CONSOLIDATED ACTION PLAN FY2008-2009 - COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM
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Third Program Year
Action Plan
The CPMP Third Annual Action Plan includes the SF 424 and Narrative Responses to
Action Plan questions that CDBG, HOME, HOPWA, and ESG grantees must respond to
each year in order to be compliant with the Consolidated Planning Regulations. The
Executive Summary narratives are optional.
Narrative Responses
Executive Summary
The Executive Summary is required. Include the objectives and outcomes identified
in the plan and an evaluation of past performance.
Proaram Year 3 Action Plan Executive Summary:
This Action Plan is for the City of Clearwater's
FY2008-2009 Program Year
The City receives federal funds from the Department of Housing and Urban
Development from two federal programs as an entitlement community. These are
the Community Development Block Grant Program (CDBG) and the HOME
Investment Partnership (HOME) affordable housing program. The City does not
receive an Emergency Shelter Block Grant. The City also utilizes its Florida State
Housing Initiatives Partnership (SHIP) affordable housing funds in support of these
programs; which are all targeted at assisting the City's low to moderate income
residents.
The City is a member of the Pinellas County Continuum of Care and supports its
priorities. The City of Tampa is the regional HOPWA administrator.
The City will utilize its funds to implement the specific objectives established within
the City's adopted FY200S to FY2010 Consolidated Plan.
FY2008-2009 Estimated Action Plan Budaet
Entitlement Grant Funds
CDSG $
HOME $
ESG $
HOPWA $
~hl $
Total Estimated Proaram Income
CDSG $
HOME $
Total $
926,211.00
520,737.00
1,446,948.00
150,000.00
150,000.00
Total Federal Funding Sources I $
1,596,948.00
State Housina Initiatives PartnershiD (SHIP) $
SHIP - Estimate Pro ram Income
Total State Funding Sources
995,681.00
250 000.00
1 245 681.00
Estimated Entitlement and Program Income I $
2,842,629.00
Affordable housing funds will be administered on a city-wide basis targeted at
helping low to moderate income families become homeowners, maintain their
properties and for housing education and counseling. The City will provide assistance
to the homeless and those with special needs through the construction of additional
facilities and the provision of services; and its community development
improvements will be focused on the East Gateway Area of the City's Community
Redevelopment Area.
The overall goal of the community planning and development programs covered by
the Action Plan is to develop viable urban communities by providing decent housing
and a suitable living environment and to expand economic opportunities principally
for very-low to moderate-income persons/households. The primary means towards
this end is to extend and strengthen partnerships among all levels of government
and the private sector, including for-profit and non-profit organizations, in the
production and operation of affordable housing.
1. Decent housing includes assisting homeless persons to obtain appropriate
housing and assisting persons at risk of becoming homeless; retention of the
affordable housing stock; and increasing the availability of permanent housing
in good condition and an affordable to very-low-income and moderate-income
families, particularly to members of disadvantaged minorities, without
discrimination on the basis of race, color, religion, sex, national origin, marital
status, familial status, or disability.
2. Decent housing also includes increasing the supply of supportive housing,
which combines structural features and services needed to enable persons
with special needs, including persons with physical and mental disabilities,
persons with HIV/AIDS and their families, to live with dignity and
independence; and providing affordable housing to low-income persons
accessible to job opportunities.
3. A suitable living environment includes improving the safety and livability of
neighborhoods; increasing access to quality public and private facilities and
services; reducing the isolation of income groups within a community or
geographical area through the spatial deconcentration of housing
opportunities for persons of lower income and the revitalization of
deteriorating or deteriorated neighborhoods; restoring and preserving
properties of special historic, architectural, or aesthetic value; and
conservation of energy resources.
The City continues to provide funding for a variety of Public Service and Public
Facility type activities which include such things as: self-sufficiency, elderly home
cleaning, emergency shelter operations, elderly services, infant and toddler care,
homeless services, and mental health services, just to name a few. In terms of
Public Facility projects, during this current fiscal year we propose to provide funding
to the organizations below:
1. Homeless Emergency Project
2. Religious Community Services - Food Pantry Improvements
3. Directions for Mental Health - Parking Lot Improvements
4. City of Clearwater Public Works Project - To be determined
General Questions
1. Describe the geographic areas of the jurisdiction (including areas of low income
families and/or racial/minority concentration) in which assistance will be directed
during the next year. Where appropriate, the jurisdiction should estimate the
percentage of funds the jurisdiction plans to dedicate to target areas.
The City of Clearwater, the ninth largest city in Florida is located in central
Pinellas County and stretches from Tampa Bay on the east to the Gulf of Mexico
on the west.
MAP ONE displays those areas in the City where HUD has found that more than
51 % of the populations have incomes below 80% of the Median family Income for
the Tampa-Clearwater-St. Petersburg Metropolitan Statistical Area.
+
~",
LowIModerate Income
.51.100%
...
01
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MAP TWO displays the areas where the City's African-American population is
concentrated.
Legend
Black Population
BlACK I POP2000
...
.....~.J 0.15%
. ,'5-25%
_25-100%
---~~
fIol:'l'
~
..
MAP THREE displays the areas where the City's Hispanics are concentrated.
Legend
Hispanic Population
HISPANIC I POP2000
=:J 0-15%
......, 15-25%
_25-100%
...
01
~
....
..
Minority Concentrations are defined as those census tracts in which the total
percentage of minorities is at least 10 percentage points more than would be
expected based on average racial distributions.
Areas of Low IModeration Income Concentrations
The table below shows all of the Census Tracts and Block Groups that are located
within the City of Clearwater that have a Low/Moderate income percentage above
forty percent (40%).
025405 2 42.1 025405 1 54.2
026602 1 42.3 026300 6 55.2
026400 4 42.7 026400 1 56.6
026702 2 43.1 026808 2 57.5
025901 1 43.7 025902 5 59.3
026500 6 43.9 025902 4 59.6
026500 2 44.1 026905 3 62.2
025404 3 44.8 026808 1 62.4
026910 1 45.0 025401 3 63.8
026804 2 46.6 026500 1 64.0
026400 5 48.1 026200 2 64.6
025800 2 48.2 025800 3 67.5
026702 3 49.0 026100 3 67.5
026400 3 49.7 025404 1 68.9
026300 4 50.9 025902 1 69.4
026602 2 51.7 025504 3 71.2
026500 5 51.9 026200 1 74.0
026100 2 52.0 026601 2 74.9
026300 2 52.7 026400 2 75.1
025404 6 53.0 025902 2 75.5
026300 1 53.2 026100 5 83.4
026703 3 54.2 026905 2 100.0
Low and moderate income concentrations are defined as those census tracts with
a median income at or below 80% of the median family income for Pinellas
County. Census tracts meeting the definition of low and moderate income are
listed above with percentages greater than 51.0%.
2. Describe the basis for allocating investments geographically within the
jurisdiction (or within the EMSA for HOPWA) (91.215(a)(1)) during the next year
and the rationale for assigning the priorities.
3. Describe actions that will take place during the next year to address obstacles to
meeting underserved needs.
Certain obstacles to meeting underserved needs continue to present a growing
challenge. As home values continue to rise and the rental market continues to be
reduced through conversions, housing that is available to for households at or
below 50% is becoming non-existent. The City will encourage mixed-income
rental developments as new projects are proposed to the county. However, with
the scarcity of land and growing construction prices, it is becoming increasingly
difficult to make the economics of rental projects work. The City continues to
explore new incentives and initiatives to foster the development of affordable
housing. We are also partnering with Pinellas County, the City of Largo and St.
Petersburg on an Affordable Housing Rational Nexus Study, which hopefully will
provide us with some input and data on how to craft potential regulatory changes
to create affordable housing. The City also passed last year a "Mobile Home
Transition Program" ordinance and will also benefit from the Housing Trust Fund
that was created by Pinellas County.
BASIS FOR ALLOCATING INVESTMENTS:
Geographic:
The City will allocate its Housing, Community Development and Homeless funds on a
citywide basis., The City will allocate its Community Development Block Grant funds
within the City's HUD designated low/moderate income areas, for activities that
benefit low and moderate income persons, and in the City's designated Community
Redevelopment Area and Neighborhood Revitalization Strategy Areas.
Housing Stock
Structure Type
The county's housing stock in 2006 included 53.6 percent Single-family units,
primarily detached houses. The stock of single-family detached units ranged from
31.4 percent in Largo to 38.9 percent in Clearwater and 56.9 percent in St.
Petersburg. Mobile homes represented 10.4 percent of the total housing stock
countywide, including 3.2 percent of St. Petersburg housing units, 6.7 percent of
Clearwater units and 31.1 percent of Largo units. The share of housing in mobile
homes or trailers was 13.7 percent throughout the Tampa Bay Area as a whole.
Year Built
Seventy-eight percent of Pinellas County housing was built between 1950 and 1989
(Appendix Table B-l0). Construction has slowed significantly since 1990 with the
dwindling supply of developable land. Under 15 percent of the county's housing was
built in 1990 or later as compared with 27 percent of Tampa Bay Area housing.
Affordable Housing:
The City has given its highest affordable housing priority to assisting low-income
households and renters achieve and/or maintain homeownership. This will be
accomplished through a variety of mechanisms, including down-payment/closing cost
assistance, acquisition and rehabilitation/expansion, new in-fill housing and
demolition/reconstruction prog rams.
In Pinellas County, as the price of homes continue to escalate at record rates,
affordable, quality, "attainable/affordable" housing continues to become a fading
reality for many extremely low to moderate-income households. "Affordable"
describes a relationship between two variables - the income of consumers (buyers
and renters) and the cost (price) of the product (houses and apartments).
Significant changes in either of these two variables can "produce" or "lose" affordable
housing. Over the past several years, the "affordability gap" (the difference between
what a person can afford and what is actually available) has been growing larger.
As seen across Florida and much of the nation, prices of single-family houses have
increased rapidly in the last three years. Florida Association of Realtors information
on the sale of existing Single-family houses in the Tampa-St. Petersburg-Clearwater
metropolitan area shown in the following table indicate an increase in median sales
price from $105,800 in 2000 to $124,400 in 2001 and $139,300 in 2003. The
growth rate then accelerated with annual increases of 15 percent from 2003 to 2004
and 26 percent from 2004 to 2005 as annual sales doubled from the 2002 level.
Based on November data, the rate of price increases has slowed significantly to 2.7
percent in 2006. Over the six-year period, the increase in Single-family house prices
averaged 14 percent annually. To some extent, these statistics are affected by the
mix of houses sold each year. The data portrayed in the following chart are detailed
in Appendix Table 6-16.
Median Sales Price of Existing Housing
$300,000
CD $250,000
u
1:
a. $200,000
m
jij $150,000
en
c
CIS $100,000
:s
CD
:E $50,000
-+- Tampa-St Petersburg-
Clearwater MSA
-It- Florida
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Note: (a) Data through November, 2006.
Annual Sales Price Increase, Tampa-St. Petersburg-
Clearwater Metropolitan Area, 1997 -2006
30.00%
25.00010
20.00010
15.00010
10.00010
5.00010
0.00%
Q1
1997
01
1998
01
1999
01
2000
01
2001
01
2002
01
2003
01
2004
01
2005
01
2006
Annual Percent Increase
Typically, in the attainable housing arena, we are dealing with households that have
incomes ranging from extremely low-income [less than or equal to 30 percent of
area median income (AMI), to at or below moderate income (less than or equal to
120 percent AMI).
Minimum Extremely Very Low Moderate
Wage Low Low Income Income
(25% (30% AMI) Income (80% (120%
AMI) (50% AMI) AMI)
AMI)
$12,792 $16,300 $27,200 $43,500 $65,280
1IiIiII.~ ,~
Monthly "Affordable" Payment
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2006 Income levels for a family of four in the Pinellas (Tampa Bay
Metro) area
Housing Cost Burden
Most state and federal definitions of affordable housing indicate that a household
should not pay more than thirty percent (30%) of their household income toward
housing expenses. Those housing expenses account for mortgage payment
(principal and interest), taxes and insurance. Using the "affordable" definition, a
family of four (4), who is very low-income, can afford to pay $680 per month for
housing expenses.
The table above represents what families can afford $680 in their monthly housing
expenses, based on their household income. The incomes are based on the "2007
Tampa-St. Petersburg-Clearwater Metropolitan Statistical Area (MSA)" Income
Levels, which is $54,400.
Households that are paying more than 30 percent are said to be "cost burdened"
(i.e., paying too much for housing expenses). Some households are paying between
40 percent and 50 percent of their income just to find a decent place to live, which
leaves little for life's other expenses, such as utilities, food, insurance, etc. This
puts a tremendous strain on a low-income household, especially with the growing
property insurance crisis that many in the state are facing.
In the past few years, the Pinellas County housing market has gone from a largely
affordable market to an overheated market rapidly losing its affordability. The rapid
increase in housing prices, conversion of apartments to condominiums and
elimination of mobile home parks have strained the ability of low- and moderate-
income residents to find affordable housing. The influx of new residents attracted by
job growth and retirement opportunities has increased the demand for housing.
