includes payments made by
f
used to distribute funds in the past and how these or-profit business owners who participated in the
funds can be utilized in the future. Groups included Economic Development Program and obtained
in this outreach are realtors, contractors, non-profit funds to start up or maintain their business.The
I
agencies, government officials, faith-based nfill Housing Revolving Loan Fund includes
payments made by subrecipients who borrowed
organizations and planning agencies.
funds to purchase vacant lots to build homes.
Solicitation of input from existing partnerships and Funds were repaid when the subrecipient sold the
organizations in the community, in addition to the home to an eligible homebuyer.
public hearing process and public notices in the
newspaper, was sought to encourage participation
in identifying housing needs and needs of the
homeless and special populations, and in Entitlement Grant Funds Funding
development of the Consolidated Plan. CDBG $756,486
HOME $290,091
Total Federal Funding Sources $1,046,577
'allrelsmAninvinavinsvingivinsimmmum
Source:HUD 2013 Entitlement Allocations
City of Clearwater,Florida 2013-2014 Action Plan
In FY 2013-2014, the City anticipates that the into effective, coordinated neighborhood and
revolving fund balance will be a total of$796,336. community development strategies. It also creates
These funds include $296,075 from the Infill the opportunity for strategic planning and citizen
Housing Revolving Loan Fund, $224,269 from the participation to take place in a comprehensive
Economic Development Revolving Loan Fund, and context, and to reduce duplication of effort at the
$275,992 from the Housing Rehabilitation local level.
Revolving Loan Fund.
The Consolidated Plan approach is also the means
Please note that the amounts listed above are only to meet the submission requirements for the
projected amounts.These amounts may increase or Community Development Block Grant (CDBG),
decrease subject to program activity. These funds HOME Investment Partnerships (HOME),
are restricted to the activities listed above and are Emergency Shelter Grant (ESG), and Housing
not part of budgeted consolidated plan activities. Opportunities for Persons with AIDS (HOPWA)
formula programs. This process replaces prior CPD
In addition to the federal funds listed above, the City planning and submission requirements with a single
anticipates that other federal resources will be made document that satisfies the submission requirements
available to address the needs identified in the plan. of the four CPD formula programs for local
Those funds should include Section 8 funds made jurisdictions.
available to the local housing authority, Low-Income
Housing Tax Credits through developers, and Figure 47 shows the goals and objectives to be
competitive McKinney-Vento Homeless Assistance carried out during the Action Plan period.
Act funds through local non-profit agencies.
The statutes for the formula grant programs set
In addition to the federal resources, the City will use forth three basic goals against which the plan and
other state and local resources to address housing the jurisdiction's performance under the plan will
needs. The City will use program income be evaluated by HUD. Each jurisdiction's plan must
generated through the SHIP and PCHTF programs state how it will pursue these goals for all community
to provide funding for property acquisition and development programs, as well as all housing
development, rehabilitation, down payment programs.These statutory program goals are:
assistance, relocation, demolition, housing
counseling, and other related housing activities. Decent Housing:
The city anticipates that$15,000 will be available Assist homeless persons obtain affordable
through the SHIP Program and $15,539 through the housing
PCHTF for the next fiscal year. Assist persons at risk of becoming homeless
• Retain affordable housing stock
• Increase the availability of affordable
ANNUAL OBJECTIVES permanent housing in standard condition to
low and moderate-income families,
The Consolidated Plan is a collaborative process particularly to members of disadvantaged
whereby a community establishes a unified vision minorities without discrimination on the basis
for community development actions. It offers local of race, color, religion, sex, national origin,
jurisdictions the opportunity to shape the various familial status, or disability
housing and community development programs
City of Clearwater,Florida 2013-2014 Action Plan
*If not using the CPMP Taal:Complete and submit Table 3A.
*If using the CPMP Taal:Complete and submit the Summary of Specific Annual Objectives Worksheets or Summaries.xis
ma M&M,
Goals and objectives to be carried out during the action plan period are indicated by placing an(X)in the fallowing boxes.
X Decent Housing X Suitable Living Environment Expanded Opportunities
assisting homeless persons improving the safety and livability of job creation and retention
robtain affordable housing! X neighborhoods X
assisting persons at risk of be- eliminating blighting influences and establishment,stabilization and
X coming homeless X the deterioration of property and expansion of small business(including
facilities micro-businesses)
retaining the affordable housing increasing the access to quality the provision of public services
X stock X public and private facilities concerned with employment
increasing the availability of reducing the isolation of income the provision of jobs to low-income per-
affordable permanent housing in groups within areas through spatial sons living in areas affected by those
standard condition to low-income deconcentration of housing programs and activities under programs
and moderate-income families, opportunities for lower income covered by the plan
X particularly to members of X persons and the revitalization of X
disadvantaged minorities without deteriorating neighborhoods
discrimination on the basis of
race,color,religion,sex, national
origin,familial status,or disability
increasing the supply of restoring and preserving properties availability of mortgage financing for
"supportive housing which of special historic, architectural, or low income persons at reasonable r
includes structural features and aesthetic value rates using non-discriminatory lending
services to enable persons with X practices
special needs(including
persons with HIV/AIDS)to live
in dignity and independence
providing affordable housing that conserving energy resources and access to capital and credit for
is accessible to job opportunities X use of renewable energy sources development activities that promote
X
the long-term economic social
viability of the community
i-
MEN MEN
Source:City of Clearwater; Economic Development and Housing, June 2011
• Increase the supply of supportive housing of housing opportunities for lower income
which includes structural features and persons and the revitalization of deteriorating
services to enable persons with special needs neighborhoods
(including persons with HIV/AIDS) to live in Restore and preserve properties of special
dignity and independence historic, architectural, or aesthetic value;
• Provide affordable housing that is accessible Conserve energy resources and use of
to job opportunities. renewable energy sources.
A Suitable Living Environment: Expanded Economic Opportunities:
• Improve the safety and livability of Job creation and retention
neighborhoods Establishment, stabilization and expansion of
• Eliminate blighting influences and the small businesses (including micro-businesses)
deterioration of property and facilities The provision of public services concerned
• Increase access to quality public and private with employment
facilities and services The provision of jobs to low income persons
• Reduce the isolation of income groups living in areas affected by those programs and
within areas through spatial deconcentration activities, orjobs resulting from carrying out
City of Clearwater,Florida 2013-2014 Action Plan
activities under programs covered by the plan SL 2.1 —Provide funding in the amount of$15,000
• Availability of mortgage financing for low to Martin Luther King, Jr. Neighborhood Family
income persons at reasonable rates using Center for salary support to implement the Project
non-discriminatory lending practices P.A.S.S. program that provide services to families
• Access to capital and credit for development who reside in the North Greenwood Community.
activities that promote the long-term economic The program provides children's programs, family
and social viability of the community support, educational attainment, and improved
• Empowerment and self-sufficiency for low economic status for low to moderate income
income persons to reduce generational families. The agency's overall goal is to assist 450
poverty in federally assisted housing and individuals.
public housing.
