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03/09/1976 "I ! ". lttl.~~.f."'}\':",:, "', ..j,..<!,.;....,',' . ,',"",'" .;., ":""'",';-" ~~..~~\fl\~~. \. \\( .. .'\ .' \ \.'., ~~'"t ;Jt .... .'1' ~ ~~. :' .'I:",V~:,;r::. '~'::0,~;',::..;:-',;~: ; >- 'i, ,~~'.:':';;-, .,'....,'..,::' ,...... ~,~:;,'."';.~':~ . '. ' ~: ~ . . ~. t.~ .". . . ."'. . . ',' . ;\ "', ';, .~: '"J, 1 \: . ~' . "1.:; :.;, '. '.";~\' P,' ~~~'~'~.L. ~,~.':, "'.;, ;, 'I '" ., ' ..' , ~", . ~' l~/' ~.~" .. ~ T<": ~. :, ~,' "0 " 'J' . , , ',' \:.c' , " I, : " '. . ~ . ~' I " !", ; + ,'"I' ,. , " . ~ j.. , . 'I, . ~' I.' . ' .' ,". , ',' .\; " ~ c'.\ ..."C;" . , ' + I . ~. I , " >~ . "I. .' . . , , ::.~,::""",,,,,,~~;~~u:"'~\~~ic~~...t~'t./~l~..~.....':t!~."'4...;t'"'t-~ ~:.;..,:,.~f,~~t ~~/'I'. . "I' ....T,'~.., t ~.t. .~, , J \ . ~ ",' ,n " 1,;, I:. POLICE ,>SUPPLEMENT ARY PENSION , Minutes "DATE Mareh ~ 19?~ 0/51 ~~rif*i';"~$.~t':.'1t'.$~:' ,'Ii":, .. ,....4UI~..'~I~.\-~. ~,\..ILJ: f".1-. .." ..'~ ,~ .'....., ~ r . 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" . ,- '. . i :~' ,:; ,:t;;i .,,, '~i~ I', ," <,' , " , ' f,'-.,. " .\+'c , . ,/" " , <, . ",j"/ .' .<' . :.. '. :~'~j I .J' ""~:;J ,: :~."c,',,~~',,;~;,,;,~;:,,;,/:: !: >.'1 ~ ., ,< f:' .> j v; ','S !: " :'.~ ... . '''I.t..~:"~.."i:i:.';' ;.""...1. ''''~''!d."..~.~........'':'... '''.,1,._ ~, I' 'I" ,( ./ : :~< " , '~ .:~ '1'. ,', I,.. ~, .~ , '!..: '"I' , , " .':'tf '. \."". . . , ,: ~ . , 'I' , !: .." . ";,\: .. 1:"7'>, ',/ " "I .' ~:>l!O .r ,', r \ :. . . "0' ,..f. .;.:. !( , .~ \ ~', . /" '/ AGENDA Clearwater Police Supplem~ntary Pension Fund II~' I,~ "iO~JO'A..M. '0.." . I," .. i' ....' < Meeting: March 9, 1976 ',. ,. F,~ '! ~ '['- .. ,,' , . ~, Conference Room, Police Station M,AI~~*j , !l P JAN. /)- of Certificates of Deposit ./ A f I' yo, II' K. /;': katur~ng !f )6 :". \:,' yt. ~. d ' '.d. :';" 'I, , " j, 3. Approval Life. and in the premium Donagan of Invoice from Provident Accident Insurance Company amount of $Si7.13 for insurance for Police Officer Kenneth H~ ::l.c ~ 1 I' I, .~ :f. IT ,.0 .,1. -. " .....,.. LS, Secretary, Police Supplem~ntary Pension Fund " '-' o " \._ .', r" I > ", . \' . \ ,,' .....~ '_. ~ . ..", "., MINUTES OF niB MEETING OF BOARD OF TRUSTEES OF CLEARWATER POLICE SUPPLEMENTARY PENSION FUND HELD MARCH 9, 1976. I' 'J I') '\'VJ,'./ A meeting of the Board of Trustees of the CLEARWATER POLICE SUPPLEMENTARY PENSION FUND I was held on March 9, 1976 in the Conference Room of the Clearwater Police Department, 644 Pierce Street, Clearwater, Florida. The following Board members were present: GABRIEL CAZARES, Chairman FRANK,DANIELS, Secretary DONALD HIBBARD RAY KAMINSKAS WILLIAM SED RICK , Jr. IJ Also present were Guy Kennedy, Jr., Assistant City Attorney, and Betty I Ward, ,Chief nariiels 1 Secretary. Mayor Cazares, Chairman, called the meeting to order at 11:30 A.M. and requested approval of the minutes of the meeting held on January 15, ,~'"'\1976. 