The ability of Pinellas County residents to afford local housing is measured in terms
of the percent of income spent for housing. The U.S. Department of Housing and
Urban Development (HUD) sets the affordability standard at 30 percent of gross
income spent for total housing costs - rent or mortgage payment plus utilities,
insurance and real estate taxes. Those households spending more than 30 percent
of their income for housing are termed to be "cost burdened", and those spending
more than 50 percent of their income are termed to be "severely cost burdened." In
2005, before housing prices increased more than 20 percent, 38.0 percent of Pinellas
County homeowners spent more than 30 percent of their income for housing -
69,700 households. More critically, 14.6 percent spent more than one-half of their
income for housing and 7.2 percent spent 40 to 49 percent of their income, as shown
in Appendix Table B-22. Among renters, the cost burdens were even more severe
with almost half of renter households spending more than 30 percent of their income
for rent. Almost one-quarter of renter households spent more than one-half of their
income on rent, and 9.1 percent spent 40 to 49 percent of their income.
As recipients of Community Development Block Grants (CDBG) and HOME affordable
housing funds from the U.S. Department of Housing and Urban Development (HUD),
jurisdictions in Pinellas County are required to prepare strategy documents to guide
the use of housing funds every five years. Within Pinellas County, these five-year
strategic plans are prepared by the City of St. Petersburg, the City of Clearwater and
by a consortium consisting of Pinellas County and 20 municipalities.
Table 3 presents rental housing cost burden data provided in each of the respective
five-year strategic plans, supplemented with data from the 2000 U.S. Census and
2005 American Community Survey. As shown, in 2000 there was already a
substantial rental housing cost burden. County-wide approximately 40 percent of
renter households were cost burdened including approximately 18 percent that were
severely cost burdened. Between 2000 and 2005, the rental cost burden grew
markedly worse. As of 2005, 49 percent of Pinellas County renter households
(58,970) faced a housing cost burden, an increase of 9 percentage points.
Meanwhile by 2005, 23 percent (29,298) of renter households faced a severe cost
burden, an increase of 5 percentage points.
Table 3: Rental Housing Cost Burden, 2000 to 2005
Cost Burdened Households Severely Cost Burdened Total Renter
a Households (b Households
Percent Percent
2000 Census Number of Total Number of Total Number
Clearwater 7,547 41% 3,449 19% 18,310
2005 American
Community Survey
Clearwater 8628 46% 4,777 26% 18,562
Change 2000 to 2005
Clearwater 1,081 5% 1,328 7% 252
Notes:
(a) Cost burdened households are those with total housing costs exceeding 30 percent of gross household income.
(b) Severely cost burdened households are those with total housing costs exceeding 50 percent of gross household income.
Sources: S1. Petersburg Five Year Strategic Plan, 2005 -2010; Clearwater Consolidated Planning Document, 2005-2010;
Pinellas County Consortium's Consolidated Strategic Plan FY's 2006-2010; Pinellas County Consortium's Consolidated
Strategic Plan FY's 2006-2010; U.S. Census, 2000; American Community Survey, 2005; BAE, 2006.
Similar to the rental cost burden, ownership data reflect a steep decline in housing
affordability between 2000 and 2005. Table 4 presents ownership housing cost
burden data. During this five-year period, the number of cost-burdened owner
households increased by approximately 42,200, while the number of severely cost-
burdened households increased by approximately 17,700. As of 2005, 31 percent of
owner households (92,371) were cost burdened, including 12 percent (35,942) who
are severely cost burdened.
Table 4: Owner Housing Cost Burden, 2000 to 2005
2000 Census
Clearwater
Pinellas County
Cost Burdened Severely Cost Burdened Total Owner
Households (a Households b Households
Percent Percent
Number of Total Number of Total Number
5,136 26% 1,841 9% 19,964
50,169 24% 18,229 9% 207,876
2005 American
Community Survey
Clearwater
Pinellas County
10,863
92,371
35%
31%
3,796
35,942
12%
12%
30,945
297,069
Change 2000 to 2005
Clearwater
Pinellas County
5,727
42,202
9%
7%
1,955
17,713
3%
3%
10,981
89,193
Notes:
(a) Cost burdened households are those with total housing costs exceeding 30 percent of gross household
income.
(b) Severely cost burdened households are those with total housing costs exceeding 50 percent of gross
household income.
Sources: St. Petersburg Five Year Strategic Plan, 2005 -2010; Clearwater Consolidated Planning Document,
2005-2010; Pinellas County Consortium's Consolidated Strategic Plan FY's 2006-2010; Pinellas County
Consortium's Consolidated Strategic Plan FY's 2006-2010; U.S. Census, 2000; American Community Survey,
2005; BAE, 2006.
Homeless:
The City is a member of the Pinellas County Coalition for the Homeless (PCCH),
which is the lead agency for the Continuum of Care. The City supports the Coalition
and the priorities established in this Plan match those of the Continuum of Care.
The highest homeless priority is given to ending chronic homelessness, families with
children, providing shelters and transitional housing, and the starting to incorporate
the "Housing First" model of providing housing to homeless populations when
applicable. The City can utilize CDBG/HOME/SHIP funds to support additional
shelters/housing and some of the service providers utilize CDBG and ESG monies for
service delivery.
The City is also a member and has two seats on the Homeless Leadership Network
(LHLN), which is the group that used to be the Homeless Policy Group (HPG). The
HPG was responsible for the development of the countywide "10 Year Plan to End
Homelessness" that was adopted by the City in March 2006. The HLN is responsible
for the oversight of the implementation of the 10-Year Plan and meets monthly to
discuss initiatives, priorities, strategies and outcomes. The HLN is currently in the
process formalizing their structure. The HLN has the same members as did the HPG,
but they have added a few key members from various important stakeholder groups,
of which one is the Executive Committee of PCCH.
Non-Homeless Special Needs Population:
The City has given the non-homeless special needs populations (who require
supportive facilities/housing) a medium priority and intends to continue to support
activities in this area as we are present projects and/or as we identify activities.
Within this group the elderly are being given the highest priority.
Community Development:
The City will continue to place its highest priority on the holistic physical
revitalization of its older low-income neighborhoods and commercial areas. These
activities include such things as: physical improvements such as roads, storm
drainage, water & sewer, sidewalks and landscaping; public facilities such as parks,
recreation areas, senior centers, community centers and public safety facilities;
along with commercial fa<;ade improvements, neighborhood clean-ups, code
enforcement, the demolition of unsafe structures and historic preservation.
Identify the federal, state, and local resources expected to be made available to
address the needs identified in the plan. Federal resources should include Section 8
funds made available to the jurisdiction, Low-Income Housing Tax Credits, and
competitive McKinney-Vento Homeless Assistance Act funds expected to be available
to address priority needs and specific objectives identified in the strategic plan.
FY08-09 - LIST OF PROPOSED ACTIVITIES
Housina Rehabilitation
City of Clearwater Rehab Program Delivery Costs
$126,187.00
Proaram Administration
Community Development Block Grant Program
HOME Investment Partnership Program
State Housing Initiatives Partnership Program
Gulf Coast Legal Services - Fair Housing Program
Community Service Foundation - Fair Housing Program
$155,958.00
$52,073.00
$112,068.00
$14,884.00
$14,400.00
Clearance and Demolition
City of Clearwater Demolition Program
$40,000.00
Relocation
City of Clearwater Relocation Program
$40,000.00
Public Services
Willa Carson Community Health Resource Center
Family Service Center, Inc.
Homeless Emergency Project, Inc.
Pinellas Opportunity Council - Chore Services
Powerful Young Adults, Inc.
$18,000.00
$21,632.00
$12,000.00
$30,000.00
$10,871.00
Clearwater Homeless Intervention Project - Emergency Shelter
WestCare Gulf Coast - Florida, Inc.
Gulf Coast Jewish Family Services-Disable & Frail Elderly
Religious Community Services, The Haven
Young Woman's Christian Association of Tampa Bay, Inc.
$30,000.00
$19,370.00
$7,000.00
$5,926.00
$15,000.00
Public Facilities and ImDrovements
Directions for Mental Health, Inc.
Religious Community Services - Food Pantry Improvements
Homeless Emergency Project
City of Clearwater Public Works Project
$49,500.00
$46,050.00
$100,000.00
$135,149.00
Economic DeveloDment
Economic Development-Program Delivery
$30,000.00
Acauisition/Infill Housina-SF/MF
City of Clearwater Infill Housing-Program Delivery
$30,000.00
Housina Education Pool
Tampa Bay CDC - Homeownership Counseling Program
Tampa Bay CDC - Dream of Homeownership Counseling Program
Community Service Foundation - Partnership To Ownership
Program
Community Service Foundation - Homebuyer Education Program
Clearwater Neighborhood Housing Service - Housing Education
Program
Lighthouse Credit Foundation
Foreclosure Prevention Program
$75,000.00
Housina Pool - SF/MF - DPA. Infill. Rehabilitation. New
Construction
*$1,573,450.00
- Largo Area Housing Development Corporation
- Clearwater Neighborhood Housing Services, Inc.
- Homes for Independence, Inc.
- Community Service Foundation, Inc.
- Pinellas Habitat for Humanity
HOME Proaram - CHDO Set-Aside (150/0 of Allocation)
$78,111.00
TOTAL ESTIMATED FUNDING $2,842,629.00
*Total Funding in the Housing Pool includes $400,000 in SHIP funds earmarked for
the Garden Trails Housing Development Project.
Managing the Process
1. Identify the lead agency, entity, and agencies responsible for administering
programs covered by the consolidated plan.
2. Identify the significant aspects of the process by which the plan was developed,
and the agencies, groups, organizations, and others who participated in the
process.
3. Describe actions that will take place during the next year to enhance coordination
between public and private housing, health, and social service agencies.
Proaram Year 3 Action Plan Manaaina the Process reSDonse:
The City of Clearwater - Economic Development and Housing Department - Housing
Division is the lead agency for administering the City's Consolidated Action Plan and
Consolidated Planning Document.
The City will hold a public hearing to obtain any comments on the proposed FY08-09
Recommended Allocations with the City's Neighborhood & Affordable Housing
Advisory Board on June 10, 2008.
The Draft Consolidated Plan was advertised and made available for review for a
thirty-day public comment period. The Plan will then be brought before the City's
Neighborhood & Affordable Housing Advisory Board and City Council for final
approval on July 17, 2008.
Consultation for the City's Housing and Community Development programs is an
ongoing process for departmental staff. Staff stays attuned to housing and
community development issues and needs through the following means:
1. Membership in local and state organizations
2. Participation by City staff on boards, committees and agencies
3. Discussions at committees supported by the City
4. Technical assistance to agencies and other entities
5. Working with local lenders on Community Reinvestment Act
commitments and requirements
6. Participation in public forums
7. Holding public hearings
8. Preparation of documents; flyers and brochures regarding specific
programs
9. Special studies.
The City is a member of the Pinellas County Homeless Coalition and supports the
regional Continuum of Care and is represented on the Pinellas County Homeless
Leadership Network (HLN) (formerly the Homeless Policy Group - HPG).
Citizen Participation
1. Provide a summary of the citizen participation process.
2. Provide a summary of citizen comments or views on the plan.
3. Provide a summary of efforts made to broaden public participation in the
development of the consolidated plan, including outreach to minorities and non-
English speaking persons, as well as persons with disabilities.
4. Provide a written explanation of comments not accepted and the reasons why
these comments were not accepted.
*Please note that Citizen Comments and Responses may be included as additional files within the CPMP
Tool.
Proaram Year 3 Action Plan Citizen ParticiDation reSDonse:
The City of Clearwater has adopted a Citizen Participation Plan (and Anti-
Displacement Plan) that meets all HUD regulations.
The City advertised the "Notice of Funding Availability" on March 6, 2008 in the St.
Petersburg Times and also posted the Notice on the City's website. The Application
period opened on March 3, 2008 and closed on April 4, 2008.
The City will hold a public hearing for the proposed "FY08-09 Recommended
Allocations" at the City's Neighborhood and Affordable Housing Advisory Board
(NAHAB) July 8, 2008 meeting. The Draft Consolidated Plan was made available for
a thirty-day public review and comment period. Instructions for persons with
disabilities who required accommodation(s) for participation in all public hearings
was contained in all notices for public hearings.
The final FY08-09 Consolidated Action Plan is scheduled to be approved by the City
Council on July 17, 2008.
The City maintains ongoing contacts with all its Housing, Homeless and Community
Development partners through notices of NAHAB meetings and other areas of
interest.
In order to broaden the public participation process the City frequently will advertise
meetings and events on the City's Web Site. The website also provides a
comprehensive listing of the City's Economic, Housing and Community Development
programs.
Institutional Structure
1. Describe actions that will take place during the next year to develop institutional
structure.
Program Year 3 Action Plan Institutional Structure response:
The City's continues to work with the various providers and partners of their
programs in an effort to expand its services and opportunities and to make small,
continuous improvements to the process and continue to solicit input from all
organizations involved in the process.
We also plan to work with our less experienced non-profits to build and expand their
capacity so that they can become self-sufficient.
