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SECOND AMENDED AND RESTATED DECLARATION OF TRUST CAPITAL GUARDIAN EMPLOYEE BENEFIT INVESTMENT TRUST SECOND AMENDED AND RESTATED DECLARA nON OF TRUST DATE of INSTRUMENT: OCTOBER 26,1976 SECOND AMENDMENT and RESTATEMENT dated effective as of: AUGUST 15, 1999 CAPITAL GUARDIAN TRUST COMPANY 333 South Hope Street Los Angeles, California 90071 CAPITAL GUARDIAN EMPLOYEE BENEFIT INVESTMENT TRUST SECOND AMENDED AND RESTATED DE CLARA TION OF TRUST EFFECTIVE AS OF AUGUST 15, 1999 CAPIT AL GUARDIAN TRUST COMPANY, a California state-chartered trust company ("Capital Guardian"), by this ''Declaration of Trust" amends and restates the declaration of trust dated October 26, 1976, as amended and restated as of December 31, 1993, establishing the Capital Guardian Employee Benefit Investment Trust (the "Investment Trust"), a collective investment trust for employee benefit plans with respect to which Capital Guardian acts in a fiduciary capacity. Capital Guardian intends that no existing beneficial interest in the Investment Trust shall be changed solely by reason of Capital Guardian's adoption of this amended and restated Declaration ~Tru~. - Capital Guardian hereby declares that it shall act as trustee and shall hold and administer, in trust, on the tenns and conditions set forth in this Declaration of Trust, all property that may be transferred to or received by it from time to time as trustee hereunder. Capital Guardian intends that the Investment Tru~ hereby established and maintained, including each Fund thereof (as hereinafter defined), qualify as a group trust under Internal Revenue Service Revenue Ruling 81-100, 1981-1 c.B. 326, or any successor ruling, regulation, or similar pronouncement, and this Declaration of Trust shall be construed, and the Investment Trust and each Fund shall be administered to give effect to that intention. ARTICLE 1. DEFINITIONS 1.01 "Bank" means any bank or trust company described in Section 581 of the Code, including a savings association with trust powers, which is a member of an affiliated group (within the meaning of Section 1504 of the Code) that includes Capital Guardian. 1.02 "CQd&" means the Internal Revenue Code of 1986, as amended from time to time. 1.03 "Declaration ofTru~" means this amended and restated Declaration of Trust and, unless the context indicates otherwise, the written characteristics of each Fund established and maintained by the Trustee pursuant to Section 3.01 of this Declaration of Trust. 1.04 "ERISA" means the Employee Retirement Income Security Act of 1974, as amended from time to time. 1 05 "EJ.md" means a separate trust fund established and maintained within the Investment Trust for investment purposes in accordance with Section 3.01 of this Declaration of Trust. J:\LEGAL\CGTC\TRUSTS\ERISA2TR. WPD 1.06 "Investment Trust" means the "Capital Guardian Employee Benefit Investment Trust" established by the Declaration of Trust dated October 26, 1976 as amended and restated effective as of December 31, 1993 and as further amended and restated as of the date of this instrument. Any reference herein to the Investment Trust shall, unless the context indicates otherwise, be deemed to be a reference to each Fund established and maintained in accordance with Section 3.01 of this Declaration of Trust. 1.07 "Liquidating Account" means a segregated account established in accordance with Section 3.08 of this Declaration of Trust. 1.08 "Participating Trust" means any of the following (i) with respect to which Capital Guardian or a Bank acts as trustee, investment manager, managing agent, custodian, or agent, and (ii) which the Trustee, in its discretion, has accepted as a participant in the Investment Trust: (a) a trust (i) which is a pension, profit sharing, or other employee benefit trust exempt from Federal income taxation under Section 50I(a) of the Code by reason of qualifying under Section 401 (a) of the Code and, if such trust covers one or more self-employed individuals within the meaning of Section 401 (c) (1) of the, Code, which satisfies the applicable requirements of the Securities Act regarding participation in a collective investment trust, and (ii) which is maintained pursuant to a plan or trust instrument which authorizes it to participate in the Investment Trust or in any other common, collective, or commingled trust fund and which specifically or in substance and effect adopts this Declaration of Trust or the declaration of trust or other governing instrument under which such common, collective, or commingled trust fund is maintained, as a part of the plan of which such trust is a part; or (b) any of the following plans which satisfies the applicable requirements of the Securities Act and the Investment Company Act of 1940, as amended from time to time, regarding participation in a collective investment fund: (i) a plan established and maintained for its employees by the U.S. Government, by the government of any State or political subdivision thereof, or by any agency or instrumentality of the foregoing, within the meaning of Section 414( d) of the Code, (ii) an eligible deferred compensation plan within the meaning of Section 457 (b) of the Code established and maintained by an eligible governmental employer described in Section 457(e)(I)(A) of the Code, and (iii) any other governmental plan or unit described in Section 8I8( a) (6) of the Code; or (c) a separate account maintained in connection with a contract of an insurance company which consists solely of the assets of trusts and plans described in Sections 1. 08( a) and (b) above; or (d) any common, collective, or commingled trust fund, including, without limitation, any such fund maintained by Capital Guardian or a Bank (including a Fund administered under this Declaration of Trust), which (i) consists solely of the assets of accounts described in Sections 1.08(a), (b), and (c) above, (ii) is exempt from Federal income taxation under Section 50I(a) of the Code by reason of qualifying as a "group trust" under Revenue Ruling 81-100, and (iii) which J:\LEGAL\CGTC\TRUSTSIERISA2TR.WPD 2 is maintained pursuant to an instrument which authorizes it to participate in the Investment Trust or in any other common, collective, or commingled trust fund and which specifically or in substance and effect adopts this Declaration of Trust or the declaration of trust or other governing instrument under which such other common, collective, or commingled trust fund is maintained, as a part thereof. 1 09 "Revenue Ruling 81-100" means Revenue Ruling 81-100 issued by the Internal Revenue Service, 1981-1 C.B. 326, as amended and supplemented from time to time, and any successor ruling, regulation, or similar pronouncement. 1.10 "Securities Act" means the Securities Act of 1933, as amended from time to time. 1.ll "Temporary Account" means an account established in accordance with Section 3.09 of this Declaration of Trust. 1.12 "Trustee" means Capital Guardian Trust Company, as trustee of the Investment Trust, or any trustee succeeding Capital Guardian in accordance with Section 5.01 of this Declaration of Trust. 1.13 "Unit" means the measure used to determine the value of the beneficial interest of each Participating Trust in the Investment Trust and each Fund thereof. 1 14 "Valuation Date" means the business date or dates specified in the written characteristics ofa Fund referred to in Section 3.01(a) hereof, or such other business date or dates on, or as of, which the Trustee determines the value of the Units of a Fund. ARTICLE 2. PARTICIPATION 2 01 Conditions of Participation. A Participating Trust shall continue to be eligible to participate in the Investment Trust, subject to the following conditions: (a) During such time as any assets of a Participating Trust are held in the Investment Trust (i) this Declaration of Trust shall govern the administration of such assets, including the exercise of the right to vote and grant proxies as provided in Section 3.07(e) hereof, and (ii) any inconsistency between the governing instrument of the Participating Trust and this Declaration of Trust relating to the management or administration of the Participating Trust's -assets held hereunder or to the rights, powers, responsibilities or liabilities of the Trustee with respect thereto shall be resolved in favor of this Declaration of Trust. (b) If the Trustee receives actual notice that a Participating Trust no longer satisfies the conditions of Section 1.08 of this Declaration of Trust, the Trustee shall take all steps necessary to distribute to such Participating Trust its entire interest in the Investment Trust, other than (in the sole discretion of the Trustee) any interest the Participating Trust may have in a J:\LEGAL\CGTC\1RUSTS\ERISA2TR. WPD 3 Liquidating Account, as soon as practicable after the Trustee receives such notice. 