EARLY RETIREE REIMBURSMENT PROGRAM AGREEMENTEARLY RETIREE REIMBURSMENT PROGRAM, AGREEMENT
This Early Retiree Reimbursement Program Agreement (hereinafter "Agreement") is by
and between Connecticut General Life Insurance Company ("Connecticut General")
and City of Clearwater ("Sponsor"), and is effective as of June 1, 2010 ("Effective Date")
WHEREAS, Connecticut General administers or insures claims for Health Benefits
(defined herein) to Early Retirees (defined herein) in accordance with the terms of
Sponsor's Employment-Based Plan (defined herein) (the "Plan");
WHEREAS, Connecticut General and Sponsor have entered into an administrative
services only agreement ("ASO Agreement") or insurance contract ("Insurance Policy")
with respect to the Plan; and
WHEREAS, Sponsor and Connecticut General desire that Connecticut General perform
certain services described herein on Sponsor's behalf to facilitate Sponsor's receipt of
reimbursements under the Early Retiree Insurance Program (the "Program"), which was
established by Section 1102 of the Patient Protection and Affordable Care Act (the
"Act") and administered by the U.S. Department of Health and Human Services
("HHS").
NOW, THEREFORE, in consideration of the mutual promises and covenants contained
herein, it is hereby agreed as follows:
1. Definitions. The following terms shall have the definitions set forth in 45 CFR
§149.2: Certified; Chronic and High-Cost Condition; Early Retiree; Employment-Based
Plan; Health Benefits; Plan Participant.
2. Term. This Agreement is effective as of the Effective Date and shall continue in
effect for so long as the parties' ASO Agreement or Insurance Policy, as the case may be,
remains in effect unless this Agreement is terminated earlier as set forth in Section 3
below.
3. Termination. This Agreement will terminate upon the earlier of any of the following
events:
a) the date the Plan terminates;
b) the date on which federal funds are no longer available to enable the Program to
provide reimbursements;
c) at anytime, on thirty (30) days' prior written notice by one party to the other;
or
d) any other date mutually agreeable to the Sponsor and Connecticut General.
The parties' respective rights and obligations will terminate upon termination of this
Agreement, except for those which expressly survive termination as set forth herein.
4. Services. Connecticut General will provide the services described in Exhibit A to this
Agreement in return for the compensation set forth in Exhibit A and other good arid
valuable consideration.
5. Sponsor's Representations and Warranties. Sponsor represents and warrants all of
the following:
a) Sponsor has a written agreement with Connecticut General regarding disclosure
of information, data, documents, and records, to HHS.
b) Sponsor acknowledges that any information it submits to HHS to participate in
the Program and request reimbursement from the Program will be for the
purpose of obtaining Federal funds.
c) Sponsor will use all reimbursements it receives under the Program to reduce
premium contributions, co-payments, deductibles or other out-of-pocket costs
for Plan Participants (defined herein) and/or to reduce Health Benefit or Health
Benefit premium costs for Sponsor.
d) Any and all information that Sponsor provides Connecticut General for
Connecticut General to submit to HHS on Sponsor's behalf, or on which
Connecticut General bases a submission to HHS on Sponsor's behalf, is and shall
be true, accurate and complete.
e) In connection with Sponsor's participation in the Program, Sponsor is and will
remain (and will ensure that the Plan is and will remain) in compliance with all
applicable obligations under Section 1102 of the Act, the regulations thereto (45
CFR §149.1, et seq.), and all applicable guidance and sub-regulatory guidance
promulgated by HHS in connection with the administration of the Program.