Surnmary of Specific Annual Objectives SL 2.1 — Provide funding in the amount of$2,800 to
Personal Enrichment through Mental Health
SL 3.1 - Provide funding in the amount of$10,000 Services, Inc. for salary support to implement a
to Community Service Foundation, Inc., for salary Family Emergency Treatment Program. The
support to operate a fair housing counseling and program provides emergency mental health crisis
housing placement program.The program pro- intervention and treatment services to mental ill
vides housing services to help lower income citizens including mentally frail elderly citizens of
families and individuals locate and secure the City. The services are provided immediately
permanent, decent and affordable housing.The without having to wait days or weeks before a
program also strives to counsel households on formal appointment could be made. The agency's
Fair Housing Landlord/Tenant Rights, and to goal is to assist 150 individuals.
provide emergency food and shelter program rent SL 2.1 —Provide funding in the amount of$12,000
and mortgage payment assistance.The agency's to the Intercultural Advocacy Institute for salary
goal is to serve 120 households. support to implement a Youth Leaders Partnership
SL 3.1 - Provide funding in the amount of$18,000 Program.The program provides leadership and
to Gulf Coast Legal Services, Inc., for salary mentoring opportunities to youth in the 6th and 7th
support to implement the agency's Legal Aid to grades.The program focus is to provide the tools
Preservation Housing Project. The project seeks and resources necessary to help youth develop
to provide legal assistance for low and moderate-
leadership skills plus a strong sense of identity and
income residents of Clearwater who are victims
in turn, grow leaders from within the community to
of predatory lending practices, foreclosure rescue serve as role models for their peers and younger
scams, persons who are experiencing or who have student population. The agency's goal is to assist
15 households.
experienced discrimination and/or fraud in housing
and to remedy these matters through negotiation,
SL 2.1 — Provide funding in the amount of$114,000
mediation or litigation and to assist residents in
to The Kimberly Home, Inc. to renovate a public
filing complaints regarding violations of Fair
facility for a daycare and/or a learning center. The
Housing Laws. The agency anticipates that they
renovations will transform a blighted building to a
will serve 100 people.
neighborhood asset that will provide daycare
services to pregnant women. The center will be
used to proved assessments, crisis intervention
City of Clearwater,Florida 2013-2014 Action Plan
services, counseling, pre and post natal education, and intervention program that provides for a
case management, mentoring and other related 24-hour sobering up area, intensive case
services. The agency's goal is to assist 200 management and placement service. The agency's
individuals. goal is to serve 150 homeless Clearwater
individuals.
DH 1.1 - Provide funding in the amount of$12,000
to Pinellas Opportunity Council, Inc., for salary DH 1.1 — Provide funding in the amount of$18,000
support to implement the agency's Chore Services to the Homeless Emergency Project— Emergency
Program.The program promotes better livable Shelter for operational support to administer their
opportunities by providing services to the elderly emergency shelter programs. The program
and frail elderly.The services will help to alleviate provides shelter, meals, case management, benefit
blight and blighting conditions, reduce crime, and advocacy, life skills training, vocation, medical,
create a sense of pride in their community by dental, mental health care, substance abuse
providing heavy household cleaning, yard work and treatment, transportation and referrals to other
minor repairs.The agency's goal is to assist 45 supportive service providers. The agency's goal is
elderly households. to assist 1,200 individuals.
DH 1.1, EO 1.1 - Provide funding in the amount of DH 1.1 — Provide funding in the amount of$12,000
$300,000 to Religious Community Services, Inc., for to Religious Community Services, Inc. —Grace
renovations and development at The Havens of House in salary support to operate an emergency
RCS. The Havens of RCS is a facility that offers homeless-family program. The program provides
housing and related support services for victims eight weeks of shelter and services to families with
of domestic abuse. Funding to the Havens will be children that are homeless or at risk of becoming
used to renovate the building. The Havens goal is to homeless, with the goal of moving them into
serve 10,000 domestic violence victims (women and sustainable housing. The agency's goal is to assist
children). 650 families.
SL 2.1 - Provide funding in the amount of$11,978 EO 2.1 — Provide funding in the amount of$4,842
to the Safety Harbor Neighborhood Family Center to UNO Federation Community Services, Inc. in
for salary support to operate the Neighborhood salary support to operate a housing counseling and
Family Center. The Bridge the Gap project is a education program. The program provide pre-
combination of services to help individuals and purchase, post purchase and foreclosure
families survive, stay in their homes and stay prevention/intervention counseling and first time
together by providing food, clothing, hygiene homebuyer workshops. The agency goal is to assist
products, baby needs,job training, and financial 127 families.
assistance.The agency's goal is to assist 450
families. DH 2.1, DH 3.1, SL 1.1, EO 2.1, EO 3.1 - Provide
funding in the amount of$650,137 to agencies in
DH 1.1 - Provide funding in the amount of$12,000 the City's Housing Pool to acquire and/or develop
to WestCare GulfCoast Florida, Inc., for salary real property, rehabilitate homes or rental units or
support to operate the Turning Point overnight provide downpayment and closing cost assistance
shelter.The shelter provides an overnight facility for to eligible low to moderate-income families.Eligible
homeless persons under the influence of drugs agencies participating in the Housing Pool include
and/or alcohol. It operates as an inebriate receiving Clearwater Neighborhood Housing Services, Inc.,
City of Clearwater,Florida 2013-2014 Action Plan
Largo Area Housing Development Corporation,
Inc., Habitat for Humanity of Pinellas County, Inc.,
and Tampa Bay Community Development
Corporation.
DH 2.1, DH 3.1, EO 2.1, EO 3.1 - Provide funding
in the amount of$43,514 to eligible Community
Housing Development Organizations to acquire
and/or develop or rehabilitate real property.
Description of Activities
Figure 48 describes the outcome measures for
activities in accordance with Federal Register
Notice dated March 7, 2006, i.e., general objective
category (decent housing, suitable living
City of Clearwater,Florida 2013-2014 Action Plan
Specific Annual Objective
Funds Indicators Number Number Completed
DH Assist persons at risk of CDBG 2013 Number of persons 114 0%
1.1 becoming homeless assisted
==MEN=
DH Retain the affordable housing CDBG 2013 Number of housing 26 0%
2.1 stock HOME units rehabilitated
7 DH Increase the availability of CDBG 2013 Number of housing 44 0%
3.1 affordable housing HOME units developed
NSP
e
SL Eliminate blighting influences CDBG 2013 Number of 19 0%
1.1 and the deterioration of HOME structures/properties
property and facilities rehabilitated or
demolished
SL Increase the access to quality CDBG 2013 Number of people 14,475 0%
2.1 public services and facilities attending the
facilities
SL Reduce the isolation of income CDBG 2013 Number of people of 58 0%
3.1 groups within areas through HOME various
spatial deconcentration of NSP backgrounds
housing opportunities and the receiving assistance
revitalization of deteriorating
neighborhoods throughout the city.
City of Clearwater,Florida 2013-2014 Action Plan
Specific Annual Objective
Funds Indicators Number Number Completed
EO The provision of jobs to low- 2013 Number of low- 2 0%
1.1 income persons living in areas income people hired
affected by those programs through Section 3
and activities under programs Activities
covered by the plan
EO Availability of mortgage 2013 Number of loans 58 0%
2.1 financing for low income provided
persons at reasonable rates
using non-discriminatory
lending practices
MEMO=
EO Access to capital and credit for 2013 Number of loan 58 0%
3.1 development activities that provided
promote the long term
economic social viability of the
community
NR Improving living conditions in 2013 Number of people 25 0%
1.1 the Neighborhood assisted in the
Revitalization Strategy Areas NRSA 7
O %
1.1
O %
2.1
Source: City of Clearwater, Economic Development and Housing Department, June 2013
City of Clearwater,Florida 2013-2014 Action Plan
jr ""Funding for proposed activities include funding from entitlement
_, • allocations, program income and prior year funding
• • °° • Source:City of Clearwater, Economic Development and
City of Clearwater Rehab $110,000 Housing Department,June 2013
Program Delivery Costs
Community Development $151,297
Block Grant(CDBG)
Home Investment Partnership $38,009
Program & Program Income
State Housing Initiatives
Partnership Program - $15,000
Program Income
Pinellas County Housing Trust
Fund Program—Program $ 15,539
Income
Neighborhood Stabilization
Program 3—`Program Income $45,000
•
Personal Enrichment Through $2,800
Mental Health Services, Inc.
WestCare Gulf Coast Florida, $12,000
Inc.
Pinellas Opportunity Council, $12,000
Inc. -Chore Services
Gulf Coast Legal Services, Inc. $18,000
- Fair Housing
Community Service $10,000
Foundation, Inc. - Fair Housing
Martin Luther King, Jr. $15,000
Neighborhood Family Center
Safety Harbor Neighborhood $11,978
Family Center, Inc.
Intercultural Advocacy Institute $12,000
Religious Community Services, $12,000
Inc. -iGrace House'
Homeless Emergency Project $18,000
UNO Federation Community $4,842
Services, Inc.