2.02 Admissions. A Participating Trust may acquire a beneficial interest in the Investment Trust by transferring to the Trustee cash or other property acceptable to the Trustee. All admissions to the Investment Trust shall be made (i) as of any Valuation Date for which the written characteristics of a Fund, referred to in Section 3.01 (a) hereof, permit admissions to be made, or (ii) as of such other Valuation Date detennined by the Trustee from time to time, and on the basis of the Unit values determined by the Trustee in accordance with Article 4 of this Declaration of Trust. (a) On or before the Valuation Date as of which an admission is to be made, the Trustee shall enter in the Trustee's fiduciary records a written request for or notice of intention of taking such action, indicating the Fund or Funds to which the admission is to be made. No such request or notice may be canceled or countermanded after the Valuation Date as of which such admission is made. (b) The Trustee, in its discretion, may establish minimum or maximum dollar amounts for initial or subsequent admissions to the Investment Trust or any Fund. ( c) The Trustee, in its discretion, may require that the request or notice referred to in Section 2.02(a) above be received by the Trustee up to fifteen days before the Valuation Date as of which such admission is to be made. (d) If a Participating Trust makes an admission in the form of a contribution of property in kind, such admission shall be on the basis of the value of such assets as determined by the Trustee. 2.03 Withdrawals. A Participating Trust may make a withdrawal from the Investment Trust (i) as of any Valuation Date for which the written characteristics of a Fund, referred to in Section 3.01(a) hereof, permit withdrawals to be made, or (ii) as of such other Valuation Date determined by the Trustee from time to time, and on the basis of the Unit values determined by the Trustee in accordance with Article 4 of this Declaration of Trust. ( a) On or before the Valuation Date as of which a withdrawal is to be made, the Trustee shall enter in the Trustee's fiduciary records a written request for or notice of intention of taking such action, indicating the Fund or Funds from which the withdrawal is to be made. No such request or notice may be canceled or countermanded after the Valuation Date as of which such withdrawal is made. (b) The Trustee, in its discretion, may require that the request or notice referred to in Section 2.03(a) above be received by the Trustee up to fifteen days before the Valuation Date as of which the withdrawal is to be made. (c) The Trustee, in its discretion, may effect withdrawals in cash, ratably in kind, or both, in such equitable manner as the Trustee shall determine to be appropriate and in the J:\LEGAL\CGTC\TRUSTS\ERISA2TR.WPD 4 best interests of the Participating Trusts and in a manner consistent with the applicable laws of the State of California. If assets are withdrawn in kind, such withdrawal shall be on the basis of the value of such assets as determined by the Trustee. 2 04 Standing Directions. Requests and notices concerning admissions and withdrawals referred to in this Article 2 may be of continuing effect, instructing the Trustee to effect admissions and withdrawals as of subsequent Valuation Dates based on a cash balance or overdraft in the cash account of a Participating Trust as of such Valuation Dates or such other criteria as may be specified by a Participating Trust. 2.05 Unit Accounting. A Participating Trust making an admission to or a withdrawal from the Investment Trust shall be considered for accounting purposes to have purchased or sold, respectively, that number of whole or fractional Units having an aggregate value equal to the value of the admission or withdrawal. The price at which Units are purchased or sold for purposes of this Section shall be the Unit value determined by the Trustee in accordance with Article 4 of this Declaration of Trust. ARTICLE 3. INVESTMENTS AND ADMINISTRATION 3.01 Funds. The Investment Trust shall consist of such Funds as the Trustee may establish from time to time by resolution of its board of directors. The Funds shall be listed on Exhibit "A" hereto, as amended from time to time. (a) Each Fund shall be evidenced by written characteristics (i) describing the Fund's investment policy and objectives, and (ii) incorporating the terms of this Declaration of Trust by reference and designating any exception to or exclusion from such incorporation. by reference and any other variation in the terms hereof, for purposes of that Fund. Notwithstanding the foregoing, the written characteristics of any Fund shall be consistent with the requirements of Revenue Ruling 81-100. (b) Each Fund shall constitute a separate trust and the Trustee shall hold, manage, administer, invest, distribute, account for, and otherwise deal with the assets of each Fund separately. Except to the extent otherwise indicated in the written characteristics of a Fund, this Declaration of Trust shall apply to each Fund. 3.02 Fund Management. Except as otherwise provided herein, the Trustee shall invest and reinvest the assets of each Fund in investments which are consistent with the investment guidelines, policies, objectives, and restrictions of such Fund. The Trustee's determination as to whether any investment is within the class or classes of investments in which a Fund may invest, and as to whether any particular investment technique or strategy is consistent with the guidelines, policies, and objectives of a Fund, shall be conclusive. The Trustee may invest the assets of any Fund in Units of any other Fund where the Trustee, in its discretion, deems such investment to be appropriate and consistent with the investment guidelines, policies, objectives, and restrictions of the Fund. J:\LEGAL\CGTC\TRUSTS\ERISA2TR.WPD 5 .l..Ql Short-Term Investments. Except where specifically prohibited or restricted by the written characteristics of a Fund, the Trustee may from time to time, in its discretion, invest such portion of the assets of such Fund as it may deem advisable temporarily in short-term money market instruments or vehicles, including, without limitation, U.S. Government obligations, bankers' acceptances, commercial paper, certificates of deposit and other deposit accounts insured by the Federal Deposit Insurance Corporation, repurchase agreements, money market mutual funds (including, without limitation, but.subject to applicable law, those sponsored or advised by Capital Guardian or any of its affiliates), and any short-term investment fund (including, without limitation, but subject to applicable law, any such fund maintained by Capital Guardian or any of its affiliates pursuant to this Declaration of Trust or otherwise) for which the Fund is an eligible participant. The governing instrument of any such fund which is intended to qualify under Revenue Ruling 81-100 shall, to the extent of the Investment Trust's participation therein, be incorporated herein and made a part of this Declaration of Trust, and the combining of the assets of the Investment Trust with the assets of other participants in such fund to be held and administered in accordance with the fund's governing instrument, as amended from time to time, is hereby specifically authorized. 3.04 Cash Balances and De.,posits. The Trustee is authorized to hold temporarily such part of the Investment Trust uninvested as may be reasonably necessary for orderly administration of the Investment Trust, and to deposit cash awaiting investment or distribution in interest-bearing accounts maintained in the commercial or savings department of any bank or savings association, the deposits of which are insured by the Federal Deposit Insurance Corporation, including any Bank which accepts deposits. 