Monitoring
1. Describe actions that will take place during the next year to monitor its Housing
and Community Development projects and ensure long-term compliance with
program requirements and comprehensive planning requirements.
Program Year 3 Action Plan Monitoring response:
All subrecipients will be provided guidance on where they can obtain a detailed listing
of the federal and local regulations relating to their specific activity, along with an
explanation as to how these apply to the particular project. Specific subrecipient
agreements will be executed with each subrecipient, giving measurable objectives for
the eligible activities to be carried out. Each project is monitored on an ongoing
basis through the submittal of required monthly reports, and pre-construction
conferences attended by department staff. Documentation submitted with
reimbursement requests is reviewed for compliance with applicable regulations and
measurable objectives prior to issuing funds.
On-site monitoring of selected subrecipients will be scheduled and completed
annually by the Housing Manager. A checklist will be completed and reviewed to
insure all aspects of the activity are carried out in accordance with applicable
regulations. A follow-up letter will be sent to the subrecipient stating the outcome of
the monitoring visit.
In addition to the above documentation, any subrecipient determined to be in need
of and/or requesting additional training on how to meet grantee and federal
requirements will receive technical assistance in the form deemed most appropriate
to the circumstances by the Accounting and Contracts Manager, Project Manager, or
Housing Manager. Additional technical assistance, if needed or requested, will be
given at the time of the annual monitoring.
HOME: Monitoring will be carried out in accordance with federal regulations to insure
compliance with all HOME requirements. Each subrecipient will be monitored on-site
to verify that:
1. The minimum percent requirement for "HOME Assisted" units is being met
under the contract
2. Eligible tenant occupancy meets the minimum percent requirement for
"HOME Assisted" units under the guidelines
3. Contractual requirements regarding concentration of "HOME Assisted" units
and special treatment of HOME tenants are being adhered to
4. The waiting list procedures are in compliance with the grant covenants
5. The Equal Housing Provisions of the contract are being adhered to
6. The MBE and WBE provisions of the contract are being adhered to
7. The HOME assisted units meet housing quality standards, and on-site files
will be reviewed for the following information:
o Current and signed lease
o Lease that is being used meets the requirements of the HOME
Prog ram
o Verify tenant's signature to an acceptable form of identification
o Verify monthly rent is in compliance
o Verify tenant's income is supported by file documentation
o Verify annual recertification was performed in a timely fashion and
in compliance with contract provisions
Lead-based Paint
1. Describe the actions that will take place during the next year to evaluate and
reduce the number of housing units containing lead-based paint hazards in order
to increase the inventory of lead-safe housing available to extremely low-income,
low-income, and moderate-income families, and how the plan for the reduction of
lead-based hazards is related to the extent of lead poisoning and hazards.
Program Year 3 Action Plan Lead-based Paint response:
Throughout the fiscal year the County Health Department screens and tests school
children for lead poisoning. The City will continue to test all buildings built before
1978 for lead-based paint in all its housing programs.
Lead-Based Paint Hazard Reduction - The City follows procedures as specified in
applicable regulations and, specifically, those detailed in Title X. The Department
and its representatives provide all required notifications to owners and occupants
and inspect for defective paint surfaces of pre-1978 properties. Any defective paint
conditions found are included in the scope of work and treatment provided to the
defective areas. No children under 7 years of age have been found to have identified
Environmental Intervention Blood Lead Level (EIBLL) condition; however, interior
chewable surfaces are treated as necessary. All Department policies and procedures
have been revised to conform to Title X. A staff member, EPA certified, orders and
reviews paint inspections, risk assessments and clearance testing of suspect
properties done by licensed testing professionals.
In every program where Federal funds are expended on a housing unit, the City
incorporates the current procedures for hazard reduction or LBP abatement
guidelines as defined in 24 CFR Part 35.
A problem that impacts the rehabilitation of owner-occupied housing units is the
presence of lead based paint if the home was built prior to 1978. The costs for the
treatment or removal of these conditions can go from minor costs for encapsulation
to major costs for removal. When a home is identified as a candidate for the City's
Rehabilitation program, and if it was built prior to 1978, it is inspected for lead in
accordance to the rules of the federal programs. Should lead hazards be found, the
City will discuss the options with the homeowner to eradicate the lead presence. The
City may provide up to a $10,000 grant for lead abatement.
The City works closely with the Willa Carson Health Resource Center (f/k!a North
Greenwood Community Health Resource Center) and the Pinellas County Health
Department in referring children for lead-based paint screenings.
The City has recently done some extensive research to obtain some educational and
outreach materials pertaining to lead-based paint. We have put many brochures,
education materials and useful links that we have found on our website for citizens to
obtain and read.
Specific Housing Objectives
*Please also refer to the Housing Needs Table in the Needs.xls workbook.
1. Describe the priorities and specific objectives the jurisdiction hopes to achieve
during the next year.
2. Describe how Federal, State, and local public and private sector resources that
are reasonably expected to be available will be used to address identified needs
for the period covered by this Action Plan.
Program Year 3 Action Plan Specific Objectives response:
PRIORITIES AND SPECIFIC HOUSING OBJECTIVES FOR FY2008-2009:
The City will accomplish the following specific housing objectives in the coming year:
Housing Rehabilitation
Housing Pool
CHDO Set-aside
Demolition of Unsafe Structures
Relocation
Housing Education/Counseling
Foreclosure Prevention
$
$
$
$
$
$
$
126,187.
1,573,450.
78,111.
40,000.
40,000.
50,000.
25,000.
1 DH-l (1): To build 10-50 mixed income rental units
2 DH-l(2): To acquire and/or rehab 5-10 units in small rental complex for
mixed-income affordable rental
3 DH-l(3): To provide credit counseling and homeownership training assistance
to 30 perspective very-low to moderate income prospective homebuyers
4 DH-2(1): To build 10-50 mixed income rental units
5 DH-2(2): To provide downpayment assistance to 10 low to moderate income
home buyers
6 DH-2(3): To construct 2-5 infill homes for very-low to moderate income
households
7 DH-3(l): To rehabilitate 15 units by performing minor or major repairs on
existing owner-occupied housing
The City is committed to preserving our existing housing stock and during this
upcoming year we have allocated $470,776 in CDBG/HOME/SHIP funds to assist our
efforts in our Housing Rehabilitation Program. The program is designed to primarily
to provide loans for homeowners to bring their homes up to the minimum housing
code. We have also allocated $1,573,450 in CDBG/HOME/SHIP funds for our
Housing Pool, which funds such activities as: down payment assistance, infill housing
development, acquisition, new construction of single family and multifamily projects
and housing rehabilitation. The Housing Pool funds are primarily used by our
Housing Partners, but if the City identifies a project, we can also access those funds.
In terms of Housing Education and Counseling, the City will allocate $75,000 in
funding through the State Housing Initiatives Partnership (SHIP) Program. The City,
through its partners, will offer budgeting, financial management, and homeownership
counseling in an effort to assist the very-low to moderate income underserved to
becoming financially sufficient to purchase and maintain a home.
The organizations that will be providing Housing Education during the next fiscal year
include:
1. Tampa Bay Community Development Corporation
2. Community Service Foundation
3. Clearwater Neighborhood Housing Services
In terms of Foreclosure Prevention, the City has allocated $25,000 to assist
households who have been previously assisted with City of Clearwater SHIP, HOME
or CDBG funds in order to prevent foreclosure. The City will provide funds only one
time to bring a household current with their existing first mortgage, up to a
maximum of six (6) payments or the maximum allowable subsidy under this
strategy. The household must have been assisted with City of Clearwater SHIP,
HOME and/or CDBG funds within the past five (5) years and in order to provide
assistance to bring current, must be very-low, low or moderate income at the time
the Foreclosure Prevention assisted is provided. The amount of the assistance will
be added to the borrower's existing City of Clearwater loan through a modification of
mortgage note. The household must commit to enroll in a credit
counseling/budgeting course offered by an approved local provider.
Assistance will only be provided where a valid (documented) hardship exists that is
the cause for the delinquency on their first mortgage payments. Such examples of
hardship include, but not limited to:
1. Loss of Employment, through no fault of borrower(s)
2. Substantial Decrease in Household Income, through no fault of borrower(s)
3. Death of Spouse
4. Temporary or Permanent Disability that Reduces Income
5. Recent Divorce that Reduces Income
6. Natural Disaster
7. Fire
Applicants requesting assistance using the Eviction Protection Program must meet
the following criteria: very low income, must be in danger of being evicted out of
their rental dwelling unit because of late or non-payment. Applicants must show that
they have the ability to pay the rent after the City's assistance is given without
further assistance. Assistance is limited to a one-time award per twelve-month
period. Applicants cannot rent mobile homes. Eligibility will be performed on an
expedited basis and may include alternative forms of documentation, such as current
pay stubs and benefit letters, as well as oral verification of employment wages, other
income, and assets. Assistance shall be done on a first-come, first-served basis.
In addition, funds will be made available through the City'S Housing Pool to our
housing subrecipients through a housing pool, which is based on a first-come, first-
serve, and first-eligible basis. Through the Housing Pool participating organizations
can provide down payment assistance, request funds for new construction and/or
funds for acquisition/rehabilitation activities.
The City has also allocated $40,000 in CDBG funds towards the demolition of unsafe
structures that we identify through our Housing Program. These funds are usually in
the form of a grant if the demolition is part of a housing replacement and/or infill
housing type activity. We have also allocated $40,000 in CDBG funds to assist with
any relocation activities that may be required relating to our Housing Rehabilitation
and Infill Programs.
Fair Housing
The City has also routinely updates its Housing brochure and plans to make it
available in Spanish. The City has put on our website documents pertaining to such
things as: "Responsible Lending", "Predatory Lending" and "Fair Lending" (a copy of
the Housing Division's Website is located in Appendix).
Gulf Coast Legal Services will receive $14,884 in CDBG funds to provide services to
assist their housing preservation activities. Their Housing Preservation program will
provide assistance to low to moderate income residents who are experiencing or who
have experienced discrimination and/or fraud in housing and to remedy those
matters through negotiation, mediation or litigation and to report violators to the
local Fair Housing Authority for investigation if warranted.
In addition, Community Service Foundation will receive $14,400 in CDBG funds to
administer their Fair Housing Education program.
In an effort to conduct more outreach to those Areas of Minority Concentrations
(AOMe) the City and its Housing Partners, will continue to explore avenues to
address the Housing and Community Development needs of AMOCs and
develop/obtain marketing-education materials for those populations.
Needs of Public Housing
1. Describe the manner in which the plan of the jurisdiction will help address the
needs of public housing and activities it will undertake during the next year to
encourage public housing residents to become more involved in management and
participate in homeownership.
2. If the public housing agency is designated as "troubled" by HUD or otherwise is
performing poorly, the jurisdiction shall describe the manner in which it will
provide financial or other assistance in improving its operations to remove such
designation during the next year.
PrOGram Year 3 Action Plan Public HousinG Strategy resDonse:
The Clearwater Housing Authority (CHA) has in place an ongoing management
program to involve residents in its operations. CHA is recognized throughout the
state and nation as being a very progressive Housing Authority. Income eligible
residents of CHA's programs are eligible for all of the City's affordable housing
programs.
The City continues to express our interest to partner with CHA on their
redevelopment of their Jasmine Courts Community in East Clearwater. CHA has
demolished development that was made up of old outdated multifamily structures.
Due to unforeseen site development costs, the redevelopment has been delayed.
They are currently seeking development partners to assist with the redevelopment.
It is envisioned that the community will be a mixed-income/mixed-use type
community.
The City's Public Housing Authority is not listed as troubled by HUD.
Barriers to Affordable Housing
1. Describe the actions that will take place during the next year to remove barriers
to affordable housing.
Program Year 3 Action Plan Barriers to Affordable Housing response:
The City of Clearwater, along with Pinellas County and the Cities of Largo and St.
Petersburg, in conjunction with the business community, formed a "Community
Housing Workgroup" in Summer 2005 to look at the various issues and challenges
facing the County in terms of affordable/community/workforce housing. Pinellas
County was the lead on this endeavor.
Since that time the County has adopted a series of ordinances aimed at addressing
their affordable housing challenges. The Pinellas County Commission adopted an
ordinance to create a County Housing Trust Fund that will benefit the four (4) federal
entitlement communities along with all the other incorporated cities in the County.
The County has yet to identify a funding source(s) for the Trust Fund.
In addition, the City, along with Pinellas County and the Cities of Largo and St.
Petersburg funded an Affordable Housing Nexus Study. The study concluded the
following as barriers to affordable housing:
Construction Trends
Jurisdictions throughout Pinellas County report the number of housing units
authorized by new building permits each month to the U.S. Bureau of the Census.
Summarized in Appendix Table B-11, these reports show an average construction of
almost 3,100 units per year countywide from 2002 through November 2006.
Manufactured Housing and Mobile Homes
Historically, mobile homes have constituted a significant portion of the county
housing stock. The Pinellas County Planning Department's October 2006 report
tracked the extent of manufactured and mobile homes. It estimated that between
2003 and 2005,4,462 mobile homes were removed from the county. (See Appendix
Table 6-12.) The county's tight land supply and escalating home values has greatly
increased demand for redevelopment sites for housing. Mobile home parks where
residents lease their sites have been most vulnerable to conversion.