Religious Community Services $300,000
-The Havens
The Kimberly Home $114,000
• • - - ••
Economic Development— $10,000
Program Delivery
City of Clearwater Infill $10,000
Housing - Program Delivery
• •
Largo Area Housing Development Corporation
Homes for Independence
Habitat for Humanity of Pinellas County, Inc.
Tampa Bay Community Development Corporation
The Kimberly Home
� •• -
be
City of Clearwater,Florida 2013-2014 Action Plan
environment, economic opportunity) and general possible, the City of Clearwater aims to target
outcome category (availability/accessibility, CDBG funds on a community-wide basis with a
affordability, sustainability). focus in areas where the funds are most needed.
Figure 49 shows the proposed activities for the FY The City will allocate its affordable housing funds on
2013-2014 program year. a city-wide basis.The City will allocate its CDBG
funds within the City's designated low/moderate
GEOGRAPHI C DISTRIBUTION/ income areas and Neighborhood Strategy Areas.
ALLOCATION PRIORITIES The City's priority community development needs
Areas of Low/Moderate Income Concentrations will continue to eliminate slum and blighting
Figure 50 shows all of the Census Tracts and influences in the City's two Neighborhood
Block Groups located within the City of Revitalization Strategy Areas (North Greenwood
Clearwater that have a Low/Moderate income and Lake Bellevue, formerly known as South
percentage above 40 percent. Greenwood) which are both adjacent to the City's
The locations of CDBG eligible areas, very-low in- expanded Downtown Community Redevelopment
come and low-income areas are shown in Figures Area.
51 through 53. This area is known as the East Gateway area and
These eligible block groups can be viewed is east of, but contiguous to both downtown and
graphically in the CDBG Eligible Areas Map the North and South Greenwood Revitalization
located in the Appendix of this report.As much as
026400 1 840 1484 56.6
026300 6 337 610 55.2
025405 1 530 978_ 54.2
026703 3 1009 1863 54.2
Potential
Block Census •• •• 026300 1 449 844 53.2 Become Group Tract
Population 025404 6 460 868 53.0
Low/Mod
026300 2 667 1266 52.7
026905 2 15 15 100
026100 2 345 663 52.0 '
026100 5 322 386 83.4
026500 5 314 605 51.9
025902 2 809 1071 75.5
026602 2 908 1755' 51.7
026400 2 996 1326 75.1
Source:2011 HUD Low and Moderate Income Summary Data
026601 2 539 720 74.9
026200 1 1264 1707 74.0
025504 3 42 59 71.2 Strategy Areas. Needed improvements will
025902 1 381 549 69.4 include infrastructure, community facilities,
025404 1' 487 707 68.9 signage and streetscaping, landscaping and
025800 3 852 1262 67.5 other public Improvements.
026100 3 672 ` 996 67.5
026200 2 256 396 64.6
026500 1 405 : 633 64.0
025401 3 275 431 63.8
026808 1' 2412 3868 62.4
026905 3 877 1409 62.2
025902 4 407 683 59.6
025902 5 423 713 59.3
026808 2 1973 : 3431 57.5
City of Clearwater,Florida 2013-2014 Action Plan
service and become more oforesource for these
O n�videra�������� �� f������� ������������ ������ providers.
The lack of available land and rapidly rising housing
Pove�y |eve|shoveinonaoseds|ight|ybehween1QQO
ph U continue
and 2OOO� It can be assumed that between 2OOO and
ability to provide affordable housing. Rapidly rising assumed
prices will also increase the need for affordable rental 2O1O that poverty has increased further due to
increased unemployment. Federal prognannfunds
unitaforhouseho|dsbeingprioedoutoftheowner
market. The need for affordable nanto| projects will also being used are not designed tobeanti-poverty
programs, thus |innitingthe onnountofresources
inonaoseoshighe�endopo�nnentoonnp|exesona '
converted into condominiums. available for such activities.
One obstacle that all communities face with meeting
underaerved needs is the lack of resources. The City of
Clearwater plans to review alternative sources of funds
to help address the needs ofCity residents. Efforts will
be made to submit grant applications to Federal, state,
and local resources. Specific grant applications could
include Neighborhood Stabilization Programs, other
Community Development Initiatives, Economic
Development grants, Energy Efficiency grants,
infrastructure improvements, and neighborhood
enhancement/revitalization.
The current economic downturn has presented several
obstacles from unemployment and underemployment
to foreclosures. The unemployment rate in the Tampa,
St. Petersburg, Clearwater SK4SAis approximately
6.596. As o result ofthe lost jobs several low to
moderate income families has lost their homes and
nanto| units. The vacancy rate for rental housing in
Clearwater is8.O496. Ovena||, 12.1696ofall Clearwater
housing units are vacant. |n April 2O13. the City's
foreclosure rate was 1O.Q2. This means that one out of
twenty homes were in foreclosure. In addition to the
foreclosure crisis, the City has seen o4696decrease in
home values over the last three years.
With the impact of lack of revenues produced bythe
economic downturn, the need for social services has
increased. The City of Clearwater will continue towork
with public service providers inon effort toexpand
City of Clearwater,Florida 2013-2014 Action PI an
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Public Housing According to the Fiscal Year 2010 Five-Year and
The Public Housing Authority for the City of Clear- Annual PHA Plans for the CHA, the following specific
water is the Clearwater Housing Authority (CHA). goals will enable the agency to serve the needs of
The CHA has developed a 5-Year Plan for the low and very low-income, and extremely low-income
2010-2015 fiscal years. The CHA manages 202 families over the next five years:
units and 1,095 housing Choice Vouchers. 1. Apply for additional Housing Choice Vouchers
The CHA public housing program provides when available and applicable.
federally-subsidized rental properties. Residents 2. Continue to search for affordable housing
pay only a portion of their rent based on income. opportunities and when practical, utilize
Their mission is to lead in creating housing available Replacement Housing Factor
opportunities to enhance the lives of those they increments.
serve. The CHA has an ongoing management program in
The CHA aims to build communities with place to involve residents in its operations. CHA is
innovative programs, sustain a dignified and recognized throughout the state and nation as
desirable environment and create alliances to being a very progressive housing authority. Income-
nurture self-sufficiency. eligible residents of CHA's programs are eligible for
all of the City's affordable housing programs shown
in Figure 54.
City of Clearwater,Florida 2013-2014 Action Plan
The City's Public Housing Authority is not listed as 12. 2O12. The HLBis charged with creation,
troubled byHUD. implementation, and oversight/evaluation ofatrue
Pinellas County system of services to get homeless
Homeless and Special Needs individuals and families stabilized and in permanent
Homeless housing as quickly and effectively as possible, and
The new Pinellas County Homeless Leadership merger of the former Homeless Leadership Network
Boards. Inc. (HLB) has been in place since February (HLN) and the Pinellas County Coalition for the
Capital Improvements
Modernization
Rehabilitation
Other(Specify)
Capital *BT—Window replacement with structural improvements, $65,936
re-stucco and repair to Barbee Towers
Operations $165,000
Neighborhood Revitalization(non-capital)
Capital Improvement
Safety/Crime Prevention/Drug Elimination
Other(Specify) Computer hardwarelsoftware systems upgrades $50,000
Resident Services/Family Self Sufficiency
Other(Specify)
Total $330,936
Source:City orClearwater, Economic Development and Housing Department,June uo1u
City m Clearwater,Florida zoz3'zom Action p/a^
Homeless, Inc. (PCCH). The PCCH worked
tirelessly for more than 28 years to coordinate The 2011 point in time (PIT) count of homeless
homeless services among the 25-plus provider individuals in Pinellas County was designed to
organizations; the two organizations than worked obtain an accurate census of the number of home-
together from 2006—2012 to implement the less individuals residing in the County.The street
Pinellas 10-Year Plan to End Homelessness, and to count primarily took place on Monday,
oversee homeless services. January 24, 2011 at locations around the County.
