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CERTIFICATE OF INSURANCE (10) lA.uto Club South Insurance company,. P.O. Box 33011 St. Petersburg, FL 33733-80113. 1-800-884-4982 BFL 99.001 0201 0303055 5/18/02 FWOD DECLARATIONS PAGE ~ 535 08701 FLD RGLR Renewal General Property Form Date of Issue 5/18/02 Insured CRABBY BILLS CLEARWATER BEACH RESTAURANT 1901 ULMER TON RD STE 750 CLEARWATER FL 33762-2326 Loan Number CITY OF CLEARWATER C/O RISH MANAGEMENT PO BOX 4748 CLEARWATER FL 33758-4748 RECEIVED MAY 2 2 t002 RISK MANAGEMENT Insured Location (if other than above) 37 CAUSEWAY BLVD, CLEARWATER FL 33767 Building Description Non-Residential # of Floors Two Floors Basement/Enclosure None Community Name CLEARWATER, Community # 125096 Community Rating 07 / 15% Program Status Regular Risk Zone A12 CITY OF Condo Type N/ A # of Units 0 Adjacent Grade 0 Elevation Difference 6- Contents Location BUILDING CONTENTS $220,000 $0 $5000 $0 $23,515.00 $.00 $23,515.00 $4,468.00 $35.00 $2,862.00 $50.00 DEAR MORTGAGEE The Reform Act of 1994 requires you to notify the WYO company for this policy within 60 days of any changes in the servicer of this loan. The above message applies only when there is a mortgagee on the insured location. ANNUAL SUBTOTAL: DEDUCTIBLE CREDIT: ICC PREMIUM: COMMUNITY DISCOUNT: EXPENSE CONSTANT: TOTAL WRITTEN PREMIUM: FEDERAL POLICY SERVICE FEE: $16,270.00 $30.00 TOTAL PREMIUM: Premium paid by: $16,300.00 Insured Submit For Rate This policy covers only one building. If you have more than one building on your property, please make sure they are all covered. See III. Property Covered within your Flood policy for the NFIP definition of "building" or contact your agent. broker, or insurance company. V(2l6INAC I c.( ~ CLtGf2((' This policy is issued by AAA et ~ )'Y\/1\12-l rJ (5 Copy Sent To: As indicated on back or additional pages, if anY.f<..\SI'- Lender 00020000941011142310213800008 Part 2: THIS DECLARATION PAGE filTH POLICY PROVISIONS - PART I AND ENDORSEl'1IHS, IF ANY ISSUED TO FORM A PART THEREOF, COMPLETE n:IBELOW NUMBERED FLORIDA WINDSTORM UNDERII. tlTING ASSOCIATION POLICY. FLORIDA WINDSTORM UNDERWRITING ASSOCIATION 7077 Bonneval Road - Suite 500, Jacksonville, Florida 32216-6064 CLEARWATER BEACH SEAFOOD AND RESTAURANT 1901 ULMERTON RD #750 CLEARWATER, FL 33762 THIS IS A INSURED'S NAME AND ADDRESS GENERAL BUSINESS POLICY'EERM 6/04/2002 TO 6/04/2003 AT 12:01 A.M. (EST) POLICY NO_ 150904 INCEPTION DATE EXPIRATION DATE THIS IS YOUR POLICY DECLARATION PAGE - This is not a Bill PAGE 1 $ $ 1 253,000 'Is $ $ 7,590 T-42 $ 170,000 90 90 5,100 T-42 685 460 TWO STORY MASONRY RESTAURANT LOC: 37 CAUSEWAY BLVD CLEARWATER BEACH, PINELLAS FL 33767-2003 Qr&~" ~l~ c.tu-uk t..t~ ~ \~~ - -----_._-'_...---:_-----~'----:--- "--,--.--.,: --,---.--. -- -----~.-----. TOTAL AMOUNT OF COVERAGE ACTUAL PREMIUM PREMIUM Florida Hurricane Cat Fund $ .00 P - I TOTAL PREMIUM DO NOT PAY $ 423,000 Subject to Form No{s): 1,145.00 Rei nsu ranee $ $ 172.00 1,317.00 CP2 07/00 FWUA 06 (07/00) Mortgagee/Loss Payee CITY OF CLEARWATER C/O RISK MANAGEMENT P.O. BOX 4748 CLEARWATER, FL 34618 R ir...."""'"-" ~......"'p ~ r---:- '~...j i.~" , ; L:, P. Rot (, /. .A ..' ,.. I. Producer: STAHL & ASSOC INS INC 0483 8200 SEMINOLE BLVD SEMINOLE, FL 33772 Payor: INSURED RiSK iV1ANAGEMENT 4/17/2002 I l / (r: .' (J/ FWUA 03 (08/98) 0483 Team 2 MORTGAGEE ~fY Date: R 40111 229