Condominium Conversions
One of the major forces impacting the county's affordable housing stock has been
the extent of conversion of apartments to condominiums. From 2000 through 2005,
the Florida Division of Real Estate reported 4,434 condominium conversions as
shown in Appendix Table 6-13. In many cases, the condominiums were purchased
by investors, some of whom expected a profit from quick resale. When the market
softened, many short-term investors were unable to sell their condominiums and
have now put them on the market for rent. Other investors purchased units with the
original intention of renting them. Though some of these former rentals are now
back in the rental market, they are generally offered at higher rents to recoup the
cost of renovation and the inflated purchase price.
Rental Housing
Rental housing in apartment communities of 50 or more units totaled just over
30,000 units in the second quarter of 2006. Shown in Appendix Table 6-14, these
included 45 percent one-bedroom units, 46 percent two-bedroom units and 7 percent
three-bedroom units.
Average rents increased from $716 in 2004 to $801 in 2006, a 12-percent increase
in two years. Rent increases were highest from 2005 to 2006, averaging 7.8
percent. The rent increases accompanied a significant tightening of the market as
vacancy rates fell from 7.0 percent in 2004 to 3.8 percent in 2006. Typically, rental
markets need vacancies of 5.0 percent to accommodate tenants. The decline in
vacancies is partly related to the reduced size of the rental housing stock, resulting
from condominium conversion trends discussed above.
Rental Ranges
The following table shows the distribution of apartments by city and unit size.
Median monthly rents range from $570 for a studio apartment to $1,350 for
apartments with four or more bedrooms - $0.82 per square foot for three-bedroom
apartments to $1.14 per square foot for studio apartments. The county's highest
rents were $1.47 per square foot for a studio apartment. Units are relatively small
compared to apartments in other markets. One- and two-bedroom units had median
sizes of 732 and 1,020 square feet, respectively. Appendix Table 6-15 provides
additional detail on the range of rents by unit size.
Table 2: Pinellas County Rental Market Data by City, 2nd Quarter 2006
Four or
One Two Three More
Studios Bedrooms Bedrooms Bedrooms Bedrooms
Clearwater
Number of Units 164 3,113 4,102 670 31
Number Vacant 13 174 208 44 0
Vacancy Rate 7.9% 5.6% 5.1% 6.6% 0.0%
Median Rent $570 $710 $825 $1,100 $1,363
Median Size (Sq. Ft.) 500 750 1,000 1,390 1,595
Median Rent per Sq. Ft. $1.14 $0.99 $0.80 $0.81 $0.86
Rents Versus Wages
The National Low Income Housing Coalition (NIHC) calculates another measure of
the affordability of rental housing, evaluating the hourly wage required to afford the
median rent for a two-bedroom apartment and the number of hours a minimum-
wage worker would need to work to afford the same unit. In Pinellas County, the
NLIHC uses the 2007 Fair Market Rent of $817 as the estimated cost of renting a
two-bedroom apartment - 28 percent above the 2000 level. To afford such a unit
paying 30 percent of income for housing, a household would need an annual income
of $32,680. The wage-earner of a single-earner household would need to make
$15.71 per hour to afford the median-priced apartment - 28 percent more than the
mean wage of county renters. A person earning minimum wage would need to work
98 hours per week to afford the median rent. The householder earning the mean
renter wage would need to work 51 hours weekly to afford the median rent; many,
in fact, work two jobs to cover their housing costs.
Insurance and Real Estate Taxes
In Florida, mortgage costs are only one of the significant factors affecting
affordability. The cost burdens of insurance and real estate taxes are beginning to
outstrip the mortgage payments, particularly among residents who bought their
homes some time ago. Following severe hurricane seasons with high damage rates
and insurance losses, many national insurance companies withdrew from the Florida
market. Those who remained adjusted their risk pools and actuarial analyses to
include only Florida properties. Many Floridians have been forced to purchase
insurance through Citizens Property Insurance Corporation, the State-backed
insurance company that covers homes that private insurers will not cover. Changes
in State law are expected to force a 55.8-percent average increase in insurance
premiums March 1st following a 25.9-percent average increase in January 2007. To
address this growing crisis, the Governor has called a special legislative session to
address property insurance reform.
A $200,000 house carries an annual insurance cost of $2,400 to $3,200 through
Citizens Property Insurance Corporation in January 2007. Flood insurance in the
amount of $150,000 for the building and $60,000 for contents through the Federal
Emergency Management Agency would cost an additional $294 to $814 annually for
an inland property and $557 to $1,278 for a coastal property depending on when it
was built.
Florida's Save Our Homes constitutional amendment limits the property assessments
for homeowners as long as they remain in their homes. This has the effect of
shifting the real property tax burden to recent home buyers, renter housing and
commercial properties, which are assessed at market value each year. It also
inhibits the natural market shifts where households buy larger homes as their
families expand or incomes increase and smaller homes as their families shrink.
Given that a move would trigger a substantial increase in real property taxes,
homeowners find themselves unable or unwilling to move. That limits the typical
market forces where households move up to newer and/or more expensive housing,
freeing up older housing at lower prices for young and other lower-income
homebuyers.
Another tax issue relates to real estate assessments, which in Pinellas County are
based on the property's highest and best use unrelated to the current property use.
For houses near the water or in a downtown commercial district, this means the
properties carry high assessed values based on their potential for redevelopment for
higher-density housing or commercial uses.
Affordable Unit Requirement
Introduction of a requirement that 10 percent of the units be provided at prices/rents
affordable to households with incomes from 51 to 100 percent of AMI reduces the
potential returns from all six development types to levels below those required to
justify private investment. None of the developments could bear the cost of
providing affordable units without subsidies or incentives to offset the cost of
providing affordable housing. This results from the large gap between market prices
and those that can be afforded by low- and below-median-income households. For
example, a townhouse that might sell for $370,000 would need to be sold at $93,000
to be afforded by a low-income household with income between 51 and 80 percent of
AMI. The high cost of insurance and real estate taxes depresses that price by
diverting income that might otherwise go to cover the cost of mortgage interest and
principal. For a two-bedroom rental unit, the affordable rent of $979 per month
compares with market rents of $1,220 to $1,420.
land Costs
land costs are particularly difficult to generalize because values range dramatically
from beachfront property to inland properties with limited accessibility and visibility.
This analysis assumes that all of the sites are fully serviced with utilities and roads.
Costs are estimated at $90,000 per unit for single-family lots, $65,000 per unit for
townhouse lots, $50,000 per unit for condominium sites and $40,000 per unit for
apartment sites.
It is important to note that while BAE made all attempts to develop sound
assumptions, the analyses carry a margin of imprecision relative to specific real
projects. On- and off-site improvement costs, construction costs, fees/permit costs
and unit configurations will vary from project to project. For these illustrative pro
(ormas, BAE estimated the costs for typical projects through interviews with
developers and review of applicable County fee/permit schedules.
Soft Costs
Soft costs include architectural and engineering fees, legal and accounting fees,
financing fees and interest costs, developer fees, insurance, real estate taxes,
building fees and permits, impact fees and contingency funds in case unforeseen
costs occur or the actual costs are higher than the estimated costs. Florida's
insurance crisis impacts developers as well as individual homeowners as the cost of
builders risk insurance has escalated substantially as its availability has declined.
Timing construction so as to minimize exposure during hurricane seasons is now a
standard practice, made essential by the high cost of insurance. Cost assumptions
are summarized in Table 5.
Development costs are expressed in terms of "hard" costs and "soft" costs. Hard
costs are typically construction costs - "bricks and mortar costs" - including site
improvements, any demolition and remediation costs, parking and oft-site
improvements. Soft costs are all the other related fees and costs. The detailed pro
formas are included in Appendix C.
Hard Costs
Hard construction costs have escalated rapidly over the past three years in response
to a number of economic factors. The booming housing market increased demand
for raw materials and construction services. This national trend was exacerbated by
the extreme demand pressures created by the need to rebuild Gulf Coast
communities following Hurricanes Katrina and Rita. These demands developed at the
same time that the rapidly expanding Chinese market was bidding up the cost of
steel and other building materials. R.S. Means publishes annual cost estimating
handbooks. It reports the trends in annual cost increases in construction materials
and labor shown in the following chart. Following a steady pattern of modest annual
cost increases in the Tampa metropolitan area ranging from 0.7 to 2.5 percent from
1996 to 2003, costs escalated 12.7 percent in 2004, 9.5 percent in 2005 and 7.0
percent in 2006. While the abating of the housing boom has eased demand and
some pressure on materials costs, costs remain historically high.
Construction Cost Trends,
Tampa-St. Petersburg-Clearwater Metropolitan Area
14.0%
12.0%
10.0%
8.0%
6.0%
4.0%
2.0%
0.0%
OJdP OJ~ ~dJ> ~~ ~~~ ~~~ ~~'), ~rS> ~~ ~~ ~~
~ ~ ~ ~ 'V 'V 'V ~ ~ ~ 'V
Year
--- Annual I ncrease in
Construction Cos1s
Rapidly rising housing prices are quickly pncmg many low to moderate income
families out of the market and this priority has come in response to market
conditions. Market forces have also increased the need for high-quality affordable
rental housing, both through the construction of new complexes, and the
rehabilitation of small older complexes.
Because the market has significantly increased the collective equity most
homeowners have in their houses, the City has lowered its owner-occupied
rehabilitation programs to a medium priority in expectations that home owners will
have increased access to private sector capital markets for home repairs.
The City continues to analyze the variety of tools and incentives that may be used in
the future to produce and preserve affordable housing.
Over the past six months there has been a tremendous activity of education and
workshops, held by various segments of the private, non-profit and government
sectors to raise awareness of the growing affordable housing challenges.
The City continues to look at our current affordable housing programs and policies to
determine what sort of additional "tools" we can add to our "Affordable Housing
Toolbox" to address our affordable housing challenges.
HOMEI American Dream Down payment Initiative (ADDI)
1. Describe other forms of investment not described in ~ 92.205(b).
2. If the participating jurisdiction (PJ) will use HOME or ADDI funds for
homebuyers, it must state the guidelines for resale or recapture, as required
in ~ 92.254 of the HOME rule.
3. If the PJ will use HOME funds to refinance existing debt secured by
multifamily housing that is that is being rehabilitated with HOME funds, it
must state its refinancing guidelines required under ~ 92.206(b). The
guidelines shall describe the conditions under which the PJ will refinance
existing debt. At a minimum these guidelines must:
a. Demonstrate that rehabilitation is the primary eligible activity and ensure
that this requirement is met by establishing a minimum level of
rehabilitation per unit or a required ratio between rehabilitation and
refinancing.
b. Require a review of management practices to demonstrate that
disinvestments in the property has not occurred; that the long-term needs
of the project can be met; and that the feasibility of serving the targeted
population over an extended affordability period can be demonstrated.
c. State whether the new investment is being made to maintain current
affordable units, create additional affordable units, or both.
d. Specify the required period of affordability, whether it is the minimum 15
years or longer.
e. Specify whether the investment of HOME funds may be jurisdiction-wide
or limited to a specific geographic area, such as a neighborhood identified
in a neighborhood revitalization strategy under 24 CFR 91.215(e)(2) or a
Federally designated Empowerment Zone or Enterprise Community.
f. State that HOME funds cannot be used to refinance multifamily loans
made or insured by any federal program, including CDBG.
4. If the PJ is going to receive American Dream Down payment Initiative (ADDI)
funds, please complete the following narratives:
g. Describe the planned use of the ADDI funds.
h. Describe the PJ's plan for conducting targeted outreach to residents and
tenants of public housing and manufactured housing and to other families
assisted by public housing agencies, for the purposes of ensuring that the
ADDI funds are used to provide down payment assistance for such
residents, tenants, and families.
i. Describe the actions to be taken to ensure the suitability of families
receiving ADDI funds to undertake and maintain homeownership, such as
provision of housing counseling to homebuyers.
Proaram Year 3 Action Plan HOMEI ADDI reSDonse:
The funds set aside for the City's Homeownership Rehabilitation Program will be used
to rehabilitate up to twenty (20) homes. In addition to our typical loan for
rehabilitation repairs, the City may also provide funds in the amount up to $10,000
for emergency repairs, if their income is at or below 80% of Area Median Income
(AMI). The funds will be provided as a loan in most cases, but at times under certain
conditions a grant may be used.
In the City's Homeowner Rehabilitation program, the City will make loans to
homeowners of up to 50% of the value of their home, but in no case shall it exceed
$50,000. The average rehabilitation assistance has been ranging between $30,000 -
$40,000. The loan may be a deferred payment loan for homeowners whose income
is less than 80% of AMI, and it will be payment-type loan for homeowners whose
income are above 80% of AMI and have the ability to make a small payment. For
households above 80% AMI the City will use our SHIP funds. The City will place
priority on serving very-low and low income households over moderate income
households. All loans will include a recapture provision should the homeowner sell,
rent, and/or transfer the property within its affordability period. For loans that use
HOME funds, the City will attach to the mortgage document a "Restrictive Covenant"
outlining the requirements of the HOME funds. A copy of the Restrictive Covenant is
included in the Appendix. The City will typically recapture the entire amount of the
investment less any amount the homeowner has repaid.