6. Limitation of Liability; Indemnification.
a) Connecticut General's total aggregate liability to Sponsor for any and all losses,
damages (including any disapproval by HHS in whole or in part of any request
for reimbursement to Sponsor under the Program or Sponsor's application to
participate in the Program), and expenses (including attorneys' fees and costs)
from any claim, however alleged or arising, in connection with any service
performed by Connecticut General hereunder shall not exceed the total
compensation paid by Sponsor to Connecticut General under this Agreement as
of the date of the performance of such service.
b) Neither party hereto shall be liable to the other party, or to any entity controlled
by or under common with the other party, for any consequential, indirect, or
punitive damages, including loss of future revenue, income or profits, either in
contract or tort, relating to the party's breach or alleged breach hereof, whether
or not the possibility of such damages has been disclosed to the other party in
advance or could have been reasonably foreseen by the other party.
c) Sponsor will indemnify and hold harmless Connecticut General, its directors,
officers, agents and employees, and each of Connecticut General's subsidiaries
and affiliates, and their respective directors, officers, agents and employees
(collectively, "Indemnitees") for any and all claims any of the Indemnitees may
incur arising out or of in connection with any breach of Sponsor's obligations,
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representations or warranties under this Agreement, or any act or omission by
Sponsor or by a third party on Sponsor's behalf arising out of or in connection
with Sponsor's participation in the Program. Any such indemnification by
Sponsor shall only be to the extent permitted under Chapter 768, Florida
Statutes, and shall not constitute a waiver of any statutory or constitutional
sovereign immunity protection.
7. Entire Agreement, Modification of Agreement. This Agreement constitutes the
entire contract between the parties relative to the subject matter hereof and no
modification or amendment hereto shall be valid unless in writing and signed by an
officer of each of the parties.
8. Laws Governing Contract. Except as otherwise stated, this Agreement shall be
governed by and construed in accordance with the laws of the State of Connecticut to
the extent they are not preempted by Employee Retirement Income Security Act (ERISA)
or the Patient Protection and Affordable Care Act and regulations, guidance, and sub-
regulatory guidance promulgated thereto.
9. Resolution of Disputes; Arbitration.
(a) It is understood and agreed that any dispute, controversy or question arising
under this Agreement shall be referred for decision by arbitration in Hartford,
Connecticut by an arbitrator selected by the parties. The proceeding shall be
governed by the Rules of the American Arbitration Association then in effect or
such rules last in effect (in the event such Association is no longer in existence).
If the parties are unable to agree upon such an arbitrator within thirty (30) days
after either party has given the other party written notice of its desire to submit
the dispute, controversy or question for decision, then either party may apply to
the American Arbitration Association for the appointment of an arbitrator or, if
such Association is not then in existence or does not desire to act in the matter,
each party shall appoint an arbitrator of its choice. The appointed arbitrators
will select a third arbitrator to hear the parties and settle the dispute,
controversy or question. The compensation and expenses of the arbitrator(s)
and any administrative fees or costs associated with the arbitration proceeding
shall be borne equally by the parties.
(b) Arbitration shall be the exclusive remedy for the settlement of disputes
arising under the Agreement. The decision of the arbitrator(s) shall be final,
conclusive and binding, and no action at law or in equity may be instituted by
either party other than to enforce the award of the arbitrator(s) or to assert a
sovereign immunity claim, limited or otherwise.
(c) This provision shall survive the termination of the Agreement.
10. Third Party Beneficiaries. The Agreement is for the benefit of Sponsor and
Connecticut General and not for any other person. It shall not create any legal
relationship between Connecticut General and any retiree, dependent or any other
party claiming any right, whether legal or equitable, under the terms of the Agreement
or of the Plan.
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I 1. Waivers. No course of dealing or failure of either party to strictly enforce any term,
right or condition of this Agreement shall be construed as a general waiver or
relinquishment of such term, right or condition. Waiver by either party of any default
shall not be deemed a waiver of any other default.
12. Headings. Article, section, or paragraph headings contained in the Agreement are
for reference purposes only and shall not affect the meaning or interpretation of the
Agreement.
13. Severability. If any provision or any part of a provision of the Agreement is held
invalid or unenforceable, such invalidity or unenforceability shall not invalidate or
render unenforceable any other portion of the Agreement.
14. Survival. The following sections shall survive the termination of this Agreement:
Sections 1, 6, 7, 8, 9, 10, 12, 13, and 17.
15. Force Majeure. Connecticut General shall not be liable for any failure to meet any
of the obligations or provide any of the services and/or benefits specified or required
under the Agreement where such failure to perform is due to any contingency beyond
the reasonable control of Connecticut General, its employees, officers, or directors.