Throughout the day, volunteer surveyors inter-
The HLB is one strong leadership entity for the viewed homeless and at-risk individuals, children,
homeless of services, streamlined, action-oriented,
and families to capture a broad range of
results-oriented, and accountable to funders and
information concerning demographics, living
the community for reducing homelessness and
arrangements, education, employment status and
getting people in stable housing. It has assumed
the roles and responsibilities of the former HLN and several other key factors. Collection and analysis of
PCCH, and has added the goal of creating and this data is intended to help stakeholders obtain
implementing a true homeless/as-risk system of resources, develop community initiatives and
services for families, unaccompanied youth, chronic understand how to best provide services to people
homeless persons, and veterans. It is now the who are homeless or are at risk of homelessness in
designated Lead Agency for federal funds (HUD Pinellas County.
Continuum of Care and others) and for state
The count was composed of six sources: an un-
homeless services (DCF). It will continue to provide
previous PCCH services such as the annual sheltered homeless count, a school count, a
homeless point-in-time count, the Cold night Shelter sheltered homeless count, an overnight count, a jail
program, and Tools for Schools (stuffed backpacks count and an unsheltered family count. The un-
for homeless children). It will monitor performance sheltered homeless count consisted of 720 adults
outcomes for the whole Pinellas system of services and 65 children under the age of 18.The sheltered
and its providers, based on whether the services homeless count consisted of 2,050 individuals.
actually helped individuals and families gain The school count consisted of 2,110 students. The
permanent housing; every provider will be held to overnight count consisted of 464 individuals and
those outcomes, and funding decisions and the jail count consisted of 330 individuals.The un-
recommendations will be based on performance. sheltered family count consisted of 61 adults and
The HLB will be accountable to the system funders, 87 children. The total count across these sources
and the community, for the outcomes of the was 5,887.Among these, 3,661 fit the
homeless services and for the reduction in requirements to be considered to be literally
homelessness in Pinellas County. homeless.The difference between these two
estimates is largely attributable to the majority of
Homeless Needs children in the school data reporting that they
As part of the Consolidated Plan process, the City share the housing of others. A separate count of
reached out to PCCH to obtain data related to chronically homeless individuals was conducted
homeless population within the City of Clearwater using data from a housing survey conducted in
The following narrative is based on data provided 2011 and Tampa Bay Information Network (TBIN)
in the PCCH's 2011 Point in Time (PIT) Count of participating shelters. A total of 155 chronically
Homeless Individuals in Pinellas County. homeless individuals from the unsheltered
population combined with 124 individuals from the
City of Clearwater,Florida 2013-2014 Action Plan
sheltered population resulted in an estimate of
279 chronically homeless individuals in Pinellas Proposed Homeless Projects to address
County. needs:
• Provide funding in the amount of$300,000 to
When asked, the primary reasons given for Religious Community Services, Inc., for
homelessness included: loss of a job, financial renovations at The Havens of RCS. This
problems, or not enough income (416 out of 720 facility offers housing and related support
unsheltered homeless); alcohol or drug problems services for victims of domestic abuse.
(83); criminal history/arrest/incarceration (76); family Funding to the Havens will be used to
break-up (60); and mental health or emotional demolish and reconstruct office building. The
problems (58). Haven's goal is to serve 10,000 domestic
The data included in the PCCH point in time count violence victims (women and children).
•
is primarily reflective of Pinellas County as a Provide funding in the amount of$12,000 to
whole, and not specifically for the City of Clear-
WestCare GulfCoast Florida, Inc., for salary
water. However, some municipal-level data was
support to operate the Turning Point overnight
included in the report. Of the 720 total unsheltered shelter.The shelter provides an overnight
individuals recorded in the County, 156 indicated facility for homeless persons under the
the City of Clearwater as their primary place of stay. influence of drugs and/or alcohol. It operates
Of the 1,712 sheltered homeless individuals as an inebriate receiving and intervention
recorded by the TBIN participating shelters, 281 program that provides for a 24-hour sobering
resided within Clearwater's zip codes. up area, intensive case management, and
placement service.The agency's goal is to
Based on the 2011 point in time count, as well as serve 150 homeless Clearwater individuals.
other data provided by PCCH, Figure 42, Home- Non.-Homeless Special Needs Population
less and Special Needs Populations on page 62
Special populations, such as the disabled or
in the 2011-2016 Consolidated Plan, identifies the
populations living with HIV/AIDS, face particular
need for shelter and services within the homeless
community in Pinellas County. This figure serves as obstacles when it comes to housing. Often living on
HUD required Table 1A, Homeless and Special fixed incomes or burdened by medical expenses,
Needs Population. housing opportunities are typically limited.
T
In determining the unmet need for the homeless he U.S. Census Bureau defines disability as a
population, Figure 42, in the 2011-2016 long-lasting sensory, physical, mental or emotional
condition. This condition can make it difficult for a
Consolidated Plan displays 1,650 beds available
person to do activities such as walking, climbing
for individuals. The total number of individuals stairs, dressing, bathing, learning, or remembering.
identified in the 2011 PIT count is 947. It can be It can also impede a person's ability to go outside
assumed that the current inventory of beds is the home to maintain a job. Disability includes
adequate to serve this population. For families persons with severe vision and/or hearing
the number of available beds is 601 with a PIT impairment.
count of 239. Again, it can be assumed that the
current inventory of beds is adequate to serve According to the 2000 U.S. Census, of the 79,802
this population. citizens between 5 and 64 years old in the City of
Clearwater, more than 32 percent (26,083) had
City of Clearwater,Florida 2013-2014 Action Plan
some kind of disability. Of the 23,357 citizens this special needs population. However, the Health
65 years or older in the City, more than 66 percent Department does not provide services related to
(15,477) had some kind of disability. housing specifically.
Currently, there are a number of agencies within the A number of specialized services are provided
region that provide programs for the disabled. through various agencies in Clearwater.The City
Family Network on Disabilities, Inc.,Abilities of will continue to narrow the gap in services
Florida, Inc.,Alternatives at Work,ARC Upper Pi- provided to citizens with special needs.The City
nellas, and Gulf Coast Jewish Family Services are shall support efforts, either financially or
the primary service providers for this population. otherwise, to meet the needs of this population.
While all of these agencies offer programs that en- Projects that utilize diverse sources of funding will
courage self-sufficiency, including job training and be granted a higher priority
assistance in locating affordable housing, few of
these programs have dedicated housing stock for A description of the City's existing services and
the disabled.This special needs population could be programs dedicated to helping those with special
underserved in the City of Clearwater given the needs follows.Additionally, the City coordinates
limited resources for housing specifically. with other agencies to provide services if such ser-
vices are not provided by the City of Clearwater.
According to the U.S. Department of Health and
Human Services Centers for Disease Control and Elderly&Frail Elderly
Prevention, approximately 1.1 million Americans The elderly and frail elderly are assisted through
are living with HIV, the virus that causes AIDS, City, County and non-profit agencies. Pinellas
and one fifth of those infected are unaware of their County, Department of Health and Human
infection.According to the Pinellas County Health Services provides a significant number of
Department 2009 HIV/AIDS demographic services, from hot meals to transportation, in
information for Pinellas County, there are 155 partnership with community organizations and
reported cases of AIDS in Pinellas County. In Federal, State and local funding sources.
addition, there are 184 reported cases of HIV in
Local service providers for the disabled include
Pinellas County. Based on the percentage of
Abilities of Florida, Inc., anon-profit 501(c) 3
persons living in Clearwater's below the poverty rate
organization located in Clearwater Abilities of
in Clearwater, it is estimated that roughly
Florida, Inc., offers rehabilitation and employment
5 persons with HIV/AIDS may need supportive
services to people with disabilities. In addition,
housing.
they offer outsourcing labor options to businesses
The State of Florida Housing Opportunities for and government agencies in a variety of fields.
Persons with AIDS program (HOPWA)does not
offer any services in Pinellas County for persons Additionally, Gulf Coast Jewish Family Services is
living with the HIV/AIDS virus. However, the State a non-profit 501(c) 3 organization located in
of Florida offers HOPWA program services in Clearwater. Gulf Coast Jewish Family Services
Tampa, approximately 15-20 miles from the City provides service to infants, children, families and
Additionally, the Pinellas County Health elders in serious physical, mental, medical, social
Department, through its Patient Care,AIDS Drug and financial crisis, allowing persons to remain
Assistance Program (ADAP), and HIV/AIDS free and independent with families and loved ones.
