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COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FY ENDED SEPTEMBER 30, 2009 - FY 2008-2009Clearwater Interoffice Correspondence Sheet TO: Mayor and City Council FROM: Jay Ravins, Assistant Finance Director ?? TN COPIES: Bill Horne, City Manager; Jill Silverboard, Assistant City Manager; Rod Irwin, Assistant City Manager; Pam Akin, City Attorney; Cyndie Goudeau, City Clerk; Margie Simmons, Finance Director SUBJECT: Fiscal Year 2009 Comprehensive Annual Financial Report DATE: April 7, 2010 Enclosed please find a copy of the City's comprehensive annual financial report (CAFR) for the year ended September 30, 2009. The CAFR is broken into four sections: the Introductory Section, which includes a transmittal letter beginning on page vii; the Financial Section; the Statistical Section; and the Single Audit & Grants Compliance Section. The Financial Section includes a "clean" unqualified opinion on the financial statements from the City's external auditors, beginning on page 1 of the report. This section also includes Management's Discussion and Analysis (MD&A) beginning on page 3. Our external auditors, Cherry, Bekaert & Holland, L.L.P., will be making an official presentation of the CAFR to you at the April 13th Council Work Session. If you have any questions, please contact Margie Simmons at 562-4538 or Jay Ravins at 562-4533. 'Y a N t COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR ENDED SEPTEMBER 30, 2009 CITY OF CLEARWATER, FLORIDA 2008 2009 City of Clearwater, Florida Comprehensive Annual Financial Report for Fiscal Year Ended September 30, 2009 Frank V. Hibbard Mayor George N. Cretekos John P. Doran Paul F. Gibson Carlen A. Petersen Councilmember Councilmember Councilmember Councilmember William B. Horne II City Manager Margaret L. Simmons, CPA Finance Director Prepared by: City of Clearwater Finance Department i This Page Intentionally Left Blank ii City of Clearwater, Florida Comprehensive Annual Financial Report For the Fiscal Year Ended September 30, 2009 TABLE OF CONTENTS INTRODUCTORY SECTION: Title Page and List of Elected and Appointed Officials ........................................................................................... i Letter of Transmittal ..............................................................................................................................................vii Certificate of Achievement for Excellence in Financial Reporting ........................................................................ A Organizational Chart .............................................................................................................................................xii FINANCIAL SECTION: Independent Auditors' Report ................................................................................................................................1 Management's Discussion and Analysis ........................................................................................................... .... 3 Basic Financial Statements: Government-wide Financial Statements: Statement of Net Assets ........................................................................................................................... ..18 Statement of Activities ............................................................................................................................... ..19 Fund Financial Statements: Balance Sheet - Governmental Funds ................................................................................................... ..20 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets ............. ..21 Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds ......... .. 22 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities ......................................................................... ..23 Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual (Non-GAAP Basis) - General Fund ..................................................................... ..24 Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual (GAAP Basis) - Special Development Fund .......................................................... 25 Statement of Net Assets - Proprietary Funds ......................................................................................... ..26 Statement of Revenues, Expenses, and Changes in Fund Net Assets - Proprietary Funds ................ .. 30 Statement of Cash Flows - Proprietary Funds ......................................................................................... 34 Statement of Fiduciary Net Assets - Fiduciary Funds ............................................................................ .. 38 Statement of Changes in Fiduciary Net Assets - Fiduciary Funds ......................................................... .. 39 Notes to the Basic Financial Statements ..................................................................................................... .. 40 Required Supplementary Information - Pension Trust Funds: Schedules of Funding Progress .................................................................................................................. ..82 Schedules of Employer Contributions ......................................................................................................... .. 83 Notes to Schedules of Required Pension Supplementary Information ...................................................... ..84 Required Supplementary Information - Other Post-Employment Benefits: Schedule of Funding Progress ................................................................................................................... ...85 Combining and Individual Fund Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental Funds .....................................................................90 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental Funds ................................................................................................................. 92 Schedule of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual (GAAP Basis) - Community Redevelopment Agency Special Revenue Fund .......... 95 Combining Statement of Net Assets - Nonmajor Enterprise Funds ........................................................... 98 Combining Statement of Revenues, Expenses, and Changes in Fund Net Assets - Nonmajor Enterprise Funds ......................................................................................................................100 Combining Statement of Cash Flows - Nonmajor Enterprise Funds .........................................................102 Combining Statement of Net Assets - Internal Service Funds ..................................................................108 Combining Statement of Revenues, Expenses, and Changes in Fund Net Assets - Internal Service Funds ..............................................................................................................................109 Combining Statement of Cash Flows - Internal Service Funds ................................................................110 iii This Page Intentionally Left Blank iv City of Clearwater, Florida Comprehensive Annual Financial Report For the Fiscal Year Ended September 30, 2009 TABLE OF CONTENTS (Continued) Combining Statement of Fiduciary Net Assets - Fiduciary Funds ..........................................................................114 Combining Statement of Changes in Fiduciary Net Assets - Fiduciary Funds .......................................................115 Statement of Changes in Assets and Liabilities - Treasurer's Escrow Agency Fund .............................................116 Supplementary Information: Continuing Disclosure - Gas System Revenue Bonds, Series 2004, 2005, and 2007 ...........................................118 Continuing Disclosure - Water & Sewer Revenue Bonds, Series 2002, 2003, 2006, 2009A and 2009B ..............123 Continuing Disclosure - Stormwater System Revenue Bonds, Series 1999, 2002, 2004, and 2005 .....................126 Continuing Disclosure - Infrastructure Sales Tax Revenue Bonds, Series 2001 ...................................................127 Continuing Disclosure - Improvement Revenue Bonds, Series 2001 and 2008 ....................................................127 Fire Services Program ..............................................................................................................................................128 STATISTICAL SECTION: Introduction ............................................................................................................................................ 129 Schedule 1 Net Assets by Component .................................................................................................................... 131 Schedule 2 Changes in Net Assets .......................................................................................................................... 132 Schedule 2a Program Revenues by Function/Program ............................................................................................ 134 Schedule 3 Fund Balances of Governmental Funds ............................................................................................... 135 Schedule 4 Changes in Fund Balances of Governmental Funds ............................................................................ 136 Schedule 5 Assessed Value and Estimated Actual Value of Taxable Property .................................................... Schedule 6 Direct and Overlapping Property Tax Rates ......................................................................................... 137 138 Schedule 7 Property Tax Levies and Collections .................................................................................................... 139 Schedule 8a Principal Real Property Taxpayers ........................................................................................................ 140 Schedule 8b Principal Personal Property Taxpayers ................................................................................................. 141 Schedule 9 Ratios of Outstanding Debt by Type ..................................................................................................... 142 Schedule 10 Ratios of General Bonded Debt Outstanding ....................................................................................... 143 Schedule 11 Direct and Overlapping Governmental Activities Debt ......................................................................... Schedule 12 Legal Debt Margin Information .............................................................................................................. 144 145 Schedule 13 Pledged-Revenue Coverage ................................................................................................................. 146 Schedule 14 Demographic and Economic Statistics'.............. ...................................................................... *** ........ * Schedule 15 Principal Employers ............................................................................................................................... 148 149 Schedule 16 Full-time Equivalent City Government Employees by Function/Program ............................................ 150 Schedule 17 Operating Indicators by Function/Program ........................................................................................... 151 Schedule 18 Capital Asset Statistics by Function/Program ....................................................................................... SINGLE AUDIT / GRANTS COMPLIANCE SECTION: 152 Independent Auditors' Report On Internal Control Over Financial Reporting And On Compliance And Other Matters Based On An Audit of Financial Statements Performed In Accordance With Government Auditing Standards ....................................................................................................................... 155 Independent Auditors' Report On Compliance With Requirements Applicable To Each Major Federal Awards Program And State Projects And Internal Control Over Compliance In Accordance With OMB Circular A-133 And Chapter 10.550, Rules Of The Auditor General ............................................................... 157 Schedule of Expenditures of Federal Awards and State Financial Assistance Projects ............................................. 159 Notes to Schedule of Expenditures of Federal Awards and State Financial Assistance Projects ............................... Schedule of Findings and Questioned Costs ................................................................................................................ 162 163 Independent Auditors' Management Letter ................................................................................................................... 167 I This Page Intentionally Left Blank vi CITY OF CLEARWATER Pa,T Oi:mi Box 4748, ClJ--AR\VVl iR, FLORJDA 33758-4748 Grp 1 Lku-, 112 5007-11 OSCEOLA Av Fm L, Ci- ARWATr.R, Fu>ftJllA 33756 TF,u:i,iiotiE (727) 562-4040 FAX (727) 562-4052 G IN NIANAGrii March 24, 2010 The Honorable Mayor, Councilmembers, and Citizens of the City of Clearwater: The City of Clearwater Charter (Section 2.01(c)3), Florida Statutes, and various covenants relating to debt and pension obligations of the City require an annual audit of the City's financial statements of all funds of the City by a firm of licensed certified public accountants. These statements must be presented in conformity with generally accepted accounting principles (GAAP) and audited in accordance with generally accepted auditing standards. Pursuant to these requirements we hereby issue the comprehensive annual financial report of the City of Clearwater for the fiscal year ended September 30, 2009. This report consists of management's representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all of the information presented in this report. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed both to protect the government's assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City's financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City's comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. Cherry, Bekaert & Holland L.L.P., a firm of licensed certified public accountants, has audited the City's financial statements. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended September 30, 2009, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded that there was a reasonable basis for rendering an unqualified opinion that the City's financial statements for the fiscal year ended September 30, 2009, are fairly presented in conformity with GAAP. The independent auditor's report is presented as the first component of the financial section of the report. The independent audit of the financial statements of the City was part of a broader, federally mandated "Single Audit" designed to meet the special needs of federal and state grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government's internal controls and compliance with legal requirements, with special emphasis on internal controls and legal requirements involving the administration of federal and state awards. These reports are in the Single Audit section of this report. Vii "Eot -vi Ew?i ?,7 ?srv i wu,lfFnsti? rm ?. A? nurv Emvwi i u^ GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of the Management's Discussion and Analysis report (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City's MD&A can be found immediately following the report of the independent auditors. Profile of the City of Clearwater, Florida Clearwater is located on the Pinellas Peninsula on Florida's west coast. It is directly located on the Gulf of Mexico, 20 miles west of Tampa and 20 miles north of St. Petersburg. Clearwater is the county seat of Pinellas County and one of the largest cities in the Tampa Bay area. The Clearwater area offers a semitropical climate and 28 miles of beautiful beaches. Consequently, tourism is an important component of the economy. In addition to tourism, Clearwater enjoys a diversity of manufacturing businesses, service industries, high-tech companies, and a large retirement population. The City operates under the council/manager form of government. Policymaking and legislative authority are vested in the City Council, which consists of a mayor and four members elected at large on a non-partisan basis. The City Council is responsible for adopting ordinances, adopting the budget, and hiring the City Manager and City Attorney. The City Manager is responsible for carrying out the policies and ordinances of the City Council, for overseeing the day-to-day operations of the City, and for appointing the heads of the City's departments. The City provides police and fire protection; construction and maintenance of streets, bridges, sidewalks, storm drainage, public parks, and recreation facilities; planning, zoning, subdivision, and building code regulation and enforcement; redevelopment of commercial and residential neighborhoods; supervised recreation programs; public libraries; water supply and distribution; waste water collection, treatment, and disposal; natural gas distribution; solid waste collection and recycling; stormwater management; marina, airpark, convention center, downtown boat slips, public fishing pier operations; and operation of the city-wide parking system. The annual budget serves as the foundation for the City's financial planning and control. Per the City Code of Ordinances, the City Manager is required to provide to the City Council an operating budget for the ensuing fiscal year, a capital improvement budget, and a five-year capital improvement program, along with an accompanying budget message no later than 60 days prior to the end of the fiscal year. The Council is required to hold public hearings on the budget and to adopt a final operating budget and capital improvement budget no later than September 30, the last day of the City's fiscal year. The appropriated budget is prepared by fund and by department within fund. Local Economy The local economy for the Tampa Bay metropolitan area experienced a continued economic downturn during fiscal 2009, fueled by continued declines in real estate values and area employment. The Tampa Bay metropolitan area average unemployment rate increased from 7.1 percent for the year ended September 2008 to 11.8 percent for the year ended September 2009, versus a national rate of 9.8 percent. However, the City remains well-poised to take advantage of the economic recovery when it occurs, with the completion of the Beach Walk, Downtown Streetscapes, and Downtown Boat Slips projects expected to attract redevelopment activity. Viii 1 Long-term Financial Planning The economic downturn has necessitated an emphasis on balancing demands for City services with significantly reduced General Fund revenues. Identifying operating efficiencies, consolidating City operations, prioritizing and/or eliminating programs and services, partnering with other governmental entities, and other cost saving initiatives have been the focal point of all City departments. A down- sizing of City services, while continuing to meet the basic needs of residents, as well as properly maintain City assets and infrastructure, is expected to be the trend for at least the next several years in light of current economic conditions and taxpayer sentiments. Relevant Financial Policies It is a policy of the City Council to maintain a General Fund reserve equal to 8-1/2% of the subsequent year's budgeted expenditures as a contingency fund to meet unanticipated financial needs. Per Council policy, funds in excess of these required reserves may be appropriated by the City Council for specific capital improvement projects or other one-time needs. It is a policy of the City Council that all enterprise fund operations shall be self-supporting. Council policy requires a review of rate schedules every five years, at a minimum, to help ensure that enterprise funds are self-supporting. Major Initiatives Consistent with the Council policy that enterprise funds shall be self-supporting, the City plans to close the Harborview Convention Center during fiscal 2010, thereby eliminating the current General Fund subsidy to the Harborview Enterprise Fund. The fiscal 2010 budget includes $950 thousand for demolition of the Harborview Center during fiscal 2010. Nearly $32 million of fiscal 2010 capital project expenses are budgeted to proactively support the City's five utility operations, which consist of Water and Sewer, Stormwater, Solid Waste, Recycling, and Gas utility operations. The projects include reverse osmosis plant expansion, reclaimed water distribution system expansion, stormwater improvements to Stevenson and Alligator Creeks, coastal basin improvements, as well as continuance of the Pinellas and Pasco new gas mains and service projects. Completion of the City's new downtown boat slips is estimated for the summer of 2010. The operation of the boat slips will be accounted for in the Downtown Boat Slips enterprise fund. Awards and Acknowledgements The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its comprehensive annual financial report (CAFR) for the fiscal year ended September 30, 2008. This was the thirtieth consecutive year that the City received this prestigious award. In order to be awarded a Certificate of Achievement, the government ix I published an easily readable and efficiently organized CAFR. This report satisfied both GAAP and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current CAFR continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. In addition, the City received the GFOA's Distinguished Budget Presentation Award for the fiscal year 2009 Budget document, the twenty-third consecutive year that this award has been received. In order to qualify, the City's Budget document was judged to be proficient in several categories including as a policy document, a financial plan, an operations guide, and a communications device. We wish to thank the many members of the Citywide Annual Financial Reporting (CAFR) Team, which is composed of individuals in the Finance Department and other financial staff throughout the City, for their professionalism and dedication in producing this report. Sincere appreciation is also extended to the City's external auditors, Cherry, Bekaert & Holland, L.L.P., for their advice and assistance in the preparation of this report. Finally, we would like to thank the City Council for their interest, continued support, and leadership in planning and conducting the financial operations of the City in a progressive and responsible manner. Sincerely, ? ?, t3. ? "--,T- - ? William B. Horne, II City Manager Margaret L. Simmons, CPA Finance Director 1 Certificate of Achievement for Excellence in Financial Reporting Presented to City of Clearwater Florida For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2008 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. _ NGE'• OfFj?, f7NE:?F9N W UNITED STATES ?y AND y f CANADA c z CORPORATION SEAL 41, 0 President Executive Director Xi CITY OF CLEARWATER ORGANIZATIONAL CHART CITY COUNCIL CITY ATTORNEY City Auditor Equity Services Fire Department Official Records & Legislative Services Police Department Public Communication s CITY MANAGER - - I I I I I I I I I I I Assistant City Manager I Assistant City Manager I I I Development & Office of I Neighborhood Management & I Customer Service Services Budget I I Economic Engineering Parks & Recreation Development & I Housing I I j Financial Services Planning Gas System I I I Marine & Aviation 1 Human Resources Public Services I I I I Information Public Utilities Technology I I I Library Solid Waste/General Emergency Support Services Management xii Report of Independent Certified Public Accountants Honorable Mayor, City Councilmembers, City Manager and City Management City of Clearwater, Florida We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Clearwater, Florida (the "City"), as of and for the year ended September 30, 2009, which collectively comprise the City's basic financial statements as listed in the table of contents. We have also audited the financial statements of each of the City's non-major governmental, non-major enterprise, internal service and fiduciary funds presented as supplementary information in the accompanying combining and individual fund financial statements as of and for the year ended September 30, 2009, as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the basic financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of September 30, 2009, and the respective changes in financial position and cash flows, where applicable, thereof and the respective budgetary comparisons for the general fund and the special development fund, for the year then ended, in conformity with accounting principles generally accepted in the United States of America. In addition, in our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of each of the non-major governmental, non-major enterprise, internal service, and fiduciary funds of the City as of September 30, 2009, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended, in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated March 24, 2010 on our consideration of the City's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. The management's discussion and analysis on pages 3 through 15 and the pension and post- employment benefit disclosures on pages 82 through 85 are not a required part of the basic financial statements but are supplementary information required by the Governmental Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements and on each of the City's non-major governmental, non-major enterprise, internal service, and fiduciary funds. The accompanying introductory section, supplementary information and statistical section as listed in the table of contents, are presented for purposes of additional analysis and are not a required part of the basic financial statements. In addition, the accompanying schedule of expenditures of federal awards and state projects is presented for purposes of additional analysis as required by the U.S. Office of Management and Budget Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations, and Chapter 10.550, Rules of the Auditor General, and is also not a required part of the basic financial statements. The supplementary information, including the schedule of expenditures of federal awards and state financial assistance projects, has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. C41t &iuvr Tampa, Florida March 24, 2010 2 Management's Discussion and Analysis This Management's Discussion and Analysis report provides the reader with a narrative overview and analysis of the financial activities of the City for the fiscal year ended September 30, 2009. Management's Discussion and Analysis (MD & A) should be read in conjunction with the City's Transmittal Letter, which begins on page vii of this report. Financial Highlights The City's assets exceeded its liabilities at the close of fiscal year 2009 by $706.7 million (net assets). Of this amount, $224.0 million (unrestricted net assets) may be used to meet the government's ongoing obligations to citizens and creditors. The City's total net assets increased by $41.0 million, or 6.2%, during fiscal 2009. Net assets for governmental activities increased by $15.1 million, or 4.1 %, while the business-type net assets increased by $25.9 million, or 8.8%. Significant factors contributing to the $15.1 million increase in governmental net assets included operating and capital grants and contributions totaling $11.7 million, and a $2.8 million, or 48%, increase in investment earnings versus the prior year due to more favorable investment market conditions. The $25.9 million increase in business-type net assets is primarily the result of operating revenues in excess of operating expenses for Water & Sewer Utility, Gas Utility, Solid Waste Utility, Stormwater Utility, and Parking System operations. Also contributing to the increase was the receipt by the Gas Utility of $4.15 million from the buyout of the City's rights under a 20-year gas pre-purchase agreement; along with a $2.6 million, or 60%, increase in investment earnings versus the prior year, across all business-type activities, due to more favorable investment market conditions. At September 30, 2009, the City's governmental funds reported combined ending fund balances of $113.4 million, a decrease of $1.5 million (or 1.3%) in comparison with the prior year. Of this amount, $73.0 million (or 64.3%) is available for spending at the government's discretion (unreserved fund balance). The decrease of $1.5 million in governmental fund balances is primarily the result of a $6.9 million current year decrease in Capital Improvement fund balance due to current year project expenditures in excess of current year project funding, partially offset by General Fund expenditures that were $4.7 less than budgeted due to cost savings across all departments, and a $1.0 million increase in the Special Programs fund balance due to a transfer from Central Insurance fund reserves for funding of the Emergency Operations program. At September 30, 2009, unreserved fund balance for the General Fund was $19.2 million, or 17.4% of total current year general fund expenditures. Total actual revenues for the General Fund for fiscal 2009 were $1.0 million, or 0.9%, greater than final budgeted revenues. A major factor contributing to the revenue surplus was a $0.7 million, or 51 %, surplus of investment earnings versus budgeted due to improved investment market conditions. Total fiscal 2009 actual expenditures for the General Fund were less than final budgeted expenditures by $4.7 million, or 4.1%. This was due to budget savings across all City departments for fiscal 2009, including $1.1 million, or 4.9%, for Fire, $0.9 million, or 4.8%, for Parks and Recreation, and $0.6 million, or 1.7% for Police. Finally, actual General Fund interfund transfers in were $57,000, or 0.7%, greater than final budgeted interfund transfers in, while actual General Fund interfund transfers out were $285,000, or 2.6%, less than final budgeted interfund transfers out. The total combined General Fund fiscal 2009 budgetary savings per above was $5.8 million. 3 Overview of the Financial Statements This discussion and analysis (MD&A) is intended to serve as an introduction to the City of Clearwater's basic financial statements. The City's basic financial statements are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-Wide Financial Statements The government-wide financial statements are the statement of net assets and the statement of activities. These statements report information about the City as a whole using accounting methods similar to those used by private- sector businesses. Emphasis is placed on the net assets of governmental activities and business-type activities, and the change in net assets. Governmental activities are principally supported by taxes and intergovernmental revenues. Governmental activities include most of the City's basic services, including police, fire, public works, parks and recreation, and general administration. Business-type activities are intended to recover all or a significant portion of their costs through user fees and charges. The City's water and sewer system, stormwater system, gas system, solid waste, recycling, marine, aviation, convention center, downtown boat slips, and parking system operations are reported as business-type activities. • The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator as to whether the financial position of the City is improving or deteriorating. Net assets are reported in three major categories: 1) invested in capital assets, net of related debt; 2) restricted; and 3) unrestricted. • The statement of activities presents information showing how the City's net assets changed as a result of the year's activities. All changes in net assets are recorded in the period in which the underlying event takes place, which may differ from the period in which cash is received or disbursed. The Statement of Activities displays the expense of the City's various programs net of related revenues, as well as a separate presentation of revenues available for general purposes. The government-wide financial statements include not only the City of Clearwater itself but also the Clearwater Redevelopment Agency (CRA). The CRA, though legally separate, is reported as part of the primary government as a blended component unit due to the City Council serving as the CRA's governing board. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The fund financial statements provide detailed information about the City's major funds - not the City as a whole. Fund accounting helps to ensure and demonstrate compliance with finance-related legal requirements. Based on restrictions on the use of monies, the City has established many funds that account for the multitude of services provided to residents. These fund financial statements focus on the City's most significant funds: governmental, proprietary, and fiduciary. Governmental funds Governmental funds are used to report most of the City's basic services. These funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. The funds focus on the inflows and outflows of current resources and the balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. 4 t ' The City maintains thirteen individual governmental funds. Information is presented separately in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures, and changes in fund balances for the General, Special Development, and Capital Improvement funds, which are considered to be major funds. Data from the other ten governmental funds are combined into a single aggregated columnar presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements in the supplementary information section of this report. Annual appropriated budgets are adopted for the General Fund, the Special Development Special Revenue Fund, and the Community Redevelopment Agency Special Revenue Fund. Budgetary comparison statements and/or schedules have been provided for these funds to demonstrate budgetary compliance. I Proprietary funds ' The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses enterprise funds to account for the fiscal activities related to water and sewer, gas, solid waste and stormwater utilities, along with recycling, marine, aviation, parking system, convention center, and downtown boat slip operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for the City's building maintenance, custodial services, self-insurance program, risk management program, employee group insurance, vehicle acquisition and maintenance, and various support activities including data processing, legal, telecommunications, postal, and printing services. All of the City's internal service funds predominantly benefit governmental activities and consequently have been aggregated and included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the Water and Sewer Utility, Gas Utility, Solid Waste Utility, and Stormwater Utility enterprise funds, which are considered to be major funds of the City. The remaining six non-major enterprise funds are combined into a single aggregated presentation in the proprietary fund financial statements. Similarly, governmental activity internal service funds are aggregated into a single presentation. Individual fund data for the non-major enterprise funds and the internal service funds is provided in the form of combining statements in the supplementary information section of this report. Fiduciary funds Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of the fiduciary funds are not available to support the City's own programs. The accounting used for fiduciary funds is similar to proprietary funds. Notes to the Financial Statements The notes to the financial statements provide additional information that is essential for a full understanding of the information provided in the government-wide and fund financial statements, including the City's progress in funding its obligations to provide pension benefits and other post-employment benefits to its employees. Other Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City's progress in funding its obligations to provide pension benefits and other post-employment benefits to its employees. The combining statements referred to earlier in connection with non-major governmental funds, non-major enterprise funds, and internal service funds, are presented immediately following the required supplementary information. I I Government-Wide Financial Analysis The overall financial position of the City improved in both the fiscal 2009 and fiscal 2008 years. As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City, assets exceeded liabilities by $706.7 million at the close of the fiscal year ended September 30, 2009. This represents an increase of $41.0 million from the September 30, 2008 total net assets of $665.7 million. Net assets of both the governmental and the business-type activities increased primarily due to operating and capital grants and contributions of $14.4 million, favorable operating results for business-type activities, and a $5.4 million, or 53%, increase in investment earnings versus the prior year due to more favorable investment market conditions. The City reports positive balances in all three categories of net assets, both for the government as a whole as well as for its separate governmental and business-type activities, for both the current year and the prior year, as indicated in the following table: Governmental Activities Business-type Activities Total 2009 2008 2009 2008 2009 2008 Assets Current and other assets $ 171,382,786 $ 180,564,878 $ 235,779,420 $ 153,203,780 $ 407,162,206 $ 333,768,658 Capital assets 280,712,145 266,990,980 361,528,638 357,132,952 642,240,783 624,123,932 Total assets 452,094,931 447,555,858 597,308,058 510,336,732 1,049,402,989 957,892,590 Liabilities Current and other liabilities 6,754,742 8,645,410 18,890,369 14,898,178 25,645,111 23,543,588 Long-term debt outstanding: Due within one year 17,697,486 17,780,463 7,953,042 10,541,317 25,650,528 28,321,780 Due in more than one year 40,855,580 49,478,629 250,541,848 190,846,612 291,397,428 240,325,241 Total liabilities 65,307,808 75,904,502 277,385,259 216,286,107 342,693,067 292,190,609 Net assets Invested in capital assets, net of related debt 240,549,768 218,384,354 158,128,827 170,734,916 398,678,595 389,119,270 Restricted 42,681,351 39,019,943 41,332,593 39,635,185 84,013,944 78,655,128 Unrestricted 103,556,004 114,247,059 120,461,379 83,680,524 224,017,383 197,927,583 Total net assets $ 386,787,123 $ 371,651,356 $ 319,922,799 $ 294,050,625 $ 706,709,922 $ 665,701,981 A large portion of the City's net assets (56.4%) represent its investment in capital assets (e.g., land, infrastructure, land improvements, buildings, and equipment), less any related outstanding debt used to acquire those assets. The City uses these capital assets to provide services to citizens, and consequently these assets are not available for future spending. Although the City's investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other resources, since the capital assets themselves will not be used to liquidate these liabilities. An additional portion of the City's net assets (11.9%) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets ($224.0 million or 31.7%) may be used to meet the government's ongoing obligations to citizens and creditors. There was a $22.2 million increase in invested in capital assets, net of related debt for -governmental activities. This was primarily due to a $13.7 million increase in governmental activities capital assets along with a $7.4 million decrease in related revenue bond debt, due to scheduled principal payments, and a $1.3 million decrease in lease purchase contracts payable. Major capital asset additions contributing to the $13.7 million net increase in governmental capital assets included $2.5 million in current year capitalized expenditures for infrastructure improvement to the Long Center, $2.5 million in capital expenditures for the Royalty Theatre acquisition, $2.3 million for improvements to the Carpenter Complex clubhouse, $1.0 million for improvements to Station Square Park, $0.8 million for the Bayfront Promenade, $0.7 million of Beach Walk capital expenditures, and $0.5 million of capital expenditures for the downtown boat slips. 6 Invested in capital assets, net of related debt for business-type activities decreased by $12.6 million primarily due to $17.1 million in current year depreciation expense, along with a $17 million increase in related bond debt (net of unspent bond proceeds) due to additional water and sewer utility revenue bonds issued during the current fiscal year, that offset the related current year capital asset additions. Changes in Net Assets The following table reflects the changes in net assets for the years ended September 30, 2009, and September 30, 2008: City of Clearwater, Florida - Changes in Net Assets Primary Government Governmental Activities Business-t ype Activities Totals 2009 2008 2009 2008 2009 2008 Revenues Program revenues: Charges for services $ 38,161,263 $ 37,153,216 $ 137,555,458 $ 137,928,582 $ 175,716,721 $ 175,081,798 Operating grants and contributions 8,542,267 9,123,267 83,139 82,834 8,625,406 9,206,101 Capital grants and contributions 3,168,601 7,632,251 2,609,441 1,085,821 5,778,042 8,718,072 General revenues: Property taxes 46,893,141 50,347,341 - - 46,893,141 50,347,341 Sales taxes 13,849,909 15,674,741 13,849,909 15,674,741 Utility taxes 12,020,599 11,532,529 12,020,599 11,532,529 Othertaxes 13,978,792 15,469,954 - - 13,978,792 15,469,954 Other 8,747,924 6,273,848 6,904,419 4,313,456 15,652,343 10,587,304 Total revenues 145,362,496 153,207,147 147,152,457 143,410,693 292,514,953 296,617,840 Expenses General Government 13,515,387 14,342,322 - 13,515,387 14,342,322 Public Safety 64,977,624 66,582,460 - 64,977,624 66,582,460 Physical Environment 4,265,721 2,729,999 - - 4,265,721 2,729,999 Transportation 9,594,793 12,321,965 - - 9,594,793 12,321,965 Economic Environment 3,923,820 4,534,093 - - 3,923,820 4,534,093 Human Services 401,615 439,555 - - 401,615 439,555 Culture and Recreation 28,740,133 37,687,902 28,740,133 37,687,902 Interest on Long-term Debt 1,849,634 1,997,817 - - 1,849,634 1,997,817 Water and Sewer Utility - - 54,520,158 52,014,934 54,520,158 52,014,934 Gas Utility 29,285,270 35,943,600 29,285,270 35,943,600 Solid Waste Utility 14,801,035 16,035,672 14,801,035 16,035,672 Stormwater Utility 11,775,346 11,069,529 11,775,346 11,069,529 Other - - 13,856,476 14,664,687 13,856,476 14,664,687 Total expenses 127,268,727 140,636,113 124,238,285 129,728,422 251,507,012 270,364,535 Increase in net assets before transfers 18,093,769 12,571,034 22,914,172 13,682,271 41,007,941 26,253,305 Transfers (2,958,002) 4,196,255 2,958,002 (4,196,255) - - Increase in net assets 15,135,767 16,767,289 25,872,174 9,486,016 41,007,941 26,253,305 Net assets - beginning 371,651,356 354,884,067 294,050,625 284,564,609 665,701,981 639,448,676 Netassets - ending $ 386,787,123 $ 371,651,356 $ 319,922,799 $ 294,050,625 $ 706,709,922 $ 665,701,981 7 Governmental Activities Governmental activities net assets increased by $15.1 million from $371.7 million as of September 30, 2008, to $386.8 million as of September 30, 2009. This increase, due to governmental activities, accounted for 37% of the total increase in net assets for the City and represented a 4.1 % increase in net assets for governmental activities. Key elements of this increase are as follows: • Operating and capital grants and contributions totaling $11.7 million. • A total of $1.0 million in General Fund revenues in excess of budget primarily due in improved investment markets and performance, along with General Fund expenditures that were $4.7 million less than budgeted due to cost cutting across all departments. The cost of all governmental activities this year was $127.3 million. This reflects a $13.3 million, or 9.5%, decrease from the fiscal 2008 total of $140.6 million. However, as shown on the Statement of Activities, the amount that the City's taxpayers ultimately financed for these activities totaled $77.4 million, because some of the cost was paid for by those who directly benefited from the programs ($38.2 million) or by other governments and organizations that subsidized certain programs with grants and contributions ($11.7 million). This total of $77.4 million is $9.3 million less than the fiscal 2008 amount financed from general revenues. Expenses and Program Revenues - Governmental Activities For the Year Ended September 30, 2009 Transportation Economic Human Culture and Interest on Environment Services Recreation Long-term Debt 8 Revenues by Sources - Governmental Activities For the Year Ended September 30, 2009 Property taxes 32% Sales taxes 10% Capital grants and . ?: Utility taxes contributions 8% 2% Communications services taxes Operating grants and 5% contributions 6% Othertaxes 5% Other Charges for services 6% 26% Business-type Activities Net assets for business-type activities increased from $294.0 million to $319.9 million. This increase totaled $25.9 million, reflecting an 8.8% increase in business-type activities net assets and 63% of the total increase in net assets for the City. The current year increase was $16.4 million more than the fiscal year 2008 increase in net assets of $9.5 million. The increase of $25.9 million was the result of operating revenues in excess of operating expenses, along with $2.6 million in current year capital grants and contributions, and current year interest and investment earnings totaling $6.9 million, offset by $10.3 million in interest expense on long term debt. Also contributing to the $25.9 million increase was the receipt by the Gas Utility of $4.15 million from the buyout of the City's rights under a 20 year gas pre-purchase agreement. Total revenues for business-type activities increased by $3.7 million, or 2.6%, to $147.1 million versus the prior year total of $143.4 million, primarily due to: the receipt of $4.15 million by the Gas Utility from the buyout of the City's rights under a gas pre-purchase agreement; an increase in investment earnings of $2.6 million, or 60%, due to improved investment market conditions; and a $1.5 million, or 140% increase in capital grants and contributions due to current year grant monies and developer contributions received by the Stormwater Utility and the Water and Sewer Utility. These revenue increases were offset by a decrease in Gas Utility operating revenues of $5.6 million due to decreased fuel prices. Please refer to the discussion of proprietary funds operating results that follows for additional discussion of these revenues. Total expenses for business-type activities decreased by $5.5 million, or 4.2%, from $129.7 million in fiscal 2008 to $124.2 million for fiscal 2009. A significant factor contributing to this $5.5 million decrease was a $5.2 million, or 25%, decrease in gas system purchases for resale as a result of decreased fuel costs. Please refer to the discussion of proprietary funds operating results that follows for additional discussion of a number of offsetting decreases and increases in specific expense categories that account for the balance of the $5.5 million current year decrease. 