3.05 Investments by Participating Trusts. A Participating Trust may acquire and hold Units in more than one Fund and may change its investments in the Funds from time to time in accordance with the procedures for admissions and withdrawals described in Article 2 of this Declaration of Trust. Each Participating Trust shall have an undivided interest in each Fund in which it may hold Units and shall share proportionately with all other Participating Trusts having an interest in each such Fund in the net income, profits, and losses thereof. The Trustee shall have legal title to the assets of the Investment Trust and no Participating Trust shall be deemed to have individual ownership of any asset. 3.06 Management Responsibility. The Trustee shall have exclusive management and investment authority with respect to the Investment Trust. Subject to the foregoing, the Trustee may retain and consult with such investment advisers or other consultants, including, without limitation, any affiliate of the Trustee, as the Trustee, in its discretion, may deem advisable to assist it in carrying out its responsibilities under this Declaration of Trust. The Trustee may appoint the manager or sponsor of any fund in which the assets of the Investment Trust may be invested pursuant to Section 3.03 or 3.07 ( a) of this Declaration of Trust as trustee or investment manager for the Participating Trusts with authority to manage and control such assets in accordance with the funds governing instrument. For this purpose, the Trustee shall be deemed a "named fiduciary," as defined by Section 402(a)(I) of ERISA, of each Participating Trust with respect to the assets of such Participating Trust invested in the Investment Trust, with responsibilities limited to managing and controlling such assets in accordance with this Declaration of Trust. J:\LEGAL\CGTC\TRUSTS\ERISA2TR.WPD 6 3.07 Man~iement and Administrative Powers. The Trustee shall have the rights, powers, and privileges of an absolute owner in the management and administration of the Investment Trust. In addition to and without limiting the powers and discretions conferred on the Trustee elsewhere in this Declaration of Trust or by applicable law, the Trustee shall have the following discretionary powers in the management and administration ofthe Investment Trust: (a) (i) Subject to applicable investment policies and guidelines specified in the written characteristics of a Fund, to invest and reinvest in equity and debt instruments or other securities of any type, including, without limitation, common or preferred stocks and debt instruments of domestic or foreign governments or business entities, whether or not such securities at the time of purchase are subject to legal or contractual restrictions on resale or are otherwise not readily marketable, deposits and other evidences of indebtedness of domestic or foreign financial institutions, repurchase agreements, financial futures and options contracts of any type (whether or not traded on an exchange), and foreign currencies and contracts for the immediate or future delivery of foreign currencies; and (ii) Except where specifically prohibited or restricted by the written characteristics of a Fund, to invest and reinvest in mutual funds, closed-end investment companies, limited partnerships, and other common, collective, commingled, or pooled investment funds including, without limitation, but subject to applicable law, such funds advised, managed, or maintained by Capital Guardian or any of its affiliates, for which the Investment Trust is an eligible participant; and, where such fund is exempt from federal income taxation under Section SOI(a) of the Code by reason . of qualifying under Revenue Ruling 81-100, the fund's governing instrument, as amended from time to time, shall, to the extent of the Investment Trust's participation therein, be incorporated into and be a part of this Declaration of Trust, and the combining of the Investment Trust assets with the assets of other participants in such fund to be held and administered in accordance with the funds governing instrument, as amended from time to time, is hereby specifically authorized; (b) To retain any property received by it at any time; to sell or exchange any property, for cash or on credit, at public or private sale; (c) To borrow money as may be necessary or desirable to protect the assets of a Liquidating Account and to encumber or hypothecate the assets of such Liquidating Account to secure repayment of such indebtedness; (d) To lend securities of the Investment Trust and to secure the same in any manner, and during the term of the loan to permit the loaned securities to be transferred into the name of and voted by the borrower; (e) To exercise all conversion, subscription, or other rights, discretionary or otherwise, including the right to vote and grant proxies, appurtenant to any property held by the Investment Trust at any time; provided, however, that with respect to proxies, the Trustee shall vote and grant proxies in accordance with the Trustee's proxy voting policies established for the Investment Trust; (f) To renew or extend any obligation held by the Investment Trust; J:\LEGAL\CGTC\TRUSTSIERISA2TRWPD 7 (g) To participate in and to consent to, or to oppose, any plan of reorganization, consolidation, combination, merger, liquidation, or other similar plan relating to any property, or to any contract, lease, mortgage, purchase, sale, or other action by any person or corporation, and, to the extent permitted by applicable law, to deposit any property with any protective, reorganization, or similar committee; to delegate discretionary power thereto and to pay and agree to pay part of the expenses and compensation of any such committee and any assessments levied with respect to any such property so deposited; (h) To hold property of the Investment Trust in bearer form or to register or cause to be registered such property in the name of a nominee of the Trustee or any custodian appointed by the Trustee; provided, the records of the Trustee and any such custodian shall show that such property belongs to the Investment Trust; (i) To deposit securities with a securities depository and to permit the securities so deposited to be held in the name of the depository's nominee, and to deposit securities issued or guaranteed by the U. S. Government or any agency or instrumentality thereof, including securities evidenced by book-entry rather than by certificate, with the U.S. Department of the Treasury, a Federal Reserve Bank, or other appropriate custodial entity; provided, the records of the Trustee or any other custodian appointed by the Trustee shall show that such securities belong to the Investment Trust; G) Subject to Section 404(b) of ERISA and applicable regulations of the V.S, Department of Labor, to hold securities issued by a foreign government or business entity at a foreign office of the Trustee or any of its affiliates or any custodian appointed by the Trustee, or to deposit such securities with a foreign securities depository or bank regulated by a government agency or regulatory authority in the foreign jurisdiction, and to permit the securities so deposited to be held in the nominee name of the depository or bank; provided, the records of the Trustee. or any other custodian appointed by the Trustee shall show that such securities belong to the Investment Trust; (k) To settle, compromise, or submit to arbitration any claims, debts, or damages due or owing to or from the Investment Trust; to commence or defend suits or legal proceedings whenever, in the Trustee's judgment, any interest of the Investment Trust so requires; and to represent the Investment Trust in all suits or legal proceedings in any court or before any other body or tribunal; and to pay from the Investment Trust all costs and reasonable attorneys' fees in connection therewith; (1) Subject to Section 3.06 hereof, to employ suitable agents, including, without limitation, agents or pricing services to perform valuations of the assets of the Investment