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THREE YEAR LEASE AGREEMENT AND INSURANCE CERTIFICATE (2) ) I LEASE AGREEMENT ~ THIS LEASE AGREEMENT, made and entered into this~ of ~, 1998, by and between the CITY OF CLEAR WATER, FLORIDA, a municipal corporation, hereinafter referred to as "Lessor", and, Bruce Littler, Inc., a Florida corporation, Room 8, 25 Causeway Boulevard, Clearwater, Florida 33767, hereinafter referred to as "Lessee." WITNES ETH: That in consideration of the covenants herein contained of the granting of this lease and the sums paid and to be paid hereunder, the Lessor hereby leases to the Lessee and the Lessee hereby leases from the Lessor according to the terms, conditions and covenants herein contained the following described premises in the City of Clearwater, Pinellas County, Florida, to wit: See attached Exhibit "A." THE PARTIES HERETO HEREBY COVENANT AND AGREE AS FOLLOWS: 1. The term of this lease shall be for a three year period beginning, September 1, 1998, and ending, August 31, 2001. The Lessor retains the right to terminate this lease for any municipal need consistent with the Lessor's charter; and, in addition, Lessor may terminate this lease if the State of Florida or any of its agencies or political subdivisions thereof acquire the demised property or any portion thereof for a public purpose. This right of termination is in addition to the right of termination set out in paragraph 14 of this Agreement. 2. The Lessee hereby covenants and agrees to pay rental thereof as follows: a. To pay the total sum of $19,992.24 for the thirty-six month term of this lease, which shall be paid in equal monthly payments of $555.34. Each monthly payment shall be due and payable on the first day of the month, and shall be delinquent if not paid on or before the fifth day of the month. Also, a consumer price index (CPI) increase will be added to the rent payment on January 1st of each year of the lease starting January 1,2000. b. Any amount due from Lessee to Lessor under this lease which is not paid before the day the payment becomes delinquent shall bear interest at the rate of fourteen (14%) percent per anum from date due until paid, plus a late charge of Ten Dollars ($10.00) to cover Lessor's expenses in collecting such delinquency. Bruce Uttler, Inc. f~oom 8 L.ease Page 1 /.1} 'I /,~/ ,-'.' ;/ 'l'l- 'j (;0) ) I c. In addition to the first month's rent of $555.34, which is due and payable on the first day of the lease, the Lessee shall pay $555.34 in advance as a deposit to secure the faithful performance of the Lessee's obligations hereunder. The Lessor may deduct from the deposit any amount which might become due from the Lessee to the Lessor for damage to the premises or for any reason or cause whatsoever except rent. At the end of the term of this lease, the deposit amount or the balance thereof, if any, shall be credited to Lessee's last monthly rental payment. 3. The demised premises shall be used only for the purpose of selling antiques, marine supplies, collectible furniture, decor, new and used boat sales, jewelry, clothing, accessories, shoes, gifts, vintage fishing tackle and accessories, marine related products and real estate. 4. The Lessee hereby covenants and agrees to make no unlawful, improper, or offensive use of the leased premises. Lessee further covenants and agrees not to assign, mortgage, pledge, hypothecate or sublet this lease or any of its right herein in whole or in part without the prior written consent of Lessor. The consent of Lessor to any assignment, mortgaging, pledging, hypothecating or subletting shall not constitute a waiver of the necessity for such consent to any subsequent assignment, mortgage, pledging, hypothecating or subletting. This paragraph shall be construed to include a prohibition against any assignment of subletting by operation of law. If this lease is assigned, or if the premises or any part thereof are sublet or occupied by anybody other than Lessee, Lessor may collect rent from the assignee, sub-tenant or occupant, and apply the net amount collected to the rent herein required, but no such occupancy or collection shall be deemed a waiver of this covenant, or the acceptance of the assignee, sub-tenant or occupant as tenant, or a release of Lessee from the further performance by Lessee of covenants on the part of Lessee herein contained. If at any time during the term of this lease, any part or all of the corporate shares of Lessee shall be transferred by sale, assignment, bequest, inheritance, operation of law or other disposition so as to result in a change in the present effective voting control of Lessee by the person, persons or entity which presently is the ultimate owner of a majority of such corporate shares on the date of this leases, Lessee shall promptly notify Lessor in writing of such change. If the new owner is a private or public corporation, Lessor shall promptly advise Lessee if it has any objections thereto and the reasons therefor. Lessor may terminate this lease any time after such change in control by giving Lessee ninety (90) days prior written Bruce Littler, Inc. Hoom 8 Lease Page ., ) I notice of such termination) such notice to be provided within thirty (30) days following the time period provided to Lessee. Lessee shall not permit any business to be operated in or from the premises by any concessionaire or Licensee. 