9 Expenses and Program Revenue - Business-type Activities For the Year Ended September 30, 2009 $60,000,000 $50,000,000 $40,000,000 $30,000,000 $20,000,000 $10,000,000 $0 ¦ Expenses ¦Revenues i Revenues by Source - Business-type Activities , For the Year Ended September 30, 2009 Charges for services 93.4% 10 Capital grants and , contributions 1.8% Water and Gas Utility Solid Waste Stormwater Other Sewer Utility Utility Utility Investment earnings 4.7% Financial Analysis of the City's Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental Funds The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. The City reports the General Fund, Special Development Fund, and Capital Improvement Fund as major governmental funds. The City's governmental funds for the year ended September 30, 2009, reflect a combined fund balance of $113.4 million versus $114.9 million for the prior year, a decrease of $1.5 million. A total of $73.0 million, or 64%, represents unreserved fund balance available for spending at the government's discretion. The remainder of the fund balance is reserved to indicate that it is not available for new spending because it has already been committed: 1) to liquidate construction contracts and purchase orders of the prior period ($6.7 million); 2) to pay debt service ($7.2 million); 3) for advances due from other funds ($2.7 million); 4) for land held for resale ($2.0 million); and 5) for specific program purposes per grant restrictions and related loan agreements ($21.8 million). The General Fund is the chief operating fund of the City. At September 30, 2009, unreserved fund balance of the General Fund totaled $19.2 million, with the remainder of the $22.3 million in fund balance "reserved" to indicate it has already been committed for purchase orders of the prior period ($1.1 million) and for advances due from other funds ($2.0 million). As a measure of the general fund's liquidity it is useful to compare unreserved fund balance to total fund expenditures. Unreserved fund balance represents 17.4% of total general fund expenditures (GAAP basis before transfers) for the current fiscal year. The fund balance of the City's General Fund increased by $1.3 million during the current fiscal year versus a final budgeted decrease of $4.5 million. This $5.8 million variance from budgeted was primarily the result of total expenditures that were less than budgeted expenditures by $4.7 million, along with total revenues that were $1.0 million in excess of budgeted revenues. General Fund expenditure "savings" of $4.7 million, or 4.1%, was spread across all departments due to an emphasis on cost reduction City-wide. The General Fund revenues were greater than budgeted by $1.0 million primarily due to a $692,000 surplus of investment earnings versus budgeted due to improved market conditions. The fund balance of the Special Development Fund decreased from $11.4 million to $11.0 million, for a decrease of $0.4 million or 3.3%, during the current fiscal year versus a decrease of $1.7 million for fiscal 2008. The Special Development Fund final amended budget indicated a planned decrease in fund balance of $1.6 million. This current ' year $1.2 million variance from the budgeted decrease in fund balance was primarily due to a $1.8 million, or 298%, surplus of investment earnings versus budgeted due to favorable investment market conditions, offset by an $0.8 million, or 8.8%, deficit of sales tax revenues versus budgeted as a result of the significant downturn in the economy. The fund balance for the Capital Improvement Fund decreased from $43.4 million to $36.5 million during the current fiscal year. This decrease of $6.9 million is primarily the result of current year capital project expenditures ($24.4 million) in excess of current year capital project funding received from other funds ($15.4 million), and grant revenues received from federal, state, and local agencies ($2.4 million). This is typical volatility for the Capital Improvement Fund due to timing differences between project funding and project spending, as evidenced by an offsetting $7.0 million increase in fund balance in the prior year. The fund balances for Other (non-major) Governmental Funds increased from $39.1 million to $43.5 million during the current fiscal year. This increase of $4.4 million was primarily the result of: $1.3 million of current year Special Programs special revenue fund receipts for the retirement incentives program in excess of current year expenditures; $1.0 million received by the Special Programs special revenue fund from the Central Insurance internal service fund for funding of the emergency operations program; $941,000 of grant monies received by the Special Programs special revenue fund for the U.S. Department of Housing and Urban Development Home Investment Partnerships Program; a $668,000 increase in the SHIP Local Housing Assistance Trust special revenue unreserved fund balance due to current year revenues in excess of expenditures; a $305,000 increase in the Community Redevelopment Agency capital project unreserved fund balance due to current year project funding in excess of capital project expenditures; and a $272,000 increase in the Pinellas County Local Housing Assistance Trust special revenue unreserved fund balance due to current year revenues in excess of expenditures. 11 Proprietary Funds The City's proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. The City reports the Water and Sewer Utility Fund, the Gas Utility Fund, the Solid Waste Utility Fund, and the Stormwater Utility Fund as major funds. The Water and Sewer Utility Fund realized a $0.4 million increase in net assets versus a $0.5 million decrease for the prior year. Operating revenues increased by $2.0 million, or 3.8%, offset by an increase in operating expenses of $1.9 million, or 4.1%. This resulted in a net increase in operating income of $0.1 million, or 1.7%, from $5.8 million in fiscal 2008 to $5.9 million for 2009. Additionally, capital grants and contributions increased by $0.6 million, or 90%, and investment earnings increased by $1.1 million, or 57%. The increase in operating revenues was primarily the result of scheduled rate increases. The increase in operating expenses was due primarily due to an increase in depreciation expense of $3.9 million, or 51 %, due to a current year change in the depreciable fives used for water and sewer utility systems. The $3.9 million increase in depreciation expense was offset by a $1.2 million, or 29.2%, decrease in repairs and maintenance expenses due to a current year emphasis on system improvements rather than repairs and maintenance; and a $1.0 million, or 10.3%, decrease in water purchases for resale due to increased City well production and a corresponding decrease in water purchased from Pinellas County. The increase in capital grants and contributions was primarily due to increases in contributions from developers that had dropped to nearly zero for fiscal 2008 due to the economic downturn. The increase in investment earnings was due to improvement in investment market conditions. The Gas Utility Fund realized an $8.6 million increase in net assets versus a $3.6 million increase for the prior year. Operating revenues decreased by $5.6 million, or 14%, from the prior year, primarily due to decreased fuel costs, offset by a $5.2 million, or 25%, decrease in cost of purchases for resale due to decreased cost of natural gas. Contributing to a $1.0 million increase in operating income, from $4.9 million for the prior year to $5.9 million for the current year, was a $0.9 million, or 16%, reduction in personal services expenses due to staff reductions. Also contributing to the $8.6 million increase in net assets were non-operating revenue increases including: receipt by the Gas Utility of $4.15 million from the buyout of the City's rights under a 20 year gas pre-purchase agreement; and a $0.3 million, or 54%, increase in investment earnings versus the prior year due to more favorable investment market conditions The Solid Waste Utility Fund realized a $2.6 million increase in net assets versus a $0.6 million increase for the prior year. Operating revenues increased by $341,000, or 2.0%, while operating expenses decreased by $1.3 million, or 7.8%, resulting in a $1.6 million increase in operating income from $1.0 million in the prior year to $2.6 million. Contributing to the decrease in operating expenses was a $364,000, or 6.2%, decrease in personal services; a $346,000, or 9.9%, decrease in transportation expenses; and a $417,000, or 9.0%, decrease in dumping charges. The Stormwater Utility Fund realized an increase in net assets of $2.6 million versus a prior year increase of $1.8 million. Operating revenues increased by $0.9 million, or 6.8%, due to scheduled rate increases. The increase in operating revenues was offset by a $0.6 million, or 6.0% increase in operating expenses, primarily attributable to a $0.8 million, or 136%, increase in professional services resulting from the cancellation of capital projects that were not cost effective, and the expensing of related professional services capitalized as construction in progress during the prior year. Also contributing to the increase in net assets was an $815,000, or 480%, increase in capital grants and contributions due to current year grant monies received from the Southwest Florida Water Management District and the Florida Department of Environmental Protection, along with $207,000 of developer contributions. Unrestricted net assets and changes in net assets of the proprietary funds for fiscal years 2009 and 2008: Fund Unrestricted Net Assets Change in Net Assets 2009 2008 Water and Sewer Utility Gas Utility Solid Waste Utility Stormwater Utility Other funds Totals $ 35,382,376 $ 18,766,064 21,937,251 14,104,350 16,981,480 14,266,699 17,464,603 14,017,572 23,853,324 18,905,519 $ 115,619,034 $ 80,060,204 2009 2008 $ 387,545 $ (485,742) 8,639,131 3,597,948 2,588,805 581,057 2,616,680 1,797,533 10,417,988 2,692,910 $ 24,650,149 $ 8,183,706 12 General Fund Budgetary Highlights ' The final amended budget for General Fund expenditures reflected an increase of $2.0 million, or 1.8%, from the original budget. Key elements of this increase were as follows: ' $0.9 million increase in Police and $1.3 million increase in Fire budgeted expenditures due to the accounting for State tax contributions to Police and Fire Supplemental Pension Plans, which are recorded as General Fund revenues and employer contribution expenditures as recommended by the Governmental Finance Officers ' Association. These budgeted expenditure increases were offset by an equal increase in budgeted revenues below. Final budgeted revenues reflect a $1.6 million, or 1.4%, increase from the original budget primarily due to the following: • $1.5 million, or 15%, increase in budgeted intergovernmental revenues from state sources to reflect $2.2 million in state insurance tax monies received on behalf of the City's police and fire supplemental pension plans, offset by a $0.5 million decrease in sales tax and $0.2 million decrease in state revenue sharing due to the continuted downturn in the local and national economy. • $0.7 million, or 33%, decrease in budgeted licenses, permits, and fees due to slowing of the construction industry and the decline in the economy, offset by a $0.6 million, or 9.2%, increase in budgeted communications services taxes due to $383,000 received for a retroactive adjustment to prior year revenues, along with an increase of $195,000 in estimated receipts for the current year. ' • $0.2 million, or 0.6%, increase in budgeted property taxes due to final tax roll adjustments. ' Final budgeted "transfers in" from other funds reflect a $0.7 million, or 9.4%, increase from the original budget primarily Capital Asset and Debt Administration ' Capital Assets Capital assets include land, buildings and building improvements, improvements other than buildings, machinery and ' equipment, and infrastructure. Infrastructure assets acquired prior to fiscal 2002 were added when the City retroactively implemented the infrastructure portion of the new financial reporting model, per GASB 34, during fiscal 2006. The infrastructure asset category includes long-lived capital assets, typically stationary in nature, such as roads, sidewalks, and bridges. At September 30, 2009, the City had investments in capital assets totaling $642,240,783 (net of accumulated depreciation). 13 due to: • $0.5 million of Special Programs balances from completed programs returned to the General Fund. • $0.2 million increase in the budgeted annual gas system dividend payment to the General Fund due to improved gas system profitability. Final budgeted "transfers out" reflect a $2.5 million, or 29%, increase from the original budget primarily due to the following transfers: $1.9 million to the Special Programs special revenue fund for the retirement incentives program; $200,000 to the Capital Improvements capital projects fund for Carpenter Complex clubhouse renovations; $119,000 to ' the Special Programs special revenue fund for the homeless shelter program; and $100,000 to the Capital Improvements capital projects fund for the Clearwater Golf Course clubhouse acquisition. Total actual revenues for the General Fund for fiscal 2009 were $1.0 million, or 0.9%, greater than final budgeted revenues. Contributing to this surplus of actual revenues versus final budgeted revenues was $0.7 million surplus of investment earnings versus budgeted due to improved investment market conditions. Actual fiscal 2009 actual expenditures for the General Fund were less than final budgeted expenditures by $4.7 million, or 4.1 %. This was due to budget savings across all City departments for fiscal 2009. City of Clearwater, Florida - Capital Assets* (amounts in thousands) Governmental Activities Business-type Activities Total 2009 2008 2009 2008 2009 2008 , Land $ 79,291 $ 71,018 $ 31,312 $ 29,187 $ 110,603 $ 100,205 Buildings 81,943 81,016 13,309 12,918 95,252 93,934 Improvements other than buildings 14,130 11,888 297,288 295,039 311,418 306,927 Machinery and equipment 20,680 22,659 2,772 3,126 23,452 25,785 Infrastructure 71,159 49,355 - - 71,159 49,355 Construction in progress 13,509 31,055 16,848 16,863 30,357 47,918 Total $ 280,712 $ 266,991 $ 361,529 $ 357,133 $ 642,241 $ 624,124 ' * Net of accumulated depreciation _ Net capital assets for the City's governmental activities increased from $267.0 million to $280.7 million, reflecting an increase of $13.7 million for the current fiscal year. Capital asset additions of $26.5 million and transfers from business- type assets of $2.2 million were offset by depreciation expense of $14.5 million and net capital asset retirements totaling approximately $0.6 million. Major fiscal 2009 governmental capital asset transactions included $2.5 million in current year capitalized expenditures for infrastructure improvement to the Long Center, $2.5 million in capital expenditures for the Royalty Theatre acquisition, $2.3 million for improvements to the Carpenter Complex clubhouse, $1.0 million for improvements to Station Square Park, $0.8 million for the Bayfront Promenade, $0.7 million of Beach Walk capital expenditures, and $0.5 million of capital expenditures for the downtown boat slips. Net capital assets for the City's business-type activities increased from $357.1 million to $361.5 million, reflecting an increase of $4.4 million for the current fiscal year. Capital asset additions of $23.9 million were offset by depreciation expense of $17.2 million and net capital asset retirements and transfers totaling approximately $2.3 million. Major fiscal 2009 business-type capital asset transactions included $6.5 million for the downtown boat slips and $1.3 million for Station Square parking. Additional information on the City's capital assets can be found in Note III (C) on the notes to the financial statements. Long-term debt , The City's total long-term debt increased from $268.7 million to $317.1 million, an increase of $48.4 million or 18.0%. Long-term debt for governmental activities decreased by $8.7 million, or 12.9%; while long-term debt for business-type , activities increased by $57.1 million or 28.4%. Key factors contributing to these changes included: • The decrease in long-term debt for governmental activities is primarily due to a $7.4 million, or 19.2%, decrease in net revenue bonds payable due to scheduled bond principal payments. • The increase in long-term debt for business-type activities is primarily due to approximately $110 million of water and sewer system revenue and revenue refunding bonds issued during fiscal 2009, partially offset by $45.6 million of outstanding water and sewer bonds that were refunded, along with approximately $9 million of scheduled bond principal payments. The City's bonded debt as of September 30, 2009, consists entirely of revenue bonds (secured solely by specified , revenue sources) with no general obligation debt or special assessment debt outstanding. Governmental activities net revenue bonds totaled $30.9 million while business-type activities totaled $254.8 million. The City's Charter limits indebtedness to twenty percent of the assessed valuation of non-exempt real estate. The , current debt limitation is approximately $1.9 billion, which is significantly in excess of the City's applicable indebtedness of approximately $272 million at September 30, 2009. Additional information on the City's long-term debt can be found in Note III (F) of the notes to the financial statements. , 14 1 Economic Factors And Year 2010 Budgets and Rates Factors considered in preparing the City of Clearwater's budget for fiscal year 2010 included: • Passage of Amendment 1 to the Florida Constitution on January 29, 2008, providing property tax relief to the citizens of Florida. Related state mandates also limit the level at which the City can set the millage rate. • A declining economy and real estate market resulting in further reductions in property tax values and revenues, along with sales tax, municipal revenue sharing, communications services tax, and building permit revenues. • The unemployment rate for the Tampa Bay metropolitan area for September 2009 was 11.8%, an increase from the September 2008 rate of 7.1 %. The national rate for September 2009 was 9.8% versus 6.2% for September 2008. • Total taxable assessed values for the City of Clearwater decreased approximately 12.8% for fiscal 2010. The City's millage rate was increased by 9.1%, from 4.7254 to 5.1550 mills for fiscal 2010, reflecting a 7.19% decrease from the rolled-back rate of 5.5543 mills. • A reduction of 79.8 full-time equivalent positions City-wide, including a reduction in General Fund employees of 86.2 FTE's, from 1,177.3 to 1,091.1, due to service level reductions and program consolidations. • An increase of $13.9 million in the actuarially required contribution to the Employees' Pension Plan, from $10.0 million in fiscal 2009 to $23.9 for fiscal 2010. $5.2 million of this $13.9 million increase will be funded from the fiscal 2010 budget across all funds, while the balance of $8.7 million will be funded from the pension plan credit balance, which has a current balance of approximately $15.3 million. • A reduction in employee medical insurance costs of $659,000, or 6%, from fiscal 2009 due to the decrease in employees from the prior year, while maintaining the same cost per employee as the prior year. • Budgeted Water and Sewer utility revenues for 2010 reflect a 7% rate increase effective October 1, 2009, while fiscal 2010 budgeted Stormwater utility revenues reflect a 6% rate increase effective October 1, 2009. Contacting the City's Financial Management. This financial report is designed to provide a general overview of the City's finances for all those with an interest in our government and to show the City's accountability for the money it receives. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to: City of Clearwater, Finance Department, 100 South Myrtle Avenue, Clearwater, Florida 33756-5520. i. 15 This Page Intentionally Left Blank 16 Basic Financial Statements 17 City of Clearwater, Florida Statement of Net Assets September 30, 2009 Primary Government Governmental Business-type Activities Activities Total ASSETS Cash and investments $ 134,766,510 $ 106,835,351 $ 241,601,861 Investments 888,514 - 888,514 Total receivables (net) 16,913,377 12,060,479 28,973,856 Internal balances (740,988) 740,988 - Due from other governments 5,973,300 4,878,922 10,852,222 Prepaid items 1,228,270 38,423 1,266,693 Inventories 418,598 1,558,755 1,977, 353 Restricted assets: Cash and investments - 99,558,237 99,558,237 Due from other governments - 4,078,199 4,078,199 Deferred charges 207,170 2,430,974 2,638,144 Net pension asset 11,728,035 3,599,092 15,327,127 Capital assets: Land 79,291,397 31,312,012 110,603,409 Buildings 81,942,506 13,308,852 95,251,358 Improvements other than buildings 14,129,488 297,288,134 311,417,622 Machinery and equipment 20,679,925 2,771,492 23,451,417 Infrastructure 71,159,508 - 71,159,508 Construction in progress 13,509,321 16,848,148 30,357,469 Total assets 452,094,931 597,308,058 1,049,402,989 LIABILITIES Accounts payable and other current liabilities 1,854,224 4,619,803 6,474,027 Accrued liabilities 3,410,446 944,850 4,355,296 Accrued interest payable 234,670 120,377 355,047 Due to other governments 384,289 249,925 634,214 Deposits 2,400 89,646 92,046 Unearned revenue and liens 868,713 2,072,478 2,941,191 Payable from restricted assets: Construction contracts payable - 1,019,570 1,019,570 Accrued interest payable - 4,051,862 4,051,862 Customers deposits - 5,721,858 5,721,858 Non-current liabilities due within one year: Compensated absences 4,558,185 1,111,525 5,669,710 Loans and leases payable 3,546,301 301,517 3,847,818 Revenue bonds payable 7,630,000 6,540,000 14,170,000 Claims payable 1,963,000 - 1,963,000 Long-term debt and liabilities: Unearned revenue - 187,113 187,113 Compensated absences 3,025,951 737,886 3,763,837 Other postemployment benefits 2,817,553 965,147 3,782,700 Loans and leases payable 5,683,706 358,701 6,042,407 Revenue bonds payable 23,302,370 248,293,001 271,595,371 Claims payable 6,026,000 - 6,026,000 Total liabilities 65,307,808 277,385,259 342,693,067 NET ASSETS Invested in capital assets, net of related debt 240,549,768 158,128,827 398,678,595 Restricted for Capital projects 11,044,686 - 11,044,686 Debt service 6,944,334 21,290,935 28,235,269 Renewal and replacement - 11,983,425 11,983,425 Grant programs 24,692,331 - 24,692,331 Impact fees - 8,058,233 8,058,233 Unrestricted 103,556,004 120,461,379 224,017,383 Total net assets $ 386,787,123 $ 319,922,799 $ 706,709,922 The notes to the financial statements are an integral part of this statement 18 N Q o C w CD . m C L E d U ac`s ai c > C O N .> j C U C .5 Q CD 19 7 > E co oa a) N ca C a ac) W ? > ZI IU QI O) O N W co w L- m (D LL > ? V w O Q m a O a C ,V E W O .' ` ?, N m 0 U } m t LL 06 (A N c c O f0 j U ? ? c •O. O c0 U U y C O m• N O C ? m C U O U ? a) Q) U_ °) U (n M O aD M 1- ?_ O M M M LO N 1- r.- P, 00 P- m M O Lq Lo M N f` (n M (D (D M CO I;t M C) 'IT M (D m P- 't M W M OD MI- m P- ER Efl cD o 00 00 ? (n o v co 0: r V7 cq Iq Iq M (V t` (n m CD to (flmCDV MO vm (O Mr- L"t M 00M ODm-7P, Efl (O N It CD t- O CD t- a) o) OD 0 06 N 00 CO) 0 04 (0 C) r- C4 - O* N M m ''t N (V 0 C4 Ld (d 11- ? (OO ? m N (O N co N IO0 0 w co rn IN m 0 0 LO N M (D ' (O N N N M ( CO C D N ?l co N fa m m N N m (O m (O (O M M cO m N r- O N N r- (00 U') It (n O (D o (o ao n r` oc O M (O N 00 (O 1- (O It V m (0 m V O O r` O O N O co f` r- O I- N M O M m M N v v M M m m N N 0 C- m m (n M M M N r- O N N N t` CD 0 O (t) (D IO .-- O (O O (D OIh r" ? m't O O ? O N O O r.- r- O h N M? v V O O C C N v - (6(6 m CO m co I- rl- B O N N (MD w? 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(O rl- r, OD (O (O r N O M m L (M r- N O a) m (O r- 0 'IT Cl) O 00 O U') LO r (C) N In It 00 I` N r o m N 0 cr V (D N CO O r N? (O v 1- M O C l!7 Cl N (n m V r? GD N cO Cl co ? O h h M't N V) Q) Cl) 'r V m Cl) 00 - r- v M V' 7 NI?T CO C \T x (D N N (O N- N N ? I I I ICI y U) a) ? N C m O N rn a) O m N w N - .9? .-- .nT. E c CU Q) CD .- 0 00 d o a) w a) QU) i -CO: o O m >° tn w m 2 <n a3) c o Z O1 m N a 0 in in o) "=? 3 c a) o Z o E C. O W C= in c p w 0(D :? ? :a U 'C (D:[ R. 0 76 .U a) 4) 7 L (° U 7 7 a+ F c m m O a) I9 ~ m E >0D-D- w=U ? (Du)u)of2 ago (L CL` 0° m' F- 19 ASSETS Cash and investments Receivables (net where applicable, of allowances for estimated uncollectible amounts): Accrued interest Accounts and contracts Mortgages, notes and other loans Rehabilitation advances Property taxes Other Due from other funds (deficit in pooled cash) Due from other governmental entities Investments Land held for resale inventories, at cost Prepaid items Advances to other funds Total assets LIABILITIES Accounts and contracts payable Accrued payroll Due to other funds (deficit in pooled cash) Due to other governmental entities Deposits Construction escrows Deferred revenue Advances from other funds Total liabilities FUND BALANCES Reserved for: Encumbrances Debt service requirements Interfund and notes receivable Grant programs Land held for resale Unreserved, reported in: General fund Special revenue funds Debt service funds Capital projects funds Total fund balances Total liabilities and fund balances City of Clearwater, Florida Balance Sheet Governmental Funds September 30, 2009 Special General Development Fund Fund Capital Other Improvement Governmental Fund Funds Totals Governmental Funds $ 19,029,460 $ 8,634,146 $ 36,757,499 $ 27,047,191 $ 91,468,296 247,524 323,637 2,070 140,421 713,652 206,306 - - 206,306 - 13, 316, 403 13, 316,403 - - 12,476 12,476 294,620 1,928,393 19,830 - - - 47,469 314,450 1,975,862 24,565 - 24,565 2,543,344 2,407,124 459,966 562,866 5,973,300 - - - 888,514 888,514 - 1,998,751 1,998,751 34,356 - 34,356 - 2,000,000 - - 24,565 700,000 24,565 2,700,000 , $ 26,284,003 $ 11,384,737 $ 37,244,100 $ 44,738,656 $ 119,651,496 $ 428,081 $ - $ 721,565 $ 207,079 $ 1,356,725 , 2,967,955 - 43,411 3,011,366 - 24,565 24,565 15,224 320,221 48,844 384,289 , 2,400 - - 2,400 - - 191,227 191,227 531,724 19,830 39,241 590,795 - - - ,000 700,000 700,000 3,945,384 340,051 721,565 1,254,367 6,261,367 , 1,167,491 - 5,494,315 6,661,806 - 7,179,004 7,179,004 2,000,000 14,016,403 16,016,403 - 8,571,665 8,571,665 - 1,998,751 1,998, 751 19,171,128 - - 19,171,128 - 11,044,686 5,854,022 16,898,708 - 135,662 135,662 - - 31,028,220 5,728,782 36,757,002 22,338,619 11,044,686 36,522,535 43,484,289 113,390,129 $ 26,284,003 $ 11,384,737 $ 37,244,100 $ 44,738,656 $ 119,651,496 The notes to the financial statements are an integral part of this statement. 20 City of Clearwater, Florida Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets September 30, 2009 Total fund balances of governmental funds $ 113,390,129 Capital assets used in governmental activities are not financial resources, therefore, are not reported in the funds. The cost of the assets totals $436,353,485, and the accumulated depreciation totals $155,641,340. Total capital assets for governmental activities $ 280,712,145 Less: Land included in governmental funds as "Land Held for Resale" (1,998,751) 278,713,394 The net pension asset related to governmental activities does not represent financial resources and is not reported in the funds. 11,728,035 Accrued general long-term debt interest expenses are not financial uses and, therefore, are not reported in the funds. (234,670) Accrued property taxes are not financial resources in the current period and, therefore, are reported as deferred revenues in the funds. 314,451 Accrued liens are not financial resources in the current period and, therefore, are reported as deferred revenues in the funds. 204,443 Accrued permit fees are not financial resources in the current period and, therefore, are reported as deferred revenues in the funds. 32,660 The assets and liabilities of the internal service funds (funds used to charge the costs of certain activities to individual funds) are included in the governmental activities in the statement of net assets. Net assets of internal service funds 46,009,951 Less: Capital assets included in total governmental capital assets above (16,062,520) Less: Net pension asset included in total governmental net pension asset above (1,204,271) Add: Capital lease purchases payable included in total governmental below 7,812,890 Add: Compensated absences included in total governmental below 904,486 Add: Other post-employment benefits included in total governmental below 377,386 Less: Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds (4,842,345) 32, 995, 577 Long-term liabilities, including bonds payable, are not due and payable in the current period and accordingly are not reported in the funds. Long-term liabilities at year-end consist of: Bonds payable (30,905,000) Less: Deferred charge on refunding (to be amortized as interest expense) 236,582 Less: Deferred charge for issuance costs (to be amortized over life of debt) 207,170 Less: Issuance discount (to be amortized as interest expense) 28,050 Add: Issuance premium (to be amortized as a reduction of interest expense) (292,002) Capital lease purchases payable (9,230,007) Other post-employment benefits (2,817,553) Compensated absences (7,584,136) (50,356,896) Total net assets of governmental activities $ 386,787,123 The notes to the financial statements are an integral part of this statement. 21 City of Clearwater, Florida Statement of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds For the Year Ended September 30, 2009 Special Capital Other Total General Development Improvement Governmental Governmental Fund Fund Fund Funds Funds REVENUES Taxes: Property $ 43,828,562 $ 2,750,128 $ $ $ 46,578,690 Sales - 8,574,091 8,574,091 Utility 12,020,599 - 12,020,599 Communications services 6,966,606 6,966,606 Other taxes 2,163,324 2,003,320 4,166,644 Total taxes 64,979,091 13,327,539 78,306,630 Franchise fees 10,204,413 - 10,204,413 Licenses, permits, and fees 1,458,862 458,850 1,917,712 Intergovernmental: Federal - - 2,517,481 2,517,481 State 10,815,755 2,064,914 1,612,805 14,493,474 Local 8,344,246 321,168 2,295,634 10,961,048 Total intergovernmental 19,160,001 2,386,082 6,425,920 27,972,003 Charges for services 13,782,882 - 1,149,758 14,932,640 Fines and forfeitures 785,278 - - 692,362 1,477,640 Investment earnings 2,055,570 2,386,484 13,563 1,312,397 5,768,014 Miscellaneous 1,055,478 50,484 774,056 1,880,018 Total revenues 113,481,575 16,172,873 2,450,129 10,354,493 142,459,070 EXPENDITURES Current: General government 12,089,749 - 155,349 1,387,848 13,632,946 Public safety 62,111,657 312,531 1,817,393 64,241,581 Physical environment 3,803,919 20,216 261,304 4,085,439 Transportation 5,926,124 1,841,664 - 7,767,788 Economic environment 1,536,350 - 1,629,249 3,165,599 Human services 269,822 - 135,380 405,202 Culture and recreation 24,512,740 1,022,464 1,578,925 27,114,129 Debt service: Principal - - 7,825,291 7,825,291 Interest & fiscal charges - 1,617,136 1,617,136 Capital outlay 21,033,696 1,278,788 22,312,484 Total expenditures 110,250,361 24,385,920 17,531,314 152,167,595 Excess (deficiency) of revenues over/ (under) expenditures 3,231,214 16,172,873 (21,935,791) (7,176,821) (9,708,525) OTHER FINANCING SOURCES (USES) Transfers in 8,711,012 45,563 15,375,746 14,819,667 38,951,988 Transfers out (10,667,451) (16,590,456) (836,779) (3,213,230) (31,307,916) Other long term debt issued 525,232 525,232 Total other financing sources (uses) (1,956,439) (16,544,893) 15,064,199 11,606,437 8,169,304 Net change in fund balances 1,274,775 (372,020) (6,871,592) 4,429,616 (1,539,221) Fund balances - beginning 21,063,844 11,416,706 43,394,127 39,054,673 114,929,350 Fund balances - ending $ 22,338,619 $ 11,044,686 $ 36,522.535 $ 43,484,289 $ 113,390,129 The notes to the financial statements are an integral part of this statement. 22 City of Clearwater, Florida Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended September 30, 2009 Net change in fund balances - total governmental funds $ (1,539,221) Amounts reported for governmental activities in the Statement of Activities are different because: Governmental funds report capital outlays as expenditures while governmental activities report depreciation expense to allocate those costs over the life of the assets. This is the amount by which capital outlays exceeded depreciation in the current period. Expenditures for capital assets $ 24,956,556 Less current year depreciation (9,600,776) 15,355,780 In the Statement of Activities, capital assets donated from enterprise funds are reported as transfers in from governmental funds. Governmental funds do not report capital assets. 314,319 In the Statement of Activities the loss on disposition of capital assets is reported. The loss is not a use of current resources and thus is not reported in the funds. (871,107) Loan proceeds provide current financial resources to governmental funds; however issuing debt increases long-term liabilities in the Statement of Net Assets. In the current year these amounts are: Capital lease proceeds (525,232) Repayment of long term debt principal is an expenditure in the governmental funds, however the repayment reduces long-term liabilities in the Statement of Net Assets. Current year amounts are: Revenue bond principal payments 7,325,000 Capital lease principal payments 500.288 7,825,288 Net pension asset is not a current financial resources and consequently is not reported in the funds. However it is an asset in the Statement of Net Assets. Current year change in the net pension asset 888,164 Liability for other post-employment benefits (OPEB) does not require the use of current financial resources and consequently is not reported in the funds. However it is a liability in the Statement of Net Assets. Current year change in the liability for other post-employment benefits (1,275,969) Some expenses reported in the Statement of Activities do not require the use of current financial resources and therefore are not reported as expenditures in the governmental funds: Current year change in compensated absences 561,384 Amortization of deferred charge on refunding (23,165) Amortization of issuance costs (32,465) Amortization of bond discounts and premiums 51,593 Current year change in accrued interest expense 87,306 Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds: Reversal of prior year accrual - communications services tax refund receivable per State Accrual of property taxes receivable Accrual of liens receivable Accrual of permit fees receivable The net revenues of internal service funds (funds used to charge the costs of certain activities to individual funds) for governmental activities are reported in the Statement of Activities but not in the governmental funds. Total change in net assets of governmental activities The notes to the financial statements are an integral part of this statement. 644,653 (568,777) 314,451 204,443 32,660 (5, 663, 685) $ 15,135,767 23 City of Clearwater, Florida Statement of Revenues, Expenditures, and Changes in Fund Balances - ' Budget and Actual (Non -GAAP Budgetary Basis) General Fund For the Year Ended September 30, 2009 Budgeted Amounts Variance with ' Actual Final Budget REVENUES Original Final Amounts Positive (Negative) Taxes: Property $ 43,461,390 $ 43,741,053 $ 43,828,562 $ 87,509 Utility taxes 12,030,350 12,030,350 12,020,599 (9,751) Communications services 6,286,500 6,865,000 6,966,606 101,606 Other taxes 2,150,000 2,150,000 2,163,324 13,324 Total taxes Franchise fees 63,928,240 9,819,270 64,786,403 9,819,270 64,979,091 10,204,413 192,688 385,143 ' Licenses, permits, and fees 2,092,500 1,400,000 1,458,862 58,862 Interqovernmental: State 9,562,410 11,035,378 10,815,755 (219,623) Local 8,594,710 8,594,710 8,344,246 (250,464) Total intergovernmental 18,157,120 19,630,088 19,160,001 (470,087) Charqes for services 13,684,160 13,689,098 13,782,882 93,784 Fines and forfeitures 902,300 782,300 785,278 2,978 Investment earninqs 1,364,000 1,364,000 2,055,570 691,570 Miscellaneous 939,950 972,270 1,055,478 83.208 Total revenues 110,887,540 112,443,429 113,481,575 1,038,146 , EXPENDITURES General government City Council 285,390 285,166 258,938 26,228 City Manaqer's Office 1,066,210 1,050,010 998,434 51,576 City Attorney's Office 1,688,790 1,667,759 1,484,868 182,891 ' Official Records & Legislative Services 1,180,430 1,123,801 1,067,179 56,622 Public Communications 1,088,580 1,049,313 893,840 155,473 Finance 2,265,030 2,180,201 2,130,504 49,697 Human Resources 1,212,180 1,119,602 1,013,011 106,591 Non-Departmental 1,888,520 2,451,558 2,458,325 (6,767) ' Enqineerinq 58,766 58,399 52,791 5,608 Public Services 18,481 18,386 27,136 (8,750) Planninq 1,429,290 1,358,617 1,283,975 74,642 City Auditor's Office 175,520 173,417 173,341 76 Office of Manaqement & Budqet 297,690 266,937 263,976 2,961 ' Total qeneral qovernment 12,654,877 12,803,166 12,106,318 696,848 Public safety Police Fire 36,777,410 20,466,590 37,813,418 21,844,053 37,188,442 20,764,758 624,976 1,079,295 ' Development & Neiqhborhood Services 3,765,173 3,654,563 3,463,387 191,176 Marine / Beach Guards 674,030 666,421 605,775 60,646 Total public safety 61,683,203 63,978,455 62,022,362 1,956,093 Physical environment Enqineerinq 2,644,479 2,627,969 2,375,591 252,378 ' Public Services 1,637,847 1,630,388 1,234,678 395,710 Total physical environment 4,282,326 4,258,357 3,610,269 648,088 Transportation Enqineerinq 4,357,595 4,349,045 4,189,998 159,047 Public Services 1,869,042 1,862,332 1,923,504 (61,172) , Total transportation 6,226,637 6,211,377 6,113,502 97,875 Economic environment Economic Development 1,389,940 1,362,084 1,266,800 95,284 Development & Neiqhborhood Services 256,167 248,642 235,635 13,007 Total economic environment 1,646,107 1,610,726 1,502,435 108,291 ' Human services Equity Services 284,010 279,539 264,390 15,149 Total human services 284,010 279,539 264,390 15,149 Culture and recreation Parks and Recreation 19,928,850 19,534,239 18,587,648 946,591 ' Library 5,370,790 5,354,228 5,140,385 213,843 Marine 549,570 607,927 570,492 37,435 Total culture and recreation 25,849,210 25,496,394 24,298,525 1,197,869 Total expenditures (budqetary basis) 112,626,370 114,638,014 109,917,801 4,720,213 Excess of revenues over expenditures (budgetary basis) (1,738,830) (2,194,585) 3,563,774 5,758,359 ' OTHER FINANCING SOURCES (USES) Transfers in 7,912,390 8,653,393 8,711,012 57,619 Transfers out (8,473,560) (10,952,633) (10,667,451) 285,182 Total other financing sources (uses) (budgetary basis) (561,170) (2,299,240) (1,956,439) 342,801 ' Excess (deficiency) of revenues and other financing sources (2,300,000) (4,493,825) 1,607,335 6,101,160 over expenditures and other financinq uses (budqetary basis) Encumbered purchase orders, beqinninq of year (1,500,051) (1,500,051) Encumbered purchase orders, end of year 1,167,491 1,167,491 Excess (deficiency) of revenues and other financinq sources over expenditures and other financinq uses (GAAP basis) (2,300,000) (4,493,825) 1,274,775 5,768,600 Fund balances - beqinninq 21,063,844 21,063,844 21,063,844 Fund balances - ending $ 18,763,844 $ 16,570,019 $ 22,338,619 $ 5,768,600 The notes to the financial statements are an integral part of this statement. ' 24 City of Clearwater, Florida Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual (GAAP Basis) Special Development Fund For the Year Ended September 30, 2009 REVENUES Taxes: Property Sales Other taxes Total taxes Licenses, permits, and fees Investment earnings Total revenues EXPENDITURES Total expenditures Excess of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) Excess / (Deficiency) of revenues and other sources over expenditures and other uses Fund balances - beginning Fund balances - ending Budgeted Amounts Actual Original Final Amounts Variance with Final Budget Positive (Negative) $ 2,727,150 $ 2,739,880 $ 2,750,128 $ 10,248 9,925,000 9,400,000 8,574,091 (825,909) 1,537,790 1,991,740 2,003,320 11,580 14,189,940 14,131,620 13,327,539 (804,081) 906,290 394,190 458,850 64,660 600,000 600,000 2,386,484 1,786,484 15,696,230 15,125,810 16,172,873 1,047,063 15,696,230 15,125,810 16,172,873 1,047,063 - 45,563 45,563 (13,380,180) (16,719,276) (16,590,456) 128,820 (13,380,180) (16,719,276) (16,544,893) 174,383 2,316,050 (1,593,466) (372,020) 1,221,446 14,483,168 10,802,335 11,416,706 614,371 $ 16,799,218 $ 9,208,869 $ 11,044,686 $ 1,835,817 The notes to the financial statements are an integral part of this statement. 25 City of Clearwater, Florida Statement of Net Assets Proprietary Funds September 30, 2009 Business-type Enterprise ASSETS Current assets: Cash and investments Accrued interest receivable Accounts and contracts receivable: Billed Unbilled charges estimated Less: Allowance for uncollectable accounts Total receivables, net Other receivables Due from other funds Due from other governmental entities Inventories, at cost Prepaid expenses and other assets Total current assets - unrestricted Current assets - restricted: Restricted cash and investments Due from other governmental entities Total current assets - restricted Total current assets Noncurrent assets: Restricted cash and investments Deferred charges Other receivables Advance to other funds Net pension asset Capital assets: Land and other nondepreciable assets Capital assets, net of accumulated depreciation Total noncurrent assets Total assets Water and Sewer Gas Solid Waste utility utility utility $ 28,312,669 $ 21,782,713 $ 15,553,725 486,421 126,598 108,229 2,952,134 1,040,882 980,863 1,915,400 1,291,800 626,939 4,867,534 2,332,682 1,607,802 (85,974) (43,947) (27,243) 4,781,560 2,288,735 1,580,559 75,895 - - 580,463 - 792,001 710,663 6,130 - - 35,035,139 24,908,709 17,242,513 6,258,244 2,379,184 963,339 4,078,199 - - 10,336,443 2,379,184 963,339 45,371,582 27,287,893 18,205,852 75,915,968 300,000 1,719,338 300,163 187,113 - 1,427,508 740,979 801,917 11,052,720 327,284 1,041,913 211,593,867 40,854,789 1,773,078 301,896,514 42,523,215 3,616,908 347,268,096 69,811,108 21,822,760 The notes to the financial statements are an integral part of this statement. 26 Activities Funds Govemmental Activities - Stormwater Other Internal Service utility Funds Total Funds $ 11,356,575 $ 29,829,669 '$ 106,835,351 $ 43,298,214 99,995 226,351 1,047,594 374,228 766,057 94,147 5,834,083 - 1,151,900 110,639 5,096,678 1,917,957 204,786 10,930,761 (21,310) (2,410) (180,884) 1,896,647 202,376 10,749,877 - - 75,895 - - - - 111,925 4,212,260 86,199 4,878,922 - - 56,091 1,558,755 384,242 - 32,293 38,423 1,203,705 17,565,477 30,432,979 125,184,817 45,372,314 1,766,349 - 11,367,116 - - 4,078,199 1,766,349 - 15,445,315 19,331,826 30,432,979 140,630,132 45,372,314 2,932,832 9,042,321 88,191,121 - 372,746 38,727 2,430,974 - - 187,113 - - - - 2,722,660 255,056 373,632 3,599,092 1,204,271 24,856,976 10,881,267 48,160,160 729,591 46, 532,133 12, 614, 611 313, 368, 478 15, 332, 929 74,949,743 32,950,558 455,936,938 19,989,451 94,281,569 63,383,537 596,567,070 65,361,765 (Continued) 27 City of Clearwater, Florida Statement of Net Assets Proprietary Funds September 30, 2009 LIABILITIES Current liabilities: Accounts and contracts payable Accrued payroll Accrued interest payable Due to other governmental entities Deposits Unearned revenue and liens Current portion of long-term liabilities: Compensated absences Revenue bonds Notes, loan pool agreement and acquisition contracts Advances from other funds Claims payable Total current liabilities (payable from current assets) Current liabilities (payable from restricted assets): Construction contracts payable Accrued interest payable Current portion of long-term liabilities, revenue bonds Customer deposits Total current liabilities payable from restricted assets Total current liabilities Noncurrent liabilities: Compensated absences Other postemployment benefits Revenue bonds (net of unamortized discounts and deferred amount on refunding) Notes, loan pool agreement and acquisition contracts Unearned revenue Advances from other funds Claims payable Total non-current liabilities Total liabilities Net assets: Invested in capital assets, net of related debt Restricted for: Revenue bond debt service and sinking fund requirements Revenue bond renewal and replacement requirements Water and sewer impact fees Stormwater system fees Parking improvements Unrestricted Total net assets Business-type Enterprise Water and Sewer Gas Solid Waste utility utility utility 1,322,954 1,211,092 322,872 355,732 175,425 202,442 52,234 47,711 20,432 75,895 1,978,810 - 391,951 254,880 174,783 1,297,732 710,417 - 110,909 - 101,776 3,607,407 4,378,335 822,305 1,019,570 - - 3,174,643 58,722 3,387,268 64,583 - 2,502,641 2,255,878 963,339 10,084,122 2,379,183 963,339 13,691,529 6,757,518 1,785,644 260,199 169,202 116,029 340,644 175,481 226,392 184,030,642 15,264,734 - 80,138 - 108,847 187,113 - 10•+,050,/a0 IO,OVzy,•+I/ '#J 1,LO0 198,590,265 22,366,935 2,236,912 76,698,306 25,142,339 2,604,368 17,383,189 64,583 11,683,425 300,000 7,530,535 - 35,382,376 21,937,251 16,981,480 $ 148,677,831 $ 47,444,173 $ 19,585,848 The notes to the financial statements are an integral part of this statement. 28 Activities Funds Governmental Activities - Stormwater Other Internal Service Utility Funds Total Funds 28,940 1,723,917 4,609,775 306,272 95,130 116,121 944,850 399,080 - - 120,377 - 249,925 - 249,925 - 99,674 99,674 - - 17,773 2,072,478 829,472 156,640 133,271 1,111,525 543,610 90,000 - 2,098,149 - 4,855 83,977 301,517 3,028,292 - 20,271 20,271 91,654 - - - 1,963,000 625,490 2,195,004 11,628,541 7,161,380 - - 1,019,570 747,548 70,949 4,051,862 990,000 - 4,441,851 - - 5,721,858 1,737,548 70,949 15,235,141 2,363,038 2,265,953 26,863,682 7,161,380 103,986 88,470 737,886 360,876 94,056 128,574 965,147 377,386 39,862,625 9,135,000 248,293,001 - - 169,716 358,701 4,784,598 - 187,113 - 4,081,086 4,081,086 641,574 - - - 6,026,000 40,060,667 13,602,846 254,622,934 12,190,434 42,423,705 15,868,799 281,486,616 19,351,814 30,441,629 23,242,185 158,128,827 8,249,630 3,460,969 382,194 21,290,935 - - 11,983,425 - 7,530,535 490,663 - 490,663 - 37,035 37,035 - 17,464,603 23,853,324 115,619,034 37,760,321 $ 51,857,864 $ 47,514,738 315,080,454 $ 46,009,951 Adjustment to reflect consolidation of internal service fund act ivities related to enterprise funds 4,842,345 Net assets of business-type activities $ 319,922,799 29 City of Clearwater, Florida Statement of Revenues, Expenses, and Changes in Fund Net Assets Proprietary Funds For the Year Ended September 30, 2009 Business-type Enterprise Water and Sewer Gas Solid Waste Utility Utility Utility Operating revenues: Sales to customers $ 53,302,095 $ 33,483,372 $ 17,518,632 Service charges to customers 531,568 1,068,399 88,071 User charges to customers - - Billings to departments Rentals - - Total operating revenues 53,833,663 34,551,771 17,606,703 Operating expenses: Personal services 9,192,241 4,614,806 5,466,505 Purchases for resale 8,312,863 15,533,693 - Operating materials and supplies 2,874,409 249,555 267,043 Transportation 865,733 475,014 3,134,508 Utility service 3,053,860 96,239 87,474 Dumping charges - - 4,231,559 Depreciation 11,593,194 1,797,396 256,589 Interfund administrative charges 5,953,860 2,161,100 996,470 Other current charges: Professional fees 1,495,659 190,401 5,526 Advertising - 411,233 6,212 Communications 183,573 99,379 91,040 Printing and binding - 37 - Insurance 785,780 341,128 165,540 Repairs and maintenance 2,872,308 151,624 157,006 Rentals - 5,269 1,934 Miscellaneous 324,029 78,444 39,867 Data processing charges 390,100 331,970 132,200 Taxes - 2,072,695 - Total other current charges 6,051,449 3,682,180 599,325 Total operating expenses 47,897,609 28,609,983 15,039,473 Operating income (loss) 5,936,054 5,941,788 2,567,230 The notes to the financial statements are an integral part of this statement, 30 Activities Funds Governmental Activities - Stormwater Other Internal Service Utility Funds Total Funds $ 13,367,832 $ 3,166,685 $ 120,838,616 $ 66,196 7,773 1,762,007 - 6,630,292 6,630,292 - _ - 43,328,597 - 3,165,050 3,165,050 - 13,434,028 12,969,800 132,395,965 43,328,597 2,614,507 2,920,507 24,808,566 10,352,614 - 2,771,048 26,617,604 3,364,642 286,640 440,943 4,118,590 651,375 781,034 448,820 5,705,109 254,334 - 450,448 3,688,021 662,974 - - 4,231,559 - 2,228,314 1,310,423 17,185,916 4,850,889 1,781,220 1,722,821 12,615,471 249,860 1,398,012 1,569,562 4,659,160 470,675 - 59,413 476,858 - 47,693 64,221 485,906 1,267,957 - 9,478 9,515 47,041 42,540 168,452 1,503,440 15, 500, 598 521,476 323,811 4,026,225 1,823,414 - 813,889 821,092 554,653 54,783 128,555 625,678 206,858 155,800 110,738 1,120,808 392,590 - 36,214 2,108,909 4,139 2,220,304 3,284,333 15,837,591 20,267,925 9,912,019 13,349,343 114,808,427 40,654,613 3,522,009 (379,543) 17,587,538 2,673,984 (Continued) 31 City of Clearwater, Florida Statement of Revenues, Expenses, and Changes in Fund Net Assets Proprietary Funds For the Year Ended September 30, 2009 Nonoperating revenues (expenses): Investment earnings Interest expense Amortization of bond issue costs Gain on sale of capital assets Loss on sale of capital assets Other Total nonoperating revenue (expenses) Income before contributions and transfers Capital grants and contributions Transfers in Transfers out Changes in net assets Total net assets - beginning Business-type Enterprise Water and Sewer Gas Solid Waste Utility Utility utility 2,986,725 913,557 808,544 (7,009,523) (877,110) (34,753) (99,384) (28,499) (1,150) 131,379 4,526,688 240,354 (3,990,803) 4,534,636 1,012,995 1,945,251 10,476,424 3,580,225 1,325,674 - - - 200,000 (2,883,380) (2,037,293) (991,420) (1,557,706) (1,837,293) (991,420) 387,545 8,639,131 2,588,805 14R 9Qn 9RFR 3R Rns n49 1 fi QQ7_n43 Total net assets - ending $ 148,677,831 $ 47,444,173 $ 19,585,848 Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds Change in net assets of business-type activities (page 19) The notes to the financial statements are an integral part of this statement. 