Trust, custodians, advisers, auditors, depositories, and counsel, domestic or foreign, and, subject to applicable law, to pay their reasonable expenses and compensation from the Investment Trust; and (m) To make, execute, and deliver any and all contracts and other instruments and documents deemed necessary and proper for the accomplishment of any of the J:\LEGAL\CGTC\TRUSTSIERISA2TR. WPD 8 Trustee's powers and responsibilities under this Declaration of Trust. ~ LiQllidating Accounts. If the Trustee, in its discretion, determines that such an account is needed to satisfy a withdrawal request, or that any investment then held in the Investment Trust has ceased to be lawful or for some other reason should be distributed in kind or liquidated, the Trustee may transfer the investment to a Liquidating Account for the benefit of the affected Participating Trusts. Any such Liquidating Account shall be subject to and governed by all of the provisions of this Declaration of Trust, except as hereinafter provided. (a) Except as otherwise provided under 3.08(b) below, the Trustee shall establish and administer each Liquidating Account solely for the benefit of the Participating Trusts having an interest in the Fund from which the securities, assets or holdings were segregated at the time they were placed in the Liquidating Account. The Trustee shall prepare a schedule showing the interest of each affected Participating Trust in the Liquidating Account, and shall hold such schedule as part of its permanent records. (b) With specific regard to Liquidating Accounts established to accommodate withdrawal requests, the Trustee shall (i) establish and administer each such Liquidating Account solely for the benefit of the withdrawing Participating Trust, (ii) have sole discretion to determine which securities shall be placed in such Liquidating Account and (iii) value any securities, assets or holdings placed in such Liquidating Account as of the Valuation Date as of which the withdrawal is to be made in accordance with Article 4 of this Declaration of Trust. Further, all costs and risks associated with the holding, liquidation, or transfer of securities held in a Liquidating Account shall be borne by the withdrawing Participating Trust. Earnings on any securities, assets or holdings of a Liquidating Account shall be retained by the Trustee for the account of the Participating Trust on whose behalf the withdrawal was effected, until paid to the withdrawing Participating Trust. (c) The Trustee shall make distributions from a Liquidating Account, in cash or in kind, in accordance with the respective interests of the affected Participating Trusts. The Trustee shall liquidate the assets held in a Liquidating Account and distribute the proceeds as and when the Trustee deems such liquidation and distribution to be in the best interests of the affected Participating Trusts. (d) No additional money or property shall be invested in a Liquidating Account. However, in order to protect any asset held therein, the Trustee, in its discretion, may borrow money on the security of any asset held in the Liquidating Account. ( e) The value of any asset held in a Liquidating Account shall be excluded in detennining the basis upon which admissions to and withdrawals from the Investment Trust are made pursuant to Article 2 hereof For all other purposes hereunder, however, including, without limitation, the settlement of the accounts of, or the payment of compensation to, the Trustee, each Liquidating Account shall be deemed to be a part of the Investment Trust. 3.09 Temporal)' Accounts. Until such time as the Trustee, in its discretion, J:\LEGAL\CGTC\TRUSTSIERlSA2TR.WPD 9 determines to invest assets of a Participating Trust in the Investment Trust, the Trustee shall hold all or a portion of the investment in a Temporary Account for the benefit of that Participating Trust. Any such Temporary Account shall be subject to and governed by all of the provisions of this Declaration of Trust, except as hereinafter provided. (a) The Trustee shall establish and administer each Temporary Account solely for the benefit of the Participating Trust as the beneficial owner of the assets placed in the Temporary Account (until such time as any such assets are transferred to the Fund). All costs and risks associated with the holding and transfer of assets held in a Temporary Account. shall be borne by such Participating Trust. The Trustee shall prepare a schedule showing the interest of such Participating Trust in the Temporary Account, and shall hold such schedule as part of its permanent records. (b) The Trustee shall transfer amounts from the Temporary Account to the Investment Trust to effect admissions as of succeeding Valuation Dates, in each case based upon the Fund values as of such respective Valuation Dates until the full investment by the Participating Trust has been invested in the Fund. The amounts so transferred shall include income allocated to the assets invested in the Temporary Account. (c) The value of any asset held in a Temporary Account shall be excluded in determining the basis upon which admissions to and withdrawals from the Investment Trust are made pursuant to Article 2 hereof For all other purposes hereunder, however, including, without limitation, the settlement of the accounts of, or the payment of compensation to, the Trustee, each Temporary Account shall be deemed to be a part of the Investment Trust. 3.10 Income, Gains, and Losses. Unless the written characteristics of a Fund referred to in Section3.01(a) hereof provide otherwise, all net income and realized capital gains of a Fund shall be accumulated and added to the principal of the Fund at the convenience of the Trustee, and invested and reinvested as a part thereof (a) The net income of any Fund that provides for distribution of the same shall include all dividends, interest, and other income which the Trustee may determine under generally accepted accounting principles properly to be included in income collected or accrued with respect to the period beginning immediately after the close of business on a Valuation Date and ending. at the close of business on the next succeeding Valuation Date, less any allocable expenses, charges, reserves, or other liabilities that are appropriate deductions under generally accepted accounting principles. The Trustee's reasonable determination of the allocation of such deductions among Funds shall be conclusive. Capital gains and losses realized by a Fund shall not be considered in computing net income. (b) The Trustee shall determine the interest of each Participating Trust holding Units of a Fund that provides for distribution of net income or realized capital gains in such net income or realized capital gains (referred to collectively in the following provisions of this Section 3.10 as "income") as of each Valuation Date. The Trustee shall make this determination by dividing the total amount of such income by the total number of Units of such Fund as of the next preceding J:\LEGAL\CGTC\TRUSTS\ERISA2TR.WPD 10 Valuation Date, and multiplying the income per Unit so obtained by the total number of Units beneficially owned by the Participating Trust as of such preceding Valuation Date. ( c) If accrued but uncollected income is distributed to a Participating Trust in connection with a withdrawal or distribution of income and such accrued income is not actually collected by the Trustee in whole or in part when it should have been paid, the Trustee shall have the right at any time thereafter to charge to and recover from such Participating Trust, or the beneficiaries thereof, the amount so distributed but not actually collected. (d) Except as may be required in connection with any tax or information return to be filed by the Investment Trust, the Trustee shall not be required to account for any distinction between the income and the principal of the Investment Trust beyond such accounting as may be required to comply with this Section 3.10 ARTICLE 4. ACCOUNTING. RECORDS, AND REPORTS 4.01 J.lniU. The Trustee shall divide each Fund into Units of participation for purposes of recording the beneficial interest of the Participating Trusts in the Investment Trust. Each Unit of each Fund shall represent a proportionate, undivided interest in the Fund, and no Unit shall have priority or preference over any other Unit. As of any Valuation Date, the Trustee, in its discretion, may make a uniform change in the Units of a Fund either by dividing the Units into a greater number of Units oflesser value, or combining the Units to produce a lesser number of Units of greater value, provided that the aggregate value of the new Units so created shall be equal to the aggregate value of the pre-existing Units. 