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CERTIFICATE OF INSURANCE ACORD,. CERTIFICATE OF LIABILITY INSURANCE OP 10 K1 DATE (MM/DDIYYYY) NEIGH 1 04/01/03 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION Brown & Brown, Inc. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE Daytona Beach Office HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR P.O. Box 2412 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Daytona Beach FL32115-2412 Phone: 386-252-9601 Fax:386-239-5729 INSURERS AFFORDING COVERAGE NAIC# INSURED INSURER A: Philadelphia Indemnity Ins (0 INSURER B: Commerce & Industry Ins Co NEIGHBORLY SENIOR SERVICES INC INSURER C: 13650 STONEYBROOK DRIVE INSURER D: CLEARWATER FL 33782 INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. '~i~ ~~~i POLICY NUMBER POLI%EFFEcn;r POLlcr{FXPIRATlgN LIMITS TYPE OF INSURANCE ' DATE MM/DDIYY DATE MM/DDIYY GENERAL LIABILITY I EACH OCCURRENCE $ 1,000,000 I---- I 12/30/02 12/30/03 PREMISES (E~~~~u~~nce) A X COMMERCIAL GENERAL LIABILITY PHPK039661 $100,000 --- ---- . ,WIDE [bJDCCUR __._.___~__________ ____ n' ------ .- ,---- --.-------- --~-- '-- MED_EXP_!Any_nne ~) $ 5,QQO~. ., ~ X PROFESSIONAL LIMIT $1,000,000 r PERSONAL & ADV INJURY $1,000,000 - LIABILITY AGGRE $2,000,000 GENERAL AGGREGATE $2,000,000 - GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS-COM~OPAGG $2,000,000 I n PRO- nLOC i I POLICY JECT AUTOMOBILE LIABILITY I COMBINED SINGLE LIMIT $ 1,000,000 - A X ANY AUTO PHPK039661 12/31/02 12/31/03 (Ea accident) ,- ALL OWNED AUTOS BODILY INJURY -- (Per person) $ SCHEDULED AUTOS -- HIRED AUTOS BODILY INJURY - (Per accident) $ NON-OWNED AUTOS - X PHYSICAL DAMAGE COMPRE $500.00 PROPERTY DAMAGE - (Per accident) $ DEDUCTIBLES COLLIS $1,000.00 GARAGE LIABILITY AUTO ONLY, EA ACCIDENT $ =1 ANY AUTO OTHER THAN EA ACC $ AUTO ONLY: AGG $ EXCESS/UMBRELLA LIABILITY EACH OCCURRENCE $ 1,000,000 A o OCCUR D CLAIMS MADE PHSD043617 12/31/02 12/31/03 I AGGREGATE $1,000,000 I $ R DEDUCTIBLE $ RETENTION $ I $ WO"ffi"O''''''''O,^'' , I T~~/ ~,~Ws , iU~~- -B . :~~'6:~~~~~~~E~E~~TI~;----WC91i9125 9 ,-'--~- '--03/2 4""toz- --o31Z1! 7 or El~CH ACCIDENT ITO 0-;-000' '-. OFFICER/MEMBER EXCLUDED? E.L. DISEASE, EA EMPLOYEE $ 500,000 If yes, describe under E.L. DISEASE - POLICY LIMIT $ 500,000 SPECIAL PROVISIONS below OTHER DESCRIPTION OF OPERATIONS I LOCATIONS / VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT / SPECIAL PROVISIONS /:-" " : '.1 ---~ ~ ',. CERTIFICATE HOLDER CANCELLATION CITY OF CLEARWATER CITY HALL ATTN: HOWIE CARROLL, ASST HD 112 S OSCEOLA AVE CLEARWATER FL 33756 CLECI 0 1 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATIO DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ~ DAYS WRITTEN E LEFT, BUT FAILURE TO DO SO SHALL @ ACORD C ACORD 25 (2001/08)