Funds set aside for new construction and acquisition through the Housing Pool will be
made to homeowners whose income is less than 120% of area median income (at or
below 80% for HOME). In most cases the funds will be provided as a deferred
payment loan until the home closes and the new owner obtains permanent financing.
At that point the developer shall repay the City for the entire amount of the
investment, less any funds left-behind for down payment and closing cost assistance.
If the non-profit developer is a Community Housing Development Organization
(CHDO), the City may allow them to retain the proceeds from the sale of the home
to be used for future HOME eligible activities. In those cases the City will enter into a
separate "CHDO Proceeds Agreement" that outlines the uses of the CHDO Proceeds.
The City will include the applicable recapture language/Restrictive Covenants in all
loan documents using HOME funds.
Lastly, we have allocated $100,000 in FY 2008-09 HOME funds for the costs
associated with the development of additional housing activities for the Homeless
Emergency Project (HEP). HEP is planning on developing some additional infill
housing for their clients.
The City continues to use CHDO funds to help build capacity in our housing non-
profits and to assist with many predevelopment type expenses for proposed
developments that those organizations are pursuing.
Funds made available to homebuyers of new or existing homes for down payment
and closing cost assistance will be deferred as long as the homeowner obtains title
and resides in the home and does not rent, sell or transfer title. A recapture
provision will be included in the loan where the homeowner will repay the entire
amount of the City subsidy/investment.
A HOME Community Housing Development Organization (CHDO) has yet to be
determined for the existing year and upcoming fiscal year, therefore the type of
project/activity is "unknown". A total of $78,111 will be set-aside for CHDO activities
(15% of HOME allocation)
The Citv is not a recioient of HOME - ADDI fundina.
Specific Homeless Prevention Elements
*Please also refer to the Homeless Needs Table in the Needs.xls workbook.
1. Sources of Funds-Identify the private and public resources that the jurisdiction
expects to receive during the next year to address homeless needs and to
prevent homelessness. These include the McKinney-Vento Homeless Assistance
Act programs, other special federal, state and local and private funds targeted to
homeless individuals and families with children, especially the chronically
homeless, the HUD formula programs, and any publicly-owned land or property.
Please describe, briefly, the jurisdiction's plan for the investment and use of
funds directed toward homelessness.
2. Homelessness-In a narrative, describe how the action plan will address the
specific objectives of the Strategic Plan and, ultimately, the priority needs
identified. Please also identify potential obstacles to completing these action
steps.
3. Chronic Homelessness- The jurisdiction must describe the specific planned action
steps it will take over the next year aimed at eliminating chronic homelessness
by 2012. Again, please identify barriers to achieving this.
4. Homelessness Prevention-The jurisdiction must describe its planned action steps
over the next year to address the individual and families with children at
imminent risk of becoming homeless.
5. Discharge Coordination Policy-Explain planned activities to implement a
cohesive, community-wide Discharge Coordination Policy, and how, in the coming
year, the community will move toward such a policy.
Program Year 3 Action Plan 5Decial Needs reSDonse:
The City continues to work with our homeless service providers to address the needs
and services of our homeless populations.
The January 2007 Homeless Count was 4,710 and it continues to grow each year.
This translates into a 2006 projected annual estimate of Pinellas County unduplicated
homeless individuals of 22,182.
Listed below are some of the alarming facts and trends pertaining our homeless
population:
1. 48.3% are "Chronic":
o Homeless Longer than 1 Year
o of 4+ times in 3 years
2. 42.2% are Women & Children
3. 62% Have Lived in Pinellas County for 2+ Years
o More than Half of those for 5+ Years
4. 33.6% Work Full or Part-Time
5. 47.3% Have a Permanent Source of Income from Work, Disability or
Retirement
The City of Clearwater is a member of the Pinellas County Homeless Coalition, which
is the Lead Agency for the countywide Continuum of Care. The City supports the
Homeless priorities established in the Continuum and those established by the
Homeless Policy Group in their development of the County's "10-Year Plan to End
Homelessness" .
On January 13, 2006, Opening Doors of Opportunity: A 10-Year Plan to End
Homelessness in Pinel/as County (the "Plan") was adopted by the Homeless Policy
Group. This plan has been adopted by the City, along with Pinellas County and
several cities within the County, including St. Petersburg, Pinellas Park, Tarpon
Springs, and Largo, and has been filed with the U.s. Department of Housing and
Urban Development. The Plan was adopted by resolution by City Council on March
16, 2006, and was publicly presented on Wednesday, April 5, 2006, at a press
conference attended by local leaders and local HUD officials. The Homeless Policy
Group has transitioned into the Pinellas County Homeless Leadership Network, with
the Pinellas County Coalition for the Homeless (lead agency for the Continuum of
Care) overseeing the administrative portion of the plan.
Specific planned action steps and barriers to achievement are detailed in the Plan,
which is available to the public on-line or by contacting any member of the
Leadership Network. In preparation for this 2008-2009 Action Plan, the City will
prioritize funds for activities relating to homelessness and to ensure collaboration
with the Plan.
The Homeless Coalition of Pinellas County has successfully applied for funding during
HUD's SuperNOFA Supportive Housing Program and in January 2006 received $2.53
million for projects in Pinellas County.
The City, through our Homeless Service Provider partners will carry out the following
specific activities:
*Homeless Emergency Project - Infill
Religious Community Services - The Haven
Religious Community Services - Food Pantry
CHIP - Operations
$ 100,000.
$ 5,926.
$ 46,050.
$ 30,000.
8 DH-l(4): To provide Shelter and/or Transitional Housing for 10 individuals or
households
9 DH-l(5): To provide funding the development of 10 shelter beds
10 SL-l(l): To provide social/public services to 75 individuals or households
Many of the activities that the City will be involved with directly and indirectly are
contained in the County's "10-Year Plan to End Homelessness" that located in the
Appendix.
The City of Clearwater certifies that the following is its Discharge Coordination Policy:
The Pinellas County Coalition for the Homeless (PCCH) works with appropriate local
and state governments to ensure that persons leaving publicly funded institutions or
systems of care are discharged to the community to a specific address to prevent
homelessness and the need to access homeless services. Significant discharge
institutions are listed below, and include the discharge policies of each system.
A new participant in the planning and oversight of discharge planning is the Pinellas
Homeless Leadership Network, a continuation of the Homeless Policy Group that
spent 2004-2005 creating the 'Opening Doors of Opportunity: A Ten Year Plan to End
Homelessness in Pinellas County.' The Homeless Leadership Network is comprised of
elected officials from the County, five major cities, and the Pinellas School Board, as
well as community leaders from business, service providers, formerly homeless
persons, funders, the Pinellas County Coalition for the Homeless, and others.
Implementation of a comprehensive discharge planning and service system is a
starred priority for the next two years.
Jail Discharge Planning - Pinellas County Sheriff's Office has collaborated with
Operation PAR, a local substance abuse treatment provider, to ensure existing
offenders with substance abuse and/or mental health issues have proper discharge
planning services. Since female inmates represent 15% - about twice the national
average - of the adult inmate population at the Pinellas County jail and are at high
risk for homelessness once they are released, the Pinellas County Sheriff's Office
implemented comprehensive services to address substance abuse and mental heath
services while inmates were incarcerated. The Florida Department of Law
Enforcement provided funding to allow the Pinellas County Sheriff's office and
Operation PAR to implement the RSAT/Project Success day Treatment program for
female inmates housed in the jail. Of the females served by Project Success, 60-65%
report histories of trauma, 55% are mothers and 40% were unemployed prior to
being arrested. Early identification of these histories is critical in treatment decisions
and especially planning for community re-entry to prevent homelessness.
Operation PAR was awarded funding from the Florida Department of Law
Enforcement Justice Assistance Grant to continue its Inmate Participation and
Accountability for Community Transition (IMPACT). IMPACT provides aggressive case
management and discharge planning services for these inmates who were being
released from jail who require substance and mental health services upon re-
entering their communities. Additionally, Operation PAR will continue to work in
partnership with the Pinellas County Sheriff's office to improve discharge-planning
services for those inmates that have a substance abuse and mental health disorder
that are leaving the Pinellas County Jail.
Operation PAR is also working in partnership with the City of St. Petersburg and St.
Petersburg Police Department to divert costly jail admissions under the City of St.
Petersburg Homeless Street Outreach Program, a model prioritized in the Ten Year
Plan.
Local mental health agencies have developed a "Focused Outreach" program that
provides case management and placement services for people exiting the local jail
who have been identified as having mental illness, substance abuse problems, or
both. These persons are often homeless without benefits.
The Pinellas County Sheriff's Office partners with the local community mental health
clinics to provide pre-booking diversion from jail. This program identifies persons
with mental health and substance abuse problems and facilities their release from jail
to the community. Housing placement and supportive services are provided through
the Focused Outreach Program to link individuals to mainstream resources.
The Public Defender's Jail Diversion Program is a partnership between local mental
health agencies and the Public Defender's Office. The program provides early
identification of mental health and substance abuse issues for those incarcerated in
the local jail. The diversion staff assesses and advocates for the person's charges to
be dropped, housing is provided with support services to link these individuals to
mainstream resources. Most often these persons are homeless. The Public Defender
is an active member of the Homeless Leadership Network, and his staff sit on the
Pinellas County Coalition for the Homeless committees.
The Crisis Response Team, a partnership among local mental health agencies,
provides a team of mental health specialists to work with local law enforcement to
assist with individuals that are experiencing a mental health crisis; this includes
those that are homeless or living in housing. The goal of this program is to intervene
in crisis and assist with linkage to mainstream resources in order to prevent
hospitalization and/or homelessness and to assist with discharge planning if
hospitalization does occur.
PTEC, a local technical school, has been providing basic skills and vocational
education to offenders for over 20 years. The Center currently operates four
vocational programs in the Pinellas County Jail in Building Maintenance, Computer
Software Applications (male and female) and garment manufacturing. PTEC also
provides Workplace Readiness Training in cooperation with Pinellas County Project
New Attitudes (a therapeutic community for incarcerated males) and Project Success
(a therapeutic community treatment program for drug-addicted females).
The State of Florida's Department of Children and Families (DCF) has responsibility
for the operations of the state hospitals that treat people with severe and persistent
mental illness. They also fund the local mental health agencies responsible for the
care of the people leaving the state institutions. Pinellas County's mental health
agencies are all members of the Pinellas County Coalition for the Homeless. They
are Boley Centers for Behavioral heath Care, Inc., Directions for Mental Health, Inc.,
SunCoast Center for Community Mental Heath, PEMHS, and Gulfcoast Community
Care. Every person entering a state hospital is assigned a case manager who is
responsible for the discharge planning of the client. Once discharged, the case
manager is required to have contact with the client 3 times a week for four weeks or
more as needed, then a face to face contact with client one time monthly.
Juveniles exiting the Department of Juvenile Justice System are assigned to
conditional release case managers and juvenile justice probation officers.
Local mental health providers and local hospitals have held planning meetings to
discuss and identify issues regarding discharge planning for those that are homeless.
Currently, the hospitals have priority slots for appointments at the local mental
health agencies for those that are being discharged. Currently the agencies and
hospital discharge planners are attempting to link those that are homeless to an
outreach worker to assist with follow up and linkage to other mainstream resources.
The barrier to this protocol is the limited number of outreach workers within this
county. There is limited funding for outreach and these positions often have
restrictions based on their funding source such as, who they can serve, how long and
where.
Problems remain with youth exiting foster care and with ex-offenders exiting the
state prison system. The Coalition will address these areas as follows:
Request that the State Office on Homelessness, which is part of the Department of
Children and Families, and the Florida Coalition on Homelessness begin initial work
with the State Department of Corrections to develop a discharge policy ensuring
exiting offenders have housing arranged prior to discharge. The PCCH will provide
the Department of Corrections with information on local resources and contact
information.
Actions still needed:
1 Contact the local Department of Corrections and request a liaison become a
member of the Coalition to coordinate local efforts.
2 Request that the Pinellas County Ex-Offender Coalition (PERC) become
members of the PCCH with emphasis on the Strategic Planning Committee.
3 Work with DCF to identify problems with children leaving the foster care
system, ensuring that the Department has a discharge policy and follow along
system to ensure discharge planning was effective.
Emergency Shelter Grants (ESG)
(States only) Describe the process for awarding grants to State recipients, and a
description of how the allocation will be made available to units of local government.
Program Year 3 Action Plan ESG response:
The Citv is not a recioient of ESG funds.
Community Development
*Please also refer to the Community Development Table in the Needs.xls workbook.
1. Identify the jurisdiction's priority non-housing community development needs
eligible for assistance by CDBG eligibility category specified in the Community
Development Needs Table (formerly Table 2B), public facilities, public
improvements, public services and economic development.
2. Identify specific long-term and short-term community development objectives
(including economic development activities that create jobs), developed in
accordance with the statutory goals described in section 24 CFR 91.1 and the
primary objective of the CDBG program to provide decent housing and a suitable
living environment and expand economic opportunities, principally for low- and
moderate-income persons.