Surveillance, is the primary service provider for Services include case management, homemaker
City of Clearwater,Florida 2013-2014 Action Plan
services, affordable housing, mental health eligibility.
services and job training. HIV/AIDS Surveillance
Pinellas County Health Department provides
Substance Abusers education though community presentations and
In Florida, services for persons with Substance street outreach. In addition, the Health Education
Abuse disorders are coordinated by various department provides HIV/AIDS training to health
agencies within the State of Florida, Pinellas care professionals, provides technical assistance to
County and the City of Clearwater. Florida community-based agencies, maintains a re-source
Department of Children and Families has several library of HIV/AIDS educational videos and
programs that can aide Florida families and materials and conducts media relations to ensure
individuals.The Department of Children and release of current HIV/AIDS information.
Families provides pro-grams called Substance
Abuse & Mental Health (SAMH). The Department's Jail Linkage Program
SAMH programs are administered statewide, The Pinellas County Jail Linkage Project is a
through 20 circuits, which are grouped into six program inaugurated in Pinellas County by the
regions. Pinellas County Health Department and has
been in operation since 2001. The Pinellas
Acquired Immune Deficiency Syndrome (AIDS) County Jail Linkage Project conducts risk
The Pinellas County Health Department provides assessments to in- mates to determine those who
services for those infected with HIV or having AIDS. may be at high risk of infection. The Pinellas
The Pinellas County Health Department has over County Health Department provides
12 years of experience providing health care prevention/education and testing of those
to persons living with HIV and/or AIDS. Pinellas individuals who may otherwise "slip through the
County Health Department has programs broken cracks" of the system.
down into various categories:
Victims of Domestic Violence
Patient Care The Haven of Religious Community Services
The Pinellas County Health Department HIV/ (RCS) provides safe housing, outreach and case
AIDS Program was established in 1997. The AIDS management to survivors of domestic violence
patient care clinic is funded privately and publically through the Pinellas County area. RCS is a 501(c)
through private donorship and state general (3) nonprofit corporation that has been in operation
revenue dollars.The clinic is contracted to provide since 1967. The City has given the non-homeless
care to 250 clients however, Pinellas County Health special needs populations, who require supportive
Department has reported that the County is facilities/housing, a medium priority and intends to
presently seeing over 800 clients.The Patient Care continue to support activities in this area as we are
Clinic also provides patient care, HIV counseling presented with projects and/or as we identify
and testing, case management, nutritional services, activities. Within this group, the elderly are being
etc. given the highest priority.
The AIDS Drug Assistance Program (ADAP) Proposed Non-Homeless Special Needs
ADAP assists HIV positive persons stay healthy Projects:
by providing financial support with the purchase Provide funding in the amount of$12,000 to
of HIV prescription medications for people who Pinellas Opportunity Council, Inc., for salary
do not qualify for Medicaid, or have private support to implement the agency's Chore
health insurance, or are awaiting Medicaid Services Program.The program promotes
City of Clearwater,Florida 2013-2014 Action Plan
• Building Codes: The City adheres to the State
better livable opportunities by providing guidelines code books, designed to ensure that
services to the elderly and frail elderly.The dwelling units are structurally sound and safe
services will help to alleviate blight and for their inhabitants. CABO (Council of
blighting conditions, reduce crime, and create American Building Officials) guidelines are used
a sense of pride in their community for one and two-family dwelling units. Such
by providing heavy household cleaning, yard building codes do not include any codes which
work and minor repairs. The agency's goal is to are insensitive to the older housing stock of the
assist 40 elderly households. City.
Barriers to Affordable Housing • Approval and Permitting Systems: The City
does not utilize slow procedures that are
The City of Clearwater is sensitive to the effects burdensome and uncoordinated, nor does the
that public policies have on the cost of housing as City impose repetitive reviews that require
well as those that serve to dissuade developers to incur high costs and lose
development, maintenance or improvement of
valuable time.
affordable housing. Although some of the
barriers to the cost of producing affordable
housing are beyond the control of local
government, it is hoped that City policies do not
create more barriers.The City works to establish
positive marketing strategies and program criteria
increasing housing choices for households with
limited incomes, to provide geographical choice
in assisted housing units, and to improve the
physical quality of existing affordable housing
units. The City has identified regulatory,
transportation and
financing issues as barriers to affordable housing.
The City of Clearwater will continue to avoid all
barriers to affordable housing. In many
municipals-ties, the following programs and
policies have the potential for creating barriers to
affordable hous- ing, and thus, are a matter of
interest for the City:
• Land Development Regulations: The City of
Clearwater LDR is free of barriers to affordable
housing. It is a useful tool designed to promote
the health, safety and welfare of its residents.
It does not contain any restrictive, exclusionary
zoning or excessive subdivision controls that
would impose barriers to affordable housing.
City of Clearwater,Florida 2013-2014 Action Plan
• Manufactured and Modular Housing: however, interior chewable surfaces are treated as
The City permits manufactured and modular necessary.All Department policies and procedures
housing as long as the development is have been revised to conform to federal
consistent with the City's LDR and requirements.An EPA-certified staff member orders
Comprehensive Plan. The LDR does not and reviews paint inspections, risk assessments
impose restrictive barriers on these types of and clearance testing of suspect properties done by
new construction. licensed testing professionals.
• Redlining and Secondary Market
Practices: The City does not use such In every program where Federal funds are ex-
practices. pended on a housing unit, the City incorporates
• Code Enforcement: The City has no the current procedures for hazard reduction or
systematic house to house code enforcement LBP abatement guidelines as defined in 24 CFR
program.A complaint-based code enforcement Part 35.
process is available to people who call
A problem that impacts the rehabilitation of owner-
Development Services seeking help.As
occupied housing units is the presence of lead-
a result, there are no code enforcement
based paint if the home was built prior to 1978.The
activities that are excessive, exclusionary, or
costs for the treatment or removal of these
discriminatory.
conditions can be minor for encapsulation to major
• Policies that Affect the Return on
for removal. When a home is identified as a
Residential Investment Including
candidate for the City's Rehabilitation program,
Supportive Housing: The City has no policies
and if it was built prior to 1978, it is inspected for
that affect the return on residential investment.
lead in accordance to the rules of the federal
As a result there are no such policies that are
programs. Should lead hazards be found, the City
excessive, exclusionary, and discriminatory.
will discuss the options with the homeowner to
Other Actions eradicate the lead presence.The City provides
edO-Bed Paint loans to eligible households for lead abatement.
Throughout the fiscal year, the County Health Lead-based paint is defined as paint containing one
Department screens and tests school children for milligram per square centimeter (1 mg/cm2)of lead,
lead poisoning.The City will continue to test all or 0.5 percent lead by weight. The definition of a
buildings built before 1978 for lead-based paint in lead-based paint hazard is any condition that
all its housing programs. causes exposure to lead from lead-contaminated
The City follows procedures as specified in dust, soil, or paint that is deteriorated or present
applicable regulations. The Department and its In/on accessible surfaces, friction surfaces, or
representatives provide all required notifications impact surfaces that would result in adverse
to owners and occupants and inspect for human health effects as established by the
defective paint surfaces of pre-1978 properties. appropriate federal agency.
Any defective paint conditions found are included Although lead is known to cause adverse health
in the Scope of Work and Treatment provided to effects in both adults and young children, children
the defective areas. No children under 7 years of (particularly those under the age of 7) are at a
age have been found to have identified
Environmental Intervention Blood Lead Level
(EIBLL) condition;
City of Clearwater,Florida 2013-2014 Action Plan
2007, 34,674 children were screened for lead
poisoning throughout Pinellas County by local-
Year New Cases(#) .««,baba pediatricians and health care facilities. One
1993 311 6,637 hundred thirty-four cases of lead poisoned
1994 275 8,295 children were identified. This program will continue
1995 153 7,628 to be expanded, especially in the already
1996 116 6,543 identified high risk target areas.