32 Activities Funds Governmental Activities - Stormwater Other internal Service utility Funds Total Funds 737,751 1,460,195 6,906,772 2,920,650 (1,790,509) (611,325) (10,323,220) (348,232) (28,819) (4,162) (160,864) - 436,762 (169,002) - (170,152) (70,378) 59,018 285,193 5,242,632 239,655 (1,191,561) 1,129,901 1,495,168 3,178,457 2,330,448 750,358 19,082,706 5,852,441 984,972 298,795 2,609,441 314,319 - 10,356,966 10,556,966 247,994 (698,740) (988,131) (7,598,964) (10,856,414) 286,232 9,667,630 5,567,443 (10,294,101) 2,616,680 10,417,988 24,650,149 (4,441,660) 49,241,184 37,096,750 50,451,611 $ 51,857,864 $ 47,514,738 $ 46,009,951 1,222,025 $ 25,872,174 33 City of Clearwater, Florida Statement of Cash Flows Proprietary Funds For the Year Ended September 30, 2009 Business-type CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers Cash received from other funds Cash payments to suppliers Cash payments to employees Cash payments to other funds Other revenues Net cash provided by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers from other funds Transfers to other funds Receipt of cash on loans to/from other funds Payment of cash on loans to/from other funds Net cash provided (used) by noncapital financing activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal payments on debt Interest paid Acquisition of capital assets Sale of capital assets Proceeds from issuance of debt Payment of bond issue costs Capital contributed by: Other governmental entities Property owners Developers Net cash provided (used) by capital and related financing activities CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments Net cash provided by investing activities Net increase (decrease) in cash and cash equivalents Cash and cash equivalents at beginning of year Cash and cash equivalents at end of year Cash and cash equivalents classified as Enterprise Water and Sewer Gas Solid Waste utility utility utility $ 53,752,601 $ 37,163,416 $ 17,529,482 (21,862,495) (20,089,857) (4,841,171) (9,192,881) (4,971,040) (5,445,626) (9,311,779) (2,260,479) (4,519,758) 131,379 4,526,688 240,354 13,516,825 14,368,728 2,963,281 (2,883,380) (1,837,293) (991,420) (2,883,380) (1,837,293) (991,420) (51,548,357) (623,178) (139,930) (3,558,103) (921,348) (53,269) (10,209,792) (1,984,229) (4,859) - 13,026 108,436,007 - (1,020,331) 455,759 2,779 867,136 43,425,098 (3,528,755) (185,032) 3,042,681 919,087 836,350 3,042,681 919,087 836,350 57,101,224 9,921,767 2,623,179 53, 385, 657 14, 540,130 13,893, 885 $ 110,486,881 $ 24,461,897 $ 16,517,064 Cash and investments $ 28,312,669 $ 21,782,713 $ 15,553,725 Restricted cash and investments 82,174,212 2,679,184 963,339 Total cash and cash equivalents $ 110,486,881 $ 24,461,897 $ 16,517,064 The notes to the financial statements are an integral part of this statement. 34 Activities Funds Stormwater Other Utility Funds Total Governmental Activities - Internal Service $ 13,308,089 $ 12,869,304 $ 134,622,892 $ - 43,328,597 (2,252,387) (6,668,025) (55,713,935) (24,961,251) (2,542,735) (2,877,741) (25,030,023) (10,326,110) (2,812,146) (2,246,199) (21,150,361) (1,624,405) 59,018 285,193 5,242,632 178,596 5,759,839 1,362,532 37,971,205 6,595,427 - 10,356,966 10,356,966 247,994 (698,740) (988,131) (7,398,964) (10,805,414) 91,654 (15,101) (15,101) (91,653) (698,740) 9,353,734 2,942,901 (10,557,419) (1,113,235) (149,559) (53,574,259) (3,515,233) (1,814,634) (558,768) (6,906,122) (348,232) (5,666,915) (7,033,347) (24,899,142) (3,579,493) - 13,026 436,134 191,850 108,627,857 2,159,834 - (809) (1,021,140) - 578,075 62,596 1,096,430 - - 2,779 867,136 (8,016,709) (7,488,037) 24,206,565 (4,846,990) 859,995 1,452,171 7,110,284 3,027,886 859,995 1,452,171 7,110,284 3,027,886 (2,095,615) 4,680,400 72,230,955 (5,781,096) 18,151,371 34,191,590 134,162,633 49,079,310 $ 16,055,756 $ 38,871,990 $ 206,393,588 $ 43,298,214 $ 11,356,575 $ 29,829,669 $ 106,835,351 $ 43,298,214 4,699,181 9,042,321 99,558,237 - $ 16,055,756 $ 38,871,990 $ 206,393,588 $ 43,298,214 35 (Continued) City of Clearwater, Florida Statement of Cash Flows Proprietary Funds For the Year Ended September 30, 2009 Business-type Enterprise Water and Sewer Gas Solid Waste Utility Utility Utility Reconciliation of operating income (loss) to net cash provided by operating activities: Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Other nonoperating revenue Depreciation Capitalized labor Construction in process reclassified as expense Change in assets and liabilities: (Increase) decrease in accounts receivable (Increase) decrease in amount due from other governments (Increase) decrease in inventory (Increase) decrease in prepaid expenses Increase (decrease) in accounts and contracts payable Increase (decrease) in claims payable Increase (decrease) in deposits payable Increase (decrease) in unearned revenue (Increase) decrease in net pension asset Increase (decrease) in accrued payroll Increase (decrease) in other postemployment benefits Total adjustments Net cash provided by operating activities $ 5,936,054 $ 5,941,788 $ 2,567,230 131,379 4,526,688 240,354 11,593,194 1,797,396 256,589 (207,783) (324,465) - 232,411 - (108,792) 643,349 (63,538) (3,733,944) - (98,255) 180,450 (404,470) (284,335) (44,550) 27,129 (10,514) (13,683) - 1,978,810 (108,424) (57,730) (61,540) 76,978 (112,856) (37,764) 181,348 90,147 120,183 7,580,771 8,426,940 396,051 $ 13,516,825 $ 14,368,728 $ 2,963,281 Noncash investing, capital and financing activities: Amortization of bond issue costs Amortization of premium / (discount) on bond issuance Amortization of deferred loss on defeasance of debt Capital assets transferred from General Government Increase in other receivables for developer contributions increase in deferred revenue for developer contributions $ (99,384) $ (28,500) $ $ 172,752 $ (4,449) $ $ (372,291) $ (142,373) $ $ 263,008 $ $ $ (263,008) $ $ The notes to the financial statements are an integral part of this statement. 36 Activities Funds Governmental Activities - Stormwater Other Intemal Service Utility Funds Total Funds $ 3,522,009 $ (379,543) $ 17,587,538 $ 2,673,984 59,018 285,193 5,242,632 178,596 2,228,314 1,310,423 17,185,916 4,850,889 - - (532,248) - 232,411 (125,939) 111,586 456,666 - (3,733,944) - 59,622 141,817 62,161 8,153 8,153 (153,577) (17,037) 136,413 (613,979) (1,133,814) 21,702 - 21,702 - - (202,438) (199,506) (9,643) 1,969,167 (27,705) (28,495) (283,894) (123,793) 49,040 3,104 (21,498) 40,622 50,437 68,157 510,272 200,359 2,237,830 1,742,075 20,383,667 3,921,443 $ 5,759,839 $ 1,362,532 $ 37,971,205 $ 6,595,427 $ (28,819) $ (3,352) $ (160,055) $ $ (33,128) $ $ 135,175 $ $ (34,247) $ $ (548,911) $ - $ $ $ - $ 314,319 $ $ $ 263,008 $ - $ $ $ (263,008) $ 37 City of Clearwater, Florida Statement of Fiduciary Net Assets Fiduciary Funds September 30, 2009 ASSETS Cash and investments Managed investment accounts, at fair value: Cash and cash equivalents Government bonds Agency bonds Domestic corporate bonds International corporate bonds International equity securities Domestic stocks Mortgage backed bonds Asset backed securities Commodity exchange-traded funds Domestic equity mutual funds International equity mutual funds Total managed investment accounts Securities lending collateral Receivables: Interest and dividends receivable Unsettled investment sales Securities lending earnings receivable Accounts receivable Total receivables Total assets LIABILITIES Accounts payable Unsettled investment purchases Obligations under securities lending Other miscellaneous payables: Downtown Development Board Special purpose funds Other Total miscellaneous payables Total liabilities NET ASSETS Held in trust for pension benefits and other purposes Total net assets The notes to the financial statements are an integral part of this statement. Pension Trust Agency Funds Fund $ 4,545,961 $ 424,929 33,998,529 - 24,006,350 - 12,870,506 - 67,208,006 - 5,341 - 69, 879,101 - 239,153,601 - 64,816,779 - 94,393 - 563,473 - 35, 759,178 - 26,042,061 - 574,397,318 - 134,478,540 - 2,110,270 2,391 4,906,921 - 28,718 - 249,652 - 7,295,561 2,391 720,717,380 427,320 736,072 - 13,317,098 - 136,034,800 - - 311,453 - 7,640 - 108,227 - 427,320 150,087,970 427,320 570,629,410 $ 570,629,410 $ 38 City of Clearwater, Florida Statement of Changes in Fiduciary Net Assets Fiduciary Funds For the Year Ended September 30, 2009 ADDITIONS Contributions: Contributions from employer Contributions from employer - state tax Contributions from employees Total contributions Investment income: Net appreciation in fair value of investments Interest Dividends Less investment expenses: Investment management / custodian fees Net income from investing activities Securities lending income: Gross earnings Rebate paid Bank fee Net income from securities lending Total additions DEDUCTIONS Benefits and withdrawal payments: Benefits Withdrawal payments Total benefits and withdrawal payments Income before administrative expenses Administrative expenses Net increase Net assets held in trust for pension benefits: Beginning of year End of year The notes to the financial statements are an integral part of this statement. Pension Trust Funds $ 10,368,010 2,098,078 6,253,091 18,719,179 17,811,225 10,681,538 5,091,304 33,584,067 2,870,046 30,714,021 746,619 (115,442) (176,604) 454,573 49,887,773 26,834,711 610,253 27,444,964 22,442,809 198,791 22,244,018 548,385,392 $ 570,629,410 39 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Note I - Summary of Significant Accounting Policies The City of Clearwater, Florida (the City) was incorporated in 1923 per Chapter 9710, Special Laws of Florida, as amended. The City is a Florida municipal corporation governed by a five member City Council including a mayor-council-member. The City has an estimated population of 110,000 and is located in the four-county Tampa-St. Petersburg-Clearwater Metropolitan Statistical Area (MSA), which has an estimated population of 2,735,000. The financial statements of the City of Clearwater, Florida, reporting entity (City) have been prepared in accordance with generally accepted accounting principles (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the standard-setting body for governmental accounting and financial reporting. Pronouncements of the Financial Accounting Standards Board (FASB) issued after November 30, 1989, are not applied in the preparation of the financial statements of the enterprise fund types in accordance with GASB Statement Number 20. The GASB periodically updates its codification of the existing Governmental Accounting and Financial Reporting standards which, along with subsequent GASB pronouncements (Statements and Interpretations), constitutes GAAP for governmental units. The City's more significant accounting policies are described below. A. Financial Reporting Entity In evaluating the City as a reporting entity, management has included in the accompanying financial statements the City of Clearwater (the primary government) and its component units, entities for which the government is considered to be financially accountable. The City has adhered to the standards set forth in GASB Statement No. 14, as amended by GASB Statement No. 39, in reporting the primary government (including blended component units), the reporting entity, and related organizations. Blended Component Unit - Clearwater Community Redevelopment Agency: Component units that meet the criteria for blended presentation in accordance with GASB Statement Number 14, as amended by GASB Statement No. 39, are reported in a manner similar to that of the primary government itself. Accordingly, throughout this report, data presented for the primary government includes data of the following blended component unit. The Clearwater Community Redevelopment Agency (CRA), created by authority of Florida Statute Chapter 163, Part III, and City of Clearwater Resolution 81-68, although it is legally separate, is reported as if it were part of the City (blended component unit) due to the City Council serving as the governing board of the CRA. Separate financial statements for the CRA are not available. However financial statements for the CRA are included in the City's comprehensive annual financial report as a governmental non-major special revenue fund and a governmental non-major capital projects fund. Related Organization - Clearwater Housing Authority (CHA): CHA is a public housing authority created by City Resolution 69-5 (1969), under Section 421.04 of the Florida Statutes. CHA receives primary funding from the Federal Department of Housing and Urban Development (HUD). The City Council appoints the governing board, however the City Council is not able to impose its will on the CHA, nor does the City have any responsibility for the budget, debt, financing deficits, or fiscal management of CHA. Consequently it is not a component unit of the City of Clearwater. Separate audited financial statements of CHA as of September 30, 2009, are available from CHA. Related Organization - Downtown Development Board: The City of Clearwater serves as administrative agent for the Clearwater Downtown Development Board (DDB). The Downtown Development Board is an independent special district of the City of Clearwater with an independent board elected by its members, with its own levy (0.9651 mills for fiscal 2009) on downtown properties, and is not financially dependent upon the City. Consequently it is not a component unit of the City of Clearwater. The DDB's cash balance held by the City as administrative agent is reflected in the City's fiduciary agency fund. Separate audited financial statements of the DDB as of September 30, 2009, are available from the DDB. Jointly governed organization - Florida Gas Utility: The City of Clearwater is a member of the Florida Gas Utility (FGU), a non-profit municipal public entity created for the sole purpose of reducing the costs of purchased gas for its members. FGU is a public body corporate and politic pursuant to Section 163.01 Florida Statutes (the Florida Interlocal Cooperation Act), as amended, and the Interlocal Agreement, dated September 1, 1989, which was subsequently amended by the Amended Interlocal Agreement on June 1, 1992, amended and restated by the Amended and Restated Interlocal Agreement, dated July 1, 1996, and thereafter amended and restated by the Second Amended and Restated Interlocal Agreement, dated July 40 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 27, 1999, (the Interlocal Agreement), executed and delivered among FGU and its members, which include municipalities, municipal utilities, and an interlocal agreement consisting of such entities. Due to the diverse needs of municipal utility systems, FGU established itself as a project-oriented agency. Under this structure, each member has the option whether or not to participate in a project. FGU has the authority to, among other things, plan, finance, acquire, construct, manage, operate, deliver, service, utilize, own, broker, exchange, and distribute natural gas, or other energy and energy services, pursuant to the Interlocal Agreement. As of September 30, 2009, FGU has 23 members. Separate audited financial statements of FGU as of September 30, 2009, are available from FGU. B. Basic Financial Statements Under the New Financial Reporting Model The City's Basic Financial Statements contain three components: government-wide financial statements, fund financial statements, and notes to the financial statements. 1. Government-wide financial statements. The government-wide financial statements report information on all of the nonfiduciary activities of the primary government and its component unit using the accrual basis of accounting, which is similar to the accounting used by private-sector businesses. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of net assets presents information on all of the assets and liabilities of the City. The difference between assets and liabilities is reported as net assets. Changes in net assets may serve as an indicator of whether the financial position of the City is improving or deteriorating. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. The operating grants include operating-specific and discretionary (either operating or capital) grants while the capital grants column reflects capital-specific grants. Taxes and other items not properly included among program revenues are reported instead as general revenues. All revenues and expenses are reported as soon as the underlying transaction has occurred, regardless of when cash is received or paid. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. 1 Exceptions to this general rule are payments-in-lieu of taxes and other quasi-external charges between enterprise funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. 2. Fund financial statements. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. The fund financial statements are, in substance, very similar to the financial statements presented in the previous financial reporting model. An emphasis is on the major funds in either the governmental or business-type categories. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Non-major funds (by category) are summarized into a single column. The City reports the following major governmental funds: The General Fund is the government's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Special Development fund is a special revenue fund used to account for impact fees, property taxes for road improvements, local option gas taxes, infrastructure taxes, and other revenues which are restricted legally or by City Council policy to be used for specific capital improvement projects. The Capital Improvement Fund is used to provide combined accounting presentation for all City capital improvement projects except those financed from proprietary funds or bond proceeds where bond ordinance provisions require the segregation of bond proceeds in separate funds. 41 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 The City reports the following major proprietary funds: The Water and Sewer Utility enterprise fund is used to account for the financing, construction, operation, and maintenance of the water and sewer services of the City from charges made to users of the service. The Gas Utility enterprise fund is used to account for the financing, construction, operation, and maintenance of the gas service of the City from charges made to the users of the service. The Solid Waste Utility enterprise fund is used to account for the financing, construction, operation, and maintenance of the solid waste service of the City from charges made to the users of the service. The Stormwater Utility enterprise fund is used to account for the financing, construction, operation, and maintenance of the stormwater management system of the City from charges assessed against each developed property. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with the proprietary fund's principal ongoing operations. Operating expenses for proprietary funds include the cost of sales and service, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. Additionally, the City reports the following fund types: Internal service funds account for fleet management, information technology, telephone, graphics, employee relations, facilities management, radio communications, insurance, and risk management services provided to other City departments on a cost reimbursement basis. The Garage, Administrative Services, General Services, and Central Insurance funds primarily benefit governmental funds and are consequently included as governmental activities. Pension trust funds account for the financial operation and condition of the Employees' Pension Plan, the Firefighter's Relief and Pension Plan, the Police Supplemental Pension Plan, and the Firefighters Supplemental Pension Plan. The Treasurer's Escrow Agency Fund accounts for the receipt, custody, and expenditure of monies held temporarily in an agency capacity for other parties. The pension trust funds and the agency fund are fiduciary funds used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not included in the government-wide financial statements because the resources of these funds are not available to support the City's own programs. When both restricted and nonrestricted resources are available for use, it is the City's practice to use restricted resources first, then unrestricted resources as needed. , C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. The agency fund included within the fiduciary fund financial statements also uses the accrual basis of accounting but does not have a measurement focus. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers property tax revenues to be available if they are , collected within 60 days of the end of the current fiscal year. Other revenues are considered to be available if they are collected within 90 days of fiscal year-end. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Intergovernmental revenues, representing grants and assistance received from other governmental units, are generally recognized as revenues in the period when all eligibility requirements, as defined by GASB Statement 33, have been met, and funds are available from the grantor agency or government. 42 City of Clearwater Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Property taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered susceptible to accrual and so have been recognized as revenues of the current fiscal period for the governmental funds. All other revenue items are considered to be measurable and available only when cash is received by the City. I D. Assets, Liabilities, and Net Assets or Equity Deposits, pooled cash, and investments Investments with original maturities of three months or less are considered to meet the definition of cash equivalents. The majority of the investments in which the City's funds have equity are held by the City's consolidated pool of cash and investments. The City utilizes the consolidated cash pool to account for cash and investments of all City funds other than those that are required by ordinance to be physically segregated. The consolidated cash pool concept allows each participating fund to benefit from the economies of scale and improved yield that are inherent to a larger investment pool. Formal accounting records detail the individual equities of the participating funds. The cash pool utilizes a single checking account for all City receipts and disbursements. Since fund equities in this cash management pool have the general characteristics of demand deposits in that additional funds may be deposited at any time and also funds may be withdrawn at any time without prior notice or penalty, each fund's equity account is considered a cash equivalent regardless of the maturities of investments held by the pool. All individual fund cash equity in a deficit (overdraft) position with respect to the consolidated cash pool is reclassified at year-end to short-term interfund payables to the Capital Improvement Fund. The Capital Improvement Fund is the fund selected by management to reflect the offsetting interfund receivables in such cases. The City has an agreement with its depository bank to provide that all excess cash is swept daily and automatically into an overnight money market account which pays interest at the federal funds rate, with no requirement for a minimum compensating balance. The fed funds rate was 0.25% at September 30, 2009. This account is collateralized through the State of Florida Public Deposits Program. Under City Charter and the current Investment Policy, adopted by the City Council on September 7, 1995, consolidated cash pool investments are limited to the following: United States Government Securities, Certificates of Deposit in Local Banks, Repurchase Agreements, Savings Accounts in Local Banks, Federal Government Agency Securities, Municipal Bonds issued by governmental entities within the state of Florida (other than City of Clearwater issues), and State of Florida Bonds. The City utilizes a very conservative investment philosophy when it invests its pooled cash funds in that the return of the principal is more important than the return on the principal. The City does not actively trade its portfolio and generally holds investments until maturity. Through the use of a laddered approach to maturities and by timing maturities to cash needs, the City does not anticipate selling investments to meet cash flow requirements. Under the City's Investment Policy, a performance measurement standard has been established. The performance measure chosen is a weighted average of: the overnight interest rate; and three month, six month, one year, three year, five year, and ten year Treasury rates, respectively. For the fiscal year ended September 30, 2009, the performance measure weighted average was 1.09%. The actual pooled cash earnings performance before bank charges was 3.43%. Investments being held outside of the consolidated cash pool include escrowed debt service investments and employee retirement investments. Permissible escrowed debt service investments are specifically defined in each individual debt instrument, but generally follow the same limitations applicable to consolidated cash pool investments. The City maintains four different employee retirement programs, and each one has its own list of permitted investments. Generally, each plan 1 allows the same type of investments as the consolidated cash pool, but additionally allows some portion of its assets to be invested in corporate bonds, notes of corporations, and stocks that are listed on one or more of the recognized national or international stock exchanges. 2. Receivables and payables Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to/from other funds" (i.e. the current portion of interfund loans) or "advances to/from other funds" (i.e. the non-current portion of interfund loans). All other outstanding balances between funds are reported as "due to/from other funds." Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as "internal balances". 43 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Advances between funds, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. All trade and property tax receivables are shown net of an allowance for uncollectibles. Trade accounts receivable less than 60 days are included in the trade accounts receivable allowance for uncollectibles at the five-year average loss experience rate of 2.99%. Trade accounts receivable in excess of 60 days are reserved at 40%. The property tax receivable allowance for uncollectibles is 10% of the current year portion of the receivable, and 30%, 50%, 70%, 90%, and 95% for the receivable portions attributable to the prior five years respectively (fiscal 2008 thru 2004), and 100% of the receivable attributable to fiscal years 2003 and prior. Property tax revenue is recognized in the fiscal year for which the taxes are levied, provided the availability test is met, in conformance with NCGA Interpretation No. 3. Property taxes for the following fiscal year are levied by Council action in September of each year. This levy is apportioned to property owners based on the previous January 1 assessed values. Tax bills are mailed out on or about November 1, and the collection period runs from November 1 through March 31. On April 1, unpaid property taxes are considered delinquent and become a lien. Tax certificates are sold in June for real property with delinquent taxes. Since taxes are not collected prior to November 1, the City does not record revenue for advance collections. Uncollected taxes receivable at year-end are recorded, with an appropriate allowance for estimated uncollectible amounts. The net amount deemed to be collectible but not current (not expected to be collected within sixty days after the close of the fiscal year) is shown as deferred revenue in the appropriate fund. All delinquent property taxes, except those levied specifically for the restricted purposes of financing activities accounted for in the Special Development Fund, are recorded in the General Fund. Property tax revenues are recognized in the General Fund and the required transfers to the appropriate debt service or pension fund are recorded as operating transfers from the General Fund. The City is permitted by State law to levy ten mills without referendum. Additional millage not subject to the ten mill limitation is authorized if approved by referendum. The tax rate of 4.7254 mills for the year ended September 30, 2009, reflects a 1.0% increase from the prior year millage rate of 4.6777. 3. Inventories and prepaid items Inventories of proprietary funds are stated at cost and valued on the first-in first-out (FIFO) basis. In governmental funds, the majority of inventory items are accounted for under the purchases method, which provides that expenditures are recognized when the inventory item is purchased. The only governmental fund inventory that is accounted for under the consumption method is the General Fund inventory of items for resale at the City's public fishing pier. Under the consumption method, the expenditure is recognized when the inventory item is sold (or consumed). Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. 4. Restricted assets Certain resources of the City's enterprise funds are classified as restricted assets. Restricted assets include: Water and Sewer improvement charges restricted by the authorizing ordinances to the construction of additions and improvements to the water and sewer systems; Gas Utility and Solid Waste Utility restricted customer deposits; and assets of the Water & Sewer Utility, Gas Utility, Stormwater Utility, and Parking System funds restricted under the provisions of authorizing ordinances for revenue bonds to the payment of future revenue bond debt service, system construction, and renewals and replacements. 5. Capital assets Capital assets, which include property, plant, equipment, and certain infrastructure assets, (e.g. roads, bridges, etc.) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets, as defined by the City, are assets with an initial individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of five years. Individual assets that cost less than $5,000, but that operate as part of a network system, may be capitalized in the aggregate, using the group method, if the estimated average useful life of the individual asset is five years or more. Additionally, higher thresholds for capitalization apply to the following categories: land 44 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 improvements, $50,000; buildings, building improvements, and utility systems, $100,000; and infrastructure, $500,000. Capital assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. The total interest expense incurred by business-type activities during the current fiscal year was $10,936,178. Of this amount, $454,455, $50,368, and $108,135 were included as part of the cost of capital assets under construction in connection with water & sewer, gas, and stormwater system projects, respectively. These interest expense amounts were netted against related project interest earnings of ($541,978), $-0-, and ($53,909), respectively, to arrive at net capitalized interest of ($87,523), $50,368, and $54,226 for water & sewer, gas, and stormwater system projects, respectively. ¦ Property, plant, and equipment of the primary government are depreciated using the straight-line method over the following estimated useful lives: Assets Years Buildings & building improvements 10-40 Public domain infrastructure 20-40 Utility systems 18-40 Machinery & equipment 5-15 Vehicles 5-10 ¦ 6. Compensated absences It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. Vacation and sick leave "caps" vary depending upon an employee's bargaining unit, hire date, etc, but generally employees may accumulate vacation time not exceeding 320 hours and sick leave not exceeding 1,560 hours. Upon retirement from City service a qualified employee is paid for all vacation time not exceeding the applicable vacation "cap" and one-half of accumulated unused sick leave not exceeding the sick leave cap (i.e. maximum pay-out of 780 hours for an employee with a 1,560 hour cap). The City accrues for all earned but unused vacation pay up to the applicable cap and the portion of unused sick leave estimated to be payable upon retirement. The current portion of compensated absences is the amount estimated to be used in the following year. For governmental activities, compensated absences are liquidated within the same governmental funds where the employee vacation and/or sick leave was earned. 7. Long-term obligations In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and 1 amortized over the life of the bonds using the straight-line method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. ¦ 8. Fund equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that are subject to change. 45 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Note II - Stewardship, Compliance, and Accountability A. Budgets and budgetary accounting Annual budgets are legally adopted for the General Fund, Special Development special revenue fund, and the Community Redevelopment Agency special revenue fund. The budget for the Special Development Fund is adopted on a basis consistent with GAAP, and appropriations lapse at year-end. Appropriations for open encumbered purchase orders at year-end in the General Fund do not lapse, but rather continue until liquidated or otherwise cancelled by City Council action. For the General Fund budgetary comparison statements, actual expenditures have been adjusted to include end-of-year encumbrances and to exclude beginning-of-year encumbrances, in order to provide a meaningful comparison. Except for the treatment of encumbrances and certain transactions relating to interfund loans, the General Fund Budget is adopted on a basis consistent with GAAP, and all non-encumbered appropriations lapse at year-end. The level of budgetary control established by the legislative body, the level on which expenditures may not legally exceed appropriations, is the individual fund. In accordance with provisions of Ordinance 5025-90 and with Section 2.519(4) of the I Clearwater Code, the City Manager may transfer part or all of any unencumbered appropriation balance among programs within an operating fund, provided such action does not result in the discontinuance of a program. Such transfers must be included in the next budget review presented to the City Council. Upon detailed written request by the City Manager, the City Council may by ordinance transfer part or all of any unencumbered appropriation balance from one fund to another. As established by administrative policy, department directors may transfer money from one operating code to another within a program without a formal written amendment. Formal requests for budget amendments from department directors are required for transfers in capital expenditures, transfers, and reserves. Thus, certain object classifications within departmental and/or program budget appropriations are subject to administratively imposed controls, in addition to the legal controls imposed by City Council action described above. The Community Redevelopment Agency (CRA) Fund annual budget is adopted by the trustees of that agency in accordance with state law. The level of budgetary control is the total fund. Except for the treatment of encumbrances, the CRA Fund Budget is adopted on a basis consistent with GAAP, and all non-encumbered appropriations lapse at year-end. Budget amounts presented in the accompanying financial statements reflect all amendments adopted by the City Council and the governing board of the component unit. All amendments were adopted in conformance with legal requirements. Individual amendments, as well as the net effects of all amendments during the fiscal year, were not material in relation to the original appropriations for the governmental funds in the aggregate. Budgets for the Capital Projects Funds, the Special Programs Fund, the Local Housing Assistance Trust Fund, and the Pinellas County Local Housing Assistance Trust Fund are adopted on a multi-year completed program basis, where budgetary appropriations do not lapse at year-end, but may extend across two or more fiscal years. A comparison of annual results with these budgets would not be meaningful and is therefore not included in this report. All City Council adopted budgets are integrated into the formal accounting system to allow for monthly comparison of projected and actual results in all funds for which budgets are adopted. Note III - Detailed Notes on All Funds A. Deposits and investments Investments with original maturities of three months or less are considered to meet the definition of cash equivalents. The majority of the investments in which the City's proprietary funds have equity are held by the City's consolidated pool of cash and investments. Since fund equities in this cash management pool have the general characteristics of demand deposits, in that additional funds may be deposited at any time and also funds may be withdrawn at any time without prior notice or penalty, each fund's equity account is considered a cash-equivalent regardless of the maturities of investments held by the pool. Funds with deficit (overdraft) positions within the consolidated pool report the deficits as interfund payables to the City's Capital Improvement Fund. 46 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Deposits All cash of the City is entirely insured either by federal depository insurance or via banks' participation as qualified public depositories pursuant to Florida Statutes, Chapter 280, "Security for Public Deposits". The City is required to verify that monies are invested in "qualified public depositories" as defined in Florida Statutes section 280.02. Pooled Cash and Investments To increase returns and minimize fees, the City follows the practice of pooling available cash and investments of all funds with the exception of retirement plan investments and assets held under Bond Trust Indenture Agreements. Please refer to 1 Note (1)(D)(1) for a discussion of allowable investments under the pooled cash and investments investment policy. All investments at year-end were in compliance with the pooled cash and investments investment policy. At year-end, the government's cash and investment balances were as follows, excluding pension plan investments and investments held under Bond Trust Indenture Agreements: Carrying % of Weighted avg Moody's Pooled Cash and Investments Amount Portfolio maturity (years) Rating Cash and cash equivalents: Cash on hand $ 649,364 n/a n/a Cash in bank 10,677,424 n/a n/a Commercial paper - Total cash and cash equivalents $ 28,995,295 8.4% n/a n/a Investments: Treasuries 20,213,360 5.8% 1.31 n/a Treasury zeroes 3,022,617 0.9% 0.50 n/a U.S. Agencies Government National Mortgage Assn (GNMA) 31,955,271 9.2% 2.37 Aaa Federal Farm Credit Bank (FFCB) 18,572,146 5.4% 4.02 Aaa Federal Home Loan Bank (FHLB) 56,627,388 16.4% 1.96 Aaa t Federal Home Loan Mortgage Assn (FHLMC) 40,740,589 11.8% 3.49 Aaa Federal Home Loan Mortgage Assn Zeroes - 0.0% Aaa Financing Corporation (FICO) - 0.0% 0.00 Aaa Federal National Mortgage Assn (FNMA) 54,651,830 15.8% 4.91 Aaa Federal National Mortgage Assn (FNMA) Zeroes - 0.00 Aaa Federal National Mortgage Assn (FNMA) Zeroes - 0.00 Aa- Dept of Housing and Urban Development (HUD) 14,901,632 4.3% 3.84 Aaa Student Loan Marketing Association (SLMA) 5,371,372 1.6% 2.66 Aaa Student Loan Marketing Association (SLMA) - 0.0% A Student Loan Marketing Association (SLMA) 6,596,186 1.9% 5.43 Baal Other Government Sponsored Agencies 17,308,273 5.0% 3.24 Aaa Other Government Sponsored Agencies - Zeroes 23,667,823 6.8% 4.59 Aaa Municipal bonds 8,121,389 2.3% 3.06 Aa2/Aa3 Municipal bonds 1,961,859 0.6% 0.90 Baa11W/R Collateralized mortgage obligations 13,423,958 3.9% 3.02 Aaa Total investments 317,135,693 Total pooled cash and investments $ 346,130,988 100.0% 3.28 47 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Cash and investments as of September 30, 2009 are classified in the accompanying financial statements as follows: Statement of net assets 09/30/09 Primary Government: Cash and investments $ 241,601,861 Restricted cash and investments 99,558,237 Fiduciary Funds: Cash and investments-pension funds 4,545,961 Cash and investments-agency fund 424,929 Total cash and investments per CAFR $ 346,130,988 Interest Rate Risk - Pooled Cash and Investments: As a means of limiting exposure to fair value losses arising from rising interest rates, the city's pooled cash investment policy prohibits investments in securities maturing more than fifteen years from the date of purchase, unless matched to a specific cash flow requirement. Additionally, the policy allows no more than 10% of the portfolio to have maturities in excess of ten years unless specifically matched against a debt or obligation. Finally, the policy requires that the weighted average maturity be three years or less, except for temporary situations due to market conditions and/or cash needs when the average maturity may exceed three years but shall not exceed four years. Weighted average maturities for the city's pooled cash investments are indicated in the table above. Credit Risk - Pooled Cash and Investments: The City's pooled cash investment policy, in accordance with Florida Statutes, allows investments to direct obligations of the United States, federal agencies, debt issued by the State of Florida or any political subdivision, and commercial paper of prime quality of the highest letter and numerical rating as provided by at least one nationally recognized rating service. Ratings for the City's pooled cash investments are disclosed in the preceding table. Concentration of Credit Risk - Pooled Cash and Investments: The City's pooled cash investment policy limits the investment in any one issuer to 40% of the portfolio. Concentrations for several issuers exceeded 5% as disclosed in the preceding table, though none exceeded the 40% limit per the policy. Bond Trust Indenture Agreement /Debt Service Investments The City invests in certain prescribed investments per the terms of revenue bond trust indenture agreements. As of September 30, 2009, these consisted of: Bond Trust Indenture Debt Service Investments Investments: Commercial paper Total investments Total pooled cash and investments Pension Plan Assets Carrying % of Weighted avg Moody's Amount Portfolio maturity (years) Rating $ 888,514 100.0% 0.15 Al 888,514 $ 888,514 The City reports four pension funds in the accompanying financial statements. Each of the plans has a separate governing board of trustees, a separate investment policy, and differing investment restrictions/risks. Consequently each is disclosed separately below. All investments at year-end were in compliance with the respective plan investment policies. Please refer to Note (1)(D)(1) for a discussion of allowable investments under the pension plans. 48 City of Clearwater Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 i Employees Pension Plan At year-end, the Employees' Pension Plan cash and investment balances were as follows: I EmDlovees' Pension Plan Cash and Investments Cash and cash equivalents: Cash and cash equivalents - pooled cash Cash in managed investment accounts Total cash and cash equivalents Investments: Treasuries Treasuries - strips Treasuries - index linked Government bonds U.S. agencies U.S. agencies U.S. agencies Domestic corporate bonds Domestic corporate bonds 1 Domestic corporate bonds Domestic corporate bonds Domestic corporate bonds Domestic corporate bonds Domestic corporate bonds International equity securities Domestic stocks Mortgage backed bonds Commodity exchange traded notes Domestic equity mutual funds Other/rights/warrants International equity mutual funds Total investments Total managed cash and investments See pooled cash note disclosure above Carrying % of Weighted avg Moody's Amount Portfolio maturity (years) Rating $ 2,001,423 0.4% n/a n/a 32,108,945 5.9% n/a n/a 34,110,368 14,026,557 2.6% 334,231 0.1% 3,066,173 0.6% 2,405,640 0.4% 5,593,040 1.0% 1,348,270 0.2% 109,151 0.0% 7,074,167 1.3% 22,840,038 4.2% 27,451,955 5.0% 3,019,045 0.6% 721,020 0.1% 3,855,495 0.7% 72,509 0.01% 68,520,040 12.50% 230,595,726 42.1% 63,235,271 11.5% 563,473 0.1% 35,416,923 6.5% 94,393 0.0% 23,743,278 4.3% 514,086,395 $ 548,196,763 100.0% 7.4 15.1 9.5 24.1 18.6 11.3 n/a n/a 23.2 n/a n/a n/a n/a n/a n/a n/a Baal Aaa Aa2 Baal Aa 1 /Aa2/Aa3 Al /A2/A3 Baal/Baa2/Baa3 Bat Ba2 Ba3 B3 C CA Caal Cat D n/a n/a Aaa n/a n/a n/a n/a Interest Rate Risk - Employees' Pension Plan: As a means of limiting exposure to fair value losses arising from rising interest rates, the Employees' Pension Plan investment policy limits the investment in fixed income investments to no more than 50% of the portfolio. There are no limits related to weighted average maturities due to the long-term nature of pension plan investing. Credit Risk - Employees' Pension Plan: The Employees' Pension Plan investment policy limits credit risk by restricting equity investments to corporations that are listed on one of the national or international stock exchanges. Additionally, fixed income corporate bonds must carry an "investment grade" rating as established by one of the nationally recognized rating agencies. At September 30, 2009, the Plan had $7,668,069 invested in domestic corporate bonds that had fallen below investment grade as the result of investment downgrades, as indicated on the table above. The respective money managers notified the Plan administrators of the downgrades and the planned courses of action related to these securities on a timely basis, consistent with the policy individual manager guidelines. ? 