'Donald Hibbard made a motion that the minutes be approved. Motion , "-Jseconded by Officer Sedrick. Motion carried unanimously. Chief Daniels advised that the five Certificates of Deposit which were purchased September 14, 1973 mature on March 14, 1976. Mayor Cazares asked Donald Hibbard for his thinking with respect to what the alternatives would be as far as the investments were concerned, since Mr. Hibbard is in the banking business. Mr. Hibbard stated that the Board could increase their certificates of deposit to $40,000.00 each, which is the amount now insurable. He also stated that the Savings and Loans are paying a higher rate of interest than the banks, and would think that the Trustees would wish to close out the two certificates of deposit at the commercial banks at the time of their maturity. Mr. Hibbard recommended that the Board of Trustees purchase short term investmen'ts such as one year certificate of deposi ts and see what 'the market brings. The Chairman asked for the' . Board's thinking on this matter. Officer Sedrick inquired as to whether the Trustees had ever looked into placing the assets in bonds or hiring an investmen't firm. Mayor Cazares and Guy Kennedy both said this aspect. had been investigated. Mr. Kennedy reminded the Trustes that they must act in a, fiduciary manner, applying the "prudent man rule", and that Section 2-21 of the Clearwater City Code is very restrictive as ft applies to ,investments. Mr. Kennedy d,id not think that the cash surrender value -J ~ Officer Sedrick made ,a motion that the Secretary be authorized to reinvest the certificates of deposit coming up for March renewal at a rate of, no less' than 6~1o for one year, and to consolidate where feasible, with preferance to financial institutions located in the City of Clearwater. Mr. Hibbard seconded the motion. Motion carried unanimously. " ~ ''1 . ~ , , , ,1,.: .1. , , , '2:.,~' ' " .' ';> >;:, , '~,,' ;: , t;' .. ,'. .' , :' . ','I " ' .', , \" i, '~~.., \'.i- 4.n}.l.l ~ oJ. .), ,~ . . ~{~~~.~~;~"/,'1~!)"~~':\~)";~;~,~;i'l~h"J.t, t."~",, "",~"".' , .' \. ':-' '." ". '> ~ '.r" ~ , .' ,. , . . ,I.",..' ,', :::~'/I).'h' Hi I , , " , N ',\. , iO " ";'J.' CLEARWATER POLICE SUPPLEMENTARY PENSION FUND Page Two - Minutes of Meeting'March 9, 1976 of the life insurance policies should be counted as assets for investment purposes, and he felt that an investment firm would be hesitant to handle this account. Mayor Cazares recommended that the Board take short term investments -- certificate of deposits for one year. " Chief Daniels made a motion that those two certificates "of deposit which mature on April 24, 1976 be reinvested in the same manner'as in. the previous motion. Mr. Hibbard seconded the motion. Motion carried unan~ously. (""" ' ~ Chief Daniels presented an invoice from Provident Insurance Company in the amount of $517.13 covering the first year life insurance premium for Police Officer Kenneth, H. Donagan. Donald Hibbard 'made a motion that the invoice be approved for payment. Motion seconded by Officer Kaminskas. Motion carried unanimously. Chairman Cazares adjourned the meeting at 11:55 A.M. / I ( 0.._.,/ " Respe~~ SUbmitted( . J -::--~ \ '/./;)14- /' V \...l ~_______~. ANIELS, Secretary Police Supplementary Pension Fund I'" V