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CERTIFICATE OF LIABILITY INSURANCE (7) ACORDTM CERTIFICATE OF LIABILITY INSURANCE I DATE {MMIDDIYYI 04/17/03 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ACORDIA EAST - TAMPA BAY ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE P.O. Box 31666 HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Tampa, FL 33631-3666 727-796-6666 INSURERS AFFORDING COVERAGE INSURED INSURER A: AUTO OWNERS-09703 Carlouel Homeowners Assoc. P. O. BOX 3442 INSURER B: CLEARWATER FL 33767 INSURER c: INSURER 0: I INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE POLICY NUMBER '::i~Y EFFECTIVE POLICY EXPIRATION LIMITS LTR A GENERAL LIABILITY 2045061403 5/09/03 5/09/04 EACH OCCURRENCE $ 1000000 - X COMMERCIAL GENERAL LIABILITY FIRE DAMAGE (Anyone fire) $ 50000 - ...1 GlAlMS MADE-U~JOCCUR .' - - - - C2:____- __-_~___ - M ED EXP (Anyone person) $ 5000 '- '- PERSONAL & ADV INJURY $ 1000000 - GENERAL AGGREGATE $ 1000000 - GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS. COMP/OP AGG $ n POLICY n j~T n LOC AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT I-- $ ANY AUTO (Ea accident) I--- ALL OWNED AUTOS BODILY INJURY I-- $ SCHEDULED AUTOS Wer person) I--- HIRED AUTOS BODILY INJURY !-- $ NON-OWNED AUTOS (Per accident) - PROPERTY DAMAGE $ (Per accident) GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $ ==1 ANY AUTO OTHER THAN EA ACC $ AUTO ONLY: AGG $ EXCESS LIABILITY EACH OCCURRENCE $ o OCCUR D CLAIMS MADE AGGREGATE $ $ ~ DEDUCTIBLE $ RETENTION $ $ WORKERS COMPENSATION AND I WC STATU-.I IOTH- TORY LIMITS ER EMPLOYERS' LIABILITY E,L. EACH ACCIDENT $ - - - - CC" - E.L. DISEASE.EA EMPLOYEE. $ E.L. DISEASE - POLICY LIMIT $ OTHER DESCRIPTION OF OPERATIONS/LOCATIONSNEHICLESIEXCLUSIONS ADDED BY ENDORSEMENTISPECIAL PROVISIONS HI::CEIVED A TTN: SUSAN STEPHENSON - FAX #727-562-4086 PROPERTY LOCATION: 1 CARLOUEL SUBDIVISION, CLEARWATER, FLORIDA APR 2 1 '?n03 RISK MANAGEMENT CERTIFICATE HOLDER I X I ADDITIONAL INSURED; INSURER LETTER: CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION CITY OF CLEARWATER DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL ---1Q.. DAYS WRITTEN RISK MANAGEMENT DEPARTMENT NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL P.O. BOX 4748 IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR CLEARWATER, FL 33758 REPRESEI\t.ATIVES. J. AUT~A~~A,..- - I ACORD 25-S 17/971 ^ C ~A r\ I _ / 46- 64 V 12 1Q, IN {TL: t. -/ ~U! (LtC @ACORD CORPORATION 1988 IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s), If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). DISCLAIMER ... ~.- The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. ACORD 25-5 (7/97)