5. Lessee agrees that it will promptly pay all ad valorem real property taxes and personal property taxes that may be assessed and filed against the demised property or the leasehold created by this agreement, or both) during the term of this lease. Lessee further agrees that it will pay any state sales tax due on the rental payment made by the Lessee to the Lessor and that it will pay all other taxes and fees, including, but not limited to, occupational license) beverage license) and permits relating the operation of the business conducted on the demised premises, which are required by law. Nothing herein shall obligate Lessee to payor to reimburse Lessor for the payment of assessments for permanent improvements, including but not limited to sidewalks) sewers, and streets, that would benefit the demised premises. 6. The Lessee hereby covenants and agrees to pay all bills for electrical service to the premises when due, to Florida Power Corporation. At no expense to the Lessee, the Lessor agrees to furnish a refuse disposal location and a refuse disposal container located outside the demised premises for the use of the Lessee. 7. The Lessee further covenants and agrees to operate the business authorized to be conducted on the premises during the term of this lease) except for any period of time involved in natural disasters, including governmental orders or requirements such as evacuation for hurricane preparations, and any time necessary to repair or replace any damage caused to the demised premises by as natural disaster. 8. The Lessee assumes full responsibility for and covenants and agrees to save harmless and indemnify the Lessor from any and all liability for damage to property and injury to persons resulting from or in connection with the Lessee's use and occupancy of the demised premises under this lease. In addition, during the term of the lease) Lessee shall at Lessee's expense obtain and maintain insurance coverage conforming to the requirements in Exhibit "B" attached hereto. 9. If at any time during the term of this lease, the building or premises or any part, system or component hereof (hereinafter, the "demised premises") shall be damaged or destroyed to the extent that the Lessee cannot operate the business authorized to be conducted Bruce Littler, Inc. F~oom 8 Lease Page I I thereon, and the Lessor determines that said demised premises can be restored by making appropriate repairs, the monthly rent as provided for in paragraph 2a above shall abate until the demised premises have been restored or until commencement of business by the Lessee, whichever is sooner. If the demised premises shall be totally destroyed or so damaged as to render it practically useless during the term of this lease, then and in that event, the Lessee or Lessor may terminate this lease as of the date of such damage or upon thirty (30) days written notice to the other party to this lease. In the event of damage or destruction as enumerated above, and except as otherwise specifically provided under this agreement, both parties waive any and all rights of recovery against the other party for any direct or indirect loss occurring to the demised premises or as a result of damage or destruction of the demised premises. In the case of demolition and reconstruction of the Marina or major renovation by construction, the Lessee shall be given the first opportunity to bid for similar space, provided that space for Lessee's type of business is allocated therein. 