1997 104 6,196 The City has recently done extensive research to
1998 73 6,614 obtain educational and outreach materials
1999 60 5,581 pertaining to lead-based paint. We have placed
2000 47 5,249 many brochures, education materials and useful
links on our website for citizens to access.
2001 31 4,939
2002 16 5,605 Fair Housing
2003 25 6,479 In 1995, HUD announced that entitlement
2004 14 4,378 communities, communities receiving direct federal
2005 111 2,689 funding from Community Development Block
Grant, HOME Investment Partnership and
2006 6 2,684
Emergency Shelter Grant programs, must conduct
2007 30 2,651 a study of existing barriers to housing choice.
Total 1,272 82,168
This required study is referred to as the Analysis
Source:2005-2010 Consolidated Plan:Pinellas County Public
Health Department 20111 Center for Disease Control and of Impediments (AI) and is part of entitlement
Prevention. communities' consolidated planning process.
greater risk to lead-based paint hazards. Severe The purpose of the Al is to examine how state and
lead exposure in children, which is quantified as local laws, and private, public and non-profit sector
having blood lead levels greater than or equal to regulations, administrative policies, procedures,
880 micrograms per deciliter can lead to and practices are impacting the location,
convulsions, a coma, or even death. High levels of availability, and accessibility of housing in a given
lead exposure can also cause mental retardation, area. The Al is not a Fair Housing Plan; it is an
kidney damage, as well as damage to the central analysis of the current state of fair housing choices
nervous system, brain, and blood forming tissues. in Clearwater and identifies specific barriers that
need to be addressed if future fair housing
Figure 55 displays that the number of lead-poisoning initiatives are to be successful.
cases among children has been in long term decline
within the County, declining from 311 new cases in Each jurisdiction receiving federal funds must
1993 to only 30 in 2007. certify that it is affirmatively furthering fair housing.
The certification specifically requires jurisdictions
Public and private efforts are currently underway to conduct an analysis of impediments to fair
with the Pinellas County Public Health housing choice within the state or local jurisdiction,
Department taking the lead in addressing lead take appropriate actions to overcome the effects of
poisoning in the community. The department has any impediments identified through that analysis,
received a grant from the Centers for Disease and maintain records reflecting the analysis and
Control and Prevention. During the years 2000- actions in this regard.
City of Clearwater,Florida 2013-2014 Action Plan
On July 22, 2010, the Cities of St. Petersburg, Impediment: Low number of loan applications
Largo and Clearwater and Pinellas County pro- from minorities and low origination rates for
cured the services of J-Quad Planning Group, a minority applicants.
fair housing consultant, to conduct an analysis of Remedial Action: Continue homebuyer outreach
impediments to fair housing choice for each entity and education efforts. Expand homeownership
and credit counseling classes as part of a high
The analysis of fair housing choice in the City has school curriculum to help prevent credit problems
identified impediments, through a study later in life.
methodology that included conducting focus group
sessions, the construction of a demographic Impediment: Predatory lending and other industry
analysis resulting in a community profile and fair practices.
housing index, analysis of the Home Mortgage Remedial Action: Continue to encourage financial
Disclosure Act (HMDA)data for the City and institutions to assist low-to moderate-income
Pinellas County and a fair housing law and public persons by establishing or reestablishing checking,
policy and program review savings, and credit accounts for residents that
commonly utilize check cashing services through
The City's commitment to furthering affordable bank initiated "fresh start programs"for those with
housing through planning and CDBG/HOME poor credit and previous noncompliant bank ac-
program design and implementation is noteworthy count practices.
These efforts will continue to help maintain stability
and strengthen its older and lower-income areas. Socio.-Economic Impediments
ent
The City and its nonprofit partners are encouraged Impediment: Poverty and low-income among
to expand these efforts into other neighborhoods as minority populations.
a primary means of expanding fair housing choice. Remedial Action: Continue to work on expanding
job opportunities through the recruitment of
Banking, Finance, Insurance and Other corporations, the provision of incentives for local
Industry Related Impediments ent corporations seeking expansion opportunities, and
Impediment: Impacts of the Sub-prime Mortgage the assistance with the preparation of small
Lending Crises and Increased Foreclosures. business loan applications. Support agencies that
Remedial Action: Continue to work with the provide workforce development programs and
State, National Non-Profit Housing Intermediaries, continuing education courses to increase the
Federal Home Loan Bank, other lenders and HUD educational level and job skills of residents.
to evaluate programs and identify funding that can
help reduce the mortgage default rate and fore- Neighborhood Conditions Related
closure rates among low- and moderate-income Impediments
ent
home buyers and existing home owners. Impediment: Limited resources to assist lower
income, elderly and indigent homeowners maintain
their homes and stability in neighborhoods.
Remedial Action: Continue to support and expand
program of Self-Help Initiatives based on volunteers
providing housing assistance to designated elderly
and indigent property owners and assist them in
complying with municipal housing codes. Involve
volunteers, community and religious
City of Clearwater,Florida 2013-2014 Action Plan
organizations/institutions and businesses as a estate industry
means of supplementing financial resources for Expanding public awareness of housing
housing repair and neighborhood cleanups. opportunities in the community
Public Policy Related Impediments ents Developing cooperative solutions to problems
There were no Public Policy Related Impediments. associated with implementation of the VAMA
The City funds programs that offer free classes for Continued support of the Pinellas County
persons desiring to become homeowners.The Human Relations Department, Pinellas
Pinellas Realtor Organization subscribes to the County Board of Realtors, and the Community
Voluntary Affirmative Marketing Agreement Housing Resource Board
(VAMA) and works to educate its members about Continued to work with the local committee of
Fair Housing. Training and marketing materials Americans with Disabilities to view housing
have been videotaped and translated into related issues for homeowners, renters, or
American Sign Language and Spanish. The City homebuyers with disabilities.
promotes home ownership and education at Provided funding in the amount of$18,000
various homebuyer fairs and expositions.The City to Gulf Coast Legal Services to implement a
also provides funding to the Community Service fair housing program that offers counseling
Foundation to provide Fair Housing Education. services, initial needs assessment, rental
eviction intervention, and marketing of fair
In addition to the Human Relations Department, the housing programs.The agency assisted 80
City is working with Pinellas County Realtors through individuals.
the VAMA Program to further fair housing Provided funding in the amount of$8,750 to
opportunities in real estate transactions.To further the Community Service Foundation to
these efforts of the VAMA, the Pinellas County Board administer a fair housing program.The agency
of Realtors enlisted the services of the Community assisted 120 individuals.
Housing Resource Board to focus on the federal,
state and local enforcement agencies, housing The Pinellas County anti-discrimination effort
industry groups and volunteer community groups focuses on public information and enforcement of
working together to promote fair housing practices. fair housing regulations and the County's Human
Rights Ordinance. The County publishes a
These efforts include: Housing Resource Directory that includes an
• Providing public information on fair housing overview of fair housing law, information about
• Assessing community fair housing needs and reasonable accommodation and accessibility, and
identifying local problems and issues that a list of state and local enforcement agencies.The
impede equal housing opportunity County produces a brochure entitled, Fair Housing
• Evaluating performance and effectiveness of in Pinellas County, and distributes approximately
the VAMA 5,000 copies annually. Below market rate
• Expanding minority involvement in the real mortgages, down payment and closing cost
assistance are readily available through the
County's Housing Finance Authority and through
other agencies.The County is also active in
providing and promoting affordable housing,
providing low-cost funds for home purchase or
repair, and modifications to homes to make them
City of Clearwater,Florida 2013-2014 Action Plan
accessible to persons with disabilities. in both the 1990 and 2000 censuses.The 1990
The City directs significant resources to expand the statistics have been adjusted for inflation.
supply of affordable rental housing and partners As shown in Figure 9 in the 2011-2016
with a variety of for-profit and non-profit developers Consolidated Plan, the City of Clearwater reported
and the Housing Finance Authority of Pinellas increases in all Median Household Income, Median
County.The City also assists developers with a Family Income and Per Capita Income between
variety of incentives aimed at reducing 1990 and 2000, with Median Family Income being
development costs, impact fees, and regulatory the highest increase (3.2 percent). Other
impediments. surrounding communities experienced moderate
increases in all three income categories, with the
The City encourages mixed-income, multi-family exception of the City of Largo, which experienced
developments to develop affordable housing in a 1 percent decrease in Median Household Income
areas that are not predominantly low to moderate- from 1990 to 2000.