*Note: Each specific objective developed to address a priority need, must be identified by number
and contain proposed accomplishments, the time period (i.e., one, two, three, or more years), and
annual program year numeric goals the jurisdiction hopes to achieve in quantitative terms, or in other
measurable terms as identified and defined by the jurisdiction.
ProGram Year 3 Action Plan Community DeveloDment reSDonse:
The City plans to review the infrastructure and public facility needs in our
Neighborhood Revitalization Strategy Areas and Downtown Community
Redevelopment Area and analyze the feasibility of carrying out such activities. We
have allocated $150,000 in CDBG funds for this proposed activity(s). In addition, we
will be providing funding to a number of organizations to make improvements to
their current facilities so that they can continue to serve low and moderate income
individuals and households.
1 To identify any needed public facility(s) and/or infrastructure deficiencies in
the East Gateway CRA
2 Religious Community Services, Inc. - Food Pantry Improvements
3 YWCA of Tampa Bay - Building Improvements
Antipoverty Strategy
1. Describe the actions that will take place during the next year to reduce the
number of poverty level families.
Program Year 3 Action Plan Antipoverty Strategy response:
Twelve Percent (20%) of the City's residents live in poverty, which matches the
national average.
The City of Clearwater participates in the Tampa Bay Partnership, the regional
Economic Development agency and Enterprise Florida, the Statewide Economic
Development entity; and has its own Economic Development program. The Tampa
Bay Partnership internationally recruits companies to locate in the Tampa Bay region.
They provide a full range of business relocation assistance programs and utilize state
and local incentive programs to help in this process. There are also Small Business
Development Centers at the Community College, Business Incubators, and SBA
Small Business Development Centers.
This agency also works with a network of educational agencies to provide customized
job training programs for the business community. The area's Workforce
Development Board and Worknet also provide job training/employment skills to low-
income residents.
The City of Clearwater also has its own Economic Development program, which is
designed to interface with the regional program and work on specific local issues.
The City prepared one of the first 'Brownfield' redevelopment plans in the state, has
an Enterprise Zone and a HUB Zone, which are all designed to spur
redevelopment/reinvestment in its low-income areas.
The City also has major redevelopment occurring along the US-19 and SR-60
corridors, in downtown and out at the beach. There is a Main Street Program to
assist downtown merchants. The City also works closely with the Clearwater
Chamber of Commerce with providing technical assistance to business owners. All
these programs have created new jobs and opportunities in the City.
Collectively, these programs represent a highly effective anti-poverty program.
Non-Homeless Special Needs (91.220 (e) and (e))
*Please also refer to the Non-homeless Special Needs Table in the Needs.xls workbook.
1. Describe the priorities and specific objectives the jurisdiction hopes to achieve for
the period covered by the Action Plan.
2. Describe how Federal, State, and local public and private sector resources that
are reasonably expected to be available will be used to address identified needs
for the period covered by this Action Plan.
Program Year 3 Action Plan Specific Objectives response:
The City intends to undertake the following activities with the assistance of our
partners to assist its Special Needs populations:
Pinellas Opportunity Council
YWCA - Hispanic Outreach Center
Gulf Coast Jewish Family Services
Willa Carson Health Resource Center
$
$
$
$
30,000
15,000.
7,000
18,000
Housing Opportunities for People with AIDS
*Please also refer to the HOPWA Table in the Needs.xls workbook.
1. Provide a brief description of the organization, the area of service, the name of
the program contacts, and a broad overview of the range/ type of housing
activities to be done during the next year.
2. Report on the actions taken during the year that addressed the special needs of
persons who are not homeless but require supportive housing, and assistance for
persons who are homeless.
3. Evaluate the progress in meeting its specific objective of providing affordable
housing, including a comparison of actual outputs and outcomes to proposed
goals and progress made on the other planned actions indicated in the strategic
and action plans. The evaluation can address any related program adjustments
or future plans.
4. Report on annual HOPWA output goals for the number of households assisted
during the year in: (1) short-term rent, mortgage and utility payments to avoid
homelessness; (2) rental assistance programs; and (3) in housing facilities, such
as community residences and SRO dwellings, where funds are used to develop
and/or operate these facilities. Include any assessment of client outcomes for
achieving housing stability, reduced risks of homelessness and improved access
to care.
5. Report on the use of committed leveraging from other public and private
resources that helped to address needs identified in the plan.
6. Provide an analysis of the extent to which HOPWA funds were distributed among
different categories of housing needs consistent with the geographic distribution
plans identified in its approved Consolidated Plan.
7. Describe any barriers (including non-regulatory) encountered, actions in response
to barriers, and recommendations for program improvement.
8. Please describe the expected trends facing the community in meeting the needs
of persons living with HIV/AIDS and provide additional information regarding the
administration of services to people with HIV/AIDS.
9. Please note any evaluations, studies or other assessments that will be conducted
on the local HOPWA program during the next year.
Proaram Year 3 Action Plan HOPWA reSDonse:
The City is not a recioient of HOPWA funds.
Specific HOPW A Objectives
Describe how Federal, State, and local public and private sector resources that are
reasonably expected to be available will be used to address identified needs for the
period covered by the Action Plan.
Proaram Year 3 SDecific HOPWA Obiectives reSDonse:
Include any Action Plan information that was not covered by a narrative in any other
section.
CITY OF CLEARWATER
FY2007-2008
CONSOLIDATED ACTION PLAN
SF-424 FORMS
~'\ W. Efon Ot;'
(: 1111:) Fi r~t Prog ra m Yea r
c/'ge~^, DE'J~~O~~ Act Ion P I a n
The CPMP First Annual Action Plan includes the SF 424 and Narrative Responses to
Action Plan questions that CDBG, HOME, HOPWA, and ESG grantees must respond to
each year in order to be compliant with the Consolidated Planning Regulations. The
Executive Summary narratives are optional.
S ' I"'" ~;;," , , ,~o ; ,00 ,
!.- ",: 1f '" ~
? "." ~ ~",'fP \:{
Complete the fil/able fields (blue cel/s) in the table below. The other items are pre-fil/ed with
values from the Grantee Information Worksheet.
u ust 1 2008 Iicant Identifier
Date Received b tate Identifier "
Date Received b Federal Identifier
I ica ntlnformation
it of Clearwater
112 S. Osceola Ave.
u.s. Department.o
Pro ram Fundin Housinand Urban Develo men
atalogue of Federal Domestic Assistance Numbers; Descriptive Title of Applicant Project(s);
reas Affected by Project(s) (cities, Counties, localities etc.); Estimated Funding
ommunity Development Block Grant 14.218 Entitlement Grant
itywide
Describe: nfa
dditional State Funds Leveraged: nfa
Locally Leveraged Funds: nfa
rantee Funds Leveraged: nfa
nticipated Program Income: $150,000
ther (Describe) : nfa
otal Funds Leveraged for CDBG-based Project(s)
Home Investment Partnerships Program 14.239 HOME
HOME Project Titles itywide
Third Program Year Action Plan (07.13.05) 1 Version 1.3
City of Clearwater
HOME Grant Amount: $520,737 tEdditional HUD Grant(s) IDescri be
Leveraged: nfa
Additional Federal Funds Leveraged: nfa ~dditional State Funds Leveraged: nfa
Locally Leveraged Funds: nfa ~rantee Funds Leveraged: nfa
/),nticipated Program Income: nfa Other (Describe) : nfa
Total Funds Leveraged for HOME-based Project(s)
Housing Opportunities for People with 14.241 HOPWA
AIDS
HOPWA Project Titles: nfa Description of Areas Affected by HOPWA
Proiect(s) : nfa
HOPWA Grant Amount: nfa t~ditional HUD Grant(s) IDescribe: nfa
Leveraged: nfa
Additional Federal Funds Leveraged: nfa Additional State Funds Leveraged: nfa
Locally Leveraged Funds: nfa Grantee Funds Leveraged: nfa
Anticipated Program Income: nfa Other (Describe) : nfa
"'otal Funds Leveraged for HOPWA-based Project(s) : nfa
Emergency Shelter Grants Program 14.231 ESG
ESG Project Titles: nfa Description of Areas Affected by ESG
Proiect(s) : nfa
ESG Grant Amount: nfa ~1ditional HUD Grant(s) Leveraged: IDescribe: nfa
nfa
Additional Federal Funds Leveraged: nfa Additional State Funds Leveraged: nfa
Locally Leveraged Funds: nfa: nfa Grantee Funds Leveraged: nfa
Anticipated Program Income: nfa Dther (Describe) : nfa
Total Funds Leveraged for ESG-based Project(s) : nfa
'~
Conqressional Districts of: Is application subject to review by state
9th 19th Executive Order 12372 Process?
Is the applicant delinquent on any federal DYes This application was made available to
debt? If "Yes" please include an additional the state EO 12372 process for review
document explaining the situation. on DATE
181 No Proaram is not covered bv EO 12372
DYes I ~ No DNfA Program has not been selected by the
state for review
Third Program Year Action Plan(07.13.0S) 2
Version 1.3
City of Clearwater
Person to be contacted regarding this application
Michael A. Holmes
Housing Manager 727-562-4032 727-562-4037
Michael. holmes@myclearwater.co myclearwater.com
m
Signature of Authorized Representative Date Signed
Third Program Year Action Plan(07.13.0S) 3
Version 1.3
CITY OF CLEARWATER
FY2008-2009
CONSOLIDATED ACTION PLAN
NOTICE
OF
FUNDING
AVAILABiliTY
NOTICE OF FUNDING AVAILABILITY
CITY OF CLEARWATER, FLORIDA
FY 2008-2009 - CONSOLIDATED ACTION PLAN
COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM,
HOME INVESTMENT PARTNERSHIP PROGRAM
AND
STATE HOUSING INITIATIVES PARTNERSHIP PROGRAM
The City of Clearwater is estimated to receive $926,211 in grant allocation funds and $150,000 in
program income under the Community Development Block Grant (CDBG) Program, $520,737 in
grant allocation funds under the HOME Investment Partnership Program, and $995,681 in grant
allocation funds and $250,000 in Program Income under the State Housing Initiatives Partnership
(SHIP) Program for the FY 2008-2009 Program Year beginning October 1,2008 (SHIP funding
year will begin on July 1, 2008). Funds can only be used in the incorporated limits of the City of
Clearwater. However, an agency that is located outside the city may receive funding if they provide
documented services for city residents. The amounts listed above are only a projection of the grants
funds to be received and the actual amounts may vary depending on final appropriations and
program 111come revenue.
Federal funding authorization for the Community Development Block Grant (CDBG) Program and
the HOME Investment Partnership (HOME) Program is through the U. S. Department of Housing
and Urban Development. State ~ding for the State Housing Initiatives Partnership (SHIP)
Program is based upon the amount of revenue generated through the local documentary stamps and
the State approved budget through the Florida Housing Finance Corporation.
These funds will primarily be used for housing, community and economic development activities.
A portion of the funds listed above may be used for City conducted and/or sPonsored proiects and
may not be available for allocation to applicants. Federal regulations applicable to these programs
dictate funding availability for certain projects. Proposals for new projects will be accepted
beginning 30 days after the application period opens, March 3, 2008, but no later than April 4,
2008. Suggestions for new projects/activities for FY2008-2009 may be presented and should
address the following strategies which are outlined in more detail in the City's Five-Year
Consolidated Plan Document:
. Promote better livable opportunities in the Neighborhood Revitalization Strategy Areas
. Promote affordable housing for renters and/or, homebuyers
. Promote efforts/activities to end chronic homelessness
. Provide outreach and housing opportunities for homeless individuals and families
. Provide assistance to victims of domestic violence
. Promote economic opportunities for very-low to moderate individuals
. Provide assistance to the elderly, persons with disabilities, and persons with HIV/AIDS.
. Develop needed community centers and other public facility projects in the neighborhood
strategy areas
. Promote efforts to reduce lead poisoning in children
. Promote opportunities to end poverty (job training, employability skills, educational
attainment, and other related activities)
. Promote opportunities to assist public housing residents to become self-sufficient
. Promote opportunities for individuals to reduce their dependency on alcohol and drugs
. Promote fair housing opportunities
Eligible activities may include and not be limited to the rehabilitation and preservation of buildings
and improvements; acquisition and disposition of real property; acquisition, construction,
reconstruction, rehabilitation or installation of public facilities and improvements such as senior
centers, neighborhood facilities and roads, public community services; special economic activities
and special activities by subrecipients to carry out neighborhood revitalization, code enforcement,
or energy conservation projects and related projects.
Applications for organizations desiring to participate in the City of Clearwater Housing Pool for
activities involving downpayment assistance/gap financing, new construction and rehabilitation of
single and multifamily housing will be accepted from eligible participants on a year-round basis
while funds remain available. Priority will be given to those applications that provide housing for
homeless persons.
Applications can be obtained beginning March 3, 2008 through April 4, 2008, at the City of
Clearwater - Economic Development and Housing Department - Housing Division located at 112
South Osceola Avenue, Clearwater, between the hours of8:00 a.m. through 5:00 p.m. Applications
may also be obtained via the City's web site (www.mvclearwater.com) under the department's
webpage.
