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INSURANCE BINDER ACORDTM INSURANCE BINDER THIS BINDER IS A TEMPORARY INSURANCE CONTRACT, SUBJECT TO THE CONDITIONS SHOWN ON THE REVERSE SIDE OF THIS FORM. PRODUCER PHONE COMPANY BINDER # SUB CODE: 12:01 AM NOON AIM Insurance Group, Inc. AIM INSURANCE AGENCY P.O. Box 860 Palm Harbor, FL 34682-0860 CODE: AGENCY " iNSURED THIS BINDER IS ISSUED TO EXTEND COVERAGE IN THE ABOVE NAMEO COMPANY PER EXPIRING POLICY #: DESCRIPTION OF OPERATIONSNEHICLES/PROPERTY (Including Location) Clearwater Group A.A. P.O.Box 518 Clearwater, FL 33757 01 Seminole Street, Clearwater, FL 3757 - Non Profit Group 'COVERAGES LIMITS TYPE OF INSURANCE COVERAGE/FORMS DEDUCTIBLE COINS % AMOUNT iROPERTY CAUSES OF LOSS -- D BROAD W SPEC - BASIC Bui l~ing ACV 1000 80 53,000 .-'l.L XIThtaf'''' Contents ACV 1000 80 6,000 I'y 1 n s, TAT~..~ n...~ GENERAL LIABILITY EACH OCCURRENCE $ ------ --. ._lL 3MMERCIAL GENERAL LIABILITY FIRE DAMAGE (Anyone firel $ CLAIMS MADE W OCCUR MED EXP (Anyone person) $ <;;nnn --- PERSONAL & ADV INJURY $ --- _eX. GENERAL AGGREGATE $ ':.,\.i RETRO DATE FOR CLAIMS MADE: PRO.DUCTS - COMP/OP AGG $ ------ ;\UtOMOBILE LIABILITY COMBINED SINGLE LIMIT $ --'----'-- ,,:- ANY AUTO BODILY INJURY (Per person) $ -- ALL OWNED AUTOS BODILY INJURY IPer accident} $ ~-- ---- SCHEDULED AUTOS PROPERTY DAMAGE $ c_ HIRED AUTOS MEDICAL PAYMENTS $ ;:- ~i:c:-: NON-OWNED AUTOS PERSONAL INJURY PROT $ UNINSURED MOTORIST $ -'...:- -, $ \U+O PHYSICAL DAMAGE DEDUCTIBLE ~ ALL VEHICLES U SCHEDULED VEHICLES ACTUAL CASH VALUE ~~ -- COLLISION: STATED AMOUNT $ .: OTHER THAN COLi OTHER :~AGE LIABILITY AUTO ONLY - EA ACCIDENT $ ,- ANY AUTO OTHER THAN AUTO ONLY: -_. - - .--. .. -..- ---._------ ..... --~---- ---"' - . ---- ._EACH ACCIDENT $ . - .. AGGREGATE $ -'XCESS LIABILITY EACH OCCURRENCE $ '~'H UMBRELLA FORM AGGREGATE $ I-~--, OTHER THAN UMBRELLA FORM RETRO DATE FOR CLAIMS MADE: SELF-INSURED RETENTION $ I.... WC STATUTORY LIMITS 1- WORKER'S COMPENSATION E,l. EACH ACCIDENT $ AND Ie- EMPLOYER'S LIABILITY E,l. DISEASE, EA EMPLOYEE $ -.- E,l. DISEASE - POLICY LIMIT $ :;;PECIAL FEES $ r,:;OI\lDITIONS/ $ -')TriER C~ ~.a.k Rl~ (~ TAXES ~;O\fERAGES O(l. ( <0 !. : ~~~ ESTIMATED TOTAL PREM I UM $ - City or Clearwater c/o Risk Management P. O. Box 4748 Clearwater, FL 33757 MORTGAGEE LOSS PAYEE LOAN # DEe 0 8?n03 :NJ.\ME & ADDRESS AUTHORIZED REPRESENTATIVE RISK MANAGEMENT ),CORD 75-S (1/98) NOTE: IMPORTANT STATE IN ~ ACORD CORPORATION 1993 '( -, ~. , -?~ ;~ 1. ') ~., l r ~ "'I f J ), + ~ CONDITIONS This Company binds the kind(s) of insurance stipulated on the reverse side. The Insurance is subject to the terms, conditions and limitations of the policy(ies) in current use by the Company. This binder may be cancelled by the Insured by surrender of this binder or by written notice to the Company stating when cancellation will be effective. This binder may be cancelled by the Company by notice to the Insured in accordance with the policy conditions. This binder is cancelled when replaced by a policy. If this binder is not replaced by a policy, the Company is entitled to charge a premium for the binder according to the Rules and Rates in use by the Company, Applicable in California When this form is used to provide insurance in the amount of one million dollars ($1,000,000) or more, the title of the form is changed from "Insurance Binder" to "Cover Note". Applicable in Delaware The mortgagee or Obligee of any mortgage or other instrument given for the purpose of creating a lien on real property shall accept as evidence of insurance a written binder issued by an authorized insurer or its agent if the binder includes or is accompanied by: the name and address of the borrower; the name and address of the lender as loss payee; a description of the insured real property; a provision that the binder may not be canceled within the term of the binder unless the lender and the insured borrower receive written notice of the cancel- lation at least ten (10) days prior to the cancellation; except in the case of a renewal of a policy subsequent to the closing of the loan, a paid receipt of the full amount of the applicable premium, and the amount of insurance coverage. Chapter 21 Title 25 Paragraph 211 9 -----________~Uc.abJfL inFIOJicI.cL_~___ Except for Auto Insurance coverage, no notice of cancellation or nonrenewal of a binder is required unless the duration of the binder exceeds 60 days. For auto insurance, the insurer must give 5 days prior notice, unless the binder is replaced by a policy or another binder in the same company. Applicable in Nevada Any person who refuses to accept a binder which provides coverage of less than $1,000,000.00 when proof is required: (A) Shall be fined not more than $500.00, and (B) is liable to the party presenting the binder as proof of insurance for actual damages sustained therefrom. J .\ ..' :!\CORD 75-8 (1/98)