4.02 No Certificates. No transferable certificate shall be issued to evidence the interest of any Participating Trust in the Investment Trust or any Liquidating or Temporary Account. However, a non-transferable certificate of participation may be issued to each Participating Trust having an interest in either a Liquidating or Temporary Account describing the assets held in such account and the Participating Trust's proportionate interest therein. 403 Valuation of Units. As of each Valuation Date, the Trustee shall determine the value of the Units of each Fund in accordance with the following procedures: (a) The Trustee shall determine the value of the assets of each Fund in accordance with the rules set forth in Section 4.04 of this Declaration of Trust. Except as provided below, the Trustee shall reflect any changes in security positions no later than in the first calculation on the first business day following the trade date. (b) The Trustee shall subtract from the value determined under Section 4.03 ( a) any expenses, charges, or other liabilities incurred or accrued by the Fund as determined by the Trustee in good faith in accordance with procedures consistently followed and uniformly applied. The Trustee's determination of the allocation of such expenses, charges, and liabilities among Funds shall be conclusive and binding on all Participating Trusts. J:\LEGAL\CGTC\TRUSTS\ERISA2TR.WPD 11 ( c) The Trustee shall divide the net value of the Fund assets determined pursuant to Sections 4.03(a) and (b) by the total number of Units of the Fund in existence as of the relevant Valuation Date. The Trustee shall have a reasonable period of time, not extending beyond the earlier of (i) the opening of business on the next Valuation Date, or (ii) ten business days following the Valuation Date for.which Unit values are being determined, within which to determine the value of the Units of a Fund and the aggregate value of the beneficial interest of each Participating Trust in such Fund. 404 Valuation of Assets. Subject to the following provisions of this Section 4.04, the Trustee shall value the assets of the Investment Trust at market value (as of the normal close of trading on the New York Stock Exchange every day such Exchange is open) on the relevant Valuation Date or, in the absence of readily ascertainable market values, at fair value as determined by the Trustee in good faith in accordance with procedures consistently followed and uniformly applied. (a) Portfolio securities (including ADR's and other depositary receipts), which are traded on a stock exchange, shall be valued at the last sale price on such exchange where market quotations for such securities are readily available or, lacking any sales, at the last available bid price. If traded on more than one exchange, such securities shall be valued at the last sale price on the exchange designated by the Trustee as the primary market for such securities. Portfolio securities that are traded over the counter, and for which market quotations are readily available, shall be valued at the last reported sale price in such market. (b) Portfolio securities (including restricted securities that are subject to limitations on resale) and other Investment Trust assets for which market quotations are not readily available, or which quotations are not considered to represent market value, shall be valued at fair value as determined by the Trustee in accordance with procedures consistently followed and uniformly applied. (c) Fixed-income secuntles shall be valued at prices obtained from a recognized pricing service, when such prices are available. In other cases, and when the Trustee considers it appropriate, such securities shall be valued at the mean between the representative quoted bid and asked prices (or, ifnot available, at such prices for comparable securities). (d) Securities with original maturities of one year or less having 60 days or less to maturity are either valued at cost plus accrued interest (if any) and, where applicable, adjusted for amortization of premium or accretion of discount, or amortized to maturity based on their cost if acquired within 60 days of maturity or, ifalready held on the 60th day, based on the value determined on the 61st day. Forward currency contracts are valued at the mean of representative quoted bid and asked prices. (e) Portfolio securities and other assets of the Investment Trust (as well as liabilities of the Investment Trust), initially expressed in terms offoreign currencies, shall be translated l\LEGAL\CGTC\TRUSTS\ERISA2TR. WPD 12 into U.S. dollars at the market rates prevailing on the Valuation Date. (f) Any security purchased and awaiting payment shall be included for valuation purposes as a security held, and the principal amount due on the purchase, including broker's commissions or other expenses of the purchase, shall be reflected as an amount payable. (g) Any security sold but not delivered pending receipt of the proceeds shall be valued at the net sale price. However, the Trustee shall not be required to take into account commissions and other expenses of sale which would be incurred if an asset were sold in determining the value of assets not sold. (h) In determining the value of securities, the Trustee may make such adjustments as it deems necessary under the circumstances to take into account stock splits or cash or stock dividends as of the Valuation Date. (i) Income and expenses shall be recorded on an accrual basis. In determining the value of the assets of a Fund, the Trustee shall take into account any net income of the Fund accrued as of the applicable Valuation Date, any uninvested cash balance of the Fund, and the value of any other asset considered by the Trustee to be an asset of the Fund. 4.05 Accounting Rules. Except as otherwise provided under Section 4.03 above, the Trustee shall account for the financial operations of the Investment Trust, including any Liquidating or Temporary Account established thereunder, on an accrual basis, in accordance with generally accepted accounting principles. The fiscal year of the Investment Trust shall be the calendar year. 4.06 EJq>enses and Taxes. The Trustee may charge to the Investment Trust (i) the cost of money borrowed, (ii) costs, commissions, income taxes, withholding taxes, transfer and other taxes and expenses associated with the holding, purchase and/or sale, and receipt of income from, investments, (iii) the reasonable expenses of an audit of the Investment Trust by independent public accountants, (iv) reasonable attorneys' fees and litigation expenses, and (v) any other expense, claim, or charge properly payable from the Investment Trust under this Declaration of Trust or applicable law. 4 07 Records. Audits. The Trustee shall keep such records as it deems necessary or advisable in its sole discretion to account properly for the operation and administration of the Investment Trust. At least once during each period of twelve months, the Trustee shall cause a suitable audit to be made of the Investment Trust and each Fund which has Participating Trusts by auditors responsible only to the board of directors of the Trustee. 