1 49 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Concentration of Credit Risk - Employees' Pension Plan: The Employees' Pension Plan investment policy limits concentration of credit risk by limiting the investment in common stock or capital stock of any one corporation to 3% of the plan equity assets, unless due to a higher percentage included in a nationally recognized market index at least as broad as the Standard and Poor's Composite Index of 500 companies, or upon a specific finding by the investment committee that such higher percentage is in the best interest of the fund. Additionally, the individual manager guidelines associated with the policy provide further diversification of both equity and fixed income investments to minimize concentration of credit risk. Foreign Currency Risk - Employees' Pension Plan: Risk of loss arises from changes in currency exchange rates. The Employees' Pension Plan investment policy does not have a formal policy to limit foreign currency risk, other than a guideline of no more than 25% of the plan assets invested in international equities. The Pension Plan's exposure to foreign currency risk is as follows: Investment Currency Fair Value Common stock Euro $ 24,890,430 Common stock Japanese Yen 9,665,047 Common stock Hong Kong Dollar 6,031,127 Common stock Chinese Yan Renminibi 5,684,872 Common stock Brazil Real 5,105,755 Common stock Taiwan Dollars 4,390,206 Common stock Mexico Pesos 4,035,339 Common stock South Korea Won 3,787,345 Common stock India Rupee 3,623,553 Common stock British Pound 3,454,221 Common stock South Africa Rand 2,935,363 Common stock Australian Dollar 2,460,616 Common stock Russian Ruble 2,030,470 Common stock Swedish Krona 1,946,955 Common stock Israel Shekel 1,940,557 Common stock Thailand Bath 1,637,318 Common stock Indonesia Rupiah 1,268,877 Common stock Singapore Dollar 1,189,546 Common stock Chile Peso 1,106,893 Common stock Turkey Liras 807,271 Common stock Malaysia Ringgit 759,785 Common stock Poland Zloty 712,298 Common stock Norwegian Krone 622,091 Common stock Czeck Rep Koruna 455,724 Common stock Swiss Franc 366,851 Common stock Peru nuevo sol 363,344 Common stock Saudi Arabia 349,155 Common stock Danish Krone 243,728 Common stock Various Others 350,308 Total $ 92,215,046 Firefighter's Relief and Pension Plan At year-end, the Firefighter's Relief and Pension Plan cash and investment balances were as follows: 50 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Cash and cash equivalents: Cash and cash equivalents Total cash and cash equivalents Investments: U.S. agency - Federal Nat'l Mortgage Assn. (FNMA) U.S. agency - Federal Agricultural Mortgage Corp. (FAMCA) Total investments Total managed cash and investments Carrying % of Weighted avg Moody's Amount Portfolio maturity (years) Ratin $ 2,526,363 35.0% n/a n/a 2,526,363 3,672,206 50.8% 9.87 Aaa 1.027.995 14.2% 0.55 Aaa 4, NU,LU1 $ 7,226,564 100.0% Interest Rate Risk - Firefighter's Relief and Pension Plan: As a means of limiting exposure to fair value losses arising from rising interest rates, the Firefighter's Relief and Pension Plan investment policy limits the target investment in fixed income investments to no more than 70% of the portfolio. There are no limits related to weighted average maturities due to the long-term nature of pension plan investing. Credit Risk - Firefighter's Relief and Pension Plan: The Firefighter's Relief and Pension Plan investment policy limits credit risk by restricting the fixed income investments to investment grade securities, per a nationally recognized ranking agency. Concentration of Credit Risk - Firefighter's Relief and Pension Plan: The Firefighter's Relief and Pension Plan investment policy limits concentration of credit risk by limiting the target allocation of the plan to domestic fixed income to 70% of the portfolio, with the remainder of the portfolio allocated to the City's well- diversified pooled cash portfolio (see above disclosure). There are no additional limitations on concentrations with individual issuers or agencies due to the relatively small portfolio of this closed pension plan. Foreign Currency Risk - Firefighter's Relief and Pension Plan: The Firefighter's Relief and Pension Plan investment policy does not permit investment in foreign fixed income or equity securities. Police Supplemental Pension Plan At year-end, the Police Supplemental Pension Plan cash and investment balances were as follows: Cash and cash equivalents: Cash in bank Cash in managed investment accounts Total cash and cash equivalents Investments: Treasuries U.S. agencies Domestic corporate bonds Domestic corporate bonds Domestic corporate bonds Domestic stocks Mortgage backed bonds International equity securities Total investments Total managed cash and investments Carrying % of Weighted avg Moody's Amount Portfolio maturity (years) Rating $ 18,175 0.1% n/a n/a 220,054 1.6% n/a n/a 238,229 n/a n/a 3,104,404 23.0% 6.97 n/a 794,454 5.9% 3.55 Aaa 309,613 2.3% Aal/Aa2/Aa3 842,367 6.3% 5.77 Al/A2/A3 15,286 0.1% Baal 6,787,319 50.3% n/a n/a 31,381 0.2% 31.33 Aaa 1.359.061 10.1% n/a n/a 1 J,L43,iSt55 $ 13,482,114 100.0% 51 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Interest Rate Risk - Police Supplemental Pension Plan: As a means of limiting exposure to fair value losses arising from rising interest rates, the Police Supplemental Pension Plan investment policy limits the duration of the fixed income portfolio to 125% of the duration of the Lehman Brothers Government/Corporate Bond index. Additionally, no issues, Treasury, or Corporate Bonds may be purchased with maturities in excess of 15 years. Credit Risk - Police Supplemental Pension Plan: The Police Supplemental Pension Plan investment policy limits credit risk by restricting equity investments to corporations that are listed on one of the national or international stock exchanges. Additionally, fixed income security investments are limited to "A" rated or higher corporate bonds, debentures, and preferred stocks; corporate debt provided the corporation meets the standards set forth in section 185.06(1)(b), Florida Statues; and U.S. Government and agency obligations. Finally, the investment policy requires that investment managers dispose of any issue that has been downgraded below "A" as soon as is economically feasible. Concentration of Credit Risk - Police Supplemental Pension Plan: The Police Supplemental Pension Plan investment policy limits concentration of credit risk by limiting the investment in common stock or capital stock of any one issuing company to 5% of the outstanding capital stock of the company. Additionally, the policy limits any one-industry position to no more than 25% of the equity portfolio. Foreign Currency Risk - Police Supplemental Pension Plan: Risk of loss arises from changes in currency exchange rates. The Police Supplemental Pension Plan investment policy does not have a formal policy to limit foreign currency risk, other than a guideline of no more than 20% of the plan assets invested in international equities. Investment in fixed income foreign investments is not permitted per the investment policy. The Plan has no current exposure to foreign currency risk. Firefighters Supplemental Pension Plan At year-end, the Firefighters Supplemental Pension Plan cash and investment balances were as follows: Carrying % of Weighted avg Moody's Amount Portfolio maturity (years) Rating Cash and cash equivalents: Cash in managed investment accounts $ 113,270 1.3% n/a n/a Total cash and cash equivalents 113,270 Investments: Treasuries 1,069,345 12.6% 8.36 n/a U.S. agencies 325,390 3.8% 2.16 Aaa Domestic corporate bonds 80,297 0.9% Aal/Aa2/Aa3 Domestic corporate bonds 481,101 5.7% 3.78 Al/A2/A3 Domestic corporate bonds 405,886 4.8% Baal/Baa2/Baa3 Domestic corporate bonds floating rate 17,600 0.2% 17.95 Ba3 Domestic corporate bonds floating rate 21,627 0.3% 4.37 Baal/Baa2/Baa3 Foreign bonds 5,341 0.1% 8.46 Baal/Baa2/Baa3 Domestic stocks 1,770,556 20.9% n/a n/a Equity mutual funds 342,255 4.0% n/a n/a EAFE mutual funds 2,298,783 27.1% n/a n/a Mortgage/Asset backed bonds 1,550,127 18.3% 23.87 Aaa Total investments 8,368,308 Total managed cash and investments 8,481,578 100.0% 52 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 r Interest Rate Risk - Firefighters Supplemental Pension Plan: As a means of limiting exposure to fair value losses arising from rising interest rates, the Firefighters Supplemental Pension Plan investment policy limits the duration of the fixed income portfolio to 1359/6 of the duration of the Merrill Lynch Master Bond Index. Credit Risk - Firefighters Supplemental Pension Plan: The Firefighters Supplemental Pension Plan investment policy limits credit risk by restricting equity investments to securities that are fully and easily negotiable. Additionally, investments in corporations whose stock has been publicly traded for less than one year are limited to 15% of the equity portfolio. An additional investment policy restriction is that investment in equity securities whose market capitalization is less than $2 billion dollars shall be limited to 25% of the total equity portfolio. Additionally, fixed income corporate security investments are limited to "Baa" rated (per Moody's) or higher corporate bonds (investment grade). Finally, collateralized mortgage obligations must be backed by a federal agency (i.e. GNMA, FHLMC, or FNMA) or rated Aaa by Moody's, and must pass the FFIEC High Risk Security Test on an annual basis. Concentration of Credit Risk - Firefighters Supplemental Pension Plan: The Firefighters Supplemental Pension Plan investment policy limits concentration of credit risk by limiting the investment in common stock or capital stock of any one issuing company within an investment manager's portfolio to 5% of the portfolio. Similarly, no more than 10% of a fixed income investment manager's portfolio may be invested in the securities of any single corporate issuer per the plan investment policy. Finally, investments in collateralized mortgage obligations are limited to 15% of the investment manager's total portfolio. Foreign Currency Risk - Firefighters Supplemental Pension Plan: Risk of loss arises from changes in currency exchange rates. The Firefighters Supplemental Pension Plan investment policy does not have a formal policy to limit foreign currency risk, other than a guideline of no more than 10% of the plan assets invested in international equities. B. Receivables Receivables as of year-end for the City's governmental, proprietary, internal service, and fiduciary funds, including the applicable allowances for uncollectible accounts for the proprietary funds, are segregated on the fund financial statements. The Mortgages, Notes, and Other Loans amount of $13,316,403 reported on the Governmental Funds balance sheet includes $13,223,495 of long-term loans receivable that are not expected to be collected within the next fiscal year. I' Receivables as of year-end for the primary government's individual major funds, as well as non-major funds and internal service funds in the aggregate, are as follows: Receivables, net of applicable allowances for uncollectible accounts: Taxes Interest Accounts Notes Other Total 1 General fund $ 294,620 $ 247,524 $ 206,306 $ $ 1,928,393 $ 2,676,843 Special Development 19,830 323,637 - - 343,467 Capital Improvement = 2,070 2,070 1 Non-major governmental funds 140,421 = 13,316,403 59,945 13,516,769 Internal service funds - 374,228 374,228 Total governmental activities $ 314,450 $ 1,087,880 $ 206,306 $ 13,316,403 $ 1,988,338 $ 16,913,377 Water and Sewer Utility $ - $ 486,421 $ 4,781,560 $ - $ 75,895 $ 5,343,876 Gas Utility 126,598 2,288,735 2,415,333 Solid Waste Utility 108,229 1,580,559 1,688,788 Stormwater Utility 99,995 1,896,647 = = 1,996,642 1 Non-major enterprise funds 226,351 202,376 428,727 Total business-type $ $ 1,047,594 $ 10,749,877 $ $ 75,895 $ 11,873,366 U 53 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 C. Capital assets Capital asset activity for the year ended September 30, 2009: Beginning Transfers / Ending Governmental Activities: Balance Increases Decreases Reclassifications Balance Non-depreciable capital assets: Land $ 71,018,184 $ 8,397,713 $ 124,500 $ - $ 79,291,397 Construction in progress 31,054,974 7,276,437 24,822,090 - 13,509,321 Total non-depreciablecapital assets 102,073,158 15,674,150 24,946,590 - 92,800,718 Depreciable capital assets: Buildings 109,472,999 4,521,205 - - 113,994,204 Improvements other than buildings 20,872,541 1,159,700 204 2,332,800 24,364,837 Machinery and equipment 70,714,624 4,782,816 3,730,194 - 71,767,246 Infrastructure 108,253,861 25,172,619 - - 133,426,480 Total depreciable capital assets 309,314,025 35,636,340 3,730,398 2,332,800 343,552,767 Less accumulated depreciation for: Buildings (28,456,702) (3,594,996) - - (32,051,698) Improvements other than buildings (8,984,746) (1,157,495) (204) (93,312) (10,235,349) Machinery and equipment (48,055,332) (6,331,625) (3,299,636) - (51,087,321) Infrastructure (58,899,423) (3,367,549) - - (62,266,972) Total accumulated depreciation (144,396,203) (14,451,665) (3,299,840) (93,312) (155,641,340) Net depreciable capital assets 164,917,822 21,184,675 430,558 2,239,488 187,911,427 Net governmental activities capital assets $ 266,990,980 $ 36,858,825 $ 25,377,148 $ 2,239,488 $ 280,712,145 Beginning Transfers / Ending Business-type activities: Balance Increases Decreases Reclassifications Balance Non-depreciable capital assets: Land $ 29,186,598 $ 2,125,415 $ 1 $ - $ 31,312,012 Construction in progress 16,862,765 13,269,855 13,284,472 - 16,848,148 Total non-depreciable capital assets 46,049,363 15,395,270 13,284,473 - 48,160,160 Depreciable capital assets: Buildings 23,735,580 1,262,965 - - 24,998,545 Improvements other than buildings 455,200,665 20,014,632 39,663 (2,332,800) 472,842,834 Machinery and equipment 9,423,331 508,350 286,057 26,201 9,671,825 Total depreciable capital assets 488,359,576 21,785,947 325,720 (2,306,599) 507,513,204 Less accumulated depreciation for: Buildings (10,817,583) (872,110) - - (11,689,693) Improvements other than buildings (160,161,519) (15,486,493) - 93,312 (175,554,700) Machinery and equipment (6,296,885) (827,313) (250,066) (26,201) (6,900,333) Total accumulated depreciation (177,275,987) (17,185,916) (250,066) 67,111 (194,144,726) Net depreciable capital assets 311,083,589 4,600,031 75,654 (2,239,488) 313,368,478 Net business-type activities capital assets $ 357,132,952 $ 19,995,301 $ 13,360,127 $ (2,239,488) $ 361,528,638 54 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Depreciation expense was charged to functions / programs of the primary government as follows: Governmental activities: General government $ 716,605 Public safety 1,715,102 Physical environment 190,964 Transportation, including depreciation of general infrastructure assets 3,345,879 Culture and recreation 3,632,226 Capital assets held by the government's governmental internal service funds are charged to the various functions based on their usage of the assets 4,850,889 Total depreciation expense - governmental activities $ 14,451,665 . Business-type activities: Water and sewer utility Gas utility Solid waste utility Stormwater utility Recycling utility Marine operations Aviation operations Parking system operations Harborview Center operations Total depreciation expense - business-type activities Construction commitments At September 30, 2009, material outstanding construction commitments were as follows: Project Reclaimed Water Distribution System Downtown Boat Slips Reverse Osmosis Plant Expansion - Reservoir #1 Wastewater Treatment Plan Aeration Improvements Wellfield Expansion Streets and Sidewalks Maintenance Alligator Creek Channel F Drainage Lake Bellevue Stormwater Improvements Beach Connector Trail Traffic Calming Carpenter Complex Clubhouse Renovations Total Construction Commitments $ 11,593,194 1,797,396 256,589 2,228,314 198,201 116,266 196,872 251,692 547,392 $ 17,185,916 Fund Water & Sewer Utility enterprise fund Downtown Boat Slips enterprise fund Water & Sewer Utility enterprise fund Water & Sewer Utility enterprise fund Water & Sewer Utility enterprise fund Capital Improvement capital projects fund Stormwater Utility enterprise fund Stormwater Utility enterprise fund Capital Improvement capital projects fund Capital Improvement capital projects fund Capital Improvement capital projects fund 55 Construction Commitments Outstanding $ 12,256,559 5,777,357 2,184, 382 2,099,315 1,868,874 1,443,718 1,384,548 927,711 904,943 772,754 537,103 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 D. Interfund receivables, payables, and transfers 1. Interfund balances As discussed in Note III-A, individual fund deficits in the consolidated cash pool, if any, have been reclassified as of September 30, 2009, as interfund loans from the Capital Improvement Fund, which was selected by management for this purpose. This reclassification results in a corresponding reduction in the cash equity in the Capital Improvement Fund, offset by an increase in interfund receivables. The amounts of the reclassified cash pool deficits, if any, as well as other individual fund interfund payable and receivable balances (current), at September 30, 2009, were as follows: Due from Other Funds Due to Other Funds Deficit in Other Deficit in Other Fund Pooled Cash Receivables Pooled Cash Payables Debt Service Fund: Notes and Mortgages $ - $ - $ 24,565 $ - Capital Project Fund: Capital Improvement 24,565 - - - Enterprise Fund: Airpark Operations - - - 20,271 Internal Service Funds: Administrative Services - - - 91,654 Central Insurance - 111,925 - - $ 24,565 $ 111,925 $ 24,565 $ 111,925 Individual interfund advances (long-term) at September 30, 2009, follow: Advances to Advances from Fund Other Funds Other Funds General Fund Special Revenue Funds: Special Programs Community Redevelopment Agency Enterprise Funds: Airpark Operations Parking System Internal Service Funds: $ 2,000,000 $ - 700,000 - - 700,000 81,086 4,000,000 Administrative Services - 641,574 Central Insurance 2,722,660 - $ 5,422,660 $ 5,422,660 Descriptions of long-term interfund loans as of September 30. 2009: Two interfund loans from the Special Programs special revenue fund to the Community Redevelopment Agency special revenue fund in the amount of $350,000 each, related to the purchase, remediation, and development of downtown parcels. An internal five-year loan from the Central Insurance Fund to the Airpark Operations enterprise fund, for the construction of a new multi plane hangar, in the amount of $101,357. The loan provides for five annual payments of $20,271 plus interest at the cash-pool rate, due on September 30 of each year. The loan commenced April 2, 2008, with the first principal payment due September 30th of the year that construction is completed, currently estimated to be September 30, 2010. 56 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Internal loans of $2,000,000 each from the General Fund and the Central Insurance Fund, at the cash-pool rate, to the Parking Fund to fund a contingency for construction of a beach parking garage. The loans commenced September 30, 2002, per contingency conditions of a development agreement. The contingency is no longer required per the terms of the development agreement, but the monies remain in the Parking Fund to potentially fund construction or acquisition of a beach parking garage. An internal ten-year loan from the Central Insurance Fund to the Administrative Services Fund for the purchase and installation of fiber optic cable and termination equipment. The loan provides for ten annual payments of $91,654 plus ' interest at the cash-pool rate, due on September 30 of each year. The loan commenced September 30, 2003 with the first annual principal payment due September 30, 2008, the year that the infrastructure project was completed. 2. Interfund transfers Interfund transfers for the year ended September 30, 2009, consisted of the following: Transfers to General Fund from: Capital Improvements Fund Water & Sewer Utility Enterprise Fund Gas Utility Enterprise Fund Solid Waste Utility Enterprise Fund Stormwater Utility Enterprise Fund Nonmajor governmental funds Nonmajor enterprise funds Total Transfers to Special Development Fund from: Capital Improvements Fund Total Transfers to Capital Improvements Fund from: General Fund Special Development Fund Nonmajor governmental funds Internal service funds Total Transfers to Nonmajor governmental funds from: General Fund Special Development Fund Water & Sewer Utility Enterprise Fund Gas Utility Enterprise Fund Solid Waste Utility Enterprise Fund Stormwater Utility Enterprise Fund Nonmajor governmental funds Internal service funds Total Transfers to Gas Utility Enterprise Fund from: General Fund Total Transfers to Nonmajor enterprise funds from: General Fund uapitai improvements Fund Internal service funds Total Transfers to Internal service funds from: General Fund Capital Improvements Fund Gas Utility Enterprise Fund Internal service funds Total Total interfund transfers $ 45,293 2,760,380 1,837,820 940,420 651,740 1,487,228 988,131 8,71 1'= 45,563 5,062,104 9,886,135 30,000 397,507 4,730,344 6,704,321 123,000 187,000 51,000 47,000 1,696,002 1,281,000 200,000 200,000 570,170 ti15,ZJb 9,171,561 104,833 130,688 12,473 6,346 254,340 $ 49,763,294 57 City of Clearwater Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Transfers are primarily used to 1) transfer revenues that have been collected in the required fund per state law to the funds and activities that state law allows for expenditures; 2) transfer of "payment in lieu of taxes" contributions from the utility funds to the General Fund; 3) transfer funding from governmental funds to debt service and capital improvements funds; and 4) transfer matching funds from the General Fund to various grant programs. E. Leases The City purchases various equipment for governmental and business-type activities under lease purchase financing agreements. The equipment is purchased with cash and subsequently provided as collateral via a "lease purchase" financing arrangement, typically for a five-year term. Obligations under these lease purchase agreements are recorded at the present value of their future minimum lease payments as of date of inception. Purchase of the assets is recorded as a cash outflow and the subsequent receipt of the financing proceeds is recorded as "proceeds from issuance of debt" for Statement of Cash Flows reporting. Capitalized equipment subject to lease purchase financing as of September 30, 2009: Equipment Less: Accumulated Depreciation Total Governmental Business-type Activities Activities $ 19,648,872 $ 1,830,574 (8,550,162) (1,048,253) $ 11,098,710 $ 782,321 The future minimum lease payments under capital lease purchase agreements are as follows as of September 30, 2009: Governmental Business-type Year Ending Sept. 30 Activities Activities 2010 $ 3,828,240 $ 320,775 2011 2 231 852 175 911 , , , , 2012 1,732,596 102,562 2013 963 834 71 174 , , 2014 2015 374,884 34 676 25,815 , - 9,786,461 696,237 Deduction of the amount of imputed interest necessary to , reduce net minimum lease payments to present value (556,454) (36,019) $ 9,230,007 $ 660,218 The City also leases personal computers under a three-year operating lease that is cancelable on an annual basis. Lease payments for fiscal year ended September 30, 2009, totaled $500,580. ' 58 ?1 ' F. Long-term debt 1. Revenue Bonds City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 $46,445,000 Infrastructure Sales Tax Revenue Bonds, Series 2001; issued for the acquisition, construction, or reconstruction of certain capital improvements to the City, including, but not limited to, a portion of the costs of constructing various capital improvements relating to road and bridge projects and a new main library; with ' $6,620,000 of principal due December 1, 2009; interest at 4.00%. $11,470,000 Improvement Revenue Refunding Bonds, Series 2001; issued to provide a portion of the funds necessary to defease the City's Florida Public Service Tax and I Bridge Revenue Bonds; serial bonds due in annual installments of $355,000 due February 1, 2010, to $450,000 due February 1, 2016; interest at 3.85% to 4.60%; 5.25% term bonds in the amount of $3,240,000 due February 1, 2022; and 5.00% term bonds in the amount of $2,850,000 due February 1, 2026. $14,810,000 Spring Training Facility Revenue Bonds, Series 2002; issued to provide a portion of the costs of the acquisition, construction, rehabilitation, and equipping of a spring training facility to be used by the Philadelphia Phillies major league baseball team; 1 serial bonds due in annual installments of $530,000 due March 1, 2010, to $295,000 due March 1, 2022, with a maximum principal of $845,000 due March 1, 2021; interest at 3.375% to 5.375%; 5.375% term bonds in the amount of $1,730,000 due March 1, 2027; and 5.375% term bonds in the amount of $1,750,000 due March 1, 2031. $12,900,000 Improvement Revenue Bonds, Series 2008; issued to provide a portion of the funds necessary to construct a downtown boat slip marina and the Beachwalk project; serial bonds due in annual installments of $125,000 due August 1, 2010, to I' $1,005,000 due August 1, 2028; interest at 4.66%. Bonds outstanding as of September 30, 2009, totaling $9,135,000 are reported in the Downtown Boat Slips enterprise fund for ' financing of the boat slip marina construction. Total revenue bonds for governmental activities $58,680,000 Water and Sewer Revenue Bonds, Series 2002; issued to pay for costs of expansions to the City's water and sewer system; serial bonds due in annual installments of $1,255,000 due December 1, 2009, to $2,420,000 due December 1, 2024, interest at 3.75% to 5.00%; 5.00% term bonds in the amount of $11,050,000 due December 1, 2028; and 5.00% term bonds in the amount of $13,665,000 due December 1, 2032. $8,410,000 Water and Sewer Revenue Refunding Bonds, Series 2003; issued to advance refund the City's Water and Sewer Refunding Revenue Bonds, Series 1993; serial bonds due in annual installments of $190,000 at December 1, 2009, to $260,000 due December 1, 2018, interest at 2.50% to 4.00%. $26,430,000 Water and Sewer Revenue Bonds, Series 2006; issued to pay the costs of ' the design, acquisition, construction, or reconstruction of capital improvements to the City's water and sewer system; serial bonds due in annual installments of $1,410,000 at December 1, 2019, to $2,070,000 due December 1, 2028, interest at 4.25% to 4.50%; 4.50% term bonds in the amount of $4,410,000 due December 1, 2030; and 4.625% term bonds in the amount of $4,795,000 due December 1, 2032. $67,715,000 Water and Sewer Revenue Bonds, Series 2009A; issued to pay the costs of the design, acquisition, construction, or reconstruction of capital improvements to the City's water and sewer system; serial bonds due in annual installments of $420,000 at December 1, 2019, to $495,000 due December 1, 2023, interest at 4.375% to 5.00%; 5.125% term bonds in the amount of $5,655,000 due December 1, 2032; and 5.25% term bonds in the amount of $59,780,000 due December 1, 2039. 1 59 $ 6,620,000 8,895,000 11,740,000 3,650,000 30,905.000 52,360,000 2,210,000 26,430,000 67,715,000 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 $41,700,000 Water and Sewer Revenue Refunding Bonds, Series 20098; issued to advance refund the City's Water and Sewer Refunding Revenue Bonds, Series 1998; serial bonds due in annual installments of $3,240,000 at December 1, 2009, to 41,700,000 $5,150,000 due December 1, 2018, interest at 4.00% to 5.00%. $8,890,000 Gas System Revenue Refunding Bonds, Series 2004; issued to advance refund the City's Gas System Revenue Bonds, Series 1996A; serial bonds due in annual installments of $180,000 due September 1, 2010, to $1,575,000 due September 1, 2026, interest at 2.50% to 4.375%. 8,025,000 $7,195,000 Gas System Revenue Refunding Bonds, Series 2005; issued to partially advance refund the City's Gas System Revenue Refunding Bonds, Series 1997A and Series 1997B; serial bonds due in annual installments of $225,000 due September 1, 2010, to $325,000 due September 1, 2025, interest at 3.25% to 4.375%; and 4.375% term bonds in the amount of $2,400,000 maturing on September 1, 2027. 6,485,000 $3,700,000 Gas System Revenue Refunding Bonds, Series 2007; issued together with other funds of the City to refund and redeem on December 1, 2007, all of the outstanding principal amount of the City's Gas System Revenue Bonds, Series 1998; serial bonds due in equal annual installments of $370,000 due September 1, 2010, through September 1, 2017; interest at 4.00%. 2,960,000 $24,685,000 Stormwater Revenue Bonds, Series 2002; issued to finance the costs of capital improvements to the City's stormwater management system; serial bonds due in annual installments of $515,000 due November 1, 2009, to $965,000 due November 1, 2023, interest at 3.125% to 4.75%; and 4.75% term bonds in the amounts of $3,205,000, $5,115,000, and $2,985,000, due November 1, 2026, 2030, and 2032, respectively. 21,900,000 $14,430,000 Stormwater System Revenue Bonds, Series 2004; issued to finance the costs of capital improvements to the City's stormwater management system; serial bonds due in annual installments of $345,000 due November 1, 2009, to $865,000 due November 1, 2032, interest at 2.625% to 4.75%. 13,110,000 $6,925,000 Stormwater System Revenue Refunding Bonds, Series 2005; issued to partially advance refund the Stormwater Revenue Bonds, Series 1999; serial bonds due in annual installments of $220,000 due November 1, 2009, to $470,000 due November 1, 2029, interest at 3.00% to 4.50%. 6,770,000 $12,900,000 Improvement Revenue Bonds, Series 2008; issued to provide a portion of the funds necessary to construct a downtown boat slip marina and the Beachwalk project; serial bonds due in annual installments of $125,000 due August 1, 2010, to $1,005,000 due August 1, 2028; interest at 4.66%. Bonds outstanding as of September 30, 2009, totaling $3,650,000 have been allocated to the general government activities for the Beachwalk project per above. 9,135,000 Total revenue bonds for business-type activities Total revenue bonds 2. Restrictive covenants and collateral requirements 258,800,000 $ 289,705,000 The Infrastructure Sales Tax Revenue Bonds are limited obligations of the City payable solely from and secured by a lien upon and a pledge of the City's share of the proceeds derived by Pinellas County from the levy and collection of the one- cent discretionary infrastructure sales tax pursuant to Section 212.055(2), Florida Statutes, as amended (the Sales Tax Revenues) and, until applied in accordance with the provisions of the Ordinance, all moneys, including investments thereof, in the funds and accounts established by the Ordinance, other than the Rebate Fund (collectively the "Pledged Revenues"). The pledge of the Sales Tax Revenues does not constitute a lien upon any property of the City. The covenants of the ordinance authorizing the bonds include, among other things, an obligation of the City to do all things necessary on its part 60 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 to continue the levy and collection of the Sales Tax Revenues at the maximum rate permitted by and in compliance with 1 Chapter 166, Part II, Florida Statutes, as amended, Chapter 212, Part I, Florida Statutes, as amended, and other applicable provisions of law (the "Act"), and any successor provision of the law. The City further covenants to proceed diligently to perform legally and effectively all steps required on its part in the levy and collection of the Sales Tax Revenues and shall exercise all legally available remedies to enforce such collections now or hereafter available under State law. The Improvement Revenue Refunding Bonds, Series 2001 and the Improvement Revenue Bonds, Series 2008 are limited obligations of the City payable solely from and secured by a lien upon and a pledge of the Public Service Tax as authorized by Section 166.231, Florida Statutes, as amended. The pledge of the Public Service Tax does not constitute a lien upon any property of the City. The covenants of the ordinance authorizing the bonds include, among other things, an obligation of the City to do all things necessary on its part to continue the levy and collection of the Public Service Tax at the rate permitted by and in compliance with Section 166.231, Florida Statutes, and Article III, Chapter 44, Code of Ordinances of the Issuer, and any successor provision of law. The Public Service tax is a revenue of the General Fund. The Spring Training Facility Revenue Bonds are special, limited obligations of the City, payable solely from and secured by a lien upon and pledge of the (i) payments received by the City from the State of Florida pursuant to Section 212.20, Florida Statutes (State Payments); and (ii) payments received by the City from Pinellas County, Florida pursuant to the Interlocal Agreement dated December 1, 2000 (County payments). The pledge of the State Payments and County Payments does not constitute a lien upon any property of the City. Furthermore, neither the City, Pinellas County, the State of Florida, nor any political subdivision thereof has pledged its faith or credit or taxing power to the payment of the bonds. The Water and Sewer Revenue Bonds, Series 2002; the Water and Sewer Refunding Revenue Bonds, Series 2003; the Water and Sewer Revenue Bonds, Series 2006; the Water and Sewer Revenue Bonds, Series 2009A; and the Water and Sewer Refunding Revenue Bonds, Series 2009B are limited obligations of the City payable solely from and secured by a lien upon and pledge of the net revenues of the City's water and sewer system (System). The pledge of the System's net revenues does not constitute a lien upon any property of the City. The covenants of the ordinances authorizing the bonds include, among other things, an obligation of the City to fix and maintain such rates, and collect such fees, rentals and other charges for the services and facilities of the System and revise the same from time to time whenever necessary, which will provide gross revenues in each fiscal year sufficient to pay the cost of operation and maintenance of the system; one hundred fifteen percent (115%) of the bond service requirement becoming due in such fiscal year on the outstanding bonds; plus one hundred percent (100%) of all reserve and other payments required to be made pursuant to the ordinances authorizing the bonds. The City further covenants that such rates, fees, rentals and other charges will not be reduced so as to render them insufficient to provide gross revenues for such purpose. The Gas System Revenue Refunding Bonds, Series 2004; Gas System Revenue Refunding Bonds, Series 2005; and the Gas System Revenue Refunding Bonds, Series 2007 are limited obligations of the City payable solely from and secured by a lien upon and pledge of the net revenues of the City's gas system (System). The pledge of the System's net revenues does not constitute a lien upon any property of the City. The covenants of the ordinances authorizing the bonds include, among other things, an obligation of the City to fix, establish, revise from time to time whenever necessary, maintain and collect always, such fees, rates, rentals and other charges for the use of the product, services and facilities of the System which will always provide revenues in each year sufficient to pay, and out of such funds pay, 100% of the cost of operations and maintenance of the system in such year and all reserve and other payments provided for in the ordinances authorizing the bonds, along with one hundred twenty five percent (125%) of the bond service requirement due in such year on all outstanding bonds. 1 The Stormwater System Revenue Bonds, Series 1999; Stormwater Revenue Bonds, Series 2002; Stormwater Revenue Bonds, Series 2004; and Stormwater Revenue Refunding Bonds, Series 2005 are limited obligations of the City payable solely from and secured by a lien upon and pledge of the net revenues of the City's stormwater management system (System). The pledge of the System's net revenues does not constitute a lien upon any property of the City. The covenants ' of the ordinances authorizing the bonds include, among other things, an obligation of the City to fix, revise from time to time whenever necessary, and maintain and collect always such fees, rates, rentals and other charges for use of the products, services, and facilities which will always provide net revenues in each year sufficient to pay one hundred fifteen percent (115%) of the bond service requirement becoming due in such fiscal year on the outstanding bonds. The City further covenants that such rates, fees, rentals and other charges will not be reduced so as to render them insufficient to provide revenues for such purpose. Additionally, the covenants of each of the above issues includes a "Reserve Requirement" equal to the lesser of: the Maximum Bond Service Requirement for any given year; 125% of the Average Annual Bond Service Requirement; or the largest amount as shall not adversely affect the exclusion of interest on the Bonds from gross income for Federal income tax purposes. A Reserve Fund has been funded for the Series 2002 and Series 2004 Bonds while the Series 1999 and Series 2005 Reserve Requirements have been satisfied with Reserve Fund Surety Bonds. ' 61 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Annual debt service requirements to maturity for revenue bonds are as follows: Revenue Bonds Year Ending Governmental Activities Business-type Activities September 30 Principal Interest Principal Interest 2010 $ 7,630,000 $ 1,271,586 $ 6,540,000 $ 12,222,548 2011 1,050,000 1,100,559 7,185,000 11,894,678 2012 1,085,000 1,059,711 7,490,000 11,577,452 2013 1,130,000 1,016,340 7,825,000 11,244,182 2014 1,175,000 970,037 8,200,000 10,893,080 2015-2019 6,695,000 3,981,685 26,965,000 48,461,733 2019-2024 6,715,000 2,201,876 54,500,000 39,145,135 2025-2029 4,505,000 721,043 45,265,000 29,540,634 2030-2034 920,000 49,988 42,305,000 18,962,753 2035-2039 - - 42,585,000 8,433,206 2040-2044 - - 9,940,000 260,925 Totals $ 30,905,000 $ 12,372,825 $ 258,800,000 $202,636,326 3. Pledged revenues Sales Tax Pledged: The City has pledged future revenues derived from Pinellas County, Florida, from the levy and collection of a one-cent discretionary infrastructure sales surtax pursuant to Section 212.055(2), Florida Statutes, as amended, to repay $46.4 million in Infrastructure Sales Tax Revenue bonds issued in June 2001. Proceeds from the bonds providing financing for the acquisition, construction, or reconstruction of certain capital improvements to the City, including, but not limited to a portion of the costs of constructing various capital improvements relating to road and bridge projects and a new main library. The bonds are payable solely from the sales tax revenue and are payable through December 2009. Annual principal and interest payments on the bonds are expected to require less than 85 percent of net revenues. The total principal and interest remaining to be paid on the bonds is $6,752,400. Principal and interest paid for the current year and total sales tax revenue were $6,746,900 and $8,574,091, respectively. State of Florida and Pinellas County Payments Pledged: The City has pledged future revenues derived from payments received from the State of Florida pursuant to Section 212.20, Florida Statutes, and payments from Pinellas County, Florida pursuant to an Interlocal Agreement, together with any investment income earned on the revenues, to repay $14.8 million in Spring Training Facility Revenue bonds issued in September 2002. Proceeds from the bonds providing financing for a portion of the costs of the acquisition, construction, rehabilitation, and equipping of a spring training facility to be used by the Philadelphia Phillies major league baseball team. The bonds are payable solely from the State of Florida and Pinellas County, Florida payments and are payable through March 2031. Annual principal and interest payments on the bonds are expected to require less than 100 percent of net revenues. The total principal and interest remaining to be paid on the bonds is $17,721,680. Principal and interest paid for the current year and total revenue received were $1,076,146 and $1,087,654, respectively. Public Service Tax and Communications Tax Pledged: The City has pledged future revenues derived from the collection of Public Service Tax and Communications Tax, to repay $11.7 million in Improvement Revenue Refunding bonds issued in November 2001 and $12.9 million in Improvement Revenue bonds issued in August 2008. Proceeds from the 2001 bonds provided a portion of the funds necessary to defease the City's outstanding Florida Public Service Tax and Bridge Revenue bonds, Series 1985 and Improvement Revenue Bonds, Series 1995. Proceeds from the 2008 bonds provided financing for the acquisition, construction, or reconstruction of certain capital improvements to the City, including a portion of the costs of constructing various capital improvements relating to the Beach Walk and Downtown Boat Slip Projects. The bonds are payable solely from the Public Service tax revenue and are payable through August 2028. Annual principal and interest payments on the bonds are expected to require less than 20 percent of net revenues. The total principal and interest remaining to be paid on the bonds is $29,641,343. Principal and interest paid for the current year and total Public Service Tax and Communication Tax revenues were $1,475,922 and $18,468,831, respectively. 62 F1 11 City of Clearwater, Florida Notes to the Basic Financial Statements III , For the Year Ended September 30, 2009 ' Water and Sewer Utility Net Revenues Pledged: The City has pledged future net revenues of the City of Clearwater, Florida, Water & Sewer Utility defined as all income or earnings, including any income from the investment of funds, derived by the City from the operation of the utility after deduction of current expenses for the operation, maintenance and repair of the system, but not including reserves for renewals and replacements, for extraordinary repairs or any allowance for depreciation to repay: $58.7 million in Water & Sewer Revenue bonds issued in July 2002. Proceeds from the bonds provided financing to make capital improvements and expansions to the City's water and sewer system. The bonds are payable solely from the Water and Sewer Utility net revenues and are payable through December 2032. $8.4 million in Water & Sewer Revenue Refunding bonds issued in October 2003. Proceeds from the bonds provided financing to refund and redeem the City's then outstanding Water and Sewer Revenue Refunding Bonds, Series 1993. The bonds are payable solely from the Water and Sewer Utility net revenues and are payable through December 2018. $26.4 million in Water & Sewer Revenue bonds issued in August 2006. Proceeds from the bonds provided financing for the costs of design, acquisition, construction or reconstruction of capital improvements to the City's water and sewer system. The bonds are payable solely from the Water and Sewer Utility net revenues and are payable through December 2032. $67.7 million in Water & Sewer Revenue bonds issued in May 2009. Proceeds from the bonds provided financing for the costs of design, acquisition, construction or reconstruction of capital improvements to the City's water and sewer system. The bonds are payable solely from the Water and Sewer Utility net revenues and are payable through December 2039. $41.7 million in Water and Sewer Revenue Refunding bonds issued in May 2009. Proceeds from the bonds provided financing to refund and redeem the City's then outstanding Water and Sewer Revenue Refunding Bonds, Series 1998. The bonds are payable solely from the Water and Sewer Utility net revenues and are payable through December 2018. Annual principal and interest payments on the bonds are expected to require less than 85 percent of net revenues. The total principal and interest remaining to be paid on the bonds is $354,058,038. Principal and interest paid for the current year and ' total net revenue were $10,967,983 and $20,647,352, respectively. Stormwater Utility Net Revenues Pledged: The City has pledged future net revenues of the City of Clearwater, Florida, Stormwater Utility defined as all income or earnings, including any income from the investment of funds, derived by the City from the operation of the utility after deduction of current expenses for the operation, maintenance and repair of the system, but not including reserves for renewals and replacements, for extraordinary repairs or any allowance for depreciation to ' repay: $24.7 million in Stormwater Revenue bonds issued in September 2002. Proceeds from the bonds provided financing to make capital improvements to the City's stormwater management system. The bonds are payable solely from the ' Stormwater Utility net revenues and are payable through November 2032. $14.4 million in Stormwater Revenue bonds issued in September 2004. Proceeds from the bonds provided financing to make capital improvements to the City's stormwater management system. The bonds are payable solely from the ' Stormwater Utility net revenues and are payable through November 2032. $6.9 million in Stormwater Revenue Refunding bonds issued in May 2005. Proceeds from the bonds provided sufficient funds to be available on November 1, 2008 to pay and redeem the City's outstanding Stormwater Revenue Bonds, Series ' 1999. The bonds are payable solely from the Water and Sewer Utility net revenues and are payable through November 2029. Annual principal and interest payments on the bonds are expected to require less than 60 percent of net revenues. The total ' principal and interest remaining to be paid on the bonds is $67,859,526. Principal and interest paid for the current year and total net revenue were $2,700,340 and $6,547,092, respectively. J 63 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Gas System Utility Net Revenues Pledged: The City has pledged future net revenues of the City of Clearwater, Florida, Gas System Utility defined as all income or earnings, including any income from the investment of funds, derived by the City from the operation of the utility after deduction of current expenses for the operation, maintenance and repair of the system, but not including reserves for renewals and replacements, for extraordinary repairs or any allowance for depreciation to repay: $8.9 million in Gas System Revenue Refunding bonds issued in February 2004. Proceeds from the bonds provided financing to advance refund the outstanding principal of the City of Clearwater Gas System Revenue Bonds, Series 1996A. The bonds are payable solely from the Gas System Utility net revenues and are payable through September 2026. $7.2 million in Gas System Revenue Refunding bonds issued in June 2005. Proceeds from the bonds provided financing to advance refund the outstanding principal of the City of Clearwater Gas System Revenue Bonds, Series 1997A. The bonds are payable solely from the Gas System Utility net revenues and are payable through September 2027. $3.7 million in Gas System Revenue Refunding bonds issued in October 2007. Proceeds from the bonds provided financing to refund the outstanding principal of the City of Clearwater Gas System Revenue Bonds, Series 1998. The bonds are payable solely from the Gas System Utility net revenues and are payable through September 2017. Annual principal and interest payments on the bonds are expected to require less than 60 percent of net revenues. The total principal and interest remaining to be paid on the bonds is $25,396,164. Principal and interest paid for the current year and total net revenue were $1,500,151 and $13,179,429, respectively. 