10. Except as otherwise provided herein, upon the happening of anyone or more of the following events ("Events of Default"): a. Lessee's default in the payment of any rental or other sums due for a period of five (5) days after the due date; b. Lessee's continued default with respect to any other covenant of this lease for a period of fifteen (15) days after receipt of written notice. of such default by Lessee from Lessor, provided that if such default reasonably requires more than fifteen (15) days to cure, there shall be no Event or Default if Lessee has commenced curative action with the fifteen (15) day period and diligently prosecutes such action to completion; c. There shall be filed by or against Lessee in any court pursuant to any statute either of the United States or of any state, a petition in bankruptcy or insolvency or for reorganization or arrangement, or for the appointment of a receiver or trustee of all or a portion of Lessee's property, or if Lessee makes an assignment for the benefit of creditors or if there is an assignment by operation of law, or if Lessee makes application to Lessee's creditors Bruce Littler. Inc. r~oom 8 Lease Page I I to settle or compound or extend the time for payment of Lessee's obligations, or if execution, seizure or attachment shall be levied upon any of Lessee's; property or the premises are taken or occupied or attempted to be taken or occupied by someone other than Lessee; however, in the event of execution, seizure or attachment, Lessee may post a bond satisfactory to Lessor which bond shall stay the default resulting from any execution, levy, seizure or attachment for a period of 120 days. Failure to remove the levy, seizure or attachment within the 120 day period shall constitute an Event or Default, and the bond posted shall be forfeited; or d. Lessee's vacating or abandoning the premises; then Lessor, at its option, may exercise anyone or more of the following remedies which shall be cumulative; (1) Terminate Lessee's right to possession under this lease and re-enter and take possession of the premises, and re-let or attempt to re-Iet the premises on behalf of Lessee; however, such re-letting or attempt to re-Iet shall only involve a prospective tenant capable of providing comparable or better type service, at such rent and under such terms and conditions as Lessor may deem best under the circumstances for the purpose of reducing Lessee's liability, and Lessor shall not be deemed to have thereby accepted a surrender of the premises, and Lessee shall remain liable for all rents and additional rents due under this lease and for all damages suffered by Lessor because of Lessee's breach of any of the covenants of this lease. Said damages shall include, but not be limited to, charges for removal and storage of Lessee's property, remodeling and repairs, leasing, commissions and legal fees. In addition to its remedies hereunder, Lessor may accelerate all fixed rentals due under this lease, in which event the Lessee shall be liable for all past due rent, accelerated rent and damages as described above; however, with respect to the accelerated rent, Lessor shall receive only the present value of such accelerated rent. At any time during repossession and re-Ietting pursuant to this subsection, Lessor may by delivering written notice to Lessee, elect to exercise its option under the following subparagraph to accept a surrender of the premises, terminate and cancel this lease, and retake possession and occupancy of the premise on behalf of Lessor. (2) Declare this lease to be terminated, whereupon the term hereby granted and all rights, title and interest of Lessee in the premises shall end and Lessor may re- enter upon and take possession of the premises. Such termination shall be without prejudice to Lessor's right to collect from Lessee any rental or additional rental which has accrued prior Bruce Littler, Inc. Haom 8 Lease Page') I I to such termination together with all damages, including, but not limited to, the damages specified in subparagraph (1) of this paragraph which are suffered by Lessor because of Lessee's breach of any covenant under this lease. (3) Exercise any and all rights and privileges that Lessor may have under the laws of the State of Florida and the United States of America. 11. a. The Lessee hereby covenants and agrees to keep and maintain the premises and fixtures located herein in good condition and repair during the term of this lease and any extension hereof, and to return the premises to the Lessor upon the expiration of the term hereof in as good condition as they now are, ordinary wear and tear and damage by the elements only excepted. No alteration or improvements may be made to the premises without the written consent of the Lessor. Any and all fixtures attached to the premises shall revert absolutely and become the property of the Lessor upon the expiration of the term hereof; provided, however, that the Lessor at its option may require the Lessee to remove all fixtures, partitions, racks, shelves or other improvements from the premises upon the expiration of the term of the lease at the cost of the Lessee. Any damage to the premises occasioned by said removal shall be repaired at the Lessee's expense. 