4.08 Financial Reports. After the close of each fiscal year of the Investment Trust, and after the termination of the Investment Trust or any Fund which has Participating Trusts, the Trustee shall prepare a written financial report, based on the audits referred to in Section 4.07 of this Declaration of Trust, containing such information as may be required by applicable law and J:\LEGAL\CGTC\TRUSTS\ERISA2TR.WPD 13 regulations. (a) A copy of the report shall be furnished, or notice given that a copy thereof is available and will be furnished without charge on request, to each person to whom a regular periodic accounting would ordinarily be rendered with respect to each Participating Trust. In addition, a copy of the report shall be furnished on request to any person and the Trustee may make a reasonable charge therefor. (b) If no objections to specific items in the financial report are filed with the Trustee within ninety days after the report is sent by the Trustee, the report shall be deemed to have been approved with the same effect as though judicially approved by a court of competent jurisdiction in a proceeding in which all persons interested were made parties and were properly represented before such court, and, to the fullest extent permitted by applicable law, the Trustee shall be released and discharged from liability and accountability with respect to the propriety of its acts and transactions disclosed in the report. The Trustee nevertheless shall have the right to a settlement of its accounts in a judicial proceeding if it so elects. 4.09 Government Filing. The Trustee intends to file directly with the u.s. Department of Labor the information called for by Department of Labor regulations under Section 103(b)(4) of ERISA (29 C.F.R. Section 2520.103-9). ARTICLE 5. CONCERNING THE TRUSTEE 5.01 Merger, Consolidation of Trustee. Any corporation or association (i) into which the Trustee may be merged or with which it may be consolidated, (ii) resulting from any merger, consolidation, or reorganization to which the Trustee may be a party, or (iii) to which all or any part of the Trustee's fiduciary business which includes the Investment Trust may be transferred shall become successor Trustee, and shall have all the rights, powers, and obligations of the Trustee under this Declaration of Trust, without the necessity of executing any instrument or performing any further act. 5.02 Limitation on Liability. The Trustee shall not be liable for any loss sustained by the Investment Trust by reason of the purchase, retention, sale, or exchange of any investment in good faith and in accordance with this Declaration of Trust and applicable law. Except as otherwise provided by applicable law, the Trustee shall not be liable for any mistake made in good faith and in the exercise of due care in the administration of the Investment Trust if, promptly after discovering the mistake, the Trustee takes whatever action may be practicable under the circumstances to remedy the mistake. 2.Q1 Trustee Compensation. The Trustee may charge and pay from the Investment Trust reasonable compensation for its services in managing and administering the Investment Trust. Notwithstanding the foregoing, in no event shall the fractional part of the Trustee's compensation proportionate to the interest of each Participating Trust, when added to any other compensation charged by the Trustee to a Participating Trust, exceed the total amount of compensation which J:\LEGAL\CGTC\TRUSTS\ERISA2TR. WPD 14 would have been charged to such Participating Trust if (i) no assets of such Participating Trust had been invested in the Investment Trust, and (ii) the same services were provided directly to the Participating Trust as are provided indirectly to such Participating Trust through the Investment Trust. 5.04 Trustee's Authority. No person dealing with the Trustee shall be under any obligation to inquire regarding the authority of the Trustee, the validity or propriety of any transaction, or the application of any payment made to the Trustee. 2M. Advice of Counsel. The Trustee may consult with legal counsel of its choosing with respect to the interpretation of this Declaration of Trust, the Trustee's rights or responsibilities hereunder, any legal proceeding or question oflaw, or any act the Trustee proposes to take or omit, and may pay such counsel reasonable compensation from the Investment Trust. The Trustee shall not be liable for any action taken or omitted in good faith pursuant to the advice of such counsel. 5.06 Accountings and Necessary Parties. Except as otherwise required by this Declaration of Trust or applicable law, the Trustee shall have no obligation to render an accounting to any Participating Trust or beneficiary thereof If at any time the Trustee or any Participating Trust applies to a court of competent jurisdiction for a judicial settlement of the Trustee's accounts, it shall be necessary to join as parties in any such proceeding only the Trustee and each person to whom a regular periodic accounting would ordinarily be rendered with respect to each Participating Trust. 5.07 Reliance on Communications. The Trustee shall be fully protected in acting upon any instrument, certificate, or document believed by it to be genuine and to be signed or presented by the proper person or persons. The Trustee shall have no duty to make an investigation or inquiry as to any statement contained in any such writing, but may accept the same as conclusive evidence of the truth and accuracy of the statements therein contained. 5.08 Action l?y Trustee. The Trustee may exercise its rights and powers and perform its duties hereunder through such of its officers and employees as shall be authorized to perform such functions by the Trustee's board of directors through general or specific resolutions. However, Capital Guardian solely shall be responsible for the performance of all rights and responsibilities conferred on it as Trustee hereunder, and no such officer or employee individually shall be deemed to have any fiduciary authority or responsibility with respect to the Investment Trust. 5.09 Acknowledgment ofFiduciaty Status. The Trustee acknowledges that it is a fiduciary (within the meaning of Section 3 (21) of ERISA) with respect to each Participating Trust that is subject to ERISA. ARTICLE 6. AMENDMENT. TERMINATION MERGER AND REORGANIZATION 6.01 Amendment. The Trustee may amend this Declaration of Trust at any time. Any such amendment shall take effect as of the date specified by the Trustee. However, any amendment materially changing the investment policy or objective of a Fund shall be effective no J:\LEGAL\CGTC\TRUSTS\ERISA2TR. WPD 15 earlier than the Valuation Date that is at least thirty days after the Trustee gives notice of such amendment in accordance with Section 6.04 hereof 602 Termination. The Trustee may terminate the Investment Trust or any Fund or Funds at any time. In such event, the assets of the Investment Trust or the affected Fund shall be administered and distributed as if it were a Liquidating Account. 6.03 Mer,jer and Reorganization. Capital Guardian may cause any Fund or Funds to be merged or consolidated or split up or subdivided or reorganized in a transaction (herein referred to for convenience as a "merger") involving any other Fund or any other collective investment fund or funds maintained by Capital Guardian or a Bank outside of this Declaration of Trust. (a) Any such merger shall take effect no, earlier than as of a Valuation Date which is at least thirty days after notice has been given to an authorized representative of each affected Participating Trust.. If any Participating Trust notifies Capital Guardian of its objection to the merger no later than a specified date prior to the Valuation Date as of which the merger is to be effected, which date shall be reasonably determined by the Trustee in its discretion, the interest of such Participating Trust shall be withdrawn from each Fund involved in the merger as of such Valuation Date. (b) The value of the beneficial interest of each Participating Trust in any Fund resulting from the merger shall be no less than the aggregate value of such Participating Trust's beneficial..interest in all of the affected Funds immediately prior to the merger. After the Valuation Date as of which the merger is effected pursuant to the foregoing procedures, the merger shall be binding upon all Participating Trusts having an interest in each Fund resulting from the merger and upon all fiduciaries and beneficiaries of such Participating Trusts. 