An application workshop will be held on March 13, 2008 at the City of Clearwater - Main Library
First Floor Conference Room, located at 100 North Osceola Avenue, Clearwater between the hours
of 10:00 a.m. and 12:00 p.m. for all potential applicants. All organizations that are applying for the
first time to the City are strongly encouraged to attend.
Applications are to be sent to Mr. Michael Holmes, Housing Manager, City of Clearwater -
Economic Development and Housing Department - Housing Division, 112 South Osceola Avenue,
Clearwater, FL 33756, (727) 562-4030 and are to be received in the Housing Division Office no
later than 4:30 p.rn. on Fridav. April 4. 2008. Any questions should be directed to Michael
Holmes.
CITY OF CLEARWATER
FY2008-2009
CONSOLIDATED ACTION PLAN
Notice of Availability of Viewing
Of
Proposed
Consolidated Action Plan
NOTICE OF AVAILABILITY OF VIEWING
OF
PROPOSED
CITY OF CLEARWATER
FY 2008 - 2009
CONSOLIDATED ACTION PLAN SUMMARY
The overall goal of the u.s. Department of Housing and Urban Development - Community Planning and
Development programs are to develop viable urban communities by providing decent housing and a suitable
living environment and expanding economic opportunities principally for very low to moderate income
persons. The primary means toward this end is to extend and strengthen partnerships among all levels of
government and the private sector, including for profit and non-profit organizations, in the production and
operation of affordable housing.
The City of Clearwater proposes to fund the activities listed below with Community Development Block
Grant Program Funds (CDBG), HOME Investment Partnership Program Funds (HOME), and State Housing
Initiatives Partnership (SHlP) Program Funds. Please note that fundin2 for these and other proiects not
listed may increase or decrease based upon pr02fam income. prior period adiustments and/or final
federal or state allocations. Due to these and other factors. the City reserves the ri2ht to add or delete
proiects.
PROPOSED FUNDING RESOURCES
Community Development Block Grant Program - Entitlement
Community Development Block Grant - Est. Program Income (Rev.Fund)
HOME Investment Partnership Program - Entitlement
State Housing Initiatives Program - Entitlement
State Housing Initiatives Program - Estimated Program Income
TOTAL
$ 926,211.00
$150,000.00
$520,737.00
$995,681.00
$250,000.00
$ $2,842,629.00
LIST OF PROPOSED ACTIVITIES
Housin2 Rehabilitation
City of Clearwater Rehabilitation
City of Clearwater Program Delivery Costs
$150,000.00
$126,187.00
Pro2ram Administration
Community Development Block Grant Program
HOME Investment Partnership Program
State Housing Initiatives Partnership Program
Gulf Coast Legal Services - Fair Housing Program
Community Service Foundation - Fair Housing
$185,242.00
$52,073.00
$ 112,068.00
$14,884.00
$14,400.00
6/23/2008
Clearance and Demolition
City of Clearwater Demolition Program
$40,000.00
Relocation
City of Clearwater Relocation Program
$40,000.00
Public Services
Willa Carson Community Health Resource Center
Family Service Centers, Inc.
Homeless Emergency Project, Inc.
Clearwater Homeless Intervention Project - Emergency Shelter
Powerful Young Adults, Inc.
Gulf Coast Jewish Family Services - Disable & Frail Elderly
Religious Community Services, Grace House
Religious Community Services, The Haven
WestCare Gulf Coast Florida-Inc.
$18,000.00
$21,632.00
$12,000.00
$ 30,000.00
$10,871.00
$7,000.00
$5,058.00
$5,925.00
$19,370.00
Pinellas Opportunity Council - Chore Services
Young Women's Christian Association of Tampa Bay, Inc.
$ 30,000.00
$15,000.00
Public Facilities and Improvements
Directions for Mental Health
Religious Community Services - Food Pantry
Homeless Emergency Project
City of Clearwater Public Works Project
$49,500.00
$46,050.00
$100,000.00
$135,351.00
Economic Development
Economic Development - Program Delivery
30,000.00
ACQuisition/InfiU Housin2 - SF/MF
Housin2 Education Pool
Tampa Bay CDC - Homeownership Counseling Program
Tampa Bay CDC - Dream of Homeownership Counseling Program
Community Service Foundation - Partnership To Ownership Program
Community Service Foundation - Homebuyer Education Program
Clearwater Neighborhood Housing Service - Housing Education Program
Lighthouse Credit Foundation
Foreclosure Prevention Program
$10,000.00
$ 50,000.00
City of Clearwater Infill Housing - Program Delivery
$25,000.00
6/23/2008
Housin2 Pool - SF/MF - DP A. Infill. Rehabilitation. New Construction
*1,409,166.00
- Tampa Bay Community Development Corporation
- Largo Area Housing Development Corporation
- Clearwater Neighborhood Housing Services, mc.
- Homes for mdependence, mc.
- Community Service Foundation, mc.
- Pinellas Habitat for Humanity
HOME Pro2ram - CHDO Set-Aside (15% of Allocation)
$78,110.00
TOTAL FUNDING
$2,842,629.00
* Total funding in the Housing Pool includes $400,000 in SHIP Funds earmarked for the Garden Trails
Housing Development Project.
Please send any comments to Mr. Michael Holmes, Housing Manager, City of Clearwater's Economic
Development and Housing Department - Housing Division, P.O. Box 4748, Clearwater, FL, 33758-4748 by
July 15,2008.
A draft copy of the proposed City of Clearwater FY08-09 Consolidated Action Plan will be available on June
15, 2008 for viewing at the following locations:
City Clerk's Office, 2nd Floor
City Hall, 112 S. Osceola Ave.
Clearwater, FL 33756
727.562.4090
City of Clearwater - Library East Branch
2251 Drew Street
Clearwater, FL 33756
727.462.6400
City of Clearwater
Economic Development & Housing Dept. -
Housing Division
City Hall, 1 st Floor
112 S. Osceola Avenue
Clearwater, FL 33756
727.562.4030
6/23/2008
CITY OF CLEARWATER
FY2008-2009
CONSOLIDATED ACTION PLAN
SCHEDULE
PROPOSED FY 2008-09 CONSOLIDATED ACTION PLAN
SCHEDULE OF EVENTS
. February 28, 2008
. February 28, 2008
. February 29, 2008
. February 29, 2008
. March 3, 2008
. March 11, 2008
. March 13,2008
. April 4, 2008
. April 11 , 2008
. April 15,2008
. Apri118,2008
. April 29, 2008
. May 13, 2008
Send letters to applicants on the Consolidated
Plan Mailing List Regarding Application
Schedule
Post Notice of Funding Availability for CDBG,
HOME, and SHIP Funding
Put Application/Ranking Sheet-Notice of
Funding Availability on Website
Have graphics prepare 45 copies ofthe
applications & prepare 45 CD's for packets
FY 08-09 Action Plan Application Period begins
NAHAB Meeting: Consolidate Action Plan
Schedule
Consolidated Plan Application Review Meeting
(10:00-12:00)
FY 08-09 Consolidated Application Deadline
Forward binders to NAHAB and TRC Members
NAHAB meeting-Agency Presentations
BusNan Tour
Technical Review Committee Meeting
Presentation of the FY 08-09 Action Plan to
NAHAB-Special Meeting-Funding Allocations-
TRC Recommendations
. May 27, 2008
Deadline Notice of Proposed Funding & CAP &
FY -08-09 CAP Public Comment Period Begins
. June 10,2008
NAHAB meeting-Adoption ofFY 08-09 CAP
. June 25, 2008
FY 08-09 CAP Public Comment Period Ends
. July 3, 2008
Submit to FYI-Agenda Tracking System
. July 14, 2008
Work session- Presentation to City Council-
Action Plan
. July 17, 2008 City Council Meeting - Approval of
Consolidated Action Plan/Subrecipient
Agreements
. August 15, 2008 Submit Action Plan to HUD
. August 29, 2008 Forward Agreements to agencies
. September 15,2008 Agreements due from agencies
CITY OF CLEARWATER
FY2008-2009
CONSOLIDATED ACTION PLAN
SUMMARY
CITY OF CLEARWATER
FY2008-2009
CONSOLIDATED ACTION PLAN
SUMMARY
City of Clerwater - Housing Division
(01510) Revised 6110108 H. L.
CITY OF CLEARWATER Est. 512008 (P/data from Mikel
Cosolidated Plan Proposed Estimatel
Fiscal Year 2008-2009
PROPOSED PROJECTS OtherlMisc Funds Units! Grant Allocations Est.R eoroarammina Est. Income Total Funds
Revalc
HUMI:
Requested Clients CDBG (683) SHIP 11911 TOTALS CDBG HOME SHIP TOTALS CDBG HOME SHIP TOTALS Available
CitY of Clearwater:
ACQuisition of Real Property 0 0 0
Relocation 20,000 20,000 40,000 0 0 40,000
Demolition 20,000 20,000 40,000 0 0 40,000
Sub-total-Hsg. Prog. 0 0 40,000 0 40,000 80,000 0 0 0 0 0 0 0 0 80,000
Public Services:
Partners In Self Sufficiency 0 0 0 0
Pinellas Opportunity Council-Chore Serv. 60,000 30,000 30,000 0 0 30,000
CIw. Homeless Intv. Pri.-Emro. Shelter 75,000 30,000 30,000 0 0 30 000
Homeless Emili. PIi.-Emrg. Cntr 30,000 12,000 12,000 0 0 12000
Willa Carson HRC 30,000 18,000 18,000 0 0 18,000
Kimbertv Homes - Infant & Toddler Care 0 0 0 0
WestCare of FL - Tumina Point 48,425 19,370 19,370 0 0 19,370
YWCA of Tampa Bay - Hispanic Outreach 30,000 15,000 15,000 0 0 15,000
Gulf Coast Jewish Fmlv Srv.-Dis. & ElderlY 14,000 7,000 7,000 0 0 7,000
Religious Community Srv.-Grace House 12,646 - ( 0 0 0
Relioious Community Srv.-Haven 14,815 5,926.00 5,92 0 0 5 926,00
r amily Service Cntr 54,082 21,632 21,63 0 0 21 632
Powerful Young Adults 30,000 10,871 10,87 0 0 10,871
Sub-total-Public Servo 398,968 0 169,799.00 0 0 169,79 0 0 0 0 0 0 0 0 169,799.00
Public FacilitiesnmDrovements:
Homeless Emrg. PIi.-Kitchen & Dinino Hall 500,000 100,000 100,000 0 0 100,000
Reliaious Comm. Serv.-Food Pantry ImprY. 0 0 0 0
Religious Comm. Serv.-Food Pantrv Imprv. 92,100 46,050 46,050 0 0 46 050
Directions for Mental Health-Center Imprv. 99,000 49,500 49,500 0 0 49,500
City Sponsored Proiect- 135,149 135,149 0 0 135,149
YWCA of Tampa Bay-AC unit 0 0 0 0
Sub-total-Public Fcly. 691,100 0 330,699 0 0 330,699 0 0 0 0 0 0 0 0 330,699
Community/Economic Dev.:
CNHS 0 0 0 0
Sub-total-CommlEcon. Dev. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Home Buvers-Ed. & Cnslo.: 0 0 0 0
Home Buvers-Ed. & Cnslo.: 0 0 0 0
General Pool 75,000 75,000 0 0 75,000
CNHS-Hso. Ed. 0 0 0 0
Consumer Credit Cnslo. 0 0 0 0
Rental Deposit & Eviction Prot. prog 0 0 0 0
Foreclosure Prevention 0 0 0 0
Sub-total-H.B. EdlCnslg 0 0 0 0 75,000 75,000 0 0 0 0 0 0 0 0 75,000
Sub-ReceiDlents Hsa. PDol:
CITY OF CLEARWATER Est. 512008 CD/data from Mike)
Cosolldatecl Plan Procosed (Estimate)
Fiscal Year 2008-2009
PROPOSEOPROJECTS Other/Mise Funds Units! Grant Allocations Est ReDroarammlna Est Income Total Funds
Rev ale
HOME
Reauested Clients COSG (683) SHIP 11911 TOTALS COSG HOME SHIP TOTALS COSG HOME SHIP TOTALS Available
City & Hsa Pool - Rehab 14,284 390,553 0 404,837 0 150,000 0 150,000 554,837
6ilv-& H"" Pool- Rehab 0 0 0 0
Hsg. - SFIMFIDPA, Infill, Ac:q, etc. 781,113 781,113 0 237,500 237,500 1,018,613
Sub-tota~sub-recip. Hsg Pool 0 0 14,284 390,553 781,113 1,185,950 0 0 0 0 150,000 0 237,500 387,500 1,573,450
Community Hsa. Dev. Ora.:
Sub-total- Affordable Hsa. 0 0
Homeless Actlvitv:
Homeless Emrg. Prj. 0 0 0 0
Sub-tota~ffordable Rnt. Hsa. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Fair Housina:
Gulf Coast Leaal Services 24,807 14,884 14,884 0 0 14,884
Community Service Foundation 24,000 14,400 14,400 0 0 14,400
Sub-total- Affordable Hsg. 48,807 0 29,284 0 0 29,284 0 0 0 0 0 0 0 0 29,284
Pronram Sunnort Activities:
City of Clwtr. Proaram Admin. Gen. salaries & Ooer.costs 155,958 155,958 0 0 0 155,958
City of Clwtr. proaram Admin. Reel to Gulf Coast Leaal -Fr Hsa 0 0 0 0
City of Clwtr.-FL Planni~g Group Reel to CSF-Fr Hso 0 0 0 0
City of Clwtr. Prooram ,L.dmln. Gen. salaries & Ooe costs 0 0 0 0
CSF Proaram Adm. Gen. salaries & Ooer. costs 0 0 0 0
CSF Prooram Adm. Gen. salaries & Ooer. costs 0 0 0
~ of Clwtr. pmrm Adm.-HOME 52,073 52,073 0 0 52,073
City of Clwtr. Proa. Adm.-HOME 0 0 0 0
C-;t.; of Clwtr. Proa. Adm.-SHIP 99,568 99,568 0 12,500 12,500 112,068
City of CIwtr.-Prog. Admn. (SHIP, reprog.