12. The Lessee, at its own cost, may place only window, wall or canopy signs on the demised premises, provided said signs are approved as to color, style and letter size by the Harbormaster of the Lessor, and additionally conform to the sign ordinance of Lessor presently in force or as may be amended from time to time during the term of the lease. No other signs shall be placed or maintained by the Lessee on the premises. Any nonconforming sign now on the premises shall be removed by the Lessee within 30 days of approval of the lease. The Lessee shall, upon expiration or termination of the lease, completely remove any and all signs that have been placed on the leased premises by the Lessee. 13. If at any time during the term of the lease the Lessee is authorized to make improvements to the demised premises, Lessee agrees in such event to indemnify and save harmless the Lessor as follows: a. For any mechanic's lien which may be asserted as a claim against the leased property; and Bruce Littler. Inc. r~oom 8 L.ease Page 6 I I b. For faithful performance of the covenants contained in paragraph 11 above; and c. To obtain from the contractor a good and sufficient performance and payment bond signed by a reputable insurance company doing business in Florida, which bond shall be in an amount equal to one hundred (100%) percent of the cost of construction of the contemplated improvements to the demised premises, guaranteeing that the improvements will be completed and that subcontractors, laborers and materialmen will be paid in accordance with the contract for the improvements. 14. In the event of the acquisition of this property or any portion thereof by exercise of proper authority, by any governmental agency other than Lessor, whether by eminent domain or otherwise, it is understood and agreed that notification of the institution of such action shall be promptly given Lessee, so the Lessee may intervene in such action as a party. Lessee agrees to comply with the results of any such actions, and agrees to release and hold the lessor harmless from any damages resulting thereof. 15. Lessor covenants and agrees that upon payment by Lessee of the rents herein provided, and upon observance and performance by Lessee of all the covenants, terms and conditions required of the Lessee by the lease, Lessee shall peaceably and quietly hold and enjoy the leased premises for the term of the lease without hindrance or interruption by Lessor. 16. Notices hereunder shall be given only by registered or certified mail, and shall be deemed given when the letter is deposited in the mail, postage and other charges prepaid, addressed to the party for whom intended at such party's address first herein specified or to such other address as may be substituted therefor by proper notice hereunder. Lessor's notices shall be directed in care of its Law Department at the above-cited address. 17. As required by Section 404.056(8), Florida Statutes, the Lessee shall take notice of the following: RADON GAS: Radon is a naturally occurring radioactive gas that, when it has accumulated in a building in sufficient quantities, may present health risks to persons who are exposed to it over time. Levels of radon that exceed federal and state guidelines have been found in buildings in Florida. Additional information regarding radon and radon testing may Bruce Littler, Inc. f~oom 8 Lease Page "7 I I be obtained from your county public health unit. 18. The undersigned shall personally guarantee to Lessor the timely performance of all covenants and provisions of this Lease Agreement, including, but not limited to the timely payment of all rent due hereunder. 19. Additionally, the Lessee and all his/her employees will park their private vehicles in the Memorial Civic Center parking lot or other parking lot designated by the Harbormaster. 20. This lease agreement constitutes the entire contract between Lessor and Lessee concerning the leasing of the premises and consideration thereof. 21. In the event either party seeks to enforce this agreement or interpret any provision thereof by law, or through attorneys at law, each party agrees to pay for its own attorneys fees and costs, and that jurisdiction shall be in a court of competent jurisdiction in Pinellas County, Florida. lU, IN WITNESS WHEREOF, the parties hereto have set their hands and seals this ~ day of~, 1998. City of Clearwater, Florida ~ -- By: Michael J. Roberto City Manager Approved as to form and legal sufficiency: ~ John C. Carassas Assistant City Attorney ~ Attest: hi-',~~ ~-- yo hia E. Goudeau Cit Clerk WITNESSES: () /I ~ Wwlm BYC~ e~~ Bruce Littler, Pr~ent Bruce Uttler, Inc. Haom 8 Lease Page 8 I I Exhibit "A" LEGAL DESCRIPTION Room/ s 8, Clearwater Marina Building, located on Lots 11 and 12 of City Park Subdivision, according to the map or plat thereof as recorded in Plat Book 23, page 37 of the public records of Pinellas County, Florida. Exhibit "B" INSURANCE