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CERTIFICATE OF INSURANCE (2) COMMON POLICY DECLARATIONS This Declaration Page Is aUached to and forms part of certificate provisions. Previous No. NEW Authority Ref. No. 0 4CWL32 8 Certificate No.4 7 8 4 1 Name and address of the Assured Foundation Village Neighborhood Family Center 918 Woodlawn St Clearwater FL 33756 Broker Alvina Davis Greg Roe Insurance, Inc. 9851 State Road 54 New Prt Richey FL 34655 Business description: Tutoring For Children Effective from 02 - 2 2 - 0 4 to 02 - 2 2 - 0 5 2 both days at 12:01 a.m. standard time 3 Insurance is effective with certain UNDERWRITERS AT LLOYD'S, LONDON. 4 This Certificate consists of the following Coverage Parts for which a Premium is indicated. This Premium may be subject to adjustment. Commercial Property Coverage Part $ $ $ $ $ $ $ Fees: $ Taxes: $ Total $ Commercial Inland Marine Coverage Part Commercial General Liability Coverage Part Commercial Crime coverage Part Commercial Auto Coverage Part Service Office Fee $ 9.05 ,Surplus Lines Tax $ 150.70 Countersignature Fee $ 35.00 ,Inspection Fee $ 100.00 FL Surcharge $ 4.00 5 Forms Applicable to all Coverage Parts: See attached list of endorsements. Percentage 100% Premium 2,879.00 Not Covered Not Covered Not Covered Not Covered 139.00 159.75 3,177.75 6 Service of Suit may be made upon: Mendes & Mount, 750 Seventh Avenue, New York, NY 10019 In return for the Payment of the premium, and subject to all the terms of this Certificate, we agree to provide the insurance as stated in this certificate. D~ed February 26, 2004 Surplus Lines Agent: Donald E Waters, Jr Lic# A278403 , lED PI iHSUANT TO rHE- THIS INSURANCE IS 1::>5.\ Pv,J 'PEE'Oi'iS ll-.JSURElJ FLORIDA SURPLUS L~"F~'R'I:~'~ Dc) ii'CiTrWjF THe. BY SURPLUS LINE'; (l':~", f:'l>"R\'r)!, !~,iS\,Ff',f'-ICF TIO~I OF lot ,I" . ' ~.. ~r PROTEC ",', TC 'F -, ", "f'e NT or '-\"" !~,.!C,H fUr RANT'r' AU TO ,', , t.~ 'C,., , ",', '. '- ENT GUA. _ LJ[: nB'Gt'T\O~i OF i\N iI,~()LV RECOVERY FOR r, IL', LI ' UNLICENSED INSURER by Correspondent: Clearwater Underwrit 2433 Gulf to Bay Bl a Suite E Clearwater FL 33765 (OMNI+ DC0544-031002l0402260959) Other Interest Copy ~.; ~ 'A/f; <Lc /dai ~ COMMERCIAL PROPERTY- COVERAGE PART SUPPLEMENTAL DECLARATIONS Certificate No.4 7 8 4 Effective Date: 02 - 2 2 - 04 12:01 A.M. Standard Time Named Insured: Foundation Village BUSINESS DESCRIPTION Tutoring For Children DESCRIPTION OF PREMISES PREM.NO. BLDG.NO. LOCATION, CONSTRUCTION AND OCCUPANCY 01 01 918 Woodlawn Street , Clearwater FL 33756 /Joisted Masonry /Tutoring for Children CrntERAGES PROVIDED~ .... INSURANCE AT- THE OESCRIBE~ APPLIES