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91-19 · '1 ',~; .,~ " ,tir~~~~-;~~~~o/m~''?'(r~~W.~~:i~~~!~~~~'~~i~:1'ffl~~~~'~;~t.-~~~~f~~~~,T,-.-,,~':~7-, ~~. ';i~ ..''';:,/,c:~o .~~T~T ...~;...~::'/ '.~ ':::~';!~~4l~>;<':<:>~.'~ .~.'L..;:. ....,. .,1\, .:;:l';~,:":~ >~:. .,~, i"I:.~";'~ ~.~i.\'. '.; ,~ :');r.:"~~","~;'+tl)\?l~:',.:l 'c. '.;;.h......... ..'. J,', + r c . \.~}' I~ . . ~ ~ . form as set forth in Exhibit A to this resolution, not to exceed a total commitment of $2,500,000.00 for the program. Section 3. Funds used to purchase "Challenge 2000" loans as may be required due to default shall come solely and exclusively from legally available infill housing program funds, including Community Development Block Grant (CDBG) funds if permitted under applicable CDBG regulations. Neither this resolution nor any letter of guarantee shall be construed as obligating the City of Clearwater to make any appropriation of any kind or pledge any form of taxation, directly or indirectly, or contingently, to meet or support the financial obligations which may be incurred under a guarantee or pledge to purchase any "Challenge 2000" loan. Section 4. This resolution shall take effect immediately upon adoption. PASSED AND ADOPTED this 16th day of May, 1991. &~ ta arvey Mayor-Commissioner Attest: " " \~ . 2 , , .' . ,I" . ~ ~ o CHALLENGE 2000 LOAN GUARANTEE The city of Clearwater agrees to purchase the Challenge 2000 loan made to for renovation and/or new home construction at in the amount of $ in the event that this loan shall become delinquent for ninety (90) days or more during the first five (5) years of the loan period. The city's purchase price shall cover the unpaid balance of the loan including any interest due up to the date of purchase. This obligation to purchase is limi ted to legally available Infill Housing Program funds, including Community Development Block Grant (CDBG) funds if permitted under applicable CDBG regulations. In the event such funds are not available, there is no obligation for the city to purchase the loan. The city of Clearwater and the taxpayers thereof are not directly, indirectly, or contingently obligated to make any appropriation of any kind or pledge any form of taxation to support the financial obligations which may be incurred under this pledge. Lender agrees under this certification to exercise due diligence in the collection of this loan as described in program policies and procedures until the City has purchased the loan. CITY OF CLEARWATER By: Title: Date: witness: EXHIBIT A TO RESOLUTION NO. 91-19