4. Advance refunding of bonds On May 27, 2009, the City issued Water and Sewer Revenue Refunding Bonds, Series 20098, in the amount of $41.7 million, with the average interest rate of 4.993%, to advance refund $45.59 million of outstanding Water and Sewer Revenue Refunding Bonds, Series 1998(Capital Appreciation Bonds), with an average interest rate of 5.096%. The bond net proceeds of $45,042,852 (after payment of $390,515 in underwriter fees and other issuance costs plus bond premium of $3,733,367), and $2,488,161 released debt service reserve escrow, were deposited into an irrevocable trust with an escrow agent to provide for all future debt service payments on the refunded bonds. Subsequently the debt was called and fully redeemed during the current fiscal year. The City completed the advance refunding to reduce its total debt service payments over the next 10 years by $5.062 million and to obtain an economic gain (difference between the present values of the old and new debt service payments, less the cash contribution of $4.155 million) of $1,935,485. In prior fiscal years, the City entered into various advance-refunding transactions related to certain of its bonded debt. A portion of the proceeds of the refunding bond issues was placed in trust and used to purchase securities of the United States Government and related agencies at various interest rates and maturities sufficient to meet all debt service requirements of the refunded debt, of which $6,285,000 was outstanding at September 30, 2009. These assets are administered by trustees and are restricted to use for retirement of the refunded debt. The liability for the refunded bonds and the related securities and escrow accounts are not included in the accompanying financial statements as the City defeased its obligation for payment of the refunded bonded debt upon completion of the refunding transactions. 64 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 I The following schedule reflects the outstanding principal on refunded bonds as of September 30: Business-type Activities: Stormwater System Revenue Bonds, Series 1999 $ 6,285,000 Total Business-type Activities 6,285,000 Total $ 6,285,000 5. Changes in long-term liabilities Beginning Ending Due Within Balance Additions Reductions Balance One Year Governmental activities: Revenue bonds payable Add (subtract) deferred amounts: For issuance premiums (discounts) On refunding Net revenue bonds payable Lease purchase contracts (a) Compensated absences Other postemployment benefits Claims payable Governmental activity Long-term liabilities Business-type activities: Revenue bonds payable Less deferred amounts: For issuance premiums (discounts) On refunding Net revenue bonds payable ' Lease purchase contracts Compensated absences Other postemployment benefits Claims payable Unearned revenue Business-type activity Long-term liabilities $ 38,230,000 $ 315,545 - (51,593) 263,952 - (259,747) - 23,165 (236,582) 38,285,798 - (7,353,428) 30,932,370 7,630,000 10,560,463 2,685,068 (4,015,524) 9,230,007 3,546,301 8,128,606 4,165,191 (4,709,661) 7,584,136 4,558,185 1,341,225 1,953,763 (477,435) 2,817,553 - 8,943,000 1,331,141 (2,285,141) 7,989,000 1,963,000 $ 67,259,092 $ 10,135,163 $ (18,841,189) $ 58,553,066 $ 17,697,486 $ 202,495,264 $ 110,901,777 $ (54,597,041) $ 258,800,000 $ 6,540,000 $ (7,325,000) $ 30,905,000 $ 7,630,000 (1,275,019) 2,429,059 (135,175) 1,018,865 - (3,355,136) (2,179,638) 548,910 (4,985,864) - 197,865,109 111,151,198 (54,183,306) 254,833,001 6,540,000 931,966 224,027 (495,775) 660,218 301,517 1,937,792 1,060,082 (1,148,463) 1,849,411 1,111,525 454,875 675,337 (165,065) 965,147 - 198,187 - (198,187) - - 187,113 187,113 - $ 201,387,929 $ 113,297,757 $ (56,190,796) $ 258,494,890 $ 7,953,042 (a) Governmental activities lease purchase contracts additions of $2,685,068 includes $2,159,834 attributable to internal service funds and $525,234 attributable to governmental funds. The lease purchase contracts reduction of $4,015,524 includes $3,515,233 for 'internal service funds and $500,291 for governmental funds. I G. Segment information Generally accepted accounting principles (GAAP) require segment disclosure for nonmajor enterprise funds with revenue bonds outstanding. The following condensed statements are presented for the Downtown Boat Slips enterprise fund to satisfy this disclosure requirement: 65 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Condensed Statement of Net Assets Assets: Current assets Restricted assets Deferred charges Capital assets Total assets Liabilities: Current liabilities Current liabilities payable from restricted assets Noncurrent liabilities Revenue bonds Total noncurrent liabilities Total liabilities Net assets: Invested in capital assets (net of related debt) Restricted assets Unrestricted Total net assets Downtown Boat Slips $ 5,973,035 9,005,286 38,727 6,882,199 21,899,247 1,027,544 70,949 9,135,000 9,135,000 10,233,493 6,882,199 382,194 4,401,361 $ 11,665,754 Condensed Statement of Revenues, Downtown Downtown Expenses, and Changes in Net Assets Boat Slips Condensed Statement of Cash Flows Boat Slips Operating revenues $ - Operating expenses 9,421 Net cash provided (used) by: Operating income (loss) (9,421) Operating activities $ 40,579 Nonoperating revenues (expenses): Noncapital financing activities 9,786,796 Investment earnings 230,512 Capital and related financing activities (5,919,595) Amortization of bond issue costs (461,557) Investing activities 173,272 Interest expense (4,162) Other 50,000 Net increase (decrease) 4,081,052 Transfers in from other funds 9,786,796 Beginning cash and cash equivalents 10,833,582 Change in net assets 9,592,168 Ending cash and cash equivalents $ 14,914,634 Beginning net assets 2,073,586 Ending net assets $ 11,665,754 H. Restricted assets 1. Water and Sewer Utility Fund Assets in the Water and Sewer Utility Fund restricted for construction include: Water Improvement charges, the use of which is restricted by the authorizing ordinance to the construction of additions and improvements to the water system; assets remaining at September 30, 2009, are: Cash and Investments $ 1,702,816 Sewer Improvement charges, the use of which is restricted by the authorizing ordinance to the construction of additions and improvements to the sewer system; assets remaining at September 30, 2009, are: Cash and Investments 5,827,719 66 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Assets of the Water and Sewer Utility Fund restricted under the provisions of the ordinances authorizing the issuance of Water and Sewer Revenue Bonds consisted of the following at September 30, 2009: Water and Sewer Revenue Bonds Debt Service: Cash and Investments 20,557,832 Water and Sewer Revenue Bonds Renewals and Replacements: Cash and Investments 10,525,539 Interest Receivable 106,526 Water and Sewer Revenue Bonds Construction: Cash and Investments 40,909,209 41 930 Interest Receivable , Assets of the Water and Sewer Utility Fund consisting of amounts Due from Other Governments for 1 advances to the Florida Department of Transportation for utility relocations related to improvements to State Road 55 (U. S. Highway 19) 4,078,199 I' Assets of the Water and Sewer Utility Fund representing Customers' Deposits and therefore restricted, consisting entirely of Cash and Investments at September 30, 2009 2,502,641 Total restricted assets - Water and Sewer Utility Fund $86 252 411 2. Gas Utility Fund I , Assets in the Gas Utility Fund restricted under the provisions of the ordinance authorizing the issuance of revenue bonds consisted of the following at September 30, 2009: Gas Svstem Revenue Bonds Debt Service: Cash and Investments $ 123,306 Renewals and Replacements: Cash and Investments 300,000 Assets of the Gas Utility Fund representing Customers' Deposits at September 30, 2009: Cash and Investments 2,255,878 Total restricted assets - Gas Utility Fund $2,679,184 3. Solid Waste Utility Fund Restricted assets in the Solid Waste Utility Fund designated for construction represent customer deposits in the amount of $963,339 at September 30, 2009, and consisted entirely of Cash and investments. 4. Stormwater Utility Fund Assets restricted under the provisions of the ordinances for the issuance of revenue bonds consisted of the following at September 30, 2009: Stormwater Revenue Bonds - Series 2002 Debt Service: Cash and Investments $ 2,445,287 Stormwater Revenue Bonds - Series 2004 Debt Service: Cash and Investments 1,449,324 Stormwater Refunding Revenue Bonds - Series 2005 Debt Service: Cash and Investments 313,907 67 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Fees received in lieu of on-site drainage retention for new or improved businesses within the Prospect Lake Drainage District, restricted for stormwater improvements, at September 30, 2009: Cash and Investments 490,663 Total restricted assets - Stormwater Utility Fund 4.699,181 5. Parking System Fund Contributions from the Special Development Fund from developer payments in lieu of parking, restricted for downtown parking; assets remaining at September 30, 2009: Cash and Investments $ 37,035 Total restricted assets - Parking System Fund $ 37,035 6. Downtown Boat Slips Fund Assets restricted under the provisions of the ordinances for the issuance of revenue bonds consisted of the following at September 30, 2009: Improvement Revenue Bonds - Series 2008 Debt Service: Cash and Investments $ 453,142 Construction: Cash and Investments 8,552,144 Total restricted assets - Downtown Boat Slips Fund $9,005-286 Note IV - Other Information A. Risk management The City is self-insured within certain parameters for losses arising from claims for general liability, auto liability, police professional liability, public official's liability, property damage, and workers' compensation. Insurance coverage has been maintained by the City to pay for or indemnify the City for losses in excess of certain specific retentions and up to specified maximum limits in the case of claims for liability, property damage, and workers' compensation. The liability excess coverage is $7,000,000 per occurrence ($14,000,000 aggregate) with self-insured retention of $500,000. There is workers' compensation coverage to the statutory limit, with self-insured retention of $500,000. The property damage excess coverage is $50,000,000 with a $300,000 ($500,000 or 5%, whichever is greater for named storm) self-insured retention. Settled claims have not exceeded excess coverage in any of the past three years. The transactions relating to the self-insurance program are accounted for in the Central Insurance Fund, an internal service fund. The billings by the Central Insurance Fund to the various operating funds (the interfund premiums) are based on actuarial estimates of the amounts needed to pay prior and current year claims. The claims liability reported at September 30, 2009, is based on the requirements of Governmental Accounting Standards Board Statement No. 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. Changes in the claims liability amounts in fiscal years 2008 and 2009 were: 68 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Self Insurance Balance at October 1, 2008 $ 9,125,776 Current year claims and changes in estimates 1,720,073 Claim payments (1,704,662) Balance at September 30, 2008 9,141,187 Current year claims and changes in estimates 1,331,141 Claim payments (2,483,328) Balance at September 30, 2009 $ 7,989,000 B. Statements of cash flows For purposes of the statements of cash flows, investments with original maturities of three months or less are considered to meet the definition of cash equivalents. The majority of the investments in which the City's proprietary funds have equity are held by the Citys consolidated pool of cash and investments. Since fund equities in this cash management pool have the general characteristics of demand deposits in that additional funds may be deposited at any time and also funds may be withdrawn at any time without prior notice or penalty, each fund's equity account is considered a cash equivalent regardless of the maturities of investments held by the pool. Funds with deficit (overdraft) positions within the consolidated pool report the deficits as interfund payables to the Citys Capital Improvement Fund. C. Use of estimates The preparation of financial statements in conformity with generally accepted accounting principles (GAAP) requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from the estimates. D. Employee retirement systems and pension plans 1. Defined benefit pension plans ' The City contributes to two separate single-employer, self-administered defined benefit pension plans covering approximately three-fourths of all City employees. The Employees' Pension Plan covers all permanent, full-time City employees who successfully pass the required physical examination, except for firefighters employed prior to July 1, 1963, and certain nonclassified (primarily managerial) employees. The Firefighter's Relief and Pension Plan covered eligible firefighters hired prior to July 1, 1963, and is closed to new entrants. Neither of these plans issues a stand-alone financial report. As indicated, both plans are self-administered, and the costs of administering the plans are paid from the respective plan assets. The Employees' Pension Plan is authorized by and operates under the provisions of Sections 2.391 through 2.411 of the Municipal Code of the City of Clearwater. Plan provisions have been duly approved as required by the voters in referendums. There were no changes in plan provisions or actuarial assumptions for the current year. The normal retirement benefit is a ' monthly benefit equal to 2-3/4% of average monthly compensation for the highest five of the final ten years of service multiplied by the number of years of service to date of retirement. The minimum benefit under the plan is $300 per month. Eligibility for normal retirement occurs upon completion of at least 10 years of service and the attainment of age 65, or completion of at least 20 years of service and the attainment of age 55, or completion of 30 years of service, for employees engaged in non- hazardous duty. For those engaged in hazardous duty, eligibility occurs upon completion of 20 years of service. The normal monthly benefits are payable for the life of the participant and continue, after the participant's death, to be paid at the same amount for 5 years to eligible surviving beneficiaries; after 5 years, the survivor annuity is reduced to 50% of the original ' amount. The plan provides for an annual cost of living increase of up to 1-1/2%. The plan also provides for disability and death benefits, vesting after completion of 10 years of service and the refund of employee contributions in case of a non-vested termination. There are seven other benefit payment options that are computed to be the actuarial equivalent of the normal 69 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 benefit. Covered employees contribute 8% of their compensation. It is the Citys obligation to provide a sufficient additional contribution to maintain the actuarial soundness of the fund but, in any event, not less than 7% of participating employee's compensation per the ordinance governing the plan. The Firefighter's Relief and Pension Plan is authorized and operated under the provisions of Subpart B, Article I (Laws of Florida, Chapter 30658, 1955 and amendments), Sections 1 through 27 of the Municipal Charter and Related Law of the City of Clearwater and Chapter 26, Article III, Sections 26.50 through 26.52 of the Municipal Code of the City of Clearwater. There were no changes in plan provisions or actuarial assumptions for the current year. The normal retirement benefit is a monthly benefit in the amount of 50% of the prevailing wage at the date of retirement of the lowest rank held by the participant during the three years immediately preceding retirement plus 2% of such prevailing wage for each year of service in excess of 20 years up to a maximum of 60%. Participants retiring at the age of 65 years are entitled to a benefit of 60% of the prevailing wage of the lowest rank held by the participant during the three years immediately preceding retirement. The ending rate of pay specified above may not exceed the highest rate of pay for the rank of Captain. Eligibility for normal retirement occurs upon completion of 20 years of service or attainment of age 65. The monthly benefits are payable for the life of the participant and continue, after the participant's death, to be paid to certain eligible surviving beneficiaries at an amount that is one-half of the amount received by the participant. Benefits are also provided for children of the deceased participant who are less than 18 years of age subject to certain limitations as to amount. The plan also provides for disability and death benefits and for vesting upon completion of at least 12 years of service. The plan provides for post retirement cost of living increases equal to the increase in the prevailing wage for the rank at which the participant retired with a limitation for those retiring on or after January 1, 1972, of 100% of the initial pension benefit for total cost of living increases. Participating employees are required to contribute 6% of their salaries up to the equivalent of the salary of a fireman holding the rank of Captain. The City was required to contribute a sufficient additional amount to maintain the actuarial soundness of the plan for a period of 35 years commencing January 1, 1972. This contribution was based upon, but not limited to, the amount of property tax that a levy of 0.6 mills would produce. Effective with the fiscal year ended September 30, 2007, the Firefighter's Relief and Pension Plan, with no remaining active members (only retirees), is fully funded per the requirements of the governing Ordinance. The City may elect to contribute should future valuations show an actuarial need for such. As of the the most recent actuarial valuation date, January 1, 2009 for the Employees' Pension Plan and January 1, 2008 for the Firefighter's Relief and Pension Plan, the membership of the plans was as follows: Employees' Pension Plan Retirees and beneficiaries currently receiving benefits 835 Terminated employees entitled to benefits but not yet receiving them 68 Active employees: Fully vested 1,116 Nonvested 512 Total number of participants 2,531 Firefighter's Relief and Pension Plan 43 43 For the fiscal year ended September 30, 2009, the covered payroll for the Employees' Pension Fund was $78,446,812. The City's total payroll for the same period was $89,850,696. Annual pension cost and contributions information for the last three fiscal years for both the Employees' Pension Plan and the Firefighter's Relief and Pension Plan follows: Employees' Pension Plan Year Annual Net Ended Pension Employer Percent Pension Sept 30 Cost (a) Contributions Contributed Asset 2007 $ 14,027,313 $ 10,256,662 (b) 73% $ 15,046,922 2008 $ 11,391,880 $ 10,376,234 (b) 91% $ 14,031,276 2009 $ 9,022,632 $ 10,318,483 (b) 114% $ 15,327,127 a) The actuarially determined contribution requirements for the City's fiscal year ended September 30, 2009, are based on actuarial valuations as of January 1, 2008. Since the City's contributions are made during its fiscal year (which commences 70 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 nine months after the date of the actuarial valuation), the City, with approval of State regulatory authorities, is following the ' practice of adding interest to its required contributions at the assumed rate of return on investments for a period of one year. (b) The employer contribution is less than the annual pension cost due to a "drawdown" of the net pension asset. The net pension asset is the result of legally required contributions in excess of actuarially required contributions in prior years. [1 11 l1 Firefighter's Relief and Pension Plan Year Ended Sept 30 2007 2008 (b) 2009 Annual Pension Cost (a) $ 1,467,259 Employer Contributions $ 1,467,259 Percent Contributed 100% a) The actuarially determined contribution requirements for the City's fiscal year ended September 30, 2009, are based on actuarial valuations as of January 1, 2008. Since the City's contributions are made during its fiscal year (which commences nine months after the date of the actuarial valuation), the City, with approval of State regulatory authorities, is following the practice of adding interest to its required contributions at the assumed rate of return on investments for a period of one year. b) Effective with the fiscal year ended September 30, 2007, the Firefighter's Relief and Pension Plan, with no remaining active ' members (only retirees), is fully funded per the requirements of the governing Ordinance. The City may elect to contribute should future biennial valuations show an actuarial need for such. ' The Employees' Pension Plan net pension asset at September 30, 2009, totaled $15,327,127. It was comprised of the following components: ' Annual required contributions (ARC) $ 8,451,471 Interest on the net pension asset (1,052,346) Adjustment to annual contribution 1,623,507 Annual pension cost 9,022,632 Fiscal 2009 employer contributions 10,318,483 Increase in net pension asset 1,295,851 ' Net pension asset beginning of year 14,031,276 Net pension asset end of year $ 15,327,127 The net pension asset for the Employees' Pension Plan, representing excess contributions as calculated per GASB 27 requirements, is identical in amount to the plan "credit balance" as disclosed in prior years. A total of $10,523,764 of the current net pension asset balance is attributable to governmental funds and therefore is not reflected in the governmental ' fund financial statements in accordance with the modified accrual basis of accounting. The remaining $4,803,363 attributable to proprietary funds is reflected in the proprietary fund financial statements on the accrual basis of accounting. Each pension fund is accounted for as a pension trust fund; therefore each is accounted for in substantially the same manner as proprietary funds with a "capital maintenance" measurement focus and the accrual basis of accounting. Fund assets, primarily investments, are valued at fair value for balance sheet purposes, in accordance with GASB No. 25. Investment values are determined using the estimated fair value determined by averaging estimated fair values obtained from three or ' more nationally recognized brokers. 71 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 As of September 30, 2009, neither the Employees' Pension Plan nor the Firefighter's Relief and Pension Plan held investments (other than U.S. Government or U.S. Government guaranteed obligations) in any one organization comprising 5% or more of the net assets available for benefits. Significant actuarial assumptions utilized in the actuarial valuations as of January 1, 2009, the most recent actuarial valuation date, are as follows: Employees' Pension Plan (1) Assumed rate of return on investments of 7.5%. (2) Projected salary increase at a rate of 6% per year, including both cost-of-living adjustments of 3% and merit or seniority increases at 3%. (3) Mortality based on the RP 2000 Combined Healthy Mortality Table. (4) Pre-retirement withdrawals assumed to occur in accordance with a table of declining withdrawal rates for hazardous and non-hazardous duty categories. (5) Pre-retirement incidence of disability is assumed to occur in accordance with a standard scale of moderate disability rates (Class 1, 1952 Inter-Company); rates for females assumed to be twice that for males. Firefighter's Relief and Pension Plan (1) Assumed rate of return on investments of 4.5%. (2) Assumed benefits grow at an annually compounded rate of 2%. There are no longer any active members in this plan. (3) Mortality based on the 1994 Unisex Mortality Table for retired participants; assumed disabled participants will experience mortality according to PBGC Tables 3 and 4 for males and females, respectively. (4) Assumed no withdrawals will occur. (5) Assumed probability of an active participant becoming disabled is zero (no active participants). (6) Assumed value of one mill of ad valorem tax will increase at rate of 5% per year. The actuarial valuation of the Employees' Pension Plan as of January 1, 2007, reflected changes in actuarial assumptions as follows: The mortality assumption was updated from the 1994 Group Annuity Reserving Table to the RP 2000 Combined ' Healthy Mortality Table; the retirement assumption was updated to reflect the City's experience and expected future retirement rates; and the withdrawal assumption was updated to reflect the City's experience and expected future withdrawal rates. The impact of these changes decreased the unfunded actuarial accrued liability from $37,113,063 to $22,417,537. ' The actuarial valuation of the Firefighter's Relief and Pension Plan as of January 1, 2003, reflected two changes in actuarial assumptions. The valuation assumed an investment yield of 4.5% versus the prior valuation assumption of 5.5%. Also, the ' mortality pattern assumption was changed to the 1994 Unisex Mortality Table from the 1983 Group Annuity Mortality Table. The impact of these changes increased the unfunded actuarial accrued liability from $3,222,326 to $4,742,517. It is the City's policy to fund pension costs accrued as determined on an actuarial basis. Annual required contributions (ARC) for the Employees' Pension Plan are calculated using the Entry Age Normal with Frozen Initial Liability method. The initial unfunded actuarial accrued liability determined at July 1, 1963, was amortized over a 40-year period; changes made in 1979 and subsequent years, which have had the effect of either increasing or decreasing the actuarial liability, are being ' amortized over a 30-year period from their effective dates in accordance with State law. The amortization method is level dollar closed. Annual required contributions (ARC) for the Firefighter's Relief and Pension Fund are based on a variation of the aggregate ' actuarial cost method, under which the unfunded portion of the present value of the projected benefits is allocated over the present value of a 6.0% per year increasing annuity for the remaining years in the 35-year funding period which began January 1, 1972, pursuant to an agreement between the City and the Plan participants. For this purpose, the unfunded ' actuarial liability is determined after consideration of the available assets at the valuation date. The increasing fixed schedule produced by this method was established in 1988 and will be modified in the future only to the extent that a 72 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 current valuation indicates a higher required cost level, or if the resulting cost level exceeds 60% of a mill in a current year. Under the non-standard cost method used for this plan (due to the fact that there are no longer any active employees), all ' liabilities are unfunded actuarial liabilities and are being amortized according to the closed cost method. This method does not identify or separately amortize unfunded actuarial accrued liabilities. As of January 1, 2009, the most recent actuarial valuation date, the Employees' Pension Plan was 96.3 percent funded. The actuarial accrued liability for benefits was $557.5 million, and the actuarial value of assets was $536.8 million, resulting in an unfunded actuarial accrued liability (UAAL) of $20.7 million. The covered payroll (annual payroll of active employees covered by the plan) was $82.1 million, and the ratio of the UAAL to the covered payroll was 25 percent. I As of January 1, 2008, the most recent actuarial valuation date, the Firefighter's Relief and Pension Plan was 103 percent funded. The actuarial accrued liability for benefits was $7.8 million, and the actuarial value of assets was $8.1 million, resulting in an unfunded actuarial accrued liability (UAAL) of ($247) thousand. The covered payroll was $-0- with no active employees covered. The Schedules of Funding Progress, presented as required supplementary information following the notes to the financial statements, present multiyear trend information regarding the change in the actuarial value of plan assets versus the actuarial accrued liabilities for benefits over time. Also included as required supplementary information following the notes to the financial statement, per Governmental Accounting Standards Board Statement Nos. 25 and 27, are the Schedules of Employer Contributions, which provide similar multiyear trend information on required employer contributions versus the ' actual amount contributed. ' 2. Police Supplemental Pension Fund A supplemental defined contribution pension plan exists for all eligible policemen, which is funded by earmarked revenues ' received from the State and is administered by the Board of the Police Supplemental Pension Plan. The revenues received from the State are allocated among eligible police officers on the basis of days employed as Clearwater Police Officers. These revenues received from the State of Florida "on-behalf' of the City's employees, which comprise the plan ' contributions, totaled $937,449 for the year ended September 30, 2009, and are obtained from an eighty-five one hundredths of one percent (0.85%) excise tax on the gross receipts from premiums collected on casualty insurance policies covering property within the City's corporate limits. These monies were recognized as General Fund revenues and General Fund police department expenditures in the current year. The current year contributions represent 4.8% of current year ' covered payroll. The fair value of cash and investments at September 30, 2009, totaled $13,482,114. The Police Supplemental Pension Fund is authorized by and operates under the provisions of Sections 2.471 through 2.480 of the Municipal Code of the City of Clearwater and Chapter 185 of Florida Statutes. Under the plan provisions, the total monies received during each fiscal year, after payment or provision for all costs and expenses of management and operation of the plan, are allocated to participants on the basis of the total number of shares to which each participant is entitled. Each participant is entitled to one share in the fund for each day of service as a police officer of the City. All police officers, as defined in Section 26.70(g) of the Code of Ordinances of the City of Clearwater, who are elected, appointed, or employed full-time by the City are eligible to participate in the plan. There are no employee contributions to the ' supplemental plan. Benefits are fully vested for a lump sum distribution after twenty years from the date of hire, with provision for partial vesting after ten or more years under the plan. Accumulated benefits are payable in full in case of death while employed by the City or in case of total and permanent job-related disability. Non-vested participants' account values upon termination of employment during any fiscal year are added to the monies received during that fiscal year for ' allocation to the remaining participants in the plan on the basis of total days worked. 73 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Plan assets, primarily investments, are valued at fair value for balance sheet purposes, in accordance with GASB No. 25. Investment values are determined using the estimated fair value determined by averaging estimated fair values obtained from three or more nationally recognized brokers. For the fiscal year ended September 30, 2009, the payroll of the covered officers' was $19,494,435; the City's total payroll for the same period was $89,850,696. Since the entitlement to benefits is based entirely upon the allocation of monies received by the plan to the participants' share accounts, there is no actuarial liability on the part of either the State or the City. 3. Firefighters Supplemental Pension Fund A supplemental defined contribution pension plan exists for all eligible firefighters, which is funded by earmarked revenues received from the State and is administered by the Board of the Clearwater Firefighters Supplemental Pension Plan. The revenues received from the State are allocated among eligible firefighters on the basis of days worked during the previous year. These revenues received from the State of Florida "on-behalf' of the City's employees, which comprise the plan contributions, amounted to $1,148,629 in the year ended September 30, 2009, and are obtained from a one and eighty-five one hundredths percent (1.85%) excise tax on the gross receipts from premiums collected on property insurance policies covering property within the City's corporate limits. These monies were recognized as General Fund revenues and General Fund fire department expenditures in the current year. The contributions represent 8.8% of current year covered payroll. The fair value of cash and investments at September 30, 2009, totaled $8,481,578. As the plan is described as a money purchase pension plan, whereby contributions are allocated based on the number of days worked during the fiscal year ended September 30, and interest earnings allocated based on the beginning balances in each participant's account, there is no actuarial liability on the part of the State or the City. The Firefighters Supplemental Pension Fund is authorized by and operates under the provisions of Sections 2.441 through 2.450 of the Municipal Code of the City of Clearwater and Chapter 175 of Florida Statutes. Eligibility requires two years of credited calendar year service as a firefighter with concurrent participation in the Employees' Pension Plan. There is no employee contribution to the supplemental plan, and benefits are vested for a lump sum distribution at ten years unless there is early retirement, disability or death. Non-vested participants' account values upon termination of employment are reallocated among the remaining participants on the basis of days worked during the previous year. Plan assets, primarily investments, are valued at fair value for balance sheet purposes, in accordance with GASB No. 25. Investment values are determined using the estimated fair value determined by averaging estimated fair values obtained from three or more nationally recognized brokers. For the fiscal year ended September 30, 2009, the covered payroll was $12,983,380; the City's total payroll for the same period was $89,850,696. 4. Pension Plan Financial Statements Separate financial statements are provided in the Notes per the guidance of GASB Statement No. 34 as follows: 74 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Statement of Fiduciary Net Assets: Defined Benefit Defined Contribution Pension Trust Funds Pension Trust Funds Police Firefighters Employees' Firemen's Supplemental Supplemental ASSETS Cash and investments $ 2,001,423 $ 2,526,363 $ 18,175 $ - Managed investment accounts, at fair value: Cash and cash equivalents 33,665,205 - 220,054 113,270 Government bonds 19,832,601 - 3,104,404 1,069,345 Agency bonds 7,050,461 4,700,201 794,454 325,390 Domestic corporate bonds 65,034,229 - 1,167,266 1,006,511 International corporate bonds - - 5,341 International equity securities 68,520,040 1,359,061 - Domestic stocks 230,595,726 - 6,787,319 1,770,556 Mortgage backed bonds 63,235,271 - 31,381 1,550,127 Other rights / warrants 94,393 - - - Commodity exchange-traded funds 563,473 - - - Domestic equity mutual funds 35,416,923 - - 342,255 International equity mutual fund 23,743,278 - - 2,298,783 Total managed investment accounts 547,751,600 4,700,201 13,463,939 8,481,578 Securities lending collateral 134,478,540 - - - Receivables: Interest and dividends 1,938,720 73,247 57,816 40,487 Unsettled investment sales 4,906,921 - - - Securities lending earnings 28,718 - - Due from others 99,542 - - 150,110 Total receivables 6,973,901 73,247 57,816 190,597 Total assets 691,205,464 7,299,811 13,539,930 8,672,175 LIABILITIES Accounts payable 736,072 - - - Unsettled investment purchases 13,317,098 - - Obligations under securities lending 136,034,800 - Total liabilities 150,087,970 - - - NET ASSETS Net assets held in trust for pension benefits $ 541,117,494 $ 7,299,811 $ 13,539,930 $ 8,672,175 75 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Statement of Changes in Fiduciary Net Assets: Defined Benefit Pension Trust Funds Defined Contribution Pension Trust Funds ADDITIONS Contributions: Contributions from employer Contributions from employer - state tax Contributions from employees Total contributions Investment income (loss): Net appreciation (depreciation) in fair value of investments Interest Dividends Less investment expenses: Investment management / custodian fees Net income (loss) from investing activities Securities lending income: Gross earnings Rebate paid Bank fee Net income (loss) from securities lending Total additions (losses) DEDUCTIONS Benefits and withdrawal payments: Benefits Withdrawal payments Total benefits and withdrawal payments Income (loss) before administrative expenses Administrative expenses Net increase (decrease) Net assets held in trust for pension benefits: Beginning of year End of year 5. 401(a) defined contribution plan Employees' Firemen's $ 10,368,010 $ $ 12,000 6,253,091 16,633,101 - Police Firefighters Supplemental Supplemental 937,449 1,148,629 a3/,44a I,14t9,0Ly 17,912,888 81,724 (290,577) 107,190 9,839,280 456,404 219,654 166,200 4,877,668 - 160,485 53,151 32,629,836 538,128 89,562 326,541 2,706,964 - 72,464 90,618 29,922,872 538,128 17,098 235,923 746,619 - - - (115,442) - - (176,604) - - 454,573 - - 47,010,546 538,128 954,547 1,384,552 24,322,035 832,454 725,565 954,657 610,253 - - - 24,932,288 832,454 725,565 954,657 22,078,258 (294,326) 228,982 429,895 164,704 10,731 23,356 21,913,554 (294,326) 218,251 406,539 519,203,940 7,594,137 13,321,679 8,265,636 $ 541,117,494 $ 7,299,811 $ 13,539,930 $ 8,672,175 For all management employees not covered under either of the defined benefit pension plans, the City provides pension benefits through a 401(a) defined contribution plan. In a defined contribution plan, benefits depend solely on amounts contributed to the plan plus investment earnings. Employees are participants from the date of employment and are fully vested upon enrollment. The plan is totally contributory on the part of the City in an amount equal to 15% of compensation on behalf of the City Manager and the City Attorney; 14% of compensation on behalf of the Chief of Police; and 8% of compensation on behalf of all other management contract employees and Assistant City Attorneys. The City makes bi- weekly contributions to the Trust throughout the plan year to meet its funding obligations under the plan. Plan provisions and contribution requirements are established and may be amended by the City Council. The International City Management Association Retirement Corporation (ICMA-RC), the trustee for the defined annuity, offers participants a variety of investment options. 76 City of Clearwater, Florida ' Notes to the Basic Financial Statements For the Year Ended September 30, 2009 The City's total payroll for the fiscal year ended September 30, 2009 was $89,850,696. The Plan members' payroll for the same period totaled $5,778,574. The City's contribution, per the above contribution rates, totaled $485,435. The assets, ' reported at fair value based on quoted market prices, totaled $4,006,547 at September 30, 2009. 6. Deferred compensation plan The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. I' The plan, available to all City employees, permits them to defer a portion of their salary until future years. Participation in the plan is optional. The deferred compensation is not available to employees until termination, retirement, death, or unforeseeable emergency. ' Effective January 1, 1997, Federal legislation converted the Section 457 deferred compensation assets from City assets to employee assets. As a result of these changes, plan assets are no longer subject to the claims of the City's general creditors. The City has previously reported the assets and associated liabilities of the deferred compensation plan in the City's financial statements as an agency fund. Effective with the change in legislation these assets are no longer City assets and the fiduciary responsibility has been transferred to the third party plan administrator. Consequently, effective with fiscal 1997, these assets are no longer reported in the accompanying financial statements, in compliance with Governmental Accounting Standards Board Statement No. 32. E. Post Employment Benefits Other Than Pension 1 Plan Description - The City of Clearwater administers a single-employer defined benefit healthcare plan (the "Plan") that provides medical insurance benefits to its employees and their eligible dependents. In accordance with Section 112.0801 of the Florida Statutes, because the City provides a medical plan to active employees of the City and their eligible dependents, the City is also required to provide retirees with the opportunity to participate in this Plan. Benefit provisions for the Plan are established by the City Council and may be amended by the City Council. The retirees pay the full group premium amount for health insurance with no explicit subsidy from the City. Additionally the City provides and pays for $1,000 of term life insurance for retirees. The term life insurance benefit provision is also established, and may be amended, by action of the City Council. The City does not issue stand-alone financial statements for these programs. Funding Policy - Contribution rates for the Plan are established on an annual basis by the City Council. Eligible retirees and their covered dependents receiving benefits contribute 100% of their premium costs for health insurance and 0% of the cost for the $1,000 term life insurance. For the year ended September 30, 2009, the total retiree contributions for health insurance premiums were $1,693,954. While the City does not directly contribute towards the costs of retiree premiums via ' an explicit subsidy, the ability of retirees to obtain health insurance coverage at a group rate which includes active employees, constitutes a significant economic benefit to retirees, or an "implicit" subsidy. This implicit subsidy is considered to be an other post employment benefit (OPEB) obligation of the City. The City is currently funding this OPEB obligation on a pay-as-you-go basis. For the year ended September 30, 2009, the City estimated it subsidized $728,617 of health care 1 costs for it retirees and their covered dependents, and paid $14,513 for life insurance benefits for retirees. Annual OPEB Cost and Net OPEB Obligation - The City's annual OPEB cost (expense) is calculated based on the annual ' required contribution of the employer (ARC), an amount actuarially determined in accordance with parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize unfunded liabilities of the plan over a period not to exceed thirty years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation to the City's Plan, including both the implicit rate subsidy for health insurance and the term life insurance benefit: iI 77 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Annual required contribution $ 2,657,200 Interest on net OPEB obligation 71,800 Adjustment to annual required contribution (99,800) Annual OPEB cost (expense) 2,629,200 Contributions made (642,600) Increase in net OPEB obligation 1,986,600 Net OPEB obligation - beginning of year 1,796,100 Net OPEB obligation - end of year $ 3,782,700 No trust or agency fund has been established for the plan and there were no adjustments to the annual required contribution or interest earnings. The City's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation (asset) for the fiscal year ending September 30, 2009, are presented below. Data is only presented for two fiscal years due to the implementation of GASB Statement 45 and this related disclosure effective with fiscal year ended September 30, 2008. Percentage of Fiscal Year Annual Annual OPEB Net OPEB Ended OPEB Cost Costs Contributed Obligation 9/30/2008 $ 2,415,000 25.6% $ 1,796,100 9/30/2009 $ 2,629,100 24.4% $ 3,782,700 As of September 30, 2009, the accrued liability for benefits was $25,316,800, all of which was unfunded. The covered payroll (annual payroll of active employees covered by the plan) was $80.4 million and the ratio of the unfunded actuarial liability (UAL) to covered payroll was 31.5%. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. Actuarial valuations for other post-employment benefits involve estimates of the value of reported amounts and assumptions about the probability of events far into the future, and consequently actuarially determined amounts are subject to continual revision as results are compared to past expectations and new estimates are made about the future. For the September 30, 2009 actuarial valuation, the unit credit, level dollar actuarial cost method was used. The annual required contribution (ARC) reflects a 30-year, level dollar open amortization of the unfunded actuarial accrued liability (AAL). The actuarial assumptions included a 4.0% investment rate of return and 4.0% projected salary increases. Annual medical costs are assumed to increase 8.5% in the first year of valuation, with future annual increases assumed to grade uniformly to 5% over a seven year period and remain at 5% thereafter. F. Securities lending transactions The City of Clearwater Employees' Pension Plan participates in securities lending transactions, as authorized by the Pension Trustees on April 14, 2003, via a Securities Lending Authorization Agreement with Northern Trust Company, who is also the pension plan's custodian. Securities are loaned versus collateral that may include cash, U.S government securities, and irrevocable letters of credit. U.S. government securities are loaned versus collateral at 102% of the market value of the securities plus any accrued interest. Non-U.S. securities are loaned versus collateral at 105% of the market value plus any accrued interest. The Plan's investment policy places no restrictions on the amount of securities that can be loaned. Non-cash collateral cannot be pledged or sold unless the borrower defaults. All securities loans can be terminated on demand by either the lender or the borrower. The average term for the pension plans loans at September 30, 2009 was 32 days. If a borrower fails to return the loaned security because of bankruptcy, insolvency, reorganization, liquidations, receivership, conservatorship, or a similar event, Northern Trust Company shall, at its expense, credit the City with the difference between 78 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 the market value of such loaned security and the market value of the related collateral. At September 30, 2009, there was no failure by a borrower to return a loaned security. Cash "open" collateral is invested in a short-term investment pool, the Core USA Collateral Section, which had an average weighted maturity of 31 days as of September 30, 2009. Cash collateral may also be invested separately in "term loans" in which investments match the loan term. These term loans may be terminated on demand by either the lender or the borrower. Because of the unprecedented turmoil in the financial markets some of the securities held by the Core USA Collateral Fund suffered an unrealized "paper" loss during fiscal year 2008. The Plan's share of the decline in market value of these securities is $1,556,260, and has been reflected in the pension plan's financial statements. None of these securities are in default and Northern Trust believes that at maturity they will receive par for all securities. There were no significant violations of legal or contractual provisions, nor any borrower or lending agent defaults known to the securities lending agent. The Plan did not impose any restrictions on the amount of loans made by Northern Trust during fiscal ?i year 2009. Northern Trust has indemnified the Plan for losses attributable to violations by the entity of the Standard of Care set out in the Agreement. Northern Trust has also indemnified the Plan for all losses as a result of borrower default and for any losses resulting from related collateral insufficiency. At year-end the Plan has no credit risk exposure to borrowers because the amounts the Plan owes the borrowers equal or exceed the amounts the borrowers owe the Plan and the lending agent indemnifies the Plan if the collateral is inadequate to repay the borrowers. The deficiency of the cash collateral versus fair values of U.S. Equity securities listed below is a temporary situation due to change in market values and time lag in obtaining additional collateral; and does not reflect credit risk exposure due to the fact that the lending agent agreement indemnifies the Plan against loss if the collateral is inadequate to replace the securities lent. The unrealized loss on Core USA collateral pool of $1,556,260 per following table is discussed above. The following is a summary of securities on loan and their collateral: Security Type U.S. Corporate Fixed U.S. Equity U.S. Government Fixed U.S. Agencies Global Equities Core USA unrealized loss Total Securities Collateralized by Cash Fair Value Cash Collateral 7,219,931 $ 7,406,469 110,333,204 113,200,729 9,205,960 9,417,158 3,423,484 3,503,332 2,306,304 2,507,112 (1,556,260) - 132,4F8_,8_87_ 34,47875 0 5,270 5,39 Securities Collateralized by Non-Cash Fair Value Non-Cash Collateral f - $ - 5,270 5,392 On the statement of fiduciary net assets, a securities lending asset of $134,478,540 was reported that represents the fair value of the investments made with cash collateral at September 30, 2009. In addition, a securities lending obligation of $136,034,800 was reported that represents the collateral that the City is required to maintain to cover the market value of the loaned securities. The statement of changes in fiduciary net assets represents the net income associated with the securities lending transactions of $454,573. G. Contingencies and commitments Loan Guarantee - PACT, Inc. PACT, Inc. is a nonprofit corporation formed in 1978, for the purpose of financing, constructing, and operating a performing arts center. Per a Guaranty Agreement dated May 18, 2001, the City guaranteed $1,000,0000 on a $5,000,000 mortgage note for PACT, Inc., used to refinance a previous mortgage with a similar City guarantee. City management does not ' consider it probable that this guarantee will be called, and, accordingly, no amounts have yet been accrued or otherwise recorded in the accompanying financial statements to reflect this possibility. Loan Guarantee - Chi Chi Rodriquez Youth Foundation, Inc. ' On March 30, 1992, the City Council approved a contingent loan guarantee of $1,000,000 on a $2,500,000 note for the Chi Chi Rodriquez Youth Foundation, Inc. The proceeds of the note were used to refinance existing foundation debt incurred to construct a golf course on a parcel of City-owned land. Subsequently, the note was refinanced with Variable Rate Demand Revenue Bonds (Chi Chi Rodriquez Youth Foundation Project), Series 1998, on August 1, 1998. In the event of default, the City is obligated to contribute $1,000,000 out of legally available non-ad valorem revenues. In addition, the City has the option to retire the entire unpaid balance and assume ownership and operation of the golf course facility. 