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CERTIFICATE OF LIABILITY INSURANCE (15)Client#: 13438 CLEARCOMMU DATE (MM/DD/YYYY) ACORDTM CERTIFICATE OF LIABILITY INSURANCE 11/21/2011 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND,,EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER NAME: Gowrie Group ac"N EXs : 860 399-5945 ac, N, : 8603993615 70 Essex Road E-MAIL ADDRESS: Westbrook, CT 06498 INSURER(S) AFFORDING COVERAGE NAIC # 860 399-5945 iNSURERA: Federal Insurance Company 20281 INSURED INSURER B : Clearwater Community Sailing Assoc.,lnc INSURER C : 1001 Gulf Blvd. INSURER D : Clearwater, FL 33767 INSURER E : COVERAGES CERTIFICATE NUMBER: Kev�s�vN num�strc: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. �NTRR TYPE OF INSURANCE j�� R� yjryp POLICY NUMBER MM/DDY� MM/DDY� LIMITS A GENERALLIABILITY 35823516 11/06/2011 11/06/201 EACHOCCURRENCE $�,0��,��0 X COMMERCIAL GENERAL LIABILITY PREMISES Ea occurrence s 1 OOO OOO CLAIMS-MADE � OCCUR MED EXP (Any one person) $ � � ��� PERSONAL & ADV INJURY $ � �OOO�OOO GENERALAGGREGATE $Z,OOO,OOO GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMPIOP AGG s included POLICY PR7 LOC $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT Ea accidenU _ ANY AUTO BODILY INJURY (Per person) $ ALL OWNED SCHEDULED BODILY INJURY (Per accident) $ AUTOS AUTOS NON-OWNED PROPERTY DAMAGE $ HIRED AUTOS AUTOS Per accident $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE AGGREGATE $ DED RETENTION $ $ WORKERS COMPENSATION WC STATU- OTH- AND EMPLOYERS' LIABILITY " ` ANY PROPRIETOR/PARTNER/EXECUTIVE Y� N E.L. EACH ACCIDENT $ OFFICER/MEMBER EXCLUDED7 � N/A (Mandatory in NH) E.L. DISEASE - EA EMPIOYEE $ If yes, describe undar DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT $ DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (Atlach ACORD 107, Additional Remarks Schedule, if more space is required) The City of Clearwater is named as Additional Insured/Landlord on General Liability Policy only ATIMA with respect to insured's use of holder premises. City of Clearwater 25 Causeway Boulevard Clearwater, FL 33767 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATNE O 1988-2010 ACORD CORPORATION. All rights reserved. ACORD 25 (2010/05) 1 of 1 The ACORD name and logo are registered marks of ACORD #S49370/M49369 M ED