6.04 Notices. The Trustee shall give written notice of any amendment materially changing the investment policy or objective of a Fund, or of the termination or reorganization of the Investment Trust or any Fund, to each person to whom a regular periodic accounting would ordinarily be rendered with respect to each affected Participating Trust. Any such notice or other notice or communication required or permitted hereunder shall be deemed to have been given at the later of the time (i) the Trustee delivers the notice personally or mails the notice first class, postage prepaid, registered, or certified to the address of the appropriate recipient as shown on the Trustee's records, or (ii) provided in the instrument governing the relationship between Capital Guardian or a Bank and the Participating Trust. ARTICLE 7. GENERAL PROVISIONS 7 01 Diversion Assignment Prohibited. The following provisions shall apply notwithstanding any provision of this Declaration of Trust or any amendment hereto to the contrary. (a) No part of the corpus or income of the Investment Trust which equitably belongs to a Participating Trust, other than that portion required for taxes (if any), J:\LEGAL\CGTC\TRUSTS\ERISA2TR. WPD 16 reasonable expenses incurred in the administration of the Investment Trust, and Trustee compensation as permitted by this Declaration of Trust and applicable law, shall be used or diverted to any purposes other than for the exclusive benefit of the employees or their beneficiaries entitled to benefits under such Participating Trust. (b) No Participating Trust may assign all or any portion of its equity or interest in the Investment Trust. (c) No part of the Investment Trust which equitably belongs to a Participating Trust shall be subject to any legal process, levy of execution, or attachment or garnishment proceedings for payment of any claim against any such Participating Trust or any individual, employee, or beneficiary thereof (d) Notwithstanding anything to the contrary in this Section 7.01, the assets of any Participating Trust established by or in connection With a plan described in Section 457 of the Code shall be subject to the claims of general creditors of the sponsoring employer of such plan solely to the extent necessary to maintain the plan's qualification under said Section 457. 7.02 Governing Law. This Declaration of Trust shall be construed, and the Investment Trust and each Fund shall be administered, in accordance with ERISA and other applicable federal law and, to the extent not preempted by the foregoing, the laws of the State of California. 7.03 Situs of Investment Trust. The Investment Trust, including each Fund established hereunder, is created and shall be held, managed, administered, and maintained at all times as a domestic trust in the United States. 7.04 Inspection. A copy of this Declaration of Trust and the written characteristics of each Fund shall be kept on file at the principal office of the Trustee, available for inspection during normal business hours. A copy of this Declaration of Trust and such written characteristics shall be sent upon request to each person to whom a regular periodic accounting would be rendered with respect to each Participating Trust, and shall be furnished to any other person upon request for a reasonable charge. 7 05 ~. The titles and headings in this Declaration of Trust are for convenience and reference only, and shall not limit or affect in any manner any provision contained therein. J:\LEGAL\CGTC\TRUSTS\ERISA2TR. WPD 17 7.06 Invalid Provisions. If any paragraph, section, sentence, clause or phrase contained in this Declaration of Trust is illegal, null, or void, or against public policy, the remaining provisions thereof shall not be affected. 2fJl Status of Instrument. This instrument contains the provisions of the Declaration of Trust and all amendments ~dopted through the date set forth below. ORIGINAL DATE OF INSTRUMENT: October 26,1976 EFFECTIVE DATE OF THIS SECOND AMENDMENT AND RESTATEMENT: as of August 15,1999 CAPITAL GUARDIAN TRUST COMPANY By: Name: Title: \\ (~V) -~ r-6l>ert Ronus President ~ ~O/ Michael D. Beckman Senior Vice President and Treasurer By: Name: Title: J:\LEGAL\CGTC\TRUSTS\ERISA2TR. WPD 18 Fund No. 001 002 003 004 005 006 007 016 018 2509 2510 2512 9507 9511 9513 Short Name USSmC-MF USFI-MF NUSE-MF NUSFI-MF GE-MF NUSSmC-MF USE-MF USHiYFI-MF NUSDevE-MF USBal-MF USLtdDurFI-MF USlnvGrdFI-MF USVGE-MF USSmCPP-MF ACWE-MF CAPITAL GUARDIAN EMPLOYEE BENEFIT INVESTMENT TRUST EXHIBIT A TO DECLARATION OF TRUST as of April 16, 2001 DAIL Y VALUED MASTER FUNDS DOL PN Fund 001 Capital Guardian U.S. Small Capitalization Master Fund 002 Capital Guardian U.S. Fixed-Income Master Fund 003 Capital Guardian International (Non-U.S.) Equity Master Fund 004 Capital Guardian International (Non-U.S.) Fixed-Income Master Fund 005 Capital Guardian Global Equity Master Fund 006 Capital Guardian International (Non-U.S.) Small Capitalization Master Fund 007 Capital Guardian U.S. Equity Master Fund 008 Capital Guardian U.S. High-Yield Fixed-Income Master Fund 009 Capital Guardian Non-U.S. Developed Market Equity Master Fund 010 Capital Guardian U.S. Balanced Master Fund 011 Capital Guardian U.S. Limited Duration Fixed-Income Master Fund 012 Capital Guardian U.S. Investment Grade Fixed-Income Master Fund 013 Capital Guardian U.S. Value-Growth Equity Master Fund 130 Capital Guardian U.S. Small Capitalization Master Fund (Private Placement Eligible) 136 Capital Guardian All Country World (ex-U.S.) Equity Master Fund 252123 BalStratAccts-MF Balanced Strategy Funds* 2521 2522 2523 BalStratCon-MF BalStratMod- MF BalStratGrw- MF Capital Guardian Balanced Strategy Master Accounts which incorporates each of the following mandates in one characteristics document: 014 015 016 Capital Guardian Balanced Strategy Master Account: Conservative Capital Guardian Balanced Strategy Master Account: Moderate Capital Guardian Balanced Strategy Master Account: Growth * Currently, characteristics for thesefunds are maintained only (i) in the "combination "form (all 3 mandates in one document) and (ii) for the Moderate fund, as clients, to date, either participate in all 3 mandates, or just the Moderate. Fund No. 001-01 001-06 002-01 003-01 004-01 005-01 006-01 007-01 016-01 018-01 2509-01 2510-01 2512-01 9507-01 [9511-01 9513-01 CAPITAL GUARDIAN EMPLOYEE BENEFIT INVESTMENT TRUST Short Name USSmCap 017 USSmC 018 USFI 019 NUSE 020 NUSFI 021 GE 022 NUSSmC 023 USE 024 USHiYFI 025 NUSDevE 026 USBal USLtdDurFl USlnvGrdFl USVGE USSmCPP 131 ACWE DOL PN DAILY VALUED STANDARD FEEDER FUNDS Fund 027 028 029 030 Capital Guardian U. S. Small Capitalization Fund * {*TTX is the sole participant in this fund. All future clients are to invest in the following 001-06 Feeder.} Capital Guardian U.S. Small Capitalization Fund Capital Guardian U. S. Fixed-Income Fund Capital Guardian International (Non-U.S.) Equity Fund Capital Guardian International (Non-U.S.) Fixed-Income Fund Capital Guardian Global Equity Fund Capital Guardian International (Non-U.S.) Small Capitalization Fund Capital Guardian U. S. Equity Fund Capital Guardian U.S. High-Yield Fixed-Income Fund Capital Guardian Non-U.S. Developed Market Equity Fund Capital Guardian U.S. Balanced Fund Capital Guardian U.S. Limited Duration Fixed-Income Fund Capital Guardian U.S. Investment Grade Fixed-Income Fund Capital Guardian U.S. Value-Growth Equity Fund Capital Guardian U.S. Small Capitalization Fund (Private Placement Eligible) -on the shelf - check w/JCP and/or SEE before offering to clients - may be difficult to value the pPsJ Capital Guardian All Country World (ex-U.S.) Equity Fund . 137 252123-01 BalStratAccts Balanced Strategy Funds* 2521-01 2522-01 2523-01 BalStratCon 031 BalStratMod 032 BalStratGrw 033 Capital Guardian Balanced Strategy Accounts which incorporates each of the following mandates in one characteristics document: Capital Guardian Balanced Strategy Account: Conservative Capital Guardian Balanced Strategy Account: Moderate Capital Guardian Balanced Strategy Account: Growth *Currently, characteristics for these funds are maintained only (i) in the "combination" form (all 3 mandates in one document) and (ii) for the Moderate fund, as clients, to date, either participate in all 3 mandates, or just the Moderate. Exhibit A - 2 CAPITAL GUARDIAN EMPLOYEE BENEFIT INVESTMENT TRUST Fund No. Short Name DOL PN 001-02 USSmCap-DCP 034 001-07 USSmC-DCP 035 002-02 USFI-DCP 036 003-02 NUSE-DCP 037 004-02 NUSFI-DCP 038 005-02 GE-DCP 039 006-02 NUSSmC-DCP 040 007-02 USE-DCP 041 016-02 USHiYFI-DCP 042 018-02 NUSDevE-DCP 043 2509-02 USBal-DCP 044 2510-02 USLtdDurFI-DCP 045 2512-02 USlnvGrdFI- DCP 046 9507 -02 USVGE-DCP 047 [9511-02 USSmCPP-DCP 132 9513-02 ACWE-DCP 138 DAILY VALUED RECORDKEEPING FEEDER FUNDS Fund Capital Guardian U.S. Small Capitalization Fund for Defined Contribution P1ans* {* Case Corp. is the sole participant in this fund. All future clients are to invest in the following 001-07 Feeder.