REQUIREMENTS 1. Liability Insurance. Lessee shall maintain: a. Comprehensive General Liability insurance to include premises/operator liability and electrical liability in an amount not less than $300,000 combined single limit Bodily Injury Liability and Property Damage Liability. b. Comprehensive Plate Glass Insurance on a replacement cost basis covering loss or damage by any means, except by fire, or war, whether declared or not, to the plate glass windows in the demised premises. c. Worker's Compensation Insurance applicable to its employees for statutory coverage limits in compliance with Florida laws. 2. Additional Insurance. The City is to be specifically included as an additional insured on all liability coverage described above. 3. Notice of Cancellation or Restriction - All policies of insurance must be endorsed to provide the City with thirty (30) days notice of cancellation or restriction. 4. Certified Copies of Policies. The Lessee shall provide the Lessor (City's Risk Management Office) with certified copies of all policies as required above before occupancy of the demised premises, and from time to time as the policies may be renewed, revised or obtained from other insurers. Bruce Uttler, Inc. r~oom 8 Lease Page ') I I Exhibit "C" GUARANTY OF PAYMENT OF RENT UNDER LEASE AGREEMENT Guaranty is made this _ day of , 1998, by Bruce Littler, City of Clearwater, County of Pinellas, State of Florida, herein referred to as "Personal Guarantors:, being the owner respectively, of Bruce Littler, Inc., herein referred to as "Obligor:, to CITY OF CLEARWATER, C/O City Attorney, P.O. Box 4748, Clearwater, Florida 34618-4748, herein referred to as "Obligee". RECITALS 1. Obligee has leased premises at 25 Causeway Blvd. to Obligor, whose business address is 25 Causeway Blvd., City of Clearwater, County of Pinellas, State of Florida, for use by Obligor in conducting its business of storage. 2. The lease is conditioned upon guarantors giving security for payment of rent thereunder in the form of a personal guaranty. SECTION ONE STATEMENT OF GUARANTY Guarantors guarantee payment of rent under the attached lease agreement pursuant to the terms thereof. If obligor defaults in the payment of any installment of rent, guarantors shall pay the amount of such installment within 30 days after receipt of notice of default and demand for payment. Guarantors liability hereunder shall not be affected by reason of any extension of time for payment of any installment granted by obligee to obligor. SECTION TWO DURATION This guaranty shall not be revoked during the three year term of the lease. Thereafter, if the lease is renewed on the same terms, this guaranty shall remain in force until receipt by obligee of written notice of revocation from guarantors, or until terminated pursuant to Section Three hereof. Renewal of the lease on different terms shall, at the option of the guarantors, operate to terminate this guaranty as of the end of the three year period. Bruce Uttler, Inc. Room 8 Lease Page .. , I SECTION THREE LIMITATION OF LIABILITY The maximum amount recoverable by obligee from guarantors pursuant to this guarantee is $19,992.24, which amount is equal to the total rent due during the initial three year term of the lease. If the aggregate of payments made by guarantors hereunder reaches the above-mentioned amount, this guaranty shall terminate immediately. SECTION FOUR WAIVER OF NOTICE OF ACCEPTANCE Notice of acceptance of this guaranty is expressly waived. IN WITNESS WHEREOF, guarantors have executed this guaranty at the day and year first above written. ~~ Witness c:~ ~~ Guarantor - Bruce Li Bruce Littler, Inc. f'\oom 8 Lease Page "~ I ; Cle1arwater u Interoffice Correspondence Sheet To: Michael J. Roberto, City Manager ~n C. Carassas, Assistant City Manag~ Cynthia Goudeau, City Clerk Rick Hedrick, Assistant C~ty Manager .;J Michael G. Hancock, Actmg Harbormaster 111/4 Via: From: Date: August 18, 1998 RE: Marina Building Room 8 Lease Agreement Mr. Lev Doktorsky, owner of the "Art Connection", has returned room 8 to the city effective August 31, 1998. Mr. Bruce Littler, owner of "The Olde Nautical Shoppe" rooms 2,2A, 3 & 4, will move out of room 4 and into room 8, effective September 1, 1998, which will make room 4 available for rent to a new lessee. Mr. and Mrs. Tom W olkowsky will lease room 4 to be used as a mini-mart beginning September 1, 1998. Attached are two original copies each of both new lease agreements for room 8 to Bruce Littler, Inc., and room 4 to Mr. and Mrs. Wolkowsky. Mr. Littler is a current building tenant, who requested additional space in 1995. Assigning this room to him will not impact Marina parking because he will use the additional space for the selling of nautical items as listed in the