CERTIFICATE OF LIABILITY INSURANCE (7)
., ACORDN
CERTIFICATE OF LIABILITY INSURANCE
OP ID D DATE (MMlDDIYYYV)
CUMBE-2 03/30/05
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION
ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE
HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR
ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.
PRODUCER
Wallace Welch & willingham Inc
300 First Avenue South, 5th Fl
P.O. Box 33020
St. Petersburg FL 33733
Phone: 727-522-7777 Fax:727-521-2902
INSURED
INSURERS AFFORDING COVERAGE
Cumbey & Fair, Inc.
2463 Enterprise Rd.
Clearwater FL 33763
INSURER A:
INSURER B:
INSURER C:
INSURER D:
INSURER E:
Zurich Insurance Company
NAIC#
16535
Architects and Engineers Zns C
COVERAGES
THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING
ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR
MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH
POLICIES, AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
LTR NSR[ TYPE OF INSURANCE POLICY NUMBER ~,;!~1:~J~tWlE . PQ~!CEY(~:lRPlgN LIMITS
DATE MMlDDIYY
GENERAL LIABILITY EACH OCCURRENCE $1,000,000
f--
A ~ COMMERCIAL GENERAL LIABILITY PAS42162868 03/16/05 03/16/06 ~~~~~~S (Ea occurence) $ 300,000
~ CLAIMS MADE ~ OCCUR MED EXP (Anyone person) $ 10,000
f--
PERSONAL & ADV INJURY $ 1,000,000
f--
GENERAL AGGREGATE $ 2,000,000
f--
. -- --- GEN'L AGGREGATE LIMIT APPLIES PER: - -- ------------ - . .. - ---- - PRODUCTS.COM~OPAGG $ 2,000,000
n-------h .. .........-rr- -
PRO. Emp Ben. 1,000,000
POLICY JECT LOC
AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT
f-- (Ea accident) $
ANY AUTO
f--
ALL OWNED AUTOS BODILY INJURY
f-- $
SCHEDULED AUTOS (Per person)
f--
HIRED AUTOS BODILY INJURY
f-- (Per accident) $
NON.OWNED AUTOS
f--
f-- PROPERTY DAMAGE $
(Per accident)
GARAGE LIABILITY AUTO ONLY.. EA ACCIDENT $
R ANY AUTO OTHER THAN EA ACC $
AUTO ONLY: AGG $
EXCESSlUMBRELLA LIABILITY EACH OCCURRENCE $ 2,000,000
A t!J OCCUR D CLAIMS MADE PAS42162868 03/16/05 03/16/06 AGGREGATE $ 2,000,000
$
Fx=1 DEDUCTIBLE $
X RETENTION $10000 $
WORKERS COMPENSATION AND ITg~/~I~:~S I IU~~'
EMPLOYERS' LIABILITY
ANY PROPRIETOR/PARTNER/EXECUTIVE E.L EACH ACCIDENT $
OFFICER/MEMBER EXCLUDED? E.L DISEASE - EA EMPLOYEE $
- If yes, describe under ....-.. ....- ..'.. ELDlSEASE.-PQUCY LIMIT .$.
-,,- -sf'EClAtf'ROlflSl0NS below c--....... - .. .... I. ....... . ...... ..... -- ___. m .. .. ...
OTHER
B Professional Liab 05-0019801 03/16/05 03/16/08 1,000,000 Each Claim
$25,000 Deductible 1,000,000 Aggregate
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES I EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS
RE: Job No: 712B Project Name: General and Professional Liability. the City
of Clearwater is Additional insured with regard to General Liability.
CERTIFICATE HOLDER
CANCELLATION
City of Clearwater Risk
Management
P.O. Box 4748
Clearwater FL 33758-4748
CITY -CL SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION
DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ~ DAYS WRITTEN
NOTICE TO THE CERTIRCATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL
IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR
REPRESENTATIVES.
AUTHORIZE ES
@ ACORD CORPORATION 1988
ACORD 25 (2001/08)
. ACORDTM
CERTIFICATE OF LIABILITY INSURANCE
DATE IMM/DD/YYI
3/31/05
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION
ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE
HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR
ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.
~'ODUCER
ACaRDIA EAST - TAMPA BAY
P.O. Box 31666
Tampa, FL 33631-3666
727-796-6666
INSURERS AFFORDING COVERAGE
INSURED
Cumbey & Fair, Inc.
2463 Enterprise Road
Clearwater FL 33763
INSURER A:
INSURER B:
INSURER C:
INSURER D:
INSURER E:
Florida Retail Federation
COVERAGES
THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING
ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR
MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH
POLICIES, AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
I~:~ TYPE OF INSURANCE POLICY NUMBER ~~~~YJ~~g~T~~~ P8k!fEY(~~J~~~~~ LIMITS
~ERAL LIABILITY EACH OCCURRENCE $
COMMERCIAL GENERAL LIABILITY FIRE DAMAGE IAny one firel $
I CLAIMS MADE D OCCUR M ED EXP IAny one person) $
PERSONAL & ADV INJURY $
-
GENERAL AGGREGATE $
-
GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $
I POLlCyn ~~~T nLOC
AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT
- $
ANY AUTO lEa accidentl
-
ALL OWNED AUTOS BODILY INJURY
- $
SCHEDULED AUTOS IPer personl
-
- HIRED AUTOS BODILY INJURY
$
NON-OWNED AUTOS IPer accidentl
-
- PROPERTY DAMAGE $
IPer accidentl
GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $
~ ANY AUTO OTHER THAN EA ACC $
AUTO ONLY: AGG $
EXCESS LIABILITY EACH OCCURRENCE $
=:J OCCUR D CLAIMS MADE AGGREGATE $
$
~ DEDUCTIBLE $
- . -- $
RETENTION $ .. _. --- .-- -
52024651 3/16/05 3/16/06 IWC STATU., I IOTH-
A WORKERS COMPENSATION AND X TORY LIMITS ER
EMPLOYERS' LIABILITY E.L. EACH ACCIDENT $
100000
E.L. DISEASE - EA EMPLOYEE $ 100000
E.L. DISEASE - POLICY LIMIT $ 500000
OTHER
DESCRIPTION OF OPERATlONS/LOCATIONSIVEHICLES/EXCLUSIONS ADDED BY ENDORSEMENT/SPECIAL PROVISIONS
CERTIFICATE HOLDER I I ADDITIONAL INSURED; INSURER LETTER: CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION
CITY OF CLEARWATER DATE THEREOF. THE ISSUING INSURER WILL ENDEAVOR TO MAIL ---2Q.. DAYS WRITTEN
RISK MANAGEMENT NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL
PO BOX 4748 IMPOSE NO OBUGATION OR LIABILITY OF ANY KIND UPON THE INSURER. ITS AGENTS OR
CLEARWATER FL 33758-4748 REPRESEI\ITATIVES,
AUTWd 11~.
~/"YIA'VJ L -
I L/ \.y. V..Q~ .
,
ACORD 25-S (7/97)
46- 36
@ ACORD CORPORATION 1988
~
.:
IMPORT ANT
If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement
on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may
require an endorsement. A statement on this certificate does not confer rights to the certificate
holder in lieu of such endorsement(s).
DISCLAIMER
The Certificate of Insurance on the reverse side of this form does not constitute a contract between
the issuing insurer(sl. authorized representative or producer, and the certificate holder, nor does it
affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon.
--- .....
ACORD 25-8 (7/97)