} Capital Guardian U.S. Small Capitalization Fund for Defined Contribution Plans Capital Guardian U.S. Fixed-Income-Fund for Defined Contribution Plans Capital Guardian International (Non-U.S.) Equity Fund for Defined Contribution Plans Capital Guardian International (Non-U.s.) Fixed-Income Fund for Defined Contribution Plans Capital Guardian Global Equity Fund for Defined Contribution Plans Capital Guardian International (Non-U. S.) Small Capitalization Fund for Defined Contribution Plans Capital Guardian U.S. Equity Fund for Defined Contribution Plans Capital Guardian U. S. High-Yield Fixed-Income Fund for Defined Contribution Plans Capital Guardian Non-U.S. Developed Market Equity Fund for Defined Contribution Plans Capital Guardian U. S. Balanced Fund for Defined Contribution Plans Capital Guardian U.S. Limited Duration Fixed-Income Fund for Defined Contribution Plans Capital Guardian U.S. Investment Grade Fixed-Income Fund for Defined Contribution Plans Capital Guardian U.S. Value-Growth Equity Fund for Defined Contribution Plans Capital Guardian U.S. Small Capitalization Fund (Private Placement Eligible) for Defined Contribution Plans -on the shelf - check w/JCP and/or SEE before offering to clients - may be difficult to value the PPs] Capital Guardian All Country World (ex-U.S.) Equity Fund for Defined Contribution Plans 252123-02 BalStratAccts-DCP Balanced Strategy Funds* 2521-02 BalStratCon-DCP 048 2522-02 BalStratMod-DCP 049 2523-02 BalStratGrw-DCP 050 Capital Guardian Balanced Strategy Accounts for Defined Contribution Plans which incorporates each of the following mandates in one characteristics document: Capital Guardian Balanced Strategy Account: Conservative for Defined Cbntribution Plans Capital Guardian Balanced Strategy Account: Moderate for Defmed Contribution Plans Capital Guardian Balanced Strategy Account: Growth for Defmed Contribution Plans *Currently, characteristics for these funds are maintained only (i) in the "combination" form (all 3 mandates in one document) and (ii) for the Moderate fund, as clients, to date, either participate in all 3 mandates, or just the Moderate. Exhibit A - 3 CAPITAL GUARDIAN EMPLOYEE BENEFIT INVESTMENT TRUST Fund No. Short Name DOL PN 001-04 USSmC-RP 051 002-04 USFI-RP 052 003-04 NUSE-RP 053 003-08 NMERB-NUSE-SMV 054 004-04 NUSFI-RP 055 005-04 GE-RP 056 006-04 NUSSmC-RP 057 007-04 USE-RP 058 016-04 USHiYFI-RP 059 018-04 NUSDevE-RP 060 2509-04 USBal-RP 061 2510-04 USLtdDurFI-RP 062 2512-04 USlnvGrdFI- RP 063 9507-04 USVGE-RP 064 9511-04 USSmCPP-RP 133 9513-04 ACWE-RP 139 SEMI-MONTHLY ENTRIES & WITHDRAWALS FEEDER FUNDS ("for RETIREMENT PLANS") Fund Capital Guardian U.S. Small Capitalization Fund for Retirement Plans Capital Guardian U.S. Fixed-Income Fund for Retirement Plans Capital Guardian International (Non-U.S.) Equity Fund for Retirement Plans New Mexico Educational Retirement Board International (Non-U .S.) Equity Fund - Semi-Monthly Valued Capital Guardian International (Non-U.S.) Fixed-Income Fund for Retirement Plans Capital Guardian Global Equity Fund for Retirement Plans Capital Guardian International (Non-U.S.) Small Capitalization Fund for Retirement Plans Capital Guardian U.S. Equity Fund for Retirement Plans Capital Guardian U.S. High-Yield Fixed-Income Fund for Retirement Plans Capital Guardian Non-U .S. Developed Market Equity Fund for Retirement Plans Capital Guardian U. S. Balanced Fund for Retirement Plans Capital Guardian U.S. Limited Duration Fixed-Income Fund for Retirement Plans Capital Guardian U.S. Investment Grade Fixed-Income Fund for Retirement Plans Capital Guardian U.S. Value-Growth Equity Fund for Retirement Plans Capital Guardian U.S. Small Capitalization Fund (Private Placement Eligible) for Retirement Plans Capital Guardian All Country World (ex-U.S.) Equity Fund for Retirement Plans Exhibit A - 4 Fund No. Short Name 001-05 USSmC-I.I. 065 002-05 USFI-I.I. 066 003-05 NUSE-I.1. 067 004-05 NUSFI-I.I. 068 005-05 GE-I.I. 069 006-05 NUSSmC-I.1. 070 007-05 USE-I. I. 071 016-05 USHiYFI-I.1. 072 018-05 NUSDevE-I.1. 073 2509-05 USBal-l.1. 074 2510-05 USLtdDurFI-I.1. 075 2512-05 USlnvGrdFI-I.1. 076 9507-05 USVGE-I.1. 077 [9511-05 USSmCPP-I.I, 134 9513-05 ACWE-I.1. 140 CAPITAL GUARDIAN EMPLOYEE BENEFIT INVESTMENT TRUST DAIL Y VALUED INSTITUTIONAL INVESTOR FEEDER FUNDS DOL PN Fund Capital Guardian U.S. Small Capitalization Fund for Institutional Investors Capital Guardian U.S. Fixed-Income Fund for Institutional Investors Capital Guardian International (Non-U.S.) Equity Fund for Institutional Investors Capital Guardian International (Non-U.S.) Fixed-Income Fund for Institutional Investors Capital Guardian Global Equity Fund for Institutional Investors Capital Guardian International (Non-U.S.) Small Capitalization Fund for Institutional Investors Capital Guardian U. S. Equity Fund for Institutional Investors Capital Guardian U.S. High-Yield Fixed-Income Fund for Institutional Investors Capital Guardian Non-U.S. Developed Market Equity Fund for Institutional Investors Capital Guardian U.S. Balanced Fund for Institutional Investors Capital Guardian U.S. Limited Duration Fixed-Income Fund for Institutional Investors Capital Guardian U.S. Investment Grade Fixed-Income Fund for Institutional Investors Capital Guardian U.S. Value-Growth Equity Fund for Institutional Investors Capital Guardian U.S. Small Capitalization Fund (Private Placement Eligible) for Institutional Investors -on the shelf - check w/JCP and/or SEE before offering to clients - may be difficult to value the PPs] Capital Guardian All Country World (ex-U.S.) Equity Fund for Institutional Investors 252123-05 BalStratAccts- I. I. Balanced Strategy Funds* 2521-05 BalStratCon-l.1. 2522-05 BalStratMod-.I.1. 2523-05 BalStratGrw-l.1. Capital Guardian Balanced Strategy Accounts for Institutional Investors which incorporates each of the following mandates in one characteristics document: 078 Capital Guardian Balanced Strategy Account: Conservative for Institutional Investors 079 Capital Guardian Balanced Strategy Account: Moderate for Institutional Investors 080 Capital Guardian Balanced Strategy Account: Growth for Institutional Investors *Currently, characteristics for these funds are maintained only (i) in the "combination "form (all 3 mandates in one document) and (ii) for the Moderate fund, as clients, to date. either participate in all 3 mandates, or just the Moderate. Exhibit A - 5 Fund Short No. Name DOL PN 008 TimesNUSE-SMV 081 011 Gcnvrt-SMV 082 012 GFI-SMV 083 015 USMidC-SMV 084 017 EMOps-SMV 085 019 USVE-SMV 086 9500 GHiYFI-SMV 087 9501 USDERP-SMV 088 9502 NUSDERP-SMV 089 9503 USCERP-SMV 090 9504 NUSCERP-SMV 091 9505 GDERP-SMV 092 9506 GCERP-SMV 093 CAPITAL GUARDIAN EMPLOYEE BENEFIT INVESTMENT TRUST SEMI-MONTHLY VALUED FUNDS Fund Times Mirror International (Non-U.S.) Equity Fund - Semi-Monthly Valued Capital Guardian Global Convertible Fund - Semi-Monthly Valued Capital Guardian Global Fixed-Income Fund - Semi-Monthly Valued Capital Guardian U.S. Mid-Capitalization Fund - Semi-Monthly Valued Capital Guardian Emerging Opportunities Fund - Semi-Monthly Valued Capital Guardian U.S. Value Equity Fund - Semi-Monthly Valued Capital Guardian Global High-Yield Fixed-Income Fund - Semi-Monthly Valued Capital Guardian U.S. Diversified Equity Research Portfolio Fund - Semi-Monthly Valued Capital Guardian International (Non-U.S.) Diversified Equity Research Portfolio Fund - Semi-Monthly Valued Capital Guardian U.S. Concentrated Equity Research Portfolio Fund - Semi-Monthly Valued Capital Guardian International (Non-U. S.) Concentrated Equity Research Portfolio Fund - Semi-Monthly Valued Capital Guardian Global Diversified Equity Research Portfolio Fund - Semi-Monthly Valued Capital Guardian Global Concentrated Equity Research Portfolio Fund - Semi-Monthly Valued Exhibit A - 6