income as part of a continuing effort to
deconcentrate poverty. Funding is denied to For the City of Clearwater, the poverty level in-
developers who do not provide mixed-income creased from 10.6 percent in 1990 to 12.3 percent
housing where the effect could be to racially or in 2000. Every other surrounding community saw
economically segregate low income households. both the poverty level increase and decrease over
the 10-year period. However, at 12.3 percent in
Anti-Poverty t" over; Strafe 2000, the City of Clearwater's poverty level is high
Income levels are a good way to measure the when compared to the surrounding communities.
relative economic health of a community.Three Pinellas County reported a slight increase in
measures of income (median household income, poverty from 9.5 percent to 10 percent, while
median family income, and per capita income) are Florida reported a slight decrease in poverty from
recorded by the U.S. Census. Household income is 12.6 percent to 12.5 percent.
a measure of the total incomes of the persons
living in a single household. Family income is a The City of Clearwater participates in the Tampa
measure of the total incomes of a family unit and Bay Partnership, the regional Economic
does not include non-family units, such as a single Development agency and Enterprise Florida, the
person living alone, and for this reason is typically Statewide Economic Development entity; and has
higher than household income. Per capita income its own Economic Development Program. The
is a measure of the incomes of every person in a Tampa Bay Partnership internationally recruits
specific area. Because per capita income is based companies to locate to the Tampa Bay region. They
on all individuals, these statistics are typically lower provide a full range of business relocation
than those based on household or family incomes. assistance programs and utilize state and local
incentive programs to help in this process. There
Figure 9, Income and Poverty 1990-2000 on page are also Small Business Development Centers at
10 in the 2011-2016 Consolidated Plan, shows the local Community College.
these measures applied to the City of Clearwater
The Tampa Bay Partnership works with a network of
educational agencies to provide customized job
City of Clearwater,Florida 2013-2014 Action Plan
training programs for the business community.The The Kimberly Home, Inc.
area's Workforce Development Board, Worknet, Religious Community Services, Inc.
provides job training/employment skills to low- UNO Federation Community Services
income residents. Gulf Coast Legal Services, Inc.
• Safety Harbor Neighborhood Family Center, Inc.
Insfitutional Structure Westcare of Florida
The City continues to work with the various Homeless Emergency Project
providers and partners of their programs in an Pinellas Opportunity Council —Chore Services
effort to expand its services and opportunities and Martin Luther King Jr. Neighborhood Family
to make small, continuous improvements to the Center
process and continue to solicit input from all Intercultural Advocacy Institute
organizations involved in the process. Personal Enrichment through Mental Health
Services
The City utilizes a variety of non-profit
organizations to deliver housing, community and The City's service delivery system continues to work
economic development services. In the housing well. Communication and coordination between the
programs the City utilizes the local lending providers is excellent. Many agencies will refer
institutions and mortgage companies to partner clients to the various other providers.Many of the
with the City to provide affordable housing. Social/Public Services providers are members of
the Pinellas County Coalition for the Homeless and
The City funds several non-profit organizations that organization provides a great medium for
that provide operational support and services on a coordination and networking.
county-wide level. Both organizations are located
in another city of the county but assist Clearwater The City continues to work to bring in more housing
residents with their services.As in the past, the non-profits to assist with its Housing Programs, in
City has joined forces with the City of Largo and particular our housing rehabilitation program. In
Pinellas County to fund a county-based non-profit addition to housing nonprofits, the City continues
organization that provides counseling and safe to recruit more quality contractors to participate in
shelter for run-away youths (Family Resources). our rehabilitation and infill housing programs. With
the very active new construction market, it has
The City has developed a wide network of service been hard to find additional contractors.
providers that assist the City with implementing its
housing, community and economic development Other actions undertaken by the City included
programs. Our service providers include such developing institutional structures and enhanced
organizations as: coordination between public and private housing
and social service agencies. Partners-In-Self
• Tampa Bay Community Development Sufficiency administers a self-sufficiency program
Corporation that provides housing and educational opportunities
• Largo Area Housing Development Corporation to single-parent, low-income households. Under the
• Pinellas Habitat for Humanity program the Clearwater Housing Authority pro-
Community Service Foundation vides Section 8 certificates or vouchers to program
• Abilities of Florida, Inc. participants while they are pursuing education and
job training.At the end of the program, participants
City of Clearwater,Florida 2013-2014 Action Plan
should have saved enough money for a down For 2011-2016 there are several ongoing efforts to
payment on a home. The City's Housing Division, enhance coordination between various providers
and other approved housing providers, would of services, facilities and affordable housing for
further assist them with obtaining housing low-income persons and homeless persons, and
opportunities. between providers of housing rehabilitation and
these services and facilities.
The City continues to look for ways to improve and
enhance the coordination between our service Coordination between public agencies providing
providers and routinely solicits input from the housing resources takes several forms. The two
providers and clients on how the system can be agencies involved here are the Clearwater
improved. Housing Authority and the City's Economic
Development and Housing Department.
The City of Clearwater has identified the following Coordination activities include the following:
institutional structure through which it will carry out Five-Year Consolidated Plan and Annual
its affordable and supportive housing strategy.The
Action Plan
structure includes organizations from several Consolidated Annual Performance Evaluation
backgrounds. These organizations represent Report
private firms, local, non-profit agencies and local Annual City budget preparation
and state agencies. Ongoing staff communication to solve common
The most important firms are local financial problems
institutions and contractors. Financial institutions Responding to HUD directives
include savings and loans and banks. Many home
loans for rehabilitation and housing purchase are Monitoring
made by banks and savings and loans. Home All sub-recipients will receive federal and local
loans for rehabilitation are made by credit unions, regulations relating to their specific activity, along
Contractors perform housing rehabilitation and
with an explanation as to how these apply to the
build new houses. particular project. Specific Performance
Agreements will be executed with each sub-
Some local non-profit agencies are responsible for recipient, giving measurable objectives for the
assisting homeless persons and households; other eligible activity to be carried out. Each project is
non-profit agencies rehab and repair owner monitored on an ongoing basis and all pre-
occupied houses and rental units for low-income construction conferences are attended by
occupancy. Home maintenance skills are provided department staff. Documentation submitted with
to households. Subsidies for home acquisition are reimbursement requests is re-viewed for
provided. Legal help and fair housing assistance compliance with applicable regulations and
are also provided. measurable objectives prior to issuing funds.
Public agencies include city, county and state On-site monitoring of selected sub-recipients will be
governments. City government provides financial scheduled and completed annually by the
aid to rehabilitate renter- and owner-occupied units Accounting and Contracts Manager and/or the
and staff to enforce housing codes. The Housing Project Manager.A checklist will be completed and
Commission operates units in the City to house reviewed to insure all aspects of the activity are
low-income households. carried out in accordance with applicable regula-
City of Clearwater,Florida 2013-2014 Action Plan
tions.A follow-up letter will be sent to the Verify annual recertification was performed
subrecipient stating the outcome of the monitoring in a timely fashion and in compliance with
visit. contract provisions.
In addition to the above documentation, any The City recognizes that monitoring of this
subrecipient determined to be in need of and/ Consolidated Plan must be carried out on a
or requesting additional training on how to meet regular basis to ensure that the statutory and
grantee and federal requirements will receive regulatory requirements are being met. Further,
technical assistance in the form deemed most it is critical to confirm that the information being
appropriate to the circumstances by the Account- reported to HUD through such mechanisms as
ing and Contracts Manager, Project Manager, or the Integrated Disbursement and Information
Housing Manager.Additional technical assistance, System (IDIS) is correct and complete.
if needed or requested, will be given at the time of
the annual monitoring. The City of Clearwater Economic Development
and Housing Department is responsible for
HOME: Monitoring will be carried out in preparing annual reports detailing the progress of
accordance with federal regulations to insure all of the strategies contained in the Consolidated
compliance with all HOME requirements. Each Plan.This department will periodically monitor the
sub-recipient will be monitored on site to verify that: implementation of these strategies to identify areas
• The minimum percent requirement for HOME- requiring improvement.
assisted units are being met under the contract.