79 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 Pollution Remediation Claims Liabilities During fiscal year 2009, the City implemented GASB Statement 49, Accounting and Financial Reporting for Pollution Remediation Obligations. This statement requires that the City analyze known polluted sites to determine future component cost outlays, including estimation where required, for pollution remediation. The effect of adopting GASB Statement 49 was a $234,839 accrued liability for petroleum contamination cleanup at the fuel site at the Clearwater Airpark, an enterprise fund of the City. It is estimated that at least 57% of these cleanup costs are reimbursable through a grant from the Florida Department of Transportation. At fiscal year-end, grant-related expenditures for this cleanup are less than $500 and no reimbursement has been accrued. The City has nineteen other sites that currently have known contamination from petroleum products, metals, chlorine or coal tar. Ten of these sites are on the State of Florida Petroleum Clean-up Program. When any of these ten sites will be scheduled for cleanup cannot be determined at this time. The remaining nine sites are under monitoring plans or are awaiting responses from the Florida Department of Environmental Protection (FDEP) on data submitted by the City. Any additional cleanup costs for these sites cannot be estimated at this time. Additionally the City has eleven further sites that are awaiting a No Further Action Site Rehabilitation Completion Order from the FDEP. No further costs are anticipated to be incurred for these sites. Soil and groundwater contamination site The City owns a property, currently used by the City Gas Division as its administrative offices and operating facility, that has been identified as having soil and groundwater impacts in a June 1990 report prepared by a United States Environmental Protection Agency contractor. The contamination allegedly resulted from the prior operation of a manufactured gas plant (MGP) from approximately 1929 to 1960. Following the discovery of the impacts, the Florida Department of Environmental Protection (FDEP) directed the City to implement measures to delineate the area and vertical extent of the impacts at the Property, and, if necessary, implement appropriate remedial action. Field activities to delineate the extent of impacts were performed between 1995-2003. The results of the final field work are presented in a Supplemental Assessment Report dated May 2003, in which the City's consultant concluded that field activities to delineate the extent of soil and groundwater impacts were complete and that a risk assessment should be undertaken to evaluate an appropriate remedy for the reported impacts. By letter dated April 19, 2004, FDEP directed the City to install two additional monitoring wells within the source area on site to delineate the vertical extent of groundwater impacts. The City and FDEP previously discussed the potential harm to the underlying aquifer that may result from the installation of monitoring wells through a source area and the underlying clay confining unit during a meeting with FDEP held on November 29, 2003. Based on the advice of its environmental consultant and other specialists consulted concerning this issue, the City has consistently maintained that the installation of the additional monitoring wells requested by FDEP will likely provide a pathway for the migration of impacts into the aquifer underlying the clay confining unit that is otherwise not presently impacted by the former operations of the MGP based on existing perimeter monitoring well data. The City responded to the FDEP by letter dated April 29, 2004, requesting that FDEP advise the City whether the directive to install the additional vertical extent wells was deemed by FDEP to be final agency action that would otherwise be subject to review in an administrative proceeding. The City's April 29, 2004 response included a request for an extension of time to file an administrative proceeding in the event that FDEP deemed the April 19, 2004 FDEP communication to be final agency action. On January 17, 2008, FDEP issued a letter to the City stating FDEP was willing to replace the need for additional vertical delineation wells with periodic sampling of the existing deep wells, so long as they remain unaffected by the contaminants of concern on the site. Prior to the resolution of this outstanding matter, we are unable to determine, to an acceptable degree of certainty, whether remediation will, in fact, be required at the Property and, if so, the estimated cost of such remediation. During fiscal 2005, the Myrtle Avenue Utility and Roadway Widening project began, requiring extensive dewatering during construction. Consulting, equipment, laboratory, permitting, and labor costs for dewatering in areas where there was suspected or known contamination from the former MGP plant were charged to the City of Clearwater Gas Division. The City has pursued insurance claims under certain insurance policies covering the Property for the period of time from June 1961 through July 1986. The City recovered $487,500 in various insurance settlement payments thru September 30, 1991. On September 17, 2001, the City agreed to reduce its claim against Southern American Insurance Company ("SAIC"), the sole remaining excess carrier, to an undiscounted value of $300,000. Because this carrier was in liquidation, we were unable to determine, to an acceptable degree of certainty, the actual amount of payment to be received by the City. 80 City of Clearwater, Florida Notes to the Basic Financial Statements For the Year Ended September 30, 2009 In December 2007, the liquidator managing the SAIC liquidation made an initial payment to the City in the amount of $96,000. In September 2008, a final distribution payment of $174,000 was issued to the City for a total collection amount of $270,000 on the $300,000 claim settlement. In summary, the City has recovered $757,500 on all of its outstanding insurance claims. Since 1993, the City has spent a total of $758,238 on the manufactured gas plant assessment activities, which includes both environmental consultant and outside attorney fees. Contractual Commitment - Water and Sewer Utility Under the terms of a 30-year contract between the City and Pinellas County, which is effective through September 30, 2035, the maximum amount of water available to the City is 15 million gallons per day on an annual average basis with no minimum quantity purchase requirement. Effective October 1, 2009, the rate, which is set by the Pinellas County Board of County Commissioners (BOCC), was $3.1844 per 1,000 gallons.The cost of water purchased from the County during fiscal years 2008 and 2009 was $9,264,739 and $8,312,863, respectively. Grant Revenues During the current fiscal year and prior fiscal years, the City received revenues and contributions related to grants from the Southwest Water Management District, the State of Florida, the federal government, and other grantors. These grants are for specific purposes and are subject to review and audit by the grantor agencies. Such audits could result in requests for reimbursement for expenditures disallowed under the terms of the grants. Based upon prior experience, City management believes such disallowances, if any, will not be significant. G. Pending litigation In the normal course of operations the City is a defendant in various legal actions, the ultimate resolution of which is not expected to have a material effect on the financial statements, other than for amounts that have been reserved and recorded as liabilities in the Central Insurance Fund. H. Conduit debt The City has one issue of conduit debt outstanding as follows: Description / Purpose Drew Gardens Refunding Bonds / residential rental facility Original Amount Amount Issue Outstanding Outstanding Amount at 9/30/08 at 9/30/09 $ 3,425,000 $ 2,645,000 $ 2,565,000 The bonds do not constitute a debt, liability, or obligation of the City of Clearwater, the State of Florida, or any political subdivision thereof and accordingly have not been reported in the accompanying financial statements. 81 Page 1 of 3 City of Clearwater, Florida Defined Benefit Pension Plans Required Supplementary Information - Unaudited Schedules of Fundinc Procress: Employees Pension Plan Actuarial Actuarial Actuarial Unfunded AAL Valuation Value of Accrued Liability Unfunded Funded Covered as a Percentage Date Assets (AAL) - Entry Age AAL Ratio Payroll of Covered Payroll (a) (b) (b-a) a/b) (c) ((b-a) /c) 1/1/2004 $ 507,256,663 $ 546,915,627 $ 39,658,964 93% $ 69,907,473 57% 1/1/2005 $ 510,265,274 $ 549,136,184 $ 38,870,910 93% $ 73,836,304 53% 1/1/2006 $ 525,573,824 $ 563,597,580 $ 38,023,756 93% $ 76,010,269 50% 1/1/2007 $ 559,830,590 $ 582,248,127 $ 22,417,537 96% $ 79,385,090 28% 1/1/2008 $ 610,979,087 $ 632,559,753 $ 21,580,666 97% $ 80,371,617 27% 1/1/2009 $ 536,834,473 $ 557,515,503 $ 20,681,030 96% $ 82,104,837 25% Firefighters Relief and Pension Plan Actuarial Actuarial Actuarial Unfunded AAL Valuation Value of Accrued Liability Unfunded Funded Covered as a Percentage Date Assets (AAL) - Entry Age AAL Ratio Payroll ' of Covered Payroll (a) (b) (b-a) a/b (c) ((b-a) /c) 1/1/2003 $ 5,741,450 $ 10,483,967 $ 4,742,517 55% $ - n/a 1/1/2004 $ 6,190,744 $ 9,974,824 $ 3,784,080 62% $ - n/a 1/1/2005 $ 6,744,043 $ 8,938,022 $ 2,193,979 75% $ - n/a 1/1/2006 $ 7,445,172 $ 8,773,238 $ 1,328,066 85% $ - n/a 1/1/2007 $ 8,375,505 $ 8,320,672 $ (54,833) 101% $ - n/a 1/1/2008''" $ 8,063,338 $ 7,815,729 $ (247,609) 103% $ - n/a Covered payroll is for the calendar year period used for the actuarial valuation. ** Effective 1/1/2008 the fully funded Firefighters Relief and Pension Plan has opted for biennial actuarial valuations. Consequently there was no valuation done on 1/1/2009, with the next valuation to be 1/1/2010. 82 City of Clearwater, Florida Defined Benefit Pension Plans Required Supplementary Information - Unaudited Page 2 of 3 Schedules of Employer Contributions: Employees' Pension Plan Year Annual (a) Ended Required Percent Sept. 30, Contribution Contributed 2004 $ 4,156,253 116% 2005 $ 5,415,848 95% (b) 2006 $ 11,614,495 64% (b) 2007 $ 13,180,855 78% (b) 2008 $ 10,805,681 96% (b) 2009 $ 8,451,471 122% (a) The actuarially determined contributi on requirements for the City's fiscal year ended September 30, 2009, are based on actuarial valuations as of Jan uary 1, 20 08. Since the City's contributions are made during its fiscal year, which commences nine months after the date of t he actuarial valuations, the City, with approval of State regulatory authorities, is following the practice of a dding inte rest to its required contributions at the assumed rate of return on investments for a period of one year. (b) The actual contribution is less than t he annual required contribution due to a "drawdown" of the net pension asset. ' Firefi s Relief and Pension Plan ghter Year Annual Ended Required Percent Sept. 30, Contribution Contributed 2004 $ 1,264,729 101% 2005 $ 1,331,045 100% 2006 $ 1,397,390 100% 1 2007 $ 1,467,259 100% 2008 $ (a) n/a 2009 $ - n/a (a) Effective with the fiscal year ended September 30, 2007, the Firefighter's Relief and Pension Plan, with no remaining active members (only retirees), was fully funded per the requirements of the governing Ordinance. The City may elect to contribute should future valuations show an actuarial need for such. 1 83 Page 3 of 3 City of Clearwater, Florida Defined Benefit Pension Plans Required Supplementary Information - Unaudited Notes To Schedules Of Required Pension Supplementary Information Annual required contributions for the Employees' Pension Plan are calculated using the Entry Age Normal with Frozen Initial Liability method. The initial unfunded actuarial accrued liability determined at July 1, 1963 is being amortized over a 40-year period; changes made in 1979 and subsequent years which have had the effect of either increasing or decreasing the actuarial liability are being amortized over a 30-year period from their effective dates in accordance with State law. The amortization method is level dollar closed. Annual required contributions for the Firefighter's Relief and Pension Plan are based on the aggregate actuarial cost method, under which the unfunded portion of the present value of the projected benefits is allocated over the present value of a 6.0% per year increasing annuity for the remaining years in the 35-year funding period which begin January 1, 1972, pursuant to an agreement between the City and the Plan participants. For this purpose, the unfunded actuarial liability is determined after consideration of the available assets at the valuation date. The increasing fixed schedule produced by this method was established in 1988 and will be modified in the future only to the extent that a current valuation indicates a higher required cost level, or if the resulting cost level exceeds 60% of a mill in a current year. The amortization method for the Firemen's Relief and Pension Fund is a non-standard (no active employees) closed cost method. The actuarially determined contribution requirements for the City's fiscal year ended September 30, 2009, are based on actuarial valuations as of January 1, 2008. Since the City's contributions are made during its fiscal year, which commences nine months after the date of the actuarial valuations, the City, with approval of State regulatory authorities, is following the practice of adding interest to its required contributions at the assumed rate of return on investments for a period of one year in the case of the Employees' Pension Plan and for nine months in the case of the Firefighter's Relief and Pension Plan. Significant actuarial assumptions utilized in the actuarial valuations as of January 1, 2008, in the determination of the annual required contribution are as follows: Employees' Pension Plan (1) Assumed rate of return on investments of 7.5% per annum. (2) Projected salary increase at a rate of 6% per year, including cost-of-living adjustments of 3% and merit or seniority increases at 3%. (3) Mortality based on the RP 2000 Combined Healthy Mortality Table. (4) Pre-retirement withdrawals assumed to occur in accordance with a table of declining withdrawal rates based on hazardous versus non-hazardous duty categories. (5) Pre-retirement incidence of disability assumed to occur in accordance with a standard scale of moderate disability rates (Class 1, 1952 Inter-Company); rates for females assumed to be twice that for males. (6) Assumed inflation rate of 3% Firefighter's Relief and Pension Plan (1) Assumed rate of return on investments of 4.5% compounded annually. (2) Assumed benefits grow at annually compounded rate of 2% related to cost of living adjustments only. (3) Mortality based on the 1994 Unisex Mortality Table projected to 2010 for participants. (4) Assumed no withdrawals will occur. (5) Assumed probability of an active participant becoming disabled is zero (no active participants). (6) Assumed value of one mill of ad valorem tax will increase at rate of 5% per year. (7) Assumed inflation rate of 3% Significant changes affecting the presented 6-year trend information include: The actuarial valuation of the Employees' Pension Plan as of January 1, 2007, reflected changes in actuarial assumptions as follows: The mortality assumption was updated from the 1994 Group Annuity Reserving Table to the RP 2000 Combined Healthy Mortality Table; the retirement assumption was updated to reflect the City's experience and expected future retirement rates; and the withdrawal assumption was updated to reflect the City's experience and expected future withdrawal rates. The impact of these changes decreased the unfunded actuarial accrued liability from $37,113,063 to $22,417,537. The actuarial valuation of the Employees' Pension Plan as of January 1, 2002, reflected changes in actuarial assumptions as follows: An investment yield of 7.5% versus the prior valuation assumption of 7.0%. Salaries were projected to increase at 6% versus the prior valuation assumption of 5%. Employee turnover rates were revised for male and female employees and separate rates were adopted for hazardous duty employees. The mortality table was changed from the 1983 Group Annuity Mortality Table to the 1994 Group Annuity Reserving Table. Finally, the retirement age assumption was changed from 100% retirement at first eligibility for unreduced benefits to a table of decrements at different ages. The impact of these changes decreased the unfunded actuarial accrued liability from $72,178,974 to $41,332,472. The actuarial valuation of the Firefighter's Relief and Pension Plan as of January 1, 2003, reflected two changes in actuarial assumptions. The report assumed an investment yield of 4.5% versus the prior valuation assumption of 5.5%. Also, the mortality pattern assumption used the 1994 Unisex Morality Table versus the previous 1983 Group Annuity Mortality Table. The impact of these changes increased the unfunded actuarial accrued liability from $2,648,428 to $4,742,517. t 84 1 Page 1 of 1 City of Clearwater, Florida Other Post-Employment Benefits Required Supplementary Information - Unaudited Schedule of Employer Contributions: Fiscal Year Ending September 30, 2008 (2) September 30, 2009 Annual Required Estimated Percentage Contributions Contributions (1) Contributed $ 2,415,000 $ 618,900 25.6% $ 2,657,200 $ 642,600 24.2% (1) Since there is no funding, these are the estimated benefit payments. (2) Initial year of plan disclosure, no prior data available. Schedule of Funding Progress: Actuarial Actuarial Accrued Unfunded AAL Fiscal Value of Liability (AAL) - Unfunded Funded Covered as a Percentage Year Assets Projected Unit Credit AAL Ratio Payroll of Covered Payroll Ending (a) (b) (b-a) a/b (c) ((b-a) /c) September 30, 2008 (1) $ - $ 23,215,500 $ 23,215,500 0% $ 83,088,355 27.9% September 30, 2009 $ - $ 25,316,800 $ 25,316,800 0% $ 80,380,800 31.5% (1) Initial year of plan disclosure, no prior data available. 85 This Page Intentionally Left Blank 86 1 Nonmajor Governmental Funds Special Revenue Funds Special revenue funds are used to account for specific revenues that are legally restricted to expenditures for particular purposes. Special Programs Fund - to account for grants and contributions, the use of which is restricted for certain programs. Community Redevelopment Agency Fund - to account for receipt, custody, and expenditure of property tax increment funds associated with related redevelopment projects. Local Housing Assistance SHIP Trust Fund - to account for monies allocated to the City under the State Local Housing Assistance SHIP grant program. Pinellas County Local Housing Assistance Trust Fund - to account for monies allocated to the City under the Pinellas County Local Housing Assistance grant program. 87 Debt Service Funds Debt service funds provide separate accounting records for all debt interest, principal, and reserve requirements for general government long-term. Debt of proprietary funds is serviced through restricted accounts maintained within the individual enterprise or internal service fund associated with the debt. Improvement Revenue Refunding Bonds Debt Service Fund - to account for the advance monthly accumulation of resources by transfer of public service tax and communications services tax revenues from the General Fund and the payment of currently maturing installments of principal and interest during each fiscal year. Beachwalk Improvement Revenue Bonds Debt Service Fund - to account for the advance monthly accumulation of resources by transfer of public service tax and communications services tax revenues from the General Fund and the payment of currently maturing installments of principal and interest during each fiscal year. Infrastructure Sales Tax Revenue Bonds Debt Service Fund - to account for the advance monthly accumulation of resources by transfer of sales tax revenues from the Special Development Special Revenue Fund and the payment of currently maturing installments of principal and interest during each fiscal year. Notes and Mortgages Debt Service Fund - to account for the advance monthly accumulation of resources by transfer of General Revenues from the General and Special Revenue Funds and the payment of currently maturing installments of principal and interest on the various note and mortgage obligations of the governmental funds during each fiscal year. Spring Training Facility Revenue Bonds Debt Service Fund - to account for the advance monthly accumulation of resources received from the State of Florida and Pinellas County, and the payment of currently maturing installments of principal and interest each year. 88 E LI t Capital Projects Funds Capital projects funds are used to account for resources to be used for the acquisition or construction of major capital improvement projects, other than those financed by proprietary funds. A major capital improvement project is a property acquisition, a major construction undertaking, or a major improvement to an existing facility or property, with a cost greater than $25,000 and a minimum useful life of at least five years. Community Redevelopment Agency Capital Projects Fund - to provide separate accounting records for the acquisition or construction of capital improvement projects for the Clearwater Community Redevelopment Agency. ?1 1 'I 'i 1 89 City of Clearwater, Florida Combining Balance Sheet Nonmajor Governmental Funds September 30, 2009 Special Revenue Funds SHIP Pinellas County Community Local Housing Local Housing Special Redevelopment Assistance Assistance Programs Agency Trust Trust Total ASSETS Cash and investments $ 11,956,711 $ 743,097 $ 1,273,040 $ 965,806 $ 14,938,654 Receivables: Accrued interest 74,364 6,741 6,322 5,834 93,261 Mortgage notes 5,111,501 - 7,291,652 913,250 13,316,403 Rehab advances 11,200 - 1,276 - 12,476 Other 8,228 39,241 - 47,469 Investments - - - Due from other governments - grants 562,866 - 562,866 Land held for resale 84,701 1,914,050 1,998,751 Prepaid items - - - Advances to other funds 700,000 700,000 Total assets $ 18,509,571 $ 2,703,129 $ 81572,290 $ 11884,890 $ 31,669,880 LIABILITIES Accounts and contracts payable $ 145,956 $ 1,838 $ 58,522 $ $ 206,316 Accrued payroll 43,411 - - 43,411 Due to other governmental entities 844 48,000 - 48,844 Construction escrows 17,033 - 11,967 162,227 191,227 Due to other funds (deficit in pooled cash) - - - - - Advances from other funds 700,000 700,000 Deferred revenue 39,241 39,241 Total liabilities 207,244 789,079 70,489 162,227 1,229,039 FUND BALANCES Reserved for: Interfund and notes receivable 5,811,501 7,291,652 913,250 14,016,403 Grant programs 8,571,665 - - - 8,571,665 Land held for resale 84,701 1,914,050 1,998,751 Debt service: Current requirements - principal - - - Current requirements - interest Future requirements - - - Unreserved, reported in: Special revenue funds 3,834,460 1,210,149 809,413 5,854,022 Debt service funds - - - - Capital projects funds - - - Total fund balances 18,302,327 1,914,050 8,501,801 1,722,663 30,440,841 Total liabilities and fund balances $ 18,509,571 $ 21703,129 $ 81572,290 $ 11884,890 $ 31,669,880 The notes to the financial statements are an integral part of this statement. 90 Debt Service Funds Capital Spring Project Improvement Beachwalk Infrastructure Training Fund Total Revenue Improvement Sales Tax Notes Facility Community Nonmajor Refunding Revenue Revenue and Revenue Redevelopment Governmental Bonds Bonds Bonds Mortgages Bonds Total Mency Funds $ 281,979 $ 49,182 $ 5,604,933 $ - $ 485,676 $ 6,421,770 $ 5,686,767 $ 27,047,191 1,354 3,028 4,382 42,778 140,421 13,316,403 - - - 12,476 - - 47,469 888,514 888,514 888,514 - - 562,866 - - 1,998,751 24,565 24,565 24,565 700,000 $ 1,171,847 $ 49,182 $ 51604,933 $ 24,565 $ 488,704 $ 7,339,231 $ 5,729,545 $ 44,738,656 $ $ $ $ $ $ $ 763 $ 207,079 - 43,411 48,844 191,227 24,565 24,565 24,565 - - 700,000 39,241 24,565 24,565 763 1,254,367 14,016,403 8,571,665 - - - - - 1,998,751 236,667 20,833 5,516,667 309,167 6,083,334 6,083,334 71,963 28,349 88,266 46,092 234,670 234,670 861,000 - - - 861,000 861,000 - - - 5,854,022 2,217 133,445 135,662 - 135,662 - 5,728,782 5,728,782 1,171,847 49,182 5,604,933 - 488,704 7,314,666 5,728,782 43,484,289 $ 1,171,847 $ 49,182 $_ __5 04 933 $ 24,565 $ 488,704 $ 7,339,231 $ 5,729,545 $ 44,738,656 91 City of Clearwater, Florida Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended September 30, 2009 Special Revenue Funds SHIP Pinellas County Community Local Housing Local Housing Special Redevelopment Assistance Assistance Programs Agency Trust Trust Total REVENUES Intergovernmental: Federal $ 2,517,481 $ $ - $ $ 2,517,481 State 133,213 979,588 1,112,801 Local 199,297 1,109,190 - 399,497 1,707,984 Charges for services 1,149,758 - - 1,149,758 Fines and forfeitures 692,362 - - - 692,362 Investment earnings 596,934 44,418 56,742 55,574 753,668 Miscellaneous 688,539 72,676 12,841 774,056 Total revenues: 5,977,584 1,226,284 1,049,171 455,071 8,708,110 EXPENDITURES Current: General government 1,387,848 - - - 1,387,848 Public safety 1,817,393 1,817,393 Physical environment 261,304 - - - 261,304 Economic environment 540,528 174,591 281,745 127,501 1,124,365 Human services 135,380 - - - 135,380 Culture and recreation 1,578,925 1,578,925 Debt service: Principal - - Interest & fiscal charges - - Capital outlay 203,414 - 203,414 Total expenditures 5,924,792 174,591 281,745 127,501 6,508,629 Excess (deficiency) of revenues over/(under) expenditures 52,792 1,051,693 767,426 327,570 2,199,481 OTHER FINANCING SOURCES (USES) Transfers in 3,893,380 930,594 - - 4,823,974 Transfers out (942,065) (1,982,287) (99,782) (55,072) (3,079,206) Total other financing sources (uses) 2,951,315 (1,051,693) (99,782) (55,072) 1,744,768 Net change in fund balances 3,004,107 - 667,644 272,498 3,944,249 Fund balances- beginning 15,298,220 1,914,050 7,834,157 1,450,165 26,496,592 Fund balances - ending $ 18,302,327 $ 1,914,050 $ 8,501,801 $ 1,722,663 $ 30,440,841 The notes to the financial statements are an integral part of this statement. 92 Debt Service Funds Capital Spring Project Improvement Beachwalk Infrastructure Training Fund Total Revenue Improvement Sales Tax Notes Facility Community Nonmajor Refunding Revenue Revenue and Revenue Redevelopment Governmental Bonds Bonds Bonds Mortgages Bonds Total Agency Funds $ $ $ $ $ - $ - $ $ 2,517,481 500,004 500,004 1,612,805 587,650 587,650 2,295,634 - - 1,149,758 - - 692,362 23,591 3,307 183,654 16,534 227,086 331,643 1,312,397 774,056 23,591 3,307 183,654 1,104,188 1,314,740 331,643 10,354,493 1,387,848 1,817,393 - 261,304 504,884 1,629,249 - 135,380 1,578,925 340,000 115,000 6,355,000 500,291 515,000 7,825,291 7,825,291 438,150 170,088 396,875 50,878 561,145 1,617,136 - 1,617,136 1,075,374 1,278,788 778,150 285,088 6,751,875 551,169 1,076,145 9,442,427 1,580,258 17,531,314 (754,559) (281,781) (6,568,221) (551,169) 28,043 (8,127,687) (1,248,615) (7,176,821) 764,651 288,332 6,704,321 551,169 - 8,308,473 1,687,220 14,819,667 (134,024) (3,213,230) 764,651 288,332 6,704,321 551,169 8,308,473 1,553,196 11,606,437 10,092 6,551 136,100 - 28,043 180,786 304,581 4,429,616 1,161,755 42,631 5,468,833 460,661 7,133,880 5,424,201 39,054,673 $__1J71 ,847 $ 49,182 $ 5,604,933 $ $ 488,704 $ 7,314,666 $ 5,728,782 $ 43,484,289 93 This Page Intentionally Left Blank 94 City of Clearwater, Florida Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual (GAAP Basis) Community Redevelopment Agency For the Year Ended September 30, 2009 REVENUES Intergovernmental - Local Investment earnings Miscellaneous Total revenues EXPENDITURES Current - Economic environment Total expenditures Excess of revenues over expenditures OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) Excess (Deficiency) of revenues and other sources over expenditures and other uses Fund balances - beginning Fund balances - ending Variance with Budgeted Amounts Final Budget Actual Positive Original Final Amounts (Negative) $ 1,110,789 $ 1,109,190 $ 1,109,190 $ 100,000 100,000 44,418 (55,582) 65,328 70,326 72,676 2,350 1,276,117 1,279,516 1,226,284 (53,232) 286,846 286,585 174,591 111,994 286,846 286,585 174,591 111,994 989,271 992,931 1,051,693 58,762 932,254 930,594 930,594 (1,921,525) (1,923,525) (1,982,287) (58,762) (989,271) (992,931) (1,051,693) (58,762) 1,914,050 1,914,050 1,914,050 $ 1,914,050 $ 1,914,050 $ 1,914,050 $ The notes to the financial statements are an integral part of this statement. 95 This Page Intentionally Left Blank 96 Nonmajor Enterprise Funds Enterprise funds are used to account for the financing, acquisition, operation, and maintenance of governmental facilities that are supported primarily by user charges. Recycling Utility Fund - to account for the financing, processing, operation and maintenance of the City's recycling service from charges made to users of the services and funds received from the sale of recyclable commodities processed to meet market requirements. The service area extends beyond the City limits Marine Operations Fund - to account for the financing, operation, and maintenance of the City's marine operations (excluding the downtown boat slips) and associated real property from rents collected from users. Aviation Operations Fund - to account for the financing, operation, and maintenance of the City's airpark operations from rents collected from users. Parking System Fund - to account for the financing, construction, operation and maintenance of the City's parking system, including on- and off-street parking on Clearwater Beach and Downtown Clearwater, from parking charges. Harborview Center Fund - to account for the operation of the City's convention center and related facilities. Downtown Boat Slips Fund - to account for the financing, operation, and maintenance of the City's downtown boat slips from boat slip rentals. 97 City of Clearwater, Florida Combining Statement of Net Assets Nonmajor Enterprise Funds September 30, 2009 ASSETS Current assets: Cash and investments Accrued interest receivable Accounts and contracts receivable: Billed Unbilled charges estimated Less: Allowance for uncollectable accounts Total receivables, net Due from other governmental entities Inventories, at cost Prepaid expenses and other assets Total current assets Noncurrent assets: Restricted cash and investments Deferred charges Net pension asset Capital assets: Land and other nondepreciable assets Capital assets, net of accumulated depreciation Total noncurrent assets Total assets LIABILITIES Current liabilities: Accounts and contracts payable Accrued payroll Deposits Unearned revenue and liens Current portion of long-term liabilities: Compensated absences Notes, loan pool agreement and acquisition contracts Advances from other funds Total current liabilities (payable from current assets) Current liabilities (payable from restricted assets): Accrued interest payable Total current liabilities payable from restricted assets Total current liabilities Noncurrent liabilities: Compensated absences Other postemployment benefits Revenue bonds (net of unamortized discounts/premiums) Notes, loan pool agreement and acquisition contracts Advances from other funds Total non-current liabilities Total liabilities Net assets: Invested in capital assets, net of related debt Restricted for: Revenue bond debt service and sinking fund requirements Parking improvements Unrestricted Total net assets The notes to the financial statements are an integral part of this statement. Recycling Marine Utility Operations $ 4,584,178 $ 56,296 33,684 82,526 110,639 193,165 (2,410) 190,755 - 33,124 10,313 - 4,818,930 89,420 172,370 101,675 - 670,086 625,770 684,578 798,140 1,456,339 5,617,070 1,545,759 16,700 24,592 39,505 38,574 - 18,995 30,758 55,575 80,293 167,256 137,736 167,256 137,736 20,418 36,893 45,279 37,825 169,716 235,413 74,718 402,669 212,454 375,761 1,354,664 4,838,640 (21,359) $ 5,214,401 $ 1,333,305 98 1 Aviation Parking Harborview Downtown Operations System Center Boat Slips Total $ 321,734 $ 18,039,668 $ 918,445 $ 5,909,348 $ 29,829,669 2,076 123,544 3,360 63,687 226,351 i - - 11,621 - 94,147 _ - 110,639 11,621 5,973,035 204,786 - - (2,410) ' 11,621 5,973,035 202,376 86,199 - - 86,199 - - 22,967 21,980 _ 56,091 32,293 410,009 18,163,212 978,373 5,973,035 30,432,979 - 37,035 - 9,005,286 38,727 9,042,321 38,727 5,415 94,172 373,632 1,410,900 992,082 926,000 6,882,199 10,881,267 1,951,138 3,256,613 6,096,512 12,614,611 3,367,453 4,379,902 7,022,512 15,926,212 32,950,558 - 3,777,462 22,543,114 8,000,885 21,899,247 63,383,57 270,891 30,929 363,289 1,017,516 1,723,917 2,883 35,159 - - 116,121 - 1,475 69,176 10,028 99,674 17,773 17,773 6,091 40,847 133,271 - 3,684 83,977 20,271 20,271 136 300 129,867 432,465 1,027,544 2,195,004 , _ - - 70,949 70,949 70,949 70,949 300,136 129,867 432,465 1,098,493 2,265,953 1 4,043 27,116 - - 88,470 3,625 41,845 128,574 _ - 9,135,000 9,135,000 169,716 I 81,086 4,000,000 4,081,086 88,754 4,068,961 9,135,000 13,602,846 388,890 4,198,828 432,465 10,233,493 15,868,799 1 3,362,038 4,245,011 7,022,512 6,882,199 23,242,185 _ _ - 382,194 382,194 - 37,035 - - 37,035 I 26,534 14,062,240 545,908 4,401,361 23,853,324 $ 3,388,572 $ 18,344,286 $ 7,568,420 $ 11,665,754 $ 47,514,738 99 11 City of Clearwater, Florida Combining Statement of Revenues, Expenses, and Changes in Fund Net Assets Nonmajor Enterprise Funds For the Year Ended September 30, 2009 Recycling Marine Utility Operations Operating revenues: Sales to customers $ 744,151 $ 2,414,669 Service charges to customers 7,773 - User charges to customers 1,474,846 156,965 Rentals - 1,314,159 Total operating revenues 2,226,770 3,885,793 Operating expenses: Personal services 1,047,317 957,480 Purchases for resale 184,243 2,154,213 Operating materials and supplies 89,886 45,434 Transportation 340,347 14,488 Utility service 11,564 194,697 Depreciation 198,201 116,266 Interfund administrative charges 568,290 226,930 Other current charges: Professional fees 1,688 22,302 Advertising 13,813 23,677 Communications 8,982 22,740 Printing and binding - - Insurance 35,390 33,730 Repairs and maintenance 17,512 120,395 Rentals - 1,469 Miscellaneous 10,578 87,912 Data processing charges 30,290 29,510 Taxes - - Total other current charges 118,253 341,735 Total operating expenses 2,558,101 4,051,243 Operating income (loss) (331,331) (165,450) Nonoperating revenues (expenses): Investment earnings 256,470 Interest expense (7,739) (2,353) Amortization of bond issue costs - - Other 83,139 144,994 Total nonoperating revenue (expenses) 331,870 142,641 Income (loss) before transfers 539 (22,809) Capital grants and contributions - - Transfers in 230,000 Transfers out (176,190) (230,110) Changes in net assets (175,651) (22,919) Total net assets - beginning 5,390,052 1,356,224 Total net assets - ending $ 5,214,401 $ 1,333,305 The notes to the financial statements are an integral part of this statement. 11 11 U U 100 Aviation Parking Harborview Downtown Operations System Center Boat Slips Totals $ 7,865 $ $ $ $ 3,166,685 - 7,773 - 4,998,481 6,630,292 208,071 3,793 1,639,027 3,165,050 215,936 5,002,274 1,639,027 12,969,800 68,320 847,390 - 2,920,507 - - 432,592 2,771,048 4,327 261,807 39,489 440,943 461 93,524 - 448,820 20,291 62,999 160,897 450,448 196,872 251,692 547,392 1,310,423 25,821 891,440 10,340 1,722,821 343,970 223,884 977,718 1,569,562 - - 16,365 5,558 59,413 2,087 10,657 15,892 3,863 64,221 - 8,491 987 - 9,478 34,110 48,320 16,902 168,452 11,233 91,692 82,979 323,811 - 799,937 12,483 813,889 29,423 284 358 128,555 2,230 27,730 20,978 110,738 - - 36,214 - 36,214 423,053 1,210,995 1,180,876 9,421 3,284,333 739,145 3,619,847 2,371,586 9,421 13,349,343 (523,209) 1,382,427 (732,559) (9,421) (379,543) 12,969 934,342 25,902 230,512 1,460,195 (3,435) (136,241) - (461,557) (611,325) - - - (4,162) (4,162) 24 4,921 2,115 50,000 285,193 9,558 803,022 28,017 (185,207) 1,129,901 (513,651) 2,185,449 (704,542) (194,628) 750,358 148,795 150,000 - - 298,795 - - 340,170 9,786,796 10,356,966 (12,310) (569,521) - - (988,131) (377,166) 1,765,928 (364,372) 9,592,168 10,417,988 3,765,738 16,578,358 7,932,792 2,073,586 37,096,750 $ 3,388,572 $ 18,344,286 $ 7,568,420 $ 11,665,754 $ 47,514,738 101 11 City of Clearwater, Florida Combining Statement of Cash Flows Nonmajor Enterprise Funds For the Year Ended September 30, 2009 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers Cash payments to suppliers Cash payments to employees Cash payments to other funds Other revenues Net cash provided (used) by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers in from other funds Transfers out to other funds Payment of cash on loans to/from other funds Net cash provided (used) by noncapital financing activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal payments on debt Interest paid Acquisition of capital assets Proceeds from issuance of debt Payment of bond issue costs Capital contributed by other governmental entities Net cash provided (used) by capital and related financing activities CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments Net cash provided by investing activities Net increase (decrease) in cash and cash equivalents Cash and cash equivalents at beginning of year Cash and cash equivalents at end of year Cash and cash equivalents classified as: Cash and investments Restricted cash and investments Total cash and cash equivalents Recycling Marine Utility Operations $ 2,324,788 $ 3,883,312 (410,264) (2,869,631) (1,027,938) (960,289) (953,009) (100,468) 83,139 144,994 16,716 97,918 230,000 (176,190) (230,110) (15,101) N-lc 1nni Mc 1311\ (118,286) (8,956) (1,707) (233,847) (25,904) 191,850 (169,239) (27,611) 267,689 267,689 - (61,024) 55,096 4,645,202 1,200 $ 4,584,178 $ 56,296 $ 4,584,178 $ 56,296 $ 4,584,178 $ 56,296 The notes to the financial statements are an integral part of this statement. 11 11 11 I I 102 Aviation Parking Harborview Downtown Operations System Center Boat Slips Totals $ 215,936 $ 5,005,431 $ 1,439,837 $ - $ 12,869,304 (113,576) (1,457,991) (1,811,005) (5,558) (6,668,025) (66,632) (822,882) (2,877,741) (64,708) (1,060,233) (63,918) (3,863) (2,246,199) 24 4,921 2,115 50,000 285,193 (28,956) 1,669,246 (432,971) 40,579 1,362,532 340,170 (12,310) (569,521) - (12,310) (569,521) 340,170 9,786,796 10, 356, 966 - (988,131) (15,101) (31,273) (149,559) (3,435) (136,241) (408,429) (558,768) (1,263,239) (5,510,357) (7,033,347) - 191,850 - (809) (809) 62,596 - 62,596 59,161 (1,430,753) - (5,919,595) (7,488,037) 13,293 971,384 26,533 173,272 1,452,171 13,293 971,384 26,533 173,272 1,452,171 31,188 640,356 (66,268) 4,081,052 4,680,400 290,546 17,436,347 984,713 10,833,582 34,191,590 $ 321,734 $ 18,076,703 $ 918,445 $ 14,914,634 $ 38,871,990 $ 321,734 $ 18,039,668 $ 918,445 $ 5,909,348 $ 29,829,669 103 City of Clearwater, Florida Combining Statement of Cash Flows Nonmajor Enterprise Funds For the Year Ended September 30, 2009 Recycling Marine Utility Operations Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating income (loss) $ (331,331) $ (165,450) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Other nonoperating revenue 83,139 144,994 Depreciation 198,201 116,266 Change in assets and liabilities: (Increase) decrease in accounts receivable 98,018 - (Increase) decrease in capital assets - 29,829 (Increase) decrease in prepaid expenses - Increase (decrease) in accounts and contracts payable (50,690) (22,432) Increase (decrease) in deposits (2,480) Increase (decrease) in unearned revenue (Increase) decrease in net pension asset (12,414) (7,464) Increase (decrease) in accrued payroll 7,856 (15,528) Increase (decrease) in other postemployment benefits 23,937 20,183 Total adjustments 348,047 263,368 Net cash provided (used) by operating activities $ 16,716 $ 97,918 Noncash investing, capital and financing activities: Amortization of bond issue costs $ - $ - Acquisition of capital assets per accrued payable $ $ 104 Aviation Parking Harborview Downtown Operations System Center Boat Slips Totals $ (523,209) $ 1,382,427 $ (732,559) $ (9,421) $ (379,543) 24 4,921 2,115 50,000 285,193 196,872 251,692 547,392 - 1,310,423 - - 13,568 111,586 26,124 3,669 59,622 - - 8,153 8,153 269,545 2,541 (62,551) 136,413 - 300 (200,258) (202,438) - 2,857 (12,500) (9,643) (492) (8,125) (28,495) 352 10,424 3,104 1,828 22,209 - - 68,157 494,253 286,819 299,588 50,000 1,742,075 $ (28,956) $ 1,669,246 $ (432,971) $ 40,579 $ 1,362,532 $ $ $ $ (3,352) $ $ $ $ $ 1,017,516 $ (3,352) 105 This Page Intentionally Left Blank 106 Internal Service Funds Internal service funds are used to account for services and commodities furnished by a designated department to other departments within the City or to other governments on a cost reimbursement basis. Garage Fund - to account for the cost of automotive and other motorized equipment of the City. The acquisition cost of new or upgraded equipment is financed through user departments and the asset value is simultaneously contributed to the Garage Fund. The cost of replacement of existing equipment is financed by the Garage Fund. Administrative Services Fund - to account for various support activities including information technology, printing, mailing, and telephone services. The cost for these services is charged to user departments based on the cost of providing units of service. General Services Fund - to account for various support activities including building maintenance and custodial services for all City departments and facilities. The cost for these services is charged to user departments based on the cost of providing units of service. Central Insurance Fund - to account for the City's limited self-insurance program wherein all funds are assessed charges based on damage claims incurred and on management's assessment of individual funds' risk exposure. All claims and premiums are paid out of this fund, together with other costs necessary to administer the program. Medical insurance premiums are also paid from this fund. 107 City of Clearwater, Florida Combining Statement of Net Assets Internal Service Funds September 30, 2009 ASSETS Current assets: Cash and investments Accrued interest receivable Due from other funds Inventories, at cost Prepaid expenses and other assets Total current assets Noncurrent assets: Advances to other funds Net pension asset Capital assets: Land and other nondepreciable assets Capital assets, net of accumulated depreciation Total noncurrent assets Total assets LIABILITIES Current liabilities: Accounts and contracts payable Accrued payroll Unearned revenue Current portion of long-term liabilities: Compensated absences Notes, loan pool agreement and acquisition contracts Advances from other funds Claims payable Total current liabilities (payable from current assets) Noncurrent liabilities: Compensated absences Other postemployment benefits Notes, loan pool agreement and acquisition contracts Advances from other funds Claims payable Total noncurrent liabilities Total liabilities NET ASSETS Invested in capital assets, net of related debt Unrestricted Total net assets Garage Administrative General Central Fund Services Services Insurance Total $ 4,840,747 $ 5,668,037 $ 1,205,409 $ 31,584,021 $ 43,298,214 30,395 43,177 8,115 292,541 374,228 - - - 111,925 111,925 382,547 1,695 - 384,242 102,092 1,101,613 1,203,705 5,355,781 5,712.909 1,213,524 33,090,100 45.372.314 - - - 2,722,660 2,722,660 314,707 627,996 208,002 53,566 1,204,271 729,591 - - - 729,591 10,611,915 4,607,688 106,187 7,139 15,332,929 11,656,213 5,235,684 314,189 2,783,365 19,989,451 17,011,994 10,948,593 1,527,713 35,873,465 65,361,765 86,277 109,824 58,452 51,719 306,272 , 102,461 173,316 102,453 20,850 399,080 829,472 - - - 829,472 117,174 280,849 98,613 46,974 543,610 2,832,749 173,779 21,764 - 3,028,292 - 91,654 - - - 1,963,000 91,654 1,963,000 , 3,968,133 829,422 281.282 2,082,543 7,161,380 i 77,786 186,441 65,465 31,184 360,876 88,934 170,808 101,481 16,163 377,386 4,408,721 363,167 12,710 4,784,598 - 641,574 - - 641,574 6,026,000 6,026,000 4,575,441 1,361.990 179.656 6,073.347 12.190.434 4 8 1 90 19 1 814 3 8,543,574 2,191,412 60.938 , 55.8 , , 5 4,100,036 4,070,742 71,713 7,139 8,249,630 4,368.384 4,686,439 995,062 27,710,436 37,760.321 $ 8,468,420 $ 8,757,181 $ 1,066,775 $ 27,717,575 $ 46,009,951 The notes to the financial statements are an integral part of this statement. 