lease. He will be paying $17.00 per square foot plus tax for the space. This rental rate is consistent with the Marina Business Plan and includes a CIP increase each year of the lease starting on January 1, 2000. Mr. and Mrs. W olkowsky are current building tenants who own and run the "Marina Restaurant". They had previously expressed a desire to operate a mini-mart at the marina and when room 4 became available asked to lease the room for this purpose. They will be paying $16.00 per square foot plus tax for the space. This rental rate is consistent with the Marina Business Plan and includes a CIP increase each year of the lease starting on January 1, 2000. The City Manager is authorized to sign three year leases with current building tenants, as per the City Commission Marina Lease policy of June 12, 1995. Please sign off on the Lease Agreement and forward to the City Manager for signature. The effective dates for both leases is September 1, 1998, so your help in getting the executed copies back to me before that date is appreciated. Call me if you have any questions. Thank you. >; I I CITV ,",c (', C ~ O\A'^T~R To: Mr. William C. Held Jr., Harbormaster. ~1;\1lI1t:\O).lJ:.l:\o) ~rJ:;\"AE Clearwater Municipal Marina AUG 07 1998 August 5th, 1998, Clearwater Beach Dear Mr. Held: As per our recent conversation, we have decided to request an early withdrawal from our lease of office space in room # 8 of the Municipal Marina building. As you are well aware, my persistent health problems (I underwent multiple surgeries in the recent past), and lack of time and "manpower" (I have to be in New York frequently for check ups), are still preventing normal operation of the business, making management of our apartment building more than enough to handle. My son, who had far stretching plans for this prime location over the past couple of years, is now doing most of his research in Europe and is not expecting to be here long enough to make the business work. Thus, especially since there seem to have been many inqueries about that office space, we have decided to give it up for better use. I propose to use the "last month's rent" security deposit to give us the opportunity to move our equipment out of there until the end of the month (unless the next tenant wants to buy some of it). We all thank you for your continued kindness and concern over these years, and wish you happiness and good health in the well-deserved "golden age"! Yours very truly, Lev Doktorsky :..ACORjj~:IEBII'IIIIIIi.:'.li:::::;III'II'DIII:'IIIB'.: :.:..:...CI..:.........~..il:ifJ~ejl:~:.:::::. DATEiMM/DOIYYi........ .................................... .:<:,:,:,:)::,:<,:::),<:),,:,:,,<,,:,<,:,,<:::::,:,,),,)),:"""",,:}:Sl)),',:,:,,):<,))),:::::,:,:::::,:,<<:,:,::::,,<:,<:",:,<::::,::"::::",,:,,,::::,,::::,,:::::,:::,:,,:,,::::,::,:::::::""::,:::::,,,,::,:,,::::,:,:,:,:::::::,::: ...... ................""~;;!I;i;;!l;i;"';C..;;!o;..... . 0 8 19 98 PRODUCER THIS CERTIFICATE ISIS ED AS A MATTER OF INFORMATION Mutual Insurance Agency ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE of Clearwater, Inc. HOLDER. THIS CERTIFICATE DOES NOT AMEND. EXTEND OR P .0. Box 1779 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Clearwater FL 33757-1779 COMPANIES AFFORDING COVERAGE FuNo.813-442-97 COMPANY A Auto Owners COMPANY B Bruce Littler, Inc. 25 Causeway Blvd. Clearwater FL 33767-2064 COMPANY C COMPANY D THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. co TYPE OF INSURANCE POUCY NUMBIR POUCY EFFECTIVE POUCY EXJIlRAnON UMlTS LTR DATE CMMJDD/YYI DATE lMMlDD/YYI GENERAL UABlUTY GENERAL AGGREGATE $ 300000 A X COMMERCIAL GENERAL LIABILITY 91-130168-00 04/01/98 04/01/99 PRODUCTS - COMP/OP AGG $ CLAIMS MADE [!] OCCUR PERSONAL .. ADV INJURY $ 300000 OWNER'S" CONTRACTOR'S PROT EACH OCCURRENCE $ 300000 FIRE DAMAGE (Anyone fire) $ 50000 M EO EXP (Any one peraon) $ 5000 AUTOMOBILE UABlUTY COMBINED SINGLE LIMIT $ ANY AUTO ALL OWNED AUTOS BODILY INJURY SCHEDULED AUTOS (Per person) HIRED AUTOS BODILY INJURY NON-OWNED AUTOS (Per eccident) PROPERTY DAMAGE OAIIAOE UABlUTY AUTO ONLY - EA ACCIDENT ANY AUTO OTHER THAN AUTO ONLY: EACH ACCIDENT $ AGGREGATE $ EXCf8S UABlUTY EACH OCCURRENCE $ UMBRELLA FORM AGGREGATE OTHER THAN UMBRELLA FORM WORKERS COMPENSAnON AND EMPLOYERS' UABlUTY ~---.-_.---_...- THE PROPRIETOR! INCL EL DISEASE. POLICY LIMIT PARTNERS/EXECUTIVE OFACERS ARE: EXCL EL DISEASE. EA EMPLOYEE OTHER A Plate glass 04/01/98 04/01/99 ACV D&SCRlPTlON OF OPERAnONSlLOCATlONSIVENCLES/8PECIAL ITINS Gift shop City of Clearwater is named as an Additional Insured. City of Clearwater Bill Held - Harboraaster 25 Causeway Blvd Clearwater FL 33767-2604 AIL SUCH NOncE SHAU.IMPOSE NO OBUGAnON OR UABlUTY N THE COMPANY. ITS AGENTS OR REPRESENTAnVES. TATIVE i:~~gqijijcijMQAAlj~j"lf