• Eligible tenant occupancy meets the minimum Clearwater will attempt to monitor the success of
percent requirement for HOME-assisted units a couple of projects based on the new regulations
under the guidelines. as stated in September 2003, CPD issued Notice
• Adherence to the contractual requirements 03-09, "Development of State and Local Perfor-
regarding concentration of HOME units and mance Measurement Systems for Community
special treatment of HOME tenants.. Planning and Development Formula Grant Pro-
The Waiting List procedures are in compliance grams". These benchmarks will be tracked over
with the grant covenants. the time frame covered within this document.The
• Adherence to The Equal Housing Provisions of performance of all projects will be reported in the
the contract. self-evaluation section of the Consolidated Annual
• Adherence to the MBE and WBE provisions of Performance Evaluation Report.The City of Clear-
the contract. water will follow HUD's mandates. To monitor the
• The HOME-assisted units meet housing
City's overall progress, comments will be sought
quality standards, and on-site files will be from a number of external sources including the
reviewed for the following information: non-profit agencies to which Clearwater gives
• Current, signed lease. CDBG and HOME funding. Comments from these
• Verify tenant's signature to an acceptable
organizations will be solicited on the City's annual
form of identification. performance.
• Verify monthly rent is in compliance. It is intended that this monitoring plan will reinforce
• Verify tenant's income is supported by file the communication network between the City and
documentation.
City of Clearwater,Florida 2013-2014 Action Plan
the various housing and human needs agencies Economic Development Revolving Loan Fund, and
participating directly in the implementation of the $275,992 from the Housing Rehabilitation
Consolidated Plan or assisting in the provision of Revolving Loan Fund.
service supporting the Plan's strategies.The
monitoring process will also ensure All program income received in the preceding year
accountability, compliance and adequate has been identified in the previous plan.
progress from the various agencies funded as
part of the City's CDBG Program. 1. Proceeds from Section 108 loan
guarantees that will be used during the
Program Speclific year to address the priority needs and
Requirements specific objectives identified in its
strategic plan.
Community Development
Block Grant Prograrn The City does not use funding for Section 108
In addition to the entitlement allocations listed Loan Guarantees.
above, the City maintains three Revolving Loan 2. Surplus funds from any urban renewal
Funds which are set up to carry out specific settlement for community development
activities. These include: the Housing Rehabilitation and housing activities.
Revolving Loan Fund (City Fund #686), the
Economic Development Revolving Loan Fund (City The City did not participate in any urban
Fund #687) and the Infill Housing Revolving Loan renewal settlement.
Fund (City Fund #689). 3. Any grant funds returned to the line of
The Housing Rehabilitation Revolving Loan Fund credit for which the planned use has not
includes payments made by homeowners who been included in a prior statement or plan.
participated in the Rehabilitation Program and had The City did not return any grant funds from
their home repaired. The Economic Development the line of credit.
Revolving Loan Fund includes payment made by 4. Income from float-funded activities.
for-profit business owners who participated in the
Economic Development Program and obtained The City did not use any of its funding for any
funds to start up or maintain their businesses. float-funded activities.
The Infill Housing Revolving Loan Fund includes 5. Urgent need activities, only if the
payments made by sub-recipients who borrowed jurisdiction certifies.
funds to purchase vacant lots to build homes.
The City did not identify any of its funds for
Funds were repaid when the sub-recipient sold the
urgent need during this reporting period.
home to an eligible homebuyer.
In FY 2013-2014, the City anticipates that the
revolving fund balance will be $796,336. These
funds include $296,075 from the Infill Housing
Revolving Loan Fund, $224,269 from the
City of Clearwater,Florida 2013-2014 Action Plan
6. Estimated amount of CDBG funds that will The City does not use HOME funds for
be used for activities that benefit persons refinancing of existing debt.
of low and moderate income. 2. Resale Provisions -- For homeownership
The City did not receive, or anticipates activities, describe its resale or recapture
receiving, any funds through any float-funded guidelines that ensure the affordability of
u
activities, Section 108 Loan Guarantee nits acquired with HOME funds. See 24
Program, or any other urban renewal program. CFR 92.254(a)(4).
All funds allocated for the City have been used Please see number 1.
on CDBG activities. One hundred percent 3. HOME Tenant Based Rental Assistance --
of all CDBG funds will be used for low to Describe the local market conditions that
moderate-income activities. led to the use of HOME funds for a
tenant- based rental assistance program.
Horne Investment Partnership
Prograrn If the tenant based rental assistance program
Recaptured funds are HOME funds which are is targeted to or provides a preference for
recouped by the City when HOME-assisted a special needs group, that group must be
home-ownership housing does not continue to identified in the Consolidated Plan as having
be the principal residence of the assisted an unmet need and show the preference is
homebuyer for the full affordability period.The needed to narrow the gap in benefits and
City will use the recapture method to obtain services received by this population.
these funds.The recapture provision is subject
The City does not use HOME funds for
to the limitation that when the recapture
Tenant-Based Rental Assistance.
requirement is triggered by a sale, voluntary or
involuntary, if the housing unit, and there are 4. If a participating jurisdiction intends to
no net proceeds or the net proceeds are use forms of investment other than those
insufficient to repay the HOME investment described in 24 CFR 92.205(b), describe
due, the City can only recapture the net these forms of investment.
proceeds, if any.The net proceeds are the
sales price minus the superior loan repayment The City will use funding from the State
and closing costs. Housing Initiatives Program and/or the
Pinellas County Housing Trust Fund for the
This language is included in the loan documents. matching requirements under the HOME
Such funds will be placed in the City's HOME program.
Investment Trust fund. These funds will be used by
5. Describe the policy and procedures it will
the City for other eligible HOME activities.
follow to affirmatively market housing
1. If grantee (PJ) plans to use HOME funds containing five or more HOME-assisted
to refinance existing debt secured by units.
multifamily housing that is being
rehabilitated with HOME funds, state its
refinancing guidelines required under 24
CFR 92.206(b).
City of Clearwater,Florida 2013-2014 Action Plan
Affirmative Marketing Efforts. The Borrower HOPW A 91.220(1)(3)
will follow the affirmative marketing procedures 1. One year goals for the number of
and requirements for the HOME Program to households to be provided housing
attract eligible tenants in the housing market through the use of HOPWA activities for:
area to the available housing without regard to short-term rent, mortgage,and utility
race, color, national origin, sex, religion, familial assistance to prevent homelessness of the
status or disability individual or family, tenant-based rental
assistance, units provided in housing
6. Describe actions taken to establish and
facilities that are being developed, leased,
oversee a minority outreach program or operated.
within its jurisdiction to ensure inclusion,
to the maximum extent possible, of The City does not receive any HOPWA funds.
minority and women,and entities owned
by minorities and women, including Other Narratives and Attachments
without limitation, real estate firms, Include any action plan information that was not
construction firms, appraisal firms, covered by a narrative in any other section. If
management firms, financial institutions, optional tables are not used, provide comparable
investment banking firms, underwriters, information that is required by consolidated plan
accountants, and providers of legal regulations.
services, in all contracts, entered into by
the participating jurisdiction with such
persons or entities, public and private, in
order to facilitate the activities of the
participating jurisdiction to provide
affordable housing under the HOME
program or any other Federal housing law
applicable to such jurisdiction.
The City will use the methods described in
Section 3 Programs to encourage participation
in the HOME Program.
7. If a jurisdiction intends to use HOME funds
to refinance existing debt secured by
multifamily housing that is rehabilitated
with HOME funds, state its financing
guidelines required under 24 CFR
92.206(b).
The City will not use HOME funds to refinance
the existing debt for multi-projects.
City of Clearwater,Florida 2013-2014 Action Plan
City of Clearwater,Florida 2013-2014 Action Plan
City of Clearwater,Florida 2013-2014 Action Plan