108 City of Clearwater, Florida Combining Statement of Revenue, Expe nses, and Changes in Fund Net Assets 1 Internal Service Funds For the Year Ended September 30, 2009 Garage Administrative General Central Fund Services Services Insurance Total Operating revenues Billings to departments $ 11,367,108 $ 9,338,326 $ 5,222,403 $ 17,400,760 $ 43,328,597 Operating expenses: Personal services 2,426,784 4,677,302 2,722,199 526,329 10,352,614 Purchases for resale 3,364,642 - - - 3,364,642 Operating materials and supplies 144,950 107,015 395,562 3,848 651,375 Transportation 776 88,837 163,407 1,314 254,334 Utility service 137,439 6,347 519,188 662,974 Depreciation 4,002,418 826,447 18,455 3,569 4,850,889 Interfund administrative charges 245,860 4,000 - - 249,860 Other current charges: Professional fees 273,009 151,046 - 46,620 470,675 Communications 18,305 1,208,633 36,035 4,984 1,267,957 Printing and binding - 47,021 20 - 47,041 Insurance Premiums Claims incurred 32,550 581,969 61,310 27,430 13,470,240 1,327,099 13,591,530 1,909,068 Repairs and maintenance - 806,761 1,001,943 14,710 1,823,414 Rentals 5,071 535,582 13,400 600 554,653 Miscellaneous 16,420 87,426 23,630 79,382 206,858 Data processing charges 120,230 186,330 74,000 12,030 392,590 Taxes 3,389 750 - 4,139 Total other current charges 1,050,943 3,084,859 1,176,458 14,955,665 20,267,925 Total operating expenses 11,373,812 8,794,807 4,995,269 15,490,725 40,654,613 Operating income (loss) (6,704) 543,519 227,134 1,910,035 2,673,984 ' Nonoperating revenues (expenses) Investment earnings 225,398 326,508 60,214 2,308,530 2,920,650 Interest expense (298,951) (46,990) (2,291) - (348,232) Gain on sale of capital assets 418,146 18,616 436,762 Loss on disposal of capital assets (30,520) (39,858) (70,378) Other 236,088 238 3,329 239,655 I Total nonoperating revenue (expenses) 550,161 258,276 58,161 2,311,859 3,178,457 Income (loss) before transfers 543,457 801,795 285,295 4,221,894 5,852,441 Capital grants and contributions 157,385 156,934 - - 314,319 ' Transfers in 146,877 12,473 88,644 247,994 Transfers out (51,000) (141,346) (95,000) (10,569,068) (10,856,414) 253,262 28,061 (95,000) (10,480,424) (10,294,101) Change in net assets 796,719 829,856 190,295 (6,258,530) (4,441,660) Total net assets - beginning 7,671,701 7,927,325 876,480 33,976,105 50,451,611 Total net assets - ending $ 8,468,420 _$__8,757.,181 $ 1,066,775 $ 27,717,575 $ 46,009,951 The notes to the financial statements are an integral part of this statement. 10 9 City of Clearwater, Florida , Combining Statement of Cash Flows Internal Service Funds For the Year Ended September 30, 2009 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from other funds Cash payments to suppliers Cash payments to employees Cash payments to other funds Other revenues Net cash provided by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers in from other funds Transfers out to other funds Receipt of cash on loans to/from other funds Payment of cash on loans to/from other funds Net cash provided (used) by noncapital financing activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal payments on debt Interest paid Acquisition of capital assets Sale of capital assets Proceeds from issuance of debt Net cash provided (used) by capital and related financing activities CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments Net cash provided by investing activities Net increase in cash and cash equivalents Cash and cash equivalents at beginning of year Cash and cash equivalents at end of year Cash and cash equivalents classified as: Cash and investments Garage Administrative General Central Fund Services Services Insurance Total $ 11,367,108 $ 9,338,326 $ 5,222,403 $ 17,400,760 $ 43,328,597 (4,472,530) (2,566,585) (1,955,187) (15,966,949) (24,961,251) (2,397,307) (4,686,120) (2,726,052) (516,631) (10,326,110) (617,324) (661,587) (313,170) (32,324) (1,624,405) 175,029 238 3,329 178,596 4,054,976 1,424,034 228,232 888,185 6,595,427 146,877 12,473 - (141,346) (91,653) 88,644 (95,000) (10,569,068) 91,654 247,994 (10,805,414) 91,654 (91,653) 146,877 (220,526) (95,000) (10,388,770) (10,557,419) 1 (3,245,565) (240,124) (298,951) (46,990) (2,542,506) (1,036,987) 436,134 - 1,985,709 174,125 (29, 544) (3, 515, 233) (2,291) (348,232) ' (3,579,493) 436,134 2,159,834 (3,665,179) (1,149,976) (31,835) (4,846,990) ' 231,967 339 ,436 61, 989 2,394,494 3,027, 886 231,967 339 ,436 61, 989 2,394,494 3,027, 886 768,641 392,968 163,386 (7,106,091) (5,781,096) 4,072,106 5,275 ,069 1,042, 023 38,690,112 49,079, 310 $ 4,840,747 $ 5,668 ,037 $ 1,205, 409 $ 31,584,021 $ 43,298 ,214 4 840 747 $ 5 668 037 $ 205 1 409 $ 31 584 021 $ 43 298 214 $ , , , , , , , , , , The notes to the financial statements are an integral part of this statement. 110 t II City of Clearwater, Florida Combining Statement of Cash Flows Internal Service Funds For the Year Ended September 30, 2009 Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Other nonoperating revenue Depreciation Change in assets and liabilities: (Increase) decrease in inventory (Increase) decrease in prepaid expenses Increase (decrease) in accounts and contracts payable (Increase) decrease in net pension asset Increase (decrease) in accrued payroll 1 Increase (decrease) in other postemployment benefits Total adjustments Net cash provided (used) by operating activities Noncash investing, capital and financing activities: 1 Capital assets transferred from General Government Garage Administrative General Central Fund Services Services Insurance Total $ (6,704) $ 543,519 $ 227,134 $ 1,910,035 $ 2,673,984 175,029 - 238 3,329 178,596 4,002,418 826,447 18,455 3,569 4,850,889 62,161 - - - 62,161 (102,092) (1,694) (49,791) (153,577) (105,313) (26,104) (13,742) (988,655) (1,133,814) (33,498) (54,283) (29,481) (6,531) (123,793) 15,756 45,465 (28,246) 7,647 40,622 47,219 90,684 53,874 8,582 200,359 4,061,680 880,515 1,098 (1,021,850) 3,921,443 $ 4,054,976 $ 1,424,034 $ 228,232 $ 888,185 $ 6,595,427 $ 157,385 $ 156,934 $ - $ - $ 314,319 111 This Page Intentionally Left Blank 112 Fiduciary Funds Fiduciary Funds are used to account for resources that are managed in a trustee capacity or as an agent for other parties or funds. Employees' Pension Fund - to account for the financial operation and condition of the major employee retirement system. Firefighter's Relief and Pension Fund - to account for the financial operation and condition of the Firefighter's Relief and Pension Plan, closed to new members in 1962, and containing 43 retired members with no active members. The Plan was fully funded effective with fiscal year 2007. Police Supplemental Pension Fund - to account for the financial operation and condition of a supplemental pension plan funded by the State for sworn police officers. Firefighters Supplemental Pension Fund - to account for the financial operation and condition of a supplemental pension plan funded by the State for firefighters. Treasurer's Escrow Agency Fund - to account for the receipt, custody, and expenditure of funds held temporarily in trust for other parties. 113 City of Clearwater, Florida Combining Statement of Fiduciary Net Assets Fiduciary Funds September 30, 2009 Defined Benefit Defined Contribution Pension Trust Funds Pension Trust Funds Police Firefighters Employees' Firefighter's Supplemental Supplemental Totals ASSETS Cash and investments $ 2,001,423 $ 2,526,363 $ 18,175 $ - $ 4,545,961 Managed investment accounts, at fair value: Cash and cash equivalents 33,665,205 - 220,054 113,270 33,998,529 Government bonds 19,832,601 - 3,104,404 1,069,345 24,006,350 Agency bonds 7,050,461 4,700,201 794,454 325,390 12,870,506 Domestic corporate bonds 65,034,229 - 1,167,266 1,006,511 67,208,006 International corporate bonds - - 5,341 5,341 International equity securities 68,520,040 1,359,061 - 69,879,101 Domestic stocks 230,595,726 6,787,319 1,770,556 239,153,601 Mortgage backed bonds 63,235,271 31,381 1,550,127 64,816,779 Other rights / warrants 94,393 - - 94,393 Commodity exchange-traded funds 563,473 - 563,473 Domestic equity mutual funds 35,416,923 342,255 35,759,178 International equity mutual funds 23,743,278 - - 2,298,783 26,042,061 Total managed investment accounts 547,751,600 4,700,201 13,463,939 8,481.578 574,397,318 Securities lending collateral 134,478,540 - - - 134,478,540 Receivables: Interest and dividends 1,938,720 73,247 57,816 40,487 2,110,270 Unsettled investment sales 4,906,921 - - 4,906,921 Securities lending earnings 28,718 - 28,718 Due from others 99,542 - - 150,110 249,652 Total receivables 6,973,901 73,247 57,816 190,597 7,295,561 Total assets 691,205,464 7,299,811 13,539.930 8,672,175 720,717,380 LIABILITIES Accounts payable 736,072 - - - 736,072 Unsettled investment purchases 13,317,098 13,317,098 Obligations under securities lending 136,034,800 136,034,800 Total liabilities 150,087,970 150,087,970 NET ASSETS Net assets held in trust for pension benefits $ 541,117,494 $ 7,299,811 $ 13,539,930 $ 8,672,175 $ 570,629,410 The notes to the financial statements are an integral part of this statement. 114 City of Clearwater, Florida Combining Statement of Changes in Fiduciary Net Assets Fiduciary Funds For the Year Ended September 30, 2009 ADDITIONS Contributions: Contributions from employer Contributions from employer - state tax Contributions from employees Total contributions investment income: Net appreciation (depreciation) in fair value of investments Interest Dividends Less investment expenses: Investment management / custodian fees Net income (loss) from investing activities Securities lending income: Gross earnings Rebate paid Bank fee Net income (loss) from securities lending Total additions DEDUCTIONS Benefits and withdrawal payments: Benefits Withdrawal payments Total benefits and withdrawal payments Income (loss) before administrative expenses Administrative expenses Net increase (decrease) ' Net assets held in trust for pension benefits: Beginning of year End of year Defined Benefit Defined Contribution Pension Trust Funds Pension Trust Funds Police Firefighters Employees' Firefighter's Supplemental Supplemental Totals $ 10,368,010 $ $ - $ - $ 10,368,010 12,000 937,449 1,148,629 2,098,078 6,253,091 6,253,091 16,633,101 937,449 1,148,629 18,719,179 17,912,888 81,724 (290,577) 107,190 17,811,225 9,839,280 456,404 219,654 166,200 10,681,538 4,877,668 160,485 53,151 5,091,304 32,629,836 538,128 89,562 326,541 33,584,067 2,706,964 - 72,464 90,618 2,870,046 29,922,872 538,128 17,098 235,923 30,714,021 746,619 - - - 746,619 (115,442) (115,442) (176,604) (176,604) 454,573 - - - 454,573 47,010,546 538,128 954,547 1,384,552 49,887,773 24,322,035 832,454 725,565 954,657 26,834,711 610,253 - - - 610,253 24,932,288 832,454 725,565 954,657 27,444,964 22,078,258 (294,326) 228,982 429,895 22,442,809 164,704 10,731 23,356 198,791 21,913,554 (294,326) 218,251 406,539 22,244,018 519,203,940 7,594,137 13,321,679 8,265,636 548,385,392 $ 541,117,494 $ 7,299,811 $ 13,539,930 $ 81672,175 $ 570,629,410 The notes to the financial statements are an integral part of this statement. 1 115 City of Clearwater, Florida Statement of Changes in Assets and Liabilities Agency Fund For the Year Ended September 30, 2009 ASSETS Cash and investments Accrued interest receivable Total Assets LIABILITIES Other miscellaneous payables: Downtown Development Board Special purpose funds Other Total Liabilities Balance Balance October 1, September 30, 2008 Additions Deductions 2009 $ 439,896 445,579 460,546 $ 424,929 3,566 2,634 3,809 2,391 $ 443,462 448,213 464,355 $ 427,320 $ 312,845 441,261 442,653 $ 311,453 7,640 - - 7,640 122,977 6,952 21,702 108,227 $ 443,462 448,213 464,355 $ 427,320 The notes to the financial statements are an integral part of this statement. 116 Supplementary Information 117 Page 1 of 5 City of Clearwater, Florida Continuing Disclosure - Gas System Revenue Bonds Series 2004, 2005, and 2007 Supplementary Information The System: Rates, Fees and Charges The City Council has established a schedule of rates and charges by ordinance, which includes a purchased gas cost adjustment provision allowing the City to pass-through to customers any increase or decrease in the purchased price of gas. The City is not subject to regulation by any State agency in establishing or revising its rates. Where competitive fuel sources or transportation service are available to the customer, the City Council has authorized the City Manager to enter into contract gas service rates at special rates and/or conditions as required to obtain/retain the customer load. Such contract service must meet the normal construction feasibility formula to insure profitable payback to the City. As of September 30, 2009, contract rates applied to 269 customer accounts and impacted 18.68% of total revenues. The rates charged by the System through September 30, 1996, were part of the Phase I Gas Rate Case implemented October 1, 1995, which was based on a comprehensive cost of service study performed by the Utility Advisory Services Group of the international accounting firm of Coopers & Lybrand, LLP (the "Rate Study'). This Phase I implementation resulted in an extensive overhaul of the Gas System customer rates, providing numerous classes of service and a modernized billing methodology. The new rates, effective October 1, 1996, were designed to be industry-based and responsive to the competitive energy challenges. The goal of the Rate Study was to establish rates which would be fair to all classes of customers, provide funding to implement planned expansion in both existing northern Pinellas County services area and into the newly acquired southwestern Pasco service area, and provide an adequate growth potential in return to the City of Clearwater to further offset the ad valorem tax rates (current impact is about 0.5 mills). As the result of experiences during the first seven months of the Phase 1 implementation, adjustments made to the Phase II rates were implemented October 1, 1996, and additional adjustments (Phase 111) were implemented effective October 1, 1997. The total projected impact of both new phases of the rate case is $1.05 million, or less than 7.9% of total gas sales revenues. The rate ordinance containing the Phase II and Phase III rate changes was approved by the City Council on June 6, 1996. Gas rates for customer charges were increased effective April 1, 2005. The total estimated annual impact of this rate increase was $373,352. New rates, effective October 1, 2008, were designed to recover the costs of providing service to respective classes of customers. The goal of the "Cost of Service and Rate Study" was to establish rates which would be sufficient to meet Clearwater Gas System's total revenue requirements and reflect cost of service consideration and practical rate implementation constraints as required. 118 Page 2 of 5 City of Clearwater, Florida Continuing Disclosure - Gas System Revenue Bonds Series 2004, 2005, and 2007 Supplementary Information VI O r Q `6L I -- z W Q ,Q V N o ?W > OO r N WVLL 4 0. Q N O Z N J O Q m W W r m M Q O N O Q N Q ? M W -j -j9w U IM Q W a W N O O N MW W LW I -- CL W NN O U. U U U V y y V w N f `O (` t` J d "1 C to A (p l Z Q +?+ u u z ^ to u' E N O W n OE1 ?F n 0 ° t0 W 0 0 o(9 0 ca Z vv Z u of Z LL 0 3 = o ?n d ° v°. U Z + U U O 0 m m CO m - Z? y Q a - 0 ;z Q LA r SZ 0 H 0 HH u Yj E 4 !O O J - Cp CD l tD K I N Z'j O' O 0 0 O 6 a0 N Q Z Q Z N N M O O O C M Lu = o O- O 0 V O O O 0 0 C O a 0 O y? p V O N O N C H M O Z N ? N? N U O Vf N O O V Cf `'M?'J LL N H O V~ N COO t0 lD n zI z On O N Z Z O Vf U r ON1 O O O 6 o to n Nr I N N + a 1 t il V n ? NN U U U U o t U ZI > °t f °y t o °uL°L° O O O M O o t_ t D O 1 ` Z Z V C C C LL t`1M Vl N Z C C ? O O O n C O C O 0 0 0 Z U V + U U C w U U + m m CO m m OD N to °ar oo n n o 00 oa oo a) SS G .0 M M O O V O 00 O O O O Z N Q Z Q Z Q N N M LL r O N O O J N N N N } T N N V> J 08 O O M O ...0 U V O ' O I V, z 0 0 00 N O Q Z Q Z N O Q O O O Q 00 LL C J1 0- q N C Cl!1 N M N I an tM N N } Vl V 0 0 to N Vl N UI ^ + H H v M 0 C) E N O 00 0, 00 Cr; a c0 oo, 0 Cn to c o g a? c - 0C:) N ^ U 0 to Q 2 Q Z 0 to 0 oo vt N N w r to a oil o l Z o ? , n t i t _ @? to to ^ O C > 0 0 d D 0 0 '- 0 ONi 01 OO N O ' t tD 0 Q° u0i0 5 o z z o O o -0 y o0 0W ° Z Cl t N V O 'n N N N N N n N ?' 6 6 d U 4 00 to O O M? M O O L^ -40 Ol O u1 o CO O? l O 9 I Q 7 O O p D 0to N O Q Z Q Z Cl! 0 cL d ] O O O E Oto a Oc- N 0M ^ O O O L Z C n I N t / ' ) N 1n Vl O ?' N N M N N _ . - @l V, V, V7 A 7 SQ.? 0 0 00 V M n O O q t? J N G r+t? 0 O J of O O (V O O O N N 1? Q O> lD tO C J I O O] tnO O O O O 7 O d too r-1 0M O 0 N NO N N t / t l N NtO NM { /f ? O N ? en N V, pO?' p t O o O O O O 1? O O qq Q CO V O O M 9 9 O I? N N Co o? I? M to n Z O b Q f Qf H O1 p p V ^O N O O d , Vf V N M N C in N Vl 1n to E LL fn 8p 1 01 06 0 0 lp V n O O O to Ny 0 g N O O -i 0 0 ul M M 00 ?p r? M Ol O c^O l V, O c NCI N V O N O O O 0 t O/' ll NO N N V O t0 N M O O LL +Y • 0 O O CO V N O O Oj to a, 05 M 99 rN " n 00 to rn W I C O O Ol o N O J C O a, tO ° t il tiM to Ot t M O O Z N e- vl a- N to ,L + Z;; ?• O O 00 CO a n O o O? oJ t0 ?n Ol O O oo I? M ry? I? o? mrn (P o c?^o I ? O0 N 0 0 O I N aN ° 0 0 Q= Z aA N N N Vl 12T . N N N N 1L +N o. OO 9q CO a N o o °o? O n M OO M oo PN ?!? n9? m o rn n 0 l V7 E Q O N V N O O off N In N C a/1 M o O O Z N N N N N N N to ` 05 co O? to rty Ot o6 I? to O L° Ol a) tnl , j O O Otn V 0 O CJ O O OoJ' to J 1 OW M O O ON N M `- C N tO Z M to Vl N 0 /1 t 1 N to Vl N M O O N N N N a c a, E a a ° °'n a rn ?C ?o n a o z ?E ce E t _ < -r- O N cu Q, E O y E m ti d cu 1 13 Q ? U E L C CD a`? v a 2 M C C o n t m 0, o f N H o 7 E LL F L O 4+ O d f0 N r 0 p a) O U U 0 C D ? Y 00 00 ) L O' W t ~ C u O M ` to 0 c M J N O . L 7 f 0 W C >, t1 D rL (O 3 o O Z Q > Y U W O O 0 C N d E t W tti O (0- =3 v O 0 u U LL 11 01 N L E V Q a, C r _ E L N U N C Q 0 O O C O O O N C 4 O O Q LL 2 Z w M D F M H LL U U a 7 LL ZO 0 N O O O O ? O O O 00 0. CO ?o, o O O O o 0 M M r r ?Oyy O O o M O O t- O a n 0 0 N M 0 0 LL U N N U F O O W LL U M Z) U o u W V ti ? N al O al V fl ~ 'y Q N 7 LL ? ? E d ~ ? C m LL 119 Page 3 of 5 ' City of Clearwater, Florida Continuing Disclosure - Gas System Revenue Bonds Series 2004, 2005, and 2007 Supplementary Information GAS SUPPLY On August 1, 1990, the Federal Energy Regulatory Commission (FERC) deregulated the natural gas pipeline industry. This allows other natural gas suppliers and local distribution companies, like the City of Clearwater, to transport gas over the Florida Gas Transmission (FGT) pipelines as opposed to purchasing natural gas supply from only FGT. The two natural gas transmission companies that serve within the State of Florida are Florida Gas Transmission (FGT) and Gulfstream. Currently FGT is the sole provider of transportation service to the City. FGT is equally owned by Cross Country Energy Corp (owned by Southern Union) AND Southern Natural, an El Paso Corporation Affiliate. The City joined Florida Gas Utility (FGU) in October 2000 by Resolution 00-35. FGU is responsible for the purchase & management of the City's natural gas supply. An updated All Requirements Gas Service Agreement, which was approved by Resolution 02-02 in January 2002, required the City to purchase 100% of its supply through FGU. FGU was formed through an Interlocal Agreement among its members. The Interlocal Agreement became effective on September 1, 1989 and consisted of five municipal utilities. Over the next several years, additional electric and gas distribution utilities joined FGU, bringing its current membership to 23 entities. In addition, the City has entered into a Gas Supply & Transportation Agreement with Peoples Gas System (PGS), dated 12/02/04, to purchase natural gas to serve customers located in our Central Pasco territory, generally east of the Suncoast Parkway in Pasco County. The City has received a letter from FGU Council, dated 8/31/04, granting the City permission to utilize Teco Peoples Gas as a third party gas supplier since FGU is unable and unwilling to provide gas to the City within the meaning of the provisions of Section 3 (a)(i) and (ii) of the ALL Requirements Gas Service Agreement between the City and FGU. The City has two Firm Transportation Service agreements (FTS-1 & FTS-2) with FGT in order to deliver natural gas to the City's four gate stations. FGU is currently managing the City's Phase II (FTS-1) and Phase III (FTS-2) transportation ' capacity on a daily basis. Table 1 shows the breakdown of the City's annual gas supply entitlements with FGT. The total annual entitlement is 3,212,226 decatherms of natural gas transportation. Table 1 Breakdown of Transportation Capacity Contract Period Phase II (FTS-1) MMBtu Per Day 2/01/07 - 1/31/17 Phase III (FTS-2) MMBtu Per Day 12/9/91 - 2/28/15 Total MMBtu Per Da October 170,438 41,788 212,226 Nov-Mar 1,543,069 268,931 1,812,000 April 216,570 53,430 270,000 May-Sept 711,756 206,244 918,000 Total Annual 2,641,833 570,393 3,212,226 120 1 11 11 11 Page 4 of 5 City of Clearwater, Florida Continuing Disclosure - Gas System Revenue Bonds Series 2004, 2005, and 2007 Supplementary Information Service Area The Clearwater Gas System (CGS) is owned and operated as an enterprise utility by the City of Clearwater. CGS operates over 814 miles of underground gas main and handles the supply and distribution of both natural and propane (LP) gas throughout northern Pinellas County and western Pasco County. As a "full service" gas utility, CGS provides gas appliance sales, installation of inside customer gas piping, domestic and commercial gas equipment service, construction and maintenance of underground gas mains and service lines, and 24-hour response to any gas emergency within the service area. CGS is regulated for safety by the Florida Public Service Commission and the Federal Department of Transportation. CGS has been serving customers in the Clearwater area for over 86 years (since 1923) when operations were begun with a manufactured gas plant operation from coal and coke. In 1959, when natural gas transmission lines were finally extended to the Florida peninsula, CGS discontinued manufacturing gas and began receiving piped natural gas from Florida Gas Transmission. Clearwater Gas System serves over 19,527 customers in a 330 square mile service territory, which includes 20 municipalities as well as the unincorporated areas of northern Pinellas County and western Pasco County. The Pinellas County service territory is 158 square miles and extends generally from Ulmerton and Walsingham Roads on the south to the Pasco County line on the north and from the Gulf of Mexico on the West to the Hillsborough County line on the east. This includes all of the Pinellas beach communities south to Redington Beach. The Pasco County service territory is 172 square miles and extends from the Gulf of Mexico on the West inland about 20 miles to just east of State Road 41 and Land O' Lakes and from the Pinellas and Hillsborough County lines on the South to generally State Road 52 on the north. The CGS service territory extends 42.3 miles from the southwestern-most to the northwestern- most points. Clearwater Gas System prides itself in being a competitive and public service-minded utility, providing safe, economical and environmentally-friendly gas, which is made in America, available in our communities for all of the homes and businesses in our service area, with special focus on the residential customers who make up 88.52% of our customer base. 121 Page 5 of 5 City of Clearwater, Florida Continuing Disclosure - Gas System Revenue Bonds Series 2004, 2005, and 2007 Supplementary Information As of September 30, 2009 the System's active natural gas customers were located as shown in the following table: Location Belleair Belleair Beach Belleair Bluffs Belleair Shores Clearwater Dunedin Indian Rocks Beach Indian Shores Largo New Port Richey North Redington Beach Oldsmar Port Richey Redington Beach Redington Shores Safety Harbor Tarpon Springs Unincorporated Areas Pasco Central Pasco Unincorporated Areas Pinellas Total Meters 402 153 25 22 6,515 1,057 87 68 917 294 13 93 14 44 27 571 1,407 2,658 268 2,745 17,380 Percentage 2.31% 0.88% 0.14% 0.13% 37.49% 6.08% 0.50% 0.39% 5.28% 1.69% 0.07% 0.54% 0.08% 0.25% 0.16% 3.29% 8.10% 15.29% 1.54% 15.79% 100.00% The following table shows the five largest interruptible customers by peak monthly consumption and the percent of the System's revenues derived from such customers during the 12 months ending September 30, 2009: Customer Name Morton Plant Hospital Mease Hospital Angelica Textile Service Metal Industries Ajax Paving Industries Peak Monthly Therms 116,164 87,205 100,456 75,335 89,099 % of Gross Revenues 3.30% ' 2.35% 2.27% 1.79% 1.78% The following table shows the breakdown of the System's customers by category as well as the volume ' of gas sold and the sales revenues generated by each category for the year ended September 30, 2009: Average No. Gas Gas Customers Volume , Sales Interruptible 14 25.98% 15.87% Residential 15,270 16.06% 23.40% Commercial 2,096 57.96% ' 60.72% Therms Revenues Interruptible 5,586,238 $ 5,065,185 Residential 3,453,964 7,467,849 Commercial 12,461,425 19,374,141 Totals 21,501,627 $ 31,907,175 122 Page 1 of 3 City of Clearwater, Florida Continuing Disclosure - Water and Sewer Refunding Revenue Bonds Series 2003 and 200913; and Revenue Bonds Series 2002, 2006, and 2009A Supplementary Information Historical Financial Information Water System: Source and Volume of Water Pumped (in million gallons per day, averaged over the fiscal year) FY City Wells County Total ' 2004 3.601 9.544 13.145 2005 3.550 10.630 14.180 2006 4.093 9.999 14.092 ' 2007 3.570 9.090 12.660 2008 3.075 9.090 12.660 2009 3.738 9.090 12.660 Historical Growth in Number of Water Customers (all figures are as of September of the year indicated) Year Water Customers 2004 40,235 2005 40,178 2006 40,467 2007 40,407 ' 2008 40,131 2009 39,935 Ten Largest Water Customers Fiscal Year Ending September 30, 2009 Water Used Revenues Name of User (in 100 Cubic Feet) Produced 1. City of Clearwater 82,498 $ 675,957 2. Church of Scientology FSO Inc. 119,244 549,364 3. Morton Plant Hospital 59,639 322,664 4. Pinellas County Schools 37,009 256,604 5. IMT-LB Central FL Portfolio LLC 45,996 214,498 6. Clearwater Housing Authority 46,428 204,673 7. Sandpearl Resort LLC 31,965 141,515 8. Pinnacle Management Corp. 33,696 138,644 9. Bre/Clearwater Owner LLC 34,189 127,048 10. Brenntag Mid-South, Inc. 25.943 125,989 Total _51U07 $ 2.756 956 123 Page 2 of 3 City of Clearwater, Florida Continuing Disclosure - Water and Sewer Refunding Revenue Bonds Series 2003 and 200913; and Revenue Bonds Series 2002, 2006, and 2009A Supplementary Information Sewer System: Average Sewage Flow Historical Growth in Number of Sewer Customers (as of September of the year indicated) Fiscal Annual Ave. Daily Fiscal Year Flow In MGD Year Sewer Customers 2004 15.0 2004 33,234 2005 14.7 2005 33,305 2006 13.8 2006 33,279 2007 13.6 2007 33,255 2008 14.0 2008 33,146 2009 13.6 2009 33,084 Ten Largest Sewer Customers Fiscal Year Ending September 30, 2009 Name of User 1. Church of Scientology 2. City of Clearwater 3. Morton Plant Hospital 4. Pinellas County Schools 5. IMT-LB Central FL Portfolio LLC 6. Clearwater Housing Authority 7. Bre/Clearwater Owner LLC 8. Pinnacle Management Corp. 9. Sandpearl Resort LLC 10. Publix Total Sewer Used Revenues (in 100 Cubic Feet) Produced 98,609 $ 531,960 37,673 360,713 57,550 358,990 36,133 331,332 45,996 215,031 40,891 191,182 34,189 162,551 33,696 159,370 31,965 149,381 11,252 429 137,062 $ 2 597 572 Rates, Fees And Charges The City uses a three-tiered rate structure for water and sewer usage. The base rate includes a minimum usage for residential and nonresidential water rates. Any usage over the minimum is billed at one rate per 1,000 gallons up to a designated level and at a second rate for usage over that level. For irrigation, there is a base rate, with no minimum, and a charge per 1,000 gallons of water usage up to a designated level and a higher charge for usage over that amount. The sewer base rate includes a minimum usage and a fixed charge per 1,000 gallons of water usage over the basic allowance. The minimum usage and second tier usage level vary with the size of the meters. For fiscal year 2009 there were no changes to the three-tiered rate structure for water or sewer usage. 124 Page 3 of 3 City of Clearwater, Florida Continuing Disclosure - Water and Sewer Refunding Revenue Bonds Series 2003 and 200913; and Revenue Bonds Series 2002, 2006, and 2009A Supplementary Information Residential and October 1, October 1, October 1, October 1, October 1, Nonresidential Water Rates 2005 2006 2007 2008 2009 Size of Meter Gallons Minimum- Under 1 inch 11.34 12.03 12.75 13.65 14.58 l inch 26.46 28.07 29.75 31.85 34.02 1.5 inch 378.00 401.00 425.00 455.00 486.00 2 inch 880.74 934.33 990.25 1,060.15 1,132.38 3 or 2 inch manifold 1,357.02 1,439.59 1,525.75 1,633.45 1,744.74 4 inch 2,611.98 2,770.91 2,936.75 3,144.05 3,358.26 6 inch 6,709.50 7,117.75 7,543.75 8,076.25 8,626.50 8 inch 11,340.00 12,030.00 12,750.00 13,650.00 14,580.00 Additional charges are assessed for usage in excess of designated minimums. Rates for Irrigation (Lawn) Meters October 1, October 1, October 1, October 1, October 1, 2005 2006 2007 2008 2009 Size of Meter Gallons Minimum- Under 1 inch 4.04 4.28 4.54 4.86 5.20 l inch 12.13 12.86 13.63 14.58 15.60 1.5 inch 60.67 64.31 68.17 72.94 78.05 2 inch 169.87 180.06 190.86 200.22 218.52 3 or 2 inch manifold 335.70 355.84 377.19 403.59 431.84 4 inch 647.14 685.97 727.13 778.03 832.49 6 inch 1,953.54 2,070.75 2,195.00 2,348.65 2,513.06 Sewer Rates October 1, October 1, October 1, October 1, October 1, 2005 2006 2007 2008 2009 Size of Meter Gallons Minimum- Under 1 inch 15.60 16.53 17.52 18.75 20.07 l inch 36.40 38.57 40.88 43.75 46.83 1.5 inch 520.00 551.00 584.00 625.00 669.00 2 inch 1,211.60 1,283.83 1,360.72 1,456.25 1,558.77 3 or 2 inch manifold 1,866.80 1,978.09 2,096.56 2,243.75 2,401.71 4 inch 3,593.20 3,807.41 4,035.44 4,318.75 4,622.79 6 inch 9,230.00 9,780.00 10,366.00 11,093.75 11,874.75 8 inch 15,600.00 16,530.00 17,520.00 18,750.00 20,070.00 Per 1,000 gallons of water used over 5.20 5.51 5.84 6.25 6.69 that allowed in minimum Additional Indebtedness Additional indebtedness incurred totaled $67,715,000 for capital improvements to the water and sewer systems and $32,176 for the lease purchase of capital equipment. The issuance of the Series 2009B refunding revenue bonds to refund and redeem the 1998 refunding revenue bonds resulted in a net decrease to indebtedness of $3,882,041. 125 City of Clearwater, Florida Continuing Disclosure - Stormwater System Revenue Bonds Series 1999, 2002, 2004, and 2005 Supplementary Information Rates, Fees, and Charges The City uses a measurement of one equivalent residential unit or ERU as the basis for the ' stormwater management utility fee. The rate per ERU was unchanged from the inception of the utility on January 1, 1991 until 1998 when annual increases were adopted for five fiscal years beginning October 1, 1998. In November 2001, additional increases were adopted including a ' change to the increase previously adopted, to be effective October 1, 2002. Effective August 5, 2004, additional increases were adopted. On July 20, 2006, rate increases were adopted for the five-year period beginning October 1, 2007. An increase was adopted on June 19, 2008, for the one-year period beginning October 1, 2012. The monthly rates are as follows: ' Effective Date Rate Per ERU January 1, 1991 $3.00 ' October 1, 1998 $4.00 October 1, 1999 $4.17 October 1, 2000 $4.35 October 1, 2001 $4.54 January 1, 2002 $6.13 October 1, 2002 $7.16 ' October 1, 2003 $8.01 October 1, 2004 $8.65 October 1, 2005 $9.35 October 1, 2006 $9.71 October 1, 2007 $10.51 October 1, 2008 $11.14 October 1, 2009 $11.80 October 1, 2010 $12.51 , October 1, 2011 $13.26 October 1, 2012 $13.59 ' Single-family homes, multifamily units, condominium units, apartments and mobile homes are rated as one ERU per dwelling unit. Nonresidential property is charged at the rate of 1,830 square feet of impervious area per ERU. HISTORICAL NET REVENUES Fiscal Years Ended September 30, 2005 2006 2007 2008 2009 Net Operating Revenues (Excluding Depreciation) $4,548,421 $5,103,551 $5,688,934 $5,681,465 $5,750,323 , Interest Income and other Non- Operating Revenues (Expenses) 220,570 465,203 608,038 550,935 787,426 Total Net Revenues $4,768,991 $5,568,754 $6,296,972 $6,232,400 $6,537,749 Maximum Annual Debt Service $2,889,994 $2,889,994 $2,889,994 $2,889,994 $2,889,994 Coverage 1.65 1.93 2.19 2.16 2.26 ' 126 , I City of Clearwater, Florida Continuing Disclosure - Infrastructure Sales Tax Revenue Bonds, Series 2001 Supplementary Information Historical Debt Service Coverage Sales Tax Maximum Annual Debt Service ' Fiscal Year Revenues (1) Debt Service Coverage 2005 $ 9,977,529 $ 6,955,888 1.43 2006 10,704,390 6,887,888 1.55 ' 2007 9,930,812 6,884,800 1.44 2008 9,862,977 6,884,800 1.43 2009 8,574,091 6,752,400 1.27 (1) The Infrastructure Sales Tax Revenue Bonds, Series 2001, were issued June 1, 2001 in the amount of $46,445,000. They are secured by a lien upon and a pledge of the City's share of the proceeds derived by Pinellas County, Florida from the levy and collection of the one-cent discretionary infrastructure sales tax pursuant to Section 212.055(2), Florida Statutes, as amended (sales tax revenues). Continuing Disclosure Improvement Revenue Refunding Bonds, Series 2001 Improvement Revenue Bonds, Series 2008 Supplementary Information Historical Debt Service Coverage i Pledged Revenues Maximum Annual Debt Serv ce Fiscal Year (1) Debt Service Coverage ' 2005 $ 17,493,450 $ 864,060 20.25 2006 18,117,728 861,000 21.04 2007 18,193,910 861,000 21.13 2008 18,279,990 1,919,221 9.52 2009 18,987,205 1,835,664 10.34 (1) The Improvement Revenue Refunding Bonds, Series 2001, were issued October 15, 2001 in the amount of $11,470,000. They were secured by a lien upon and a pledge of the Public Service Tax pursuant to Section 166.231, Florida Statutes as amended. Effective October 1, 2001, the Florida Legislature repealed the public service tax on ' telecommunications created per Section 166.231(9), Florida Statutes, and created a simplified tax structure for communications services pursuant to Chapter 2000-260, Laws of Florida. To the extent that the Public Service Tax receipts derived by the City pursuant to Section 166.231(9), Florida Statutes, is eliminated as a result of this new tax, all of the revenues received by the City pursuant to the new Communications Services Tax shall be deemed to replace the ' Public Service Tax receipts so eliminated. Consequently the pledged revenues include both public service taxes and communications services taxes effective October 1, 2001. Improvement Revenue Bonds, Series 2008, were issued August 12, 2008, in the amount of $12,900,000. They were secured by a lien upon and a pledge of the public service tax pursuant to Chapter 166, Part II, Florida Statutes. 127 City of Clearwater, Florida Fire Services Program Supplementary Information Pursuant to agreements between the City of Clearwater, the Pinellas County Fire Authority and the Pinellas County Emergency Medical Services Authority, the City has provided fire and emergency medical services to the respective authorities. With respect to fire services, the services are provided for the benefit of properties located outside the corporate limits of the City, but within a designated service area. Emergency medical services are provided for the benefit of persons residing both inside and outside the corporate limits of the City, based on the Authority's nearest unit dispatch policy. With respect to the Fire Services Program, a budget was prepared by Fire Department personnel covering proposed expenditures for fiscal year ending September 30, 2009, for the Fire Department as a whole. Since the funding for the Emergency Medical Services Program is based on the level fixed in prior years, the Fire Services Program budget is essentially the residual obtained by deducting the approved level of funding for the Emergency Medical Services Program from the budgeted amounts included in the total Fire Department budget. This budget was submitted to, and duly approved by, the relevant Authority prior to the commencement of the fiscal year. Income received from Pinellas County Fire Protection Authority and valid program expenditures for the Fire Services Program for the fiscal year ended September 30, 2009 are summarized below. Total Revenue Received from Pinellas County Fire Protection Authority Total Fire Service Expendituresfor Fiscal Year Ended September 30, 2009 The Fire Services Program does not currently utilize an equipment reserve. $ 2,103,923 $ 16,588,351 128 ?,1 CITY OF CLEARWATER, FLORIDA ' STATISTICAL SECTION ' This section of the City's CAFR presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information say ' about the City's overall financial health. This information has not been audited by the independent auditor. Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being changed over time. ' Schedule 1 Net Assets by Component Schedule 2 Changes in Net Assets Schedule 2a Program Revenues by Function/Program Schedule 3 Fund Balances of Governmental Funds Schedule 4 Changes in Fund Balances of Governmental Funds Revenue Capacity ' These schedules contain information to help the reader assess the City's significant local revenue, the property tax. i Schedule 5 Assessed Value and Estimated Actual Value of Taxable Property Schedule 6 Direct and Overlapping Property Tax Rates Schedule 7 Property Tax Levies and Collections Schedule 8a Principal Real Property Taxpayers Schedule 8b Principal Personal Property Taxpayers Debt Capacity These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt, and the City's ability to issue additional debt in the future. Schedule 9 ' Schedule 10 Schedule 11 Schedule 12 Schedule 13 Ratios of Outstanding Debt by Type Ratios of General Bonded Debt Outstanding Direct and Overlapping Governmental Activities Debt Legal Debt Margin Information Pledged-Revenue Coverage 1 129 CITY OF CLEARWATER, FLORIDA STATISTICAL SECTION (CONTINUED) Economic and Demographic Information These schedules offer economic and demographic indicators to help the reader understand the environment within which the City's financial activities take place. Schedule 14 Demographic and Economic Statistics Schedule 15 Principal Employers Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. Schedule 16 Full-time Equivalent City Government Employees by Function/Program Schedule 17 Operating Indicators by Function/Program Schedule 18 Capital Assets Statistics by Function/Program Sources: Unless otherwise noted, the information in this section is derived from the City's comprehensive annual financial reports for the relevant year. The City implemented the new reporting model, GASB 34, in the fiscal year ending September 30, 2002. 130 _d 7 N L t 8I N y C (0 L } a.+ ?p a_ H • N U- C O 7 O I p C E N c0 +-? '0 d ` C LL a } 0 0 CJM NI coUyo 2C;P% U. ar y co N y = y U .. g? 1 ? IJ . y W O p 8 Q Z Z J V N U Z coo -S 8I N (O r O Q) M's M O) r 0 N C O ; rm (`n n(D ?M?O (DOOr O >>C ? O N M (D CO O O V N O?? CIO CO O O E 0 • N c7 0l) M M N U E - M 69 u4 6" b9 61 (A d N vOr.- LO LO .-? Lo CON O) O p (1') N N 't N U) Cl) Cl) r (n N 0 C (MONO r(O(OO ?00r 0 OrM 00 m -It O) a) 00r,rn(D 0 0 E N M N M r m O E U O N 69 69 4A 69 (A 69 Ci d O Cl) N V (D (n N (n a0 Cl) m •(0 0 ,C rvto co rN V N NN c O U7 N O N r 0 0 M Cl) N O O LO 00 V LO It a) r N co O •+- O?O(n (DMco co (DrrnM 7 N M N M r (D N d N V) 41 O 6R fA 6s 69 6q (fl = O 3 M V V V N N? U) r N co O O C0 = V ON N O r 0 '? N ON N LO (D N O .- U N O ("i (D U) r (f Cl) Ul) r of CD ri m r r O 3 0 Y W O M N M ( n ?n N O O C O aRr 61 6v E» e» v o N C) co ` N G co O N l O V (n O U) U) co N V r O N O O 0 N Q O co C ) U) O r C r cf cM O V O O M fl U? C M V NO (OO M rnO't c O N U O V Mrnr N ?(Mr(n N 00r ON N Ln CO a) 6q 6R fA f2 0. 3 Q O O M L O co M (n (f) O) (D O s= O -O ' (D r O O N O - r 0 co r U O E r- co ,-m C- o ' LO rn ?r I (D r- r (DC aov o r- Co r- Co m (f) O v M (D r co N co a) O (f) O N N N TV d b9 U bq 69 ? ? o 2 v CL C U7 O O M M m (O O N co m Q C M O U7 N (D O M U7 O U) U O O U) U) M M N O N V r C) (n M O O co M M LO m r M 6 Y O C) .> O(n(ON OMCD N 000 U)-Zt N C U U 2 b9 EA fA 69 fA 6H O y °rnm (D ° r ) C)vo v r, v? r O o CnrON OMNO C u - N d 0 OMr OOOO LO NMN CO MO rN00 V OO N H > ca C N O ? b9 69 ffl 6R 69 69 a) C O • E M O CL a io - a) a) W - a CD ' E o o C 0 ' 0 _ ? O 0 41 0 41 > c V fa N C N R O r a LO (n CD V) V) Vi c O m O rp U) O O o 3 N N N a) N N 41 N N O N m C C C C C c0 VI V) N VI N 2 D C U C 'C N . N to '? y C .C fQ c co 5 m ? 0) U ? E O cc - U co E O O V) d O •> 70 cu ,., co •> N ` C ? O . 2 N .> C Y CL 0- O C U (0 C U m T E n7 > C (O O U co U , N n3 U -o (.) a E (p . w co c0 O .0 C E ,> '? ? N N V) p V) E u • t N ' N - Ln N 0 E y E E H 75 C (4 O N 2 p) > N C O N 0) C> a) C ' C Q O ut cp > O C C ca U O a C 2 O C f0 c6 N E ? M . > C O O O O ` a d 7 ( ?- m H a H CM 131 Schedule 2 City of Cl earwater, Florida Changes in Net Assets Last Eight Fiscal Years (accrual basis of acc ounting) 1 Page 1 of 2 Fiscal Year (amounts in thousands) Expenses 2,0044 2005 2007 22 ??$ Governmental activities: General government $ 11,647 $ 11,353 $ 11,772 $ 11,945 $ 13,203 $ 13,169 $ 14,342 $ 13,515 Public safety 45,136 47,429 51,454 56,456 60,178 68,636 66,582 64,977 Physical environment 2,886 2,271 2,684 2,826 3,098 3,027 2,730 4,266 Transportation 10,120 8,878 12,510 12,001 13,898 13,694 12,322 9,595 Economic environment 3,231 4,288 3,225 3,395 3,321 3,142 4,534 3,924 Human services 555 571 555 530 444 448 440 402 Culture and recreation 22,231 22,094 25,402 28,875 32,636 32,872 37,688 28,740 Interest on long-term debt 2,963 3,284 3,013 2,699 2,373 2,248 1,998 1,850 Total governmental activities expenses 98,769 100,168 110,615 118,727 129,151 137,236 140,636 127,269 Business-type activities: Water and sewer utility 37,470 40,825 41,995 43,852 48,592 49,840 52,015 54,520 Gas utility 23,574 26,638 29,152 33,394 36,947 33,579 35,944 29,285 Solid waste utility 14,398 14,232 15,096 15,615 16,013 16,172 16,036 14,801 Stormwater utility 5,459 7,022 8,250 8,768 9,013 9,465 11,070 11,775 Recycling 2,084 2,165 2,388 2,574 2,579 2,895 3,207 2,518 Marine 2,848 3,060 3,249 3,801 4,303 4,366 4,696 ' 4,025 Aviation 336 211 299 350 468 382 417 743 Parking system 3,075 3,281 3,617 3,846 3,976 3,427 3,521 3,752 Harborview center 2,714 2,525 2,418 2,552 2,618 2,664 2,800 2,345 Downtown boat slips - - - - - 23 474 Total business-type activities expenses 91,958 99,959 106,464 114,752 124,509 122,790 129,729 124,238 Total primary government expenses $ 190,727 $ 200,127 $ 217,079 $ 233,479 $ 253,660 $ 260,026 $ 270,365 $ 251,507 Program revenues Governmental activities: Charges for services: General government8 b $ 11,741 $ 12,268 $ 12,961 $ 13,585 $ 14,628 $ 14,508 $ 21,639 $ 21,679 Public safety 7,747 7,960 7,742 7,500 8,222 8,444 9,803 10,291 Physical environment 93 180 76 119 150 123 91 249 Transportation 59 126 159 163 235 261 194 397 Economic environment 124 91 87 164 110 107 108 211 Human services - 6 - - - - - - Culture and recreation 3,070 3,191 4,344 4,753 5,296 5,574 5,318 5,334 Operating grants and contributions 6,224 8,267 6,605 6,273 7,181 9,687 9,123 ' 8,542 Capital grants and contributions 9,787 5,207 3,129 15,058 3,405 11,748 7,632 3,169 Total governmental activities 38,845 37,296 35,103 47,615 39,227 50,452 53,908 49,872 program revenues Business-type activities: Charges for services: Water and sewer utility 37,739 39,207 43,143 45,306 49,159 50,381 52,111 53,965 Gas utility 26,890 30,064 33,001 37,469 43,160 38,906 40,902 39,079 Solid waste utility 16,090 15,960 16,403 16,541 16,816 17,301 17,512 17,847 Stormwater utility 6,767 8,485 9,526 10,319 11,138 11,885 12,770 13,493 Recycling 2,171 2,427 2,649 2,784 2,740 3,204 3,411 2,227 Marine 2,735 2,949 3,072 3,721 4,075 4,323 4,798 4,031 Aviation 144 176 187 205 213 224 227 216 Parking system 4,097 4,003 4,418 4,752 4,981 4,655 4,166 5,007 Harborview center 1,872 1,661 1,654 1,646 1,842 1,846 2,032 1,641 Downtown boat slips - - - - - - 50 Operating grants and contributions - 14 420 59 59 83 83 83 Capital grants and contributions 4,301 9,406 5,591 6,138 6,639 6,382 1,086 2,609 Total business-type activities 102,806 114,352 120,064 128,940 140,822 139,190 139,098 140,248 program revenues Total primary government program revenues $ 141,651 $ 151,648 $ 155,167 $ 176,555 $ 180,049 $ 189,642 $ 193,006 $ 190,120 . 132 II Schedule 2 (continued) City of Clearwater, Florida Changes in Net Assets Last Eight Fiscal Years (accrual basis of accounting) Page 2 of 2 Net (Expenses) / Revenue Governmental activities Business-type activities Total primary government net (expense) / revenue General Revenues and Other Changes in Net Assets Governmental activities: Taxes Property Sales Franchise ° utility Communications services Other taxes b Investment earnings Miscellaneous Special items Transfers Total governmental activities Business-type activities: Investment earnings Transfers Total business-type activities Total primary government Change in Net Assets Fiscal Year (amounts in thousands) 2402 240 2404 200 2445 2402 244$ 244;3 $(59,924) $(62,872) $(75,512) $(71,112) $ (89,924) $ (86,784) $ (86,728) $ (77,397) 10,848 14,393 13,600 14,188 16,313 16,400 9,369 16,010 $(49,076) $ 48479 _L(§1_91 2 $ 56924 $ (73,611) -i-20- $ (77,359) $ (61,387) $ 30,322 $ 33,927 $ 37,157 $ 41,588 $ 48,076 $ 53,717 $ 50,347 $ 46,893 14,664 14,529 15,263 16,351 17,155 16,079 15,675 13,850 7,087 7,140 7,505 8,226 9,435 9,505 - - 10,402 10,363 10,237 10,611 11,264 11,410 11,533 12,021 7,870 7,019 6,790 6,883 6,854 6,784 7,316 6,398 4,294 3,974 4,435 5,183 5,523 5,779 8,154 7,581 4,859 2,188 3,231 2,648 5,352 7,402 5,837 8,635 213 168 758 151 396 131 437 113 - 5,810 10,047 - - 376 51443 4,515 4,707 3,658 61948 4,196 (2,958) 80,087 90,561 99,938 96,348 107,713 117,755 103,495 92,533 3,083 2,148 1,987 2,210 4,341 5,373 4,313 6,904 (376) (5,443) (4,515) (4,707) (3,658) (6,948) (4,196) 2,958 2,707 3 295 (2,528) (2,497) 683 (1,575) 117 9,862 $ 82,794 $ 87,266 $ 97,410 $ 93,851 $ 108,396 $ 116,180 $103,612 $102,395 Governmental activities $ 20,163 $ 27,689 $ 24,426 $ 25,236 $ 17,789 $ 30,971 $ 16,767 $ 15,136 Business-type activities 13,555 11,098 11,072 11,691 16,996 14,825 9,486 25,872 Total primary government change in net assets $ 33,718 $ 38,787 $ 35,498 $ 36,927 $ 34,785 $ 45,796 $ 26,253 $ 41,008 ° Franchise fees reclassified from General Revenues to Charges for Services effective with fiscal 2008, per guidance from State of Florida, Department of Financial Services, Bureau of Local Government. ° Occupational licenses reclassified from Charges for Services to Local Business Tax (Other Taxes) effective with fiscal 2008, per guidance from State of Florida, Department of Financial Services, Bureau of Local Government. Special items for fiscal 2003 and 2004 consisted of a donated recreation complex and a cash donation for a new Spring Training sports complex, respectively. Note: The City began to report accrual information when it implemented GASB Statement 34 in fiscal year 2002. 133 Schedule 2a City of Clearwater, Florida Program Revenues by Function/Program Last Eight Fiscal Years (accrual basis of accounting) Function/Program Governmental activities: General government Public safety Physical environment Transportation Economic environment Human services Culture and recreation Subtotal governmental activities Business-type activities: Water and sewer utility Gas utility Solid waste utility Stormwater utility Recycling Marine Aviation Parking system Harborview center Downtown boat slips Subtotal business-type activities Total primary government Fiscal Year (amounts in thousands) 2002 2003 2004 2005 2006 2007 2008 2009 $ 11,843 $ 12,340 $ 13,090 $ 13,605 $ 14,697 $ 14,514 $ 21,640 b $ 21,681 9,046 9,661 9,009 9,207 9,275 11,763 12,784 13,284 1,052 1,118 796 448 1,274 704 695 304 6,261 3,982 2,003 14,056 a 2,300 10,491 6,628 1,852 2,802 4,028 2,629 2,425 2,708 3,298 2,844 3,327 - 6 - - - - - 7,841 6,161 7,576 7,874 8,973 9,682 9,317 9,424 38,845 37,296 35,103 47,615 39,227 50,452 53,908 49,872 40,051 43,120 46,357 47,656 52,264 56,071 52,807 26,890 30,064 33,001 37,469 43,160 38,906 40,902 16,090 15,974 16,823 16,541 16,816 17,301 17,512 8,262 13,411 11,158 14,061 14,343 12,559 12,941 2,171 2,427 2,649 2,843 2,799 3,287 3,493 2,735 2,953 3,750 3,721 4,128 4,323 4,810 638 739 253 251 489 242 335 4,097 4,003 4,418 4,752 4,981 4,655 4,266 1,872 1,661 1,655 1,646 1,842 1,846 2,032 102,806 114,352 120,064 128,940 140,822 139,190 139,098 $ 141,651 $ 151,648 $ 155,167 $ 176,555 $ 180,049 $ 189,642 $ 193,006 55,291 39,078 17,847 14,478 2,310 4,031 365 5,157 1,641 50 140,248 ' $ 190,120 I I Note: The City began to report accrual information when it implemented GASB Statement 34 in fiscal year 2002. a In 2005, the City received a $10 million reimbursement grant from the Florida Department of Revenue for construction of the new Clearwater Memorial Causeway Bridge. b Franchise fees reclassified from General Revenues to Charges for Services effective with fiscal 2008, per guidance from State of Florida, Department of Financial Services, Bureau of Local Government. 