5% of P.I. FY 99/00101') 0 0 0 0
City of Clwtr. Proa. Del.:econ. Dev. City of Clwtr.-Proa. Del. fees 30,000 30,000 0 0 30,000
City of Clwtr. Proa. De.l-Econ. Dev. City of Clwtr.-Proa. Del. fees 0 0 0 0
City of Clwtr. Proa. Del.-Econ. Dev. City of Clwtr.-Proa. Del. fees 0 0 0 0
City of Clwtr. Proa. Del.-Rehab. City of Clwtr.-Proa. Del. fees 126,187 126,187 0 0 126,187
City of Clwtr. Prog. Del.-Infill City of Clwtr.-Prog. Del. fees 30,000 30,000 0 0 30,000
Sub-lotal City of CIwtr. Admn. 0 0 342,145 52,073 99,568 493,786 0 0 0 0 0 0 12,500 12,500 506,286
CHDO Set-AsIde 115% of allocation 1 78,111 78,111 0 0 78,111
CHDO Set-Aside (15% of allocation) 0 0 0 0
Sub-total City of Clwlr. Admn. 0 0 0 78,111 0 78,111 0 0 0 0 0 0 0 0 78,111
TOTAL PROJECTS: 1,138,875 0 926,211.00 520,737 995,681 2,442,629 0 0 0 0 150,000 0 250,000 400,000 2,842,629.00
CITY OF CLEARWATER Est. 512008 (p/data from Mike)
Cosolldated Plan Proposed (Estimate)
F~IYear2008-2009
PROPOSEO PROJECTS OtherlMisc Funds Unitsl Grant Allocations Esl RePRlllrammina Esllncome Total Funds
Rev alc
MUMt:
Reauested Clients COBG (683) SHIP 11911 TOTALS COBG HOME SHIP TOTALS COBG HOME SHIP TOTALS Available
Balan"" sib 0
difference 0
SF = Sinale Family Units
0/0 = Owner-occupied
## = under contrad
<50% = Household income is less than
50% of area median income.
Oricinal Allocations PlBudaet
Allocations Estimated 926,211 520,737 995,681
Addit'1 Allocation Rec'd
Total allocations 926,211 520,737 995,681
Proa Inc. Est. Note: din use % of PI for COBG admn revolvin fund)
Total allocations + PI 926,211 520,737 995,681 -
,
Admn. allocations @ COBG 20% 185,242
Admn. allocations @ HOME 10% 52,074
Admn. allocations @ SHIP 10% 99,568
Less: est amount for Fr HSQ
Admn. PI @ COBG 20% As of 9/06, PI din apply due to Revolvino fund
Admn. PI @ HOME 10% 0
Admn. PI @ SHIP 5% 12,500
Revenue Toal Est. 185,242 52,074 112,068
Fr. Hsa.-Gulf Coast Leaal -29,284
CSF 0
City Admn. 185,242 53,835 109,525
155,958 53,835 109,525
City of Clerwater - Housing Division
1015101 Revised 6/1 0/08 H. L.
CITY OF CLEARWATER Est. 512008 (Dldata from Mikel
Cosolldated Plan Prooosed (Estimatel
Fiscal Year 2008-2009
PROPOSED PRo.JECTS OtherlMisc Funds Unitsl Grant Allocations Est. ReDroarammina Est. Income Total Funds
Rev ale
HOME
Reouested Clients CDBG (683) SHIP /191\ TOTALS CDBG HOME SHIP TOTALS CDBG HOME SHIP TOTALS Available
CItY of Clearwater:
Acquisition of Real ProDertv 0 0 0
Relocation 20,000 20,000 40,000 0 0 40,000
Demolition 20,000 20,000 40,000 0 0 40,000
Sub-tota~Hsg. Prog. 0 0 40,000 0 40,000 80,000 0 0 0 0 0 0 0 0 80,000
Public Services:
Partners In Self Sufficiency 0 0 0 0
Pinellas Opportunity Council-Chore Servo 60,000 30,000 30,000 0 0 30,000
CIw. Homeless Intv. Pri.-Emrg. Sheller 75,000 30,000 30,000 0 0 30 000
Homeless Emra. Pri.-Emra. Cntr 30,000 12,000 12,000 0 0 12,000
Willa Carson HRC 30,000 18,000 18,000 0 0 18000
Kimbertv Homes - Infant & Toddler Care 0 0 0 0
WestCare of FL - Turning Point 48,425 19,370 19,370 0 0 19,370
YWCA of Tamoa Bav - Hispanic Outreach 30,000 15,000 15~ 0 0 15,000
Gulf Coast Jewish Fmly Srv.-Dis. & Elderlv 14,000 7,000 7,000 0 0 7,000
Reliaious CommunitY Srv.-Grace House 12,646 - 0 0 0 0
Religious Community Srv.-Haven 14,815 5,926.00 5,926 0 0 5,926.00
r amilv Service Cntr 54,082 21,632 21,632 0 0 21,632
Powerful Young Adults 30,000 10,871 10,871 0 0 10,871
Sub-total-Public Servo 398,968 0 169,799.00 0 0 169,799 0 0 0 0 0 0 0 0 169,799.00
Public Facilities/lmorovemenls:
Homeless Emra. Pri.-Kitchen & Dinina Hall 500,000 100,000 100,000 0 0 100,000
ReligiOUS Comm. Serv.-Food PantrY Imorv. 0 0 0 0
Reliaious Comm. Serv.-Food Pantry Imprv. 92,100 46,050 46,050 0 0 46,050
Directions for Mental Health-Center Imorv. 99,000 49,500 49,500 0 0 49,500
'CitY Sponsored Proiect- 135,149 135,149 0 0 135,149
YwCA of Tampa Bay-AC unit 0 0 0 0
Sub-total-Public Fcly. 691,100 0 330,699 0 0 330,699 0 0 0 0 0 0 0 0 330,699
Community/Economic Dev.:
CNHS 0 0 0 0
Sub-total-CommlEcon. Dev. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Home Buvers-Ed. & Cnslo.: 0 0 0 0
Home Buvers-Ed. & Cnsla.: 0 0 0 0
General Pool 75,000 75,000 0 0 75,000
CNHS-Hsg. Ed. 0 0 0 0
Consumer Credit Cnslg. 0 0 0 0
Rental Deoosit & Eviction Prot. Proa 0 0 0 0
Foreclosure Prevention 0 0 0 0
Sub-tota~H.B. EdlCnslg 0 0 0 0 75,000 75,000 0 0 0 0 0 0 0 0 75,000
Sub-Recelnienls Hso. Pool:
.
"
CITY OF CLEARWATER Est. 512008 lo/data from Mikel
Cosolldated Plan Prooosed IEstimate)
Fiscal Year 2008-2009
PROPOSEO PROJECTS OtherlMise Funds Unllsl Grant Allocations Est Reoroarammina Est Income Total Funds
Rev ale
HOME
Reauested Clients COBG (683) SHIP (191) TOTALS COBG HOME SHIP TOTALS COBG HOME SHIP TOTAlS Available
Citv & Hsa Pool - Rehab 14,284 390,553 0 404,837 0 150,000 0 150,000 554 837
CIIv & Hsa Pool - Rehab 0 0 0 0
Hsg. - SFIMFJDPA, Intill, Acq, etc. 781,113 781,113 0 237,500 237,500 1,018,613
Sub-total-sub-recip. Hsg Pool 0 0 14,284 390,553 781,113 1,185,950 0 0 0 0 150,000 0 237,500 387,500 1,573,450
Communltv Hsa. Dev. Ora.:
Sub-total- Affordable Hsa. 0 0
Homeless Activitv:
Homeless Emrg. Prj. 0 0 0 0
Sub-total-Affordable Rnt. Hsa. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Fair Housinn:
Gulf Coast leaal Services 24,807 14,884 14,884 0 0 14,884
Community Service Foundation 24,000 14,400 14,400 0 0 14,400
Sub-total- Affordable Hsg. 48,807 0 29,284 0 0 29,284 0 0 0 0 0 0 0 0 29,284
pronram Sunnort Activities:
Citv of Clwtr. pmaram Admin. Gen. salaries & Ooer.costs 155,958 155,958 0 0 0 155,958
CIIv of Clwtr. Pmaram Admin. Reel to Gulf Coast leaal -Fr Hsg 0 0 0 0
Citv of Clwtr.-Fl Plannina Grouo Reel to CSF-Fr Hsa 0 0 0 0
CitY of Clwtr. Prntlram Admin. Gen. salaries & One costs 0 0 0 0
CSF Proaram Adm. Gen. salaries & Ooer. costs 0 0 0 0
CSF Prntlram Adm. Gen. salaries & Ooer. costs 0 0 0
CIIv of CIwtr. Pronn Adm.-HOME 52,073 52,073 0 0 52,073
citv of Clwtr. Pma. Adm.-HOME 0 0 0 0
CIIv of Clwtr. Pma. Adm.-SHIP 99,588 99,588 0 12,500 12,500 112,068
City of CIwtr.-Prog. Admn. (SHIP, reprog.
5% of P.I. FY 99/001011) 0 0 0 0
CitY of Clwtr. pma. Del.~con. Dev. CIIv of Clwtr.-Proa. Del. fees 30,000 30,000 0 0 30,000
CIIv of CIwtr. Pma. De.I-Econ. Dev. CIIv of Clwtr.-Proa. Del. fees 0 0 0 0
CitY of Clwtr. prna. Del.-Econ. Dev. CIIv of Clwtr.-Proa. Del. fees 0 0 0 0
Citv of Clwtr. Pma. Del.-Rehab. CIIv of Clwtr.-Proa. Del. fees 126,187 126,187 ( 0 126,187
City of Clwtr. Prog. Del.-Intill City of Clwtr.-Prog. Del. fees 30,000 30,000 0 0 30,000
Sub-total City of Clwtr. Admn. 0 0 342,145 52,073 99,588 493,786 0 0 0 C 0 0 12,500 12,500 506,286
CHDO Set-Aside 115% of allocation) 78,111 78,111 C 0 78,111
CHDO Set-Aside (15% of allocation) 0 0 0 0
Sub-total City of Clwtr. Admn. 0 0 0 78,111 0 76,111 0 0 0 0 0 0 0 0 78,111
TOTAL PROJECTS: 1,136,675 0 926,211.00 520,737 995,661 2,442,629 0 0 0 0 150,000 0 250,000 400,000 2,842,629.00
.
I
!
... ~
~ .,
f!
CITY OF CLEARWATER Est. 512008 (p/data from Mike)
Cosolidated Plan Proposed (Estimate)
Fiscal Year 2008-2009
PROPOSED PROJECTS OtherlMisc Funds Units! Grant Allocations Est. Recroarammino Est. Income Total Funds
Rev alc
I1UMt:
Reauested Clients CDBG (683) SHIP 11911 TOTALS CDBG HOME SHIP TOTALS CDBG HOME SHIP TOTALS Available
Balance sib 0
difference 0
SF = Sinole FamilY Units
010 = Owner-occueied
## = under centrad
<50% = Household income is less than
50% of area median income.
Oriainal Allocations PlBudoet
Allocations Estimated 926,211 520,737 995,681
AddU'1 Allocation Rec'd
Total allocations 926,211 520,737 995,681
proo Inc. Est. Note: din use % of PI for COBG admn lrevolvi~ fund) .
Total allocations + PI ~26,211 520,737 995,681
,
Admn. allocations @ COBG 20% 185,242
Admn. allocations @ HOME 10% 52,074
Admn. allocations@ SHIP 10% 99,568
less: est amount for Fr Hsa
Admn. PI @ COBG 20% As of 9/06, PI dIn acelv due to RevolYina fund
Admn. PI @HOME 10% 0
Admn. PI @ SHIP 5% 12,500
Revenue Toal Est. 185,242 52,074 112,068
Fr. Hsa.-Gulf Coast leaal -29,284
CSF 0
CiIv Admn. 185,242 53,835 109,525
155,958 53,835 109,525