Such contingencies include, but are not limited to, acts or omissions of any person or
entity not employed or reasonably controlled by Connecticut General, its employees,
officers, or directors, acts of God, fires, wars, accidents, labor disputes or shortages, and
governmental laws, ordinances, rules or regulations, whether valid or invalid.
16. Agreement Controlling. The parties understand and agree that this Agreement will
be the controlling document between the parties regarding the subject matter hereof.
17. Notices. Written notice required by the Agreement shall be addressed as follows:
(a) To Connecticut General:
Attn: Kristi Davin
Title: Client Service Director
CIGNA HealthCare, Routing: B4SRS
900 Cottage Grove Road
Hartford, CT 06152
(b) To Sponsor:
Attn: Allen Del Prete
Title: Human Resources Manager
PO Box 4748
Clearwater, FL 33758-4748
18. Assignment. No assignment of rights or interests hereunder shall be binding unless
approved in writing by an officer of each of the parties hereto, except that either party
may transfer all of its rights and interests hereunder to a subsidiary or an affiliate under
common control with such party.
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IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed
in duplicate and signed by their respective officers duly authorized to do so.
CONNECTIC NERAL LIFE INSURANCE COMPANY
By (Sign d):
Name (Prin ped). rl
it , Duly Authorized
Date:l ?4 U
r
CITY OF CLEARWATER, FLORIDA
By*
William B. Horne II
City Manager
Approved as to form:
Leslie K. Dou all- es
Assistant City Attorney
Attest:
Rosemarie Call
City Clerk
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EXHIBIT A
SERVICES AND COMPENSATION
Connecticut General will provide the following services to Sponsor:
1. One-on-one consultation on Sponsor's:
a) Application to participate in the Program;
b) Submission of reimbursement requests; and
c) Ongoing participation in the Program.
2. Invitations to Program information sessions presented or arranged by Connecticut
General, and distribution of Program-related materials.
3. Delivery of reminders of upcoming Program events and deadlines.
4. Evaluation and assistance regarding documentation of Sponsor's satisfaction of
Program requirements for the establishment of procedures and programs with
respect to cost savings on chronic and high-cost conditions.
5. Estimation of the amount of reinsurance to be received by Sponsor under the
Program, which is required to be included in Sponsor's Program application.
6. Personalized strategy session to review available options for appropriate use by
Sponsor of the reimbursement amounts.
7. Documentation of Connecticut General's fraud, waste and abuse policies and
procedures applicable to the Plan, and helping Sponsor gather such documentation
and related data in the event of an audit or other request by HHS or Office of the
Inspector General to substantiate such policies and procedures and their
effectiveness.
8. Retention of records in Connecticut General's possession related to Sponsor's
participation in the Program for at least six years after expiration of the then-
applicable Plan year.
9. Helping Sponsor respond to requests by HHS or Office of the Inspector General for
records in Connecticut General's possession with respect to information contained
in Sponsor's application for Program participation or claims in support of a request
for reimbursement submitted by Sponsor under the Program.
10. Monthly reporting of claim data on the Plan's Early Retirees either:
a) To HHS in the HHS-required format; or
b) To Sponsor in the HHS-required format or Connecticut General's
standard paid-claims file format.
Compensation:
The compensation payable to Connecticut General for the services described on this
Exhibit A shall be $7,500 annually, subject to the following: (i) Connecticut General
shall bill $3,500 within 60 days following the submission of application by Sponsor to
HHS and $334 monthly with the delivery of each monthly report for a total of 12
monthly reports, (ii), Sponsor shall pay the invoice in accordance with the Florida
Prompt Payment Act, F.S. Secs. 255.0705-255.078, (ii) Sponsor shall make no payment
for any services provided under the Agreement until Connecticut General delivers to
Sponsor all information and documents needed to complete the application to
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participate in the Program, (iii) no compensation shall be due to Connecticut General
pursuant to this Agreement for any period after the earlier of the dates set forth in
Section 3 of this Agreement and (iv) Connecticut General shall not provide monthly
report or bill for monthly reporting amount after HHS has stopped accepting claim data
for reinsurance purposes.