GNhVFORGOVERAGESFORWHICHAtlMlrBFtNSURANCEIS-SH0WN: COINSURANCS' . PREM.NO. BLDG.NO. COVERAGE LIMIT OF INSURANCE COVERED CAUSES OF LOSS RATES PREMIUM 01 01 RC-Building $303,000 SPECIAL 80% $.95 2879.00 OPTIONAL COVERAGES - APPLICABLE ONLY WHEN ENTRIES ARE MADE IN THE SCHEDULE BELOW I t IF EXTRA EXPENSE COVERAGE LIMITS ON LOSS PAYMENT AGREED REPLACEMENT COST PREM.NO. BLDG.NO. EXPIRATION DATE COVERAGE AMOUNT BUILDING PERSONAL PROPERTY "INCLUDING STOCK INFLATION GUARD (PERCENTAGE) r r MONTHLY LIMIT OF rt MAXIMUM PERIOD r r EXTENDED PERIOD PREM.NO. BLDG.NO. BUILDING PERSONAL PROPERTY INDEMNITY (FRACTON) OF INDEMNITY (X) OF INDEMNITY (DAYS) MORTGAGE HOLDER(S) l t r APPLIES TO BUSINESS INCOME ONLY PREM.NO. BLDG.NO. MORTGAGE HOLDER NAME AND MAILING ADDRESS DEDUCTIBLE Wind/Hail Deductible 5% of TIV Deductible All Other Perils Per Occurrence $1,000 FORMS AND ENDORSEMENTS (other than applicable Forms and Endorsements shown elsewhere in the certificatel Forms and Endorsements applying to this coverage Part and made part of this policy at time of issue: APPLICABLE TO ~L gOVERAGES: See attac e Ilst of endorsements APPLICABLE TO SPECIFIC PREM. NO. BLDG. NO. COVERAGES FORM NUMBERS PREMISES/COVERAGES: THIS SUPPLEMENTAL DECLARATIONS AND THE COMMERCIAL PROPERTY DECLARATIONS, TOGETHER WITH THE COMMON POLICY CONDITIONS, COVERAGE FORM(S) AND ENDORSEMENTS COMPLETE THE ABOVE NUMBERED CERTIFICATE. (OMNI+ DCCV5442-030609/0403020953) Other Interest Copy Attached List of Other Interests Reference number: 4784 Date: 2-22-04 * Mortgagee City of Clearwater Risk PO Box 47418 Clearwater FL 33758-4748 Page 1 * - Receives Other Interest Copy Other Interest Copy (OMNI+ DCPRTINT-020BOB/0402261 000) .. .' I SCHEDULE OF FORMS AND ENDORSEMENTS Attached to Policy number: 4784 Date: 2-22-04 FORM NUMBERS FORM TITLES CUl1010 (A) (4/89) CU I 2055 ( 10/96) CP0010 (10/91) Brit Mold Excl NMA1331 CP1030 CP0090 (7/88) IL0017 (11/85) NMA2 802 -(1-2117/97) NMA2915 (25-1-01) IL0175 (9/93) NMA2340 (11/24/88) IL0021 (11/85) MK007 CUI2050 (10/96) MKP-9 NMAl191 CP0121 (11/85) NMA1998 NMA2920 CP0321 (6/95) 25% MINIMUM EARNED PREMIUM ALARM MAINTENANCE WARRANTY BUILDING PERSONAL PROPERTY COVERAGE Brit 2002 Mold Exclusion CANCELLATION CLAUSE CAUSE OF LOSS SPECIAL COMMERCIAL PROPERTY CONDITIONS COMMON POLICY CONDITIONS EDRE ELECTRONIC DATA EXCLUSION IL0175 (9/93) Florida Changes LAND WATER AIR EXCLUSION NUCLEAR ENERGY LIABILITY EXCLUSION US PRIVACY NOTICE PROPERTY ENDT Protective Safeguard Endorsement RADIOACTIVE EXCLUSION STANDARD FIRE POLICY PROVISIONS SERVICE OF SUIT-MENDES & MOUNT Terrorism Exclusion WINDSTORM OR HAIL % DEDUCTIBLE Page: 1 of 1 Other Interest Copy (OMNI+ EFLlST.020808/0403020953)