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N o r O F' ¢ to to LO U') U'i to ui to v v n E Q) _ x (D LO r-- W r- o N r- (O N M V LO LO t0 m -p W N m C f- V O N h N N m m 0 Wx 7 M o 0 m M o O 0 0 O a (D N H W W O O OD O m (o U-) LO E (0 W O1 N (o (O (O (C p N H Q V LO LO to co r-- 00 O E O to p U U = C r- LO M r- G M o m m (O O 'IT N Cl U') N -O L E m 7 v N P- -1 c c '- c aj tm 0 to o M LO N h 7 C ffi O 0 co N O N V N O . Q (q 0 (o (- (- 00 m O N M m > J x a .- '-- .-- r N N N N ? `per l~0 Q r» m u x a) E 2 c CO 0 (O LO O m 00 to 00 M ,C C a (O t0 0 (O M h O M m f? d V W W m o O r aO f- N O N h p, E CL c N LO N (O (o O n '00 n d W m N V m N o ? o h 7 A E W N N _m E O W `_ T E = Q fA a) pp_ CO o nU CO (0 (0 M LO CO (0 n a) Co r- w ?y N ? V' M? Mm V m ( (0 m L m t m t0 O M (O M N O 1.-N m c .2 C: to (P) LO LO o o rl- c0 ? 00 N N a) N ?, a) E c U) U To m of o m 00 v ? o M r- w (oo C N 0 t0 tb r M Cl v m m 0 -0 O m o N of m (_o v LO ? o LO w m 0 0 m N O O CO V V O a) C L a` o (o co (o (? co 0 0 (o (o y m a) 0 a) U CL U V O co O (O M m co N U ,C C W N m co h o 0 CO 00 C.L.. c m c "L 0 'I N V (O 0 O W L N t0 o M m m O (O E O C O V m 00 O N m O CO O T M V t0 t0 U) r cW w O m m m O O N N m r a) (D 0) 0 (h CL C a m U) O 7 m a Y CO L W n W O O co CO O c` o CND to Cl) m t'On m E U •N W CO r (3m (o M M h N 0 (0 j w 7 O 00 m m O t0 a0 m Q c > ID c a LO 00 E9 T C W) W co 0 V O N 00 N m V 0 m N f? o m o CD (O (o V O to m y N U) W (D m m m co O m 00 t0 x a) m m E N Cl M V (n h m N M M O` 'O N > E t - - - r N N N CL ?O w N IL m n O U) Lo a) U-) co N 000 ? m I?r m o M O tN ao N (`') O m W M (O l W (O o m f` t0 m O • co N O co Cl) t0 rl m LO U) 3 O 47 O M m v N N (O t0 (o (n uj O O h O o N O m M Cl M m m N Cl) V 'S t0 (o 0 00 O C6 N N Ul a) n a m m m N ? U l0 I O N M V LO (O I-- co m a C p O O O O O O O O O O 00 O O L f0 ? o o O O O o O o O O a u- LL} N N N N N N N N N N m o w 137 Schedule 6 City of Clearwater, Florida Direct and Overlapping Property Tax Rates Last Ten Fiscal Years (rate per $1,000 of assessed value) City Direct Rates Overlapping Rates Pinellas Pinellas Emergency Downtown Fiscal GOB Debt Total Pinellas County Transit Medical Other Develop. Year Operating Service Direct County Schools District Services Districts Board a 2000 5.5032 0.0000 5.5032 5.8540 8.6660 0.6501 0.6470 1.6572 1.0000 2001 5.5032 0.0000 5.5032 6.0040 8.4330 0.6501 0.7470 1.6562 1.0000 2002 5.5032 0.0000 5.5032 6.1410 8.4870 0.6501 0.6600 1.6562 1.0000 2003 5.7530 0.0000 5.7530 6.1410 8.4490 0.6319 0.6600 1.6562 1.0000 2004 5.7530 0.0000 5.7530 6.1410 8.2430 0.6319 0.6600 1.6562 1.0000 2005 5.7530 0.0000 5.7530 6.1410 8.1220 0.6377 0.6600 1.6557 1.0000 2006 5.7530 0.0000 5.7530 6.1410 8.3900 0.6377 0.6600 1.6555 1.0000 2007 5.2088 0.0000 5.2088 5.4700 8.2100 0.6074 0.6300 1.6378 1.0000 2008 4.6777 0.0000 4.6777 4.8730 7.7310 0.5601 0.5832 1.5121 0.9651 2009 4.7254 0.0000 4.7254 4.8108 8.0610 0.5601 0.5832 1.5551 b 0.9651 Source: Pinellas County Property Appraiser a A separate taxing district established by referendum which affects only downtown properties. b .Other" includes Pinellas County Planning Council 0.0170; Juvenile Welfare Board 0.7915; SW Florida Water Management District 0.3866; Pinellas Anclote River Basin 0.3600. 138 Schedule 7 City of Clearwater, Florida Property Tax Levies and Collections Last Ten Fiscal Years Collected within the Fiscal Year of the Levy Total Collections to Date Collections in Fiscal Taxes Levied for Percentage Subsequent Percentage Year the Fiscal Year Amount of Levy Years Amount of Levy 2000 $ 26,998,318 $ 26,876,461 99.55% $ 77,716 $ 26,954,177 99.84% 2001 28,664,112 28,567,429 99.66 130,632 28,698,061 100.12 2002 31,303,900 31,204,025 99.68 91,548 31,295,573 99.97 2003 35,153,114 35,038,555 99.67 94,574 35,133,129 99.94 2004 38,430,718 38,277,689 99.60 124,999 38,402,688 99.93 2005 43,001,524 42,905,336 99.78 118,601 43,023,937 100.05 2006 49,719,539 49,598,439 99.76 48,222 49,646,661 99.85 2007 55,514,622 55,423,836 99.84 131,471 55,555,307 100.07 2008 52,134,689 51,926,581 99.60 173,529 52,100,110 99.93 2009 48,093,238 47,964,265 99.73 - 47,964,265 99.73 Note 1: Discounts are allowed for early payment: 4% for November, 3% for December, 2% for January, and 1 % for February. No discount is allowed for payment in March. Penalties are assessed beginning in April. Note 2: The County Tax Collector does not allocate delinquent taxes collected by the original tax year levied. Consequently all collections of delinquent taxes are applied to the immediately prior tax year and, as a result, the total colle ctions-to-date percentage of the tax levy-to-date shown above may be grea ter than 100% of the tax levy for a given year. 139 Schedule 8a Taxes REAL PROPERTY Bellweather Prop. LP Ltd. Centro NP Clearwater Mall Taylor, John S. III Sandpearl Resort LLC Sand Key Association Ltd. Grand Reserve Property Owner W R I Countryside Centre LLC Weingarten Nostat Inc. ZOM Bayside Arbors Ltd. Duff, Andrew R. - Trustee Excel Realty Trust Inc Clearwater Land Co. Walmart Stores, Inc. Branch Sunset Assoc, LTD Nortwood Plaza Total City of Clearwater, Florida Principal Real Property Taxpayers, Current Year an d Nine Years Ago 2009 2000 Percentage of Percentage of Total City Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Value Rank Value Value Rank Value $ 127,897,800 1 1.32% $ 83,872,700 1 1.93% 49,125,600 2 0.51% 22,578,600 4 0.52% 47,960,000 3 0.49% 42,196,200 4 0.43% 40,000,000 5 0.41% 19,304,400 8 0.44% 40,000,000 6 0.41% 25,002,300 3 0.57% 33,750,000 7 0.35% 32,965,000 8 0.34% 29,421,800 9 0.30% 19,499,100 7 0.45% 27,250,000 10 0.28% 0.00% 29,223,200 2 0.67% 0.00% 21,473,800 5 0.49% 0.00% 17,635,600 10 0.41% 0.00% 20, 742, 300 6 0.48% 0.00% 18,245,200 9 0.42% $ 470,566,400 4.85% $ 277,577,200 6.38% Source: Pinellas County Property Appraiser 140 Schedule 8b City of Clearwater, Florida Principal Personal Property Taxpayers, Current Year and Nine Years Ago 2009 Taxpayer PERSONAL PROPERTY Progress Energy (1) Verizon Florida Inc (2) Bright House Networks LLC (3) Sandpearl Resort LLC Bausch & Lomb Inc Monin Inc General Electric Credit Co Instrument Transformers Macy's Florida (4) Holiday Inn Hotel & Suites GTE Americast Sheraton Sand Key Nationsbank, NA Clearwater Community Hospital Double Tree Resort Percentage of Total City Taxable Taxable Assessed Assessed Value Rank Value $ 71,515,659 1 13.03% 27,102,047 2 4.94% 17,667,279 3 3.22% 6,905,510 4 1.26% 6,088,670 5 1.11% 4,919,160 6 0.90% 4,896,354 7 0.89% 4,276,570 8 0.78% 3,575,750 9 0.65% 3,155,270 10 0.57% 2000 Taxable Assessed Value Rank $ 47,447,280 3 94, 262, 500 1 10,967,060 4 Percentage of Total City Taxable Assessed 8.64% 17.17% 2.00% 3,532,060 7 0.64% 5,611,970 5 1.02% 72,412,870 2 3,398,440 8 2,293,530 10 4,548,550 6 2,350,700 9 Total $ 150,102,269 27.34% $ 246,824,960 Notes: (1) Progress Energy was Florida Power in 2000. (2) Verizon Florida, Inc. was GTE in 2000. (3) Bright House Networks was Time Warner Entertainment in 2000. (4) Macy's Florida was Burdines Inc in 2000. Source: Pinellas County Property Appraiser 13.19% 0.62% 0.42% 0.83% 0.43% 44.95% 141 rn d 7 N t v N (1) CL d W F- L (D CL O d CD 0) (0 O C V N 3L w , Do N LL V a+ 7 _ O o0 WE Y C J C U c y .+ ., C O O O E W W M L M M COD ? 000 M co N N O N (D (O " V M V M N f? ? '= ? ? N N N N N N N N f0 U ? CD m o 0 0 0 0 0 0 0 0 0 C9 O OD a) t0 OOi <Y M m c0 N ? JaE) 'Ir LO n r- r- CD (O CO (D V O _ O ?. Q) (D It U) M (D ? N N ^ Cn cO N N O CD O M rl M N Lq O E E It O ? co M It ? N M O d Q ?2 02 r' N cD N N N N LO N LO N m N U «O O y (D w 1- C) U00 0 M O O M O a CO (D CD f- - O M M CS) M (A CD U J r . - CV N N 1 1- (s U r 0 0 0 l?( m N U') LO Z C r r r (n > C m rn U C' m _ X d H Cfl N 00 r- O cc (O M (O M (O U') O M V) a O M O 00 3 c? v (+? G oc (D ' n ao co cc N-? E> COI h I? M M j NT U V) ? It V CI) CIJ v v O CD Co U) x 61) = ? N M O ((j O V O Co C 70 Co a) r M oc (D O O rl CA O N V CO N N N N N N N N - ? CU N ? (D 00 P- - (O 0 O O V V N (O U') O N tO N O n V (0 (D Lq N ? C ?I O (D Nt O r r- r CO r W co N O > N m r r r (0 Q' EH w0 d rn 0) V 0) co Iz ? (P v V (D M° .a N V M N (D (D 00 O cO LO N (p O Cy) N 0 O 01 O O (A U c a C, C 0 O U 0) O Lf) r Lo 00 0 N LO It LO LO (([ 'IT C C ' ' 00 (O I? N r- N r E m ?2 ?2 - C r U N j C C LL O m > U) C EA x co n U) LO NT LO LO LO V) LO C) CO LO [I- C) cq H C ' V M O (D rn rn (D u) CD N> 0 l V V co M N oi C4 CD co ? (n ER U 7 't r-. 0 LO CO : LO LO CD LO .Z c ( D C \L M ( 0 C \L N CA (0 V N O O O Lq C) o q (0 0 > o o 0 0 o Di 01 l U 0? m X C ?p O y C m CO (D _0 Ca 0 v!). U O O O O O O o o O O O jy N N N N N N N N N N v _N O O L U N c O (U O c N co O ? co 0 0 _0 c O U p W O W n o n Cr O C o co C N N O O C Fo U O O (U L a Q O C co Q N E ? N _0 _ a> co U U N 0 N V) Z 142 Schedule 10 City of Clearwater, Florida Ratios of General Bonded Debt Outstanding Last Ten Fiscal Years (amounts in thousands, except per capita) General Bonded Debt Outstanding Percentage of General Public Service Sales Tax Actual Taxable Fiscal Obligation Tax Revenue Revenue Value of Per Year Bonds Bonds Bonds Total Property (a) Capita b 2000 $ - $ 10,427 $ - $ 10,427 0.18% $ 96 2001 - 10,179 46,445 56,624 0.92% 518 2002 - 11,360 46,445 57,805 0.86% 527 2003 - 11,005 41,345 52,350 0.73% 476 2004 - 10,645 36,075 46,720 0.59% 423 2005 - 10,270 30,615 40,885 0.47% 369 2006 - 9,885 24,955 34,840 0.34% 315 2007 - 9,565 19,080 28,645 0.23% 259 2008 - 13,000 12,975 25,975 0.20% 236 2009 - 12,545 6,620 19,165 0.16% 174 Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. (a) See Schedule 5 for property value data. (b) Population data can be found in Schedule 14. 143 Schedule 11 City of Clearwater, Florida Direct and Overlapping Governmental Activities Debt As of September 30, 2009 (amounts in thousands) Governmental Unit Debt repaid with property taxes Other debt Pinellas County Capital Improvement Revenue Bonds Pinellas County Capital Leases Pinellas County School District State Bonds b Pinellas County School District Capital Leases Subtotal, overlapping debt City direct debt Total direct and overlapping debt 10,479 40,135 $ 50,614 Sources: Assessed value data used to estimate applicable percentages provided by Pinellas County Property Appraiser. Debt outstanding data is provided by each respective governmental unit. Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the city. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of Clearwater. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. a The percentage of overlapping debt applicable is estimated using taxable assessed property values. Applicable percentages were estimated by determining the portion of another governmental unit's taxable assessed value that is within the City's boundaries and dividing it by each unit's total taxable assessed value. b The School District State Bonds are secured by a pledge of the District's portion of the State-assessed motor vehicle license tax. The State's full faith and credit is also pledged for the bonds. Estimated Estimated Share of Debt Percentage Overlapping Outstanding Aoolicable a Debt $ - n/a $ - 22,600 13.9% 3,141 96 13.9% 13 32,360 13.9% 4,497 20,351 13.9% 2,828 144 Schedule 12 City of Clearwater, Florida Legal Debt Margin Information Last Ten Fiscal Years (amounts in thousands) Total Net Debt Applicable Total Net Debt to Limit Fiscal Debt Applicable Legal as Percentage Year Limit to Limit Debt Margin of Debt Limit 2000 $ 870,699 $ 121,644 $ 749,055 13.97% 2001 931,415 167,938 763,477 18.03 2002 1,026,014 254,873 771,141 24.84 2003 1,116,032 243,518 872,514 21.82 2004 1,236,804 249,370 987,434 20.16 2005 1,395,730 236,154 1,159,576 16.92 2006 1,631,179 247,706 1,383,473 15.19 2007 2,028,832 230,639 1,798,193 11.37 2008 2,128,847 224,224 1,904,623 10.53 2009 1,942,045 271,594 1,670,451 13.98 Leaal Debt Marcin Calculation for Fiscal Year 2009: Assessed valuation of non-exempt rea l estate $ 9,710,226 Debt Limit (20% of assessed valuation per City Charter) 1,942,045 Debt applicable to limit: Revenue bonds $ 289,705 Capital leases 9,890 Less: Amount set aside for repayment of bonded debt (28,001) 271,594 Legal debt margin $ 1,670,451 Note: Per City Charter, the City's indebtedness, to include revenue, refunding, and improvement bonds, shall not exceed 20 percent of the current assessed valuation of all real property located in the City. 145 Schedule 13 City of Clearwater, Florida Pledged-Revenue Coverage Last Ten Fiscal Years (e) (amounts in thousands) Page 1 of 2 Less: Net Fiscal Gross Operating Available Debt Service Year Revenues Expenses Revenues Principal Interest Coverage Infrastructure Sales Tax Bonds (b) 2001 $ 8,340 $ - $ 8,340 $ - $ - n/a 2002 8,458 - 8,458 - 1,984 4.26 2003 8,662 - 8,662 5,100 1,882 1.24 2004 9,120 - 9,120 5,270 1,674 1.31 2005 9,978 - 9,978 5,460 1,432 1.45 2006 10,704 - 10,704 5,660 1,896 (°) 1.42 2007 9,931 - 9,931 5,875 889 1.47 2008 9,863 - 9,863 6,105 641 1.46 2009 8,574 - 8,574 6,355 397 1.27 Spri ng Training Facility Bonds (`) 2002 $ 1,148 $ - $ 1,148 $ - $ - n/a 2003 1,115 - 1,115 165 629 1.40 2004 1,086 - 1,086 460 623 1.00 2005 1,098 - 1,098 465 614 1.02 2006 1,107 - 1,107 475 603 1.03 2007 1,112 - 1,112 490 591 1.03 2008 1,107 - 1,107 500 577 1.03 2009 1,104 - 1,104 515 561 1.03 Public Service Tax/Improvement Revenue Bonds (d) 2000 $ 15,243 $ - $ 15,243 $ 235 $ 634 17.54 2001 15,486 - 15,486 250 613 17.94 2002 18,273 - 18,273 110 408 35.28 2003 17,381 - 17,381 355 506 20.19 2004 17,027 - 17,027 360 496 19.89 2005 17,493 - 17,493 375 485 20.34 2006 18,118 - 18,118 385 473 21.12 2007 18,194 - 18,194 320 464 23.21 2008 18,280 - 18,280 330 450 23.44 2009 18,987 - 18,987 340 438 24.40 (a) Less than ten years of coverage are provided for the Infrastructure Sales Tax Revenue Bonds issued June 2001 and the Spring Training Facility Bonds issued September 2002. (b) Pledged revenues for the Infrastructure Sales Tax Revenue Bonds include the City's share of revenues derived by Pinellas County, Florida, from the levy and collection of a one-cent discretionary infrastructure sales surtax pursuant to Section 212.055(2), Florida Statutes, as amended. Interest for 2006 includes arbitrage rebate of $742,000. (c) Pledged revenues for the Spring Training Facility Revenue Bonds include payments received from the State of Florida pursuant to Section 212.20, Florida Statutes, and payments from Pinellas County, pursuant to an inter-local agreement dated December 1, 2000, along with related interest earnings. (d) Pledged revenues for the Improvement Revenue Refunding Bonds, issued October 2001, were public service taxes. Effective October 1, 2001, the Florida Legislature repealed the public tax on communications and created a replacement communications services tax. Consequently the pledged revenues effective October 1, 2001, include both public service taxes and the new communications services taxes. 146 Schedule 13 (continued) City of Clearwater, Florida Pledged-Revenue Coverage Last Ten Fiscal Years (a) (amounts in thousands) Page 2 of 2 Less: Net Fiscal Gross Operating Available Debt Service Maximum Year Revenues Expenses Revenues Principal Interest Coverage Coverage (a) Water & Sewer Utility Revenue Bonds 2000 $ 37,407 $ 25,883 $ 11,524 $ 4,705 $ 1,581 1.83 2001 39,486 27,337 12,149 4,920 1,359 1.93 2002 39,452 28,552 10,900 5,165 1,118 1.73 2003 40,243 29,611 10,632 5,430 3,334 1.21 2004 44,193 31,206 12,987 6,575 2,964 1.36 2005 46,379 32,243 14,136 7,000 2,892 1.43 2006 51,197 36,546 14,651 7,020 2,711 1.51 2007 52,815 37,109 15,706 7,115 3,588 1.47 2008 54,014 38,325 15,689 7,080 3,817 1.44 2009 56,952 36,305 20,647 7,195 3,773 1.88 Gas Utility Revenue Bonds 2000 $ 21,533 $ 16,463 $ 5,070 $ 560 $ 1,543 2.41 2.33 2001 31,212 24,575 6,637 580 1,519 3.16 3.05 2002 27,218 20,665 6,553 610 1,495 3.11 3.01 2003 30,373 23,729 6,644 630 1,470 3.16 3.05 2004 33,229 26,316 6,913 675 1,370 3.38 3.18 2005 37,797 30,584 7,213 770 1,228 3.61 3.35 2006 43,772 34,154 9,618 825 1,195 4.76 4.47 2007 39,756 30,483 9,273 855 1,162 4.60 4.31 2008 41,582 33,562 8,020 765 741 5.33 3.73 2009 39,992 26,813 13,179 770 730 8.79 6.13 Stormwater Utility Revenue Bonds 2000 $ 4,938 $ 3,183 $ 1,755 $ - $ 185 9.49 2001 5,323 3,608 1,715 105 400 3.40 2002 6,846 3,958 2,888 120 395 5.61 2003 8,660 4,727 3,933 125 1,104 3.20 2004 9,680 5,923 3,757 570 1,445 1.86 2005 10,523 5,754 4,769 580 1,830 1.98 2006 11,589 6,020 5,569 925 1,906 1.97 2007 12,458 6,161 6,297 985 1,874 2.20 2008 13,159 6,927 6,232 1,015 1,845 2.18 2009 14,259 7,684 6,575 1,050 1,814 2.30 (e) Maximum debt service coverage is presented for continuing disclosure on the Gas System Revenue Bonds and is based upon the maximum annual debt service for outstanding bonds and parity bonds. I 11 11 147 Schedule 14 City of Clearwater, Florida Demographic and Economic Statistics Last Ten Fiscal Years Personal Income Per Capita Annual Average (thousands of Personal Median School Unemployment Year Population (a) dollars) Income (b) Age (c) Enrollment (d) Rate (e) 2000 108,787 $ 3,134,480 $ 28,813 44.2 15,978 2.7% 2001 109,231 3,238,590 29,649 43.0 16,293 2.7 2002 109,719 3,487,309 31,784 43.0 17,047 3.9 2003 110,055 3,586,142 32,585 43.9 16,295 5.4 2004 110,325 3,680,552 33,361 44.0 16,323 4.7 2005 110,831 3,730,350 33,658 44.2 15,964 3.4 2006 110,602 3,987,755 36,055 44.2 15,696 2.9 2007 110,469 4,238,033 38,364 44.5 15,500 3.8 2008 110,251 4,482,144 40,654 44.5 15,482 5.5 2009 109,907 4,676,103 42,546 45 14,975 10.1 (a) Source is the University of Florida, B ureau of Economic and Business Research: April 1, 2009 estimate for current year and Florida Statistical Abstract for prior years. (b) Data is from per capita persona/ income for Pinellas County for two years prior. Source is the University of Florida, Bureau of Economic and Business Research, Florida Statistical Abstract. (c) Data is for Pinellas County and for prior year. Source is the University of Florida, Bureau of Economic and Business Research, Florida Statistical Abstract. (d) Source of data is the Pinellas County School District. (e) Source for fiscal years 2000 thru 2008 is the University of Florida, Bureau of Economic and Business Research, Florida Statistical Abstract, Annual Averages of the indicated fiscal year. Source for fiscal 2009 is the US Dept of Labor, Bureau of Labor Statistics, Tampa Metro Area, average for year ended September 2009. Note: Data is the latest published annual data available for an unspecified point in each year, not specifically September 30. 148 Schedule 15 City of Clearwater, Florida Principal Employerse, Current Year and Nine Years Ago 2009 b 2000 ° Percentage Percentage of Total of Total County County Employer Employees Rank Employment Employees Rank Employment Pinellas County School District 13,850 1 3.46% Fidelity Information Services 4,000 2 1.00% Home Shopping Network 4,000 3 1.00% Bay Pines VA Medical Center 3,500 4 0.87% Nielsen Media Research 3,000 5 0.75% City of St. Petersburg 2,748 6 0.69% Raymond James Financial 2,600 7 0.65% Pinellas County Sheriff 2,509 8 0.63% Tech Data Corp. 2,500 9 0.62% Pinellas County Board of County Commissioners d 2,041 10 0.51% Total Employment b 400,055 a Data is for Pinellas County. City data is not available. b Source: Florida Research and Economic Database and Pinellas County Department of Economic Development. Data for 2000 is not available. d Includes part-time personnel budgeted. 149 Schedule 16 City of Clearwater, Florida Full-time Equivalent City Government Employees by Function/Program Last Ten Fiscal Years Function/Prooram General government Public safety Fire Police Physical environment Transportation Economic environment Human services Culture and recreation Library Parks & Rec Water & Sewer Utility Gas Utility Solid Waste Utility Stormwater Utility Recycling Marine Aviation Parking System Total Full-time Equivalent Emp loyees as of September 30 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 291.9 293.4 301.9 287.0 286.4 287.3 307.5 322.0 327.3 321.6 180.5 186.5 199.7 200.0 202.0 202.0 215.0 221.0 212.0 212.0 411.0 408.4 408.4 397.6 399.9 405.9 407.9 407.9 393.9 389.9 33.0 34.0 36.0 36.0 36.0 36.0 38.7 38.7 34.0 33.5 65.0 67.0 72.0 73.0 73.0 71.0 74.3 74.3 69.0 67.5 j 47.0 52.0 52.3 64.3 67.3 67.1 69.5 66.5 64.5 62.5 10.0 4.0 4.0 4.0 4.0 3.0 3.0 3.0 3.0 2.0 79.0 80.4 81.4 83.4 95.9 95.9 94.9 93.9 88.4 78.3 , 203.0 207.8 209.6 217.0 241.9 235.4 239.8 240.8 221.8 203.7 154 8 158 0 166 0 170 0 169 0 169 0 175 0 175 0 168 0 169 0 . . . . . . . . . . 95.0 91.0 90.0 90.0 90.0 90.0 90.0 90.0 90.0 84.0 108.0 108.5 109.5 106.0 107.5 109.5 112.0 112.0 112.0 112.0 36.2 38.0 38.0 40.0 40.0 46.0 46.0 46.0 46.0 47.0 23.0 24.5 24.5 23.5 23.5 23.5 22.5 22.5 22.5 22.3 30.8 30.8 32.8 35.9 35.9 36.4 32.6 18.1 18.6 18.8 - 2.0 1.0 2.4 2.4 1.9 1.9 1.9 1.9 1.7 9 6 9 6 9 6 14 8 20 8 20 8 20 8 20 7 20 7 20 7 . . . . . . . . . . 1,777.8 1,795.9 1,836.7 1,844.9 1,895.5 1,900.7 1,951.4 1,954.3 1,893.6 1,846.5 Source: City of Clearwater Office of Management and Budget 150 City of Clearwater, Florida Operating Indicators by Function/Program Last Six Fiscal Years* Fiscal Year Ended Sept 30: 2004 2005 2006 2007 2008 Function/Prouram General government Planning Commercial building permits issued 1,850 1,804 2,157 Residential building permits issued 6,353 7,361 6,321 Public safety Police Average officer training hours 141 ' 150 ' 55 Total volunteer training hours 1,229 1,017 932 Fire Percentage of fire responses under 7.5 minutes 92% 91% 90% Physical environment Square feet of sidewalks repaired/constructed 53,528 37,039 48,458 Transportation Miles of roadway resurfaced 13 12 10 Economic environment Code enforcement cases brought to compliance 9,439 8,701 9,762 Human services City employees that mentor in area schools 28 30 38 Culture and recreation Library system Library visits 854,004 975,547 902,135 Circulation 1,164,424 1,190,577 1,193,637 Parks and recreation Recreation center visitations 1,098,407 1,106,216 623,500 Athletic program visitations 266,276 511,620 515,100 Water and Sewer Utility Water customers 40,235 40,178 40,467 Volume of water pumped (million gallons/day) 13.15 14.18 14.09 Sewer customers 33,234 33,305 33,279 Miles of sewers cleaned 168 169 166 Gas Utility Number of customers 18,454 18,548 19,035 Solid Waste Utility Solid waste tonnage collected and disposed 130,914 128,080 132,741 Stormwater Utility Number of equivalent residential units 98,621 97,669 97,297 Recycling Utility Marketable tons recycled 14,443 14,324 14,433 * Note: Only six years of data are available. Fiscal 2009 is estimated if not available. No operating indicators are available for marine, aviation, parking, downtown boat slips, and Harborview Center functions. 'Training hours for fiscal 2004 and 2005 included grant-funded training for Homeland Security. 2,081 1,681 5,117 4,608 Schedule 17 2009 1,450 4,183 105 78 83 1,023 1,001 735 91% 92% 96% 88,028 64,201 47,076 14 10 10 8,794 9,300 8,553 34 24 20 979,544 976,987 864,350 1,121,480 1,181,184 1,161,059 967,817 1,050,782 868,445 414,805 643,995 546,446 40,407 40,131 39,935 12.66 11.92 11.52 33,255 33,146 33,084 19,470 19,527 19,527 130,308 123,018 112,851 98,513 97,986 98,436 14,492 14,006 12,114 151 Schedule 18 City of Clearwater, Florida Capital Asset Statistics by Function/Program Last Ten Fiscal Years As of September 30 2000 2001 2002 2003 2004 2005 2006 2007 2006 2009 Function/Program Public safety Fire Stations 6 7 7 7 8 8 8 8 8 8 Police Stations 8 8 9 9 9 10 10 10 9 6 Transportation Paved streets (miles) 304 304 304 304 305 305 305 305 305 313 Culture and recreation Library system Volumes in collection (thousands) 497 534 546 557 557 570 565 590 601 606 Parks and recreation Parks acreage 1,366 1,370 1,370 1,370 1,370 1,374 1,400 1,400 1,400 1,400 Recreational paths (miles) 7 7 7 7 7 13 14 16 16 16 Playgrounds 30 31 31 31 31 32 33 33 29 29 Baseball and softball fields 37 36 36 36 35 35 35 35 32 32 Soccer and football fields 20 17 17 17 17 24 25 25 20 20 Recreation centers 10 10 11 12 12 7 7 7 7 7 Water & Sewer Utility Water mains (miles) 522 523 559 559 567 567 568 571 575 593 Sanitary sewer mains (miles) 323 322 363 363 363 363 365 368 362 362 Daily treatment capacity 29 29 29 29 29 29 29 29 29 29 (millions of gallons) Gas Utility Gas mains (miles) 631 653 669 686 729 753 786 816 814 821 Stormwater Utility Stormwater mains (miles) 123 123 147 147 147 147 148 156 146 148 Marine Boat slips 209 209 209 209 209 209 209 209 209 207 Aviation Airpark spaces 174 174 177 177 177 177 177 177 177 177 Parking system Parking spaces 3,773 3,753 3,538 3,615 3,653 3,686 3,636 3,322 ° 3,382 3,497 'The decrease in parking spaces for fiscal 2007 was loss of beach parking due to Beach Walk construction Sources: Various city departments Note: No capital asset indicators are available for the general government, physical environment, economic environment, human services, solid waste, recycling, and Harborview Center functions. 152 Single Audit / Grants Compliance 153 This Page Intentionally Left Blank 154 Independent Auditors' Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with GoverwentAudiifugStwdards Honorable Mayor, City Councilmembers, City Manager and City Management City of Clearwater, Florida: We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Clearwater, Florida (the "City") as of and for the year ended September 30, 2009, which collectively comprise the City's basic financial statements, and have issued our report thereon dated March 24, 2010. We have also audited the financial statements of each of the City's non-major governmental, non-major enterprise, internal service and fiduciary funds presented as supplementary information in the accompanying combining and individual fund financial statements as listed in the table of contents. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control Over Financial Reporting In planning and performing our audit, we considered the City's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinion on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over financial reporting. A control deficiency exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A significant deficiency is a control deficiency, or combination of control deficiencies, that adversely affects the City's ability to initiate, authorize, record, process, or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the City's financial statements that is more than inconsequential will not be prevented or detected by the City's internal control. 155 A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that a material misstatement of the financial statements will not be prevented or detected by the City's internal control. Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and would not necessarily identify all deficiencies in internal control that might be significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. We noted certain matters that we reported to management of the City in a separate letter dated March 24, 2010. This report is intended solely for the information and use of City Mayor, City Councilmembers, City Manager and City Management, the State of Florida Office of the Auditor General and applicable federal and state awarding agencies and is not intended to be and should not be used by anyone other than these specified parties. UOV, UVWr W, 4 4 P, Tampa, FL March 24, 2010 156 Independent Auditors' Report on Compliance With Requirements Applicable to Each Major Federal Awards Program and State Project and on Internal Control Over Compliance in Accordance with OMB Circular A-133 and Chapter 10.550, Rules of the Auditor General Honorable Mayor, City Councilmembers, City Manager and City Management City of Clearwater, Florida Compliance We have audited the compliance of the City of Clearwater, Florida, "the City", with the types of compliance requirements described in the U.S. Office of Management and Budget (OMB) Circular A- 133 Compliance Supplement, and the requirements described in the State of Florida Department of Financial Services State Projects Compliance Supplement, that are applicable to each of its major federal programs and state financial assistance projects for the year ended September 30, 2009. The City's major federal programs and state financial assistance projects are identified in the summary of auditor's results section of the accompanying Schedule of Findings and Questioned Costs. Compliance with the requirements of laws, regulations, contracts, and grants applicable to each of its major federal programs and state financial assistance projects is the responsibility of the City's management. Our responsibility is to express an opinion on the City's compliance based on our audit. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; OMB Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations and Chapter 10.550, Rules of the Auditor General. Those standards, OMB Circular A-133, and Chapter 10.550, Rules of the Auditor General, require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program and state financial assistance project occurred. An audit includes examining, on a test basis, evidence about the City's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. Our audit does not provide a legal determination of the City's compliance with those requirements. In our opinion, the City complied, in all material respects, with the requirements referred to above that ' are applicable to each of its major federal programs and state financial assistance projects for the year ended September 30, 2009. 157 Internal Control Over Compliance The management of the City is responsible for establishing and maintaining effective internal control over compliance with the requirements of laws, regulations, contracts, and grants applicable to federal programs and state financial assistance projects. In planning and performing our audit, we considered the City's internal control over compliance with the requirements that could have a direct and material effect on a major federal program or state financial assistance project in order to determine our auditing procedures for the purpose of expressing our opinion on compliance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance in accordance with OMB Circular A-133 and Chapter 10.550, Rules of the Auditor General. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over compliance. A control deficiency in an entity's internal control over compliance exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect noncompliance with a type of compliance requirement of a federal program or state financial assistance project on a timely basis. A significant deficiency is a control deficiency, or combination of control deficiencies, that adversely affects the entity's ability to administer a federal program or state financial assistance project such that there is more than a remote likelihood that noncompliance with a type of compliance requirement of a federal program or state financial assistance project that is more than inconsequential will not be prevented or detected by the entity's internal control. A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that material noncompliance with a type of compliance requirement of a federal program or state financial assistance project will not be prevented or detected by the City's internal control. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and would not necessarily identify all deficiencies in internal control that might be significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. This report is intended solely for the information and use of the City Mayor, City Council members, City Manager and City Management, the State of Florida Office of the Auditor General and applicable federal and state awarding agencies and is not intended to be and should not be used by anyone other than these specified parties. ?",r 440vt Tampa, Florida March 24, 2010 158 City of Clearwater, Florida Schedule of Expenditures of Federal Awards and State Financial Assistance Projects For the Year Ended September 30, 2009 Federal Grantor / Pass-through Grantor / CFDA Program Title Number FEDERAL AWARDS U.S. Department of Housing and Urban Development: Grant I.D. Number Community Development Block Grant - Entitlement 14.218 B-08-MC-12-0002 Home Investment Partnerships Program 14.239 M-06-MC-12-0230 and Urban Development tment of Housin D T l U S t g epar . o a . U.S. Department of the Interior: Development and Planning ' Ross Norton Improvements 15.916 LW549 Total U.S. Department of the Interior artment of Justice: D U S ep . . Federal Forfeiture Sharing 16.000 FL0520300 T ffi ki H 16 320 2006-VT-BX-0007 uman ra c ng Creation of the Clearwater Area Task Force on . Clearwater Human Trafficking Immersion 16.320 2008-VT-BX-K101 16.320 Bureau of Justice Assistance 2006 Bulletproof Vest Partnership 16.607 2006-BO-BX-06133388 Office of Community Oriented Policing Services COPS 2004 Technology 16.710 2004-CK-WX-0302 COPS 2005 Technology 16.710 2005-CK-WX-0071 16.710 Edward Byrne Memorial Justice Assistance Grant Program JAG Equipment Grant - FY2008 16.738 2008-DJ-BX-0339 Operacion Apoyo Hispano 16.738 2006-DJ-BX-0587 16.738 Total U.S. Department of Justice 159 Federal Share of Expenditures $ 660,557 227,930 888,487 11,429 11,429 196,349 135,018 42,333 177,351 809 232,029 124,437 356,466 30,414 34,046 64,460 795,435 City of Clearwater, Florida Schedule of Expenditures of Federal Awards and State Financial Assistance Projects - Continued For the Year Ended September 30, 2009 Federal Grantor / Pass-through Grantor / CFDA/CSFA Program Title Number Grant I.D. Number FEDERAL AWARDS (continued) U.S. Department of Transportation: Federal Highway Administration Passed thru Florida Department of Transportation: Clearwater Beach Trail Connector Phase 1 Clearwater Beach Trail Connector Phase 2 Clearwater Beach Trail Connector Phase 2 Total U.S. Department of Transportation U.S. Environmental Protection Agency: Brownfields Assessment and Brownfields EPA Assessment Passed through FL Department of Environmental Protection: Kapok Wetland & Floodplain Restoration Project Total U.S. Environmental Protection Agency 20.205 FPN 415744-1-58-01 FPN 415744-1-58-02 20.205 FPN 415744-2-58-01 66.818 BF-96486307-0 66.460 C9-9945-1503-0; FDEP G0087 Corporation For National and Community Services: Passed through FL Commission on Community Services Americorps Clearwater 2008 94.006 Grant 06AFHFL0010008 Americorps Clearwater 2009 94.006 Grant 06AFHFL0010008 Total Corporation for National and Community Services Passed thru Florida Department of Law Enforcement FY2007 Buffer Zone Protection Grant 97.078 2007-BZPP-PINE-1-V4-005 Total U.S. Department of Homeland Security Total Federal Financial Assistance Federal Share of Expenditures 318,680 340 319,020 189,111 15,740 204,851 32,986 76,083 109,069 113,990 113,990 $ 2,442,281 160 ' City of Clearwater, Florida Schedule of Expenditures of Federal Awards and State Financial Assistance Projects - Continued For the Year Ended September 30, 2009 State Grantor / State Pass-through Grantor / CSFA Share of Program Title Number Grant I.D. Number Expenditures (a) ' STATE FINANCIAL ASSISTANCE Florida Executive Office of the Governor, Office of Tourism, Trade, and Economic Development Brownfield Grant 31.011 OT98-097 $ 8,727 Total Florida Executive Office of the Governor 8,727 Florida Department of Environmental Protection: Florida Recreation Development Assistance Program Morningside Improvements 37.017 DEP Agreement A9098 52 Enterprise Park 37.017 DEP Agreement F8082 96,851 37.017 96,903 1 Statewide Restoration Projects-Lake Bellevue Stormwater Improvmnts 37.039 WAP050 241,534 Total Florida Department of Environmental Protection 338,437 Florida Department of Community Affairs: Florida Communities Trust Lake Chautauqua Equestrian & Nature Preserve 52.002 FCT Project 07-054-FF7 1,464,948 Florida Housing Finance Corporation State Housing Initiative Partnership Program (SHIP) 52.901 n/a 1,005,483 Total Florida Department of Community Affairs 2,470,431 Florida Department of Transportation: Install new security fencing, camera 55.004 FPNA15770-1-94-01, Contract APF54 86,199 New FBO Building at Airpark 55.004 FPN:41 2431-1-94-01; Contract ANW13 20,843 Total Florida Department of Transportation 107,042 artment of Elder Affairs: Florida De p Fixed Capital Outlay - Senior Center 65.013 44,095 Total Florida Department of Elder Affairs 44,095 Florida Department of Revenue: Phillies Stadium 73.016 500,004 Total Florida Department of Revenue 500,004 Total State Financial Assistance $3,468,736 Total Expenditures of Federal Awards ' and State Financial Assistance Projects $ 5,911,017 (a) Funded with State grants and aids appropriations. 161 City of Clearwater, Florida NOTES TO SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS AND STATE FINANCIAL ASSISTANCE PROJECTS For the Year Ended September 30, 2009 NOTE 1 - Basis of Presentation The accompanying Schedule of Expenditures of Federal Awards and State Financial Assistance Projects presents the activity of all federal financial and state grant activity projects of the City of Clearwater, Florida (the "City"). Federal and state financial assistance received directly from federal and state agencies, and federal financial assistance passed through other governmental agencies are included on the schedules. The information in this schedule is presented in accordance with the requirements of OMB Circular A-133, Audits of States, Local Governments and Non-Profit Organizations and Chapter 10.550, Rules of the Auditor General. NOTE 2 - Basis of Accounting The accompanying Schedule of Expenditures of Federal Awards and State Financial Assistance Projects is presented using the modified accrual or accrual basis of accounting, which is described in Note 1 to the City's basic financial statements. NOTE 3 - CFDA/CSFA Numbers CFDA numbers represent Catalog of Federal Domestic Assistance and apply only to federal awards. CSFA numbers represent Catalog of State Financial Assistance and apply only to state financial assistance. NOTE 4 - Subrecipients Of the federal and state expenditures presented in the Schedule, the City provided federal and state awards to subrecipients as follows: Federal CFDA/ Amount Provided Program Title State CFSA To Subrecipients U.S. HUD Community Development Block Grant U.S. HUD Home Investment Partnerships Program Florida Housing Finance Corporation, State Housing Initiative Partnership Program 14.218 $296,746 14.239 $ 77,867 52.901 $488,612 162 CITY OF CLEARWATER, FLORIDA Schedule of Findings and Questioned Costs For the Year Ended September 30, 2009 SECTION I. Summary of Auditor's Results Financial Statements Type of auditor's report issued: Unqualified Internal control over financial reporting: - Material weakness(es) identified Yes X No - Significant deficiency(s) identified that are not considered to be material weaknesses Yes X None reported Noncompliance material to financial statements noted Yes X No Federal Awards Internal control over major federal programs: - Material weakness(es) identified Yes X No - Significant deficiency(s) identified that are not considered to be material weaknesses Yes X None reported Noncompliance material to federal awards Yes X No Type of auditor's report issued on compliance for major federal programs: Unqualified Any audit findings disclosed that are required to be reported in accordance with Section 510(a) of Circular A-133 Yes X No Identification of major federal programs: CFDA Number Name of Federal Program Federal Program: 14.218 Community Development Block Grant Dollar threshold used to distinguish between Type A and Type B Programs $ 300,000 Auditee qualified as low-risk auditee? X Yes No 163 CITY OF CLEARWATER, FLORIDA Schedule of Findings and Questioned Costs (continued) For the Year Ended September 30, 2009 SECTION I. Summary of Auditor's Results (continued) Identification of major state projects: CSFA Number(s) Name of State Projects State Projects: 52.002 Florida Forever Grant 52.901 State Housing Initiative Partnership Program Internal control over major State projects: - Material weakness(es) identified Yes X No - Significant deficiency(s) identified that are not considered to be material weaknesses _ Yes X None reported Noncompliance material to State awards _ Yes X No Type of auditor's report issued on compliance for major State projects: Unqualified Any audit findings disclosed that are required to be reported in accordance with Chapter 10.550, Rules of the Auditor General Yes X No Dollar threshold used to distinguish between Type A and Type B Programs $ 300.000 164 CITY OF CLEARWATER, FLORIDA Schedule of Findings and Questioned Costs (continued) For the Year Ended September 30, 2009 SECTION ll. Financial Statement Findings This section identifies the significant deficiencies, material weaknesses, fraud, illegal acts, and instances of noncompliance related to the financial statements that are required to be reported in accordance with Government Auditing Standards. None SECTION Ill. Federal Award Findings and Questioned Costs None 165 CITY OF CLEARWATER, FLORIDA Schedule of Findings and Questioned Costs (continued) For the Year Ended September 30, 2009 SECTION IV. State Award Findings and Questioned Costs None 166 I t Independent Auditors' Management Letter Honorable Mayor, City Councilmembers, City Manager and City Management City of Clearwater, Florida We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Clearwater, Florida (the "City"), as of and for the year ended September 30, 2009, and have issued our report thereon dated March 24, 2010. We have also audited the financial statements of each of the City's non-major governmental, non-major enterprise, internal service and fiduciary funds presented as supplementary information in the accompanying combining and individual fund financial statements as listed in the table of contents. We conducted our audit in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A-133, Audits of States, Local Governments and Non-Profit Organizations. We have issued our Independent Auditor's Report on Internal Control over Financial Reporting and Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards, Report on Compliance with Requirements Applicable to each Major Federal Program and State Project and on Internal Control over Compliance Required by OMB Circular A-133 and Chapter 10.550, Rules of the Auditor General of the State of Florida, and the Schedule of Findings and Questioned Costs. Disclosures in those reports and schedule, which are dated March 24, 2010, should be considered in conjunction with this management letter Additionally, our audit was conducted in accordance with Chapter 10.550, Rules of the Auditor General, which governs the conduct of local governmental entity audits performed in the State of Florida. This letter includes the following information, which is not included in the aforementioned auditor's reports or schedule: Section 10.554(1)(i)1., Rules of the Auditor General, requires that we determine whether or not corrective actions have been taken to address findings and recommendations made in the preceding annual financial audit report. See Appendix A for an update on the prior year's recommendation. Section 10.554(1)(i)2., Rules of the Auditor General, requires our audit to include a review of the provisions of Section 218.415, Florida Statutes, regarding the investment of public funds. In connection with our audit, nothing came to our attention that would cause us to believe that the City was in noncompliance with Section 218.415 regarding the investment of public funds. Section 10.554(1)(i)3., Rules of the Auditor General, requires that we address in the management letter any recommendations to improve financial management. There are no current year's recommendations to improve the City's financial management. 167 Section 10.554(1)(i)4., Rules of the Auditor General, requires that we address violations of laws, regulations, contracts or grant agreements or abuse that have occurred, or are likely to have occurred, that have an effect on the determination of financial statement amounts that is less than material but more than inconsequential. In connection with our audit, we did not have any such findings. Section 10.554(1)(i)5., Rules of the Auditor General, provides that the auditor may, based on professional judgment, report the following matters that are inconsequential effect on financial statements, considering both quantitative and qualitative factors: (1) violations of provisions of contracts or grant agreements, fraud, illegal acts or abuse and (2) control deficiencies that are not significant deficiencies. In connection with our audit, we did not have such findings. Section 10.554(1)(i)6., Rules of the Auditor General, requires that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in the management letter, unless disclosed in the notes to the financial statements. Such disclosure is included in the notes to the financial statements. Section 10.554(1)(i)7.a., Rules of the Auditor General, requires a statement to be included as to whether or not the City has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and identification of specific conditions met. In connection with our audit, the results of our tests did not indicate the City met any of the conditions described in Section 218.503(1), Florida Statutes. However, our audit does not provide a legal determination on the City's compliance with this requirement. Section 10.554(1)(i)7.b., Rules of the Auditor General, requires that we determine whether the annual financial report for the City for the fiscal year ended September 30, 2009, filed with the Florida Department of Financial Services, pursuant to Section 218.32(1)(a), Florida Statutes, is in agreement with the annual financial audit report for the fiscal year ended September 30, 2009. Our comparison of the financial report filed with the Department of Financial Services to the City's 2009 audited financial statements resulted in no material differences. Pursuant to Sections 10.554(1)(i)7.c. and 10.556(7), Rules of the Auditor General, we applied financial condition assessment procedures. It is management's responsibility to monitor the City's financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provided by same. Pursuant to Chapter 119, Florida Statutes, this management letter is a public record and its distribution is not limited. Auditing standards generally accepted in the United States of America require us to indicate that this letter is intended solely for the information and use of management, and the Florida Auditor General and is not intended to be and should not be used by anyone other than these specified parties. C41t &4wr W, 4 ? P., Tampa, Florida March 24, 2010 168 City of Clearwater, Florida Appendix A - Management Letter Comments September 30, 2009 STATUS OF PRIOR YEAR RECOMMENDATIONS Comment continues to Prior Year's Comments be relevant Construction in Process Projects not capitalized upon completion HOME Grant Program Revenue recognition in appropriate fiscal year Depreciation Schedules Excel spreadsheets used to maintain fixed asset depreciation schedules Interdepartment Communications Departments not communicating transaction information to Finance X Comment has been addressed or is no longer relevant X X X 169 This Page Intentionally Left Blank 170